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The card edit / Hong Kong

Spend well.
Get more back.

Your next purchase deserves a smarter card. Compare recorded savings across cards and see how each result is calculated.

Compare cards

Best savings by category

Sorted by the highest estimated saving excluding merchant-specific offers, from left to right. Range upper bounds include merchant-specific offers; stated requirements apply. Show all reveals every category in the current group.

01 / COMPARE
02 — RESULTS
0101/BEABEA I Titanium CardBEA I Titanium Card12.4%HK$12.40
BEA I Titanium Card
01BEA

BEA I Titanium Card

Conditions apply

HK$12.4012.4%
Fast food
BEA Days 12% mobile-payment rebate at fast food restaurants
HK$12.0012%
Conditions applyCashbackstudentmobile payment
Other
i-Titanium Card basic reward: 0.4% cash rebate
HK$0.400.4%
CashbackstudentCap: HK$40.00 · per month
CapHK$0.40 / HK$40.00
Calculation
Total savingHK$12.40
  • BEA Days 12% mobile-payment rebate at fast food restaurants: HK$12.00
  • i-Titanium Card basic reward: 0.4% cash rebate: HK$0.40
Terms & conditions

Calculation assumptions

  • Confirm offer eligibility: Audience: Student.
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Assumes the full reward limit is still available. Government Department category transactions and Octopus Automatic Add Value Service reloads
  • Audience: Student
  • Limit applies to: BEA Days mobile-payment rebate
  • Application, registration or activation required. See conditions.
  • Eligibility: Payment Methods: mobile-payment
  • Eligible categories: 快餐
  • Applies to mobile payments at fast food restaurants.
  • Registration for BEA Days - mobile payment 12% rebate is required.
  • Unknown: The page links to more details for the BEA Days mobile-payment rebate; the linked terms are not in the allowed HTML.
  • Insurance premium transactions are not eligible for Bonus Points or Cash Rebate, except BEA FTLife Credit Card transactions for FTLife premium payments.
  • Transaction categories are determined by merchant codes issued by Mastercard Asia/Pacific.
  • Limit: 40 HKD · Per Month
  • Limit applies to: Government Department category transactions and Octopus Automatic Add Value Service reloads
  • Applies to all eligible spending, subject to the conditions.
  • Earn HK$1 for each accumulated HK$250 of Basic Reward Eligible Transactions in each statement cycle.
  • The HK$40 monthly cap applies to Government Department category transactions and Octopus Automatic Add Value Service reloads.
  • Basic Reward Eligible Transactions are retail spending. Exclusions include cash advances; instalments, Cash in Hand, balance transfers and fund transfers; stored-value card and e-wallet purchases or reloads except PayMe and Octopus Automatic Add Value Service; Cyberbanking bill payments; casino chips; fees and charges; cancelled, reserved, refunded, unposted or fraudulent transactions; insurance premiums; and card-present transactions at merchants in the UK or EEA.
  • Transactions are determined by post date. Cash rebate is rounded down to the nearest Hong Kong dollar.
  • Principal and supplementary cards share one Eligible Account. The reward is credited to the principal account in the next statement. The account must remain valid.
  • BEA determines eligibility by transaction type and merchant code. BEA may recover a rebate for a transaction later found ineligible.
  • Applies to all online spending all year round.
  • The source states that the combined 4% consists of the 0.4% Basic Reward and 3.6% Extra Reward; do not add a separate 4% offer.
  • Unknown: The page links to BEA Credit Cards -- Privilege Services and Spending Reward for details; the linked terms are not in the allowed HTML.

BEA Days 12% mobile-payment rebate at fast food restaurants

  • Eligibility: Audience: student
  • Eligible spending: Applies to: 快餐 · Type: category
  • Requirements: Pay with: mobile payment
  • Benefit limit: Applies to: BEA Days mobile payment rebate · Period: not stated · Type: not stated
  • Application or registration is required.
  • Applies to mobile payments at fast food restaurants.
  • Registration for BEA Days - mobile payment 12% rebate is required.
  • Unknown: The page links to more details for the BEA Days mobile-payment rebate; the linked terms are not in the allowed HTML.
  • Insurance premium transactions are not eligible for Bonus Points or Cash Rebate, except BEA FTLife Credit Card transactions for FTLife premium payments.
  • Transaction categories are determined by merchant codes issued by Mastercard Asia/Pacific.

i-Titanium Card basic reward: 0.4% cash rebate

  • Eligibility: Audience: student
  • Eligible spending: Type: all
  • Benefit limit: Amount: 40 · Applies to: Government Department category transactions and Octopus Automatic Add Value Service reloads · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Earn HK$1 for each accumulated HK$250 of Basic Reward Eligible Transactions in each statement cycle.
  • The HK$40 monthly cap applies to Government Department category transactions and Octopus Automatic Add Value Service reloads.
  • Basic Reward Eligible Transactions are retail spending. Exclusions include cash advances; instalments, Cash in Hand, balance transfers and fund transfers; stored-value card and e-wallet purchases or reloads except PayMe and Octopus Automatic Add Value Service; Cyberbanking bill payments; casino chips; fees and charges; cancelled, reserved, refunded, unposted or fraudulent transactions; insurance premiums; and card-present transactions at merchants in the UK or EEA.
  • Transactions are determined by post date. Cash rebate is rounded down to the nearest Hong Kong dollar.
  • Principal and supplementary cards share one Eligible Account. The reward is credited to the principal account in the next statement. The account must remain valid.
  • BEA determines eligibility by transaction type and merchant code. BEA may recover a rebate for a transaction later found ineligible.
  • Applies to all online spending all year round.
  • The source states that the combined 4% consists of the 0.4% Basic Reward and 3.6% Extra Reward; do not add a separate 4% offer.
  • Unknown: The page links to BEA Credit Cards -- Privilege Services and Spending Reward for details; the linked terms are not in the allowed HTML.
  • Insurance premium transactions are not eligible for Bonus Points or Cash Rebate, except BEA FTLife Credit Card transactions for FTLife premium payments.
  • Transaction categories are determined by merchant codes issued by Mastercard Asia/Pacific.
Other offers
Other
BEA i-Titanium Card welcome cash rebate of HK$200
Conditions applyCashbackstudentMinimum spending: HK$2,000.00
——

New-customer offers are excluded from this purchase comparison. • Audience: Student; Customer: New customer • Threshold-equivalent calculation: HK$200 ÷ HK$2,000 × 100 = 10%; no rounding was needed. The HK$2,000 minimum spend applies within 2 months from issuance. The effective rate decreases as qualifying spend exceeds HK$2,000. • Limit applies to: welcome cash rebate • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 2000 • Applies to all eligible spending, subject to the conditions. • Spend HK$2,000 or more with the new card within 2 months from card issuance. • Activate the related BEA Credit Card successfully through BEA Mobile. • Unknown: Terms and conditions apply to the welcome gifts and First Time Log In offer, but the terms are not in the allowed HTML. • Insurance premium transactions are not eligible for Bonus Points or Cash Rebate, except BEA FTLife Credit Card transactions for FTLife premium payments.

  • Eligibility: Audience: student · Customer status: new
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$2,000.00
  • Benefit limit: Applies to: welcome cash rebate · Period: not stated · Type: not stated
  • Percentage note: Threshold equivalent calculation: HK$200 ÷ HK$2,000 × 100 = 10%; no rounding was needed. The HK$2,000 minimum spend applies within 2 months from issuance. The effective rate decreases as qualifying spend exceeds HK$2,000.
  • Application or registration is required.
  • Spend HK$2,000 or more with the new card within 2 months from card issuance.
  • Activate the related BEA Credit Card successfully through BEA Mobile.
  • Unknown: Terms and conditions apply to the welcome gifts and First Time Log In offer, but the terms are not in the allowed HTML.
  • Insurance premium transactions are not eligible for Bonus Points or Cash Rebate, except BEA FTLife Credit Card transactions for FTLife premium payments.
Other
BEA i-Titanium Card first-login rebate of HK$100
Cashbackstudent
——

This benefit does not apply to a purchase. • Audience: Student • Limit applies to: first-login rebate • Log in to BEA Mobile for the first time within 2 months from the card issue date. • Unknown: Terms and conditions apply to the welcome gifts and First Time Log In offer, but the terms are not in the allowed HTML.

  • Eligibility: Audience: student
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: first login rebate · Period: not stated · Type: not stated
  • Log in to BEA Mobile for the first time within 2 months from the card issue date.
  • Unknown: Terms and conditions apply to the welcome gifts and First Time Log In offer, but the terms are not in the allowed HTML.
Other
BEA i-Titanium Card annual fee waiver（優惠值未列明）
Fee Waiverstudent
——

This benefit does not apply to a purchase. • Audience: Student • Limit applies to: annual fee waiver • The source describes the annual fee waiver as perpetual.

  • Eligibility: Audience: student
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: annual fee waiver · Period: not stated · Type: not stated
  • The source describes the annual fee waiver as perpetual.
Cafés, bakeries and desserts
BEA Days 12% mobile-payment rebate at local bakeries
Conditions applyCashbackstudentmobile payment
——

Category or merchant does not match. • Audience: Student • Limit applies to: BEA Days mobile-payment rebate • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: mobile-payment • Eligible categories: 咖啡店／烘焙／甜品 • Applies to mobile payments at local bakeries. • Registration for BEA Days - mobile payment 12% rebate is required. • Unknown: The page links to more details for the BEA Days mobile-payment rebate; the linked terms are not in the allowed HTML. • Insurance premium transactions are not eligible for Bonus Points or Cash Rebate, except BEA FTLife Credit Card transactions for FTLife premium payments. • Transaction categories are determined by merchant codes issued by Mastercard Asia/Pacific.

  • Eligibility: Audience: student
  • Eligible spending: Applies to: 咖啡店／烘焙／甜品 · Type: category
  • Requirements: Pay with: mobile payment
  • Benefit limit: Applies to: BEA Days mobile payment rebate · Period: not stated · Type: not stated
  • Application or registration is required.
  • Applies to mobile payments at local bakeries.
  • Registration for BEA Days - mobile payment 12% rebate is required.
  • Unknown: The page links to more details for the BEA Days mobile-payment rebate; the linked terms are not in the allowed HTML.
  • Insurance premium transactions are not eligible for Bonus Points or Cash Rebate, except BEA FTLife Credit Card transactions for FTLife premium payments.
  • Transaction categories are determined by merchant codes issued by Mastercard Asia/Pacific.
Cafés, bakeries and desserts
BEA Days 12% mobile-payment rebate at cafes
Conditions applyCashbackstudentmobile payment
——

Category or merchant does not match. • Audience: Student • Limit applies to: BEA Days mobile-payment rebate • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: mobile-payment • Eligible categories: 咖啡店／烘焙／甜品 • Applies to mobile payments at cafes. • Registration for BEA Days - mobile payment 12% rebate is required. • Unknown: The page links to more details for the BEA Days mobile-payment rebate; the linked terms are not in the allowed HTML. • Insurance premium transactions are not eligible for Bonus Points or Cash Rebate, except BEA FTLife Credit Card transactions for FTLife premium payments. • Transaction categories are determined by merchant codes issued by Mastercard Asia/Pacific.

  • Eligibility: Audience: student
  • Eligible spending: Applies to: 咖啡店／烘焙／甜品 · Type: category
  • Requirements: Pay with: mobile payment
  • Benefit limit: Applies to: BEA Days mobile payment rebate · Period: not stated · Type: not stated
  • Application or registration is required.
  • Applies to mobile payments at cafes.
  • Registration for BEA Days - mobile payment 12% rebate is required.
  • Unknown: The page links to more details for the BEA Days mobile-payment rebate; the linked terms are not in the allowed HTML.
  • Insurance premium transactions are not eligible for Bonus Points or Cash Rebate, except BEA FTLife Credit Card transactions for FTLife premium payments.
  • Transaction categories are determined by merchant codes issued by Mastercard Asia/Pacific.
Local transport
BEA Days 12% mobile-payment rebate on local transport
Conditions applyCashbackstudentmobile payment
——

Category or merchant does not match. • Audience: Student • Limit applies to: BEA Days mobile-payment rebate • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: mobile-payment • Eligible categories: 本地交通 • Applies to mobile payments for local transport. • Registration for BEA Days - mobile payment 12% rebate is required. • Unknown: The page links to more details for the BEA Days mobile-payment rebate; the linked terms are not in the allowed HTML. • Insurance premium transactions are not eligible for Bonus Points or Cash Rebate, except BEA FTLife Credit Card transactions for FTLife premium payments. • Transaction categories are determined by merchant codes issued by Mastercard Asia/Pacific.

  • Eligibility: Audience: student
  • Eligible spending: Applies to: 本地交通 · Type: category
  • Requirements: Pay with: mobile payment
  • Benefit limit: Applies to: BEA Days mobile payment rebate · Period: not stated · Type: not stated
  • Application or registration is required.
  • Applies to mobile payments for local transport.
  • Registration for BEA Days - mobile payment 12% rebate is required.
  • Unknown: The page links to more details for the BEA Days mobile-payment rebate; the linked terms are not in the allowed HTML.
  • Insurance premium transactions are not eligible for Bonus Points or Cash Rebate, except BEA FTLife Credit Card transactions for FTLife premium payments.
  • Transaction categories are determined by merchant codes issued by Mastercard Asia/Pacific.
Department stores
Extra Bonus Points on department-store spending（優惠值未列明）
Pointsstudent
——

Category or merchant does not match. • Audience: Student • Limit applies to: department-store Bonus Points • Eligible categories: 百貨公司 • Insurance premium transactions are not eligible for Bonus Points or Cash Rebate, except BEA FTLife Credit Card transactions for FTLife premium payments. • Transaction categories are determined by merchant codes issued by Mastercard Asia/Pacific.

  • Eligibility: Audience: student
  • Eligible spending: Applies to: 百貨公司 · Type: category
  • Benefit limit: Applies to: department store Bonus Points · Period: not stated · Type: not stated
  • Insurance premium transactions are not eligible for Bonus Points or Cash Rebate, except BEA FTLife Credit Card transactions for FTLife premium payments.
  • Transaction categories are determined by merchant codes issued by Mastercard Asia/Pacific.
  • Department-store transactions qualify for extra Bonus Points.: 2021-04-24 – Not stated
Concerts and tickets
Priority booking for concerts（優惠值未列明）
Lifestylestudent
——

This benefit does not apply to a purchase. • Audience: Student • Limit applies to: offer benefit

  • Eligibility: Audience: student
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: offer benefit · Period: not stated · Type: not stated
Dining
Dining discounts at outstanding restaurants（優惠值未列明）
Discountstudent
——

Merchant eligibility cannot be established from the incomplete source list. • Audience: Student • Limit applies to: dining discounts • Eligible categories: 餐飲 • Participating restaurants, discount values, and detailed terms are not stated in the allowed HTML.

  • Eligibility: Audience: student
  • Eligible spending: Applies to: 餐飲 · Type: category
  • Benefit limit: Applies to: dining discounts · Period: not stated · Type: not stated
  • The complete list of eligible merchants is not available.
  • Participating restaurants, discount values, and detailed terms are not stated in the allowed HTML.
Shopping
Shopping discounts at shopping hotspots（優惠值未列明）
Discountstudent
——

Merchant eligibility cannot be established from the incomplete source list. • Audience: Student • Limit applies to: shopping discounts • Eligible categories: 購物 • Participating shops, discount values, and detailed terms are not stated in the allowed HTML.

  • Eligibility: Audience: student
  • Eligible spending: Applies to: 購物 · Type: category
  • Benefit limit: Applies to: shopping discounts · Period: not stated · Type: not stated
  • The complete list of eligible merchants is not available.
  • Participating shops, discount values, and detailed terms are not stated in the allowed HTML.
Online shopping
i-Titanium Card online shopping: 3.6% i-Dollar rebate
CashbackstudentMinimum spending: HK$2,000.00Cap: HK$300.00 · per month
——

Category or merchant does not match. • Audience: Student • Limit: 300 HKD · Per Month • Limit applies to: Combined i-Titanium Extra Reward (i-Dollar) across online-shopping and mobile-payment eligible transactions per Eligible Account • Eligibility: Phase Spend Min: 2000 • Eligible categories: 網上購物 • The Eligible Account must reach HK$2,000 of Basic Reward Eligible Transactions in the calendar month. • The offer applies to online retail spending only. Extra Reward transactions use transaction date. • The HK$300 monthly cap is shared with mobile-payment Extra Reward. • Supermarket, travel-agency and Government Department transactions, recurring transactions and autopay transactions are not eligible for Extra Reward. • Only retail transactions qualify. BEA determines eligibility by transaction type and merchant code. Cancelled, refunded, unposted or fraudulent transactions do not qualify; the account must remain valid. • Principal and supplementary cards share one Eligible Account. Extra Reward is credited to the principal account on the 16th of the next calendar month. Cash rebate is rounded down to the nearest Hong Kong dollar. • Applies to all online spending all year round. • The source states that the combined 4% consists of the 0.4% Basic Reward and 3.6% Extra Reward; do not add a separate 4% offer. • Unknown: The page links to BEA Credit Cards -- Privilege Services and Spending Reward for details; the linked terms are not in the allowed HTML. • Insurance premium transactions are not eligible for Bonus Points or Cash Rebate, except BEA FTLife Credit Card transactions for FTLife premium payments. • Transaction categories are determined by merchant codes issued by Mastercard Asia/Pacific.

  • Eligibility: Audience: student
  • Eligible spending: Applies to: 網上購物 · Type: category
  • Requirements: Period spend ≥: HK$2,000.00
  • Benefit limit: Amount: 300 · Applies to: Combined i Titanium Extra Reward (i Dollar) across online shopping and mobile payment eligible transactions per Eligible Account · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • The Eligible Account must reach HK$2,000 of Basic Reward Eligible Transactions in the calendar month.
  • The offer applies to online retail spending only. Extra Reward transactions use transaction date.
  • The HK$300 monthly cap is shared with mobile-payment Extra Reward.
  • Supermarket, travel-agency and Government Department transactions, recurring transactions and autopay transactions are not eligible for Extra Reward.
  • Only retail transactions qualify. BEA determines eligibility by transaction type and merchant code. Cancelled, refunded, unposted or fraudulent transactions do not qualify; the account must remain valid.
  • Principal and supplementary cards share one Eligible Account. Extra Reward is credited to the principal account on the 16th of the next calendar month. Cash rebate is rounded down to the nearest Hong Kong dollar.
  • Applies to all online spending all year round.
  • The source states that the combined 4% consists of the 0.4% Basic Reward and 3.6% Extra Reward; do not add a separate 4% offer.
  • Unknown: The page links to BEA Credit Cards -- Privilege Services and Spending Reward for details; the linked terms are not in the allowed HTML.
  • Insurance premium transactions are not eligible for Bonus Points or Cash Rebate, except BEA FTLife Credit Card transactions for FTLife premium payments.
  • Transaction categories are determined by merchant codes issued by Mastercard Asia/Pacific.
  • i-Titanium Extra Reward (i-Dollar): 2025-01-01 – 2026-12-31
Mobile payments
i-Titanium Card mobile payment: 3.6% i-Dollar rebate
Cashbackmobile paymentMinimum spending: HK$2,000.00Cap: HK$300.00 · per month
——

Category or merchant does not match. • Limit: 300 HKD · Per Month • Limit applies to: Combined i-Titanium Extra Reward (i-Dollar) across online-shopping and mobile-payment eligible transactions per Eligible Account • Eligibility: Payment Methods: mobile-payment; Phase Spend Min: 2000 • Eligible categories: 手機支付 • The Eligible Account must reach HK$2,000 of Basic Reward Eligible Transactions in the calendar month. • The offer applies to retail spending made by mobile payment. Apple Pay and Google Pay are examples, not an exhaustive list. Extra Reward transactions use transaction date. • The HK$300 monthly cap is shared with online-shopping Extra Reward. • Supermarket, travel-agency and Government Department transactions, recurring transactions and autopay transactions are not eligible for Extra Reward. • Only retail transactions qualify. BEA determines eligibility by transaction type and merchant code. Cancelled, refunded, unposted or fraudulent transactions do not qualify; the account must remain valid. • Principal and supplementary cards share one Eligible Account. Extra Reward is credited to the principal account on the 16th of the next calendar month. Cash rebate is rounded down to the nearest Hong Kong dollar.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 手機支付 · Type: category
  • Requirements: Pay with: mobile payment · Period spend ≥: HK$2,000.00
  • Benefit limit: Amount: 300 · Applies to: Combined i Titanium Extra Reward (i Dollar) across online shopping and mobile payment eligible transactions per Eligible Account · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • The Eligible Account must reach HK$2,000 of Basic Reward Eligible Transactions in the calendar month.
  • The offer applies to retail spending made by mobile payment. Apple Pay and Google Pay are examples, not an exhaustive list. Extra Reward transactions use transaction date.
  • The HK$300 monthly cap is shared with online-shopping Extra Reward.
  • Supermarket, travel-agency and Government Department transactions, recurring transactions and autopay transactions are not eligible for Extra Reward.
  • Only retail transactions qualify. BEA determines eligibility by transaction type and merchant code. Cancelled, refunded, unposted or fraudulent transactions do not qualify; the account must remain valid.
  • Principal and supplementary cards share one Eligible Account. Extra Reward is credited to the principal account on the 16th of the next calendar month. Cash rebate is rounded down to the nearest Hong Kong dollar.
  • i-Titanium Extra Reward (i-Dollar): 2025-01-01 – 2026-12-31
Other
i-Titanium Card interest-free period up to 56 days
Financing
——

This benefit does not apply to a purchase. • Limit applies to: not stated • No interest is charged when the full balance is paid by the due date each month. • The length of the interest-free period depends on when the purchase is made in the statement cycle.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: not stated · Period: not stated · Type: not stated
  • No interest is charged when the full balance is paid by the due date each month.
  • The length of the interest-free period depends on when the purchase is made in the statement cycle.
0202/HangHang Seng Enjoy Spending CardHang Seng Enjoy Spending Card · Generic credit card image10.5%HK$10.50
Hang Seng Enjoy Spending Card · Generic credit card image
02Hang

Hang Seng Enjoy Spending Card

Conditions applyPizza Hut

HK$10.5010.5%
Fast food
Pizza Hut：10%
HK$10.0010%
Discount
Other
積分獎賞：1 yuu Reward Points per HKD1
HK$0.500.5%
Conditions applyPoints

Related merchants

Pizza Hut
Calculation
Total savingHK$10.50
  • Pizza Hut：10%: HK$10.00
  • 積分獎賞：1 yuu Reward Points per HKD1: HK$0.50
Terms & conditions

Calculation assumptions

  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Source-stated 10% discount.
  • Merchants: pizza-hut
  • Eligible merchants: pizza-hut
  • Unless otherwise specified, the year-round offers are valid until 2026-12-31.
  • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
  • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
  • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
  • Dine-in only at all Pizza Hut stores; the listed 2025–2026 excluded dates and food categories apply.
  • Cash-equivalent calculation: 1 yuu Reward Points per HKD1 × (HKD1 ÷ 200 yuu Reward Points) = 0.5%. The source states the 200-point redemption ratio; no numeric cap is stated.
  • Application, registration or activation required. See conditions.
  • Applies to all eligible spending, subject to the conditions.
  • The customer must become a yuu Rewards Programme member and link the enJoy Card.
  • Eligible points are based on the net spending amount charged to the card; discounts are not included.
  • Cash advance, fees and charges, Cash Instalment Plan, Spending Instalment Plan, online bill payments, financial or non-financial institution transactions, stored-value-card or e-wallet purchases or reloads, and unposted, cancelled, reversed or refunded transactions do not earn points.
  • The merchant and programme terms may change the merchant list without prior notice.

Pizza Hut：10%

  • Eligibility: Audience: all
  • Eligible spending: Applies to: pizza hut · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Source stated 10% discount.
  • Unless otherwise specified, the year-round offers are valid until 2026-12-31.
  • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
  • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
  • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
  • Dine-in only at all Pizza Hut stores; the listed 2025–2026 excluded dates and food categories apply.
  • Year-round merchant offer: Now – 2026-12-31

積分獎賞：1 yuu Reward Points per HKD1

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Cash equivalent calculation: 1 yuu Reward Points per HKD1 × (HKD1 ÷ 200 yuu Reward Points) = 0.5%. The source states the 200 point redemption ratio; no numeric cap is stated.
  • Application or registration is required.
  • The customer must become a yuu Rewards Programme member and link the enJoy Card.
  • Eligible points are based on the net spending amount charged to the card; discounts are not included.
  • Cash advance, fees and charges, Cash Instalment Plan, Spending Instalment Plan, online bill payments, financial or non-financial institution transactions, stored-value-card or e-wallet purchases or reloads, and unposted, cancelled, reversed or refunded transactions do not earn points.
  • The merchant and programme terms may change the merchant list without prior notice.
Other offers
Dining
Pizza Hut等商戶：4 yuu Reward Points per HKD1
Conditions applyPoints
HK$2.002%

Alternative offer in the same group; only the best group offer is counted. • Cash-equivalent calculation: 4 yuu Reward Points per HKD1 × (HKD1 ÷ 200 yuu Reward Points) = 2%. The source states the 200-point redemption ratio; no numeric cap is stated. • Application, registration or activation required. See conditions. • Merchants: pizza-hut, phd, kfc, maxims-chinese-cuisine, cafe-landmark, muses, wildfire-pizzabar, simplylife-bakery-cafe, simplylife-foodplace, kikusan, andyou, andbtr, thai-basil, exp, port-spot, minh-kok, hong-kong-day, maxims-mx, canteen, deli-o, maxims-food2, maxims-cakes, arome-bakery, paper-stone-bakery, urban, maxims-on-site-bakery, homebake, starbucks, dondonya, uo-show • Eligible merchants: pizza-hut, phd, kfc, maxims-chinese-cuisine, cafe-landmark, muses, wildfire-pizzabar, simplylife-bakery-cafe, simplylife-foodplace, kikusan, andyou, andbtr, thai-basil, exp, port-spot, minh-kok, hong-kong-day, maxims-mx, canteen, deli-o, maxims-food2, maxims-cakes, arome-bakery, paper-stone-bakery, urban, maxims-on-site-bakery, homebake, starbucks, dondonya, uo-show • The customer must become a yuu Rewards Programme member and link the enJoy Card. • Eligible points are based on the net spending amount charged to the card; discounts are not included. • Cash advance, fees and charges, Cash Instalment Plan, Spending Instalment Plan, online bill payments, financial or non-financial institution transactions, stored-value-card or e-wallet purchases or reloads, and unposted, cancelled, reversed or refunded transactions do not earn points. • The merchant and programme terms may change the merchant list without prior notice.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: pizza hut / phd / kfc / maxims chinese cuisine / cafe landmark / muses / wildfire pizzabar / simplylife bakery cafe / simplylife foodplace / kikusan / andyou / andbtr / thai basil / exp / port spot / minh kok / hong kong day / maxims mx / canteen / deli o / maxims food2 / maxims cakes / arome bakery / paper stone bakery / urban / maxims on site bakery / homebake / starbucks / dondonya / uo show · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Cash equivalent calculation: 4 yuu Reward Points per HKD1 × (HKD1 ÷ 200 yuu Reward Points) = 2%. The source states the 200 point redemption ratio; no numeric cap is stated.
  • Application or registration is required.
  • The customer must become a yuu Rewards Programme member and link the enJoy Card.
  • Eligible points are based on the net spending amount charged to the card; discounts are not included.
  • Cash advance, fees and charges, Cash Instalment Plan, Spending Instalment Plan, online bill payments, financial or non-financial institution transactions, stored-value-card or e-wallet purchases or reloads, and unposted, cancelled, reversed or refunded transactions do not earn points.
  • The merchant and programme terms may change the merchant list without prior notice.
Other
積分獎賞：200 yuu Reward Points = HKD1 value
Conditions applyPoints
——

This benefit does not apply to a purchase. • Application, registration or activation required. See conditions. • The yuu programme terms state the basic redemption rate is 200 yuu Reward Points for HKD1 of purchase value. • Points can be redeemed through the yuu Mobile Application or by tapping the physical enJoy Card at a participating merchant contactless reader. • The card must be linked to the yuu Rewards Programme before earning or redeeming points.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • The yuu programme terms state the basic redemption rate is 200 yuu Reward Points for HKD1 of purchase value.
  • Points can be redeemed through the yuu Mobile Application or by tapping the physical enJoy Card at a participating merchant contactless reader.
  • The card must be linked to the yuu Rewards Programme before earning or redeeming points.
Other
卡片優惠：Automatic reload of the enJoy Spending Card account
Other
——

This benefit does not apply to a purchase. • The enJoy Spending Card is linked to a personal Hang Seng Hong Kong Dollar deposit account. • When the card balance is below the amount required for a transaction, the card is automatically reloaded to settle the payment. • The auto top-up amount is HKD300 or HKD500, depending on the application choice. • The daily and monthly auto top-up limits are HKD1,000 and HKD30,000. • The Spending Card account is non-interest bearing and the funds are not a protected deposit under the Hong Kong Deposit Protection Scheme. • Octopus Automatic Add-Value Service is not applicable to the Spending Card.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • The enJoy Spending Card is linked to a personal Hang Seng Hong Kong Dollar deposit account.
  • When the card balance is below the amount required for a transaction, the card is automatically reloaded to settle the payment.
  • The auto top-up amount is HKD300 or HKD500, depending on the application choice.
  • The daily and monthly auto top-up limits are HKD1,000 and HKD30,000.
  • The Spending Card account is non-interest bearing and the funds are not a protected deposit under the Hong Kong Deposit Protection Scheme.
  • Octopus Automatic Add-Value Service is not applicable to the Spending Card.
Other
卡片優惠：Non-interest-bearing enJoy Spending Card account
Other
——

This benefit does not apply to a purchase. • This property applies to Spending Card applicants. Funds maintained in the account are not protected deposits.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • This property applies to Spending Card applicants. Funds maintained in the account are not protected deposits.
Other
卡片優惠：Register and link the enJoy Card to the yuu Rewards Programme
Conditions applyLifestyle
——

This benefit does not apply to a purchase. • Application, registration or activation required. See conditions. • Registration is available through the yuu App or at a local 7-Eleven in Hong Kong. • Linking the card is required to earn and redeem yuu Reward Points. • The enJoy Card can be used as the yuu membership card after linking.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • Registration is available through the yuu App or at a local 7-Eleven in Hong Kong.
  • Linking the card is required to earn and redeem yuu Reward Points.
  • The enJoy Card can be used as the yuu membership card after linking.
Convenience stores
7 Eleven：5% off
Discount
——

Category or merchant does not match. • Source-stated 5% discount. • Merchants: 7-eleven • Eligible merchants: 7-eleven • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • Physical outlets are eligible. Online-shop and mobile-app transactions must be completed on the 8th or 18th between 00:00 and 23:59. • The offer excludes the listed products and services, including cigarettes, milk powder, vouchers, Octopus and e-wallet top-up, bill payment and delivery-related services.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 7 eleven · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Source stated 5% discount.
  • Unless otherwise specified, the year-round offers are valid until 2026-12-31.
  • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
  • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
  • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
  • Physical outlets are eligible. Online-shop and mobile-app transactions must be completed on the 8th or 18th between 00:00 and 23:59.
  • The offer excludes the listed products and services, including cigarettes, milk powder, vouchers, Octopus and e-wallet top-up, bill payment and delivery-related services.
  • Year-round merchant offer: Now – 2026-12-31
Home and furniture
Ikea：Free home delivery
LifestyleMinimum spending: HK$3,500.00
——

Category or merchant does not match. • The filtered source states the offer and its conditions but does not state a numeric discount rate. • Minimum spend: Period: per_transaction; Spend: 3500 • Merchants: ikea • Eligible merchants: ikea • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • A single sales order for IKEA home-furnishing products and accessories must meet HKD3,500 net product spending and include home delivery or assembly. • The offer excludes Discovery Bay, Lamma Island, Cheung Chau, Peng Chau and Macau, and is not applicable to IKEA online shopping.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: ikea · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$3,500.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The filtered source states the offer and its conditions but does not state a numeric discount rate.
  • Unless otherwise specified, the year-round offers are valid until 2026-12-31.
  • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
  • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
  • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
  • A single sales order for IKEA home-furnishing products and accessories must meet HKD3,500 net product spending and include home delivery or assembly.
  • The offer excludes Discovery Bay, Lamma Island, Cheung Chau, Peng Chau and Macau, and is not applicable to IKEA online shopping.
  • Year-round merchant offer: Now – 2026-12-31
Pharmacies and supplements
Mannings等商戶：6% off
Discount
——

Category or merchant does not match. • Source-stated 6% discount. • Merchants: mannings, mannings-plus, mannings-baby • Eligible merchants: mannings, mannings-plus, mannings-baby • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • Online purchases must be completed on Mannings.com.hk between 06:00 and 23:59 on the 1st or 20th of each month. • Mannings Discount Coupon cannot be used on enJoy Card Day. The offer excludes the listed vouchers, infant formula, prescriptions, net-price and non-discountable items, redemption products, Octopus reloading and shopping-bag charges.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: mannings / mannings plus / mannings baby · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Source stated 6% discount.
  • Unless otherwise specified, the year-round offers are valid until 2026-12-31.
  • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
  • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
  • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
  • Online purchases must be completed on Mannings.com.hk between 06:00 and 23:59 on the 1st or 20th of each month.
  • Mannings Discount Coupon cannot be used on enJoy Card Day. The offer excludes the listed vouchers, infant formula, prescriptions, net-price and non-discountable items, redemption products, Octopus reloading and shopping-bag charges.
  • Year-round merchant offer: Now – 2026-12-31
Pharmacies and supplements
Gnc：Year-round discount offer (rate not stated)（優惠值未列明）
Discount
——

Category or merchant does not match. • The filtered source states the offer and its conditions but does not state a numeric discount rate. • Merchants: gnc • Eligible merchants: gnc • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • The offer excludes One Day Special, Net Price, non-discountable and redemption items and shopping-bag charges.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: gnc · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The filtered source states the offer and its conditions but does not state a numeric discount rate.
  • Unless otherwise specified, the year-round offers are valid until 2026-12-31.
  • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
  • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
  • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
  • The offer excludes One Day Special, Net Price, non-discountable and redemption items and shopping-bag charges.
  • Year-round merchant offer: Now – 2026-12-31
Supermarkets
Wellcome等商戶：8% off
Discount
——

Category or merchant does not match. • Document: The offer excludes Octopus reload, shopping vouchers, Stage 1 infant formula, stamp-promotion redemption merchandise, pre-paid SIM and prepaid cards, plastic bags, delivery, packaging and handling charges. • Source-stated 8% discount. • Merchants: wellcome, market-place-by-jasons, market-place, 3hreesixty, olivers-the-delicatessen, market-place-by-jasons-app, yuu-app • Eligible merchants: wellcome, market-place-by-jasons, market-place, 3hreesixty, olivers-the-delicatessen, market-place-by-jasons-app, yuu-app • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • Minimum single net spending is HKD100 at physical stores, HKD600 at Wellcome/Market Place/yuu Online Shop, or HKD100 for eligible Click & Collect. • The offer excludes Octopus reload, shopping vouchers, Stage 1 infant formula, stamp-promotion redemption merchandise, pre-paid SIM and prepaid cards, plastic bags, delivery, packaging and handling charges.

  • Eligibility: Audience: all · Document: The offer excludes Octopus reload, shopping vouchers, Stage 1 infant formula, stamp promotion redemption merchandise, pre paid SIM and prepaid cards, plastic bags, delivery, packaging and handling charges.
  • Eligible spending: Applies to: wellcome / market place by jasons / market place / 3hreesixty / olivers the delicatessen / market place by jasons app / yuu app · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Source stated 8% discount.
  • Unless otherwise specified, the year-round offers are valid until 2026-12-31.
  • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
  • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
  • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
  • Minimum single net spending is HKD100 at physical stores, HKD600 at Wellcome/Market Place/yuu Online Shop, or HKD100 for eligible Click & Collect.
  • The offer excludes Octopus reload, shopping vouchers, Stage 1 infant formula, stamp-promotion redemption merchandise, pre-paid SIM and prepaid cards, plastic bags, delivery, packaging and handling charges.
  • Year-round merchant offer: Now – 2026-12-31
Fast food
Pizza Hut：HKD30 off
Conditions applyDiscountMinimum spending: HK$250.00
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • The filtered source states the offer and its conditions but does not state a numeric discount rate. • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 250 • Merchants: pizza-hut • Eligible merchants: pizza-hut • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • Available every Tuesday at all Pizza Hut stores in Hong Kong; dine-in only and 10% service charge applies to the original price. • The customer must explicitly request the offer at payment. It is not valid on the stated excluded dates or for takeaway, delivery, advanced orders, paid coupons and other excluded items.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: pizza hut · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$250.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The filtered source states the offer and its conditions but does not state a numeric discount rate.
  • Application or registration is required.
  • Unless otherwise specified, the year-round offers are valid until 2026-12-31.
  • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
  • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
  • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
  • Available every Tuesday at all Pizza Hut stores in Hong Kong; dine-in only and 10% service charge applies to the original price.
  • The customer must explicitly request the offer at payment. It is not valid on the stated excluded dates or for takeaway, delivery, advanced orders, paid coupons and other excluded items.
  • Year-round merchant offer: Now – 2026-12-31
Fast food
Pizza Hut：10%
Discount
HK$10.0010%

Not counted: this offer has the same calculation values as another offer. • Source-stated 10% discount. • Merchants: pizza-hut • Eligible merchants: pizza-hut • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • Takeaway only at all Pizza Hut stores; online ordering, delivery and the listed products and promotions are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: pizza hut · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Source stated 10% discount.
  • Unless otherwise specified, the year-round offers are valid until 2026-12-31.
  • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
  • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
  • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
  • Takeaway only at all Pizza Hut stores; online ordering, delivery and the listed products and promotions are excluded.
  • Year-round merchant offer: Now – 2026-12-31
Fast food
Kfc：Year-round discount offer (rate not stated)（優惠值未列明）
Discount
——

The offer is not available on the snapshot weekday or date. • The filtered source states the offer and its conditions but does not state a numeric discount rate. • Merchants: kfc • Eligible merchants: kfc • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • Valid from 2025-10-01 to 2026-12-31 on Mondays at Hong Kong KFC restaurants, excluding AsiaWorld-Expo. • Dine-in and takeaway only at cashiers or self-ordering kiosks; click-and-collect, delivery and delivery self-pick-up are excluded. The customer must state the intention before ordering.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: kfc · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The filtered source states the offer and its conditions but does not state a numeric discount rate.
  • Unless otherwise specified, the year-round offers are valid until 2026-12-31.
  • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
  • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
  • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
  • Valid from 2025-10-01 to 2026-12-31 on Mondays at Hong Kong KFC restaurants, excluding AsiaWorld-Expo.
  • Dine-in and takeaway only at cashiers or self-ordering kiosks; click-and-collect, delivery and delivery self-pick-up are excluded. The customer must state the intention before ordering.
  • Year-round merchant offer: 2025-10-01 – 2026-12-31
Local dining
Genki Sushi：HKD12 dining coupon per HKD130 spend
GiftMinimum spending: HK$130.00
——

The offer is not available on the snapshot weekday or date. • The filtered source states the offer and its conditions but does not state a numeric discount rate. • Minimum spend: Period: per_transaction; Spend: 130 • Merchants: genki-sushi • Eligible merchants: genki-sushi • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • One HKD12 coupon is given for dine-in spending of HKD130 or above; two coupons for HKD260 or above, and so on. • Coupons can be used for dine-in or walk-in takeaway spending of HKD130 or above, are not valid on Friday, Saturday, Sunday or public holidays, and require payment with enJoy Card. • The transaction cannot earn the Genki Points and HKD12 dining coupon at the same time; no bill splitting is allowed.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: genki sushi · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$130.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The filtered source states the offer and its conditions but does not state a numeric discount rate.
  • Unless otherwise specified, the year-round offers are valid until 2026-12-31.
  • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
  • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
  • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
  • One HKD12 coupon is given for dine-in spending of HKD130 or above; two coupons for HKD260 or above, and so on.
  • Coupons can be used for dine-in or walk-in takeaway spending of HKD130 or above, are not valid on Friday, Saturday, Sunday or public holidays, and require payment with enJoy Card.
  • The transaction cannot earn the Genki Points and HKD12 dining coupon at the same time; no bill splitting is allowed.
  • Year-round merchant offer: Now – 2026-12-31
Fine dining
Sen Ryo：Year-round discount offer (rate not stated)（優惠值未列明）
Discount
——

Category or merchant does not match. • The filtered source states the offer and its conditions but does not state a numeric discount rate. • Merchants: sen-ryo • Eligible merchants: sen-ryo • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • The offer is for Hong Kong outlets and is dine-in only unless the merchant section states otherwise; 10% service charge and the merchant's coupon and stacking rules apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: sen ryo · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The filtered source states the offer and its conditions but does not state a numeric discount rate.
  • Unless otherwise specified, the year-round offers are valid until 2026-12-31.
  • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
  • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
  • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
  • The offer is for Hong Kong outlets and is dine-in only unless the merchant section states otherwise; 10% service charge and the merchant's coupon and stacking rules apply.
  • Year-round merchant offer: Now – 2026-12-31
Fine dining
Obihiro Hageten：Year-round discount offer (rate not stated)（優惠值未列明）
Discount
——

Category or merchant does not match. • The filtered source states the offer and its conditions but does not state a numeric discount rate. • Merchants: obihiro-hageten • Eligible merchants: obihiro-hageten • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • The offer is for Hong Kong outlets and is dine-in only unless the merchant section states otherwise; 10% service charge and the merchant's coupon and stacking rules apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: obihiro hageten · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The filtered source states the offer and its conditions but does not state a numeric discount rate.
  • Unless otherwise specified, the year-round offers are valid until 2026-12-31.
  • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
  • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
  • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
  • The offer is for Hong Kong outlets and is dine-in only unless the merchant section states otherwise; 10% service charge and the merchant's coupon and stacking rules apply.
  • Year-round merchant offer: Now – 2026-12-31
Fine dining
Yakiniku Kagura：Year-round discount offer (rate not stated)（優惠值未列明）
Discount
——

Category or merchant does not match. • The filtered source states the offer and its conditions but does not state a numeric discount rate. • Merchants: yakiniku-kagura • Eligible merchants: yakiniku-kagura • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • The offer is for Hong Kong outlets and is dine-in only unless the merchant section states otherwise; 10% service charge and the merchant's coupon and stacking rules apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: yakiniku kagura · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The filtered source states the offer and its conditions but does not state a numeric discount rate.
  • Unless otherwise specified, the year-round offers are valid until 2026-12-31.
  • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
  • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
  • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
  • The offer is for Hong Kong outlets and is dine-in only unless the merchant section states otherwise; 10% service charge and the merchant's coupon and stacking rules apply.
  • Year-round merchant offer: Now – 2026-12-31
Fine dining
Uo Haru：Year-round discount offer (rate not stated)（優惠值未列明）
Discount
——

Category or merchant does not match. • The filtered source states the offer and its conditions but does not state a numeric discount rate. • Merchants: uo-haru • Eligible merchants: uo-haru • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • The offer is for Hong Kong outlets and is dine-in only unless the merchant section states otherwise; 10% service charge and the merchant's coupon and stacking rules apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: uo haru · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The filtered source states the offer and its conditions but does not state a numeric discount rate.
  • Unless otherwise specified, the year-round offers are valid until 2026-12-31.
  • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
  • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
  • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
  • The offer is for Hong Kong outlets and is dine-in only unless the merchant section states otherwise; 10% service charge and the merchant's coupon and stacking rules apply.
  • Year-round merchant offer: Now – 2026-12-31
Fine dining
Nakame No Teppen：Year-round discount offer (rate not stated)（優惠值未列明）
Discount
——

Category or merchant does not match. • The filtered source states the offer and its conditions but does not state a numeric discount rate. • Merchants: nakame-no-teppen • Eligible merchants: nakame-no-teppen • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • The offer is for Hong Kong outlets and is dine-in only unless the merchant section states otherwise; 10% service charge and the merchant's coupon and stacking rules apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: nakame no teppen · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The filtered source states the offer and its conditions but does not state a numeric discount rate.
  • Unless otherwise specified, the year-round offers are valid until 2026-12-31.
  • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
  • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
  • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
  • The offer is for Hong Kong outlets and is dine-in only unless the merchant section states otherwise; 10% service charge and the merchant's coupon and stacking rules apply.
  • Year-round merchant offer: Now – 2026-12-31
Fine dining
Gogyo：Year-round discount offer (rate not stated)（優惠值未列明）
Discount
——

Category or merchant does not match. • The filtered source states the offer and its conditions but does not state a numeric discount rate. • Merchants: gogyo • Eligible merchants: gogyo • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • The offer is for Hong Kong outlets and is dine-in only unless the merchant section states otherwise; 10% service charge and the merchant's coupon and stacking rules apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: gogyo · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The filtered source states the offer and its conditions but does not state a numeric discount rate.
  • Unless otherwise specified, the year-round offers are valid until 2026-12-31.
  • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
  • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
  • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
  • The offer is for Hong Kong outlets and is dine-in only unless the merchant section states otherwise; 10% service charge and the merchant's coupon and stacking rules apply.
  • Year-round merchant offer: Now – 2026-12-31
Fine dining
Yakiniku Like：HKD50 dining certificate per HKD300 spend
GiftMinimum spending: HK$300.00
——

Category or merchant does not match. • The filtered source states the offer and its conditions but does not state a numeric discount rate. • Minimum spend: Period: per_transaction; Spend: 300 • Merchants: yakiniku-like • Eligible merchants: yakiniku-like • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • One certificate is given for dine-in spending of HKD300 or above; two for HKD600 or above, and so on. • A certificate can be used on a later dine-in net spend of HKD350 or above, two on HKD700 or above; certificates are valid until 2027-01-31.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: yakiniku like · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$300.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The filtered source states the offer and its conditions but does not state a numeric discount rate.
  • Unless otherwise specified, the year-round offers are valid until 2026-12-31.
  • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
  • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
  • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
  • One certificate is given for dine-in spending of HKD300 or above; two for HKD600 or above, and so on.
  • A certificate can be used on a later dine-in net spend of HKD350 or above, two on HKD700 or above; certificates are valid until 2027-01-31.
  • Year-round merchant offer: Now – 2026-12-31
Fine dining
Le Ta Su：HKD50 dining certificate per HKD380 spend
GiftMinimum spending: HK$380.00
——

Category or merchant does not match. • The filtered source states the offer and its conditions but does not state a numeric discount rate. • Minimum spend: Period: per_transaction; Spend: 380 • Merchants: le-ta-su • Eligible merchants: le-ta-su • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • One certificate is given for dine-in spending of HKD380 or above; two for HKD760 or above, and so on. • A certificate can be used on later dine-in net spending of HKD400 or above, two on HKD800 or above; certificates are valid until 2027-01-31.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: le ta su · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$380.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The filtered source states the offer and its conditions but does not state a numeric discount rate.
  • Unless otherwise specified, the year-round offers are valid until 2026-12-31.
  • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
  • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
  • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
  • One certificate is given for dine-in spending of HKD380 or above; two for HKD760 or above, and so on.
  • A certificate can be used on later dine-in net spending of HKD400 or above, two on HKD800 or above; certificates are valid until 2027-01-31.
  • Year-round merchant offer: Now – 2026-12-31
Fast food
Dondonya：10% off
DiscountMinimum spending: HK$200.00
——

The source calendar restrictions cannot be confirmed for this date. • Source-stated 10% discount. • Minimum spend: Period: per_transaction; Spend: 200 • Merchants: dondonya • Eligible merchants: dondonya • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • Available Monday to Thursday except public holidays, at Hong Kong branches, for dine-in spending of HKD200 or above before the 10% service charge. • Full payment with enJoy Card is required and the offer cannot be combined with the listed coupons, menus or discounts.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: dondonya · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$200.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Source stated 10% discount.
  • Unless otherwise specified, the year-round offers are valid until 2026-12-31.
  • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
  • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
  • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
  • Available Monday to Thursday except public holidays, at Hong Kong branches, for dine-in spending of HKD200 or above before the 10% service charge.
  • Full payment with enJoy Card is required and the offer cannot be combined with the listed coupons, menus or discounts.
  • Year-round merchant offer: Now – 2026-12-31
Fast food
Ippudo：10% off
DiscountMinimum spending: HK$200.00
——

The source calendar restrictions cannot be confirmed for this date. • Source-stated 10% discount. • Minimum spend: Period: per_transaction; Spend: 200 • Merchants: ippudo • Eligible merchants: ippudo • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • Available Monday to Thursday except public holidays, at Hong Kong branches, for dine-in spending of HKD200 or above before the 10% service charge. • Full payment with enJoy Card is required and the offer cannot be combined with the listed coupons, menus or discounts.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: ippudo · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$200.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Source stated 10% discount.
  • Unless otherwise specified, the year-round offers are valid until 2026-12-31.
  • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
  • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
  • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
  • Available Monday to Thursday except public holidays, at Hong Kong branches, for dine-in spending of HKD200 or above before the 10% service charge.
  • Full payment with enJoy Card is required and the offer cannot be combined with the listed coupons, menus or discounts.
  • Year-round merchant offer: Now – 2026-12-31
Fast food
Butahage：10% off
DiscountMinimum spending: HK$200.00
——

The source calendar restrictions cannot be confirmed for this date. • Source-stated 10% discount. • Minimum spend: Period: per_transaction; Spend: 200 • Merchants: butahage • Eligible merchants: butahage • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • Available Monday to Thursday except public holidays, at Hong Kong branches, for dine-in spending of HKD200 or above before the 10% service charge. • Full payment with enJoy Card is required and the offer cannot be combined with the listed coupons, menus or discounts.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: butahage · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$200.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Source stated 10% discount.
  • Unless otherwise specified, the year-round offers are valid until 2026-12-31.
  • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
  • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
  • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
  • Available Monday to Thursday except public holidays, at Hong Kong branches, for dine-in spending of HKD200 or above before the 10% service charge.
  • Full payment with enJoy Card is required and the offer cannot be combined with the listed coupons, menus or discounts.
  • Year-round merchant offer: Now – 2026-12-31
Fast food
Metro Tonkotsu Base：10% off
DiscountMinimum spending: HK$200.00
——

The source calendar restrictions cannot be confirmed for this date. • Source-stated 10% discount. • Minimum spend: Period: per_transaction; Spend: 200 • Merchants: metro-tonkotsu-base • Eligible merchants: metro-tonkotsu-base • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • Available Monday to Thursday except public holidays, at Hong Kong branches, for dine-in spending of HKD200 or above before the 10% service charge. • Full payment with enJoy Card is required and the offer cannot be combined with the listed coupons, menus or discounts.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: metro tonkotsu base · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$200.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Source stated 10% discount.
  • Unless otherwise specified, the year-round offers are valid until 2026-12-31.
  • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
  • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
  • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
  • Available Monday to Thursday except public holidays, at Hong Kong branches, for dine-in spending of HKD200 or above before the 10% service charge.
  • Full payment with enJoy Card is required and the offer cannot be combined with the listed coupons, menus or discounts.
  • Year-round merchant offer: Now – 2026-12-31
Fast food
Uo Show：HKD10 off
DiscountMinimum spending: HK$90.00
——

The source calendar restrictions cannot be confirmed for this date. • The filtered source states the offer and its conditions but does not state a numeric discount rate. • Minimum spend: Period: per_transaction; Spend: 90 • Merchants: uo-show • Eligible merchants: uo-show • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • Available Monday to Thursday except public holidays for walk-in takeaway orders, excluding third-party takeaway platforms.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: uo show · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$90.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The filtered source states the offer and its conditions but does not state a numeric discount rate.
  • Unless otherwise specified, the year-round offers are valid until 2026-12-31.
  • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
  • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
  • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
  • Available Monday to Thursday except public holidays for walk-in takeaway orders, excluding third-party takeaway platforms.
  • Year-round merchant offer: Now – 2026-12-31
Fast food
Maxims Mx：Year-round discount offer (rate not stated)（優惠值未列明）
Discount
——

The source calendar restrictions cannot be confirmed for this date. • The filtered source states the offer and its conditions but does not state a numeric discount rate. • Merchants: maxims-mx • Eligible merchants: maxims-mx • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • Available Monday to Thursday except public holidays; the named offer requires full payment with a physical enJoy Card. • The offer excludes festive products, coupons, Octopus Rewards and other promotions listed in the merchant terms.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: maxims mx · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The filtered source states the offer and its conditions but does not state a numeric discount rate.
  • Unless otherwise specified, the year-round offers are valid until 2026-12-31.
  • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
  • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
  • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
  • Available Monday to Thursday except public holidays; the named offer requires full payment with a physical enJoy Card.
  • The offer excludes festive products, coupons, Octopus Rewards and other promotions listed in the merchant terms.
  • Year-round merchant offer: Now – 2026-12-31
Fast food
Maxims Food2：Year-round discount offer (rate not stated)（優惠值未列明）
Discount
——

The source calendar restrictions cannot be confirmed for this date. • The filtered source states the offer and its conditions but does not state a numeric discount rate. • Merchants: maxims-food2 • Eligible merchants: maxims-food2 • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • Available Monday to Thursday except public holidays; the named offer requires full payment with a physical enJoy Card. • The offer excludes festive products, coupons, Octopus Rewards and other promotions listed in the merchant terms.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: maxims food2 · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The filtered source states the offer and its conditions but does not state a numeric discount rate.
  • Unless otherwise specified, the year-round offers are valid until 2026-12-31.
  • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
  • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
  • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
  • Available Monday to Thursday except public holidays; the named offer requires full payment with a physical enJoy Card.
  • The offer excludes festive products, coupons, Octopus Rewards and other promotions listed in the merchant terms.
  • Year-round merchant offer: Now – 2026-12-31
Fast food
Canteen：Year-round discount offer (rate not stated)（優惠值未列明）
Discount
——

The source calendar restrictions cannot be confirmed for this date. • The filtered source states the offer and its conditions but does not state a numeric discount rate. • Merchants: canteen • Eligible merchants: canteen • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • Available Monday to Thursday except public holidays; the named offer requires full payment with a physical enJoy Card. • The offer excludes festive products, coupons, Octopus Rewards and other promotions listed in the merchant terms.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: canteen · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The filtered source states the offer and its conditions but does not state a numeric discount rate.
  • Unless otherwise specified, the year-round offers are valid until 2026-12-31.
  • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
  • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
  • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
  • Available Monday to Thursday except public holidays; the named offer requires full payment with a physical enJoy Card.
  • The offer excludes festive products, coupons, Octopus Rewards and other promotions listed in the merchant terms.
  • Year-round merchant offer: Now – 2026-12-31
Fast food
Deli O：Year-round discount offer (rate not stated)（優惠值未列明）
Discount
——

The source calendar restrictions cannot be confirmed for this date. • The filtered source states the offer and its conditions but does not state a numeric discount rate. • Merchants: deli-o • Eligible merchants: deli-o • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • Available Monday to Thursday except public holidays; the named offer requires full payment with a physical enJoy Card. • The offer excludes festive products, coupons, Octopus Rewards and other promotions listed in the merchant terms.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: deli o · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The filtered source states the offer and its conditions but does not state a numeric discount rate.
  • Unless otherwise specified, the year-round offers are valid until 2026-12-31.
  • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
  • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
  • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
  • Available Monday to Thursday except public holidays; the named offer requires full payment with a physical enJoy Card.
  • The offer excludes festive products, coupons, Octopus Rewards and other promotions listed in the merchant terms.
  • Year-round merchant offer: Now – 2026-12-31
Cafés, bakeries and desserts
Maxims Cakes等商戶：8% off
Discount
——

Category or merchant does not match. • Source-stated 8% discount. • Merchants: maxims-cakes, maxims-on-site-bakery • Eligible merchants: maxims-cakes, maxims-on-site-bakery • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • Valid from 2025-10-01 to 2026-12-31 for purchases or pre-orders above HKD128 at Hong Kong stores; online shop is excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: maxims cakes / maxims on site bakery · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Source stated 8% discount.
  • Unless otherwise specified, the year-round offers are valid until 2026-12-31.
  • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
  • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
  • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
  • Valid from 2025-10-01 to 2026-12-31 for purchases or pre-orders above HKD128 at Hong Kong stores; online shop is excluded.
  • Year-round merchant offer: 2025-10-01 – 2026-12-31
Cafés, bakeries and desserts
Urban：10% off
Discount
——

Category or merchant does not match. • Source-stated 10% discount. • Merchants: urban • Eligible merchants: urban • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • Valid from 2025-10-01 to 2026-12-31; dine-in has a 10% service charge on the original price.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: urban · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Source stated 10% discount.
  • Unless otherwise specified, the year-round offers are valid until 2026-12-31.
  • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
  • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
  • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
  • Valid from 2025-10-01 to 2026-12-31; dine-in has a 10% service charge on the original price.
  • Year-round merchant offer: 2025-10-01 – 2026-12-31
Cafés, bakeries and desserts
Paper Stone Bakery：10% off
Discount
——

Category or merchant does not match. • Source-stated 10% discount. • Merchants: paper-stone-bakery • Eligible merchants: paper-stone-bakery • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • Valid from 2025-10-01 to 2026-12-31 at Hong Kong stores; cakes are subject to stock availability.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: paper stone bakery · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Source stated 10% discount.
  • Unless otherwise specified, the year-round offers are valid until 2026-12-31.
  • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
  • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
  • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
  • Valid from 2025-10-01 to 2026-12-31 at Hong Kong stores; cakes are subject to stock availability.
  • Year-round merchant offer: 2025-10-01 – 2026-12-31
Cafés, bakeries and desserts
Homebake：10% off
Discount
——

Category or merchant does not match. • Source-stated 10% discount. • Merchants: homebake • Eligible merchants: homebake • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • Valid from 2025-10-01 to 2026-12-31 at Hong Kong stores; products are subject to stock availability.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: homebake · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Source stated 10% discount.
  • Unless otherwise specified, the year-round offers are valid until 2026-12-31.
  • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
  • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
  • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
  • Valid from 2025-10-01 to 2026-12-31 at Hong Kong stores; products are subject to stock availability.
  • Year-round merchant offer: 2025-10-01 – 2026-12-31
Cafés, bakeries and desserts
Arome Bakery：10%
DiscountMinimum spending: HK$239.00
——

Category or merchant does not match. • Source-stated 10% discount. • Minimum spend: Period: per_transaction; Spend: 239 • Merchants: arome-bakery • Eligible merchants: arome-bakery • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • Applicable in Arome Bakery stores and Hong Kong online ordering; the store price prevails and the offer cannot be combined with vouchers or other promotions.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: arome bakery · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$239.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Source stated 10% discount.
  • Unless otherwise specified, the year-round offers are valid until 2026-12-31.
  • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
  • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
  • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
  • Applicable in Arome Bakery stores and Hong Kong online ordering; the store price prevails and the offer cannot be combined with vouchers or other promotions.
  • Year-round merchant offer: Now – 2026-12-31
Cafés, bakeries and desserts
Arome Bakery：5%
Discount
——

Category or merchant does not match. • Source-stated 5% discount. • Eligibility: Transaction Spend Below: 239 • Merchants: arome-bakery • Eligible merchants: arome-bakery • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • Applicable in Arome Bakery stores and Hong Kong online ordering; the store price prevails and the offer cannot be combined with vouchers or other promotions.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: arome bakery · Type: merchant
  • Requirements: Transaction Spend Below Cents: HK$239.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Source stated 5% discount.
  • Unless otherwise specified, the year-round offers are valid until 2026-12-31.
  • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
  • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
  • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
  • Applicable in Arome Bakery stores and Hong Kong online ordering; the store price prevails and the offer cannot be combined with vouchers or other promotions.
  • Year-round merchant offer: Now – 2026-12-31
Fine dining
Cova：5% off
DiscountMinimum spending: HK$400.00
——

Category or merchant does not match. • Source-stated 5% discount. • Minimum spend: Period: per_transaction; Spend: 400 • Merchants: cova • Eligible merchants: cova • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • Dine-in only at COVA Ristorante & Caffe in Hong Kong; the named holiday, banquet and retail-shop exclusions apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: cova · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$400.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Source stated 5% discount.
  • Unless otherwise specified, the year-round offers are valid until 2026-12-31.
  • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
  • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
  • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
  • Dine-in only at COVA Ristorante & Caffe in Hong Kong; the named holiday, banquet and retail-shop exclusions apply.
  • Year-round merchant offer: Now – 2026-12-31
Cafés, bakeries and desserts
Simplylife Bakery Cafe：Year-round discount offer (rate not stated)（優惠值未列明）
Discount
——

Category or merchant does not match. • The filtered source states the offer and its conditions but does not state a numeric discount rate. • Merchants: simplylife-bakery-cafe • Eligible merchants: simplylife-bakery-cafe • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • The merchant-specific dining days, service-charge, table, holiday, delivery and stacking conditions stated in the source apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: simplylife bakery cafe · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The filtered source states the offer and its conditions but does not state a numeric discount rate.
  • Unless otherwise specified, the year-round offers are valid until 2026-12-31.
  • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
  • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
  • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
  • The merchant-specific dining days, service-charge, table, holiday, delivery and stacking conditions stated in the source apply.
  • Year-round merchant offer: Now – 2026-12-31
Cafés, bakeries and desserts
Simplylife Foodplace：Year-round discount offer (rate not stated)（優惠值未列明）
Discount
——

Category or merchant does not match. • The filtered source states the offer and its conditions but does not state a numeric discount rate. • Merchants: simplylife-foodplace • Eligible merchants: simplylife-foodplace • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • The merchant-specific dining days, service-charge, table, holiday, delivery and stacking conditions stated in the source apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: simplylife foodplace · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The filtered source states the offer and its conditions but does not state a numeric discount rate.
  • Unless otherwise specified, the year-round offers are valid until 2026-12-31.
  • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
  • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
  • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
  • The merchant-specific dining days, service-charge, table, holiday, delivery and stacking conditions stated in the source apply.
  • Year-round merchant offer: Now – 2026-12-31
Fine dining
Kikusan：Year-round discount offer (rate not stated)（優惠值未列明）
Discount
——

Category or merchant does not match. • The filtered source states the offer and its conditions but does not state a numeric discount rate. • Merchants: kikusan • Eligible merchants: kikusan • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • The merchant-specific dining days, service-charge, table, holiday, delivery and stacking conditions stated in the source apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: kikusan · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The filtered source states the offer and its conditions but does not state a numeric discount rate.
  • Unless otherwise specified, the year-round offers are valid until 2026-12-31.
  • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
  • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
  • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
  • The merchant-specific dining days, service-charge, table, holiday, delivery and stacking conditions stated in the source apply.
  • Year-round merchant offer: Now – 2026-12-31
Fine dining
Andyou Andbtr：Year-round discount offer (rate not stated)（優惠值未列明）
Discount
——

Category or merchant does not match. • The filtered source states the offer and its conditions but does not state a numeric discount rate. • Merchants: andyou-andbtr • Eligible merchants: andyou-andbtr • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • The merchant-specific dining days, service-charge, table, holiday, delivery and stacking conditions stated in the source apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: andyou andbtr · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The filtered source states the offer and its conditions but does not state a numeric discount rate.
  • Unless otherwise specified, the year-round offers are valid until 2026-12-31.
  • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
  • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
  • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
  • The merchant-specific dining days, service-charge, table, holiday, delivery and stacking conditions stated in the source apply.
  • Year-round merchant offer: Now – 2026-12-31
Fine dining
Thai Basil：Year-round discount offer (rate not stated)（優惠值未列明）
Discount
——

Category or merchant does not match. • The filtered source states the offer and its conditions but does not state a numeric discount rate. • Merchants: thai-basil • Eligible merchants: thai-basil • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • The merchant-specific dining days, service-charge, table, holiday, delivery and stacking conditions stated in the source apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: thai basil · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The filtered source states the offer and its conditions but does not state a numeric discount rate.
  • Unless otherwise specified, the year-round offers are valid until 2026-12-31.
  • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
  • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
  • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
  • The merchant-specific dining days, service-charge, table, holiday, delivery and stacking conditions stated in the source apply.
  • Year-round merchant offer: Now – 2026-12-31
Fine dining
Exp：Year-round discount offer (rate not stated)（優惠值未列明）
Discount
——

Category or merchant does not match. • The filtered source states the offer and its conditions but does not state a numeric discount rate. • Merchants: exp • Eligible merchants: exp • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • The merchant-specific dining days, service-charge, table, holiday, delivery and stacking conditions stated in the source apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: exp · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The filtered source states the offer and its conditions but does not state a numeric discount rate.
  • Unless otherwise specified, the year-round offers are valid until 2026-12-31.
  • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
  • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
  • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
  • The merchant-specific dining days, service-charge, table, holiday, delivery and stacking conditions stated in the source apply.
  • Year-round merchant offer: Now – 2026-12-31
Fine dining
Minh Kok：Year-round discount offer (rate not stated)（優惠值未列明）
Discount
——

Category or merchant does not match. • The filtered source states the offer and its conditions but does not state a numeric discount rate. • Merchants: minh-kok • Eligible merchants: minh-kok • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • The merchant-specific dining days, service-charge, table, holiday, delivery and stacking conditions stated in the source apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: minh kok · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The filtered source states the offer and its conditions but does not state a numeric discount rate.
  • Unless otherwise specified, the year-round offers are valid until 2026-12-31.
  • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
  • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
  • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
  • The merchant-specific dining days, service-charge, table, holiday, delivery and stacking conditions stated in the source apply.
  • Year-round merchant offer: Now – 2026-12-31
Fine dining
Chapter：Year-round discount offer (rate not stated)（優惠值未列明）
Discount
——

Category or merchant does not match. • The filtered source states the offer and its conditions but does not state a numeric discount rate. • Merchants: chapter • Eligible merchants: chapter • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • The merchant-specific dining days, service-charge, table, holiday, delivery and stacking conditions stated in the source apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: chapter · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The filtered source states the offer and its conditions but does not state a numeric discount rate.
  • Unless otherwise specified, the year-round offers are valid until 2026-12-31.
  • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
  • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
  • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
  • The merchant-specific dining days, service-charge, table, holiday, delivery and stacking conditions stated in the source apply.
  • Year-round merchant offer: Now – 2026-12-31
Fine dining
Muses：Year-round discount offer (rate not stated)（優惠值未列明）
Discount
——

Category or merchant does not match. • The filtered source states the offer and its conditions but does not state a numeric discount rate. • Merchants: muses • Eligible merchants: muses • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • The merchant-specific dining days, service-charge, table, holiday, delivery and stacking conditions stated in the source apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: muses · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The filtered source states the offer and its conditions but does not state a numeric discount rate.
  • Unless otherwise specified, the year-round offers are valid until 2026-12-31.
  • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
  • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
  • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
  • The merchant-specific dining days, service-charge, table, holiday, delivery and stacking conditions stated in the source apply.
  • Year-round merchant offer: Now – 2026-12-31
Fine dining
Wildfire Pizzabar：Year-round discount offer (rate not stated)（優惠值未列明）
Discount
——

Category or merchant does not match. • The filtered source states the offer and its conditions but does not state a numeric discount rate. • Merchants: wildfire-pizzabar • Eligible merchants: wildfire-pizzabar • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • The merchant-specific dining days, service-charge, table, holiday, delivery and stacking conditions stated in the source apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: wildfire pizzabar · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The filtered source states the offer and its conditions but does not state a numeric discount rate.
  • Unless otherwise specified, the year-round offers are valid until 2026-12-31.
  • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
  • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
  • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
  • The merchant-specific dining days, service-charge, table, holiday, delivery and stacking conditions stated in the source apply.
  • Year-round merchant offer: Now – 2026-12-31
Fine dining
Cheesecake Factory：Year-round discount offer (rate not stated)（優惠值未列明）
Discount
——

Category or merchant does not match. • The filtered source states the offer and its conditions but does not state a numeric discount rate. • Merchants: cheesecake-factory • Eligible merchants: cheesecake-factory • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • The merchant-specific dining days, service-charge, table, holiday, delivery and stacking conditions stated in the source apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: cheesecake factory · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The filtered source states the offer and its conditions but does not state a numeric discount rate.
  • Unless otherwise specified, the year-round offers are valid until 2026-12-31.
  • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
  • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
  • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
  • The merchant-specific dining days, service-charge, table, holiday, delivery and stacking conditions stated in the source apply.
  • Year-round merchant offer: Now – 2026-12-31
Fine dining
Shake Shack：Year-round discount offer (rate not stated)（優惠值未列明）
Discount
——

Category or merchant does not match. • The filtered source states the offer and its conditions but does not state a numeric discount rate. • Merchants: shake-shack • Eligible merchants: shake-shack • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • The merchant-specific dining days, service-charge, table, holiday, delivery and stacking conditions stated in the source apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: shake shack · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The filtered source states the offer and its conditions but does not state a numeric discount rate.
  • Unless otherwise specified, the year-round offers are valid until 2026-12-31.
  • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
  • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
  • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
  • The merchant-specific dining days, service-charge, table, holiday, delivery and stacking conditions stated in the source apply.
  • Year-round merchant offer: Now – 2026-12-31
Fine dining
Cafe Landmark：Year-round discount offer (rate not stated)（優惠值未列明）
Discount
——

Category or merchant does not match. • The filtered source states the offer and its conditions but does not state a numeric discount rate. • Merchants: cafe-landmark • Eligible merchants: cafe-landmark • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • The merchant-specific dining days, service-charge, table, holiday, delivery and stacking conditions stated in the source apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: cafe landmark · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The filtered source states the offer and its conditions but does not state a numeric discount rate.
  • Unless otherwise specified, the year-round offers are valid until 2026-12-31.
  • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
  • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
  • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
  • The merchant-specific dining days, service-charge, table, holiday, delivery and stacking conditions stated in the source apply.
  • Year-round merchant offer: Now – 2026-12-31
Fine dining
Lawrys The Prime Rib：Year-round discount offer (rate not stated)（優惠值未列明）
Discount
——

Category or merchant does not match. • The filtered source states the offer and its conditions but does not state a numeric discount rate. • Merchants: lawrys-the-prime-rib • Eligible merchants: lawrys-the-prime-rib • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • The merchant-specific dining days, service-charge, table, holiday, delivery and stacking conditions stated in the source apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: lawrys the prime rib · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The filtered source states the offer and its conditions but does not state a numeric discount rate.
  • Unless otherwise specified, the year-round offers are valid until 2026-12-31.
  • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
  • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
  • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
  • The merchant-specific dining days, service-charge, table, holiday, delivery and stacking conditions stated in the source apply.
  • Year-round merchant offer: Now – 2026-12-31
Fast food
Hong Kong Day：Year-round discount offer (rate not stated)（優惠值未列明）
DiscountMinimum spending: HK$200.00
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • The filtered source states the offer and its conditions but does not state a numeric discount rate. • Minimum spend: Period: per_transaction; Spend: 200 • Merchants: hong-kong-day • Eligible merchants: hong-kong-day • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • Applicable to dine-in and takeaway spending of HKD200 or above at Hong Kong Day stores, including Port Spot; the named voucher and third-party-platform exclusions apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: hong kong day · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$200.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The filtered source states the offer and its conditions but does not state a numeric discount rate.
  • Unless otherwise specified, the year-round offers are valid until 2026-12-31.
  • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
  • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
  • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
  • Applicable to dine-in and takeaway spending of HKD200 or above at Hong Kong Day stores, including Port Spot; the named voucher and third-party-platform exclusions apply.
  • Year-round merchant offer: Now – 2026-12-31
Cafés, bakeries and desserts
Starbucks：Free upgrade for one tall or larger handcrafted beverage
GiftMinimum spending: HK$300.00Cap: 1 items · per transaction
——

Category or merchant does not match. • The filtered source states the offer and its conditions but does not state a numeric discount rate. • Limit: 1 items · Per Transaction • Limit applies to: One handcrafted beverage upgrade • Minimum spend: Period: per_transaction; Spend: 300 • Merchants: starbucks • Eligible merchants: starbucks • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • Load HKD300 or above to a registered Starbucks Card at a Hong Kong Starbucks store and pay with enJoy Card. • One tall-sized or larger handcrafted beverage can receive the upgrade and it must be redeemed immediately in store; the named store exclusions apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: starbucks · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$300.00
  • Benefit limit: Amount: 1 · Applies to: One handcrafted beverage upgrade · Period: per transaction · Type: limited · Unit: items
  • Percentage note: The filtered source states the offer and its conditions but does not state a numeric discount rate.
  • Unless otherwise specified, the year-round offers are valid until 2026-12-31.
  • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
  • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
  • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
  • Load HKD300 or above to a registered Starbucks Card at a Hong Kong Starbucks store and pay with enJoy Card.
  • One tall-sized or larger handcrafted beverage can receive the upgrade and it must be redeemed immediately in store; the named store exclusions apply.
  • Year-round merchant offer: Now – 2026-12-31
Cafés, bakeries and desserts
Starbucks：Free tall-sized handcrafted beverage
Conditions applyGiftMinimum spending: HK$100.00Cap: 1 items · per transaction
——

Category or merchant does not match. • The filtered source states the offer and its conditions but does not state a numeric discount rate. • Limit: 1 items · Per Transaction • Limit applies to: One complimentary handcrafted beverage • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 100 • Merchants: starbucks • Eligible merchants: starbucks • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • Valid from 2025-10-01 to 2026-12-31. Spend HKD100 or more on handcrafted beverages or food on a Sunday at a designated Hong Kong Starbucks store. • The customer must complete yuu membership verification, link the yuu ID with Starbucks Rewards and pay with enJoy Card. The offer excludes the named stores, products and third-party ordering channels.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: starbucks · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$100.00
  • Benefit limit: Amount: 1 · Applies to: One complimentary handcrafted beverage · Period: per transaction · Type: limited · Unit: items
  • Percentage note: The filtered source states the offer and its conditions but does not state a numeric discount rate.
  • Application or registration is required.
  • Unless otherwise specified, the year-round offers are valid until 2026-12-31.
  • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
  • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
  • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
  • Valid from 2025-10-01 to 2026-12-31. Spend HKD100 or more on handcrafted beverages or food on a Sunday at a designated Hong Kong Starbucks store.
  • The customer must complete yuu membership verification, link the yuu ID with Starbucks Rewards and pay with enJoy Card. The offer excludes the named stores, products and third-party ordering channels.
  • Year-round merchant offer: 2025-10-01 – 2026-12-31
Fine dining
Maxims Chinese Cuisine：50%
Conditions applyDiscount
——

Category or merchant does not match. • Source-stated 50% discount. • Application, registration or activation required. See conditions. • Merchants: maxims-chinese-cuisine • Eligible merchants: maxims-chinese-cuisine • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • Valid from 2025-10-02 to 2026-12-31, subject to excluded dates, after-18:00 dinner dine-in, designated outlets and a 21-day redemption period. • The customer must claim the reward in the yuu App with a redemption QR code, use it once for up to two diners, and pay the remaining balance with enJoy Card. • Tea, snacks, drinks, add-ons, other charges and service charge are payable; the reward cannot be combined with the listed offers and coupons.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: maxims chinese cuisine · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Source stated 50% discount.
  • Application or registration is required.
  • Unless otherwise specified, the year-round offers are valid until 2026-12-31.
  • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
  • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
  • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
  • Valid from 2025-10-02 to 2026-12-31, subject to excluded dates, after-18:00 dinner dine-in, designated outlets and a 21-day redemption period.
  • The customer must claim the reward in the yuu App with a redemption QR code, use it once for up to two diners, and pay the remaining balance with enJoy Card.
  • Tea, snacks, drinks, add-ons, other charges and service charge are payable; the reward cannot be combined with the listed offers and coupons.
  • Year-round merchant offer: 2025-10-02 – 2026-12-31
Fine dining
Maxims Chinese Cuisine：40%
Conditions applyDiscount
——

The offer is not available on the snapshot weekday or date. • Source-stated 40% discount. • Application, registration or activation required. See conditions. • Merchants: maxims-chinese-cuisine • Eligible merchants: maxims-chinese-cuisine • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • Valid on Thursdays after 18:00 from 2025-10-02 to 2026-12-17, subject to the listed excluded dates and designated outlets. • The table must have 2 diners; full payment with enJoy Card and a yuu ID is required. The offer excludes beverages, service charge, set menus and the listed coupons and promotions. • The same transaction also states 20 yuu Reward Points per HKD1, made up of 1x base point, 3x Maxim's bonus points and 16x offer bonus points.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: maxims chinese cuisine · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Source stated 40% discount.
  • Application or registration is required.
  • Unless otherwise specified, the year-round offers are valid until 2026-12-31.
  • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
  • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
  • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
  • Valid on Thursdays after 18:00 from 2025-10-02 to 2026-12-17, subject to the listed excluded dates and designated outlets.
  • The table must have 2 diners; full payment with enJoy Card and a yuu ID is required. The offer excludes beverages, service charge, set menus and the listed coupons and promotions.
  • The same transaction also states 20 yuu Reward Points per HKD1, made up of 1x base point, 3x Maxim's bonus points and 16x offer bonus points.
  • Year-round merchant offer: 2025-10-02 – 2026-12-31
Fine dining
Maxims Chinese Cuisine：23%
Conditions applyDiscount
——

The offer is not available on the snapshot weekday or date. • Source-stated 23% discount. • Application, registration or activation required. See conditions. • Merchants: maxims-chinese-cuisine • Eligible merchants: maxims-chinese-cuisine • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • Valid on Thursdays after 18:00 from 2025-10-02 to 2026-12-17, subject to the listed excluded dates and designated outlets. • The table must have 3 diners; full payment with enJoy Card and a yuu ID is required. The offer excludes beverages, service charge, set menus and the listed coupons and promotions. • The same transaction also states 20 yuu Reward Points per HKD1, made up of 1x base point, 3x Maxim's bonus points and 16x offer bonus points.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: maxims chinese cuisine · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Source stated 23% discount.
  • Application or registration is required.
  • Unless otherwise specified, the year-round offers are valid until 2026-12-31.
  • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
  • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
  • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
  • Valid on Thursdays after 18:00 from 2025-10-02 to 2026-12-17, subject to the listed excluded dates and designated outlets.
  • The table must have 3 diners; full payment with enJoy Card and a yuu ID is required. The offer excludes beverages, service charge, set menus and the listed coupons and promotions.
  • The same transaction also states 20 yuu Reward Points per HKD1, made up of 1x base point, 3x Maxim's bonus points and 16x offer bonus points.
  • Year-round merchant offer: 2025-10-02 – 2026-12-31
Fine dining
Maxims Chinese Cuisine：15%
Conditions applyDiscount
——

The offer is not available on the snapshot weekday or date. • Source-stated 15% discount. • Application, registration or activation required. See conditions. • Merchants: maxims-chinese-cuisine • Eligible merchants: maxims-chinese-cuisine • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • Valid on Thursdays after 18:00 from 2025-10-02 to 2026-12-17, subject to the listed excluded dates and designated outlets. • The table must have 4-12 diners; full payment with enJoy Card and a yuu ID is required. The offer excludes beverages, service charge, set menus and the listed coupons and promotions. • The same transaction also states 20 yuu Reward Points per HKD1, made up of 1x base point, 3x Maxim's bonus points and 16x offer bonus points.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: maxims chinese cuisine · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Source stated 15% discount.
  • Application or registration is required.
  • Unless otherwise specified, the year-round offers are valid until 2026-12-31.
  • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
  • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
  • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
  • Valid on Thursdays after 18:00 from 2025-10-02 to 2026-12-17, subject to the listed excluded dates and designated outlets.
  • The table must have 4-12 diners; full payment with enJoy Card and a yuu ID is required. The offer excludes beverages, service charge, set menus and the listed coupons and promotions.
  • The same transaction also states 20 yuu Reward Points per HKD1, made up of 1x base point, 3x Maxim's bonus points and 16x offer bonus points.
  • Year-round merchant offer: 2025-10-02 – 2026-12-31
Fine dining
Maxims Chinese Cuisine：50%
Conditions applyDiscount
——

The offer is not available on the snapshot weekday or date. • Source-stated 50% discount. • Application, registration or activation required. See conditions. • Merchants: maxims-chinese-cuisine • Eligible merchants: maxims-chinese-cuisine • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • Valid after 18:00 on Friday, Saturday and Sunday from 2025-10-03 to 2026-12-31, subject to the listed excluded dates and designated outlets. • One table per cardholder with 2-4 diners; dine-in dinner only. The customer must present a yuu ID and settle the full transaction with enJoy Card. • The menu is limited and subject to stock; service charge and specified additional items are payable.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: maxims chinese cuisine · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Source stated 50% discount.
  • Application or registration is required.
  • Unless otherwise specified, the year-round offers are valid until 2026-12-31.
  • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
  • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
  • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
  • Valid after 18:00 on Friday, Saturday and Sunday from 2025-10-03 to 2026-12-31, subject to the listed excluded dates and designated outlets.
  • One table per cardholder with 2-4 diners; dine-in dinner only. The customer must present a yuu ID and settle the full transaction with enJoy Card.
  • The menu is limited and subject to stock; service charge and specified additional items are payable.
  • Year-round merchant offer: 2025-10-03 – 2026-12-31
Convenience stores
7 Eleven：3 yuu Reward Points per HKD1
Conditions applyPoints
——

Category or merchant does not match. • Cash-equivalent calculation: 3 yuu Reward Points per HKD1 × (HKD1 ÷ 200 yuu Reward Points) = 1.5%. The source states the 200-point redemption ratio; no numeric cap is stated. • Application, registration or activation required. See conditions. • Merchants: 7-eleven • Eligible merchants: 7-eleven • The customer must become a yuu Rewards Programme member and link the enJoy Card. • Eligible points are based on the net spending amount charged to the card; discounts are not included. • Cash advance, fees and charges, Cash Instalment Plan, Spending Instalment Plan, online bill payments, financial or non-financial institution transactions, stored-value-card or e-wallet purchases or reloads, and unposted, cancelled, reversed or refunded transactions do not earn points. • The merchant and programme terms may change the merchant list without prior notice.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 7 eleven · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Cash equivalent calculation: 3 yuu Reward Points per HKD1 × (HKD1 ÷ 200 yuu Reward Points) = 1.5%. The source states the 200 point redemption ratio; no numeric cap is stated.
  • Application or registration is required.
  • The customer must become a yuu Rewards Programme member and link the enJoy Card.
  • Eligible points are based on the net spending amount charged to the card; discounts are not included.
  • Cash advance, fees and charges, Cash Instalment Plan, Spending Instalment Plan, online bill payments, financial or non-financial institution transactions, stored-value-card or e-wallet purchases or reloads, and unposted, cancelled, reversed or refunded transactions do not earn points.
  • The merchant and programme terms may change the merchant list without prior notice.
Home and furniture
Ikea：3 yuu Reward Points per HKD1
Conditions applyPoints
——

Category or merchant does not match. • Cash-equivalent calculation: 3 yuu Reward Points per HKD1 × (HKD1 ÷ 200 yuu Reward Points) = 1.5%. The source states the 200-point redemption ratio; no numeric cap is stated. • Application, registration or activation required. See conditions. • Merchants: ikea • Eligible merchants: ikea • The customer must become a yuu Rewards Programme member and link the enJoy Card. • Eligible points are based on the net spending amount charged to the card; discounts are not included. • Cash advance, fees and charges, Cash Instalment Plan, Spending Instalment Plan, online bill payments, financial or non-financial institution transactions, stored-value-card or e-wallet purchases or reloads, and unposted, cancelled, reversed or refunded transactions do not earn points. • The merchant and programme terms may change the merchant list without prior notice.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: ikea · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Cash equivalent calculation: 3 yuu Reward Points per HKD1 × (HKD1 ÷ 200 yuu Reward Points) = 1.5%. The source states the 200 point redemption ratio; no numeric cap is stated.
  • Application or registration is required.
  • The customer must become a yuu Rewards Programme member and link the enJoy Card.
  • Eligible points are based on the net spending amount charged to the card; discounts are not included.
  • Cash advance, fees and charges, Cash Instalment Plan, Spending Instalment Plan, online bill payments, financial or non-financial institution transactions, stored-value-card or e-wallet purchases or reloads, and unposted, cancelled, reversed or refunded transactions do not earn points.
  • The merchant and programme terms may change the merchant list without prior notice.
Pharmacies and supplements
Mannings等商戶：3 yuu Reward Points per HKD1
Conditions applyPoints
——

Category or merchant does not match. • Cash-equivalent calculation: 3 yuu Reward Points per HKD1 × (HKD1 ÷ 200 yuu Reward Points) = 1.5%. The source states the 200-point redemption ratio; no numeric cap is stated. • Application, registration or activation required. See conditions. • Merchants: mannings, gnc • Eligible merchants: mannings, gnc • The customer must become a yuu Rewards Programme member and link the enJoy Card. • Eligible points are based on the net spending amount charged to the card; discounts are not included. • Cash advance, fees and charges, Cash Instalment Plan, Spending Instalment Plan, online bill payments, financial or non-financial institution transactions, stored-value-card or e-wallet purchases or reloads, and unposted, cancelled, reversed or refunded transactions do not earn points. • The merchant and programme terms may change the merchant list without prior notice.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: mannings / gnc · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Cash equivalent calculation: 3 yuu Reward Points per HKD1 × (HKD1 ÷ 200 yuu Reward Points) = 1.5%. The source states the 200 point redemption ratio; no numeric cap is stated.
  • Application or registration is required.
  • The customer must become a yuu Rewards Programme member and link the enJoy Card.
  • Eligible points are based on the net spending amount charged to the card; discounts are not included.
  • Cash advance, fees and charges, Cash Instalment Plan, Spending Instalment Plan, online bill payments, financial or non-financial institution transactions, stored-value-card or e-wallet purchases or reloads, and unposted, cancelled, reversed or refunded transactions do not earn points.
  • The merchant and programme terms may change the merchant list without prior notice.
Supermarkets
Wellcome等商戶：3 yuu Reward Points per HKD1
Conditions applyPoints
——

Category or merchant does not match. • Cash-equivalent calculation: 3 yuu Reward Points per HKD1 × (HKD1 ÷ 200 yuu Reward Points) = 1.5%. The source states the 200-point redemption ratio; no numeric cap is stated. • Application, registration or activation required. See conditions. • Merchants: wellcome, market-place-by-jasons, market-place, 3hreesixty, olivers-the-delicatessen, market-place-by-jasons-app, yuu-app • Eligible merchants: wellcome, market-place-by-jasons, market-place, 3hreesixty, olivers-the-delicatessen, market-place-by-jasons-app, yuu-app • The customer must become a yuu Rewards Programme member and link the enJoy Card. • Eligible points are based on the net spending amount charged to the card; discounts are not included. • Cash advance, fees and charges, Cash Instalment Plan, Spending Instalment Plan, online bill payments, financial or non-financial institution transactions, stored-value-card or e-wallet purchases or reloads, and unposted, cancelled, reversed or refunded transactions do not earn points. • The merchant and programme terms may change the merchant list without prior notice.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: wellcome / market place by jasons / market place / 3hreesixty / olivers the delicatessen / market place by jasons app / yuu app · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Cash equivalent calculation: 3 yuu Reward Points per HKD1 × (HKD1 ÷ 200 yuu Reward Points) = 1.5%. The source states the 200 point redemption ratio; no numeric cap is stated.
  • Application or registration is required.
  • The customer must become a yuu Rewards Programme member and link the enJoy Card.
  • Eligible points are based on the net spending amount charged to the card; discounts are not included.
  • Cash advance, fees and charges, Cash Instalment Plan, Spending Instalment Plan, online bill payments, financial or non-financial institution transactions, stored-value-card or e-wallet purchases or reloads, and unposted, cancelled, reversed or refunded transactions do not earn points.
  • The merchant and programme terms may change the merchant list without prior notice.
Fuel and EV charging
Shell Hong Kong：2 yuu Reward Points per HKD1
Conditions applyPoints
——

Category or merchant does not match. • Cash-equivalent calculation: 2 yuu Reward Points per HKD1 × (HKD1 ÷ 200 yuu Reward Points) = 1%. The source states the 200-point redemption ratio; no numeric cap is stated. • Application, registration or activation required. See conditions. • Merchants: shell-hong-kong • Eligible merchants: shell-hong-kong • The customer must become a yuu Rewards Programme member and link the enJoy Card. • Eligible points are based on the net spending amount charged to the card; discounts are not included. • Cash advance, fees and charges, Cash Instalment Plan, Spending Instalment Plan, online bill payments, financial or non-financial institution transactions, stored-value-card or e-wallet purchases or reloads, and unposted, cancelled, reversed or refunded transactions do not earn points. • The merchant and programme terms may change the merchant list without prior notice.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: shell hong kong · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Cash equivalent calculation: 2 yuu Reward Points per HKD1 × (HKD1 ÷ 200 yuu Reward Points) = 1%. The source states the 200 point redemption ratio; no numeric cap is stated.
  • Application or registration is required.
  • The customer must become a yuu Rewards Programme member and link the enJoy Card.
  • Eligible points are based on the net spending amount charged to the card; discounts are not included.
  • Cash advance, fees and charges, Cash Instalment Plan, Spending Instalment Plan, online bill payments, financial or non-financial institution transactions, stored-value-card or e-wallet purchases or reloads, and unposted, cancelled, reversed or refunded transactions do not earn points.
  • The merchant and programme terms may change the merchant list without prior notice.
Dining
Other Designated Maxims Group：2 yuu Reward Points per HKD1
Conditions applyPoints
——

Merchant eligibility cannot be established from the incomplete source list. • Cash-equivalent calculation: 2 yuu Reward Points per HKD1 × (HKD1 ÷ 200 yuu Reward Points) = 1%. The source states the 200-point redemption ratio; no numeric cap is stated. • Application, registration or activation required. See conditions. • Merchants: other-designated-maxims-group • Eligible merchants: other-designated-maxims-group • The customer must become a yuu Rewards Programme member and link the enJoy Card. • Eligible points are based on the net spending amount charged to the card; discounts are not included. • Cash advance, fees and charges, Cash Instalment Plan, Spending Instalment Plan, online bill payments, financial or non-financial institution transactions, stored-value-card or e-wallet purchases or reloads, and unposted, cancelled, reversed or refunded transactions do not earn points. • The merchant and programme terms may change the merchant list without prior notice. • This tier applies to other designated Maxim's Group brands and outlets not listed in the higher-rate named-merchant tier; the local source does not provide a complete list.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: other designated maxims group · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Cash equivalent calculation: 2 yuu Reward Points per HKD1 × (HKD1 ÷ 200 yuu Reward Points) = 1%. The source states the 200 point redemption ratio; no numeric cap is stated.
  • Application or registration is required.
  • The complete list of eligible merchants is not available.
  • The customer must become a yuu Rewards Programme member and link the enJoy Card.
  • Eligible points are based on the net spending amount charged to the card; discounts are not included.
  • Cash advance, fees and charges, Cash Instalment Plan, Spending Instalment Plan, online bill payments, financial or non-financial institution transactions, stored-value-card or e-wallet purchases or reloads, and unposted, cancelled, reversed or refunded transactions do not earn points.
  • The merchant and programme terms may change the merchant list without prior notice.
  • This tier applies to other designated Maxim's Group brands and outlets not listed in the higher-rate named-merchant tier; the local source does not provide a complete list.
Fine dining
Maxims Chinese Cuisine：20 yuu Reward Points per HKD1
Conditions applyPoints
——

Category or merchant does not match. • Cash-equivalent calculation: 20 yuu Reward Points per HKD1 × (HKD1 ÷ 200 yuu Reward Points) = 10%. The source states the 200-point redemption ratio; no numeric cap is stated. • Application, registration or activation required. See conditions. • Merchants: maxims-chinese-cuisine • Eligible merchants: maxims-chinese-cuisine • The customer must become a yuu Rewards Programme member and link the enJoy Card. • Eligible points are based on the net spending amount charged to the card; discounts are not included. • Cash advance, fees and charges, Cash Instalment Plan, Spending Instalment Plan, online bill payments, financial or non-financial institution transactions, stored-value-card or e-wallet purchases or reloads, and unposted, cancelled, reversed or refunded transactions do not earn points. • The merchant and programme terms may change the merchant list without prior notice. • This special tier is available only under the Thursday à la carte offer and is not an additional general reward.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: maxims chinese cuisine · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Cash equivalent calculation: 20 yuu Reward Points per HKD1 × (HKD1 ÷ 200 yuu Reward Points) = 10%. The source states the 200 point redemption ratio; no numeric cap is stated.
  • Application or registration is required.
  • The customer must become a yuu Rewards Programme member and link the enJoy Card.
  • Eligible points are based on the net spending amount charged to the card; discounts are not included.
  • Cash advance, fees and charges, Cash Instalment Plan, Spending Instalment Plan, online bill payments, financial or non-financial institution transactions, stored-value-card or e-wallet purchases or reloads, and unposted, cancelled, reversed or refunded transactions do not earn points.
  • The merchant and programme terms may change the merchant list without prior notice.
  • This special tier is available only under the Thursday à la carte offer and is not an additional general reward.
  • yuu Reward Points earning rule: 2025-10-02 – 2026-12-17
0303/HangHang Seng Enjoy Visa Platinum CardHang Seng Enjoy Visa Platinum Card10.5%HK$10.50
Hang Seng Enjoy Visa Platinum Card
03Hang

Hang Seng Enjoy Visa Platinum Card

Conditions applyPizza Hut

HK$10.5010.5%
Fast food
Pizza Hut：10%
HK$10.0010%
Conditions applyDiscount
Other
積分獎賞：1 yuu Reward Point per HKD1
HK$0.500.5%
Conditions applyPoints

Related merchants

Pizza Hut
Calculation
Total savingHK$10.50
  • Pizza Hut：10%: HK$10.00
  • 積分獎賞：1 yuu Reward Point per HKD1: HK$0.50
Terms & conditions

Calculation assumptions

  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • The source states a 10% dine-in à la carte discount.
  • Application, registration or activation required. See conditions.
  • Merchants: pizza-hut
  • Eligible merchants: pizza-hut
  • Unless otherwise specified, the year-round offer is valid until 31 December 2026.
  • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
  • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
  • The offer applies Monday to Sunday at all Pizza Hut stores subject to the source-stated excluded dates. Use must be specified when ordering; value deals, party food, paid coupon purchases and listed discounts are excluded.
  • Cash-equivalent calculation: 1 yuu Reward Points per HKD1 × HKD1 value per 200 yuu Reward Points = 0.5% cash equivalent. Redemption is subject to the source-stated yuu terms.
  • Applies to all eligible spending, subject to the conditions.
  • The customer must join the yuu Reward Points Programme and link the enJoy Card through the yuu mobile application or a designated programme merchant.
  • Points awarded by Hang Seng are based on the net amount finally charged to the card; discounts do not count in the reward calculation.
  • Cash advances, fees and charges, Cash Instalment Plan and Spending Instalment Plan transactions, online bill payments, many financial or non-financial institution transactions, stored-value-card or e-wallet purchases or reloads, and unposted, cancelled, reversed or refunded transactions do not earn yuu points.
  • This is the source's other-merchant tier for eligible local and overseas spending outside the named higher-earning tiers.

