Best of
the day.

Sephora等商戶：8% RewardCash rebate (includes the basic reward)

• Eligibility: Audience: all
• Eligible spending: Applies to: sephora / cosme store / cosme hong kong · Type: merchant
• Benefit limit: Amount: 100 · Applies to: Total RewardCash from all designated merchants per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Source stated rate; see constraints for the tier and cap.
• Only these named designated merchants qualify: Sephora, @cosme STORE, @cosme HONG KONG.
• The first HK$1,250 of total designated-merchant spend per calendar month earns 8%; later same-type spend earns the 0.4% basic rate.
• The HK$100 monthly cap is shared across all designated-merchant categories.
• Department-store counters and outlets are excluded unless expressly listed.
• HSBC Red Reward Scheme: 2026-07-01 – 2026-12-31

@cosme Store等商戶：extra 5X RewardCash

• Eligibility: Audience: all
• Eligible spending: Applies to: @cosme store / beauty avenue / ipsa / joyce beauty / mtm labo / time by mtm labo / spa by mtm labo / nars / serge lutens / shiseido · Type: merchant
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

Cosme Store等商戶：Extra 5X RewardCash for 美容／個人護理

• Eligibility: Audience: all
• Eligible spending: Applies to: cosme store / beauty avenue / 法國嬌蘭 / ipsa / joyce beauty / mtm labo / time by mtm labo / spa by mtm labo / nars / 莎莎 / serge lutens / shiseido / 雪花秀 · Type: merchant
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Selected category bucket: 賞購物.
• Valid only for the listed merchants in the 美容／個人護理 group.
• The merchant list and merchant category rules in the terms and conditions apply.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

BOC Cheers Visa Infinite local dining: 10 Gift Points per HK$1

• Eligibility: Audience: all
• Eligible spending: Applies to: 本地餐飲 · Type: category
• Requirements: Period spend ≥: HK$5,000.00
• Benefit limit: Amount: 400 · Applies to: Eligible local dining and pet transactions combined for the card account · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: 10 Gift Points per HK$1 eligible spend × HK$1 / 250 Gift Points = 4%; no rounding is needed. The 100,000 point monthly shared local dining and pet cap equals HK$400. The 300,000 point combined monthly maximum across all three categories equals HK$1,200. This uses the stated 250 Gift Points = HK$1 cash rebate conversion. Gift Point programme terms are referenced but are not included in the retained files.
• Additional Gift Point programme terms are referenced but are not included in the retained PDFs.
• Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
• First HK$10,000 of dining and pet spend reaches the combined monthly cap of 100,000 points; the three categories share an overall monthly maximum of 300,000 points.
• Foreign-currency dining is treated as travel spending; local dining must be settled in HKD at eligible restaurant or dining merchants.
• Foreign-currency dining spending is deemed to be travel spending.
• Listed e-wallet, bill, cash-advance, instalment, fee and other excluded transactions do not qualify; transactions must post within 7 days. Points are credited to the main card in the following month.
• Local dining must be settled in HKD at eligible restaurant/dining merchants. Banquets, private functions/rooms, food courts, supermarkets, department stores, social/sports clubs and BoC Pay+, AlipayHK and WeChat Pay HK are excluded.
• Offers are subject to relevant terms and conditions.
• Spend at least HK$5,000 in eligible retail transactions with the Infinite card in each calendar month to earn this rate. Main and supplementary card spending is combined.
• The Infinite card earns exactly 10 Gift Points per HK$1 of eligible local dining after at least HK$5,000 in eligible retail spending in each calendar month. Main and supplementary card spending is combined.
• The page states 250 Gift Points = HK$1 cash rebate and 15 Gift Points = 1 Asia Mile.
• The source also describes the rate as up to 10X.
• Upon accumulated monthly spending of HK$5,000, dining, travel and pet spending are eligible for 10X Gift Points.
• Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
• BOC Cheers Visa Infinite Card: 2026-07-01 – 2026-12-31

BOC Cheers Visa Signature local dining: 8 Gift Points per HK$1

• Eligibility: Audience: all
• Eligible spending: Applies to: 本地餐飲 · Type: category
• Requirements: Period spend ≥: HK$5,000.00
• Benefit limit: Amount: 240 · Applies to: local dining and pets transactions combined per Signature account · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: 8 Gift Points per HK$1 spent × HK$1 cash rebate ÷ 250 Gift Points = 3.2%. The source states 250 Gift Points = HK$1 cash rebate. The source stated monthly cap of 60,000 points for dining and pet transactions combined equals HK$240 cash rebate equivalent (60,000 ÷ 250); the overall 180,000 point dining, pet and travel cap equals HK$720 (180,000 ÷ 250). No rounding is needed. Gift Points are noncash, nonrefundable and nontransferable; redemption follows the Gift Point Gift Rewards Programme, whose external terms were not read. The cap includes basic Gift Points.
• The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents.
• Visa Signature card; required annual income of $150,000.
• Accumulate at least HK$5,000 in eligible retail transactions in the calendar month to earn 8 total Gift Points per HK$1 (basic 1 plus extra 7); otherwise only the basic 1X points apply.
• Dining must be HKD-settled retail at restaurant or dining MCC merchants. Banquets, private parties, functions or rooms, food-court, supermarket, department-store, social or sports association, and clubhouse outlets are excluded. BoC Pay+, AlipayHK and WeChat Pay HK are excluded.
• The HTML lists daily meals, takeout, delivery platforms, and birthday or anniversary spending under Dining. Dining spending made and settled in foreign currency is deemed travel spending.
• Dining and pets share the 60,000-point monthly cap; dining, pets and travel together have a maximum of 180,000 points per month. The cap includes basic Gift Points. Main and supplementary transactions combine.
• Eligible transactions must post within 7 days; main and supplementary transactions combine. Points are rounded where appropriate and credited to the main account in the following month. The account must remain normal, valid and in good credit standing; invalid, unauthorized, refunded, cancelled or unposted transactions do not qualify. Retain sales slips; company records prevail, and fraud or abuse can forfeit or reverse rewards.
• Eligible spend excludes e-wallets, cash advance or cash-before-card, bill payments, autopay, Octopus add-value, instalments, fees or finance charges, utilities, stored-value reloads, P2P transfers, financial-institution transactions, gambling, charity, transactions without slips, unauthorized transactions and other company-defined exclusions.
• BOC Cheers Visa Signature must be issued in Hong Kong. The Gift Point Gift Rewards Programme also applies; its external terms were not read.
• Signature points promotion period: 2026-07-01 – 2026-12-31

Open source offer ↗

本地餐飲：2% rebate

• Eligibility: Audience: student
• Eligible spending: Applies to: 本地餐飲 · Type: category
• Benefit limit: Period: not stated · Type: unlimited
• Percentage note: The page states a 2% rebate on local dining spending; the same card block states unlimited automatic rebate and no numeric limit is given.
• The benefit is displayed for Citi Cash Back Card(Student). The page states 2% rebate for foreign currency, local dining and hotel spendings and separately states unlimited automatic rebate.
• The local page identifies local dining spending as part of the 2% rebate benefit.
• The local page does not state a complete merchant-code definition, exclusion list or date rule; linked product terms are not used as evidence.

Osim等商戶：extra 5X RewardCash

• Eligibility: Audience: all
• Eligible spending: Applies to: osim / oto / slowood · Type: merchant
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

南北行等商戶：Extra 5X RewardCash for 藥房／保健品

• Eligibility: Audience: all
• Eligible spending: Applies to: 南北行 / osim / oto / slowood / 維特健靈 / 位元堂 / 屈臣氏 · Type: merchant
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Selected category bucket: 賞購物.
• Valid only for the listed merchants in the 藥房／保健品 group.
• The merchant list and merchant category rules in the terms and conditions apply.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

南北行等商戶：extra 5X RewardCash

• Eligibility: Audience: all
• Eligible spending: Applies to: 南北行 / osim / oto / slowood / 維特健靈 / 位元堂 / 屈臣氏 · Type: merchant
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• Spend is limited to the named participating pharmacy and health-care merchants and their qualifying Hong Kong transactions.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

酒店：2% rebate

• Eligibility: Audience: student
• Eligible spending: Applies to: 酒店 · Type: category
• Benefit limit: Period: not stated · Type: unlimited
• Percentage note: The page states a 2% rebate on hotel spending; the same card block states unlimited automatic rebate and no numeric limit is given.
• The benefit is displayed for Citi Cash Back Card(Student). The page states 2% rebate for foreign currency, local dining and hotel spendings and separately states unlimited automatic rebate.
• The local page identifies hotel spending as part of the 2% rebate benefit.
• The local page does not state a complete merchant-code definition, exclusion list or date rule; linked product terms are not used as evidence.

