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No usable purchase percentage; threshold comparison rates are not flat rewards. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 8000 • Applies to all eligible spending, subject to the conditions. • New credit-card customer; apply during the promotion; approved card; accumulate HK$8,000 eligible spend in the first 60 calendar days. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

• Eligibility: Audience: all
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$8,000.00
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• New credit-card customer; apply during the promotion; approved card; accumulate HK$8,000 eligible spend in the first 60 calendar days.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• welcome promotion applications: 2026-03-01 – 2027-02-28

No usable purchase percentage; threshold comparison rates are not flat rewards. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 8000 • Applies to all eligible spending, subject to the conditions. • New credit-card customer; choose MoneyBack points when applying; bind the HSBC easy card to the MoneyBack App within 30 calendar days after card issue; accumulate HK$8,000 eligible spend in the first 60 calendar days. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

• Eligibility: Audience: all
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$8,000.00
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• New credit-card customer; choose MoneyBack points when applying; bind the HSBC easy card to the MoneyBack App within 30 calendar days after card issue; accumulate HK$8,000 eligible spend in the first 60 calendar days.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• welcome promotion applications: 2026-03-01 – 2027-02-28

No usable purchase percentage; threshold comparison rates are not flat rewards. • Customer: Existing customer • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 8000 • Applies to all eligible spending, subject to the conditions. • Existing credit-card customer; apply during the promotion; approved card; accumulate HK$8,000 eligible spend in the first 60 calendar days. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

• Eligibility: Audience: all · Customer status: existing
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$8,000.00
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• Existing credit-card customer; apply during the promotion; approved card; accumulate HK$8,000 eligible spend in the first 60 calendar days.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• welcome promotion applications: 2026-03-01 – 2027-02-28

No usable purchase percentage; threshold comparison rates are not flat rewards. • Customer: Existing customer • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 8000 • Applies to all eligible spending, subject to the conditions. • Existing credit-card customer; choose MoneyBack points when applying; bind the HSBC easy card to the MoneyBack App within 30 calendar days after card issue; accumulate HK$8,000 eligible spend in the first 60 calendar days. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

• Eligibility: Audience: all · Customer status: existing
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$8,000.00
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• Existing credit-card customer; choose MoneyBack points when applying; bind the HSBC easy card to the MoneyBack App within 30 calendar days after card issue; accumulate HK$8,000 eligible spend in the first 60 calendar days.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• welcome promotion applications: 2026-03-01 – 2027-02-28

This benefit does not apply to a purchase. • Application, registration or activation required. See conditions. • New or existing customer; apply and receive approval; bind the card to the MoneyBack App within the first 30 calendar days after issue; membership is for one year; account must remain valid and in good standing.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• New or existing customer; apply and receive approval; bind the card to the MoneyBack App within the first 30 calendar days after issue; membership is for one year; account must remain valid and in good standing.
• VIP promotion applications: 2025-05-18 – 2027-02-28

This benefit does not apply to a purchase. • Customer: New customer • Application, registration or activation required. See conditions. • New credit-card customer; activate the card within the first 60 calendar days; successfully apply for and receive approval for a Cash Instalment Plan with an approved withdrawal amount of at least HK$20,000 and a repayment period of at least 12 months; one reward per eligible cardholder; early repayment or cancellation can remove or claw back the reward.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• New credit-card customer; activate the card within the first 60 calendar days; successfully apply for and receive approval for a Cash Instalment Plan with an approved withdrawal amount of at least HK$20,000 and a repayment period of at least 12 months; one reward per eligible cardholder; early repayment or cancellation can remove or claw back the reward.
• cash instalment promotion: 2026-03-01 – 2027-02-28

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Eligible categories: 餐飲 • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

• Eligibility: Audience: all
• Eligible spending: Applies to: 餐飲 · Type: category
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Eligible categories: 海外簽賬 • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

• Eligibility: Audience: all
• Eligible spending: Applies to: 海外簽賬 · Type: category
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: be-earth, go24-fitness, pure-group, snap-fitness, square-fitness • Eligible merchants: be-earth, go24-fitness, pure-group, snap-fitness, square-fitness • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

• Eligibility: Audience: all
• Eligible spending: Applies to: be earth / go24 fitness / pure group / snap fitness / square fitness · Type: merchant
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: cgv-cinemas, festival-grand-cinema, k11-art-house, mcl, movie-town, star-cinema • Eligible merchants: cgv-cinemas, festival-grand-cinema, k11-art-house, mcl, movie-town, star-cinema • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

• Eligibility: Audience: all
• Eligible spending: Applies to: cgv cinemas / festival grand cinema / k11 art house / mcl / movie town / star cinema · Type: merchant
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: ef-english-centers • Eligible merchants: ef-english-centers • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

• Eligibility: Audience: all
• Eligible spending: Applies to: ef english centers · Type: merchant
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

Not counted: this offer applies to another possible merchant. Select the merchant to calculate it. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: kkbox, moov, neway-ceo-karaoke • Eligible merchants: kkbox, moov, neway-ceo-karaoke • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

• Eligibility: Audience: all
• Eligible spending: Applies to: kkbox / moov / neway ceo karaoke · Type: merchant
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: hutchgo, kkday, klook, trip-com • Eligible merchants: hutchgo, kkday, klook, trip-com • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

• Eligibility: Audience: all
• Eligible spending: Applies to: hutchgo / kkday / klook / trip com · Type: merchant
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: toniandguy-hong-kong, zi-massage-and-wellness • Eligible merchants: toniandguy-hong-kong, zi-massage-and-wellness • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

• Eligibility: Audience: all
• Eligible spending: Applies to: toniandguy hong kong / zi massage and wellness · Type: merchant
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: mtr, pit • Eligible merchants: mtr, pit • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

• Eligibility: Audience: all
• Eligible spending: Applies to: mtr / pit · Type: merchant
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: esso, shell, shell-recharge, sinopec, tesla • Eligible merchants: esso, shell, shell-recharge, sinopec, tesla • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

• Eligibility: Audience: all
• Eligible spending: Applies to: esso / shell / shell recharge / sinopec / tesla · Type: merchant
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: 759, big-c, don-don-donki, greenprice, fusion, taste, taste-x-fresh, international, food-le-parc, gourmet, great-food-hall • Eligible merchants: 759, big-c, don-don-donki, greenprice, fusion, taste, taste-x-fresh, international, food-le-parc, gourmet, great-food-hall • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

• Eligibility: Audience: all
• Eligible spending: Applies to: 759 / big c / don don donki / greenprice / fusion / taste / taste x fresh / international / food le parc / gourmet / great food hall · Type: merchant
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: at-home, jhc, keychain-pay • Eligible merchants: at-home, jhc, keychain-pay • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

• Eligibility: Audience: all
• Eligible spending: Applies to: at home / jhc / keychain pay · Type: merchant
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: bruno, j-select, panasonic, price, w-mall, yoho • Eligible merchants: bruno, j-select, panasonic, price, w-mall, yoho • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

• Eligibility: Audience: all
• Eligible spending: Applies to: bruno / j select / panasonic / price / w mall / yoho · Type: merchant
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: 1o1o, 3, csl, club-sim, hkt, now-tv, smartone, supreme • Eligible merchants: 1o1o, 3, csl, club-sim, hkt, now-tv, smartone, supreme • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

• Eligibility: Audience: all
• Eligible spending: Applies to: 1o1o / 3 / csl / club sim / hkt / now tv / smartone / supreme · Type: merchant
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: petmium, q-pets, the-dogs-garden, three-little-meow • Eligible merchants: petmium, q-pets, the-dogs-garden, three-little-meow • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

• Eligibility: Audience: all
• Eligible spending: Applies to: petmium / q pets / the dogs garden / three little meow · Type: merchant
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: aeon, aeon-style, aeon-supermarket, apita, bento-express-by-aeon, c, citistore, citysuper, citysuper-neighbourhood, citysuper-log-on, hktvmall, harvey-nichols, living-plaza-by-aeon, log-on, marks-and-spencer, mono-mono, uny • Eligible merchants: aeon, aeon-style, aeon-supermarket, apita, bento-express-by-aeon, c, citistore, citysuper, citysuper-neighbourhood, citysuper-log-on, hktvmall, harvey-nichols, living-plaza-by-aeon, log-on, marks-and-spencer, mono-mono, uny • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

• Eligibility: Audience: all
• Eligible spending: Applies to: aeon / aeon style / aeon supermarket / apita / bento express by aeon / c / citistore / citysuper / citysuper neighbourhood / citysuper log on / hktvmall / harvey nichols / living plaza by aeon / log on / marks and spencer / mono mono / uny · Type: merchant
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

This benefit does not apply to a purchase. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: 7-for-all-mankind, agn-s-b, birkenstock, brooks-brothers, club-monaco, columbia, crocs, decathlon, ecco, egg-optical-boutique, go-wild, gu, misch-masch, nical, 88, oriental-traffic, wa-oriental-traffic, rockport, skechers, sport-b, teva, theory, twist, ugg, uniqlo, zalora, zoff • Eligible merchants: 7-for-all-mankind, agn-s-b, birkenstock, brooks-brothers, club-monaco, columbia, crocs, decathlon, ecco, egg-optical-boutique, go-wild, gu, misch-masch, nical, 88, oriental-traffic, wa-oriental-traffic, rockport, skechers, sport-b, teva, theory, twist, ugg, uniqlo, zalora, zoff • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

• Eligibility: Audience: all
• Eligible spending: Applies to: 7 for all mankind / agn s b / birkenstock / brooks brothers / club monaco / columbia / crocs / decathlon / ecco / egg optical boutique / go wild / gu / misch masch / nical / 88 / oriental traffic / wa oriental traffic / rockport / skechers / sport b / teva / theory / twist / ugg / uniqlo / zalora / zoff · Type: merchant
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: @cosme-store, beauty-avenue, ipsa, joyce-beauty, mtm-labo, time-by-mtm-labo, spa-by-mtm-labo, nars, serge-lutens, shiseido • Eligible merchants: @cosme-store, beauty-avenue, ipsa, joyce-beauty, mtm-labo, time-by-mtm-labo, spa-by-mtm-labo, nars, serge-lutens, shiseido • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

• Eligibility: Audience: all
• Eligible spending: Applies to: @cosme store / beauty avenue / ipsa / joyce beauty / mtm labo / time by mtm labo / spa by mtm labo / nars / serge lutens / shiseido · Type: merchant
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: osim, oto, slowood • Eligible merchants: osim, oto, slowood • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

• Eligibility: Audience: all
• Eligible spending: Applies to: osim / oto / slowood · Type: merchant
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: agnes-b-fleuriste, cantevole, casetify, la-boh-me, royce • Eligible merchants: agnes-b-fleuriste, cantevole, casetify, la-boh-me, royce • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

• Eligibility: Audience: all
• Eligible spending: Applies to: agnes b fleuriste / cantevole / casetify / la boh me / royce · Type: merchant
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Application, registration or activation required. See conditions. • Merchants: pns, fusion, taste, taste-x-fresh, international, food-parc, great-food-hall • Eligible merchants: pns, fusion, taste, taste-x-fresh, international, food-parc, great-food-hall • Link the eligible card to the MoneyBack App before spending; show the MoneyBack member QR code in store or log in online; eligible transaction must be settled in HKD. • The 4X rate is for MoneyBack members; the 6X rate is for MoneyBack VIP members. Exclude electronic-wallet, unposted, cancelled and refunded transactions and source-listed excluded products. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

• Eligibility: Audience: all
• Eligible spending: Applies to: pns / fusion / taste / taste x fresh / international / food parc / great food hall · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• Link the eligible card to the MoneyBack App before spending; show the MoneyBack member QR code in store or log in online; eligible transaction must be settled in HKD.
• The 4X rate is for MoneyBack members; the 6X rate is for MoneyBack VIP members. Exclude electronic-wallet, unposted, cancelled and refunded transactions and source-listed excluded products.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31

Category or merchant does not match. • Application, registration or activation required. See conditions. • Merchants: pns, fusion, taste, taste-x-fresh, international, food-parc, great-food-hall • Eligible merchants: pns, fusion, taste, taste-x-fresh, international, food-parc, great-food-hall • Link the eligible card to the MoneyBack App before spending; show the MoneyBack member QR code in store or log in online; eligible transaction must be settled in HKD. • The 4X rate is for MoneyBack members; the 6X rate is for MoneyBack VIP members. Exclude electronic-wallet, unposted, cancelled and refunded transactions and source-listed excluded products. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

• Eligibility: Audience: all
• Eligible spending: Applies to: pns / fusion / taste / taste x fresh / international / food parc / great food hall · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• Link the eligible card to the MoneyBack App before spending; show the MoneyBack member QR code in store or log in online; eligible transaction must be settled in HKD.
• The 4X rate is for MoneyBack members; the 6X rate is for MoneyBack VIP members. Exclude electronic-wallet, unposted, cancelled and refunded transactions and source-listed excluded products.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31

Category or merchant does not match. • Application, registration or activation required. See conditions. • Merchants: watsons • Eligible merchants: watsons • Link the eligible card to the MoneyBack App before spending; show the MoneyBack member QR code in store or log in online; eligible transaction must be settled in HKD. • The 4X rate is for MoneyBack members; the 6X rate is for MoneyBack VIP members. Exclude electronic-wallet, unposted, cancelled and refunded transactions and source-listed excluded products. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

• Eligibility: Audience: all
• Eligible spending: Applies to: watsons · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• Link the eligible card to the MoneyBack App before spending; show the MoneyBack member QR code in store or log in online; eligible transaction must be settled in HKD.
• The 4X rate is for MoneyBack members; the 6X rate is for MoneyBack VIP members. Exclude electronic-wallet, unposted, cancelled and refunded transactions and source-listed excluded products.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31

Category or merchant does not match. • Application, registration or activation required. See conditions. • Merchants: watsons • Eligible merchants: watsons • Link the eligible card to the MoneyBack App before spending; show the MoneyBack member QR code in store or log in online; eligible transaction must be settled in HKD. • The 4X rate is for MoneyBack members; the 6X rate is for MoneyBack VIP members. Exclude electronic-wallet, unposted, cancelled and refunded transactions and source-listed excluded products. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

• Eligibility: Audience: all
• Eligible spending: Applies to: watsons · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• Link the eligible card to the MoneyBack App before spending; show the MoneyBack member QR code in store or log in online; eligible transaction must be settled in HKD.
• The 4X rate is for MoneyBack members; the 6X rate is for MoneyBack VIP members. Exclude electronic-wallet, unposted, cancelled and refunded transactions and source-listed excluded products.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31

Category or merchant does not match. • Application, registration or activation required. See conditions. • Merchants: fortress, techlife-by-fortress • Eligible merchants: fortress, techlife-by-fortress • Link the eligible card to the MoneyBack App before spending; show the MoneyBack member QR code in store or log in online; eligible transaction must be settled in HKD. • The 4X rate is for MoneyBack members; the 6X rate is for MoneyBack VIP members. Exclude electronic-wallet, unposted, cancelled and refunded transactions and source-listed excluded products. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

• Eligibility: Audience: all
• Eligible spending: Applies to: fortress / techlife by fortress · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• Link the eligible card to the MoneyBack App before spending; show the MoneyBack member QR code in store or log in online; eligible transaction must be settled in HKD.
• The 4X rate is for MoneyBack members; the 6X rate is for MoneyBack VIP members. Exclude electronic-wallet, unposted, cancelled and refunded transactions and source-listed excluded products.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31

Category or merchant does not match. • Application, registration or activation required. See conditions. • Merchants: fortress, techlife-by-fortress • Eligible merchants: fortress, techlife-by-fortress • Link the eligible card to the MoneyBack App before spending; show the MoneyBack member QR code in store or log in online; eligible transaction must be settled in HKD. • The 4X rate is for MoneyBack members; the 6X rate is for MoneyBack VIP members. Exclude electronic-wallet, unposted, cancelled and refunded transactions and source-listed excluded products. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

• Eligibility: Audience: all
• Eligible spending: Applies to: fortress / techlife by fortress · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• Link the eligible card to the MoneyBack App before spending; show the MoneyBack member QR code in store or log in online; eligible transaction must be settled in HKD.
• The 4X rate is for MoneyBack members; the 6X rate is for MoneyBack VIP members. Exclude electronic-wallet, unposted, cancelled and refunded transactions and source-listed excluded products.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31

Category or merchant does not match. • Limit: 64 HKD · Per Day • Limit applies to: discount per eligible card account per PNS promotion day • Application, registration or activation required. See conditions. • Merchants: pns, fusion, taste, taste-x-fresh, international, food-parc, great-food-hall • Eligible merchants: pns, fusion, taste, taste-x-fresh, international, food-parc, great-food-hall • Link the eligible card to MoneyBack; PNS member days are the 2nd, 12th and 22nd of each month. Physical-store net single transaction minimum is HKD100; PNS online minimum is HKD800. Exclude source-listed products, e-wallets and cancelled/refunded transactions. • The discount is capped at HKD64 per eligible card account on each PNS promotion day.

• Eligibility: Audience: all
• Eligible spending: Applies to: pns / fusion / taste / taste x fresh / international / food parc / great food hall · Type: merchant
• Benefit limit: Amount: 64 · Applies to: discount per eligible card account per PNS promotion day · Currency: HKD · Period: per day · Type: limited · Unit: currency
• Application or registration is required.
• Link the eligible card to MoneyBack; PNS member days are the 2nd, 12th and 22nd of each month. Physical-store net single transaction minimum is HKD100; PNS online minimum is HKD800. Exclude source-listed products, e-wallets and cancelled/refunded transactions.
• The discount is capped at HKD64 per eligible card account on each PNS promotion day.
• MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31

Category or merchant does not match. • Limit: 40 HKD · Per Day • Limit applies to: discount per eligible card account per Watsons promotion day • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 400 • Merchants: watsons • Eligible merchants: watsons • Link the eligible card to MoneyBack; member days are the 8th, 18th and 28th of each month; net single transaction minimum HKD400; source-listed exclusions apply. • The discount is capped at HKD40 per eligible card account on each Watsons promotion day.

• Eligibility: Audience: all
• Eligible spending: Applies to: watsons · Type: merchant
• Minimum requirement: Period: per transaction · Spend: HK$400.00
• Benefit limit: Amount: 40 · Applies to: discount per eligible card account per Watsons promotion day · Currency: HKD · Period: per day · Type: limited · Unit: currency
• Application or registration is required.
• Link the eligible card to MoneyBack; member days are the 8th, 18th and 28th of each month; net single transaction minimum HKD400; source-listed exclusions apply.
• The discount is capped at HKD40 per eligible card account on each Watsons promotion day.
• MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31

Category or merchant does not match. • Limit: 100 HKD · Per Day • Limit applies to: discount per eligible card account per Fortress promotion day • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 2000 • Merchants: fortress, techlife-by-fortress • Eligible merchants: fortress, techlife-by-fortress • Link the eligible card to MoneyBack; member days are the 10th of January, May, August and December plus any designated dates; net single transaction minimum HKD2,000; source-listed product and service exclusions apply. • The discount is capped at HKD100 per eligible card account on each Fortress promotion day.

• Eligibility: Audience: all
• Eligible spending: Applies to: fortress / techlife by fortress · Type: merchant
• Minimum requirement: Period: per transaction · Spend: HK$2,000.00
• Benefit limit: Amount: 100 · Applies to: discount per eligible card account per Fortress promotion day · Currency: HKD · Period: per day · Type: limited · Unit: currency
• Application or registration is required.
• Link the eligible card to MoneyBack; member days are the 10th of January, May, August and December plus any designated dates; net single transaction minimum HKD2,000; source-listed product and service exclusions apply.
• The discount is capped at HKD100 per eligible card account on each Fortress promotion day.
• MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31

Category or merchant does not match. • Limit: 250 HKD · Per Day • Limit applies to: discount per MoneyBack account per Watsons Wine Cellar member day • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 2000 • Merchants: watsons-wine-cellar • Eligible merchants: watsons-wine-cellar • Link the eligible card to MoneyBack and the Watsons Wine Cellar account; member day is the 5th of January, April, July and October; net single transaction minimum HKD2,000; full payment must be made with the linked card; Apple Pay, Google Pay and Samsung Pay are excluded. • The discount is capped at HKD250 per member account on each member day.

• Eligibility: Audience: all
• Eligible spending: Applies to: watsons wine cellar · Type: merchant
• Minimum requirement: Period: per transaction · Spend: HK$2,000.00
• Benefit limit: Amount: 250 · Applies to: discount per MoneyBack account per Watsons Wine Cellar member day · Currency: HKD · Period: per day · Type: limited · Unit: currency
• Application or registration is required.
• Link the eligible card to MoneyBack and the Watsons Wine Cellar account; member day is the 5th of January, April, July and October; net single transaction minimum HKD2,000; full payment must be made with the linked card; Apple Pay, Google Pay and Samsung Pay are excluded.
• The discount is capped at HKD250 per member account on each member day.
• MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31

Category or merchant does not match. • Limit: 4 deliveries · Per Year • Limit applies to: PNS online orders • Application, registration or activation required. See conditions. • Merchants: pns • Eligible merchants: pns • Link the eligible card to MoneyBack and pay the full PNS order with the linked card; one free delivery in each calendar quarter; local delivery only; source-listed order and location exclusions apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: pns · Type: merchant
• Benefit limit: Amount: 4 · Applies to: PNS online orders · Period: per year · Type: limited · Unit: deliveries
• Application or registration is required.
• Link the eligible card to MoneyBack and pay the full PNS order with the linked card; one free delivery in each calendar quarter; local delivery only; source-listed order and location exclusions apply.
• MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31

Category or merchant does not match. • Limit: 4 deliveries · Per Year • Limit applies to: Watsons online orders • Application, registration or activation required. See conditions. • Merchants: watsons • Eligible merchants: watsons • Link the eligible card to MoneyBack and pay the full Watsons online order with the linked card; one free home delivery in each calendar quarter; Hong Kong online store only; source-listed order and location exclusions apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: watsons · Type: merchant
• Benefit limit: Amount: 4 · Applies to: Watsons online orders · Period: per year · Type: limited · Unit: deliveries
• Application or registration is required.
• Link the eligible card to MoneyBack and pay the full Watsons online order with the linked card; one free home delivery in each calendar quarter; Hong Kong online store only; source-listed order and location exclusions apply.
• MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31

Category or merchant does not match. • Limit: 4 deliveries · Per Year • Limit applies to: Fortress online orders • Application, registration or activation required. See conditions. • Merchants: fortress • Eligible merchants: fortress • Link the eligible card to MoneyBack and pay the full Fortress online order with the linked card; one free basic delivery in each calendar quarter; extra handling services can cost extra.

• Eligibility: Audience: all
• Eligible spending: Applies to: fortress · Type: merchant
• Benefit limit: Amount: 4 · Applies to: Fortress online orders · Period: per year · Type: limited · Unit: deliveries
• Application or registration is required.
• Link the eligible card to MoneyBack and pay the full Fortress online order with the linked card; one free basic delivery in each calendar quarter; extra handling services can cost extra.
• MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31

Category or merchant does not match. • Limit: 1 delivery · Per Year • Limit applies to: birthday-month PNS delivery • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 250 • Merchants: pns • Eligible merchants: pns • Link the eligible card to MoneyBack, provide a birthday month in the member profile, and make a net spend over HKD250 in a PNS physical store during the birthday month; once in the birthday month; fresh, frozen and chilled product orders are excluded.

• Eligibility: Audience: all
• Eligible spending: Applies to: pns · Type: merchant
• Minimum requirement: Period: per transaction · Spend: HK$250.00
• Benefit limit: Amount: 1 · Applies to: birthday month PNS delivery · Period: per year · Type: limited · Unit: delivery
• Application or registration is required.
• Link the eligible card to MoneyBack, provide a birthday month in the member profile, and make a net spend over HKD250 in a PNS physical store during the birthday month; once in the birthday month; fresh, frozen and chilled product orders are excluded.
• MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31

Category or merchant does not match. • Limit: 50 HKD · Per Year • Limit applies to: birthday-month Watsons online discount • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 450 • Merchants: watsons • Eligible merchants: watsons • Link the eligible card to MoneyBack, provide a birthday month in the member profile, make a net Watsons online spend over HKD450 in the birthday month, and select the birthday HKD50 discount at checkout; once per birthday month; source-listed exclusions apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: watsons · Type: merchant
• Minimum requirement: Period: per transaction · Spend: HK$450.00
• Benefit limit: Amount: 50 · Applies to: birthday month Watsons online discount · Currency: HKD · Period: per year · Type: limited · Unit: currency
• Application or registration is required.
• Link the eligible card to MoneyBack, provide a birthday month in the member profile, make a net Watsons online spend over HKD450 in the birthday month, and select the birthday HKD50 discount at checkout; once per birthday month; source-listed exclusions apply.
• MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31

Category or merchant does not match. • Limit: 100 HKD · Per Year • Limit applies to: birthday-month Fortress online discount • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 1000 • Merchants: fortress • Eligible merchants: fortress • Link the eligible card to MoneyBack, provide a birthday month in the member profile, and make a single net Fortress online spend over HKD1,000 in the birthday month; once per birthday month; source-listed product and service exclusions apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: fortress · Type: merchant
• Minimum requirement: Period: per transaction · Spend: HK$1,000.00
• Benefit limit: Amount: 100 · Applies to: birthday month Fortress online discount · Currency: HKD · Period: per year · Type: limited · Unit: currency
• Application or registration is required.
• Link the eligible card to MoneyBack, provide a birthday month in the member profile, and make a single net Fortress online spend over HKD1,000 in the birthday month; once per birthday month; source-listed product and service exclusions apply.
• MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31

Category or merchant does not match. • Limit: 1 consultation · Per Year • Limit applies to: Watsons registered Chinese-medicine consultation • Application, registration or activation required. See conditions. • Merchants: watsons • Eligible merchants: watsons • Link the eligible card to MoneyBack; appointment required; only the listed Watsons branches; pay the full amount with the eligible card; medicine, premium herbs and treatment fees are excluded; show the MoneyBack App; once per year; valid until 2026-12-31.

• Eligibility: Audience: all
• Eligible spending: Applies to: watsons · Type: merchant
• Benefit limit: Amount: 1 · Applies to: Watsons registered Chinese medicine consultation · Period: per year · Type: limited · Unit: consultation
• Application or registration is required.
• Link the eligible card to MoneyBack; appointment required; only the listed Watsons branches; pay the full amount with the eligible card; medicine, premium herbs and treatment fees are excluded; show the MoneyBack App; once per year; valid until 2026-12-31.
• MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31

Category or merchant does not match. • Limit: 1 service · Per Year • Limit applies to: Watsons makeup-service experience • Application, registration or activation required. See conditions. • Merchants: watsons • Eligible merchants: watsons • Link the eligible card to MoneyBack; appointment required; designated Watsons branches only; pay the full amount with the eligible card; show the MoneyBack App; once per year; valid until 2026-12-31.

• Eligibility: Audience: all
• Eligible spending: Applies to: watsons · Type: merchant
• Benefit limit: Amount: 1 · Applies to: Watsons makeup service experience · Period: per year · Type: limited · Unit: service
• Application or registration is required.
• Link the eligible card to MoneyBack; appointment required; designated Watsons branches only; pay the full amount with the eligible card; show the MoneyBack App; once per year; valid until 2026-12-31.
• MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31

Category or merchant does not match. • Application, registration or activation required. See conditions. • Merchants: watsons-wine-cellar • Eligible merchants: watsons-wine-cellar • Link the eligible card to MoneyBack; eligible Watsons Wine Cellar store, online or App spending receives 3X points; source exclusions and non-combinability rules apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: watsons wine cellar · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• Link the eligible card to MoneyBack; eligible Watsons Wine Cellar store, online or App spending receives 3X points; source exclusions and non-combinability rules apply.
• MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31

Category or merchant does not match. • Application, registration or activation required. See conditions. • Merchants: hutchgo • Eligible merchants: hutchgo • Link the eligible card to MoneyBack; eligible hutchgo travel-product spending and completed travel programmes receive 3X points; hutchgo mall spending is excluded.

• Eligibility: Audience: all
• Eligible spending: Applies to: hutchgo · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• Link the eligible card to MoneyBack; eligible hutchgo travel-product spending and completed travel programmes receive 3X points; hutchgo mall spending is excluded.
• MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31

Category or merchant does not match. • Application, registration or activation required. See conditions. • Merchants: 3 • Eligible merchants: 3 • Link the eligible card to MoneyBack; eligible designated 3 Hong Kong spending receives 3X points; source-defined qualifying-service and payment rules apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: 3 · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• Link the eligible card to MoneyBack; eligible designated 3 Hong Kong spending receives 3X points; source-defined qualifying-service and payment rules apply.
• MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31

Category or merchant does not match. • Application, registration or activation required. See conditions. • Merchants: supreme • Eligible merchants: supreme • Link the eligible card to MoneyBack; eligible designated SUPREME spending receives 3X points; source-defined qualifying-service and payment rules apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: supreme · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• Link the eligible card to MoneyBack; eligible designated SUPREME spending receives 3X points; source-defined qualifying-service and payment rules apply.
• MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31

This benefit does not apply to a purchase. • Application, registration or activation required. See conditions. • Link the eligible card to MoneyBack; designated Harbour Plaza hotel spending receives 3X points; source hotel list and non-year-round-promotion restrictions apply.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• Link the eligible card to MoneyBack; designated Harbour Plaza hotel spending receives 3X points; source hotel list and non-year-round-promotion restrictions apply.
• MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31

Category or merchant does not match. • Limit: 200 HKD · Per Year • Limit applies to: hutchgo birthday discount • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 2000 • Merchants: hutchgo • Eligible merchants: hutchgo • Link the eligible card to MoneyBack and use the required hutchgo website/app flow; provide a birthday month when required; source-listed hutchgo mall, refund, cancellation and product restrictions apply. • Spend HKD2,000 at hutchgo travel products during the birthday month; once per year.