Pizza Hut：10%

  • Eligibility: Audience: all
  • Eligible spending: Applies to: pizza hut · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states a 10% dine in à la carte discount.
  • Application or registration is required.
  • Unless otherwise specified, the year-round offer is valid until 31 December 2026.
  • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
  • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
  • The offer applies Monday to Sunday at all Pizza Hut stores subject to the source-stated excluded dates. Use must be specified when ordering; value deals, party food, paid coupon purchases and listed discounts are excluded.
  • Year-round merchant offer: Now – 2026-12-31

積分獎賞：1 yuu Reward Point per HKD1

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Cash equivalent calculation: 1 yuu Reward Points per HKD1 × HKD1 value per 200 yuu Reward Points = 0.5% cash equivalent. Redemption is subject to the source stated yuu terms.
  • Application or registration is required.
  • The customer must join the yuu Reward Points Programme and link the enJoy Card through the yuu mobile application or a designated programme merchant.
  • Points awarded by Hang Seng are based on the net amount finally charged to the card; discounts do not count in the reward calculation.
  • Cash advances, fees and charges, Cash Instalment Plan and Spending Instalment Plan transactions, online bill payments, many financial or non-financial institution transactions, stored-value-card or e-wallet purchases or reloads, and unposted, cancelled, reversed or refunded transactions do not earn yuu points.
  • This is the source's other-merchant tier for eligible local and overseas spending outside the named higher-earning tiers.
Other offers
Dining
Pizza Hut等商戶：4 yuu Reward Points per HKD1
Conditions applyPoints
HK$2.002%

Alternative offer in the same group; only the best group offer is counted. • Cash-equivalent calculation: 4 yuu Reward Points per HKD1 × HKD1 value per 200 yuu Reward Points = 2% cash equivalent. Redemption is subject to the source-stated yuu terms. • Application, registration or activation required. See conditions. • Merchants: pizza-hut, phd, kfc, maxims-chinese-cuisine, cafe-landmark, muses, wildfire-pizzabar, simplylife-bakery-cafe, simplylife-foodplace, kikusan, andyou, andbtr, thai-basil, exp, port-spot, minh-kok, hong-kong-day, maxims-mx, canteen, deli-o, maxims-food2, maxims-cakes, arome-bakery, paper-stone-bakery, urban, maxims-on-site-bakery, homebake, starbucks, dondonya, uo-show • Eligible merchants: pizza-hut, phd, kfc, maxims-chinese-cuisine, cafe-landmark, muses, wildfire-pizzabar, simplylife-bakery-cafe, simplylife-foodplace, kikusan, andyou, andbtr, thai-basil, exp, port-spot, minh-kok, hong-kong-day, maxims-mx, canteen, deli-o, maxims-food2, maxims-cakes, arome-bakery, paper-stone-bakery, urban, maxims-on-site-bakery, homebake, starbucks, dondonya, uo-show • The customer must join the yuu Reward Points Programme and link the enJoy Card through the yuu mobile application or a designated programme merchant. • Points awarded by Hang Seng are based on the net amount finally charged to the card; discounts do not count in the reward calculation. • Cash advances, fees and charges, Cash Instalment Plan and Spending Instalment Plan transactions, online bill payments, many financial or non-financial institution transactions, stored-value-card or e-wallet purchases or reloads, and unposted, cancelled, reversed or refunded transactions do not earn yuu points. • This tier applies to Pizza Hut, PHD, KFC, the named Maxim's food brands, Starbucks, DONDONYA and Uo-Show in Hong Kong. The 4 points comprise 2 points for the enJoy Card and 2 points awarded by merchants.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: pizza hut / phd / kfc / maxims chinese cuisine / cafe landmark / muses / wildfire pizzabar / simplylife bakery cafe / simplylife foodplace / kikusan / andyou / andbtr / thai basil / exp / port spot / minh kok / hong kong day / maxims mx / canteen / deli o / maxims food2 / maxims cakes / arome bakery / paper stone bakery / urban / maxims on site bakery / homebake / starbucks / dondonya / uo show · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Cash equivalent calculation: 4 yuu Reward Points per HKD1 × HKD1 value per 200 yuu Reward Points = 2% cash equivalent. Redemption is subject to the source stated yuu terms.
  • Application or registration is required.
  • The customer must join the yuu Reward Points Programme and link the enJoy Card through the yuu mobile application or a designated programme merchant.
  • Points awarded by Hang Seng are based on the net amount finally charged to the card; discounts do not count in the reward calculation.
  • Cash advances, fees and charges, Cash Instalment Plan and Spending Instalment Plan transactions, online bill payments, many financial or non-financial institution transactions, stored-value-card or e-wallet purchases or reloads, and unposted, cancelled, reversed or refunded transactions do not earn yuu points.
  • This tier applies to Pizza Hut, PHD, KFC, the named Maxim's food brands, Starbucks, DONDONYA and Uo-Show in Hong Kong. The 4 points comprise 2 points for the enJoy Card and 2 points awarded by merchants.
Other
積分獎賞：140,000 yuu Reward Points (worth HKD700)
Conditions applyPointsMinimum spending: HK$5,000.00Cap: 140,000 points · promotion total
——

This benefit does not apply to a purchase. • Customer: New customer • Limit: 140000 points · Promotion Total • Limit applies to: New Credit Card Customer welcome reward • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 5000 • The principal enJoy Visa Platinum Card must be applied for and approved during the source-stated promotion period through 31 December 2026. • A customer who currently holds or held an enJoy Visa Platinum Card or enJoy Spending Card during the 12 months before application is not eligible. • The customer must link the card to yuu and accumulate at least HKD5,000 of eligible net retail spending within 60 days from card issuance. • The new-customer tier requires no principal Hang Seng credit or affinity card in the prior 12 months. The existing-customer tier covers another Hang Seng credit or affinity principal card, excluding the enJoy Visa Platinum Card and Spending Card. • Shared-limit supplementary-card spending is combined. Each customer can receive the welcome offer once. The account must remain valid, in good standing and linked to yuu when the points are credited. • Eligible spending excludes discounts and redeemed points, unposted interest-free instalments, cash advances and fees, annual or service fees, finance and late charges, taxes, online bill payments, instalment plans, Octopus automatic add value, stored-value-card or e-wallet purchases or reloads, financial-institution products, balance transfers, casino chips, and unposted, unauthorised, cancelled, refunded or fraudulent transactions. • If the account is cancelled within 13 months after opening after receipt of the reward, an equivalent handling fee applies.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: not applicable
  • Requirements: Period spend ≥: HK$5,000.00
  • Benefit limit: Amount: 140000 · Applies to: New Credit Card Customer welcome reward · Period: promotion total · Type: limited · Unit: points
  • Application or registration is required.
  • The principal enJoy Visa Platinum Card must be applied for and approved during the source-stated promotion period through 31 December 2026.
  • A customer who currently holds or held an enJoy Visa Platinum Card or enJoy Spending Card during the 12 months before application is not eligible.
  • The customer must link the card to yuu and accumulate at least HKD5,000 of eligible net retail spending within 60 days from card issuance.
  • The new-customer tier requires no principal Hang Seng credit or affinity card in the prior 12 months. The existing-customer tier covers another Hang Seng credit or affinity principal card, excluding the enJoy Visa Platinum Card and Spending Card.
  • Shared-limit supplementary-card spending is combined. Each customer can receive the welcome offer once. The account must remain valid, in good standing and linked to yuu when the points are credited.
  • Eligible spending excludes discounts and redeemed points, unposted interest-free instalments, cash advances and fees, annual or service fees, finance and late charges, taxes, online bill payments, instalment plans, Octopus automatic add value, stored-value-card or e-wallet purchases or reloads, financial-institution products, balance transfers, casino chips, and unposted, unauthorised, cancelled, refunded or fraudulent transactions.
  • If the account is cancelled within 13 months after opening after receipt of the reward, an equivalent handling fee applies.
  • Welcome Offer promotion period: Now – 2026-12-31
Other
積分獎賞：60,000 yuu Reward Points (worth HKD300)
Conditions applyPointsMinimum spending: HK$5,000.00Cap: 60,000 points · promotion total
——

This benefit does not apply to a purchase. • Customer: New customer • Limit: 60000 points · Promotion Total • Limit applies to: Existing Credit Card Customer welcome reward • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 5000 • The principal enJoy Visa Platinum Card must be applied for and approved during the source-stated promotion period through 31 December 2026. • A customer who currently holds or held an enJoy Visa Platinum Card or enJoy Spending Card during the 12 months before application is not eligible. • The customer must link the card to yuu and accumulate at least HKD5,000 of eligible net retail spending within 60 days from card issuance. • The new-customer tier requires no principal Hang Seng credit or affinity card in the prior 12 months. The existing-customer tier covers another Hang Seng credit or affinity principal card, excluding the enJoy Visa Platinum Card and Spending Card. • Shared-limit supplementary-card spending is combined. Each customer can receive the welcome offer once. The account must remain valid, in good standing and linked to yuu when the points are credited. • Eligible spending excludes discounts and redeemed points, unposted interest-free instalments, cash advances and fees, annual or service fees, finance and late charges, taxes, online bill payments, instalment plans, Octopus automatic add value, stored-value-card or e-wallet purchases or reloads, financial-institution products, balance transfers, casino chips, and unposted, unauthorised, cancelled, refunded or fraudulent transactions. • If the account is cancelled within 13 months after opening after receipt of the reward, an equivalent handling fee applies.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: not applicable
  • Requirements: Period spend ≥: HK$5,000.00
  • Benefit limit: Amount: 60000 · Applies to: Existing Credit Card Customer welcome reward · Period: promotion total · Type: limited · Unit: points
  • Application or registration is required.
  • The principal enJoy Visa Platinum Card must be applied for and approved during the source-stated promotion period through 31 December 2026.
  • A customer who currently holds or held an enJoy Visa Platinum Card or enJoy Spending Card during the 12 months before application is not eligible.
  • The customer must link the card to yuu and accumulate at least HKD5,000 of eligible net retail spending within 60 days from card issuance.
  • The new-customer tier requires no principal Hang Seng credit or affinity card in the prior 12 months. The existing-customer tier covers another Hang Seng credit or affinity principal card, excluding the enJoy Visa Platinum Card and Spending Card.
  • Shared-limit supplementary-card spending is combined. Each customer can receive the welcome offer once. The account must remain valid, in good standing and linked to yuu when the points are credited.
  • Eligible spending excludes discounts and redeemed points, unposted interest-free instalments, cash advances and fees, annual or service fees, finance and late charges, taxes, online bill payments, instalment plans, Octopus automatic add value, stored-value-card or e-wallet purchases or reloads, financial-institution products, balance transfers, casino chips, and unposted, unauthorised, cancelled, refunded or fraudulent transactions.
  • If the account is cancelled within 13 months after opening after receipt of the reward, an equivalent handling fee applies.
  • Welcome Offer promotion period: Now – 2026-12-31
Other
積分獎賞：200 yuu Reward Points = HKD1 value
Conditions applyPoints
——

This benefit does not apply to a purchase. • Application, registration or activation required. See conditions. • The source-stated basic redemption rate is 200 yuu Reward Points for HKD1 of purchase value. • Points can be redeemed through the yuu mobile application or by tapping the physical enJoy Card at a participating merchant contactless reader. • The card must be linked to the yuu Rewards Programme before earning or redeeming points.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • The source-stated basic redemption rate is 200 yuu Reward Points for HKD1 of purchase value.
  • Points can be redeemed through the yuu mobile application or by tapping the physical enJoy Card at a participating merchant contactless reader.
  • The card must be linked to the yuu Rewards Programme before earning or redeeming points.
Other
卡片優惠：Register and link the enJoy Card to the yuu Rewards Programme
Conditions applyLifestyle
——

This benefit does not apply to a purchase. • Application, registration or activation required. See conditions. • Registration is available through the yuu mobile application or at a designated 7-Eleven store in Hong Kong. Linking supports earning and redemption.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • Registration is available through the yuu mobile application or at a designated 7-Eleven store in Hong Kong. Linking supports earning and redemption.
Other
分期優惠：Up to 56 days interest-free period
Financing
——

This benefit does not apply to a purchase. • The KFS states an interest-free period of up to 56 days when the monthly balance is paid in full by the due date; otherwise interest applies.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • The KFS states an interest-free period of up to 56 days when the monthly balance is paid in full by the due date; otherwise interest applies.
Convenience stores
7 Eleven：3 yuu Reward Points per HKD1
Conditions applyPoints
——

Category or merchant does not match. • Cash-equivalent calculation: 3 yuu Reward Points per HKD1 × HKD1 value per 200 yuu Reward Points = 1.5% cash equivalent. Redemption is subject to the source-stated yuu terms. • Application, registration or activation required. See conditions. • Merchants: 7-eleven • Eligible merchants: 7-eleven • The customer must join the yuu Reward Points Programme and link the enJoy Card through the yuu mobile application or a designated programme merchant. • Points awarded by Hang Seng are based on the net amount finally charged to the card; discounts do not count in the reward calculation. • Cash advances, fees and charges, Cash Instalment Plan and Spending Instalment Plan transactions, online bill payments, many financial or non-financial institution transactions, stored-value-card or e-wallet purchases or reloads, and unposted, cancelled, reversed or refunded transactions do not earn yuu points. • The 3 points comprise 2 points for the enJoy Card and 1 point awarded by the merchant.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 7 eleven · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Cash equivalent calculation: 3 yuu Reward Points per HKD1 × HKD1 value per 200 yuu Reward Points = 1.5% cash equivalent. Redemption is subject to the source stated yuu terms.
  • Application or registration is required.
  • The customer must join the yuu Reward Points Programme and link the enJoy Card through the yuu mobile application or a designated programme merchant.
  • Points awarded by Hang Seng are based on the net amount finally charged to the card; discounts do not count in the reward calculation.
  • Cash advances, fees and charges, Cash Instalment Plan and Spending Instalment Plan transactions, online bill payments, many financial or non-financial institution transactions, stored-value-card or e-wallet purchases or reloads, and unposted, cancelled, reversed or refunded transactions do not earn yuu points.
  • The 3 points comprise 2 points for the enJoy Card and 1 point awarded by the merchant.
Home and furniture
Ikea：3 yuu Reward Points per HKD1
Conditions applyPoints
——

Category or merchant does not match. • Cash-equivalent calculation: 3 yuu Reward Points per HKD1 × HKD1 value per 200 yuu Reward Points = 1.5% cash equivalent. Redemption is subject to the source-stated yuu terms. • Application, registration or activation required. See conditions. • Merchants: ikea • Eligible merchants: ikea • The customer must join the yuu Reward Points Programme and link the enJoy Card through the yuu mobile application or a designated programme merchant. • Points awarded by Hang Seng are based on the net amount finally charged to the card; discounts do not count in the reward calculation. • Cash advances, fees and charges, Cash Instalment Plan and Spending Instalment Plan transactions, online bill payments, many financial or non-financial institution transactions, stored-value-card or e-wallet purchases or reloads, and unposted, cancelled, reversed or refunded transactions do not earn yuu points. • The source defines the 3-point tier for IKEA spending, subject to the yuu membership and eligible transaction rules.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: ikea · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Cash equivalent calculation: 3 yuu Reward Points per HKD1 × HKD1 value per 200 yuu Reward Points = 1.5% cash equivalent. Redemption is subject to the source stated yuu terms.
  • Application or registration is required.
  • The customer must join the yuu Reward Points Programme and link the enJoy Card through the yuu mobile application or a designated programme merchant.
  • Points awarded by Hang Seng are based on the net amount finally charged to the card; discounts do not count in the reward calculation.
  • Cash advances, fees and charges, Cash Instalment Plan and Spending Instalment Plan transactions, online bill payments, many financial or non-financial institution transactions, stored-value-card or e-wallet purchases or reloads, and unposted, cancelled, reversed or refunded transactions do not earn yuu points.
  • The source defines the 3-point tier for IKEA spending, subject to the yuu membership and eligible transaction rules.
Pharmacies and supplements
Mannings等商戶：3 yuu Reward Points per HKD1
Conditions applyPoints
——

Category or merchant does not match. • Cash-equivalent calculation: 3 yuu Reward Points per HKD1 × HKD1 value per 200 yuu Reward Points = 1.5% cash equivalent. Redemption is subject to the source-stated yuu terms. • Application, registration or activation required. See conditions. • Merchants: mannings, gnc • Eligible merchants: mannings, gnc • The customer must join the yuu Reward Points Programme and link the enJoy Card through the yuu mobile application or a designated programme merchant. • Points awarded by Hang Seng are based on the net amount finally charged to the card; discounts do not count in the reward calculation. • Cash advances, fees and charges, Cash Instalment Plan and Spending Instalment Plan transactions, online bill payments, many financial or non-financial institution transactions, stored-value-card or e-wallet purchases or reloads, and unposted, cancelled, reversed or refunded transactions do not earn yuu points. • The source defines the 3-point tier for Mannings and GNC spending; the merchant awards 1 of the 3 points where the yuu terms specify merchant scanning or membership identification.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: mannings / gnc · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Cash equivalent calculation: 3 yuu Reward Points per HKD1 × HKD1 value per 200 yuu Reward Points = 1.5% cash equivalent. Redemption is subject to the source stated yuu terms.
  • Application or registration is required.
  • The customer must join the yuu Reward Points Programme and link the enJoy Card through the yuu mobile application or a designated programme merchant.
  • Points awarded by Hang Seng are based on the net amount finally charged to the card; discounts do not count in the reward calculation.
  • Cash advances, fees and charges, Cash Instalment Plan and Spending Instalment Plan transactions, online bill payments, many financial or non-financial institution transactions, stored-value-card or e-wallet purchases or reloads, and unposted, cancelled, reversed or refunded transactions do not earn yuu points.
  • The source defines the 3-point tier for Mannings and GNC spending; the merchant awards 1 of the 3 points where the yuu terms specify merchant scanning or membership identification.
Supermarkets
Wellcome等商戶：3 yuu Reward Points per HKD1
Conditions applyPoints
——

Category or merchant does not match. • Cash-equivalent calculation: 3 yuu Reward Points per HKD1 × HKD1 value per 200 yuu Reward Points = 1.5% cash equivalent. Redemption is subject to the source-stated yuu terms. • Application, registration or activation required. See conditions. • Merchants: wellcome, market-place-by-jasons, market-place, 3hreesixty, olivers-the-delicatessen, market-place-by-jasons-app, yuu-app • Eligible merchants: wellcome, market-place-by-jasons, market-place, 3hreesixty, olivers-the-delicatessen, market-place-by-jasons-app, yuu-app • The customer must join the yuu Reward Points Programme and link the enJoy Card through the yuu mobile application or a designated programme merchant. • Points awarded by Hang Seng are based on the net amount finally charged to the card; discounts do not count in the reward calculation. • Cash advances, fees and charges, Cash Instalment Plan and Spending Instalment Plan transactions, online bill payments, many financial or non-financial institution transactions, stored-value-card or e-wallet purchases or reloads, and unposted, cancelled, reversed or refunded transactions do not earn yuu points. • The source defines the 3-point tier for Wellcome, Market Place, 3hreesixty, Oliver's The Delicatessen and the named apps and online shops.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: wellcome / market place by jasons / market place / 3hreesixty / olivers the delicatessen / market place by jasons app / yuu app · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Cash equivalent calculation: 3 yuu Reward Points per HKD1 × HKD1 value per 200 yuu Reward Points = 1.5% cash equivalent. Redemption is subject to the source stated yuu terms.
  • Application or registration is required.
  • The customer must join the yuu Reward Points Programme and link the enJoy Card through the yuu mobile application or a designated programme merchant.
  • Points awarded by Hang Seng are based on the net amount finally charged to the card; discounts do not count in the reward calculation.
  • Cash advances, fees and charges, Cash Instalment Plan and Spending Instalment Plan transactions, online bill payments, many financial or non-financial institution transactions, stored-value-card or e-wallet purchases or reloads, and unposted, cancelled, reversed or refunded transactions do not earn yuu points.
  • The source defines the 3-point tier for Wellcome, Market Place, 3hreesixty, Oliver's The Delicatessen and the named apps and online shops.
Fuel and EV charging
Shell Hong Kong：2 yuu Reward Points per HKD1
Conditions applyPoints
——

Category or merchant does not match. • Cash-equivalent calculation: 2 yuu Reward Points per HKD1 × HKD1 value per 200 yuu Reward Points = 1% cash equivalent. Redemption is subject to the source-stated yuu terms. • Application, registration or activation required. See conditions. • Merchants: shell-hong-kong • Eligible merchants: shell-hong-kong • The customer must join the yuu Reward Points Programme and link the enJoy Card through the yuu mobile application or a designated programme merchant. • Points awarded by Hang Seng are based on the net amount finally charged to the card; discounts do not count in the reward calculation. • Cash advances, fees and charges, Cash Instalment Plan and Spending Instalment Plan transactions, online bill payments, many financial or non-financial institution transactions, stored-value-card or e-wallet purchases or reloads, and unposted, cancelled, reversed or refunded transactions do not earn yuu points. • The source defines the 2-point tier for Shell Hong Kong; 1 point is awarded for paying with the enJoy Card and 1 by the merchant.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: shell hong kong · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Cash equivalent calculation: 2 yuu Reward Points per HKD1 × HKD1 value per 200 yuu Reward Points = 1% cash equivalent. Redemption is subject to the source stated yuu terms.
  • Application or registration is required.
  • The customer must join the yuu Reward Points Programme and link the enJoy Card through the yuu mobile application or a designated programme merchant.
  • Points awarded by Hang Seng are based on the net amount finally charged to the card; discounts do not count in the reward calculation.
  • Cash advances, fees and charges, Cash Instalment Plan and Spending Instalment Plan transactions, online bill payments, many financial or non-financial institution transactions, stored-value-card or e-wallet purchases or reloads, and unposted, cancelled, reversed or refunded transactions do not earn yuu points.
  • The source defines the 2-point tier for Shell Hong Kong; 1 point is awarded for paying with the enJoy Card and 1 by the merchant.
Dining
Other Designated Maxims Group：2 yuu Reward Points per HKD1
Conditions applyPoints
——

Merchant eligibility cannot be established from the incomplete source list. • Cash-equivalent calculation: 2 yuu Reward Points per HKD1 × HKD1 value per 200 yuu Reward Points = 1% cash equivalent. Redemption is subject to the source-stated yuu terms. • Application, registration or activation required. See conditions. • Eligible merchants: other-designated-maxims-group • The customer must join the yuu Reward Points Programme and link the enJoy Card through the yuu mobile application or a designated programme merchant. • Points awarded by Hang Seng are based on the net amount finally charged to the card; discounts do not count in the reward calculation. • Cash advances, fees and charges, Cash Instalment Plan and Spending Instalment Plan transactions, online bill payments, many financial or non-financial institution transactions, stored-value-card or e-wallet purchases or reloads, and unposted, cancelled, reversed or refunded transactions do not earn yuu points. • This tier is limited to other designated Maxim's Group brands, outlets and Hong Kong online spending. The local source does not provide a complete recognizable merchant list for this group.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: other designated maxims group · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Cash equivalent calculation: 2 yuu Reward Points per HKD1 × HKD1 value per 200 yuu Reward Points = 1% cash equivalent. Redemption is subject to the source stated yuu terms.
  • Application or registration is required.
  • The complete list of eligible merchants is not available.
  • The customer must join the yuu Reward Points Programme and link the enJoy Card through the yuu mobile application or a designated programme merchant.
  • Points awarded by Hang Seng are based on the net amount finally charged to the card; discounts do not count in the reward calculation.
  • Cash advances, fees and charges, Cash Instalment Plan and Spending Instalment Plan transactions, online bill payments, many financial or non-financial institution transactions, stored-value-card or e-wallet purchases or reloads, and unposted, cancelled, reversed or refunded transactions do not earn yuu points.
  • This tier is limited to other designated Maxim's Group brands, outlets and Hong Kong online spending. The local source does not provide a complete recognizable merchant list for this group.
Fine dining
Maxims Chinese Cuisine：20 yuu Reward Points per HKD1
Conditions applyPoints
——

Category or merchant does not match. • Cash-equivalent calculation: 20 yuu Reward Points per HKD1 × HKD1 value per 200 yuu Reward Points = 10% cash equivalent. Redemption is subject to the source-stated yuu terms. • Application, registration or activation required. See conditions. • Merchants: maxims-chinese-cuisine • Eligible merchants: maxims-chinese-cuisine • The customer must join the yuu Reward Points Programme and link the enJoy Card through the yuu mobile application or a designated programme merchant. • Points awarded by Hang Seng are based on the net amount finally charged to the card; discounts do not count in the reward calculation. • Cash advances, fees and charges, Cash Instalment Plan and Spending Instalment Plan transactions, online bill payments, many financial or non-financial institution transactions, stored-value-card or e-wallet purchases or reloads, and unposted, cancelled, reversed or refunded transactions do not earn yuu points. • The Thursday tier applies after 6:00 pm at the named Maxim's Chinese Cuisine outlets. The 20-point total is 1× base, 3× Maxim's Group bonus and 16× offer bonus; it is one alternative representation and must not be added to the general yuu tier for the same transaction. • A yuu ID and full one-payment enJoy Card settlement are required. The offer is for dine-in à la carte food and has the source-stated diner, date, menu, service-charge and no-combination restrictions.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: maxims chinese cuisine · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Cash equivalent calculation: 20 yuu Reward Points per HKD1 × HKD1 value per 200 yuu Reward Points = 10% cash equivalent. Redemption is subject to the source stated yuu terms.
  • Application or registration is required.
  • The customer must join the yuu Reward Points Programme and link the enJoy Card through the yuu mobile application or a designated programme merchant.
  • Points awarded by Hang Seng are based on the net amount finally charged to the card; discounts do not count in the reward calculation.
  • Cash advances, fees and charges, Cash Instalment Plan and Spending Instalment Plan transactions, online bill payments, many financial or non-financial institution transactions, stored-value-card or e-wallet purchases or reloads, and unposted, cancelled, reversed or refunded transactions do not earn yuu points.
  • The Thursday tier applies after 6:00 pm at the named Maxim's Chinese Cuisine outlets. The 20-point total is 1× base, 3× Maxim's Group bonus and 16× offer bonus; it is one alternative representation and must not be added to the general yuu tier for the same transaction.
  • A yuu ID and full one-payment enJoy Card settlement are required. The offer is for dine-in à la carte food and has the source-stated diner, date, menu, service-charge and no-combination restrictions.
  • Maxim's Chinese Cuisine Thursday exclusive offer period: 2025-10-02 – 2026-12-17
Convenience stores
7 Eleven：5% off
Discount
——

Category or merchant does not match. • The source states a 5% discount offer. • Merchants: 7-eleven • Eligible merchants: 7-eleven • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • The offer applies to Hong Kong 7-Eleven physical stores and the online shop or app on the source-stated 8th or 18th dates. Direct enJoy Card payment is required online; the listed products and services are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 7 eleven · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states a 5% discount offer.
  • Unless otherwise specified, the year-round offer is valid until 31 December 2026.
  • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
  • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
  • The offer applies to Hong Kong 7-Eleven physical stores and the online shop or app on the source-stated 8th or 18th dates. Direct enJoy Card payment is required online; the listed products and services are excluded.
  • Year-round merchant offer: Now – 2026-12-31
Home and furniture
Ikea：Free home delivery
LifestyleMinimum spending: HK$3,500.00
——

Category or merchant does not match. • Minimum spend: Period: per_transaction; Spend: 3500 • Merchants: ikea • Eligible merchants: ikea • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • A single IKEA sales order must contain at least HKD3,500 of net home-furnishing products or accessories and include home delivery or assembly. Restaurant, food-market, service-charge, gift-card, online-shopping and excluded-location rules apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: ikea · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$3,500.00
  • Benefit limit: Period: not stated · Type: not stated
  • Unless otherwise specified, the year-round offer is valid until 31 December 2026.
  • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
  • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
  • A single IKEA sales order must contain at least HKD3,500 of net home-furnishing products or accessories and include home delivery or assembly. Restaurant, food-market, service-charge, gift-card, online-shopping and excluded-location rules apply.
  • Year-round merchant offer: Now – 2026-12-31
Pharmacies and supplements
Mannings等商戶：6% off
Discount
——

Category or merchant does not match. • The card page states 6% at Mannings on selected days every month. • Merchants: mannings, mannings-plus, mannings-baby • Eligible merchants: mannings, mannings-plus, mannings-baby • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • Gift vouchers, Stage 1 infant formula, prescriptions, special and non-discountable items, redemption products, Octopus reload and plastic-bag charges are excluded. Online transactions are limited to the source-stated dates and times.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: mannings / mannings plus / mannings baby · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The card page states 6% at Mannings on selected days every month.
  • Unless otherwise specified, the year-round offer is valid until 31 December 2026.
  • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
  • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
  • Gift vouchers, Stage 1 infant formula, prescriptions, special and non-discountable items, redemption products, Octopus reload and plastic-bag charges are excluded. Online transactions are limited to the source-stated dates and times.
  • Year-round merchant offer: Now – 2026-12-31
Pharmacies and supplements
Gnc：Year-round discount offer (rate not stated)（優惠值未列明）
Discount
——

Category or merchant does not match. • Merchants: gnc • Eligible merchants: gnc • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • The GNC section confirms a card-linked offer but does not state a numeric rate. One-day special, net-price, non-discountable and redemption items and shopping-bag charges are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: gnc · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Unless otherwise specified, the year-round offer is valid until 31 December 2026.
  • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
  • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
  • The GNC section confirms a card-linked offer but does not state a numeric rate. One-day special, net-price, non-discountable and redemption items and shopping-bag charges are excluded.
  • Year-round merchant offer: Now – 2026-12-31
Supermarkets
Wellcome等商戶：8% off
Discount
——

Category or merchant does not match. • Document: The offer applies to Wellcome, Market Place, 3hreesixty, Oliver's The Delicatessen and the named online shops. Physical stores require single net spending of at least HKD100; the named online shops require at least HKD600; Click & Collect requires at least HKD100. The listed vouchers, infant formula, prepaid cards, reloads, designated items and delivery or packaging fees are excluded. • The card page states 8% at Wellcome and related designated merchants. • Merchants: wellcome, market-place-by-jasons, market-place, 3hreesixty, olivers-the-delicatessen, market-place-by-jasons-app, yuu-app • Eligible merchants: wellcome, market-place-by-jasons, market-place, 3hreesixty, olivers-the-delicatessen, market-place-by-jasons-app, yuu-app • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • The offer applies to Wellcome, Market Place, 3hreesixty, Oliver's The Delicatessen and the named online shops. Physical stores require single net spending of at least HKD100; the named online shops require at least HKD600; Click & Collect requires at least HKD100. The listed vouchers, infant formula, prepaid cards, reloads, designated items and delivery or packaging fees are excluded.

  • Eligibility: Audience: all · Document: The offer applies to Wellcome, Market Place, 3hreesixty, Oliver's The Delicatessen and the named online shops. Physical stores require single net spending of at least HKD100; the named online shops require at least HKD600; Click & Collect requires at least HKD100. The listed vouchers, infant formula, prepaid cards, reloads, designated items and delivery or packaging fees are excluded.
  • Eligible spending: Applies to: wellcome / market place by jasons / market place / 3hreesixty / olivers the delicatessen / market place by jasons app / yuu app · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The card page states 8% at Wellcome and related designated merchants.
  • Unless otherwise specified, the year-round offer is valid until 31 December 2026.
  • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
  • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
  • The offer applies to Wellcome, Market Place, 3hreesixty, Oliver's The Delicatessen and the named online shops. Physical stores require single net spending of at least HKD100; the named online shops require at least HKD600; Click & Collect requires at least HKD100. The listed vouchers, infant formula, prepaid cards, reloads, designated items and delivery or packaging fees are excluded.
  • Year-round merchant offer: Now – 2026-12-31
Fast food
Pizza Hut：HKD30 off
Conditions applyDiscountMinimum spending: HK$250.00
——

Purchase is below the minimum spend. • The source states HKD30 off on HKD250 or more and identifies this as equivalent to a 12% discount at the threshold. • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 250 • Merchants: pizza-hut • Eligible merchants: pizza-hut • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • Every Tuesday, dine-in net spending of at least HKD250 excluding service charge qualifies at all Pizza Hut stores in Hong Kong. The offer must be explicitly requested. The source-stated excluded orders and dates apply; no yuu points are earned on the discounted amount.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: pizza hut · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$250.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states HKD30 off on HKD250 or more and identifies this as equivalent to a 12% discount at the threshold.
  • Application or registration is required.
  • Unless otherwise specified, the year-round offer is valid until 31 December 2026.
  • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
  • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
  • Every Tuesday, dine-in net spending of at least HKD250 excluding service charge qualifies at all Pizza Hut stores in Hong Kong. The offer must be explicitly requested. The source-stated excluded orders and dates apply; no yuu points are earned on the discounted amount.
  • Year-round merchant offer: Now – 2026-12-31
Fast food
Pizza Hut：10%
Conditions applyDiscount
HK$10.0010%

Not counted: this offer has the same calculation values as another offer. • The source states a 10% takeaway a la carte discount. • Application, registration or activation required. See conditions. • Merchants: pizza-hut • Eligible merchants: pizza-hut • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • The offer applies Monday to Sunday at all Pizza Hut stores subject to the source-stated excluded dates. Online ordering, party food, paid coupon purchases and listed discounts are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: pizza hut · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states a 10% takeaway a la carte discount.
  • Application or registration is required.
  • Unless otherwise specified, the year-round offer is valid until 31 December 2026.
  • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
  • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
  • The offer applies Monday to Sunday at all Pizza Hut stores subject to the source-stated excluded dates. Online ordering, party food, paid coupon purchases and listed discounts are excluded.
  • Year-round merchant offer: Now – 2026-12-31
Fast food
Kfc：Year-round discount offer (rate not stated)（優惠值未列明）
Conditions applyDiscount
——

The offer is not available on the snapshot weekday or date. • Application, registration or activation required. See conditions. • Merchants: kfc • Eligible merchants: kfc • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • The offer applies on Mondays at Hong Kong KFC restaurants except AsiaWorld-Expo, for cashier or kiosk dine-in and takeaway orders. The customer must state the intention before ordering; Click & Collect, delivery and listed products are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: kfc · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • Unless otherwise specified, the year-round offer is valid until 31 December 2026.
  • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
  • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
  • The offer applies on Mondays at Hong Kong KFC restaurants except AsiaWorld-Expo, for cashier or kiosk dine-in and takeaway orders. The customer must state the intention before ordering; Click & Collect, delivery and listed products are excluded.
  • KFC Year-round Discount Offer: 2025-10-01 – 2026-12-31
Local dining
Genki Sushi：HKD12 dining coupon per HKD130 spend
GiftMinimum spending: HK$130.00
——

Category or merchant does not match. • Minimum spend: Period: per_transaction; Spend: 130 • Merchants: genki-sushi • Eligible merchants: genki-sushi • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • One HKD12 coupon is issued at HKD130 or above, two at HKD260 or above, and so on. Usage is for Hong Kong Genki Sushi outlets, dine-in or walk-in takeaway, not on Fridays, Saturdays, Sundays or public holidays, and subject to the source exclusions.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: genki sushi · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$130.00
  • Benefit limit: Period: not stated · Type: not stated
  • Unless otherwise specified, the year-round offer is valid until 31 December 2026.
  • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
  • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
  • One HKD12 coupon is issued at HKD130 or above, two at HKD260 or above, and so on. Usage is for Hong Kong Genki Sushi outlets, dine-in or walk-in takeaway, not on Fridays, Saturdays, Sundays or public holidays, and subject to the source exclusions.
  • Year-round merchant offer: Now – 2026-12-31
Fine dining
Sen Ryo：Year-round discount offer (rate not stated)（優惠值未列明）
Discount
——

Category or merchant does not match. • Merchants: sen-ryo • Eligible merchants: sen-ryo • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • Hong Kong dine-in spending; service charge, other discounts and sen-ryo point rules apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: sen ryo · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Unless otherwise specified, the year-round offer is valid until 31 December 2026.
  • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
  • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
  • Hong Kong dine-in spending; service charge, other discounts and sen-ryo point rules apply.
  • Year-round merchant offer: Now – 2026-12-31
Fine dining
Obihiro Hageten：Year-round discount offer (rate not stated)（優惠值未列明）
Discount
——

Category or merchant does not match. • Merchants: obihiro-hageten • Eligible merchants: obihiro-hageten • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • Dine-in only; a 10% service charge based on the original price applies.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: obihiro hageten · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Unless otherwise specified, the year-round offer is valid until 31 December 2026.
  • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
  • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
  • Dine-in only; a 10% service charge based on the original price applies.
  • Year-round merchant offer: Now – 2026-12-31
Fine dining
Yakiniku Kagura：Year-round discount offer (rate not stated)（優惠值未列明）
Discount
——

Category or merchant does not match. • Merchants: yakiniku-kagura • Eligible merchants: yakiniku-kagura • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • Dine-in only; a 10% service charge based on the original price applies.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: yakiniku kagura · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Unless otherwise specified, the year-round offer is valid until 31 December 2026.
  • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
  • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
  • Dine-in only; a 10% service charge based on the original price applies.
  • Year-round merchant offer: Now – 2026-12-31
Fine dining
Uo Haru：Year-round discount offer (rate not stated)（優惠值未列明）
Discount
——

Category or merchant does not match. • Merchants: uo-haru • Eligible merchants: uo-haru • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • Dine-in only; a 10% service charge based on the original price applies.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: uo haru · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Unless otherwise specified, the year-round offer is valid until 31 December 2026.
  • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
  • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
  • Dine-in only; a 10% service charge based on the original price applies.
  • Year-round merchant offer: Now – 2026-12-31
Fine dining
Nakame No Teppen：Year-round discount offer (rate not stated)（優惠值未列明）
Discount
——

Category or merchant does not match. • Merchants: nakame-no-teppen • Eligible merchants: nakame-no-teppen • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • Dine-in only; a 10% service charge based on the original price applies.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: nakame no teppen · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Unless otherwise specified, the year-round offer is valid until 31 December 2026.
  • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
  • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
  • Dine-in only; a 10% service charge based on the original price applies.
  • Year-round merchant offer: Now – 2026-12-31
Fine dining
Gogyo：Year-round discount offer (rate not stated)（優惠值未列明）
Discount
——

Category or merchant does not match. • Merchants: gogyo • Eligible merchants: gogyo • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • Dine-in only; a 10% service charge based on the original price applies.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: gogyo · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Unless otherwise specified, the year-round offer is valid until 31 December 2026.
  • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
  • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
  • Dine-in only; a 10% service charge based on the original price applies.
  • Year-round merchant offer: Now – 2026-12-31
Fine dining
Yakiniku Like：HKD50 dining certificate per HKD300 spend
GiftMinimum spending: HK$300.00
——

Category or merchant does not match. • Minimum spend: Period: per_transaction; Spend: 300 • Merchants: yakiniku-like • Eligible merchants: yakiniku-like • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • One HKD50 certificate is issued at HKD300 or above, two at HKD600 or above, and so on. A certificate is used on HKD350 or above net dine-in spending and is valid until 31 January 2027.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: yakiniku like · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$300.00
  • Benefit limit: Period: not stated · Type: not stated
  • Unless otherwise specified, the year-round offer is valid until 31 December 2026.
  • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
  • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
  • One HKD50 certificate is issued at HKD300 or above, two at HKD600 or above, and so on. A certificate is used on HKD350 or above net dine-in spending and is valid until 31 January 2027.
  • Year-round merchant offer: Now – 2026-12-31
Fine dining
Le Ta Su：HKD50 dining certificate per HKD380 spend
GiftMinimum spending: HK$380.00
——

Category or merchant does not match. • Minimum spend: Period: per_transaction; Spend: 380 • Merchants: le-ta-su • Eligible merchants: le-ta-su • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • One HKD50 certificate is issued at HKD380 or above, two at HKD760 or above, and so on. A certificate is used on HKD400 or above net dine-in spending and is valid until 31 January 2027.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: le ta su · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$380.00
  • Benefit limit: Period: not stated · Type: not stated
  • Unless otherwise specified, the year-round offer is valid until 31 December 2026.
  • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
  • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
  • One HKD50 certificate is issued at HKD380 or above, two at HKD760 or above, and so on. A certificate is used on HKD400 or above net dine-in spending and is valid until 31 January 2027.
  • Year-round merchant offer: Now – 2026-12-31
Fast food
Dondonya：10% off
DiscountMinimum spending: HK$200.00
——

The source calendar restrictions cannot be confirmed for this date. • The source states a 10% discount after the merchant's HKD200 net-spend threshold. • Minimum spend: Period: per_transaction; Spend: 200 • Merchants: dondonya • Eligible merchants: dondonya • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • The offer applies to Hong Kong branches from Monday to Thursday except public holidays, for dine-in spending of at least HKD200 before service charge. Full enJoy Card payment and the source exclusions apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: dondonya · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$200.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states a 10% discount after the merchant's HKD200 net spend threshold.
  • Unless otherwise specified, the year-round offer is valid until 31 December 2026.
  • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
  • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
  • The offer applies to Hong Kong branches from Monday to Thursday except public holidays, for dine-in spending of at least HKD200 before service charge. Full enJoy Card payment and the source exclusions apply.
  • Year-round merchant offer: Now – 2026-12-31
Fast food
Ippudo：10% off
DiscountMinimum spending: HK$200.00
——

The source calendar restrictions cannot be confirmed for this date. • The source states a 10% discount after the merchant's HKD200 net-spend threshold. • Minimum spend: Period: per_transaction; Spend: 200 • Merchants: ippudo • Eligible merchants: ippudo • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • The offer applies to Hong Kong branches from Monday to Thursday except public holidays, for dine-in spending of at least HKD200 before service charge. Full enJoy Card payment and the source exclusions apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: ippudo · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$200.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states a 10% discount after the merchant's HKD200 net spend threshold.
  • Unless otherwise specified, the year-round offer is valid until 31 December 2026.
  • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
  • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
  • The offer applies to Hong Kong branches from Monday to Thursday except public holidays, for dine-in spending of at least HKD200 before service charge. Full enJoy Card payment and the source exclusions apply.
  • Year-round merchant offer: Now – 2026-12-31
Fast food
Butahage：10% off
DiscountMinimum spending: HK$200.00
——

The source calendar restrictions cannot be confirmed for this date. • The source states a 10% discount after the merchant's HKD200 net-spend threshold. • Minimum spend: Period: per_transaction; Spend: 200 • Merchants: butahage • Eligible merchants: butahage • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • The offer applies to Hong Kong branches from Monday to Thursday except public holidays, for dine-in spending of at least HKD200 before service charge. Full enJoy Card payment and the source exclusions apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: butahage · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$200.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states a 10% discount after the merchant's HKD200 net spend threshold.
  • Unless otherwise specified, the year-round offer is valid until 31 December 2026.
  • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
  • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
  • The offer applies to Hong Kong branches from Monday to Thursday except public holidays, for dine-in spending of at least HKD200 before service charge. Full enJoy Card payment and the source exclusions apply.
  • Year-round merchant offer: Now – 2026-12-31
Fast food
Metro Tonkotsu Base：10% off
DiscountMinimum spending: HK$200.00
——

The source calendar restrictions cannot be confirmed for this date. • The source states a 10% discount after the merchant's HKD200 net-spend threshold. • Minimum spend: Period: per_transaction; Spend: 200 • Merchants: metro-tonkotsu-base • Eligible merchants: metro-tonkotsu-base • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • The offer applies to Hong Kong branches from Monday to Thursday except public holidays, for dine-in spending of at least HKD200 before service charge. Full enJoy Card payment and the source exclusions apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: metro tonkotsu base · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$200.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states a 10% discount after the merchant's HKD200 net spend threshold.
  • Unless otherwise specified, the year-round offer is valid until 31 December 2026.
  • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
  • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
  • The offer applies to Hong Kong branches from Monday to Thursday except public holidays, for dine-in spending of at least HKD200 before service charge. Full enJoy Card payment and the source exclusions apply.
  • Year-round merchant offer: Now – 2026-12-31
Fast food
Uo Show：HKD10 off
DiscountMinimum spending: HK$90.00
——

The source calendar restrictions cannot be confirmed for this date. • Minimum spend: Period: per_transaction; Spend: 90 • Merchants: uo-show • Eligible merchants: uo-show • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • The offer applies to walk-in takeaway orders from Monday to Thursday except public holidays after net spending of at least HKD90; third-party takeaway platforms and listed coupons or discounts are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: uo show · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$90.00
  • Benefit limit: Period: not stated · Type: not stated
  • Unless otherwise specified, the year-round offer is valid until 31 December 2026.
  • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
  • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
  • The offer applies to walk-in takeaway orders from Monday to Thursday except public holidays after net spending of at least HKD90; third-party takeaway platforms and listed coupons or discounts are excluded.
  • Year-round merchant offer: Now – 2026-12-31
Fast food
Maxims Mx：Year-round discount offer (rate not stated)（優惠值未列明）
Discount
——

The source calendar restrictions cannot be confirmed for this date. • Merchants: maxims-mx • Eligible merchants: maxims-mx • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • Monday to Thursday except public holidays; physical enJoy Card payment is required and HKIA MX and listed products are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: maxims mx · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Unless otherwise specified, the year-round offer is valid until 31 December 2026.
  • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
  • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
  • Monday to Thursday except public holidays; physical enJoy Card payment is required and HKIA MX and listed products are excluded.
  • Year-round merchant offer: Now – 2026-12-31
Fast food
Maxims Food2：Year-round discount offer (rate not stated)（優惠值未列明）
Discount
——

The source calendar restrictions cannot be confirmed for this date. • Merchants: maxims-food2 • Eligible merchants: maxims-food2 • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • Monday to Thursday except public holidays; physical enJoy Card payment is required and listed products are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: maxims food2 · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Unless otherwise specified, the year-round offer is valid until 31 December 2026.
  • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
  • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
  • Monday to Thursday except public holidays; physical enJoy Card payment is required and listed products are excluded.
  • Year-round merchant offer: Now – 2026-12-31
Fast food
Canteen：Year-round discount offer (rate not stated)（優惠值未列明）
Discount
——

The source calendar restrictions cannot be confirmed for this date. • Merchants: canteen • Eligible merchants: canteen • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • Monday to Thursday except public holidays; physical enJoy Card payment is required and HKIA can•teen and listed products are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: canteen · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Unless otherwise specified, the year-round offer is valid until 31 December 2026.
  • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
  • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
  • Monday to Thursday except public holidays; physical enJoy Card payment is required and HKIA can•teen and listed products are excluded.
  • Year-round merchant offer: Now – 2026-12-31
Fast food
Deli O：Year-round discount offer (rate not stated)（優惠值未列明）
Discount
——

The source calendar restrictions cannot be confirmed for this date. • Merchants: deli-o • Eligible merchants: deli-o • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • Monday to Thursday except public holidays; physical enJoy Card payment is required and listed products are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: deli o · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Unless otherwise specified, the year-round offer is valid until 31 December 2026.
  • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
  • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
  • Monday to Thursday except public holidays; physical enJoy Card payment is required and listed products are excluded.
  • Year-round merchant offer: Now – 2026-12-31
Cafés, bakeries and desserts
Maxims Cakes等商戶：8% off
Discount
——

Category or merchant does not match. • The source states the numeric discount; the price condition remains in constraints. • Merchants: maxims-cakes, maxims-on-site-bakery • Eligible merchants: maxims-cakes, maxims-on-site-bakery • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • Cakes above HKD128 at retail price qualify. • Hong Kong outlet, payment, stock and cancellation restrictions apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: maxims cakes / maxims on site bakery · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states the numeric discount; the price condition remains in constraints.
  • Unless otherwise specified, the year-round offer is valid until 31 December 2026.
  • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
  • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
  • Cakes above HKD128 at retail price qualify.
  • Hong Kong outlet, payment, stock and cancellation restrictions apply.
  • Maxim's Cakes and Maxim's On-Site Bakery promotional period: 2025-10-01 – 2026-12-31
Cafés, bakeries and desserts
Urban：10% off
Discount
——

Category or merchant does not match. • The source states the numeric discount; the price condition remains in constraints. • Merchants: urban • Eligible merchants: urban • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • Products above HKD250 at retail price qualify. • Hong Kong outlet, payment, stock and cancellation restrictions apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: urban · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states the numeric discount; the price condition remains in constraints.
  • Unless otherwise specified, the year-round offer is valid until 31 December 2026.
  • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
  • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
  • Products above HKD250 at retail price qualify.
  • Hong Kong outlet, payment, stock and cancellation restrictions apply.
  • URBAN Café Commune promotional period: 2025-10-01 – 2026-12-31
Cafés, bakeries and desserts
Paper Stone Bakery：10% off
Discount
——

Category or merchant does not match. • The source states the numeric discount; the price condition remains in constraints. • Merchants: paper-stone-bakery • Eligible merchants: paper-stone-bakery • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • Cakes or desserts above HKD200 at retail price qualify. • Hong Kong outlet, payment, stock and cancellation restrictions apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: paper stone bakery · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states the numeric discount; the price condition remains in constraints.
  • Unless otherwise specified, the year-round offer is valid until 31 December 2026.
  • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
  • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
  • Cakes or desserts above HKD200 at retail price qualify.
  • Hong Kong outlet, payment, stock and cancellation restrictions apply.
  • Paper Stone Bakery promotional period: 2025-10-01 – 2026-12-31
Cafés, bakeries and desserts
Homebake：10% off
Discount
——

Category or merchant does not match. • The source states the numeric discount; the price condition remains in constraints. • Merchants: homebake • Eligible merchants: homebake • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • Products above HKD300 at retail price qualify. • Hong Kong outlet, payment, stock and cancellation restrictions apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: homebake · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states the numeric discount; the price condition remains in constraints.
  • Unless otherwise specified, the year-round offer is valid until 31 December 2026.
  • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
  • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
  • Products above HKD300 at retail price qualify.
  • Hong Kong outlet, payment, stock and cancellation restrictions apply.
  • Homebake promotional period: 2025-10-01 – 2026-12-31
Cafés, bakeries and desserts
Arome Bakery：10%
DiscountMinimum spending: HK$239.00
——

Category or merchant does not match. • The source states the 10% whole-cake tier. • Minimum spend: Period: per_transaction; Spend: 239 • Merchants: arome-bakery • Eligible merchants: arome-bakery • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • Arome stores and online ordering in Hong Kong are eligible; the source-listed cake vouchers, cash coupons, discounts and promotions cannot be combined.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: arome bakery · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$239.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states the 10% whole cake tier.
  • Unless otherwise specified, the year-round offer is valid until 31 December 2026.
  • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
  • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
  • Arome stores and online ordering in Hong Kong are eligible; the source-listed cake vouchers, cash coupons, discounts and promotions cannot be combined.
  • Year-round merchant offer: Now – 2026-12-31
Cafés, bakeries and desserts
Arome Bakery：5%
Discount
——

Category or merchant does not match. • The source states the 5% whole-cake tier. • Eligibility: Transaction Spend Below: 239 • Merchants: arome-bakery • Eligible merchants: arome-bakery • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • Arome stores and online ordering in Hong Kong are eligible; the source-listed cake vouchers, cash coupons, discounts and promotions cannot be combined.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: arome bakery · Type: merchant
  • Requirements: Transaction Spend Below Cents: HK$239.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states the 5% whole cake tier.
  • Unless otherwise specified, the year-round offer is valid until 31 December 2026.
  • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
  • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
  • Arome stores and online ordering in Hong Kong are eligible; the source-listed cake vouchers, cash coupons, discounts and promotions cannot be combined.
  • Year-round merchant offer: Now – 2026-12-31
Fine dining
Cova：5% off
DiscountMinimum spending: HK$400.00
——

Category or merchant does not match. • The source states 5% off on HKD400 or more dine-in spending. • Minimum spend: Period: per_transaction; Spend: 400 • Merchants: cova • Eligible merchants: cova • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • The offer is once per transaction for dine-in spending of at least HKD400 at COVA Ristorante & Caffe in Hong Kong, excluding service charge, retail shops, large banquets and catering. The source-listed dates are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: cova · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$400.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states 5% off on HKD400 or more dine in spending.
  • Unless otherwise specified, the year-round offer is valid until 31 December 2026.
  • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
  • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
  • The offer is once per transaction for dine-in spending of at least HKD400 at COVA Ristorante & Caffe in Hong Kong, excluding service charge, retail shops, large banquets and catering. The source-listed dates are excluded.
  • Year-round merchant offer: Now – 2026-12-31
Cafés, bakeries and desserts
Simplylife Bakery Cafe：Year-round discount offer (rate not stated)（優惠值未列明）
Discount
——

Category or merchant does not match. • Merchants: simplylife-bakery-cafe • Eligible merchants: simplylife-bakery-cafe • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • Dine-in dinners on the source-stated weekday schedule from 1 October 2025 to 31 December 2026; one use per table and listed date, food and party restrictions apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: simplylife bakery cafe · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Unless otherwise specified, the year-round offer is valid until 31 December 2026.
  • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
  • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
  • Dine-in dinners on the source-stated weekday schedule from 1 October 2025 to 31 December 2026; one use per table and listed date, food and party restrictions apply.
  • simplylife BAKERY CAFÉ offer period: 2025-10-01 – 2026-12-31
Cafés, bakeries and desserts
Simplylife Foodplace：Year-round discount offer (rate not stated)（優惠值未列明）
Discount
——

Category or merchant does not match. • Merchants: simplylife-foodplace • Eligible merchants: simplylife-foodplace • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • Dine-in dinners Monday to Thursday; source-listed excluded dates and food, party and no-combination restrictions apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: simplylife foodplace · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Unless otherwise specified, the year-round offer is valid until 31 December 2026.
  • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
  • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
  • Dine-in dinners Monday to Thursday; source-listed excluded dates and food, party and no-combination restrictions apply.
  • Year-round merchant offer: Now – 2026-12-31
Fine dining
Kikusan：Year-round discount offer (rate not stated)（優惠值未列明）
Discount
——

Category or merchant does not match. • Merchants: kikusan • Eligible merchants: kikusan • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • Dine-in dinners Monday to Thursday; source-listed excluded dates, service charge and no-combination restrictions apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: kikusan · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Unless otherwise specified, the year-round offer is valid until 31 December 2026.
  • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
  • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
  • Dine-in dinners Monday to Thursday; source-listed excluded dates, service charge and no-combination restrictions apply.
  • Year-round merchant offer: Now – 2026-12-31
Fine dining
Andyou Andbtr：Year-round discount offer (rate not stated)（優惠值未列明）
Conditions applyDiscount
——

Category or merchant does not match. • Application, registration or activation required. See conditions. • Merchants: andyou-andbtr • Eligible merchants: andyou-andbtr • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • Dine-in dinners Monday to Thursday; physical enJoy Card payment and informing staff are required; mobile ordering, third-party takeaway and delivery are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: andyou andbtr · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • Unless otherwise specified, the year-round offer is valid until 31 December 2026.
  • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
  • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
  • Dine-in dinners Monday to Thursday; physical enJoy Card payment and informing staff are required; mobile ordering, third-party takeaway and delivery are excluded.
  • Year-round merchant offer: Now – 2026-12-31
Fine dining
Thai Basil：Year-round discount offer (rate not stated)（優惠值未列明）
Discount
——

Category or merchant does not match. • Merchants: thai-basil • Eligible merchants: thai-basil • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • Dine-in dinners Monday to Thursday; source-listed excluded dates, service charge and no-combination restrictions apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: thai basil · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Unless otherwise specified, the year-round offer is valid until 31 December 2026.
  • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
  • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
  • Dine-in dinners Monday to Thursday; source-listed excluded dates, service charge and no-combination restrictions apply.
  • Year-round merchant offer: Now – 2026-12-31
Fine dining
Exp：Year-round discount offer (rate not stated)（優惠值未列明）
Discount
——

Category or merchant does not match. • Merchants: exp • Eligible merchants: exp • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • Dine-in dinners Monday to Thursday; source-listed excluded dates, service charge and no-combination restrictions apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: exp · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Unless otherwise specified, the year-round offer is valid until 31 December 2026.
  • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
  • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
  • Dine-in dinners Monday to Thursday; source-listed excluded dates, service charge and no-combination restrictions apply.
  • Year-round merchant offer: Now – 2026-12-31
Fine dining
Minh Kok：Year-round discount offer (rate not stated)（優惠值未列明）
Discount
——

Category or merchant does not match. • Merchants: minh-kok • Eligible merchants: minh-kok • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • Dine-in dinners Monday to Thursday; source-listed excluded dates, service charge and no-combination restrictions apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: minh kok · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Unless otherwise specified, the year-round offer is valid until 31 December 2026.
  • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
  • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
  • Dine-in dinners Monday to Thursday; source-listed excluded dates, service charge and no-combination restrictions apply.
  • Year-round merchant offer: Now – 2026-12-31
Fine dining
Chapter：Year-round discount offer (rate not stated)（優惠值未列明）
Discount
——

Category or merchant does not match. • Merchants: chapter • Eligible merchants: chapter • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • Dine-in dinners Saturday to Wednesday from 1 October 2025 to 31 December 2026; source-listed excluded dates and food restrictions apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: chapter · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Unless otherwise specified, the year-round offer is valid until 31 December 2026.
  • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
  • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
  • Dine-in dinners Saturday to Wednesday from 1 October 2025 to 31 December 2026; source-listed excluded dates and food restrictions apply.
  • chapter offer period: 2025-10-01 – 2026-12-31
Fast food
Hong Kong Day：Year-round discount offer (rate not stated)（優惠值未列明）
DiscountMinimum spending: HK$200.00
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • Minimum spend: Period: per_transaction; Spend: 200 • Merchants: hong-kong-day • Eligible merchants: hong-kong-day • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • Dine-in and takeaway at Hong Kong Day stores including Port Spot require spending of at least HKD200; listed products, platforms and no-combination restrictions apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: hong kong day · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$200.00
  • Benefit limit: Period: not stated · Type: not stated
  • Unless otherwise specified, the year-round offer is valid until 31 December 2026.
  • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
  • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
  • Dine-in and takeaway at Hong Kong Day stores including Port Spot require spending of at least HKD200; listed products, platforms and no-combination restrictions apply.
  • Year-round merchant offer: Now – 2026-12-31
Fine dining
Muses：Year-round discount offer (rate not stated)（優惠值未列明）
Discount
——

Category or merchant does not match. • Merchants: muses • Eligible merchants: muses • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • One use per bill; delivery and source-listed products, platforms and no-combination restrictions apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: muses · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Unless otherwise specified, the year-round offer is valid until 31 December 2026.
  • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
  • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
  • One use per bill; delivery and source-listed products, platforms and no-combination restrictions apply.
  • Year-round merchant offer: Now – 2026-12-31
Fine dining
Wildfire Pizzabar：Year-round discount offer (rate not stated)（優惠值未列明）
Discount
——

Category or merchant does not match. • Merchants: wildfire-pizzabar • Eligible merchants: wildfire-pizzabar • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • Dine-in dinners Monday to Thursday from 1 October 2025 to 31 December 2026; source-listed excluded dates and food restrictions apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: wildfire pizzabar · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Unless otherwise specified, the year-round offer is valid until 31 December 2026.
  • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
  • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
  • Dine-in dinners Monday to Thursday from 1 October 2025 to 31 December 2026; source-listed excluded dates and food restrictions apply.
  • Wildfire Pizzabar offer period: 2025-10-01 – 2026-12-31
Fine dining
Cheesecake Factory：Year-round discount offer (rate not stated)（優惠值未列明）
Discount
——

The source calendar restrictions cannot be confirmed for this date. • Merchants: cheesecake-factory • Eligible merchants: cheesecake-factory • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • Dine-in and takeout Monday to Thursday except public holidays; full eligible enJoy Card payment is required and third-party delivery is excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: cheesecake factory · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Unless otherwise specified, the year-round offer is valid until 31 December 2026.
  • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
  • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
  • Dine-in and takeout Monday to Thursday except public holidays; full eligible enJoy Card payment is required and third-party delivery is excluded.
  • Year-round merchant offer: Now – 2026-12-31
Fine dining
Shake Shack：Year-round discount offer (rate not stated)（優惠值未列明）
Discount
——

Category or merchant does not match. • Merchants: shake-shack • Eligible merchants: shake-shack • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • The offer is available from 1 October 2025 to 31 December 2026; cashier payment is required and online, kiosk and third-party platforms are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: shake shack · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Unless otherwise specified, the year-round offer is valid until 31 December 2026.
  • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
  • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
  • The offer is available from 1 October 2025 to 31 December 2026; cashier payment is required and online, kiosk and third-party platforms are excluded.
  • Shake Shack offer period: 2025-10-01 – 2026-12-31
Cafés, bakeries and desserts
Starbucks：Free upgrade for one tall or larger handcrafted beverage
GiftMinimum spending: HK$300.00Cap: 1 items · per transaction
——

Category or merchant does not match. • Limit: 1 items · Per Transaction • Limit applies to: One handcrafted beverage upgrade • Minimum spend: Period: per_transaction; Spend: 300 • Merchants: starbucks • Eligible merchants: starbucks • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • Load HKD300 or more to a registered Starbucks Card at a Hong Kong Starbucks store and pay the full reload with the enJoy Card. The upgrade is for one beverage, requires registered-card payment and immediate in-store redemption; source-listed stores are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: starbucks · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$300.00
  • Benefit limit: Amount: 1 · Applies to: One handcrafted beverage upgrade · Period: per transaction · Type: limited · Unit: items
  • Unless otherwise specified, the year-round offer is valid until 31 December 2026.
  • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
  • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
  • Load HKD300 or more to a registered Starbucks Card at a Hong Kong Starbucks store and pay the full reload with the enJoy Card. The upgrade is for one beverage, requires registered-card payment and immediate in-store redemption; source-listed stores are excluded.
  • Year-round merchant offer: Now – 2026-12-31
Cafés, bakeries and desserts
Starbucks：Free tall-sized handcrafted beverage
Conditions applyGiftMinimum spending: HK$100.00Cap: 1 items · per transaction
——

The offer is not available on the snapshot weekday or date. • Limit: 1 items · Per Transaction • Limit applies to: One complimentary handcrafted beverage • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 100 • Merchants: starbucks • Eligible merchants: starbucks • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • On Sundays, net spending of at least HKD100 on eligible handcrafted beverages or food at designated Hong Kong Starbucks stores qualifies. yuu membership verification and linking with Starbucks Rewards are required. The source-listed products, channels and store exclusions apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: starbucks · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$100.00
  • Benefit limit: Amount: 1 · Applies to: One complimentary handcrafted beverage · Period: per transaction · Type: limited · Unit: items
  • Application or registration is required.
  • Unless otherwise specified, the year-round offer is valid until 31 December 2026.
  • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
  • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
  • On Sundays, net spending of at least HKD100 on eligible handcrafted beverages or food at designated Hong Kong Starbucks stores qualifies. yuu membership verification and linking with Starbucks Rewards are required. The source-listed products, channels and store exclusions apply.
  • Starbucks HKD100 Sunday offer period: 2025-10-01 – 2026-12-31
Fine dining
Cafe Landmark：Year-round discount offer (rate not stated)（優惠值未列明）
Discount
——

Category or merchant does not match. • Merchants: cafe-landmark • Eligible merchants: cafe-landmark • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • The source states dine-in à la carte dinner scope, service-charge rules, once-per-table use and exclusions but no numeric discount rate.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: cafe landmark · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Unless otherwise specified, the year-round offer is valid until 31 December 2026.
  • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
  • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
  • The source states dine-in à la carte dinner scope, service-charge rules, once-per-table use and exclusions but no numeric discount rate.
  • Year-round merchant offer: Now – 2026-12-31
Fine dining
Lawrys The Prime Rib：Year-round discount offer (rate not stated)（優惠值未列明）
Discount
——

Category or merchant does not match. • Merchants: lawrys-the-prime-rib • Eligible merchants: lawrys-the-prime-rib • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • The source states dine-in à la carte or dinner-set-for-two scope, service-charge rules, once-per-table use and exclusions but no numeric discount rate.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: lawrys the prime rib · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Unless otherwise specified, the year-round offer is valid until 31 December 2026.
  • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
  • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
  • The source states dine-in à la carte or dinner-set-for-two scope, service-charge rules, once-per-table use and exclusions but no numeric discount rate.
  • Year-round merchant offer: Now – 2026-12-31
Fine dining
Maxims Chinese Cuisine：50%
Conditions applyDiscount
——

Category or merchant does not match. • The source states 50% off for the designated two-person dinner set. • Application, registration or activation required. See conditions. • Merchants: maxims-chinese-cuisine • Eligible merchants: maxims-chinese-cuisine • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • The designated outlets are the source-listed Maxim's Palace, Jade Garden except Plaza Inn, Jasmine, Serenade, The Square, Chiu Chow Garden, Chiu Chow Garden Restaurant, Peking Garden, Shanghai Garden, M&C Duck and Duck Victoria outlets. • The reward is for one designated dinner set for up to two diners, after 6:00 pm, with the remaining balance paid by enJoy Card. A yuu App redemption QR code is required. Availability, excluded dates, service charge and no-combination rules apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: maxims chinese cuisine · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states 50% off for the designated two person dinner set.
  • Application or registration is required.
  • Unless otherwise specified, the year-round offer is valid until 31 December 2026.
  • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
  • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
  • The designated outlets are the source-listed Maxim's Palace, Jade Garden except Plaza Inn, Jasmine, Serenade, The Square, Chiu Chow Garden, Chiu Chow Garden Restaurant, Peking Garden, Shanghai Garden, M&C Duck and Duck Victoria outlets.
  • The reward is for one designated dinner set for up to two diners, after 6:00 pm, with the remaining balance paid by enJoy Card. A yuu App redemption QR code is required. Availability, excluded dates, service charge and no-combination rules apply.
  • Maxim's Chinese Cuisine yuu-point dinner-set reward period: 2025-10-02 – 2026-12-31
Fine dining
Maxims Chinese Cuisine：40%
Conditions applyDiscount
——

The offer is not available on the snapshot weekday or date. • The source states the 40% diner tier. • Application, registration or activation required. See conditions. • Merchants: maxims-chinese-cuisine • Eligible merchants: maxims-chinese-cuisine • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • The designated outlets are the source-listed Maxim's Palace, Jade Garden except Plaza Inn, Jasmine, Serenade, The Square, Chiu Chow Garden, Chiu Chow Garden Restaurant, Peking Garden, Shanghai Garden, M&C Duck and Duck Victoria outlets. • The offer is for dine-in à la carte food after 6:00 pm on Thursdays and requires a yuu ID plus full one-payment enJoy Card settlement. Beverage, wine, tea, hotpot, set-menu, festive, discounted-item, private-room, VIP-room, banquet, date and no-combination exclusions apply. • The diner limit for this tier is 2 diners.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: maxims chinese cuisine · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states the 40% diner tier.
  • Application or registration is required.
  • Unless otherwise specified, the year-round offer is valid until 31 December 2026.
  • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
  • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
  • The designated outlets are the source-listed Maxim's Palace, Jade Garden except Plaza Inn, Jasmine, Serenade, The Square, Chiu Chow Garden, Chiu Chow Garden Restaurant, Peking Garden, Shanghai Garden, M&C Duck and Duck Victoria outlets.
  • The offer is for dine-in à la carte food after 6:00 pm on Thursdays and requires a yuu ID plus full one-payment enJoy Card settlement. Beverage, wine, tea, hotpot, set-menu, festive, discounted-item, private-room, VIP-room, banquet, date and no-combination exclusions apply.
  • The diner limit for this tier is 2 diners.
  • Maxim's Chinese Cuisine Thursday exclusive offer period: 2025-10-02 – 2026-12-17
Fine dining
Maxims Chinese Cuisine：23%
Conditions applyDiscount
——

The offer is not available on the snapshot weekday or date. • The source states the 23% diner tier. • Application, registration or activation required. See conditions. • Merchants: maxims-chinese-cuisine • Eligible merchants: maxims-chinese-cuisine • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • The designated outlets are the source-listed Maxim's Palace, Jade Garden except Plaza Inn, Jasmine, Serenade, The Square, Chiu Chow Garden, Chiu Chow Garden Restaurant, Peking Garden, Shanghai Garden, M&C Duck and Duck Victoria outlets. • The offer is for dine-in à la carte food after 6:00 pm on Thursdays and requires a yuu ID plus full one-payment enJoy Card settlement. Beverage, wine, tea, hotpot, set-menu, festive, discounted-item, private-room, VIP-room, banquet, date and no-combination exclusions apply. • The diner limit for this tier is 3 diners.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: maxims chinese cuisine · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states the 23% diner tier.
  • Application or registration is required.
  • Unless otherwise specified, the year-round offer is valid until 31 December 2026.
  • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
  • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
  • The designated outlets are the source-listed Maxim's Palace, Jade Garden except Plaza Inn, Jasmine, Serenade, The Square, Chiu Chow Garden, Chiu Chow Garden Restaurant, Peking Garden, Shanghai Garden, M&C Duck and Duck Victoria outlets.
  • The offer is for dine-in à la carte food after 6:00 pm on Thursdays and requires a yuu ID plus full one-payment enJoy Card settlement. Beverage, wine, tea, hotpot, set-menu, festive, discounted-item, private-room, VIP-room, banquet, date and no-combination exclusions apply.
  • The diner limit for this tier is 3 diners.
  • Maxim's Chinese Cuisine Thursday exclusive offer period: 2025-10-02 – 2026-12-17
Fine dining
Maxims Chinese Cuisine：15%
Conditions applyDiscount
——

The offer is not available on the snapshot weekday or date. • The source states the 15% diner tier. • Application, registration or activation required. See conditions. • Merchants: maxims-chinese-cuisine • Eligible merchants: maxims-chinese-cuisine • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • The designated outlets are the source-listed Maxim's Palace, Jade Garden except Plaza Inn, Jasmine, Serenade, The Square, Chiu Chow Garden, Chiu Chow Garden Restaurant, Peking Garden, Shanghai Garden, M&C Duck and Duck Victoria outlets. • The offer is for dine-in à la carte food after 6:00 pm on Thursdays and requires a yuu ID plus full one-payment enJoy Card settlement. Beverage, wine, tea, hotpot, set-menu, festive, discounted-item, private-room, VIP-room, banquet, date and no-combination exclusions apply. • The diner limit for this tier is 4 to 12 diners.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: maxims chinese cuisine · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states the 15% diner tier.
  • Application or registration is required.
  • Unless otherwise specified, the year-round offer is valid until 31 December 2026.
  • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
  • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
  • The designated outlets are the source-listed Maxim's Palace, Jade Garden except Plaza Inn, Jasmine, Serenade, The Square, Chiu Chow Garden, Chiu Chow Garden Restaurant, Peking Garden, Shanghai Garden, M&C Duck and Duck Victoria outlets.
  • The offer is for dine-in à la carte food after 6:00 pm on Thursdays and requires a yuu ID plus full one-payment enJoy Card settlement. Beverage, wine, tea, hotpot, set-menu, festive, discounted-item, private-room, VIP-room, banquet, date and no-combination exclusions apply.
  • The diner limit for this tier is 4 to 12 diners.
  • Maxim's Chinese Cuisine Thursday exclusive offer period: 2025-10-02 – 2026-12-17
Fine dining
Maxims Chinese Cuisine：50%
Conditions applyDiscount
——

The offer is not available on the snapshot weekday or date. • The source states the designated dinner set menu is offered at 50% off. • Application, registration or activation required. See conditions. • Merchants: maxims-chinese-cuisine • Eligible merchants: maxims-chinese-cuisine • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • The designated outlets are the source-listed Maxim's Palace, Jade Garden except Plaza Inn, Jasmine, Serenade, The Square, Chiu Chow Garden, Chiu Chow Garden Restaurant, Peking Garden, Shanghai Garden, M&C Duck and Duck Victoria outlets. • The offer is after 6:00 pm every Friday, Saturday and Sunday for one table of 2 to 4 diners. Designated menu stock, service charge, yuu ID, full payment, excluded dates and no-combination rules apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: maxims chinese cuisine · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states the designated dinner set menu is offered at 50% off.
  • Application or registration is required.
  • Unless otherwise specified, the year-round offer is valid until 31 December 2026.
  • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
  • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
  • The designated outlets are the source-listed Maxim's Palace, Jade Garden except Plaza Inn, Jasmine, Serenade, The Square, Chiu Chow Garden, Chiu Chow Garden Restaurant, Peking Garden, Shanghai Garden, M&C Duck and Duck Victoria outlets.
  • The offer is after 6:00 pm every Friday, Saturday and Sunday for one table of 2 to 4 diners. Designated menu stock, service charge, yuu ID, full payment, excluded dates and no-combination rules apply.
  • Maxim's Chinese Cuisine Friday to Sunday offer period: 2025-10-03 – 2026-12-31
0404/CNCBICNCBI Motion Credit CardCNCBI Motion Credit Card6%HK$6.00
CNCBI Motion Credit Card
04CNCBI

CNCBI Motion Credit Card

Conditions apply

HK$6.006%
Dining
Motion Credit Card dining and online spending 5.6% extra cash rebate
HK$5.605.6%
CashbackMinimum spending: HK$3,800.00Cap: HK$200.00 · per month
CapHK$5.60 / HK$200.00
Dining
Motion Credit Card dining and online spending 0.4% basic cash rebate
HK$0.400.4%
CashbackMinimum spending: HK$3,800.00Cap: HK$400.00 · per month
CapHK$0.40 / HK$400.00
Calculation
Total savingHK$6.00
  • Motion Credit Card dining and online spending 5.6% extra cash rebate: HK$5.60
  • Motion Credit Card dining and online spending 0.4% basic cash rebate: HK$0.40
Terms & conditions

Calculation assumptions

  • Assumes the full reward limit is still available. Extra cash rebate on eligible dining and online spending
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Assumes the full reward limit is still available. Basic cash rebate component
  • Limit: 200 HKD · Per Month
  • Limit applies to: Extra cash rebate on eligible dining and online spending
  • Eligibility: Phase Spend Min: 3800
  • Eligible categories: 餐飲, 網上購物
  • The advertised 6% total comprises 0.4% basic cash rebate and this 5.6% extra cash rebate; the 6% total is not a separate offer.
  • At least HK$3,800 in eligible retail transactions is required in a calendar month.
  • The extra cash rebate has a HK$200 monthly maximum, based on the transaction date shown on the card statement.
  • Eligible dining is based on Mastercard or acquiring-bank merchant codes and covers local or overseas food and beverage outlets. Excluded: hotel dining, hotel banquets, private parties or functions, private rooms, private kitchens, food and beverage outlets in food courts, supermarkets or department stores, associations, club houses, and bakeries.
  • Eligible online spending is internet retail spending identified by Mastercard or acquiring-bank merchant codes, regardless of country or currency. Online supermarkets are excluded.
  • Eligible dining and online spending excludes WeChat Pay, WeChat Pay HK, Alipay, AlipayHK, PayMe, and FPS transactions.
  • The bank decides transaction eligibility from transaction type and merchant code. It does not have to confirm eligibility before the transaction, and its decision is final.
  • Applicable offer terms are referenced but are not included in the retained source.
  • Limit: 400 HKD · Per Month
  • Limit applies to: Basic cash rebate component
  • The advertised 6% total includes this 0.4% basic cash rebate and a separate 5.6% extra cash rebate.
  • The 6% offer requires at least HK$3,800 in eligible retail transactions in a calendar month.
  • The source states a HK$400 monthly maximum for basic cash rebate. It calculates the maximum from the basic rebate rate times the lower of the cardmember's credit limit or the first HK$100,000 of eligible transactions in that month.
  • The full Cash Rebate Rewards Program terms are linked but are not included in the retained source.

Motion Credit Card dining and online spending 5.6% extra cash rebate

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 餐飲 / 網上購物 · Type: category
  • Requirements: Period spend ≥: HK$3,800.00
  • Benefit limit: Amount: 200 · Applies to: Extra cash rebate on eligible dining and online spending · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • The advertised 6% total comprises 0.4% basic cash rebate and this 5.6% extra cash rebate; the 6% total is not a separate offer.
  • At least HK$3,800 in eligible retail transactions is required in a calendar month.
  • The extra cash rebate has a HK$200 monthly maximum, based on the transaction date shown on the card statement.
  • Eligible dining is based on Mastercard or acquiring-bank merchant codes and covers local or overseas food and beverage outlets. Excluded: hotel dining, hotel banquets, private parties or functions, private rooms, private kitchens, food and beverage outlets in food courts, supermarkets or department stores, associations, club houses, and bakeries.
  • Eligible online spending is internet retail spending identified by Mastercard or acquiring-bank merchant codes, regardless of country or currency. Online supermarkets are excluded.
  • Eligible dining and online spending excludes WeChat Pay, WeChat Pay HK, Alipay, AlipayHK, PayMe, and FPS transactions.
  • The bank decides transaction eligibility from transaction type and merchant code. It does not have to confirm eligibility before the transaction, and its decision is final.
  • Applicable offer terms are referenced but are not included in the retained source.
  • Dining and online spending offer promotion period: Now – 2026-12-31

Motion Credit Card dining and online spending 0.4% basic cash rebate

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 餐飲 / 網上購物 · Type: category
  • Requirements: Period spend ≥: HK$3,800.00
  • Benefit limit: Amount: 400 · Applies to: Basic cash rebate component · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • The advertised 6% total includes this 0.4% basic cash rebate and a separate 5.6% extra cash rebate.
  • The 6% offer requires at least HK$3,800 in eligible retail transactions in a calendar month.
  • The source states a HK$400 monthly maximum for basic cash rebate. It calculates the maximum from the basic rebate rate times the lower of the cardmember's credit limit or the first HK$100,000 of eligible transactions in that month.
  • Eligible dining is based on Mastercard or acquiring-bank merchant codes and covers local or overseas food and beverage outlets. Excluded: hotel dining, hotel banquets, private parties or functions, private rooms, private kitchens, food and beverage outlets in food courts, supermarkets or department stores, associations, club houses, and bakeries.
  • Eligible online spending is internet retail spending identified by Mastercard or acquiring-bank merchant codes, regardless of country or currency. Online supermarkets are excluded.
  • Eligible dining and online spending excludes WeChat Pay, WeChat Pay HK, Alipay, AlipayHK, PayMe, and FPS transactions.
  • The bank decides transaction eligibility from transaction type and merchant code. It does not have to confirm eligibility before the transaction, and its decision is final.
  • The full Cash Rebate Rewards Program terms are linked but are not included in the retained source.
  • Dining and online spending offer promotion period: Now – 2026-12-31
Other offers
Overseas spending
Motion Credit Card foreign currency spending 10% cash rebate
Conditions applyCashbackCap: HK$1,000.00 · promotion total
——

Category or merchant does not match. • Customer: New customer • Limit: 1000 HKD · Promotion Total • Limit applies to: Cash rebate on eligible foreign currency spending • Application, registration or activation required. See conditions. • Eligible categories: 海外簽賬 • New Cardmembers are applicants who do not currently hold and have not cancelled a principal CNCBI credit card in the 12 months before the month of approval. • Eligible spending is posted retail or online spending settled in a currency other than Hong Kong dollars. • The rebate applies in the first 3 months from card issuance. • The source says the offers are subject to applicable terms and conditions, but it does not include those terms.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Benefit limit: Amount: 1000 · Applies to: Cash rebate on eligible foreign currency spending · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Application or registration is required.
  • New Cardmembers are applicants who do not currently hold and have not cancelled a principal CNCBI credit card in the 12 months before the month of approval.
  • Eligible spending is posted retail or online spending settled in a currency other than Hong Kong dollars.
  • The rebate applies in the first 3 months from card issuance.
  • The source says the offers are subject to applicable terms and conditions, but it does not include those terms.
  • Welcome offer promotion period: Now – 2026-12-31
Other
Motion Credit Card retail spending HK$600 cash rebate
Conditions applyCashbackMinimum spending: HK$6,000.00
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Threshold-equivalent calculation: HK$600 ÷ HK$6,000 × 100 = 10%. This is the rate at the minimum qualifying spend; the effective rate decreases above HK$6,000. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 6000 • Applies to all eligible spending, subject to the conditions. • New Cardmembers are applicants who do not currently hold and have not cancelled a principal CNCBI credit card in the 12 months before the month of approval. • Accumulate at least HK$6,000 in eligible retail transactions in the first 2 months from card issuance. • Eligible retail transactions include local and overseas retail spending, online retail transactions, and mail or phone order transactions. • The source says the offers are subject to applicable terms and conditions, but it does not include those terms.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$6,000.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Threshold equivalent calculation: HK$600 ÷ HK$6,000 × 100 = 10%. This is the rate at the minimum qualifying spend; the effective rate decreases above HK$6,000.
  • Application or registration is required.
  • New Cardmembers are applicants who do not currently hold and have not cancelled a principal CNCBI credit card in the 12 months before the month of approval.
  • Accumulate at least HK$6,000 in eligible retail transactions in the first 2 months from card issuance.
  • Eligible retail transactions include local and overseas retail spending, online retail transactions, and mail or phone order transactions.
  • The source says the offers are subject to applicable terms and conditions, but it does not include those terms.
  • Welcome offer promotion period: Now – 2026-12-31
Other
Motion Credit Card virtual card up to M$10,000 on retail spending
Conditions applyPointsCap: 10,000 point · promotion total
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Limit: 10000 point · Promotion Total • Limit applies to: Motion$ earned by the virtual card welcome offer • Application, registration or activation required. See conditions. • Applies to all eligible spending, subject to the conditions. • New Cardmembers are applicants who do not currently hold and have not cancelled a principal CNCBI credit card in the 12 months before the month of approval. • Virtual Motion Credit Card only. Earn M$1 for each HK$1 of eligible retail transactions in the first 2 months from card issuance, up to M$10,000. • Motion$ can be converted to 10,000 miles. The bank may change reward types and Motion$ redemption requirements without prior notice. • Eligible retail transactions include local and overseas retail spending, online retail transactions, and mail or phone order transactions. • The linked Motion$ terms are not included in the retained source. • The source says the offers are subject to applicable terms and conditions, but it does not include those terms.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Benefit limit: Amount: 10000 · Applies to: Motion$ earned by the virtual card welcome offer · Period: promotion total · Type: limited · Unit: point
  • Application or registration is required.
  • New Cardmembers are applicants who do not currently hold and have not cancelled a principal CNCBI credit card in the 12 months before the month of approval.
  • Virtual Motion Credit Card only. Earn M$1 for each HK$1 of eligible retail transactions in the first 2 months from card issuance, up to M$10,000.
  • Motion$ can be converted to 10,000 miles. The bank may change reward types and Motion$ redemption requirements without prior notice.
  • Eligible retail transactions include local and overseas retail spending, online retail transactions, and mail or phone order transactions.
  • The linked Motion$ terms are not included in the retained source.
  • The source says the offers are subject to applicable terms and conditions, but it does not include those terms.
  • Welcome offer promotion period: Now – 2026-12-31
Other
Motion Credit Card first-year annual fee waiver（優惠值未列明）
Conditions applyFee Waiver
——

This benefit does not apply to a purchase. • Customer: New customer • Application, registration or activation required. See conditions. • New Cardmembers are applicants who do not currently hold and have not cancelled a principal CNCBI credit card in the 12 months before the month of approval. • The page states a first-year annual fee waiver but does not state the fee amount. • The source says the offers are subject to applicable terms and conditions, but it does not include those terms.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • New Cardmembers are applicants who do not currently hold and have not cancelled a principal CNCBI credit card in the 12 months before the month of approval.
  • The page states a first-year annual fee waiver but does not state the fee amount.
  • The source says the offers are subject to applicable terms and conditions, but it does not include those terms.
0505/CNCBICNCBI Motion Credit Card VirtualCNCBI Motion Credit Card Virtual5.6%HK$5.60
CNCBI Motion Credit Card Virtual
05CNCBI

CNCBI Motion Credit Card Virtual

Conditions apply

HK$5.605.6%
Dining
CNCBI Motion Credit Card (virtual) extra 5.6% cash rebate on dining and online spending
HK$5.605.6%
CashbackMinimum spending: HK$3,800.00Cap: HK$200.00 · per month
CapHK$5.60 / HK$200.00
Calculation
Total savingHK$5.60
  • CNCBI Motion Credit Card (virtual) extra 5.6% cash rebate on dining and online spending: HK$5.60
Terms & conditions

Calculation assumptions

  • Assumes the full reward limit is still available. Extra cash rebate during each calendar month
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • The page states a headline rate of up to 6%, made up of 0.4% basic cash rebate and 5.6% extra cash rebate.
  • Limit: 200 HKD · Per Month
  • Limit applies to: Extra cash rebate during each calendar month
  • Eligibility: Phase Spend Min: 3800
  • Eligible categories: 餐飲, 網上購物
  • Cardmembers must accumulate at least HK$3,800 in eligible retail transactions in a calendar month to qualify for the 6% headline rate. This includes 0.4% basic cash rebate and 5.6% extra cash rebate.
  • The extra HK$200 monthly cap is based on the transaction date shown on the monthly statement.
  • Eligible dining includes local or overseas retail transactions at food and beverage outlets under the stated merchant codes. Exclusions include hotel dining and banquets, private events and kitchens, food-court, supermarket or department-store outlets, associations or club houses, and bakeries.
  • Eligible online spending means internet retail transactions under the stated merchant codes; online supermarkets are excluded.
  • Dining and online spending excludes WeChat Pay, WeChat Pay HK, Alipay, AlipayHK, PayMe, and FPS transactions.
  • The source states a HK$400 monthly maximum for basic cash rebate. The maximum is the applicable basic rebate percentage multiplied by the lower of the cardmember's credit limit or the first HK$100,000 of basic cash rebate eligible transactions in that month.
  • The Bank decides transaction eligibility based on transaction type and merchant code. Its decision is final.
  • The page links to separate 6% cash rebate terms; their conditions are not present in this HTML.