Hotels.com: 25% off hotel bookings

• Eligibility: Audience: all
• Eligible spending: Applies to: hotels com · Type: merchant
• Benefit limit: Applies to: Hotels.com: 25% off hotel bookings · Period: not stated · Type: not stated
• Book 4 or more consecutive nights, up to 7, at the same hotel through the designated Hotels.com site in HKD and pay immediately with the Infinite card; payment at the hotel is excluded.
• Booking must be for four consecutive nights or more at the same hotel.
• Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
• Hong Kong and Macau hotels, designated hotel groups, full/half board, suites, home/farm stays, serviced apartments, villas and packages are excluded. Taxes, service charges, additional hotel fees and extension nights are not discounted.
• Hotels.com exclusions and terms of service are referenced but are not included in the retained PDFs.
• Offers are subject to relevant terms and conditions.
• Quota is 500 per phase, first come first served. Accommodation periods run through 30 November 2027 as listed in the terms.
• The Visa Infinite table lists this offer; Visa Signature is marked not applicable.
• Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
• BOC Cheers Visa Infinite Card: 2026-08-07 – 2027-08-05

Citi Octopus Card: 5% rebate on designated cross-border coach and ferry fares

• Eligibility: Audience: all
• Eligible spending: Applies to: 旅遊 · Type: category
• Requirements: Period spend ≥: HK$10,000.00
• Benefit limit: Amount: 500 · Applies to: Combined Fare Rebate and/or 5% rebate per Designated Credit Card account under option (b) · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Application or registration is required.
• Applies to principal cardholders of Citi Octopus Credit Card. One successful registration with the principal designated card is required during the Promotion Period through the Designated Registration Page, SMS, or Citi Mobile App when applicable; supplementary cards and linked Citi Mobile Octopus are registered automatically. Earlier successful registrations for the named KMB/LWB/CTB/NWFB and transport-rebate promotions are carried forward automatically. Eligibility starts on the first day of the calendar month in which registration is completed. Monthly Eligible Transactions aggregate across the holder's eligible Citi credit cards (including supplementary cards) and eligible Citibank Debit Mastercard transactions. Credit-card transactions must post within the calendar month by transaction date; debit-card transactions must post within the month by posting date. Eligible spend includes posted local and overseas retail transactions and qualifying Merchant Installment Plan transactions; the terms also include cash advances on eligible credit cards and eligible debit retail purchases. Debit net spending uses the final charged amount after discounts and coupons, with Citi's stated foreign-currency conversion rule. Exclusions include Dynamic Currency Conversion, Octopus Automatic Add-Value and mobile Octopus add-value, Balance Transfer/Cash Conversion/FlexiBill/Paylite/Quick Cash/PayAll amounts, Inland Revenue Department payments, bills, utilities, auto-payments and recurring transactions, mutual funds, fees and charges, insurance, casino transactions, Faster Payment System transactions, charity donations for debit cards, unposted/cancelled/refunded/unsettled transactions, fraud/abuse, and other listed ineligible transactions. A fare or fee payment qualifies only if the service provider/OCL transaction data is received and the transaction is not cancelled; the provider's transaction type and OCL records/classification control. Citibank may request original sales slips and merchant receipts. Rebates are credited within five calendar months after the qualifying month and can only offset Octopus Automatic Add-Value transactions on a later statement; they cannot be transferred, exchanged, traded, or converted to cash. The relevant credit, designated, debit, and settlement accounts must remain valid and in good standing through the Promotion Period and rebate-fulfilment period; otherwise the Bank may forfeit rebates. Fraud, abuse, reversal, or cancellation may result in a debit of the rebate. Citibank decides eligibility from its records. The Bank may revise, modify, cancel, suspend, or substitute the promotion or rebate without notice. Promotion data is shared between OCL and Citibank for eligibility and fulfilment and is to be destroyed by 31 May 2028. Disputes are subject to Citibank's final decision. The English version prevails if versions differ, and these terms prevail over promotional materials. The terms also state that the referenced services are not offered to residents of a country where provision would breach local law. This is a 5% component of option (b), which requires monthly Eligible Transactions of HK$10,000 or more. Cross-border coach services are all routes of 24-Hour Cross-Boundary Express, All China Express Bus, China-Hong Kong Express, CTG Bus, Eternal East Bus, and Trans-Island Chinalink. Cross-border ferry services are all routes of Cotai Water Jet and TurboJET. Qualifying payments must be made via approved Octopus Equipment. The HK$500 monthly cap is shared with the 15% Fare Rebate and the other 5% categories.
• 15% fare and 5% tunnel toll, parking, electric-vehicle charging, and cross-border coach/ferry rebate promotion: 2026-09-01 – 2027-06-30

Open source offer ↗

DBS Eminent Card 2026 rebate programme: 5% on designated spending

• Eligibility: Audience: all
• Eligible spending: Applies to: 餐飲 / 醫療服務 / 運動及戶外 / 健身中心 · Type: category
• Benefit limit: Amount: 400 · Applies to: Rebate on the first HKD 8,000 of combined designated category spend per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Application or registration is required.
• Register for the programme in DBS Card+ during the Programme Period.
• A single net eligible retail purchase of HKD 300 or more in dining, sportswear, fitness clubs, or medical services earns 5%.
• The first HKD 8,000 of designated-category spending per calendar month is eligible for the 5% rebate; the HKD 400 cap is the stated rate applied to that spend limit.
• Visa or acquiring-bank merchant codes determine category eligibility at the Bank's discretion. The first HKD 5,000 of e-wallet retail spending per calendar month qualifies; later e-wallet spending does not. Veterinary spending is not a designated category.
• The Programme Period dates are not stated in the retained HTML.

Open source offer ↗

DBS Eminent Card 2026 rebate programme: 1% on other retail spending

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Amount: 200 · Applies to: Rebate on the first HKD 20,000 of other retail spend per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Application or registration is required.
• Register for the programme in DBS Card+ during the Programme Period.
• The 1% rate applies to other eligible retail spending and designated-category purchases below HKD 300; designated-category purchases of HKD 300 or more use the separate 5% rule.
• The first HKD 20,000 of other retail spending per calendar month is eligible for the 1% rebate; the HKD 200 cap is the stated rate applied to that spend limit.
• The first HKD 5,000 of e-wallet retail spending per calendar month qualifies; later e-wallet spending does not. The Programme Period dates are not stated in the retained HTML.