• Eligibility: Audience: all
• Eligible spending: Applies to: hutchgo · Type: merchant
• Minimum requirement: Period: per transaction · Spend: HK$2,000.00
• Benefit limit: Amount: 200 · Applies to: hutchgo birthday discount · Currency: HKD · Period: per year · Type: limited · Unit: currency
• Application or registration is required.
• Link the eligible card to MoneyBack and use the required hutchgo website/app flow; provide a birthday month when required; source-listed hutchgo mall, refund, cancellation and product restrictions apply.
• Spend HKD2,000 at hutchgo travel products during the birthday month; once per year.
• MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31

Category or merchant does not match. • Limit: 50 HKD · Per Year • Limit applies to: hutchgo annual discount • Application, registration or activation required. See conditions. • Merchants: hutchgo • Eligible merchants: hutchgo • Link the eligible card to MoneyBack and use the required hutchgo website/app flow; provide a birthday month when required; source-listed hutchgo mall, refund, cancellation and product restrictions apply. • Use the hutchgo discount once per year; no minimum spend stated.

• Eligibility: Audience: all
• Eligible spending: Applies to: hutchgo · Type: merchant
• Benefit limit: Amount: 50 · Applies to: hutchgo annual discount · Currency: HKD · Period: per year · Type: limited · Unit: currency
• Application or registration is required.
• Link the eligible card to MoneyBack and use the required hutchgo website/app flow; provide a birthday month when required; source-listed hutchgo mall, refund, cancellation and product restrictions apply.
• Use the hutchgo discount once per year; no minimum spend stated.
• MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31

Category or merchant does not match. • Limit: 100 HKD · Per Year • Limit applies to: hutchgo annual discount • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 2500 • Merchants: hutchgo • Eligible merchants: hutchgo • Link the eligible card to MoneyBack and use the required hutchgo website/app flow; provide a birthday month when required; source-listed hutchgo mall, refund, cancellation and product restrictions apply. • Spend HKD2,500 at hutchgo; use the discount once per year.

• Eligibility: Audience: all
• Eligible spending: Applies to: hutchgo · Type: merchant
• Minimum requirement: Period: per transaction · Spend: HK$2,500.00
• Benefit limit: Amount: 100 · Applies to: hutchgo annual discount · Currency: HKD · Period: per year · Type: limited · Unit: currency
• Application or registration is required.
• Link the eligible card to MoneyBack and use the required hutchgo website/app flow; provide a birthday month when required; source-listed hutchgo mall, refund, cancellation and product restrictions apply.
• Spend HKD2,500 at hutchgo; use the discount once per year.
• MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31

Category or merchant does not match. • Limit: 68 HKD · Per Month • Limit applies to: monthly 5G SIM bill rebate • Application, registration or activation required. See conditions. • Merchants: 3香港, supreme • Eligible merchants: 3香港, supreme • Link the eligible card to MoneyBack before signing; select the designated 5G SIM monthly plan, sign a 24-month contract and pay the monthly fee and HKD28 administration fee by automatic transfer; plan price is HKD160 after the HKD68 monthly rebate from the stated HKD228 price; includes 60GB local and 4GB Mainland/Macau data; source terms apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: 3香港 / supreme · Type: merchant
• Benefit limit: Amount: 68 · Applies to: monthly 5G SIM bill rebate · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Application or registration is required.
• Link the eligible card to MoneyBack before signing; select the designated 5G SIM monthly plan, sign a 24-month contract and pay the monthly fee and HKD28 administration fee by automatic transfer; plan price is HKD160 after the HKD68 monthly rebate from the stated HKD228 price; includes 60GB local and 4GB Mainland/Macau data; source terms apply.
• MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31

Category or merchant does not match. • Limit: 1 borrowing · Per Month • Limit applies to: SUPREME mobile-charger borrowing • Application, registration or activation required. See conditions. • Merchants: supreme • Eligible merchants: supreme • Link the eligible card to MoneyBack before use; SUPREME stores only; one charger set and cable may be borrowed for 48 hours each month; first-come, first-served and loss/damage fees apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: supreme · Type: merchant
• Benefit limit: Amount: 1 · Applies to: SUPREME mobile charger borrowing · Period: per month · Type: limited · Unit: borrowing
• Application or registration is required.
• Link the eligible card to MoneyBack before use; SUPREME stores only; one charger set and cable may be borrowed for 48 hours each month; first-come, first-served and loss/damage fees apply.
• MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31

Category or merchant does not match. • Application, registration or activation required. See conditions. • Merchants: 3香港, supreme • Eligible merchants: 3香港, supreme • Link the eligible card to MoneyBack before use; consent and a signed communications-equipment data-transfer agreement are required; 3 Hong Kong and SUPREME service terms apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: 3香港 / supreme · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• Link the eligible card to MoneyBack before use; consent and a signed communications-equipment data-transfer agreement are required; 3 Hong Kong and SUPREME service terms apply.
• MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31

Category or merchant does not match. • Limit: 50 HKD · Per Year • Limit applies to: XtraMall birthday discount • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 500 • Merchants: xtramall • Eligible merchants: xtramall • Provide a birthday month in the MoneyBack member profile; during the birthday month, spend at least HKD500 on one designated XtraMall product, link the eligible card to MoneyBack and enter the required promotion code; once per year; XtraMall online only and source-listed exclusions apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: xtramall · Type: merchant
• Minimum requirement: Period: per transaction · Spend: HK$500.00
• Benefit limit: Amount: 50 · Applies to: XtraMall birthday discount · Currency: HKD · Period: per year · Type: limited · Unit: currency
• Application or registration is required.
• Provide a birthday month in the MoneyBack member profile; during the birthday month, spend at least HKD500 on one designated XtraMall product, link the eligible card to MoneyBack and enter the required promotion code; once per year; XtraMall online only and source-listed exclusions apply.
• MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31

Category or merchant does not match. • Application, registration or activation required. See conditions. • Merchants: supreme • Eligible merchants: supreme • Link the eligible card to MoneyBack before use; SUPREME stores only; service cannot be transferred or exchanged; merchant terms apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: supreme · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• Link the eligible card to MoneyBack before use; SUPREME stores only; service cannot be transferred or exchanged; merchant terms apply.
• MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31

Category or merchant does not match. • Customer: New customer • Limit: 1 gift · Per Transaction • Limit applies to: each hotel stay • Application, registration or activation required. See conditions. • Merchants: 海逸國際酒店集團 • Eligible merchants: 海逸國際酒店集團 • Link the eligible card to MoneyBack; designated Harbour Plaza hotel stays only; note the benefit when booking; one gift per stay; source hotel list applies.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Applies to: 海逸國際酒店集團 · Type: merchant
• Benefit limit: Amount: 1 · Applies to: each hotel stay · Period: per transaction · Type: limited · Unit: gift
• Application or registration is required.
• Link the eligible card to MoneyBack; designated Harbour Plaza hotel stays only; note the benefit when booking; one gift per stay; source hotel list applies.
• MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31

Category or merchant does not match. • Limit: 1 cake · Per Year • Limit applies to: birthday meal or hotel stay • Application, registration or activation required. See conditions. • Merchants: 海逸國際酒店集團 • Eligible merchants: 海逸國際酒店集團 • Link the eligible card to MoneyBack; book in advance; use once during the birthday month; the electronic voucher is shown in the MoneyBack App; designated Harbour Plaza hotel terms apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: 海逸國際酒店集團 · Type: merchant
• Benefit limit: Amount: 1 · Applies to: birthday meal or hotel stay · Period: per year · Type: limited · Unit: cake
• Application or registration is required.
• Link the eligible card to MoneyBack; book in advance; use once during the birthday month; the electronic voucher is shown in the MoneyBack App; designated Harbour Plaza hotel terms apply.
• MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31

Category or merchant does not match. • Application, registration or activation required. See conditions. • Merchants: watsons-wine-cellar • Eligible merchants: watsons-wine-cellar • Link the eligible card and MoneyBack account; Watsons Wine Cellar members may join the seasonal wine activity; each session is limited to 20 people and is first-come, first-served; activity registration is handled in MoneyBack.

• Eligibility: Audience: all
• Eligible spending: Applies to: watsons wine cellar · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• Link the eligible card and MoneyBack account; Watsons Wine Cellar members may join the seasonal wine activity; each session is limited to 20 people and is first-come, first-served; activity registration is handled in MoneyBack.
• MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Eligible categories: 餐飲 • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded. • Qualifying spend is Hong Kong restaurant and food-premises spend based on card-network merchant codes; banquet, private-party and whole-venue charges, and food counters or merchants in hotels, department stores and clubs are excluded.

• Eligibility: Audience: all
• Eligible spending: Applies to: 餐飲 · Type: category
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• Qualifying spend is Hong Kong restaurant and food-premises spend based on card-network merchant codes; banquet, private-party and whole-venue charges, and food counters or merchants in hotels, department stores and clubs are excluded.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Eligible categories: 海外簽賬 • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded. • Qualifying spend is overseas, Mainland China and Macau spend based on card-network country or region codes; Hong Kong and HKD transactions are excluded.

• Eligibility: Audience: all
• Eligible spending: Applies to: 海外簽賬 · Type: category
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• Qualifying spend is overseas, Mainland China and Macau spend based on card-network country or region codes; Hong Kong and HKD transactions are excluded.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: be-earth, go24-fitness, pure-group, snap-fitness, square-fitness • Eligible merchants: be-earth, go24-fitness, pure-group, snap-fitness, square-fitness • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded. • Spend is limited to the named participating fitness-centre merchants and their Hong Kong branches; department-store counters and sale outlets are excluded.

• Eligibility: Audience: all
• Eligible spending: Applies to: be earth / go24 fitness / pure group / snap fitness / square fitness · Type: merchant
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• Spend is limited to the named participating fitness-centre merchants and their Hong Kong branches; department-store counters and sale outlets are excluded.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: cgv-cinemas, emperor-cinemas, festival-grand-cinema, 康怡戲院, 皇室戲院, k11-art-house, mcl, movie-town, star-cinema • Eligible merchants: cgv-cinemas, emperor-cinemas, festival-grand-cinema, 康怡戲院, 皇室戲院, k11-art-house, mcl, movie-town, star-cinema • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded. • Spend is limited to the named participating cinema merchants and their Hong Kong branches; department-store counters and sale outlets are excluded.

• Eligibility: Audience: all
• Eligible spending: Applies to: cgv cinemas / emperor cinemas / festival grand cinema / 康怡戲院 / 皇室戲院 / k11 art house / mcl / movie town / star cinema · Type: merchant
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• Spend is limited to the named participating cinema merchants and their Hong Kong branches; department-store counters and sale outlets are excluded.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: ef-english-centers, 青苗琴行, 通利琴行 • Eligible merchants: ef-english-centers, 青苗琴行, 通利琴行 • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded. • Spend is limited to the named participating education merchants and their Hong Kong branches; department-store counters and sale outlets are excluded.

• Eligibility: Audience: all
• Eligible spending: Applies to: ef english centers / 青苗琴行 / 通利琴行 · Type: merchant
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• Spend is limited to the named participating education merchants and their Hong Kong branches; department-store counters and sale outlets are excluded.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

Not counted: this offer applies to another possible merchant. Select the merchant to calculate it. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: 焙著你烘焙, 太古城中心冰上皇宮, kkbox, moov, neway-ceo-karaoke, 康體通 • Eligible merchants: 焙著你烘焙, 太古城中心冰上皇宮, kkbox, moov, neway-ceo-karaoke, 康體通 • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded. • Spend is limited to the named participating entertainment merchants and their qualifying Hong Kong transactions.

• Eligibility: Audience: all
• Eligible spending: Applies to: 焙著你烘焙 / 太古城中心冰上皇宮 / kkbox / moov / neway ceo karaoke / 康體通 · Type: merchant
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• Spend is limited to the named participating entertainment merchants and their qualifying Hong Kong transactions.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: hutchgo, kkday, klook, 美麗華旅遊, 新華旅遊, trip-com, 永安旅遊, 油麻地旅遊 • Eligible merchants: hutchgo, kkday, klook, 美麗華旅遊, 新華旅遊, trip-com, 永安旅遊, 油麻地旅遊 • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded. • Spend is limited to the named participating travel agencies; online hotel bookings are excluded where the source states that restriction.

• Eligibility: Audience: all
• Eligible spending: Applies to: hutchgo / kkday / klook / 美麗華旅遊 / 新華旅遊 / trip com / 永安旅遊 / 油麻地旅遊 · Type: merchant
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• Spend is limited to the named participating travel agencies; online hotel bookings are excluded where the source states that restriction.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: 沐館, 靜, 日月按摩, toni-and-guy-hong-kong, 梔-zi-massage-and-wellness • Eligible merchants: 沐館, 靜, 日月按摩, toni-and-guy-hong-kong, 梔-zi-massage-and-wellness • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded. • Spend is limited to the named participating personal-care merchants and their qualifying Hong Kong transactions.

• Eligibility: Audience: all
• Eligible spending: Applies to: 沐館 / 靜 / 日月按摩 / toni and guy hong kong / 梔 zi massage and wellness · Type: merchant
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• Spend is limited to the named participating personal-care merchants and their qualifying Hong Kong transactions.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: citybus, hketoll, 香港電車, 九巴, mtr, pit • Eligible merchants: citybus, hketoll, 香港電車, 九巴, mtr, pit • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded. • Spend is limited to the named local-transport merchants and the source merchant-code rule.

• Eligibility: Audience: all
• Eligible spending: Applies to: citybus / hketoll / 香港電車 / 九巴 / mtr / pit · Type: merchant
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• Spend is limited to the named local-transport merchants and the source merchant-code rule.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: 加德士, esso, shell, shell-recharge, sinopec, tesla • Eligible merchants: 加德士, esso, shell, shell-recharge, sinopec, tesla • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded. • Spend is limited to the named petrol and electric-vehicle charging merchants and the source merchant-code rule.

• Eligibility: Audience: all
• Eligible spending: Applies to: 加德士 / esso / shell / shell recharge / sinopec / tesla · Type: merchant
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• Spend is limited to the named petrol and electric-vehicle charging merchants and the source merchant-code rule.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: 759阿信屋, big-c, 日記士多, don-don-donki, 大生生活超市, 新鮮生活, greenprice, 本灣水產, 百佳超級市場, fusion, taste, taste-x-fresh, international, food-le-parc, gourmet, great-food-hall, 多來買 • Eligible merchants: 759阿信屋, big-c, 日記士多, don-don-donki, 大生生活超市, 新鮮生活, greenprice, 本灣水產, 百佳超級市場, fusion, taste, taste-x-fresh, international, food-le-parc, gourmet, great-food-hall, 多來買 • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded. • Spend is limited to the named participating supermarket merchants and their qualifying Hong Kong transactions.

• Eligibility: Audience: all
• Eligible spending: Applies to: 759阿信屋 / big c / 日記士多 / don don donki / 大生生活超市 / 新鮮生活 / greenprice / 本灣水產 / 百佳超級市場 / fusion / taste / taste x fresh / international / food le parc / gourmet / great food hall / 多來買 · Type: merchant
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• Spend is limited to the named participating supermarket merchants and their qualifying Hong Kong transactions.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: at-home, 生活提案, 生活工房, jhc, keychain-pay, 生活館, 生活廊, 蓆夢思, 歐化寶, 歐化傢俬 • Eligible merchants: at-home, 生活提案, 生活工房, jhc, keychain-pay, 生活館, 生活廊, 蓆夢思, 歐化寶, 歐化傢俬 • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded. • Spend is limited to the named participating home and furniture merchants and their qualifying Hong Kong transactions.

• Eligibility: Audience: all
• Eligible spending: Applies to: at home / 生活提案 / 生活工房 / jhc / keychain pay / 生活館 / 生活廊 / 蓆夢思 / 歐化寶 / 歐化傢俬 · Type: merchant
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• Spend is limited to the named participating home and furniture merchants and their qualifying Hong Kong transactions.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: 生活影音, 百老滙, bruno, 中原電器, 豐澤, j-select, 人気電器店, panasonic陳列室, price網購, 蘇寧, 偉明電業, 惠而浦網上商店-w-mall, 衛訊, 友和-yoho • Eligible merchants: 生活影音, 百老滙, bruno, 中原電器, 豐澤, j-select, 人気電器店, panasonic陳列室, price網購, 蘇寧, 偉明電業, 惠而浦網上商店-w-mall, 衛訊, 友和-yoho • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded. • Spend is limited to the named participating electronics merchants and their qualifying Hong Kong transactions.

• Eligibility: Audience: all
• Eligible spending: Applies to: 生活影音 / 百老滙 / bruno / 中原電器 / 豐澤 / j select / 人気電器店 / panasonic陳列室 / price網購 / 蘇寧 / 偉明電業 / 惠而浦網上商店 w mall / 衛訊 / 友和 yoho · Type: merchant
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• Spend is limited to the named participating electronics merchants and their qualifying Hong Kong transactions.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: 1o1o, 3香港, csl, club-sim, hkt-家居電話, 網上行, now-tv, smartone, supreme • Eligible merchants: 1o1o, 3香港, csl, club-sim, hkt-家居電話, 網上行, now-tv, smartone, supreme • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded. • Spend is limited to the named participating telecommunications merchants; online bill-payment exclusions in the source remain applicable.

• Eligibility: Audience: all
• Eligible spending: Applies to: 1o1o / 3香港 / csl / club sim / hkt 家居電話 / 網上行 / now tv / smartone / supreme · Type: merchant
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• Spend is limited to the named participating telecommunications merchants; online bill-payment exclusions in the source remain applicable.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: 寵寵線, petmium, q-pets, 紅蘿蔔, the-dogs-garden, three-little-meow • Eligible merchants: 寵寵線, petmium, q-pets, 紅蘿蔔, the-dogs-garden, three-little-meow • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded. • Spend is limited to the named participating pet-care merchants and their qualifying Hong Kong transactions.

• Eligibility: Audience: all
• Eligible spending: Applies to: 寵寵線 / petmium / q pets / 紅蘿蔔 / the dogs garden / three little meow · Type: merchant
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• Spend is limited to the named participating pet-care merchants and their qualifying Hong Kong transactions.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: aeon, aeon-style, aeon-supermarket, apita, bento-express-by-aeon, 中藝-香港, c生活, 千色-citistore, citysuper, citysuper-neighbourhood, citysuper-log-on, 谷辰, hktvmall, harvey-nichols, living-plaza-by-aeon, log-on, marks-and-spencer, mono-mono, 先施百貨, 崇光百貨, uny, 永安百貨, 一田 • Eligible merchants: aeon, aeon-style, aeon-supermarket, apita, bento-express-by-aeon, 中藝-香港, c生活, 千色-citistore, citysuper, citysuper-neighbourhood, citysuper-log-on, 谷辰, hktvmall, harvey-nichols, living-plaza-by-aeon, log-on, marks-and-spencer, mono-mono, 先施百貨, 崇光百貨, uny, 永安百貨, 一田 • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded. • Spend is limited to the named participating department stores; department-store counters and sale outlets are excluded where stated.

• Eligibility: Audience: all
• Eligible spending: Applies to: aeon / aeon style / aeon supermarket / apita / bento express by aeon / 中藝 香港 / c生活 / 千色 citistore / citysuper / citysuper neighbourhood / citysuper log on / 谷辰 / hktvmall / harvey nichols / living plaza by aeon / log on / marks and spencer / mono mono / 先施百貨 / 崇光百貨 / uny / 永安百貨 / 一田 · Type: merchant
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• Spend is limited to the named participating department stores; department-store counters and sale outlets are excluded where stated.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: 中華書局, 誠品書店, 三聯書店, 商務印書館 • Eligible merchants: 中華書局, 誠品書店, 三聯書店, 商務印書館 • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded. • Spend is limited to the named participating bookstores and their qualifying Hong Kong transactions.

• Eligibility: Audience: all
• Eligible spending: Applies to: 中華書局 / 誠品書店 / 三聯書店 / 商務印書館 · Type: merchant
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• Spend is limited to the named participating bookstores and their qualifying Hong Kong transactions.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: 7-for-all-mankind, agnes-b, birkenstock, brooks-brothers, club-monaco, columbia, crocs, decathlon, ecco, egg-optical-boutique, go-wild, gu, misch-masch, nical, 眼鏡88, oriental-traffic, wa-oriental-traffic, rockport, skechers, sport-b, teva, theory, twist, ugg, uniqlo, zalora, zoff • Eligible merchants: 7-for-all-mankind, agnes-b, birkenstock, brooks-brothers, club-monaco, columbia, crocs, decathlon, ecco, egg-optical-boutique, go-wild, gu, misch-masch, nical, 眼鏡88, oriental-traffic, wa-oriental-traffic, rockport, skechers, sport-b, teva, theory, twist, ugg, uniqlo, zalora, zoff • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded. • Spend is limited to the named participating fashion and accessories merchants and their qualifying Hong Kong transactions.

• Eligibility: Audience: all
• Eligible spending: Applies to: 7 for all mankind / agnes b / birkenstock / brooks brothers / club monaco / columbia / crocs / decathlon / ecco / egg optical boutique / go wild / gu / misch masch / nical / 眼鏡88 / oriental traffic / wa oriental traffic / rockport / skechers / sport b / teva / theory / twist / ugg / uniqlo / zalora / zoff · Type: merchant
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• Spend is limited to the named participating fashion and accessories merchants and their qualifying Hong Kong transactions.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: @cosme-store, beauty-avenue, 法國嬌蘭, ipsa, joyce-beauty, mtm-labo, time-by-mtm-labo, spa-by-mtm-labo, nars, 莎莎, serge-lutens, shiseido, 雪花秀 • Eligible merchants: @cosme-store, beauty-avenue, 法國嬌蘭, ipsa, joyce-beauty, mtm-labo, time-by-mtm-labo, spa-by-mtm-labo, nars, 莎莎, serge-lutens, shiseido, 雪花秀 • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded. • Spend is limited to the named participating beauty and personal-care merchants and their qualifying Hong Kong transactions.

• Eligibility: Audience: all
• Eligible spending: Applies to: @cosme store / beauty avenue / 法國嬌蘭 / ipsa / joyce beauty / mtm labo / time by mtm labo / spa by mtm labo / nars / 莎莎 / serge lutens / shiseido / 雪花秀 · Type: merchant
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• Spend is limited to the named participating beauty and personal-care merchants and their qualifying Hong Kong transactions.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: 南北行, osim, oto, slowood, 維特健靈, 位元堂, 屈臣氏 • Eligible merchants: 南北行, osim, oto, slowood, 維特健靈, 位元堂, 屈臣氏 • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded. • Spend is limited to the named participating pharmacy and health-care merchants and their qualifying Hong Kong transactions.

• Eligibility: Audience: all
• Eligible spending: Applies to: 南北行 / osim / oto / slowood / 維特健靈 / 位元堂 / 屈臣氏 · Type: merchant
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• Spend is limited to the named participating pharmacy and health-care merchants and their qualifying Hong Kong transactions.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: agnes-b-fleuriste, cantevole, casetify, la-boheme, royce, 屈臣氏酒窖 • Eligible merchants: agnes-b-fleuriste, cantevole, casetify, la-boheme, royce, 屈臣氏酒窖 • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded. • Spend is limited to the named other participating merchants and their qualifying Hong Kong transactions.

• Eligibility: Audience: all
• Eligible spending: Applies to: agnes b fleuriste / cantevole / casetify / la boheme / royce / 屈臣氏酒窖 · Type: merchant
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• Spend is limited to the named other participating merchants and their qualifying Hong Kong transactions.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 5800 • Applies to all eligible spending, subject to the conditions. • New HSBC credit-card customer only; apply during the welcome-promotion period; receive an approved HSBC Gold primary card; accumulate at least HKD5,800 of eligible spend within the first 60 calendar days. • The card and account must remain valid and in good standing; applicants who cancelled any HSBC personal primary card during the prior 12 months and supplementary-card applicants are excluded. • Eligible spending is net posted spend under the source rules; fees, supplementary-card transactions, online or mobile-banking payments, stored-value or e-wallet transactions, cash advances, instalments, quasi-cash, wire transfers, gambling, tax, autopay, unposted, cancelled and refunded transactions are excluded. • One reward is available per eligible cardholder and is credited within two months after the eligibility check.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$5,800.00
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• New HSBC credit-card customer only; apply during the welcome-promotion period; receive an approved HSBC Gold primary card; accumulate at least HKD5,800 of eligible spend within the first 60 calendar days.
• The card and account must remain valid and in good standing; applicants who cancelled any HSBC personal primary card during the prior 12 months and supplementary-card applicants are excluded.
• Eligible spending is net posted spend under the source rules; fees, supplementary-card transactions, online or mobile-banking payments, stored-value or e-wallet transactions, cash advances, instalments, quasi-cash, wire transfers, gambling, tax, autopay, unposted, cancelled and refunded transactions are excluded.
• One reward is available per eligible cardholder and is credited within two months after the eligibility check.
• welcome promotion applications: 2026-03-01 – 2027-02-28

This benefit does not apply to a purchase. • Customer: New customer • Application, registration or activation required. See conditions. • New HSBC credit-card customer; activate the HSBC Gold card within the first 60 calendar days; successfully apply for and receive approval for a Cash Instalment Plan with an approved withdrawal amount of at least HKD20,000 and a repayment period of at least 12 months. • One reward is available per eligible cardholder; the card and account must remain valid and in good standing. Early repayment or cancellation can remove or claw back the reward. • The reward is credited within six months after the approved funds transfer under the promotion terms.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• New HSBC credit-card customer; activate the HSBC Gold card within the first 60 calendar days; successfully apply for and receive approval for a Cash Instalment Plan with an approved withdrawal amount of at least HKD20,000 and a repayment period of at least 12 months.
• One reward is available per eligible cardholder; the card and account must remain valid and in good standing. Early repayment or cancellation can remove or claw back the reward.
• The reward is credited within six months after the approved funds transfer under the promotion terms.
• cash instalment promotion: 2026-03-01 – 2027-02-28