CNCBI Motion Credit Card (virtual) extra 5.6% cash rebate on dining and online spending

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 餐飲 / 網上購物 · Type: category
  • Requirements: Period spend ≥: HK$3,800.00
  • Benefit limit: Amount: 200 · Applies to: Extra cash rebate during each calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Percentage note: The page states a headline rate of up to 6%, made up of 0.4% basic cash rebate and 5.6% extra cash rebate.
  • Cardmembers must accumulate at least HK$3,800 in eligible retail transactions in a calendar month to qualify for the 6% headline rate. This includes 0.4% basic cash rebate and 5.6% extra cash rebate.
  • The extra HK$200 monthly cap is based on the transaction date shown on the monthly statement.
  • Eligible dining includes local or overseas retail transactions at food and beverage outlets under the stated merchant codes. Exclusions include hotel dining and banquets, private events and kitchens, food-court, supermarket or department-store outlets, associations or club houses, and bakeries.
  • Eligible online spending means internet retail transactions under the stated merchant codes; online supermarkets are excluded.
  • Dining and online spending excludes WeChat Pay, WeChat Pay HK, Alipay, AlipayHK, PayMe, and FPS transactions.
  • The source states a HK$400 monthly maximum for basic cash rebate. The maximum is the applicable basic rebate percentage multiplied by the lower of the cardmember's credit limit or the first HK$100,000 of basic cash rebate eligible transactions in that month.
  • The Bank decides transaction eligibility based on transaction type and merchant code. Its decision is final.
  • The page links to separate 6% cash rebate terms; their conditions are not present in this HTML.
  • 6% Cash Rebate on Dining and Online Spending Offer: Now – 2026-12-31

Open source offer ↗

Other offers
Overseas spending
CNCBI Motion Credit Card (virtual) 10% cash rebate on foreign-currency spending
CashbackCap: HK$1,000.00 · promotion total
——

Category or merchant does not match. • Customer: New customer • Limit: 1000 HKD · Promotion Total • Limit applies to: Cash rebate during the first 3 months from card issuance • Eligible categories: 海外簽賬 • For new cardmembers who successfully apply. A new cardmember does not currently hold, and has not cancelled, any principal CNCBI credit card in the 12 months before the month of approval. • Eligible foreign-currency spending means posted retail and online transactions settled in a currency other than HKD. • The spending period is the first 3 months from card issuance. • This is one of the listed welcome offer choices. • The page links to separate welcome offer terms; their conditions are not present in this HTML.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Benefit limit: Amount: 1000 · Applies to: Cash rebate during the first 3 months from card issuance · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • For new cardmembers who successfully apply. A new cardmember does not currently hold, and has not cancelled, any principal CNCBI credit card in the 12 months before the month of approval.
  • Eligible foreign-currency spending means posted retail and online transactions settled in a currency other than HKD.
  • The spending period is the first 3 months from card issuance.
  • This is one of the listed welcome offer choices.
  • The page links to separate welcome offer terms; their conditions are not present in this HTML.
  • Welcome offer promotion period: Now – 2026-12-31

Open source offer ↗

Other
CNCBI Motion Credit Card (virtual) HK$600 cash rebate on eligible retail spending
CashbackMinimum spending: HK$6,000.00
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • HK$600 / HK$6,000 × 100 = 10%. This is the threshold-equivalent rate at the minimum qualifying spend; the effective rate decreases above HK$6,000. • Limit applies to: No separate cap is stated. • Eligibility: Phase Spend Min: 6000 • Applies to all eligible spending, subject to the conditions. • For new cardmembers who successfully apply. A new cardmember does not currently hold, and has not cancelled, any principal CNCBI credit card in the 12 months before the month of approval. • Requires accumulated eligible retail transactions of at least HK$6,000 in the first 2 months from card issuance. • Eligible retail transactions include local and overseas retail spending, merchant instalment plans, online retail transactions, and mail or phone orders. • This is one of the listed welcome offer choices. • The page links to separate welcome offer terms; their conditions are not present in this HTML.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$6,000.00
  • Benefit limit: Applies to: No separate cap is stated. · Period: not stated · Type: not stated
  • Percentage note: HK$600 / HK$6,000 × 100 = 10%. This is the threshold equivalent rate at the minimum qualifying spend; the effective rate decreases above HK$6,000.
  • For new cardmembers who successfully apply. A new cardmember does not currently hold, and has not cancelled, any principal CNCBI credit card in the 12 months before the month of approval.
  • Requires accumulated eligible retail transactions of at least HK$6,000 in the first 2 months from card issuance.
  • Eligible retail transactions include local and overseas retail spending, merchant instalment plans, online retail transactions, and mail or phone orders.
  • This is one of the listed welcome offer choices.
  • The page links to separate welcome offer terms; their conditions are not present in this HTML.
  • Welcome offer promotion period: Now – 2026-12-31

Open source offer ↗

Other
CNCBI Motion Credit Card (virtual) up to M$10,000 in Motion$ rewards
PointsCap: 10,000 point · promotion total
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Limit: 10000 point · Promotion Total • Limit applies to: Motion$ earned in the first 2 months from card issuance • Applies to all eligible spending, subject to the conditions. • For new cardmembers who successfully apply. A new cardmember does not currently hold, and has not cancelled, any principal CNCBI credit card in the 12 months before the month of approval. • Earn M$1 for each HK$1 of eligible retail transactions in the first 2 months from card issuance, up to M$10,000. • The source states that M$10,000 is convertible to 10,000 miles. The Bank may change reward types and Motion$ redemption requirements without notice; customers can check inMotion for current rewards and requirements. • Eligible retail transactions include local and overseas retail spending, merchant instalment plans, online retail transactions, and mail or phone orders. • This is one of the listed welcome offer choices. • The page links to separate welcome offer terms; their conditions are not present in this HTML.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Benefit limit: Amount: 10000 · Applies to: Motion$ earned in the first 2 months from card issuance · Period: promotion total · Type: limited · Unit: point
  • For new cardmembers who successfully apply. A new cardmember does not currently hold, and has not cancelled, any principal CNCBI credit card in the 12 months before the month of approval.
  • Earn M$1 for each HK$1 of eligible retail transactions in the first 2 months from card issuance, up to M$10,000.
  • The source states that M$10,000 is convertible to 10,000 miles. The Bank may change reward types and Motion$ redemption requirements without notice; customers can check inMotion for current rewards and requirements.
  • Eligible retail transactions include local and overseas retail spending, merchant instalment plans, online retail transactions, and mail or phone orders.
  • This is one of the listed welcome offer choices.
  • The page links to separate welcome offer terms; their conditions are not present in this HTML.
  • Welcome offer promotion period: Now – 2026-12-31

Open source offer ↗

Other
CNCBI Motion Credit Card (virtual) annual fee waiver（優惠值未列明）
Fee Waiver
——

This benefit does not apply to a purchase. • Limit applies to: No waiver amount or limit is stated. • The page states a perpetual annual fee waiver. It does not state the waived amount.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: No waiver amount or limit is stated. · Period: not stated · Type: not stated
  • The page states a perpetual annual fee waiver. It does not state the waived amount.

Open source offer ↗

0606/BocBoc Private CardBoc Private Card · Generic credit card image3.6%HK$3.60
Boc Private Card · Generic credit card image
06Boc

Boc Private Card

Conditions apply

HK$3.603.6%
Dining
餐飲：Extra 9X Gift Points per HK$1 Dining Transaction (10X total including 1X basic Gift Point)
HK$3.603.6%
PointsCap: HK$450.00 · per month
CapHK$3.60 / HK$450.00
Calculation
Total savingHK$3.60
  • 餐飲：Extra 9X Gift Points per HK$1 Dining Transaction (10X total including 1X basic Gift Point): HK$3.60
Terms & conditions

Calculation assumptions

  • Assumes the full reward limit is still available. Cash-equivalent of the maximum 112,500 extra Gift Points per Eligible Credit Card account each calendar month
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Cash-equivalent calculation: extra 9 Gift Points per HK$1 × HK$100 / 25,000 Gift Points = 3.6% equivalent; original cap 112,500 extra Gift Points × HK$100 / 25,000 Gift Points = HK$450 per calendar month. The stated 10X total includes the 1X basic Gift Point; points are rounded where appropriate and credited to the main card in the month after the transaction month. Gift Points cannot be converted into cash or exchanged for other gifts and are not refundable or transferable.
  • Limit: 450 HKD · Per Month
  • Limit applies to: Cash-equivalent of the maximum 112,500 extra Gift Points per Eligible Credit Card account each calendar month
  • Eligible categories: 餐飲
  • BOC Private Card is by invitation only; contact the dedicated Relationship Manager.
  • The source grants extra 9X Gift Points on top of the basic 1X Gift Point for every HK$1 Dining Transaction, for 10X total Gift Points. The countable promotion component is the extra 9X.
  • Dining transactions are transactions at restaurants, dining merchants or organisations identified by the Company or Visa merchant codes. Banquets, private parties or functions, private-room events, and dining outlets in food courts, supermarkets, department stores, social associations, sports associations or clubhouses are excluded.
  • Payment through Alipay or WeChat Pay is excluded. The Company may define or change the eligible spending categories by reference to Visa without prior notice; transactions outside the eligible category do not count.
  • Main and additional card eligible dining transactions are combined for the account calculation. Only transactions posted within seven days of the transaction date count; points are rounded where appropriate and credited to the main card in the month after the transaction month.
  • The maximum is 112,500 extra Gift Points for each Eligible Credit Card account per calendar month. The cap is converted to HK$450 using 25,000 Gift Points = HK$100.
  • The account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; termination, agreement breach or default forfeits entitlement.
  • The Company may verify records, and its records prevail over sales slips. Dishonest or fraudulent acts can cancel eligibility and reverse points. Cancelled transactions after award can be debited at 25,000 Gift Points = HK$100.
  • Gift Points cannot be converted into cash or exchanged for other gifts, and are not refundable or transferable. The linked Gift Point Gift Rewards Programme terms also apply but are not used as evidence.
  • Customers must retain original transaction sales slips. The Promotion Period ends on 31 December 2026; the exact start date is not stated.

餐飲：Extra 9X Gift Points per HK$1 Dining Transaction (10X total including 1X basic Gift Point)

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 餐飲 · Type: category
  • Benefit limit: Amount: 450 · Applies to: Cash equivalent of the maximum 112,500 extra Gift Points per Eligible Credit Card account each calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: extra 9 Gift Points per HK$1 × HK$100 / 25,000 Gift Points = 3.6% equivalent; original cap 112,500 extra Gift Points × HK$100 / 25,000 Gift Points = HK$450 per calendar month. The stated 10X total includes the 1X basic Gift Point; points are rounded where appropriate and credited to the main card in the month after the transaction month. Gift Points cannot be converted into cash or exchanged for other gifts and are not refundable or transferable.
  • BOC Private Card is by invitation only; contact the dedicated Relationship Manager.
  • The source grants extra 9X Gift Points on top of the basic 1X Gift Point for every HK$1 Dining Transaction, for 10X total Gift Points. The countable promotion component is the extra 9X.
  • Dining transactions are transactions at restaurants, dining merchants or organisations identified by the Company or Visa merchant codes. Banquets, private parties or functions, private-room events, and dining outlets in food courts, supermarkets, department stores, social associations, sports associations or clubhouses are excluded.
  • Payment through Alipay or WeChat Pay is excluded. The Company may define or change the eligible spending categories by reference to Visa without prior notice; transactions outside the eligible category do not count.
  • Main and additional card eligible dining transactions are combined for the account calculation. Only transactions posted within seven days of the transaction date count; points are rounded where appropriate and credited to the main card in the month after the transaction month.
  • The maximum is 112,500 extra Gift Points for each Eligible Credit Card account per calendar month. The cap is converted to HK$450 using 25,000 Gift Points = HK$100.
  • The account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; termination, agreement breach or default forfeits entitlement.
  • The Company may verify records, and its records prevail over sales slips. Dishonest or fraudulent acts can cancel eligibility and reverse points. Cancelled transactions after award can be debited at 25,000 Gift Points = HK$100.
  • Gift Points cannot be converted into cash or exchanged for other gifts, and are not refundable or transferable. The linked Gift Point Gift Rewards Programme terms also apply but are not used as evidence.
  • Customers must retain original transaction sales slips. The Promotion Period ends on 31 December 2026; the exact start date is not stated.
  • Promotion period; exact start date is not stated: Now – 2026-12-31
Other offers
Fine dining
Nadaman Kowloon Shangri La：Buy 1 designated menu, get 1 free
GiftCap: 1 transactions · per transaction
——

Category or merchant does not match. • The source states a buy-one-get-one-free menu offer but no comparable percentage. • Limit: 1 transactions · Per Transaction • Limit applies to: One offer or designated set menu per table each time; merchant quota applies • Merchants: nadaman-kowloon-shangri-la • Eligible merchants: nadaman-kowloon-shangri-la • BOC Private Card is by invitation only; contact the dedicated Relationship Manager. • Nadaman (Kowloon Shangri-La): Wateshoku Iro-dori Set Lunch HK$395, Monday to Sunday; Omakase Kaiseki Set Dinner HK$1,838, Monday to Sunday. • Advance reservation is required and the client must state use of the offer at reservation and before ordering. • The client must be one of the diners. The offer is for one table each time and, unless otherwise specified, one offer or designated set menu per table each time. • The offer applies to dine-in food or beverage from the designated set menu at the stated times. It excludes festive or special menus, guest-chef promotions, wine dinners, weddings, meetings, conferences, takeaways, deliveries, banquets, catering, private or corporate functions, private rooms, 10% service charge, and other items listed in the terms unless the merchant states otherwise. • The offer cannot be combined with other promotional offers, discounts, membership offers, staff discounts, gift vouchers or cash coupons unless the merchant states otherwise. • Availability, stock, merchant quota and first-come-first-served rules apply. Menu descriptions, prices and services are reference information and the merchant's information is final. • Cancelled, refunded, falsified, unposted, fraudulent or unauthorised transactions are not eligible. The account must remain normal, valid and in good credit standing; termination, agreement breach or default forfeits the offer. • The Promotion Period ends on 31 December 2026; the exact start date is not stated. • Reservation must be made at least 2 days in advance through BOC Private Card Lifestyle Manager. • Daily supply is limited. The discount does not apply to the 10% service charge. • Blackout dates include, but are not limited to, 9-10 May, 21 June, 21-22 December, 24-26 December and 31 December 2026, plus other festive days and special events. • The offer cannot be used with Shangri-La Circle Points redemption or other Shangri-La membership benefits; Shangri-La Circle members cannot earn Shangri-La Circle Points.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: nadaman kowloon shangri la · Type: merchant
  • Benefit limit: Amount: 1 · Applies to: One offer or designated set menu per table each time; merchant quota applies · Period: per transaction · Type: limited · Unit: transactions
  • Percentage note: The source states a buy one get one free menu offer but no comparable percentage.
  • BOC Private Card is by invitation only; contact the dedicated Relationship Manager.
  • Nadaman (Kowloon Shangri-La): Wateshoku Iro-dori Set Lunch HK$395, Monday to Sunday; Omakase Kaiseki Set Dinner HK$1,838, Monday to Sunday.
  • Advance reservation is required and the client must state use of the offer at reservation and before ordering.
  • The client must be one of the diners. The offer is for one table each time and, unless otherwise specified, one offer or designated set menu per table each time.
  • The offer applies to dine-in food or beverage from the designated set menu at the stated times. It excludes festive or special menus, guest-chef promotions, wine dinners, weddings, meetings, conferences, takeaways, deliveries, banquets, catering, private or corporate functions, private rooms, 10% service charge, and other items listed in the terms unless the merchant states otherwise.
  • The offer cannot be combined with other promotional offers, discounts, membership offers, staff discounts, gift vouchers or cash coupons unless the merchant states otherwise.
  • Availability, stock, merchant quota and first-come-first-served rules apply. Menu descriptions, prices and services are reference information and the merchant's information is final.
  • Cancelled, refunded, falsified, unposted, fraudulent or unauthorised transactions are not eligible. The account must remain normal, valid and in good credit standing; termination, agreement breach or default forfeits the offer.
  • The Promotion Period ends on 31 December 2026; the exact start date is not stated.
  • Reservation must be made at least 2 days in advance through BOC Private Card Lifestyle Manager.
  • Daily supply is limited. The discount does not apply to the 10% service charge.
  • Blackout dates include, but are not limited to, 9-10 May, 21 June, 21-22 December, 24-26 December and 31 December 2026, plus other festive days and special events.
  • The offer cannot be used with Shangri-La Circle Points redemption or other Shangri-La membership benefits; Shangri-La Circle members cannot earn Shangri-La Circle Points.
  • Promotion period; exact start date is not stated: Now – 2026-12-31
Fine dining
Shang Palace：Buy 1 designated menu, get 1 free
GiftCap: 1 transactions · per transaction
——

Category or merchant does not match. • The source states a buy-one-get-one-free menu offer but no comparable percentage. • Limit: 1 transactions · Per Transaction • Limit applies to: One offer or designated set menu per table each time; merchant quota applies • Merchants: shang-palace • Eligible merchants: shang-palace • BOC Private Card is by invitation only; contact the dedicated Relationship Manager. • Shang Palace: Designated Set Dinner HK$1,328, Monday to Sunday. • Advance reservation is required and the client must state use of the offer at reservation and before ordering. • The client must be one of the diners. The offer is for one table each time and, unless otherwise specified, one offer or designated set menu per table each time. • The offer applies to dine-in food or beverage from the designated set menu at the stated times. It excludes festive or special menus, guest-chef promotions, wine dinners, weddings, meetings, conferences, takeaways, deliveries, banquets, catering, private or corporate functions, private rooms, 10% service charge, and other items listed in the terms unless the merchant states otherwise. • The offer cannot be combined with other promotional offers, discounts, membership offers, staff discounts, gift vouchers or cash coupons unless the merchant states otherwise. • Availability, stock, merchant quota and first-come-first-served rules apply. Menu descriptions, prices and services are reference information and the merchant's information is final. • Cancelled, refunded, falsified, unposted, fraudulent or unauthorised transactions are not eligible. The account must remain normal, valid and in good credit standing; termination, agreement breach or default forfeits the offer. • The Promotion Period ends on 31 December 2026; the exact start date is not stated. • Reservation must be made at least 1 day in advance through BOC Private Card Lifestyle Manager. • Daily supply is limited. The discount does not apply to the 10% service charge. • Blackout dates include, but are not limited to, 9-10 May, 21 June, 24-25 September, 21-22 December, 24-26 December and 31 December 2026, plus other festive days and special events. • Shangri-La Circle members cannot earn Shangri-La Circle Points.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: shang palace · Type: merchant
  • Benefit limit: Amount: 1 · Applies to: One offer or designated set menu per table each time; merchant quota applies · Period: per transaction · Type: limited · Unit: transactions
  • Percentage note: The source states a buy one get one free menu offer but no comparable percentage.
  • BOC Private Card is by invitation only; contact the dedicated Relationship Manager.
  • Shang Palace: Designated Set Dinner HK$1,328, Monday to Sunday.
  • Advance reservation is required and the client must state use of the offer at reservation and before ordering.
  • The client must be one of the diners. The offer is for one table each time and, unless otherwise specified, one offer or designated set menu per table each time.
  • The offer applies to dine-in food or beverage from the designated set menu at the stated times. It excludes festive or special menus, guest-chef promotions, wine dinners, weddings, meetings, conferences, takeaways, deliveries, banquets, catering, private or corporate functions, private rooms, 10% service charge, and other items listed in the terms unless the merchant states otherwise.
  • The offer cannot be combined with other promotional offers, discounts, membership offers, staff discounts, gift vouchers or cash coupons unless the merchant states otherwise.
  • Availability, stock, merchant quota and first-come-first-served rules apply. Menu descriptions, prices and services are reference information and the merchant's information is final.
  • Cancelled, refunded, falsified, unposted, fraudulent or unauthorised transactions are not eligible. The account must remain normal, valid and in good credit standing; termination, agreement breach or default forfeits the offer.
  • The Promotion Period ends on 31 December 2026; the exact start date is not stated.
  • Reservation must be made at least 1 day in advance through BOC Private Card Lifestyle Manager.
  • Daily supply is limited. The discount does not apply to the 10% service charge.
  • Blackout dates include, but are not limited to, 9-10 May, 21 June, 24-25 September, 21-22 December, 24-26 December and 31 December 2026, plus other festive days and special events.
  • Shangri-La Circle members cannot earn Shangri-La Circle Points.
  • Promotion period; exact start date is not stated: Now – 2026-12-31
Fine dining
Ami：Buy 1 designated menu, get 1 free
GiftCap: 1 transactions · per transaction
——

Category or merchant does not match. • The source states a buy-one-get-one-free menu offer but no comparable percentage. • Limit: 1 transactions · Per Transaction • Limit applies to: One offer or designated set menu per table each time; merchant quota applies • Merchants: ami • Eligible merchants: ami • BOC Private Card is by invitation only; contact the dedicated Relationship Manager. • Ami: Selected Tasting Dinner HK$1,288 or HK$1,588, Monday to Sunday. • Advance reservation is required and the client must state use of the offer at reservation and before ordering. • The client must be one of the diners. The offer is for one table each time and, unless otherwise specified, one offer or designated set menu per table each time. • The offer applies to dine-in food or beverage from the designated set menu at the stated times. It excludes festive or special menus, guest-chef promotions, wine dinners, weddings, meetings, conferences, takeaways, deliveries, banquets, catering, private or corporate functions, private rooms, 10% service charge, and other items listed in the terms unless the merchant states otherwise. • The offer cannot be combined with other promotional offers, discounts, membership offers, staff discounts, gift vouchers or cash coupons unless the merchant states otherwise. • Availability, stock, merchant quota and first-come-first-served rules apply. Menu descriptions, prices and services are reference information and the merchant's information is final. • Cancelled, refunded, falsified, unposted, fraudulent or unauthorised transactions are not eligible. The account must remain normal, valid and in good credit standing; termination, agreement breach or default forfeits the offer. • The Promotion Period ends on 31 December 2026; the exact start date is not stated. • Reservation must be made at least 1 day in advance through BOC Private Card Lifestyle Manager. Daily supply is limited. • The discount does not apply to the 10% service charge, which must be paid at the restaurant. • Blackout dates include, but are not limited to, New Year's Day, Valentine's Day, Mother's Day, Father's Day, Christmas Eve, Christmas Day, Boxing Day and New Year's Eve, plus other festive days and special events.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: ami · Type: merchant
  • Benefit limit: Amount: 1 · Applies to: One offer or designated set menu per table each time; merchant quota applies · Period: per transaction · Type: limited · Unit: transactions
  • Percentage note: The source states a buy one get one free menu offer but no comparable percentage.
  • BOC Private Card is by invitation only; contact the dedicated Relationship Manager.
  • Ami: Selected Tasting Dinner HK$1,288 or HK$1,588, Monday to Sunday.
  • Advance reservation is required and the client must state use of the offer at reservation and before ordering.
  • The client must be one of the diners. The offer is for one table each time and, unless otherwise specified, one offer or designated set menu per table each time.
  • The offer applies to dine-in food or beverage from the designated set menu at the stated times. It excludes festive or special menus, guest-chef promotions, wine dinners, weddings, meetings, conferences, takeaways, deliveries, banquets, catering, private or corporate functions, private rooms, 10% service charge, and other items listed in the terms unless the merchant states otherwise.
  • The offer cannot be combined with other promotional offers, discounts, membership offers, staff discounts, gift vouchers or cash coupons unless the merchant states otherwise.
  • Availability, stock, merchant quota and first-come-first-served rules apply. Menu descriptions, prices and services are reference information and the merchant's information is final.
  • Cancelled, refunded, falsified, unposted, fraudulent or unauthorised transactions are not eligible. The account must remain normal, valid and in good credit standing; termination, agreement breach or default forfeits the offer.
  • The Promotion Period ends on 31 December 2026; the exact start date is not stated.
  • Reservation must be made at least 1 day in advance through BOC Private Card Lifestyle Manager. Daily supply is limited.
  • The discount does not apply to the 10% service charge, which must be paid at the restaurant.
  • Blackout dates include, but are not limited to, New Year's Day, Valentine's Day, Mother's Day, Father's Day, Christmas Eve, Christmas Day, Boxing Day and New Year's Eve, plus other festive days and special events.
  • Promotion period; exact start date is not stated: Now – 2026-12-31
Fine dining
Arbor：Buy 1 designated menu, get 1 free
GiftCap: 1 transactions · per transaction
——

Category or merchant does not match. • The source states a buy-one-get-one-free menu offer but no comparable percentage. • Limit: 1 transactions · Per Transaction • Limit applies to: One offer or designated set menu per table each time; merchant quota applies • Merchants: arbor • Eligible merchants: arbor • BOC Private Card is by invitation only; contact the dedicated Relationship Manager. • Arbor: Selected Lunch Menu HK$688 or HK$888, and Selected Dinner Menu HK$1,988, Monday to Sunday. • Advance reservation is required and the client must state use of the offer at reservation and before ordering. • The client must be one of the diners. The offer is for one table each time and, unless otherwise specified, one offer or designated set menu per table each time. • The offer applies to dine-in food or beverage from the designated set menu at the stated times. It excludes festive or special menus, guest-chef promotions, wine dinners, weddings, meetings, conferences, takeaways, deliveries, banquets, catering, private or corporate functions, private rooms, 10% service charge, and other items listed in the terms unless the merchant states otherwise. • The offer cannot be combined with other promotional offers, discounts, membership offers, staff discounts, gift vouchers or cash coupons unless the merchant states otherwise. • Availability, stock, merchant quota and first-come-first-served rules apply. Menu descriptions, prices and services are reference information and the merchant's information is final. • Cancelled, refunded, falsified, unposted, fraudulent or unauthorised transactions are not eligible. The account must remain normal, valid and in good credit standing; termination, agreement breach or default forfeits the offer. • The Promotion Period ends on 31 December 2026; the exact start date is not stated. • Reservation must be made at least 1 day in advance through BOC Private Card Lifestyle Manager. Daily supply is limited. • The discount does not apply to the 10% service charge, which must be paid at the restaurant. • Blackout dates include, but are not limited to, New Year's Day, Valentine's Day, Mother's Day, Father's Day, Christmas Eve, Christmas Day, Boxing Day and New Year's Eve, plus other festive days and special events.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: arbor · Type: merchant
  • Benefit limit: Amount: 1 · Applies to: One offer or designated set menu per table each time; merchant quota applies · Period: per transaction · Type: limited · Unit: transactions
  • Percentage note: The source states a buy one get one free menu offer but no comparable percentage.
  • BOC Private Card is by invitation only; contact the dedicated Relationship Manager.
  • Arbor: Selected Lunch Menu HK$688 or HK$888, and Selected Dinner Menu HK$1,988, Monday to Sunday.
  • Advance reservation is required and the client must state use of the offer at reservation and before ordering.
  • The client must be one of the diners. The offer is for one table each time and, unless otherwise specified, one offer or designated set menu per table each time.
  • The offer applies to dine-in food or beverage from the designated set menu at the stated times. It excludes festive or special menus, guest-chef promotions, wine dinners, weddings, meetings, conferences, takeaways, deliveries, banquets, catering, private or corporate functions, private rooms, 10% service charge, and other items listed in the terms unless the merchant states otherwise.
  • The offer cannot be combined with other promotional offers, discounts, membership offers, staff discounts, gift vouchers or cash coupons unless the merchant states otherwise.
  • Availability, stock, merchant quota and first-come-first-served rules apply. Menu descriptions, prices and services are reference information and the merchant's information is final.
  • Cancelled, refunded, falsified, unposted, fraudulent or unauthorised transactions are not eligible. The account must remain normal, valid and in good credit standing; termination, agreement breach or default forfeits the offer.
  • The Promotion Period ends on 31 December 2026; the exact start date is not stated.
  • Reservation must be made at least 1 day in advance through BOC Private Card Lifestyle Manager. Daily supply is limited.
  • The discount does not apply to the 10% service charge, which must be paid at the restaurant.
  • Blackout dates include, but are not limited to, New Year's Day, Valentine's Day, Mother's Day, Father's Day, Christmas Eve, Christmas Day, Boxing Day and New Year's Eve, plus other festive days and special events.
  • Promotion period; exact start date is not stated: Now – 2026-12-31
Fine dining
Epure：Buy 1 designated menu, get 1 free
GiftCap: 1 transactions · per transaction
——

Category or merchant does not match. • The source states a buy-one-get-one-free menu offer but no comparable percentage. • Limit: 1 transactions · Per Transaction • Limit applies to: One offer or designated set menu per table each time; merchant quota applies • Merchants: epure • Eligible merchants: epure • BOC Private Card is by invitation only; contact the dedicated Relationship Manager. • ÉPURE: Selected Lunch Menu HK$688 or HK$888, and Selected Dinner Menu HK$1,388 or HK$1,688, Monday to Sunday. • Advance reservation is required and the client must state use of the offer at reservation and before ordering. • The client must be one of the diners. The offer is for one table each time and, unless otherwise specified, one offer or designated set menu per table each time. • The offer applies to dine-in food or beverage from the designated set menu at the stated times. It excludes festive or special menus, guest-chef promotions, wine dinners, weddings, meetings, conferences, takeaways, deliveries, banquets, catering, private or corporate functions, private rooms, 10% service charge, and other items listed in the terms unless the merchant states otherwise. • The offer cannot be combined with other promotional offers, discounts, membership offers, staff discounts, gift vouchers or cash coupons unless the merchant states otherwise. • Availability, stock, merchant quota and first-come-first-served rules apply. Menu descriptions, prices and services are reference information and the merchant's information is final. • Cancelled, refunded, falsified, unposted, fraudulent or unauthorised transactions are not eligible. The account must remain normal, valid and in good credit standing; termination, agreement breach or default forfeits the offer. • The Promotion Period ends on 31 December 2026; the exact start date is not stated. • Reservation must be made at least 1 day in advance through BOC Private Card Lifestyle Manager. Daily supply is limited. • The discount does not apply to the 10% service charge, which must be paid at the restaurant. • Blackout dates include, but are not limited to, New Year's Day, Valentine's Day, Mother's Day, Father's Day, Christmas Eve, Christmas Day, Boxing Day and New Year's Eve, plus other festive days and special events.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: epure · Type: merchant
  • Benefit limit: Amount: 1 · Applies to: One offer or designated set menu per table each time; merchant quota applies · Period: per transaction · Type: limited · Unit: transactions
  • Percentage note: The source states a buy one get one free menu offer but no comparable percentage.
  • BOC Private Card is by invitation only; contact the dedicated Relationship Manager.
  • ÉPURE: Selected Lunch Menu HK$688 or HK$888, and Selected Dinner Menu HK$1,388 or HK$1,688, Monday to Sunday.
  • Advance reservation is required and the client must state use of the offer at reservation and before ordering.
  • The client must be one of the diners. The offer is for one table each time and, unless otherwise specified, one offer or designated set menu per table each time.
  • The offer applies to dine-in food or beverage from the designated set menu at the stated times. It excludes festive or special menus, guest-chef promotions, wine dinners, weddings, meetings, conferences, takeaways, deliveries, banquets, catering, private or corporate functions, private rooms, 10% service charge, and other items listed in the terms unless the merchant states otherwise.
  • The offer cannot be combined with other promotional offers, discounts, membership offers, staff discounts, gift vouchers or cash coupons unless the merchant states otherwise.
  • Availability, stock, merchant quota and first-come-first-served rules apply. Menu descriptions, prices and services are reference information and the merchant's information is final.
  • Cancelled, refunded, falsified, unposted, fraudulent or unauthorised transactions are not eligible. The account must remain normal, valid and in good credit standing; termination, agreement breach or default forfeits the offer.
  • The Promotion Period ends on 31 December 2026; the exact start date is not stated.
  • Reservation must be made at least 1 day in advance through BOC Private Card Lifestyle Manager. Daily supply is limited.
  • The discount does not apply to the 10% service charge, which must be paid at the restaurant.
  • Blackout dates include, but are not limited to, New Year's Day, Valentine's Day, Mother's Day, Father's Day, Christmas Eve, Christmas Day, Boxing Day and New Year's Eve, plus other festive days and special events.
  • Promotion period; exact start date is not stated: Now – 2026-12-31
Fine dining
Beefbar：Buy 1 designated menu, get 1 free
GiftCap: 1 transactions · per transaction
——

Category or merchant does not match. • The source states a buy-one-get-one-free menu offer but no comparable percentage. • Limit: 1 transactions · Per Transaction • Limit applies to: One offer or designated set menu per table each time; merchant quota applies • Merchants: beefbar • Eligible merchants: beefbar • BOC Private Card is by invitation only; contact the dedicated Relationship Manager. • Beefbar: Designated Lunch Menu HK$650, Monday to Friday; Designated Dinner Menu HK$1,380, Monday to Saturday. • Advance reservation is required and the client must state use of the offer at reservation and before ordering. • The client must be one of the diners. The offer is for one table each time and, unless otherwise specified, one offer or designated set menu per table each time. • The offer applies to dine-in food or beverage from the designated set menu at the stated times. It excludes festive or special menus, guest-chef promotions, wine dinners, weddings, meetings, conferences, takeaways, deliveries, banquets, catering, private or corporate functions, private rooms, 10% service charge, and other items listed in the terms unless the merchant states otherwise. • The offer cannot be combined with other promotional offers, discounts, membership offers, staff discounts, gift vouchers or cash coupons unless the merchant states otherwise. • Availability, stock, merchant quota and first-come-first-served rules apply. Menu descriptions, prices and services are reference information and the merchant's information is final. • Cancelled, refunded, falsified, unposted, fraudulent or unauthorised transactions are not eligible. The account must remain normal, valid and in good credit standing; termination, agreement breach or default forfeits the offer. • The Promotion Period ends on 31 December 2026; the exact start date is not stated. • Reservation must be made at least 1 day in advance through BOC Private Card Lifestyle Manager. Daily supply is limited. • The discount does not apply to the 10% service charge, which must be paid at the restaurant. • Blackout dates include, but are not limited to, 24-25 December and 31 December 2026, all holiday lunches and special events.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: beefbar · Type: merchant
  • Benefit limit: Amount: 1 · Applies to: One offer or designated set menu per table each time; merchant quota applies · Period: per transaction · Type: limited · Unit: transactions
  • Percentage note: The source states a buy one get one free menu offer but no comparable percentage.
  • BOC Private Card is by invitation only; contact the dedicated Relationship Manager.
  • Beefbar: Designated Lunch Menu HK$650, Monday to Friday; Designated Dinner Menu HK$1,380, Monday to Saturday.
  • Advance reservation is required and the client must state use of the offer at reservation and before ordering.
  • The client must be one of the diners. The offer is for one table each time and, unless otherwise specified, one offer or designated set menu per table each time.
  • The offer applies to dine-in food or beverage from the designated set menu at the stated times. It excludes festive or special menus, guest-chef promotions, wine dinners, weddings, meetings, conferences, takeaways, deliveries, banquets, catering, private or corporate functions, private rooms, 10% service charge, and other items listed in the terms unless the merchant states otherwise.
  • The offer cannot be combined with other promotional offers, discounts, membership offers, staff discounts, gift vouchers or cash coupons unless the merchant states otherwise.
  • Availability, stock, merchant quota and first-come-first-served rules apply. Menu descriptions, prices and services are reference information and the merchant's information is final.
  • Cancelled, refunded, falsified, unposted, fraudulent or unauthorised transactions are not eligible. The account must remain normal, valid and in good credit standing; termination, agreement breach or default forfeits the offer.
  • The Promotion Period ends on 31 December 2026; the exact start date is not stated.
  • Reservation must be made at least 1 day in advance through BOC Private Card Lifestyle Manager. Daily supply is limited.
  • The discount does not apply to the 10% service charge, which must be paid at the restaurant.
  • Blackout dates include, but are not limited to, 24-25 December and 31 December 2026, all holiday lunches and special events.
  • Promotion period; exact start date is not stated: Now – 2026-12-31
Fine dining
Chiu Tang：Buy 1 designated menu, get 1 free
GiftCap: 1 transactions · per transaction
——

Category or merchant does not match. • The source states a buy-one-get-one-free menu offer but no comparable percentage. • Limit: 1 transactions · Per Transaction • Limit applies to: One offer or designated set menu per table each time; merchant quota applies • Merchants: chiu-tang • Eligible merchants: chiu-tang • BOC Private Card is by invitation only; contact the dedicated Relationship Manager. • Chiu Tang: Designated Menu HK$1,280, Monday to Sunday. • Advance reservation is required and the client must state use of the offer at reservation and before ordering. • The client must be one of the diners. The offer is for one table each time and, unless otherwise specified, one offer or designated set menu per table each time. • The offer applies to dine-in food or beverage from the designated set menu at the stated times. It excludes festive or special menus, guest-chef promotions, wine dinners, weddings, meetings, conferences, takeaways, deliveries, banquets, catering, private or corporate functions, private rooms, 10% service charge, and other items listed in the terms unless the merchant states otherwise. • The offer cannot be combined with other promotional offers, discounts, membership offers, staff discounts, gift vouchers or cash coupons unless the merchant states otherwise. • Availability, stock, merchant quota and first-come-first-served rules apply. Menu descriptions, prices and services are reference information and the merchant's information is final. • Cancelled, refunded, falsified, unposted, fraudulent or unauthorised transactions are not eligible. The account must remain normal, valid and in good credit standing; termination, agreement breach or default forfeits the offer. • The Promotion Period ends on 31 December 2026; the exact start date is not stated. • Reservation must be made at least 1 day in advance through BOC Private Card Lifestyle Manager. Daily supply is limited. • The discount does not apply to the 10% service charge, which must be paid at the restaurant. • Blackout dates include, but are not limited to, 22 December 2026 and special events.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: chiu tang · Type: merchant
  • Benefit limit: Amount: 1 · Applies to: One offer or designated set menu per table each time; merchant quota applies · Period: per transaction · Type: limited · Unit: transactions
  • Percentage note: The source states a buy one get one free menu offer but no comparable percentage.
  • BOC Private Card is by invitation only; contact the dedicated Relationship Manager.
  • Chiu Tang: Designated Menu HK$1,280, Monday to Sunday.
  • Advance reservation is required and the client must state use of the offer at reservation and before ordering.
  • The client must be one of the diners. The offer is for one table each time and, unless otherwise specified, one offer or designated set menu per table each time.
  • The offer applies to dine-in food or beverage from the designated set menu at the stated times. It excludes festive or special menus, guest-chef promotions, wine dinners, weddings, meetings, conferences, takeaways, deliveries, banquets, catering, private or corporate functions, private rooms, 10% service charge, and other items listed in the terms unless the merchant states otherwise.
  • The offer cannot be combined with other promotional offers, discounts, membership offers, staff discounts, gift vouchers or cash coupons unless the merchant states otherwise.
  • Availability, stock, merchant quota and first-come-first-served rules apply. Menu descriptions, prices and services are reference information and the merchant's information is final.
  • Cancelled, refunded, falsified, unposted, fraudulent or unauthorised transactions are not eligible. The account must remain normal, valid and in good credit standing; termination, agreement breach or default forfeits the offer.
  • The Promotion Period ends on 31 December 2026; the exact start date is not stated.
  • Reservation must be made at least 1 day in advance through BOC Private Card Lifestyle Manager. Daily supply is limited.
  • The discount does not apply to the 10% service charge, which must be paid at the restaurant.
  • Blackout dates include, but are not limited to, 22 December 2026 and special events.
  • Promotion period; exact start date is not stated: Now – 2026-12-31
Fine dining
Somm：Buy 1 designated menu, get 1 free
GiftCap: 1 transactions · per transaction
——

The source calendar restrictions cannot be confirmed for this date. • The source states a buy-one-get-one-free menu offer but no comparable percentage. • Limit: 1 transactions · Per Transaction • Limit applies to: One offer or designated set menu per table each time; merchant quota applies • Merchants: somm • Eligible merchants: somm • BOC Private Card is by invitation only; contact the dedicated Relationship Manager. • SOMM: 4-course SOMMallset Dinner Experience with 3-glass wine pairing HK$1,398, Monday to Sunday; SOMMkind of Royale Brunch Menu HK$1,318, Saturday, Sunday and public holidays. • Advance reservation is required and the client must state use of the offer at reservation and before ordering. • The client must be one of the diners. The offer is for one table each time and, unless otherwise specified, one offer or designated set menu per table each time. • The offer applies to dine-in food or beverage from the designated set menu at the stated times. It excludes festive or special menus, guest-chef promotions, wine dinners, weddings, meetings, conferences, takeaways, deliveries, banquets, catering, private or corporate functions, private rooms, 10% service charge, and other items listed in the terms unless the merchant states otherwise. • The offer cannot be combined with other promotional offers, discounts, membership offers, staff discounts, gift vouchers or cash coupons unless the merchant states otherwise. • Availability, stock, merchant quota and first-come-first-served rules apply. Menu descriptions, prices and services are reference information and the merchant's information is final. • Cancelled, refunded, falsified, unposted, fraudulent or unauthorised transactions are not eligible. The account must remain normal, valid and in good credit standing; termination, agreement breach or default forfeits the offer. • The Promotion Period ends on 31 December 2026; the exact start date is not stated. • Advance reservation must be made through BOC Private Card Lifestyle Manager. • The dinner includes the stated four-course menu and three-glass wine pairing. The brunch includes 90 minutes of free-flow selected Champagne, sake, wines and seasonal cocktails with the stated food courses. • The discount does not apply to the 10% service charge, which must be paid at the restaurant. • Blackout dates include, but are not limited to, 9-10 May and 20-21 June 2026, plus other festive days and special event dates.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: somm · Type: merchant
  • Benefit limit: Amount: 1 · Applies to: One offer or designated set menu per table each time; merchant quota applies · Period: per transaction · Type: limited · Unit: transactions
  • Percentage note: The source states a buy one get one free menu offer but no comparable percentage.
  • BOC Private Card is by invitation only; contact the dedicated Relationship Manager.
  • SOMM: 4-course SOMMallset Dinner Experience with 3-glass wine pairing HK$1,398, Monday to Sunday; SOMMkind of Royale Brunch Menu HK$1,318, Saturday, Sunday and public holidays.
  • Advance reservation is required and the client must state use of the offer at reservation and before ordering.
  • The client must be one of the diners. The offer is for one table each time and, unless otherwise specified, one offer or designated set menu per table each time.
  • The offer applies to dine-in food or beverage from the designated set menu at the stated times. It excludes festive or special menus, guest-chef promotions, wine dinners, weddings, meetings, conferences, takeaways, deliveries, banquets, catering, private or corporate functions, private rooms, 10% service charge, and other items listed in the terms unless the merchant states otherwise.
  • The offer cannot be combined with other promotional offers, discounts, membership offers, staff discounts, gift vouchers or cash coupons unless the merchant states otherwise.
  • Availability, stock, merchant quota and first-come-first-served rules apply. Menu descriptions, prices and services are reference information and the merchant's information is final.
  • Cancelled, refunded, falsified, unposted, fraudulent or unauthorised transactions are not eligible. The account must remain normal, valid and in good credit standing; termination, agreement breach or default forfeits the offer.
  • The Promotion Period ends on 31 December 2026; the exact start date is not stated.
  • Advance reservation must be made through BOC Private Card Lifestyle Manager.
  • The dinner includes the stated four-course menu and three-glass wine pairing. The brunch includes 90 minutes of free-flow selected Champagne, sake, wines and seasonal cocktails with the stated food courses.
  • The discount does not apply to the 10% service charge, which must be paid at the restaurant.
  • Blackout dates include, but are not limited to, 9-10 May and 20-21 June 2026, plus other festive days and special event dates.
  • Promotion period; exact start date is not stated: Now – 2026-12-31
Fine dining
Embla：Buy 1 designated menu, get 1 free
GiftCap: 1 transactions · per transaction
——

Category or merchant does not match. • The source states a buy-one-get-one-free menu offer but no comparable percentage. • Limit: 1 transactions · Per Transaction • Limit applies to: One offer or designated set menu per table each time; merchant quota applies • Merchants: embla • Eligible merchants: embla • BOC Private Card is by invitation only; contact the dedicated Relationship Manager. • Embla: Designated Lunch Menu HK$688, Wednesday to Saturday; Designated Dinner Menu HK$1,288, Tuesday to Saturday. • Advance reservation is required and the client must state use of the offer at reservation and before ordering. • The client must be one of the diners. The offer is for one table each time and, unless otherwise specified, one offer or designated set menu per table each time. • The offer applies to dine-in food or beverage from the designated set menu at the stated times. It excludes festive or special menus, guest-chef promotions, wine dinners, weddings, meetings, conferences, takeaways, deliveries, banquets, catering, private or corporate functions, private rooms, 10% service charge, and other items listed in the terms unless the merchant states otherwise. • The offer cannot be combined with other promotional offers, discounts, membership offers, staff discounts, gift vouchers or cash coupons unless the merchant states otherwise. • Availability, stock, merchant quota and first-come-first-served rules apply. Menu descriptions, prices and services are reference information and the merchant's information is final. • Cancelled, refunded, falsified, unposted, fraudulent or unauthorised transactions are not eligible. The account must remain normal, valid and in good credit standing; termination, agreement breach or default forfeits the offer. • The Promotion Period ends on 31 December 2026; the exact start date is not stated. • Advance reservation is required. Dietary restrictions must be told to the restaurant at least 48 hours in advance, and a credit-card guarantee is required. • A 48-hour cancellation policy applies. Late cancellation charges are HK$1,000 for dinner and HK$688 for lunch. • The offer does not apply on festive days or special event dates with special menus, including holiday, special-occasion and guest-chef menus. It cannot be used with Embla vouchers, discounts or other promotions. • Blackout dates include, but are not limited to, festive days and other special event dates. • The discount does not apply to the 10% service charge, which must be paid at the restaurant.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: embla · Type: merchant
  • Benefit limit: Amount: 1 · Applies to: One offer or designated set menu per table each time; merchant quota applies · Period: per transaction · Type: limited · Unit: transactions
  • Percentage note: The source states a buy one get one free menu offer but no comparable percentage.
  • BOC Private Card is by invitation only; contact the dedicated Relationship Manager.
  • Embla: Designated Lunch Menu HK$688, Wednesday to Saturday; Designated Dinner Menu HK$1,288, Tuesday to Saturday.
  • Advance reservation is required and the client must state use of the offer at reservation and before ordering.
  • The client must be one of the diners. The offer is for one table each time and, unless otherwise specified, one offer or designated set menu per table each time.
  • The offer applies to dine-in food or beverage from the designated set menu at the stated times. It excludes festive or special menus, guest-chef promotions, wine dinners, weddings, meetings, conferences, takeaways, deliveries, banquets, catering, private or corporate functions, private rooms, 10% service charge, and other items listed in the terms unless the merchant states otherwise.
  • The offer cannot be combined with other promotional offers, discounts, membership offers, staff discounts, gift vouchers or cash coupons unless the merchant states otherwise.
  • Availability, stock, merchant quota and first-come-first-served rules apply. Menu descriptions, prices and services are reference information and the merchant's information is final.
  • Cancelled, refunded, falsified, unposted, fraudulent or unauthorised transactions are not eligible. The account must remain normal, valid and in good credit standing; termination, agreement breach or default forfeits the offer.
  • The Promotion Period ends on 31 December 2026; the exact start date is not stated.
  • Advance reservation is required. Dietary restrictions must be told to the restaurant at least 48 hours in advance, and a credit-card guarantee is required.
  • A 48-hour cancellation policy applies. Late cancellation charges are HK$1,000 for dinner and HK$688 for lunch.
  • The offer does not apply on festive days or special event dates with special menus, including holiday, special-occasion and guest-chef menus. It cannot be used with Embla vouchers, discounts or other promotions.
  • Blackout dates include, but are not limited to, festive days and other special event dates.
  • The discount does not apply to the 10% service charge, which must be paid at the restaurant.
  • Promotion period; exact start date is not stated: Now – 2026-12-31
Cafés, bakeries and desserts
Airside Cafe：10% discount
DiscountMinimum spending: HK$500.00
——

Category or merchant does not match. • Source-stated 10% discount on the a la carte menu. • Minimum spend: Period: per_transaction; Spend: 500 • Merchants: airside-cafe • Eligible merchants: airside-cafe • BOC Private Card is by invitation only; contact the dedicated Relationship Manager. • Minimum spending of HK$500 is required for the a la carte menu discount. • Reservation must be made at least 1 day in advance through the stated reservation channel and is subject to availability. • Blackout dates include, but are not limited to, 26 September, 1 October, 19 October, 24-26 December and 31 December 2026. • The offer is used at the eligible transaction, cannot be exchanged for cash or other items, and cannot be combined with other offers or discounts. No refund is honoured after completion. • The offer is subject to availability while stocks last. The account must remain normal, valid and in good standing; fraud or abuse can forfeit eligibility. • The Promotion Period ends on 31 December 2026; the exact start date is not stated.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: airside cafe · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$500.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Source stated 10% discount on the a la carte menu.
  • BOC Private Card is by invitation only; contact the dedicated Relationship Manager.
  • Minimum spending of HK$500 is required for the a la carte menu discount.
  • Reservation must be made at least 1 day in advance through the stated reservation channel and is subject to availability.
  • Blackout dates include, but are not limited to, 26 September, 1 October, 19 October, 24-26 December and 31 December 2026.
  • The offer is used at the eligible transaction, cannot be exchanged for cash or other items, and cannot be combined with other offers or discounts. No refund is honoured after completion.
  • The offer is subject to availability while stocks last. The account must remain normal, valid and in good standing; fraud or abuse can forfeit eligibility.
  • The Promotion Period ends on 31 December 2026; the exact start date is not stated.
  • Promotion period; exact start date is not stated: Now – 2026-12-31
Dining
Watermark：Complimentary bottle of house red wine valued
GiftMinimum spending: HK$1,200.00
——

No comparable purchase saving is specified for this benefit type. • The source states a fixed complimentary item and value but no eligible-spend denominator for a percentage. • Minimum spend: Period: per_transaction; Spend: 1200 • Merchants: watermark • Eligible merchants: watermark • BOC Private Card is by invitation only; contact the dedicated Relationship Manager. • The complimentary house red wine is available upon spending HK$1,200 at WATERMARK. • Reservation must be made at least 1 day in advance through the stated reservation channel and is subject to availability. • Blackout dates include, but are not limited to, 26 September, 1 October, 19 October, 24-26 December and 31 December 2026. • The offer is used at the eligible transaction, cannot be exchanged for cash or other items, and cannot be combined with other offers or discounts. No refund is honoured after completion. • The offer is subject to availability while stocks last. The account must remain normal, valid and in good standing; fraud or abuse can forfeit eligibility. • The Promotion Period ends on 31 December 2026; the exact start date is not stated.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: watermark · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$1,200.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states a fixed complimentary item and value but no eligible spend denominator for a percentage.
  • BOC Private Card is by invitation only; contact the dedicated Relationship Manager.
  • The complimentary house red wine is available upon spending HK$1,200 at WATERMARK.
  • Reservation must be made at least 1 day in advance through the stated reservation channel and is subject to availability.
  • Blackout dates include, but are not limited to, 26 September, 1 October, 19 October, 24-26 December and 31 December 2026.
  • The offer is used at the eligible transaction, cannot be exchanged for cash or other items, and cannot be combined with other offers or discounts. No refund is honoured after completion.
  • The offer is subject to availability while stocks last. The account must remain normal, valid and in good standing; fraud or abuse can forfeit eligibility.
  • The Promotion Period ends on 31 December 2026; the exact start date is not stated.
  • Promotion period; exact start date is not stated: Now – 2026-12-31
Travel
旅遊：5 complimentary visits to Plaza Premium First
TravelCap: 5 transactions · promotion total
——

This benefit does not apply to a purchase. • No spending percentage applies to complimentary lounge access. • Limit: 5 transactions · Promotion Total • Limit applies to: Total complimentary Plaza Premium First visits during the Promotion Period • BOC Private Card is by invitation only; contact the dedicated Relationship Manager. • The benefit is for the main cardholder, supplementary cardholder and accompanying guest(s). Online reservation is not applicable. • Visits above five are charged at HK$550 per visit per person and debited to the main card account. • A cardholder may use free service once in each airport lounge each day. A later visit to the same lounge on the same day is charged at HK$550 per person. • Plaza Premium First is limited to the lounges near Gate 1 and Gate 35, East or West Hall, Level 6, Departures Level, Terminal 1, Hong Kong International Airport. Use by the main cardholder is limited to 3 hours per visit. • Access is subject to availability and each location's rules. A same-day boarding pass and eligible card do not guarantee admission. • The account must remain normal, valid and in good credit condition during the Promotion Period. The Promotion Period is 1 January to 31 December 2026.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 5 · Applies to: Total complimentary Plaza Premium First visits during the Promotion Period · Period: promotion total · Type: limited · Unit: transactions
  • Percentage note: No spending percentage applies to complimentary lounge access.
  • BOC Private Card is by invitation only; contact the dedicated Relationship Manager.
  • The benefit is for the main cardholder, supplementary cardholder and accompanying guest(s). Online reservation is not applicable.
  • Visits above five are charged at HK$550 per visit per person and debited to the main card account.
  • A cardholder may use free service once in each airport lounge each day. A later visit to the same lounge on the same day is charged at HK$550 per person.
  • Plaza Premium First is limited to the lounges near Gate 1 and Gate 35, East or West Hall, Level 6, Departures Level, Terminal 1, Hong Kong International Airport. Use by the main cardholder is limited to 3 hours per visit.
  • Access is subject to availability and each location's rules. A same-day boarding pass and eligible card do not guarantee admission.
  • The account must remain normal, valid and in good credit condition during the Promotion Period. The Promotion Period is 1 January to 31 December 2026.
  • Airport Lounges Services Promotion Period: 2026-01-01 – 2026-12-31
Travel
旅遊：complimentary visits
Travel
——

This benefit does not apply to a purchase. • No spending percentage applies to complimentary lounge access. • Limit: unlimited. • BOC Private Card is by invitation only; contact the dedicated Relationship Manager. • The main cardholder receives unlimited complimentary visits at designated Plaza Premium Lounges, including INTERVALS Sky Bar and Restaurant; Plaza Premium First is excluded from this row. • Supplementary cardholders and accompanying guests pay HK$250 each time at designated Plaza Premium Lounges. • A cardholder may use free service once in each airport lounge each day. A later visit to the same lounge on the same day is charged at HK$250 at Plaza Premium Lounge or INTERVALS Sky Bar and Restaurant. • The complete list of designated Plaza Premium Lounges is referenced externally and is not used as evidence. The Company may amend the list without prior notice. • INTERVALS Sky Bar and Restaurant use is limited to 90 minutes per visit. • Access is subject to availability and each location's rules. A same-day boarding pass and eligible card do not guarantee admission. • The account must remain normal, valid and in good credit condition during the Promotion Period. The Promotion Period is 1 January to 31 December 2026.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: unlimited
  • Percentage note: No spending percentage applies to complimentary lounge access.
  • BOC Private Card is by invitation only; contact the dedicated Relationship Manager.
  • The main cardholder receives unlimited complimentary visits at designated Plaza Premium Lounges, including INTERVALS Sky Bar and Restaurant; Plaza Premium First is excluded from this row.
  • Supplementary cardholders and accompanying guests pay HK$250 each time at designated Plaza Premium Lounges.
  • A cardholder may use free service once in each airport lounge each day. A later visit to the same lounge on the same day is charged at HK$250 at Plaza Premium Lounge or INTERVALS Sky Bar and Restaurant.
  • The complete list of designated Plaza Premium Lounges is referenced externally and is not used as evidence. The Company may amend the list without prior notice.
  • INTERVALS Sky Bar and Restaurant use is limited to 90 minutes per visit.
  • Access is subject to availability and each location's rules. A same-day boarding pass and eligible card do not guarantee admission.
  • The account must remain normal, valid and in good credit condition during the Promotion Period. The Promotion Period is 1 January to 31 December 2026.
  • Airport Lounges Services Promotion Period: 2026-01-01 – 2026-12-31
Other
費用豁免：First-year annual fee half fee (HK$9,400)
Conditions applyFee Waiver
——

This benefit does not apply to a purchase. • The source states a half-fee offer and HK$9,400, but does not state a numeric percentage. • Application, registration or activation required. See conditions. • BOC Private Card is by invitation only; contact the dedicated Relationship Manager. • The BOC Private Card application must be approved within the Promotion Period to receive the first-year annual fee of HK$9,400. • The Key Facts Statement lists the standard BOC Private Card main-card annual membership fee as HK$18,800; the formal offer states the first-year half-fee amount separately. • The account must remain normal, valid and in good credit condition during the Promotion Period. Termination, agreement breach or default forfeits the offer. • The Promotion Period ends on 31 December 2026; the exact start date is not stated.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states a half fee offer and HK$9,400, but does not state a numeric percentage.
  • Application or registration is required.
  • BOC Private Card is by invitation only; contact the dedicated Relationship Manager.
  • The BOC Private Card application must be approved within the Promotion Period to receive the first-year annual fee of HK$9,400.
  • The Key Facts Statement lists the standard BOC Private Card main-card annual membership fee as HK$18,800; the formal offer states the first-year half-fee amount separately.
  • The account must remain normal, valid and in good credit condition during the Promotion Period. Termination, agreement breach or default forfeits the offer.
  • The Promotion Period ends on 31 December 2026; the exact start date is not stated.
  • Promotion period; exact start date is not stated: Now – 2026-12-31
Other
分期優惠：Up to 56 days interest-free period
Financing
——

This benefit does not apply to a purchase. • No spending percentage applies to the interest-free period. • The Key Facts Statement states an interest-free period of up to 56 days. • No interest is charged when the balance is paid in full by the due date each month. If no payment or less than the outstanding balance is paid by the due date, interest is charged daily and the interest-free period is not available.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No spending percentage applies to the interest free period.
  • The Key Facts Statement states an interest-free period of up to 56 days.
  • No interest is charged when the balance is paid in full by the due date each month. If no payment or less than the outstanding balance is paid by the due date, interest is charged daily and the interest-free period is not available.
0707/HSBCHSBC Easy Credit Card Visa Platinum CardHSBC Easy Credit Card Visa Platinum Card2%HK$2.00
HSBC Easy Credit Card Visa Platinum Card
07HSBC

HSBC Easy Credit Card Visa Platinum Card

Conditions apply

HK$2.002%
Dining
餐飲：extra 5X RewardCash
HK$2.002%
Conditions applyPointsCap: HK$2,000.00 · promotion total
CapHK$2.00 / HK$2,000.00
Calculation
Total savingHK$2.00
  • 餐飲：extra 5X RewardCash: HK$2.00
Terms & conditions

Calculation assumptions

  • Assumes the full reward limit is still available. extra 5X RewardCash across eligible spend
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Limit: 2000 HKD · Promotion Total
  • Limit applies to: extra 5X RewardCash across eligible spend
  • Application, registration or activation required. See conditions.
  • Eligible categories: 餐飲
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

餐飲：extra 5X RewardCash

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 餐飲 · Type: category
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Other offers
Other
積分獎賞：$600 RewardCash
Conditions applyPointsMinimum spending: HK$8,000.00
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 8000 • Applies to all eligible spending, subject to the conditions. • New credit-card customer; apply during the promotion; approved card; accumulate HK$8,000 eligible spend in the first 60 calendar days. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$8,000.00
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • New credit-card customer; apply during the promotion; approved card; accumulate HK$8,000 eligible spend in the first 60 calendar days.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • welcome promotion applications: 2026-03-01 – 2027-02-28
Other
積分獎賞：35,000 MoneyBack points (source states HK$700 equivalent)
Conditions applyPointsMinimum spending: HK$8,000.00
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 8000 • Applies to all eligible spending, subject to the conditions. • New credit-card customer; choose MoneyBack points when applying; bind the HSBC easy card to the MoneyBack App within 30 calendar days after card issue; accumulate HK$8,000 eligible spend in the first 60 calendar days. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$8,000.00
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • New credit-card customer; choose MoneyBack points when applying; bind the HSBC easy card to the MoneyBack App within 30 calendar days after card issue; accumulate HK$8,000 eligible spend in the first 60 calendar days.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • welcome promotion applications: 2026-03-01 – 2027-02-28
Other
積分獎賞：$200 RewardCash
Conditions applyPointsMinimum spending: HK$8,000.00
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • Customer: Existing customer • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 8000 • Applies to all eligible spending, subject to the conditions. • Existing credit-card customer; apply during the promotion; approved card; accumulate HK$8,000 eligible spend in the first 60 calendar days. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

  • Eligibility: Audience: all · Customer status: existing
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$8,000.00
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • Existing credit-card customer; apply during the promotion; approved card; accumulate HK$8,000 eligible spend in the first 60 calendar days.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • welcome promotion applications: 2026-03-01 – 2027-02-28
Other
積分獎賞：15,000 MoneyBack points (source states HK$300 equivalent)
Conditions applyPointsMinimum spending: HK$8,000.00
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • Customer: Existing customer • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 8000 • Applies to all eligible spending, subject to the conditions. • Existing credit-card customer; choose MoneyBack points when applying; bind the HSBC easy card to the MoneyBack App within 30 calendar days after card issue; accumulate HK$8,000 eligible spend in the first 60 calendar days. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

  • Eligibility: Audience: all · Customer status: existing
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$8,000.00
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • Existing credit-card customer; choose MoneyBack points when applying; bind the HSBC easy card to the MoneyBack App within 30 calendar days after card issue; accumulate HK$8,000 eligible spend in the first 60 calendar days.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • welcome promotion applications: 2026-03-01 – 2027-02-28
Other
卡片禮遇：1-year MoneyBack VIP membership
Conditions applyLifestyle
——

This benefit does not apply to a purchase. • Application, registration or activation required. See conditions. • New or existing customer; apply and receive approval; bind the card to the MoneyBack App within the first 30 calendar days after issue; membership is for one year; account must remain valid and in good standing.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • New or existing customer; apply and receive approval; bind the card to the MoneyBack App within the first 30 calendar days after issue; membership is for one year; account must remain valid and in good standing.
  • VIP promotion applications: 2025-05-18 – 2027-02-28
Other
積分獎賞：$200 RewardCash
Conditions applyPoints
——

This benefit does not apply to a purchase. • Customer: New customer • Application, registration or activation required. See conditions. • New credit-card customer; activate the card within the first 60 calendar days; successfully apply for and receive approval for a Cash Instalment Plan with an approved withdrawal amount of at least HK$20,000 and a repayment period of at least 12 months; one reward per eligible cardholder; early repayment or cancellation can remove or claw back the reward.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • New credit-card customer; activate the card within the first 60 calendar days; successfully apply for and receive approval for a Cash Instalment Plan with an approved withdrawal amount of at least HK$20,000 and a repayment period of at least 12 months; one reward per eligible cardholder; early repayment or cancellation can remove or claw back the reward.
  • cash instalment promotion: 2026-03-01 – 2027-02-28
Overseas spending
海外簽賬：extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Eligible categories: 海外簽賬 • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Fitness
Be Earth等商戶：extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: be-earth, go24-fitness, pure-group, snap-fitness, square-fitness • Eligible merchants: be-earth, go24-fitness, pure-group, snap-fitness, square-fitness • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: be earth / go24 fitness / pure group / snap fitness / square fitness · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Cinemas
Cgv Cinemas等商戶：extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: cgv-cinemas, festival-grand-cinema, k11-art-house, mcl, movie-town, star-cinema • Eligible merchants: cgv-cinemas, festival-grand-cinema, k11-art-house, mcl, movie-town, star-cinema • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: cgv cinemas / festival grand cinema / k11 art house / mcl / movie town / star cinema · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Concerts and tickets
Kktix：extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: kktix • Eligible merchants: kktix • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: kktix · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Education
Ef English Centers：extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: ef-english-centers • Eligible merchants: ef-english-centers • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: ef english centers · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Entertainment
Kkbox等商戶：extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: kkbox, moov, neway-ceo-karaoke • Eligible merchants: kkbox, moov, neway-ceo-karaoke • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: kkbox / moov / neway ceo karaoke · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Travel agencies
Hutchgo等商戶：extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: hutchgo, kkday, klook, trip-com • Eligible merchants: hutchgo, kkday, klook, trip-com • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: hutchgo / kkday / klook / trip com · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Beauty and personal care
Toniandguy Hong Kong等商戶：extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: toniandguy-hong-kong, zi-massage-and-wellness • Eligible merchants: toniandguy-hong-kong, zi-massage-and-wellness • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: toniandguy hong kong / zi massage and wellness · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Local transport
Mtr等商戶：extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: mtr, pit • Eligible merchants: mtr, pit • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: mtr / pit · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Fuel and EV charging
Esso等商戶：extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: esso, shell, shell-recharge, sinopec, tesla • Eligible merchants: esso, shell, shell-recharge, sinopec, tesla • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: esso / shell / shell recharge / sinopec / tesla · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Supermarkets
759等商戶：extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: 759, big-c, don-don-donki, greenprice, fusion, taste, taste-x-fresh, international, food-le-parc, gourmet, great-food-hall • Eligible merchants: 759, big-c, don-don-donki, greenprice, fusion, taste, taste-x-fresh, international, food-le-parc, gourmet, great-food-hall • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 759 / big c / don don donki / greenprice / fusion / taste / taste x fresh / international / food le parc / gourmet / great food hall · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Home and furniture
At Home等商戶：extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: at-home, jhc, keychain-pay • Eligible merchants: at-home, jhc, keychain-pay • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: at home / jhc / keychain pay · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Electronics
Bruno等商戶：extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: bruno, j-select, panasonic, price, w-mall, yoho • Eligible merchants: bruno, j-select, panasonic, price, w-mall, yoho • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: bruno / j select / panasonic / price / w mall / yoho · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Telecommunications
1o1o等商戶：extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: 1o1o, 3, csl, club-sim, hkt, now-tv, smartone, supreme • Eligible merchants: 1o1o, 3, csl, club-sim, hkt, now-tv, smartone, supreme • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 1o1o / 3 / csl / club sim / hkt / now tv / smartone / supreme · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Pet supplies
Petmium等商戶：extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: petmium, q-pets, the-dogs-garden, three-little-meow • Eligible merchants: petmium, q-pets, the-dogs-garden, three-little-meow • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: petmium / q pets / the dogs garden / three little meow · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Department stores
AEON等商戶：extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: aeon, aeon-style, aeon-supermarket, apita, bento-express-by-aeon, c, citistore, citysuper, citysuper-neighbourhood, citysuper-log-on, hktvmall, harvey-nichols, living-plaza-by-aeon, log-on, marks-and-spencer, mono-mono, uny • Eligible merchants: aeon, aeon-style, aeon-supermarket, apita, bento-express-by-aeon, c, citistore, citysuper, citysuper-neighbourhood, citysuper-log-on, hktvmall, harvey-nichols, living-plaza-by-aeon, log-on, marks-and-spencer, mono-mono, uny • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: aeon / aeon style / aeon supermarket / apita / bento express by aeon / c / citistore / citysuper / citysuper neighbourhood / citysuper log on / hktvmall / harvey nichols / living plaza by aeon / log on / marks and spencer / mono mono / uny · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Books and stationery
書店／文具：extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

This benefit does not apply to a purchase. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Fashion
7 For All Mankind等商戶：extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: 7-for-all-mankind, agn-s-b, birkenstock, brooks-brothers, club-monaco, columbia, crocs, decathlon, ecco, egg-optical-boutique, go-wild, gu, misch-masch, nical, 88, oriental-traffic, wa-oriental-traffic, rockport, skechers, sport-b, teva, theory, twist, ugg, uniqlo, zalora, zoff • Eligible merchants: 7-for-all-mankind, agn-s-b, birkenstock, brooks-brothers, club-monaco, columbia, crocs, decathlon, ecco, egg-optical-boutique, go-wild, gu, misch-masch, nical, 88, oriental-traffic, wa-oriental-traffic, rockport, skechers, sport-b, teva, theory, twist, ugg, uniqlo, zalora, zoff • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 7 for all mankind / agn s b / birkenstock / brooks brothers / club monaco / columbia / crocs / decathlon / ecco / egg optical boutique / go wild / gu / misch masch / nical / 88 / oriental traffic / wa oriental traffic / rockport / skechers / sport b / teva / theory / twist / ugg / uniqlo / zalora / zoff · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Beauty and personal care
@cosme Store等商戶：extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: @cosme-store, beauty-avenue, ipsa, joyce-beauty, mtm-labo, time-by-mtm-labo, spa-by-mtm-labo, nars, serge-lutens, shiseido • Eligible merchants: @cosme-store, beauty-avenue, ipsa, joyce-beauty, mtm-labo, time-by-mtm-labo, spa-by-mtm-labo, nars, serge-lutens, shiseido • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: @cosme store / beauty avenue / ipsa / joyce beauty / mtm labo / time by mtm labo / spa by mtm labo / nars / serge lutens / shiseido · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Pharmacies and supplements
Osim等商戶：extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: osim, oto, slowood • Eligible merchants: osim, oto, slowood • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: osim / oto / slowood · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Other
Agnes B Fleuriste等商戶：extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: agnes-b-fleuriste, cantevole, casetify, la-boh-me, royce • Eligible merchants: agnes-b-fleuriste, cantevole, casetify, la-boh-me, royce • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: agnes b fleuriste / cantevole / casetify / la boh me / royce · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Supermarkets
Pns等商戶：4X MoneyBack points
Conditions applyPoints
——

Category or merchant does not match. • Application, registration or activation required. See conditions. • Merchants: pns, fusion, taste, taste-x-fresh, international, food-parc, great-food-hall • Eligible merchants: pns, fusion, taste, taste-x-fresh, international, food-parc, great-food-hall • Link the eligible card to the MoneyBack App before spending; show the MoneyBack member QR code in store or log in online; eligible transaction must be settled in HKD. • The 4X rate is for MoneyBack members; the 6X rate is for MoneyBack VIP members. Exclude electronic-wallet, unposted, cancelled and refunded transactions and source-listed excluded products. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: pns / fusion / taste / taste x fresh / international / food parc / great food hall · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • Link the eligible card to the MoneyBack App before spending; show the MoneyBack member QR code in store or log in online; eligible transaction must be settled in HKD.
  • The 4X rate is for MoneyBack members; the 6X rate is for MoneyBack VIP members. Exclude electronic-wallet, unposted, cancelled and refunded transactions and source-listed excluded products.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31
Supermarkets
Pns等商戶：6X MoneyBack points
Conditions applyPoints
——

Category or merchant does not match. • Application, registration or activation required. See conditions. • Merchants: pns, fusion, taste, taste-x-fresh, international, food-parc, great-food-hall • Eligible merchants: pns, fusion, taste, taste-x-fresh, international, food-parc, great-food-hall • Link the eligible card to the MoneyBack App before spending; show the MoneyBack member QR code in store or log in online; eligible transaction must be settled in HKD. • The 4X rate is for MoneyBack members; the 6X rate is for MoneyBack VIP members. Exclude electronic-wallet, unposted, cancelled and refunded transactions and source-listed excluded products. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: pns / fusion / taste / taste x fresh / international / food parc / great food hall · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • Link the eligible card to the MoneyBack App before spending; show the MoneyBack member QR code in store or log in online; eligible transaction must be settled in HKD.
  • The 4X rate is for MoneyBack members; the 6X rate is for MoneyBack VIP members. Exclude electronic-wallet, unposted, cancelled and refunded transactions and source-listed excluded products.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31
Other
Watsons：4X MoneyBack points
Conditions applyPoints
——

Category or merchant does not match. • Application, registration or activation required. See conditions. • Merchants: watsons • Eligible merchants: watsons • Link the eligible card to the MoneyBack App before spending; show the MoneyBack member QR code in store or log in online; eligible transaction must be settled in HKD. • The 4X rate is for MoneyBack members; the 6X rate is for MoneyBack VIP members. Exclude electronic-wallet, unposted, cancelled and refunded transactions and source-listed excluded products. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: watsons · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • Link the eligible card to the MoneyBack App before spending; show the MoneyBack member QR code in store or log in online; eligible transaction must be settled in HKD.
  • The 4X rate is for MoneyBack members; the 6X rate is for MoneyBack VIP members. Exclude electronic-wallet, unposted, cancelled and refunded transactions and source-listed excluded products.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31
Other
Watsons：6X MoneyBack points
Conditions applyPoints
——

Category or merchant does not match. • Application, registration or activation required. See conditions. • Merchants: watsons • Eligible merchants: watsons • Link the eligible card to the MoneyBack App before spending; show the MoneyBack member QR code in store or log in online; eligible transaction must be settled in HKD. • The 4X rate is for MoneyBack members; the 6X rate is for MoneyBack VIP members. Exclude electronic-wallet, unposted, cancelled and refunded transactions and source-listed excluded products. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: watsons · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • Link the eligible card to the MoneyBack App before spending; show the MoneyBack member QR code in store or log in online; eligible transaction must be settled in HKD.
  • The 4X rate is for MoneyBack members; the 6X rate is for MoneyBack VIP members. Exclude electronic-wallet, unposted, cancelled and refunded transactions and source-listed excluded products.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31
Electronics
Fortress等商戶：4X MoneyBack points
Conditions applyPoints
——

Category or merchant does not match. • Application, registration or activation required. See conditions. • Merchants: fortress, techlife-by-fortress • Eligible merchants: fortress, techlife-by-fortress • Link the eligible card to the MoneyBack App before spending; show the MoneyBack member QR code in store or log in online; eligible transaction must be settled in HKD. • The 4X rate is for MoneyBack members; the 6X rate is for MoneyBack VIP members. Exclude electronic-wallet, unposted, cancelled and refunded transactions and source-listed excluded products. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: fortress / techlife by fortress · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • Link the eligible card to the MoneyBack App before spending; show the MoneyBack member QR code in store or log in online; eligible transaction must be settled in HKD.
  • The 4X rate is for MoneyBack members; the 6X rate is for MoneyBack VIP members. Exclude electronic-wallet, unposted, cancelled and refunded transactions and source-listed excluded products.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31
Electronics
Fortress等商戶：6X MoneyBack points
Conditions applyPoints
——

Category or merchant does not match. • Application, registration or activation required. See conditions. • Merchants: fortress, techlife-by-fortress • Eligible merchants: fortress, techlife-by-fortress • Link the eligible card to the MoneyBack App before spending; show the MoneyBack member QR code in store or log in online; eligible transaction must be settled in HKD. • The 4X rate is for MoneyBack members; the 6X rate is for MoneyBack VIP members. Exclude electronic-wallet, unposted, cancelled and refunded transactions and source-listed excluded products. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: fortress / techlife by fortress · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • Link the eligible card to the MoneyBack App before spending; show the MoneyBack member QR code in store or log in online; eligible transaction must be settled in HKD.
  • The 4X rate is for MoneyBack members; the 6X rate is for MoneyBack VIP members. Exclude electronic-wallet, unposted, cancelled and refunded transactions and source-listed excluded products.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31
Supermarkets
Pns等商戶：8% discount
Conditions applyDiscountCap: HK$64.00 · per day
——

Category or merchant does not match. • Limit: 64 HKD · Per Day • Limit applies to: discount per eligible card account per PNS promotion day • Application, registration or activation required. See conditions. • Merchants: pns, fusion, taste, taste-x-fresh, international, food-parc, great-food-hall • Eligible merchants: pns, fusion, taste, taste-x-fresh, international, food-parc, great-food-hall • Link the eligible card to MoneyBack; PNS member days are the 2nd, 12th and 22nd of each month. Physical-store net single transaction minimum is HKD100; PNS online minimum is HKD800. Exclude source-listed products, e-wallets and cancelled/refunded transactions. • The discount is capped at HKD64 per eligible card account on each PNS promotion day.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: pns / fusion / taste / taste x fresh / international / food parc / great food hall · Type: merchant
  • Benefit limit: Amount: 64 · Applies to: discount per eligible card account per PNS promotion day · Currency: HKD · Period: per day · Type: limited · Unit: currency
  • Application or registration is required.
  • Link the eligible card to MoneyBack; PNS member days are the 2nd, 12th and 22nd of each month. Physical-store net single transaction minimum is HKD100; PNS online minimum is HKD800. Exclude source-listed products, e-wallets and cancelled/refunded transactions.
  • The discount is capped at HKD64 per eligible card account on each PNS promotion day.
  • MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31
Other
Watsons：8% discount
Conditions applyDiscountMinimum spending: HK$400.00Cap: HK$40.00 · per day
——

Category or merchant does not match. • Limit: 40 HKD · Per Day • Limit applies to: discount per eligible card account per Watsons promotion day • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 400 • Merchants: watsons • Eligible merchants: watsons • Link the eligible card to MoneyBack; member days are the 8th, 18th and 28th of each month; net single transaction minimum HKD400; source-listed exclusions apply. • The discount is capped at HKD40 per eligible card account on each Watsons promotion day.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: watsons · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$400.00
  • Benefit limit: Amount: 40 · Applies to: discount per eligible card account per Watsons promotion day · Currency: HKD · Period: per day · Type: limited · Unit: currency
  • Application or registration is required.
  • Link the eligible card to MoneyBack; member days are the 8th, 18th and 28th of each month; net single transaction minimum HKD400; source-listed exclusions apply.
  • The discount is capped at HKD40 per eligible card account on each Watsons promotion day.
  • MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31
Electronics
Fortress等商戶：5% discount
Conditions applyDiscountMinimum spending: HK$2,000.00Cap: HK$100.00 · per day
——

Category or merchant does not match. • Limit: 100 HKD · Per Day • Limit applies to: discount per eligible card account per Fortress promotion day • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 2000 • Merchants: fortress, techlife-by-fortress • Eligible merchants: fortress, techlife-by-fortress • Link the eligible card to MoneyBack; member days are the 10th of January, May, August and December plus any designated dates; net single transaction minimum HKD2,000; source-listed product and service exclusions apply. • The discount is capped at HKD100 per eligible card account on each Fortress promotion day.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: fortress / techlife by fortress · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$2,000.00
  • Benefit limit: Amount: 100 · Applies to: discount per eligible card account per Fortress promotion day · Currency: HKD · Period: per day · Type: limited · Unit: currency
  • Application or registration is required.
  • Link the eligible card to MoneyBack; member days are the 10th of January, May, August and December plus any designated dates; net single transaction minimum HKD2,000; source-listed product and service exclusions apply.
  • The discount is capped at HKD100 per eligible card account on each Fortress promotion day.
  • MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31
Other
Watsons Wine Cellar：8% discount on regular red wine, white wine and sake
Conditions applyDiscountMinimum spending: HK$2,000.00Cap: HK$250.00 · per day
——

Category or merchant does not match. • Limit: 250 HKD · Per Day • Limit applies to: discount per MoneyBack account per Watsons Wine Cellar member day • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 2000 • Merchants: watsons-wine-cellar • Eligible merchants: watsons-wine-cellar • Link the eligible card to MoneyBack and the Watsons Wine Cellar account; member day is the 5th of January, April, July and October; net single transaction minimum HKD2,000; full payment must be made with the linked card; Apple Pay, Google Pay and Samsung Pay are excluded. • The discount is capped at HKD250 per member account on each member day.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: watsons wine cellar · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$2,000.00
  • Benefit limit: Amount: 250 · Applies to: discount per MoneyBack account per Watsons Wine Cellar member day · Currency: HKD · Period: per day · Type: limited · Unit: currency
  • Application or registration is required.
  • Link the eligible card to MoneyBack and the Watsons Wine Cellar account; member day is the 5th of January, April, July and October; net single transaction minimum HKD2,000; full payment must be made with the linked card; Apple Pay, Google Pay and Samsung Pay are excluded.
  • The discount is capped at HKD250 per member account on each member day.
  • MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31
Supermarkets
Free PNS delivery
Conditions applyLifestyleCap: 4 deliveries · per year
——

Category or merchant does not match. • Limit: 4 deliveries · Per Year • Limit applies to: PNS online orders • Application, registration or activation required. See conditions. • Merchants: pns • Eligible merchants: pns • Link the eligible card to MoneyBack and pay the full PNS order with the linked card; one free delivery in each calendar quarter; local delivery only; source-listed order and location exclusions apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: pns · Type: merchant
  • Benefit limit: Amount: 4 · Applies to: PNS online orders · Period: per year · Type: limited · Unit: deliveries
  • Application or registration is required.
  • Link the eligible card to MoneyBack and pay the full PNS order with the linked card; one free delivery in each calendar quarter; local delivery only; source-listed order and location exclusions apply.
  • MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31
Other
Free Watsons online delivery
Conditions applyLifestyleCap: 4 deliveries · per year
——

Category or merchant does not match. • Limit: 4 deliveries · Per Year • Limit applies to: Watsons online orders • Application, registration or activation required. See conditions. • Merchants: watsons • Eligible merchants: watsons • Link the eligible card to MoneyBack and pay the full Watsons online order with the linked card; one free home delivery in each calendar quarter; Hong Kong online store only; source-listed order and location exclusions apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: watsons · Type: merchant
  • Benefit limit: Amount: 4 · Applies to: Watsons online orders · Period: per year · Type: limited · Unit: deliveries
  • Application or registration is required.
  • Link the eligible card to MoneyBack and pay the full Watsons online order with the linked card; one free home delivery in each calendar quarter; Hong Kong online store only; source-listed order and location exclusions apply.
  • MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31
Electronics
Free Fortress online delivery
Conditions applyLifestyleCap: 4 deliveries · per year
——

Category or merchant does not match. • Limit: 4 deliveries · Per Year • Limit applies to: Fortress online orders • Application, registration or activation required. See conditions. • Merchants: fortress • Eligible merchants: fortress • Link the eligible card to MoneyBack and pay the full Fortress online order with the linked card; one free basic delivery in each calendar quarter; extra handling services can cost extra.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: fortress · Type: merchant
  • Benefit limit: Amount: 4 · Applies to: Fortress online orders · Period: per year · Type: limited · Unit: deliveries
  • Application or registration is required.
  • Link the eligible card to MoneyBack and pay the full Fortress online order with the linked card; one free basic delivery in each calendar quarter; extra handling services can cost extra.
  • MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31
Supermarkets
Free PNS delivery in birthday month
Conditions applyLifestyleMinimum spending: HK$250.00Cap: 1 delivery · per year
——

Category or merchant does not match. • Limit: 1 delivery · Per Year • Limit applies to: birthday-month PNS delivery • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 250 • Merchants: pns • Eligible merchants: pns • Link the eligible card to MoneyBack, provide a birthday month in the member profile, and make a net spend over HKD250 in a PNS physical store during the birthday month; once in the birthday month; fresh, frozen and chilled product orders are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: pns · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$250.00
  • Benefit limit: Amount: 1 · Applies to: birthday month PNS delivery · Period: per year · Type: limited · Unit: delivery
  • Application or registration is required.
  • Link the eligible card to MoneyBack, provide a birthday month in the member profile, and make a net spend over HKD250 in a PNS physical store during the birthday month; once in the birthday month; fresh, frozen and chilled product orders are excluded.
  • MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31
Other
Watsons：HKD50 discount
Conditions applyDiscountMinimum spending: HK$450.00Cap: HK$50.00 · per year
——

Category or merchant does not match. • Limit: 50 HKD · Per Year • Limit applies to: birthday-month Watsons online discount • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 450 • Merchants: watsons • Eligible merchants: watsons • Link the eligible card to MoneyBack, provide a birthday month in the member profile, make a net Watsons online spend over HKD450 in the birthday month, and select the birthday HKD50 discount at checkout; once per birthday month; source-listed exclusions apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: watsons · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$450.00
  • Benefit limit: Amount: 50 · Applies to: birthday month Watsons online discount · Currency: HKD · Period: per year · Type: limited · Unit: currency
  • Application or registration is required.
  • Link the eligible card to MoneyBack, provide a birthday month in the member profile, make a net Watsons online spend over HKD450 in the birthday month, and select the birthday HKD50 discount at checkout; once per birthday month; source-listed exclusions apply.
  • MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31
Electronics
Fortress：HKD100 discount
Conditions applyDiscountMinimum spending: HK$1,000.00Cap: HK$100.00 · per year
——

Category or merchant does not match. • Limit: 100 HKD · Per Year • Limit applies to: birthday-month Fortress online discount • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 1000 • Merchants: fortress • Eligible merchants: fortress • Link the eligible card to MoneyBack, provide a birthday month in the member profile, and make a single net Fortress online spend over HKD1,000 in the birthday month; once per birthday month; source-listed product and service exclusions apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: fortress · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$1,000.00
  • Benefit limit: Amount: 100 · Applies to: birthday month Fortress online discount · Currency: HKD · Period: per year · Type: limited · Unit: currency
  • Application or registration is required.
  • Link the eligible card to MoneyBack, provide a birthday month in the member profile, and make a single net Fortress online spend over HKD1,000 in the birthday month; once per birthday month; source-listed product and service exclusions apply.
  • MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31
Medical services
Watsons：One free registered Chinese-medicine consultation
Conditions applyLifestyleCap: 1 consultation · per year
——

Category or merchant does not match. • Limit: 1 consultation · Per Year • Limit applies to: Watsons registered Chinese-medicine consultation • Application, registration or activation required. See conditions. • Merchants: watsons • Eligible merchants: watsons • Link the eligible card to MoneyBack; appointment required; only the listed Watsons branches; pay the full amount with the eligible card; medicine, premium herbs and treatment fees are excluded; show the MoneyBack App; once per year; valid until 2026-12-31.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: watsons · Type: merchant
  • Benefit limit: Amount: 1 · Applies to: Watsons registered Chinese medicine consultation · Period: per year · Type: limited · Unit: consultation
  • Application or registration is required.
  • Link the eligible card to MoneyBack; appointment required; only the listed Watsons branches; pay the full amount with the eligible card; medicine, premium herbs and treatment fees are excluded; show the MoneyBack App; once per year; valid until 2026-12-31.
  • MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31
Beauty and personal care
Watsons：One free makeup-service experience
Conditions applyLifestyleCap: 1 service · per year
——

Category or merchant does not match. • Limit: 1 service · Per Year • Limit applies to: Watsons makeup-service experience • Application, registration or activation required. See conditions. • Merchants: watsons • Eligible merchants: watsons • Link the eligible card to MoneyBack; appointment required; designated Watsons branches only; pay the full amount with the eligible card; show the MoneyBack App; once per year; valid until 2026-12-31.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: watsons · Type: merchant
  • Benefit limit: Amount: 1 · Applies to: Watsons makeup service experience · Period: per year · Type: limited · Unit: service
  • Application or registration is required.
  • Link the eligible card to MoneyBack; appointment required; designated Watsons branches only; pay the full amount with the eligible card; show the MoneyBack App; once per year; valid until 2026-12-31.
  • MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31
Other
Watsons Wine Cellar：3X MoneyBack points
Conditions applyPoints
——

Category or merchant does not match. • Application, registration or activation required. See conditions. • Merchants: watsons-wine-cellar • Eligible merchants: watsons-wine-cellar • Link the eligible card to MoneyBack; eligible Watsons Wine Cellar store, online or App spending receives 3X points; source exclusions and non-combinability rules apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: watsons wine cellar · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • Link the eligible card to MoneyBack; eligible Watsons Wine Cellar store, online or App spending receives 3X points; source exclusions and non-combinability rules apply.
  • MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31
Travel bookings
Hutchgo：3X MoneyBack points
Conditions applyPoints
——

Category or merchant does not match. • Application, registration or activation required. See conditions. • Merchants: hutchgo • Eligible merchants: hutchgo • Link the eligible card to MoneyBack; eligible hutchgo travel-product spending and completed travel programmes receive 3X points; hutchgo mall spending is excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: hutchgo · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • Link the eligible card to MoneyBack; eligible hutchgo travel-product spending and completed travel programmes receive 3X points; hutchgo mall spending is excluded.
  • MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31
Telecommunications
3：3X MoneyBack points
Conditions applyPoints
——

Category or merchant does not match. • Application, registration or activation required. See conditions. • Merchants: 3 • Eligible merchants: 3 • Link the eligible card to MoneyBack; eligible designated 3 Hong Kong spending receives 3X points; source-defined qualifying-service and payment rules apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 3 · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • Link the eligible card to MoneyBack; eligible designated 3 Hong Kong spending receives 3X points; source-defined qualifying-service and payment rules apply.
  • MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31
Other
Supreme：3X MoneyBack points
Conditions applyPoints
——

Category or merchant does not match. • Application, registration or activation required. See conditions. • Merchants: supreme • Eligible merchants: supreme • Link the eligible card to MoneyBack; eligible designated SUPREME spending receives 3X points; source-defined qualifying-service and payment rules apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: supreme · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • Link the eligible card to MoneyBack; eligible designated SUPREME spending receives 3X points; source-defined qualifying-service and payment rules apply.
  • MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31
Hotels
酒店：3X MoneyBack points
Conditions applyPoints
——

This benefit does not apply to a purchase. • Application, registration or activation required. See conditions. • Link the eligible card to MoneyBack; designated Harbour Plaza hotel spending receives 3X points; source hotel list and non-year-round-promotion restrictions apply.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • Link the eligible card to MoneyBack; designated Harbour Plaza hotel spending receives 3X points; source hotel list and non-year-round-promotion restrictions apply.
  • MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31
Travel bookings
Hutchgo：HKD200 birthday discount
Conditions applyDiscountMinimum spending: HK$2,000.00Cap: HK$200.00 · per year
——

Category or merchant does not match. • Limit: 200 HKD · Per Year • Limit applies to: hutchgo birthday discount • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 2000 • Merchants: hutchgo • Eligible merchants: hutchgo • Link the eligible card to MoneyBack and use the required hutchgo website/app flow; provide a birthday month when required; source-listed hutchgo mall, refund, cancellation and product restrictions apply. • Spend HKD2,000 at hutchgo travel products during the birthday month; once per year.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: hutchgo · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$2,000.00
  • Benefit limit: Amount: 200 · Applies to: hutchgo birthday discount · Currency: HKD · Period: per year · Type: limited · Unit: currency
  • Application or registration is required.
  • Link the eligible card to MoneyBack and use the required hutchgo website/app flow; provide a birthday month when required; source-listed hutchgo mall, refund, cancellation and product restrictions apply.
  • Spend HKD2,000 at hutchgo travel products during the birthday month; once per year.
  • MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31
Travel bookings
Hutchgo：HKD50 annual discount
Conditions applyDiscountCap: HK$50.00 · per year
——

Category or merchant does not match. • Limit: 50 HKD · Per Year • Limit applies to: hutchgo annual discount • Application, registration or activation required. See conditions. • Merchants: hutchgo • Eligible merchants: hutchgo • Link the eligible card to MoneyBack and use the required hutchgo website/app flow; provide a birthday month when required; source-listed hutchgo mall, refund, cancellation and product restrictions apply. • Use the hutchgo discount once per year; no minimum spend stated.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: hutchgo · Type: merchant
  • Benefit limit: Amount: 50 · Applies to: hutchgo annual discount · Currency: HKD · Period: per year · Type: limited · Unit: currency
  • Application or registration is required.
  • Link the eligible card to MoneyBack and use the required hutchgo website/app flow; provide a birthday month when required; source-listed hutchgo mall, refund, cancellation and product restrictions apply.
  • Use the hutchgo discount once per year; no minimum spend stated.
  • MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31
Travel bookings
Hutchgo：HKD100 annual discount
Conditions applyDiscountMinimum spending: HK$2,500.00Cap: HK$100.00 · per year
——

Category or merchant does not match. • Limit: 100 HKD · Per Year • Limit applies to: hutchgo annual discount • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 2500 • Merchants: hutchgo • Eligible merchants: hutchgo • Link the eligible card to MoneyBack and use the required hutchgo website/app flow; provide a birthday month when required; source-listed hutchgo mall, refund, cancellation and product restrictions apply. • Spend HKD2,500 at hutchgo; use the discount once per year.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: hutchgo · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$2,500.00
  • Benefit limit: Amount: 100 · Applies to: hutchgo annual discount · Currency: HKD · Period: per year · Type: limited · Unit: currency
  • Application or registration is required.
  • Link the eligible card to MoneyBack and use the required hutchgo website/app flow; provide a birthday month when required; source-listed hutchgo mall, refund, cancellation and product restrictions apply.
  • Spend HKD2,500 at hutchgo; use the discount once per year.
  • MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31
Telecommunications
3香港等商戶：HKD68 monthly bill rebate
Conditions applyCashbackCap: HK$68.00 · per month
——

Category or merchant does not match. • Limit: 68 HKD · Per Month • Limit applies to: monthly 5G SIM bill rebate • Application, registration or activation required. See conditions. • Merchants: 3香港, supreme • Eligible merchants: 3香港, supreme • Link the eligible card to MoneyBack before signing; select the designated 5G SIM monthly plan, sign a 24-month contract and pay the monthly fee and HKD28 administration fee by automatic transfer; plan price is HKD160 after the HKD68 monthly rebate from the stated HKD228 price; includes 60GB local and 4GB Mainland/Macau data; source terms apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 3香港 / supreme · Type: merchant
  • Benefit limit: Amount: 68 · Applies to: monthly 5G SIM bill rebate · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Application or registration is required.
  • Link the eligible card to MoneyBack before signing; select the designated 5G SIM monthly plan, sign a 24-month contract and pay the monthly fee and HKD28 administration fee by automatic transfer; plan price is HKD160 after the HKD68 monthly rebate from the stated HKD228 price; includes 60GB local and 4GB Mainland/Macau data; source terms apply.
  • MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31
Other
Supreme：Free 48-hour mobile-charger borrowing service
Conditions applyLifestyleCap: 1 borrowing · per month
——

Category or merchant does not match. • Limit: 1 borrowing · Per Month • Limit applies to: SUPREME mobile-charger borrowing • Application, registration or activation required. See conditions. • Merchants: supreme • Eligible merchants: supreme • Link the eligible card to MoneyBack before use; SUPREME stores only; one charger set and cable may be borrowed for 48 hours each month; first-come, first-served and loss/damage fees apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: supreme · Type: merchant
  • Benefit limit: Amount: 1 · Applies to: SUPREME mobile charger borrowing · Period: per month · Type: limited · Unit: borrowing
  • Application or registration is required.
  • Link the eligible card to MoneyBack before use; SUPREME stores only; one charger set and cable may be borrowed for 48 hours each month; first-come, first-served and loss/damage fees apply.
  • MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31
Mobile payments
3香港等商戶：Mobile-data transfer service
Conditions applyLifestyle
——

Category or merchant does not match. • Application, registration or activation required. See conditions. • Merchants: 3香港, supreme • Eligible merchants: 3香港, supreme • Link the eligible card to MoneyBack before use; consent and a signed communications-equipment data-transfer agreement are required; 3 Hong Kong and SUPREME service terms apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 3香港 / supreme · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • Link the eligible card to MoneyBack before use; consent and a signed communications-equipment data-transfer agreement are required; 3 Hong Kong and SUPREME service terms apply.
  • MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31
Electronics
Xtramall：HKD50 birthday discount
Conditions applyDiscountMinimum spending: HK$500.00Cap: HK$50.00 · per year
——

Category or merchant does not match. • Limit: 50 HKD · Per Year • Limit applies to: XtraMall birthday discount • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 500 • Merchants: xtramall • Eligible merchants: xtramall • Provide a birthday month in the MoneyBack member profile; during the birthday month, spend at least HKD500 on one designated XtraMall product, link the eligible card to MoneyBack and enter the required promotion code; once per year; XtraMall online only and source-listed exclusions apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: xtramall · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$500.00
  • Benefit limit: Amount: 50 · Applies to: XtraMall birthday discount · Currency: HKD · Period: per year · Type: limited · Unit: currency
  • Application or registration is required.
  • Provide a birthday month in the MoneyBack member profile; during the birthday month, spend at least HKD500 on one designated XtraMall product, link the eligible card to MoneyBack and enter the required promotion code; once per year; XtraMall online only and source-listed exclusions apply.
  • MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31
Other
SUPREME priority-counter service
Conditions applyLifestyle
——

Category or merchant does not match. • Application, registration or activation required. See conditions. • Merchants: supreme • Eligible merchants: supreme • Link the eligible card to MoneyBack before use; SUPREME stores only; service cannot be transferred or exchanged; merchant terms apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: supreme · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • Link the eligible card to MoneyBack before use; SUPREME stores only; service cannot be transferred or exchanged; merchant terms apply.
  • MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31
Hotels
海逸國際酒店集團：Free wine, fruit platter or welcome gift at check-in
Conditions applyGiftCap: 1 gift · per transaction
——

Category or merchant does not match. • Customer: New customer • Limit: 1 gift · Per Transaction • Limit applies to: each hotel stay • Application, registration or activation required. See conditions. • Merchants: 海逸國際酒店集團 • Eligible merchants: 海逸國際酒店集團 • Link the eligible card to MoneyBack; designated Harbour Plaza hotel stays only; note the benefit when booking; one gift per stay; source hotel list applies.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Applies to: 海逸國際酒店集團 · Type: merchant
  • Benefit limit: Amount: 1 · Applies to: each hotel stay · Period: per transaction · Type: limited · Unit: gift
  • Application or registration is required.
  • Link the eligible card to MoneyBack; designated Harbour Plaza hotel stays only; note the benefit when booking; one gift per stay; source hotel list applies.
  • MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31
Hotels
海逸國際酒店集團：Free birthday cake at a birthday meal or stay
Conditions applyLifestyleCap: 1 cake · per year
——

Category or merchant does not match. • Limit: 1 cake · Per Year • Limit applies to: birthday meal or hotel stay • Application, registration or activation required. See conditions. • Merchants: 海逸國際酒店集團 • Eligible merchants: 海逸國際酒店集團 • Link the eligible card to MoneyBack; book in advance; use once during the birthday month; the electronic voucher is shown in the MoneyBack App; designated Harbour Plaza hotel terms apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 海逸國際酒店集團 · Type: merchant
  • Benefit limit: Amount: 1 · Applies to: birthday meal or hotel stay · Period: per year · Type: limited · Unit: cake
  • Application or registration is required.
  • Link the eligible card to MoneyBack; book in advance; use once during the birthday month; the electronic voucher is shown in the MoneyBack App; designated Harbour Plaza hotel terms apply.
  • MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31
Other
Watsons Wine Cellar：MoneyBack member wine activity access
Conditions applyGift
——

Category or merchant does not match. • Application, registration or activation required. See conditions. • Merchants: watsons-wine-cellar • Eligible merchants: watsons-wine-cellar • Link the eligible card and MoneyBack account; Watsons Wine Cellar members may join the seasonal wine activity; each session is limited to 20 people and is first-come, first-served; activity registration is handled in MoneyBack.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: watsons wine cellar · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • Link the eligible card and MoneyBack account; Watsons Wine Cellar members may join the seasonal wine activity; each session is limited to 20 people and is first-come, first-served; activity registration is handled in MoneyBack.
  • MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31
0808/HSBCHSBC Visa Gold CardHSBC Visa Gold Card2%HK$2.00
HSBC Visa Gold Card
08HSBC

HSBC Visa Gold Card

Conditions apply

HK$2.002%
Dining
餐飲：extra 5X RewardCash
HK$2.002%
Conditions applyPointsCap: HK$2,000.00 · promotion total
CapHK$2.00 / HK$2,000.00
Calculation
Total savingHK$2.00
  • 餐飲：extra 5X RewardCash: HK$2.00
Terms & conditions

Calculation assumptions

  • Assumes the full reward limit is still available. extra 5X RewardCash across eligible spend
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Limit: 2000 HKD · Promotion Total
  • Limit applies to: extra 5X RewardCash across eligible spend
  • Application, registration or activation required. See conditions.
  • Eligible categories: 餐飲
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • Qualifying spend is Hong Kong restaurant and food-premises spend based on card-network merchant codes; banquet, private-party and whole-venue charges, and food counters or merchants in hotels, department stores and clubs are excluded.