Open source offer ↗

BOC Cheers Visa Infinite pet spending: 10 Gift Points per HK$1

• Eligibility: Audience: all
• Eligible spending: Applies to: 寵物用品 · Type: category
• Requirements: Period spend ≥: HK$5,000.00
• Benefit limit: Amount: 400 · Applies to: Eligible local dining and pet transactions combined for the card account · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: 10 Gift Points per HK$1 eligible spend × HK$1 / 250 Gift Points = 4%; no rounding is needed. The 100,000 point monthly shared local dining and pet cap equals HK$400. The 300,000 point combined monthly maximum across all three categories equals HK$1,200. This uses the stated 250 Gift Points = HK$1 cash rebate conversion. Gift Point programme terms are referenced but are not included in the retained files.
• Additional Gift Point programme terms are referenced but are not included in the retained PDFs.
• Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
• Eligible pet transactions include local in-store purchases at pet shops or veterinary clinics under the stated merchant-category codes, and online purchases at pet shops or veterinary clinics. BoC Pay+, AlipayHK and WeChat Pay HK are excluded.
• First HK$10,000 of dining and pet spend reaches the combined monthly cap of 100,000 points; the three categories share an overall monthly maximum of 300,000 points.
• Listed e-wallet, bill, cash-advance, instalment, fee and other excluded transactions do not qualify; transactions must post within 7 days. Points are credited to the main card in the following month.
• Offers are subject to relevant terms and conditions.
• Spend at least HK$5,000 in eligible retail transactions with the Infinite card in each calendar month to earn this rate. Main and supplementary card spending is combined.
• The Infinite card earns exactly 10 Gift Points per HK$1 of eligible pet spending after at least HK$5,000 in eligible retail spending in each calendar month. Main and supplementary card spending is combined.
• The page states 250 Gift Points = HK$1 cash rebate and 15 Gift Points = 1 Asia Mile.
• The source also describes the rate as up to 10X.
• Upon accumulated monthly spending of HK$5,000, dining, travel and pet spending are eligible for 10X Gift Points.
• Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
• BOC Cheers Visa Infinite Card: 2026-07-01 – 2026-12-31

BOC Cheers Visa Signature pet spending: 8 Gift Points per HK$1

• Eligibility: Audience: all
• Eligible spending: Applies to: 寵物用品 · Type: category
• Requirements: Period spend ≥: HK$5,000.00
• Benefit limit: Amount: 240 · Applies to: local dining and pets transactions combined per Signature account · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: 8 Gift Points per HK$1 spent × HK$1 cash rebate ÷ 250 Gift Points = 3.2%. The source states 250 Gift Points = HK$1 cash rebate. The source stated monthly cap of 60,000 points for dining and pet transactions combined equals HK$240 cash rebate equivalent (60,000 ÷ 250); the overall 180,000 point dining, pet and travel cap equals HK$720 (180,000 ÷ 250). No rounding is needed. Gift Points are noncash, nonrefundable and nontransferable; redemption follows the Gift Point Gift Rewards Programme, whose external terms were not read. The cap includes basic Gift Points.
• The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents.
• Visa Signature card; required annual income of $150,000.
• Accumulate at least HK$5,000 in eligible retail transactions in the calendar month to earn 8 total Gift Points per HK$1 (basic 1 plus extra 7); otherwise only the basic 1X points apply.
• Eligible pet transactions are in-store purchases at local pet shops or veterinary clinics under the stated MCCs, and online purchases from pet shops or veterinary clinics. BoC Pay+, AlipayHK and WeChat Pay HK are excluded.
• Dining and pets share the 60,000-point monthly cap; dining, pets and travel together have a maximum of 180,000 points per month. The cap includes basic Gift Points. Main and supplementary transactions combine.
• Eligible transactions must post within 7 days; main and supplementary transactions combine. Points are rounded where appropriate and credited to the main account in the following month. The account must remain normal, valid and in good credit standing; invalid, unauthorized, refunded, cancelled or unposted transactions do not qualify. Retain sales slips; company records prevail, and fraud or abuse can forfeit or reverse rewards.
• Eligible spend excludes e-wallets, cash advance or cash-before-card, bill payments, autopay, Octopus add-value, instalments, fees or finance charges, utilities, stored-value reloads, P2P transfers, financial-institution transactions, gambling, charity, transactions without slips, unauthorized transactions and other company-defined exclusions.
• BOC Cheers Visa Signature must be issued in Hong Kong. The Gift Point Gift Rewards Programme also applies; its external terms were not read.
• Signature points promotion period: 2026-07-01 – 2026-12-31

Open source offer ↗

Sephora等商戶：8% RewardCash rebate (includes the basic reward)

• Eligibility: Audience: all
• Eligible spending: Applies to: sephora / cosme store / cosme hong kong · Type: merchant
• Benefit limit: Amount: 100 · Applies to: Total RewardCash from all designated merchants per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Source stated rate; see constraints for the tier and cap.
• Only these named designated merchants qualify: Sephora, @cosme STORE, @cosme HONG KONG.
• The first HK$1,250 of total designated-merchant spend per calendar month earns 8%; later same-type spend earns the 0.4% basic rate.
• The HK$100 monthly cap is shared across all designated-merchant categories.
• Department-store counters and outlets are excluded unless expressly listed.
• HSBC Red Reward Scheme: 2026-07-01 – 2026-12-31

@cosme Store等商戶：extra 5X RewardCash

• Eligibility: Audience: all
• Eligible spending: Applies to: @cosme store / beauty avenue / ipsa / joyce beauty / mtm labo / time by mtm labo / spa by mtm labo / nars / serge lutens / shiseido · Type: merchant
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

Cosme Store等商戶：Extra 5X RewardCash for 美容／個人護理

• Eligibility: Audience: all
• Eligible spending: Applies to: cosme store / beauty avenue / 法國嬌蘭 / ipsa / joyce beauty / mtm labo / time by mtm labo / spa by mtm labo / nars / 莎莎 / serge lutens / shiseido / 雪花秀 · Type: merchant
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Selected category bucket: 賞購物.
• Valid only for the listed merchants in the 美容／個人護理 group.
• The merchant list and merchant category rules in the terms and conditions apply.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

Sephora等商戶：8% RewardCash rebate (includes the basic reward)

• Eligibility: Audience: all
• Eligible spending: Applies to: sephora / cosme store / cosme hong kong · Type: merchant
• Benefit limit: Amount: 100 · Applies to: Total RewardCash from all designated merchants per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Source stated rate; see constraints for the tier and cap.
• Only these named designated merchants qualify: Sephora, @cosme STORE, @cosme HONG KONG.
• The first HK$1,250 of total designated-merchant spend per calendar month earns 8%; later same-type spend earns the 0.4% basic rate.
• The HK$100 monthly cap is shared across all designated-merchant categories.
• Department-store counters and outlets are excluded unless expressly listed.
• HSBC Red Reward Scheme: 2026-07-01 – 2026-12-31

@cosme Store等商戶：extra 5X RewardCash

• Eligibility: Audience: all
• Eligible spending: Applies to: @cosme store / beauty avenue / ipsa / joyce beauty / mtm labo / time by mtm labo / spa by mtm labo / nars / serge lutens / shiseido · Type: merchant
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

Cosme Store等商戶：Extra 5X RewardCash for 美容／個人護理

• Eligibility: Audience: all
• Eligible spending: Applies to: cosme store / beauty avenue / 法國嬌蘭 / ipsa / joyce beauty / mtm labo / time by mtm labo / spa by mtm labo / nars / 莎莎 / serge lutens / shiseido / 雪花秀 · Type: merchant
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Selected category bucket: 賞購物.
• Valid only for the listed merchants in the 美容／個人護理 group.
• The merchant list and merchant category rules in the terms and conditions apply.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
• Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
• Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
• The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
• Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
• The source states the rebate is equivalent to 4X bonus points. It does not state an end date.

Open source offer ↗

ICBC Credit Card - Platinum Mastercard Virtual Card 1.5% cash rebate

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: cash rebate · Period: not stated · Type: unlimited
• Application or registration is required.
• The retained page says terms apply and refers to Spending Rewards for full conditions; eligible transaction types and other conditions are not stated here.
• The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

Open source offer ↗

ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card 1.5% cash rebate

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: cash rebate · Period: not stated · Type: unlimited
• The rebate details are referred to the linked Spending Rewards page; those details are not in the retained HTML.
• The virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or ATM-related services.

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
• Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
• Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
• The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
• Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
• The source states the rebate is equivalent to 4X bonus points. It does not state an end date.

Open source offer ↗

ICBC Credit Card - Platinum Mastercard Virtual Card 1.5% cash rebate

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: cash rebate · Period: not stated · Type: unlimited
• Application or registration is required.
• The retained page says terms apply and refers to Spending Rewards for full conditions; eligible transaction types and other conditions are not stated here.
• The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

Open source offer ↗

ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card 1.5% cash rebate

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: cash rebate · Period: not stated · Type: unlimited
• The rebate details are referred to the linked Spending Rewards page; those details are not in the retained HTML.
• The virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or ATM-related services.