Category or merchant does not match. • Limit: 200 HKD · Per Month • Limit applies to: One shared cap per cardholder per calendar month for Extra Cash Rebate from Overseas Spending and the one selected Fun Category, aggregated across all WeWa Credit Card accounts. • Eligibility: Phase Spend Min: 1500 • Eligible categories: 海外簽賬 • A • p • p • l • i • e • s • • t • o • • v • a • l • i • d • • W • e • W • a • • C • r • e • d • i • t • • C • a • r • d • s • • i • s • s • u • e • d • • b • y • • P • r • i • m • e • C • r • e • d • i • t • . • • O • v • e • r • s • e • a • s • • S • p • e • n • d • i • n • g • • i • s • • t • h • e • • d • e • f • a • u • l • t • • c • a • t • e • g • o • r • y • ; • • n • o • • s • e • l • e • c • t • i • o • n • • o • r • • r • e • g • i • s • t • r • a • t • i • o • n • • i • s • • r • e • q • u • i • r • e • d • . • • T • h • e • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • h • a • v • e • • a • t • • l • e • a • s • t • • H • K • D • • 1 • , • 5 • 0 • 0 • • i • n • • E • l • i • g • i • b • l • e • • R • e • t • a • i • l • • T • r • a • n • s • a • c • t • i • o • n • s • • p • e • r • • c • a • l • e • n • d • a • r • • m • o • n • t • h • • a • c • r • o • s • s • • a • l • l • • W • e • W • a • • C • r • e • d • i • t • • C • a • r • d • s • . • • T • h • i • s • • H • K • D • • 2 • 0 • 0 • • c • a • p • • i • s • • s • h • a • r • e • d • • a • c • r • o • s • s • • E • x • t • r • a • • C • a • s • h • • R • e • b • a • t • e • • f • r • o • m • • O • v • e • r • s • e • a • s • • S • p • e • n • d • i • n • g • • a • n • d • • t • h • e • • o • n • e • • s • e • l • e • c • t • e • d • • F • u • n • • C • a • t • e • g • o • r • y • ; • • i • t • • i • s • • n • o • t • • a • • s • e • p • a • r • a • t • e • • c • a • p • • f • o • r • • e • a • c • h • • c • a • t • e • g • o • r • y • • o • r • • c • a • r • d • . • • E • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • m • u • s • t • • b • e • • p • o • s • t • e • d • • w • i • t • h • i • n • • 7 • • d • a • y • s • • o • f • • t • h • e • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • e • . • • T • h • e • y • • e • x • c • l • u • d • e • • O • c • t • o • p • u • s • • A • u • t • o • m • a • t • i • c • • A • d • d • - • V • a • l • u • e • , • • s • t • o • r • e • d • - • v • a • l • u • e • • c • a • r • d • • p • u • r • c • h • a • s • e • s • • o • r • • r • e • l • o • a • d • s • • ( • i • n • c • l • u • d • i • n • g • • O • c • t • o • p • u • s • • t • o • p • - • u • p • s • ) • , • • a • u • t • o • p • a • y • , • • C • r • e • d • i • t • - • t • o • - • C • a • s • h • , • • i • n • s • t • a • l • m • e • n • t • • p • l • a • n • s • , • • o • f • f • l • i • n • e • • t • r • a • n • s • a • c • t • i • o • n • s • , • • c • a • r • d • • c • h • a • r • g • e • s • , • • s • p • l • i • t • • t • r • a • n • s • a • c • t • i • o • n • s • , • • f • u • n • d • • i • n • v • e • s • t • m • e • n • t • s • , • • c • a • s • i • n • o • • t • r • a • n • s • a • c • t • i • o • n • s • , • • c • a • s • h • • v • o • u • c • h • e • r • s • , • • c • o • n • s • u • m • e • r • • d • e • p • o • s • i • t • s • , • • b • i • l • l • • p • a • y • m • e • n • t • s • , • • m • o • n • e • y • • o • r • • e • l • e • c • t • r • o • n • i • c • - • m • o • n • e • y • • t • r • a • n • s • f • e • r • s • , • • e • - • w • a • l • l • e • t • • t • o • p • - • u • p • s • , • • c • h • a • r • g • e • b • a • c • k • • t • r • a • n • s • a • c • t • i • o • n • s • , • • u • n • p • o • s • t • e • d • , • • c • a • n • c • e • l • l • e • d • , • • r • e • t • u • r • n • e • d • , • • c • o • u • n • t • e • r • f • e • i • t • , • • a • n • d • • u • n • a • u • t • h • o • r • i • z • e • d • • t • r • a • n • s • a • c • t • i • o • n • s • . • • P • r • i • m • e • C • r • e • d • i • t • • a • n • d • • t • h • e • • r • e • l • e • v • a • n • t • • c • a • r • d • • a • s • s • o • c • i • a • t • i • o • n • s • • d • e • t • e • r • m • i • n • e • • e • l • i • g • i • b • i • l • i • t • y • • a • n • d • • c • a • t • e • g • o • r • y • • b • y • • m • e • r • c • h • a • n • t • • c • o • d • e • s • • o • r • • n • a • m • e • s • , • • w • h • i • c • h • • m • a • y • • c • h • a • n • g • e • • w • i • t • h • o • u • t • • n • o • t • i • c • e • . • • T • h • e • • p • o • s • t • e • d • • a • m • o • u • n • t • • p • r • e • v • a • i • l • s • • o • v • e • r • • t • h • e • • a • u • t • h • o • r • i • z • e • d • • a • m • o • u • n • t • ; • • f • o • r • e • i • g • n • - • c • u • r • r • e • n • c • y • • t • r • a • n • s • a • c • t • i • o • n • s • • u • s • e • • t • h • e • • p • o • s • t • e • d • • a • m • o • u • n • t • • c • o • n • v • e • r • t • e • d • • t • o • • H • K • D • . • • P • r • i • m • e • C • r • e • d • i • t • ' • s • • r • e • c • o • r • d • s • • a • n • d • • d • e • c • i • s • i • o • n • s • • c • o • n • t • r • o • l • • e • l • i • g • i • b • i • l • i • t • y • • a • n • d • • c • a • t • e • g • o • r • y • , • • a • n • d • • P • r • i • m • e • C • r • e • d • i • t • • d • o • e • s • • n • o • t • • h • a • v • e • • t • o • • c • o • n • f • i • r • m • • e • l • i • g • i • b • i • l • i • t • y • • b • e • f • o • r • e • • a • • t • r • a • n • s • a • c • t • i • o • n • . • • R • e • b • a • t • e • • i • s • • c • a • l • c • u • l • a • t • e • d • • b • y • • t • r • a • n • s • a • c • t • i • o • n • • c • a • l • e • n • d • a • r • • m • o • n • t • h • • a • n • d • • r • o • u • n • d • e • d • • t • o • • t • w • o • • d • e • c • i • m • a • l • • p • l • a • c • e • s • . • • I • t • • i • s • • c • r • e • d • i • t • e • d • • w • i • t • h • i • n • • 3 • • m • o • n • t • h • s • • a • f • t • e • r • • m • o • n • t • h • - • e • n • d • • t • o • • t • h • e • • W • e • W • a • • c • a • r • d • • a • c • c • o • u • n • t • • w • i • t • h • • t • h • e • • h • i • g • h • e • s • t • • e • l • i • g • i • b • l • e • • s • p • e • n • d • • t • h • a • t • • m • o • n • t • h • ; • • s • p • e • n • d • • a • c • r • o • s • s • • a • l • l • • W • e • W • a • • c • a • r • d • s • • i • s • • a • g • g • r • e • g • a • t • e • d • . • • A • l • l • • W • e • W • a • • c • a • r • d • • a • c • c • o • u • n • t • s • • m • u • s • t • • b • e • • v • a • l • i • d • • a • n • d • • i • n • • g • o • o • d • • s • t • a • n • d • i • n • g • • w • h • e • n • • t • h • e • • r • e • b • a • t • e • • i • s • • c • r • e • d • i • t • e • d • . • • C • a • n • c • e • l • l • a • t • i • o • n • • f • o • r • f • e • i • t • s • • u • n • c • r • e • d • i • t • e • d • • r • e • b • a • t • e • • a • n • d • • t • h • e • • a • c • c • o • u • n • t • ' • s • • r • e • b • a • t • e • • b • a • l • a • n • c • e • . • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • d • e • b • i • t • • r • e • b • a • t • e • • f • o • r • • a • • c • a • n • c • e • l • l • e • d • • o • r • • r • e • t • u • r • n • e • d • • t • r • a • n • s • a • c • t • i • o • n • . • • K • e • e • p • • o • r • i • g • i • n • a • l • • r • e • c • e • i • p • t • s • • o • r • • o • f • f • i • c • i • a • l • • t • r • a • n • s • a • c • t • i • o • n • • r • e • c • o • r • d • s • ; • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • r • e • q • u • e • s • t • • t • h • e • m • • o • r • • o • t • h • e • r • • p • r • o • o • f • • i • n • • a • • d • i • s • p • u • t • e • . • • R • e • b • a • t • e • • i • s • • n • o • n • - • t • r • a • n • s • f • e • r • a • b • l • e • , • • n • o • n • - • a • s • s • i • g • n • a • b • l • e • , • • n • o • n • - • e • x • c • h • a • n • g • e • a • b • l • e • , • • a • n • d • • c • a • n • n • o • t • • b • e • • e • x • c • h • a • n • g • e • d • • f • o • r • • c • a • s • h • . • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • r • e • c • o • v • e • r • • i • m • p • r • o • p • e • r • l • y • • o • r • • f • r • a • u • d • u • l • e • n • t • l • y • • o • b • t • a • i • n • e • d • • r • e • b • a • t • e • • a • n • d • • t • a • k • e • • l • e • g • a • l • • a • c • t • i • o • n • . • • P • r • i • m • e • C • r • e • d • i • t • ' • s • • r • e • c • o • r • d • s • • a • r • e • • c • o • n • c • l • u • s • i • v • e • . • • C • o • m • m • u • n • i • c • a • t • i • o • n • • f • a • i • l • u • r • e • s • • t • h • a • t • • p • r • e • v • e • n • t • • c • a • t • e • g • o • r • y • • s • e • l • e • c • t • i • o • n • • c • r • e • a • t • e • • n • o • • c • l • a • i • m • . • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • a • m • e • n • d • , • • c • a • n • c • e • l • , • • o • r • • e • n • d • • t • h • e • • p • r • o • m • o • t • i • o • n • • w • i • t • h • o • u • t • • n • o • t • i • c • e • ; • • i • t • s • • d • e • c • i • s • i • o • n • • i • n • • a • • d • i • s • p • u • t • e • • i • s • • f • i • n • a • l • . • • T • h • e • • E • n • g • l • i • s • h • • t • e • r • m • s • • p • r • e • v • a • i • l • • o • v • e • r • • t • h • e • • C • h • i • n • e • s • e • • t • e • r • m • s • .

• Eligibility: Audience: all
• Eligible spending: Applies to: 海外簽賬 · Type: category
• Requirements: Period spend ≥: HK$1,500.00
• Benefit limit: Amount: 200 · Applies to: One shared cap per cardholder per calendar month for Extra Cash Rebate from Overseas Spending and the one selected Fun Category, aggregated across all WeWa Credit Card accounts. · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Applies to valid WeWa Credit Cards issued by PrimeCredit. Overseas Spending is the default category; no selection or registration is required. The cardholder must have at least HKD 1,500 in Eligible Retail Transactions per calendar month across all WeWa Credit Cards. This HKD 200 cap is shared across Extra Cash Rebate from Overseas Spending and the one selected Fun Category; it is not a separate cap for each category or card. Eligible transactions must be posted within 7 days of the transaction date. They exclude Octopus Automatic Add-Value, stored-value card purchases or reloads (including Octopus top-ups), autopay, Credit-to-Cash, instalment plans, offline transactions, card charges, split transactions, fund investments, casino transactions, cash vouchers, consumer deposits, bill payments, money or electronic-money transfers, e-wallet top-ups, chargeback transactions, unposted, cancelled, returned, counterfeit, and unauthorized transactions. PrimeCredit and the relevant card associations determine eligibility and category by merchant codes or names, which may change without notice. The posted amount prevails over the authorized amount; foreign-currency transactions use the posted amount converted to HKD. PrimeCredit's records and decisions control eligibility and category, and PrimeCredit does not have to confirm eligibility before a transaction. Rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the WeWa card account with the highest eligible spend that month; spend across all WeWa cards is aggregated. All WeWa card accounts must be valid and in good standing when the rebate is credited. Cancellation forfeits uncredited rebate and the account's rebate balance. PrimeCredit may debit rebate for a cancelled or returned transaction. Keep original receipts or official transaction records; PrimeCredit may request them or other proof in a dispute. Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash. PrimeCredit may recover improperly or fraudulently obtained rebate and take legal action. PrimeCredit's records are conclusive. Communication failures that prevent category selection create no claim. PrimeCredit may amend, cancel, or end the promotion without notice; its decision in a dispute is final. The English terms prevail over the Chinese terms.
• WeWa Fun Categories Cash Rebate promotion period: 2026-10-01 – 2027-09-30

Open source offer ↗

Category or merchant does not match. • Limit: 200 HKD · Per Month • Limit applies to: One shared cap per cardholder per calendar month for Extra Cash Rebate from Overseas Spending and the one selected Fun Category, aggregated across all WeWa Credit Card accounts. • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: apple-pay; unionpay-quickpass-omycard; unionpay-qr-payment-omycard; Phase Spend Min: 1500 • Eligible categories: 手機支付 • T • h • i • s • • i • s • • o • n • e • • o • f • • t • h • r • e • e • • s • e • l • e • c • t • a • b • l • e • • F • u • n • • C • a • t • e • g • o • r • i • e • s • • f • o • r • • e • a • c • h • • W • e • W • a • • C • r • e • d • i • t • • C • a • r • d • . • • F • o • r • • t • h • i • s • • U • n • i • o • n • P • a • y • • c • a • r • d • , • • e • l • i • g • i • b • l • e • • M • o • b • i • l • e • • P • a • y • m • e • n • t • • t • r • a • n • s • a • c • t • i • o • n • s • • u • s • e • • A • p • p • l • e • • P • a • y • , • • U • n • i • o • n • P • a • y • • Q • u • i • c • k • P • a • s • s • • i • n • • t • h • e • • O • m • y • C • a • r • d • • M • o • b • i • l • e • • A • p • p • , • • o • r • • U • n • i • o • n • P • a • y • • Q • R • • p • a • y • m • e • n • t • • i • n • • t • h • e • • O • m • y • C • a • r • d • • M • o • b • i • l • e • • A • p • p • . • • G • o • o • g • l • e • • P • a • y • • a • p • p • l • i • e • s • • t • o • • W • e • W • a • • V • i • s • a • • C • r • e • d • i • t • • C • a • r • d • s • • o • n • l • y • . • • A • • s • e • l • e • c • t • i • o • n • • f • r • o • m • • J • u • l • y • • 2 • 0 • 2 • 5 • • t • o • • S • e • p • t • e • m • b • e • r • • 2 • 0 • 2 • 6 • • c • a • r • r • i • e • s • • o • v • e • r • . • • I • f • • t • h • e • • e • a • r • l • i • e • r • • s • e • l • e • c • t • i • o • n • • w • a • s • • O • v • e • r • s • e • a • s • • S • p • e • n • d • i • n • g • , • • M • o • b • i • l • e • • P • a • y • m • e • n • t • • i • s • • s • e • t • • a • u • t • o • m • a • t • i • c • a • l • l • y • • a • s • • t • h • e • • s • e • l • e • c • t • a • b • l • e • • c • a • t • e • g • o • r • y • . • • T • h • e • • c • a • r • d • h • o • l • d • e • r • • m • a • y • • c • h • a • n • g • e • • t • h • e • • s • e • l • e • c • t • i • o • n • • f • r • o • m • • 2 • 0 • 2 • 6 • - • 1 • 0 • - • 0 • 2 • • t • o • • 2 • 0 • 2 • 6 • - • 1 • 0 • - • 3 • 1 • • b • y • • c • a • l • l • i • n • g • • o • r • • c • o • n • t • a • c • t • i • n • g • • a • • P • r • i • m • e • C • r • e • d • i • t • • c • u • s • t • o • m • e • r • • s • e • r • v • i • c • e • • o • f • f • i • c • e • r • • t • h • r • o • u • g • h • • P • r • i • m • e • C • r • e • d • i • t • • C • h • a • t • b • o • t • . • • T • h • e • • s • e • l • e • c • t • i • o • n • • c • a • n • n • o • t • • b • e • • c • h • a • n • g • e • d • • a • f • t • e • r • • t • h • a • t • • p • e • r • i • o • d • , • • a • n • d • • O • c • t • o • b • e • r • • 2 • 0 • 2 • 6 • • r • e • b • a • t • e • • u • s • e • s • • t • h • e • • s • e • l • e • c • t • i • o • n • • a • t • • t • h • e • • e • n • d • • o • f • • t • h • a • t • • p • e • r • i • o • d • . • • A • • p • e • r • s • o • n • • w • h • o • • a • p • p • l • i • e • s • • f • o • r • • a • • W • e • W • a • • C • r • e • d • i • t • • C • a • r • d • • d • u • r • i • n • g • • t • h • e • • p • r • o • m • o • t • i • o • n • • m • u • s • t • • s • e • l • e • c • t • • a • • c • a • t • e • g • o • r • y • • o • n • • t • h • e • • a • p • p • l • i • c • a • t • i • o • n • • f • o • r • m • ; • • t • h • e • • s • e • l • e • c • t • i • o • n • • c • a • n • n • o • t • • b • e • • c • h • a • n • g • e • d • • a • f • t • e • r • • s • u • b • m • i • s • s • i • o • n • . • • I • f • • n • o • • c • a • t • e • g • o • r • y • • i • s • • s • e • l • e • c • t • e • d • , • • M • o • b • i • l • e • • P • a • y • m • e • n • t • • i • s • • s • e • l • e • c • t • e • d • • a • u • t • o • m • a • t • i • c • a • l • l • y • . • • A • p • p • l • i • e • s • • t • o • • v • a • l • i • d • • W • e • W • a • • C • r • e • d • i • t • • C • a • r • d • s • • i • s • s • u • e • d • • b • y • • P • r • i • m • e • C • r • e • d • i • t • . • • T • h • e • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • h • a • v • e • • a • t • • l • e • a • s • t • • H • K • D • • 1 • , • 5 • 0 • 0 • • i • n • • E • l • i • g • i • b • l • e • • R • e • t • a • i • l • • T • r • a • n • s • a • c • t • i • o • n • s • • p • e • r • • c • a • l • e • n • d • a • r • • m • o • n • t • h • • a • c • r • o • s • s • • a • l • l • • W • e • W • a • • C • r • e • d • i • t • • C • a • r • d • s • . • • T • h • i • s • • H • K • D • • 2 • 0 • 0 • • c • a • p • • i • s • • s • h • a • r • e • d • • a • c • r • o • s • s • • E • x • t • r • a • • C • a • s • h • • R • e • b • a • t • e • • f • r • o • m • • O • v • e • r • s • e • a • s • • S • p • e • n • d • i • n • g • • a • n • d • • t • h • e • • o • n • e • • s • e • l • e • c • t • e • d • • F • u • n • • C • a • t • e • g • o • r • y • ; • • i • t • • i • s • • n • o • t • • a • • s • e • p • a • r • a • t • e • • c • a • p • • f • o • r • • e • a • c • h • • c • a • t • e • g • o • r • y • • o • r • • c • a • r • d • . • • E • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • m • u • s • t • • b • e • • p • o • s • t • e • d • • w • i • t • h • i • n • • 7 • • d • a • y • s • • o • f • • t • h • e • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • e • . • • T • h • e • y • • e • x • c • l • u • d • e • • O • c • t • o • p • u • s • • A • u • t • o • m • a • t • i • c • • A • d • d • - • V • a • l • u • e • , • • s • t • o • r • e • d • - • v • a • l • u • e • • c • a • r • d • • p • u • r • c • h • a • s • e • s • • o • r • • r • e • l • o • a • d • s • • ( • i • n • c • l • u • d • i • n • g • • O • c • t • o • p • u • s • • t • o • p • - • u • p • s • ) • , • • a • u • t • o • p • a • y • , • • C • r • e • d • i • t • - • t • o • - • C • a • s • h • , • • i • n • s • t • a • l • m • e • n • t • • p • l • a • n • s • , • • o • f • f • l • i • n • e • • t • r • a • n • s • a • c • t • i • o • n • s • , • • c • a • r • d • • c • h • a • r • g • e • s • , • • s • p • l • i • t • • t • r • a • n • s • a • c • t • i • o • n • s • , • • f • u • n • d • • i • n • v • e • s • t • m • e • n • t • s • , • • c • a • s • i • n • o • • t • r • a • n • s • a • c • t • i • o • n • s • , • • c • a • s • h • • v • o • u • c • h • e • r • s • , • • c • o • n • s • u • m • e • r • • d • e • p • o • s • i • t • s • , • • b • i • l • l • • p • a • y • m • e • n • t • s • , • • m • o • n • e • y • • o • r • • e • l • e • c • t • r • o • n • i • c • - • m • o • n • e • y • • t • r • a • n • s • f • e • r • s • , • • e • - • w • a • l • l • e • t • • t • o • p • - • u • p • s • , • • c • h • a • r • g • e • b • a • c • k • • t • r • a • n • s • a • c • t • i • o • n • s • , • • u • n • p • o • s • t • e • d • , • • c • a • n • c • e • l • l • e • d • , • • r • e • t • u • r • n • e • d • , • • c • o • u • n • t • e • r • f • e • i • t • , • • a • n • d • • u • n • a • u • t • h • o • r • i • z • e • d • • t • r • a • n • s • a • c • t • i • o • n • s • . • • P • r • i • m • e • C • r • e • d • i • t • • a • n • d • • t • h • e • • r • e • l • e • v • a • n • t • • c • a • r • d • • a • s • s • o • c • i • a • t • i • o • n • s • • d • e • t • e • r • m • i • n • e • • e • l • i • g • i • b • i • l • i • t • y • • a • n • d • • c • a • t • e • g • o • r • y • • b • y • • m • e • r • c • h • a • n • t • • c • o • d • e • s • • o • r • • n • a • m • e • s • , • • w • h • i • c • h • • m • a • y • • c • h • a • n • g • e • • w • i • t • h • o • u • t • • n • o • t • i • c • e • . • • T • h • e • • p • o • s • t • e • d • • a • m • o • u • n • t • • p • r • e • v • a • i • l • s • • o • v • e • r • • t • h • e • • a • u • t • h • o • r • i • z • e • d • • a • m • o • u • n • t • ; • • f • o • r • e • i • g • n • - • c • u • r • r • e • n • c • y • • t • r • a • n • s • a • c • t • i • o • n • s • • u • s • e • • t • h • e • • p • o • s • t • e • d • • a • m • o • u • n • t • • c • o • n • v • e • r • t • e • d • • t • o • • H • K • D • . • • P • r • i • m • e • C • r • e • d • i • t • ' • s • • r • e • c • o • r • d • s • • a • n • d • • d • e • c • i • s • i • o • n • s • • c • o • n • t • r • o • l • • e • l • i • g • i • b • i • l • i • t • y • • a • n • d • • c • a • t • e • g • o • r • y • , • • a • n • d • • P • r • i • m • e • C • r • e • d • i • t • • d • o • e • s • • n • o • t • • h • a • v • e • • t • o • • c • o • n • f • i • r • m • • e • l • i • g • i • b • i • l • i • t • y • • b • e • f • o • r • e • • a • • t • r • a • n • s • a • c • t • i • o • n • . • • R • e • b • a • t • e • • i • s • • c • a • l • c • u • l • a • t • e • d • • b • y • • t • r • a • n • s • a • c • t • i • o • n • • c • a • l • e • n • d • a • r • • m • o • n • t • h • • a • n • d • • r • o • u • n • d • e • d • • t • o • • t • w • o • • d • e • c • i • m • a • l • • p • l • a • c • e • s • . • • I • t • • i • s • • c • r • e • d • i • t • e • d • • w • i • t • h • i • n • • 3 • • m • o • n • t • h • s • • a • f • t • e • r • • m • o • n • t • h • - • e • n • d • • t • o • • t • h • e • • W • e • W • a • • c • a • r • d • • a • c • c • o • u • n • t • • w • i • t • h • • t • h • e • • h • i • g • h • e • s • t • • e • l • i • g • i • b • l • e • • s • p • e • n • d • • t • h • a • t • • m • o • n • t • h • ; • • s • p • e • n • d • • a • c • r • o • s • s • • a • l • l • • W • e • W • a • • c • a • r • d • s • • i • s • • a • g • g • r • e • g • a • t • e • d • . • • A • l • l • • W • e • W • a • • c • a • r • d • • a • c • c • o • u • n • t • s • • m • u • s • t • • b • e • • v • a • l • i • d • • a • n • d • • i • n • • g • o • o • d • • s • t • a • n • d • i • n • g • • w • h • e • n • • t • h • e • • r • e • b • a • t • e • • i • s • • c • r • e • d • i • t • e • d • . • • C • a • n • c • e • l • l • a • t • i • o • n • • f • o • r • f • e • i • t • s • • u • n • c • r • e • d • i • t • e • d • • r • e • b • a • t • e • • a • n • d • • t • h • e • • a • c • c • o • u • n • t • ' • s • • r • e • b • a • t • e • • b • a • l • a • n • c • e • . • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • d • e • b • i • t • • r • e • b • a • t • e • • f • o • r • • a • • c • a • n • c • e • l • l • e • d • • o • r • • r • e • t • u • r • n • e • d • • t • r • a • n • s • a • c • t • i • o • n • . • • I • f • • a • • t • r • a • n • s • a • c • t • i • o • n • • f • a • l • l • s • • u • n • d • e • r • • m • o • r • e • • t • h • a • n • • o • n • e • • F • u • n • • C • a • t • e • g • o • r • y • , • • P • r • i • m • e • C • r • e • d • i • t • • d • e • c • i • d • e • s • • i • t • s • • c • a • t • e • g • o • r • y • . • • K • e • e • p • • o • r • i • g • i • n • a • l • • r • e • c • e • i • p • t • s • • o • r • • o • f • f • i • c • i • a • l • • t • r • a • n • s • a • c • t • i • o • n • • r • e • c • o • r • d • s • ; • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • r • e • q • u • e • s • t • • t • h • e • m • • o • r • • o • t • h • e • r • • p • r • o • o • f • • i • n • • a • • d • i • s • p • u • t • e • . • • R • e • b • a • t • e • • i • s • • n • o • n • - • t • r • a • n • s • f • e • r • a • b • l • e • , • • n • o • n • - • a • s • s • i • g • n • a • b • l • e • , • • n • o • n • - • e • x • c • h • a • n • g • e • a • b • l • e • , • • a • n • d • • c • a • n • n • o • t • • b • e • • e • x • c • h • a • n • g • e • d • • f • o • r • • c • a • s • h • . • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • r • e • c • o • v • e • r • • i • m • p • r • o • p • e • r • l • y • • o • r • • f • r • a • u • d • u • l • e • n • t • l • y • • o • b • t • a • i • n • e • d • • r • e • b • a • t • e • • a • n • d • • t • a • k • e • • l • e • g • a • l • • a • c • t • i • o • n • . • • P • r • i • m • e • C • r • e • d • i • t • ' • s • • r • e • c • o • r • d • s • • a • r • e • • c • o • n • c • l • u • s • i • v • e • . • • C • o • m • m • u • n • i • c • a • t • i • o • n • • f • a • i • l • u • r • e • s • • t • h • a • t • • p • r • e • v • e • n • t • • c • a • t • e • g • o • r • y • • s • e • l • e • c • t • i • o • n • • c • r • e • a • t • e • • n • o • • c • l • a • i • m • . • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • a • m • e • n • d • , • • c • a • n • c • e • l • , • • o • r • • e • n • d • • t • h • e • • p • r • o • m • o • t • i • o • n • • w • i • t • h • o • u • t • • n • o • t • i • c • e • ; • • i • t • s • • d • e • c • i • s • i • o • n • • i • n • • a • • d • i • s • p • u • t • e • • i • s • • f • i • n • a • l • . • • T • h • e • • E • n • g • l • i • s • h • • t • e • r • m • s • • p • r • e • v • a • i • l • • o • v • e • r • • t • h • e • • C • h • i • n • e • s • e • • t • e • r • m • s • .

• Eligibility: Audience: all
• Eligible spending: Applies to: 手機支付 · Type: category
• Requirements: Pay with: apple pay / unionpay quickpass omycard / unionpay qr payment omycard · Period spend ≥: HK$1,500.00
• Benefit limit: Amount: 200 · Applies to: One shared cap per cardholder per calendar month for Extra Cash Rebate from Overseas Spending and the one selected Fun Category, aggregated across all WeWa Credit Card accounts. · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Application or registration is required.
• This is one of three selectable Fun Categories for each WeWa Credit Card. For this UnionPay card, eligible Mobile Payment transactions use Apple Pay, UnionPay QuickPass in the OmyCard Mobile App, or UnionPay QR payment in the OmyCard Mobile App. Google Pay applies to WeWa Visa Credit Cards only. A selection from July 2025 to September 2026 carries over. If the earlier selection was Overseas Spending, Mobile Payment is set automatically as the selectable category. The cardholder may change the selection from 2026-10-02 to 2026-10-31 by calling or contacting a PrimeCredit customer service officer through PrimeCredit Chatbot. The selection cannot be changed after that period, and October 2026 rebate uses the selection at the end of that period. A person who applies for a WeWa Credit Card during the promotion must select a category on the application form; the selection cannot be changed after submission. If no category is selected, Mobile Payment is selected automatically. Applies to valid WeWa Credit Cards issued by PrimeCredit. The cardholder must have at least HKD 1,500 in Eligible Retail Transactions per calendar month across all WeWa Credit Cards. This HKD 200 cap is shared across Extra Cash Rebate from Overseas Spending and the one selected Fun Category; it is not a separate cap for each category or card. Eligible transactions must be posted within 7 days of the transaction date. They exclude Octopus Automatic Add-Value, stored-value card purchases or reloads (including Octopus top-ups), autopay, Credit-to-Cash, instalment plans, offline transactions, card charges, split transactions, fund investments, casino transactions, cash vouchers, consumer deposits, bill payments, money or electronic-money transfers, e-wallet top-ups, chargeback transactions, unposted, cancelled, returned, counterfeit, and unauthorized transactions. PrimeCredit and the relevant card associations determine eligibility and category by merchant codes or names, which may change without notice. The posted amount prevails over the authorized amount; foreign-currency transactions use the posted amount converted to HKD. PrimeCredit's records and decisions control eligibility and category, and PrimeCredit does not have to confirm eligibility before a transaction. Rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the WeWa card account with the highest eligible spend that month; spend across all WeWa cards is aggregated. All WeWa card accounts must be valid and in good standing when the rebate is credited. Cancellation forfeits uncredited rebate and the account's rebate balance. PrimeCredit may debit rebate for a cancelled or returned transaction. If a transaction falls under more than one Fun Category, PrimeCredit decides its category. Keep original receipts or official transaction records; PrimeCredit may request them or other proof in a dispute. Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash. PrimeCredit may recover improperly or fraudulently obtained rebate and take legal action. PrimeCredit's records are conclusive. Communication failures that prevent category selection create no claim. PrimeCredit may amend, cancel, or end the promotion without notice; its decision in a dispute is final. The English terms prevail over the Chinese terms.
• WeWa Fun Categories Cash Rebate promotion period: 2026-10-01 – 2027-09-30