餐飲：extra 5X RewardCash

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 餐飲 · Type: category
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • Qualifying spend is Hong Kong restaurant and food-premises spend based on card-network merchant codes; banquet, private-party and whole-venue charges, and food counters or merchants in hotels, department stores and clubs are excluded.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Other offers
Overseas spending
海外簽賬：extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Eligible categories: 海外簽賬 • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded. • Qualifying spend is overseas, Mainland China and Macau spend based on card-network country or region codes; Hong Kong and HKD transactions are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • Qualifying spend is overseas, Mainland China and Macau spend based on card-network country or region codes; Hong Kong and HKD transactions are excluded.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Fitness
Be Earth等商戶：extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: be-earth, go24-fitness, pure-group, snap-fitness, square-fitness • Eligible merchants: be-earth, go24-fitness, pure-group, snap-fitness, square-fitness • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded. • Spend is limited to the named participating fitness-centre merchants and their Hong Kong branches; department-store counters and sale outlets are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: be earth / go24 fitness / pure group / snap fitness / square fitness · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • Spend is limited to the named participating fitness-centre merchants and their Hong Kong branches; department-store counters and sale outlets are excluded.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Cinemas
Cgv Cinemas等商戶：extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: cgv-cinemas, emperor-cinemas, festival-grand-cinema, 康怡戲院, 皇室戲院, k11-art-house, mcl, movie-town, star-cinema • Eligible merchants: cgv-cinemas, emperor-cinemas, festival-grand-cinema, 康怡戲院, 皇室戲院, k11-art-house, mcl, movie-town, star-cinema • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded. • Spend is limited to the named participating cinema merchants and their Hong Kong branches; department-store counters and sale outlets are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: cgv cinemas / emperor cinemas / festival grand cinema / 康怡戲院 / 皇室戲院 / k11 art house / mcl / movie town / star cinema · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • Spend is limited to the named participating cinema merchants and their Hong Kong branches; department-store counters and sale outlets are excluded.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Education
Ef English Centers等商戶：extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: ef-english-centers, 青苗琴行, 通利琴行 • Eligible merchants: ef-english-centers, 青苗琴行, 通利琴行 • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded. • Spend is limited to the named participating education merchants and their Hong Kong branches; department-store counters and sale outlets are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: ef english centers / 青苗琴行 / 通利琴行 · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • Spend is limited to the named participating education merchants and their Hong Kong branches; department-store counters and sale outlets are excluded.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Concerts and tickets
購票通等商戶：extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: 購票通, 快達票, kktix • Eligible merchants: 購票通, 快達票, kktix • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded. • Spend is limited to the named participating ticketing merchants and the transaction must qualify under the source merchant-code rule.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 購票通 / 快達票 / kktix · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • Spend is limited to the named participating ticketing merchants and the transaction must qualify under the source merchant-code rule.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Entertainment
焙著你烘焙等商戶：extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: 焙著你烘焙, 太古城中心冰上皇宮, kkbox, moov, neway-ceo-karaoke, 康體通 • Eligible merchants: 焙著你烘焙, 太古城中心冰上皇宮, kkbox, moov, neway-ceo-karaoke, 康體通 • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded. • Spend is limited to the named participating entertainment merchants and their qualifying Hong Kong transactions.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 焙著你烘焙 / 太古城中心冰上皇宮 / kkbox / moov / neway ceo karaoke / 康體通 · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • Spend is limited to the named participating entertainment merchants and their qualifying Hong Kong transactions.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Travel agencies
Hutchgo等商戶：extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: hutchgo, kkday, klook, 美麗華旅遊, 新華旅遊, trip-com, 永安旅遊, 油麻地旅遊 • Eligible merchants: hutchgo, kkday, klook, 美麗華旅遊, 新華旅遊, trip-com, 永安旅遊, 油麻地旅遊 • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded. • Spend is limited to the named participating travel agencies; online hotel bookings are excluded where the source states that restriction.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: hutchgo / kkday / klook / 美麗華旅遊 / 新華旅遊 / trip com / 永安旅遊 / 油麻地旅遊 · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • Spend is limited to the named participating travel agencies; online hotel bookings are excluded where the source states that restriction.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Beauty and personal care
沐館等商戶：extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: 沐館, 靜, 日月按摩, toni-and-guy-hong-kong, 梔-zi-massage-and-wellness • Eligible merchants: 沐館, 靜, 日月按摩, toni-and-guy-hong-kong, 梔-zi-massage-and-wellness • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded. • Spend is limited to the named participating personal-care merchants and their qualifying Hong Kong transactions.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 沐館 / 靜 / 日月按摩 / toni and guy hong kong / 梔 zi massage and wellness · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • Spend is limited to the named participating personal-care merchants and their qualifying Hong Kong transactions.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Local transport
Citybus等商戶：extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: citybus, hketoll, 香港電車, 九巴, mtr, pit • Eligible merchants: citybus, hketoll, 香港電車, 九巴, mtr, pit • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded. • Spend is limited to the named local-transport merchants and the source merchant-code rule.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: citybus / hketoll / 香港電車 / 九巴 / mtr / pit · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • Spend is limited to the named local-transport merchants and the source merchant-code rule.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Fuel and EV charging
加德士等商戶：extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: 加德士, esso, shell, shell-recharge, sinopec, tesla • Eligible merchants: 加德士, esso, shell, shell-recharge, sinopec, tesla • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded. • Spend is limited to the named petrol and electric-vehicle charging merchants and the source merchant-code rule.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 加德士 / esso / shell / shell recharge / sinopec / tesla · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • Spend is limited to the named petrol and electric-vehicle charging merchants and the source merchant-code rule.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Supermarkets
759阿信屋等商戶：extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: 759阿信屋, big-c, 日記士多, don-don-donki, 大生生活超市, 新鮮生活, greenprice, 本灣水產, 百佳超級市場, fusion, taste, taste-x-fresh, international, food-le-parc, gourmet, great-food-hall, 多來買 • Eligible merchants: 759阿信屋, big-c, 日記士多, don-don-donki, 大生生活超市, 新鮮生活, greenprice, 本灣水產, 百佳超級市場, fusion, taste, taste-x-fresh, international, food-le-parc, gourmet, great-food-hall, 多來買 • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded. • Spend is limited to the named participating supermarket merchants and their qualifying Hong Kong transactions.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 759阿信屋 / big c / 日記士多 / don don donki / 大生生活超市 / 新鮮生活 / greenprice / 本灣水產 / 百佳超級市場 / fusion / taste / taste x fresh / international / food le parc / gourmet / great food hall / 多來買 · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • Spend is limited to the named participating supermarket merchants and their qualifying Hong Kong transactions.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Home and furniture
At Home等商戶：extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: at-home, 生活提案, 生活工房, jhc, keychain-pay, 生活館, 生活廊, 蓆夢思, 歐化寶, 歐化傢俬 • Eligible merchants: at-home, 生活提案, 生活工房, jhc, keychain-pay, 生活館, 生活廊, 蓆夢思, 歐化寶, 歐化傢俬 • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded. • Spend is limited to the named participating home and furniture merchants and their qualifying Hong Kong transactions.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: at home / 生活提案 / 生活工房 / jhc / keychain pay / 生活館 / 生活廊 / 蓆夢思 / 歐化寶 / 歐化傢俬 · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • Spend is limited to the named participating home and furniture merchants and their qualifying Hong Kong transactions.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Electronics
生活影音等商戶：extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: 生活影音, 百老滙, bruno, 中原電器, 豐澤, j-select, 人気電器店, panasonic陳列室, price網購, 蘇寧, 偉明電業, 惠而浦網上商店-w-mall, 衛訊, 友和-yoho • Eligible merchants: 生活影音, 百老滙, bruno, 中原電器, 豐澤, j-select, 人気電器店, panasonic陳列室, price網購, 蘇寧, 偉明電業, 惠而浦網上商店-w-mall, 衛訊, 友和-yoho • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded. • Spend is limited to the named participating electronics merchants and their qualifying Hong Kong transactions.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 生活影音 / 百老滙 / bruno / 中原電器 / 豐澤 / j select / 人気電器店 / panasonic陳列室 / price網購 / 蘇寧 / 偉明電業 / 惠而浦網上商店 w mall / 衛訊 / 友和 yoho · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • Spend is limited to the named participating electronics merchants and their qualifying Hong Kong transactions.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Telecommunications
1o1o等商戶：extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: 1o1o, 3香港, csl, club-sim, hkt-家居電話, 網上行, now-tv, smartone, supreme • Eligible merchants: 1o1o, 3香港, csl, club-sim, hkt-家居電話, 網上行, now-tv, smartone, supreme • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded. • Spend is limited to the named participating telecommunications merchants; online bill-payment exclusions in the source remain applicable.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 1o1o / 3香港 / csl / club sim / hkt 家居電話 / 網上行 / now tv / smartone / supreme · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • Spend is limited to the named participating telecommunications merchants; online bill-payment exclusions in the source remain applicable.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Pet supplies
寵寵線等商戶：extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: 寵寵線, petmium, q-pets, 紅蘿蔔, the-dogs-garden, three-little-meow • Eligible merchants: 寵寵線, petmium, q-pets, 紅蘿蔔, the-dogs-garden, three-little-meow • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded. • Spend is limited to the named participating pet-care merchants and their qualifying Hong Kong transactions.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 寵寵線 / petmium / q pets / 紅蘿蔔 / the dogs garden / three little meow · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • Spend is limited to the named participating pet-care merchants and their qualifying Hong Kong transactions.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Department stores
AEON等商戶：extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: aeon, aeon-style, aeon-supermarket, apita, bento-express-by-aeon, 中藝-香港, c生活, 千色-citistore, citysuper, citysuper-neighbourhood, citysuper-log-on, 谷辰, hktvmall, harvey-nichols, living-plaza-by-aeon, log-on, marks-and-spencer, mono-mono, 先施百貨, 崇光百貨, uny, 永安百貨, 一田 • Eligible merchants: aeon, aeon-style, aeon-supermarket, apita, bento-express-by-aeon, 中藝-香港, c生活, 千色-citistore, citysuper, citysuper-neighbourhood, citysuper-log-on, 谷辰, hktvmall, harvey-nichols, living-plaza-by-aeon, log-on, marks-and-spencer, mono-mono, 先施百貨, 崇光百貨, uny, 永安百貨, 一田 • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded. • Spend is limited to the named participating department stores; department-store counters and sale outlets are excluded where stated.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: aeon / aeon style / aeon supermarket / apita / bento express by aeon / 中藝 香港 / c生活 / 千色 citistore / citysuper / citysuper neighbourhood / citysuper log on / 谷辰 / hktvmall / harvey nichols / living plaza by aeon / log on / marks and spencer / mono mono / 先施百貨 / 崇光百貨 / uny / 永安百貨 / 一田 · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • Spend is limited to the named participating department stores; department-store counters and sale outlets are excluded where stated.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Books and stationery
中華書局等商戶：extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: 中華書局, 誠品書店, 三聯書店, 商務印書館 • Eligible merchants: 中華書局, 誠品書店, 三聯書店, 商務印書館 • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded. • Spend is limited to the named participating bookstores and their qualifying Hong Kong transactions.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 中華書局 / 誠品書店 / 三聯書店 / 商務印書館 · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • Spend is limited to the named participating bookstores and their qualifying Hong Kong transactions.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Fashion
7 For All Mankind等商戶：extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: 7-for-all-mankind, agnes-b, birkenstock, brooks-brothers, club-monaco, columbia, crocs, decathlon, ecco, egg-optical-boutique, go-wild, gu, misch-masch, nical, 眼鏡88, oriental-traffic, wa-oriental-traffic, rockport, skechers, sport-b, teva, theory, twist, ugg, uniqlo, zalora, zoff • Eligible merchants: 7-for-all-mankind, agnes-b, birkenstock, brooks-brothers, club-monaco, columbia, crocs, decathlon, ecco, egg-optical-boutique, go-wild, gu, misch-masch, nical, 眼鏡88, oriental-traffic, wa-oriental-traffic, rockport, skechers, sport-b, teva, theory, twist, ugg, uniqlo, zalora, zoff • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded. • Spend is limited to the named participating fashion and accessories merchants and their qualifying Hong Kong transactions.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 7 for all mankind / agnes b / birkenstock / brooks brothers / club monaco / columbia / crocs / decathlon / ecco / egg optical boutique / go wild / gu / misch masch / nical / 眼鏡88 / oriental traffic / wa oriental traffic / rockport / skechers / sport b / teva / theory / twist / ugg / uniqlo / zalora / zoff · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • Spend is limited to the named participating fashion and accessories merchants and their qualifying Hong Kong transactions.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Beauty and personal care
@cosme Store等商戶：extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: @cosme-store, beauty-avenue, 法國嬌蘭, ipsa, joyce-beauty, mtm-labo, time-by-mtm-labo, spa-by-mtm-labo, nars, 莎莎, serge-lutens, shiseido, 雪花秀 • Eligible merchants: @cosme-store, beauty-avenue, 法國嬌蘭, ipsa, joyce-beauty, mtm-labo, time-by-mtm-labo, spa-by-mtm-labo, nars, 莎莎, serge-lutens, shiseido, 雪花秀 • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded. • Spend is limited to the named participating beauty and personal-care merchants and their qualifying Hong Kong transactions.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: @cosme store / beauty avenue / 法國嬌蘭 / ipsa / joyce beauty / mtm labo / time by mtm labo / spa by mtm labo / nars / 莎莎 / serge lutens / shiseido / 雪花秀 · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • Spend is limited to the named participating beauty and personal-care merchants and their qualifying Hong Kong transactions.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Pharmacies and supplements
南北行等商戶：extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: 南北行, osim, oto, slowood, 維特健靈, 位元堂, 屈臣氏 • Eligible merchants: 南北行, osim, oto, slowood, 維特健靈, 位元堂, 屈臣氏 • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded. • Spend is limited to the named participating pharmacy and health-care merchants and their qualifying Hong Kong transactions.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 南北行 / osim / oto / slowood / 維特健靈 / 位元堂 / 屈臣氏 · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • Spend is limited to the named participating pharmacy and health-care merchants and their qualifying Hong Kong transactions.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Other
Agnes B Fleuriste等商戶：extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: agnes-b-fleuriste, cantevole, casetify, la-boheme, royce, 屈臣氏酒窖 • Eligible merchants: agnes-b-fleuriste, cantevole, casetify, la-boheme, royce, 屈臣氏酒窖 • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded. • Spend is limited to the named other participating merchants and their qualifying Hong Kong transactions.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: agnes b fleuriste / cantevole / casetify / la boheme / royce / 屈臣氏酒窖 · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • Spend is limited to the named other participating merchants and their qualifying Hong Kong transactions.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Other
積分獎賞：$600 RewardCash
Conditions applyPointsMinimum spending: HK$5,800.00
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 5800 • Applies to all eligible spending, subject to the conditions. • New HSBC credit-card customer only; apply during the welcome-promotion period; receive an approved HSBC Gold primary card; accumulate at least HKD5,800 of eligible spend within the first 60 calendar days. • The card and account must remain valid and in good standing; applicants who cancelled any HSBC personal primary card during the prior 12 months and supplementary-card applicants are excluded. • Eligible spending is net posted spend under the source rules; fees, supplementary-card transactions, online or mobile-banking payments, stored-value or e-wallet transactions, cash advances, instalments, quasi-cash, wire transfers, gambling, tax, autopay, unposted, cancelled and refunded transactions are excluded. • One reward is available per eligible cardholder and is credited within two months after the eligibility check.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$5,800.00
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • New HSBC credit-card customer only; apply during the welcome-promotion period; receive an approved HSBC Gold primary card; accumulate at least HKD5,800 of eligible spend within the first 60 calendar days.
  • The card and account must remain valid and in good standing; applicants who cancelled any HSBC personal primary card during the prior 12 months and supplementary-card applicants are excluded.
  • Eligible spending is net posted spend under the source rules; fees, supplementary-card transactions, online or mobile-banking payments, stored-value or e-wallet transactions, cash advances, instalments, quasi-cash, wire transfers, gambling, tax, autopay, unposted, cancelled and refunded transactions are excluded.
  • One reward is available per eligible cardholder and is credited within two months after the eligibility check.
  • welcome promotion applications: 2026-03-01 – 2027-02-28
Other
積分獎賞：$200 RewardCash
Conditions applyPoints
——

This benefit does not apply to a purchase. • Customer: New customer • Application, registration or activation required. See conditions. • New HSBC credit-card customer; activate the HSBC Gold card within the first 60 calendar days; successfully apply for and receive approval for a Cash Instalment Plan with an approved withdrawal amount of at least HKD20,000 and a repayment period of at least 12 months. • One reward is available per eligible cardholder; the card and account must remain valid and in good standing. Early repayment or cancellation can remove or claw back the reward. • The reward is credited within six months after the approved funds transfer under the promotion terms.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • New HSBC credit-card customer; activate the HSBC Gold card within the first 60 calendar days; successfully apply for and receive approval for a Cash Instalment Plan with an approved withdrawal amount of at least HKD20,000 and a repayment period of at least 12 months.
  • One reward is available per eligible cardholder; the card and account must remain valid and in good standing. Early repayment or cancellation can remove or claw back the reward.
  • The reward is credited within six months after the approved funds transfer under the promotion terms.
  • cash instalment promotion: 2026-03-01 – 2027-02-28
0909/BEABEA JCB Platinum CardBEA JCB Platinum Card · Generic credit card image10.4%HK$10.40
BEA JCB Platinum Card · Generic credit card image
09BEA

BEA JCB Platinum Card

Conditions apply

HK$10.4010.4%
Other
BEA JCB Platinum local and Macau contactless cashback: 10% (phase 1)
HK$10.0010%
Conditions applyCashbackcontactlessMinimum spending: HK$500.00Cap: HK$100.00 · per month
CapHK$10.00 / HK$100.00
Other
BEA JCB Platinum retail spending cash rebate: HK$1 per HK$250
HK$0.400.4%
Cashback
Calculation
Total savingHK$10.40
  • BEA JCB Platinum local and Macau contactless cashback: 10% (phase 1): HK$10.00
  • BEA JCB Platinum retail spending cash rebate: HK$1 per HK$250: HK$0.40
Terms & conditions

Calculation assumptions

  • Assumes the full reward limit is still available. Cash rebate for each eligible card account in a calendar month
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • No reward limit is stated. Confirm any limits before purchase.
  • Limit: 100 HKD · Per Month
  • Limit applies to: Cash rebate for each eligible card account in a calendar month
  • Application, registration or activation required. See conditions.
  • Eligibility: Payment Methods: contactless; Phase Spend Min: 500
  • Applies to all eligible spending, subject to the conditions.
  • Applies to eligible local HKD and Macau MOP retail spending at physical merchants, paid by contactless card transaction.
  • Register an eligible principal card in the BEA Mall App; the first 5,000 registered cardholders qualify.
  • Accumulated eligible spending must reach HK$500 per calendar month for each eligible account.
  • Maximum rebate is HK$300 in phase 1 and HK$600 across the full promotion for each eligible card account.
  • Phase 1 registration also qualifies the cardholder to earn in phase 2 without registering again.
  • Supplementary-card spending is counted in a separate account.
  • Rebate is rounded down to the nearest Hong Kong dollar. The account must be valid and in good standing when the rebate is credited.
  • MOP-to-HKD conversion method is not stated.
  • Terms-defined spending exclusions apply, including insurance premiums, government payments, tax, recurring payments, digital wallets, and Octopus top-ups.
  • Cash-equivalent calculation: HK$1 / HK$250 × 100 = 0.4%. This is the stated cash rebate ratio; the source requires rounding down by statement cycle.
  • Earn HK$1 for each accumulated HK$250 of eligible retail spending in each statement cycle.
  • Cash rebate is rounded down.
  • Insurance premium transactions are not eligible.
  • A HK$40 monthly cap applies only to government department and Octopus AAVS transactions; it is not a cap on all retail cash rebates.
  • Valid-account and programme terms apply.

BEA JCB Platinum local and Macau contactless cashback: 10% (phase 1)

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Requirements: Pay with: contactless · Period spend ≥: HK$500.00
  • Benefit limit: Amount: 100 · Applies to: Cash rebate for each eligible card account in a calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Application or registration is required.
  • Applies to eligible local HKD and Macau MOP retail spending at physical merchants, paid by contactless card transaction.
  • Register an eligible principal card in the BEA Mall App; the first 5,000 registered cardholders qualify.
  • Accumulated eligible spending must reach HK$500 per calendar month for each eligible account.
  • Maximum rebate is HK$300 in phase 1 and HK$600 across the full promotion for each eligible card account.
  • Phase 1 registration also qualifies the cardholder to earn in phase 2 without registering again.
  • Supplementary-card spending is counted in a separate account.
  • Rebate is rounded down to the nearest Hong Kong dollar. The account must be valid and in good standing when the rebate is credited.
  • MOP-to-HKD conversion method is not stated.
  • Terms-defined spending exclusions apply, including insurance premiums, government payments, tax, recurring payments, digital wallets, and Octopus top-ups.
  • Phase 1 local and Macau contactless spending: 2026-10-15 – 2026-12-31

BEA JCB Platinum retail spending cash rebate: HK$1 per HK$250

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Cash equivalent calculation: HK$1 / HK$250 × 100 = 0.4%. This is the stated cash rebate ratio; the source requires rounding down by statement cycle.
  • Earn HK$1 for each accumulated HK$250 of eligible retail spending in each statement cycle.
  • Cash rebate is rounded down.
  • Insurance premium transactions are not eligible.
  • A HK$40 monthly cap applies only to government department and Octopus AAVS transactions; it is not a cap on all retail cash rebates.
  • Valid-account and programme terms apply.
Other offers
Other
BEA JCB Platinum welcome cash rebate: HK$200
Conditions applyCashbackMinimum spending: HK$2,000.00
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Fixed HK$200 rebate; no percentage is stated. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 2000 • Applies to all eligible spending, subject to the conditions. • Activate the principal card and reach at least HK$2,000 in eligible spending within two months of issue. • An eligible customer must not have held a principal BEA JCB Platinum Card or other BEA credit card in the six months before application and approval, subject to the stated exclusions. • Each eligible customer can receive this offer once only. • Supplementary-card spending, cash advances, Octopus top-ups, digital-wallet transactions, supermarket spending, government payments, recurring transactions, tax payments, and other terms-defined ineligible transactions do not count. • The account must remain valid during the promotion and when the rebate is credited. • If the principal card is cancelled within 12 months after account opening, BEA may debit the value of the offer. • The rebate is credited by 2027-06-30 and can only offset the relevant card account balance. • The offer cannot be combined with other promotional offers unless the relevant terms allow it.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$2,000.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Fixed HK$200 rebate; no percentage is stated.
  • Application or registration is required.
  • Activate the principal card and reach at least HK$2,000 in eligible spending within two months of issue.
  • An eligible customer must not have held a principal BEA JCB Platinum Card or other BEA credit card in the six months before application and approval, subject to the stated exclusions.
  • Each eligible customer can receive this offer once only.
  • Supplementary-card spending, cash advances, Octopus top-ups, digital-wallet transactions, supermarket spending, government payments, recurring transactions, tax payments, and other terms-defined ineligible transactions do not count.
  • The account must remain valid during the promotion and when the rebate is credited.
  • If the principal card is cancelled within 12 months after account opening, BEA may debit the value of the offer.
  • The rebate is credited by 2027-06-30 and can only offset the relevant card account balance.
  • The offer cannot be combined with other promotional offers unless the relevant terms allow it.
  • Welcome cash rebate offer: 2026-04-01 – 2027-01-13
Other
BEA JCB Platinum local and Macau contactless cashback: 10% (phase 2)
Conditions applyCashbackcontactlessMinimum spending: HK$500.00Cap: HK$100.00 · per month
——

The offer is not confirmed active on the snapshot date. • Limit: 100 HKD · Per Month • Limit applies to: Cash rebate for each eligible card account in a calendar month • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: contactless; Phase Spend Min: 500 • Applies to all eligible spending, subject to the conditions. • Applies to eligible local HKD and Macau MOP retail spending at physical merchants, paid by contactless card transaction. • Register an eligible principal card in the BEA Mall App; the first 5,000 registered cardholders qualify. • Accumulated eligible spending must reach HK$500 per calendar month for each eligible account. • Maximum rebate is HK$300 in phase 2 and HK$600 across the full promotion for each eligible card account. • Phase 1 registration also qualifies the cardholder to earn in phase 2 without registering again. A phase 2 registration does not include phase 1 spending. • Supplementary-card spending is counted in a separate account. • Rebate is rounded down to the nearest Hong Kong dollar. The account must be valid and in good standing when the rebate is credited. • MOP-to-HKD conversion method is not stated. • Terms-defined spending exclusions apply, including insurance premiums, government payments, tax, recurring payments, digital wallets, and Octopus top-ups.

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Requirements: Pay with: contactless · Period spend ≥: HK$500.00
  • Benefit limit: Amount: 100 · Applies to: Cash rebate for each eligible card account in a calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Application or registration is required.
  • Applies to eligible local HKD and Macau MOP retail spending at physical merchants, paid by contactless card transaction.
  • Register an eligible principal card in the BEA Mall App; the first 5,000 registered cardholders qualify.
  • Accumulated eligible spending must reach HK$500 per calendar month for each eligible account.
  • Maximum rebate is HK$300 in phase 2 and HK$600 across the full promotion for each eligible card account.
  • Phase 1 registration also qualifies the cardholder to earn in phase 2 without registering again. A phase 2 registration does not include phase 1 spending.
  • Supplementary-card spending is counted in a separate account.
  • Rebate is rounded down to the nearest Hong Kong dollar. The account must be valid and in good standing when the rebate is credited.
  • MOP-to-HKD conversion method is not stated.
  • Terms-defined spending exclusions apply, including insurance premiums, government payments, tax, recurring payments, digital wallets, and Octopus top-ups.
  • Phase 2 local and Macau contactless spending: 2027-01-01 – 2027-03-31
Travel
Japan and Hawaii airport lounge fee waiver: HK$78 per visit
Fee WaiverCap: 6 times · promotion total
——

This benefit does not apply to a purchase. • Limit: 6 times · Promotion Total • Limit applies to: Japan and Hawaii lounge visits during the service period • A qualifying visit requires at least one retail transaction in Japanese Yen at a physical store in Japan during the corresponding transaction period, regardless of spend amount. • Usage periods are 2026-04-01 to 2026-06-30, 2026-07-01 to 2026-09-30, 2026-10-01 to 2026-12-31, and 2027-01-01 to 2027-03-31. • The corresponding transaction periods are 2026-03-01 to 2026-06-30, 2026-06-01 to 2026-09-30, 2026-09-01 to 2026-12-31, and 2026-12-31 to 2027-03-31. • Without the eligible transaction, HK$78 is charged per visit. • Visits after the six-visit allowance are charged at the standard price; the amount is not stated.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 6 · Applies to: Japan and Hawaii lounge visits during the service period · Period: promotion total · Type: limited · Unit: times
  • A qualifying visit requires at least one retail transaction in Japanese Yen at a physical store in Japan during the corresponding transaction period, regardless of spend amount.
  • Usage periods are 2026-04-01 to 2026-06-30, 2026-07-01 to 2026-09-30, 2026-10-01 to 2026-12-31, and 2027-01-01 to 2027-03-31.
  • The corresponding transaction periods are 2026-03-01 to 2026-06-30, 2026-06-01 to 2026-09-30, 2026-09-01 to 2026-12-31, and 2026-12-31 to 2027-03-31.
  • Without the eligible transaction, HK$78 is charged per visit.
  • Visits after the six-visit allowance are charged at the standard price; the amount is not stated.
  • Japan and Hawaii lounge service period: 2026-04-01 – 2027-03-31
Travel
LoungeKey overseas lounges: 2 complimentary visits
TravelCap: 2 times · promotion total
——

This benefit does not apply to a purchase. • Limit: 2 times · Promotion Total • Limit applies to: LoungeKey visits outside Japan and Hawaii during 2026 • Access is to LoungeKey Services lounges outside Japan and Hawaii. • Principal and supplementary cardholder visits have separate allowances. • Linked Chinese terms were unavailable; additional access conditions are unknown.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 2 · Applies to: LoungeKey visits outside Japan and Hawaii during 2026 · Period: promotion total · Type: limited · Unit: times
  • Access is to LoungeKey Services lounges outside Japan and Hawaii.
  • Principal and supplementary cardholder visits have separate allowances.
  • Linked Chinese terms were unavailable; additional access conditions are unknown.
  • LoungeKey overseas lounge access outside Japan and Hawaii: 2026-01-01 – 2026-12-31
Taxis, rides and car rental
TOYOTA Rent a Car basic rental fee: 5% off
Discount
——

Category or merchant does not match. • Merchants: toyota-rent-a-car • Eligible merchants: toyota-rent-a-car • Discount applies to the basic rental fee and excludes tax. • Book on the corresponding TOYOTA Rent a Car campaign page and pay locally. • Campaign details are linked but not retained.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: toyota rent a car · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Discount applies to the basic rental fee and excludes tax.
  • Book on the corresponding TOYOTA Rent a Car campaign page and pay locally.
  • Campaign details are linked but not retained.
Pharmacies and supplements
Japan major drugstores: up to 7% off
Discount
——

Merchant eligibility cannot be established from the incomplete source list. • Eligible categories: 藥房／保健品 • Applies at major drugstores in Japan. • The source does not provide a complete drugstore list.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 藥房／保健品 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • The complete list of eligible merchants is not available.
  • Applies at major drugstores in Japan.
  • The source does not provide a complete drugstore list.
Cafés, bakeries and desserts
Starbucks at Hong Kong International Airport: HK$50 discount
DiscountMinimum spending: HK$100.00
——

Category or merchant does not match. • HK$50 / HK$100 × 100 = 50.00%, rounded to two decimal places (shown as 50%). This is a threshold-equivalent rate; the effective rate decreases above HK$100 because the discount remains fixed at HK$50. • Minimum spend: Period: per_transaction; Spend: 100 • Merchants: starbucks • Eligible merchants: starbucks • Applies to handcrafted beverage or food purchases at Starbucks inside Hong Kong International Airport. • A qualifying purchase must be at least HK$100 and include one tall-sized or larger handcrafted beverage. • Detailed information is linked in Chinese and was not retained.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: starbucks · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$100.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: HK$50 / HK$100 × 100 = 50.00%, rounded to two decimal places (shown as 50%). This is a threshold equivalent rate; the effective rate decreases above HK$100 because the discount remains fixed at HK$50.
  • Applies to handcrafted beverage or food purchases at Starbucks inside Hong Kong International Airport.
  • A qualifying purchase must be at least HK$100 and include one tall-sized or larger handcrafted beverage.
  • Detailed information is linked in Chinese and was not retained.
Concerts and tickets
Concert priority booking service（優惠值未列明）
Lifestyle
——

This benefit does not apply to a purchase. •

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
Other
BEA JCB Platinum first-year annual fee waiver（優惠值未列明）
Fee Waiver
——

This benefit does not apply to a purchase. • All customers are entitled to an annual fee waiver for the first year. • The offer page does not state the waived amount.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • All customers are entitled to an annual fee waiver for the first year.
  • The offer page does not state the waived amount.
Loans and installments
BEA JCB Platinum interest-free period: up to 56 days
Financing
——

This benefit does not apply to a purchase. • No interest is charged if the statement balance is paid in full by the due date. • The interest-free period depends on the purchase date within the statement cycle.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • No interest is charged if the statement balance is paid in full by the due date.
  • The interest-free period depends on the purchase date within the statement cycle.
1010/CCBCCB Asia Eye Credit CardCCB Asia Eye Credit Card3%HK$3.00
CCB Asia Eye Credit Card
10CCB

CCB Asia Eye Credit Card

Conditions apply

HK$3.003%
Other
eye+ Visa Signature Contactless Retail Spending 7.5X Bonus Points
HK$3.003%
Pointscontactless paymentCap: HK$208.00 · per month
CapHK$3.00 / HK$208.00
Calculation
Total savingHK$3.00
  • eye+ Visa Signature Contactless Retail Spending 7.5X Bonus Points: HK$3.00
Terms & conditions

Calculation assumptions

  • Assumes the full reward limit is still available. Cash-equivalent value of the extra points cap per cardmember per calendar month
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Cash-equivalent calculation: 60,000 points ÷ 25,000 points × HK$100 = HK$240; HK$240 ÷ HK$8,000 eligible spend × 100 = 3%. The source caps extra points at 52,000 per calendar month, which converts to HK$208 (52,000 ÷ 25,000 × HK$100); its example includes 8,000 basic points in the 60,000 total. No rounding is needed for these amounts. The source supports redemption in blocks of 25,000 points; it does not state how a partial block can be redeemed. The page advertises up to 3% for contactless spending as this points component.
  • Limit: 208 HKD · Per Month
  • Limit applies to: Cash-equivalent value of the extra points cap per cardmember per calendar month
  • Eligibility: Payment Methods: contactless-payment
  • Applies to all eligible spending, subject to the conditions.
  • The source states 7.5X bonus points, including basic bonus points. Extra points are capped at 52,000 per cardmember per calendar month and up to 312,000 during the promotion. The displayed eligible spend cap is HK$8,000 per month.
  • Eligible retail spending must be made by contactless payment; the page lists Visa payWave, Apple Pay and Google Pay as included methods.
  • The page refers to separate points terms. Those terms are not in source_folder.

eye+ Visa Signature Contactless Retail Spending 7.5X Bonus Points

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Requirements: Pay with: contactless payment
  • Benefit limit: Amount: 208 · Applies to: Cash equivalent value of the extra points cap per cardmember per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: 60,000 points ÷ 25,000 points × HK$100 = HK$240; HK$240 ÷ HK$8,000 eligible spend × 100 = 3%. The source caps extra points at 52,000 per calendar month, which converts to HK$208 (52,000 ÷ 25,000 × HK$100); its example includes 8,000 basic points in the 60,000 total. No rounding is needed for these amounts. The source supports redemption in blocks of 25,000 points; it does not state how a partial block can be redeemed. The page advertises up to 3% for contactless spending as this points component.
  • The source states 7.5X bonus points, including basic bonus points. Extra points are capped at 52,000 per cardmember per calendar month and up to 312,000 during the promotion. The displayed eligible spend cap is HK$8,000 per month.
  • Eligible retail spending must be made by contactless payment; the page lists Visa payWave, Apple Pay and Google Pay as included methods.
  • The page refers to separate points terms. Those terms are not in source_folder.
  • eye+ Credit Card extra bonus points and cash rebate promotion: 2026-10-01 – 2027-03-31

Open source offer ↗

Other offers
Other
CCB (Asia) eye+ Visa Signature Annual Fee Waiver（優惠值未列明）
Fee Waiver
——

This benefit does not apply to a purchase. • Limit applies to: not stated • The KFS lists the Visa Signature principal and supplementary annual membership fees as waived. Any relevant terms, if any, continue to apply; the retained source gives no further Signature-specific condition.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: not stated · Period: not stated · Type: not stated
  • The KFS lists the Visa Signature principal and supplementary annual membership fees as waived. Any relevant terms, if any, continue to apply; the retained source gives no further Signature-specific condition.

Open source offer ↗

Local dining
eye+ Visa Signature Local Dining Cash Rebate（優惠值未列明）
Cashback
——

Category or merchant does not match. • The retained page states a combined program maximum of up to 11%, but it does not state the Local Dining component rate. • Limit applies to: not stated • Eligible categories: 本地餐飲 • The retained page names Local Dining as part of a combined Local Dining, Delivery Platform and Transport program and advertises up to 11% cash rebate. It does not state this category's rate, cap, validity period, spend threshold or full eligibility. The linked detailed terms are not in source_folder.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 本地餐飲 · Type: category
  • Benefit limit: Applies to: not stated · Period: not stated · Type: not stated
  • Percentage note: The retained page states a combined program maximum of up to 11%, but it does not state the Local Dining component rate.
  • The retained page names Local Dining as part of a combined Local Dining, Delivery Platform and Transport program and advertises up to 11% cash rebate. It does not state this category's rate, cap, validity period, spend threshold or full eligibility. The linked detailed terms are not in source_folder.

Open source offer ↗

Food delivery
eye+ Visa Signature Delivery Platform Cash Rebate（優惠值未列明）
Cashback
——

Category or merchant does not match. • The retained page states a combined program maximum of up to 11%, but it does not state the Delivery Platform component rate. • Limit applies to: not stated • Eligible categories: 外賣平台 • The retained page names Delivery Platform as part of a combined Local Dining, Delivery Platform and Transport program and advertises up to 11% cash rebate. It does not state this category's rate, cap, validity period, spend threshold or full eligibility. The linked detailed terms are not in source_folder.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 外賣平台 · Type: category
  • Benefit limit: Applies to: not stated · Period: not stated · Type: not stated
  • Percentage note: The retained page states a combined program maximum of up to 11%, but it does not state the Delivery Platform component rate.
  • The retained page names Delivery Platform as part of a combined Local Dining, Delivery Platform and Transport program and advertises up to 11% cash rebate. It does not state this category's rate, cap, validity period, spend threshold or full eligibility. The linked detailed terms are not in source_folder.

Open source offer ↗

Local transport
eye+ Visa Signature Local Transport Cash Rebate（優惠值未列明）
Cashback
——

Category or merchant does not match. • The retained page states a combined program maximum of up to 11%, but it does not state the Local Transport component rate. • Limit applies to: not stated • Eligible categories: 本地交通 • The retained page names Local Transport as part of a combined Local Dining, Delivery Platform and Transport program and advertises up to 11% cash rebate. It does not state this category's rate, cap, validity period, spend threshold or full eligibility. The linked detailed terms are not in source_folder.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 本地交通 · Type: category
  • Benefit limit: Applies to: not stated · Period: not stated · Type: not stated
  • Percentage note: The retained page states a combined program maximum of up to 11%, but it does not state the Local Transport component rate.
  • The retained page names Local Transport as part of a combined Local Dining, Delivery Platform and Transport program and advertises up to 11% cash rebate. It does not state this category's rate, cap, validity period, spend threshold or full eligibility. The linked detailed terms are not in source_folder.

Open source offer ↗

Online shopping
eye+ Visa Signature Eligible Online Retail Spending 7.5X Bonus Points
PointsCap: HK$208.00 · per month
——

Category or merchant does not match. • Cash-equivalent calculation: 60,000 points ÷ 25,000 points × HK$100 = HK$240; HK$240 ÷ HK$8,000 eligible spend × 100 = 3%. The source caps extra points at 52,000 per calendar month, which converts to HK$208 (52,000 ÷ 25,000 × HK$100); its example includes 8,000 basic points in the 60,000 total. No rounding is needed for these amounts. The source supports redemption in blocks of 25,000 points; it does not state how a partial block can be redeemed. The page advertises up to 5% for online spending when this point component combines with the separate 2% cash rebate. • Limit: 208 HKD · Per Month • Limit applies to: Cash-equivalent value of the extra points cap per cardmember per calendar month • Eligible categories: 網上購物 • The source states 7.5X bonus points, including basic bonus points. Extra points are capped at 52,000 per cardmember per calendar month and up to 312,000 during the promotion. The displayed eligible spend cap is HK$8,000 per month. • The campaign summary advertises up to 5% for online spending. This offer records only the 7.5X points component, not the separate 2% cash rebate. • The page refers to separate definitions for eligible online retail spending and points terms. Those terms are not in source_folder.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 網上購物 · Type: category
  • Benefit limit: Amount: 208 · Applies to: Cash equivalent value of the extra points cap per cardmember per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: 60,000 points ÷ 25,000 points × HK$100 = HK$240; HK$240 ÷ HK$8,000 eligible spend × 100 = 3%. The source caps extra points at 52,000 per calendar month, which converts to HK$208 (52,000 ÷ 25,000 × HK$100); its example includes 8,000 basic points in the 60,000 total. No rounding is needed for these amounts. The source supports redemption in blocks of 25,000 points; it does not state how a partial block can be redeemed. The page advertises up to 5% for online spending when this point component combines with the separate 2% cash rebate.
  • The source states 7.5X bonus points, including basic bonus points. Extra points are capped at 52,000 per cardmember per calendar month and up to 312,000 during the promotion. The displayed eligible spend cap is HK$8,000 per month.
  • The campaign summary advertises up to 5% for online spending. This offer records only the 7.5X points component, not the separate 2% cash rebate.
  • The page refers to separate definitions for eligible online retail spending and points terms. Those terms are not in source_folder.
  • eye+ Credit Card extra bonus points and cash rebate promotion: 2026-10-01 – 2027-03-31

Open source offer ↗

Online shopping
eye+ Visa Signature Eligible Online Retail Spending 2% Cash Rebate
CashbackCap: HK$160.00 · per month
——

Category or merchant does not match. • Limit: 160 HKD · Per Month • Limit applies to: Cash rebate per cardmember per calendar month • Eligible categories: 網上購物 • The source requires HK$3,000 in eligible retail spending per calendar month and shows an eligible monthly spend cap of HK$8,000. • The cash rebate is capped at HK$160 per calendar month and up to HK$960 during the promotion. • The campaign summary advertises up to 5% for online spending. This offer records only the separate 2% cash rebate. • The page refers to separate definitions for eligible online retail spending. Those terms are not in source_folder.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 網上購物 · Type: category
  • Benefit limit: Amount: 160 · Applies to: Cash rebate per cardmember per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • The source requires HK$3,000 in eligible retail spending per calendar month and shows an eligible monthly spend cap of HK$8,000.
  • The cash rebate is capped at HK$160 per calendar month and up to HK$960 during the promotion.
  • The campaign summary advertises up to 5% for online spending. This offer records only the separate 2% cash rebate.
  • The page refers to separate definitions for eligible online retail spending. Those terms are not in source_folder.
  • eye+ Credit Card extra bonus points and cash rebate promotion: 2026-10-01 – 2027-03-31

Open source offer ↗

Other
eye+ Visa Signature Foreign Currency Rebate Equivalent to HK$800
Conditions applyCashbackMinimum spending: HK$60,000.00Cap: HK$800.00 · promotion total
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • HK$800 equivalent ÷ HK$60,000 minimum phase spend × 100 = 1.3333%, rounded to four decimal places. The effective rate decreases when qualifying spend exceeds HK$60,000. The rebate is paid in one selected foreign currency. • Limit: 800 HKD · Promotion Total • Limit applies to: Foreign Currency Rebate for this phase • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 60000 • Applies to all eligible spending, subject to the conditions. • Both local and overseas spending count toward HK$60,000 per phase. • Choose one currency for the phase: AUD140, CNH680, USD100 or JPY16,320, each shown as equivalent to HK$800. • Register once per phase. The quota is 4,000 per phase on a first-come, first-served basis. • The source uses closing exchange rates on 1 September 2026. It rounds rebate amounts down to the nearest ten dollars and disregards amounts below ten dollars. • The exact registration window and all transaction exclusions are not stated in the retained files.

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$60,000.00
  • Benefit limit: Amount: 800 · Applies to: Foreign Currency Rebate for this phase · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: HK$800 equivalent ÷ HK$60,000 minimum phase spend × 100 = 1.3333%, rounded to four decimal places. The effective rate decreases when qualifying spend exceeds HK$60,000. The rebate is paid in one selected foreign currency.
  • Application or registration is required.
  • Both local and overseas spending count toward HK$60,000 per phase.
  • Choose one currency for the phase: AUD140, CNH680, USD100 or JPY16,320, each shown as equivalent to HK$800.
  • Register once per phase. The quota is 4,000 per phase on a first-come, first-served basis.
  • The source uses closing exchange rates on 1 September 2026. It rounds rebate amounts down to the nearest ten dollars and disregards amounts below ten dollars.
  • The exact registration window and all transaction exclusions are not stated in the retained files.
  • Foreign Currency Rebate, Phase 1: 2026-10-01 – 2026-12-31

Open source offer ↗

Other
eye+ Visa Signature Foreign Currency Rebate Equivalent to HK$800
Conditions applyCashbackMinimum spending: HK$60,000.00Cap: HK$800.00 · promotion total
——

The offer is not confirmed active on the snapshot date. • HK$800 equivalent ÷ HK$60,000 minimum phase spend × 100 = 1.3333%, rounded to four decimal places. The effective rate decreases when qualifying spend exceeds HK$60,000. The rebate is paid in one selected foreign currency. • Limit: 800 HKD · Promotion Total • Limit applies to: Foreign Currency Rebate for this phase • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 60000 • Applies to all eligible spending, subject to the conditions. • Both local and overseas spending count toward HK$60,000 per phase. • Choose one currency for the phase: AUD140, CNH680, USD100 or JPY16,320, each shown as equivalent to HK$800. • Register once per phase. The quota is 4,000 per phase on a first-come, first-served basis. • The source uses closing exchange rates on 1 September 2026. It rounds rebate amounts down to the nearest ten dollars and disregards amounts below ten dollars. • The exact registration window and all transaction exclusions are not stated in the retained files.

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$60,000.00
  • Benefit limit: Amount: 800 · Applies to: Foreign Currency Rebate for this phase · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: HK$800 equivalent ÷ HK$60,000 minimum phase spend × 100 = 1.3333%, rounded to four decimal places. The effective rate decreases when qualifying spend exceeds HK$60,000. The rebate is paid in one selected foreign currency.
  • Application or registration is required.
  • Both local and overseas spending count toward HK$60,000 per phase.
  • Choose one currency for the phase: AUD140, CNH680, USD100 or JPY16,320, each shown as equivalent to HK$800.
  • Register once per phase. The quota is 4,000 per phase on a first-come, first-served basis.
  • The source uses closing exchange rates on 1 September 2026. It rounds rebate amounts down to the nearest ten dollars and disregards amounts below ten dollars.
  • The exact registration window and all transaction exclusions are not stated in the retained files.
  • Foreign Currency Rebate, Phase 2: 2027-01-01 – 2027-03-31

Open source offer ↗

Loans and installments
eye+ Visa Signature Chill Spending Installment HK$800 Cash Rebate
Conditions applyCashback
——

This benefit does not apply to a purchase. • Customer: New customer • Limit applies to: not stated • Application, registration or activation required. See conditions. • The applicant must not have held a principal CCB (Asia) credit card at any time in the 12 months before the application. • To receive HK$800, successfully apply for the Chill Spending Installment Program with a tenor of at least 6 months and a total installment amount of at least HK$15,000 within the first 3 months after card issuance. • The retained sources do not state a validity period or all linked terms.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: not stated · Period: not stated · Type: not stated
  • Application or registration is required.
  • The applicant must not have held a principal CCB (Asia) credit card at any time in the 12 months before the application.
  • To receive HK$800, successfully apply for the Chill Spending Installment Program with a tenor of at least 6 months and a total installment amount of at least HK$15,000 within the first 3 months after card issuance.
  • The retained sources do not state a validity period or all linked terms.

Open source offer ↗

Other
eye+ Visa Signature Welcome HK$600 Cash Rebate
CashbackMinimum spending: HK$6,000.00
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • HK$600 ÷ HK$6,000 minimum total spend × 100 = 10%. No rounding is needed. The effective rate decreases when qualifying spend exceeds HK$6,000. • Limit applies to: not stated • Eligibility: Phase Spend Min: 6000 • Applies to all eligible spending, subject to the conditions. • The applicant must not have held a principal CCB (Asia) credit card at any time in the 12 months before the application. • To receive HK$600, make at least HK$6,000 in total spending within the first 2 months after card issuance. • The retained sources do not state a validity period or all linked terms.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$6,000.00
  • Benefit limit: Applies to: not stated · Period: not stated · Type: not stated
  • Percentage note: HK$600 ÷ HK$6,000 minimum total spend × 100 = 10%. No rounding is needed. The effective rate decreases when qualifying spend exceeds HK$6,000.
  • The applicant must not have held a principal CCB (Asia) credit card at any time in the 12 months before the application.
  • To receive HK$600, make at least HK$6,000 in total spending within the first 2 months after card issuance.
  • The retained sources do not state a validity period or all linked terms.

Open source offer ↗

1111/ICBCICBC Essence Credit Card Visa InfiniteICBC Essence Credit Card Visa Infinite2%HK$2.00
ICBC Essence Credit Card Visa Infinite
11ICBC

ICBC Essence Credit Card Visa Infinite

Conditions apply

HK$2.002%
Other
現金回贈：2% cash rebate
HK$2.002%
Cashback
Calculation
Total savingHK$2.00
  • 現金回贈：2% cash rebate: HK$2.00
Terms & conditions

Calculation assumptions

  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Source-stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1.
  • Limit: unlimited.
  • Applies to all eligible spending, subject to the conditions.
  • The cash rebate applies to spending without an upper limit.
  • HKD and RMB spending are combined for accumulated transaction amount calculation.
  • RMB1 spending is calculated as HKD1.
  • The rebate is calculated monthly, credited to the HKD account, and shown on the statement.

現金回贈：2% cash rebate

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: unlimited
  • Percentage note: Source stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1.
  • The cash rebate applies to spending without an upper limit.
  • HKD and RMB spending are combined for accumulated transaction amount calculation.
  • RMB1 spending is calculated as HKD1.
  • The rebate is calculated monthly, credited to the HKD account, and shown on the statement.
Other offers
Other
卡片優惠：Up to 3 supplementary cards under the same credit limit
Conditions applyLifestyleCap: 3 cards · not stated
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Limit: 3 cards • Limit applies to: Supplementary Cards • Application, registration or activation required. See conditions. • The Principal Cardholder is entitled to 3 Supplementary Cards under the same credit limit. • Supplementary Card application is available only to the spouse or children of the Principal Cardholder. • Supplementary Cards terminate if the Principal Cardholder no longer holds a valid ICBC Essence Credit Card.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 3 · Applies to: Supplementary Cards · Period: not stated · Type: limited · Unit: cards
  • Percentage note: No source supported spending percentage applies.
  • Application or registration is required.
  • The Principal Cardholder is entitled to 3 Supplementary Cards under the same credit limit.
  • Supplementary Card application is available only to the spouse or children of the Principal Cardholder.
  • Supplementary Cards terminate if the Principal Cardholder no longer holds a valid ICBC Essence Credit Card.
Other
費用豁免：Waiver of HK$6,800 annual fee
Fee Waiver
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • The chargeable annual fee for each Principal Card issued is HK$6,800. • Selected customers who hold a valid ICBC Essence Credit Card Principal Card enjoy the annual fee waiver.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No source supported spending percentage applies.
  • The chargeable annual fee for each Principal Card issued is HK$6,800.
  • Selected customers who hold a valid ICBC Essence Credit Card Principal Card enjoy the annual fee waiver.
Other
費用豁免：Waiver of HK$3,000 annual fee
Fee Waiver
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • The chargeable annual fee for each Supplementary Card issued is HK$3,000. • Selected customers who hold a valid ICBC Essence Credit Card Principal Card enjoy the annual fee waiver for Supplementary Cards.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No source supported spending percentage applies.
  • The chargeable annual fee for each Supplementary Card issued is HK$3,000.
  • Selected customers who hold a valid ICBC Essence Credit Card Principal Card enjoy the annual fee waiver for Supplementary Cards.
Other
分期優惠：0.235% monthly flat rate
Conditions applyFinancing
——

This benefit does not apply to a purchase. • Financing rate is not a reward percentage; the source-stated APR is preserved in constraints. • Application, registration or activation required. See conditions. • No documents are required for the Credit Card Spending Installment Plan. • The 12-month tenor is one of the available installment-plan choices. • The monthly flat rate is 0.235%. • The stated APR for the 12-month tenor is 5.29%, based on the source's HK$10,000 example where applicable. • Terms, fees, and the Code of Banking Practice disclosures apply. • The application hotline is 2533 8686.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Financing rate is not a reward percentage; the source stated APR is preserved in constraints.
  • Application or registration is required.
  • No documents are required for the Credit Card Spending Installment Plan.
  • The 12-month tenor is one of the available installment-plan choices.
  • The monthly flat rate is 0.235%.
  • The stated APR for the 12-month tenor is 5.29%, based on the source's HK$10,000 example where applicable.
  • Terms, fees, and the Code of Banking Practice disclosures apply.
  • The application hotline is 2533 8686.
Other
分期優惠：0.235% monthly flat rate
Conditions applyFinancing
——

This benefit does not apply to a purchase. • Financing rate is not a reward percentage; the source-stated APR is preserved in constraints. • Application, registration or activation required. See conditions. • No documents are required for the Credit Card Spending Installment Plan. • The 24-month tenor is one of the available installment-plan choices. • The monthly flat rate is 0.235%. • The stated APR for the 24-month tenor is 5.46%, based on the source's HK$10,000 example where applicable. • Terms, fees, and the Code of Banking Practice disclosures apply. • The application hotline is 2533 8686.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Financing rate is not a reward percentage; the source stated APR is preserved in constraints.
  • Application or registration is required.
  • No documents are required for the Credit Card Spending Installment Plan.
  • The 24-month tenor is one of the available installment-plan choices.
  • The monthly flat rate is 0.235%.
  • The stated APR for the 24-month tenor is 5.46%, based on the source's HK$10,000 example where applicable.
  • Terms, fees, and the Code of Banking Practice disclosures apply.
  • The application hotline is 2533 8686.
Other
分期優惠：0.235% monthly flat rate
Conditions applyFinancing
——

This benefit does not apply to a purchase. • Financing rate is not a reward percentage; the source-stated APR is preserved in constraints. • Application, registration or activation required. See conditions. • No documents are required for the Credit Card Spending Installment Plan. • The 36-month tenor is one of the available installment-plan choices. • The monthly flat rate is 0.235%. • The stated APR for the 36-month tenor is 5.48%, based on the source's HK$10,000 example where applicable. • Terms, fees, and the Code of Banking Practice disclosures apply. • The application hotline is 2533 8686.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Financing rate is not a reward percentage; the source stated APR is preserved in constraints.
  • Application or registration is required.
  • No documents are required for the Credit Card Spending Installment Plan.
  • The 36-month tenor is one of the available installment-plan choices.
  • The monthly flat rate is 0.235%.
  • The stated APR for the 36-month tenor is 5.48%, based on the source's HK$10,000 example where applicable.
  • Terms, fees, and the Code of Banking Practice disclosures apply.
  • The application hotline is 2533 8686.
Other
卡片禮遇：Visa Concierge 24/7 support, services, and exclusive privileges
Lifestyle
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Visa Concierge provides 24/7 support. • Services include emergency support, travel and medical assistance, business and leisure assistance, restaurant and getaway reservations, local recommendations, and virtual or outdoor experiences. • Visa Concierge app and phone access are subject to Visa service terms.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No source supported spending percentage applies.
  • Visa Concierge provides 24/7 support.
  • Services include emergency support, travel and medical assistance, business and leisure assistance, restaurant and getaway reservations, local recommendations, and virtual or outdoor experiences.
  • Visa Concierge app and phone access are subject to Visa service terms.
Travel
旅遊：designated airport lounge services for the cardholder
Conditions applyTravel
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Limit: unlimited. • Application, registration or activation required. See conditions. • From 1 April 2026 to 31 March 2027, both dates inclusive, eligible Essence customers receive unlimited designated lounge services. • The unlimited entitlement applies to the cardholder's designated airport lounge services. • DragonPass registration and activation are required; one card registration is used for the service. • Lounge capacity, operating hours, network changes, and DragonPass terms apply.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: unlimited
  • Percentage note: No source supported spending percentage applies.
  • Application or registration is required.
  • From 1 April 2026 to 31 March 2027, both dates inclusive, eligible Essence customers receive unlimited designated lounge services.
  • The unlimited entitlement applies to the cardholder's designated airport lounge services.
  • DragonPass registration and activation are required; one card registration is used for the service.
  • Lounge capacity, operating hours, network changes, and DragonPass terms apply.
  • DragonPass promotion period: 2026-04-01 – 2027-03-31
Travel
旅遊：designated high-speed rail lounge services for the cardholder
Conditions applyTravel
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Limit: unlimited. • Application, registration or activation required. See conditions. • From 1 April 2026 to 31 March 2027, both dates inclusive, eligible Essence customers receive unlimited designated lounge services. • The unlimited entitlement applies to the cardholder's designated high-speed rail lounge services. • DragonPass registration and activation are required; one card registration is used for the service. • Lounge capacity, operating hours, network changes, and DragonPass terms apply.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: unlimited
  • Percentage note: No source supported spending percentage applies.
  • Application or registration is required.
  • From 1 April 2026 to 31 March 2027, both dates inclusive, eligible Essence customers receive unlimited designated lounge services.
  • The unlimited entitlement applies to the cardholder's designated high-speed rail lounge services.
  • DragonPass registration and activation are required; one card registration is used for the service.
  • Lounge capacity, operating hours, network changes, and DragonPass terms apply.
  • DragonPass promotion period: 2026-04-01 – 2027-03-31
Travel
旅遊：Up to 10 free designated airport lounge visits
Conditions applyTravelCap: 10 visits · promotion total
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Limit: 10 visits · Promotion Total • Limit applies to: Companion visits to designated airport lounges • Application, registration or activation required. See conditions. • A companion may use designated airport lounges up to 10 times free during the promotion period. • Plaza Premium First is included among the designated airport lounges stated in the HTML summary. • The service applies to eligible Essence cardholders and requires DragonPass registration and activation. • Cardholder and supplementary-card entitlements are calculated separately; service is personal and non-transferable. • Lounge capacity, operating hours, network changes, and DragonPass terms apply.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 10 · Applies to: Companion visits to designated airport lounges · Period: promotion total · Type: limited · Unit: visits
  • Percentage note: No source supported spending percentage applies.
  • Application or registration is required.
  • A companion may use designated airport lounges up to 10 times free during the promotion period.
  • Plaza Premium First is included among the designated airport lounges stated in the HTML summary.
  • The service applies to eligible Essence cardholders and requires DragonPass registration and activation.
  • Cardholder and supplementary-card entitlements are calculated separately; service is personal and non-transferable.
  • Lounge capacity, operating hours, network changes, and DragonPass terms apply.
  • DragonPass promotion period: 2026-04-01 – 2027-03-31
Travel
旅遊：Up to 20 free designated high-speed rail lounge visits
Conditions applyTravelCap: 20 visits · promotion total
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Limit: 20 visits · Promotion Total • Limit applies to: Companion visits to designated high-speed rail lounges • Application, registration or activation required. See conditions. • A companion may use designated high-speed rail lounges up to 20 times free during the promotion period. • The service applies to eligible Essence cardholders and requires DragonPass registration and activation. • Cardholder and supplementary-card entitlements are calculated separately; service is personal and non-transferable. • Lounge capacity, operating hours, network changes, network changes, and DragonPass terms apply.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 20 · Applies to: Companion visits to designated high speed rail lounges · Period: promotion total · Type: limited · Unit: visits
  • Percentage note: No source supported spending percentage applies.
  • Application or registration is required.
  • A companion may use designated high-speed rail lounges up to 20 times free during the promotion period.
  • The service applies to eligible Essence cardholders and requires DragonPass registration and activation.
  • Cardholder and supplementary-card entitlements are calculated separately; service is personal and non-transferable.
  • Lounge capacity, operating hours, network changes, network changes, and DragonPass terms apply.
  • DragonPass promotion period: 2026-04-01 – 2027-03-31
Taxis, rides and car rental
King S Limousine：Two complimentary one-way Hong Kong International Airport limousine transfer services
Conditions applyTravelessence ceramic cardCap: 2 services · promotion total
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Limit: 2 services · Promotion Total • Limit applies to: One-way airport limousine transfer services • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: essence-ceramic-card • Merchants: king-s-limousine • The offer is for ICBC Essence Ceramic Cardholders only. • The first two one-way charges for transfer to or from Hong Kong International Airport are refunded as free credit-card spending limit. • The customer must book the service and pay with the Essence Ceramic Card. • The refund is made 6 to 8 weeks after the first working day of the following month and is not cash. • Bookings must be made at least 48 hours in advance; the supplier accepts bookings from 48 hours to 60 days before travel. • King's Limousine is the service provider. One destination, baggage, tunnel and bridge tolls, and stated early-morning surcharge treatment apply. • Changes and cancellations, waiting time, extra stops, child restraints, bad weather, and other supplier charges follow the formal service terms.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Requirements: Pay with: essence ceramic card
  • Benefit limit: Amount: 2 · Applies to: One way airport limousine transfer services · Period: promotion total · Type: limited · Unit: services
  • Percentage note: No source supported spending percentage applies.
  • Application or registration is required.
  • The offer is for ICBC Essence Ceramic Cardholders only.
  • The first two one-way charges for transfer to or from Hong Kong International Airport are refunded as free credit-card spending limit.
  • The customer must book the service and pay with the Essence Ceramic Card.
  • The refund is made 6 to 8 weeks after the first working day of the following month and is not cash.
  • Bookings must be made at least 48 hours in advance; the supplier accepts bookings from 48 hours to 60 days before travel.
  • King's Limousine is the service provider. One destination, baggage, tunnel and bridge tolls, and stated early-morning surcharge treatment apply.
  • Changes and cancellations, waiting time, extra stops, child restraints, bad weather, and other supplier charges follow the formal service terms.
  • 2026-2027 Q1 complimentary airport limousine service period: 2026-07-15 – 2027-03-31
Hotels
酒店：Discounts and VIP privileges at 900+ global luxury hotels and resorts with best-rate guarantee
Travel
——

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 酒店 • Visa partner offers cover more than 900 global luxury hotels and resorts. • The stated benefit includes discounts, VIP privileges, and a best-rate guarantee. • Availability, booking channel, participating properties, and Visa partner terms apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 酒店 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No source supported spending percentage applies.
  • The complete list of eligible merchants is not available.
  • Visa partner offers cover more than 900 global luxury hotels and resorts.
  • The stated benefit includes discounts, VIP privileges, and a best-rate guarantee.
  • Availability, booking channel, participating properties, and Visa partner terms apply.
Taxis, rides and car rental
的士／網約車／租車：Up to 48% off
Discount
——

Merchant eligibility cannot be established from the incomplete source list. • Source-stated maximum; eligible Visa partner terms apply. • Eligible categories: 的士／網約車／租車 • The source states a maximum discount of up to 48% for limousine services. • Eligible Visa partner services, booking conditions, availability, and partner terms apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 的士／網約車／租車 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Source stated maximum; eligible Visa partner terms apply.
  • The complete list of eligible merchants is not available.
  • The source states a maximum discount of up to 48% for limousine services.
  • Eligible Visa partner services, booking conditions, availability, and partner terms apply.
Taxis, rides and car rental
Hertz car-rental offers including one-day complimentary rental
Travel
——

Category or merchant does not match. • No source-supported spending percentage applies. • Merchants: hertz • Eligible merchants: hertz • The source names Hertz and states car-rental offers including one-day complimentary rental. • Eligible locations, booking conditions, vehicle rules, availability, and Visa partner terms apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: hertz · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No source supported spending percentage applies.
  • The source names Hertz and states car-rental offers including one-day complimentary rental.
  • Eligible locations, booking conditions, vehicle rules, availability, and Visa partner terms apply.
Insurance
保險：Travel accidental medical insurance up to US$25,000 per insured person
Traveldesignated cardCap: 25,000 currency · per transaction
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Limit: 25000 USD · Per Transaction • Limit applies to: Travel medical and related expenses per insured person • Eligibility: Payment Methods: designated-card • The insurance period is 24 June 2026 to 23 June 2027. • Eligible designated Private Banking Visa Infinite Essence cardholders are covered; spouse and unmarried-child age rules in the factsheet apply. • At least 50% of the public conveyance fare must be charged to the designated Visa Infinite Essence Card. • No cover applies when the passenger fare is paid through built-in Octopus Automatic Add Value. • The AXA policy and certificate terms control coverage, exclusions, and claims. • The medical and related expense limit is US$25,000 per insured person.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Requirements: Pay with: designated card
  • Benefit limit: Amount: 25000 · Applies to: Travel medical and related expenses per insured person · Currency: USD · Period: per transaction · Type: limited · Unit: currency
  • Percentage note: No source supported spending percentage applies.
  • The insurance period is 24 June 2026 to 23 June 2027.
  • Eligible designated Private Banking Visa Infinite Essence cardholders are covered; spouse and unmarried-child age rules in the factsheet apply.
  • At least 50% of the public conveyance fare must be charged to the designated Visa Infinite Essence Card.
  • No cover applies when the passenger fare is paid through built-in Octopus Automatic Add Value.
  • The AXA policy and certificate terms control coverage, exclusions, and claims.
  • The medical and related expense limit is US$25,000 per insured person.
  • Private Bank Travel Insurance Benefit insurance period: 2026-06-24 – 2027-06-23
Insurance
保險：Travel personal accident insurance up to US$1,000,000 per insured person
Traveldesignated cardCap: 1,000,000 currency · per transaction
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Limit: 1000000 USD · Per Transaction • Limit applies to: Travel personal accident insurance per insured person • Eligibility: Payment Methods: designated-card • The insurance period is 24 June 2026 to 23 June 2027. • Eligible designated Private Banking Visa Infinite Essence cardholders are covered; spouse and unmarried-child age rules in the factsheet apply. • At least 50% of the public conveyance fare must be charged to the designated Visa Infinite Essence Card. • No cover applies when the passenger fare is paid through built-in Octopus Automatic Add Value. • The AXA policy and certificate terms control coverage, exclusions, and claims. • The personal accident limit is US$1,000,000 per insured person.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Requirements: Pay with: designated card
  • Benefit limit: Amount: 1000000 · Applies to: Travel personal accident insurance per insured person · Currency: USD · Period: per transaction · Type: limited · Unit: currency
  • Percentage note: No source supported spending percentage applies.
  • The insurance period is 24 June 2026 to 23 June 2027.
  • Eligible designated Private Banking Visa Infinite Essence cardholders are covered; spouse and unmarried-child age rules in the factsheet apply.
  • At least 50% of the public conveyance fare must be charged to the designated Visa Infinite Essence Card.
  • No cover applies when the passenger fare is paid through built-in Octopus Automatic Add Value.
  • The AXA policy and certificate terms control coverage, exclusions, and claims.
  • The personal accident limit is US$1,000,000 per insured person.
  • Private Bank Travel Insurance Benefit insurance period: 2026-06-24 – 2027-06-23
Insurance
保險：Worldwide emergency assistance services with costs fully covered
Traveldesignated card
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Eligibility: Payment Methods: designated-card • The insurance period is 24 June 2026 to 23 June 2027. • Eligible designated Private Banking Visa Infinite Essence cardholders are covered; spouse and unmarried-child age rules in the factsheet apply. • At least 50% of the public conveyance fare must be charged to the designated Visa Infinite Essence Card. • No cover applies when the passenger fare is paid through built-in Octopus Automatic Add Value. • The AXA policy and certificate terms control coverage, exclusions, and claims. • Worldwide emergency assistance is fully covered, including the stated 24-hour hotline and emergency medical evacuation or repatriation support.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Requirements: Pay with: designated card
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No source supported spending percentage applies.
  • The insurance period is 24 June 2026 to 23 June 2027.
  • Eligible designated Private Banking Visa Infinite Essence cardholders are covered; spouse and unmarried-child age rules in the factsheet apply.
  • At least 50% of the public conveyance fare must be charged to the designated Visa Infinite Essence Card.
  • No cover applies when the passenger fare is paid through built-in Octopus Automatic Add Value.
  • The AXA policy and certificate terms control coverage, exclusions, and claims.
  • Worldwide emergency assistance is fully covered, including the stated 24-hour hotline and emergency medical evacuation or repatriation support.
  • Private Bank Travel Insurance Benefit insurance period: 2026-06-24 – 2027-06-23
Fine dining
高級餐廳：Dining privileges at global top restaurants and hotel chains
Travel
——

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 高級餐廳 • The source describes global top restaurants and hotel chains; participating venues, availability, and Visa partner terms apply. • The page gives service classes and examples, not a complete local merchant list.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 高級餐廳 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No source supported spending percentage applies.
  • The complete list of eligible merchants is not available.
  • The source describes global top restaurants and hotel chains; participating venues, availability, and Visa partner terms apply.
  • The page gives service classes and examples, not a complete local merchant list.
Shopping
購物：Premium shopping privileges
Lifestyle
——

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 購物 • The source describes premium shopping offers; participating retailers, availability, and Visa partner terms apply. • The page gives service classes and examples, not a complete local merchant list.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 購物 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No source supported spending percentage applies.
  • The complete list of eligible merchants is not available.
  • The source describes premium shopping offers; participating retailers, availability, and Visa partner terms apply.
  • The page gives service classes and examples, not a complete local merchant list.
Fine dining
高級餐廳：Premium dining privileges
Lifestyle
——

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 高級餐廳 • The source describes global top restaurants and hotel chains; participating venues, availability, and Visa partner terms apply. • The page gives service classes and examples, not a complete local merchant list.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 高級餐廳 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No source supported spending percentage applies.
  • The complete list of eligible merchants is not available.
  • The source describes global top restaurants and hotel chains; participating venues, availability, and Visa partner terms apply.
  • The page gives service classes and examples, not a complete local merchant list.
Online shopping
網上購物：Special discounts
Discount
——

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 網上購物 • The source describes online shopping offers; participating merchants, availability, and Visa partner terms apply. • The page gives service classes and examples, not a complete local merchant list.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 網上購物 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No source supported spending percentage applies.
  • The complete list of eligible merchants is not available.
  • The source describes online shopping offers; participating merchants, availability, and Visa partner terms apply.
  • The page gives service classes and examples, not a complete local merchant list.
Department stores
百貨公司：Special discounts
Discount
——

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 百貨公司 • The source describes local and international department-store offers; participating stores, availability, and Visa partner terms apply. • The page gives service classes and examples, not a complete local merchant list.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 百貨公司 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No source supported spending percentage applies.
  • The complete list of eligible merchants is not available.
  • The source describes local and international department-store offers; participating stores, availability, and Visa partner terms apply.
  • The page gives service classes and examples, not a complete local merchant list.
Jewellery and watches
珠寶／鐘錶：Special discounts at jewelers
Discount
——

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 珠寶／鐘錶 • The source describes jeweler offers; participating merchants, availability, and Visa partner terms apply. • The page gives service classes and examples, not a complete local merchant list.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 珠寶／鐘錶 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No source supported spending percentage applies.
  • The complete list of eligible merchants is not available.
  • The source describes jeweler offers; participating merchants, availability, and Visa partner terms apply.
  • The page gives service classes and examples, not a complete local merchant list.
Beauty and personal care
美容／個人護理：Special discounts at cosmetics stores
Discount
——

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 美容／個人護理 • The source describes cosmetics offers; participating merchants, availability, and Visa partner terms apply. • The page gives service classes and examples, not a complete local merchant list.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 美容／個人護理 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No source supported spending percentage applies.
  • The complete list of eligible merchants is not available.
  • The source describes cosmetics offers; participating merchants, availability, and Visa partner terms apply.
  • The page gives service classes and examples, not a complete local merchant list.
Fashion
時裝：Special discounts at apparel stores
Discount
——

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 時裝 • The source describes apparel offers; participating merchants, availability, and Visa partner terms apply. • The page gives service classes and examples, not a complete local merchant list.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 時裝 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No source supported spending percentage applies.
  • The complete list of eligible merchants is not available.
  • The source describes apparel offers; participating merchants, availability, and Visa partner terms apply.
  • The page gives service classes and examples, not a complete local merchant list.
Online shopping
網上購物：Online shopping insurance
Travel
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • The page lists online shopping insurance as a card benefit. • Coverage, eligibility, exclusions, and claims follow the applicable insurance terms.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No source supported spending percentage applies.
  • The page lists online shopping insurance as a card benefit.
  • Coverage, eligibility, exclusions, and claims follow the applicable insurance terms.
Shopping
購物：SUPREME membership for Chinese Arts & Crafts
Lifestyle
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • The source lists SUPREME membership for Chinese Arts & Crafts. • Membership eligibility, privileges, and provider terms apply.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No source supported spending percentage applies.
  • The source lists SUPREME membership for Chinese Arts & Crafts.
  • Membership eligibility, privileges, and provider terms apply.
Jewellery and watches
Shopping privileges and 1-on-1 personal service with Memorigin brand representatives
Lifestyle
——

Category or merchant does not match. • No source-supported spending percentage applies. • Merchants: memorigin • Eligible merchants: memorigin • The source names Memorigin and lists shopping privileges and one-to-one service with brand representatives. • Provider availability and terms apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: memorigin · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No source supported spending percentage applies.
  • The source names Memorigin and lists shopping privileges and one-to-one service with brand representatives.
  • Provider availability and terms apply.
Fashion
Prestigious offers in sartorial suit tailoring at Tai Pan Row（優惠值未列明）
Lifestyle
——

Category or merchant does not match. • No source-supported spending percentage applies. • Merchants: tai-pan-row • Eligible merchants: tai-pan-row • The source names Tai Pan Row and lists prestigious suit-tailoring offers. • Provider availability and terms apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: tai pan row · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No source supported spending percentage applies.
  • The source names Tai Pan Row and lists prestigious suit-tailoring offers.
  • Provider availability and terms apply.
Other
卡片禮遇：Invitation-only private banking value-added services
Lifestyle
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Personalized value-added services are available by invitation only. • Customers should contact their designated relationship manager for details.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No source supported spending percentage applies.
  • Personalized value-added services are available by invitation only.
  • Customers should contact their designated relationship manager for details.
1212/ICBCICBC Wise Gold Credit Card World MastercardICBC Wise Gold Credit Card World Mastercard2%HK$2.00
ICBC Wise Gold Credit Card World Mastercard
12ICBC

ICBC Wise Gold Credit Card World Mastercard

Conditions apply

HK$2.002%
Other
ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate
HK$2.002%
Cashback
Calculation
Total savingHK$2.00
  • ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate: HK$2.00
Terms & conditions

Calculation assumptions

  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Limit: unlimited.
  • Limit applies to: cash rebate on eligible local and overseas spending
  • Applies to all eligible spending, subject to the conditions.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
  • Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.

Open source offer ↗

Other offers
Other
Wise Gold Account Opening Reward: HK$25,000 Free Card Spending Limit
Conditions applyOther
——

This benefit does not apply to a purchase. • Customer: New customer • A fixed spending-limit reward has no eligible card-spend denominator. • Application, registration or activation required. See conditions. • Requires a newly opened Wise Gold account and designated average daily Total Liquid Assets of HK$8,000,000 or more for the first three consecutive months after account opening. • Complete one eligible investment transaction of HK$100,000 or equivalent in the designated period. Eligible products are investment fund subscription, currency-linked contract, structured deposit, eligible stock trading, investment fund transfer-in, or FX trading. • Fund subscription must be a lump-sum purchase with a subscription fee of at least 0.6%; money market funds, switching, redemption, and Fund Monthly Saving Plan subscriptions are excluded. A currency-linked contract must have a tenor of at least two weeks. Stock trades must meet the stated HKEX or Stock Connect rules; transfer-in funds must be distributed by the Bank; FX trading must be completed. • Successfully apply for or hold either the ICBC Wise Gold Credit Card (World Mastercard) or ICBC Wise Gold Dual Currency Credit Card. • A new customer is one who held no Bank account in sole or joint name during the 12 months before opening, except a customer who held only a credit card. One reward per customer; joint accounts count as one and the primary account holder receives the reward. The reward cannot combine with other account-opening promotions unless stated. • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only. • The first-three-month asset period, eligible transaction period, and reward period depend on the account-opening month. For October openings, the asset period is November 2026–January 2027 and the reward is due by the end of March 2027; for November openings, the periods are December 2026–February 2027 and by the end of April 2027; for December openings, they are January–March 2027 and by the end of May 2027. • The customer must hold a valid Wise Gold account when the reward is credited. The reward is a free card spending limit for card purchases only, not cash advances or card balances. A customer without the specified card must apply; if the card application is declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: A fixed spending limit reward has no eligible card spend denominator.
  • Application or registration is required.
  • Requires a newly opened Wise Gold account and designated average daily Total Liquid Assets of HK$8,000,000 or more for the first three consecutive months after account opening.
  • Complete one eligible investment transaction of HK$100,000 or equivalent in the designated period. Eligible products are investment fund subscription, currency-linked contract, structured deposit, eligible stock trading, investment fund transfer-in, or FX trading.
  • Fund subscription must be a lump-sum purchase with a subscription fee of at least 0.6%; money market funds, switching, redemption, and Fund Monthly Saving Plan subscriptions are excluded. A currency-linked contract must have a tenor of at least two weeks. Stock trades must meet the stated HKEX or Stock Connect rules; transfer-in funds must be distributed by the Bank; FX trading must be completed.
  • Successfully apply for or hold either the ICBC Wise Gold Credit Card (World Mastercard) or ICBC Wise Gold Dual Currency Credit Card.
  • A new customer is one who held no Bank account in sole or joint name during the 12 months before opening, except a customer who held only a credit card. One reward per customer; joint accounts count as one and the primary account holder receives the reward. The reward cannot combine with other account-opening promotions unless stated.
  • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only.
  • The first-three-month asset period, eligible transaction period, and reward period depend on the account-opening month. For October openings, the asset period is November 2026–January 2027 and the reward is due by the end of March 2027; for November openings, the periods are December 2026–February 2027 and by the end of April 2027; for December openings, they are January–March 2027 and by the end of May 2027.
  • The customer must hold a valid Wise Gold account when the reward is credited. The reward is a free card spending limit for card purchases only, not cash advances or card balances. A customer without the specified card must apply; if the card application is declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.
  • Wise Gold account opening reward: 2026-10-01 – 2026-12-31

Open source offer ↗

Other
Wise Gold Account Opening Reward: HK$16,000 Free Card Spending Limit
Conditions applyOther
——

This benefit does not apply to a purchase. • Customer: New customer • A fixed spending-limit reward has no eligible card-spend denominator. • Application, registration or activation required. See conditions. • Requires a newly opened Wise Gold account and designated average daily Total Liquid Assets from HK$5,000,000 to below HK$8,000,000 for the first three consecutive months after account opening. • Complete one eligible investment transaction of HK$100,000 or equivalent in the designated period. Eligible products are investment fund subscription, currency-linked contract, structured deposit, eligible stock trading, investment fund transfer-in, or FX trading. • Fund subscription must be a lump-sum purchase with a subscription fee of at least 0.6%; money market funds, switching, redemption, and Fund Monthly Saving Plan subscriptions are excluded. A currency-linked contract must have a tenor of at least two weeks. Stock trades must meet the stated HKEX or Stock Connect rules; transfer-in funds must be distributed by the Bank; FX trading must be completed. • Successfully apply for or hold either the ICBC Wise Gold Credit Card (World Mastercard) or ICBC Wise Gold Dual Currency Credit Card. • A new customer is one who held no Bank account in sole or joint name during the 12 months before opening, except a customer who held only a credit card. One reward per customer; joint accounts count as one and the primary account holder receives the reward. The reward cannot combine with other account-opening promotions unless stated. • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only. • The first-three-month asset period, eligible transaction period, and reward period depend on the account-opening month. For October openings, the asset period is November 2026–January 2027 and the reward is due by the end of March 2027; for November openings, the periods are December 2026–February 2027 and by the end of April 2027; for December openings, they are January–March 2027 and by the end of May 2027. • The customer must hold a valid Wise Gold account when the reward is credited. The reward is a free card spending limit for card purchases only, not cash advances or card balances. A customer without the specified card must apply; if the card application is declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: A fixed spending limit reward has no eligible card spend denominator.
  • Application or registration is required.
  • Requires a newly opened Wise Gold account and designated average daily Total Liquid Assets from HK$5,000,000 to below HK$8,000,000 for the first three consecutive months after account opening.
  • Complete one eligible investment transaction of HK$100,000 or equivalent in the designated period. Eligible products are investment fund subscription, currency-linked contract, structured deposit, eligible stock trading, investment fund transfer-in, or FX trading.
  • Fund subscription must be a lump-sum purchase with a subscription fee of at least 0.6%; money market funds, switching, redemption, and Fund Monthly Saving Plan subscriptions are excluded. A currency-linked contract must have a tenor of at least two weeks. Stock trades must meet the stated HKEX or Stock Connect rules; transfer-in funds must be distributed by the Bank; FX trading must be completed.
  • Successfully apply for or hold either the ICBC Wise Gold Credit Card (World Mastercard) or ICBC Wise Gold Dual Currency Credit Card.
  • A new customer is one who held no Bank account in sole or joint name during the 12 months before opening, except a customer who held only a credit card. One reward per customer; joint accounts count as one and the primary account holder receives the reward. The reward cannot combine with other account-opening promotions unless stated.
  • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only.
  • The first-three-month asset period, eligible transaction period, and reward period depend on the account-opening month. For October openings, the asset period is November 2026–January 2027 and the reward is due by the end of March 2027; for November openings, the periods are December 2026–February 2027 and by the end of April 2027; for December openings, they are January–March 2027 and by the end of May 2027.
  • The customer must hold a valid Wise Gold account when the reward is credited. The reward is a free card spending limit for card purchases only, not cash advances or card balances. A customer without the specified card must apply; if the card application is declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.
  • Wise Gold account opening reward: 2026-10-01 – 2026-12-31

Open source offer ↗

Other
Wise Gold Account Opening Reward: HK$12,000 Free Card Spending Limit
Conditions applyOther
——

This benefit does not apply to a purchase. • Customer: New customer • A fixed spending-limit reward has no eligible card-spend denominator. • Application, registration or activation required. See conditions. • Requires a newly opened Wise Gold account and designated average daily Total Liquid Assets from HK$3,000,000 to below HK$5,000,000 for the first three consecutive months after account opening. • Complete one eligible investment transaction of HK$100,000 or equivalent in the designated period. Eligible products are investment fund subscription, currency-linked contract, structured deposit, eligible stock trading, investment fund transfer-in, or FX trading. • Fund subscription must be a lump-sum purchase with a subscription fee of at least 0.6%; money market funds, switching, redemption, and Fund Monthly Saving Plan subscriptions are excluded. A currency-linked contract must have a tenor of at least two weeks. Stock trades must meet the stated HKEX or Stock Connect rules; transfer-in funds must be distributed by the Bank; FX trading must be completed. • Successfully apply for or hold either the ICBC Wise Gold Credit Card (World Mastercard) or ICBC Wise Gold Dual Currency Credit Card. • A new customer is one who held no Bank account in sole or joint name during the 12 months before opening, except a customer who held only a credit card. One reward per customer; joint accounts count as one and the primary account holder receives the reward. The reward cannot combine with other account-opening promotions unless stated. • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only. • The first-three-month asset period, eligible transaction period, and reward period depend on the account-opening month. For October openings, the asset period is November 2026–January 2027 and the reward is due by the end of March 2027; for November openings, the periods are December 2026–February 2027 and by the end of April 2027; for December openings, they are January–March 2027 and by the end of May 2027. • The customer must hold a valid Wise Gold account when the reward is credited. The reward is a free card spending limit for card purchases only, not cash advances or card balances. A customer without the specified card must apply; if the card application is declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: A fixed spending limit reward has no eligible card spend denominator.
  • Application or registration is required.
  • Requires a newly opened Wise Gold account and designated average daily Total Liquid Assets from HK$3,000,000 to below HK$5,000,000 for the first three consecutive months after account opening.
  • Complete one eligible investment transaction of HK$100,000 or equivalent in the designated period. Eligible products are investment fund subscription, currency-linked contract, structured deposit, eligible stock trading, investment fund transfer-in, or FX trading.
  • Fund subscription must be a lump-sum purchase with a subscription fee of at least 0.6%; money market funds, switching, redemption, and Fund Monthly Saving Plan subscriptions are excluded. A currency-linked contract must have a tenor of at least two weeks. Stock trades must meet the stated HKEX or Stock Connect rules; transfer-in funds must be distributed by the Bank; FX trading must be completed.
  • Successfully apply for or hold either the ICBC Wise Gold Credit Card (World Mastercard) or ICBC Wise Gold Dual Currency Credit Card.
  • A new customer is one who held no Bank account in sole or joint name during the 12 months before opening, except a customer who held only a credit card. One reward per customer; joint accounts count as one and the primary account holder receives the reward. The reward cannot combine with other account-opening promotions unless stated.
  • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only.
  • The first-three-month asset period, eligible transaction period, and reward period depend on the account-opening month. For October openings, the asset period is November 2026–January 2027 and the reward is due by the end of March 2027; for November openings, the periods are December 2026–February 2027 and by the end of April 2027; for December openings, they are January–March 2027 and by the end of May 2027.
  • The customer must hold a valid Wise Gold account when the reward is credited. The reward is a free card spending limit for card purchases only, not cash advances or card balances. A customer without the specified card must apply; if the card application is declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.
  • Wise Gold account opening reward: 2026-10-01 – 2026-12-31

Open source offer ↗

Other
Wise Gold Account Opening Bonus: HK$100 Free Card Spending Limit
Conditions applyOther
——

This benefit does not apply to a purchase. • Customer: New customer • A fixed spending-limit reward has no eligible card-spend denominator. • Application, registration or activation required. See conditions. • This bonus is additional to one eligible new-customer account-opening tier. The customer must agree to receive the Bank's SMS or email marketing for all product types when opening the account and keep that preference until the reward redemption date. • One bonus per eligible customer. The underlying account-opening reward requires a new Wise Gold account, the applicable average daily Total Liquid Assets tier, one eligible transaction of HK$100,000 or equivalent, and successful application for or holding of either Wise Gold card. • The reward timing depends on the account-opening month and the customer must hold a valid Wise Gold account when credited. If the card application is declined, the customer can notify staff to receive the amount in the Wise Gold HKD savings account. The free spending limit can be used for card purchases only, not cash advances or card balances. Bank staff are not eligible.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: A fixed spending limit reward has no eligible card spend denominator.
  • Application or registration is required.
  • This bonus is additional to one eligible new-customer account-opening tier. The customer must agree to receive the Bank's SMS or email marketing for all product types when opening the account and keep that preference until the reward redemption date.
  • One bonus per eligible customer. The underlying account-opening reward requires a new Wise Gold account, the applicable average daily Total Liquid Assets tier, one eligible transaction of HK$100,000 or equivalent, and successful application for or holding of either Wise Gold card.
  • The reward timing depends on the account-opening month and the customer must hold a valid Wise Gold account when credited. If the card application is declined, the customer can notify staff to receive the amount in the Wise Gold HKD savings account. The free spending limit can be used for card purchases only, not cash advances or card balances. Bank staff are not eligible.
  • Wise Gold account opening reward: 2026-10-01 – 2026-12-31

Open source offer ↗

Other
Wise Gold Account Upgrade Reward: HK$4,000 Free Card Spending Limit
Conditions applyOther
——

This benefit does not apply to a purchase. • Customer: Existing customer • A fixed spending-limit reward has no eligible card-spend denominator. • Application, registration or activation required. See conditions. • Requires a successful Wise Gold account upgrade during the promotion period and an average daily Total Liquid Assets balance of at least HK$3,000,000 for the first three consecutive months after upgrade. • This HK$4,000 tier requires the average daily Total Liquid Assets to increase by HK$3,000,000 or more over the September 2026 average during the first-three-month calculation period. • An eligible existing customer held a Bank deposit account in sole or joint name before 1 October 2026 and, in the 12 months before the upgrade, had not upgraded to Wise Gold or received a Wise Gold account-opening or upgrade reward. The Bank's system record determines the successful upgrade date; signing the Account Amendment Form starts a 4–5 working-day processing period. • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only. • One upgrade reward per customer. A customer cannot receive another upgrade reward by upgrading another account after a successful upgrade. The reward cannot combine with other account-opening promotions unless stated. • The calculation and reward periods depend on the successful upgrade month: October upgrades use November 2026–January 2027 and reward by end-March 2027; November upgrades use December 2026–February 2027 and reward by end-April 2027; December upgrades use January–March 2027 and reward by end-May 2027. September 2026 assets are the comparison baseline. • The customer must hold a valid Wise Gold account when credited. The free spending limit is credited to an ICBC card account and can be used for card purchases only, not cash advances or card balances. A customer without an ICBC card must apply; if declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.