酒店：2% rebate

• Eligibility: Audience: student
• Eligible spending: Applies to: 酒店 · Type: category
• Benefit limit: Period: not stated · Type: unlimited
• Percentage note: The page states a 2% rebate on hotel spending; the same card block states unlimited automatic rebate and no numeric limit is given.
• The benefit is displayed for Citi Cash Back Card(Student). The page states 2% rebate for foreign currency, local dining and hotel spendings and separately states unlimited automatic rebate.
• The local page identifies hotel spending as part of the 2% rebate benefit.
• The local page does not state a complete merchant-code definition, exclusion list or date rule; linked product terms are not used as evidence.

Hotels.com: 25% off hotel bookings

• Eligibility: Audience: all
• Eligible spending: Applies to: hotels com · Type: merchant
• Benefit limit: Applies to: Hotels.com: 25% off hotel bookings · Period: not stated · Type: not stated
• Book 4 or more consecutive nights, up to 7, at the same hotel through the designated Hotels.com site in HKD and pay immediately with the Infinite card; payment at the hotel is excluded.
• Booking must be for four consecutive nights or more at the same hotel.
• Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
• Hong Kong and Macau hotels, designated hotel groups, full/half board, suites, home/farm stays, serviced apartments, villas and packages are excluded. Taxes, service charges, additional hotel fees and extension nights are not discounted.
• Hotels.com exclusions and terms of service are referenced but are not included in the retained PDFs.
• Offers are subject to relevant terms and conditions.
• Quota is 500 per phase, first come first served. Accommodation periods run through 30 November 2027 as listed in the terms.
• The Visa Infinite table lists this offer; Visa Signature is marked not applicable.
• Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
• BOC Cheers Visa Infinite Card: 2026-08-07 – 2027-08-05

Citi Octopus Card: 5% rebate on designated cross-border coach and ferry fares

• Eligibility: Audience: all
• Eligible spending: Applies to: 旅遊 · Type: category
• Requirements: Period spend ≥: HK$10,000.00
• Benefit limit: Amount: 500 · Applies to: Combined Fare Rebate and/or 5% rebate per Designated Credit Card account under option (b) · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Application or registration is required.
• Applies to principal cardholders of Citi Octopus Credit Card. One successful registration with the principal designated card is required during the Promotion Period through the Designated Registration Page, SMS, or Citi Mobile App when applicable; supplementary cards and linked Citi Mobile Octopus are registered automatically. Earlier successful registrations for the named KMB/LWB/CTB/NWFB and transport-rebate promotions are carried forward automatically. Eligibility starts on the first day of the calendar month in which registration is completed. Monthly Eligible Transactions aggregate across the holder's eligible Citi credit cards (including supplementary cards) and eligible Citibank Debit Mastercard transactions. Credit-card transactions must post within the calendar month by transaction date; debit-card transactions must post within the month by posting date. Eligible spend includes posted local and overseas retail transactions and qualifying Merchant Installment Plan transactions; the terms also include cash advances on eligible credit cards and eligible debit retail purchases. Debit net spending uses the final charged amount after discounts and coupons, with Citi's stated foreign-currency conversion rule. Exclusions include Dynamic Currency Conversion, Octopus Automatic Add-Value and mobile Octopus add-value, Balance Transfer/Cash Conversion/FlexiBill/Paylite/Quick Cash/PayAll amounts, Inland Revenue Department payments, bills, utilities, auto-payments and recurring transactions, mutual funds, fees and charges, insurance, casino transactions, Faster Payment System transactions, charity donations for debit cards, unposted/cancelled/refunded/unsettled transactions, fraud/abuse, and other listed ineligible transactions. A fare or fee payment qualifies only if the service provider/OCL transaction data is received and the transaction is not cancelled; the provider's transaction type and OCL records/classification control. Citibank may request original sales slips and merchant receipts. Rebates are credited within five calendar months after the qualifying month and can only offset Octopus Automatic Add-Value transactions on a later statement; they cannot be transferred, exchanged, traded, or converted to cash. The relevant credit, designated, debit, and settlement accounts must remain valid and in good standing through the Promotion Period and rebate-fulfilment period; otherwise the Bank may forfeit rebates. Fraud, abuse, reversal, or cancellation may result in a debit of the rebate. Citibank decides eligibility from its records. The Bank may revise, modify, cancel, suspend, or substitute the promotion or rebate without notice. Promotion data is shared between OCL and Citibank for eligibility and fulfilment and is to be destroyed by 31 May 2028. Disputes are subject to Citibank's final decision. The English version prevails if versions differ, and these terms prevail over promotional materials. The terms also state that the referenced services are not offered to residents of a country where provision would breach local law. This is a 5% component of option (b), which requires monthly Eligible Transactions of HK$10,000 or more. Cross-border coach services are all routes of 24-Hour Cross-Boundary Express, All China Express Bus, China-Hong Kong Express, CTG Bus, Eternal East Bus, and Trans-Island Chinalink. Cross-border ferry services are all routes of Cotai Water Jet and TurboJET. Qualifying payments must be made via approved Octopus Equipment. The HK$500 monthly cap is shared with the 15% Fare Rebate and the other 5% categories.
• 15% fare and 5% tunnel toll, parking, electric-vehicle charging, and cross-border coach/ferry rebate promotion: 2026-09-01 – 2027-06-30

Open source offer ↗

Sephora等商戶：8% RewardCash rebate (includes the basic reward)

• Eligibility: Audience: all
• Eligible spending: Applies to: sephora / cosme store / cosme hong kong · Type: merchant
• Benefit limit: Amount: 100 · Applies to: Total RewardCash from all designated merchants per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Source stated rate; see constraints for the tier and cap.
• Only these named designated merchants qualify: Sephora, @cosme STORE, @cosme HONG KONG.
• The first HK$1,250 of total designated-merchant spend per calendar month earns 8%; later same-type spend earns the 0.4% basic rate.
• The HK$100 monthly cap is shared across all designated-merchant categories.
• Department-store counters and outlets are excluded unless expressly listed.
• HSBC Red Reward Scheme: 2026-07-01 – 2026-12-31

@cosme Store等商戶：extra 5X RewardCash

• Eligibility: Audience: all
• Eligible spending: Applies to: @cosme store / beauty avenue / ipsa / joyce beauty / mtm labo / time by mtm labo / spa by mtm labo / nars / serge lutens / shiseido · Type: merchant
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

Cosme Store等商戶：Extra 5X RewardCash for 美容／個人護理

• Eligibility: Audience: all
• Eligible spending: Applies to: cosme store / beauty avenue / 法國嬌蘭 / ipsa / joyce beauty / mtm labo / time by mtm labo / spa by mtm labo / nars / 莎莎 / serge lutens / shiseido / 雪花秀 · Type: merchant
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Selected category bucket: 賞購物.
• Valid only for the listed merchants in the 美容／個人護理 group.
• The merchant list and merchant category rules in the terms and conditions apply.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

Sephora等商戶：8% RewardCash rebate (includes the basic reward)

• Eligibility: Audience: all
• Eligible spending: Applies to: sephora / cosme store / cosme hong kong · Type: merchant
• Benefit limit: Amount: 100 · Applies to: Total RewardCash from all designated merchants per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Source stated rate; see constraints for the tier and cap.
• Only these named designated merchants qualify: Sephora, @cosme STORE, @cosme HONG KONG.
• The first HK$1,250 of total designated-merchant spend per calendar month earns 8%; later same-type spend earns the 0.4% basic rate.
• The HK$100 monthly cap is shared across all designated-merchant categories.
• Department-store counters and outlets are excluded unless expressly listed.
• HSBC Red Reward Scheme: 2026-07-01 – 2026-12-31

@cosme Store等商戶：extra 5X RewardCash

• Eligibility: Audience: all
• Eligible spending: Applies to: @cosme store / beauty avenue / ipsa / joyce beauty / mtm labo / time by mtm labo / spa by mtm labo / nars / serge lutens / shiseido · Type: merchant
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