Open source offer ↗

Category or merchant does not match. • Limit: 200 HKD · Per Month • Limit applies to: One shared cap per cardholder per calendar month for Extra Cash Rebate from Overseas Spending and the one selected Fun Category, aggregated across all WeWa Credit Card accounts. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 1500 • Eligible categories: 旅遊 • T • h • i • s • • i • s • • o • n • e • • o • f • • t • h • r • e • e • • s • e • l • e • c • t • a • b • l • e • • F • u • n • • C • a • t • e • g • o • r • i • e • s • • f • o • r • • e • a • c • h • • W • e • W • a • • C • r • e • d • i • t • • C • a • r • d • . • • E • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • a • r • e • • a • t • • m • e • r • c • h • a • n • t • s • • c • a • t • e • g • o • r • i • z • e • d • • b • y • • P • r • i • m • e • C • r • e • d • i • t • • o • r • • t • h • e • • r • e • l • e • v • a • n • t • • c • a • r • d • • a • s • s • o • c • i • a • t • i • o • n • • a • s • • t • r • a • v • e • l • • a • g • e • n • c • i • e • s • , • • a • i • r • l • i • n • e • s • , • • o • r • • h • o • t • e • l • s • • f • o • r • • r • o • o • m • • a • c • c • o • m • m • o • d • a • t • i • o • n • • o • n • l • y • . • • A • • s • e • l • e • c • t • i • o • n • • f • r • o • m • • J • u • l • y • • 2 • 0 • 2 • 5 • • t • o • • S • e • p • t • e • m • b • e • r • • 2 • 0 • 2 • 6 • • c • a • r • r • i • e • s • • o • v • e • r • . • • I • f • • t • h • e • • e • a • r • l • i • e • r • • s • e • l • e • c • t • i • o • n • • w • a • s • • O • v • e • r • s • e • a • s • • S • p • e • n • d • i • n • g • , • • M • o • b • i • l • e • • P • a • y • m • e • n • t • • i • s • • s • e • t • • a • u • t • o • m • a • t • i • c • a • l • l • y • • a • s • • t • h • e • • s • e • l • e • c • t • a • b • l • e • • c • a • t • e • g • o • r • y • . • • T • h • e • • c • a • r • d • h • o • l • d • e • r • • m • a • y • • c • h • a • n • g • e • • t • h • e • • s • e • l • e • c • t • i • o • n • • f • r • o • m • • 2 • 0 • 2 • 6 • - • 1 • 0 • - • 0 • 2 • • t • o • • 2 • 0 • 2 • 6 • - • 1 • 0 • - • 3 • 1 • • b • y • • c • a • l • l • i • n • g • • o • r • • c • o • n • t • a • c • t • i • n • g • • a • • P • r • i • m • e • C • r • e • d • i • t • • c • u • s • t • o • m • e • r • • s • e • r • v • i • c • e • • o • f • f • i • c • e • r • • t • h • r • o • u • g • h • • P • r • i • m • e • C • r • e • d • i • t • • C • h • a • t • b • o • t • . • • T • h • e • • s • e • l • e • c • t • i • o • n • • c • a • n • n • o • t • • b • e • • c • h • a • n • g • e • d • • a • f • t • e • r • • t • h • a • t • • p • e • r • i • o • d • , • • a • n • d • • O • c • t • o • b • e • r • • 2 • 0 • 2 • 6 • • r • e • b • a • t • e • • u • s • e • s • • t • h • e • • s • e • l • e • c • t • i • o • n • • a • t • • t • h • e • • e • n • d • • o • f • • t • h • a • t • • p • e • r • i • o • d • . • • A • • p • e • r • s • o • n • • w • h • o • • a • p • p • l • i • e • s • • f • o • r • • a • • W • e • W • a • • C • r • e • d • i • t • • C • a • r • d • • d • u • r • i • n • g • • t • h • e • • p • r • o • m • o • t • i • o • n • • m • u • s • t • • s • e • l • e • c • t • • a • • c • a • t • e • g • o • r • y • • o • n • • t • h • e • • a • p • p • l • i • c • a • t • i • o • n • • f • o • r • m • ; • • t • h • e • • s • e • l • e • c • t • i • o • n • • c • a • n • n • o • t • • b • e • • c • h • a • n • g • e • d • • a • f • t • e • r • • s • u • b • m • i • s • s • i • o • n • . • • I • f • • n • o • • c • a • t • e • g • o • r • y • • i • s • • s • e • l • e • c • t • e • d • , • • M • o • b • i • l • e • • P • a • y • m • e • n • t • • i • s • • s • e • l • e • c • t • e • d • • a • u • t • o • m • a • t • i • c • a • l • l • y • . • • A • p • p • l • i • e • s • • t • o • • v • a • l • i • d • • W • e • W • a • • C • r • e • d • i • t • • C • a • r • d • s • • i • s • s • u • e • d • • b • y • • P • r • i • m • e • C • r • e • d • i • t • . • • T • h • e • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • h • a • v • e • • a • t • • l • e • a • s • t • • H • K • D • • 1 • , • 5 • 0 • 0 • • i • n • • E • l • i • g • i • b • l • e • • R • e • t • a • i • l • • T • r • a • n • s • a • c • t • i • o • n • s • • p • e • r • • c • a • l • e • n • d • a • r • • m • o • n • t • h • • a • c • r • o • s • s • • a • l • l • • W • e • W • a • • C • r • e • d • i • t • • C • a • r • d • s • . • • T • h • i • s • • H • K • D • • 2 • 0 • 0 • • c • a • p • • i • s • • s • h • a • r • e • d • • a • c • r • o • s • s • • E • x • t • r • a • • C • a • s • h • • R • e • b • a • t • e • • f • r • o • m • • O • v • e • r • s • e • a • s • • S • p • e • n • d • i • n • g • • a • n • d • • t • h • e • • o • n • e • • s • e • l • e • c • t • e • d • • F • u • n • • C • a • t • e • g • o • r • y • ; • • i • t • • i • s • • n • o • t • • a • • s • e • p • a • r • a • t • e • • c • a • p • • f • o • r • • e • a • c • h • • c • a • t • e • g • o • r • y • • o • r • • c • a • r • d • . • • E • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • m • u • s • t • • b • e • • p • o • s • t • e • d • • w • i • t • h • i • n • • 7 • • d • a • y • s • • o • f • • t • h • e • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • e • . • • T • h • e • y • • e • x • c • l • u • d • e • • O • c • t • o • p • u • s • • A • u • t • o • m • a • t • i • c • • A • d • d • - • V • a • l • u • e • , • • s • t • o • r • e • d • - • v • a • l • u • e • • c • a • r • d • • p • u • r • c • h • a • s • e • s • • o • r • • r • e • l • o • a • d • s • • ( • i • n • c • l • u • d • i • n • g • • O • c • t • o • p • u • s • • t • o • p • - • u • p • s • ) • , • • a • u • t • o • p • a • y • , • • C • r • e • d • i • t • - • t • o • - • C • a • s • h • , • • i • n • s • t • a • l • m • e • n • t • • p • l • a • n • s • , • • o • f • f • l • i • n • e • • t • r • a • n • s • a • c • t • i • o • n • s • , • • c • a • r • d • • c • h • a • r • g • e • s • , • • s • p • l • i • t • • t • r • a • n • s • a • c • t • i • o • n • s • , • • f • u • n • d • • i • n • v • e • s • t • m • e • n • t • s • , • • c • a • s • i • n • o • • t • r • a • n • s • a • c • t • i • o • n • s • , • • c • a • s • h • • v • o • u • c • h • e • r • s • , • • c • o • n • s • u • m • e • r • • d • e • p • o • s • i • t • s • , • • b • i • l • l • • p • a • y • m • e • n • t • s • , • • m • o • n • e • y • • o • r • • e • l • e • c • t • r • o • n • i • c • - • m • o • n • e • y • • t • r • a • n • s • f • e • r • s • , • • e • - • w • a • l • l • e • t • • t • o • p • - • u • p • s • , • • c • h • a • r • g • e • b • a • c • k • • t • r • a • n • s • a • c • t • i • o • n • s • , • • u • n • p • o • s • t • e • d • , • • c • a • n • c • e • l • l • e • d • , • • r • e • t • u • r • n • e • d • , • • c • o • u • n • t • e • r • f • e • i • t • , • • a • n • d • • u • n • a • u • t • h • o • r • i • z • e • d • • t • r • a • n • s • a • c • t • i • o • n • s • . • • P • r • i • m • e • C • r • e • d • i • t • • a • n • d • • t • h • e • • r • e • l • e • v • a • n • t • • c • a • r • d • • a • s • s • o • c • i • a • t • i • o • n • s • • d • e • t • e • r • m • i • n • e • • e • l • i • g • i • b • i • l • i • t • y • • a • n • d • • c • a • t • e • g • o • r • y • • b • y • • m • e • r • c • h • a • n • t • • c • o • d • e • s • • o • r • • n • a • m • e • s • , • • w • h • i • c • h • • m • a • y • • c • h • a • n • g • e • • w • i • t • h • o • u • t • • n • o • t • i • c • e • . • • T • h • e • • p • o • s • t • e • d • • a • m • o • u • n • t • • p • r • e • v • a • i • l • s • • o • v • e • r • • t • h • e • • a • u • t • h • o • r • i • z • e • d • • a • m • o • u • n • t • ; • • f • o • r • e • i • g • n • - • c • u • r • r • e • n • c • y • • t • r • a • n • s • a • c • t • i • o • n • s • • u • s • e • • t • h • e • • p • o • s • t • e • d • • a • m • o • u • n • t • • c • o • n • v • e • r • t • e • d • • t • o • • H • K • D • . • • P • r • i • m • e • C • r • e • d • i • t • ' • s • • r • e • c • o • r • d • s • • a • n • d • • d • e • c • i • s • i • o • n • s • • c • o • n • t • r • o • l • • e • l • i • g • i • b • i • l • i • t • y • • a • n • d • • c • a • t • e • g • o • r • y • , • • a • n • d • • P • r • i • m • e • C • r • e • d • i • t • • d • o • e • s • • n • o • t • • h • a • v • e • • t • o • • c • o • n • f • i • r • m • • e • l • i • g • i • b • i • l • i • t • y • • b • e • f • o • r • e • • a • • t • r • a • n • s • a • c • t • i • o • n • . • • R • e • b • a • t • e • • i • s • • c • a • l • c • u • l • a • t • e • d • • b • y • • t • r • a • n • s • a • c • t • i • o • n • • c • a • l • e • n • d • a • r • • m • o • n • t • h • • a • n • d • • r • o • u • n • d • e • d • • t • o • • t • w • o • • d • e • c • i • m • a • l • • p • l • a • c • e • s • . • • I • t • • i • s • • c • r • e • d • i • t • e • d • • w • i • t • h • i • n • • 3 • • m • o • n • t • h • s • • a • f • t • e • r • • m • o • n • t • h • - • e • n • d • • t • o • • t • h • e • • W • e • W • a • • c • a • r • d • • a • c • c • o • u • n • t • • w • i • t • h • • t • h • e • • h • i • g • h • e • s • t • • e • l • i • g • i • b • l • e • • s • p • e • n • d • • t • h • a • t • • m • o • n • t • h • ; • • s • p • e • n • d • • a • c • r • o • s • s • • a • l • l • • W • e • W • a • • c • a • r • d • s • • i • s • • a • g • g • r • e • g • a • t • e • d • . • • A • l • l • • W • e • W • a • • c • a • r • d • • a • c • c • o • u • n • t • s • • m • u • s • t • • b • e • • v • a • l • i • d • • a • n • d • • i • n • • g • o • o • d • • s • t • a • n • d • i • n • g • • w • h • e • n • • t • h • e • • r • e • b • a • t • e • • i • s • • c • r • e • d • i • t • e • d • . • • C • a • n • c • e • l • l • a • t • i • o • n • • f • o • r • f • e • i • t • s • • u • n • c • r • e • d • i • t • e • d • • r • e • b • a • t • e • • a • n • d • • t • h • e • • a • c • c • o • u • n • t • ' • s • • r • e • b • a • t • e • • b • a • l • a • n • c • e • . • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • d • e • b • i • t • • r • e • b • a • t • e • • f • o • r • • a • • c • a • n • c • e • l • l • e • d • • o • r • • r • e • t • u • r • n • e • d • • t • r • a • n • s • a • c • t • i • o • n • . • • I • f • • a • • t • r • a • n • s • a • c • t • i • o • n • • f • a • l • l • s • • u • n • d • e • r • • m • o • r • e • • t • h • a • n • • o • n • e • • F • u • n • • C • a • t • e • g • o • r • y • , • • P • r • i • m • e • C • r • e • d • i • t • • d • e • c • i • d • e • s • • i • t • s • • c • a • t • e • g • o • r • y • . • • K • e • e • p • • o • r • i • g • i • n • a • l • • r • e • c • e • i • p • t • s • • o • r • • o • f • f • i • c • i • a • l • • t • r • a • n • s • a • c • t • i • o • n • • r • e • c • o • r • d • s • ; • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • r • e • q • u • e • s • t • • t • h • e • m • • o • r • • o • t • h • e • r • • p • r • o • o • f • • i • n • • a • • d • i • s • p • u • t • e • . • • R • e • b • a • t • e • • i • s • • n • o • n • - • t • r • a • n • s • f • e • r • a • b • l • e • , • • n • o • n • - • a • s • s • i • g • n • a • b • l • e • , • • n • o • n • - • e • x • c • h • a • n • g • e • a • b • l • e • , • • a • n • d • • c • a • n • n • o • t • • b • e • • e • x • c • h • a • n • g • e • d • • f • o • r • • c • a • s • h • . • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • r • e • c • o • v • e • r • • i • m • p • r • o • p • e • r • l • y • • o • r • • f • r • a • u • d • u • l • e • n • t • l • y • • o • b • t • a • i • n • e • d • • r • e • b • a • t • e • • a • n • d • • t • a • k • e • • l • e • g • a • l • • a • c • t • i • o • n • . • • P • r • i • m • e • C • r • e • d • i • t • ' • s • • r • e • c • o • r • d • s • • a • r • e • • c • o • n • c • l • u • s • i • v • e • . • • C • o • m • m • u • n • i • c • a • t • i • o • n • • f • a • i • l • u • r • e • s • • t • h • a • t • • p • r • e • v • e • n • t • • c • a • t • e • g • o • r • y • • s • e • l • e • c • t • i • o • n • • c • r • e • a • t • e • • n • o • • c • l • a • i • m • . • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • a • m • e • n • d • , • • c • a • n • c • e • l • , • • o • r • • e • n • d • • t • h • e • • p • r • o • m • o • t • i • o • n • • w • i • t • h • o • u • t • • n • o • t • i • c • e • ; • • i • t • s • • d • e • c • i • s • i • o • n • • i • n • • a • • d • i • s • p • u • t • e • • i • s • • f • i • n • a • l • . • • T • h • e • • E • n • g • l • i • s • h • • t • e • r • m • s • • p • r • e • v • a • i • l • • o • v • e • r • • t • h • e • • C • h • i • n • e • s • e • • t • e • r • m • s • .

• Eligibility: Audience: all
• Eligible spending: Applies to: 旅遊 · Type: category
• Requirements: Period spend ≥: HK$1,500.00
• Benefit limit: Amount: 200 · Applies to: One shared cap per cardholder per calendar month for Extra Cash Rebate from Overseas Spending and the one selected Fun Category, aggregated across all WeWa Credit Card accounts. · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Application or registration is required.
• This is one of three selectable Fun Categories for each WeWa Credit Card. Eligible transactions are at merchants categorized by PrimeCredit or the relevant card association as travel agencies, airlines, or hotels for room accommodation only. A selection from July 2025 to September 2026 carries over. If the earlier selection was Overseas Spending, Mobile Payment is set automatically as the selectable category. The cardholder may change the selection from 2026-10-02 to 2026-10-31 by calling or contacting a PrimeCredit customer service officer through PrimeCredit Chatbot. The selection cannot be changed after that period, and October 2026 rebate uses the selection at the end of that period. A person who applies for a WeWa Credit Card during the promotion must select a category on the application form; the selection cannot be changed after submission. If no category is selected, Mobile Payment is selected automatically. Applies to valid WeWa Credit Cards issued by PrimeCredit. The cardholder must have at least HKD 1,500 in Eligible Retail Transactions per calendar month across all WeWa Credit Cards. This HKD 200 cap is shared across Extra Cash Rebate from Overseas Spending and the one selected Fun Category; it is not a separate cap for each category or card. Eligible transactions must be posted within 7 days of the transaction date. They exclude Octopus Automatic Add-Value, stored-value card purchases or reloads (including Octopus top-ups), autopay, Credit-to-Cash, instalment plans, offline transactions, card charges, split transactions, fund investments, casino transactions, cash vouchers, consumer deposits, bill payments, money or electronic-money transfers, e-wallet top-ups, chargeback transactions, unposted, cancelled, returned, counterfeit, and unauthorized transactions. PrimeCredit and the relevant card associations determine eligibility and category by merchant codes or names, which may change without notice. The posted amount prevails over the authorized amount; foreign-currency transactions use the posted amount converted to HKD. PrimeCredit's records and decisions control eligibility and category, and PrimeCredit does not have to confirm eligibility before a transaction. Rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the WeWa card account with the highest eligible spend that month; spend across all WeWa cards is aggregated. All WeWa card accounts must be valid and in good standing when the rebate is credited. Cancellation forfeits uncredited rebate and the account's rebate balance. PrimeCredit may debit rebate for a cancelled or returned transaction. If a transaction falls under more than one Fun Category, PrimeCredit decides its category. Keep original receipts or official transaction records; PrimeCredit may request them or other proof in a dispute. Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash. PrimeCredit may recover improperly or fraudulently obtained rebate and take legal action. PrimeCredit's records are conclusive. Communication failures that prevent category selection create no claim. PrimeCredit may amend, cancel, or end the promotion without notice; its decision in a dispute is final. The English terms prevail over the Chinese terms.
• WeWa Fun Categories Cash Rebate promotion period: 2026-10-01 – 2027-09-30

Open source offer ↗

Category or merchant does not match. • Limit: 200 HKD · Per Month • Limit applies to: Extra Cash Rebate across the default Overseas Spending category and selected Fun Category, combined, per cardholder • Eligibility: Phase Spend Min: 1500 • Eligible categories: 海外簽賬 • Applies only to valid WeWa Credit Cards issued by PrimeCredit. • Promotion period: 2026-10-01 through 2027-09-30, inclusive. • Each calendar month, at least HKD 1,500 in Eligible Retail Transactions across all WeWa Credit Cards is required. The extra rebate is 3.6% on transactions in the default Overseas Spending category and the selected Fun Category. The combined maximum is HKD 200 per cardholder per calendar month. • Each card has one selected Fun Category. A category selected under the WeWa Pick 1 of 4 Fun Categories Offer during July 2025-September 2026 carries over. The cardholder may change it by phone or PrimeCredit Chatbot from 2026-10-02 through 2026-10-31; no change is allowed after that, and October 2026 rebate uses the selection at the end of that period. • A card application submitted during the Promotion Period must include a Fun Category selection, which cannot be changed after submission. If no category is selected, PrimeCredit selects Mobile Payment. • Eligible Retail Transactions are posted retail transactions posted within 7 days of the transaction date. Exclusions include Octopus automatic add-value; stored-value card purchases or reloads; autopay; Credit-to-Cash; instalments; offline transactions; card fees and charges; split transactions; fund investments; casino transactions; cash vouchers; consumer deposits; bill payments; money or e-money transfers; e-wallet top-ups; chargeback, unposted, cancelled, returned, counterfeit, and unauthorised transactions. • PrimeCredit and card-association merchant codes or names determine eligibility and may change. The posted amount prevails over the authorised amount. Foreign-currency transactions use the posted amount converted to HKD. PrimeCredit records control, and PrimeCredit has final discretion over eligible transactions and Fun Category definitions. • The rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the card account with the highest Eligible Retail Transaction amount. All WeWa card accounts must be valid and in good standing when credited. Cancellation of a WeWa card account forfeits uncredited rebate and the account's existing rebate balance. • For multiple WeWa cards, transactions aggregate for the monthly qualification threshold. Rebates from all Fun Categories, including default Overseas Spending, share the monthly cap and are credited to the account with the higher total Eligible Retail Transaction amount. • If one Eligible Retail Transaction falls under more than one Fun Category, PrimeCredit decides the applicable category. • The Extra Cash Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash. • The cardholder must keep original receipts or official transaction records. PrimeCredit may request receipts or other evidence for a dispute. • If a transaction used to calculate an awarded rebate is cancelled or returned, PrimeCredit may debit its rebate value from the card account at any time without notice. • PrimeCredit decides category-selection eligibility, transaction timing and validity, rebate qualification, and rebate credit amount and timing from its records. Its records prevail over the cardholder's records. • No claim or action may be made against PrimeCredit for communication-system failures that prevent category selection. • PrimeCredit may debit rebate obtained improperly or through corruption or fraud without notice, and may take legal action to recover it. • PrimeCredit may amend, cancel, or terminate the Promotion or its terms without notice. Its decision on disputes is final. The English version prevails if it differs from the Chinese version. • Overseas Spending includes eligible transactions at physical overseas merchants settled in a non-HKD currency, as determined by PrimeCredit or card associations. • HTML advertises up to 4% total including the basic cashback. The formal 2026-27 terms state 3.6% as the extra component; 4% is the combined maximum and is not an additional reward.

• Eligibility: Audience: all
• Eligible spending: Applies to: 海外簽賬 · Type: category
• Requirements: Period spend ≥: HK$1,500.00
• Benefit limit: Amount: 200 · Applies to: Extra Cash Rebate across the default Overseas Spending category and selected Fun Category, combined, per cardholder · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Applies only to valid WeWa Credit Cards issued by PrimeCredit.
• Promotion period: 2026-10-01 through 2027-09-30, inclusive.
• Each calendar month, at least HKD 1,500 in Eligible Retail Transactions across all WeWa Credit Cards is required. The extra rebate is 3.6% on transactions in the default Overseas Spending category and the selected Fun Category. The combined maximum is HKD 200 per cardholder per calendar month.
• Each card has one selected Fun Category. A category selected under the WeWa Pick 1 of 4 Fun Categories Offer during July 2025-September 2026 carries over. The cardholder may change it by phone or PrimeCredit Chatbot from 2026-10-02 through 2026-10-31; no change is allowed after that, and October 2026 rebate uses the selection at the end of that period.
• A card application submitted during the Promotion Period must include a Fun Category selection, which cannot be changed after submission. If no category is selected, PrimeCredit selects Mobile Payment.
• Eligible Retail Transactions are posted retail transactions posted within 7 days of the transaction date. Exclusions include Octopus automatic add-value; stored-value card purchases or reloads; autopay; Credit-to-Cash; instalments; offline transactions; card fees and charges; split transactions; fund investments; casino transactions; cash vouchers; consumer deposits; bill payments; money or e-money transfers; e-wallet top-ups; chargeback, unposted, cancelled, returned, counterfeit, and unauthorised transactions.
• PrimeCredit and card-association merchant codes or names determine eligibility and may change. The posted amount prevails over the authorised amount. Foreign-currency transactions use the posted amount converted to HKD. PrimeCredit records control, and PrimeCredit has final discretion over eligible transactions and Fun Category definitions.
• The rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the card account with the highest Eligible Retail Transaction amount. All WeWa card accounts must be valid and in good standing when credited. Cancellation of a WeWa card account forfeits uncredited rebate and the account's existing rebate balance.
• For multiple WeWa cards, transactions aggregate for the monthly qualification threshold. Rebates from all Fun Categories, including default Overseas Spending, share the monthly cap and are credited to the account with the higher total Eligible Retail Transaction amount.
• If one Eligible Retail Transaction falls under more than one Fun Category, PrimeCredit decides the applicable category.
• The Extra Cash Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash.
• The cardholder must keep original receipts or official transaction records. PrimeCredit may request receipts or other evidence for a dispute.
• If a transaction used to calculate an awarded rebate is cancelled or returned, PrimeCredit may debit its rebate value from the card account at any time without notice.
• PrimeCredit decides category-selection eligibility, transaction timing and validity, rebate qualification, and rebate credit amount and timing from its records. Its records prevail over the cardholder's records.
• No claim or action may be made against PrimeCredit for communication-system failures that prevent category selection.
• PrimeCredit may debit rebate obtained improperly or through corruption or fraud without notice, and may take legal action to recover it.
• PrimeCredit may amend, cancel, or terminate the Promotion or its terms without notice. Its decision on disputes is final. The English version prevails if it differs from the Chinese version.
• Overseas Spending includes eligible transactions at physical overseas merchants settled in a non-HKD currency, as determined by PrimeCredit or card associations.
• HTML advertises up to 4% total including the basic cashback. The formal 2026-27 terms state 3.6% as the extra component; 4% is the combined maximum and is not an additional reward.
• WeWa Fun Categories Cash Rebate promotion period: 2026-10-01 – 2027-09-30

Open source offer ↗

Category or merchant does not match. • Limit: 200 HKD · Per Month • Limit applies to: Extra Cash Rebate across the default Overseas Spending category and selected Fun Category, combined, per cardholder • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 1500 • Eligible categories: 手機支付 • Applies only to valid WeWa Credit Cards issued by PrimeCredit. • Promotion period: 2026-10-01 through 2027-09-30, inclusive. • Each calendar month, at least HKD 1,500 in Eligible Retail Transactions across all WeWa Credit Cards is required. The extra rebate is 3.6% on transactions in the default Overseas Spending category and the selected Fun Category. The combined maximum is HKD 200 per cardholder per calendar month. • Each card has one selected Fun Category. A category selected under the WeWa Pick 1 of 4 Fun Categories Offer during July 2025-September 2026 carries over. The cardholder may change it by phone or PrimeCredit Chatbot from 2026-10-02 through 2026-10-31; no change is allowed after that, and October 2026 rebate uses the selection at the end of that period. • A card application submitted during the Promotion Period must include a Fun Category selection, which cannot be changed after submission. If no category is selected, PrimeCredit selects Mobile Payment. • Eligible Retail Transactions are posted retail transactions posted within 7 days of the transaction date. Exclusions include Octopus automatic add-value; stored-value card purchases or reloads; autopay; Credit-to-Cash; instalments; offline transactions; card fees and charges; split transactions; fund investments; casino transactions; cash vouchers; consumer deposits; bill payments; money or e-money transfers; e-wallet top-ups; chargeback, unposted, cancelled, returned, counterfeit, and unauthorised transactions. • PrimeCredit and card-association merchant codes or names determine eligibility and may change. The posted amount prevails over the authorised amount. Foreign-currency transactions use the posted amount converted to HKD. PrimeCredit records control, and PrimeCredit has final discretion over eligible transactions and Fun Category definitions. • The rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the card account with the highest Eligible Retail Transaction amount. All WeWa card accounts must be valid and in good standing when credited. Cancellation of a WeWa card account forfeits uncredited rebate and the account's existing rebate balance. • For multiple WeWa cards, transactions aggregate for the monthly qualification threshold. Rebates from all Fun Categories, including default Overseas Spending, share the monthly cap and are credited to the account with the higher total Eligible Retail Transaction amount. • If one Eligible Retail Transaction falls under more than one Fun Category, PrimeCredit decides the applicable category. • The Extra Cash Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash. • The cardholder must keep original receipts or official transaction records. PrimeCredit may request receipts or other evidence for a dispute. • If a transaction used to calculate an awarded rebate is cancelled or returned, PrimeCredit may debit its rebate value from the card account at any time without notice. • PrimeCredit decides category-selection eligibility, transaction timing and validity, rebate qualification, and rebate credit amount and timing from its records. Its records prevail over the cardholder's records. • No claim or action may be made against PrimeCredit for communication-system failures that prevent category selection. • PrimeCredit may debit rebate obtained improperly or through corruption or fraud without notice, and may take legal action to recover it. • PrimeCredit may amend, cancel, or terminate the Promotion or its terms without notice. Its decision on disputes is final. The English version prevails if it differs from the Chinese version. • For this WeWa Visa card, Mobile Payment includes eligible transactions made via Apple Pay or Google Pay. • HTML advertises up to 4% total including the basic cashback. The formal 2026-27 terms state 3.6% as the extra component; 4% is the combined maximum and is not an additional reward. • HTML says Mobile Payment includes Apple Pay, Google Pay (Visa only), and OmyCard App QR payments.

• Eligibility: Audience: all
• Eligible spending: Applies to: 手機支付 · Type: category
• Requirements: Period spend ≥: HK$1,500.00
• Benefit limit: Amount: 200 · Applies to: Extra Cash Rebate across the default Overseas Spending category and selected Fun Category, combined, per cardholder · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Application or registration is required.
• Applies only to valid WeWa Credit Cards issued by PrimeCredit.
• Promotion period: 2026-10-01 through 2027-09-30, inclusive.
• Each calendar month, at least HKD 1,500 in Eligible Retail Transactions across all WeWa Credit Cards is required. The extra rebate is 3.6% on transactions in the default Overseas Spending category and the selected Fun Category. The combined maximum is HKD 200 per cardholder per calendar month.
• Each card has one selected Fun Category. A category selected under the WeWa Pick 1 of 4 Fun Categories Offer during July 2025-September 2026 carries over. The cardholder may change it by phone or PrimeCredit Chatbot from 2026-10-02 through 2026-10-31; no change is allowed after that, and October 2026 rebate uses the selection at the end of that period.
• A card application submitted during the Promotion Period must include a Fun Category selection, which cannot be changed after submission. If no category is selected, PrimeCredit selects Mobile Payment.
• Eligible Retail Transactions are posted retail transactions posted within 7 days of the transaction date. Exclusions include Octopus automatic add-value; stored-value card purchases or reloads; autopay; Credit-to-Cash; instalments; offline transactions; card fees and charges; split transactions; fund investments; casino transactions; cash vouchers; consumer deposits; bill payments; money or e-money transfers; e-wallet top-ups; chargeback, unposted, cancelled, returned, counterfeit, and unauthorised transactions.
• PrimeCredit and card-association merchant codes or names determine eligibility and may change. The posted amount prevails over the authorised amount. Foreign-currency transactions use the posted amount converted to HKD. PrimeCredit records control, and PrimeCredit has final discretion over eligible transactions and Fun Category definitions.
• The rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the card account with the highest Eligible Retail Transaction amount. All WeWa card accounts must be valid and in good standing when credited. Cancellation of a WeWa card account forfeits uncredited rebate and the account's existing rebate balance.
• For multiple WeWa cards, transactions aggregate for the monthly qualification threshold. Rebates from all Fun Categories, including default Overseas Spending, share the monthly cap and are credited to the account with the higher total Eligible Retail Transaction amount.
• If one Eligible Retail Transaction falls under more than one Fun Category, PrimeCredit decides the applicable category.
• The Extra Cash Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash.
• The cardholder must keep original receipts or official transaction records. PrimeCredit may request receipts or other evidence for a dispute.
• If a transaction used to calculate an awarded rebate is cancelled or returned, PrimeCredit may debit its rebate value from the card account at any time without notice.
• PrimeCredit decides category-selection eligibility, transaction timing and validity, rebate qualification, and rebate credit amount and timing from its records. Its records prevail over the cardholder's records.
• No claim or action may be made against PrimeCredit for communication-system failures that prevent category selection.
• PrimeCredit may debit rebate obtained improperly or through corruption or fraud without notice, and may take legal action to recover it.
• PrimeCredit may amend, cancel, or terminate the Promotion or its terms without notice. Its decision on disputes is final. The English version prevails if it differs from the Chinese version.
• For this WeWa Visa card, Mobile Payment includes eligible transactions made via Apple Pay or Google Pay.
• HTML advertises up to 4% total including the basic cashback. The formal 2026-27 terms state 3.6% as the extra component; 4% is the combined maximum and is not an additional reward.
• HTML says Mobile Payment includes Apple Pay, Google Pay (Visa only), and OmyCard App QR payments.
• WeWa Fun Categories Cash Rebate promotion period: 2026-10-01 – 2027-09-30

Open source offer ↗

Category or merchant does not match. • Limit: 200 HKD · Per Month • Limit applies to: Extra Cash Rebate across the default Overseas Spending category and selected Fun Category, combined, per cardholder • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 1500 • Eligible categories: 旅遊 • Applies only to valid WeWa Credit Cards issued by PrimeCredit. • Promotion period: 2026-10-01 through 2027-09-30, inclusive. • Each calendar month, at least HKD 1,500 in Eligible Retail Transactions across all WeWa Credit Cards is required. The extra rebate is 3.6% on transactions in the default Overseas Spending category and the selected Fun Category. The combined maximum is HKD 200 per cardholder per calendar month. • Each card has one selected Fun Category. A category selected under the WeWa Pick 1 of 4 Fun Categories Offer during July 2025-September 2026 carries over. The cardholder may change it by phone or PrimeCredit Chatbot from 2026-10-02 through 2026-10-31; no change is allowed after that, and October 2026 rebate uses the selection at the end of that period. • A card application submitted during the Promotion Period must include a Fun Category selection, which cannot be changed after submission. If no category is selected, PrimeCredit selects Mobile Payment. • Eligible Retail Transactions are posted retail transactions posted within 7 days of the transaction date. Exclusions include Octopus automatic add-value; stored-value card purchases or reloads; autopay; Credit-to-Cash; instalments; offline transactions; card fees and charges; split transactions; fund investments; casino transactions; cash vouchers; consumer deposits; bill payments; money or e-money transfers; e-wallet top-ups; chargeback, unposted, cancelled, returned, counterfeit, and unauthorised transactions. • PrimeCredit and card-association merchant codes or names determine eligibility and may change. The posted amount prevails over the authorised amount. Foreign-currency transactions use the posted amount converted to HKD. PrimeCredit records control, and PrimeCredit has final discretion over eligible transactions and Fun Category definitions. • The rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the card account with the highest Eligible Retail Transaction amount. All WeWa card accounts must be valid and in good standing when credited. Cancellation of a WeWa card account forfeits uncredited rebate and the account's existing rebate balance. • For multiple WeWa cards, transactions aggregate for the monthly qualification threshold. Rebates from all Fun Categories, including default Overseas Spending, share the monthly cap and are credited to the account with the higher total Eligible Retail Transaction amount. • If one Eligible Retail Transaction falls under more than one Fun Category, PrimeCredit decides the applicable category. • The Extra Cash Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash. • The cardholder must keep original receipts or official transaction records. PrimeCredit may request receipts or other evidence for a dispute. • If a transaction used to calculate an awarded rebate is cancelled or returned, PrimeCredit may debit its rebate value from the card account at any time without notice. • PrimeCredit decides category-selection eligibility, transaction timing and validity, rebate qualification, and rebate credit amount and timing from its records. Its records prevail over the cardholder's records. • No claim or action may be made against PrimeCredit for communication-system failures that prevent category selection. • PrimeCredit may debit rebate obtained improperly or through corruption or fraud without notice, and may take legal action to recover it. • PrimeCredit may amend, cancel, or terminate the Promotion or its terms without notice. Its decision on disputes is final. The English version prevails if it differs from the Chinese version. • Travel Spending includes eligible transactions at travel agencies, airlines, and hotels for room accommodation only, as determined by PrimeCredit or card associations. • HTML advertises up to 4% total including the basic cashback. The formal 2026-27 terms state 3.6% as the extra component; 4% is the combined maximum and is not an additional reward. • HTML lists airlines, travel agencies, and hotels as examples of Travel Spending; the formal terms restrict hotel transactions to room accommodation.