  • Eligibility: Audience: all · Customer status: existing
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: A fixed spending limit reward has no eligible card spend denominator.
  • Application or registration is required.
  • Requires a successful Wise Gold account upgrade during the promotion period and an average daily Total Liquid Assets balance of at least HK$3,000,000 for the first three consecutive months after upgrade.
  • This HK$4,000 tier requires the average daily Total Liquid Assets to increase by HK$3,000,000 or more over the September 2026 average during the first-three-month calculation period.
  • An eligible existing customer held a Bank deposit account in sole or joint name before 1 October 2026 and, in the 12 months before the upgrade, had not upgraded to Wise Gold or received a Wise Gold account-opening or upgrade reward. The Bank's system record determines the successful upgrade date; signing the Account Amendment Form starts a 4–5 working-day processing period.
  • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only.
  • One upgrade reward per customer. A customer cannot receive another upgrade reward by upgrading another account after a successful upgrade. The reward cannot combine with other account-opening promotions unless stated.
  • The calculation and reward periods depend on the successful upgrade month: October upgrades use November 2026–January 2027 and reward by end-March 2027; November upgrades use December 2026–February 2027 and reward by end-April 2027; December upgrades use January–March 2027 and reward by end-May 2027. September 2026 assets are the comparison baseline.
  • The customer must hold a valid Wise Gold account when credited. The free spending limit is credited to an ICBC card account and can be used for card purchases only, not cash advances or card balances. A customer without an ICBC card must apply; if declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.
  • successful Wise Gold account upgrade: 2026-10-01 – 2026-12-31

Open source offer ↗

Other
Wise Gold Account Upgrade Reward: HK$2,000 Free Card Spending Limit
Conditions applyOther
——

This benefit does not apply to a purchase. • Customer: Existing customer • A fixed spending-limit reward has no eligible card-spend denominator. • Application, registration or activation required. See conditions. • Requires a successful Wise Gold account upgrade during the promotion period and an average daily Total Liquid Assets balance of at least HK$3,000,000 for the first three consecutive months after upgrade. • This HK$2,000 tier requires the average daily Total Liquid Assets to increase by at least HK$1,500,000 and less than HK$3,000,000 over the September 2026 average during the first-three-month calculation period. • An eligible existing customer held a Bank deposit account in sole or joint name before 1 October 2026 and, in the 12 months before the upgrade, had not upgraded to Wise Gold or received a Wise Gold account-opening or upgrade reward. The Bank's system record determines the successful upgrade date; signing the Account Amendment Form starts a 4–5 working-day processing period. • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only. • One upgrade reward per customer. A customer cannot receive another upgrade reward by upgrading another account after a successful upgrade. The reward cannot combine with other account-opening promotions unless stated. • The calculation and reward periods depend on the successful upgrade month: October upgrades use November 2026–January 2027 and reward by end-March 2027; November upgrades use December 2026–February 2027 and reward by end-April 2027; December upgrades use January–March 2027 and reward by end-May 2027. September 2026 assets are the comparison baseline. • The customer must hold a valid Wise Gold account when credited. The free spending limit is credited to an ICBC card account and can be used for card purchases only, not cash advances or card balances. A customer without an ICBC card must apply; if declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.

  • Eligibility: Audience: all · Customer status: existing
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: A fixed spending limit reward has no eligible card spend denominator.
  • Application or registration is required.
  • Requires a successful Wise Gold account upgrade during the promotion period and an average daily Total Liquid Assets balance of at least HK$3,000,000 for the first three consecutive months after upgrade.
  • This HK$2,000 tier requires the average daily Total Liquid Assets to increase by at least HK$1,500,000 and less than HK$3,000,000 over the September 2026 average during the first-three-month calculation period.
  • An eligible existing customer held a Bank deposit account in sole or joint name before 1 October 2026 and, in the 12 months before the upgrade, had not upgraded to Wise Gold or received a Wise Gold account-opening or upgrade reward. The Bank's system record determines the successful upgrade date; signing the Account Amendment Form starts a 4–5 working-day processing period.
  • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only.
  • One upgrade reward per customer. A customer cannot receive another upgrade reward by upgrading another account after a successful upgrade. The reward cannot combine with other account-opening promotions unless stated.
  • The calculation and reward periods depend on the successful upgrade month: October upgrades use November 2026–January 2027 and reward by end-March 2027; November upgrades use December 2026–February 2027 and reward by end-April 2027; December upgrades use January–March 2027 and reward by end-May 2027. September 2026 assets are the comparison baseline.
  • The customer must hold a valid Wise Gold account when credited. The free spending limit is credited to an ICBC card account and can be used for card purchases only, not cash advances or card balances. A customer without an ICBC card must apply; if declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.
  • successful Wise Gold account upgrade: 2026-10-01 – 2026-12-31

Open source offer ↗

Other
ICBC Wise Gold World Mastercard Welcome Offer: HK$300 Free Card Spending Limit
Conditions applyOther
——

This benefit does not apply to a purchase. • Customer: New customer • A fixed spending-limit reward has no eligible card-spend denominator. • Application, registration or activation required. See conditions. • Available to a Wise Gold account customer who successfully applies for the principal ICBC Wise Gold World Mastercard during the promotion period. • Make one retail purchase or cash advance with the card within the first two months after card issuance. • Not available to a customer who holds any ICBC (Asia) credit card or cancelled any ICBC (Asia) credit card, including an affinity card, during the previous 12 months. • The designated spending requirement excludes balance transfers, cash instalment and loan amounts or repayments, e-wallet reloads or transfers, Octopus add-value transactions, donations, casino chips, gambling, unauthorised or unposted transactions, autopay, and the other transaction types listed in remark 11. Mainland merchant-category exclusions also apply.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: A fixed spending limit reward has no eligible card spend denominator.
  • Application or registration is required.
  • Available to a Wise Gold account customer who successfully applies for the principal ICBC Wise Gold World Mastercard during the promotion period.
  • Make one retail purchase or cash advance with the card within the first two months after card issuance.
  • Not available to a customer who holds any ICBC (Asia) credit card or cancelled any ICBC (Asia) credit card, including an affinity card, during the previous 12 months.
  • The designated spending requirement excludes balance transfers, cash instalment and loan amounts or repayments, e-wallet reloads or transfers, Octopus add-value transactions, donations, casino chips, gambling, unauthorised or unposted transactions, autopay, and the other transaction types listed in remark 11. Mainland merchant-category exclusions also apply.
  • successful principal card application: 2026-10-01 – 2026-12-31

Open source offer ↗

Travel
ICBC Wise Gold World Mastercard: Unlimited DragonPass Lounge Services
Travel
——

This benefit does not apply to a purchase. • The source states unlimited lounge access but no percentage rate. • Limit: unlimited. • Limit applies to: designated airport and high-speed rail lounge services • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. DragonPass provides the designated airport and high-speed rail lounge services. • The service network covers more than 140 countries and regions, including Mainland China, Hong Kong, Macau, and Western countries. The source states unlimited service access during the promotion period. • Cardholders can use the DragonPass website or app to check the service network and lounge locations. DragonPass terms apply; the Bank is not the service provider and is not responsible for its service obligations. Additional Bank and Mastercard terms also apply.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: designated airport and high speed rail lounge services · Period: promotion total · Type: unlimited · Unit: service
  • Percentage note: The source states unlimited lounge access but no percentage rate.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. DragonPass provides the designated airport and high-speed rail lounge services.
  • The service network covers more than 140 countries and regions, including Mainland China, Hong Kong, Macau, and Western countries. The source states unlimited service access during the promotion period.
  • Cardholders can use the DragonPass website or app to check the service network and lounge locations. DragonPass terms apply; the Bank is not the service provider and is not responsible for its service obligations. Additional Bank and Mastercard terms also apply.
  • designated airport and high-speed rail lounge services: 2026-10-01 – 2027-03-31

Open source offer ↗

1313/ICBCICBC Wise Gold Dual Currency Credit Card UnionPay DiamondICBC Wise Gold Dual Currency Credit Card UnionPay Diamond2%HK$2.00
ICBC Wise Gold Dual Currency Credit Card UnionPay Diamond
13ICBC

ICBC Wise Gold Dual Currency Credit Card UnionPay Diamond

Conditions apply

HK$2.002%
Other
現金回贈：2% cash rebate
HK$2.002%
Cashbackresident
Calculation
Total savingHK$2.00
  • 現金回贈：2% cash rebate: HK$2.00
Terms & conditions

Calculation assumptions

  • Confirm offer eligibility: Audience: Resident.
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Audience: Resident
  • Applies to all eligible spending, subject to the conditions.
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.

現金回贈：2% cash rebate

  • Eligibility: Audience: resident
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
Other offers
Travel
旅遊：designated airport and high speed rail lounge services
Conditions applyTravelresident
——

This benefit does not apply to a purchase. • Audience: Resident • Limit: unlimited. • Application, registration or activation required. See conditions. • Available only to invited persons. • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account. • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available. • The formal DragonPass guide sets the promotion period as 2026-04-01 to 2027-03-31; the Wise Gold promotion page states a 2026-07-01 start, and the formal guide controls the resolved date. • The benefit applies to the ICBC Wise Gold Dual Currency Credit Card - UnionPay Diamond Card. Primary and supplementary card lounge services are calculated separately. • Register with the cardholder's reserved mobile number. Benefits from multiple ICBC (Asia) cards cannot be accumulated and only one card can be used for registration. • Activation requires the DragonPass website or app and RMB3 card validation. The cardholder must present the DragonPass card or benefit link, scan the QR code and verify the information. • The service is for the cardholder only and cannot be transferred or lent. Companion service for the Wise Gold cards is not available from 2026-02-01. • Lounge entry may be restricted when airports or high-speed railway stations are overcrowded. Service availability and operating hours vary by lounge and follow DragonPass rules. • The Bank may disqualify the benefit when DragonPass data does not match Bank records, card validity is not recognised, or fraudulent, abusive or malicious arbitrage activity is found.

  • Eligibility: Audience: resident
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: unlimited
  • Application or registration is required.
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The formal DragonPass guide sets the promotion period as 2026-04-01 to 2027-03-31; the Wise Gold promotion page states a 2026-07-01 start, and the formal guide controls the resolved date.
  • The benefit applies to the ICBC Wise Gold Dual Currency Credit Card - UnionPay Diamond Card. Primary and supplementary card lounge services are calculated separately.
  • Register with the cardholder's reserved mobile number. Benefits from multiple ICBC (Asia) cards cannot be accumulated and only one card can be used for registration.
  • Activation requires the DragonPass website or app and RMB3 card validation. The cardholder must present the DragonPass card or benefit link, scan the QR code and verify the information.
  • The service is for the cardholder only and cannot be transferred or lent. Companion service for the Wise Gold cards is not available from 2026-02-01.
  • Lounge entry may be restricted when airports or high-speed railway stations are overcrowded. Service availability and operating hours vary by lounge and follow DragonPass rules.
  • The Bank may disqualify the benefit when DragonPass data does not match Bank records, card validity is not recognised, or fraudulent, abusive or malicious arbitrage activity is found.
  • promotion: 2026-04-01 – 2027-03-31
Insurance
保險：up to US$500,000 personal accident insurance
TravelresidentCap: 500,000 currency · not stated
——

This benefit does not apply to a purchase. • Audience: Resident • Limit: 500000 USD • Limit applies to: personal accident insurance indemnity • Available only to invited persons. • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account. • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available. • The card page states coverage for accidental death or permanent disablement, loss of limb, loss of sight, loss of speech and loss of hearing during a journey on public conveyance. • Coverage, exclusions, indemnity limits and compensation are subject to the AXA group insurance policy and related terms. Aon Hong Kong Limited is the insurance broker for enquiries and claims support.

  • Eligibility: Audience: resident
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 500000 · Applies to: personal accident insurance indemnity · Currency: USD · Period: not stated · Type: limited · Unit: currency
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The card page states coverage for accidental death or permanent disablement, loss of limb, loss of sight, loss of speech and loss of hearing during a journey on public conveyance.
  • Coverage, exclusions, indemnity limits and compensation are subject to the AXA group insurance policy and related terms. Aon Hong Kong Limited is the insurance broker for enquiries and claims support.
Transport
交通：Greater Bay Area payment and travel convenience
Lifestyleresident
——

This benefit does not apply to a purchase. • Audience: Resident • Available only to invited persons. • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account. • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available. • This UnionPay Diamond card feature covers payment and travel services in the Greater Bay Area, including Hong Kong-Zhuhai-Macao Bridge tolls and shuttle bus, the Hong Kong section of Guangzhou-Shenzhen-Hong Kong High-speed Rail, Guangzhou-Shenzhen intercity trains, Railway 12306, selected Mainland metro and taxi services, MTR, KMB, Long Win Bus, Citybus, selected taxis, toll tunnels and highways.

  • Eligibility: Audience: resident
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • This UnionPay Diamond card feature covers payment and travel services in the Greater Bay Area, including Hong Kong-Zhuhai-Macao Bridge tolls and shuttle bus, the Hong Kong section of Guangzhou-Shenzhen-Hong Kong High-speed Rail, Guangzhou-Shenzhen intercity trains, Railway 12306, selected Mainland metro and taxi services, MTR, KMB, Long Win Bus, Citybus, selected taxis, toll tunnels and highways.
Overseas spending
海外簽賬：waiver of foreign exchange fee on spending in CNY and foreign currencies
Fee Waiverresident
——

Category or merchant does not match. • Audience: Resident • Eligible categories: 海外簽賬 • Available only to invited persons. • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account. • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available. • The card has HKD and RMB accounts. Cardholders can spend in local currency across the Chinese Mainland and Hong Kong, with a foreign-exchange-fee waiver for spending in CNY and foreign currencies.

  • Eligibility: Audience: resident
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The card has HKD and RMB accounts. Cardholders can spend in local currency across the Chinese Mainland and Hong Kong, with a foreign-exchange-fee waiver for spending in CNY and foreign currencies.
Mobile payments
手機支付：QR code payment convenience
Conditions applyLifestyleresident
——

This benefit does not apply to a purchase. • Audience: Resident • Application, registration or activation required. See conditions. • Available only to invited persons. • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account. • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available. • Download the UnionPay App and bind the ICBC Dual Currency Credit Card to use QR-code payment and access Hong Kong, Macau and cross-border privileges.

  • Eligibility: Audience: resident
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • Download the UnionPay App and bind the ICBC Dual Currency Credit Card to use QR-code payment and access Hong Kong, Macau and cross-border privileges.
Other
卡片禮遇：exclusive UnionPay premium privileges
Lifestyleresident
——

This benefit does not apply to a purchase. • Audience: Resident • Available only to invited persons. • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account. • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available. • The source lists UnionPay premium privileges such as entertainment, travel, dining and shopping. The linked UnionPay page is not used as evidence.

  • Eligibility: Audience: resident
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The source lists UnionPay premium privileges such as entertainment, travel, dining and shopping. The linked UnionPay page is not used as evidence.
1414/MoxMox Credit CardMox Credit Card2%HK$2.00
Mox Credit Card
14Mox

Mox Credit Card

Conditions apply

HK$2.002%
Other
Mox Credit Card 2% CashBack with Mox+
HK$2.002%
Cashback
Calculation
Total savingHK$2.00
  • Mox Credit Card 2% CashBack with Mox+: HK$2.00
Terms & conditions

Calculation assumptions

  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Limit: unlimited.
  • Limit applies to: CashBack from eligible Mox Credit Card transactions
  • Applies to all eligible spending, subject to the conditions.
  • Requires Mox+ and the CashBack Spending Rewards Scheme.
  • CashBack and Asia Miles are alternatives under the selected Spending Rewards Scheme; do not add them together.
  • The page refers to the Mox Rewards for Cards Schedule for eligibility and exclusions; that schedule is not in the retained source files.

Mox Credit Card 2% CashBack with Mox+

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: CashBack from eligible Mox Credit Card transactions · Period: not stated · Type: unlimited
  • Requires Mox+ and the CashBack Spending Rewards Scheme.
  • CashBack and Asia Miles are alternatives under the selected Spending Rewards Scheme; do not add them together.
  • The page refers to the Mox Rewards for Cards Schedule for eligibility and exclusions; that schedule is not in the retained source files.
  • Eligible Mox Credit Card transactions: 2026-09-01 – Not stated

Open source offer ↗

Other offers
Other
Mox Credit Card 1% CashBack without Mox+
Cashback
HK$1.001%

Alternative offer in the same group; only the best group offer is counted. • Limit: unlimited. • Limit applies to: CashBack from eligible Mox Credit Card transactions • Applies to all eligible spending, subject to the conditions. • Requires no Mox+ and the CashBack Spending Rewards Scheme. • CashBack and Asia Miles are alternatives under the selected Spending Rewards Scheme; do not add them together. • The page refers to the Mox Rewards for Cards Schedule for eligibility and exclusions; that schedule is not in the retained source files.

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: CashBack from eligible Mox Credit Card transactions · Period: not stated · Type: unlimited
  • Requires no Mox+ and the CashBack Spending Rewards Scheme.
  • CashBack and Asia Miles are alternatives under the selected Spending Rewards Scheme; do not add them together.
  • The page refers to the Mox Rewards for Cards Schedule for eligibility and exclusions; that schedule is not in the retained source files.
  • Eligible Mox Credit Card transactions: 2026-09-01 – Not stated

Open source offer ↗

Electronics
Xiaomi monthly spending rebate HKD30
Conditions applyCashbackMinimum spending: HK$1,500.00Cap: HK$450.00 · per month
——

Category or merchant does not match. • Document: Invitation to register for the promotion in the Mox app. • Threshold-equivalent calculation: HKD 30 / HKD 1,500 × 100 = 2%; rounded to 2 decimal places; the rate decreases above the minimum spend. • Limit: 450 HKD · Per Month • Limit applies to: Combined Xiaomi Spending Promotion rewards for the calendar month • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 1500 • Merchants: mi.com (Hong Kong), Xiaomi Stores (Hong Kong) • Eligible merchants: mi-com-hong-kong, xiaomi-stores-hong-kong • Cumulative eligible Mox Credit Card spend at Xiaomi must reach HKD1,500 in the month. • Register in the Mox app during the registration period; the registration quota is 10,000 and is first come, first served. • Spend at mi.com (Hong Kong) or Xiaomi Stores (Hong Kong); eligible transactions must settle by 2026-10-31. • Spend Rewards are quota-limited and distributed first come, first served; only one participation is allowed. • The account and card must remain open and in good standing when the reward is delivered. • Alipay and WeChat Pay e-payments and e-wallet top-ups do not count toward the spending requirement. • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay. • Mox may deduct the reward value if a qualifying transaction is later reversed, cancelled, or refunded and the spending requirement is no longer met. • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.

  • Eligibility: Audience: all · Document: Invitation to register for the promotion in the Mox app.
  • Eligible spending: Applies to: mi com hong kong / xiaomi stores hong kong · Type: merchant
  • Requirements: Period spend ≥: HK$1,500.00
  • Benefit limit: Amount: 450 · Applies to: Combined Xiaomi Spending Promotion rewards for the calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Percentage note: Threshold equivalent calculation: HKD 30 / HKD 1,500 × 100 = 2%; rounded to 2 decimal places; the rate decreases above the minimum spend.
  • Application or registration is required.
  • Cumulative eligible Mox Credit Card spend at Xiaomi must reach HKD1,500 in the month.
  • Register in the Mox app during the registration period; the registration quota is 10,000 and is first come, first served.
  • Spend at mi.com (Hong Kong) or Xiaomi Stores (Hong Kong); eligible transactions must settle by 2026-10-31.
  • Spend Rewards are quota-limited and distributed first come, first served; only one participation is allowed.
  • The account and card must remain open and in good standing when the reward is delivered.
  • Alipay and WeChat Pay e-payments and e-wallet top-ups do not count toward the spending requirement.
  • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay.
  • Mox may deduct the reward value if a qualifying transaction is later reversed, cancelled, or refunded and the spending requirement is no longer met.
  • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.
  • Eligible Xiaomi transactions and promotion registration: 2026-10-01 – 2026-10-31

Open source offer ↗

Electronics
Xiaomi monthly spending rebate HKD120
Conditions applyCashbackMinimum spending: HK$3,000.00Cap: HK$450.00 · per month
——

Category or merchant does not match. • Document: Invitation to register for the promotion in the Mox app. • Threshold-equivalent calculation: HKD 120 / HKD 3,000 × 100 = 4%; rounded to 2 decimal places; the rate decreases above the minimum spend. • Limit: 450 HKD · Per Month • Limit applies to: Combined Xiaomi Spending Promotion rewards for the calendar month • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 3000 • Merchants: mi.com (Hong Kong), Xiaomi Stores (Hong Kong) • Eligible merchants: mi-com-hong-kong, xiaomi-stores-hong-kong • Cumulative eligible Mox Credit Card spend at Xiaomi must reach HKD3,000 in the month. • Register in the Mox app during the registration period; the registration quota is 10,000 and is first come, first served. • Spend at mi.com (Hong Kong) or Xiaomi Stores (Hong Kong); eligible transactions must settle by 2026-10-31. • Spend Rewards are quota-limited and distributed first come, first served; only one participation is allowed. • The account and card must remain open and in good standing when the reward is delivered. • Alipay and WeChat Pay e-payments and e-wallet top-ups do not count toward the spending requirement. • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay. • Mox may deduct the reward value if a qualifying transaction is later reversed, cancelled, or refunded and the spending requirement is no longer met. • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.

  • Eligibility: Audience: all · Document: Invitation to register for the promotion in the Mox app.
  • Eligible spending: Applies to: mi com hong kong / xiaomi stores hong kong · Type: merchant
  • Requirements: Period spend ≥: HK$3,000.00
  • Benefit limit: Amount: 450 · Applies to: Combined Xiaomi Spending Promotion rewards for the calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Percentage note: Threshold equivalent calculation: HKD 120 / HKD 3,000 × 100 = 4%; rounded to 2 decimal places; the rate decreases above the minimum spend.
  • Application or registration is required.
  • Cumulative eligible Mox Credit Card spend at Xiaomi must reach HKD3,000 in the month.
  • Register in the Mox app during the registration period; the registration quota is 10,000 and is first come, first served.
  • Spend at mi.com (Hong Kong) or Xiaomi Stores (Hong Kong); eligible transactions must settle by 2026-10-31.
  • Spend Rewards are quota-limited and distributed first come, first served; only one participation is allowed.
  • The account and card must remain open and in good standing when the reward is delivered.
  • Alipay and WeChat Pay e-payments and e-wallet top-ups do not count toward the spending requirement.
  • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay.
  • Mox may deduct the reward value if a qualifying transaction is later reversed, cancelled, or refunded and the spending requirement is no longer met.
  • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.
  • Eligible Xiaomi transactions and promotion registration: 2026-10-01 – 2026-10-31

Open source offer ↗

Electronics
Xiaomi monthly spending rebate HKD300
Conditions applyCashbackMinimum spending: HK$6,000.00Cap: HK$450.00 · per month
——

Category or merchant does not match. • Document: Invitation to register for the promotion in the Mox app. • Threshold-equivalent calculation: HKD 300 / HKD 6,000 × 100 = 5%; rounded to 2 decimal places; the rate decreases above the minimum spend. • Limit: 450 HKD · Per Month • Limit applies to: Combined Xiaomi Spending Promotion rewards for the calendar month • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 6000 • Merchants: mi.com (Hong Kong), Xiaomi Stores (Hong Kong) • Eligible merchants: mi-com-hong-kong, xiaomi-stores-hong-kong • Cumulative eligible Mox Credit Card spend at Xiaomi must reach HKD6,000 in the month. • Register in the Mox app during the registration period; the registration quota is 10,000 and is first come, first served. • Spend at mi.com (Hong Kong) or Xiaomi Stores (Hong Kong); eligible transactions must settle by 2026-10-31. • Spend Rewards are quota-limited and distributed first come, first served; only one participation is allowed. • The account and card must remain open and in good standing when the reward is delivered. • Alipay and WeChat Pay e-payments and e-wallet top-ups do not count toward the spending requirement. • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay. • Mox may deduct the reward value if a qualifying transaction is later reversed, cancelled, or refunded and the spending requirement is no longer met. • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.

  • Eligibility: Audience: all · Document: Invitation to register for the promotion in the Mox app.
  • Eligible spending: Applies to: mi com hong kong / xiaomi stores hong kong · Type: merchant
  • Requirements: Period spend ≥: HK$6,000.00
  • Benefit limit: Amount: 450 · Applies to: Combined Xiaomi Spending Promotion rewards for the calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Percentage note: Threshold equivalent calculation: HKD 300 / HKD 6,000 × 100 = 5%; rounded to 2 decimal places; the rate decreases above the minimum spend.
  • Application or registration is required.
  • Cumulative eligible Mox Credit Card spend at Xiaomi must reach HKD6,000 in the month.
  • Register in the Mox app during the registration period; the registration quota is 10,000 and is first come, first served.
  • Spend at mi.com (Hong Kong) or Xiaomi Stores (Hong Kong); eligible transactions must settle by 2026-10-31.
  • Spend Rewards are quota-limited and distributed first come, first served; only one participation is allowed.
  • The account and card must remain open and in good standing when the reward is delivered.
  • Alipay and WeChat Pay e-payments and e-wallet top-ups do not count toward the spending requirement.
  • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay.
  • Mox may deduct the reward value if a qualifying transaction is later reversed, cancelled, or refunded and the spending requirement is no longer met.
  • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.
  • Eligible Xiaomi transactions and promotion registration: 2026-10-01 – 2026-10-31

Open source offer ↗

Electronics
Xiaomi monthly spending rebate HKD450
Conditions applyCashbackMinimum spending: HK$9,000.00Cap: HK$450.00 · per month
——

Category or merchant does not match. • Document: Invitation to register for the promotion in the Mox app. • Threshold-equivalent calculation: HKD 450 / HKD 9,000 × 100 = 5%; rounded to 2 decimal places; the rate decreases above the minimum spend. • Limit: 450 HKD · Per Month • Limit applies to: Combined Xiaomi Spending Promotion rewards for the calendar month • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 9000 • Merchants: mi.com (Hong Kong), Xiaomi Stores (Hong Kong) • Eligible merchants: mi-com-hong-kong, xiaomi-stores-hong-kong • Cumulative eligible Mox Credit Card spend at Xiaomi must reach HKD9,000 in the month. • Register in the Mox app during the registration period; the registration quota is 10,000 and is first come, first served. • Spend at mi.com (Hong Kong) or Xiaomi Stores (Hong Kong); eligible transactions must settle by 2026-10-31. • Spend Rewards are quota-limited and distributed first come, first served; only one participation is allowed. • The account and card must remain open and in good standing when the reward is delivered. • Alipay and WeChat Pay e-payments and e-wallet top-ups do not count toward the spending requirement. • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay. • Mox may deduct the reward value if a qualifying transaction is later reversed, cancelled, or refunded and the spending requirement is no longer met. • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.

  • Eligibility: Audience: all · Document: Invitation to register for the promotion in the Mox app.
  • Eligible spending: Applies to: mi com hong kong / xiaomi stores hong kong · Type: merchant
  • Requirements: Period spend ≥: HK$9,000.00
  • Benefit limit: Amount: 450 · Applies to: Combined Xiaomi Spending Promotion rewards for the calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Percentage note: Threshold equivalent calculation: HKD 450 / HKD 9,000 × 100 = 5%; rounded to 2 decimal places; the rate decreases above the minimum spend.
  • Application or registration is required.
  • Cumulative eligible Mox Credit Card spend at Xiaomi must reach HKD9,000 in the month.
  • Register in the Mox app during the registration period; the registration quota is 10,000 and is first come, first served.
  • Spend at mi.com (Hong Kong) or Xiaomi Stores (Hong Kong); eligible transactions must settle by 2026-10-31.
  • Spend Rewards are quota-limited and distributed first come, first served; only one participation is allowed.
  • The account and card must remain open and in good standing when the reward is delivered.
  • Alipay and WeChat Pay e-payments and e-wallet top-ups do not count toward the spending requirement.
  • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay.
  • Mox may deduct the reward value if a qualifying transaction is later reversed, cancelled, or refunded and the spending requirement is no longer met.
  • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.
  • Eligible Xiaomi transactions and promotion registration: 2026-10-01 – 2026-10-31

Open source offer ↗

Other
MOXMI26 card-spend reward HKD330
Conditions applyCashbackMinimum spending: HK$1,500.00Cap: 1 reward · promotion total
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer; Document: Use the MOXMI26 invitation code or a referral code to open a Mox Account; select this welcome offer when using a referral code. • Threshold-equivalent calculation: HKD 330 / HKD 1,500 × 100 = 22%; rounded to 2 decimal places; the rate decreases above the minimum spend. • Limit: 1 reward · Promotion Total • Limit applies to: Spending Reward under the MOXMI26 promotion • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 1500 • Applies to all eligible spending, subject to the conditions. • Eligible Mox Credit Card spending must total at least HKD1,500 within the 60-day Reward Period. • Use the invitation or referral code during the Promotion Period, complete Mox account opening within 15 days, and complete the Mox Credit application within 30 days of the Joining Day or Enrollment Time. • The Reward Period starts on the later of the Mox Credit Approval Day or Enrollment Time. • Only one Spending Reward is allowed. The terms do not state which tier applies when more than one threshold is met. • The page shows a different amount for some new-customer tiers; the formal dated PDF reward amount is used. • A New Customer has not held a Mox Account in the 12 months before the Joining Day; an unused prior account also counts. • Each Eligible Spending Transaction must be settled by the merchant and shown as completed in the Mox app by the end of the Reward Period. • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay. • At reward delivery, the customer must hold a valid Mox Account and Mox Credit; the account must not be suspended, in arrears, or in default. • The Invitation Code has a 10,000-use quota; selection of this offer with a Referral Code has a separate 10,000-selection quota. Both quotas are first come, first served. • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel. • If the customer closes the Mox Account within 12 months of opening it after receiving a benefit, Mox may deduct the benefit value before closure.

  • Eligibility: Audience: all · Customer status: new · Document: Use the MOXMI26 invitation code or a referral code to open a Mox Account; select this welcome offer when using a referral code.
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$1,500.00
  • Benefit limit: Amount: 1 · Applies to: Spending Reward under the MOXMI26 promotion · Period: promotion total · Type: limited · Unit: reward
  • Percentage note: Threshold equivalent calculation: HKD 330 / HKD 1,500 × 100 = 22%; rounded to 2 decimal places; the rate decreases above the minimum spend.
  • Application or registration is required.
  • Eligible Mox Credit Card spending must total at least HKD1,500 within the 60-day Reward Period.
  • Use the invitation or referral code during the Promotion Period, complete Mox account opening within 15 days, and complete the Mox Credit application within 30 days of the Joining Day or Enrollment Time.
  • The Reward Period starts on the later of the Mox Credit Approval Day or Enrollment Time.
  • Only one Spending Reward is allowed. The terms do not state which tier applies when more than one threshold is met.
  • The page shows a different amount for some new-customer tiers; the formal dated PDF reward amount is used.
  • A New Customer has not held a Mox Account in the 12 months before the Joining Day; an unused prior account also counts.
  • Each Eligible Spending Transaction must be settled by the merchant and shown as completed in the Mox app by the end of the Reward Period.
  • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay.
  • At reward delivery, the customer must hold a valid Mox Account and Mox Credit; the account must not be suspended, in arrears, or in default.
  • The Invitation Code has a 10,000-use quota; selection of this offer with a Referral Code has a separate 10,000-selection quota. Both quotas are first come, first served.
  • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.
  • If the customer closes the Mox Account within 12 months of opening it after receiving a benefit, Mox may deduct the benefit value before closure.
  • MOXMI26 promotion enrolment and offer selection: 2026-05-04 – 2026-12-31

Open source offer ↗

Other
MOXMI26 card-spend reward HKD390
Conditions applyCashbackMinimum spending: HK$3,000.00Cap: 1 reward · promotion total
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer; Document: Use the MOXMI26 invitation code or a referral code to open a Mox Account; select this welcome offer when using a referral code. • Threshold-equivalent calculation: HKD 390 / HKD 3,000 × 100 = 13%; rounded to 2 decimal places; the rate decreases above the minimum spend. • Limit: 1 reward · Promotion Total • Limit applies to: Spending Reward under the MOXMI26 promotion • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 3000 • Applies to all eligible spending, subject to the conditions. • Eligible Mox Credit Card spending must total at least HKD3,000 within the 60-day Reward Period. • Use the invitation or referral code during the Promotion Period, complete Mox account opening within 15 days, and complete the Mox Credit application within 30 days of the Joining Day or Enrollment Time. • The Reward Period starts on the later of the Mox Credit Approval Day or Enrollment Time. • Only one Spending Reward is allowed. The terms do not state which tier applies when more than one threshold is met. • The page shows a different amount for some new-customer tiers; the formal dated PDF reward amount is used. • A New Customer has not held a Mox Account in the 12 months before the Joining Day; an unused prior account also counts. • Each Eligible Spending Transaction must be settled by the merchant and shown as completed in the Mox app by the end of the Reward Period. • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay. • At reward delivery, the customer must hold a valid Mox Account and Mox Credit; the account must not be suspended, in arrears, or in default. • The Invitation Code has a 10,000-use quota; selection of this offer with a Referral Code has a separate 10,000-selection quota. Both quotas are first come, first served. • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel. • If the customer closes the Mox Account within 12 months of opening it after receiving a benefit, Mox may deduct the benefit value before closure.

  • Eligibility: Audience: all · Customer status: new · Document: Use the MOXMI26 invitation code or a referral code to open a Mox Account; select this welcome offer when using a referral code.
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$3,000.00
  • Benefit limit: Amount: 1 · Applies to: Spending Reward under the MOXMI26 promotion · Period: promotion total · Type: limited · Unit: reward
  • Percentage note: Threshold equivalent calculation: HKD 390 / HKD 3,000 × 100 = 13%; rounded to 2 decimal places; the rate decreases above the minimum spend.
  • Application or registration is required.
  • Eligible Mox Credit Card spending must total at least HKD3,000 within the 60-day Reward Period.
  • Use the invitation or referral code during the Promotion Period, complete Mox account opening within 15 days, and complete the Mox Credit application within 30 days of the Joining Day or Enrollment Time.
  • The Reward Period starts on the later of the Mox Credit Approval Day or Enrollment Time.
  • Only one Spending Reward is allowed. The terms do not state which tier applies when more than one threshold is met.
  • The page shows a different amount for some new-customer tiers; the formal dated PDF reward amount is used.
  • A New Customer has not held a Mox Account in the 12 months before the Joining Day; an unused prior account also counts.
  • Each Eligible Spending Transaction must be settled by the merchant and shown as completed in the Mox app by the end of the Reward Period.
  • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay.
  • At reward delivery, the customer must hold a valid Mox Account and Mox Credit; the account must not be suspended, in arrears, or in default.
  • The Invitation Code has a 10,000-use quota; selection of this offer with a Referral Code has a separate 10,000-selection quota. Both quotas are first come, first served.
  • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.
  • If the customer closes the Mox Account within 12 months of opening it after receiving a benefit, Mox may deduct the benefit value before closure.
  • MOXMI26 promotion enrolment and offer selection: 2026-05-04 – 2026-12-31

Open source offer ↗

Other
MOXMI26 card-spend reward HKD780
Conditions applyCashbackMinimum spending: HK$6,000.00Cap: 1 reward · promotion total
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer; Document: Use the MOXMI26 invitation code or a referral code to open a Mox Account; select this welcome offer when using a referral code. • Threshold-equivalent calculation: HKD 780 / HKD 6,000 × 100 = 13%; rounded to 2 decimal places; the rate decreases above the minimum spend. • Limit: 1 reward · Promotion Total • Limit applies to: Spending Reward under the MOXMI26 promotion • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 6000 • Applies to all eligible spending, subject to the conditions. • Eligible Mox Credit Card spending must total at least HKD6,000 within the 60-day Reward Period. • Use the invitation or referral code during the Promotion Period, complete Mox account opening within 15 days, and complete the Mox Credit application within 30 days of the Joining Day or Enrollment Time. • The Reward Period starts on the later of the Mox Credit Approval Day or Enrollment Time. • Only one Spending Reward is allowed. The terms do not state which tier applies when more than one threshold is met. • The page shows a different amount for some new-customer tiers; the formal dated PDF reward amount is used. • A New Customer has not held a Mox Account in the 12 months before the Joining Day; an unused prior account also counts. • Each Eligible Spending Transaction must be settled by the merchant and shown as completed in the Mox app by the end of the Reward Period. • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay. • At reward delivery, the customer must hold a valid Mox Account and Mox Credit; the account must not be suspended, in arrears, or in default. • The Invitation Code has a 10,000-use quota; selection of this offer with a Referral Code has a separate 10,000-selection quota. Both quotas are first come, first served. • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel. • If the customer closes the Mox Account within 12 months of opening it after receiving a benefit, Mox may deduct the benefit value before closure.

  • Eligibility: Audience: all · Customer status: new · Document: Use the MOXMI26 invitation code or a referral code to open a Mox Account; select this welcome offer when using a referral code.
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$6,000.00
  • Benefit limit: Amount: 1 · Applies to: Spending Reward under the MOXMI26 promotion · Period: promotion total · Type: limited · Unit: reward
  • Percentage note: Threshold equivalent calculation: HKD 780 / HKD 6,000 × 100 = 13%; rounded to 2 decimal places; the rate decreases above the minimum spend.
  • Application or registration is required.
  • Eligible Mox Credit Card spending must total at least HKD6,000 within the 60-day Reward Period.
  • Use the invitation or referral code during the Promotion Period, complete Mox account opening within 15 days, and complete the Mox Credit application within 30 days of the Joining Day or Enrollment Time.
  • The Reward Period starts on the later of the Mox Credit Approval Day or Enrollment Time.
  • Only one Spending Reward is allowed. The terms do not state which tier applies when more than one threshold is met.
  • The page shows a different amount for some new-customer tiers; the formal dated PDF reward amount is used.
  • A New Customer has not held a Mox Account in the 12 months before the Joining Day; an unused prior account also counts.
  • Each Eligible Spending Transaction must be settled by the merchant and shown as completed in the Mox app by the end of the Reward Period.
  • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay.
  • At reward delivery, the customer must hold a valid Mox Account and Mox Credit; the account must not be suspended, in arrears, or in default.
  • The Invitation Code has a 10,000-use quota; selection of this offer with a Referral Code has a separate 10,000-selection quota. Both quotas are first come, first served.
  • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.
  • If the customer closes the Mox Account within 12 months of opening it after receiving a benefit, Mox may deduct the benefit value before closure.
  • MOXMI26 promotion enrolment and offer selection: 2026-05-04 – 2026-12-31

Open source offer ↗

Other
MOXMI26 card-spend reward HKD750
Conditions applyCashbackMinimum spending: HK$9,000.00Cap: 1 reward · promotion total
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer; Document: Use the MOXMI26 invitation code or a referral code to open a Mox Account; select this welcome offer when using a referral code. • Threshold-equivalent calculation: HKD 750 / HKD 9,000 × 100 = 8.3333…%, rounded to 8.33% (2 decimal places); the rate decreases above the minimum spend. • Limit: 1 reward · Promotion Total • Limit applies to: Spending Reward under the MOXMI26 promotion • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 9000 • Applies to all eligible spending, subject to the conditions. • Eligible Mox Credit Card spending must total at least HKD9,000 within the 60-day Reward Period. • Use the invitation or referral code during the Promotion Period, complete Mox account opening within 15 days, and complete the Mox Credit application within 30 days of the Joining Day or Enrollment Time. • The Reward Period starts on the later of the Mox Credit Approval Day or Enrollment Time. • Only one Spending Reward is allowed. The terms do not state which tier applies when more than one threshold is met. • The page shows a different amount for some new-customer tiers; the formal dated PDF reward amount is used. • A New Customer has not held a Mox Account in the 12 months before the Joining Day; an unused prior account also counts. • Each Eligible Spending Transaction must be settled by the merchant and shown as completed in the Mox app by the end of the Reward Period. • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay. • At reward delivery, the customer must hold a valid Mox Account and Mox Credit; the account must not be suspended, in arrears, or in default. • The Invitation Code has a 10,000-use quota; selection of this offer with a Referral Code has a separate 10,000-selection quota. Both quotas are first come, first served. • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel. • If the customer closes the Mox Account within 12 months of opening it after receiving a benefit, Mox may deduct the benefit value before closure.

  • Eligibility: Audience: all · Customer status: new · Document: Use the MOXMI26 invitation code or a referral code to open a Mox Account; select this welcome offer when using a referral code.
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$9,000.00
  • Benefit limit: Amount: 1 · Applies to: Spending Reward under the MOXMI26 promotion · Period: promotion total · Type: limited · Unit: reward
  • Percentage note: Threshold equivalent calculation: HKD 750 / HKD 9,000 × 100 = 8.3333…%, rounded to 8.33% (2 decimal places); the rate decreases above the minimum spend.
  • Application or registration is required.
  • Eligible Mox Credit Card spending must total at least HKD9,000 within the 60-day Reward Period.
  • Use the invitation or referral code during the Promotion Period, complete Mox account opening within 15 days, and complete the Mox Credit application within 30 days of the Joining Day or Enrollment Time.
  • The Reward Period starts on the later of the Mox Credit Approval Day or Enrollment Time.
  • Only one Spending Reward is allowed. The terms do not state which tier applies when more than one threshold is met.
  • The page shows a different amount for some new-customer tiers; the formal dated PDF reward amount is used.
  • A New Customer has not held a Mox Account in the 12 months before the Joining Day; an unused prior account also counts.
  • Each Eligible Spending Transaction must be settled by the merchant and shown as completed in the Mox app by the end of the Reward Period.
  • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay.
  • At reward delivery, the customer must hold a valid Mox Account and Mox Credit; the account must not be suspended, in arrears, or in default.
  • The Invitation Code has a 10,000-use quota; selection of this offer with a Referral Code has a separate 10,000-selection quota. Both quotas are first come, first served.
  • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.
  • If the customer closes the Mox Account within 12 months of opening it after receiving a benefit, Mox may deduct the benefit value before closure.
  • MOXMI26 promotion enrolment and offer selection: 2026-05-04 – 2026-12-31

Open source offer ↗

Other
Mox Credit Card Asia Miles at HKD10 per mile without Mox+
Points
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • Limit applies to: Asia Miles earned from eligible Mox Credit Card transactions • Applies to all eligible spending, subject to the conditions. • Requires no Mox+ and the Asia Miles Spending Rewards Scheme; HKD10 of eligible transaction amount earns 1 Asia Mile. • CashBack and Asia Miles are alternatives under the selected Spending Rewards Scheme; do not add them together. • The page refers to the Mox Rewards for Cards Schedule for eligibility and exclusions; that schedule is not in the retained source files.

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: Asia Miles earned from eligible Mox Credit Card transactions · Period: not stated · Type: not stated
  • Requires no Mox+ and the Asia Miles Spending Rewards Scheme; HKD10 of eligible transaction amount earns 1 Asia Mile.
  • CashBack and Asia Miles are alternatives under the selected Spending Rewards Scheme; do not add them together.
  • The page refers to the Mox Rewards for Cards Schedule for eligibility and exclusions; that schedule is not in the retained source files.
  • Eligible Mox Credit Card transactions: 2026-09-01 – Not stated

Open source offer ↗

Other
Mox Credit Card Asia Miles at HKD5 per mile with Mox+
Points
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • Limit applies to: Asia Miles earned from eligible Mox Credit Card transactions • Applies to all eligible spending, subject to the conditions. • Requires Mox+ and the Asia Miles Spending Rewards Scheme; HKD5 of eligible transaction amount earns 1 Asia Mile. • CashBack and Asia Miles are alternatives under the selected Spending Rewards Scheme; do not add them together. • The page refers to the Mox Rewards for Cards Schedule for eligibility and exclusions; that schedule is not in the retained source files.

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: Asia Miles earned from eligible Mox Credit Card transactions · Period: not stated · Type: not stated
  • Requires Mox+ and the Asia Miles Spending Rewards Scheme; HKD5 of eligible transaction amount earns 1 Asia Mile.
  • CashBack and Asia Miles are alternatives under the selected Spending Rewards Scheme; do not add them together.
  • The page refers to the Mox Rewards for Cards Schedule for eligibility and exclusions; that schedule is not in the retained source files.
  • Eligible Mox Credit Card transactions: 2026-09-01 – Not stated

Open source offer ↗

Electronics
Selected Xiaomi Stores mystery gift（優惠值未列明）
Gift
——

Category or merchant does not match. • Limit applies to: Mystery gift at selected Xiaomi Stores • Merchants: Xiaomi Causeway Bay Store, Xiaomi YOHO MALL Store, Xiaomi Mong Kok Chong Hing Plaza Store • Eligible merchants: xiaomi-causeway-bay-store, xiaomi-yoho-mall-store, xiaomi-mong-kok-chong-hing-plaza-store • Available while stocks last; ask store staff for details. The item value and other eligibility terms are not stated. • The gift quota is limited and allocated first come, first served; Mox will announce when the quota is full.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: xiaomi causeway bay store / xiaomi yoho mall store / xiaomi mong kok chong hing plaza store · Type: merchant
  • Benefit limit: Applies to: Mystery gift at selected Xiaomi Stores · Period: not stated · Type: not stated
  • Available while stocks last; ask store staff for details. The item value and other eligibility terms are not stated.
  • The gift quota is limited and allocated first come, first served; Mox will announce when the quota is full.

Open source offer ↗

Loans and installments
Xiaomi Split Purchase 0% interest financing
Conditions applyFinancingMinimum spending: HK$3,000.00Cap: 10,000 transaction · promotion total
——

This benefit does not apply to a purchase. • Limit: 10000 transaction · Promotion Total • Limit applies to: Approved Split Purchases under the Xiaomi promotion • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 3000 • Merchants: mi.com (Hong Kong), Participating Xiaomi Stores (Hong Kong) • One eligible transaction of at least HKD3,000 at mi.com (Hong Kong) or a participating Xiaomi Store (Hong Kong). • Split Purchase tenor must be 3 to 12 months. • Mox must approve and set up the Split Purchase by 2027-01-07; a cancelled Split Purchase is not eligible. • Quota: 10,000 Approved Split Purchases, first come, first served. • Pay the full Mox Credit statement balance by its due date to avoid finance charges on the instalments.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Minimum requirement: Period: per transaction · Spend: HK$3,000.00
  • Benefit limit: Amount: 10000 · Applies to: Approved Split Purchases under the Xiaomi promotion · Period: promotion total · Type: limited · Unit: transaction
  • Application or registration is required.
  • One eligible transaction of at least HKD3,000 at mi.com (Hong Kong) or a participating Xiaomi Store (Hong Kong).
  • Split Purchase tenor must be 3 to 12 months.
  • Mox must approve and set up the Split Purchase by 2027-01-07; a cancelled Split Purchase is not eligible.
  • Quota: 10,000 Approved Split Purchases, first come, first served.
  • Pay the full Mox Credit statement balance by its due date to avoid finance charges on the instalments.
  • Eligible Xiaomi purchase and Split Purchase application: 2026-06-01 – 2026-12-31

Open source offer ↗

Loans and installments
Xiaomi Split Purchase monthly and one-off fee waiver（優惠值未列明）
Conditions applyFee WaiverCap: 10,000 transaction · promotion total
——

This benefit does not apply to a purchase. • Limit: 10000 transaction · Promotion Total • Limit applies to: Approved Split Purchases under the Xiaomi promotion • Application, registration or activation required. See conditions. • No monthly fee or one-off fee applies for the full Approved Split Purchase tenor. The normal fee amounts are not stated.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 10000 · Applies to: Approved Split Purchases under the Xiaomi promotion · Period: promotion total · Type: limited · Unit: transaction
  • Application or registration is required.
  • No monthly fee or one-off fee applies for the full Approved Split Purchase tenor. The normal fee amounts are not stated.
  • Approved Xiaomi Split Purchases: 2026-06-01 – 2026-12-31

Open source offer ↗

Loans and installments
Selected-customer Split Purchase HKD200 cash reward
Conditions applyCashbackotherCap: 1 reward · promotion total
——

Category or merchant does not match. • Audience: other; Document: Direct invitation from Mox to participate in the selected-customer promotion. • Limit: 1 reward · Promotion Total • Limit applies to: Reward under the selected-customer Split Purchase promotion • Application, registration or activation required. See conditions. • Eligible categories: 借貸/分期付款 • The customer must have no previously approved Split Purchase. • Apply during the Promotion Period for one or more eligible Mox Credit transactions or an eligible statement balance, with total principal of at least HKD5,000 and a tenor of at least 6 months. • Mox must approve the Split Purchase by 2027-01-01. Only one reward is allowed and it is based on the first eligible Split Purchase approved. • The customer must receive a direct Mox invitation to participate. • At reward delivery, the customer must hold a valid Mox Account and Mox Credit; no Mox account may be suspended, in arrears, or in default. • The eligible Split Purchase must not be cancelled. • Mox will pay the reward by the last day of the second calendar month after approval.

  • Eligibility: Audience: other · Document: Direct invitation from Mox to participate in the selected customer promotion.
  • Eligible spending: Applies to: 借貸/分期付款 · Type: category
  • Benefit limit: Amount: 1 · Applies to: Reward under the selected customer Split Purchase promotion · Period: promotion total · Type: limited · Unit: reward
  • Application or registration is required.
  • The customer must have no previously approved Split Purchase.
  • Apply during the Promotion Period for one or more eligible Mox Credit transactions or an eligible statement balance, with total principal of at least HKD5,000 and a tenor of at least 6 months.
  • Mox must approve the Split Purchase by 2027-01-01. Only one reward is allowed and it is based on the first eligible Split Purchase approved.
  • The customer must receive a direct Mox invitation to participate.
  • At reward delivery, the customer must hold a valid Mox Account and Mox Credit; no Mox account may be suspended, in arrears, or in default.
  • The eligible Split Purchase must not be cancelled.
  • Mox will pay the reward by the last day of the second calendar month after approval.
  • Split Purchase application: 2026-01-01 – 2026-12-31

Open source offer ↗

Other
MOXMI26 HKD500 savings reward
Conditions applyCashbackCap: 1 reward · promotion total
——

This benefit does not apply to a purchase. • Customer: New customer; Document: Use the MOXMI26 invitation code or a referral code to open a new Mox Account. • Limit: 1 reward · Promotion Total • Limit applies to: Savings Reward under the MOXMI26 promotion • Application, registration or activation required. See conditions. • Complete Mox account opening within 15 days after using the invitation or referral code. • Transfer at least HKD50,000 to a Mox HKD savings account by the end of the 7-day fund-in period after the Joining Day or Enrollment Time. • Maintain at least HKD50,000 in Mox HKD savings accounts on every calendar day during the 29-day hold period after the fund-in period; time deposits do not count. • If the balance falls below HKD50,000 at any point in the hold period, the reward is not payable. Only one Savings Reward is allowed; delivery is due by 2027-03-31. • The new-customer rule excludes a Mox Account held in the customer's name during the 12 months before the Joining Day. • Complete the Mox Credit application and receive approval within 30 days after the Joining Day or Enrollment Time, as applicable. • At reward delivery, the customer must hold a valid Mox Account and Mox Credit; the account must not be suspended, in arrears, or in default. • The Invitation Code has a 10,000-use quota; selection of this offer with a Referral Code has a separate 10,000-selection quota. Both quotas are first come, first served. • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel. • If the customer closes the Mox Account within 12 months of opening it after receiving a benefit, Mox may deduct the benefit value before closure.

  • Eligibility: Audience: all · Customer status: new · Document: Use the MOXMI26 invitation code or a referral code to open a new Mox Account.
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 1 · Applies to: Savings Reward under the MOXMI26 promotion · Period: promotion total · Type: limited · Unit: reward
  • Application or registration is required.
  • Complete Mox account opening within 15 days after using the invitation or referral code.
  • Transfer at least HKD50,000 to a Mox HKD savings account by the end of the 7-day fund-in period after the Joining Day or Enrollment Time.
  • Maintain at least HKD50,000 in Mox HKD savings accounts on every calendar day during the 29-day hold period after the fund-in period; time deposits do not count.
  • If the balance falls below HKD50,000 at any point in the hold period, the reward is not payable. Only one Savings Reward is allowed; delivery is due by 2027-03-31.
  • The new-customer rule excludes a Mox Account held in the customer's name during the 12 months before the Joining Day.
  • Complete the Mox Credit application and receive approval within 30 days after the Joining Day or Enrollment Time, as applicable.
  • At reward delivery, the customer must hold a valid Mox Account and Mox Credit; the account must not be suspended, in arrears, or in default.
  • The Invitation Code has a 10,000-use quota; selection of this offer with a Referral Code has a separate 10,000-selection quota. Both quotas are first come, first served.
  • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.
  • If the customer closes the Mox Account within 12 months of opening it after receiving a benefit, Mox may deduct the benefit value before closure.
  • MOXMI26 promotion account opening: 2026-05-04 – 2026-12-31

Open source offer ↗

1515/StandardStandard Chartered Simply Cash Visa CardStandard Chartered Simply Cash Visa Card2%HK$2.00
Standard Chartered Simply Cash Visa Card
15Standard

Standard Chartered Simply Cash Visa Card

Conditions apply

HK$2.002%
Other
Simply Cash Visa Card non-HKD-posted eligible spending 2% CashBack
HK$2.002%
Cashback
Calculation
Total savingHK$2.00
  • Simply Cash Visa Card non-HKD-posted eligible spending 2% CashBack: HK$2.00
Terms & conditions

Calculation assumptions

  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Source-stated rate for eligible transactions posted in a currency other than Hong Kong dollars.
  • Limit: unlimited.
  • Limit applies to: CashBack on eligible card spending
  • Applies to all eligible spending, subject to the conditions.
  • Eligible retail transactions include online purchases and interest-free monthly instalments; CashBack for an instalment is awarded only on the amount posted in that month.
  • Excludes transfers or top-ups to designated accounts, insurance, specified bill payments, phone or mail orders, gambling, securities, specified non-financial or financial institution transactions, wire transfers, money orders, wholesale precious stones, metals, watches or jewellery, charitable or government transactions, Octopus Automatic Add Value, cash advances, balance transfers, Instalment Credit, Credit-to-Cash, tax, charges and fees, and unposted, cancelled, refunded, falsified or unauthorised transactions.
  • Account must be valid and in good financial standing; the Bank may withhold CashBack if a minimum payment was missed in the prior 12 months. CashBack is shown on 360 Rewards, is not automatically credited to the card, and has a HKD50 minimum redemption. Amounts round down to the nearest cent.

Simply Cash Visa Card non-HKD-posted eligible spending 2% CashBack

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: CashBack on eligible card spending · Period: per year · Type: unlimited
  • Percentage note: Source stated rate for eligible transactions posted in a currency other than Hong Kong dollars.
  • Eligible retail transactions include online purchases and interest-free monthly instalments; CashBack for an instalment is awarded only on the amount posted in that month.
  • Excludes transfers or top-ups to designated accounts, insurance, specified bill payments, phone or mail orders, gambling, securities, specified non-financial or financial institution transactions, wire transfers, money orders, wholesale precious stones, metals, watches or jewellery, charitable or government transactions, Octopus Automatic Add Value, cash advances, balance transfers, Instalment Credit, Credit-to-Cash, tax, charges and fees, and unposted, cancelled, refunded, falsified or unauthorised transactions.
  • Account must be valid and in good financial standing; the Bank may withhold CashBack if a minimum payment was missed in the prior 12 months. CashBack is shown on 360 Rewards, is not automatically credited to the card, and has a HKD50 minimum redemption. Amounts round down to the nearest cent.

Open source offer ↗

Other offers
Other
Simply Cash Visa Card HKD-posted eligible spending 1.5% CashBack
Cashback
HK$1.501.5%

Alternative offer in the same group; only the best group offer is counted. • Source-stated rate for eligible transactions posted in Hong Kong dollars. • Limit: unlimited. • Limit applies to: CashBack on eligible card spending • Applies to all eligible spending, subject to the conditions. • Eligible retail transactions include online purchases and interest-free monthly instalments; CashBack for an instalment is awarded only on the amount posted in that month. • Excludes transfers or top-ups to designated accounts, insurance, specified bill payments, phone or mail orders, gambling, securities, specified non-financial or financial institution transactions, wire transfers, money orders, wholesale precious stones, metals, watches or jewellery, charitable or government transactions, Octopus Automatic Add Value, cash advances, balance transfers, Instalment Credit, Credit-to-Cash, tax, charges and fees, and unposted, cancelled, refunded, falsified or unauthorised transactions. • Account must be valid and in good financial standing; the Bank may withhold CashBack if a minimum payment was missed in the prior 12 months. CashBack is shown on 360 Rewards, is not automatically credited to the card, and has a HKD50 minimum redemption. Amounts round down to the nearest cent.

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: CashBack on eligible card spending · Period: per year · Type: unlimited
  • Percentage note: Source stated rate for eligible transactions posted in Hong Kong dollars.
  • Eligible retail transactions include online purchases and interest-free monthly instalments; CashBack for an instalment is awarded only on the amount posted in that month.
  • Excludes transfers or top-ups to designated accounts, insurance, specified bill payments, phone or mail orders, gambling, securities, specified non-financial or financial institution transactions, wire transfers, money orders, wholesale precious stones, metals, watches or jewellery, charitable or government transactions, Octopus Automatic Add Value, cash advances, balance transfers, Instalment Credit, Credit-to-Cash, tax, charges and fees, and unposted, cancelled, refunded, falsified or unauthorised transactions.
  • Account must be valid and in good financial standing; the Bank may withhold CashBack if a minimum payment was missed in the prior 12 months. CashBack is shown on 360 Rewards, is not automatically credited to the card, and has a HKD50 minimum redemption. Amounts round down to the nearest cent.

Open source offer ↗

Other
Simply Cash Visa Card HKD1,200 welcome CashBack
Conditions applyCashbackMinimum spending: HK$3,000.00
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • HKD1,200 / HKD3,000 * 100 = 40.00%, rounded to 40%. This threshold equivalent uses the minimum eligible spend; the effective rate decreases as spend exceeds HKD3,000. • Limit applies to: welcome CashBack • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 3000 • Applies to all eligible spending, subject to the conditions. • Apply for Simply Cash Visa Card on the Bank website during the promotion period and receive the principal card by 2027-04-30. New Cardholder means no current principal Standard Chartered or MANHATTAN card and no such card cancelled in the prior six months. • Hold a Premium Banking, Priority Banking or Priority Private Banking plan and maintain Total Balance of at least HKD100,000 until the reward is credited. Total Balance includes qualifying deposits, investments and selected insurance premiums under a personal account as primary holder; Manulife Global Select MPF balance is excluded. • Spend at least HKD3,000 on eligible transactions within the first two months after card issue. The offer is credited within five months to 360 Rewards, not automatically to the card. Joint accounts qualify only for the primary holder; closure of the card or eligible banking plan before fulfilment forfeits the reward. • Section A.5 says a Welcome Offer is not redeemable for cash; Section F.6 says this CashBack can be redeemed for cash through 360 Rewards, with a HKD50 minimum and multiples of HKD50. This conflict remains unresolved. • The page summary names Premium Banking; the detailed Section F terms also name Priority Banking and Priority Private Banking. Detailed terms are used for eligibility.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$3,000.00
  • Benefit limit: Applies to: welcome CashBack · Period: not stated · Type: not stated
  • Percentage note: HKD1,200 / HKD3,000 * 100 = 40.00%, rounded to 40%. This threshold equivalent uses the minimum eligible spend; the effective rate decreases as spend exceeds HKD3,000.
  • Application or registration is required.
  • Apply for Simply Cash Visa Card on the Bank website during the promotion period and receive the principal card by 2027-04-30. New Cardholder means no current principal Standard Chartered or MANHATTAN card and no such card cancelled in the prior six months.
  • Hold a Premium Banking, Priority Banking or Priority Private Banking plan and maintain Total Balance of at least HKD100,000 until the reward is credited. Total Balance includes qualifying deposits, investments and selected insurance premiums under a personal account as primary holder; Manulife Global Select MPF balance is excluded.
  • Spend at least HKD3,000 on eligible transactions within the first two months after card issue. The offer is credited within five months to 360 Rewards, not automatically to the card. Joint accounts qualify only for the primary holder; closure of the card or eligible banking plan before fulfilment forfeits the reward.
  • Section A.5 says a Welcome Offer is not redeemable for cash; Section F.6 says this CashBack can be redeemed for cash through 360 Rewards, with a HKD50 minimum and multiples of HKD50. This conflict remains unresolved.
  • The page summary names Premium Banking; the detailed Section F terms also name Priority Banking and Priority Private Banking. Detailed terms are used for eligibility.
  • Application submission: 2026-09-21 – 2027-01-17

Open source offer ↗

Loans and installments
Simply Cash Visa Card 3-month statement instalment plan with 0% handling fee
Conditions applyFinancing
——

This benefit does not apply to a purchase. • Customer: New customer • Source states a 0% handling fee for the 3-month plan. • Limit: unlimited. • Limit applies to: Eligible 3-month instalment plans • Application, registration or activation required. See conditions. • New Cardholder must not currently hold or have cancelled a principal Standard Chartered or MANHATTAN card in the six months before approval. • Simply Cash Visa principal card must be issued by 2026-10-31. Apply for an eligible statement instalment plan within two months after card issue and no later than 2026-10-31. • Apply through SC Mobile App or online. Plan must have a three-month tenor and receive instant approval without manual intervention. Terms permit unlimited eligible plans.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: Eligible 3 month instalment plans · Period: promotion total · Type: unlimited
  • Percentage note: Source states a 0% handling fee for the 3 month plan.
  • Application or registration is required.
  • New Cardholder must not currently hold or have cancelled a principal Standard Chartered or MANHATTAN card in the six months before approval.
  • Simply Cash Visa principal card must be issued by 2026-10-31. Apply for an eligible statement instalment plan within two months after card issue and no later than 2026-10-31.
  • Apply through SC Mobile App or online. Plan must have a three-month tenor and receive instant approval without manual intervention. Terms permit unlimited eligible plans.
  • Promotion period, card issue and plan application deadlines: 2026-10-01 – 2026-10-31

Open source offer ↗

Loans and installments
Simply Cash Visa Card up to 56-day interest-free period
Financing
——

This benefit does not apply to a purchase. • Limit applies to: interest-free period • KFS states no purchase interest is charged when the balance is paid in full by the due date each month.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: interest free period · Period: not stated · Type: not stated
  • KFS states no purchase interest is charged when the balance is paid in full by the due date each month.

Open source offer ↗

Other
Simply Cash Visa Card HKD2,000 principal annual-fee waiver
Fee Waiverother
——

This benefit does not apply to a purchase. • Audience: other • Limit applies to: principal annual fee • Available to Priority Banking or Premium Banking clients who meet the relevant Minimum Relationship Balance requirement, or payroll account clients. • Waiver covers one year from the card anniversary. The cardholder must meet the conditions in the annual-fee billing month.

  • Eligibility: Audience: other
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: principal annual fee · Period: not stated · Type: not stated
  • Available to Priority Banking or Premium Banking clients who meet the relevant Minimum Relationship Balance requirement, or payroll account clients.
  • Waiver covers one year from the card anniversary. The cardholder must meet the conditions in the annual-fee billing month.

Open source offer ↗

Other
Simply Cash Visa Card supplementary-card annual-fee waiver（優惠值未列明）
Fee Waiver
——

This benefit does not apply to a purchase. • Limit applies to: supplementary annual fee • KFS lists the supplementary-card annual fee as waived. It does not state the fee amount.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: supplementary annual fee · Period: not stated · Type: not stated
  • KFS lists the supplementary-card annual fee as waived. It does not state the fee amount.

Open source offer ↗

Other
Simply Cash Visa Card late-fee waiver after 3 consecutive missed payments（優惠值未列明）
Fee Waiver
——

This benefit does not apply to a purchase. • Limit applies to: late fee • KFS states the late fee is waived after failure to pay the Minimum Payment Due for three consecutive months or more. This is separate from the standard late-payment fee.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: late fee · Period: not stated · Type: not stated
  • KFS states the late fee is waived after failure to pay the Minimum Payment Due for three consecutive months or more. This is separate from the standard late-payment fee.

Open source offer ↗

Other
Simply Cash Visa Card delinquent APR/default-rate waiver（優惠值未列明）
Financing
——

This benefit does not apply to a purchase. • Limit applies to: delinquent APR/default charge • KFS states “Delinquent APR/Default rate: Waived”. The rate and monetary value are not stated. Classified as a fee waiver because it waives a named charge; no numeric value is inferred.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: delinquent APR/default charge · Period: not stated · Type: not stated
  • KFS states “Delinquent APR/Default rate: Waived”. The rate and monetary value are not stated. Classified as a fee waiver because it waives a named charge; no numeric value is inferred.

Open source offer ↗

1616/ICBCICBC Elite Club Credit Card Platinum MastercardICBC Elite Club Credit Card Platinum Mastercard1.5%HK$1.50
ICBC Elite Club Credit Card Platinum Mastercard
16ICBC

ICBC Elite Club Credit Card Platinum Mastercard

Conditions apply

HK$1.501.5%
Other
現金回贈：Up to 1.5% cash rebate
HK$1.501.5%
Cashbackresident
Calculation
Total savingHK$1.50
  • 現金回贈：Up to 1.5% cash rebate: HK$1.50
Terms & conditions

Calculation assumptions

  • Confirm offer eligibility: Audience: Resident.
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Audience: Resident
  • The HTML page states up to 1.5% cash rebate. It also describes the spending reward as equivalent to 3X bonus point. No cap or additional cash-equivalent conversion is stated in the allowed local source.
  • Applies to all eligible spending, subject to the conditions.
  • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club.
  • The card is offered to ICBC (Asia) Elite Club customers only.
  • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available.
  • The Spending Reward is for local and overseas spending with the ICBC Elite Club Credit Card - Platinum Mastercard.
  • The page describes the Spending Reward as equivalent to 3X bonus point.
  • The page marks the cash-rebate statement as subject to terms and conditions; the linked Spending Rewards page is not included in this local source set.
  • The wording up to 1.5% is retained as a maximum qualification, not as an unrestricted fixed rate.

現金回贈：Up to 1.5% cash rebate

  • Eligibility: Audience: resident
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The HTML page states up to 1.5% cash rebate. It also describes the spending reward as equivalent to 3X bonus point. No cap or additional cash equivalent conversion is stated in the allowed local source.
  • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club.
  • The card is offered to ICBC (Asia) Elite Club customers only.
  • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available.
  • The Spending Reward is for local and overseas spending with the ICBC Elite Club Credit Card - Platinum Mastercard.
  • The page describes the Spending Reward as equivalent to 3X bonus point.
  • The page marks the cash-rebate statement as subject to terms and conditions; the linked Spending Rewards page is not included in this local source set.
  • The wording up to 1.5% is retained as a maximum qualification, not as an unrestricted fixed rate.
Other offers
Dining
餐飲：Complimentary main course
Lifestyleresident
——

Merchant eligibility cannot be established from the incomplete source list. • Audience: Resident • The source states a complimentary main course, not a percentage or cash comparison. • Eligible categories: 餐飲 • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club. • The card is offered to ICBC (Asia) Elite Club customers only. • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available. • Cardholders book a table through www.onedinesfree.com to enjoy a complimentary main course. • The offer is available at selected restaurants in Hong Kong and Asia. • The local source does not state the promotion period or provide a complete restaurant list. The linked promotion page is not used as evidence. • The offer is subject to the relevant terms and conditions.

  • Eligibility: Audience: resident
  • Eligible spending: Applies to: 餐飲 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states a complimentary main course, not a percentage or cash comparison.
  • The complete list of eligible merchants is not available.
  • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club.
  • The card is offered to ICBC (Asia) Elite Club customers only.
  • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available.
  • Cardholders book a table through www.onedinesfree.com to enjoy a complimentary main course.
  • The offer is available at selected restaurants in Hong Kong and Asia.
  • The local source does not state the promotion period or provide a complete restaurant list. The linked promotion page is not used as evidence.
  • The offer is subject to the relevant terms and conditions.
Dining
餐飲：Exclusive delicacies offers（優惠值未列明）
Lifestyleresident
——

Merchant eligibility cannot be established from the incomplete source list. • Audience: Resident • The source states dining offers but no numeric rate or fixed comparison basis. • Eligible categories: 餐飲 • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club. • The card is offered to ICBC (Asia) Elite Club customers only. • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available. • The cardholder must spend with the card at selected restaurants and bars in various districts in Hong Kong. • The local source does not state the offer rate, promotion period, or a complete list of participating restaurants and bars; the linked Mastercard page is not used as evidence. • The offer is subject to the relevant terms and conditions.

  • Eligibility: Audience: resident
  • Eligible spending: Applies to: 餐飲 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states dining offers but no numeric rate or fixed comparison basis.
  • The complete list of eligible merchants is not available.
  • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club.
  • The card is offered to ICBC (Asia) Elite Club customers only.
  • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available.
  • The cardholder must spend with the card at selected restaurants and bars in various districts in Hong Kong.
  • The local source does not state the offer rate, promotion period, or a complete list of participating restaurants and bars; the linked Mastercard page is not used as evidence.
  • The offer is subject to the relevant terms and conditions.
Insurance
保險：E-Commerce Purchase Protection
OtherresidentCap: 200 currency · per transaction
——

This benefit does not apply to a purchase. • Audience: Resident • The source states insurance protection and benefit limits, not a percentage reward. • Limit: 200 USD · Per Transaction • Limit applies to: E-Commerce Purchase Protection per occurrence • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club. • The card is offered to ICBC (Asia) Elite Club customers only. • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available. • The page states worldwide coverage for online purchases made with the card. • Covered cases include goods not delivered successfully or delivered by mistake, improper functioning due to physical damage to the delivered item, and non-delivery after 30 days from the scheduled delivery date. • The summary table states a maximum benefit amount of USD200 per occurrence and an annual aggregate of USD200. • The local source does not state the full policy exclusions, claim process, or other eligibility terms; relevant terms and conditions apply.

  • Eligibility: Audience: resident
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 200 · Applies to: E Commerce Purchase Protection per occurrence · Currency: USD · Period: per transaction · Type: limited · Unit: currency
  • Percentage note: The source states insurance protection and benefit limits, not a percentage reward.
  • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club.
  • The card is offered to ICBC (Asia) Elite Club customers only.
  • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available.
  • The page states worldwide coverage for online purchases made with the card.
  • Covered cases include goods not delivered successfully or delivered by mistake, improper functioning due to physical damage to the delivered item, and non-delivery after 30 days from the scheduled delivery date.
  • The summary table states a maximum benefit amount of USD200 per occurrence and an annual aggregate of USD200.
  • The local source does not state the full policy exclusions, claim process, or other eligibility terms; relevant terms and conditions apply.
Hotels
酒店：Mastercard Luxury Hotel and Resort Offers including daily breakfast, special facilities, room upgrades and early or late check-in or check-out（優惠值未列明）
TravelresidentCap: 100 currency · not stated
——

This benefit does not apply to a purchase. • Audience: Resident • The source states hotel privileges and a facility value limit, not a percentage reward. • Limit: 100 USD • Limit applies to: Special facilities in Mastercard Luxury Hotel and Resort Offers • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club. • The card is offered to ICBC (Asia) Elite Club customers only. • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available. • Mastercard Travel & Lifestyle Services cover privileges at many 4-star and 5-star hotels and resorts around the world. • The Luxury Hotel and Resort Offers include daily free breakfast, special facilities worth up to USD100, room upgrades, and early check-in or late check-out, subject to room availability. • The local source does not provide the participating-hotel list or promotion period; the linked Mastercard page is not used as evidence. • The offer is subject to the relevant terms and conditions.

  • Eligibility: Audience: resident
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 100 · Applies to: Special facilities in Mastercard Luxury Hotel and Resort Offers · Currency: USD · Period: not stated · Type: limited · Unit: currency
  • Percentage note: The source states hotel privileges and a facility value limit, not a percentage reward.
  • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club.
  • The card is offered to ICBC (Asia) Elite Club customers only.
  • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available.
  • Mastercard Travel & Lifestyle Services cover privileges at many 4-star and 5-star hotels and resorts around the world.
  • The Luxury Hotel and Resort Offers include daily free breakfast, special facilities worth up to USD100, room upgrades, and early check-in or late check-out, subject to room availability.
  • The local source does not provide the participating-hotel list or promotion period; the linked Mastercard page is not used as evidence.
  • The offer is subject to the relevant terms and conditions.
Hotels
酒店：Mastercard Lowest Rate Guarantee
Travelresident
——

This benefit does not apply to a purchase. • Audience: Resident • The source states a price-difference guarantee, not a percentage reward. • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club. • The card is offered to ICBC (Asia) Elite Club customers only. • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available. • The cardholder must use Mastercard to book qualified hotel accommodation under Prepaid Hotel Prices or Pay at the Local Hotel Price through Mastercard Travel & Lifestyle Services online or an authorised-plan intermediary. • If the cardholder finds a lower online price excluding taxes and fees for the same room type, hotel, date, and number of children and adults, Mastercard will refund the difference. • The local source does not state the claim process, promotion period, or other guarantee terms; relevant terms and conditions apply.

  • Eligibility: Audience: resident
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states a price difference guarantee, not a percentage reward.
  • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club.
  • The card is offered to ICBC (Asia) Elite Club customers only.
  • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available.
  • The cardholder must use Mastercard to book qualified hotel accommodation under Prepaid Hotel Prices or Pay at the Local Hotel Price through Mastercard Travel & Lifestyle Services online or an authorised-plan intermediary.
  • If the cardholder finds a lower online price excluding taxes and fees for the same room type, hotel, date, and number of children and adults, Mastercard will refund the difference.
  • The local source does not state the claim process, promotion period, or other guarantee terms; relevant terms and conditions apply.
Travel
旅遊：Car rental and air-ticket booking privileges through Mastercard Travel & Lifestyle Services
Travelresident
——

This benefit does not apply to a purchase. • Audience: Resident • The source states travel-service privileges, not a percentage reward. • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club. • The card is offered to ICBC (Asia) Elite Club customers only. • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available. • Mastercard Travel & Lifestyle Services provide prestigious privileges such as car rental and air-ticket booking to cardholders. • The service description also refers to 4-star and 5-star hotels and resorts; the hotel-specific privileges are recorded in separate offers. • The local source does not state the booking terms, promotion period, or a complete service list; the linked Mastercard page is not used as evidence. • The offer is subject to the relevant terms and conditions.

  • Eligibility: Audience: resident
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states travel service privileges, not a percentage reward.
  • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club.
  • The card is offered to ICBC (Asia) Elite Club customers only.
  • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available.
  • Mastercard Travel & Lifestyle Services provide prestigious privileges such as car rental and air-ticket booking to cardholders.
  • The service description also refers to 4-star and 5-star hotels and resorts; the hotel-specific privileges are recorded in separate offers.
  • The local source does not state the booking terms, promotion period, or a complete service list; the linked Mastercard page is not used as evidence.
  • The offer is subject to the relevant terms and conditions.
Other
卡片優惠：Mastercard contactless payment at supported terminals
Otherresident
——

This benefit does not apply to a purchase. • Audience: Resident • This is a card payment feature, not a percentage reward. • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club. • The card is offered to ICBC (Asia) Elite Club customers only. • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available. • The cardholder can use the card at any terminal with the Mastercard Contactless payment function and pay with one tap. • The local source does not state a transaction amount limit for contactless payment.

  • Eligibility: Audience: resident
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: This is a card payment feature, not a percentage reward.
  • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club.
  • The card is offered to ICBC (Asia) Elite Club customers only.
  • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available.
  • The cardholder can use the card at any terminal with the Mastercard Contactless payment function and pay with one tap.
  • The local source does not state a transaction amount limit for contactless payment.
Travel
旅遊：designated airport and high speed rail lounge services
Travel
——

This benefit does not apply to a purchase. • The source states unlimited lounge services, not a percentage reward. • Limit: unlimited. • The upgrade notice comparison table states that unlimited designated airport and high speed rail lounge services remain unchanged for the Elite Club World Card and Wise Gold Card. • The notice does not state a usage period, designated-lounge list, or access procedure. • The notice is subject to the bank's card-service arrangement and terms.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: unlimited
  • Percentage note: The source states unlimited lounge services, not a percentage reward.
  • The upgrade notice comparison table states that unlimited designated airport and high speed rail lounge services remain unchanged for the Elite Club World Card and Wise Gold Card.
  • The notice does not state a usage period, designated-lounge list, or access procedure.
  • The notice is subject to the bank's card-service arrangement and terms.
1717/ICBCICBC Sup Credit Card Visa SignatureICBC Sup Credit Card Visa Signature1.5%HK$1.50
ICBC Sup Credit Card Visa Signature
17ICBC

ICBC Sup Credit Card Visa Signature

Conditions apply

HK$1.501.5%
Other
ICBC SUP Visa Signature Card: 1.5% cash rebate on local and overseas spending
HK$1.501.5%
Cashback
Calculation
Total savingHK$1.50
  • ICBC SUP Visa Signature Card: 1.5% cash rebate on local and overseas spending: HK$1.50
Terms & conditions

Calculation assumptions

  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Limit: unlimited.
  • Limit applies to: Cash rebate for eligible local and overseas spending
  • Applies to all eligible spending, subject to the conditions.
  • HKD and RMB spending are combined; RMB1 counts as HKD1. Rebate is calculated monthly, credited to the HKD account and shown on the statement. Excludes cash advances, balance transfers, cash-installment, tax-loan, personal-loan and merchant-installment amounts and repayments; e-wallet reloads or transfers; donations; casino chips; gambling; unauthorized, unposted, cancelled, refunded or unauthorized transactions; card charges, cash installments, financial and overdue charges, account service charges, specified insurance, utility, tax and MPF payments; and supermarket, fuel, transport, property, motor-vehicle, wholesale, hospital and tuition transactions in China. ICBC may determine other excluded transaction categories.

ICBC SUP Visa Signature Card: 1.5% cash rebate on local and overseas spending

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: Cash rebate for eligible local and overseas spending · Period: not stated · Type: unlimited
  • HKD and RMB spending are combined; RMB1 counts as HKD1. Rebate is calculated monthly, credited to the HKD account and shown on the statement. Excludes cash advances, balance transfers, cash-installment, tax-loan, personal-loan and merchant-installment amounts and repayments; e-wallet reloads or transfers; donations; casino chips; gambling; unauthorized, unposted, cancelled, refunded or unauthorized transactions; card charges, cash installments, financial and overdue charges, account service charges, specified insurance, utility, tax and MPF payments; and supermarket, fuel, transport, property, motor-vehicle, wholesale, hospital and tuition transactions in China. ICBC may determine other excluded transaction categories.

Open source offer ↗

Other offers
Other
ICBC SUP Credit Card annual fee waiver（優惠值未列明）
Fee Waiver
——

This benefit does not apply to a purchase. • Limit applies to: Annual fee waiver • Waiver applies for the first 3 years. The page does not state the annual fee amount.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: Annual fee waiver · Period: not stated · Type: not stated
  • Waiver applies for the first 3 years. The page does not state the annual fee amount.

Open source offer ↗

Books and stationery
ICBC SUP Credit Card welcome offer: HK$300 SUP Retail eVoucher
Conditions applyGiftMinimum spending: HK$3,000.00Cap: 1 item · lifetime
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Limit: 1 item · Lifetime • Limit applies to: One welcome offer per applicant for their first ICBC Credit Card • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 3000 • Applies to all eligible spending, subject to the conditions. • A new customer must apply successfully and spend HKD 3,000 or RMB 3,000 on purchases or cash advances within the first two months after card issue. • Each applicant can receive one welcome offer for their first ICBC credit card. The offer is first come, while stocks last. • The carousel calls the voucher an e-Book Voucher. The offer section calls it a SUP Retail eVoucher.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$3,000.00
  • Benefit limit: Amount: 1 · Applies to: One welcome offer per applicant for their first ICBC Credit Card · Period: lifetime · Type: limited · Unit: item
  • Application or registration is required.
  • A new customer must apply successfully and spend HKD 3,000 or RMB 3,000 on purchases or cash advances within the first two months after card issue.
  • Each applicant can receive one welcome offer for their first ICBC credit card. The offer is first come, while stocks last.
  • The carousel calls the voucher an e-Book Voucher. The offer section calls it a SUP Retail eVoucher.

Open source offer ↗

Books and stationery
SUP book shop spending: 15% off
DiscountCap: 1 transaction · per day
——

Merchant eligibility cannot be established from the incomplete source list. • Limit: 1 transaction · Per Day • Limit applies to: Each cardholder • Eligible categories: 書店／文具 • The 15% offer applies at SUP book shops, including Joint Publishing, Chung Hwa Book Co. and The Commercial Press. • The table says the offer applies to general books published by SUP. Footnote 3 lists non-book items and excludes many book types. The eligible item scope is unclear. • Each cardholder can use the offer once per day.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 書店／文具 · Type: category
  • Benefit limit: Amount: 1 · Applies to: Each cardholder · Period: per day · Type: limited · Unit: transaction
  • The complete list of eligible merchants is not available.
  • The 15% offer applies at SUP book shops, including Joint Publishing, Chung Hwa Book Co. and The Commercial Press.
  • The table says the offer applies to general books published by SUP. Footnote 3 lists non-book items and excludes many book types. The eligible item scope is unclear.
  • Each cardholder can use the offer once per day.
  • ICBC SUP Credit Card - Visa Signature Card: 2026-04-01 – 2028-03-31

Open source offer ↗

Dining
SUP year-round dining: 30% off
DiscountCap: 1 transaction · per day
——

Merchant eligibility cannot be established from the incomplete source list. • Limit: 1 transaction · Per Day • Limit applies to: Each cardholder • Eligible categories: 餐飲 • At SUP book shops, including Joint Publishing, Chung Hwa Book Co. and The Commercial Press. Applies to regular-price à la carte dine-in or takeaway orders. Excludes fixed meals, set menus, other non-dine-in or takeaway consignment items, dining services operated by Pacific Coffee, government plastic bag charges and related environmental charges. Once per day per cardholder. SUP provides the offer; ICBC (Asia) is not the service provider.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 餐飲 · Type: category
  • Benefit limit: Amount: 1 · Applies to: Each cardholder · Period: per day · Type: limited · Unit: transaction
  • The complete list of eligible merchants is not available.
  • At SUP book shops, including Joint Publishing, Chung Hwa Book Co. and The Commercial Press. Applies to regular-price à la carte dine-in or takeaway orders. Excludes fixed meals, set menus, other non-dine-in or takeaway consignment items, dining services operated by Pacific Coffee, government plastic bag charges and related environmental charges. Once per day per cardholder. SUP provides the offer; ICBC (Asia) is not the service provider.
  • ICBC SUP Credit Card - Visa Signature Card: 2026-04-01 – 2028-03-31

Open source offer ↗

Other
ICBC instant discount: HK$30 off
DiscountCap: HK$30.00 · per day
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • Limit: 30 HKD · Per Day • Limit applies to: Discount 1 • Applies to all eligible spending, subject to the conditions. • Payment must be made by physical card. One-time HK$30 discount per day for a purchase up to HK$300. Each cardholder may use discount 1 or discount 2 up to once per day. First come, while stocks last.

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Amount: 30 · Applies to: Discount 1 · Currency: HKD · Period: per day · Type: limited · Unit: currency
  • Payment must be made by physical card. One-time HK$30 discount per day for a purchase up to HK$300. Each cardholder may use discount 1 or discount 2 up to once per day. First come, while stocks last.
  • ICBC SUP Credit Card / Dual Currency Credit Card cardholders: 2026-04-01 – 2027-03-31

Open source offer ↗

Books and stationery
ICBC instant discount: HK$100 off
DiscountMinimum spending: HK$2,000.00Cap: HK$100.00 · per day
——

Merchant eligibility cannot be established from the incomplete source list. • HK$100 ÷ HK$2,000 × 100 = 5%. No rounding is needed. The effective rate decreases above HK$2,000. • Limit: 100 HKD · Per Day • Limit applies to: Discount 2 • Minimum spend: Period: per_transaction; Spend: 2000 • Eligible categories: 書店／文具 • For a single purchase of HK$2,000 or more, including exactly HK$2,000; this is not an accumulated spending requirement. The offer applies at SUP bookshops in Hong Kong, including Joint Publishing, Chung Hwa Book Co. and The Commercial Press. Payment must be made by physical card. The promotion period is 2026-04-01 to 2027-03-31. Each cardholder may use only one of Discount 1 and Discount 2 once per day. First come, while stocks last.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 書店／文具 · Type: category
  • Minimum requirement: Period: per transaction · Spend: HK$2,000.00
  • Benefit limit: Amount: 100 · Applies to: Discount 2 · Currency: HKD · Period: per day · Type: limited · Unit: currency
  • Percentage note: HK$100 ÷ HK$2,000 × 100 = 5%. No rounding is needed. The effective rate decreases above HK$2,000.
  • The complete list of eligible merchants is not available.
  • For a single purchase of HK$2,000 or more, including exactly HK$2,000; this is not an accumulated spending requirement. The offer applies at SUP bookshops in Hong Kong, including Joint Publishing, Chung Hwa Book Co. and The Commercial Press. Payment must be made by physical card. The promotion period is 2026-04-01 to 2027-03-31. Each cardholder may use only one of Discount 1 and Discount 2 once per day. First come, while stocks last.
  • ICBC SUP Credit Card / Dual Currency Credit Card cardholders: 2026-04-01 – 2027-03-31

Open source offer ↗

Other
Visa Signature Concierge digital assistant and lifestyle guide（優惠值未列明）
Lifestyle
——

This benefit does not apply to a purchase. • Limit applies to: Visa Signature Concierge service • The page describes a 24/7 digital personal assistant and lifestyle guide with access to experiences and privileges. Visa provides the service under its terms; ICBC (Asia) is not the provider. Further terms are on the linked Visa page, which was not read.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: Visa Signature Concierge service · Period: not stated · Type: not stated
  • The page describes a 24/7 digital personal assistant and lifestyle guide with access to experiences and privileges. Visa provides the service under its terms; ICBC (Asia) is not the provider. Further terms are on the linked Visa page, which was not read.

Open source offer ↗

Shopping
ZALORA: up to 15% off with Visa
Discount
——

Category or merchant does not match. • Limit applies to: ZALORA offer • Merchants: zalora • Eligible merchants: zalora • Pay with Visa. Visa provides this offer under its terms; ICBC (Asia) is not the provider. The page refers to Visa for further details; the linked page was not read.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: zalora · Type: merchant
  • Benefit limit: Applies to: ZALORA offer · Period: not stated · Type: not stated
  • Pay with Visa. Visa provides this offer under its terms; ICBC (Asia) is not the provider. The page refers to Visa for further details; the linked page was not read.

Open source offer ↗

Travel
Agoda flight tickets: 10% off with Visa
Discount
——

Category or merchant does not match. • Limit applies to: Agoda flight-ticket offer • Merchants: agoda • Eligible merchants: agoda • Pay with Visa for flight-ticket purchases. Visa provides this offer under its terms; ICBC (Asia) is not the provider. The page refers to Visa for further details; the linked page was not read.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: agoda · Type: merchant
  • Benefit limit: Applies to: Agoda flight ticket offer · Period: not stated · Type: not stated
  • Pay with Visa for flight-ticket purchases. Visa provides this offer under its terms; ICBC (Asia) is not the provider. The page refers to Visa for further details; the linked page was not read.