Cosme Store等商戶：Extra 5X RewardCash for 美容／個人護理

• Eligibility: Audience: all
• Eligible spending: Applies to: cosme store / beauty avenue / 法國嬌蘭 / ipsa / joyce beauty / mtm labo / time by mtm labo / spa by mtm labo / nars / 莎莎 / serge lutens / shiseido / 雪花秀 · Type: merchant
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Selected category bucket: 賞購物.
• Valid only for the listed merchants in the 美容／個人護理 group.
• The merchant list and merchant category rules in the terms and conditions apply.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

Sephora等商戶：8% RewardCash rebate (includes the basic reward)

• Eligibility: Audience: all
• Eligible spending: Applies to: sephora / cosme store / cosme hong kong · Type: merchant
• Benefit limit: Amount: 100 · Applies to: Total RewardCash from all designated merchants per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Source stated rate; see constraints for the tier and cap.
• Only these named designated merchants qualify: Sephora, @cosme STORE, @cosme HONG KONG.
• The first HK$1,250 of total designated-merchant spend per calendar month earns 8%; later same-type spend earns the 0.4% basic rate.
• The HK$100 monthly cap is shared across all designated-merchant categories.
• Department-store counters and outlets are excluded unless expressly listed.
• HSBC Red Reward Scheme: 2026-07-01 – 2026-12-31

@cosme Store等商戶：extra 5X RewardCash

• Eligibility: Audience: all
• Eligible spending: Applies to: @cosme store / beauty avenue / ipsa / joyce beauty / mtm labo / time by mtm labo / spa by mtm labo / nars / serge lutens / shiseido · Type: merchant
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

Cosme Store等商戶：Extra 5X RewardCash for 美容／個人護理

• Eligibility: Audience: all
• Eligible spending: Applies to: cosme store / beauty avenue / 法國嬌蘭 / ipsa / joyce beauty / mtm labo / time by mtm labo / spa by mtm labo / nars / 莎莎 / serge lutens / shiseido / 雪花秀 · Type: merchant
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Selected category bucket: 賞購物.
• Valid only for the listed merchants in the 美容／個人護理 group.
• The merchant list and merchant category rules in the terms and conditions apply.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

Sephora等商戶：8% RewardCash rebate (includes the basic reward)

• Eligibility: Audience: all
• Eligible spending: Applies to: sephora / cosme store / cosme hong kong · Type: merchant
• Benefit limit: Amount: 100 · Applies to: Total RewardCash from all designated merchants per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Source stated rate; see constraints for the tier and cap.
• Only these named designated merchants qualify: Sephora, @cosme STORE, @cosme HONG KONG.
• The first HK$1,250 of total designated-merchant spend per calendar month earns 8%; later same-type spend earns the 0.4% basic rate.
• The HK$100 monthly cap is shared across all designated-merchant categories.
• Department-store counters and outlets are excluded unless expressly listed.
• HSBC Red Reward Scheme: 2026-07-01 – 2026-12-31

@cosme Store等商戶：extra 5X RewardCash

• Eligibility: Audience: all
• Eligible spending: Applies to: @cosme store / beauty avenue / ipsa / joyce beauty / mtm labo / time by mtm labo / spa by mtm labo / nars / serge lutens / shiseido · Type: merchant
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

Cosme Store等商戶：Extra 5X RewardCash for 美容／個人護理

• Eligibility: Audience: all
• Eligible spending: Applies to: cosme store / beauty avenue / 法國嬌蘭 / ipsa / joyce beauty / mtm labo / time by mtm labo / spa by mtm labo / nars / 莎莎 / serge lutens / shiseido / 雪花秀 · Type: merchant
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Selected category bucket: 賞購物.
• Valid only for the listed merchants in the 美容／個人護理 group.
• The merchant list and merchant category rules in the terms and conditions apply.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
• Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
• Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
• The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
• Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
• The source states the rebate is equivalent to 4X bonus points. It does not state an end date.

Open source offer ↗

ICBC Credit Card - Platinum Mastercard Virtual Card 1.5% cash rebate

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: cash rebate · Period: not stated · Type: unlimited
• Application or registration is required.
• The retained page says terms apply and refers to Spending Rewards for full conditions; eligible transaction types and other conditions are not stated here.
• The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

Open source offer ↗

ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card 1.5% cash rebate

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: cash rebate · Period: not stated · Type: unlimited
• The rebate details are referred to the linked Spending Rewards page; those details are not in the retained HTML.
• The virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or ATM-related services.

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
• Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
• Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
• The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
• Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
• The source states the rebate is equivalent to 4X bonus points. It does not state an end date.

Open source offer ↗

ICBC Credit Card - Platinum Mastercard Virtual Card 1.5% cash rebate

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: cash rebate · Period: not stated · Type: unlimited
• Application or registration is required.
• The retained page says terms apply and refers to Spending Rewards for full conditions; eligible transaction types and other conditions are not stated here.
• The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

Open source offer ↗

ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card 1.5% cash rebate

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: cash rebate · Period: not stated · Type: unlimited
• The rebate details are referred to the linked Spending Rewards page; those details are not in the retained HTML.
• The virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or ATM-related services.

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
• Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
• Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
• The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
• Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
• The source states the rebate is equivalent to 4X bonus points. It does not state an end date.

Open source offer ↗

ICBC Credit Card - Platinum Mastercard Virtual Card 1.5% cash rebate

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: cash rebate · Period: not stated · Type: unlimited
• Application or registration is required.
• The retained page says terms apply and refers to Spending Rewards for full conditions; eligible transaction types and other conditions are not stated here.
• The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

Open source offer ↗

ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card 1.5% cash rebate

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: cash rebate · Period: not stated · Type: unlimited
• The rebate details are referred to the linked Spending Rewards page; those details are not in the retained HTML.
• The virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or ATM-related services.

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
• Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
• Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
• The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
• Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
• The source states the rebate is equivalent to 4X bonus points. It does not state an end date.

Open source offer ↗

ICBC Credit Card - Platinum Mastercard Virtual Card 1.5% cash rebate

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: cash rebate · Period: not stated · Type: unlimited
• Application or registration is required.
• The retained page says terms apply and refers to Spending Rewards for full conditions; eligible transaction types and other conditions are not stated here.
• The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

Open source offer ↗

ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card 1.5% cash rebate

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: cash rebate · Period: not stated · Type: unlimited
• The rebate details are referred to the linked Spending Rewards page; those details are not in the retained HTML.
• The virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or ATM-related services.

網上購物：5.6% additional WAKU COIN reward

• Eligibility: Audience: all
• Eligible spending: Applies to: 網上購物 · Type: category
• Benefit limit: Amount: 200 · Applies to: shared additional reward across online, Japan, and local dining spending · Currency: HKD · Period: per statement period · Type: limited · Unit: currency
• Percentage note: The 6% source total includes the 0.4% basic component; this offer stores the separately stated 5.6% additional component.
• The displayed total online reward is 6% including the 0.4% basic reward. The additional reward cap is shared across online, Japan, and local dining spending at HK$200 per statement period; after the cap, eligible spending continues to earn the unlimited 0.4% basic reward.
• Eligible online spending is in HKD or foreign currency and is determined by Mastercard merchant number or transaction category. Insurance, e-wallet spending, and AEON merchant interest-free instalment spending are excluded.
• promotion: 2026-09-01 – 2027-02-28

積分獎賞：0.4% basic WAKU COIN reward

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: unlimited
• During the promotion period, eligible card spending earns unlimited 0.4% basic WAKU COIN per statement cycle. There is no minimum-spend requirement.
• Category priority is online, Japan, local dining, then other. Exclusions include cash advances, fees, interest, e-wallet top-up or transfer, AEON self-instalment, gambling, invalid, cancelled, refunded, or fraudulent transactions.
• promotion: 2026-09-01 – 2027-02-28