• Eligibility: Audience: all
• Eligible spending: Applies to: 旅遊 · Type: category
• Requirements: Period spend ≥: HK$1,500.00
• Benefit limit: Amount: 200 · Applies to: Extra Cash Rebate across the default Overseas Spending category and selected Fun Category, combined, per cardholder · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Application or registration is required.
• Applies only to valid WeWa Credit Cards issued by PrimeCredit.
• Promotion period: 2026-10-01 through 2027-09-30, inclusive.
• Each calendar month, at least HKD 1,500 in Eligible Retail Transactions across all WeWa Credit Cards is required. The extra rebate is 3.6% on transactions in the default Overseas Spending category and the selected Fun Category. The combined maximum is HKD 200 per cardholder per calendar month.
• Each card has one selected Fun Category. A category selected under the WeWa Pick 1 of 4 Fun Categories Offer during July 2025-September 2026 carries over. The cardholder may change it by phone or PrimeCredit Chatbot from 2026-10-02 through 2026-10-31; no change is allowed after that, and October 2026 rebate uses the selection at the end of that period.
• A card application submitted during the Promotion Period must include a Fun Category selection, which cannot be changed after submission. If no category is selected, PrimeCredit selects Mobile Payment.
• Eligible Retail Transactions are posted retail transactions posted within 7 days of the transaction date. Exclusions include Octopus automatic add-value; stored-value card purchases or reloads; autopay; Credit-to-Cash; instalments; offline transactions; card fees and charges; split transactions; fund investments; casino transactions; cash vouchers; consumer deposits; bill payments; money or e-money transfers; e-wallet top-ups; chargeback, unposted, cancelled, returned, counterfeit, and unauthorised transactions.
• PrimeCredit and card-association merchant codes or names determine eligibility and may change. The posted amount prevails over the authorised amount. Foreign-currency transactions use the posted amount converted to HKD. PrimeCredit records control, and PrimeCredit has final discretion over eligible transactions and Fun Category definitions.
• The rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the card account with the highest Eligible Retail Transaction amount. All WeWa card accounts must be valid and in good standing when credited. Cancellation of a WeWa card account forfeits uncredited rebate and the account's existing rebate balance.
• For multiple WeWa cards, transactions aggregate for the monthly qualification threshold. Rebates from all Fun Categories, including default Overseas Spending, share the monthly cap and are credited to the account with the higher total Eligible Retail Transaction amount.
• If one Eligible Retail Transaction falls under more than one Fun Category, PrimeCredit decides the applicable category.
• The Extra Cash Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash.
• The cardholder must keep original receipts or official transaction records. PrimeCredit may request receipts or other evidence for a dispute.
• If a transaction used to calculate an awarded rebate is cancelled or returned, PrimeCredit may debit its rebate value from the card account at any time without notice.
• PrimeCredit decides category-selection eligibility, transaction timing and validity, rebate qualification, and rebate credit amount and timing from its records. Its records prevail over the cardholder's records.
• No claim or action may be made against PrimeCredit for communication-system failures that prevent category selection.
• PrimeCredit may debit rebate obtained improperly or through corruption or fraud without notice, and may take legal action to recover it.
• PrimeCredit may amend, cancel, or terminate the Promotion or its terms without notice. Its decision on disputes is final. The English version prevails if it differs from the Chinese version.
• Travel Spending includes eligible transactions at travel agencies, airlines, and hotels for room accommodation only, as determined by PrimeCredit or card associations.
• HTML advertises up to 4% total including the basic cashback. The formal 2026-27 terms state 3.6% as the extra component; 4% is the combined maximum and is not an additional reward.
• HTML lists airlines, travel agencies, and hotels as examples of Travel Spending; the formal terms restrict hotel transactions to room accommodation.
• WeWa Fun Categories Cash Rebate promotion period: 2026-10-01 – 2027-09-30

Open source offer ↗

This benefit does not apply to a purchase. • Limit applies to: 3個月免息簽賬分期 • Application, registration or activation required. See conditions. • 須使用OmyCard手機App申請。 • 頁面沒有列明合資格簽賬及其他分期條款。

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: 3個月免息簽賬分期 · Period: not stated · Type: not stated
• Application or registration is required.
• 須使用OmyCard手機App申請。
• 頁面沒有列明合資格簽賬及其他分期條款。

Open source offer ↗

This benefit does not apply to a purchase. • Limit applies to: 月結單分期計劃 • Application, registration or activation required. See conditions. • 頁面指可透過OmyCard手機App申請，並稱一鍵即批。 • 頁面沒有列明利率、期數、合資格簽賬或其他分期條款。

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: 月結單分期計劃 · Period: not stated · Type: not stated
• Application or registration is required.
• 頁面指可透過OmyCard手機App申請，並稱一鍵即批。
• 頁面沒有列明利率、期數、合資格簽賬或其他分期條款。

Open source offer ↗

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 本地餐飲 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞滋味 / 本地餐飲 source subcategory. • Eligible Hong Kong restaurant or dining transactions are identified by the card-network merchant code. Banquet services, private functions, private rooms, hotel or department-store dining counters, clubhouses, and food services of designated merchants in other categories are excluded.

• Eligibility: Audience: all
• Eligible spending: Applies to: 本地餐飲 · Type: category
• Benefit limit: Amount: 2000 · Applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
• Application or registration is required.
• The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
• After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
• Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
• The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
• This offer is the 賞滋味 / 本地餐飲 source subcategory.
• Eligible Hong Kong restaurant or dining transactions are identified by the card-network merchant code. Banquet services, private functions, private rooms, hotel or department-store dining counters, clubhouses, and food services of designated merchants in other categories are excluded.
• 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 海外簽賬 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞世界 / 海外簽賬 source subcategory. • Eligible transactions are made overseas and coded as overseas by Visa, Mastercard, or UnionPay. Hong Kong transactions and transactions in Hong Kong Dollars are excluded.

• Eligibility: Audience: all
• Eligible spending: Applies to: 海外簽賬 · Type: category
• Benefit limit: Amount: 2000 · Applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
• Application or registration is required.
• The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
• After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
• Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
• The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
• This offer is the 賞世界 / 海外簽賬 source subcategory.
• Eligible transactions are made overseas and coded as overseas by Visa, Mastercard, or UnionPay. Hong Kong transactions and transactions in Hong Kong Dollars are excluded.
• 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 中國內地簽賬 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞世界 / 中國內地簽賬 source subcategory. • Eligible transactions are made in Mainland China and coded as Mainland China by Visa, Mastercard, or UnionPay. Hong Kong transactions and transactions in Hong Kong Dollars are excluded.

• Eligibility: Audience: all
• Eligible spending: Applies to: 中國內地簽賬 · Type: category
• Benefit limit: Amount: 2000 · Applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
• Application or registration is required.
• The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
• After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
• Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
• The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
• This offer is the 賞世界 / 中國內地簽賬 source subcategory.
• Eligible transactions are made in Mainland China and coded as Mainland China by Visa, Mastercard, or UnionPay. Hong Kong transactions and transactions in Hong Kong Dollars are excluded.
• 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 澳門簽賬 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞世界 / 澳門簽賬 source subcategory. • Eligible transactions are made in Macau and coded as Macau by Visa, Mastercard, or UnionPay. Hong Kong transactions and transactions in Hong Kong Dollars are excluded.

• Eligibility: Audience: all
• Eligible spending: Applies to: 澳門簽賬 · Type: category
• Benefit limit: Amount: 2000 · Applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
• Application or registration is required.
• The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
• After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
• Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
• The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
• This offer is the 賞世界 / 澳門簽賬 source subcategory.
• Eligible transactions are made in Macau and coded as Macau by Visa, Mastercard, or UnionPay. Hong Kong transactions and transactions in Hong Kong Dollars are excluded.
• 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 健身中心 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞享受 / 健身中心 source subcategory. • The source lists the participating fitness centres under 賞享受. • The complete participating-merchant list in the HTML source is: Be Earth, Go24 Fitness, PURE Group, Snap Fitness, Square Fitness.

• Eligibility: Audience: all
• Eligible spending: Applies to: 健身中心 · Type: category
• Benefit limit: Amount: 2000 · Applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
• Application or registration is required.
• The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
• After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
• Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
• The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
• This offer is the 賞享受 / 健身中心 source subcategory.
• The source lists the participating fitness centres under 賞享受.
• The complete participating-merchant list in the HTML source is: Be Earth, Go24 Fitness, PURE Group, Snap Fitness, Square Fitness.
• 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 戲院 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞享受 / 戲院 source subcategory. • The source lists the participating cinemas under 賞享受. • The complete participating-merchant list in the HTML source is: CGV Cinemas, 英皇戲院, Festival Grand Cinema, 康怡戲院, 皇室戲院, K11 Art House, MCL 院線, Movie Town, STAR Cinema.

• Eligibility: Audience: all
• Eligible spending: Applies to: 戲院 · Type: category
• Benefit limit: Amount: 2000 · Applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
• Application or registration is required.
• The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
• After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
• Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
• The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
• This offer is the 賞享受 / 戲院 source subcategory.
• The source lists the participating cinemas under 賞享受.
• The complete participating-merchant list in the HTML source is: CGV Cinemas, 英皇戲院, Festival Grand Cinema, 康怡戲院, 皇室戲院, K11 Art House, MCL 院線, Movie Town, STAR Cinema.
• 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 旅行社 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞享受 / 旅行社 source subcategory. • The source lists the participating travel agencies under 賞享受; online hotel orders through 美麗華旅遊 are excluded. • The complete participating-merchant list in the HTML source is: hutchgo, KKDay, Klook, 美麗華旅遊, 新華旅遊, Trip.com, 永安旅遊, 油麻地旅遊.

• Eligibility: Audience: all
• Eligible spending: Applies to: 旅行社 · Type: category
• Benefit limit: Amount: 2000 · Applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
• Application or registration is required.
• The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
• After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
• Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
• The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
• This offer is the 賞享受 / 旅行社 source subcategory.
• The source lists the participating travel agencies under 賞享受; online hotel orders through 美麗華旅遊 are excluded.
• The complete participating-merchant list in the HTML source is: hutchgo, KKDay, Klook, 美麗華旅遊, 新華旅遊, Trip.com, 永安旅遊, 油麻地旅遊.
• 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 美容／個人護理 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞享受 / 美容／個人護理 source subcategory. • The source lists the participating personal-care merchants under 賞享受. • The complete participating-merchant list in the HTML source is: 沐館, 靜, 日月按摩, TONI&GUY HONG KONG, 梔 Zi Massage & Wellness.

• Eligibility: Audience: all
• Eligible spending: Applies to: 美容／個人護理 · Type: category
• Benefit limit: Amount: 2000 · Applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
• Application or registration is required.
• The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
• After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
• Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
• The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
• This offer is the 賞享受 / 美容／個人護理 source subcategory.
• The source lists the participating personal-care merchants under 賞享受.
• The complete participating-merchant list in the HTML source is: 沐館, 靜, 日月按摩, TONI&GUY HONG KONG, 梔 Zi Massage & Wellness.
• 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 交通 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞享受 / 交通 source subcategory. • The source lists the participating transport merchants under 賞享受. • The complete participating-merchant list in the HTML source is: 加德士, 城巴, ESSO, 易通行, 香港電車, 九巴, MTR, PIT, Shell, Shell Recharge, SINOPEC, Tesla.

• Eligibility: Audience: all
• Eligible spending: Applies to: 交通 · Type: category
• Benefit limit: Amount: 2000 · Applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
• Application or registration is required.
• The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
• After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
• Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
• The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
• This offer is the 賞享受 / 交通 source subcategory.
• The source lists the participating transport merchants under 賞享受.
• The complete participating-merchant list in the HTML source is: 加德士, 城巴, ESSO, 易通行, 香港電車, 九巴, MTR, PIT, Shell, Shell Recharge, SINOPEC, Tesla.
• 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 超級市場 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞家居 / 超級市場 source subcategory. • The source lists the participating supermarkets under 賞家居. • The complete participating-merchant list in the HTML source is: 759阿信屋, Big C, 日記士多, Don Don Donki, 大生生活超市, 新鮮生活, GreenPrice, 本灣水產, 百佳超級市場, FUSION, TASTE, TASTE x FRESH INTERNATIONAL, food le parc, GOURMET, GREAT FOOD HALL, 多來買.

• Eligibility: Audience: all
• Eligible spending: Applies to: 超級市場 · Type: category
• Benefit limit: Amount: 2000 · Applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
• Application or registration is required.
• The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
• After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
• Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
• The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
• This offer is the 賞家居 / 超級市場 source subcategory.
• The source lists the participating supermarkets under 賞家居.
• The complete participating-merchant list in the HTML source is: 759阿信屋, Big C, 日記士多, Don Don Donki, 大生生活超市, 新鮮生活, GreenPrice, 本灣水產, 百佳超級市場, FUSION, TASTE, TASTE x FRESH INTERNATIONAL, food le parc, GOURMET, GREAT FOOD HALL, 多來買.
• 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 家居／家具 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞家居 / 家居／家具 source subcategory. • The source lists the participating home-goods merchants under 賞家居. • The complete participating-merchant list in the HTML source is: at.home, 生活提案, 生活工房, JHC真好城, KeyChain Pay, 生活館, 生活廊, 蓆夢思, 歐化寶, 歐化傢俬.

• Eligibility: Audience: all
• Eligible spending: Applies to: 家居／家具 · Type: category
• Benefit limit: Amount: 2000 · Applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
• Application or registration is required.
• The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
• After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
• Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
• The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
• This offer is the 賞家居 / 家居／家具 source subcategory.
• The source lists the participating home-goods merchants under 賞家居.
• The complete participating-merchant list in the HTML source is: at.home, 生活提案, 生活工房, JHC真好城, KeyChain Pay, 生活館, 生活廊, 蓆夢思, 歐化寶, 歐化傢俬.
• 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 電子產品 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞家居 / 電子產品 source subcategory. • The source lists the participating electrical and electronics merchants under 賞家居. • The complete participating-merchant list in the HTML source is: 生活影音, 百老滙, BRUNO, 中原電器, 豐澤, J SELECT, 人気电器店, Panasonic陳列室, Price網購, 蘇寧, 偉明電業, 惠而浦網上商店W-Mall, 衛訊, 友和 YOHO.

• Eligibility: Audience: all
• Eligible spending: Applies to: 電子產品 · Type: category
• Benefit limit: Amount: 2000 · Applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
• Application or registration is required.
• The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
• After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
• Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
• The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
• This offer is the 賞家居 / 電子產品 source subcategory.
• The source lists the participating electrical and electronics merchants under 賞家居.
• The complete participating-merchant list in the HTML source is: 生活影音, 百老滙, BRUNO, 中原電器, 豐澤, J SELECT, 人気电器店, Panasonic陳列室, Price網購, 蘇寧, 偉明電業, 惠而浦網上商店W-Mall, 衛訊, 友和 YOHO.
• 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 電訊 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞家居 / 電訊 source subcategory. • The source lists the participating telecom merchants under 賞家居. The source excludes online bill payments made with HSBC ordinary, Gold, and UnionPay dual-currency cards. • The complete participating-merchant list in the HTML source is: 1O1O, 3香港, csl, Club Sim, HKT 家居電話, 網上行, Now TV, SmarTone, SUPREME.

• Eligibility: Audience: all
• Eligible spending: Applies to: 電訊 · Type: category
• Benefit limit: Amount: 2000 · Applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
• Application or registration is required.
• The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
• After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
• Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
• The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
• This offer is the 賞家居 / 電訊 source subcategory.
• The source lists the participating telecom merchants under 賞家居. The source excludes online bill payments made with HSBC ordinary, Gold, and UnionPay dual-currency cards.
• The complete participating-merchant list in the HTML source is: 1O1O, 3香港, csl, Club Sim, HKT 家居電話, 網上行, Now TV, SmarTone, SUPREME.
• 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 寵物用品 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞家居 / 寵物用品 source subcategory. • The source lists the participating pet-care merchants under 賞家居. • The complete participating-merchant list in the HTML source is: 寵寵線, Petmium寵物百貨, Q-Pets, 紅蘿蔔, The Dog’s Garden, Three Little Meow.

• Eligibility: Audience: all
• Eligible spending: Applies to: 寵物用品 · Type: category
• Benefit limit: Amount: 2000 · Applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
• Application or registration is required.
• The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
• After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
• Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
• The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
• This offer is the 賞家居 / 寵物用品 source subcategory.
• The source lists the participating pet-care merchants under 賞家居.
• The complete participating-merchant list in the HTML source is: 寵寵線, Petmium寵物百貨, Q-Pets, 紅蘿蔔, The Dog’s Garden, Three Little Meow.
• 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 百貨公司 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞購物 / 百貨公司 source subcategory. • The source lists the participating department stores under 賞購物. • The complete participating-merchant list in the HTML source is: AEON, AEON STYLE, AEON SUPERMARKET, APITA, Bento Express by AEON, 中藝（香港）, C生活, 千色Citistore, city'super, city'super neighbourhood, city'super LOG-ON, 谷辰, HKTVmall, HARVEY NICHOLS, Living PLAZA by AEON, LOG-ON, MARKS & SPENCER, Mono Mono, 先施百貨, 崇光百貨, UNY 生活創富, 永安百貨, 一田.

• Eligibility: Audience: all
• Eligible spending: Applies to: 百貨公司 · Type: category
• Benefit limit: Amount: 2000 · Applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
• Application or registration is required.
• The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
• After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
• Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
• The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
• This offer is the 賞購物 / 百貨公司 source subcategory.
• The source lists the participating department stores under 賞購物.
• The complete participating-merchant list in the HTML source is: AEON, AEON STYLE, AEON SUPERMARKET, APITA, Bento Express by AEON, 中藝（香港）, C生活, 千色Citistore, city'super, city'super neighbourhood, city'super LOG-ON, 谷辰, HKTVmall, HARVEY NICHOLS, Living PLAZA by AEON, LOG-ON, MARKS & SPENCER, Mono Mono, 先施百貨, 崇光百貨, UNY 生活創富, 永安百貨, 一田.
• 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 書店／文具 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞購物 / 書店／文具 source subcategory. • The source lists the participating bookstores under 賞購物. • The complete participating-merchant list in the HTML source is: 中華書局, 誠品書店, 三聯書店, 商務印書館.

• Eligibility: Audience: all
• Eligible spending: Applies to: 書店／文具 · Type: category
• Benefit limit: Amount: 2000 · Applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
• Application or registration is required.
• The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
• After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
• Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
• The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
• This offer is the 賞購物 / 書店／文具 source subcategory.
• The source lists the participating bookstores under 賞購物.
• The complete participating-merchant list in the HTML source is: 中華書局, 誠品書店, 三聯書店, 商務印書館.
• 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 時裝 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞購物 / 時裝 source subcategory. • The source lists the participating fashion and accessories merchants under 賞購物. • The complete participating-merchant list in the HTML source is: 7 For All Mankind, agnès b., BIRKENSTOCK, Brooks Brothers, Club Monaco, Columbia, Crocs, DECATHLON, ECCO, eGG Optical Boutique, Go Wild, GU, MISCH MASCH, NICAL, 眼鏡88, ORiental Traffic, WA ORiental Traffic, ROCKPORT, SKECHERS, SPORT b., Teva, Theory, TWIST, UGG, UNIQLO, ZALORA, Zoff.

• Eligibility: Audience: all
• Eligible spending: Applies to: 時裝 · Type: category
• Benefit limit: Amount: 2000 · Applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
• Application or registration is required.
• The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
• After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
• Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
• The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
• This offer is the 賞購物 / 時裝 source subcategory.
• The source lists the participating fashion and accessories merchants under 賞購物.
• The complete participating-merchant list in the HTML source is: 7 For All Mankind, agnès b., BIRKENSTOCK, Brooks Brothers, Club Monaco, Columbia, Crocs, DECATHLON, ECCO, eGG Optical Boutique, Go Wild, GU, MISCH MASCH, NICAL, 眼鏡88, ORiental Traffic, WA ORiental Traffic, ROCKPORT, SKECHERS, SPORT b., Teva, Theory, TWIST, UGG, UNIQLO, ZALORA, Zoff.
• 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 美容／個人護理 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞購物 / 美容／個人護理 source subcategory. • The source lists the participating beauty and skincare merchants under 賞購物. • The complete participating-merchant list in the HTML source is: @cosme STORE, BEAUTY AVENUE, 法國嬌蘭, IPSA, JOYCE BEAUTY, mtm labo, TIME by mtm labo, SPA by mtm labo, NARS, 莎莎, Serge Lutens, SHISEIDO, 雪花秀.

• Eligibility: Audience: all
• Eligible spending: Applies to: 美容／個人護理 · Type: category
• Benefit limit: Amount: 2000 · Applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
• Application or registration is required.
• The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
• After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
• Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
• The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
• This offer is the 賞購物 / 美容／個人護理 source subcategory.
• The source lists the participating beauty and skincare merchants under 賞購物.
• The complete participating-merchant list in the HTML source is: @cosme STORE, BEAUTY AVENUE, 法國嬌蘭, IPSA, JOYCE BEAUTY, mtm labo, TIME by mtm labo, SPA by mtm labo, NARS, 莎莎, Serge Lutens, SHISEIDO, 雪花秀.
• 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 藥房／保健品 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞購物 / 藥房／保健品 source subcategory. • The source lists the participating health-care merchants under 賞購物. • The complete participating-merchant list in the HTML source is: 南北行, OSIM, OTO, SLOWOOD, 維特健靈, 位元堂, 屈臣氏.

• Eligibility: Audience: all
• Eligible spending: Applies to: 藥房／保健品 · Type: category
• Benefit limit: Amount: 2000 · Applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
• Application or registration is required.
• The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
• After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
• Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
• The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
• This offer is the 賞購物 / 藥房／保健品 source subcategory.
• The source lists the participating health-care merchants under 賞購物.
• The complete participating-merchant list in the HTML source is: 南北行, OSIM, OTO, SLOWOOD, 維特健靈, 位元堂, 屈臣氏.
• 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 其他 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞購物 / 其他 source subcategory. • The source lists the participating other merchants under 賞購物. • The complete participating-merchant list in the HTML source is: agnes b. FLEURISTE, Cantevole, CASETiFY, La Bohéme, ROYCE', 屈臣氏酒窖.

• Eligibility: Audience: all
• Eligible spending: Applies to: 其他 · Type: category
• Benefit limit: Amount: 2000 · Applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
• Application or registration is required.
• The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
• After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
• Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
• The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
• This offer is the 賞購物 / 其他 source subcategory.
• The source lists the participating other merchants under 賞購物.
• The complete participating-merchant list in the HTML source is: agnes b. FLEURISTE, Cantevole, CASETiFY, La Bohéme, ROYCE', 屈臣氏酒窖.
• 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 3X RewardCash; HKD3 / HKD250 x 100 = 1.2%. The source states that this extra reward is in addition to the basic RewardCash. • Limit: 100000 HKD · Promotion Total • Limit applies to: Eligible Transactions receiving extra RewardCash under the 2026 Special Reward Promotion • Eligible categories: 本地餐飲 • The cardholder must hold an eligible HSBC Visa Signature Card and keep the account valid and in good standing during the promotion period. • The first HKD100,000 of eligible transactions is entitled to the extra RewardCash. The promotion is in addition to basic RewardCash. • The source excludes annual fees, finance and late charges, HSBC Mobile Banking or Internet Banking bill payments, stored-value cards, e-wallet transactions, cash advances and cash or instalment-plan withdrawals or repayments, semi-cash transactions, wire transfers, gambling, tax payments, and unposted, cancelled, or refunded transactions. • The source major category is Dining. • Eligible Hong Kong restaurant or dining transactions are identified by card-network merchant codes. Banquet services, private functions, private rooms, hotel or department-store dining counters, clubhouses, and food services of designated merchants in other categories are excluded.

• Eligibility: Audience: all
• Eligible spending: Applies to: 本地餐飲 · Type: category
• Benefit limit: Amount: 100000 · Applies to: Eligible Transactions receiving extra RewardCash under the 2026 Special Reward Promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 3X RewardCash; HKD3 / HKD250 x 100 = 1.2%. The source states that this extra reward is in addition to the basic RewardCash.
• The cardholder must hold an eligible HSBC Visa Signature Card and keep the account valid and in good standing during the promotion period.
• The first HKD100,000 of eligible transactions is entitled to the extra RewardCash. The promotion is in addition to basic RewardCash.
• The source excludes annual fees, finance and late charges, HSBC Mobile Banking or Internet Banking bill payments, stored-value cards, e-wallet transactions, cash advances and cash or instalment-plan withdrawals or repayments, semi-cash transactions, wire transfers, gambling, tax payments, and unposted, cancelled, or refunded transactions.
• The source major category is Dining.
• Eligible Hong Kong restaurant or dining transactions are identified by card-network merchant codes. Banquet services, private functions, private rooms, hotel or department-store dining counters, clubhouses, and food services of designated merchants in other categories are excluded.
• 2026 Special Reward Promotion: 2026-01-01 – 2026-12-31

Merchant eligibility cannot be established from the incomplete source list. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 3X RewardCash; HKD3 / HKD250 x 100 = 1.2%. The source states that this extra reward is in addition to the basic RewardCash. • Limit: 100000 HKD · Promotion Total • Limit applies to: Eligible Transactions receiving extra RewardCash under the 2026 Special Reward Promotion • Eligible categories: 購物 • The cardholder must hold an eligible HSBC Visa Signature Card and keep the account valid and in good standing during the promotion period. • The first HKD100,000 of eligible transactions is entitled to the extra RewardCash. The promotion is in addition to basic RewardCash. • The source excludes annual fees, finance and late charges, HSBC Mobile Banking or Internet Banking bill payments, stored-value cards, e-wallet transactions, cash advances and cash or instalment-plan withdrawals or repayments, semi-cash transactions, wire transfers, gambling, tax payments, and unposted, cancelled, or refunded transactions. • The source major category is Shopping. • The source applies to eligible transactions at designated merchants in the Shopping category. Counters at department stores and outlets are excluded, and the complete list is available only through the linked rewards page.

• Eligibility: Audience: all
• Eligible spending: Applies to: 購物 · Type: category
• Benefit limit: Amount: 100000 · Applies to: Eligible Transactions receiving extra RewardCash under the 2026 Special Reward Promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 3X RewardCash; HKD3 / HKD250 x 100 = 1.2%. The source states that this extra reward is in addition to the basic RewardCash.
• The complete list of eligible merchants is not available.
• The cardholder must hold an eligible HSBC Visa Signature Card and keep the account valid and in good standing during the promotion period.
• The first HKD100,000 of eligible transactions is entitled to the extra RewardCash. The promotion is in addition to basic RewardCash.
• The source excludes annual fees, finance and late charges, HSBC Mobile Banking or Internet Banking bill payments, stored-value cards, e-wallet transactions, cash advances and cash or instalment-plan withdrawals or repayments, semi-cash transactions, wire transfers, gambling, tax payments, and unposted, cancelled, or refunded transactions.
• The source major category is Shopping.
• The source applies to eligible transactions at designated merchants in the Shopping category. Counters at department stores and outlets are excluded, and the complete list is available only through the linked rewards page.
• 2026 Special Reward Promotion: 2026-01-01 – 2026-12-31

Merchant eligibility cannot be established from the incomplete source list. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 3X RewardCash; HKD3 / HKD250 x 100 = 1.2%. The source states that this extra reward is in addition to the basic RewardCash. • Limit: 100000 HKD · Promotion Total • Limit applies to: Eligible Transactions receiving extra RewardCash under the 2026 Special Reward Promotion • Eligible categories: 家居／家具 • The cardholder must hold an eligible HSBC Visa Signature Card and keep the account valid and in good standing during the promotion period. • The first HKD100,000 of eligible transactions is entitled to the extra RewardCash. The promotion is in addition to basic RewardCash. • The source excludes annual fees, finance and late charges, HSBC Mobile Banking or Internet Banking bill payments, stored-value cards, e-wallet transactions, cash advances and cash or instalment-plan withdrawals or repayments, semi-cash transactions, wire transfers, gambling, tax payments, and unposted, cancelled, or refunded transactions. • The source major category is Home. • The source applies to eligible transactions at designated merchants in the Home category. Department-store counters, outlets, and online bill payments with the excluded HSBC card types are excluded; the complete list is available only through the linked rewards page.