Open source offer ↗

Hotels
Agoda worldwide hotel bookings: 7% off with Visa
Discount
——

Category or merchant does not match. • Limit applies to: Agoda hotel-booking offer • Merchants: agoda • Eligible merchants: agoda • Pay with Visa for worldwide hotel bookings. Visa provides this offer under its terms; ICBC (Asia) is not the provider. The page refers to Visa for further details; the linked page was not read.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: agoda · Type: merchant
  • Benefit limit: Applies to: Agoda hotel booking offer · Period: not stated · Type: not stated
  • Pay with Visa for worldwide hotel bookings. Visa provides this offer under its terms; ICBC (Asia) is not the provider. The page refers to Visa for further details; the linked page was not read.

Open source offer ↗

Travel
ICBC (Asia) credit-card courtesy VIP lounge access（優惠值未列明）
Travel
——

This benefit does not apply to a purchase. • Limit applies to: ICBC (Asia) Credit Card VIP lounge privilege • The page states that ICBC (Asia) credit-card holders can access courtesy VIP lounges. It says the privilege will launch based on market promotion and business plans. Further details are on a referenced promotion, which was not read.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: ICBC (Asia) Credit Card VIP lounge privilege · Period: not stated · Type: not stated
  • The page states that ICBC (Asia) credit-card holders can access courtesy VIP lounges. It says the privilege will launch based on market promotion and business plans. Further details are on a referenced promotion, which was not read.

Open source offer ↗

Loans and installments
ICBC (Asia) card installment plan: 12 months at 5.29% APR
Conditions applyFinancing
——

No comparable purchase saving is specified for this benefit type. • Source states a monthly flat rate of 0.235%. The 12-month APR is 5.29%, based on a HK$10,000 installment amount. • Limit applies to: 12-month installment plan • Application, registration or activation required. See conditions. • Applies to all eligible spending, subject to the conditions. • No documents are required. The customer can choose an installment plan for spending. Application hotline: 2533 8686. Terms and relevant fees and charges apply.

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: 12 month installment plan · Period: not stated · Type: not stated
  • Percentage note: Source states a monthly flat rate of 0.235%. The 12 month APR is 5.29%, based on a HK$10,000 installment amount.
  • Application or registration is required.
  • No documents are required. The customer can choose an installment plan for spending. Application hotline: 2533 8686. Terms and relevant fees and charges apply.

Open source offer ↗

Loans and installments
ICBC (Asia) card installment plan: 24 months at 5.46% APR
Conditions applyFinancing
——

No comparable purchase saving is specified for this benefit type. • Source states a monthly flat rate of 0.235% and a 24-month APR of 5.46%, based on a HK$10,000 installment amount. • Limit applies to: 24-month installment plan • Application, registration or activation required. See conditions. • Applies to all eligible spending, subject to the conditions. • No documents are required. The customer can choose an installment plan for spending. Application hotline: 2533 8686. The bank may allocate installment payments between interest and principal at its discretion. Terms and relevant fees and charges apply.

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: 24 month installment plan · Period: not stated · Type: not stated
  • Percentage note: Source states a monthly flat rate of 0.235% and a 24 month APR of 5.46%, based on a HK$10,000 installment amount.
  • Application or registration is required.
  • No documents are required. The customer can choose an installment plan for spending. Application hotline: 2533 8686. The bank may allocate installment payments between interest and principal at its discretion. Terms and relevant fees and charges apply.

Open source offer ↗

Loans and installments
ICBC (Asia) card installment plan: 36 months at 5.48% APR
Conditions applyFinancing
——

No comparable purchase saving is specified for this benefit type. • Source states a monthly flat rate of 0.235% and a 36-month APR of 5.48%, based on a HK$10,000 installment amount. • Limit applies to: 36-month installment plan • Application, registration or activation required. See conditions. • Applies to all eligible spending, subject to the conditions. • No documents are required. The customer can choose an installment plan for spending. Application hotline: 2533 8686. The bank may allocate installment payments between interest and principal at its discretion. Terms and relevant fees and charges apply.

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: 36 month installment plan · Period: not stated · Type: not stated
  • Percentage note: Source states a monthly flat rate of 0.235% and a 36 month APR of 5.48%, based on a HK$10,000 installment amount.
  • Application or registration is required.
  • No documents are required. The customer can choose an installment plan for spending. Application hotline: 2533 8686. The bank may allocate installment payments between interest and principal at its discretion. Terms and relevant fees and charges apply.

Open source offer ↗

Tuition and courses
Designated-school tuition payments: 2.5% cash rebate
Cashbackicbc mobile banking / icbc online bankingMinimum spending: HK$1,000.00Cap: HK$250.00 · promotion total
——

Merchant eligibility cannot be established from the incomplete source list. • Limit: 250 HKD · Promotion Total • Limit applies to: Per principal cardholder during Phase 2 • Minimum spend: Period: per_transaction; Spend: 1000 • Eligibility: Payment Methods: icbc-mobile-banking; icbc-online-banking • Eligible categories: 學費／課程 • Only principal cardholders of the ICBC SUP Credit Card or Dual Currency Credit Card qualify. • A transaction must be HKD 1,000 or more. It must pay tuition for a designated school through the ICBC Mobile Banking or Online Banking bill-payment function. • A designated school is a school whose tuition can be paid through the ICBC Mobile Banking or Online Banking bill-payment function. • The offer is 2.5% for Phase 2, from 1 October 2026 to 31 March 2027. The Phase 2 maximum rebate is HKD 250 per principal cardholder; the stated maximum for both phases is HKD 500. • The rebate is credited in May 2027. The quota is 1,000 principal cardholders on a first-come, first-served basis. • Fraud or abuse can remove eligibility. The Bank may deduct a credited rebate, change the terms, or end the offer. The Chinese terms prevail if the language versions differ. • The HTML calls the benefit an extra 2.5% free credit-card spending limit. The formal terms call it a Rebate Offer credited to the card account. The merged benefit is classified as cashback.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 學費／課程 · Type: category
  • Minimum requirement: Period: per transaction · Spend: HK$1,000.00
  • Requirements: Pay with: icbc mobile banking / icbc online banking
  • Benefit limit: Amount: 250 · Applies to: Per principal cardholder during Phase 2 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • The complete list of eligible merchants is not available.
  • Only principal cardholders of the ICBC SUP Credit Card or Dual Currency Credit Card qualify.
  • A transaction must be HKD 1,000 or more. It must pay tuition for a designated school through the ICBC Mobile Banking or Online Banking bill-payment function.
  • A designated school is a school whose tuition can be paid through the ICBC Mobile Banking or Online Banking bill-payment function.
  • The offer is 2.5% for Phase 2, from 1 October 2026 to 31 March 2027. The Phase 2 maximum rebate is HKD 250 per principal cardholder; the stated maximum for both phases is HKD 500.
  • The rebate is credited in May 2027. The quota is 1,000 principal cardholders on a first-come, first-served basis.
  • Fraud or abuse can remove eligibility. The Bank may deduct a credited rebate, change the terms, or end the offer. The Chinese terms prevail if the language versions differ.
  • The HTML calls the benefit an extra 2.5% free credit-card spending limit. The formal terms call it a Rebate Offer credited to the card account. The merged benefit is classified as cashback.
  • Phase 2 tuition payments: 2026-10-01 – 2027-03-31

Open source offer ↗

Travel
Public-conveyance personal accident cover up to USD 500,000
TravelCap: 500,000 currency · not stated
——

This benefit does not apply to a purchase. • The source gives multiple compensation percentages for specific injuries, not one offer rate. • Limit: 500000 USD • Limit applies to: Per insured person • Cover applies to the target ICBC (Asia) Personal Visa Signature cardholder. • The cardholder must be a passenger, not a pilot or crew member, on a licensed public conveyance. Cover includes injury or death while riding, boarding, alighting, or being struck by the conveyance. • For an air trip, cover can also apply in a private registered four-wheeled vehicle or licensed public conveyance when travelling directly to the airport, at the airport or cruise terminal, or travelling directly from the airport to the next destination. • At least 50% of the cardholder's public-conveyance fare must be charged to the designated card. For public-conveyance tickets included in a travel package, at least 50% of the package fare must be charged to the card. • There is no cover when the passenger fare is paid through built-in Octopus Automatic Add Value Service. • The factsheet states an age range of 18 to 85 inclusive. The policy definition states 16 to 65 unless changed by the Schedule. The Schedule is absent, so the applicable age range is unresolved. • The limit is USD 500,000 per insured person. Compensation percentages vary by listed injury; the insurer sets the percentage for an unlisted permanent disability. • The policy terms and exclusions apply. The policy lists exclusions for unlawful acts, wilful danger, self-injury or suicide, illness and pre-existing conditions, certain medical conditions and treatments, pregnancy, non-prescribed alcohol or drugs, non-qualifying aircraft travel, military or emergency-service duties, war or civil unrest, nuclear risks, professional sports, racing, disease-related injury, non-medically necessary checks, and sanctions. • The policy wording requires written notice within 30 days after a loss and requested claim documents. • The policy wording describes temporary disablement, medical indemnity, and 24-hour assistance benefits. The card factsheet does not confirm their applicability, and the Schedule is absent. These benefits are not added. • AXA underwrites the group policy. ICBC (Asia) is the policyholder, not the insurer or agent. Claims, disputes, and complaints go to AXA. Aon Hong Kong is the insurance broker.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 500000 · Applies to: Per insured person · Currency: USD · Period: not stated · Type: limited · Unit: currency
  • Percentage note: The source gives multiple compensation percentages for specific injuries, not one offer rate.
  • Cover applies to the target ICBC (Asia) Personal Visa Signature cardholder.
  • The cardholder must be a passenger, not a pilot or crew member, on a licensed public conveyance. Cover includes injury or death while riding, boarding, alighting, or being struck by the conveyance.
  • For an air trip, cover can also apply in a private registered four-wheeled vehicle or licensed public conveyance when travelling directly to the airport, at the airport or cruise terminal, or travelling directly from the airport to the next destination.
  • At least 50% of the cardholder's public-conveyance fare must be charged to the designated card. For public-conveyance tickets included in a travel package, at least 50% of the package fare must be charged to the card.
  • There is no cover when the passenger fare is paid through built-in Octopus Automatic Add Value Service.
  • The factsheet states an age range of 18 to 85 inclusive. The policy definition states 16 to 65 unless changed by the Schedule. The Schedule is absent, so the applicable age range is unresolved.
  • The limit is USD 500,000 per insured person. Compensation percentages vary by listed injury; the insurer sets the percentage for an unlisted permanent disability.
  • The policy terms and exclusions apply. The policy lists exclusions for unlawful acts, wilful danger, self-injury or suicide, illness and pre-existing conditions, certain medical conditions and treatments, pregnancy, non-prescribed alcohol or drugs, non-qualifying aircraft travel, military or emergency-service duties, war or civil unrest, nuclear risks, professional sports, racing, disease-related injury, non-medically necessary checks, and sanctions.
  • The policy wording requires written notice within 30 days after a loss and requested claim documents.
  • The policy wording describes temporary disablement, medical indemnity, and 24-hour assistance benefits. The card factsheet does not confirm their applicability, and the Schedule is absent. These benefits are not added.
  • AXA underwrites the group policy. ICBC (Asia) is the policyholder, not the insurer or agent. Claims, disputes, and complaints go to AXA. Aon Hong Kong is the insurance broker.
  • Insurance period for designated card members: 2026-06-24 – 2027-06-23

Open source offer ↗

1818/ICBCICBC Credit Card Platinum Mastercard Virtual CardICBC Credit Card Platinum Mastercard Virtual Card · Generic credit card image1.5%HK$1.50
ICBC Credit Card Platinum Mastercard Virtual Card · Generic credit card image
18ICBC

ICBC Credit Card Platinum Mastercard Virtual Card

Conditions apply

HK$1.501.5%
Other
ICBC Credit Card - Platinum Mastercard Virtual Card 1.5% cash rebate
HK$1.501.5%
Conditions applyCashback
Calculation
Total savingHK$1.50
  • ICBC Credit Card - Platinum Mastercard Virtual Card 1.5% cash rebate: HK$1.50
Terms & conditions

Calculation assumptions

  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Limit: unlimited.
  • Limit applies to: cash rebate
  • Application, registration or activation required. See conditions.
  • Applies to all eligible spending, subject to the conditions.
  • The retained page says terms apply and refers to Spending Rewards for full conditions; eligible transaction types and other conditions are not stated here.
  • The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

ICBC Credit Card - Platinum Mastercard Virtual Card 1.5% cash rebate

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: cash rebate · Period: not stated · Type: unlimited
  • Application or registration is required.
  • The retained page says terms apply and refers to Spending Rewards for full conditions; eligible transaction types and other conditions are not stated here.
  • The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

Open source offer ↗

Other offers
Other
ICBC Credit Card - Platinum Mastercard Virtual Card simplified application（優惠值未列明）
Conditions applyLifestyle
——

This benefit does not apply to a purchase. • Customer: Existing customer • Limit applies to: application service • Application, registration or activation required. See conditions. • Applies to selected ICBC (Asia) customers: existing credit-card customers, existing Auto-Payroll Service customers, or existing customers with total assets of HK$20,000 or above. • Selected customers can apply through the website, online banking, WeChat Official Account, or Mobile Banking App without resubmitting income and address proof. • Non-selected applicants must provide income and address proof; new ICBC (Asia) customers apply through Mobile Banking App and must submit Hong Kong identity, income, and address proof. • The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

  • Eligibility: Audience: all · Customer status: existing
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: application service · Period: not stated · Type: not stated
  • Application or registration is required.
  • Applies to selected ICBC (Asia) customers: existing credit-card customers, existing Auto-Payroll Service customers, or existing customers with total assets of HK$20,000 or above.
  • Selected customers can apply through the website, online banking, WeChat Official Account, or Mobile Banking App without resubmitting income and address proof.
  • Non-selected applicants must provide income and address proof; new ICBC (Asia) customers apply through Mobile Banking App and must submit Hong Kong identity, income, and address proof.
  • The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

Open source offer ↗

Other
ICBC Credit Card - Platinum Mastercard Virtual Card ready for use（優惠值未列明）
Conditions applyLifestyle
——

This benefit does not apply to a purchase. • Limit applies to: digital-card availability • Application, registration or activation required. See conditions. • The card is ready to use after the application is approved. • The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: digital card availability · Period: not stated · Type: not stated
  • Application or registration is required.
  • The card is ready to use after the application is approved.
  • The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

Open source offer ↗

Other
ICBC Credit Card - Platinum Mastercard Virtual Card dynamic-password payment security（優惠值未列明）
Conditions applyLifestyle
——

This benefit does not apply to a purchase. • Limit applies to: payment-security feature • Application, registration or activation required. See conditions. • Payments use a dynamic password. • The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: payment security feature · Period: not stated · Type: not stated
  • Application or registration is required.
  • Payments use a dynamic password.
  • The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

Open source offer ↗

Other
ICBC Credit Card - Platinum Mastercard Virtual Card shared credit limit up to HK$30,000
Conditions applyFinancing
——

This benefit does not apply to a purchase. • Limit applies to: credit facility • Application, registration or activation required. See conditions. • The maximum shared credit limit across Hong Kong Dollar and Renminbi is HK$30,000; each customer's approved limit is not stated. • The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: credit facility · Period: not stated · Type: not stated
  • Application or registration is required.
  • The maximum shared credit limit across Hong Kong Dollar and Renminbi is HK$30,000; each customer's approved limit is not stated.
  • The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

Open source offer ↗

Other
ICBC Credit Card - Platinum Mastercard Virtual Card online cardless payments（優惠值未列明）
Conditions applyLifestyle
——

This benefit does not apply to a purchase. • Limit applies to: online-payment feature • Application, registration or activation required. See conditions. • The virtual card can be used for online shopping and cardless payment. • Apple Pay is available only for the Visa Platinum Virtual Card and UnionPay Platinum Virtual Card, not the target Platinum Mastercard Virtual Card. • The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: online payment feature · Period: not stated · Type: not stated
  • Application or registration is required.
  • The virtual card can be used for online shopping and cardless payment.
  • Apple Pay is available only for the Visa Platinum Virtual Card and UnionPay Platinum Virtual Card, not the target Platinum Mastercard Virtual Card.
  • The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

Open source offer ↗

1919/ICBCICBC Credit Card Visa Platinum Virtual CardICBC Credit Card Visa Platinum Virtual Card1.5%HK$1.50
ICBC Credit Card Visa Platinum Virtual Card
19ICBC

ICBC Credit Card Visa Platinum Virtual Card

Conditions apply

HK$1.501.5%
Other
ICBC Visa Platinum Virtual Card 1.5% cash rebate
HK$1.501.5%
Cashback
Calculation
Total savingHK$1.50
  • ICBC Visa Platinum Virtual Card 1.5% cash rebate: HK$1.50
Terms & conditions

Calculation assumptions

  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Source did not include full programme terms in the supplied files.
  • Limit: unlimited.
  • Limit applies to: cash rebate
  • Applies to all eligible spending, subject to the conditions.
  • Terms and conditions apply. Footnote 1 refers readers to Spending Rewards; eligible transactions and rebate details are not stated in this HTML.
  • The page says the virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or ATM-related services.

ICBC Visa Platinum Virtual Card 1.5% cash rebate

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: cash rebate · Period: not stated · Type: unlimited
  • Percentage note: Source did not include full programme terms in the supplied files.
  • Terms and conditions apply. Footnote 1 refers readers to Spending Rewards; eligible transactions and rebate details are not stated in this HTML.
  • The page says the virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or ATM-related services.

Open source offer ↗

Other offers
Other
ICBC Visa Platinum Virtual Card simplified application（優惠值未列明）
Conditions applyLifestyle
——

This benefit does not apply to a purchase. • Customer: Existing customer • Application, registration or activation required. See conditions. • Applies to selected existing ICBC (Asia) customers: existing credit card customers, existing Auto-Payroll Service customers, or existing customers with total assets of HK$20,000 or above. • New customers must apply through Mobile Banking App, scan a Hong Kong identity card, complete facial recognition and the form, and upload income and address proof. Non-selected customers must provide income and address proof.

  • Eligibility: Audience: all · Customer status: existing
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • Applies to selected existing ICBC (Asia) customers: existing credit card customers, existing Auto-Payroll Service customers, or existing customers with total assets of HK$20,000 or above.
  • New customers must apply through Mobile Banking App, scan a Hong Kong identity card, complete facial recognition and the form, and upload income and address proof. Non-selected customers must provide income and address proof.

Open source offer ↗

Other
ICBC Visa Platinum Virtual Card ready for use（優惠值未列明）
Conditions applyLifestyle
——

This benefit does not apply to a purchase. • Application, registration or activation required. See conditions. • Use is available after the card application is approved.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • Use is available after the card application is approved.

Open source offer ↗

Other
ICBC Visa Platinum Virtual Card dynamic-password payment（優惠值未列明）
Lifestyle
——

This benefit does not apply to a purchase. •

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated

Open source offer ↗

Other
ICBC Visa Platinum Virtual Card online shopping（優惠值未列明）
Lifestyle
——

This benefit does not apply to a purchase. • The page states that the virtual card can pay for online shopping.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • The page states that the virtual card can pay for online shopping.

Open source offer ↗

Other
ICBC Visa Platinum Virtual Card Apple Pay convenience（優惠值未列明）
Conditions applyLifestyle
——

This benefit does not apply to a purchase. • Application, registration or activation required. See conditions. • The card must be bound to Apple Pay. Payment is available on designated Apple devices at stores, apps, or websites that accept Apple Pay. • Apple Pay applies to the Visa Platinum Virtual Card. Terms and conditions apply; full terms are not present in this HTML.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • The card must be bound to Apple Pay. Payment is available on designated Apple devices at stores, apps, or websites that accept Apple Pay.
  • Apple Pay applies to the Visa Platinum Virtual Card. Terms and conditions apply; full terms are not present in this HTML.

Open source offer ↗

2020/ICBCICBC Digital Credit CardICBC Digital Credit Card1.5%HK$1.50
ICBC Digital Credit Card
20ICBC

ICBC Digital Credit Card

Conditions apply

HK$1.501.5%
Other
ICBC Credit Card / Dual Currency Credit Card Virtual Card 1.5% cash rebate
HK$1.501.5%
Conditions applyCashback
Calculation
Total savingHK$1.50
  • ICBC Credit Card / Dual Currency Credit Card Virtual Card 1.5% cash rebate: HK$1.50
Terms & conditions

Calculation assumptions

  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Limit: unlimited.
  • Limit applies to: cash rebate
  • Application, registration or activation required. See conditions.
  • Applies to all eligible spending, subject to the conditions.
  • The source says terms and conditions apply and directs readers to Spending Rewards for details. Eligible transaction types and the rebate calculation period are not stated on this page.
  • The virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or services related to automated teller machines.

ICBC Credit Card / Dual Currency Credit Card Virtual Card 1.5% cash rebate

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: cash rebate · Period: not stated · Type: unlimited
  • Application or registration is required.
  • The source says terms and conditions apply and directs readers to Spending Rewards for details. Eligible transaction types and the rebate calculation period are not stated on this page.
  • The virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or services related to automated teller machines.

Open source offer ↗

Other offers
Other
ICBC Virtual Card simplified application（優惠值未列明）
Conditions applyLifestyle
——

This benefit does not apply to a purchase. • Customer: Existing customer • Limit applies to: card application service • Application, registration or activation required. See conditions. • Selected customers can apply through the ICBC (Asia) website, online banking, WeChat Official Account, or Mobile Banking App. New customers can apply through Mobile Banking App. • Selected customers are existing ICBC (Asia) credit card customers, existing Auto-Payroll Service customers, or existing customers with total assets of HK$20,000 or above. Selected customers do not need to submit income and address proof again. Non-selected customers need income and address proof. New customers must scan a Hong Kong identity card, complete facial recognition and the application form, and upload income and address proof.

  • Eligibility: Audience: all · Customer status: existing
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: card application service · Period: not stated · Type: not stated
  • Application or registration is required.
  • Selected customers can apply through the ICBC (Asia) website, online banking, WeChat Official Account, or Mobile Banking App. New customers can apply through Mobile Banking App.
  • Selected customers are existing ICBC (Asia) credit card customers, existing Auto-Payroll Service customers, or existing customers with total assets of HK$20,000 or above. Selected customers do not need to submit income and address proof again. Non-selected customers need income and address proof. New customers must scan a Hong Kong identity card, complete facial recognition and the application form, and upload income and address proof.

Open source offer ↗

Other
ICBC Virtual Card ready for use（優惠值未列明）
Conditions applyLifestyle
——

This benefit does not apply to a purchase. • Limit applies to: virtual card access • Application, registration or activation required. See conditions. • The card is ready to use upon approval. The page also describes viewing or activating the virtual card in Mobile Banking App or online banking after customer identity verification.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: virtual card access · Period: not stated · Type: not stated
  • Application or registration is required.
  • The card is ready to use upon approval. The page also describes viewing or activating the virtual card in Mobile Banking App or online banking after customer identity verification.

Open source offer ↗

Other
ICBC Virtual Card dynamic-password payments（優惠值未列明）
Conditions applyLifestyle
——

This benefit does not apply to a purchase. • Limit applies to: dynamic-password payment feature • Application, registration or activation required. See conditions.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: dynamic password payment feature · Period: not stated · Type: not stated
  • Application or registration is required.

Open source offer ↗

Online shopping
ICBC Virtual Card cardless online shopping（優惠值未列明）
Conditions applyLifestyle
——

This benefit does not apply to a purchase. • Limit applies to: cardless online shopping feature • Application, registration or activation required. See conditions. • The page states that customers can use the virtual card for online shopping.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: cardless online shopping feature · Period: not stated · Type: not stated
  • Application or registration is required.
  • The page states that customers can use the virtual card for online shopping.

Open source offer ↗

Apple Pay
ICBC Visa and UnionPay Virtual Cards support Apple Pay（優惠值未列明）
Conditions applyLifestyle
——

This benefit does not apply to a purchase. • Limit applies to: Apple Pay card feature • Application, registration or activation required. See conditions. • Apple Pay is applicable only to ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card and ICBC Credit Card - Visa Platinum Virtual Card. • The card must be bound to Apple Pay. It can be used on designated Apple devices at stores, apps, and websites that accept Apple Pay. The page says separate terms apply; the linked terms are not in this source package.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: Apple Pay card feature · Period: not stated · Type: not stated
  • Application or registration is required.
  • Apple Pay is applicable only to ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card and ICBC Credit Card - Visa Platinum Virtual Card.
  • The card must be bound to Apple Pay. It can be used on designated Apple devices at stores, apps, and websites that accept Apple Pay. The page says separate terms apply; the linked terms are not in this source package.

Open source offer ↗

2121/ICBCICBC Digital Dual Currency Credit CardICBC Digital Dual Currency Credit Card1.5%HK$1.50
ICBC Digital Dual Currency Credit Card
21ICBC

ICBC Digital Dual Currency Credit Card

Conditions apply

HK$1.501.5%
Other
ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card 1.5% Cash Rebate
HK$1.501.5%
Conditions applyCashback
Calculation
Total savingHK$1.50
  • ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card 1.5% Cash Rebate: HK$1.50
Terms & conditions

Calculation assumptions

  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Limit: unlimited.
  • Limit applies to: cash rebate
  • Application, registration or activation required. See conditions.
  • Applies to all eligible spending, subject to the conditions.
  • Apply for the virtual card; it is ready to use after approval.
  • Selected ICBC (Asia) customers can apply through the website, online banking, WeChat Official Account, or Mobile Banking App. New customers apply through the Mobile Banking App.
  • The virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or ATM-related services.
  • Terms and conditions apply. Detailed cash rebate conditions are referred to Spending Rewards and are not present in this HTML.
  • Eligible spending rules are not stated in this HTML.

ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card 1.5% Cash Rebate

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: cash rebate · Period: not stated · Type: unlimited
  • Application or registration is required.
  • Apply for the virtual card; it is ready to use after approval.
  • Selected ICBC (Asia) customers can apply through the website, online banking, WeChat Official Account, or Mobile Banking App. New customers apply through the Mobile Banking App.
  • The virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or ATM-related services.
  • Terms and conditions apply. Detailed cash rebate conditions are referred to Spending Rewards and are not present in this HTML.
  • Eligible spending rules are not stated in this HTML.

Open source offer ↗

2222/ICBCICBC Dual Currency Credit Card UnionPay Platinum Virtual CardICBC Dual Currency Credit Card UnionPay Platinum Virtual Card1.5%HK$1.50
ICBC Dual Currency Credit Card UnionPay Platinum Virtual Card
22ICBC

ICBC Dual Currency Credit Card UnionPay Platinum Virtual Card

Conditions apply

HK$1.501.5%
Other
ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card 1.5% cash rebate
HK$1.501.5%
Cashback
Calculation
Total savingHK$1.50
  • ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card 1.5% cash rebate: HK$1.50
Terms & conditions

Calculation assumptions

  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Limit: unlimited.
  • Limit applies to: cash rebate
  • Applies to all eligible spending, subject to the conditions.
  • The rebate details are referred to the linked Spending Rewards page; those details are not in the retained HTML.
  • The virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or ATM-related services.

ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card 1.5% cash rebate

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: cash rebate · Period: not stated · Type: unlimited
  • The rebate details are referred to the linked Spending Rewards page; those details are not in the retained HTML.
  • The virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or ATM-related services.
Other offers
Other
ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card ready to use upon approval（優惠值未列明）
Conditions applyLifestyle
——

This benefit does not apply to a purchase. • Limit applies to: card readiness • Application, registration or activation required. See conditions. • The card is ready to use after application approval. • Selected customers can apply through the website, online banking, WeChat Official Account, or mobile app. Other customers can apply through the mobile app. • Selected customers do not need to resubmit income and address proof. New customers must scan a Hong Kong identity card, complete facial recognition and the application form, and upload income and address proof. • Selected customers are existing ICBC (Asia) credit card customers, existing ICBC (Asia) Auto-Payroll Service customers, or existing customers with total assets of HK$20,000 or above in ICBC (Asia); non-selected customers must provide income and address proof.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: card readiness · Period: not stated · Type: not stated
  • Application or registration is required.
  • The card is ready to use after application approval.
  • Selected customers can apply through the website, online banking, WeChat Official Account, or mobile app. Other customers can apply through the mobile app.
  • Selected customers do not need to resubmit income and address proof. New customers must scan a Hong Kong identity card, complete facial recognition and the application form, and upload income and address proof.
  • Selected customers are existing ICBC (Asia) credit card customers, existing ICBC (Asia) Auto-Payroll Service customers, or existing customers with total assets of HK$20,000 or above in ICBC (Asia); non-selected customers must provide income and address proof.
Other
ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card dynamic-password payments（優惠值未列明）
Lifestyle
——

This benefit does not apply to a purchase. • Limit applies to: dynamic-password payment feature

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: dynamic password payment feature · Period: not stated · Type: not stated
Other
ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card shared credit limit up to HK$30,000
Financing
——

This benefit does not apply to a purchase. • Limit applies to: credit limit • The maximum shared credit limit is among Hong Kong Dollar and Renminbi.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: credit limit · Period: not stated · Type: not stated
  • The maximum shared credit limit is among Hong Kong Dollar and Renminbi.
Other
ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card cardless online and Apple Pay payments（優惠值未列明）
Conditions applyLifestyle
——

This benefit does not apply to a purchase. • Limit applies to: cardless payment service • Application, registration or activation required. See conditions. • Apple Pay applies to the UnionPay Platinum Virtual Card and Visa Platinum Virtual Card. • Apple Pay use requires binding the card and is limited to designated Apple devices and stores, apps, or websites that accept Apple Pay. • The virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or ATM-related services.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: cardless payment service · Period: not stated · Type: not stated
  • Application or registration is required.
  • Apple Pay applies to the UnionPay Platinum Virtual Card and Visa Platinum Virtual Card.
  • Apple Pay use requires binding the card and is limited to designated Apple devices and stores, apps, or websites that accept Apple Pay.
  • The virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or ATM-related services.
2323/ICBCICBC Greater Bay Area Dual Currency Credit Card UnionPay DiamondICBC Greater Bay Area Dual Currency Credit Card UnionPay Diamond1.5%HK$1.50
ICBC Greater Bay Area Dual Currency Credit Card UnionPay Diamond
23ICBC

ICBC Greater Bay Area Dual Currency Credit Card UnionPay Diamond

Conditions apply

HK$1.501.5%
Other
ICBC Greater Bay Area Dual Currency UnionPay Diamond Card local and overseas spending 1.5% cash rebate
HK$1.501.5%
Cashback
Calculation
Total savingHK$1.50
  • ICBC Greater Bay Area Dual Currency UnionPay Diamond Card local and overseas spending 1.5% cash rebate: HK$1.50
Terms & conditions

Calculation assumptions

  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Limit: unlimited.
  • Limit applies to: Cash rebate on local or overseas card spending
  • Applies to all eligible spending, subject to the conditions.
  • The cardholder can choose cash rebate as the spending reward. The source states a general 0.5% rebate and a 3X Diamond Card reward equivalent to a 1.5% cash rebate.
  • Local or overseas card spending is eligible. HKD and RMB spending are combined for accumulated transactions; RMB 1 is calculated as HKD 1. Rebate is calculated monthly and credited to the HKD account.

ICBC Greater Bay Area Dual Currency UnionPay Diamond Card local and overseas spending 1.5% cash rebate

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: Cash rebate on local or overseas card spending · Period: not stated · Type: unlimited
  • The cardholder can choose cash rebate as the spending reward. The source states a general 0.5% rebate and a 3X Diamond Card reward equivalent to a 1.5% cash rebate.
  • Local or overseas card spending is eligible. HKD and RMB spending are combined for accumulated transactions; RMB 1 is calculated as HKD 1. Rebate is calculated monthly and credited to the HKD account.

Open source offer ↗

Other offers
Other
ICBC Greater Bay Area Dual Currency UnionPay Diamond Card spending earns 3X bonus points
Points
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • Limit: unlimited. • Limit applies to: 3X bonus-point reward on local or overseas card spending • Applies to all eligible spending, subject to the conditions. • This is the alternative to the 1.5% cash rebate. The source does not state the points programme name or the cash value of points. • The reward applies to local or overseas card spending without a stated limit.

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: 3X bonus point reward on local or overseas card spending · Period: not stated · Type: unlimited
  • This is the alternative to the 1.5% cash rebate. The source does not state the points programme name or the cash value of points.
  • The reward applies to local or overseas card spending without a stated limit.

Open source offer ↗

Loans and installments
ICBC Greater Bay Area Dual Currency UnionPay Diamond Card spending instalment plan at 0.235% monthly flat rate, 12-month option
Conditions applyFinancing
——

No comparable purchase saving is specified for this benefit type. • Limit applies to: No cap or limit is stated. • Application, registration or activation required. See conditions. • Applies to all eligible spending, subject to the conditions. • Monthly flat rate is 0.235%. The source states an APR of 5.29% for this repayment tenor. APR calculations use a HK$10,000 installment amount; the page gives 12-month APR as 5.29%, 24-month APR as 5.46%, and 36-month APR as 5.48%. • No documents are required. The source lists an application hotline and states that the Bank may apportion installment payments between interest and principal.

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: No cap or limit is stated. · Period: not stated · Type: not stated
  • Application or registration is required.
  • Monthly flat rate is 0.235%. The source states an APR of 5.29% for this repayment tenor. APR calculations use a HK$10,000 installment amount; the page gives 12-month APR as 5.29%, 24-month APR as 5.46%, and 36-month APR as 5.48%.
  • No documents are required. The source lists an application hotline and states that the Bank may apportion installment payments between interest and principal.

Open source offer ↗

Loans and installments
ICBC Greater Bay Area Dual Currency UnionPay Diamond Card spending instalment plan at 0.235% monthly flat rate, 24-month option
Conditions applyFinancing
——

No comparable purchase saving is specified for this benefit type. • Limit applies to: No cap or limit is stated. • Application, registration or activation required. See conditions. • Applies to all eligible spending, subject to the conditions. • Monthly flat rate is 0.235%. The source states an APR of 5.46% for this repayment tenor. APR calculations use a HK$10,000 installment amount; the page gives 12-month APR as 5.29%, 24-month APR as 5.46%, and 36-month APR as 5.48%. • No documents are required. The source lists an application hotline and states that the Bank may apportion installment payments between interest and principal.

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: No cap or limit is stated. · Period: not stated · Type: not stated
  • Application or registration is required.
  • Monthly flat rate is 0.235%. The source states an APR of 5.46% for this repayment tenor. APR calculations use a HK$10,000 installment amount; the page gives 12-month APR as 5.29%, 24-month APR as 5.46%, and 36-month APR as 5.48%.
  • No documents are required. The source lists an application hotline and states that the Bank may apportion installment payments between interest and principal.

Open source offer ↗

Loans and installments
ICBC Greater Bay Area Dual Currency UnionPay Diamond Card spending instalment plan at 0.235% monthly flat rate, 36-month option
Conditions applyFinancing
——

No comparable purchase saving is specified for this benefit type. • Limit applies to: No cap or limit is stated. • Application, registration or activation required. See conditions. • Applies to all eligible spending, subject to the conditions. • Monthly flat rate is 0.235%. The source states an APR of 5.48% for this repayment tenor. APR calculations use a HK$10,000 installment amount; the page gives 12-month APR as 5.29%, 24-month APR as 5.46%, and 36-month APR as 5.48%. • No documents are required. The source lists an application hotline and states that the Bank may apportion installment payments between interest and principal.

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: No cap or limit is stated. · Period: not stated · Type: not stated
  • Application or registration is required.
  • Monthly flat rate is 0.235%. The source states an APR of 5.48% for this repayment tenor. APR calculations use a HK$10,000 installment amount; the page gives 12-month APR as 5.29%, 24-month APR as 5.46%, and 36-month APR as 5.48%.
  • No documents are required. The source lists an application hotline and states that the Bank may apportion installment payments between interest and principal.

Open source offer ↗

Transport
ICBC Greater Bay Area Dual Currency UnionPay Diamond Card designated transport payment and travel convenience（優惠值未列明）
Travel
——

This benefit does not apply to a purchase. • Limit applies to: No cap or limit is stated. • The card supports payment at designated Hong Kong taxis, Hong Kong-Zhuhai-Macau Bridge fares, Chu Kong Passenger Transport, Eternal East Cross-Border Coach, China Train 12306, Guangzhou and Shenzhen Metro gates, Shenzhen Metro Line 4 self-service ticket vending machines, Shenzhen taxis, and Guangzhou public buses. • The source states payment and travel convenience but gives no monetary value, discount, or access limit.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: No cap or limit is stated. · Period: not stated · Type: not stated
  • The card supports payment at designated Hong Kong taxis, Hong Kong-Zhuhai-Macau Bridge fares, Chu Kong Passenger Transport, Eternal East Cross-Border Coach, China Train 12306, Guangzhou and Shenzhen Metro gates, Shenzhen Metro Line 4 self-service ticket vending machines, Shenzhen taxis, and Guangzhou public buses.
  • The source states payment and travel convenience but gives no monetary value, discount, or access limit.

Open source offer ↗

Overseas spending
ICBC Greater Bay Area Dual Currency UnionPay Diamond Card foreign-exchange handling-fee waiver（優惠值未列明）
Fee Waiver
——

Category or merchant does not match. • Limit applies to: No cap or limit is stated. • Eligible categories: 海外簽賬, 中國內地簽賬 • The card has HKD and RMB accounts. The source states a waiver of foreign-exchange fees for spending in CNY and foreign currencies, and a handling-fee waiver for overseas spending. The fee amount or percentage is not stated.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 海外簽賬 / 中國內地簽賬 · Type: category
  • Benefit limit: Applies to: No cap or limit is stated. · Period: not stated · Type: not stated
  • The card has HKD and RMB accounts. The source states a waiver of foreign-exchange fees for spending in CNY and foreign currencies, and a handling-fee waiver for overseas spending. The fee amount or percentage is not stated.

Open source offer ↗

Other
ICBC Greater Bay Area Dual Currency UnionPay Diamond Card QR-code payment via UnionPay App（優惠值未列明）
Conditions applyOther
——

This benefit does not apply to a purchase. • Limit applies to: No cap or limit is stated. • Application, registration or activation required. See conditions. • The cardholder must download the UnionPay App and bind the ICBC Greater Bay Area Dual Currency Card. The page mentions other Hong Kong, Macau, and cross-border privileges but does not list them.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: No cap or limit is stated. · Period: not stated · Type: not stated
  • Application or registration is required.
  • The cardholder must download the UnionPay App and bind the ICBC Greater Bay Area Dual Currency Card. The page mentions other Hong Kong, Macau, and cross-border privileges but does not list them.

Open source offer ↗

Other
ICBC Greater Bay Area Dual Currency UnionPay Diamond Card UnionPay global discounts（優惠值未列明）
Discount
——

Merchant eligibility cannot be established from the incomplete source list. • Limit applies to: No cap or limit is stated. • Eligible categories: 其他 • The page directs cardholders to UnionPay's cross-border marketing platform for global discounts and lists Mainland China, Hong Kong, Macau, Taiwan, Japan, Korea, Southeast Asia, Europe, and the United States. The retained page does not state the discount values, merchants, or detailed eligibility.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 其他 · Type: category
  • Benefit limit: Applies to: No cap or limit is stated. · Period: not stated · Type: not stated
  • The complete list of eligible merchants is not available.
  • The page directs cardholders to UnionPay's cross-border marketing platform for global discounts and lists Mainland China, Hong Kong, Macau, Taiwan, Japan, Korea, Southeast Asia, Europe, and the United States. The retained page does not state the discount values, merchants, or detailed eligibility.

Open source offer ↗

Other
ICBC Greater Bay Area Dual Currency UnionPay Diamond Card mobile-payment spending in Mainland China or overseas up to 5% extra cash rebate
Conditions applyCashbackMinimum spending: HK$1,000.00Cap: HK$200.00 · per month
——

Merchant eligibility cannot be established from the incomplete source list. • Limit: 200 HKD · Per Month • Limit applies to: Additional promotional cash rebate per customer • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 1000 • Eligibility: Phase Spend Min: 4000 • Eligible categories: 中國內地簽賬, 海外簽賬 • The card must be bound to Apple Pay, ICBC Pay, or UnionPay App. An individual transaction must reach RMB/HK$1,000 or equivalent, and monthly accumulated eligible spending must reach RMB/HK$4,000 or equivalent. • The promotion page headline combines the additional up-to-5% offer with a generic basic reward of up to 2%. The target-card page states a 1.5% basic cash rebate for this Diamond Card; the 2% basic rate is not confirmed for this card. • Eligible transactions are RMB or foreign-currency retail spending at merchants in Mainland China or overseas regions, excluding Hong Kong and corporate cards. Exclusions include cash advances, transfers and repayments, e-wallet reloads/transfers, donations, gambling, supermarkets, fuel, transport, property, motor vehicles, wholesale, hospitals, and tuition in China. Other exclusions and the Bank's transaction classification rules also apply. • The per-customer promotional cap is HK$200 per month and HK$600 for the full promotion. The promotion fund is capped at HK$400,000 and availability is limited by quota. • Spending is based on transaction date and must post no later than seven days after the promotion period. Principal and supplementary card spending is combined by customer. The card account must remain valid and have no arrears when rebate is credited. Rebate is credited to the principal cardholder's HKD account by the end of February 2027. • RMB spending is counted at HK$1 for RMB1; overseas spending is converted using the HKD amount posted by the Bank. This offer cannot be combined with other Bank promotions or offers. The Bank may deduct rewards for ineligible transactions, change or suspend the offer, and disqualify fraud. The page also includes standard dispute and system-failure terms. • The campaign page states that no handling fees are required for spending in Mainland China or overseas, but it does not define the fee or clarify whether this statement is limited to the promotion period.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 中國內地簽賬 / 海外簽賬 · Type: category
  • Minimum requirement: Period: per transaction · Spend: HK$1,000.00
  • Requirements: Period spend ≥: HK$4,000.00
  • Benefit limit: Amount: 200 · Applies to: Additional promotional cash rebate per customer · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Application or registration is required.
  • The complete list of eligible merchants is not available.
  • The card must be bound to Apple Pay, ICBC Pay, or UnionPay App. An individual transaction must reach RMB/HK$1,000 or equivalent, and monthly accumulated eligible spending must reach RMB/HK$4,000 or equivalent.
  • The promotion page headline combines the additional up-to-5% offer with a generic basic reward of up to 2%. The target-card page states a 1.5% basic cash rebate for this Diamond Card; the 2% basic rate is not confirmed for this card.
  • Eligible transactions are RMB or foreign-currency retail spending at merchants in Mainland China or overseas regions, excluding Hong Kong and corporate cards. Exclusions include cash advances, transfers and repayments, e-wallet reloads/transfers, donations, gambling, supermarkets, fuel, transport, property, motor vehicles, wholesale, hospitals, and tuition in China. Other exclusions and the Bank's transaction classification rules also apply.
  • The per-customer promotional cap is HK$200 per month and HK$600 for the full promotion. The promotion fund is capped at HK$400,000 and availability is limited by quota.
  • Spending is based on transaction date and must post no later than seven days after the promotion period. Principal and supplementary card spending is combined by customer. The card account must remain valid and have no arrears when rebate is credited. Rebate is credited to the principal cardholder's HKD account by the end of February 2027.
  • RMB spending is counted at HK$1 for RMB1; overseas spending is converted using the HKD amount posted by the Bank. This offer cannot be combined with other Bank promotions or offers. The Bank may deduct rewards for ineligible transactions, change or suspend the offer, and disqualify fraud. The page also includes standard dispute and system-failure terms.
  • The campaign page states that no handling fees are required for spending in Mainland China or overseas, but it does not define the fee or clarify whether this statement is limited to the promotion period.

Open source offer ↗

2424/ICBCICBC Horoscope Credit Card Visa SignatureICBC Horoscope Credit Card Visa Signature1.5%HK$1.50
ICBC Horoscope Credit Card Visa Signature
24ICBC

ICBC Horoscope Credit Card Visa Signature

Conditions apply

HK$1.501.5%
Other
現金回贈：1.5% cash rebate
HK$1.501.5%
Cashback
Calculation
Total savingHK$1.50
  • 現金回贈：1.5% cash rebate: HK$1.50
Terms & conditions

Calculation assumptions

  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • The source states a 1.5% cash rebate for the ICBC Horoscope Credit Card - Visa Signature Card. HKD and RMB spending are combined for accumulated transaction-amount calculation; RMB¥1 is calculated as HK$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement.
  • Limit: unlimited.
  • Applies to all eligible spending, subject to the conditions.
  • The offer applies to the ICBC Horoscope Credit Card - Visa Signature Card; the same page also identifies a separate UnionPay Diamond variant with the same rate.
  • HKD and RMB spending are combined for accumulated transaction-amount calculation, and RMB¥1 spending is calculated as HK$1.
  • The rebate is calculated automatically each month, credited to the HKD account, and shown on the statement.
  • The page states without upper limit and Unlimited Cash Rebate. Terms and conditions apply.
  • The local HTML directs the reader to the Spending Rewards page for details; that linked page is not used as evidence in this run.

現金回贈：1.5% cash rebate

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: unlimited
  • Percentage note: The source states a 1.5% cash rebate for the ICBC Horoscope Credit Card Visa Signature Card. HKD and RMB spending are combined for accumulated transaction amount calculation; RMB¥1 is calculated as HK$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement.
  • The offer applies to the ICBC Horoscope Credit Card - Visa Signature Card; the same page also identifies a separate UnionPay Diamond variant with the same rate.
  • HKD and RMB spending are combined for accumulated transaction-amount calculation, and RMB¥1 spending is calculated as HK$1.
  • The rebate is calculated automatically each month, credited to the HKD account, and shown on the statement.
  • The page states without upper limit and Unlimited Cash Rebate. Terms and conditions apply.
  • The local HTML directs the reader to the Spending Rewards page for details; that linked page is not used as evidence in this run.
Other offers
Other
卡片優惠：Choice of horoscope cardface design when applying
Conditions applyOther
——

This benefit does not apply to a purchase. • This is a card design feature, not a percentage reward. • Application, registration or activation required. See conditions. • The customer can select a preferred horoscope cardface design when applying for the card. • If the customer gives no indication, the Bank assigns the horoscope cardface design according to the date of birth. • The page lists the twelve horoscope signs and their date ranges for the cardface designs.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: This is a card design feature, not a percentage reward.
  • Application or registration is required.
  • The customer can select a preferred horoscope cardface design when applying for the card.
  • If the customer gives no indication, the Bank assigns the horoscope cardface design according to the date of birth.
  • The page lists the twelve horoscope signs and their date ranges for the cardface designs.
Other
分期優惠：12-, 24- or 36-month Credit Card Spending Installment Plan at a 0.235% monthly flat rate
Conditions applyFinancing
——

The source calendar restrictions cannot be confirmed for this date. • The source states a financing flat rate and APR, not a spending reward percentage. • Application, registration or activation required. See conditions. • The source states that no documents are required for the credit-card spending installment plan. • The cardholder can choose a 12-, 24- or 36-month installment plan. • The monthly flat rate is 0.235%. • APR is 5.29% based on a HK$10,000 spending-installment amount, a 0.235% monthly flat rate and a 12-month repayment tenor; APR for 24- and 36-month tenors is 5.46% and 5.48% respectively. • APR is calculated under the guidelines in the Code of Banking Practice. • The Bank may apportion each installment payment between interest and principal at its discretion. • APR is a reference rate that includes the basic interest rate and other fees and charges of the product. • Terms and conditions and relevant fees and charges apply; the page directs the customer to the Bank website or hotline for details. • Application hotline: 2533 8686. Office hours are Monday to Friday, 10am to 6pm, except public holidays; after selecting a language, press 9 to speak to a representative.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states a financing flat rate and APR, not a spending reward percentage.
  • Application or registration is required.
  • The source states that no documents are required for the credit-card spending installment plan.
  • The cardholder can choose a 12-, 24- or 36-month installment plan.
  • The monthly flat rate is 0.235%.
  • APR is 5.29% based on a HK$10,000 spending-installment amount, a 0.235% monthly flat rate and a 12-month repayment tenor; APR for 24- and 36-month tenors is 5.46% and 5.48% respectively.
  • APR is calculated under the guidelines in the Code of Banking Practice.
  • The Bank may apportion each installment payment between interest and principal at its discretion.
  • APR is a reference rate that includes the basic interest rate and other fees and charges of the product.
  • Terms and conditions and relevant fees and charges apply; the page directs the customer to the Bank website or hotline for details.
  • Application hotline: 2533 8686. Office hours are Monday to Friday, 10am to 6pm, except public holidays; after selecting a language, press 9 to speak to a representative.
Insurance
保險：Personal Accident Insurance up to US$500,000 per insured person
TravelCap: 500,000 currency · not stated
——

This benefit does not apply to a purchase. • This is an insurance coverage benefit, not a percentage reward. • Limit: 500000 USD • Limit applies to: Personal accident insurance limit per insured person • The benefit applies to eligible cardholders holding the ICBC Horoscope Credit Card - Visa Signature Card, subject to the group insurance terms and policy terms. • The page describes cover for accidental death, permanent disablement, loss of limb, loss of sight, loss of speech, and loss of hearing during a journey on public conveyance. • AXA underwrites the group insurance contract and ICBC (Asia) is the policyholder; claims and disputes are referred to AXA. • The page states that the coverage scope, exclusions, indemnity limits, and compensation are subject to the detailed group insurance policy. • Eligible persons are designated corporate card, World Mastercard, or personal Visa Signature cardholders of ICBC (Asia) who are aged 18 to 85 inclusive. • The covered event is accidental injury or death while riding as a passenger, boarding, alighting from, or being struck by a licensed air, land, or water public conveyance; the cardholder must not be the pilot or crew member. • For an air trip, the stated cover also includes the specified direct journey to an airport, the airport or cruise terminal, and the direct journey from the airport after alighting until the next destination. • A travel-package public-conveyance ticket is covered when at least 50% of the travel-package fare is charged to the designated card. • The condition requires at least 50% of the public-conveyance fare to be charged to the designated card. There is no cover when the fare is paid through the card account's built-in Octopus Automatic Add Value Service. • The limit of indemnity is USD500,000 per insured person. The fact sheet lists the compensation scale for accidental death, permanent disablement, loss of sight, loss of limbs, loss of speech or hearing, and other stated permanent disabilities. • The fact sheet is a brief outline and is subject to the AXA policy terms, conditions, and exclusions. The local policy includes a free worldwide 24-hour AXA Assistance hotline with medical advice or referral, evacuation, repatriation, hospital-admission, and travel-assistance services; related expenses are subject to the policy terms.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 500000 · Applies to: Personal accident insurance limit per insured person · Currency: USD · Period: not stated · Type: limited · Unit: currency
  • Percentage note: This is an insurance coverage benefit, not a percentage reward.
  • The benefit applies to eligible cardholders holding the ICBC Horoscope Credit Card - Visa Signature Card, subject to the group insurance terms and policy terms.
  • The page describes cover for accidental death, permanent disablement, loss of limb, loss of sight, loss of speech, and loss of hearing during a journey on public conveyance.
  • AXA underwrites the group insurance contract and ICBC (Asia) is the policyholder; claims and disputes are referred to AXA.
  • The page states that the coverage scope, exclusions, indemnity limits, and compensation are subject to the detailed group insurance policy.
  • Eligible persons are designated corporate card, World Mastercard, or personal Visa Signature cardholders of ICBC (Asia) who are aged 18 to 85 inclusive.
  • The covered event is accidental injury or death while riding as a passenger, boarding, alighting from, or being struck by a licensed air, land, or water public conveyance; the cardholder must not be the pilot or crew member.
  • For an air trip, the stated cover also includes the specified direct journey to an airport, the airport or cruise terminal, and the direct journey from the airport after alighting until the next destination.
  • A travel-package public-conveyance ticket is covered when at least 50% of the travel-package fare is charged to the designated card.
  • The condition requires at least 50% of the public-conveyance fare to be charged to the designated card. There is no cover when the fare is paid through the card account's built-in Octopus Automatic Add Value Service.
  • The limit of indemnity is USD500,000 per insured person. The fact sheet lists the compensation scale for accidental death, permanent disablement, loss of sight, loss of limbs, loss of speech or hearing, and other stated permanent disabilities.
  • The fact sheet is a brief outline and is subject to the AXA policy terms, conditions, and exclusions. The local policy includes a free worldwide 24-hour AXA Assistance hotline with medical advice or referral, evacuation, repatriation, hospital-admission, and travel-assistance services; related expenses are subject to the policy terms.
  • Personal Accident Benefit insurance period: 2026-06-24 – 2027-06-23
Other
卡片優惠：Visa Contactless Payment by tapping the card
Other
——

This benefit does not apply to a purchase. • This is a card payment feature, not a percentage reward. • The cardholder can tap and pay with the ICBC Horoscope Credit Card - Visa Signature Card on a terminal that supports contactless payment. • The local source describes the feature as fast and convenient and does not state a transaction amount limit or other numeric cap.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: This is a card payment feature, not a percentage reward.
  • The cardholder can tap and pay with the ICBC Horoscope Credit Card - Visa Signature Card on a terminal that supports contactless payment.
  • The local source describes the feature as fast and convenient and does not state a transaction amount limit or other numeric cap.
2525/ICBCICBC Horoscope Dual Currency Credit Card UnionPay DiamondICBC Horoscope Dual Currency Credit Card UnionPay Diamond1.5%HK$1.50
ICBC Horoscope Dual Currency Credit Card UnionPay Diamond
25ICBC

ICBC Horoscope Dual Currency Credit Card UnionPay Diamond

Conditions apply

HK$1.501.5%
Other
現金回贈：1.5% cash rebate
HK$1.501.5%
Cashback
Calculation
Total savingHK$1.50
  • 現金回贈：1.5% cash rebate: HK$1.50
Terms & conditions

Calculation assumptions

  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • The source states a 1.5% cash rebate for the ICBC Horoscope Dual Currency Credit Card - UnionPay Diamond Card. HKD and RMB spending are combined for accumulated transaction-amount calculation; RMB¥1 is calculated as HK$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement.
  • Limit: unlimited.
  • Applies to all eligible spending, subject to the conditions.
  • The offer applies to the ICBC Horoscope Dual Currency Credit Card - UnionPay Diamond Card; the same page also identifies separate Visa Signature and UnionPay Platinum variants.
  • HKD and RMB spending are combined for accumulated transaction-amount calculation, and RMB¥1 spending is calculated as HK$1.
  • The rebate is calculated automatically each month, credited to the HKD account, and shown on the statement.
  • The page states without upper limit and Unlimited Cash Rebate. Terms and conditions apply.
  • The page separately states that local spending with the UnionPay Platinum Card earns 1%; that statement does not apply to the UnionPay Diamond Card.
  • The local HTML directs the reader to the Spending Rewards page for details; that linked page is not used as evidence in this run.

現金回贈：1.5% cash rebate

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: unlimited
  • Percentage note: The source states a 1.5% cash rebate for the ICBC Horoscope Dual Currency Credit Card UnionPay Diamond Card. HKD and RMB spending are combined for accumulated transaction amount calculation; RMB¥1 is calculated as HK$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement.
  • The offer applies to the ICBC Horoscope Dual Currency Credit Card - UnionPay Diamond Card; the same page also identifies separate Visa Signature and UnionPay Platinum variants.
  • HKD and RMB spending are combined for accumulated transaction-amount calculation, and RMB¥1 spending is calculated as HK$1.
  • The rebate is calculated automatically each month, credited to the HKD account, and shown on the statement.
  • The page states without upper limit and Unlimited Cash Rebate. Terms and conditions apply.
  • The page separately states that local spending with the UnionPay Platinum Card earns 1%; that statement does not apply to the UnionPay Diamond Card.
  • The local HTML directs the reader to the Spending Rewards page for details; that linked page is not used as evidence in this run.
Other offers
Other
卡片優惠：Choice of horoscope cardface design when applying
Conditions applyOther
——

This benefit does not apply to a purchase. • This is a card design feature, not a percentage reward. • Application, registration or activation required. See conditions. • The customer can select a preferred horoscope cardface design when applying for the card. • If the customer gives no indication, the Bank assigns the horoscope cardface design according to the date of birth. • The page lists the twelve horoscope signs and their date ranges for the cardface designs.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: This is a card design feature, not a percentage reward.
  • Application or registration is required.
  • The customer can select a preferred horoscope cardface design when applying for the card.
  • If the customer gives no indication, the Bank assigns the horoscope cardface design according to the date of birth.
  • The page lists the twelve horoscope signs and their date ranges for the cardface designs.
Other
分期優惠：12-, 24- or 36-month Credit Card Spending Installment Plan at a 0.235% monthly flat rate
Conditions applyFinancing
——

The source calendar restrictions cannot be confirmed for this date. • The source states a financing flat rate and APR, not a spending reward percentage. • Application, registration or activation required. See conditions. • The source states that no documents are required for the credit-card spending installment plan. • The cardholder can choose a 12-, 24- or 36-month installment plan. • The monthly flat rate is 0.235%. • APR is 5.29% based on a HK$10,000 spending-installment amount, a 0.235% monthly flat rate and a 12-month repayment tenor; APR for 24- and 36-month tenors is 5.46% and 5.48% respectively. • APR is calculated under the guidelines in the Code of Banking Practice. • The Bank may apportion each installment payment between interest and principal at its discretion. • APR is a reference rate that includes the basic interest rate and other fees and charges of the product. • Terms and conditions and relevant fees and charges apply; the page directs the customer to the Bank website or hotline for details. • Application hotline: 2533 8686. Office hours are Monday to Friday, 10am to 6pm, except public holidays; after selecting a language, press 9 to speak to a representative.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states a financing flat rate and APR, not a spending reward percentage.
  • Application or registration is required.
  • The source states that no documents are required for the credit-card spending installment plan.
  • The cardholder can choose a 12-, 24- or 36-month installment plan.
  • The monthly flat rate is 0.235%.
  • APR is 5.29% based on a HK$10,000 spending-installment amount, a 0.235% monthly flat rate and a 12-month repayment tenor; APR for 24- and 36-month tenors is 5.46% and 5.48% respectively.
  • APR is calculated under the guidelines in the Code of Banking Practice.
  • The Bank may apportion each installment payment between interest and principal at its discretion.
  • APR is a reference rate that includes the basic interest rate and other fees and charges of the product.
  • Terms and conditions and relevant fees and charges apply; the page directs the customer to the Bank website or hotline for details.
  • Application hotline: 2533 8686. Office hours are Monday to Friday, 10am to 6pm, except public holidays; after selecting a language, press 9 to speak to a representative.
Other
卡片優惠：Payment and travel convenience across the Greater Bay Area
Lifestyle
——

This benefit does not apply to a purchase. • Non-spending payment and travel convenience feature; no numeric rate is stated. • The benefit appears under ICBC Horoscope Dual Currency Credit Card Offers and applies to the UnionPay Diamond Card. • Cardholders can enjoy a hassle-free journey across the Greater Bay Area through a series of convenient payment services with the card. • The named services are designated Hong Kong taxis, the Hong Kong-Zhuhai-Macau Bridge cross-bridge fare, Chu Kong Passenger Transport, Eternal East Cross-Border Coach, China Train 12306, Guangzhou and Shenzhen Metro gates, Shenzhen Metro Line 4 self-service ticket vending machine, Shenzhen taxis and Guangzhou public buses. • The source states payment convenience only; it does not state a discount, rebate, cap or travel-insurance benefit.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Non spending payment and travel convenience feature; no numeric rate is stated.
  • The benefit appears under ICBC Horoscope Dual Currency Credit Card Offers and applies to the UnionPay Diamond Card.
  • Cardholders can enjoy a hassle-free journey across the Greater Bay Area through a series of convenient payment services with the card.
  • The named services are designated Hong Kong taxis, the Hong Kong-Zhuhai-Macau Bridge cross-bridge fare, Chu Kong Passenger Transport, Eternal East Cross-Border Coach, China Train 12306, Guangzhou and Shenzhen Metro gates, Shenzhen Metro Line 4 self-service ticket vending machine, Shenzhen taxis and Guangzhou public buses.
  • The source states payment convenience only; it does not state a discount, rebate, cap or travel-insurance benefit.
Other
卡片優惠：HKD and RMB accounts in one card
Other
——

This benefit does not apply to a purchase. • Non-spending dual-currency card feature; no numeric rate is stated. • The card has both HKD and RMB accounts in one card. • Cardholders can spend with the local currency across Mainland China and Hong Kong. • This is a card feature, not a transaction reward.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Non spending dual currency card feature; no numeric rate is stated.
  • The card has both HKD and RMB accounts in one card.
  • Cardholders can spend with the local currency across Mainland China and Hong Kong.
  • This is a card feature, not a transaction reward.
Mobile payments
手機支付：UnionPay App binding for Hong Kong, Macao and cross-border privileges
Conditions applyLifestyleunionpay app
——

This benefit does not apply to a purchase. • Non-spending mobile-payment feature; no numeric rate is stated. • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: unionpay-app • The cardholder must download the UnionPay App with a mobile phone and bind it with the ICBC Dual Currency Credit Card - UnionPay Diamond Card. • The source states access to numerous Hong Kong, Macao and cross-border privileges but gives no specific privilege rate or cap; linked UnionPay details are not used as evidence.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Requirements: Pay with: unionpay app
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Non spending mobile payment feature; no numeric rate is stated.
  • Application or registration is required.
  • The cardholder must download the UnionPay App with a mobile phone and bind it with the ICBC Dual Currency Credit Card - UnionPay Diamond Card.
  • The source states access to numerous Hong Kong, Macao and cross-border privileges but gives no specific privilege rate or cap; linked UnionPay details are not used as evidence.
2626/ICBCICBC Sup Dual Currency Credit Card UnionPay DiamondICBC Sup Dual Currency Credit Card UnionPay Diamond1.5%HK$1.50
ICBC Sup Dual Currency Credit Card UnionPay Diamond
26ICBC

ICBC Sup Dual Currency Credit Card UnionPay Diamond

Conditions apply

HK$1.501.5%
Other
現金回贈：1.5% cash rebate
HK$1.501.5%
Cashback
Calculation
Total savingHK$1.50
  • 現金回贈：1.5% cash rebate: HK$1.50
Terms & conditions

Calculation assumptions

  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • The source states a 1.5% cash rebate. No calculation was used.
  • Limit: unlimited.
  • Applies to all eligible spending, subject to the conditions.
  • The Spending Reward table assigns a 1.5% cash rebate to the ICBC SUP Dual Currency Credit Card - UnionPay Diamond Card for every dollar spent in HKD or RMB on local and overseas spending.
  • HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
  • The rebate is calculated monthly, credited to the HKD account and shown on the statement. The source states that the spending reward is without limit.
  • The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
  • The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
  • Unposted, cancelled, refunded or unauthorised transactions are not eligible.

現金回贈：1.5% cash rebate

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: unlimited
  • Percentage note: The source states a 1.5% cash rebate. No calculation was used.
  • The Spending Reward table assigns a 1.5% cash rebate to the ICBC SUP Dual Currency Credit Card - UnionPay Diamond Card for every dollar spent in HKD or RMB on local and overseas spending.
  • HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
  • The rebate is calculated monthly, credited to the HKD account and shown on the statement. The source states that the spending reward is without limit.
  • The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
  • The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
  • Unposted, cancelled, refunded or unauthorised transactions are not eligible.
Other offers
Other
禮品優惠：HK$300 SUP Retail eVoucher
Conditions applyGiftMinimum spending: HK$3,000.00
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • This is a fixed voucher reward with no percentage denominator. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 3000 • Applies to all eligible spending, subject to the conditions. • New customers who successfully apply for the ICBC SUP Credit Card or Dual Currency Credit Card and meet the designated spending requirement are eligible. • Spend HK$/RMB 3,000 on purchases or cash advances within the first 2 months of new card issuance to receive the HK$300 SUP Retail eVoucher. • Each applicant may receive only one application gift, card activation gift and/or welcome offer for the first ICBC Credit Card, regardless of the number of successful applications. • The offer is first-come-first-served and subject to available stock.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$3,000.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: This is a fixed voucher reward with no percentage denominator.
  • Application or registration is required.
  • New customers who successfully apply for the ICBC SUP Credit Card or Dual Currency Credit Card and meet the designated spending requirement are eligible.
  • Spend HK$/RMB 3,000 on purchases or cash advances within the first 2 months of new card issuance to receive the HK$300 SUP Retail eVoucher.
  • Each applicant may receive only one application gift, card activation gift and/or welcome offer for the first ICBC Credit Card, regardless of the number of successful applications.
  • The offer is first-come-first-served and subject to available stock.
Books and stationery
書店／文具：15% off
Conditions applyDiscountCap: 1 transactions · per day
——

Merchant eligibility cannot be established from the incomplete source list. • Source-stated 15% discount. • Limit: 1 transactions · Per Day • Limit applies to: One use of the SUP spending privilege per cardholder per day • Application, registration or activation required. See conditions. • Eligible categories: 書店／文具 • From 2026-04-01 to 2028-03-31, inclusive, the ICBC SUP Dual Currency Credit Card - UnionPay Diamond Card receives 15% off General Books published by SUP at SUP book shops, including Joint Publishing, Chung Hwa Book Co. and The Commercial Press. • Each cardholder may use the SUP spending privilege once per day. • The source footnote lists restrictions and eligible item classes, including non-book products, sale and yellow-tag products, magazines, textbooks, reference books, academic publications, supplementary exercises, designated professional law books, Jin Yong novels, multimedia products, book vouchers, gift cards, workshop or event registration fees, designated-partner merchandise, café F&B items, Afterword Lounge admission fees, plastic shopping-bag levy payments, One Book Club activation cards and specified products. • The privileges are provided by SUP and are subject to its terms. The source gives named shop examples but not a complete local merchant list.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 書店／文具 · Type: category
  • Benefit limit: Amount: 1 · Applies to: One use of the SUP spending privilege per cardholder per day · Period: per day · Type: limited · Unit: transactions
  • Percentage note: Source stated 15% discount.
  • Application or registration is required.
  • The complete list of eligible merchants is not available.
  • From 2026-04-01 to 2028-03-31, inclusive, the ICBC SUP Dual Currency Credit Card - UnionPay Diamond Card receives 15% off General Books published by SUP at SUP book shops, including Joint Publishing, Chung Hwa Book Co. and The Commercial Press.
  • Each cardholder may use the SUP spending privilege once per day.
  • The source footnote lists restrictions and eligible item classes, including non-book products, sale and yellow-tag products, magazines, textbooks, reference books, academic publications, supplementary exercises, designated professional law books, Jin Yong novels, multimedia products, book vouchers, gift cards, workshop or event registration fees, designated-partner merchandise, café F&B items, Afterword Lounge admission fees, plastic shopping-bag levy payments, One Book Club activation cards and specified products.
  • The privileges are provided by SUP and are subject to its terms. The source gives named shop examples but not a complete local merchant list.
  • SUP Spending and Year-round dining offers: 2026-04-01 – 2028-03-31
Local dining
本地餐飲：30% off
DiscountCap: 1 transactions · per day
——

Merchant eligibility cannot be established from the incomplete source list. • Source-stated 30% discount. • Limit: 1 transactions · Per Day • Limit applies to: One use of the SUP dining privilege per cardholder per day • Eligible categories: 本地餐飲 • From 2026-04-01 to 2028-03-31, inclusive, the ICBC SUP Dual Currency Credit Card - UnionPay Diamond Card receives 30% off the SUP year-round dining offer at SUP book shops, including Joint Publishing, Chung Hwa Book Co. and The Commercial Press. • The offer applies to regular-price a la carte dine-in or takeaway dining orders. • The offer does not apply to fixed meals, set menus, other non-dine-in or takeaway consignment items, dining services operated by Pacific Coffee, or government plastic bags and related environmental charges. • Each cardholder may use the privilege once per day. The privileges are provided by SUP and are subject to its terms; the source gives named shop examples but not a complete local merchant list.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 本地餐飲 · Type: category
  • Benefit limit: Amount: 1 · Applies to: One use of the SUP dining privilege per cardholder per day · Period: per day · Type: limited · Unit: transactions
  • Percentage note: Source stated 30% discount.
  • The complete list of eligible merchants is not available.
  • From 2026-04-01 to 2028-03-31, inclusive, the ICBC SUP Dual Currency Credit Card - UnionPay Diamond Card receives 30% off the SUP year-round dining offer at SUP book shops, including Joint Publishing, Chung Hwa Book Co. and The Commercial Press.
  • The offer applies to regular-price a la carte dine-in or takeaway dining orders.
  • The offer does not apply to fixed meals, set menus, other non-dine-in or takeaway consignment items, dining services operated by Pacific Coffee, or government plastic bags and related environmental charges.
  • Each cardholder may use the privilege once per day. The privileges are provided by SUP and are subject to its terms; the source gives named shop examples but not a complete local merchant list.
  • SUP Spending and Year-round dining offers: 2026-04-01 – 2028-03-31
Other
折扣優惠：HK$30 discount
Discountphysical cardCap: 1 transactions · per day
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • This is a fixed discount; the source does not state a fixed comparison price for calculation. • Limit: 1 transactions · Per Day • Limit applies to: One selected instant discount per cardholder per day • Eligibility: Payment Methods: physical-card • Applies to all eligible spending, subject to the conditions. • From 2026-04-01 to 2027-03-31, inclusive, physical-card holders may select only one of the two instant-discount choices. • Each cardholder may use the selected discount at most once per day. The source does not state that the two choices can be combined. • The offers are subject to the source terms and conditions and available stock.

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Requirements: Pay with: physical card
  • Benefit limit: Amount: 1 · Applies to: One selected instant discount per cardholder per day · Period: per day · Type: limited · Unit: transactions
  • Percentage note: This is a fixed discount; the source does not state a fixed comparison price for calculation.
  • From 2026-04-01 to 2027-03-31, inclusive, physical-card holders may select only one of the two instant-discount choices.
  • Each cardholder may use the selected discount at most once per day. The source does not state that the two choices can be combined.
  • The offers are subject to the source terms and conditions and available stock.
  • Instant Discount Offer: 2026-04-01 – 2027-03-31
Other
折扣優惠：HK$100 discount on a purchase up to HK$2,000
Discountphysical cardCap: 1 transactions · per day
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • This is a fixed discount; the source does not state a fixed comparison price for calculation. • Limit: 1 transactions · Per Day • Limit applies to: One selected instant discount per cardholder per day • Eligibility: Payment Methods: physical-card • Applies to all eligible spending, subject to the conditions. • From 2026-04-01 to 2027-03-31, inclusive, physical-card holders may select only one of the two instant-discount choices. • Each cardholder may use the selected discount at most once per day. The source does not state that the two choices can be combined. • The offers are subject to the source terms and conditions and available stock.

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Requirements: Pay with: physical card
  • Benefit limit: Amount: 1 · Applies to: One selected instant discount per cardholder per day · Period: per day · Type: limited · Unit: transactions
  • Percentage note: This is a fixed discount; the source does not state a fixed comparison price for calculation.
  • From 2026-04-01 to 2027-03-31, inclusive, physical-card holders may select only one of the two instant-discount choices.
  • Each cardholder may use the selected discount at most once per day. The source does not state that the two choices can be combined.
  • The offers are subject to the source terms and conditions and available stock.
  • Instant Discount Offer: 2026-04-01 – 2027-03-31
Tuition and courses
學費／課程：2.5% extra free credit-card spending limit (Rebate Offer)
Cashbackmobile banking / online bankingMinimum spending: HK$1,000.00Cap: HK$500.00 · promotion total
——

The offer is not confirmed active on the snapshot date. • The source states 2.5%; no calculation was used. • Limit: 500 HKD · Promotion Total • Limit applies to: Rebate Offer across both phases; maximum HK$250 in each phase • Eligibility: Payment Methods: mobile-banking; online-banking; Phase Spend Min: 1000 • Eligible categories: 學費／課程 • The promotion runs from 2026-04-01 to 2027-03-31, inclusive, and is divided into Phase 1 (2026-04-01 to 2026-09-30) and Phase 2 (2026-10-01 to 2027-03-31). • The cardholder must be an ICBC SUP Credit Card or Dual Currency Credit Card principal cardholder and pay HK$1,000 or more of designated-school tuition through ICBC Mobile Banking or Online Banking. • A designated school is a school whose tuition can be paid through the Bill Payment function of ICBC Mobile Banking or ICBC Online Banking. • The source calls the benefit an extra 2.5% free credit-card spending limit and the formal terms call it a Rebate Offer credited to the card account. • The maximum Rebate Offer is HK$250 in each phase and HK$500 across both phases. Phase 1 crediting is in November 2026 and Phase 2 crediting is in May 2027. • The offer is limited to 1,000 principal cardholders on a first-come-first-served basis and is subject to available quota. Fraudulent or abusive transactions can disqualify the cardholder, and the Bank may change or terminate the promotion.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 學費／課程 · Type: category
  • Requirements: Pay with: mobile banking / online banking · Period spend ≥: HK$1,000.00
  • Benefit limit: Amount: 500 · Applies to: Rebate Offer across both phases; maximum HK$250 in each phase · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: The source states 2.5%; no calculation was used.
  • The promotion runs from 2026-04-01 to 2027-03-31, inclusive, and is divided into Phase 1 (2026-04-01 to 2026-09-30) and Phase 2 (2026-10-01 to 2027-03-31).
  • The cardholder must be an ICBC SUP Credit Card or Dual Currency Credit Card principal cardholder and pay HK$1,000 or more of designated-school tuition through ICBC Mobile Banking or Online Banking.
  • A designated school is a school whose tuition can be paid through the Bill Payment function of ICBC Mobile Banking or ICBC Online Banking.
  • The source calls the benefit an extra 2.5% free credit-card spending limit and the formal terms call it a Rebate Offer credited to the card account.
  • The maximum Rebate Offer is HK$250 in each phase and HK$500 across both phases. Phase 1 crediting is in November 2026 and Phase 2 crediting is in May 2027.
  • The offer is limited to 1,000 principal cardholders on a first-come-first-served basis and is subject to available quota. Fraudulent or abusive transactions can disqualify the cardholder, and the Bank may change or terminate the promotion.
  • Tuition promotion Phase 1: 2026-04-01 – 2026-09-30
  • Tuition promotion Phase 2: 2026-10-01 – 2027-03-31
Travel
旅遊：Exclusive courtesy VIP lounge access
Travel
——

This benefit does not apply to a purchase. • The source provides a service heading without a numeric percentage. • The ICBC (Asia) Credit Card page lists exclusive courtesy VIP lounges as an ICBC SUP Dual Currency Credit Card benefit heading. • The local page links to a separate shopping and dining promotion page; detailed lounge eligibility is not included in the local source.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source provides a service heading without a numeric percentage.
  • The ICBC (Asia) Credit Card page lists exclusive courtesy VIP lounges as an ICBC SUP Dual Currency Credit Card benefit heading.
  • The local page links to a separate shopping and dining promotion page; detailed lounge eligibility is not included in the local source.
Other
分期優惠：Credit Card Spending Installment Plan at a 0.235% monthly flat rate
Conditions applyFinancing
——

The source calendar restrictions cannot be confirmed for this date. • The source states financing rates and repayment tenors, not a spending-reward percentage. • Application, registration or activation required. See conditions. • No documents are required for the Credit Card Spending Installment Plan. • The cardholder can choose a 12-, 24- or 36-month installment plan. • The monthly flat rate is 0.235%. APR is 5.29% for a 12-month tenor based on a HK$10,000 installment amount; APR for 24- and 36-month tenors is 5.46% and 5.48% respectively. • APR is calculated under the Code of Banking Practice. The Bank may apportion each installment payment between interest and principal at its discretion. • APR is a reference rate that includes the basic interest rate and other fees and charges. Terms and conditions and relevant fees and charges apply. • Application hotline: 2533 8686. Office hours are Monday to Friday, 10am to 6pm, except public holidays; after the language option is selected, press 9 to speak to a representative.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states financing rates and repayment tenors, not a spending reward percentage.
  • Application or registration is required.
  • No documents are required for the Credit Card Spending Installment Plan.
  • The cardholder can choose a 12-, 24- or 36-month installment plan.
  • The monthly flat rate is 0.235%. APR is 5.29% for a 12-month tenor based on a HK$10,000 installment amount; APR for 24- and 36-month tenors is 5.46% and 5.48% respectively.
  • APR is calculated under the Code of Banking Practice. The Bank may apportion each installment payment between interest and principal at its discretion.
  • APR is a reference rate that includes the basic interest rate and other fees and charges. Terms and conditions and relevant fees and charges apply.
  • Application hotline: 2533 8686. Office hours are Monday to Friday, 10am to 6pm, except public holidays; after the language option is selected, press 9 to speak to a representative.
Other
卡片優惠：Payment and travel convenience in the Greater Bay Area
Lifestyle
——

This benefit does not apply to a purchase. • The source lists participating transport and payment channels without a numeric percentage. • The source lists designated Hong Kong taxis, Hong Kong-Zhuhai-Macau Bridge fare, Chu Kong Passenger Transport, Eternal East Cross-Border Coach, China Train 12306, Guangzhou and Shenzhen Metro gates, Shenzhen Metro Line 4 self-service ticket machines, Shenzhen taxis and Guangzhou public buses.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source lists participating transport and payment channels without a numeric percentage.
  • The source lists designated Hong Kong taxis, Hong Kong-Zhuhai-Macau Bridge fare, Chu Kong Passenger Transport, Eternal East Cross-Border Coach, China Train 12306, Guangzhou and Shenzhen Metro gates, Shenzhen Metro Line 4 self-service ticket machines, Shenzhen taxis and Guangzhou public buses.
Other
卡片優惠：HKD and RMB accounts with local-currency spending in Mainland China and Hong Kong
Other
——

This benefit does not apply to a purchase. • The source describes account and currency handling without a numeric percentage. • The card has HKD and RMB accounts. Local-currency spending in Mainland China and Hong Kong is settled from the corresponding account, and the source states that foreign-exchange fees are waived for spending in CNY and foreign currencies.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source describes account and currency handling without a numeric percentage.
  • The card has HKD and RMB accounts. Local-currency spending in Mainland China and Hong Kong is settled from the corresponding account, and the source states that foreign-exchange fees are waived for spending in CNY and foreign currencies.
Mobile payments
手機支付：Bind the card with the UnionPay App for Hong Kong, Macau and cross-border privileges
Conditions applyLifestyleunionpay app
——

This benefit does not apply to a purchase. • The source describes an app-binding feature without a numeric percentage. • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: unionpay-app • Download the UnionPay App and bind it with the ICBC Dual Currency Credit Card to access Hong Kong, Macau and cross-border privileges. The source does not enumerate the linked QR-code privileges.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Requirements: Pay with: unionpay app
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source describes an app binding feature without a numeric percentage.
  • Application or registration is required.
  • Download the UnionPay App and bind it with the ICBC Dual Currency Credit Card to access Hong Kong, Macau and cross-border privileges. The source does not enumerate the linked QR-code privileges.
Overseas spending
海外簽賬：Waiver of overseas handling fees and extra exchange-fluctuation charges
Fee Waiver
——

Category or merchant does not match. • The source states a fee waiver but provides no percentage. • Eligible categories: 海外簽賬 • When spending overseas with the ICBC SUP Dual Currency Credit Card, the cardholder can receive a handling-fee waiver and exemption from extra charges caused by exchange fluctuation. The source does not state a monetary limit.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states a fee waiver but provides no percentage.
  • When spending overseas with the ICBC SUP Dual Currency Credit Card, the cardholder can receive a handling-fee waiver and exemption from extra charges caused by exchange fluctuation. The source does not state a monetary limit.
2727/CNCBICNCBI Jewel World MastercardCNCBI Jewel World Mastercard1.5%HK$1.50
CNCBI Jewel World Mastercard
27CNCBI

CNCBI Jewel World Mastercard

Conditions apply

HK$1.501.5%
Other
Jewel World Mastercard 1.1% extra cash rebate on eligible retail spending
HK$1.101.1%
Conditions applyCashbackCap: HK$1,000.00 · per month
CapHK$1.10 / HK$1,000.00
Other
Jewel World Mastercard 0.4% basic cash rebate on eligible retail spending
HK$0.400.4%
Cashback
Calculation
Total savingHK$1.50
  • Jewel World Mastercard 1.1% extra cash rebate on eligible retail spending: HK$1.10
  • Jewel World Mastercard 0.4% basic cash rebate on eligible retail spending: HK$0.40
Terms & conditions

Calculation assumptions

  • Assumes the full reward limit is still available. 1.1% extra cash rebate per Eligible Account
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • No reward limit is stated. Confirm any limits before purchase.
  • Limit: 1000 HKD · Per Month
  • Limit applies to: 1.1% extra cash rebate per Eligible Account
  • Application, registration or activation required. See conditions.
  • Applies to all eligible spending, subject to the conditions.
  • To qualify, the cardmember must register a PAYROLLplus Account and arrange monthly salary payments by Automated Payroll Payments into that account.
  • The 1.1% extra rebate is counted for a month only when salary of at least HK$12,000 is successfully paid into the PAYROLLplus Account.
  • The monthly maximum is HK$1,000 per Eligible Account, based on transaction dates shown on the monthly card statement.
  • The 1.5% headline combines this 1.1% extra rebate with the 0.4% basic rebate; it is not a separate reward.
  • Eligible retail transactions must be posted. The source includes retail purchases, cash advances, and retail transactions made by mail or phone order.
  • Further program terms are linked but are not included in the retained source.
  • Limit applies to: basic cash rebate
  • The 1.5% headline combines the 0.4% basic rebate and a conditional 1.1% extra rebate; it is not a separate reward.
  • The monthly maximum for the basic rebate is stated as the member's approved credit limit multiplied by the applicable rebate percentage, currently 0.4%; the retained source does not give a fixed amount.
  • If the Bank treats a transaction as ineligible, it may debit an amount equal to the 1.5% cash rebate.