BOC Chill World Mastercard online spending extra 4.6% cash rebate

• Eligibility: Audience: all · Document: Original transaction sales slips or official payment records, and further documents if requested for verification.
• Eligible spending: Applies to: 網上購物 · Type: category
• Benefit limit: Amount: 150 · Applies to: Combined extra cashback from the Overseas and Online Spending and Chill Merchant offers per credit card account per calendar month. · Currency: HKD · Period: per month · Type: limited · Unit: currency
• The source-stated extra rebate is 4.6%; the advertised 5% total includes the shared 0.4% Gift Point reward. Do not count 5% as an extra rebate. Online spending covers retail transactions through online channels, regardless of country or currency. The amount uses the HKD amount posted after conversion. The monthly HKD150 extra-rebate cap is shared with the Chill Merchant offer; when both promotions qualify, the higher rate applies. The promotion ends on 31 December 2026 by transaction date. Cash rebate is based on net spend. Only eligible transactions posted within 7 days of the transaction date count. Additional-card spending is combined with main-card spending. The account must remain valid and in good standing during the promotion and when the rebate is awarded; fraudulent, unauthorised, unposted, cancelled and refunded transactions are excluded. The terms also exclude e-wallets, instant rewards, cash advances, balance transfers, autopay, Octopus add-value, instalments, annual and finance charges, utility and bill payments, designated online payment systems, stored-value and e-wallet reloads, person-to-person transfers, financial-institution transactions, gambling, donations and other company-designated categories. The Company determines eligible transaction and merchant codes.
• Eligible transaction date; the source states the promotion runs from now until 31 December 2026.: Now – 2026-12-31

Open source offer ↗

BOC Chill World Mastercard earns 1 Gift Point per HK$1 of eligible spend

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: Base Gift Point cash equivalent reward per credit card account. · Currency: HKD · Period: per month · Type: unlimited · Unit: currency
• Percentage note: Cash equivalent calculation: 1 Gift Point per HK$1 spend; 25,000 Gift Points = HK$100; HK$100 ÷ 25,000 = HK$0.004 per point; HK$0.004 ÷ HK$1 × 100 = 0.4%. The full Gift Point redemption rules are not included in the retained files.
• The base point reward is shared across BOC Chill card variants and is counted once. It is already included in the published 5% and 10% cash-rebate totals. Eligible retail transactions and mobile payments are subject to the source terms' exclusions and posting rules. The full Gift Point programme terms are not included in the retained files.
• Eligible transaction date; the source states the promotion runs from now until 31 December 2026.: Now – 2026-12-31

Open source offer ↗

BEA GOAL Credit Card Online Shopping 4% cash rebate

• Eligibility: Audience: all
• Eligible spending: Applies to: 網上購物 · Type: category
• Requirements: Period spend ≥: HK$2,000.00
• Benefit limit: Amount: 200 · Applies to: Combined Extra Reward cash rebate per Eligible Account across designated categories · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Monthly Basic Reward Eligible Transactions must reach HK$2,000. The amount is calculated per calendar month and based on transaction date.
• Each Eligible Account has a combined HK$200 Extra Reward cash rebate limit per calendar month.
• An eligible transaction earns only the highest rebate once, even if it belongs to more than one eligible spending category.
• Online Shopping Extra Reward is for online retail spending only.
• Extra Reward transactions are based on transaction date. Eligible transactions are retail spending and are determined by merchant codes or transaction types.
• Supermarket and Government Department transactions, recurring transactions and autopay transactions are not eligible for Extra Reward. Group-buy or other-organization spending is excluded except for source-listed eligible merchants.
• Unposted, cancelled, refunded or fraudulent transactions are ineligible. The card account must remain valid.
• Principal and related supplementary card accounts are one Eligible Account.
• Extra Reward is credited to the principal card account on the 16th of the next calendar month.
• The Part A exclusions apply to Extra Reward, including cash advances; statement instalments, Cash in Hand, balance transfers and fund transfers; stored-value cards or e-wallet purchases or top-ups except PayMe or Octopus Automatic Added Value Service; Cyberbanking bill payments; casino chips; fees and charges; unposted, cancelled, reserved or refunded payments; card-present transactions at merchants with physical premises, a fixed business address, or business licence in the UK or a country in or joining the EEA after 19 October 2019; and insurance premiums. Cash rebates are rounded down to the nearest Hong Kong dollar. The total Extra Reward is the sum of rebate amounts in each Designated Spending Category, rounded down to the nearest Hong Kong dollar. Rewards on a cancelled account are cancelled and cannot be refunded or transferred.
• Extra Reward Promotional Period: 2025-01-01 – 2026-12-31

Open source offer ↗

BEA GOAL Credit Card HK$1 cash rebate

• Eligibility: Audience: all
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$250.00
• Benefit limit: Amount: 40 · Applies to: Government Department category transactions and Octopus Automatic Added Value Service reloads · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: HK$1 ÷ HK$250 × 100 = 0.4% (exact; no rate rounding). The source rounds cash rebates down to the nearest Hong Kong dollar. The HK$40 monthly cap applies only to Government Department transactions and Octopus AVAS reloads. This rate applies for each accumulated HK$250 in a statement cycle.
• Cardholders earn HK$1 cash rebate for every accumulated HK$250 spent on Basic Reward Eligible Transactions in each statement cycle.
• Each principal card account and its related supplementary card accounts are one Eligible Account.
• Basic Reward Eligible Transactions are retail spending, determined by post date. They exclude, but are not limited to: cash advances; statement instalments, Cash in Hand, balance transfers and fund transfers; purchases or stored-value card and e-wallet top-ups except PayMe or Octopus Automatic Added Value Service; Cyberbanking bill payments; casino chips; fees and charges; unposted, cancelled, reserved or refunded payments; card-present transactions at merchants in the United Kingdom or European Economic Area; and insurance premiums.
• BEA determines eligible transactions using merchant codes or transaction types. Only valid card accounts can receive rewards; unposted, cancelled, refunded or fraudulent transactions are ineligible.
• For transactions in Government Department categories and Octopus Automatic Added Value Service reloads, the monthly limit is HK$40 cash rebate or 10,000 bonus points per Eligible Account. This cap applies only to those named transaction contexts.
• The cash rebate is rounded down to the nearest Hong Kong dollar; Basic Reward is credited to the principal card account in the next statement. Rewards on a cancelled account are cancelled and cannot be refunded or transferred.

Open source offer ↗

DBS Eminent Card 2026 rebate programme: 5% on designated spending

• Eligibility: Audience: all
• Eligible spending: Applies to: 餐飲 / 醫療服務 / 運動及戶外 / 健身中心 · Type: category
• Benefit limit: Amount: 400 · Applies to: Rebate on the first HKD 8,000 of combined designated category spend per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Application or registration is required.
• Register for the programme in DBS Card+ during the Programme Period.
• A single net eligible retail purchase of HKD 300 or more in dining, sportswear, fitness clubs, or medical services earns 5%.
• The first HKD 8,000 of designated-category spending per calendar month is eligible for the 5% rebate; the HKD 400 cap is the stated rate applied to that spend limit.
• Visa or acquiring-bank merchant codes determine category eligibility at the Bank's discretion. The first HKD 5,000 of e-wallet retail spending per calendar month qualifies; later e-wallet spending does not. Veterinary spending is not a designated category.
• The Programme Period dates are not stated in the retained HTML.

Open source offer ↗

DBS Eminent Card 2026 rebate programme: 1% on other retail spending

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Amount: 200 · Applies to: Rebate on the first HKD 20,000 of other retail spend per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Application or registration is required.
• Register for the programme in DBS Card+ during the Programme Period.
• The 1% rate applies to other eligible retail spending and designated-category purchases below HKD 300; designated-category purchases of HKD 300 or more use the separate 5% rule.
• The first HKD 20,000 of other retail spending per calendar month is eligible for the 1% rebate; the HKD 200 cap is the stated rate applied to that spend limit.
• The first HKD 5,000 of e-wallet retail spending per calendar month qualifies; later e-wallet spending does not. The Programme Period dates are not stated in the retained HTML.