• Eligibility: Audience: all
• Eligible spending: Applies to: 家居／家具 · Type: category
• Benefit limit: Amount: 100000 · Applies to: Eligible Transactions receiving extra RewardCash under the 2026 Special Reward Promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 3X RewardCash; HKD3 / HKD250 x 100 = 1.2%. The source states that this extra reward is in addition to the basic RewardCash.
• The complete list of eligible merchants is not available.
• The cardholder must hold an eligible HSBC Visa Signature Card and keep the account valid and in good standing during the promotion period.
• The first HKD100,000 of eligible transactions is entitled to the extra RewardCash. The promotion is in addition to basic RewardCash.
• The source excludes annual fees, finance and late charges, HSBC Mobile Banking or Internet Banking bill payments, stored-value cards, e-wallet transactions, cash advances and cash or instalment-plan withdrawals or repayments, semi-cash transactions, wire transfers, gambling, tax payments, and unposted, cancelled, or refunded transactions.
• The source major category is Home.
• The source applies to eligible transactions at designated merchants in the Home category. Department-store counters, outlets, and online bill payments with the excluded HSBC card types are excluded; the complete list is available only through the linked rewards page.
• 2026 Special Reward Promotion: 2026-01-01 – 2026-12-31

Merchant eligibility cannot be established from the incomplete source list. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 3X RewardCash; HKD3 / HKD250 x 100 = 1.2%. The source states that this extra reward is in addition to the basic RewardCash. • Limit: 100000 HKD · Promotion Total • Limit applies to: Eligible Transactions receiving extra RewardCash under the 2026 Special Reward Promotion • Eligible categories: 娛樂 • The cardholder must hold an eligible HSBC Visa Signature Card and keep the account valid and in good standing during the promotion period. • The first HKD100,000 of eligible transactions is entitled to the extra RewardCash. The promotion is in addition to basic RewardCash. • The source excludes annual fees, finance and late charges, HSBC Mobile Banking or Internet Banking bill payments, stored-value cards, e-wallet transactions, cash advances and cash or instalment-plan withdrawals or repayments, semi-cash transactions, wire transfers, gambling, tax payments, and unposted, cancelled, or refunded transactions. • The source major category is Lifestyle. • The source applies to eligible transactions at designated merchants in the Lifestyle category. Counters at department stores and outlets are excluded, and the complete list is available only through the linked rewards page.

• Eligibility: Audience: all
• Eligible spending: Applies to: 娛樂 · Type: category
• Benefit limit: Amount: 100000 · Applies to: Eligible Transactions receiving extra RewardCash under the 2026 Special Reward Promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 3X RewardCash; HKD3 / HKD250 x 100 = 1.2%. The source states that this extra reward is in addition to the basic RewardCash.
• The complete list of eligible merchants is not available.
• The cardholder must hold an eligible HSBC Visa Signature Card and keep the account valid and in good standing during the promotion period.
• The first HKD100,000 of eligible transactions is entitled to the extra RewardCash. The promotion is in addition to basic RewardCash.
• The source excludes annual fees, finance and late charges, HSBC Mobile Banking or Internet Banking bill payments, stored-value cards, e-wallet transactions, cash advances and cash or instalment-plan withdrawals or repayments, semi-cash transactions, wire transfers, gambling, tax payments, and unposted, cancelled, or refunded transactions.
• The source major category is Lifestyle.
• The source applies to eligible transactions at designated merchants in the Lifestyle category. Counters at department stores and outlets are excluded, and the complete list is available only through the linked rewards page.
• 2026 Special Reward Promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 3X RewardCash; HKD3 / HKD250 x 100 = 1.2%. The source states that this extra reward is in addition to the basic RewardCash. • Limit: 100000 HKD · Promotion Total • Limit applies to: Eligible Transactions receiving extra RewardCash under the 2026 Special Reward Promotion • Eligible categories: 海外簽賬 • The cardholder must hold an eligible HSBC Visa Signature Card and keep the account valid and in good standing during the promotion period. • The first HKD100,000 of eligible transactions is entitled to the extra RewardCash. The promotion is in addition to basic RewardCash. • The source excludes annual fees, finance and late charges, HSBC Mobile Banking or Internet Banking bill payments, stored-value cards, e-wallet transactions, cash advances and cash or instalment-plan withdrawals or repayments, semi-cash transactions, wire transfers, gambling, tax payments, and unposted, cancelled, or refunded transactions. • The source major category is Overseas & Mainland China Spending. • The source applies to eligible transactions made overseas. Hong Kong transactions and transactions in Hong Kong Dollars are excluded.

• Eligibility: Audience: all
• Eligible spending: Applies to: 海外簽賬 · Type: category
• Benefit limit: Amount: 100000 · Applies to: Eligible Transactions receiving extra RewardCash under the 2026 Special Reward Promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 3X RewardCash; HKD3 / HKD250 x 100 = 1.2%. The source states that this extra reward is in addition to the basic RewardCash.
• The cardholder must hold an eligible HSBC Visa Signature Card and keep the account valid and in good standing during the promotion period.
• The first HKD100,000 of eligible transactions is entitled to the extra RewardCash. The promotion is in addition to basic RewardCash.
• The source excludes annual fees, finance and late charges, HSBC Mobile Banking or Internet Banking bill payments, stored-value cards, e-wallet transactions, cash advances and cash or instalment-plan withdrawals or repayments, semi-cash transactions, wire transfers, gambling, tax payments, and unposted, cancelled, or refunded transactions.
• The source major category is Overseas & Mainland China Spending.
• The source applies to eligible transactions made overseas. Hong Kong transactions and transactions in Hong Kong Dollars are excluded.
• 2026 Special Reward Promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 3X RewardCash; HKD3 / HKD250 x 100 = 1.2%. The source states that this extra reward is in addition to the basic RewardCash. • Limit: 100000 HKD · Promotion Total • Limit applies to: Eligible Transactions receiving extra RewardCash under the 2026 Special Reward Promotion • Eligible categories: 中國內地簽賬 • The cardholder must hold an eligible HSBC Visa Signature Card and keep the account valid and in good standing during the promotion period. • The first HKD100,000 of eligible transactions is entitled to the extra RewardCash. The promotion is in addition to basic RewardCash. • The source excludes annual fees, finance and late charges, HSBC Mobile Banking or Internet Banking bill payments, stored-value cards, e-wallet transactions, cash advances and cash or instalment-plan withdrawals or repayments, semi-cash transactions, wire transfers, gambling, tax payments, and unposted, cancelled, or refunded transactions. • The source major category is Overseas & Mainland China Spending. • The source applies to eligible transactions made in Mainland China. Hong Kong transactions and transactions in Hong Kong Dollars are excluded.

• Eligibility: Audience: all
• Eligible spending: Applies to: 中國內地簽賬 · Type: category
• Benefit limit: Amount: 100000 · Applies to: Eligible Transactions receiving extra RewardCash under the 2026 Special Reward Promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 3X RewardCash; HKD3 / HKD250 x 100 = 1.2%. The source states that this extra reward is in addition to the basic RewardCash.
• The cardholder must hold an eligible HSBC Visa Signature Card and keep the account valid and in good standing during the promotion period.
• The first HKD100,000 of eligible transactions is entitled to the extra RewardCash. The promotion is in addition to basic RewardCash.
• The source excludes annual fees, finance and late charges, HSBC Mobile Banking or Internet Banking bill payments, stored-value cards, e-wallet transactions, cash advances and cash or instalment-plan withdrawals or repayments, semi-cash transactions, wire transfers, gambling, tax payments, and unposted, cancelled, or refunded transactions.
• The source major category is Overseas & Mainland China Spending.
• The source applies to eligible transactions made in Mainland China. Hong Kong transactions and transactions in Hong Kong Dollars are excluded.
• 2026 Special Reward Promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 3X RewardCash; HKD3 / HKD250 x 100 = 1.2%. The source states that this extra reward is in addition to the basic RewardCash. • Limit: 100000 HKD · Promotion Total • Limit applies to: Eligible Transactions receiving extra RewardCash under the 2026 Special Reward Promotion • Eligible categories: 澳門簽賬 • The cardholder must hold an eligible HSBC Visa Signature Card and keep the account valid and in good standing during the promotion period. • The first HKD100,000 of eligible transactions is entitled to the extra RewardCash. The promotion is in addition to basic RewardCash. • The source excludes annual fees, finance and late charges, HSBC Mobile Banking or Internet Banking bill payments, stored-value cards, e-wallet transactions, cash advances and cash or instalment-plan withdrawals or repayments, semi-cash transactions, wire transfers, gambling, tax payments, and unposted, cancelled, or refunded transactions. • The source major category is Overseas & Mainland China Spending. • The source applies to eligible transactions made in Macau. Hong Kong transactions and transactions in Hong Kong Dollars are excluded.

• Eligibility: Audience: all
• Eligible spending: Applies to: 澳門簽賬 · Type: category
• Benefit limit: Amount: 100000 · Applies to: Eligible Transactions receiving extra RewardCash under the 2026 Special Reward Promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 3X RewardCash; HKD3 / HKD250 x 100 = 1.2%. The source states that this extra reward is in addition to the basic RewardCash.
• The cardholder must hold an eligible HSBC Visa Signature Card and keep the account valid and in good standing during the promotion period.
• The first HKD100,000 of eligible transactions is entitled to the extra RewardCash. The promotion is in addition to basic RewardCash.
• The source excludes annual fees, finance and late charges, HSBC Mobile Banking or Internet Banking bill payments, stored-value cards, e-wallet transactions, cash advances and cash or instalment-plan withdrawals or repayments, semi-cash transactions, wire transfers, gambling, tax payments, and unposted, cancelled, or refunded transactions.
• The source major category is Overseas & Mainland China Spending.
• The source applies to eligible transactions made in Macau. Hong Kong transactions and transactions in Hong Kong Dollars are excluded.
• 2026 Special Reward Promotion: 2026-01-01 – 2026-12-31

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 8000 • Applies to all eligible spending, subject to the conditions. • The card page advertises up to HKD800 RewardCash for online application; detailed new-customer, spending, and first-60-days conditions are in the welcome terms.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$8,000.00
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• The card page advertises up to HKD800 RewardCash for online application; detailed new-customer, spending, and first-60-days conditions are in the welcome terms.

This benefit does not apply to a purchase. • Application, registration or activation required. See conditions. • The card page states that a new credit-card customer can get an extra HKD200 RewardCash after successfully applying for the Cash Instalment Plan; detailed activation, amount, and term conditions are in the promotional terms.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• The card page states that a new credit-card customer can get an extra HKD200 RewardCash after successfully applying for the Cash Instalment Plan; detailed activation, amount, and term conditions are in the promotional terms.

This benefit does not apply to a purchase. • Customer: New customer • Application, registration or activation required. See conditions. • The card page states that the first two years annual fee is waived for this card; the welcome terms define the eligible card and application scope.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• The card page states that the first two years annual fee is waived for this card; the welcome terms define the eligible card and application scope.

Category or merchant does not match. • Merchants: 香港尖沙咀凱悅酒店內的咖啡廳, 希戈餐廳, 凱悅軒 • Eligible merchants: 尖沙咀凱悅酒店咖啡廳, 希戈餐廳, 凱悅軒 • The offer applies to dining at the Hyatt hotel in Tsim Sha Tsui, including its café, Hugo’s, and Hyatt Chuan, as stated on the card page.

• Eligibility: Audience: all
• Eligible spending: Applies to: 尖沙咀凱悅酒店咖啡廳 / 希戈餐廳 / 凱悅軒 · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• The offer applies to dining at the Hyatt hotel in Tsim Sha Tsui, including its café, Hugo’s, and Hyatt Chuan, as stated on the card page.

Category or merchant does not match. • Eligible categories: 的士／網約車／租車 • The source states a 7折 discount for Hong Kong-Guangdong cross-border car transfer service. The source points to Visa terms for further details; no link target is used as evidence.

• Eligibility: Audience: all
• Eligible spending: Applies to: 的士／網約車／租車 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• The source states a 7折 discount for Hong Kong-Guangdong cross-border car transfer service. The source points to Visa terms for further details; no link target is used as evidence.

This benefit does not apply to a purchase. • The card page states that Visa concierge service and a dedicated 24-hour hotline are available. The service is provided by Visa and is subject to its terms.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• The card page states that Visa concierge service and a dedicated 24-hour hotline are available. The service is provided by Visa and is subject to its terms.

This benefit does not apply to a purchase. • The card page states that the HSBC virtual credit card can be activated and added to a mobile wallet after approval for online and physical-store use.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• The card page states that the HSBC virtual credit card can be activated and added to a mobile wallet after approval for online and physical-store use.

Category or merchant does not match. • Merchants: Kanesaka 香港, Plaisance by Mauro Colagreco, Mosu Hong Kong, Yakitori YAMATO（香港）, Prohibition 扒房．酒吧, CIAK, 潮廳, 南海小館, Beefbar, AKATSUKI Izakaya • Eligible merchants: kanesaka-hong-kong, plaisance-by-mauro-colagreco, mosu-hong-kong, yakitori-yamato-hong-kong, prohibition-hong-kong, ciak, 潮廳, 南海小館, beefbar, akatsuki-izakaya • Dine-in only at the listed designated Lai Sun Group restaurants in Hong Kong; takeaway and retail services are excluded. • The discount does not apply to service charges, bottled sake, wine, or spirits. One discount per table. It cannot be combined with special, promotional, custom menus, private-room dining, or other promotions. • The discount is not available on 2026-01-01, 2026-02-14, 2026-02-16 to 2026-02-20, 2026-04-03 to 2026-04-07, 2026-05-10, 2026-06-21, 2026-09-25 to 2026-09-26, 2026-12-22, 2026-12-24 to 2026-12-26, and 2026-12-31.

• Eligibility: Audience: all
• Eligible spending: Applies to: kanesaka hong kong / plaisance by mauro colagreco / mosu hong kong / yakitori yamato hong kong / prohibition hong kong / ciak / 潮廳 / 南海小館 / beefbar / akatsuki izakaya · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Dine-in only at the listed designated Lai Sun Group restaurants in Hong Kong; takeaway and retail services are excluded.
• The discount does not apply to service charges, bottled sake, wine, or spirits. One discount per table. It cannot be combined with special, promotional, custom menus, private-room dining, or other promotions.
• The discount is not available on 2026-01-01, 2026-02-14, 2026-02-16 to 2026-02-20, 2026-04-03 to 2026-04-07, 2026-05-10, 2026-06-21, 2026-09-25 to 2026-09-26, 2026-12-22, 2026-12-24 to 2026-12-26, and 2026-12-31.
• 2026 Special Reward Promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Limit: 4 items · Per Transaction • Limit applies to: Regular 2D cinema tickets in one transaction • Merchants: 英皇戲院 • Eligible merchants: emperor-cinemas • At Emperor Cinemas, Monday to Thursday regular 2D tickets or small popcorn qualify for buy-one-get-one. The offer is limited to one use per offer per day and up to four tickets in one transaction. • Ticket payment must use the card through mobile payment or Visa contactless at the box office; payment at self-service machines, the website, and the mobile application is also accepted for ticket offers. Popcorn requires mobile payment or Visa contactless. • The source excludes selected cinemas, concessionary tickets, special or discounted sessions, private bookings, large bookings, and the listed blackout dates: 2026-01-01, 2026-02-17 to 2026-02-19, 2026-04-03 to 2026-04-07, 2026-05-01, 2026-05-25, 2026-06-19, 2026-07-01, 2026-09-26, 2026-10-01, 2026-10-19, and 2026-12-25 to 2026-12-26.

• Eligibility: Audience: all
• Eligible spending: Applies to: emperor cinemas · Type: merchant
• Benefit limit: Amount: 4 · Applies to: Regular 2D cinema tickets in one transaction · Period: per transaction · Type: limited · Unit: items
• At Emperor Cinemas, Monday to Thursday regular 2D tickets or small popcorn qualify for buy-one-get-one. The offer is limited to one use per offer per day and up to four tickets in one transaction.
• Ticket payment must use the card through mobile payment or Visa contactless at the box office; payment at self-service machines, the website, and the mobile application is also accepted for ticket offers. Popcorn requires mobile payment or Visa contactless.
• The source excludes selected cinemas, concessionary tickets, special or discounted sessions, private bookings, large bookings, and the listed blackout dates: 2026-01-01, 2026-02-17 to 2026-02-19, 2026-04-03 to 2026-04-07, 2026-05-01, 2026-05-25, 2026-06-19, 2026-07-01, 2026-09-26, 2026-10-01, 2026-10-19, and 2026-12-25 to 2026-12-26.
• 2026 Special Reward Promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Limit: 4 items · Per Transaction • Limit applies to: Regular 3D cinema tickets in one transaction • Merchants: 英皇戲院 • Eligible merchants: emperor-cinemas • At Emperor Cinemas, Monday to Thursday regular 3D tickets qualify for 9折. The offer is limited to one use per offer per day and up to four tickets in one transaction. • The source excludes selected cinemas, concessionary tickets, special or discounted sessions, private bookings, large bookings, and the listed blackout dates in the Emperor Cinemas terms.

• Eligibility: Audience: all
• Eligible spending: Applies to: emperor cinemas · Type: merchant
• Benefit limit: Amount: 4 · Applies to: Regular 3D cinema tickets in one transaction · Period: per transaction · Type: limited · Unit: items
• At Emperor Cinemas, Monday to Thursday regular 3D tickets qualify for 9折. The offer is limited to one use per offer per day and up to four tickets in one transaction.
• The source excludes selected cinemas, concessionary tickets, special or discounted sessions, private bookings, large bookings, and the listed blackout dates in the Emperor Cinemas terms.
• 2026 Special Reward Promotion: 2026-01-01 – 2026-12-31

The offer is not available on the snapshot weekday or date. • Limit: 4 items · Per Transaction • Limit applies to: Regular 2D cinema tickets in one transaction • Merchants: 英皇戲院 • Eligible merchants: emperor-cinemas • At Emperor Cinemas, Friday to Sunday regular 2D tickets qualify for 8折. The offer is limited to one use per offer per day and up to four tickets in one transaction. • The source excludes selected cinemas, concessionary tickets, special or discounted sessions, private bookings, large bookings, and the listed blackout dates in the Emperor Cinemas terms.

• Eligibility: Audience: all
• Eligible spending: Applies to: emperor cinemas · Type: merchant
• Benefit limit: Amount: 4 · Applies to: Regular 2D cinema tickets in one transaction · Period: per transaction · Type: limited · Unit: items
• At Emperor Cinemas, Friday to Sunday regular 2D tickets qualify for 8折. The offer is limited to one use per offer per day and up to four tickets in one transaction.
• The source excludes selected cinemas, concessionary tickets, special or discounted sessions, private bookings, large bookings, and the listed blackout dates in the Emperor Cinemas terms.
• 2026 Special Reward Promotion: 2026-01-01 – 2026-12-31

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 8000 • Applies to all eligible spending, subject to the conditions. • The applicant must apply for the HSBC Visa Signature Card during the promotion period and receive approval. • The stated spending threshold must be reached with eligible spending within the first 60 calendar days after card issuance. The card account must remain valid and in good standing. • Eligible-spending exclusions include fees and charges, supplementary-card transactions, mail/fax/phone orders, HSBC bill payments, stored-value cards and e-wallets, Octopus automatic add value, RewardCash shopping-redemption transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • For a new credit-card customer, HKD8,000 or more eligible spend qualifies for HKD600 RewardCash when the application is not through the listed online channels.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$8,000.00
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• The applicant must apply for the HSBC Visa Signature Card during the promotion period and receive approval.
• The stated spending threshold must be reached with eligible spending within the first 60 calendar days after card issuance. The card account must remain valid and in good standing.
• Eligible-spending exclusions include fees and charges, supplementary-card transactions, mail/fax/phone orders, HSBC bill payments, stored-value cards and e-wallets, Octopus automatic add value, RewardCash shopping-redemption transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
• For a new credit-card customer, HKD8,000 or more eligible spend qualifies for HKD600 RewardCash when the application is not through the listed online channels.
• HSBC credit-card welcome promotion: 2026-03-01 – 2027-02-28

No usable purchase percentage; threshold comparison rates are not flat rewards. • Customer: Existing customer • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 8000 • Applies to all eligible spending, subject to the conditions. • The applicant must apply for the HSBC Visa Signature Card during the promotion period and receive approval. • The stated spending threshold must be reached with eligible spending within the first 60 calendar days after card issuance. The card account must remain valid and in good standing. • Eligible-spending exclusions include fees and charges, supplementary-card transactions, mail/fax/phone orders, HSBC bill payments, stored-value cards and e-wallets, Octopus automatic add value, RewardCash shopping-redemption transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • For an existing credit-card customer, HKD8,000 or more eligible spend qualifies for HKD200 RewardCash.

• Eligibility: Audience: all · Customer status: existing
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$8,000.00
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• The applicant must apply for the HSBC Visa Signature Card during the promotion period and receive approval.
• The stated spending threshold must be reached with eligible spending within the first 60 calendar days after card issuance. The card account must remain valid and in good standing.
• Eligible-spending exclusions include fees and charges, supplementary-card transactions, mail/fax/phone orders, HSBC bill payments, stored-value cards and e-wallets, Octopus automatic add value, RewardCash shopping-redemption transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
• For an existing credit-card customer, HKD8,000 or more eligible spend qualifies for HKD200 RewardCash.
• HSBC credit-card welcome promotion: 2026-03-01 – 2027-02-28

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Fixed HK$200 rebate; no percentage is stated. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 2000 • Applies to all eligible spending, subject to the conditions. • Activate the principal card and reach at least HK$2,000 in eligible spending within two months of issue. • An eligible customer must not have held a principal BEA JCB Platinum Card or other BEA credit card in the six months before application and approval, subject to the stated exclusions. • Each eligible customer can receive this offer once only. • Supplementary-card spending, cash advances, Octopus top-ups, digital-wallet transactions, supermarket spending, government payments, recurring transactions, tax payments, and other terms-defined ineligible transactions do not count. • The account must remain valid during the promotion and when the rebate is credited. • If the principal card is cancelled within 12 months after account opening, BEA may debit the value of the offer. • The rebate is credited by 2027-06-30 and can only offset the relevant card account balance. • The offer cannot be combined with other promotional offers unless the relevant terms allow it.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$2,000.00
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Fixed HK$200 rebate; no percentage is stated.
• Application or registration is required.
• Activate the principal card and reach at least HK$2,000 in eligible spending within two months of issue.
• An eligible customer must not have held a principal BEA JCB Platinum Card or other BEA credit card in the six months before application and approval, subject to the stated exclusions.
• Each eligible customer can receive this offer once only.
• Supplementary-card spending, cash advances, Octopus top-ups, digital-wallet transactions, supermarket spending, government payments, recurring transactions, tax payments, and other terms-defined ineligible transactions do not count.
• The account must remain valid during the promotion and when the rebate is credited.
• If the principal card is cancelled within 12 months after account opening, BEA may debit the value of the offer.
• The rebate is credited by 2027-06-30 and can only offset the relevant card account balance.
• The offer cannot be combined with other promotional offers unless the relevant terms allow it.
• Welcome cash rebate offer: 2026-04-01 – 2027-01-13

The offer is not confirmed active on the snapshot date. • Limit: 100 HKD · Per Month • Limit applies to: Cash rebate for each eligible card account in a calendar month • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: contactless; Phase Spend Min: 500 • Applies to all eligible spending, subject to the conditions. • Applies to eligible local HKD and Macau MOP retail spending at physical merchants, paid by contactless card transaction. • Register an eligible principal card in the BEA Mall App; the first 5,000 registered cardholders qualify. • Accumulated eligible spending must reach HK$500 per calendar month for each eligible account. • Maximum rebate is HK$300 in phase 2 and HK$600 across the full promotion for each eligible card account. • Phase 1 registration also qualifies the cardholder to earn in phase 2 without registering again. A phase 2 registration does not include phase 1 spending. • Supplementary-card spending is counted in a separate account. • Rebate is rounded down to the nearest Hong Kong dollar. The account must be valid and in good standing when the rebate is credited. • MOP-to-HKD conversion method is not stated. • Terms-defined spending exclusions apply, including insurance premiums, government payments, tax, recurring payments, digital wallets, and Octopus top-ups.

• Eligibility: Audience: all
• Eligible spending: Type: all
• Requirements: Pay with: contactless · Period spend ≥: HK$500.00
• Benefit limit: Amount: 100 · Applies to: Cash rebate for each eligible card account in a calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Application or registration is required.
• Applies to eligible local HKD and Macau MOP retail spending at physical merchants, paid by contactless card transaction.
• Register an eligible principal card in the BEA Mall App; the first 5,000 registered cardholders qualify.
• Accumulated eligible spending must reach HK$500 per calendar month for each eligible account.
• Maximum rebate is HK$300 in phase 2 and HK$600 across the full promotion for each eligible card account.
• Phase 1 registration also qualifies the cardholder to earn in phase 2 without registering again. A phase 2 registration does not include phase 1 spending.
• Supplementary-card spending is counted in a separate account.
• Rebate is rounded down to the nearest Hong Kong dollar. The account must be valid and in good standing when the rebate is credited.
• MOP-to-HKD conversion method is not stated.
• Terms-defined spending exclusions apply, including insurance premiums, government payments, tax, recurring payments, digital wallets, and Octopus top-ups.
• Phase 2 local and Macau contactless spending: 2027-01-01 – 2027-03-31

This benefit does not apply to a purchase. • Limit: 6 times · Promotion Total • Limit applies to: Japan and Hawaii lounge visits during the service period • A qualifying visit requires at least one retail transaction in Japanese Yen at a physical store in Japan during the corresponding transaction period, regardless of spend amount. • Usage periods are 2026-04-01 to 2026-06-30, 2026-07-01 to 2026-09-30, 2026-10-01 to 2026-12-31, and 2027-01-01 to 2027-03-31. • The corresponding transaction periods are 2026-03-01 to 2026-06-30, 2026-06-01 to 2026-09-30, 2026-09-01 to 2026-12-31, and 2026-12-31 to 2027-03-31. • Without the eligible transaction, HK$78 is charged per visit. • Visits after the six-visit allowance are charged at the standard price; the amount is not stated.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Amount: 6 · Applies to: Japan and Hawaii lounge visits during the service period · Period: promotion total · Type: limited · Unit: times
• A qualifying visit requires at least one retail transaction in Japanese Yen at a physical store in Japan during the corresponding transaction period, regardless of spend amount.
• Usage periods are 2026-04-01 to 2026-06-30, 2026-07-01 to 2026-09-30, 2026-10-01 to 2026-12-31, and 2027-01-01 to 2027-03-31.
• The corresponding transaction periods are 2026-03-01 to 2026-06-30, 2026-06-01 to 2026-09-30, 2026-09-01 to 2026-12-31, and 2026-12-31 to 2027-03-31.
• Without the eligible transaction, HK$78 is charged per visit.
• Visits after the six-visit allowance are charged at the standard price; the amount is not stated.
• Japan and Hawaii lounge service period: 2026-04-01 – 2027-03-31

This benefit does not apply to a purchase. • Limit: 2 times · Promotion Total • Limit applies to: LoungeKey visits outside Japan and Hawaii during 2026 • Access is to LoungeKey Services lounges outside Japan and Hawaii. • Principal and supplementary cardholder visits have separate allowances. • Linked Chinese terms were unavailable; additional access conditions are unknown.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Amount: 2 · Applies to: LoungeKey visits outside Japan and Hawaii during 2026 · Period: promotion total · Type: limited · Unit: times
• Access is to LoungeKey Services lounges outside Japan and Hawaii.
• Principal and supplementary cardholder visits have separate allowances.
• Linked Chinese terms were unavailable; additional access conditions are unknown.
• LoungeKey overseas lounge access outside Japan and Hawaii: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Merchants: toyota-rent-a-car • Eligible merchants: toyota-rent-a-car • Discount applies to the basic rental fee and excludes tax. • Book on the corresponding TOYOTA Rent a Car campaign page and pay locally. • Campaign details are linked but not retained.

• Eligibility: Audience: all
• Eligible spending: Applies to: toyota rent a car · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Discount applies to the basic rental fee and excludes tax.
• Book on the corresponding TOYOTA Rent a Car campaign page and pay locally.
• Campaign details are linked but not retained.

Merchant eligibility cannot be established from the incomplete source list. • Eligible categories: 藥房／保健品 • Applies at major drugstores in Japan. • The source does not provide a complete drugstore list.

• Eligibility: Audience: all
• Eligible spending: Applies to: 藥房／保健品 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• The complete list of eligible merchants is not available.
• Applies at major drugstores in Japan.
• The source does not provide a complete drugstore list.

Category or merchant does not match. • HK$50 / HK$100 × 100 = 50.00%, rounded to two decimal places (shown as 50%). This is a threshold-equivalent rate; the effective rate decreases above HK$100 because the discount remains fixed at HK$50. • Minimum spend: Period: per_transaction; Spend: 100 • Merchants: starbucks • Eligible merchants: starbucks • Applies to handcrafted beverage or food purchases at Starbucks inside Hong Kong International Airport. • A qualifying purchase must be at least HK$100 and include one tall-sized or larger handcrafted beverage. • Detailed information is linked in Chinese and was not retained.

• Eligibility: Audience: all
• Eligible spending: Applies to: starbucks · Type: merchant
• Minimum requirement: Period: per transaction · Spend: HK$100.00
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: HK$50 / HK$100 × 100 = 50.00%, rounded to two decimal places (shown as 50%). This is a threshold equivalent rate; the effective rate decreases above HK$100 because the discount remains fixed at HK$50.
• Applies to handcrafted beverage or food purchases at Starbucks inside Hong Kong International Airport.
• A qualifying purchase must be at least HK$100 and include one tall-sized or larger handcrafted beverage.
• Detailed information is linked in Chinese and was not retained.

This benefit does not apply to a purchase. •

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated

This benefit does not apply to a purchase. • All customers are entitled to an annual fee waiver for the first year. • The offer page does not state the waived amount.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• All customers are entitled to an annual fee waiver for the first year.
• The offer page does not state the waived amount.