Jewel World Mastercard 1.1% extra cash rebate on eligible retail spending

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Amount: 1000 · Applies to: 1.1% extra cash rebate per Eligible Account · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Application or registration is required.
  • To qualify, the cardmember must register a PAYROLLplus Account and arrange monthly salary payments by Automated Payroll Payments into that account.
  • The 1.1% extra rebate is counted for a month only when salary of at least HK$12,000 is successfully paid into the PAYROLLplus Account.
  • The monthly maximum is HK$1,000 per Eligible Account, based on transaction dates shown on the monthly card statement.
  • The 1.5% headline combines this 1.1% extra rebate with the 0.4% basic rebate; it is not a separate reward.
  • Eligible retail transactions must be posted. The source includes retail purchases, cash advances, and retail transactions made by mail or phone order.
  • Further program terms are linked but are not included in the retained source.
  • extra cash rebate promotion period: Now – 2026-12-31

Jewel World Mastercard 0.4% basic cash rebate on eligible retail spending

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: basic cash rebate · Period: not stated · Type: not stated
  • The 1.5% headline combines the 0.4% basic rebate and a conditional 1.1% extra rebate; it is not a separate reward.
  • The monthly maximum for the basic rebate is stated as the member's approved credit limit multiplied by the applicable rebate percentage, currently 0.4%; the retained source does not give a fixed amount.
  • Eligible retail transactions must be posted. The source includes retail purchases, cash advances, and retail transactions made by mail or phone order.
  • If the Bank treats a transaction as ineligible, it may debit an amount equal to the 1.5% cash rebate.
  • Further program terms are linked but are not included in the retained source.
  • cash rebate promotion period: Now – 2026-12-31
Other offers
Dining
Jewel World Mastercard dining offers at a wide range of restaurants（優惠值未列明）
Lifestyle
——

No comparable purchase saving is specified for this benefit type. • The retained page does not state a benefit amount or percentage. • Limit applies to: dining offers • Eligible categories: 餐飲 • The page describes dining offers at a wide range of restaurants, including LUBUDS Group brands. • Offer values, participating restaurants, eligibility, and dates are not stated on the retained page. • The page links to Mastercard terms; the linked page was not used as evidence.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 餐飲 · Type: category
  • Benefit limit: Applies to: dining offers · Period: not stated · Type: not stated
  • Percentage note: The retained page does not state a benefit amount or percentage.
  • The page describes dining offers at a wide range of restaurants, including LUBUDS Group brands.
  • Offer values, participating restaurants, eligibility, and dates are not stated on the retained page.
  • The page links to Mastercard terms; the linked page was not used as evidence.
Travel
Jewel World Mastercard travel insurance with up to US$100,000 coverage per trip
Conditions applyTravel
——

This benefit does not apply to a purchase. • The source states a coverage amount, not a percentage reward. • Limit applies to: insurance coverage • Application, registration or activation required. See conditions. • The page states coverage up to US$100,000 per trip for cardholders and up to 50% coverage for family members. • The cardmember must pay the full cost of common-carrier tickets with an eligible card and complete benefit registration before the trip begins. • The stated protection is overseas medical coverage. • AIG Asia Pacific Insurance Pte Ltd provides the service. Coverage scope, exclusions, limits, and compensation depend on the insurance policy. • The Bank states that it is not the insurance service provider and is not responsible for the insurance service.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: insurance coverage · Period: not stated · Type: not stated
  • Percentage note: The source states a coverage amount, not a percentage reward.
  • Application or registration is required.
  • The page states coverage up to US$100,000 per trip for cardholders and up to 50% coverage for family members.
  • The cardmember must pay the full cost of common-carrier tickets with an eligible card and complete benefit registration before the trip begins.
  • The stated protection is overseas medical coverage.
  • AIG Asia Pacific Insurance Pte Ltd provides the service. Coverage scope, exclusions, limits, and compensation depend on the insurance policy.
  • The Bank states that it is not the insurance service provider and is not responsible for the insurance service.
  • travel insurance offer: Now – 2026-12-31
Transport
Jewel World Mastercard airport limousine service at HK$350 per one-way ride
Conditions applyPromotional PriceCap: 2 uses · promotion total
——

This benefit does not apply to a purchase. • The source states a preferential price but gives no comparison price. • Limit: 2 uses · Promotion Total • Limit applies to: preferential-price one-way airport limousine service • Application, registration or activation required. See conditions. • Only a CITICfirst client who is a CNCBI Jewel World Mastercard cardmember can use the offer. • The cardmember can use the HK$350 one-way service twice. • Reservations are required at least 3 working days in advance and can be made up to 90 days in advance. • The service must be used by 31 December 2026. Monthly quotas apply on a first-come, first-served basis while places last. • The cardmember must send a booking request to the service provider by email or telephone.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 2 · Applies to: preferential price one way airport limousine service · Period: promotion total · Type: limited · Unit: uses
  • Percentage note: The source states a preferential price but gives no comparison price.
  • Application or registration is required.
  • Only a CITICfirst client who is a CNCBI Jewel World Mastercard cardmember can use the offer.
  • The cardmember can use the HK$350 one-way service twice.
  • Reservations are required at least 3 working days in advance and can be made up to 90 days in advance.
  • The service must be used by 31 December 2026. Monthly quotas apply on a first-come, first-served basis while places last.
  • The cardmember must send a booking request to the service provider by email or telephone.
  • airport limousine service: Now – 2026-12-31
Hotels
Jewel World Mastercard complimentary 12-month HoteLux Elite membership
Travel
——

This benefit does not apply to a purchase. • The source states a membership duration, not a percentage reward. • Limit applies to: HoteLux Elite membership • The page says the membership includes 1,000 HoteLux points, complimentary breakfast, room upgrade, early check-in, late check-out, and up to US$200 in hotel dining and spa credits. • Room upgrade, early check-in, and late check-out are subject to availability. • The page says Mastercard terms apply; linked terms were not used as evidence.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: HoteLux Elite membership · Period: not stated · Type: not stated
  • Percentage note: The source states a membership duration, not a percentage reward.
  • The page says the membership includes 1,000 HoteLux points, complimentary breakfast, room upgrade, early check-in, late check-out, and up to US$200 in hotel dining and spa credits.
  • Room upgrade, early check-in, and late check-out are subject to availability.
  • The page says Mastercard terms apply; linked terms were not used as evidence.
Hotels
One free night at participating luxury hotels with Jewel World Mastercard
Discount
——

Merchant eligibility cannot be established from the incomplete source list. • The source states one free night, not a percentage or cash amount. • Limit applies to: participating luxury hotel offer • Eligible categories: 酒店 • The page says the offer includes one free night and other offers at participating luxury hotels. • The participating hotel list, eligibility details, redemption rules, and dates are not stated on the retained page. • The offer is provided by Mastercard and is subject to related terms.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 酒店 · Type: category
  • Benefit limit: Applies to: participating luxury hotel offer · Period: not stated · Type: not stated
  • Percentage note: The source states one free night, not a percentage or cash amount.
  • The complete list of eligible merchants is not available.
  • The page says the offer includes one free night and other offers at participating luxury hotels.
  • The participating hotel list, eligibility details, redemption rules, and dates are not stated on the retained page.
  • The offer is provided by Mastercard and is subject to related terms.
Hotels
Up to 10% off a hotel stay booked through Agoda with Jewel World Mastercard
Discount
——

Category or merchant does not match. • Limit applies to: Agoda hotel stay discount • Merchants: Agoda • Eligible merchants: agoda • The page says to book a stay through Agoda to receive the discount. • The retained page does not state card-payment rules, eligible stays, a promo code, or a validity period.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: agoda · Type: merchant
  • Benefit limit: Applies to: Agoda hotel stay discount · Period: not stated · Type: not stated
  • The page says to book a stay through Agoda to receive the discount.
  • The retained page does not state card-payment rules, eligible stays, a promo code, or a validity period.
Sports and outdoors
50% off green fees at participating golf clubs with Jewel World Mastercard
Discount
——

Merchant eligibility cannot be established from the incomplete source list. • Limit applies to: green fee discount • Eligible categories: 運動及戶外 • The offer applies only to CNCBI Jewel World Mastercard cards issued in Hong Kong. • The offer is available at 48 premium golf clubs across 15 regions in Asia Pacific; the club list is not stated on the retained page. • The offer is provided by Mastercard and is subject to terms not included in the retained source.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 運動及戶外 · Type: category
  • Benefit limit: Applies to: green fee discount · Period: not stated · Type: not stated
  • The complete list of eligible merchants is not available.
  • The offer applies only to CNCBI Jewel World Mastercard cards issued in Hong Kong.
  • The offer is available at 48 premium golf clubs across 15 regions in Asia Pacific; the club list is not stated on the retained page.
  • The offer is provided by Mastercard and is subject to terms not included in the retained source.
  • green fee offer: Now – 2026-12-31
Other
Jewel World Mastercard new-cardmember HK$1,000 welcome cash rebate
Conditions applyCashbackMinimum spending: HK$10,000.00
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Threshold-equivalent calculation: HK$1,000 / HK$10,000 × 100 = 10%. The effective rate decreases when qualifying spend exceeds HK$10,000. The source states the HK$10,000 accumulated-spend condition in the first 2 months; the HK$1,000 rebate remains the benefit value. • Limit applies to: welcome cash rebate • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 10000 • Applies to all eligible spending, subject to the conditions. • New Cardmembers must successfully apply and choose this offer instead of the alternative Motion$ offer. • Eligible retail transactions must reach an accumulated HK$10,000 in the first 2 months from card issuance. • New Cardmembers are applicants who do not currently hold and have not cancelled any principal CNCBI credit card in the 12 months before the month their current principal-card application is approved. • Eligible retail transactions include local and overseas retail spending, online retail transactions, and retail transactions made by mail or phone order. • Credit card applicants must be aged 18 or above. • Application and approval times may vary; the Bank may request supporting documents.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$10,000.00
  • Benefit limit: Applies to: welcome cash rebate · Period: not stated · Type: not stated
  • Percentage note: Threshold equivalent calculation: HK$1,000 / HK$10,000 × 100 = 10%. The effective rate decreases when qualifying spend exceeds HK$10,000. The source states the HK$10,000 accumulated spend condition in the first 2 months; the HK$1,000 rebate remains the benefit value.
  • Application or registration is required.
  • New Cardmembers must successfully apply and choose this offer instead of the alternative Motion$ offer.
  • Eligible retail transactions must reach an accumulated HK$10,000 in the first 2 months from card issuance.
  • New Cardmembers are applicants who do not currently hold and have not cancelled any principal CNCBI credit card in the 12 months before the month their current principal-card application is approved.
  • Eligible retail transactions include local and overseas retail spending, online retail transactions, and retail transactions made by mail or phone order.
  • Credit card applicants must be aged 18 or above.
  • Application and approval times may vary; the Bank may request supporting documents.
  • welcome offer promotion period: Now – 2026-12-31
Other
Jewel World Mastercard new-cardmember welcome earning of M$1 per HK$1 spent
Conditions applyPointsCap: 10,000 Motion$ · promotion total
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • The source states an earning ratio of M$1 per HK$1, not a percentage or cash-equivalent rate. • Limit: 10000 Motion$ · Promotion Total • Limit applies to: Motion$ earned from eligible retail transactions in the first 2 months • Application, registration or activation required. See conditions. • Applies to all eligible spending, subject to the conditions. • The offer is an alternative to the HK$1,000 welcome cash rebate; only one of the two welcome offers can be selected. • Eligible transactions must be made in the first 2 months from card issuance. • The maximum is M$10,000, convertible to 10,000 Miles. • New Cardmembers are applicants who do not currently hold and have not cancelled any principal CNCBI credit card in the 12 months before the month their current principal-card application is approved. • Eligible retail transactions include local and overseas retail spending, online retail transactions, and retail transactions made by mail or phone order. • Motion$ reward types and redemption amounts may change; the source directs customers to inMotion for current reward details. • Credit card applicants must be aged 18 or above. • Application and approval times may vary; the Bank may request supporting documents.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Benefit limit: Amount: 10000 · Applies to: Motion$ earned from eligible retail transactions in the first 2 months · Period: promotion total · Type: limited · Unit: Motion$
  • Percentage note: The source states an earning ratio of M$1 per HK$1, not a percentage or cash equivalent rate.
  • Application or registration is required.
  • The offer is an alternative to the HK$1,000 welcome cash rebate; only one of the two welcome offers can be selected.
  • Eligible transactions must be made in the first 2 months from card issuance.
  • The maximum is M$10,000, convertible to 10,000 Miles.
  • New Cardmembers are applicants who do not currently hold and have not cancelled any principal CNCBI credit card in the 12 months before the month their current principal-card application is approved.
  • Eligible retail transactions include local and overseas retail spending, online retail transactions, and retail transactions made by mail or phone order.
  • Motion$ reward types and redemption amounts may change; the source directs customers to inMotion for current reward details.
  • Credit card applicants must be aged 18 or above.
  • Application and approval times may vary; the Bank may request supporting documents.
  • welcome offer promotion period: Now – 2026-12-31
Other
CNCBI Jewel World Mastercard perpetual annual fee waiver（優惠值未列明）
Fee Waiver
——

This benefit does not apply to a purchase. • The source states a perpetual annual fee waiver but gives no fee amount. • Limit applies to: annual fee waiver • The page describes the annual fee waiver as perpetual.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: annual fee waiver · Period: not stated · Type: not stated
  • Percentage note: The source states a perpetual annual fee waiver but gives no fee amount.
  • The page describes the annual fee waiver as perpetual.
Loans and installments
Jewel World Mastercard merchant installment plan（優惠值未列明）
Financing
——

This benefit does not apply to a purchase. • No financing amount, rate, or term is stated on the retained page. • Limit applies to: merchant installment plan • The page lists a Merchant Installment Plan as a card feature. The linked page and plan terms were not used as evidence.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: merchant installment plan · Period: not stated · Type: not stated
  • Percentage note: No financing amount, rate, or term is stated on the retained page.
  • The page lists a Merchant Installment Plan as a card feature. The linked page and plan terms were not used as evidence.
Octopus
Jewel World Mastercard Octopus Automatic Add Value Service（優惠值未列明）
Lifestyle
——

This benefit does not apply to a purchase. • The retained page names a service but states no amount or percentage benefit. • Limit applies to: Octopus Automatic Add Value Service • The page lists Octopus Automatic Add Value Service as a card feature. The linked page and service terms were not used as evidence.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: Octopus Automatic Add Value Service · Period: not stated · Type: not stated
  • Percentage note: The retained page names a service but states no amount or percentage benefit.
  • The page lists Octopus Automatic Add Value Service as a card feature. The linked page and service terms were not used as evidence.
Loans and installments
Jewel World Mastercard credit card cash-in installment program（優惠值未列明）
Financing
——

This benefit does not apply to a purchase. • No financing amount, rate, or term is stated on the retained page. • Limit applies to: cash-in installment program • The page lists a Credit Card Cash-in Installment Program as a card feature. The linked page and plan terms were not used as evidence.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: cash in installment program · Period: not stated · Type: not stated
  • Percentage note: No financing amount, rate, or term is stated on the retained page.
  • The page lists a Credit Card Cash-in Installment Program as a card feature. The linked page and plan terms were not used as evidence.
Loans and installments
Jewel World Mastercard retail purchase installment program（優惠值未列明）
Financing
——

This benefit does not apply to a purchase. • No financing amount, rate, or term is stated on the retained page. • Limit applies to: retail purchase installment program • The page lists a Card Retail Purchase Installment Program as a card feature. The linked page and plan terms were not used as evidence.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: retail purchase installment program · Period: not stated · Type: not stated
  • Percentage note: No financing amount, rate, or term is stated on the retained page.
  • The page lists a Card Retail Purchase Installment Program as a card feature. The linked page and plan terms were not used as evidence.
Apple Pay
Jewel World Mastercard mobile payment service with Apple Pay（優惠值未列明）
Lifestyle
——

This benefit does not apply to a purchase. • The retained page names a mobile payment service but states no amount or percentage benefit. • Limit applies to: Apple Pay service • The page lists Apple Pay as a mobile payment service. The linked page and service terms were not used as evidence.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: Apple Pay service · Period: not stated · Type: not stated
  • Percentage note: The retained page names a mobile payment service but states no amount or percentage benefit.
  • The page lists Apple Pay as a mobile payment service. The linked page and service terms were not used as evidence.
Google Pay
Jewel World Mastercard mobile payment service with Google Pay（優惠值未列明）
Lifestyle
——

This benefit does not apply to a purchase. • The retained page names a mobile payment service but states no amount or percentage benefit. • Limit applies to: Google Pay service • The page lists Google Pay as a mobile payment service. The linked page and service terms were not used as evidence.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: Google Pay service · Period: not stated · Type: not stated
  • Percentage note: The retained page names a mobile payment service but states no amount or percentage benefit.
  • The page lists Google Pay as a mobile payment service. The linked page and service terms were not used as evidence.
Loans and installments
Jewel World Mastercard up to 57-day interest-fee repayment period
Financing
——

This benefit does not apply to a purchase. • The source gives a repayment-period duration but no interest rate or percentage benefit. • Limit applies to: repayment period • The retained page uses the wording 'interest-fee repayment period' and gives no further terms; the exact interest treatment cannot be determined from this source.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: repayment period · Period: not stated · Type: not stated
  • Percentage note: The source gives a repayment period duration but no interest rate or percentage benefit.
  • The retained page uses the wording 'interest-fee repayment period' and gives no further terms; the exact interest treatment cannot be determined from this source.
Hotels
Complimentary 1,000 HoteLux points with Jewel World Mastercard membership
Points
——

This benefit does not apply to a purchase. • The source states a points amount, not a percentage rate. • Limit applies to: Complimentary 1,000 HoteLux points with Jewel World Mastercard membership • Included in the complimentary 12-month HoteLux Elite membership. • The retained page does not state redemption terms or a cash conversion.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: Complimentary 1,000 HoteLux points with Jewel World Mastercard membership · Period: not stated · Type: not stated
  • Percentage note: The source states a points amount, not a percentage rate.
  • Included in the complimentary 12-month HoteLux Elite membership.
  • The retained page does not state redemption terms or a cash conversion.
Hotels
Complimentary HoteLux Elite breakfast（優惠值未列明）
Travel
——

This benefit does not apply to a purchase. • The source states a hotel benefit, not a percentage rate. • Limit applies to: Complimentary HoteLux Elite breakfast（優惠值未列明） • Included in the complimentary HoteLux Elite membership. • The retained page does not state the number of breakfasts or booking conditions.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: Complimentary HoteLux Elite breakfast（優惠值未列明） · Period: not stated · Type: not stated
  • Percentage note: The source states a hotel benefit, not a percentage rate.
  • Included in the complimentary HoteLux Elite membership.
  • The retained page does not state the number of breakfasts or booking conditions.
Hotels
Complimentary HoteLux Elite room upgrade（優惠值未列明）
Travel
——

This benefit does not apply to a purchase. • The source states a hotel benefit, not a percentage rate. • Limit applies to: Complimentary HoteLux Elite room upgrade（優惠值未列明） • Included in the complimentary HoteLux Elite membership. • Room upgrades are subject to availability.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: Complimentary HoteLux Elite room upgrade（優惠值未列明） · Period: not stated · Type: not stated
  • Percentage note: The source states a hotel benefit, not a percentage rate.
  • Included in the complimentary HoteLux Elite membership.
  • Room upgrades are subject to availability.
Hotels
HoteLux Elite early check-in（優惠值未列明）
Travel
——

This benefit does not apply to a purchase. • The source states a hotel benefit, not a percentage rate. • Limit applies to: HoteLux Elite early check-in（優惠值未列明） • Included in the complimentary HoteLux Elite membership. • Early check-in is subject to availability.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: HoteLux Elite early check in（優惠值未列明） · Period: not stated · Type: not stated
  • Percentage note: The source states a hotel benefit, not a percentage rate.
  • Included in the complimentary HoteLux Elite membership.
  • Early check-in is subject to availability.
Hotels
HoteLux Elite late check-out（優惠值未列明）
Travel
——

This benefit does not apply to a purchase. • The source states a hotel benefit, not a percentage rate. • Limit applies to: HoteLux Elite late check-out（優惠值未列明） • Included in the complimentary HoteLux Elite membership. • Late check-out is subject to availability.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: HoteLux Elite late check out（優惠值未列明） · Period: not stated · Type: not stated
  • Percentage note: The source states a hotel benefit, not a percentage rate.
  • Included in the complimentary HoteLux Elite membership.
  • Late check-out is subject to availability.
Hotels
Up to US$200 in HoteLux hotel dining and spa credits
Gift
——

This benefit does not apply to a purchase. • The source states a hotel benefit, not a percentage rate. • Limit applies to: Up to US$200 in HoteLux hotel dining and spa credits • Included in the complimentary HoteLux Elite membership. • The retained page does not state redemption rules, eligible hotels, or whether the credit applies to dining, spa, or both in each booking.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: Up to US$200 in HoteLux hotel dining and spa credits · Period: not stated · Type: not stated
  • Percentage note: The source states a hotel benefit, not a percentage rate.
  • Included in the complimentary HoteLux Elite membership.
  • The retained page does not state redemption rules, eligible hotels, or whether the credit applies to dining, spa, or both in each booking.
2828/ShanghaiShanghai Commercial Bank Business Credit CardShanghai Commercial Bank Business Credit Card1.4%HK$1.40
Shanghai Commercial Bank Business Credit Card
28Shanghai

Shanghai Commercial Bank Business Credit Card

Conditions apply

HK$1.401.4%
Other
現金回贈：1% Cash Rebate
HK$1.001%
Conditions applyCashback
Other
現金回贈：HK$1 Cash Rebate for every HK$250 purchase
HK$0.400.4%
Cashback
Calculation
Total savingHK$1.40
  • 現金回贈：1% Cash Rebate: HK$1.00
  • 現金回贈：HK$1 Cash Rebate for every HK$250 purchase: HK$0.40
Terms & conditions

Calculation assumptions

  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Source-stated 1% Cash Rebate, comprising 0.4% basic Cash Rebate and 0.6% Extra Cash Rebate for eligible local spending. The terms state that the Extra Cash Rebate is subject to a monthly maximum tied to the previous statement credit limit.
  • Application, registration or activation required. See conditions.
  • Applies to all eligible spending, subject to the conditions.
  • The HTML page names Mastercard Business Credit Card; the formal terms name Mastercard Platinum Business Credit Card as the Eligible Card. The offer is kept for this Mastercard business-card variant only.
  • The offer applies to designated cardholders of the Eligible Card and new corporate accounts applied for during the Promotion Period.
  • Eligible local spending is any retail and online spending in Hong Kong Dollar transactions.
  • Eligible spending excludes outstanding balance, cash advance, balance transfer, bank-channel bill payments, credit-card charges, monthly instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transactions and top-ups, and unposted, unauthorised, cancelled, refunded, fraudulent or other bank-defined ineligible transactions.
  • Basic Cash Rebate is credited in the current monthly statement and Extra Cash Rebate in the next monthly statement.
  • The Extra Cash Rebate has a monthly maximum tied to the corresponding cash-rebate rate for the credit limit shown on the previous monthly statement, excluding temporary credit-limit increases. Spending above the monthly limit receives only the basic 0.4% Cash Rebate.
  • The card account must remain valid and in good standing during the Promotion Period and fulfilment period. Cash Rebate can only be applied against outstanding credit in the relevant account and cannot be withdrawn or transferred.
  • The Bank determines transaction eligibility from merchant codes, merchant names and transaction types defined by Mastercard or acquiring banks.
  • Cash-equivalent calculation: HK$1 cash rebate / HK$250 purchase = 0.4%. The source states a purchase-based cash-rebate conversion and no numeric cap or validity period.
  • The page identifies the product as Visa Business Credit Card and describes the card in the benefit text as Platinum Business Credit Card.
  • The source states Cash Rebate Reward Scheme as an alternative to the Bonus Point Reward Scheme.
  • The source does not state transaction exclusions, crediting timing, a cap or a validity period for this local reward.

現金回贈：1% Cash Rebate

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Source stated 1% Cash Rebate, comprising 0.4% basic Cash Rebate and 0.6% Extra Cash Rebate for eligible local spending. The terms state that the Extra Cash Rebate is subject to a monthly maximum tied to the previous statement credit limit.
  • Application or registration is required.
  • The HTML page names Mastercard Business Credit Card; the formal terms name Mastercard Platinum Business Credit Card as the Eligible Card. The offer is kept for this Mastercard business-card variant only.
  • The offer applies to designated cardholders of the Eligible Card and new corporate accounts applied for during the Promotion Period.
  • Eligible local spending is any retail and online spending in Hong Kong Dollar transactions.
  • Eligible spending excludes outstanding balance, cash advance, balance transfer, bank-channel bill payments, credit-card charges, monthly instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transactions and top-ups, and unposted, unauthorised, cancelled, refunded, fraudulent or other bank-defined ineligible transactions.
  • Basic Cash Rebate is credited in the current monthly statement and Extra Cash Rebate in the next monthly statement.
  • The Extra Cash Rebate has a monthly maximum tied to the corresponding cash-rebate rate for the credit limit shown on the previous monthly statement, excluding temporary credit-limit increases. Spending above the monthly limit receives only the basic 0.4% Cash Rebate.
  • The card account must remain valid and in good standing during the Promotion Period and fulfilment period. Cash Rebate can only be applied against outstanding credit in the relevant account and cannot be withdrawn or transferred.
  • The Bank determines transaction eligibility from merchant codes, merchant names and transaction types defined by Mastercard or acquiring banks.
  • Up to 1.2% Cash Rebate Promotion Period: 2025-02-17 – 2026-12-31

現金回贈：HK$1 Cash Rebate for every HK$250 purchase

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Cash equivalent calculation: HK$1 cash rebate / HK$250 purchase = 0.4%. The source states a purchase based cash rebate conversion and no numeric cap or validity period.
  • The page identifies the product as Visa Business Credit Card and describes the card in the benefit text as Platinum Business Credit Card.
  • The source states Cash Rebate Reward Scheme as an alternative to the Bonus Point Reward Scheme.
  • The source does not state transaction exclusions, crediting timing, a cap or a validity period for this local reward.
Other offers
Overseas spending
海外簽賬：1.2% Cash Rebate
Conditions applyCashback
——

Category or merchant does not match. • Source-stated 1.2% Cash Rebate, comprising 0.4% basic Cash Rebate and 0.8% Extra Cash Rebate for eligible overseas spending. The terms state that the Extra Cash Rebate is subject to a monthly maximum tied to the previous statement credit limit. • Application, registration or activation required. See conditions. • Eligible categories: 海外簽賬 • The HTML page names Mastercard Business Credit Card; the formal terms name Mastercard Platinum Business Credit Card as the Eligible Card. The offer is kept for this Mastercard business-card variant only. • The offer applies to designated cardholders of the Eligible Card and new corporate accounts applied for during the Promotion Period. • Eligible overseas spending is any retail and online spending in foreign-currency transactions. • Eligible spending excludes outstanding balance, cash advance, balance transfer, bank-channel bill payments, credit-card charges, monthly instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transactions and top-ups, and unposted, unauthorised, cancelled, refunded, fraudulent or other bank-defined ineligible transactions. • Basic Cash Rebate is credited in the current monthly statement and Extra Cash Rebate in the next monthly statement. • The Extra Cash Rebate has a monthly maximum tied to the corresponding cash-rebate rate for the credit limit shown on the previous monthly statement, excluding temporary credit-limit increases. Spending above the monthly limit receives only the basic 0.4% Cash Rebate. • The card account must remain valid and in good standing during the Promotion Period and fulfilment period. Cash Rebate can only be applied against outstanding credit in the relevant account and cannot be withdrawn or transferred. • The Bank determines transaction eligibility from merchant codes, merchant names and transaction types defined by Mastercard or acquiring banks.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Source stated 1.2% Cash Rebate, comprising 0.4% basic Cash Rebate and 0.8% Extra Cash Rebate for eligible overseas spending. The terms state that the Extra Cash Rebate is subject to a monthly maximum tied to the previous statement credit limit.
  • Application or registration is required.
  • The HTML page names Mastercard Business Credit Card; the formal terms name Mastercard Platinum Business Credit Card as the Eligible Card. The offer is kept for this Mastercard business-card variant only.
  • The offer applies to designated cardholders of the Eligible Card and new corporate accounts applied for during the Promotion Period.
  • Eligible overseas spending is any retail and online spending in foreign-currency transactions.
  • Eligible spending excludes outstanding balance, cash advance, balance transfer, bank-channel bill payments, credit-card charges, monthly instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transactions and top-ups, and unposted, unauthorised, cancelled, refunded, fraudulent or other bank-defined ineligible transactions.
  • Basic Cash Rebate is credited in the current monthly statement and Extra Cash Rebate in the next monthly statement.
  • The Extra Cash Rebate has a monthly maximum tied to the corresponding cash-rebate rate for the credit limit shown on the previous monthly statement, excluding temporary credit-limit increases. Spending above the monthly limit receives only the basic 0.4% Cash Rebate.
  • The card account must remain valid and in good standing during the Promotion Period and fulfilment period. Cash Rebate can only be applied against outstanding credit in the relevant account and cannot be withdrawn or transferred.
  • The Bank determines transaction eligibility from merchant codes, merchant names and transaction types defined by Mastercard or acquiring banks.
  • Up to 1.2% Cash Rebate Promotion Period: 2025-02-17 – 2026-12-31
Other
現金回贈：HK$500 Free Spending Credit
Conditions applyCashbackMinimum spending: HK$7,000.00Cap: HK$500.00 · promotion total
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Threshold-equivalent calculation: HK$500 Free Spending Credit / HK$7,000 minimum Eligible Transaction spending = 7.142857%, rounded to six decimal places. The effective rate can be lower above the threshold and the source states a fixed welcome gift. • Limit: 500 HKD · Promotion Total • Limit applies to: One Welcome Gift for each Eligible Credit Card • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 7000 • Applies to all eligible spending, subject to the conditions. • The HTML page names Mastercard Business Credit Card and states a HK$500 Free Spending Credit; the formal terms name Mastercard Platinum Business Credit Card as the Eligible Credit Card. The formal card name controls the eligibility description. • Corporate customers must successfully apply for the Eligible Credit Card during the Promotion Period. The welcome gift is only for corporate customers who did not hold any Corporate Credit Card or Business Credit Card of the Bank in the previous 12 months. • Each Eligible Credit Card can receive this welcome gift once under the promotion. The card account must be valid and in good standing during the redemption period. • Eligible Transaction means retail transactions, online purchases, and purchases or reloads of stored-value cards and e-wallets. The terms exclude cash advances, outstanding balances, balance transfers, bank-channel bill payments including tax, utilities and insurance payments, credit-card charges, unposted, unauthorised, cancelled, refunded, fraudulent and other unqualified transactions. • HK$500 Free Spending Credit is credited to the eligible HKD credit-card account within two months after the Spending Period. The credit cannot be changed after the gift choice is set; if no choice or more than one choice is given, Gift Code A0052 is assigned. • If the Cardholder cancels the Eligible Credit Card within 12 months from welcome-gift redemption, the Bank may charge an HK$600 administrative fee. • The gift is available while stock lasts, is not transferable, returnable or redeemable for cash, and is subject to supplier terms. The Bank may provide an alternative gift if the selected gift is out of stock.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$7,000.00
  • Benefit limit: Amount: 500 · Applies to: One Welcome Gift for each Eligible Credit Card · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Threshold equivalent calculation: HK$500 Free Spending Credit / HK$7,000 minimum Eligible Transaction spending = 7.142857%, rounded to six decimal places. The effective rate can be lower above the threshold and the source states a fixed welcome gift.
  • Application or registration is required.
  • The HTML page names Mastercard Business Credit Card and states a HK$500 Free Spending Credit; the formal terms name Mastercard Platinum Business Credit Card as the Eligible Credit Card. The formal card name controls the eligibility description.
  • Corporate customers must successfully apply for the Eligible Credit Card during the Promotion Period. The welcome gift is only for corporate customers who did not hold any Corporate Credit Card or Business Credit Card of the Bank in the previous 12 months.
  • Each Eligible Credit Card can receive this welcome gift once under the promotion. The card account must be valid and in good standing during the redemption period.
  • Eligible Transaction means retail transactions, online purchases, and purchases or reloads of stored-value cards and e-wallets. The terms exclude cash advances, outstanding balances, balance transfers, bank-channel bill payments including tax, utilities and insurance payments, credit-card charges, unposted, unauthorised, cancelled, refunded, fraudulent and other unqualified transactions.
  • HK$500 Free Spending Credit is credited to the eligible HKD credit-card account within two months after the Spending Period. The credit cannot be changed after the gift choice is set; if no choice or more than one choice is given, Gift Code A0052 is assigned.
  • If the Cardholder cancels the Eligible Credit Card within 12 months from welcome-gift redemption, the Bank may charge an HK$600 administrative fee.
  • The gift is available while stock lasts, is not transferable, returnable or redeemable for cash, and is subject to supplier terms. The Bank may provide an alternative gift if the selected gift is out of stock.
  • Mastercard Platinum Business Credit Card Welcome Gift Promotion Period: 2026-04-01 – 2026-12-31
Insurance
保險：HK$500 supermarket coupon
Conditions applyGiftMinimum spending: HK$5,000.00Cap: HK$500.00 · promotion total
——

Category or merchant does not match. • Fixed supermarket coupon; the source does not state a percentage of the insurance premium. • Limit: 500 HKD · Promotion Total • Limit applies to: Each eligible General Insurance Policy arranged during the Promotion Period • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 5000 • Eligible categories: 保險 • The offer applies to designated cardholders of the Mastercard Platinum Business Credit Card and new corporate accounts applied for during the Promotion Period. • A HK$500 supermarket coupon is given for a General Insurance Policy insured in the Cardholder name, arranged by the Bank during the Promotion Period, when the premium excluding levy is at least HK$5,000 and is paid with the Eligible Card. • The insurance policy is underwritten and issued by Paofoong Insurance Company (Hong Kong) Limited. The policy is a Paofoong product, not a Bank product; policy acceptance, service and policy liability remain with Paofoong. • The local source does not provide the policy coverage, exclusions or detailed premium terms. The linked policy document is not used as evidence.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 保險 · Type: category
  • Minimum requirement: Period: per transaction · Spend: HK$5,000.00
  • Benefit limit: Amount: 500 · Applies to: Each eligible General Insurance Policy arranged during the Promotion Period · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Fixed supermarket coupon; the source does not state a percentage of the insurance premium.
  • Application or registration is required.
  • The offer applies to designated cardholders of the Mastercard Platinum Business Credit Card and new corporate accounts applied for during the Promotion Period.
  • A HK$500 supermarket coupon is given for a General Insurance Policy insured in the Cardholder name, arranged by the Bank during the Promotion Period, when the premium excluding levy is at least HK$5,000 and is paid with the Eligible Card.
  • The insurance policy is underwritten and issued by Paofoong Insurance Company (Hong Kong) Limited. The policy is a Paofoong product, not a Bank product; policy acceptance, service and policy liability remain with Paofoong.
  • The local source does not provide the policy coverage, exclusions or detailed premium terms. The linked policy document is not used as evidence.
  • Selected Commercial Insurance Products Offer Promotion Period: 2025-02-17 – 2026-12-31
Insurance
保險：Free Corporate Liability
Other
——

This benefit does not apply to a purchase. • The page names a free corporate-liability benefit but gives no amount, coverage, cap, validity period or percentage. • The Mastercard Business Credit Card page lists Free Corporate Liability under Other Privileges. • The local source does not state the coverage, insurer, policy term, claim conditions or application step. Linked pages are not used as evidence.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The page names a free corporate liability benefit but gives no amount, coverage, cap, validity period or percentage.
  • The Mastercard Business Credit Card page lists Free Corporate Liability under Other Privileges.
  • The local source does not state the coverage, insurer, policy term, claim conditions or application step. Linked pages are not used as evidence.
Other
折扣優惠：Discounts on software and services for each Business Credit Card
Discount
——

This benefit does not apply to a purchase. • The page states a discount benefit but gives no rate or cap. • The page states that each Business Credit Card comes with a range of software and services discounts. • The page gives Shopify, Regus, Hubspot, Kaspersky and Priority Pass as examples and uses “etc.”; the complete list and terms are not present locally. • The external Easysavings Specials site is a link target and is not used as evidence.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The page states a discount benefit but gives no rate or cap.
  • The page states that each Business Credit Card comes with a range of software and services discounts.
  • The page gives Shopify, Regus, Hubspot, Kaspersky and Priority Pass as examples and uses “etc.”; the complete list and terms are not present locally.
  • The external Easysavings Specials site is a link target and is not used as evidence.
Other
費用豁免：Annual fee waiver
Fee Waiver
——

This benefit does not apply to a purchase. • This is a fee waiver, not a spending percentage. • The page states an annual fee waiver for the first year for the Mastercard Business Credit Card. • The page does not state a later annual-fee amount or a separate application condition for the waiver.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: This is a fee waiver, not a spending percentage.
  • The page states an annual fee waiver for the first year for the Mastercard Business Credit Card.
  • The page does not state a later annual-fee amount or a separate application condition for the waiver.
Other
積分獎賞：Bonus Point Reward Scheme for the Visa Business Credit Card（優惠值未列明）
Points
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • The page names the Bonus Point Reward Scheme but gives no points earning rate, redemption ratio, cap or percentage in the local evidence. • Applies to all eligible spending, subject to the conditions. • The page identifies the product as Visa Business Credit Card and describes the card in the benefit text as Platinum Business Credit Card. • The Bonus Point Reward Scheme is an alternative to the stated HK$1 per HK$250 Cash Rebate Reward Scheme; the two alternatives must not be counted together. • The linked redemption page is not used as evidence, so the points earning and redemption details remain unknown.

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The page names the Bonus Point Reward Scheme but gives no points earning rate, redemption ratio, cap or percentage in the local evidence.
  • The page identifies the product as Visa Business Credit Card and describes the card in the benefit text as Platinum Business Credit Card.
  • The Bonus Point Reward Scheme is an alternative to the stated HK$1 per HK$250 Cash Rebate Reward Scheme; the two alternatives must not be counted together.
  • The linked redemption page is not used as evidence, so the points earning and redemption details remain unknown.
Other
費用豁免：Annual fee waiver
Fee Waiver
——

This benefit does not apply to a purchase. • This is a fee waiver, not a spending percentage. • The page states an annual fee waiver for the first year for the Visa Business Credit Card, whose benefit text calls it the Platinum Business Credit Card. • The page does not state a later annual-fee amount or a separate application condition for the waiver.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: This is a fee waiver, not a spending percentage.
  • The page states an annual fee waiver for the first year for the Visa Business Credit Card, whose benefit text calls it the Platinum Business Credit Card.
  • The page does not state a later annual-fee amount or a separate application condition for the waiver.
Other
現金回贈：HK$1 Cash Rebate for every HK$250 purchase
Cashback
HK$0.400.4%

Not counted: this offer has the same calculation values as another offer. • Cash-equivalent calculation: HK$1 cash rebate / HK$250 purchase = 0.4%. The source states a purchase-based cash-rebate conversion and no numeric cap or validity period. • Applies to all eligible spending, subject to the conditions. • The page identifies the product as Dual Currency Diamond Corporate Credit Card. • The source states Cash Rebate Reward Scheme as an alternative to the Bonus Point Reward Scheme. • The source does not state transaction exclusions, crediting timing, a cap or a validity period for this local reward.

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Cash equivalent calculation: HK$1 cash rebate / HK$250 purchase = 0.4%. The source states a purchase based cash rebate conversion and no numeric cap or validity period.
  • The page identifies the product as Dual Currency Diamond Corporate Credit Card.
  • The source states Cash Rebate Reward Scheme as an alternative to the Bonus Point Reward Scheme.
  • The source does not state transaction exclusions, crediting timing, a cap or a validity period for this local reward.
Other
積分獎賞：Bonus Point Reward Scheme for the Dual Currency Diamond Corporate Credit Card（優惠值未列明）
Points
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • The page names the Bonus Point Reward Scheme but gives no points earning rate, redemption ratio, cap or percentage in the local evidence. • Applies to all eligible spending, subject to the conditions. • The page identifies the product as Dual Currency Diamond Corporate Credit Card. • The Bonus Point Reward Scheme is an alternative to the stated HK$1 per HK$250 Cash Rebate Reward Scheme; the two alternatives must not be counted together. • The linked redemption page is not used as evidence, so the points earning and redemption details remain unknown.

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The page names the Bonus Point Reward Scheme but gives no points earning rate, redemption ratio, cap or percentage in the local evidence.
  • The page identifies the product as Dual Currency Diamond Corporate Credit Card.
  • The Bonus Point Reward Scheme is an alternative to the stated HK$1 per HK$250 Cash Rebate Reward Scheme; the two alternatives must not be counted together.
  • The linked redemption page is not used as evidence, so the points earning and redemption details remain unknown.
Other
費用豁免：Annual fee waiver
Fee Waiver
——

This benefit does not apply to a purchase. • This is a fee waiver, not a spending percentage. • The page states an annual fee waiver for the first year for the Dual Currency Diamond Corporate Credit Card. • The page does not state a later annual-fee amount or a separate application condition for the waiver.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: This is a fee waiver, not a spending percentage.
  • The page states an annual fee waiver for the first year for the Dual Currency Diamond Corporate Credit Card.
  • The page does not state a later annual-fee amount or a separate application condition for the waiver.
Other
分期優惠：Up to 56 days interest-free period
Financing
——

This benefit does not apply to a purchase. • The source states a maximum number of days and payment conditions, not a spending percentage. • The KFS is a generic credit-card document linked from the business-card page and states an interest-free period of up to 56 days. • The KFS states that no interest-free period applies to cash advances or bill payment of other credit-card bills. • Interest is not charged when the statement balance is paid in full by the due date; otherwise the KFS describes daily interest on unpaid balances and new transactions.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states a maximum number of days and payment conditions, not a spending percentage.
  • The KFS is a generic credit-card document linked from the business-card page and states an interest-free period of up to 56 days.
  • The KFS states that no interest-free period applies to cash advances or bill payment of other credit-card bills.
  • Interest is not charged when the statement balance is paid in full by the due date; otherwise the KFS describes daily interest on unpaid balances and new transactions.
  • KFS Effective Date: 2026-04-20 – Not stated
Other
費用豁免：Paper Statement Fee waived for Business / Corporate Credit Cards customers
Fee Waiver
——

This benefit does not apply to a purchase. • This is a fee waiver, not a spending percentage. • The KFS lists a Paper Statement Fee of HK$5 per month per account, then states that the fee is not applicable to Business / Corporate Credit Cards customers. • The KFS note also lists age, Comprehensive Social Security Assistance and Government Disability Allowance exceptions and provides a fee-waiver contact path for the latter cases.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: This is a fee waiver, not a spending percentage.
  • The KFS lists a Paper Statement Fee of HK$5 per month per account, then states that the fee is not applicable to Business / Corporate Credit Cards customers.
  • The KFS note also lists age, Comprehensive Social Security Assistance and Government Disability Allowance exceptions and provides a fee-waiver contact path for the latter cases.
  • KFS Effective Date: 2026-04-20 – Not stated
2929/StandardStandard Chartered Smart Credit CardStandard Chartered Smart Credit Card1.2%HK$1.20
Standard Chartered Smart Credit Card
29Standard

Standard Chartered Smart Credit Card

Conditions apply

HK$1.201.2%
Other
Smart Card 合資格交易賺取 1.2% Basic CashBack
HK$1.201.2%
CashbackresidentMinimum spending: HK$15,000.00
Calculation
Total savingHK$1.20
  • Smart Card 合資格交易賺取 1.2% Basic CashBack: HK$1.20
Terms & conditions

Calculation assumptions

  • Confirm offer eligibility: Audience: Resident; Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable..
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Audience: Resident; Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable.
  • Limit: unlimited.
  • Limit applies to: Eligible Transactions
  • Eligibility: Phase Spend Min: 15000
  • Applies to all eligible spending, subject to the conditions.
  • Must sign up for and receive a Standard Chartered Smart Credit Card.
  • The page says no offer registration is required and the offer is available every day.
  • The source defines Eligible Transactions by Clause 3 of the linked Rewards Scheme Terms and Conditions. That definition is not in the retained HTML.
  • The source says eligible transactions must be completed and posted during a statement cycle in each month of 2026. This does not align clearly with the stated promotion end date of 3 January 2027.
  • Total Cashback includes Extra Cashback and Basic Cashback. The stated total is 5%.
  • Cashback for interest-free merchant instalments is awarded monthly, only on the instalment amount posted during the Promotion Period.
  • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.
  • This tier applies when monthly eligible spending is HK$15,000 or above. No cashback is awarded for a month with less than HK$4,000 in monthly eligible spending.
  • Eligible transactions are retail transactions, including online transactions and interest-free monthly instalments, and Octopus Automatic Add-Value transactions. They exclude card-account transfers or top-ups to designated accounts, including Octopus Wallet, Alipay, FPS and other digital payment accounts; insurance payments; bill payments through Standard Chartered Online Banking, Phone Banking or JET Payment Services; phone and mail orders; gambling and betting; securities brokers or dealers; listed non-financial-institution and financial-institution transactions, including foreign currency, money orders, travellers cheques, bank-counter services, wire transfers and funds transfers; wholesale purchases of precious stones, metals, watches and jewellery; cash advances; balance transfers; Instalment Credit and Credit-to-Cash Preferential Annual Rate amounts; tax payments; financial charges and fees; and unposted, cancelled, refunded, falsified or unauthorised transactions.
  • Cashback is calculated on eligible transactions posted in a monthly statement cycle. Principal and supplementary card transactions on the same account count together. Cashback is rounded down to the nearest cent, is non-transferable, and is shown on the 360° Rewards Redemption Platform rather than automatically credited. The minimum redemption is HK$50 per account redemption.
  • For interest-free monthly instalments, cashback is awarded monthly only on the instalment amount posted in that month. The Bank may recover cashback after a related transaction is cancelled or refunded, forfeit cashback if the card account closes, or withhold cashback if the account is invalid or not in good financial standing or a minimum payment was late during the preceding 12 months.
  • The 0.56% and 1.20% basic cashback tiers are alternatives. They apply to different monthly spending tiers.
  • The HTML table shows “HKD 15,000” without a comparator. The PDF terms clarify that the 1.20% basic Cashback tier applies to monthly eligible spending of HKD 15,000 or above.

Smart Card 合資格交易賺取 1.2% Basic CashBack

  • Eligibility: Audience: resident · Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable.
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$15,000.00
  • Benefit limit: Applies to: Eligible Transactions · Currency: HKD · Period: per statement period · Type: unlimited · Unit: currency
  • Must sign up for and receive a Standard Chartered Smart Credit Card.
  • The page says no offer registration is required and the offer is available every day.
  • The source defines Eligible Transactions by Clause 3 of the linked Rewards Scheme Terms and Conditions. That definition is not in the retained HTML.
  • The source says eligible transactions must be completed and posted during a statement cycle in each month of 2026. This does not align clearly with the stated promotion end date of 3 January 2027.
  • Total Cashback includes Extra Cashback and Basic Cashback. The stated total is 5%.
  • Cashback for interest-free merchant instalments is awarded monthly, only on the instalment amount posted during the Promotion Period.
  • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.
  • This tier applies when monthly eligible spending is HK$15,000 or above. No cashback is awarded for a month with less than HK$4,000 in monthly eligible spending.
  • Eligible transactions are retail transactions, including online transactions and interest-free monthly instalments, and Octopus Automatic Add-Value transactions. They exclude card-account transfers or top-ups to designated accounts, including Octopus Wallet, Alipay, FPS and other digital payment accounts; insurance payments; bill payments through Standard Chartered Online Banking, Phone Banking or JET Payment Services; phone and mail orders; gambling and betting; securities brokers or dealers; listed non-financial-institution and financial-institution transactions, including foreign currency, money orders, travellers cheques, bank-counter services, wire transfers and funds transfers; wholesale purchases of precious stones, metals, watches and jewellery; cash advances; balance transfers; Instalment Credit and Credit-to-Cash Preferential Annual Rate amounts; tax payments; financial charges and fees; and unposted, cancelled, refunded, falsified or unauthorised transactions.
  • Cashback is calculated on eligible transactions posted in a monthly statement cycle. Principal and supplementary card transactions on the same account count together. Cashback is rounded down to the nearest cent, is non-transferable, and is shown on the 360° Rewards Redemption Platform rather than automatically credited. The minimum redemption is HK$50 per account redemption.
  • For interest-free monthly instalments, cashback is awarded monthly only on the instalment amount posted in that month. The Bank may recover cashback after a related transaction is cancelled or refunded, forfeit cashback if the card account closes, or withhold cashback if the account is invalid or not in good financial standing or a minimum payment was late during the preceding 12 months.
  • The 0.56% and 1.20% basic cashback tiers are alternatives. They apply to different monthly spending tiers.
  • The HTML table shows “HKD 15,000” without a comparator. The PDF terms clarify that the 1.20% basic Cashback tier applies to monthly eligible spending of HKD 15,000 or above.
  • Smart Card Cashback promotion: 2026-08-01 – 2027-01-03

Open source offer ↗

Other offers
Other
指定商戶消費賺取 4.44% 額外 CashBack
CashbackresidentMinimum spending: HK$4,000.00Cap: HK$5,000.00 · per statement period
——

Category or merchant does not match. • Audience: Resident; Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable. • Limit: 5000 HKD · Per Statement Period • Limit applies to: Eligible Transactions at Designated Merchants that qualify for Extra Cashback • Eligibility: Phase Spend Below: 15000; Phase Spend Min: 4000 • Merchants: china-mobile-hong-kong, s-ash, circle-k-convenience-store, foodpanda, hktvmall, klook, mcdonalds-hong-kong, parknshop, fusion, taste, international, food-le-parc, gourmet, great-food-hall, express, parknshop-frozen-food-stores, parknshop-eshop, watsons, sasa • Eligible merchants: china-mobile-hong-kong, s-ash, circle-k-convenience-store, foodpanda, hktvmall, klook, mcdonalds-hong-kong, parknshop, fusion, taste, international, food-le-parc, gourmet, great-food-hall, express, parknshop-frozen-food-stores, parknshop-eshop, watsons, sasa • Must sign up for and receive a Standard Chartered Smart Credit Card. • The page says no offer registration is required and the offer is available every day. • Monthly Eligible Spending is measured by monthly statement cycle. The source states no Cashback for a month when this spending is below HKD 4,000. • The source defines Eligible Transactions by Clause 3 of the linked Rewards Scheme Terms and Conditions. That definition is not in the retained HTML. • The source says eligible transactions must be completed and posted during a statement cycle in each month of 2026. This does not align clearly with the stated promotion end date of 3 January 2027. • Transactions above the HKD 5,000 extra-Cashback cap count as Other Eligible Transactions and may receive Basic Cashback. • Total Cashback includes Extra Cashback and Basic Cashback. The stated total is 5%. • Cashback for interest-free merchant instalments is awarded monthly, only on the instalment amount posted during the Promotion Period. • The transaction description must show the Designated Merchant name, as determined by the Bank. • The listed HK Ticketing promotion ended on 14 February 2026 and is excluded from this active merchant scope. • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents. • The 5% rate applies at designated merchant outlets in Hong Kong SAR only. A digital-wallet transaction qualifies only if the designated merchant name appears in the credit-card statement description. • The 5% cashback includes the basic cashback. Monthly eligible spending must be at least HK$4,000. Spending above the Spending Cap is counted as other eligible transactions and receives the applicable basic rate. • The retained PDF does not state the promotion period, designated merchant list or Spending Cap amount. Its clause 2(b) directs readers to a website for those details; no linked page was used as evidence. • Eligible transactions and exclusions are the same as for basic cashback: retail transactions, including online transactions and interest-free monthly instalments, and Octopus Automatic Add-Value transactions, except card-account transfers or top-ups (including Octopus Wallet, Alipay, FPS and other digital payment accounts), insurance, bill payments through Standard Chartered Online Banking, Phone Banking or JET Payment Services, phone and mail orders, gambling and betting, securities brokers or dealers, listed non-financial-institution and financial-institution transactions, wholesale precious stones, metals, watches and jewellery, cash advances, balance transfers, Instalment Credit, Credit-to-Cash Preferential Annual Rate amounts, tax payments, financial charges and fees, and unposted, cancelled, refunded, falsified or unauthorised transactions. • Cashback is calculated on eligible transactions posted in a monthly statement cycle. Principal and supplementary card transactions on the same account count together. Cashback is rounded down to the nearest cent, is non-transferable, and is shown on the 360° Rewards Redemption Platform rather than automatically credited. The minimum redemption is HK$50 per account redemption. • For interest-free monthly instalments, cashback is awarded monthly only on the instalment amount posted in that month. The Bank may recover cashback after a related transaction is cancelled or refunded, forfeit cashback if the card account closes, or withhold cashback if the account is invalid or not in good financial standing or a minimum payment was late during the preceding 12 months. • The PDF states a 5% total Cashback at designated merchants and says this total includes basic Cashback. It is not an additional extra-Cashback rate.

  • Eligibility: Audience: resident · Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable.
  • Eligible spending: Applies to: china mobile hong kong / s ash / circle k convenience store / foodpanda / hktvmall / klook / mcdonalds hong kong / parknshop / fusion / taste / international / food le parc / gourmet / great food hall / express / parknshop frozen food stores / parknshop eshop / watsons / sasa · Type: merchant
  • Requirements: Period spend <: HK$15,000.00 · Period spend ≥: HK$4,000.00
  • Benefit limit: Amount: 5000 · Applies to: Eligible Transactions at Designated Merchants that qualify for Extra Cashback · Currency: HKD · Period: per statement period · Type: limited · Unit: currency
  • Must sign up for and receive a Standard Chartered Smart Credit Card.
  • The page says no offer registration is required and the offer is available every day.
  • Monthly Eligible Spending is measured by monthly statement cycle. The source states no Cashback for a month when this spending is below HKD 4,000.
  • The source defines Eligible Transactions by Clause 3 of the linked Rewards Scheme Terms and Conditions. That definition is not in the retained HTML.
  • The source says eligible transactions must be completed and posted during a statement cycle in each month of 2026. This does not align clearly with the stated promotion end date of 3 January 2027.
  • Transactions above the HKD 5,000 extra-Cashback cap count as Other Eligible Transactions and may receive Basic Cashback.
  • Total Cashback includes Extra Cashback and Basic Cashback. The stated total is 5%.
  • Cashback for interest-free merchant instalments is awarded monthly, only on the instalment amount posted during the Promotion Period.
  • The transaction description must show the Designated Merchant name, as determined by the Bank.
  • The listed HK Ticketing promotion ended on 14 February 2026 and is excluded from this active merchant scope.
  • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.
  • The 5% rate applies at designated merchant outlets in Hong Kong SAR only. A digital-wallet transaction qualifies only if the designated merchant name appears in the credit-card statement description.
  • The 5% cashback includes the basic cashback. Monthly eligible spending must be at least HK$4,000. Spending above the Spending Cap is counted as other eligible transactions and receives the applicable basic rate.
  • The retained PDF does not state the promotion period, designated merchant list or Spending Cap amount. Its clause 2(b) directs readers to a website for those details; no linked page was used as evidence.
  • Eligible transactions and exclusions are the same as for basic cashback: retail transactions, including online transactions and interest-free monthly instalments, and Octopus Automatic Add-Value transactions, except card-account transfers or top-ups (including Octopus Wallet, Alipay, FPS and other digital payment accounts), insurance, bill payments through Standard Chartered Online Banking, Phone Banking or JET Payment Services, phone and mail orders, gambling and betting, securities brokers or dealers, listed non-financial-institution and financial-institution transactions, wholesale precious stones, metals, watches and jewellery, cash advances, balance transfers, Instalment Credit, Credit-to-Cash Preferential Annual Rate amounts, tax payments, financial charges and fees, and unposted, cancelled, refunded, falsified or unauthorised transactions.
  • Cashback is calculated on eligible transactions posted in a monthly statement cycle. Principal and supplementary card transactions on the same account count together. Cashback is rounded down to the nearest cent, is non-transferable, and is shown on the 360° Rewards Redemption Platform rather than automatically credited. The minimum redemption is HK$50 per account redemption.
  • For interest-free monthly instalments, cashback is awarded monthly only on the instalment amount posted in that month. The Bank may recover cashback after a related transaction is cancelled or refunded, forfeit cashback if the card account closes, or withhold cashback if the account is invalid or not in good financial standing or a minimum payment was late during the preceding 12 months.
  • The PDF states a 5% total Cashback at designated merchants and says this total includes basic Cashback. It is not an additional extra-Cashback rate.
  • Smart Card designated-merchant Cashback promotion: 2026-08-01 – 2027-01-03

Open source offer ↗

Other
指定商戶消費賺取 3.80% 額外 CashBack
CashbackresidentCap: HK$5,000.00 · per statement period
——

Category or merchant does not match. • Audience: Resident; Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable. • Limit: 5000 HKD · Per Statement Period • Limit applies to: Eligible Transactions at Designated Merchants that qualify for Extra Cashback • Merchants: china-mobile-hong-kong, s-ash, circle-k-convenience-store, foodpanda, hktvmall, klook, mcdonalds-hong-kong, parknshop, fusion, taste, international, food-le-parc, gourmet, great-food-hall, express, parknshop-frozen-food-stores, parknshop-eshop, watsons, sasa • Eligible merchants: china-mobile-hong-kong, s-ash, circle-k-convenience-store, foodpanda, hktvmall, klook, mcdonalds-hong-kong, parknshop, fusion, taste, international, food-le-parc, gourmet, great-food-hall, express, parknshop-frozen-food-stores, parknshop-eshop, watsons, sasa • Must sign up for and receive a Standard Chartered Smart Credit Card. • The page says no offer registration is required and the offer is available every day. • The source table lists the Monthly Eligible Spending tier as “HKD 15,000” but gives no comparator. It is unclear whether this means exactly HKD 15,000 or a minimum of HKD 15,000. • The source defines Eligible Transactions by Clause 3 of the linked Rewards Scheme Terms and Conditions. That definition is not in the retained HTML. • The source says eligible transactions must be completed and posted during a statement cycle in each month of 2026. This does not align clearly with the stated promotion end date of 3 January 2027. • Transactions above the HKD 5,000 extra-Cashback cap count as Other Eligible Transactions and may receive Basic Cashback. • Total Cashback includes Extra Cashback and Basic Cashback. The stated total is 5%. • Cashback for interest-free merchant instalments is awarded monthly, only on the instalment amount posted during the Promotion Period. • The transaction description must show the Designated Merchant name, as determined by the Bank. • The listed HK Ticketing promotion ended on 14 February 2026 and is excluded from this active merchant scope. • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents. • The 5% rate applies at designated merchant outlets in Hong Kong SAR only. A digital-wallet transaction qualifies only if the designated merchant name appears in the credit-card statement description. • The 5% cashback includes the basic cashback. Monthly eligible spending must be at least HK$4,000. Spending above the Spending Cap is counted as other eligible transactions and receives the applicable basic rate. • The retained PDF does not state the promotion period, designated merchant list or Spending Cap amount. Its clause 2(b) directs readers to a website for those details; no linked page was used as evidence. • Eligible transactions and exclusions are the same as for basic cashback: retail transactions, including online transactions and interest-free monthly instalments, and Octopus Automatic Add-Value transactions, except card-account transfers or top-ups (including Octopus Wallet, Alipay, FPS and other digital payment accounts), insurance, bill payments through Standard Chartered Online Banking, Phone Banking or JET Payment Services, phone and mail orders, gambling and betting, securities brokers or dealers, listed non-financial-institution and financial-institution transactions, wholesale precious stones, metals, watches and jewellery, cash advances, balance transfers, Instalment Credit, Credit-to-Cash Preferential Annual Rate amounts, tax payments, financial charges and fees, and unposted, cancelled, refunded, falsified or unauthorised transactions. • Cashback is calculated on eligible transactions posted in a monthly statement cycle. Principal and supplementary card transactions on the same account count together. Cashback is rounded down to the nearest cent, is non-transferable, and is shown on the 360° Rewards Redemption Platform rather than automatically credited. The minimum redemption is HK$50 per account redemption. • For interest-free monthly instalments, cashback is awarded monthly only on the instalment amount posted in that month. The Bank may recover cashback after a related transaction is cancelled or refunded, forfeit cashback if the card account closes, or withhold cashback if the account is invalid or not in good financial standing or a minimum payment was late during the preceding 12 months. • The PDF states a 5% total Cashback at designated merchants and says this total includes basic Cashback. It is not an additional extra-Cashback rate.

  • Eligibility: Audience: resident · Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable.
  • Eligible spending: Applies to: china mobile hong kong / s ash / circle k convenience store / foodpanda / hktvmall / klook / mcdonalds hong kong / parknshop / fusion / taste / international / food le parc / gourmet / great food hall / express / parknshop frozen food stores / parknshop eshop / watsons / sasa · Type: merchant
  • Benefit limit: Amount: 5000 · Applies to: Eligible Transactions at Designated Merchants that qualify for Extra Cashback · Currency: HKD · Period: per statement period · Type: limited · Unit: currency
  • Must sign up for and receive a Standard Chartered Smart Credit Card.
  • The page says no offer registration is required and the offer is available every day.
  • The source table lists the Monthly Eligible Spending tier as “HKD 15,000” but gives no comparator. It is unclear whether this means exactly HKD 15,000 or a minimum of HKD 15,000.
  • The source defines Eligible Transactions by Clause 3 of the linked Rewards Scheme Terms and Conditions. That definition is not in the retained HTML.
  • The source says eligible transactions must be completed and posted during a statement cycle in each month of 2026. This does not align clearly with the stated promotion end date of 3 January 2027.
  • Transactions above the HKD 5,000 extra-Cashback cap count as Other Eligible Transactions and may receive Basic Cashback.
  • Total Cashback includes Extra Cashback and Basic Cashback. The stated total is 5%.
  • Cashback for interest-free merchant instalments is awarded monthly, only on the instalment amount posted during the Promotion Period.
  • The transaction description must show the Designated Merchant name, as determined by the Bank.
  • The listed HK Ticketing promotion ended on 14 February 2026 and is excluded from this active merchant scope.
  • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.
  • The 5% rate applies at designated merchant outlets in Hong Kong SAR only. A digital-wallet transaction qualifies only if the designated merchant name appears in the credit-card statement description.
  • The 5% cashback includes the basic cashback. Monthly eligible spending must be at least HK$4,000. Spending above the Spending Cap is counted as other eligible transactions and receives the applicable basic rate.
  • The retained PDF does not state the promotion period, designated merchant list or Spending Cap amount. Its clause 2(b) directs readers to a website for those details; no linked page was used as evidence.
  • Eligible transactions and exclusions are the same as for basic cashback: retail transactions, including online transactions and interest-free monthly instalments, and Octopus Automatic Add-Value transactions, except card-account transfers or top-ups (including Octopus Wallet, Alipay, FPS and other digital payment accounts), insurance, bill payments through Standard Chartered Online Banking, Phone Banking or JET Payment Services, phone and mail orders, gambling and betting, securities brokers or dealers, listed non-financial-institution and financial-institution transactions, wholesale precious stones, metals, watches and jewellery, cash advances, balance transfers, Instalment Credit, Credit-to-Cash Preferential Annual Rate amounts, tax payments, financial charges and fees, and unposted, cancelled, refunded, falsified or unauthorised transactions.
  • Cashback is calculated on eligible transactions posted in a monthly statement cycle. Principal and supplementary card transactions on the same account count together. Cashback is rounded down to the nearest cent, is non-transferable, and is shown on the 360° Rewards Redemption Platform rather than automatically credited. The minimum redemption is HK$50 per account redemption.
  • For interest-free monthly instalments, cashback is awarded monthly only on the instalment amount posted in that month. The Bank may recover cashback after a related transaction is cancelled or refunded, forfeit cashback if the card account closes, or withhold cashback if the account is invalid or not in good financial standing or a minimum payment was late during the preceding 12 months.
  • The PDF states a 5% total Cashback at designated merchants and says this total includes basic Cashback. It is not an additional extra-Cashback rate.
  • Smart Card designated-merchant Cashback promotion: 2026-08-01 – 2027-01-03

Open source offer ↗

Other
Smart Card 合資格交易賺取 0.56% Basic CashBack
CashbackresidentMinimum spending: HK$4,000.00
——

Purchase inputs do not meet the eligibility rules. • Audience: Resident; Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable. • Limit: unlimited. • Limit applies to: Eligible Transactions • Eligibility: Phase Spend Below: 15000; Phase Spend Min: 4000 • Applies to all eligible spending, subject to the conditions. • Must sign up for and receive a Standard Chartered Smart Credit Card. • The page says no offer registration is required and the offer is available every day. • This rate is shown for Monthly Eligible Spending of HKD 4,000 to HKD 14,999. Monthly spending below HKD 4,000 earns no Cashback for that month. • The source defines Eligible Transactions by Clause 3 of the linked Rewards Scheme Terms and Conditions. That definition is not in the retained HTML. • The source says eligible transactions must be completed and posted during a statement cycle in each month of 2026. This does not align clearly with the stated promotion end date of 3 January 2027. • Total Cashback includes Extra Cashback and Basic Cashback. The stated total is 5%. • Cashback for interest-free merchant instalments is awarded monthly, only on the instalment amount posted during the Promotion Period. • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents. • This tier applies when monthly eligible spending is HK$4,000 to HK$14,999. No cashback is awarded for a month with less than HK$4,000 in monthly eligible spending. • Eligible transactions are retail transactions, including online transactions and interest-free monthly instalments, and Octopus Automatic Add-Value transactions. They exclude card-account transfers or top-ups to designated accounts, including Octopus Wallet, Alipay, FPS and other digital payment accounts; insurance payments; bill payments through Standard Chartered Online Banking, Phone Banking or JET Payment Services; phone and mail orders; gambling and betting; securities brokers or dealers; listed non-financial-institution and financial-institution transactions, including foreign currency, money orders, travellers cheques, bank-counter services, wire transfers and funds transfers; wholesale purchases of precious stones, metals, watches and jewellery; cash advances; balance transfers; Instalment Credit and Credit-to-Cash Preferential Annual Rate amounts; tax payments; financial charges and fees; and unposted, cancelled, refunded, falsified or unauthorised transactions. • Cashback is calculated on eligible transactions posted in a monthly statement cycle. Principal and supplementary card transactions on the same account count together. Cashback is rounded down to the nearest cent, is non-transferable, and is shown on the 360° Rewards Redemption Platform rather than automatically credited. The minimum redemption is HK$50 per account redemption. • For interest-free monthly instalments, cashback is awarded monthly only on the instalment amount posted in that month. The Bank may recover cashback after a related transaction is cancelled or refunded, forfeit cashback if the card account closes, or withhold cashback if the account is invalid or not in good financial standing or a minimum payment was late during the preceding 12 months. • The 0.56% and 1.20% basic cashback tiers are alternatives. They apply to different monthly spending tiers.

  • Eligibility: Audience: resident · Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable.
  • Eligible spending: Type: all
  • Requirements: Period spend <: HK$15,000.00 · Period spend ≥: HK$4,000.00
  • Benefit limit: Applies to: Eligible Transactions · Currency: HKD · Period: per statement period · Type: unlimited · Unit: currency
  • Must sign up for and receive a Standard Chartered Smart Credit Card.
  • The page says no offer registration is required and the offer is available every day.
  • This rate is shown for Monthly Eligible Spending of HKD 4,000 to HKD 14,999. Monthly spending below HKD 4,000 earns no Cashback for that month.
  • The source defines Eligible Transactions by Clause 3 of the linked Rewards Scheme Terms and Conditions. That definition is not in the retained HTML.
  • The source says eligible transactions must be completed and posted during a statement cycle in each month of 2026. This does not align clearly with the stated promotion end date of 3 January 2027.
  • Total Cashback includes Extra Cashback and Basic Cashback. The stated total is 5%.
  • Cashback for interest-free merchant instalments is awarded monthly, only on the instalment amount posted during the Promotion Period.
  • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.
  • This tier applies when monthly eligible spending is HK$4,000 to HK$14,999. No cashback is awarded for a month with less than HK$4,000 in monthly eligible spending.
  • Eligible transactions are retail transactions, including online transactions and interest-free monthly instalments, and Octopus Automatic Add-Value transactions. They exclude card-account transfers or top-ups to designated accounts, including Octopus Wallet, Alipay, FPS and other digital payment accounts; insurance payments; bill payments through Standard Chartered Online Banking, Phone Banking or JET Payment Services; phone and mail orders; gambling and betting; securities brokers or dealers; listed non-financial-institution and financial-institution transactions, including foreign currency, money orders, travellers cheques, bank-counter services, wire transfers and funds transfers; wholesale purchases of precious stones, metals, watches and jewellery; cash advances; balance transfers; Instalment Credit and Credit-to-Cash Preferential Annual Rate amounts; tax payments; financial charges and fees; and unposted, cancelled, refunded, falsified or unauthorised transactions.
  • Cashback is calculated on eligible transactions posted in a monthly statement cycle. Principal and supplementary card transactions on the same account count together. Cashback is rounded down to the nearest cent, is non-transferable, and is shown on the 360° Rewards Redemption Platform rather than automatically credited. The minimum redemption is HK$50 per account redemption.
  • For interest-free monthly instalments, cashback is awarded monthly only on the instalment amount posted in that month. The Bank may recover cashback after a related transaction is cancelled or refunded, forfeit cashback if the card account closes, or withhold cashback if the account is invalid or not in good financial standing or a minimum payment was late during the preceding 12 months.
  • The 0.56% and 1.20% basic cashback tiers are alternatives. They apply to different monthly spending tiers.
  • Smart Card Cashback promotion: 2026-08-01 – 2027-01-03

Open source offer ↗

Overseas spending
外幣零售簽賬豁免 1.95% 費用
Fee Waiverresident
——

Category or merchant does not match. • Audience: Resident; Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable. • Limit applies to: Foreign currency retail transactions • Eligible categories: 海外簽賬 • The product overview says there are no foreign-currency transaction fees during travel and states a 1.95% fee waiver on foreign currency retail transactions. • The retained HTML does not make clear whether the waiver is limited to transactions made during travel. • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.

  • Eligibility: Audience: resident · Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable.
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Benefit limit: Applies to: Foreign currency retail transactions · Period: not stated · Type: not stated
  • The product overview says there are no foreign-currency transaction fees during travel and states a 1.95% fee waiver on foreign currency retail transactions.
  • The retained HTML does not make clear whether the waiver is limited to transactions made during travel.
  • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.

Open source offer ↗

Other
FPS 提取現金：豁免利息及手續費（優惠值未列明）
FinancingresidentCap: HK$60,000.00 · per month
——

This benefit does not apply to a purchase. • Audience: Resident; Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable. • Limit: 60000 HKD · Per Month • Limit applies to: Cash out via FPS • The page states an interest and handling-fee waiver for the first HKD 60,000 monthly cash out via FPS. • The retained HTML does not state further eligibility, timing, or redemption conditions. • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.

  • Eligibility: Audience: resident · Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable.
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 60000 · Applies to: Cash out via FPS · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • The page states an interest and handling-fee waiver for the first HKD 60,000 monthly cash out via FPS.
  • The retained HTML does not state further eligibility, timing, or redemption conditions.
  • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.

Open source offer ↗

Other
Smart Card 年費全免（優惠值未列明）
Fee Waiverresident
——

This benefit does not apply to a purchase. • Audience: Resident; Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable. • Limit applies to: Annual fee • The product page states “No annual fees. Ever.” • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents. • The Smart Card terms state a perpetual annual fee waiver for principal and supplementary cardholders. The Smart Card KFS also lists both annual fees as waived.

  • Eligibility: Audience: resident · Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable.
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: Annual fee · Period: not stated · Type: not stated
  • The product page states “No annual fees. Ever.”
  • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.
  • The Smart Card terms state a perpetual annual fee waiver for principal and supplementary cardholders. The Smart Card KFS also lists both annual fees as waived.

Open source offer ↗

Loans and installments
Smart Card 現金透支免手續費（優惠值未列明）
Fee Waiverresident
——

This benefit does not apply to a purchase. • Audience: Resident; Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable. • Limit applies to: Cash advance fee • The product page states “No Cash advance fees. Ever.” • This is separate from the FPS cash-out interest and handling-fee waiver. • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents. • The waiver applies to cash advances made over the counter or through a Jetco ATM or Visa International ATM Network.

  • Eligibility: Audience: resident · Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable.
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: Cash advance fee · Period: not stated · Type: not stated
  • The product page states “No Cash advance fees. Ever.”
  • This is separate from the FPS cash-out interest and handling-fee waiver.
  • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.
  • The waiver applies to cash advances made over the counter or through a Jetco ATM or Visa International ATM Network.

Open source offer ↗

Overseas spending
Smart Credit Card foreign currency transaction charges waived （優惠值未列明）
Fee Waiver
——

This benefit does not apply to a purchase. • Limit applies to: reimbursement charges on foreign currency transactions • Reimbursement charges on foreign currency transactions are waived whether the transactions are incurred in or outside Hong Kong SAR. Settlements are made in HKD. Visa International selects the conversion rate when it processes the transaction; market changes can make that rate differ from the rate on the transaction date.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: reimbursement charges on foreign currency transactions · Period: not stated · Type: not stated
  • Reimbursement charges on foreign currency transactions are waived whether the transactions are incurred in or outside Hong Kong SAR. Settlements are made in HKD. Visa International selects the conversion rate when it processes the transaction; market changes can make that rate differ from the rate on the transaction date.
Overseas spending
Smart Credit Card overseas HKD transaction charges waived （優惠值未列明）
Fee Waiver
——

This benefit does not apply to a purchase. • Limit applies to: reimbursement charges on HKD transactions incurred outside Hong Kong SAR • Reimbursement charges are waived for HKD transactions incurred outside Hong Kong SAR. A local HKD transaction has no reimbursement charge; this is not a fee waiver for that transaction.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: reimbursement charges on HKD transactions incurred outside Hong Kong SAR · Period: not stated · Type: not stated
  • Reimbursement charges are waived for HKD transactions incurred outside Hong Kong SAR. A local HKD transaction has no reimbursement charge; this is not a fee waiver for that transaction.
Bills and utilities
Smart Card payments and transfers without handling fees（優惠值未列明）
Fee Waiverresident
——

Category or merchant does not match. • Audience: Resident; Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable. • Limit applies to: Handling fees for the listed payment and transfer services • Eligible categories: 賬單及公用事業 • The page lists rent, education expenses, car park fees, and payments to family and friends. • The retained HTML does not state the full eligibility, cap, or date terms for this service. • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.

  • Eligibility: Audience: resident · Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable.
  • Eligible spending: Applies to: 賬單及公用事業 · Type: category
  • Benefit limit: Applies to: Handling fees for the listed payment and transfer services · Period: not stated · Type: not stated
  • The page lists rent, education expenses, car park fees, and payments to family and friends.
  • The retained HTML does not state the full eligibility, cap, or date terms for this service.
  • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.

Open source offer ↗

Loans and installments
Smart Card statement instalment plan: up to HKD 1,200 Cashback
Cashbackresident
——

This benefit does not apply to a purchase. • Audience: Resident; Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable. • Limit applies to: CashBack for the Credit Card Statement Instalment Plan • The page states up to HKD 1,200 Cashback with the Credit Card Statement Instalment Plan. • The complete promotion terms are not in the retained HTML. The page does not state whether an application or registration step is required. • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.

  • Eligibility: Audience: resident · Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable.
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: CashBack for the Credit Card Statement Instalment Plan · Period: not stated · Type: not stated
  • The page states up to HKD 1,200 Cashback with the Credit Card Statement Instalment Plan.
  • The complete promotion terms are not in the retained HTML. The page does not state whether an application or registration step is required.
  • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.

Open source offer ↗

Loans and installments
Smart Card statement instalment plan: chance to win HKD 14,000 Cashback
Prizeresident
——

This benefit does not apply to a purchase. • Audience: Resident; Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable. • Limit applies to: Chance to win Cashback in the Credit Card Statement Instalment Plan • The page describes a chance to win HKD 14,000 Cashback with the Credit Card Statement Instalment Plan. • The complete promotion terms are not in the retained HTML. The page does not state the odds or whether an application or registration step is required. • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.

  • Eligibility: Audience: resident · Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable.
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: Chance to win Cashback in the Credit Card Statement Instalment Plan · Period: not stated · Type: not stated
  • The page describes a chance to win HKD 14,000 Cashback with the Credit Card Statement Instalment Plan.
  • The complete promotion terms are not in the retained HTML. The page does not state the odds or whether an application or registration step is required.
  • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.

Open source offer ↗

Other
Smart Card Bonus Saver campaign: up to HKD 1,200 annual rebate
CashbackresidentMinimum spending: HK$10,000.00
——

New-customer offers are excluded from this purchase comparison. • Audience: Resident; Customer: New customer; Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable. • Limit applies to: Annual Bonus Saver rebate • Eligibility: Phase Spend Min: 10000 • Applies to all eligible spending, subject to the conditions. • The source says new Bonus Saver clients can earn up to HKD 1,200 a year when monthly spending of at least HKD 10,000 is made with an SC Credit Card. • The source also mentions a limited-edition Standard Chartered Mickey Keep It Real 999.9 Gold Coin. The complete terms are not in the retained HTML. • The source does not state whether the monthly spending measure applies to this specific Smart Card promotion or list transaction exclusions. • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.

  • Eligibility: Audience: resident · Customer status: new · Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable.
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$10,000.00
  • Benefit limit: Applies to: Annual Bonus Saver rebate · Period: not stated · Type: not stated
  • The source says new Bonus Saver clients can earn up to HKD 1,200 a year when monthly spending of at least HKD 10,000 is made with an SC Credit Card.
  • The source also mentions a limited-edition Standard Chartered Mickey Keep It Real 999.9 Gold Coin. The complete terms are not in the retained HTML.
  • The source does not state whether the monthly spending measure applies to this specific Smart Card promotion or list transaction exclusions.
  • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.

Open source offer ↗

Other
Smart Card Bonus Saver campaign: Standard Chartered Mickey Keep It Real 999.9 Gold Coin（優惠值未列明）
GiftresidentMinimum spending: HK$10,000.00
——

New-customer offers are excluded from this purchase comparison. • Audience: Resident; Customer: New customer; Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable. • Limit applies to: Bonus Saver campaign gold coin • Eligibility: Phase Spend Min: 10000 • Applies to all eligible spending, subject to the conditions. • The source mentions a limited-edition Standard Chartered Mickey Keep It Real 999.9 Gold Coin with the Bonus Saver campaign. • The source does not state the coin quantity or full eligibility terms in the retained HTML. • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.

  • Eligibility: Audience: resident · Customer status: new · Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable.
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$10,000.00
  • Benefit limit: Applies to: Bonus Saver campaign gold coin · Period: not stated · Type: not stated
  • The source mentions a limited-edition Standard Chartered Mickey Keep It Real 999.9 Gold Coin with the Bonus Saver campaign.
  • The source does not state the coin quantity or full eligibility terms in the retained HTML.
  • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.

Open source offer ↗

Loans and installments
Smart Card Statement Instalment Plan with 0% handling fee
Conditions applyFinancing
——

This benefit does not apply to a purchase. • Customer: New customer • Limit: unlimited. • Limit applies to: eligible 3-month Credit Card Statement Instalment Plans • Application, registration or activation required. See conditions. • The offer applies to a new cardholder who does not currently hold and has not cancelled a principal Standard Chartered or MANHATTAN credit card in the six months before the current principal-card application approval. • The applicant must successfully apply for and receive a principal Smart Card on or before 31 October 2026. • The cardholder must apply for the eligible plan within two months after card issuance and no later than 31 October 2026. The plan must have a 3-month repayment tenor, be applied for successfully through SC Mobile App or online, and receive instant approval without manned intervention. • The promotion states 0% handling fee. It does not state a 0% interest rate.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: eligible 3 month Credit Card Statement Instalment Plans · Period: promotion total · Type: unlimited · Unit: plans
  • Application or registration is required.
  • The offer applies to a new cardholder who does not currently hold and has not cancelled a principal Standard Chartered or MANHATTAN credit card in the six months before the current principal-card application approval.
  • The applicant must successfully apply for and receive a principal Smart Card on or before 31 October 2026.
  • The cardholder must apply for the eligible plan within two months after card issuance and no later than 31 October 2026. The plan must have a 3-month repayment tenor, be applied for successfully through SC Mobile App or online, and receive instant approval without manned intervention.
  • The promotion states 0% handling fee. It does not state a 0% interest rate.
  • promotion period: 2026-10-01 – 2026-10-31
Other
Smart Credit Card interest-free period up to 56 days
Financing
——

This benefit does not apply to a purchase. • Limit applies to: Smart Card interest-free period • The retained Smart Card KFS states an interest-free period of up to 56 days. It does not state the eligible transaction types or the conditions for receiving the full period.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: Smart Card interest free period · Period: not stated · Type: not stated
  • The retained Smart Card KFS states an interest-free period of up to 56 days. It does not state the eligible transaction types or the conditions for receiving the full period.
Other
Smart Credit Card delinquent APR waived （優惠值未列明）
Fee Waiver
——

This benefit does not apply to a purchase. • Limit applies to: Smart Card delinquent APR or default rate • The Smart Card KFS lists the delinquent APR/default rate as waived.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: Smart Card delinquent APR or default rate · Period: not stated · Type: not stated
  • The Smart Card KFS lists the delinquent APR/default rate as waived.
Other
Smart Credit Card additional late fee waived （優惠值未列明）
Fee Waiver
——

This benefit does not apply to a purchase. • Limit applies to: Late Fee for three or more consecutive months without minimum payment • The KFS separately lists the Late Fee for failure to pay the minimum payment due for 3 consecutive months or more as waived. This is separate from the payable late payment charge for a missed due date.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: Late Fee for three or more consecutive months without minimum payment · Period: not stated · Type: not stated
  • The KFS separately lists the Late Fee for failure to pay the minimum payment due for 3 consecutive months or more as waived. This is separate from the payable late payment charge for a missed due date.
Overseas spending
外幣零售簽賬賺取 1.2% CashBack
Cashbackresident
——

Category or merchant does not match. • Audience: Resident; Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable. • Limit applies to: Foreign currency retail transactions • Eligible categories: 海外簽賬 • The product overview states 1.2% Cashback on foreign currency retail transactions. • Detailed Cashback terms give tiered Basic Cashback rates of 0.56% and 1.2%; the retained HTML does not state whether this foreign-currency feature is the same reward or an additional reward. • The retained HTML does not state whether foreign-currency Cashback follows the monthly-spend tiers. • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.

  • Eligibility: Audience: resident · Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable.
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Benefit limit: Applies to: Foreign currency retail transactions · Period: not stated · Type: not stated
  • The product overview states 1.2% Cashback on foreign currency retail transactions.
  • Detailed Cashback terms give tiered Basic Cashback rates of 0.56% and 1.2%; the retained HTML does not state whether this foreign-currency feature is the same reward or an additional reward.
  • The retained HTML does not state whether foreign-currency Cashback follows the monthly-spend tiers.
  • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.

Open source offer ↗

3030/AmericanAmerican Express Platinum Credit CardAmerican Express Platinum Credit Card50%HK$50.00
American Express Platinum Credit Card
30American

American Express Platinum Credit Card

Conditions applyMaxims Chinese CuisineYe Shanghai Tsim Sha Tsui

HK$50.0050%
Dining
美心中菜指定餐廳2位週一至四晚餐50%折扣
HK$50.0050%
Discount

Related merchants

Maxims Chinese CuisineYe Shanghai Tsim Sha Tsui
Calculation
Total savingHK$50.00
  • 美心中菜指定餐廳2位週一至四晚餐50%折扣: HK$50.00
Terms & conditions

Calculation assumptions

  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Limit applies to: 優惠
  • Merchants: maxims-chinese-cuisine
  • Eligible merchants: maxims-chinese-cuisine
  • 適用於美心中菜食府指定餐廳；週一至四晚上6時後堂食單點晚餐，2位食客。
  • 須使用實體合資格卡付全額，持卡會員須在席；每次一檯2至12人，不准拆檯或拆帳；6歲或以上兒童計作一位。
  • 不適用日：2026-09-19至20、25至26、10-01、12-12至13、19至26、31；2027-01-01、30至31、02-01至09、05-01至02、08至09、06-12至13、19至20、09-11至12、15至16、12-11至12、18至19、21至23、31；2028-01-01、21至30。
  • 不適用於飲品、酒、茶費、火鍋、餐前小食、服務費、其他收費、節慶品、套餐、特價品、私人房間、宴會及外賣；不可與其他優惠同用。

美心中菜指定餐廳2位週一至四晚餐50%折扣

  • Eligibility: Audience: all
  • Eligible spending: Applies to: maxims chinese cuisine · Type: merchant
  • Benefit limit: Applies to: 優惠 · Period: not stated · Type: not stated
  • 適用於美心中菜食府指定餐廳；週一至四晚上6時後堂食單點晚餐，2位食客。
  • 須使用實體合資格卡付全額，持卡會員須在席；每次一檯2至12人，不准拆檯或拆帳；6歲或以上兒童計作一位。
  • 不適用日：2026-09-19至20、25至26、10-01、12-12至13、19至26、31；2027-01-01、30至31、02-01至09、05-01至02、08至09、06-12至13、19至20、09-11至12、15至16、12-11至12、18至19、21至23、31；2028-01-01、21至30。
  • 不適用於飲品、酒、茶費、火鍋、餐前小食、服務費、其他收費、節慶品、套餐、特價品、私人房間、宴會及外賣；不可與其他優惠同用。
  • 優惠期: 2026-08-01 – 2028-03-31

Open source offer ↗

Other offers
Dining
美心中菜指定餐廳3位週一至四晚餐40%折扣
Discount
HK$40.0040%

Alternative offer in the same group; only the best group offer is counted. • Limit applies to: 優惠 • Merchants: maxims-chinese-cuisine • Eligible merchants: maxims-chinese-cuisine • 適用於美心中菜食府指定餐廳；週一至四晚上6時後堂食單點晚餐，3位食客。 • 須使用實體合資格卡付全額，持卡會員須在席；每次一檯2至12人，不准拆檯或拆帳；6歲或以上兒童計作一位。 • 不適用日：2026-09-19至20、25至26、10-01、12-12至13、19至26、31；2027-01-01、30至31、02-01至09、05-01至02、08至09、06-12至13、19至20、09-11至12、15至16、12-11至12、18至19、21至23、31；2028-01-01、21至30。 • 不適用於飲品、酒、茶費、火鍋、餐前小食、服務費、其他收費、節慶品、套餐、特價品、私人房間、宴會及外賣；不可與其他優惠同用。

  • Eligibility: Audience: all
  • Eligible spending: Applies to: maxims chinese cuisine · Type: merchant
  • Benefit limit: Applies to: 優惠 · Period: not stated · Type: not stated
  • 適用於美心中菜食府指定餐廳；週一至四晚上6時後堂食單點晚餐，3位食客。
  • 須使用實體合資格卡付全額，持卡會員須在席；每次一檯2至12人，不准拆檯或拆帳；6歲或以上兒童計作一位。
  • 不適用日：2026-09-19至20、25至26、10-01、12-12至13、19至26、31；2027-01-01、30至31、02-01至09、05-01至02、08至09、06-12至13、19至20、09-11至12、15至16、12-11至12、18至19、21至23、31；2028-01-01、21至30。
  • 不適用於飲品、酒、茶費、火鍋、餐前小食、服務費、其他收費、節慶品、套餐、特價品、私人房間、宴會及外賣；不可與其他優惠同用。
  • 優惠期: 2026-08-01 – 2028-03-31

Open source offer ↗

Dining
美心中菜指定餐廳4至12位週一至四晚餐25%折扣
Discount
HK$25.0025%

Alternative offer in the same group; only the best group offer is counted. • Limit applies to: 優惠 • Merchants: maxims-chinese-cuisine • Eligible merchants: maxims-chinese-cuisine • 適用於美心中菜食府指定餐廳；週一至四晚上6時後堂食單點晚餐，4至12位食客。 • 須使用實體合資格卡付全額，持卡會員須在席；每次一檯，不准拆檯或拆帳；6歲或以上兒童計作一位。 • 不適用日：2026-09-19至20、25至26、10-01、12-12至13、19至26、31；2027-01-01、30至31、02-01至09、05-01至02、08至09、06-12至13、19至20、09-11至12、15至16、12-11至12、18至19、21至23、31；2028-01-01、21至30。 • 不適用於飲品、酒、茶費、火鍋、餐前小食、服務費、其他收費、節慶品、套餐、特價品、私人房間、宴會及外賣；不可與其他優惠同用。

  • Eligibility: Audience: all
  • Eligible spending: Applies to: maxims chinese cuisine · Type: merchant
  • Benefit limit: Applies to: 優惠 · Period: not stated · Type: not stated
  • 適用於美心中菜食府指定餐廳；週一至四晚上6時後堂食單點晚餐，4至12位食客。
  • 須使用實體合資格卡付全額，持卡會員須在席；每次一檯，不准拆檯或拆帳；6歲或以上兒童計作一位。
  • 不適用日：2026-09-19至20、25至26、10-01、12-12至13、19至26、31；2027-01-01、30至31、02-01至09、05-01至02、08至09、06-12至13、19至20、09-11至12、15至16、12-11至12、18至19、21至23、31；2028-01-01、21至30。
  • 不適用於飲品、酒、茶費、火鍋、餐前小食、服務費、其他收費、節慶品、套餐、特價品、私人房間、宴會及外賣；不可與其他優惠同用。
  • 優惠期: 2026-08-01 – 2028-03-31

Open source offer ↗

Dining
美心中菜指定餐廳外賣單點食品20%折扣
Discount
HK$20.0020%

Not counted: merchant-specific offers do not stack; only the highest-priority applicable merchant offer is counted. • Limit applies to: 優惠 • Merchants: maxims-chinese-cuisine • Eligible merchants: maxims-chinese-cuisine • 週一至日全日適用於指定美心中菜餐廳單點食品外賣；須親身到店下單並以實體合資格卡付款，第三方交易不適用。 • 不適用日：2026-05-01至03、09至10、06-13至14、20至21、07-01、09-19至20、25至26、10-01、12-12至13、19至26、31；2027-01-01、30至31、02-01至09。 • 不適用於飲品、酒、服務費、節慶品、套餐、時令或推廣餐單、特價食品、私人或公司活動、宴會、送貨、外賣盒袋餐具及其他收費；不可與其他優惠同用。

  • Eligibility: Audience: all
  • Eligible spending: Applies to: maxims chinese cuisine · Type: merchant
  • Benefit limit: Applies to: 優惠 · Period: not stated · Type: not stated
  • 週一至日全日適用於指定美心中菜餐廳單點食品外賣；須親身到店下單並以實體合資格卡付款，第三方交易不適用。
  • 不適用日：2026-05-01至03、09至10、06-13至14、20至21、07-01、09-19至20、25至26、10-01、12-12至13、19至26、31；2027-01-01、30至31、02-01至09。
  • 不適用於飲品、酒、服務費、節慶品、套餐、時令或推廣餐單、特價食品、私人或公司活動、宴會、送貨、外賣盒袋餐具及其他收費；不可與其他優惠同用。
  • 優惠期: 2026-04-01 – 2027-03-31

Open source offer ↗

Dining
agnès b. CAFÉ單點餐牌全日30%折扣
Discount
HK$30.0030%

Not counted: this offer applies to another possible merchant. Select the merchant to calculate it. • Limit applies to: 優惠 • Merchants: agnes-b-cafe • Eligible merchants: agnes-b-cafe • 只適用於美國運通白金信用卡基本卡及附屬卡；須以合資格卡支付全額，並於入座時出示實體卡及表明使用優惠。 • 全日適用於堂食及外賣單點餐牌；不適用於私人或公司活動、餐飲、宴會、節慶食品、送貨及預購應用程式訂單。 • 不可與其他推廣或折扣同用；不可退款、轉讓、兌換現金或換取其他產品或服務。 • All day. • Reserve directly with the restaurant and present the physical Card. Savings are based on original price. Blackout dates, exclusions, and further terms apply. The linked full terms are absent from the retained HTML. • Offers may be subject to minimum spend, promotion code, redemption cap, limited quotas, exclusions, blackout dates, and designated purchase channels. Promotion terms may vary. Offers are first-come, first-served while stocks last.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: agnes b cafe · Type: merchant
  • Benefit limit: Applies to: 優惠 · Period: not stated · Type: not stated
  • 只適用於美國運通白金信用卡基本卡及附屬卡；須以合資格卡支付全額，並於入座時出示實體卡及表明使用優惠。
  • 全日適用於堂食及外賣單點餐牌；不適用於私人或公司活動、餐飲、宴會、節慶食品、送貨及預購應用程式訂單。
  • 不可與其他推廣或折扣同用；不可退款、轉讓、兌換現金或換取其他產品或服務。
  • All day.
  • Reserve directly with the restaurant and present the physical Card. Savings are based on original price. Blackout dates, exclusions, and further terms apply. The linked full terms are absent from the retained HTML.
  • Offers may be subject to minimum spend, promotion code, redemption cap, limited quotas, exclusions, blackout dates, and designated purchase channels. Promotion terms may vary. Offers are first-come, first-served while stocks last.
  • 優惠期: 2026-01-01 – 2026-12-31

Open source offer ↗

Dining
ANJU Modern Korean dine-in à la carte food: 30% savings
Discount
——

The source calendar restrictions cannot be confirmed for this date. • Limit applies to: 優惠 • Merchants: anju-modern-korean • Eligible merchants: anju-modern-korean • 適用於ANJU Modern Korean、CAFE DECO PIZZERIA、Duan Chun Zhen ELEMENTS、WATERMARK及Uogashi Nihonichi Central。 • 只適用於晚上6時後堂食晚餐的單點食品；每次一檯2至12人，持卡會員須在席，6歲或以上兒童計作一位；不准拆檯或拆帳。 • 不適用日包括2026-01-01、02-14、02-17至19、04-03至07、05-01、10、25、06-19、21、30、07-01、09-25至26、10-01、18至19、12-24至26、31，以及優惠期內新增公眾假期及前夕。 • After 6pm. • Reserve directly with the restaurant and present the physical Card. Savings are based on original price. Blackout dates, exclusions, and further terms apply. The linked full terms are absent from the retained HTML. • Offers may be subject to minimum spend, promotion code, redemption cap, limited quotas, exclusions, blackout dates, and designated purchase channels. Promotion terms may vary. Offers are first-come, first-served while stocks last.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: anju modern korean · Type: merchant
  • Benefit limit: Applies to: 優惠 · Period: not stated · Type: not stated
  • 適用於ANJU Modern Korean、CAFE DECO PIZZERIA、Duan Chun Zhen ELEMENTS、WATERMARK及Uogashi Nihonichi Central。
  • 只適用於晚上6時後堂食晚餐的單點食品；每次一檯2至12人，持卡會員須在席，6歲或以上兒童計作一位；不准拆檯或拆帳。
  • 不適用日包括2026-01-01、02-14、02-17至19、04-03至07、05-01、10、25、06-19、21、30、07-01、09-25至26、10-01、18至19、12-24至26、31，以及優惠期內新增公眾假期及前夕。
  • After 6pm.
  • Reserve directly with the restaurant and present the physical Card. Savings are based on original price. Blackout dates, exclusions, and further terms apply. The linked full terms are absent from the retained HTML.
  • Offers may be subject to minimum spend, promotion code, redemption cap, limited quotas, exclusions, blackout dates, and designated purchase channels. Promotion terms may vary. Offers are first-come, first-served while stocks last.
  • 優惠期: 2026-01-01 – 2026-12-31

Open source offer ↗

Dining
Café Deco Pizzeria dine-in à la carte food: 30% savings
Discount
——

The source calendar restrictions cannot be confirmed for this date. • Limit applies to: 優惠 • Merchants: cafe-deco-pizzeria • Eligible merchants: cafe-deco-pizzeria • 適用於ANJU Modern Korean、CAFE DECO PIZZERIA、Duan Chun Zhen ELEMENTS、WATERMARK及Uogashi Nihonichi Central。 • 只適用於晚上6時後堂食晚餐的單點食品；每次一檯2至12人，持卡會員須在席，6歲或以上兒童計作一位；不准拆檯或拆帳。 • 不適用日包括2026-01-01、02-14、02-17至19、04-03至07、05-01、10、25、06-19、21、30、07-01、09-25至26、10-01、18至19、12-24至26、31，以及優惠期內新增公眾假期及前夕。 • After 6pm. • Reserve directly with the restaurant and present the physical Card. Savings are based on original price. Blackout dates, exclusions, and further terms apply. The linked full terms are absent from the retained HTML. • Offers may be subject to minimum spend, promotion code, redemption cap, limited quotas, exclusions, blackout dates, and designated purchase channels. Promotion terms may vary. Offers are first-come, first-served while stocks last.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: cafe deco pizzeria · Type: merchant
  • Benefit limit: Applies to: 優惠 · Period: not stated · Type: not stated
  • 適用於ANJU Modern Korean、CAFE DECO PIZZERIA、Duan Chun Zhen ELEMENTS、WATERMARK及Uogashi Nihonichi Central。
  • 只適用於晚上6時後堂食晚餐的單點食品；每次一檯2至12人，持卡會員須在席，6歲或以上兒童計作一位；不准拆檯或拆帳。
  • 不適用日包括2026-01-01、02-14、02-17至19、04-03至07、05-01、10、25、06-19、21、30、07-01、09-25至26、10-01、18至19、12-24至26、31，以及優惠期內新增公眾假期及前夕。
  • After 6pm.
  • Reserve directly with the restaurant and present the physical Card. Savings are based on original price. Blackout dates, exclusions, and further terms apply. The linked full terms are absent from the retained HTML.
  • Offers may be subject to minimum spend, promotion code, redemption cap, limited quotas, exclusions, blackout dates, and designated purchase channels. Promotion terms may vary. Offers are first-come, first-served while stocks last.
  • 優惠期: 2026-01-01 – 2026-12-31

Open source offer ↗

Dining
Duan Chun Zhen dine-in à la carte food: 30% savings
Discount
——

The source calendar restrictions cannot be confirmed for this date. • Limit applies to: 優惠 • Merchants: duan-chun-zhen • Eligible merchants: duan-chun-zhen • 適用於ANJU Modern Korean、CAFE DECO PIZZERIA、Duan Chun Zhen ELEMENTS、WATERMARK及Uogashi Nihonichi Central。 • 只適用於晚上6時後堂食晚餐的單點食品；每次一檯2至12人，持卡會員須在席，6歲或以上兒童計作一位；不准拆檯或拆帳。 • 不適用日包括2026-01-01、02-14、02-17至19、04-03至07、05-01、10、25、06-19、21、30、07-01、09-25至26、10-01、18至19、12-24至26、31，以及優惠期內新增公眾假期及前夕。 • After 6pm. • Reserve directly with the restaurant and present the physical Card. Savings are based on original price. Blackout dates, exclusions, and further terms apply. The linked full terms are absent from the retained HTML. • Offers may be subject to minimum spend, promotion code, redemption cap, limited quotas, exclusions, blackout dates, and designated purchase channels. Promotion terms may vary. Offers are first-come, first-served while stocks last.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: duan chun zhen · Type: merchant
  • Benefit limit: Applies to: 優惠 · Period: not stated · Type: not stated
  • 適用於ANJU Modern Korean、CAFE DECO PIZZERIA、Duan Chun Zhen ELEMENTS、WATERMARK及Uogashi Nihonichi Central。
  • 只適用於晚上6時後堂食晚餐的單點食品；每次一檯2至12人，持卡會員須在席，6歲或以上兒童計作一位；不准拆檯或拆帳。
  • 不適用日包括2026-01-01、02-14、02-17至19、04-03至07、05-01、10、25、06-19、21、30、07-01、09-25至26、10-01、18至19、12-24至26、31，以及優惠期內新增公眾假期及前夕。
  • After 6pm.
  • Reserve directly with the restaurant and present the physical Card. Savings are based on original price. Blackout dates, exclusions, and further terms apply. The linked full terms are absent from the retained HTML.
  • Offers may be subject to minimum spend, promotion code, redemption cap, limited quotas, exclusions, blackout dates, and designated purchase channels. Promotion terms may vary. Offers are first-come, first-served while stocks last.
  • 優惠期: 2026-01-01 – 2026-12-31

