Shanghai Fraternity Association Credit Card

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Amount: 250 · Applies to: 首250名成功轉換「亞洲萬里通」里數的持卡人 · Period: promotion total · Type: limited · Unit: other
• Application or registration is required.
• 持上海商業銀行信用卡，透過個人網上銀行或「上商理財」手機應用程式的指定積分兌換頁面轉換「亞洲萬里通」里數。
• 須於推廣期內申請轉換目標里數，再以該卡簽賬累積足夠積分轉換目標里數，方可獲額外里數。
• 優惠只限首250名成功轉換里數的持卡人，以本行個人網上銀行記錄為準；先到先得，額滿即止；額滿時將於本行網頁公布。
• 轉換里數及額外20%里數將於2026年12月內分別存入持卡人之國泰賬戶。
• 每次最低轉換1,000「亞洲萬里通」里數，並須為1,000里數或其倍數。
• 每轉換1,000里數須繳HK$10手續費；每次最低收費HK$100，最高HK$500；費用從信用卡賬戶扣除。
• 每15積分可轉換1「亞洲萬里通」里數。
• 優惠須受條款及細則約束。來源提及更多優惠及條款詳情，但該連結內容未檢視。
• 額外20%「亞洲萬里通」里數轉換優惠: Now – 2026-11-22

Open source offer ↗

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$7,000.00
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• The promotion period is from 1 August 2026 to 31 July 2027, both dates inclusive.
• New principal-card applicants must successfully apply for the Shanghai Fraternity Association Hong Kong Limited UnionPay Dual Currency Diamond Credit Card within the Promotion Period; supplementary cards are excluded.
• The applicant must not have held any credit card or co-branded credit card of Shanghai Commercial Bank in the past 12 months.
• The applicant must accumulate Eligible Spending of HK$7,000 or above within the first 2 months of the new card issuance date and successfully enrol for credit-card e-statement.
• Eligible Transactions refer to retail purchases and online purchases. Exclusions include SFAL Member Restaurant spending, outstanding balance, cash advance, balance transfer amount, Bank Internet Banking, ATM or Mobile Banking bill payments including tax, utilities and insurance payments, all credit-card charges including annual fees, finance charges, late charges and interest, and unposted, unauthorised, cancelled, refunded, fraudulent or other unqualified transactions.
• The HK$500 Free Spending Credit is credited to the cardholder's HKD credit-card account within 2 months after the Spending Period.
• If a new cardholder applies for more than one Bank credit card during the Promotion Period and uses more than one Bank credit card to fulfil the welcome-offer spending requirement, the cardholder is entitled to one welcome gift only.
• If the new cardholder cancels the Eligible Credit Card within 12 months from the date of welcome-gift redemption, the Bank charges an administrative fee of HK$600 to the relevant credit-card account without prior notice.
• The welcome gift is available while stock lasts and is not transferable, returnable or redeemable for cash. If the selected welcome gift is out of stock, the Bank may offer an alternative gift as a replacement.
• The new cardholder's credit-card account must be valid and in good standing during the redemption period.
• The Bank reserves the right to vary, extend or terminate the offer or amend the terms and conditions without prior notice. The English version prevails in case of discrepancy with the Chinese version.
• The card is for SFAL members only. The product page states an annual income requirement of HK$150,000 for the UnionPay Dual Currency Diamond Credit Card.
• Welcome Gift Promotion Period: 2026-08-01 – 2027-07-31

Open source offer ↗

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Card feature; no spending percentage is stated.
• The card is for SFAL members only.
• The SFAL Credit Card combines with the SFAL membership card. The membership number is printed on the SFAL Credit Card and the card has the features of the membership card.
• Cardholders can use the SFAL Credit Card at SFAL Member Restaurant and any other merchants.
• No Bonus Points are awarded for spending at SFAL Member Restaurant.
• The product page states an annual income requirement of HK$150,000 for the UnionPay Dual Currency Diamond Credit Card.

Open source offer ↗

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Non percentage financing benefit.
• The product page states that using the SFAL Credit Card to settle a bill at SFAL Member Restaurant provides an interest-free repayment period of up to 56 days.
• No interest is charged when the statement balance is paid in full by the due date. The interest-free period depends on when a purchase is made within the statement cycle.
• There is no interest-free period for cash advances or bill payment of other credit-card bills.
• No Bonus Points are awarded for spending at SFAL Member Restaurant.
• The card is for SFAL members only. The product page states an annual income requirement of HK$150,000 for the UnionPay Dual Currency Diamond Credit Card.

Open source offer ↗