This benefit does not apply to a purchase. • No interest is charged if the statement balance is paid in full by the due date. • The interest-free period depends on the purchase date within the statement cycle.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• No interest is charged if the statement balance is paid in full by the due date.
• The interest-free period depends on the purchase date within the statement cycle.

This benefit does not apply to a purchase. • Limit applies to: not stated • The KFS lists the Visa Signature principal and supplementary annual membership fees as waived. Any relevant terms, if any, continue to apply; the retained source gives no further Signature-specific condition.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: not stated · Period: not stated · Type: not stated
• The KFS lists the Visa Signature principal and supplementary annual membership fees as waived. Any relevant terms, if any, continue to apply; the retained source gives no further Signature-specific condition.

Open source offer ↗

Category or merchant does not match. • The retained page states a combined program maximum of up to 11%, but it does not state the Local Dining component rate. • Limit applies to: not stated • Eligible categories: 本地餐飲 • The retained page names Local Dining as part of a combined Local Dining, Delivery Platform and Transport program and advertises up to 11% cash rebate. It does not state this category's rate, cap, validity period, spend threshold or full eligibility. The linked detailed terms are not in source_folder.

• Eligibility: Audience: all
• Eligible spending: Applies to: 本地餐飲 · Type: category
• Benefit limit: Applies to: not stated · Period: not stated · Type: not stated
• Percentage note: The retained page states a combined program maximum of up to 11%, but it does not state the Local Dining component rate.
• The retained page names Local Dining as part of a combined Local Dining, Delivery Platform and Transport program and advertises up to 11% cash rebate. It does not state this category's rate, cap, validity period, spend threshold or full eligibility. The linked detailed terms are not in source_folder.

Open source offer ↗

Category or merchant does not match. • The retained page states a combined program maximum of up to 11%, but it does not state the Delivery Platform component rate. • Limit applies to: not stated • Eligible categories: 外賣平台 • The retained page names Delivery Platform as part of a combined Local Dining, Delivery Platform and Transport program and advertises up to 11% cash rebate. It does not state this category's rate, cap, validity period, spend threshold or full eligibility. The linked detailed terms are not in source_folder.

• Eligibility: Audience: all
• Eligible spending: Applies to: 外賣平台 · Type: category
• Benefit limit: Applies to: not stated · Period: not stated · Type: not stated
• Percentage note: The retained page states a combined program maximum of up to 11%, but it does not state the Delivery Platform component rate.
• The retained page names Delivery Platform as part of a combined Local Dining, Delivery Platform and Transport program and advertises up to 11% cash rebate. It does not state this category's rate, cap, validity period, spend threshold or full eligibility. The linked detailed terms are not in source_folder.

Open source offer ↗

Category or merchant does not match. • The retained page states a combined program maximum of up to 11%, but it does not state the Local Transport component rate. • Limit applies to: not stated • Eligible categories: 本地交通 • The retained page names Local Transport as part of a combined Local Dining, Delivery Platform and Transport program and advertises up to 11% cash rebate. It does not state this category's rate, cap, validity period, spend threshold or full eligibility. The linked detailed terms are not in source_folder.

• Eligibility: Audience: all
• Eligible spending: Applies to: 本地交通 · Type: category
• Benefit limit: Applies to: not stated · Period: not stated · Type: not stated
• Percentage note: The retained page states a combined program maximum of up to 11%, but it does not state the Local Transport component rate.
• The retained page names Local Transport as part of a combined Local Dining, Delivery Platform and Transport program and advertises up to 11% cash rebate. It does not state this category's rate, cap, validity period, spend threshold or full eligibility. The linked detailed terms are not in source_folder.

Open source offer ↗

Category or merchant does not match. • Cash-equivalent calculation: 60,000 points ÷ 25,000 points × HK$100 = HK$240; HK$240 ÷ HK$8,000 eligible spend × 100 = 3%. The source caps extra points at 52,000 per calendar month, which converts to HK$208 (52,000 ÷ 25,000 × HK$100); its example includes 8,000 basic points in the 60,000 total. No rounding is needed for these amounts. The source supports redemption in blocks of 25,000 points; it does not state how a partial block can be redeemed. The page advertises up to 5% for online spending when this point component combines with the separate 2% cash rebate. • Limit: 208 HKD · Per Month • Limit applies to: Cash-equivalent value of the extra points cap per cardmember per calendar month • Eligible categories: 網上購物 • The source states 7.5X bonus points, including basic bonus points. Extra points are capped at 52,000 per cardmember per calendar month and up to 312,000 during the promotion. The displayed eligible spend cap is HK$8,000 per month. • The campaign summary advertises up to 5% for online spending. This offer records only the 7.5X points component, not the separate 2% cash rebate. • The page refers to separate definitions for eligible online retail spending and points terms. Those terms are not in source_folder.

• Eligibility: Audience: all
• Eligible spending: Applies to: 網上購物 · Type: category
• Benefit limit: Amount: 208 · Applies to: Cash equivalent value of the extra points cap per cardmember per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: 60,000 points ÷ 25,000 points × HK$100 = HK$240; HK$240 ÷ HK$8,000 eligible spend × 100 = 3%. The source caps extra points at 52,000 per calendar month, which converts to HK$208 (52,000 ÷ 25,000 × HK$100); its example includes 8,000 basic points in the 60,000 total. No rounding is needed for these amounts. The source supports redemption in blocks of 25,000 points; it does not state how a partial block can be redeemed. The page advertises up to 5% for online spending when this point component combines with the separate 2% cash rebate.
• The source states 7.5X bonus points, including basic bonus points. Extra points are capped at 52,000 per cardmember per calendar month and up to 312,000 during the promotion. The displayed eligible spend cap is HK$8,000 per month.
• The campaign summary advertises up to 5% for online spending. This offer records only the 7.5X points component, not the separate 2% cash rebate.
• The page refers to separate definitions for eligible online retail spending and points terms. Those terms are not in source_folder.
• eye+ Credit Card extra bonus points and cash rebate promotion: 2026-10-01 – 2027-03-31

Open source offer ↗

Category or merchant does not match. • Limit: 160 HKD · Per Month • Limit applies to: Cash rebate per cardmember per calendar month • Eligible categories: 網上購物 • The source requires HK$3,000 in eligible retail spending per calendar month and shows an eligible monthly spend cap of HK$8,000. • The cash rebate is capped at HK$160 per calendar month and up to HK$960 during the promotion. • The campaign summary advertises up to 5% for online spending. This offer records only the separate 2% cash rebate. • The page refers to separate definitions for eligible online retail spending. Those terms are not in source_folder.

• Eligibility: Audience: all
• Eligible spending: Applies to: 網上購物 · Type: category
• Benefit limit: Amount: 160 · Applies to: Cash rebate per cardmember per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
• The source requires HK$3,000 in eligible retail spending per calendar month and shows an eligible monthly spend cap of HK$8,000.
• The cash rebate is capped at HK$160 per calendar month and up to HK$960 during the promotion.
• The campaign summary advertises up to 5% for online spending. This offer records only the separate 2% cash rebate.
• The page refers to separate definitions for eligible online retail spending. Those terms are not in source_folder.
• eye+ Credit Card extra bonus points and cash rebate promotion: 2026-10-01 – 2027-03-31

Open source offer ↗

No usable purchase percentage; threshold comparison rates are not flat rewards. • HK$800 equivalent ÷ HK$60,000 minimum phase spend × 100 = 1.3333%, rounded to four decimal places. The effective rate decreases when qualifying spend exceeds HK$60,000. The rebate is paid in one selected foreign currency. • Limit: 800 HKD · Promotion Total • Limit applies to: Foreign Currency Rebate for this phase • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 60000 • Applies to all eligible spending, subject to the conditions. • Both local and overseas spending count toward HK$60,000 per phase. • Choose one currency for the phase: AUD140, CNH680, USD100 or JPY16,320, each shown as equivalent to HK$800. • Register once per phase. The quota is 4,000 per phase on a first-come, first-served basis. • The source uses closing exchange rates on 1 September 2026. It rounds rebate amounts down to the nearest ten dollars and disregards amounts below ten dollars. • The exact registration window and all transaction exclusions are not stated in the retained files.

• Eligibility: Audience: all
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$60,000.00
• Benefit limit: Amount: 800 · Applies to: Foreign Currency Rebate for this phase · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: HK$800 equivalent ÷ HK$60,000 minimum phase spend × 100 = 1.3333%, rounded to four decimal places. The effective rate decreases when qualifying spend exceeds HK$60,000. The rebate is paid in one selected foreign currency.
• Application or registration is required.
• Both local and overseas spending count toward HK$60,000 per phase.
• Choose one currency for the phase: AUD140, CNH680, USD100 or JPY16,320, each shown as equivalent to HK$800.
• Register once per phase. The quota is 4,000 per phase on a first-come, first-served basis.
• The source uses closing exchange rates on 1 September 2026. It rounds rebate amounts down to the nearest ten dollars and disregards amounts below ten dollars.
• The exact registration window and all transaction exclusions are not stated in the retained files.
• Foreign Currency Rebate, Phase 1: 2026-10-01 – 2026-12-31

Open source offer ↗

The offer is not confirmed active on the snapshot date. • HK$800 equivalent ÷ HK$60,000 minimum phase spend × 100 = 1.3333%, rounded to four decimal places. The effective rate decreases when qualifying spend exceeds HK$60,000. The rebate is paid in one selected foreign currency. • Limit: 800 HKD · Promotion Total • Limit applies to: Foreign Currency Rebate for this phase • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 60000 • Applies to all eligible spending, subject to the conditions. • Both local and overseas spending count toward HK$60,000 per phase. • Choose one currency for the phase: AUD140, CNH680, USD100 or JPY16,320, each shown as equivalent to HK$800. • Register once per phase. The quota is 4,000 per phase on a first-come, first-served basis. • The source uses closing exchange rates on 1 September 2026. It rounds rebate amounts down to the nearest ten dollars and disregards amounts below ten dollars. • The exact registration window and all transaction exclusions are not stated in the retained files.

• Eligibility: Audience: all
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$60,000.00
• Benefit limit: Amount: 800 · Applies to: Foreign Currency Rebate for this phase · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: HK$800 equivalent ÷ HK$60,000 minimum phase spend × 100 = 1.3333%, rounded to four decimal places. The effective rate decreases when qualifying spend exceeds HK$60,000. The rebate is paid in one selected foreign currency.
• Application or registration is required.
• Both local and overseas spending count toward HK$60,000 per phase.
• Choose one currency for the phase: AUD140, CNH680, USD100 or JPY16,320, each shown as equivalent to HK$800.
• Register once per phase. The quota is 4,000 per phase on a first-come, first-served basis.
• The source uses closing exchange rates on 1 September 2026. It rounds rebate amounts down to the nearest ten dollars and disregards amounts below ten dollars.
• The exact registration window and all transaction exclusions are not stated in the retained files.
• Foreign Currency Rebate, Phase 2: 2027-01-01 – 2027-03-31

Open source offer ↗

This benefit does not apply to a purchase. • Customer: New customer • Limit applies to: not stated • Application, registration or activation required. See conditions. • The applicant must not have held a principal CCB (Asia) credit card at any time in the 12 months before the application. • To receive HK$800, successfully apply for the Chill Spending Installment Program with a tenor of at least 6 months and a total installment amount of at least HK$15,000 within the first 3 months after card issuance. • The retained sources do not state a validity period or all linked terms.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: not stated · Period: not stated · Type: not stated
• Application or registration is required.
• The applicant must not have held a principal CCB (Asia) credit card at any time in the 12 months before the application.
• To receive HK$800, successfully apply for the Chill Spending Installment Program with a tenor of at least 6 months and a total installment amount of at least HK$15,000 within the first 3 months after card issuance.
• The retained sources do not state a validity period or all linked terms.

Open source offer ↗

New-customer offers are excluded from this purchase comparison. • Customer: New customer • HK$600 ÷ HK$6,000 minimum total spend × 100 = 10%. No rounding is needed. The effective rate decreases when qualifying spend exceeds HK$6,000. • Limit applies to: not stated • Eligibility: Phase Spend Min: 6000 • Applies to all eligible spending, subject to the conditions. • The applicant must not have held a principal CCB (Asia) credit card at any time in the 12 months before the application. • To receive HK$600, make at least HK$6,000 in total spending within the first 2 months after card issuance. • The retained sources do not state a validity period or all linked terms.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$6,000.00
• Benefit limit: Applies to: not stated · Period: not stated · Type: not stated
• Percentage note: HK$600 ÷ HK$6,000 minimum total spend × 100 = 10%. No rounding is needed. The effective rate decreases when qualifying spend exceeds HK$6,000.
• The applicant must not have held a principal CCB (Asia) credit card at any time in the 12 months before the application.
• To receive HK$600, make at least HK$6,000 in total spending within the first 2 months after card issuance.
• The retained sources do not state a validity period or all linked terms.

Open source offer ↗

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Limit: 3 cards • Limit applies to: Supplementary Cards • Application, registration or activation required. See conditions. • The Principal Cardholder is entitled to 3 Supplementary Cards under the same credit limit. • Supplementary Card application is available only to the spouse or children of the Principal Cardholder. • Supplementary Cards terminate if the Principal Cardholder no longer holds a valid ICBC Essence Credit Card.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Amount: 3 · Applies to: Supplementary Cards · Period: not stated · Type: limited · Unit: cards
• Percentage note: No source supported spending percentage applies.
• Application or registration is required.
• The Principal Cardholder is entitled to 3 Supplementary Cards under the same credit limit.
• Supplementary Card application is available only to the spouse or children of the Principal Cardholder.
• Supplementary Cards terminate if the Principal Cardholder no longer holds a valid ICBC Essence Credit Card.

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • The chargeable annual fee for each Principal Card issued is HK$6,800. • Selected customers who hold a valid ICBC Essence Credit Card Principal Card enjoy the annual fee waiver.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No source supported spending percentage applies.
• The chargeable annual fee for each Principal Card issued is HK$6,800.
• Selected customers who hold a valid ICBC Essence Credit Card Principal Card enjoy the annual fee waiver.

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • The chargeable annual fee for each Supplementary Card issued is HK$3,000. • Selected customers who hold a valid ICBC Essence Credit Card Principal Card enjoy the annual fee waiver for Supplementary Cards.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No source supported spending percentage applies.
• The chargeable annual fee for each Supplementary Card issued is HK$3,000.
• Selected customers who hold a valid ICBC Essence Credit Card Principal Card enjoy the annual fee waiver for Supplementary Cards.

This benefit does not apply to a purchase. • Financing rate is not a reward percentage; the source-stated APR is preserved in constraints. • Application, registration or activation required. See conditions. • No documents are required for the Credit Card Spending Installment Plan. • The 12-month tenor is one of the available installment-plan choices. • The monthly flat rate is 0.235%. • The stated APR for the 12-month tenor is 5.29%, based on the source's HK$10,000 example where applicable. • Terms, fees, and the Code of Banking Practice disclosures apply. • The application hotline is 2533 8686.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Financing rate is not a reward percentage; the source stated APR is preserved in constraints.
• Application or registration is required.
• No documents are required for the Credit Card Spending Installment Plan.
• The 12-month tenor is one of the available installment-plan choices.
• The monthly flat rate is 0.235%.
• The stated APR for the 12-month tenor is 5.29%, based on the source's HK$10,000 example where applicable.
• Terms, fees, and the Code of Banking Practice disclosures apply.
• The application hotline is 2533 8686.

This benefit does not apply to a purchase. • Financing rate is not a reward percentage; the source-stated APR is preserved in constraints. • Application, registration or activation required. See conditions. • No documents are required for the Credit Card Spending Installment Plan. • The 24-month tenor is one of the available installment-plan choices. • The monthly flat rate is 0.235%. • The stated APR for the 24-month tenor is 5.46%, based on the source's HK$10,000 example where applicable. • Terms, fees, and the Code of Banking Practice disclosures apply. • The application hotline is 2533 8686.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Financing rate is not a reward percentage; the source stated APR is preserved in constraints.
• Application or registration is required.
• No documents are required for the Credit Card Spending Installment Plan.
• The 24-month tenor is one of the available installment-plan choices.
• The monthly flat rate is 0.235%.
• The stated APR for the 24-month tenor is 5.46%, based on the source's HK$10,000 example where applicable.
• Terms, fees, and the Code of Banking Practice disclosures apply.
• The application hotline is 2533 8686.

This benefit does not apply to a purchase. • Financing rate is not a reward percentage; the source-stated APR is preserved in constraints. • Application, registration or activation required. See conditions. • No documents are required for the Credit Card Spending Installment Plan. • The 36-month tenor is one of the available installment-plan choices. • The monthly flat rate is 0.235%. • The stated APR for the 36-month tenor is 5.48%, based on the source's HK$10,000 example where applicable. • Terms, fees, and the Code of Banking Practice disclosures apply. • The application hotline is 2533 8686.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Financing rate is not a reward percentage; the source stated APR is preserved in constraints.
• Application or registration is required.
• No documents are required for the Credit Card Spending Installment Plan.
• The 36-month tenor is one of the available installment-plan choices.
• The monthly flat rate is 0.235%.
• The stated APR for the 36-month tenor is 5.48%, based on the source's HK$10,000 example where applicable.
• Terms, fees, and the Code of Banking Practice disclosures apply.
• The application hotline is 2533 8686.

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Visa Concierge provides 24/7 support. • Services include emergency support, travel and medical assistance, business and leisure assistance, restaurant and getaway reservations, local recommendations, and virtual or outdoor experiences. • Visa Concierge app and phone access are subject to Visa service terms.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No source supported spending percentage applies.
• Visa Concierge provides 24/7 support.
• Services include emergency support, travel and medical assistance, business and leisure assistance, restaurant and getaway reservations, local recommendations, and virtual or outdoor experiences.
• Visa Concierge app and phone access are subject to Visa service terms.

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Limit: unlimited. • Application, registration or activation required. See conditions. • From 1 April 2026 to 31 March 2027, both dates inclusive, eligible Essence customers receive unlimited designated lounge services. • The unlimited entitlement applies to the cardholder's designated airport lounge services. • DragonPass registration and activation are required; one card registration is used for the service. • Lounge capacity, operating hours, network changes, and DragonPass terms apply.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: unlimited
• Percentage note: No source supported spending percentage applies.
• Application or registration is required.
• From 1 April 2026 to 31 March 2027, both dates inclusive, eligible Essence customers receive unlimited designated lounge services.
• The unlimited entitlement applies to the cardholder's designated airport lounge services.
• DragonPass registration and activation are required; one card registration is used for the service.
• Lounge capacity, operating hours, network changes, and DragonPass terms apply.
• DragonPass promotion period: 2026-04-01 – 2027-03-31

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Limit: unlimited. • Application, registration or activation required. See conditions. • From 1 April 2026 to 31 March 2027, both dates inclusive, eligible Essence customers receive unlimited designated lounge services. • The unlimited entitlement applies to the cardholder's designated high-speed rail lounge services. • DragonPass registration and activation are required; one card registration is used for the service. • Lounge capacity, operating hours, network changes, and DragonPass terms apply.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: unlimited
• Percentage note: No source supported spending percentage applies.
• Application or registration is required.
• From 1 April 2026 to 31 March 2027, both dates inclusive, eligible Essence customers receive unlimited designated lounge services.
• The unlimited entitlement applies to the cardholder's designated high-speed rail lounge services.
• DragonPass registration and activation are required; one card registration is used for the service.
• Lounge capacity, operating hours, network changes, and DragonPass terms apply.
• DragonPass promotion period: 2026-04-01 – 2027-03-31

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Limit: 10 visits · Promotion Total • Limit applies to: Companion visits to designated airport lounges • Application, registration or activation required. See conditions. • A companion may use designated airport lounges up to 10 times free during the promotion period. • Plaza Premium First is included among the designated airport lounges stated in the HTML summary. • The service applies to eligible Essence cardholders and requires DragonPass registration and activation. • Cardholder and supplementary-card entitlements are calculated separately; service is personal and non-transferable. • Lounge capacity, operating hours, network changes, and DragonPass terms apply.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Amount: 10 · Applies to: Companion visits to designated airport lounges · Period: promotion total · Type: limited · Unit: visits
• Percentage note: No source supported spending percentage applies.
• Application or registration is required.
• A companion may use designated airport lounges up to 10 times free during the promotion period.
• Plaza Premium First is included among the designated airport lounges stated in the HTML summary.
• The service applies to eligible Essence cardholders and requires DragonPass registration and activation.
• Cardholder and supplementary-card entitlements are calculated separately; service is personal and non-transferable.
• Lounge capacity, operating hours, network changes, and DragonPass terms apply.
• DragonPass promotion period: 2026-04-01 – 2027-03-31

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Limit: 20 visits · Promotion Total • Limit applies to: Companion visits to designated high-speed rail lounges • Application, registration or activation required. See conditions. • A companion may use designated high-speed rail lounges up to 20 times free during the promotion period. • The service applies to eligible Essence cardholders and requires DragonPass registration and activation. • Cardholder and supplementary-card entitlements are calculated separately; service is personal and non-transferable. • Lounge capacity, operating hours, network changes, network changes, and DragonPass terms apply.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Amount: 20 · Applies to: Companion visits to designated high speed rail lounges · Period: promotion total · Type: limited · Unit: visits
• Percentage note: No source supported spending percentage applies.
• Application or registration is required.
• A companion may use designated high-speed rail lounges up to 20 times free during the promotion period.
• The service applies to eligible Essence cardholders and requires DragonPass registration and activation.
• Cardholder and supplementary-card entitlements are calculated separately; service is personal and non-transferable.
• Lounge capacity, operating hours, network changes, network changes, and DragonPass terms apply.
• DragonPass promotion period: 2026-04-01 – 2027-03-31

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Limit: 2 services · Promotion Total • Limit applies to: One-way airport limousine transfer services • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: essence-ceramic-card • Merchants: king-s-limousine • The offer is for ICBC Essence Ceramic Cardholders only. • The first two one-way charges for transfer to or from Hong Kong International Airport are refunded as free credit-card spending limit. • The customer must book the service and pay with the Essence Ceramic Card. • The refund is made 6 to 8 weeks after the first working day of the following month and is not cash. • Bookings must be made at least 48 hours in advance; the supplier accepts bookings from 48 hours to 60 days before travel. • King's Limousine is the service provider. One destination, baggage, tunnel and bridge tolls, and stated early-morning surcharge treatment apply. • Changes and cancellations, waiting time, extra stops, child restraints, bad weather, and other supplier charges follow the formal service terms.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Requirements: Pay with: essence ceramic card
• Benefit limit: Amount: 2 · Applies to: One way airport limousine transfer services · Period: promotion total · Type: limited · Unit: services
• Percentage note: No source supported spending percentage applies.
• Application or registration is required.
• The offer is for ICBC Essence Ceramic Cardholders only.
• The first two one-way charges for transfer to or from Hong Kong International Airport are refunded as free credit-card spending limit.
• The customer must book the service and pay with the Essence Ceramic Card.
• The refund is made 6 to 8 weeks after the first working day of the following month and is not cash.
• Bookings must be made at least 48 hours in advance; the supplier accepts bookings from 48 hours to 60 days before travel.
• King's Limousine is the service provider. One destination, baggage, tunnel and bridge tolls, and stated early-morning surcharge treatment apply.
• Changes and cancellations, waiting time, extra stops, child restraints, bad weather, and other supplier charges follow the formal service terms.
• 2026-2027 Q1 complimentary airport limousine service period: 2026-07-15 – 2027-03-31

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 酒店 • Visa partner offers cover more than 900 global luxury hotels and resorts. • The stated benefit includes discounts, VIP privileges, and a best-rate guarantee. • Availability, booking channel, participating properties, and Visa partner terms apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: 酒店 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No source supported spending percentage applies.
• The complete list of eligible merchants is not available.
• Visa partner offers cover more than 900 global luxury hotels and resorts.
• The stated benefit includes discounts, VIP privileges, and a best-rate guarantee.
• Availability, booking channel, participating properties, and Visa partner terms apply.

Merchant eligibility cannot be established from the incomplete source list. • Source-stated maximum; eligible Visa partner terms apply. • Eligible categories: 的士／網約車／租車 • The source states a maximum discount of up to 48% for limousine services. • Eligible Visa partner services, booking conditions, availability, and partner terms apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: 的士／網約車／租車 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Source stated maximum; eligible Visa partner terms apply.
• The complete list of eligible merchants is not available.
• The source states a maximum discount of up to 48% for limousine services.
• Eligible Visa partner services, booking conditions, availability, and partner terms apply.

Category or merchant does not match. • No source-supported spending percentage applies. • Merchants: hertz • Eligible merchants: hertz • The source names Hertz and states car-rental offers including one-day complimentary rental. • Eligible locations, booking conditions, vehicle rules, availability, and Visa partner terms apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: hertz · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No source supported spending percentage applies.
• The source names Hertz and states car-rental offers including one-day complimentary rental.
• Eligible locations, booking conditions, vehicle rules, availability, and Visa partner terms apply.

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Limit: 25000 USD · Per Transaction • Limit applies to: Travel medical and related expenses per insured person • Eligibility: Payment Methods: designated-card • The insurance period is 24 June 2026 to 23 June 2027. • Eligible designated Private Banking Visa Infinite Essence cardholders are covered; spouse and unmarried-child age rules in the factsheet apply. • At least 50% of the public conveyance fare must be charged to the designated Visa Infinite Essence Card. • No cover applies when the passenger fare is paid through built-in Octopus Automatic Add Value. • The AXA policy and certificate terms control coverage, exclusions, and claims. • The medical and related expense limit is US$25,000 per insured person.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Requirements: Pay with: designated card
• Benefit limit: Amount: 25000 · Applies to: Travel medical and related expenses per insured person · Currency: USD · Period: per transaction · Type: limited · Unit: currency
• Percentage note: No source supported spending percentage applies.
• The insurance period is 24 June 2026 to 23 June 2027.
• Eligible designated Private Banking Visa Infinite Essence cardholders are covered; spouse and unmarried-child age rules in the factsheet apply.
• At least 50% of the public conveyance fare must be charged to the designated Visa Infinite Essence Card.
• No cover applies when the passenger fare is paid through built-in Octopus Automatic Add Value.
• The AXA policy and certificate terms control coverage, exclusions, and claims.
• The medical and related expense limit is US$25,000 per insured person.
• Private Bank Travel Insurance Benefit insurance period: 2026-06-24 – 2027-06-23

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Limit: 1000000 USD · Per Transaction • Limit applies to: Travel personal accident insurance per insured person • Eligibility: Payment Methods: designated-card • The insurance period is 24 June 2026 to 23 June 2027. • Eligible designated Private Banking Visa Infinite Essence cardholders are covered; spouse and unmarried-child age rules in the factsheet apply. • At least 50% of the public conveyance fare must be charged to the designated Visa Infinite Essence Card. • No cover applies when the passenger fare is paid through built-in Octopus Automatic Add Value. • The AXA policy and certificate terms control coverage, exclusions, and claims. • The personal accident limit is US$1,000,000 per insured person.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Requirements: Pay with: designated card
• Benefit limit: Amount: 1000000 · Applies to: Travel personal accident insurance per insured person · Currency: USD · Period: per transaction · Type: limited · Unit: currency
• Percentage note: No source supported spending percentage applies.
• The insurance period is 24 June 2026 to 23 June 2027.
• Eligible designated Private Banking Visa Infinite Essence cardholders are covered; spouse and unmarried-child age rules in the factsheet apply.
• At least 50% of the public conveyance fare must be charged to the designated Visa Infinite Essence Card.
• No cover applies when the passenger fare is paid through built-in Octopus Automatic Add Value.
• The AXA policy and certificate terms control coverage, exclusions, and claims.
• The personal accident limit is US$1,000,000 per insured person.
• Private Bank Travel Insurance Benefit insurance period: 2026-06-24 – 2027-06-23

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Eligibility: Payment Methods: designated-card • The insurance period is 24 June 2026 to 23 June 2027. • Eligible designated Private Banking Visa Infinite Essence cardholders are covered; spouse and unmarried-child age rules in the factsheet apply. • At least 50% of the public conveyance fare must be charged to the designated Visa Infinite Essence Card. • No cover applies when the passenger fare is paid through built-in Octopus Automatic Add Value. • The AXA policy and certificate terms control coverage, exclusions, and claims. • Worldwide emergency assistance is fully covered, including the stated 24-hour hotline and emergency medical evacuation or repatriation support.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Requirements: Pay with: designated card
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No source supported spending percentage applies.
• The insurance period is 24 June 2026 to 23 June 2027.
• Eligible designated Private Banking Visa Infinite Essence cardholders are covered; spouse and unmarried-child age rules in the factsheet apply.
• At least 50% of the public conveyance fare must be charged to the designated Visa Infinite Essence Card.
• No cover applies when the passenger fare is paid through built-in Octopus Automatic Add Value.
• The AXA policy and certificate terms control coverage, exclusions, and claims.
• Worldwide emergency assistance is fully covered, including the stated 24-hour hotline and emergency medical evacuation or repatriation support.
• Private Bank Travel Insurance Benefit insurance period: 2026-06-24 – 2027-06-23

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 高級餐廳 • The source describes global top restaurants and hotel chains; participating venues, availability, and Visa partner terms apply. • The page gives service classes and examples, not a complete local merchant list.

• Eligibility: Audience: all
• Eligible spending: Applies to: 高級餐廳 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No source supported spending percentage applies.
• The complete list of eligible merchants is not available.
• The source describes global top restaurants and hotel chains; participating venues, availability, and Visa partner terms apply.
• The page gives service classes and examples, not a complete local merchant list.

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 購物 • The source describes premium shopping offers; participating retailers, availability, and Visa partner terms apply. • The page gives service classes and examples, not a complete local merchant list.

• Eligibility: Audience: all
• Eligible spending: Applies to: 購物 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No source supported spending percentage applies.
• The complete list of eligible merchants is not available.
• The source describes premium shopping offers; participating retailers, availability, and Visa partner terms apply.
• The page gives service classes and examples, not a complete local merchant list.

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 高級餐廳 • The source describes global top restaurants and hotel chains; participating venues, availability, and Visa partner terms apply. • The page gives service classes and examples, not a complete local merchant list.

• Eligibility: Audience: all
• Eligible spending: Applies to: 高級餐廳 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No source supported spending percentage applies.
• The complete list of eligible merchants is not available.
• The source describes global top restaurants and hotel chains; participating venues, availability, and Visa partner terms apply.
• The page gives service classes and examples, not a complete local merchant list.