Open source offer ↗

BOC Cheers Visa Infinite pet spending: 10 Gift Points per HK$1

• Eligibility: Audience: all
• Eligible spending: Applies to: 寵物用品 · Type: category
• Requirements: Period spend ≥: HK$5,000.00
• Benefit limit: Amount: 400 · Applies to: Eligible local dining and pet transactions combined for the card account · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: 10 Gift Points per HK$1 eligible spend × HK$1 / 250 Gift Points = 4%; no rounding is needed. The 100,000 point monthly shared local dining and pet cap equals HK$400. The 300,000 point combined monthly maximum across all three categories equals HK$1,200. This uses the stated 250 Gift Points = HK$1 cash rebate conversion. Gift Point programme terms are referenced but are not included in the retained files.
• Additional Gift Point programme terms are referenced but are not included in the retained PDFs.
• Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
• Eligible pet transactions include local in-store purchases at pet shops or veterinary clinics under the stated merchant-category codes, and online purchases at pet shops or veterinary clinics. BoC Pay+, AlipayHK and WeChat Pay HK are excluded.
• First HK$10,000 of dining and pet spend reaches the combined monthly cap of 100,000 points; the three categories share an overall monthly maximum of 300,000 points.
• Listed e-wallet, bill, cash-advance, instalment, fee and other excluded transactions do not qualify; transactions must post within 7 days. Points are credited to the main card in the following month.
• Offers are subject to relevant terms and conditions.
• Spend at least HK$5,000 in eligible retail transactions with the Infinite card in each calendar month to earn this rate. Main and supplementary card spending is combined.
• The Infinite card earns exactly 10 Gift Points per HK$1 of eligible pet spending after at least HK$5,000 in eligible retail spending in each calendar month. Main and supplementary card spending is combined.
• The page states 250 Gift Points = HK$1 cash rebate and 15 Gift Points = 1 Asia Mile.
• The source also describes the rate as up to 10X.
• Upon accumulated monthly spending of HK$5,000, dining, travel and pet spending are eligible for 10X Gift Points.
• Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
• BOC Cheers Visa Infinite Card: 2026-07-01 – 2026-12-31

BOC Cheers Visa Signature pet spending: 8 Gift Points per HK$1

• Eligibility: Audience: all
• Eligible spending: Applies to: 寵物用品 · Type: category
• Requirements: Period spend ≥: HK$5,000.00
• Benefit limit: Amount: 240 · Applies to: local dining and pets transactions combined per Signature account · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: 8 Gift Points per HK$1 spent × HK$1 cash rebate ÷ 250 Gift Points = 3.2%. The source states 250 Gift Points = HK$1 cash rebate. The source stated monthly cap of 60,000 points for dining and pet transactions combined equals HK$240 cash rebate equivalent (60,000 ÷ 250); the overall 180,000 point dining, pet and travel cap equals HK$720 (180,000 ÷ 250). No rounding is needed. Gift Points are noncash, nonrefundable and nontransferable; redemption follows the Gift Point Gift Rewards Programme, whose external terms were not read. The cap includes basic Gift Points.
• The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents.
• Visa Signature card; required annual income of $150,000.
• Accumulate at least HK$5,000 in eligible retail transactions in the calendar month to earn 8 total Gift Points per HK$1 (basic 1 plus extra 7); otherwise only the basic 1X points apply.
• Eligible pet transactions are in-store purchases at local pet shops or veterinary clinics under the stated MCCs, and online purchases from pet shops or veterinary clinics. BoC Pay+, AlipayHK and WeChat Pay HK are excluded.
• Dining and pets share the 60,000-point monthly cap; dining, pets and travel together have a maximum of 180,000 points per month. The cap includes basic Gift Points. Main and supplementary transactions combine.
• Eligible transactions must post within 7 days; main and supplementary transactions combine. Points are rounded where appropriate and credited to the main account in the following month. The account must remain normal, valid and in good credit standing; invalid, unauthorized, refunded, cancelled or unposted transactions do not qualify. Retain sales slips; company records prevail, and fraud or abuse can forfeit or reverse rewards.
• Eligible spend excludes e-wallets, cash advance or cash-before-card, bill payments, autopay, Octopus add-value, instalments, fees or finance charges, utilities, stored-value reloads, P2P transfers, financial-institution transactions, gambling, charity, transactions without slips, unauthorized transactions and other company-defined exclusions.
• BOC Cheers Visa Signature must be issued in Hong Kong. The Gift Point Gift Rewards Programme also applies; its external terms were not read.
• Signature points promotion period: 2026-07-01 – 2026-12-31

Open source offer ↗

759等商戶：extra 5X RewardCash

• Eligibility: Audience: all
• Eligible spending: Applies to: 759 / big c / don don donki / greenprice / fusion / taste / taste x fresh / international / food le parc / gourmet / great food hall · Type: merchant
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

759阿信屋等商戶：Extra 5X RewardCash for 超級市場

• Eligibility: Audience: all
• Eligible spending: Applies to: 759阿信屋 / big c / 日記士多 / don don donki / 大生生活超市 / 新鮮生活 / greenprice / 本灣水產 / 百佳超級市場 / fusion / taste / taste x fresh / international / food le parc / gourmet / great food hall / 多來買 · Type: merchant
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Selected category bucket: 賞家居.
• Valid only for the listed merchants in the 超級市場 group.
• The merchant list and merchant category rules in the terms and conditions apply.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

759阿信屋等商戶：extra 5X RewardCash

• Eligibility: Audience: all
• Eligible spending: Applies to: 759阿信屋 / big c / 日記士多 / don don donki / 大生生活超市 / 新鮮生活 / greenprice / 本灣水產 / 百佳超級市場 / fusion / taste / taste x fresh / international / food le parc / gourmet / great food hall / 多來買 · Type: merchant
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• Spend is limited to the named participating supermarket merchants and their qualifying Hong Kong transactions.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
• Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
• Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
• The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
• Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
• The source states the rebate is equivalent to 4X bonus points. It does not state an end date.

Open source offer ↗

ICBC Credit Card - Platinum Mastercard Virtual Card 1.5% cash rebate

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: cash rebate · Period: not stated · Type: unlimited
• Application or registration is required.
• The retained page says terms apply and refers to Spending Rewards for full conditions; eligible transaction types and other conditions are not stated here.
• The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

Open source offer ↗

ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card 1.5% cash rebate

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: cash rebate · Period: not stated · Type: unlimited
• The rebate details are referred to the linked Spending Rewards page; those details are not in the retained HTML.
• The virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or ATM-related services.

太古城中心冰上皇宮：Extra 5X RewardCash for 主題樂園及景點

• Eligibility: Audience: all
• Eligible spending: Applies to: 太古城中心冰上皇宮 · Type: merchant
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Selected category bucket: 賞享受.
• Valid only for the listed merchants in the 主題樂園及景點 group.
• The merchant list and merchant category rules in the terms and conditions apply.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