Open source offer ↗

Dining
WATERMARK dine-in à la carte food: 30% savings
Discount
——

The source calendar restrictions cannot be confirmed for this date. • Limit applies to: 優惠 • Merchants: watermark • Eligible merchants: watermark • 適用於ANJU Modern Korean、CAFE DECO PIZZERIA、Duan Chun Zhen ELEMENTS、WATERMARK及Uogashi Nihonichi Central。 • 只適用於晚上6時後堂食晚餐的單點食品；每次一檯2至12人，持卡會員須在席，6歲或以上兒童計作一位；不准拆檯或拆帳。 • 不適用日包括2026-01-01、02-14、02-17至19、04-03至07、05-01、10、25、06-19、21、30、07-01、09-25至26、10-01、18至19、12-24至26、31，以及優惠期內新增公眾假期及前夕。 • After 6pm. • Reserve directly with the restaurant and present the physical Card. Savings are based on original price. Blackout dates, exclusions, and further terms apply. The linked full terms are absent from the retained HTML. • Offers may be subject to minimum spend, promotion code, redemption cap, limited quotas, exclusions, blackout dates, and designated purchase channels. Promotion terms may vary. Offers are first-come, first-served while stocks last.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: watermark · Type: merchant
  • Benefit limit: Applies to: 優惠 · Period: not stated · Type: not stated
  • 適用於ANJU Modern Korean、CAFE DECO PIZZERIA、Duan Chun Zhen ELEMENTS、WATERMARK及Uogashi Nihonichi Central。
  • 只適用於晚上6時後堂食晚餐的單點食品；每次一檯2至12人，持卡會員須在席，6歲或以上兒童計作一位；不准拆檯或拆帳。
  • 不適用日包括2026-01-01、02-14、02-17至19、04-03至07、05-01、10、25、06-19、21、30、07-01、09-25至26、10-01、18至19、12-24至26、31，以及優惠期內新增公眾假期及前夕。
  • After 6pm.
  • Reserve directly with the restaurant and present the physical Card. Savings are based on original price. Blackout dates, exclusions, and further terms apply. The linked full terms are absent from the retained HTML.
  • Offers may be subject to minimum spend, promotion code, redemption cap, limited quotas, exclusions, blackout dates, and designated purchase channels. Promotion terms may vary. Offers are first-come, first-served while stocks last.
  • 優惠期: 2026-01-01 – 2026-12-31

Open source offer ↗

Dining
Uogashi Nohonichi dine-in à la carte food: 30% savings
Discount
——

The source calendar restrictions cannot be confirmed for this date. • Limit applies to: 優惠 • Merchants: uogashi-nohonichi • Eligible merchants: uogashi-nohonichi • 適用於ANJU Modern Korean、CAFE DECO PIZZERIA、Duan Chun Zhen ELEMENTS、WATERMARK及Uogashi Nihonichi Central。 • 只適用於晚上6時後堂食晚餐的單點食品；每次一檯2至12人，持卡會員須在席，6歲或以上兒童計作一位；不准拆檯或拆帳。 • 不適用日包括2026-01-01、02-14、02-17至19、04-03至07、05-01、10、25、06-19、21、30、07-01、09-25至26、10-01、18至19、12-24至26、31，以及優惠期內新增公眾假期及前夕。 • After 6pm. • Reserve directly with the restaurant and present the physical Card. Savings are based on original price. Blackout dates, exclusions, and further terms apply. The linked full terms are absent from the retained HTML. • Offers may be subject to minimum spend, promotion code, redemption cap, limited quotas, exclusions, blackout dates, and designated purchase channels. Promotion terms may vary. Offers are first-come, first-served while stocks last.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: uogashi nohonichi · Type: merchant
  • Benefit limit: Applies to: 優惠 · Period: not stated · Type: not stated
  • 適用於ANJU Modern Korean、CAFE DECO PIZZERIA、Duan Chun Zhen ELEMENTS、WATERMARK及Uogashi Nihonichi Central。
  • 只適用於晚上6時後堂食晚餐的單點食品；每次一檯2至12人，持卡會員須在席，6歲或以上兒童計作一位；不准拆檯或拆帳。
  • 不適用日包括2026-01-01、02-14、02-17至19、04-03至07、05-01、10、25、06-19、21、30、07-01、09-25至26、10-01、18至19、12-24至26、31，以及優惠期內新增公眾假期及前夕。
  • After 6pm.
  • Reserve directly with the restaurant and present the physical Card. Savings are based on original price. Blackout dates, exclusions, and further terms apply. The linked full terms are absent from the retained HTML.
  • Offers may be subject to minimum spend, promotion code, redemption cap, limited quotas, exclusions, blackout dates, and designated purchase channels. Promotion terms may vary. Offers are first-come, first-served while stocks last.
  • 優惠期: 2026-01-01 – 2026-12-31

Open source offer ↗

Dining
CAFÉ LANDMARK週一至四2至3人晚餐單點食品40%折扣
Discount
HK$40.0040%

Not counted: this offer applies to another possible merchant. Select the merchant to calculate it. • Limit applies to: 優惠 • Merchants: cafe-landmark • Eligible merchants: cafe-landmark • 週一至四晚上6時後堂食晚餐；每檯2至3人。 • 持卡會員須為其中一位食客，使用實體卡並付全額；每次一檯，最多12人，不可拆檯或拆帳；6歲或以上兒童計作一位。 • 不適用於飲品、酒、茶費、火鍋、餐前小食、服務費、其他收費、節慶品、套餐、特價品、私人房間、宴會及外賣。 • 不適用日：2026-05-10、06-21、12-24至26、31；2027-01-01、02-14。不可與其他優惠同用。

  • Eligibility: Audience: all
  • Eligible spending: Applies to: cafe landmark · Type: merchant
  • Benefit limit: Applies to: 優惠 · Period: not stated · Type: not stated
  • 週一至四晚上6時後堂食晚餐；每檯2至3人。
  • 持卡會員須為其中一位食客，使用實體卡並付全額；每次一檯，最多12人，不可拆檯或拆帳；6歲或以上兒童計作一位。
  • 不適用於飲品、酒、茶費、火鍋、餐前小食、服務費、其他收費、節慶品、套餐、特價品、私人房間、宴會及外賣。
  • 不適用日：2026-05-10、06-21、12-24至26、31；2027-01-01、02-14。不可與其他優惠同用。
  • 優惠期: 2026-04-01 – 2027-03-31

Open source offer ↗

Dining
CAFÉ LANDMARK週一至四4至12人晚餐單點食品25%折扣
Discount
HK$25.0025%

Not counted: this offer applies to another possible merchant. Select the merchant to calculate it. • Limit applies to: 優惠 • Merchants: cafe-landmark • Eligible merchants: cafe-landmark • 週一至四晚上6時後堂食晚餐；每檯4至12人。 • 持卡會員須為其中一位食客並使用實體卡付全額；每次一檯，不可拆檯或拆帳；6歲或以上兒童計作一位。 • 不適用於飲品、酒、茶費、火鍋、餐前小食、服務費、其他收費、節慶品、套餐、特價品、私人房間、宴會及外賣。 • 不適用日：2026-05-10、06-21、12-24至26、31；2027-01-01、02-14。不可與其他優惠同用。

  • Eligibility: Audience: all
  • Eligible spending: Applies to: cafe landmark · Type: merchant
  • Benefit limit: Applies to: 優惠 · Period: not stated · Type: not stated
  • 週一至四晚上6時後堂食晚餐；每檯4至12人。
  • 持卡會員須為其中一位食客並使用實體卡付全額；每次一檯，不可拆檯或拆帳；6歲或以上兒童計作一位。
  • 不適用於飲品、酒、茶費、火鍋、餐前小食、服務費、其他收費、節慶品、套餐、特價品、私人房間、宴會及外賣。
  • 不適用日：2026-05-10、06-21、12-24至26、31；2027-01-01、02-14。不可與其他優惠同用。
  • 優惠期: 2026-04-01 – 2027-03-31

Open source offer ↗

Dining
CAFÉ LANDMARK週五至日2至12人晚餐單點食品25%折扣
Discount
——

The offer is not available on the snapshot weekday or date. • Limit applies to: 優惠 • Merchants: cafe-landmark • Eligible merchants: cafe-landmark • 週五至日晚上6時後堂食晚餐；每檯2至12人。 • 持卡會員須為其中一位食客並使用實體卡付全額；每次一檯，不可拆檯或拆帳；6歲或以上兒童計作一位。 • 不適用於飲品、酒、茶費、火鍋、餐前小食、服務費、其他收費、節慶品、套餐、特價品、私人房間、宴會及外賣。 • 不適用日：2026-05-10、06-21、12-24至26、31；2027-01-01、02-14。不可與其他優惠同用。

  • Eligibility: Audience: all
  • Eligible spending: Applies to: cafe landmark · Type: merchant
  • Benefit limit: Applies to: 優惠 · Period: not stated · Type: not stated
  • 週五至日晚上6時後堂食晚餐；每檯2至12人。
  • 持卡會員須為其中一位食客並使用實體卡付全額；每次一檯，不可拆檯或拆帳；6歲或以上兒童計作一位。
  • 不適用於飲品、酒、茶費、火鍋、餐前小食、服務費、其他收費、節慶品、套餐、特價品、私人房間、宴會及外賣。
  • 不適用日：2026-05-10、06-21、12-24至26、31；2027-01-01、02-14。不可與其他優惠同用。
  • 優惠期: 2026-04-01 – 2027-03-31

Open source offer ↗

Dining
yè shanghai尖沙咀指定下午茶套餐50%折扣
Discount
HK$50.0050%

Not counted: this offer applies to another possible merchant. Select the merchant to calculate it. • Limit applies to: 優惠 • Merchants: ye-shanghai-tsim-sha-tsui • Eligible merchants: ye-shanghai-tsim-sha-tsui • 只適用於yè shanghai尖沙咀分店指定下午茶套餐；指定菜單可按季節及供應調整，PDF未列菜單內容。 • 須提前一日訂座並於預訂時說明使用優惠；每檯2至12人，須視供應情況，先到先得。 • 不適用日：2026-01-01、02-14、17至19、04-03至04、06至07、05-01、10、25、06-19、21、07-01、09-25至26、10-01、12-19、24至26、31。 • 不適用於茶芥、開瓶費、切餅費、私人或公司活動、私人房間、宴會、婚宴、到會、送貨及外賣。 • Designated tea set menu only. • Reserve directly with the restaurant and present the physical Card. Savings are based on original price. Blackout dates, exclusions, and further terms apply. The linked full terms are absent from the retained HTML. • Offers may be subject to minimum spend, promotion code, redemption cap, limited quotas, exclusions, blackout dates, and designated purchase channels. Promotion terms may vary. Offers are first-come, first-served while stocks last.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: ye shanghai tsim sha tsui · Type: merchant
  • Benefit limit: Applies to: 優惠 · Period: not stated · Type: not stated
  • 只適用於yè shanghai尖沙咀分店指定下午茶套餐；指定菜單可按季節及供應調整，PDF未列菜單內容。
  • 須提前一日訂座並於預訂時說明使用優惠；每檯2至12人，須視供應情況，先到先得。
  • 不適用日：2026-01-01、02-14、17至19、04-03至04、06至07、05-01、10、25、06-19、21、07-01、09-25至26、10-01、12-19、24至26、31。
  • 不適用於茶芥、開瓶費、切餅費、私人或公司活動、私人房間、宴會、婚宴、到會、送貨及外賣。
  • Designated tea set menu only.
  • Reserve directly with the restaurant and present the physical Card. Savings are based on original price. Blackout dates, exclusions, and further terms apply. The linked full terms are absent from the retained HTML.
  • Offers may be subject to minimum spend, promotion code, redemption cap, limited quotas, exclusions, blackout dates, and designated purchase channels. Promotion terms may vary. Offers are first-come, first-served while stocks last.
  • 優惠期: 2026-01-01 – 2026-12-31

Open source offer ↗

Dining
FRITES全線分店單點食品堂食30%折扣
Discount
——

The source calendar restrictions cannot be confirmed for this date. • Limit applies to: 優惠 • Merchants: frites • Eligible merchants: frites • 全日堂食單點食品；每次一檯2至12人，持卡會員包括在內；6歲或以上兒童計作一位；不准特別座位安排、拆檯或拆帳。 • 不適用日：2026-04-03至07、05-01、10、25、06-19、21、30、07-01、09-26、10-01、19、12-24至26、31；2027-01-01、02-06至09、14，以及新增公眾假期及前夕。 • 不適用於節慶品、季節或推廣餐單、套餐、折扣食品飲品、開瓶費、切餅費、私人房間、宴會、婚宴、到會、送貨、外賣、現金券及禮券。 • 不適用於10%服務費；不可與其他推廣、折扣、現金券、禮券或FRITES Members Club Rewards同用。

  • Eligibility: Audience: all
  • Eligible spending: Applies to: frites · Type: merchant
  • Benefit limit: Applies to: 優惠 · Period: not stated · Type: not stated
  • 全日堂食單點食品；每次一檯2至12人，持卡會員包括在內；6歲或以上兒童計作一位；不准特別座位安排、拆檯或拆帳。
  • 不適用日：2026-04-03至07、05-01、10、25、06-19、21、30、07-01、09-26、10-01、19、12-24至26、31；2027-01-01、02-06至09、14，以及新增公眾假期及前夕。
  • 不適用於節慶品、季節或推廣餐單、套餐、折扣食品飲品、開瓶費、切餅費、私人房間、宴會、婚宴、到會、送貨、外賣、現金券及禮券。
  • 不適用於10%服務費；不可與其他推廣、折扣、現金券、禮券或FRITES Members Club Rewards同用。
  • 優惠期: 2026-03-01 – 2027-02-28

Open source offer ↗

Dining
美心中菜指定餐廳週五至日2至12位晚餐25%折扣
Discount
——

The offer is not available on the snapshot weekday or date. • Limit applies to: 優惠 • Merchants: maxims-chinese-cuisine • Eligible merchants: maxims-chinese-cuisine • 適用於美心中菜食府指定餐廳；週五至日晚上6時後堂食單點晚餐，2至12位食客。 • 須使用實體合資格卡付全額，持卡會員須在席；每次一檯，不准拆檯或拆帳；6歲或以上兒童計作一位。 • 不適用日：2026-09-19至20、25至26、10-01、12-12至13、19至26、31；2027-01-01、30至31、02-01至09、05-01至02、08至09、06-12至13、19至20、09-11至12、15至16、12-11至12、18至19、21至23、31；2028-01-01、21至30。 • 不適用於飲品、酒、茶費、火鍋、餐前小食、服務費、其他收費、節慶品、套餐、特價品、私人房間、宴會及外賣；不可與其他優惠同用。

  • Eligibility: Audience: all
  • Eligible spending: Applies to: maxims chinese cuisine · Type: merchant
  • Benefit limit: Applies to: 優惠 · Period: not stated · Type: not stated
  • 適用於美心中菜食府指定餐廳；週五至日晚上6時後堂食單點晚餐，2至12位食客。
  • 須使用實體合資格卡付全額，持卡會員須在席；每次一檯，不准拆檯或拆帳；6歲或以上兒童計作一位。
  • 不適用日：2026-09-19至20、25至26、10-01、12-12至13、19至26、31；2027-01-01、30至31、02-01至09、05-01至02、08至09、06-12至13、19至20、09-11至12、15至16、12-11至12、18至19、21至23、31；2028-01-01、21至30。
  • 不適用於飲品、酒、茶費、火鍋、餐前小食、服務費、其他收費、節慶品、套餐、特價品、私人房間、宴會及外賣；不可與其他優惠同用。
  • 優惠期: 2026-08-01 – 2028-03-31

Open source offer ↗

Dining
聘珍樓晚餐食品及指定飲品30%折扣
DiscountCap: HK$1,200.00 · per transaction
HK$30.0030%
CapHK$30.00 / HK$1,200.00

Not counted: this offer applies to another possible merchant. Select the merchant to calculate it. • Limit: 1200 HKD · Per Transaction • Limit applies to: Offer 1合資格食品及飲品折扣 • Merchants: heichinrou • Eligible merchants: heichinrou • 適用於鑽石山及觀塘聘珍樓；週一至日晚上6時後堂食單點食品及指定飲品，葡萄酒及烈酒除外。 • 每張合資格卡每日可享Offer 1一次；每次一檯，持卡會員須在席；6歲或以上兒童計作一位。 • 每筆交易折扣最多HK$1,200；原價合資格食品及飲品達HK$4,000時已達上限。 • 不適用日：2026-02-13至03-03、05-01至03、08至10、06-12至14、19至21、09-18至20、25至27、12-11至13、18至22。 • 不適用於瓶裝酒、節慶品、季節或推廣餐單、茶芥、餐前小食、其他收費、特價品、開瓶費、切餅費、私人活動、宴會、送貨及外賣；加一服務費及茶芥費（如有）按原價計。 • After 6pm, Monday to Sunday; selected beverages exclude wine and spirits. • Reserve directly with the restaurant and present the physical Card. Savings are based on original price. Blackout dates, exclusions, and further terms apply. The linked full terms are absent from the retained HTML. • Offers may be subject to minimum spend, promotion code, redemption cap, limited quotas, exclusions, blackout dates, and designated purchase channels. Promotion terms may vary. Offers are first-come, first-served while stocks last.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: heichinrou · Type: merchant
  • Benefit limit: Amount: 1200 · Applies to: Offer 1合資格食品及飲品折扣 · Currency: HKD · Period: per transaction · Type: limited · Unit: currency
  • 適用於鑽石山及觀塘聘珍樓；週一至日晚上6時後堂食單點食品及指定飲品，葡萄酒及烈酒除外。
  • 每張合資格卡每日可享Offer 1一次；每次一檯，持卡會員須在席；6歲或以上兒童計作一位。
  • 每筆交易折扣最多HK$1,200；原價合資格食品及飲品達HK$4,000時已達上限。
  • 不適用日：2026-02-13至03-03、05-01至03、08至10、06-12至14、19至21、09-18至20、25至27、12-11至13、18至22。
  • 不適用於瓶裝酒、節慶品、季節或推廣餐單、茶芥、餐前小食、其他收費、特價品、開瓶費、切餅費、私人活動、宴會、送貨及外賣；加一服務費及茶芥費（如有）按原價計。
  • After 6pm, Monday to Sunday; selected beverages exclude wine and spirits.
  • Reserve directly with the restaurant and present the physical Card. Savings are based on original price. Blackout dates, exclusions, and further terms apply. The linked full terms are absent from the retained HTML.
  • Offers may be subject to minimum spend, promotion code, redemption cap, limited quotas, exclusions, blackout dates, and designated purchase channels. Promotion terms may vary. Offers are first-come, first-served while stocks last.
  • 優惠期: 2026-01-01 – 2026-12-31

Open source offer ↗

Dining
聘珍樓週一至五晚餐葡萄酒及烈酒15%折扣
Discount
HK$15.0015%

Not counted: this offer applies to another possible merchant. Select the merchant to calculate it. • Limit applies to: 優惠 • Merchants: heichinrou • Eligible merchants: heichinrou • 適用於鑽石山及觀塘聘珍樓；週一至五晚上6時後堂食晚餐葡萄酒及烈酒。 • 每張合資格卡每日可享Offer 2一次；每次一檯，持卡會員須在席。 • 不適用日：2026-02-13至03-03、05-01至03、08至10、06-12至14、19至21、09-18至20、25至27、12-11至13、18至22。 • 加一服務費及茶芥費（如有）按原價計；不適用於其他已折扣、節慶或推廣項目及列明的附加收費。 • After 6pm, Monday to Friday; wine and spirits only. • Reserve directly with the restaurant and present the physical Card. Savings are based on original price. Blackout dates, exclusions, and further terms apply. The linked full terms are absent from the retained HTML. • Offers may be subject to minimum spend, promotion code, redemption cap, limited quotas, exclusions, blackout dates, and designated purchase channels. Promotion terms may vary. Offers are first-come, first-served while stocks last.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: heichinrou · Type: merchant
  • Benefit limit: Applies to: 優惠 · Period: not stated · Type: not stated
  • 適用於鑽石山及觀塘聘珍樓；週一至五晚上6時後堂食晚餐葡萄酒及烈酒。
  • 每張合資格卡每日可享Offer 2一次；每次一檯，持卡會員須在席。
  • 不適用日：2026-02-13至03-03、05-01至03、08至10、06-12至14、19至21、09-18至20、25至27、12-11至13、18至22。
  • 加一服務費及茶芥費（如有）按原價計；不適用於其他已折扣、節慶或推廣項目及列明的附加收費。
  • After 6pm, Monday to Friday; wine and spirits only.
  • Reserve directly with the restaurant and present the physical Card. Savings are based on original price. Blackout dates, exclusions, and further terms apply. The linked full terms are absent from the retained HTML.
  • Offers may be subject to minimum spend, promotion code, redemption cap, limited quotas, exclusions, blackout dates, and designated purchase channels. Promotion terms may vary. Offers are first-come, first-served while stocks last.
  • 優惠期: 2026-01-01 – 2026-12-31

Open source offer ↗

Dining
聘珍樓單點食品外賣自取30%折扣
Discount
HK$30.0030%

Not counted: this offer applies to another possible merchant. Select the merchant to calculate it. • Limit applies to: 優惠 • Merchants: heichinrou • Eligible merchants: heichinrou • 週一至日全日適用於聘珍樓單點食品（包括點心）外賣自取；須直接致電或親身到店訂購，第三方交易不適用。 • 不適用日：2026-02-13至03-03、05-01至03、08至10、06-12至14、19至21、09-18至20、25至27、12-11至13、18至22。 • 不適用於飲品、酒、10%服務費、節慶品、套餐、時令或特價餐單、私人或公司活動、宴會、送貨及其他收費。 • Monday to Sunday; available all day. • Reserve directly with the restaurant and present the physical Card. Savings are based on original price. Blackout dates, exclusions, and further terms apply. The linked full terms are absent from the retained HTML. • Offers may be subject to minimum spend, promotion code, redemption cap, limited quotas, exclusions, blackout dates, and designated purchase channels. Promotion terms may vary. Offers are first-come, first-served while stocks last.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: heichinrou · Type: merchant
  • Benefit limit: Applies to: 優惠 · Period: not stated · Type: not stated
  • 週一至日全日適用於聘珍樓單點食品（包括點心）外賣自取；須直接致電或親身到店訂購，第三方交易不適用。
  • 不適用日：2026-02-13至03-03、05-01至03、08至10、06-12至14、19至21、09-18至20、25至27、12-11至13、18至22。
  • 不適用於飲品、酒、10%服務費、節慶品、套餐、時令或特價餐單、私人或公司活動、宴會、送貨及其他收費。
  • Monday to Sunday; available all day.
  • Reserve directly with the restaurant and present the physical Card. Savings are based on original price. Blackout dates, exclusions, and further terms apply. The linked full terms are absent from the retained HTML.
  • Offers may be subject to minimum spend, promotion code, redemption cap, limited quotas, exclusions, blackout dates, and designated purchase channels. Promotion terms may vary. Offers are first-come, first-served while stocks last.
  • 優惠期: 2026-01-01 – 2026-12-31

Open source offer ↗

Dining
Cuisine Cuisine ifc dine-in à la carte dinner: 30% savings
Discount
HK$30.0030%

Not counted: this offer applies to another possible merchant. Select the merchant to calculate it. • Limit applies to: 優惠 • Merchants: cuisine-cuisine-ifc • Eligible merchants: cuisine-cuisine-ifc • 適用於唐述、國金軒ifc、大宅、Mue Mue及翠亨邨；晚上6時後堂食單點食品及飲品，瓶裝酒除外。 • 每次一檯最多12人，持卡會員須在席；不准拆檯或拆帳；6歲或以上兒童計作一位。 • 不適用日按餐廳而異：唐述2026-02-16、05-09至10、09-25、12-21至22及煙花之夜；國金軒ifc及大宅2026-02-16至19、05-09至10、09-25、12-21至22；Mue Mue 2026-02-16、05-10、09-25、12-22；翠亨邨2026-02-16至19、05-09至10、09-25、12-21至22。 • 不適用於瓶裝酒及烈酒、節慶品、季節或推廣餐單、茶芥、餐前小食、其他收費、特價項目、開瓶費、切餅費、私人活動、宴會、送貨及外賣；須預先訂座，視乎座位供應。 • After 6pm; excludes bottles of wine and spirits. • Reserve directly with the restaurant and present the physical Card. Savings are based on original price. Blackout dates, exclusions, and further terms apply. The linked full terms are absent from the retained HTML. • Offers may be subject to minimum spend, promotion code, redemption cap, limited quotas, exclusions, blackout dates, and designated purchase channels. Promotion terms may vary. Offers are first-come, first-served while stocks last.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: cuisine cuisine ifc · Type: merchant
  • Benefit limit: Applies to: 優惠 · Period: not stated · Type: not stated
  • 適用於唐述、國金軒ifc、大宅、Mue Mue及翠亨邨；晚上6時後堂食單點食品及飲品，瓶裝酒除外。
  • 每次一檯最多12人，持卡會員須在席；不准拆檯或拆帳；6歲或以上兒童計作一位。
  • 不適用日按餐廳而異：唐述2026-02-16、05-09至10、09-25、12-21至22及煙花之夜；國金軒ifc及大宅2026-02-16至19、05-09至10、09-25、12-21至22；Mue Mue 2026-02-16、05-10、09-25、12-22；翠亨邨2026-02-16至19、05-09至10、09-25、12-21至22。
  • 不適用於瓶裝酒及烈酒、節慶品、季節或推廣餐單、茶芥、餐前小食、其他收費、特價項目、開瓶費、切餅費、私人活動、宴會、送貨及外賣；須預先訂座，視乎座位供應。
  • After 6pm; excludes bottles of wine and spirits.
  • Reserve directly with the restaurant and present the physical Card. Savings are based on original price. Blackout dates, exclusions, and further terms apply. The linked full terms are absent from the retained HTML.
  • Offers may be subject to minimum spend, promotion code, redemption cap, limited quotas, exclusions, blackout dates, and designated purchase channels. Promotion terms may vary. Offers are first-come, first-served while stocks last.
  • 優惠期: 2026-01-01 – 2026-12-31

Open source offer ↗

Dining
大宅晚市單點食品及飲品30%折扣
Discount
HK$30.0030%

Not counted: this offer applies to another possible merchant. Select the merchant to calculate it. • Limit applies to: 優惠 • Merchants: 大宅 • Eligible merchants: 大宅 • 適用於唐述、國金軒ifc、大宅、Mue Mue及翠亨邨；晚上6時後堂食單點食品及飲品，瓶裝酒除外。 • 每次一檯最多12人，持卡會員須在席；不准拆檯或拆帳；6歲或以上兒童計作一位。 • 不適用日按餐廳而異：唐述2026-02-16、05-09至10、09-25、12-21至22及煙花之夜；國金軒ifc及大宅2026-02-16至19、05-09至10、09-25、12-21至22；Mue Mue 2026-02-16、05-10、09-25、12-22；翠亨邨2026-02-16至19、05-09至10、09-25、12-21至22。 • 不適用於瓶裝酒及烈酒、節慶品、季節或推廣餐單、茶芥、餐前小食、其他收費、特價項目、開瓶費、切餅費、私人活動、宴會、送貨及外賣；須預先訂座，視乎座位供應。

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 大宅 · Type: merchant
  • Benefit limit: Applies to: 優惠 · Period: not stated · Type: not stated
  • 適用於唐述、國金軒ifc、大宅、Mue Mue及翠亨邨；晚上6時後堂食單點食品及飲品，瓶裝酒除外。
  • 每次一檯最多12人，持卡會員須在席；不准拆檯或拆帳；6歲或以上兒童計作一位。
  • 不適用日按餐廳而異：唐述2026-02-16、05-09至10、09-25、12-21至22及煙花之夜；國金軒ifc及大宅2026-02-16至19、05-09至10、09-25、12-21至22；Mue Mue 2026-02-16、05-10、09-25、12-22；翠亨邨2026-02-16至19、05-09至10、09-25、12-21至22。
  • 不適用於瓶裝酒及烈酒、節慶品、季節或推廣餐單、茶芥、餐前小食、其他收費、特價項目、開瓶費、切餅費、私人活動、宴會、送貨及外賣；須預先訂座，視乎座位供應。
  • 優惠期: 2026-01-01 – 2026-12-31

Open source offer ↗

Dining
Mue Mue dine-in à la carte dinner: 30% savings
Discount
HK$30.0030%

Not counted: this offer applies to another possible merchant. Select the merchant to calculate it. • Limit applies to: 優惠 • Merchants: mue-mue • Eligible merchants: mue-mue • 適用於唐述、國金軒ifc、大宅、Mue Mue及翠亨邨；晚上6時後堂食單點食品及飲品，瓶裝酒除外。 • 每次一檯最多12人，持卡會員須在席；不准拆檯或拆帳；6歲或以上兒童計作一位。 • 不適用日按餐廳而異：唐述2026-02-16、05-09至10、09-25、12-21至22及煙花之夜；國金軒ifc及大宅2026-02-16至19、05-09至10、09-25、12-21至22；Mue Mue 2026-02-16、05-10、09-25、12-22；翠亨邨2026-02-16至19、05-09至10、09-25、12-21至22。 • 不適用於瓶裝酒及烈酒、節慶品、季節或推廣餐單、茶芥、餐前小食、其他收費、特價項目、開瓶費、切餅費、私人活動、宴會、送貨及外賣；須預先訂座，視乎座位供應。 • After 6pm; excludes bottles of wine and spirits. • Reserve directly with the restaurant and present the physical Card. Savings are based on original price. Blackout dates, exclusions, and further terms apply. The linked full terms are absent from the retained HTML. • Offers may be subject to minimum spend, promotion code, redemption cap, limited quotas, exclusions, blackout dates, and designated purchase channels. Promotion terms may vary. Offers are first-come, first-served while stocks last.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: mue mue · Type: merchant
  • Benefit limit: Applies to: 優惠 · Period: not stated · Type: not stated
  • 適用於唐述、國金軒ifc、大宅、Mue Mue及翠亨邨；晚上6時後堂食單點食品及飲品，瓶裝酒除外。
  • 每次一檯最多12人，持卡會員須在席；不准拆檯或拆帳；6歲或以上兒童計作一位。
  • 不適用日按餐廳而異：唐述2026-02-16、05-09至10、09-25、12-21至22及煙花之夜；國金軒ifc及大宅2026-02-16至19、05-09至10、09-25、12-21至22；Mue Mue 2026-02-16、05-10、09-25、12-22；翠亨邨2026-02-16至19、05-09至10、09-25、12-21至22。
  • 不適用於瓶裝酒及烈酒、節慶品、季節或推廣餐單、茶芥、餐前小食、其他收費、特價項目、開瓶費、切餅費、私人活動、宴會、送貨及外賣；須預先訂座，視乎座位供應。
  • After 6pm; excludes bottles of wine and spirits.
  • Reserve directly with the restaurant and present the physical Card. Savings are based on original price. Blackout dates, exclusions, and further terms apply. The linked full terms are absent from the retained HTML.
  • Offers may be subject to minimum spend, promotion code, redemption cap, limited quotas, exclusions, blackout dates, and designated purchase channels. Promotion terms may vary. Offers are first-come, first-served while stocks last.
  • 優惠期: 2026-01-01 – 2026-12-31

Open source offer ↗

Dining
Tsui Hang Village dine-in à la carte dinner: 30% savings
Discount
HK$30.0030%

Not counted: this offer applies to another possible merchant. Select the merchant to calculate it. • Limit applies to: 優惠 • Merchants: tsui-hang-village • Eligible merchants: tsui-hang-village • 適用於唐述、國金軒ifc、大宅、Mue Mue及翠亨邨；晚上6時後堂食單點食品及飲品，瓶裝酒除外。 • 每次一檯最多12人，持卡會員須在席；不准拆檯或拆帳；6歲或以上兒童計作一位。 • 不適用日按餐廳而異：唐述2026-02-16、05-09至10、09-25、12-21至22及煙花之夜；國金軒ifc及大宅2026-02-16至19、05-09至10、09-25、12-21至22；Mue Mue 2026-02-16、05-10、09-25、12-22；翠亨邨2026-02-16至19、05-09至10、09-25、12-21至22。 • 不適用於瓶裝酒及烈酒、節慶品、季節或推廣餐單、茶芥、餐前小食、其他收費、特價項目、開瓶費、切餅費、私人活動、宴會、送貨及外賣；須預先訂座，視乎座位供應。 • After 6pm; excludes bottles of wine and spirits. • Reserve directly with the restaurant and present the physical Card. Savings are based on original price. Blackout dates, exclusions, and further terms apply. The linked full terms are absent from the retained HTML. • Offers may be subject to minimum spend, promotion code, redemption cap, limited quotas, exclusions, blackout dates, and designated purchase channels. Promotion terms may vary. Offers are first-come, first-served while stocks last.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: tsui hang village · Type: merchant
  • Benefit limit: Applies to: 優惠 · Period: not stated · Type: not stated
  • 適用於唐述、國金軒ifc、大宅、Mue Mue及翠亨邨；晚上6時後堂食單點食品及飲品，瓶裝酒除外。
  • 每次一檯最多12人，持卡會員須在席；不准拆檯或拆帳；6歲或以上兒童計作一位。
  • 不適用日按餐廳而異：唐述2026-02-16、05-09至10、09-25、12-21至22及煙花之夜；國金軒ifc及大宅2026-02-16至19、05-09至10、09-25、12-21至22；Mue Mue 2026-02-16、05-10、09-25、12-22；翠亨邨2026-02-16至19、05-09至10、09-25、12-21至22。
  • 不適用於瓶裝酒及烈酒、節慶品、季節或推廣餐單、茶芥、餐前小食、其他收費、特價項目、開瓶費、切餅費、私人活動、宴會、送貨及外賣；須預先訂座，視乎座位供應。
  • After 6pm; excludes bottles of wine and spirits.
  • Reserve directly with the restaurant and present the physical Card. Savings are based on original price. Blackout dates, exclusions, and further terms apply. The linked full terms are absent from the retained HTML.
  • Offers may be subject to minimum spend, promotion code, redemption cap, limited quotas, exclusions, blackout dates, and designated purchase channels. Promotion terms may vary. Offers are first-come, first-served while stocks last.
  • 優惠期: 2026-01-01 – 2026-12-31

Open source offer ↗

Dining
Mue Mue takeaway à la carte food: 25% savings
Discount
HK$25.0025%

Not counted: this offer applies to another possible merchant. Select the merchant to calculate it. • Limit applies to: 優惠 • Merchants: mue-mue • Eligible merchants: mue-mue • 只適用於Mue Mue及翠亨邨單點食品外賣自取；直接向餐廳訂購。 • 不適用日按餐廳而異：Mue Mue 2026-02-16、05-10、09-25、12-22；翠亨邨2026-02-16至19、05-09至10、09-25、12-21至22。 • 不適用於飲品、酒、10%服務費、節慶品、套餐、季節或推廣餐單、特價食品、私人或公司活動、宴會、送貨及其他收費。 • Available all day. • Reserve directly with the restaurant and present the physical Card. Savings are based on original price. Blackout dates, exclusions, and further terms apply. The linked full terms are absent from the retained HTML. • Offers may be subject to minimum spend, promotion code, redemption cap, limited quotas, exclusions, blackout dates, and designated purchase channels. Promotion terms may vary. Offers are first-come, first-served while stocks last.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: mue mue · Type: merchant
  • Benefit limit: Applies to: 優惠 · Period: not stated · Type: not stated
  • 只適用於Mue Mue及翠亨邨單點食品外賣自取；直接向餐廳訂購。
  • 不適用日按餐廳而異：Mue Mue 2026-02-16、05-10、09-25、12-22；翠亨邨2026-02-16至19、05-09至10、09-25、12-21至22。
  • 不適用於飲品、酒、10%服務費、節慶品、套餐、季節或推廣餐單、特價食品、私人或公司活動、宴會、送貨及其他收費。
  • Available all day.
  • Reserve directly with the restaurant and present the physical Card. Savings are based on original price. Blackout dates, exclusions, and further terms apply. The linked full terms are absent from the retained HTML.
  • Offers may be subject to minimum spend, promotion code, redemption cap, limited quotas, exclusions, blackout dates, and designated purchase channels. Promotion terms may vary. Offers are first-come, first-served while stocks last.
  • 優惠期: 2026-01-01 – 2026-12-31

Open source offer ↗

Dining
Tsui Hang Village takeaway à la carte food: 25% savings
Discount
HK$25.0025%

Not counted: this offer applies to another possible merchant. Select the merchant to calculate it. • Limit applies to: 優惠 • Merchants: tsui-hang-village • Eligible merchants: tsui-hang-village • 只適用於Mue Mue及翠亨邨單點食品外賣自取；直接向餐廳訂購。 • 不適用日按餐廳而異：Mue Mue 2026-02-16、05-10、09-25、12-22；翠亨邨2026-02-16至19、05-09至10、09-25、12-21至22。 • 不適用於飲品、酒、10%服務費、節慶品、套餐、季節或推廣餐單、特價食品、私人或公司活動、宴會、送貨及其他收費。 • Available all day. • Reserve directly with the restaurant and present the physical Card. Savings are based on original price. Blackout dates, exclusions, and further terms apply. The linked full terms are absent from the retained HTML. • Offers may be subject to minimum spend, promotion code, redemption cap, limited quotas, exclusions, blackout dates, and designated purchase channels. Promotion terms may vary. Offers are first-come, first-served while stocks last.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: tsui hang village · Type: merchant
  • Benefit limit: Applies to: 優惠 · Period: not stated · Type: not stated
  • 只適用於Mue Mue及翠亨邨單點食品外賣自取；直接向餐廳訂購。
  • 不適用日按餐廳而異：Mue Mue 2026-02-16、05-10、09-25、12-22；翠亨邨2026-02-16至19、05-09至10、09-25、12-21至22。
  • 不適用於飲品、酒、10%服務費、節慶品、套餐、季節或推廣餐單、特價食品、私人或公司活動、宴會、送貨及其他收費。
  • Available all day.
  • Reserve directly with the restaurant and present the physical Card. Savings are based on original price. Blackout dates, exclusions, and further terms apply. The linked full terms are absent from the retained HTML.
  • Offers may be subject to minimum spend, promotion code, redemption cap, limited quotas, exclusions, blackout dates, and designated purchase channels. Promotion terms may vary. Offers are first-come, first-served while stocks last.
  • 優惠期: 2026-01-01 – 2026-12-31

Open source offer ↗

Dining
Cuisine Cuisine ifc takeaway à la carte food: 15% savings
Discount
HK$15.0015%

Not counted: this offer applies to another possible merchant. Select the merchant to calculate it. • Limit applies to: 優惠 • Merchants: cuisine-cuisine-ifc • Eligible merchants: cuisine-cuisine-ifc • 只適用於唐述、國金軒ifc及大宅單點食品外賣自取；直接向餐廳訂購。 • 不適用日按餐廳而異：唐述2026-02-16、05-09至10、09-25、12-21至22及煙花之夜；國金軒ifc及大宅2026-02-16至19、05-09至10、09-25、12-21至22。 • 不適用於飲品、酒、10%服務費、節慶品、套餐、季節或推廣餐單、特價食品、私人或公司活動、宴會、送貨及其他收費。 • Available all day. • Reserve directly with the restaurant and present the physical Card. Savings are based on original price. Blackout dates, exclusions, and further terms apply. The linked full terms are absent from the retained HTML. • Offers may be subject to minimum spend, promotion code, redemption cap, limited quotas, exclusions, blackout dates, and designated purchase channels. Promotion terms may vary. Offers are first-come, first-served while stocks last.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: cuisine cuisine ifc · Type: merchant
  • Benefit limit: Applies to: 優惠 · Period: not stated · Type: not stated
  • 只適用於唐述、國金軒ifc及大宅單點食品外賣自取；直接向餐廳訂購。
  • 不適用日按餐廳而異：唐述2026-02-16、05-09至10、09-25、12-21至22及煙花之夜；國金軒ifc及大宅2026-02-16至19、05-09至10、09-25、12-21至22。
  • 不適用於飲品、酒、10%服務費、節慶品、套餐、季節或推廣餐單、特價食品、私人或公司活動、宴會、送貨及其他收費。
  • Available all day.
  • Reserve directly with the restaurant and present the physical Card. Savings are based on original price. Blackout dates, exclusions, and further terms apply. The linked full terms are absent from the retained HTML.
  • Offers may be subject to minimum spend, promotion code, redemption cap, limited quotas, exclusions, blackout dates, and designated purchase channels. Promotion terms may vary. Offers are first-come, first-served while stocks last.
  • 優惠期: 2026-01-01 – 2026-12-31

Open source offer ↗

Dining
大宅外賣單點食品15%折扣
Discount
HK$15.0015%

Not counted: this offer applies to another possible merchant. Select the merchant to calculate it. • Limit applies to: 優惠 • Merchants: 大宅 • Eligible merchants: 大宅 • 只適用於唐述、國金軒ifc及大宅單點食品外賣自取；直接向餐廳訂購。 • 不適用日按餐廳而異：唐述2026-02-16、05-09至10、09-25、12-21至22及煙花之夜；國金軒ifc及大宅2026-02-16至19、05-09至10、09-25、12-21至22。 • 不適用於飲品、酒、10%服務費、節慶品、套餐、季節或推廣餐單、特價食品、私人或公司活動、宴會、送貨及其他收費。

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 大宅 · Type: merchant
  • Benefit limit: Applies to: 優惠 · Period: not stated · Type: not stated
  • 只適用於唐述、國金軒ifc及大宅單點食品外賣自取；直接向餐廳訂購。
  • 不適用日按餐廳而異：唐述2026-02-16、05-09至10、09-25、12-21至22及煙花之夜；國金軒ifc及大宅2026-02-16至19、05-09至10、09-25、12-21至22。
  • 不適用於飲品、酒、10%服務費、節慶品、套餐、季節或推廣餐單、特價食品、私人或公司活動、宴會、送貨及其他收費。
  • 優惠期: 2026-01-01 – 2026-12-31

Open source offer ↗

Dining
牡丹軒週一至五午市單點食品10%折扣
Discount
HK$10.0010%

Not counted: this offer applies to another possible merchant. Select the merchant to calculate it. • Limit applies to: 優惠 • Merchants: peony-chinese-restaurant • Eligible merchants: peony-chinese-restaurant • 只適用於週一至五午市堂食單點主餐牌食品；牡丹軒中菜廳。 • 每檯最多12人；須提前3天訂座並於預約時說明優惠，視乎供應。 • 不適用日：2026-01-01、02-14、16至19、04-03至07、05-01、10、24至25、06-19、21、07-01、09-25至26、10-01、18至19、12-21至22、24至26、31及餐廳指定日期。 • 不適用於服務費、開瓶費、酒精飲品、早午餐、自助餐、下午茶、歡樂時光、套餐或特選菜單、節慶或客席廚師推廣、折扣菜品、私人活動、宴會、婚禮及其他列明項目。 • Monday to Friday; dine-in lunch and dinner after 6pm. • Reserve directly with the restaurant and present the physical Card. Savings are based on original price. Blackout dates, exclusions, and further terms apply. The linked full terms are absent from the retained HTML. • Offers may be subject to minimum spend, promotion code, redemption cap, limited quotas, exclusions, blackout dates, and designated purchase channels. Promotion terms may vary. Offers are first-come, first-served while stocks last.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: peony chinese restaurant · Type: merchant
  • Benefit limit: Applies to: 優惠 · Period: not stated · Type: not stated
  • 只適用於週一至五午市堂食單點主餐牌食品；牡丹軒中菜廳。
  • 每檯最多12人；須提前3天訂座並於預約時說明優惠，視乎供應。
  • 不適用日：2026-01-01、02-14、16至19、04-03至07、05-01、10、24至25、06-19、21、07-01、09-25至26、10-01、18至19、12-21至22、24至26、31及餐廳指定日期。
  • 不適用於服務費、開瓶費、酒精飲品、早午餐、自助餐、下午茶、歡樂時光、套餐或特選菜單、節慶或客席廚師推廣、折扣菜品、私人活動、宴會、婚禮及其他列明項目。
  • Monday to Friday; dine-in lunch and dinner after 6pm.
  • Reserve directly with the restaurant and present the physical Card. Savings are based on original price. Blackout dates, exclusions, and further terms apply. The linked full terms are absent from the retained HTML.
  • Offers may be subject to minimum spend, promotion code, redemption cap, limited quotas, exclusions, blackout dates, and designated purchase channels. Promotion terms may vary. Offers are first-come, first-served while stocks last.
  • 優惠期: 2026-01-01 – 2026-12-31

Open source offer ↗

Dining
牡丹軒週一至五晚市堂食單點食品10%折扣
Discount
HK$10.0010%

Not counted: this offer applies to another possible merchant. Select the merchant to calculate it. • Limit applies to: 優惠 • Merchants: peony-chinese-restaurant • Eligible merchants: peony-chinese-restaurant • 只適用於週一至五晚市堂食單點主餐牌食品；白金信用卡會員優惠為10%。 • 每檯最多12人；須提前3天訂座並於預約時說明優惠，視乎供應。 • 不適用日：2026-01-01、02-14、16至19、04-03至07、05-01、10、24至25、06-19、21、07-01、09-25至26、10-01、18至19、12-21至22、24至26、31及餐廳指定日期。 • 不適用於服務費、開瓶費、酒精飲品、早午餐、自助餐、下午茶、歡樂時光、套餐或特選菜單、節慶或客席廚師推廣、折扣菜品、私人活動、宴會、婚禮及其他列明項目。 • Monday to Friday; dine-in lunch and dinner after 6pm. • Reserve directly with the restaurant and present the physical Card. Savings are based on original price. Blackout dates, exclusions, and further terms apply. The linked full terms are absent from the retained HTML. • Offers may be subject to minimum spend, promotion code, redemption cap, limited quotas, exclusions, blackout dates, and designated purchase channels. Promotion terms may vary. Offers are first-come, first-served while stocks last.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: peony chinese restaurant · Type: merchant
  • Benefit limit: Applies to: 優惠 · Period: not stated · Type: not stated
  • 只適用於週一至五晚市堂食單點主餐牌食品；白金信用卡會員優惠為10%。
  • 每檯最多12人；須提前3天訂座並於預約時說明優惠，視乎供應。
  • 不適用日：2026-01-01、02-14、16至19、04-03至07、05-01、10、24至25、06-19、21、07-01、09-25至26、10-01、18至19、12-21至22、24至26、31及餐廳指定日期。
  • 不適用於服務費、開瓶費、酒精飲品、早午餐、自助餐、下午茶、歡樂時光、套餐或特選菜單、節慶或客席廚師推廣、折扣菜品、私人活動、宴會、婚禮及其他列明項目。
  • Monday to Friday; dine-in lunch and dinner after 6pm.
  • Reserve directly with the restaurant and present the physical Card. Savings are based on original price. Blackout dates, exclusions, and further terms apply. The linked full terms are absent from the retained HTML.
  • Offers may be subject to minimum spend, promotion code, redemption cap, limited quotas, exclusions, blackout dates, and designated purchase channels. Promotion terms may vary. Offers are first-come, first-served while stocks last.
  • 優惠期: 2026-01-01 – 2026-12-31

Open source offer ↗

Dining
牡丹軒週一至五晚餐外賣單點食品10%折扣
Discount
HK$10.0010%

Not counted: this offer applies to another possible merchant. Select the merchant to calculate it. • Limit applies to: 優惠 • Merchants: peony-chinese-restaurant • Eligible merchants: peony-chinese-restaurant • Offer 3明確列出週一至五晚餐外賣單點食品10%折扣；須提前3天訂座並於預約時說明優惠。 • 條款6同時列明優惠不適用於外賣，與Offer 3的外賣優惠有衝突；外賣優惠是否受該排除限制，PDF未說明。 • 每檯最多12人；不適用日：2026-01-01、02-14、16至19、04-03至07、05-01、10、24至25、06-19、21、07-01、09-25至26、10-01、18至19、12-21至22、24至26、31及餐廳指定日期。

  • Eligibility: Audience: all
  • Eligible spending: Applies to: peony chinese restaurant · Type: merchant
  • Benefit limit: Applies to: 優惠 · Period: not stated · Type: not stated
  • Offer 3明確列出週一至五晚餐外賣單點食品10%折扣；須提前3天訂座並於預約時說明優惠。
  • 條款6同時列明優惠不適用於外賣，與Offer 3的外賣優惠有衝突；外賣優惠是否受該排除限制，PDF未說明。
  • 每檯最多12人；不適用日：2026-01-01、02-14、16至19、04-03至07、05-01、10、24至25、06-19、21、07-01、09-25至26、10-01、18至19、12-21至22、24至26、31及餐廳指定日期。
  • 優惠期: 2026-01-01 – 2026-12-31

Open source offer ↗

Dining
牡丹軒AMEX套餐每位HK$468
Promotional Price
——

No comparable purchase saving is specified for this benefit type. • Calculated from the PDF-stated AMEX Set Menu prices: HK$688 original price per person and HK$468 offer price per person; saving = HK$688 - HK$468 = HK$220 per person; HK$220 / HK$688 * 100 = 31.976744...%, rounded to 31.98%. Applies only to this set menu, Monday to Sunday during the offer period. Eligible Card payment in full and 3-day advance booking are required; maximum 12 diners per table, subject to availability and blackout dates. The rate is based on the menu price; the separate service charge is calculated on original prices. • Limit applies to: 優惠 • Merchants: peony-chinese-restaurant • Eligible merchants: peony-chinese-restaurant • 優惠價每位HK$468；原價每位HK$688；週一至日。 • 每檯最多12人；須提前3天訂座並於預約時說明優惠，視乎供應。 • 不適用日：2026-01-01、02-14、16至19、04-03至07、05-01、10、24至25、06-19、21、07-01、09-25至26、10-01、18至19、12-21至22、24至26、31及餐廳指定日期。 • 條款6對外賣的排除與Offer 3相關；本Offer為AMEX套餐，PDF未明確說明套餐是堂食或外賣。 • Available Monday to Sunday. A 3-day advance booking is required; state the offer when booking. Reservations are subject to availability. • Reserve directly with the restaurant and present the physical Card. Savings are based on original price. Blackout dates, exclusions, and further terms apply. The linked full terms are absent from the retained HTML. • Offers may be subject to minimum spend, promotion code, redemption cap, limited quotas, exclusions, blackout dates, and designated purchase channels. Promotion terms may vary. Offers are first-come, first-served while stocks last. • The retained HTML summary lists HK$688 per person. Formal dated PDF terms state a promotional price of HK$468 per person against the original HK$688.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: peony chinese restaurant · Type: merchant
  • Benefit limit: Applies to: 優惠 · Period: not stated · Type: not stated
  • Percentage note: Calculated from the PDF stated AMEX Set Menu prices: HK$688 original price per person and HK$468 offer price per person; saving = HK$688 HK$468 = HK$220 per person; HK$220 / HK$688 * 100 = 31.976744...%, rounded to 31.98%. Applies only to this set menu, Monday to Sunday during the offer period. Eligible Card payment in full and 3 day advance booking are required; maximum 12 diners per table, subject to availability and blackout dates. The rate is based on the menu price; the separate service charge is calculated on original prices.
  • 優惠價每位HK$468；原價每位HK$688；週一至日。
  • 每檯最多12人；須提前3天訂座並於預約時說明優惠，視乎供應。
  • 不適用日：2026-01-01、02-14、16至19、04-03至07、05-01、10、24至25、06-19、21、07-01、09-25至26、10-01、18至19、12-21至22、24至26、31及餐廳指定日期。
  • 條款6對外賣的排除與Offer 3相關；本Offer為AMEX套餐，PDF未明確說明套餐是堂食或外賣。
  • Available Monday to Sunday. A 3-day advance booking is required; state the offer when booking. Reservations are subject to availability.
  • Reserve directly with the restaurant and present the physical Card. Savings are based on original price. Blackout dates, exclusions, and further terms apply. The linked full terms are absent from the retained HTML.
  • Offers may be subject to minimum spend, promotion code, redemption cap, limited quotas, exclusions, blackout dates, and designated purchase channels. Promotion terms may vary. Offers are first-come, first-served while stocks last.
  • The retained HTML summary lists HK$688 per person. Formal dated PDF terms state a promotional price of HK$468 per person against the original HK$688.
  • 優惠期: 2026-01-01 – 2026-12-31

Open source offer ↗

Dining
ALTO Bar & Grill dine-in à la carte food and beverages: 30% savings
Discount
HK$30.0030%

Not counted: this offer applies to another possible merchant. Select the merchant to calculate it. • Limit applies to: 優惠 • Merchants: alto-bar-and-grill • Eligible merchants: alto-bar-and-grill • 適用於ALTO、Bombay Dreams、BRAZA Churrascaria Brazilian Steakhouse、Bouchon Bistro Français、Boticario Bar and Grill、Spiga、TANGO Argentinian Steakhouse及The Orient。 • 全日堂食單點食品及飲品；每次最多12人，持卡會員包括在內；不可拆檯或拆帳；6歲或以上兒童計作一位。 • 不適用日：2026-01-01、02-14、17至19、04-03至04、06至07、05-01、10、25、06-19、21、07-01、09-26、10-01、19、31、12-24至26、31及煙花之夜。 • 不適用於節慶品、季節或推廣餐單、套餐、茶芥、餐前小食、特價食品飲品、開瓶費、切餅費、私人活動、私人房間、宴會、婚宴、到會、送貨、外賣及現金券；不可與其他優惠、S&S Elite Club Gems或亞洲萬里通里數同用。 • All day; dine-in. • Reserve directly with the restaurant and present the physical Card. Savings are based on original price. Blackout dates, exclusions, and further terms apply. The linked full terms are absent from the retained HTML. • Offers may be subject to minimum spend, promotion code, redemption cap, limited quotas, exclusions, blackout dates, and designated purchase channels. Promotion terms may vary. Offers are first-come, first-served while stocks last.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: alto bar and grill · Type: merchant
  • Benefit limit: Applies to: 優惠 · Period: not stated · Type: not stated
  • 適用於ALTO、Bombay Dreams、BRAZA Churrascaria Brazilian Steakhouse、Bouchon Bistro Français、Boticario Bar and Grill、Spiga、TANGO Argentinian Steakhouse及The Orient。
  • 全日堂食單點食品及飲品；每次最多12人，持卡會員包括在內；不可拆檯或拆帳；6歲或以上兒童計作一位。
  • 不適用日：2026-01-01、02-14、17至19、04-03至04、06至07、05-01、10、25、06-19、21、07-01、09-26、10-01、19、31、12-24至26、31及煙花之夜。
  • 不適用於節慶品、季節或推廣餐單、套餐、茶芥、餐前小食、特價食品飲品、開瓶費、切餅費、私人活動、私人房間、宴會、婚宴、到會、送貨、外賣及現金券；不可與其他優惠、S&S Elite Club Gems或亞洲萬里通里數同用。
  • All day; dine-in.
  • Reserve directly with the restaurant and present the physical Card. Savings are based on original price. Blackout dates, exclusions, and further terms apply. The linked full terms are absent from the retained HTML.
  • Offers may be subject to minimum spend, promotion code, redemption cap, limited quotas, exclusions, blackout dates, and designated purchase channels. Promotion terms may vary. Offers are first-come, first-served while stocks last.
  • 優惠期: 2026-01-01 – 2026-12-31

Open source offer ↗

Dining
Bombay Dreams dine-in à la carte food and beverages: 30% savings
Discount
HK$30.0030%

Not counted: this offer applies to another possible merchant. Select the merchant to calculate it. • Limit applies to: 優惠 • Merchants: bombay-dreams • Eligible merchants: bombay-dreams • 適用於ALTO、Bombay Dreams、BRAZA Churrascaria Brazilian Steakhouse、Bouchon Bistro Français、Boticario Bar and Grill、Spiga、TANGO Argentinian Steakhouse及The Orient。 • 全日堂食單點食品及飲品；每次最多12人，持卡會員包括在內；不可拆檯或拆帳；6歲或以上兒童計作一位。 • 不適用日：2026-01-01、02-14、17至19、04-03至04、06至07、05-01、10、25、06-19、21、07-01、09-26、10-01、19、31、12-24至26、31及煙花之夜。 • 不適用於節慶品、季節或推廣餐單、套餐、茶芥、餐前小食、特價食品飲品、開瓶費、切餅費、私人活動、私人房間、宴會、婚宴、到會、送貨、外賣及現金券；不可與其他優惠、S&S Elite Club Gems或亞洲萬里通里數同用。 • All day; dine-in. • Reserve directly with the restaurant and present the physical Card. Savings are based on original price. Blackout dates, exclusions, and further terms apply. The linked full terms are absent from the retained HTML. • Offers may be subject to minimum spend, promotion code, redemption cap, limited quotas, exclusions, blackout dates, and designated purchase channels. Promotion terms may vary. Offers are first-come, first-served while stocks last.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: bombay dreams · Type: merchant
  • Benefit limit: Applies to: 優惠 · Period: not stated · Type: not stated
  • 適用於ALTO、Bombay Dreams、BRAZA Churrascaria Brazilian Steakhouse、Bouchon Bistro Français、Boticario Bar and Grill、Spiga、TANGO Argentinian Steakhouse及The Orient。
  • 全日堂食單點食品及飲品；每次最多12人，持卡會員包括在內；不可拆檯或拆帳；6歲或以上兒童計作一位。
  • 不適用日：2026-01-01、02-14、17至19、04-03至04、06至07、05-01、10、25、06-19、21、07-01、09-26、10-01、19、31、12-24至26、31及煙花之夜。
  • 不適用於節慶品、季節或推廣餐單、套餐、茶芥、餐前小食、特價食品飲品、開瓶費、切餅費、私人活動、私人房間、宴會、婚宴、到會、送貨、外賣及現金券；不可與其他優惠、S&S Elite Club Gems或亞洲萬里通里數同用。
  • All day; dine-in.
  • Reserve directly with the restaurant and present the physical Card. Savings are based on original price. Blackout dates, exclusions, and further terms apply. The linked full terms are absent from the retained HTML.
  • Offers may be subject to minimum spend, promotion code, redemption cap, limited quotas, exclusions, blackout dates, and designated purchase channels. Promotion terms may vary. Offers are first-come, first-served while stocks last.
  • 優惠期: 2026-01-01 – 2026-12-31

Open source offer ↗

Dining
Braza dine-in à la carte food and beverages: 30% savings
Discount
HK$30.0030%

Not counted: this offer applies to another possible merchant. Select the merchant to calculate it. • Limit applies to: 優惠 • Merchants: braza • Eligible merchants: braza • 適用於ALTO、Bombay Dreams、BRAZA Churrascaria Brazilian Steakhouse、Bouchon Bistro Français、Boticario Bar and Grill、Spiga、TANGO Argentinian Steakhouse及The Orient。 • 全日堂食單點食品及飲品；每次最多12人，持卡會員包括在內；不可拆檯或拆帳；6歲或以上兒童計作一位。 • 不適用日：2026-01-01、02-14、17至19、04-03至04、06至07、05-01、10、25、06-19、21、07-01、09-26、10-01、19、31、12-24至26、31及煙花之夜。 • 不適用於節慶品、季節或推廣餐單、套餐、茶芥、餐前小食、特價食品飲品、開瓶費、切餅費、私人活動、私人房間、宴會、婚宴、到會、送貨、外賣及現金券；不可與其他優惠、S&S Elite Club Gems或亞洲萬里通里數同用。 • All day; dine-in. • Reserve directly with the restaurant and present the physical Card. Savings are based on original price. Blackout dates, exclusions, and further terms apply. The linked full terms are absent from the retained HTML. • Offers may be subject to minimum spend, promotion code, redemption cap, limited quotas, exclusions, blackout dates, and designated purchase channels. Promotion terms may vary. Offers are first-come, first-served while stocks last.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: braza · Type: merchant
  • Benefit limit: Applies to: 優惠 · Period: not stated · Type: not stated
  • 適用於ALTO、Bombay Dreams、BRAZA Churrascaria Brazilian Steakhouse、Bouchon Bistro Français、Boticario Bar and Grill、Spiga、TANGO Argentinian Steakhouse及The Orient。
  • 全日堂食單點食品及飲品；每次最多12人，持卡會員包括在內；不可拆檯或拆帳；6歲或以上兒童計作一位。
  • 不適用日：2026-01-01、02-14、17至19、04-03至04、06至07、05-01、10、25、06-19、21、07-01、09-26、10-01、19、31、12-24至26、31及煙花之夜。
  • 不適用於節慶品、季節或推廣餐單、套餐、茶芥、餐前小食、特價食品飲品、開瓶費、切餅費、私人活動、私人房間、宴會、婚宴、到會、送貨、外賣及現金券；不可與其他優惠、S&S Elite Club Gems或亞洲萬里通里數同用。
  • All day; dine-in.
  • Reserve directly with the restaurant and present the physical Card. Savings are based on original price. Blackout dates, exclusions, and further terms apply. The linked full terms are absent from the retained HTML.
  • Offers may be subject to minimum spend, promotion code, redemption cap, limited quotas, exclusions, blackout dates, and designated purchase channels. Promotion terms may vary. Offers are first-come, first-served while stocks last.
  • 優惠期: 2026-01-01 – 2026-12-31

Open source offer ↗

Dining
Bouchon dine-in à la carte food and beverages: 30% savings
Discount
HK$30.0030%

Not counted: this offer applies to another possible merchant. Select the merchant to calculate it. • Limit applies to: 優惠 • Merchants: bouchon • Eligible merchants: bouchon • 適用於ALTO、Bombay Dreams、BRAZA Churrascaria Brazilian Steakhouse、Bouchon Bistro Français、Boticario Bar and Grill、Spiga、TANGO Argentinian Steakhouse及The Orient。 • 全日堂食單點食品及飲品；每次最多12人，持卡會員包括在內；不可拆檯或拆帳；6歲或以上兒童計作一位。 • 不適用日：2026-01-01、02-14、17至19、04-03至04、06至07、05-01、10、25、06-19、21、07-01、09-26、10-01、19、31、12-24至26、31及煙花之夜。 • 不適用於節慶品、季節或推廣餐單、套餐、茶芥、餐前小食、特價食品飲品、開瓶費、切餅費、私人活動、私人房間、宴會、婚宴、到會、送貨、外賣及現金券；不可與其他優惠、S&S Elite Club Gems或亞洲萬里通里數同用。 • All day; dine-in. • Reserve directly with the restaurant and present the physical Card. Savings are based on original price. Blackout dates, exclusions, and further terms apply. The linked full terms are absent from the retained HTML. • Offers may be subject to minimum spend, promotion code, redemption cap, limited quotas, exclusions, blackout dates, and designated purchase channels. Promotion terms may vary. Offers are first-come, first-served while stocks last.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: bouchon · Type: merchant
  • Benefit limit: Applies to: 優惠 · Period: not stated · Type: not stated
  • 適用於ALTO、Bombay Dreams、BRAZA Churrascaria Brazilian Steakhouse、Bouchon Bistro Français、Boticario Bar and Grill、Spiga、TANGO Argentinian Steakhouse及The Orient。
  • 全日堂食單點食品及飲品；每次最多12人，持卡會員包括在內；不可拆檯或拆帳；6歲或以上兒童計作一位。
  • 不適用日：2026-01-01、02-14、17至19、04-03至04、06至07、05-01、10、25、06-19、21、07-01、09-26、10-01、19、31、12-24至26、31及煙花之夜。
  • 不適用於節慶品、季節或推廣餐單、套餐、茶芥、餐前小食、特價食品飲品、開瓶費、切餅費、私人活動、私人房間、宴會、婚宴、到會、送貨、外賣及現金券；不可與其他優惠、S&S Elite Club Gems或亞洲萬里通里數同用。
  • All day; dine-in.
  • Reserve directly with the restaurant and present the physical Card. Savings are based on original price. Blackout dates, exclusions, and further terms apply. The linked full terms are absent from the retained HTML.
  • Offers may be subject to minimum spend, promotion code, redemption cap, limited quotas, exclusions, blackout dates, and designated purchase channels. Promotion terms may vary. Offers are first-come, first-served while stocks last.
  • 優惠期: 2026-01-01 – 2026-12-31

Open source offer ↗

Dining
Boticario Bar & Grill dine-in à la carte food and beverages: 30% savings
Discount
HK$30.0030%

Not counted: this offer applies to another possible merchant. Select the merchant to calculate it. • Limit applies to: 優惠 • Merchants: boticario-bar-and-grill • Eligible merchants: boticario-bar-and-grill • 適用於ALTO、Bombay Dreams、BRAZA Churrascaria Brazilian Steakhouse、Bouchon Bistro Français、Boticario Bar and Grill、Spiga、TANGO Argentinian Steakhouse及The Orient。 • 全日堂食單點食品及飲品；每次最多12人，持卡會員包括在內；不可拆檯或拆帳；6歲或以上兒童計作一位。 • 不適用日：2026-01-01、02-14、17至19、04-03至04、06至07、05-01、10、25、06-19、21、07-01、09-26、10-01、19、31、12-24至26、31及煙花之夜。 • 不適用於節慶品、季節或推廣餐單、套餐、茶芥、餐前小食、特價食品飲品、開瓶費、切餅費、私人活動、私人房間、宴會、婚宴、到會、送貨、外賣及現金券；不可與其他優惠、S&S Elite Club Gems或亞洲萬里通里數同用。 • All day; dine-in. • Reserve directly with the restaurant and present the physical Card. Savings are based on original price. Blackout dates, exclusions, and further terms apply. The linked full terms are absent from the retained HTML. • Offers may be subject to minimum spend, promotion code, redemption cap, limited quotas, exclusions, blackout dates, and designated purchase channels. Promotion terms may vary. Offers are first-come, first-served while stocks last.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: boticario bar and grill · Type: merchant
  • Benefit limit: Applies to: 優惠 · Period: not stated · Type: not stated
  • 適用於ALTO、Bombay Dreams、BRAZA Churrascaria Brazilian Steakhouse、Bouchon Bistro Français、Boticario Bar and Grill、Spiga、TANGO Argentinian Steakhouse及The Orient。
  • 全日堂食單點食品及飲品；每次最多12人，持卡會員包括在內；不可拆檯或拆帳；6歲或以上兒童計作一位。
  • 不適用日：2026-01-01、02-14、17至19、04-03至04、06至07、05-01、10、25、06-19、21、07-01、09-26、10-01、19、31、12-24至26、31及煙花之夜。
  • 不適用於節慶品、季節或推廣餐單、套餐、茶芥、餐前小食、特價食品飲品、開瓶費、切餅費、私人活動、私人房間、宴會、婚宴、到會、送貨、外賣及現金券；不可與其他優惠、S&S Elite Club Gems或亞洲萬里通里數同用。
  • All day; dine-in.
  • Reserve directly with the restaurant and present the physical Card. Savings are based on original price. Blackout dates, exclusions, and further terms apply. The linked full terms are absent from the retained HTML.
  • Offers may be subject to minimum spend, promotion code, redemption cap, limited quotas, exclusions, blackout dates, and designated purchase channels. Promotion terms may vary. Offers are first-come, first-served while stocks last.
  • 優惠期: 2026-01-01 – 2026-12-31

Open source offer ↗

Dining
Spiga dine-in à la carte food and beverages: 30% savings
Discount
HK$30.0030%

Not counted: this offer applies to another possible merchant. Select the merchant to calculate it. • Limit applies to: 優惠 • Merchants: spiga • Eligible merchants: spiga • 適用於ALTO、Bombay Dreams、BRAZA Churrascaria Brazilian Steakhouse、Bouchon Bistro Français、Boticario Bar and Grill、Spiga、TANGO Argentinian Steakhouse及The Orient。 • 全日堂食單點食品及飲品；每次最多12人，持卡會員包括在內；不可拆檯或拆帳；6歲或以上兒童計作一位。 • 不適用日：2026-01-01、02-14、17至19、04-03至04、06至07、05-01、10、25、06-19、21、07-01、09-26、10-01、19、31、12-24至26、31及煙花之夜。 • 不適用於節慶品、季節或推廣餐單、套餐、茶芥、餐前小食、特價食品飲品、開瓶費、切餅費、私人活動、私人房間、宴會、婚宴、到會、送貨、外賣及現金券；不可與其他優惠、S&S Elite Club Gems或亞洲萬里通里數同用。 • All day; dine-in. • Reserve directly with the restaurant and present the physical Card. Savings are based on original price. Blackout dates, exclusions, and further terms apply. The linked full terms are absent from the retained HTML. • Offers may be subject to minimum spend, promotion code, redemption cap, limited quotas, exclusions, blackout dates, and designated purchase channels. Promotion terms may vary. Offers are first-come, first-served while stocks last.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: spiga · Type: merchant
  • Benefit limit: Applies to: 優惠 · Period: not stated · Type: not stated
  • 適用於ALTO、Bombay Dreams、BRAZA Churrascaria Brazilian Steakhouse、Bouchon Bistro Français、Boticario Bar and Grill、Spiga、TANGO Argentinian Steakhouse及The Orient。
  • 全日堂食單點食品及飲品；每次最多12人，持卡會員包括在內；不可拆檯或拆帳；6歲或以上兒童計作一位。
  • 不適用日：2026-01-01、02-14、17至19、04-03至04、06至07、05-01、10、25、06-19、21、07-01、09-26、10-01、19、31、12-24至26、31及煙花之夜。
  • 不適用於節慶品、季節或推廣餐單、套餐、茶芥、餐前小食、特價食品飲品、開瓶費、切餅費、私人活動、私人房間、宴會、婚宴、到會、送貨、外賣及現金券；不可與其他優惠、S&S Elite Club Gems或亞洲萬里通里數同用。
  • All day; dine-in.
  • Reserve directly with the restaurant and present the physical Card. Savings are based on original price. Blackout dates, exclusions, and further terms apply. The linked full terms are absent from the retained HTML.
  • Offers may be subject to minimum spend, promotion code, redemption cap, limited quotas, exclusions, blackout dates, and designated purchase channels. Promotion terms may vary. Offers are first-come, first-served while stocks last.
  • 優惠期: 2026-01-01 – 2026-12-31

Open source offer ↗

Dining
Tango dine-in à la carte food and beverages: 30% savings
Discount
HK$30.0030%

Not counted: this offer applies to another possible merchant. Select the merchant to calculate it. • Limit applies to: 優惠 • Merchants: tango • Eligible merchants: tango • 適用於ALTO、Bombay Dreams、BRAZA Churrascaria Brazilian Steakhouse、Bouchon Bistro Français、Boticario Bar and Grill、Spiga、TANGO Argentinian Steakhouse及The Orient。 • 全日堂食單點食品及飲品；每次最多12人，持卡會員包括在內；不可拆檯或拆帳；6歲或以上兒童計作一位。 • 不適用日：2026-01-01、02-14、17至19、04-03至04、06至07、05-01、10、25、06-19、21、07-01、09-26、10-01、19、31、12-24至26、31及煙花之夜。 • 不適用於節慶品、季節或推廣餐單、套餐、茶芥、餐前小食、特價食品飲品、開瓶費、切餅費、私人活動、私人房間、宴會、婚宴、到會、送貨、外賣及現金券；不可與其他優惠、S&S Elite Club Gems或亞洲萬里通里數同用。 • All day; dine-in. • Reserve directly with the restaurant and present the physical Card. Savings are based on original price. Blackout dates, exclusions, and further terms apply. The linked full terms are absent from the retained HTML. • Offers may be subject to minimum spend, promotion code, redemption cap, limited quotas, exclusions, blackout dates, and designated purchase channels. Promotion terms may vary. Offers are first-come, first-served while stocks last.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: tango · Type: merchant
  • Benefit limit: Applies to: 優惠 · Period: not stated · Type: not stated
  • 適用於ALTO、Bombay Dreams、BRAZA Churrascaria Brazilian Steakhouse、Bouchon Bistro Français、Boticario Bar and Grill、Spiga、TANGO Argentinian Steakhouse及The Orient。
  • 全日堂食單點食品及飲品；每次最多12人，持卡會員包括在內；不可拆檯或拆帳；6歲或以上兒童計作一位。
  • 不適用日：2026-01-01、02-14、17至19、04-03至04、06至07、05-01、10、25、06-19、21、07-01、09-26、10-01、19、31、12-24至26、31及煙花之夜。
  • 不適用於節慶品、季節或推廣餐單、套餐、茶芥、餐前小食、特價食品飲品、開瓶費、切餅費、私人活動、私人房間、宴會、婚宴、到會、送貨、外賣及現金券；不可與其他優惠、S&S Elite Club Gems或亞洲萬里通里數同用。
  • All day; dine-in.
  • Reserve directly with the restaurant and present the physical Card. Savings are based on original price. Blackout dates, exclusions, and further terms apply. The linked full terms are absent from the retained HTML.
  • Offers may be subject to minimum spend, promotion code, redemption cap, limited quotas, exclusions, blackout dates, and designated purchase channels. Promotion terms may vary. Offers are first-come, first-served while stocks last.
  • 優惠期: 2026-01-01 – 2026-12-31

Open source offer ↗

Dining
The Orient dine-in à la carte food and beverages: 30% savings
Discount
HK$30.0030%

Not counted: this offer applies to another possible merchant. Select the merchant to calculate it. • Limit applies to: 優惠 • Merchants: the-orient • Eligible merchants: the-orient • 適用於ALTO、Bombay Dreams、BRAZA Churrascaria Brazilian Steakhouse、Bouchon Bistro Français、Boticario Bar and Grill、Spiga、TANGO Argentinian Steakhouse及The Orient。 • 全日堂食單點食品及飲品；每次最多12人，持卡會員包括在內；不可拆檯或拆帳；6歲或以上兒童計作一位。 • 不適用日：2026-01-01、02-14、17至19、04-03至04、06至07、05-01、10、25、06-19、21、07-01、09-26、10-01、19、31、12-24至26、31及煙花之夜。 • 不適用於節慶品、季節或推廣餐單、套餐、茶芥、餐前小食、特價食品飲品、開瓶費、切餅費、私人活動、私人房間、宴會、婚宴、到會、送貨、外賣及現金券；不可與其他優惠、S&S Elite Club Gems或亞洲萬里通里數同用。

  • Eligibility: Audience: all
  • Eligible spending: Applies to: the orient · Type: merchant
  • Benefit limit: Applies to: 優惠 · Period: not stated · Type: not stated
  • 適用於ALTO、Bombay Dreams、BRAZA Churrascaria Brazilian Steakhouse、Bouchon Bistro Français、Boticario Bar and Grill、Spiga、TANGO Argentinian Steakhouse及The Orient。
  • 全日堂食單點食品及飲品；每次最多12人，持卡會員包括在內；不可拆檯或拆帳；6歲或以上兒童計作一位。
  • 不適用日：2026-01-01、02-14、17至19、04-03至04、06至07、05-01、10、25、06-19、21、07-01、09-26、10-01、19、31、12-24至26、31及煙花之夜。
  • 不適用於節慶品、季節或推廣餐單、套餐、茶芥、餐前小食、特價食品飲品、開瓶費、切餅費、私人活動、私人房間、宴會、婚宴、到會、送貨、外賣及現金券；不可與其他優惠、S&S Elite Club Gems或亞洲萬里通里數同用。
  • 優惠期: 2026-01-01 – 2026-12-31

Open source offer ↗

Dining
Chinesology dine-in à la carte dinner: 30% savings
Discount
HK$30.0030%

Not counted: this offer applies to another possible merchant. Select the merchant to calculate it. • Merchants: chinesology • Eligible merchants: chinesology • After 6pm; excludes bottles of wine and spirits. • Reserve directly with the restaurant and present the physical Card. Savings are based on original price. Blackout dates, exclusions, and further terms apply. The linked full terms are absent from the retained HTML. • Offers may be subject to minimum spend, promotion code, redemption cap, limited quotas, exclusions, blackout dates, and designated purchase channels. Promotion terms may vary. Offers are first-come, first-served while stocks last. • 適用香港簽發的Centurion®卡、美國運通白金卡或白金信用卡基本卡及附屬卡會員；須以合資格卡全數簽賬。 • Mira Dining中英文條款的對應參與餐廳名稱為唐述及Chinesology。 • 只適用於晚上6時後晚膳堂食自選主餐牌食品及飲品；瓶裝酒品除外。 • 每位合資格卡會員同一場合每次一檯且只可享優惠一次；每檯最多12人，包括合資格卡會員。不得拆檯或拆賬；6歲或以上兒童計作一位。 • 唐述／Chinesology不適用日為2026-02-16、05-09至10、09-25、12-21至22及任何煙花之夜。 • 不適用於節日限定商品、季節限定或推廣套餐、茶芥費、餐前小食、自選主餐牌其他收費、特價食品或飲品、開瓶費、切餅費、私人或公司活動、私人廂房、宴會、送貨及外賣。 • 須預先訂座；座位視乎供應情況。

  • Eligibility: Audience: all
  • Eligible spending: Applies to: chinesology · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • After 6pm; excludes bottles of wine and spirits.
  • Reserve directly with the restaurant and present the physical Card. Savings are based on original price. Blackout dates, exclusions, and further terms apply. The linked full terms are absent from the retained HTML.
  • Offers may be subject to minimum spend, promotion code, redemption cap, limited quotas, exclusions, blackout dates, and designated purchase channels. Promotion terms may vary. Offers are first-come, first-served while stocks last.
  • 適用香港簽發的Centurion®卡、美國運通白金卡或白金信用卡基本卡及附屬卡會員；須以合資格卡全數簽賬。
  • Mira Dining中英文條款的對應參與餐廳名稱為唐述及Chinesology。
  • 只適用於晚上6時後晚膳堂食自選主餐牌食品及飲品；瓶裝酒品除外。
  • 每位合資格卡會員同一場合每次一檯且只可享優惠一次；每檯最多12人，包括合資格卡會員。不得拆檯或拆賬；6歲或以上兒童計作一位。
  • 唐述／Chinesology不適用日為2026-02-16、05-09至10、09-25、12-21至22及任何煙花之夜。
  • 不適用於節日限定商品、季節限定或推廣套餐、茶芥費、餐前小食、自選主餐牌其他收費、特價食品或飲品、開瓶費、切餅費、私人或公司活動、私人廂房、宴會、送貨及外賣。
  • 須預先訂座；座位視乎供應情況。
  • dine-in à la carte dinner: 2026-01-01 – 2026-12-31

Open source offer ↗

Dining
Chinesology takeaway à la carte food: 15% savings
Discount
HK$15.0015%

Not counted: this offer applies to another possible merchant. Select the merchant to calculate it. • Merchants: chinesology • Eligible merchants: chinesology • Available all day. • Reserve directly with the restaurant and present the physical Card. Savings are based on original price. Blackout dates, exclusions, and further terms apply. The linked full terms are absent from the retained HTML. • Offers may be subject to minimum spend, promotion code, redemption cap, limited quotas, exclusions, blackout dates, and designated purchase channels. Promotion terms may vary. Offers are first-come, first-served while stocks last. • 適用香港簽發的Centurion®卡、美國運通白金卡或白金信用卡基本卡及附屬卡會員；須以合資格卡全數簽賬。 • Mira Dining中英文條款的對應參與餐廳名稱為唐述及Chinesology。 • 唐述／Chinesology不適用日為2026-02-16、05-09至10、09-25、12-21至22及任何煙花之夜。 • Offer 3只適用於自選主餐牌食品及直接向參與餐廳訂購的外賣自取；不適用於飲品、酒類、加一服務費、節日限定商品、套餐、季節限定或推廣套餐、特價食品、私人或公司活動、宴會、送貨及其他收費。

  • Eligibility: Audience: all
  • Eligible spending: Applies to: chinesology · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Available all day.
  • Reserve directly with the restaurant and present the physical Card. Savings are based on original price. Blackout dates, exclusions, and further terms apply. The linked full terms are absent from the retained HTML.
  • Offers may be subject to minimum spend, promotion code, redemption cap, limited quotas, exclusions, blackout dates, and designated purchase channels. Promotion terms may vary. Offers are first-come, first-served while stocks last.
  • 適用香港簽發的Centurion®卡、美國運通白金卡或白金信用卡基本卡及附屬卡會員；須以合資格卡全數簽賬。
  • Mira Dining中英文條款的對應參與餐廳名稱為唐述及Chinesology。
  • 唐述／Chinesology不適用日為2026-02-16、05-09至10、09-25、12-21至22及任何煙花之夜。
  • Offer 3只適用於自選主餐牌食品及直接向參與餐廳訂購的外賣自取；不適用於飲品、酒類、加一服務費、節日限定商品、套餐、季節限定或推廣套餐、特價食品、私人或公司活動、宴會、送貨及其他收費。
  • takeaway à la carte food: 2026-01-01 – 2026-12-31

Open source offer ↗

Dining
Daai Zaak dine-in à la carte dinner: 30% savings
Discount
HK$30.0030%

Not counted: this offer applies to another possible merchant. Select the merchant to calculate it. • Merchants: daai-zaak • Eligible merchants: daai-zaak • Excludes bottles of wine and spirits. • Reserve directly with the restaurant and present the physical Card. Savings are based on original price. Blackout dates, exclusions, and further terms apply. The linked full terms are absent from the retained HTML. • Offers may be subject to minimum spend, promotion code, redemption cap, limited quotas, exclusions, blackout dates, and designated purchase channels. Promotion terms may vary. Offers are first-come, first-served while stocks last.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: daai zaak · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Excludes bottles of wine and spirits.
  • Reserve directly with the restaurant and present the physical Card. Savings are based on original price. Blackout dates, exclusions, and further terms apply. The linked full terms are absent from the retained HTML.
  • Offers may be subject to minimum spend, promotion code, redemption cap, limited quotas, exclusions, blackout dates, and designated purchase channels. Promotion terms may vary. Offers are first-come, first-served while stocks last.
  • dine-in à la carte dinner: 2026-01-01 – 2026-12-31

Open source offer ↗

Dining
Daai Zaak takeaway à la carte food: 15% savings
Discount
HK$15.0015%

Not counted: this offer applies to another possible merchant. Select the merchant to calculate it. • Merchants: daai-zaak • Eligible merchants: daai-zaak • Available all day. • Reserve directly with the restaurant and present the physical Card. Savings are based on original price. Blackout dates, exclusions, and further terms apply. The linked full terms are absent from the retained HTML. • Offers may be subject to minimum spend, promotion code, redemption cap, limited quotas, exclusions, blackout dates, and designated purchase channels. Promotion terms may vary. Offers are first-come, first-served while stocks last.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: daai zaak · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Available all day.
  • Reserve directly with the restaurant and present the physical Card. Savings are based on original price. Blackout dates, exclusions, and further terms apply. The linked full terms are absent from the retained HTML.
  • Offers may be subject to minimum spend, promotion code, redemption cap, limited quotas, exclusions, blackout dates, and designated purchase channels. Promotion terms may vary. Offers are first-come, first-served while stocks last.
  • takeaway à la carte food: 2026-01-01 – 2026-12-31

Open source offer ↗

Dining
Harbourside Grill dine-in à la carte food and beverages: 30% savings
Discount
HK$30.0030%

Not counted: this offer applies to another possible merchant. Select the merchant to calculate it. • Merchants: harbourside-grill • Eligible merchants: harbourside-grill • All day; dine-in. • Reserve directly with the restaurant and present the physical Card. Savings are based on original price. Blackout dates, exclusions, and further terms apply. The linked full terms are absent from the retained HTML. • Offers may be subject to minimum spend, promotion code, redemption cap, limited quotas, exclusions, blackout dates, and designated purchase channels. Promotion terms may vary. Offers are first-come, first-served while stocks last.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: harbourside grill · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • All day; dine-in.
  • Reserve directly with the restaurant and present the physical Card. Savings are based on original price. Blackout dates, exclusions, and further terms apply. The linked full terms are absent from the retained HTML.
  • Offers may be subject to minimum spend, promotion code, redemption cap, limited quotas, exclusions, blackout dates, and designated purchase channels. Promotion terms may vary. Offers are first-come, first-served while stocks last.
  • dine-in à la carte food and beverages: 2026-01-01 – 2026-12-31

Open source offer ↗

Other
Selected merchants: up to 6 Membership Rewards points per HK$1
Points
——

Merchant eligibility cannot be established from the incomplete source list. • Eligible categories: 超級市場, 汽油／電動車充電, 便利店 • The source names selected local supermarkets, gas stations, convenience stores and more but does not list all eligible merchants. • Use the Card at eligible selected merchants; full terms are linked and absent from the retained HTML.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 超級市場 / 汽油／電動車充電 / 便利店 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • The complete list of eligible merchants is not available.
  • The source names selected local supermarkets, gas stations, convenience stores and more but does not list all eligible merchants.
  • Use the Card at eligible selected merchants; full terms are linked and absent from the retained HTML.

Open source offer ↗

Hotels
Luxury hotel dining and spa treatment: up to 20% savings
Discount
——

Merchant eligibility cannot be established from the incomplete source list. • Eligible categories: 酒店 • The hotel list and offer details are not in the retained HTML; full details are linked. • Offers may be subject to minimum spend, promotion code, redemption cap, limited quotas, exclusions, blackout dates, and designated purchase channels. Promotion terms may vary. Offers are first-come, first-served while stocks last.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 酒店 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • The complete list of eligible merchants is not available.
  • The hotel list and offer details are not in the retained HTML; full details are linked.
  • Offers may be subject to minimum spend, promotion code, redemption cap, limited quotas, exclusions, blackout dates, and designated purchase channels. Promotion terms may vary. Offers are first-come, first-served while stocks last.

Open source offer ↗

Shopping
city’super, city’super neighbourhood, LOG-ON and cafe ToGather by LOG-ON: 3% savings
Discount
——

Category or merchant does not match. • Merchants: citysuper, citysuper-neighbourhood, log-on, cafe-together-by-log-on • Eligible merchants: citysuper, citysuper-neighbourhood, log-on, cafe-together-by-log-on • Selected regular-priced items only; physical stores in Hong Kong. Year-round. • Offers may be subject to minimum spend, promotion code, redemption cap, limited quotas, exclusions, blackout dates, and designated purchase channels. Promotion terms may vary. Offers are first-come, first-served while stocks last.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: citysuper / citysuper neighbourhood / log on / cafe together by log on · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Selected regular-priced items only; physical stores in Hong Kong. Year-round.
  • Offers may be subject to minimum spend, promotion code, redemption cap, limited quotas, exclusions, blackout dates, and designated purchase channels. Promotion terms may vary. Offers are first-come, first-served while stocks last.

Open source offer ↗

Cinemas
Broadway Circuit Cinemas: Buy 1 Get 1 Free movie ticket
Discount
——

The offer is not available on the snapshot weekday or date. • Merchants: broadway-circuit-cinemas • Eligible merchants: broadway-circuit-cinemas • Available on Fridays. Alternative to the year-round 20% ticket offer. • Offers may be subject to minimum spend, promotion code, redemption cap, limited quotas, exclusions, blackout dates, and designated purchase channels. Promotion terms may vary. Offers are first-come, first-served while stocks last.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: broadway circuit cinemas · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Available on Fridays. Alternative to the year-round 20% ticket offer.
  • Offers may be subject to minimum spend, promotion code, redemption cap, limited quotas, exclusions, blackout dates, and designated purchase channels. Promotion terms may vary. Offers are first-come, first-served while stocks last.

Open source offer ↗

Cinemas
Broadway Circuit Cinemas: 20% savings on movie tickets
Discount
——

Category or merchant does not match. • Merchants: broadway-circuit-cinemas • Eligible merchants: broadway-circuit-cinemas • Year-round; regular-priced 3D, 2D and IMAX movie tickets. Alternative to the Friday Buy-1-Get-1-Free offer. • Offers may be subject to minimum spend, promotion code, redemption cap, limited quotas, exclusions, blackout dates, and designated purchase channels. Promotion terms may vary. Offers are first-come, first-served while stocks last.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: broadway circuit cinemas · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Year-round; regular-priced 3D, 2D and IMAX movie tickets. Alternative to the Friday Buy-1-Get-1-Free offer.
  • Offers may be subject to minimum spend, promotion code, redemption cap, limited quotas, exclusions, blackout dates, and designated purchase channels. Promotion terms may vary. Offers are first-come, first-served while stocks last.

Open source offer ↗

Entertainment
American Express Experiences invitations（優惠值未列明）
Lifestyle
——

This benefit does not apply to a purchase. • Source did not include full programme terms in the supplied files. • Invitation details and schedule are not stated in this HTML.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Source did not include full programme terms in the supplied files.
  • Invitation details and schedule are not stated in this HTML.

Open source offer ↗

Insurance
Return Guarantee: full refund for eligible returned purchases（優惠值未列明）
Other
——

This benefit does not apply to a purchase. • Send the purchase directly to American Express within 30 days. • The plan is underwritten by Chubb Insurance Hong Kong Limited. American Express does not act as the customer’s agent or fiduciary and may act on behalf of the insurer, as permitted by law.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Send the purchase directly to American Express within 30 days.
  • The plan is underwritten by Chubb Insurance Hong Kong Limited. American Express does not act as the customer’s agent or fiduciary and may act on behalf of the insurer, as permitted by law.

Open source offer ↗

Insurance
Price Protection: refund of a lower-price difference（優惠值未列明）
Other
——

This benefit does not apply to a purchase. • The lower price must be found within 14 days of purchase. • The plan is underwritten by Chubb Insurance Hong Kong Limited. American Express does not act as the customer’s agent or fiduciary and may act on behalf of the insurer, as permitted by law.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • The lower price must be found within 14 days of purchase.
  • The plan is underwritten by Chubb Insurance Hong Kong Limited. American Express does not act as the customer’s agent or fiduciary and may act on behalf of the insurer, as permitted by law.

Open source offer ↗

Insurance
Purchase protection for accidental damage or theft: up to 45 days
Other
——

This benefit does not apply to a purchase. • Coverage is up to 45 days after purchase. • The plan is underwritten by Chubb Insurance Hong Kong Limited. American Express does not act as the customer’s agent or fiduciary and may act on behalf of the insurer, as permitted by law.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Coverage is up to 45 days after purchase.
  • The plan is underwritten by Chubb Insurance Hong Kong Limited. American Express does not act as the customer’s agent or fiduciary and may act on behalf of the insurer, as permitted by law.

Open source offer ↗

Insurance
Extended Warranty: one extra year of cover
Other
——

This benefit does not apply to a purchase. • Applies after a manufacturer warranty of one to three years expires. • The plan is underwritten by Chubb Insurance Hong Kong Limited. American Express does not act as the customer’s agent or fiduciary and may act on behalf of the insurer, as permitted by law.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Applies after a manufacturer warranty of one to three years expires.
  • The plan is underwritten by Chubb Insurance Hong Kong Limited. American Express does not act as the customer’s agent or fiduciary and may act on behalf of the insurer, as permitted by law.

Open source offer ↗

Page purpose and comparison guide

What does this credit card comparison page do?

This page compares credit card rewards for Fast food using a HK$100 purchase. Discount Map uses AI-assisted collection and analysis to organise offer information, then applies calculation rules to estimate savings. Review cashback, discounts, eligible merchants and source terms before choosing how to pay.

Which credit card saves the most money?

The answer depends on the merchant, spending category, payment method, minimum purchase, registration and remaining reward cap. Default results favour relevance. Use savings sorting to compare calculated amounts. Category ranges distinguish estimates excluding merchant-specific offers from estimates including them; the upper figure requires the stated merchant conditions.

How are discounts and card rewards compared?

An immediate discount can reduce the card payment. Cashback may arrive later. Only supported combinations should be treated as compatible. Different credit cards are separate choices, so their rewards cannot be added together. Points and miles need a supported cash conversion before comparison with cash savings.

What should I check before using a result?

Open the source and confirm dates, eligible cards, transaction channels, quotas and caps. The calculation date identifies the snapshot, not personal eligibility. Coverage can be incomplete and terms can change. The highest supported estimate applies only to the compared purchase scenario. Choose the amount that matches your planned transaction, and compare the detailed conditions instead of relying on an advertised rate alone.

Discount Map · Check offer terms before you spend.Source date: Card source date not supplied · Calculated for: 2026-10-20