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 網上購物 • The source describes online shopping offers; participating merchants, availability, and Visa partner terms apply. • The page gives service classes and examples, not a complete local merchant list.

• Eligibility: Audience: all
• Eligible spending: Applies to: 網上購物 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No source supported spending percentage applies.
• The complete list of eligible merchants is not available.
• The source describes online shopping offers; participating merchants, availability, and Visa partner terms apply.
• The page gives service classes and examples, not a complete local merchant list.

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 百貨公司 • The source describes local and international department-store offers; participating stores, availability, and Visa partner terms apply. • The page gives service classes and examples, not a complete local merchant list.

• Eligibility: Audience: all
• Eligible spending: Applies to: 百貨公司 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No source supported spending percentage applies.
• The complete list of eligible merchants is not available.
• The source describes local and international department-store offers; participating stores, availability, and Visa partner terms apply.
• The page gives service classes and examples, not a complete local merchant list.

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 珠寶／鐘錶 • The source describes jeweler offers; participating merchants, availability, and Visa partner terms apply. • The page gives service classes and examples, not a complete local merchant list.

• Eligibility: Audience: all
• Eligible spending: Applies to: 珠寶／鐘錶 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No source supported spending percentage applies.
• The complete list of eligible merchants is not available.
• The source describes jeweler offers; participating merchants, availability, and Visa partner terms apply.
• The page gives service classes and examples, not a complete local merchant list.

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 美容／個人護理 • The source describes cosmetics offers; participating merchants, availability, and Visa partner terms apply. • The page gives service classes and examples, not a complete local merchant list.

• Eligibility: Audience: all
• Eligible spending: Applies to: 美容／個人護理 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No source supported spending percentage applies.
• The complete list of eligible merchants is not available.
• The source describes cosmetics offers; participating merchants, availability, and Visa partner terms apply.
• The page gives service classes and examples, not a complete local merchant list.

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 時裝 • The source describes apparel offers; participating merchants, availability, and Visa partner terms apply. • The page gives service classes and examples, not a complete local merchant list.

• Eligibility: Audience: all
• Eligible spending: Applies to: 時裝 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No source supported spending percentage applies.
• The complete list of eligible merchants is not available.
• The source describes apparel offers; participating merchants, availability, and Visa partner terms apply.
• The page gives service classes and examples, not a complete local merchant list.

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • The page lists online shopping insurance as a card benefit. • Coverage, eligibility, exclusions, and claims follow the applicable insurance terms.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No source supported spending percentage applies.
• The page lists online shopping insurance as a card benefit.
• Coverage, eligibility, exclusions, and claims follow the applicable insurance terms.

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • The source lists SUPREME membership for Chinese Arts & Crafts. • Membership eligibility, privileges, and provider terms apply.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No source supported spending percentage applies.
• The source lists SUPREME membership for Chinese Arts & Crafts.
• Membership eligibility, privileges, and provider terms apply.

Category or merchant does not match. • No source-supported spending percentage applies. • Merchants: memorigin • Eligible merchants: memorigin • The source names Memorigin and lists shopping privileges and one-to-one service with brand representatives. • Provider availability and terms apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: memorigin · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No source supported spending percentage applies.
• The source names Memorigin and lists shopping privileges and one-to-one service with brand representatives.
• Provider availability and terms apply.

Category or merchant does not match. • No source-supported spending percentage applies. • Merchants: tai-pan-row • Eligible merchants: tai-pan-row • The source names Tai Pan Row and lists prestigious suit-tailoring offers. • Provider availability and terms apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: tai pan row · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No source supported spending percentage applies.
• The source names Tai Pan Row and lists prestigious suit-tailoring offers.
• Provider availability and terms apply.

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Personalized value-added services are available by invitation only. • Customers should contact their designated relationship manager for details.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No source supported spending percentage applies.
• Personalized value-added services are available by invitation only.
• Customers should contact their designated relationship manager for details.

This benefit does not apply to a purchase. • Customer: New customer • A fixed spending-limit reward has no eligible card-spend denominator. • Application, registration or activation required. See conditions. • Requires a newly opened Wise Gold account and designated average daily Total Liquid Assets of HK$8,000,000 or more for the first three consecutive months after account opening. • Complete one eligible investment transaction of HK$100,000 or equivalent in the designated period. Eligible products are investment fund subscription, currency-linked contract, structured deposit, eligible stock trading, investment fund transfer-in, or FX trading. • Fund subscription must be a lump-sum purchase with a subscription fee of at least 0.6%; money market funds, switching, redemption, and Fund Monthly Saving Plan subscriptions are excluded. A currency-linked contract must have a tenor of at least two weeks. Stock trades must meet the stated HKEX or Stock Connect rules; transfer-in funds must be distributed by the Bank; FX trading must be completed. • Successfully apply for or hold either the ICBC Wise Gold Credit Card (World Mastercard) or ICBC Wise Gold Dual Currency Credit Card. • A new customer is one who held no Bank account in sole or joint name during the 12 months before opening, except a customer who held only a credit card. One reward per customer; joint accounts count as one and the primary account holder receives the reward. The reward cannot combine with other account-opening promotions unless stated. • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only. • The first-three-month asset period, eligible transaction period, and reward period depend on the account-opening month. For October openings, the asset period is November 2026–January 2027 and the reward is due by the end of March 2027; for November openings, the periods are December 2026–February 2027 and by the end of April 2027; for December openings, they are January–March 2027 and by the end of May 2027. • The customer must hold a valid Wise Gold account when the reward is credited. The reward is a free card spending limit for card purchases only, not cash advances or card balances. A customer without the specified card must apply; if the card application is declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: A fixed spending limit reward has no eligible card spend denominator.
• Application or registration is required.
• Requires a newly opened Wise Gold account and designated average daily Total Liquid Assets of HK$8,000,000 or more for the first three consecutive months after account opening.
• Complete one eligible investment transaction of HK$100,000 or equivalent in the designated period. Eligible products are investment fund subscription, currency-linked contract, structured deposit, eligible stock trading, investment fund transfer-in, or FX trading.
• Fund subscription must be a lump-sum purchase with a subscription fee of at least 0.6%; money market funds, switching, redemption, and Fund Monthly Saving Plan subscriptions are excluded. A currency-linked contract must have a tenor of at least two weeks. Stock trades must meet the stated HKEX or Stock Connect rules; transfer-in funds must be distributed by the Bank; FX trading must be completed.
• Successfully apply for or hold either the ICBC Wise Gold Credit Card (World Mastercard) or ICBC Wise Gold Dual Currency Credit Card.
• A new customer is one who held no Bank account in sole or joint name during the 12 months before opening, except a customer who held only a credit card. One reward per customer; joint accounts count as one and the primary account holder receives the reward. The reward cannot combine with other account-opening promotions unless stated.
• Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only.
• The first-three-month asset period, eligible transaction period, and reward period depend on the account-opening month. For October openings, the asset period is November 2026–January 2027 and the reward is due by the end of March 2027; for November openings, the periods are December 2026–February 2027 and by the end of April 2027; for December openings, they are January–March 2027 and by the end of May 2027.
• The customer must hold a valid Wise Gold account when the reward is credited. The reward is a free card spending limit for card purchases only, not cash advances or card balances. A customer without the specified card must apply; if the card application is declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.
• Wise Gold account opening reward: 2026-10-01 – 2026-12-31

Open source offer ↗

This benefit does not apply to a purchase. • Customer: New customer • A fixed spending-limit reward has no eligible card-spend denominator. • Application, registration or activation required. See conditions. • Requires a newly opened Wise Gold account and designated average daily Total Liquid Assets from HK$5,000,000 to below HK$8,000,000 for the first three consecutive months after account opening. • Complete one eligible investment transaction of HK$100,000 or equivalent in the designated period. Eligible products are investment fund subscription, currency-linked contract, structured deposit, eligible stock trading, investment fund transfer-in, or FX trading. • Fund subscription must be a lump-sum purchase with a subscription fee of at least 0.6%; money market funds, switching, redemption, and Fund Monthly Saving Plan subscriptions are excluded. A currency-linked contract must have a tenor of at least two weeks. Stock trades must meet the stated HKEX or Stock Connect rules; transfer-in funds must be distributed by the Bank; FX trading must be completed. • Successfully apply for or hold either the ICBC Wise Gold Credit Card (World Mastercard) or ICBC Wise Gold Dual Currency Credit Card. • A new customer is one who held no Bank account in sole or joint name during the 12 months before opening, except a customer who held only a credit card. One reward per customer; joint accounts count as one and the primary account holder receives the reward. The reward cannot combine with other account-opening promotions unless stated. • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only. • The first-three-month asset period, eligible transaction period, and reward period depend on the account-opening month. For October openings, the asset period is November 2026–January 2027 and the reward is due by the end of March 2027; for November openings, the periods are December 2026–February 2027 and by the end of April 2027; for December openings, they are January–March 2027 and by the end of May 2027. • The customer must hold a valid Wise Gold account when the reward is credited. The reward is a free card spending limit for card purchases only, not cash advances or card balances. A customer without the specified card must apply; if the card application is declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: A fixed spending limit reward has no eligible card spend denominator.
• Application or registration is required.
• Requires a newly opened Wise Gold account and designated average daily Total Liquid Assets from HK$5,000,000 to below HK$8,000,000 for the first three consecutive months after account opening.
• Complete one eligible investment transaction of HK$100,000 or equivalent in the designated period. Eligible products are investment fund subscription, currency-linked contract, structured deposit, eligible stock trading, investment fund transfer-in, or FX trading.
• Fund subscription must be a lump-sum purchase with a subscription fee of at least 0.6%; money market funds, switching, redemption, and Fund Monthly Saving Plan subscriptions are excluded. A currency-linked contract must have a tenor of at least two weeks. Stock trades must meet the stated HKEX or Stock Connect rules; transfer-in funds must be distributed by the Bank; FX trading must be completed.
• Successfully apply for or hold either the ICBC Wise Gold Credit Card (World Mastercard) or ICBC Wise Gold Dual Currency Credit Card.
• A new customer is one who held no Bank account in sole or joint name during the 12 months before opening, except a customer who held only a credit card. One reward per customer; joint accounts count as one and the primary account holder receives the reward. The reward cannot combine with other account-opening promotions unless stated.
• Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only.
• The first-three-month asset period, eligible transaction period, and reward period depend on the account-opening month. For October openings, the asset period is November 2026–January 2027 and the reward is due by the end of March 2027; for November openings, the periods are December 2026–February 2027 and by the end of April 2027; for December openings, they are January–March 2027 and by the end of May 2027.
• The customer must hold a valid Wise Gold account when the reward is credited. The reward is a free card spending limit for card purchases only, not cash advances or card balances. A customer without the specified card must apply; if the card application is declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.
• Wise Gold account opening reward: 2026-10-01 – 2026-12-31

Open source offer ↗

This benefit does not apply to a purchase. • Customer: New customer • A fixed spending-limit reward has no eligible card-spend denominator. • Application, registration or activation required. See conditions. • Requires a newly opened Wise Gold account and designated average daily Total Liquid Assets from HK$3,000,000 to below HK$5,000,000 for the first three consecutive months after account opening. • Complete one eligible investment transaction of HK$100,000 or equivalent in the designated period. Eligible products are investment fund subscription, currency-linked contract, structured deposit, eligible stock trading, investment fund transfer-in, or FX trading. • Fund subscription must be a lump-sum purchase with a subscription fee of at least 0.6%; money market funds, switching, redemption, and Fund Monthly Saving Plan subscriptions are excluded. A currency-linked contract must have a tenor of at least two weeks. Stock trades must meet the stated HKEX or Stock Connect rules; transfer-in funds must be distributed by the Bank; FX trading must be completed. • Successfully apply for or hold either the ICBC Wise Gold Credit Card (World Mastercard) or ICBC Wise Gold Dual Currency Credit Card. • A new customer is one who held no Bank account in sole or joint name during the 12 months before opening, except a customer who held only a credit card. One reward per customer; joint accounts count as one and the primary account holder receives the reward. The reward cannot combine with other account-opening promotions unless stated. • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only. • The first-three-month asset period, eligible transaction period, and reward period depend on the account-opening month. For October openings, the asset period is November 2026–January 2027 and the reward is due by the end of March 2027; for November openings, the periods are December 2026–February 2027 and by the end of April 2027; for December openings, they are January–March 2027 and by the end of May 2027. • The customer must hold a valid Wise Gold account when the reward is credited. The reward is a free card spending limit for card purchases only, not cash advances or card balances. A customer without the specified card must apply; if the card application is declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: A fixed spending limit reward has no eligible card spend denominator.
• Application or registration is required.
• Requires a newly opened Wise Gold account and designated average daily Total Liquid Assets from HK$3,000,000 to below HK$5,000,000 for the first three consecutive months after account opening.
• Complete one eligible investment transaction of HK$100,000 or equivalent in the designated period. Eligible products are investment fund subscription, currency-linked contract, structured deposit, eligible stock trading, investment fund transfer-in, or FX trading.
• Fund subscription must be a lump-sum purchase with a subscription fee of at least 0.6%; money market funds, switching, redemption, and Fund Monthly Saving Plan subscriptions are excluded. A currency-linked contract must have a tenor of at least two weeks. Stock trades must meet the stated HKEX or Stock Connect rules; transfer-in funds must be distributed by the Bank; FX trading must be completed.
• Successfully apply for or hold either the ICBC Wise Gold Credit Card (World Mastercard) or ICBC Wise Gold Dual Currency Credit Card.
• A new customer is one who held no Bank account in sole or joint name during the 12 months before opening, except a customer who held only a credit card. One reward per customer; joint accounts count as one and the primary account holder receives the reward. The reward cannot combine with other account-opening promotions unless stated.
• Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only.
• The first-three-month asset period, eligible transaction period, and reward period depend on the account-opening month. For October openings, the asset period is November 2026–January 2027 and the reward is due by the end of March 2027; for November openings, the periods are December 2026–February 2027 and by the end of April 2027; for December openings, they are January–March 2027 and by the end of May 2027.
• The customer must hold a valid Wise Gold account when the reward is credited. The reward is a free card spending limit for card purchases only, not cash advances or card balances. A customer without the specified card must apply; if the card application is declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.
• Wise Gold account opening reward: 2026-10-01 – 2026-12-31

Open source offer ↗

This benefit does not apply to a purchase. • Customer: New customer • A fixed spending-limit reward has no eligible card-spend denominator. • Application, registration or activation required. See conditions. • This bonus is additional to one eligible new-customer account-opening tier. The customer must agree to receive the Bank's SMS or email marketing for all product types when opening the account and keep that preference until the reward redemption date. • One bonus per eligible customer. The underlying account-opening reward requires a new Wise Gold account, the applicable average daily Total Liquid Assets tier, one eligible transaction of HK$100,000 or equivalent, and successful application for or holding of either Wise Gold card. • The reward timing depends on the account-opening month and the customer must hold a valid Wise Gold account when credited. If the card application is declined, the customer can notify staff to receive the amount in the Wise Gold HKD savings account. The free spending limit can be used for card purchases only, not cash advances or card balances. Bank staff are not eligible.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: A fixed spending limit reward has no eligible card spend denominator.
• Application or registration is required.
• This bonus is additional to one eligible new-customer account-opening tier. The customer must agree to receive the Bank's SMS or email marketing for all product types when opening the account and keep that preference until the reward redemption date.
• One bonus per eligible customer. The underlying account-opening reward requires a new Wise Gold account, the applicable average daily Total Liquid Assets tier, one eligible transaction of HK$100,000 or equivalent, and successful application for or holding of either Wise Gold card.
• The reward timing depends on the account-opening month and the customer must hold a valid Wise Gold account when credited. If the card application is declined, the customer can notify staff to receive the amount in the Wise Gold HKD savings account. The free spending limit can be used for card purchases only, not cash advances or card balances. Bank staff are not eligible.
• Wise Gold account opening reward: 2026-10-01 – 2026-12-31

Open source offer ↗

This benefit does not apply to a purchase. • Customer: Existing customer • A fixed spending-limit reward has no eligible card-spend denominator. • Application, registration or activation required. See conditions. • Requires a successful Wise Gold account upgrade during the promotion period and an average daily Total Liquid Assets balance of at least HK$3,000,000 for the first three consecutive months after upgrade. • This HK$4,000 tier requires the average daily Total Liquid Assets to increase by HK$3,000,000 or more over the September 2026 average during the first-three-month calculation period. • An eligible existing customer held a Bank deposit account in sole or joint name before 1 October 2026 and, in the 12 months before the upgrade, had not upgraded to Wise Gold or received a Wise Gold account-opening or upgrade reward. The Bank's system record determines the successful upgrade date; signing the Account Amendment Form starts a 4–5 working-day processing period. • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only. • One upgrade reward per customer. A customer cannot receive another upgrade reward by upgrading another account after a successful upgrade. The reward cannot combine with other account-opening promotions unless stated. • The calculation and reward periods depend on the successful upgrade month: October upgrades use November 2026–January 2027 and reward by end-March 2027; November upgrades use December 2026–February 2027 and reward by end-April 2027; December upgrades use January–March 2027 and reward by end-May 2027. September 2026 assets are the comparison baseline. • The customer must hold a valid Wise Gold account when credited. The free spending limit is credited to an ICBC card account and can be used for card purchases only, not cash advances or card balances. A customer without an ICBC card must apply; if declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.

• Eligibility: Audience: all · Customer status: existing
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: A fixed spending limit reward has no eligible card spend denominator.
• Application or registration is required.
• Requires a successful Wise Gold account upgrade during the promotion period and an average daily Total Liquid Assets balance of at least HK$3,000,000 for the first three consecutive months after upgrade.
• This HK$4,000 tier requires the average daily Total Liquid Assets to increase by HK$3,000,000 or more over the September 2026 average during the first-three-month calculation period.
• An eligible existing customer held a Bank deposit account in sole or joint name before 1 October 2026 and, in the 12 months before the upgrade, had not upgraded to Wise Gold or received a Wise Gold account-opening or upgrade reward. The Bank's system record determines the successful upgrade date; signing the Account Amendment Form starts a 4–5 working-day processing period.
• Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only.
• One upgrade reward per customer. A customer cannot receive another upgrade reward by upgrading another account after a successful upgrade. The reward cannot combine with other account-opening promotions unless stated.
• The calculation and reward periods depend on the successful upgrade month: October upgrades use November 2026–January 2027 and reward by end-March 2027; November upgrades use December 2026–February 2027 and reward by end-April 2027; December upgrades use January–March 2027 and reward by end-May 2027. September 2026 assets are the comparison baseline.
• The customer must hold a valid Wise Gold account when credited. The free spending limit is credited to an ICBC card account and can be used for card purchases only, not cash advances or card balances. A customer without an ICBC card must apply; if declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.
• successful Wise Gold account upgrade: 2026-10-01 – 2026-12-31

Open source offer ↗

This benefit does not apply to a purchase. • Customer: Existing customer • A fixed spending-limit reward has no eligible card-spend denominator. • Application, registration or activation required. See conditions. • Requires a successful Wise Gold account upgrade during the promotion period and an average daily Total Liquid Assets balance of at least HK$3,000,000 for the first three consecutive months after upgrade. • This HK$2,000 tier requires the average daily Total Liquid Assets to increase by at least HK$1,500,000 and less than HK$3,000,000 over the September 2026 average during the first-three-month calculation period. • An eligible existing customer held a Bank deposit account in sole or joint name before 1 October 2026 and, in the 12 months before the upgrade, had not upgraded to Wise Gold or received a Wise Gold account-opening or upgrade reward. The Bank's system record determines the successful upgrade date; signing the Account Amendment Form starts a 4–5 working-day processing period. • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only. • One upgrade reward per customer. A customer cannot receive another upgrade reward by upgrading another account after a successful upgrade. The reward cannot combine with other account-opening promotions unless stated. • The calculation and reward periods depend on the successful upgrade month: October upgrades use November 2026–January 2027 and reward by end-March 2027; November upgrades use December 2026–February 2027 and reward by end-April 2027; December upgrades use January–March 2027 and reward by end-May 2027. September 2026 assets are the comparison baseline. • The customer must hold a valid Wise Gold account when credited. The free spending limit is credited to an ICBC card account and can be used for card purchases only, not cash advances or card balances. A customer without an ICBC card must apply; if declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.

• Eligibility: Audience: all · Customer status: existing
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: A fixed spending limit reward has no eligible card spend denominator.
• Application or registration is required.
• Requires a successful Wise Gold account upgrade during the promotion period and an average daily Total Liquid Assets balance of at least HK$3,000,000 for the first three consecutive months after upgrade.
• This HK$2,000 tier requires the average daily Total Liquid Assets to increase by at least HK$1,500,000 and less than HK$3,000,000 over the September 2026 average during the first-three-month calculation period.
• An eligible existing customer held a Bank deposit account in sole or joint name before 1 October 2026 and, in the 12 months before the upgrade, had not upgraded to Wise Gold or received a Wise Gold account-opening or upgrade reward. The Bank's system record determines the successful upgrade date; signing the Account Amendment Form starts a 4–5 working-day processing period.
• Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only.
• One upgrade reward per customer. A customer cannot receive another upgrade reward by upgrading another account after a successful upgrade. The reward cannot combine with other account-opening promotions unless stated.
• The calculation and reward periods depend on the successful upgrade month: October upgrades use November 2026–January 2027 and reward by end-March 2027; November upgrades use December 2026–February 2027 and reward by end-April 2027; December upgrades use January–March 2027 and reward by end-May 2027. September 2026 assets are the comparison baseline.
• The customer must hold a valid Wise Gold account when credited. The free spending limit is credited to an ICBC card account and can be used for card purchases only, not cash advances or card balances. A customer without an ICBC card must apply; if declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.
• successful Wise Gold account upgrade: 2026-10-01 – 2026-12-31

Open source offer ↗

This benefit does not apply to a purchase. • Customer: New customer • A fixed spending-limit reward has no eligible card-spend denominator. • Application, registration or activation required. See conditions. • Available to a Wise Gold account customer who successfully applies for the principal ICBC Wise Gold World Mastercard during the promotion period. • Make one retail purchase or cash advance with the card within the first two months after card issuance. • Not available to a customer who holds any ICBC (Asia) credit card or cancelled any ICBC (Asia) credit card, including an affinity card, during the previous 12 months. • The designated spending requirement excludes balance transfers, cash instalment and loan amounts or repayments, e-wallet reloads or transfers, Octopus add-value transactions, donations, casino chips, gambling, unauthorised or unposted transactions, autopay, and the other transaction types listed in remark 11. Mainland merchant-category exclusions also apply.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: A fixed spending limit reward has no eligible card spend denominator.
• Application or registration is required.
• Available to a Wise Gold account customer who successfully applies for the principal ICBC Wise Gold World Mastercard during the promotion period.
• Make one retail purchase or cash advance with the card within the first two months after card issuance.
• Not available to a customer who holds any ICBC (Asia) credit card or cancelled any ICBC (Asia) credit card, including an affinity card, during the previous 12 months.
• The designated spending requirement excludes balance transfers, cash instalment and loan amounts or repayments, e-wallet reloads or transfers, Octopus add-value transactions, donations, casino chips, gambling, unauthorised or unposted transactions, autopay, and the other transaction types listed in remark 11. Mainland merchant-category exclusions also apply.
• successful principal card application: 2026-10-01 – 2026-12-31

Open source offer ↗

This benefit does not apply to a purchase. • The source states unlimited lounge access but no percentage rate. • Limit: unlimited. • Limit applies to: designated airport and high-speed rail lounge services • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. DragonPass provides the designated airport and high-speed rail lounge services. • The service network covers more than 140 countries and regions, including Mainland China, Hong Kong, Macau, and Western countries. The source states unlimited service access during the promotion period. • Cardholders can use the DragonPass website or app to check the service network and lounge locations. DragonPass terms apply; the Bank is not the service provider and is not responsible for its service obligations. Additional Bank and Mastercard terms also apply.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: designated airport and high speed rail lounge services · Period: promotion total · Type: unlimited · Unit: service
• Percentage note: The source states unlimited lounge access but no percentage rate.
• Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. DragonPass provides the designated airport and high-speed rail lounge services.
• The service network covers more than 140 countries and regions, including Mainland China, Hong Kong, Macau, and Western countries. The source states unlimited service access during the promotion period.
• Cardholders can use the DragonPass website or app to check the service network and lounge locations. DragonPass terms apply; the Bank is not the service provider and is not responsible for its service obligations. Additional Bank and Mastercard terms also apply.
• designated airport and high-speed rail lounge services: 2026-10-01 – 2027-03-31

Open source offer ↗

This benefit does not apply to a purchase. • Audience: Resident • Limit: unlimited. • Application, registration or activation required. See conditions. • Available only to invited persons. • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account. • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available. • The formal DragonPass guide sets the promotion period as 2026-04-01 to 2027-03-31; the Wise Gold promotion page states a 2026-07-01 start, and the formal guide controls the resolved date. • The benefit applies to the ICBC Wise Gold Dual Currency Credit Card - UnionPay Diamond Card. Primary and supplementary card lounge services are calculated separately. • Register with the cardholder's reserved mobile number. Benefits from multiple ICBC (Asia) cards cannot be accumulated and only one card can be used for registration. • Activation requires the DragonPass website or app and RMB3 card validation. The cardholder must present the DragonPass card or benefit link, scan the QR code and verify the information. • The service is for the cardholder only and cannot be transferred or lent. Companion service for the Wise Gold cards is not available from 2026-02-01. • Lounge entry may be restricted when airports or high-speed railway stations are overcrowded. Service availability and operating hours vary by lounge and follow DragonPass rules. • The Bank may disqualify the benefit when DragonPass data does not match Bank records, card validity is not recognised, or fraudulent, abusive or malicious arbitrage activity is found.

• Eligibility: Audience: resident
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: unlimited
• Application or registration is required.
• Available only to invited persons.
• The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
• If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
• The formal DragonPass guide sets the promotion period as 2026-04-01 to 2027-03-31; the Wise Gold promotion page states a 2026-07-01 start, and the formal guide controls the resolved date.
• The benefit applies to the ICBC Wise Gold Dual Currency Credit Card - UnionPay Diamond Card. Primary and supplementary card lounge services are calculated separately.
• Register with the cardholder's reserved mobile number. Benefits from multiple ICBC (Asia) cards cannot be accumulated and only one card can be used for registration.
• Activation requires the DragonPass website or app and RMB3 card validation. The cardholder must present the DragonPass card or benefit link, scan the QR code and verify the information.
• The service is for the cardholder only and cannot be transferred or lent. Companion service for the Wise Gold cards is not available from 2026-02-01.
• Lounge entry may be restricted when airports or high-speed railway stations are overcrowded. Service availability and operating hours vary by lounge and follow DragonPass rules.
• The Bank may disqualify the benefit when DragonPass data does not match Bank records, card validity is not recognised, or fraudulent, abusive or malicious arbitrage activity is found.
• promotion: 2026-04-01 – 2027-03-31

This benefit does not apply to a purchase. • Audience: Resident • Limit: 500000 USD • Limit applies to: personal accident insurance indemnity • Available only to invited persons. • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account. • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available. • The card page states coverage for accidental death or permanent disablement, loss of limb, loss of sight, loss of speech and loss of hearing during a journey on public conveyance. • Coverage, exclusions, indemnity limits and compensation are subject to the AXA group insurance policy and related terms. Aon Hong Kong Limited is the insurance broker for enquiries and claims support.

• Eligibility: Audience: resident
• Eligible spending: Type: not applicable
• Benefit limit: Amount: 500000 · Applies to: personal accident insurance indemnity · Currency: USD · Period: not stated · Type: limited · Unit: currency
• Available only to invited persons.
• The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
• If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
• The card page states coverage for accidental death or permanent disablement, loss of limb, loss of sight, loss of speech and loss of hearing during a journey on public conveyance.
• Coverage, exclusions, indemnity limits and compensation are subject to the AXA group insurance policy and related terms. Aon Hong Kong Limited is the insurance broker for enquiries and claims support.

This benefit does not apply to a purchase. • Audience: Resident • Available only to invited persons. • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account. • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available. • This UnionPay Diamond card feature covers payment and travel services in the Greater Bay Area, including Hong Kong-Zhuhai-Macao Bridge tolls and shuttle bus, the Hong Kong section of Guangzhou-Shenzhen-Hong Kong High-speed Rail, Guangzhou-Shenzhen intercity trains, Railway 12306, selected Mainland metro and taxi services, MTR, KMB, Long Win Bus, Citybus, selected taxis, toll tunnels and highways.

• Eligibility: Audience: resident
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Available only to invited persons.
• The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
• If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
• This UnionPay Diamond card feature covers payment and travel services in the Greater Bay Area, including Hong Kong-Zhuhai-Macao Bridge tolls and shuttle bus, the Hong Kong section of Guangzhou-Shenzhen-Hong Kong High-speed Rail, Guangzhou-Shenzhen intercity trains, Railway 12306, selected Mainland metro and taxi services, MTR, KMB, Long Win Bus, Citybus, selected taxis, toll tunnels and highways.

Category or merchant does not match. • Audience: Resident • Eligible categories: 海外簽賬 • Available only to invited persons. • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account. • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available. • The card has HKD and RMB accounts. Cardholders can spend in local currency across the Chinese Mainland and Hong Kong, with a foreign-exchange-fee waiver for spending in CNY and foreign currencies.

• Eligibility: Audience: resident
• Eligible spending: Applies to: 海外簽賬 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Available only to invited persons.
• The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
• If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
• The card has HKD and RMB accounts. Cardholders can spend in local currency across the Chinese Mainland and Hong Kong, with a foreign-exchange-fee waiver for spending in CNY and foreign currencies.

This benefit does not apply to a purchase. • Audience: Resident • Application, registration or activation required. See conditions. • Available only to invited persons. • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account. • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available. • Download the UnionPay App and bind the ICBC Dual Currency Credit Card to use QR-code payment and access Hong Kong, Macau and cross-border privileges.

• Eligibility: Audience: resident
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• Available only to invited persons.
• The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
• If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
• Download the UnionPay App and bind the ICBC Dual Currency Credit Card to use QR-code payment and access Hong Kong, Macau and cross-border privileges.