線上娛樂額外現金回贈 3.6%

• Eligibility: Audience: all
• Eligible spending: Applies to: 娛樂 · Type: category
• Requirements: Period spend ≥: HK$1,500.00
• Benefit limit: Amount: 200 · Applies to: One shared cap per cardholder per calendar month for Extra Cash Rebate from Overseas Spending and the one selected Fun Category, aggregated across all WeWa Credit Card accounts. · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Application or registration is required.
• This is one of three selectable Fun Categories for each WeWa Credit Card. Eligible merchants are Apple App Store (only transactions with merchant name APPLE.COM/BILL), Disney PLUS, Google Play Store, JOOX, KKBOX, MYTV SUPER, NETFLIX, Nintendo, Patreon, PlayStation, Spotify, STEAM, Xbox, and YouTube, as determined by PrimeCredit or the relevant card association. A selection from July 2025 to September 2026 carries over. If the earlier selection was Overseas Spending, Mobile Payment is set automatically as the selectable category. The cardholder may change the selection from 2026-10-02 to 2026-10-31 by calling or contacting a PrimeCredit customer service officer through PrimeCredit Chatbot. The selection cannot be changed after that period, and October 2026 rebate uses the selection at the end of that period. A person who applies for a WeWa Credit Card during the promotion must select a category on the application form; the selection cannot be changed after submission. If no category is selected, Mobile Payment is selected automatically. Applies to valid WeWa Credit Cards issued by PrimeCredit. The cardholder must have at least HKD 1,500 in Eligible Retail Transactions per calendar month across all WeWa Credit Cards. This HKD 200 cap is shared across Extra Cash Rebate from Overseas Spending and the one selected Fun Category; it is not a separate cap for each category or card. Eligible transactions must be posted within 7 days of the transaction date. They exclude Octopus Automatic Add-Value, stored-value card purchases or reloads (including Octopus top-ups), autopay, Credit-to-Cash, instalment plans, offline transactions, card charges, split transactions, fund investments, casino transactions, cash vouchers, consumer deposits, bill payments, money or electronic-money transfers, e-wallet top-ups, chargeback transactions, unposted, cancelled, returned, counterfeit, and unauthorized transactions. PrimeCredit and the relevant card associations determine eligibility and category by merchant codes or names, which may change without notice. The posted amount prevails over the authorized amount; foreign-currency transactions use the posted amount converted to HKD. PrimeCredit's records and decisions control eligibility and category, and PrimeCredit does not have to confirm eligibility before a transaction. Rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the WeWa card account with the highest eligible spend that month; spend across all WeWa cards is aggregated. All WeWa card accounts must be valid and in good standing when the rebate is credited. Cancellation forfeits uncredited rebate and the account's rebate balance. PrimeCredit may debit rebate for a cancelled or returned transaction. If a transaction falls under more than one Fun Category, PrimeCredit decides its category. Keep original receipts or official transaction records; PrimeCredit may request them or other proof in a dispute. Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash. PrimeCredit may recover improperly or fraudulently obtained rebate and take legal action. PrimeCredit's records are conclusive. Communication failures that prevent category selection create no claim. PrimeCredit may amend, cancel, or end the promotion without notice; its decision in a dispute is final. The English terms prevail over the Chinese terms.
• WeWa Fun Categories Cash Rebate promotion period: 2026-10-01 – 2027-09-30

Open source offer ↗

WeWa 基本現金回贈 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: WeWa Cash Rebate Program; the terms state no monthly upper limit. · Currency: HKD · Period: per month · Type: unlimited · Unit: currency
• Percentage note: The HTML states that HKD 1 per HKD 250 is equivalent to 0.4%. The formal terms state HKD 1 per HKD 250 and pro rata calculation below HKD 250, rounded to the nearest cent.
• The generic rebate is HKD 1 per HKD 250 for each Eligible Retail Purchase Transaction. A transaction below HKD 250 receives a pro-rata rebate, rounded to the nearest cent. The program applies to valid WeWa Credit Cards. Eligible transactions include posted local and overseas retail purchases, Octopus auto-reload, and online retail purchases. Exclusions include cash advances, card charges, casino transactions, money or electronic-money transfers (including P2P and mobile, app, or electronic-transfer platforms), e-wallet reloads, cash out, cash instalments, instalment amounts, unposted, cancelled, returned, counterfeit, and unauthorized transactions. PrimeCredit and the relevant card associations determine eligible transactions by merchant code; codes may change without notice, and PrimeCredit has final discretion. Rebate is calculated by posting date and settled by statement period; it is credited on the next statement. There is no monthly upper limit. The account must be valid and in good financial standing when the rebate is credited. Account cancellation forfeits uncredited rebate and the rebate balance. PrimeCredit may debit rebate for a cancelled or returned transaction. Rebate is non-transferable, non-exchangeable, non-refundable, and cannot be exchanged for cash. PrimeCredit may recover improperly or fraudulently obtained rebate and take legal action. PrimeCredit may amend or cancel the program without notice; its decision in a dispute is final.

Open source offer ↗

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
• Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
• Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
• The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
• Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
• The source states the rebate is equivalent to 4X bonus points. It does not state an end date.

Open source offer ↗

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
• Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
• Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
• The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
• Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
• The source states the rebate is equivalent to 4X bonus points. It does not state an end date.

Open source offer ↗

ICBC Credit Card - Platinum Mastercard Virtual Card 1.5% cash rebate

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: cash rebate · Period: not stated · Type: unlimited
• Application or registration is required.
• The retained page says terms apply and refers to Spending Rewards for full conditions; eligible transaction types and other conditions are not stated here.
• The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

Open source offer ↗

ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card 1.5% cash rebate

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: cash rebate · Period: not stated · Type: unlimited
• The rebate details are referred to the linked Spending Rewards page; those details are not in the retained HTML.
• The virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or ATM-related services.

網上購物：5.6% additional WAKU COIN reward

• Eligibility: Audience: all
• Eligible spending: Applies to: 網上購物 · Type: category
• Benefit limit: Amount: 200 · Applies to: shared additional reward across online, Japan, and local dining spending · Currency: HKD · Period: per statement period · Type: limited · Unit: currency
• Percentage note: The 6% source total includes the 0.4% basic component; this offer stores the separately stated 5.6% additional component.
• The displayed total online reward is 6% including the 0.4% basic reward. The additional reward cap is shared across online, Japan, and local dining spending at HK$200 per statement period; after the cap, eligible spending continues to earn the unlimited 0.4% basic reward.
• Eligible online spending is in HKD or foreign currency and is determined by Mastercard merchant number or transaction category. Insurance, e-wallet spending, and AEON merchant interest-free instalment spending are excluded.
• promotion: 2026-09-01 – 2027-02-28

積分獎賞：0.4% basic WAKU COIN reward

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: unlimited
• During the promotion period, eligible card spending earns unlimited 0.4% basic WAKU COIN per statement cycle. There is no minimum-spend requirement.
• Category priority is online, Japan, local dining, then other. Exclusions include cash advances, fees, interest, e-wallet top-up or transfer, AEON self-instalment, gambling, invalid, cancelled, refunded, or fraudulent transactions.
• promotion: 2026-09-01 – 2027-02-28

BOC Chill World Mastercard online spending extra 4.6% cash rebate

• Eligibility: Audience: all · Document: Original transaction sales slips or official payment records, and further documents if requested for verification.
• Eligible spending: Applies to: 網上購物 · Type: category
• Benefit limit: Amount: 150 · Applies to: Combined extra cashback from the Overseas and Online Spending and Chill Merchant offers per credit card account per calendar month. · Currency: HKD · Period: per month · Type: limited · Unit: currency
• The source-stated extra rebate is 4.6%; the advertised 5% total includes the shared 0.4% Gift Point reward. Do not count 5% as an extra rebate. Online spending covers retail transactions through online channels, regardless of country or currency. The amount uses the HKD amount posted after conversion. The monthly HKD150 extra-rebate cap is shared with the Chill Merchant offer; when both promotions qualify, the higher rate applies. The promotion ends on 31 December 2026 by transaction date. Cash rebate is based on net spend. Only eligible transactions posted within 7 days of the transaction date count. Additional-card spending is combined with main-card spending. The account must remain valid and in good standing during the promotion and when the rebate is awarded; fraudulent, unauthorised, unposted, cancelled and refunded transactions are excluded. The terms also exclude e-wallets, instant rewards, cash advances, balance transfers, autopay, Octopus add-value, instalments, annual and finance charges, utility and bill payments, designated online payment systems, stored-value and e-wallet reloads, person-to-person transfers, financial-institution transactions, gambling, donations and other company-designated categories. The Company determines eligible transaction and merchant codes.
• Eligible transaction date; the source states the promotion runs from now until 31 December 2026.: Now – 2026-12-31

Open source offer ↗

BOC Chill World Mastercard earns 1 Gift Point per HK$1 of eligible spend

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: Base Gift Point cash equivalent reward per credit card account. · Currency: HKD · Period: per month · Type: unlimited · Unit: currency
• Percentage note: Cash equivalent calculation: 1 Gift Point per HK$1 spend; 25,000 Gift Points = HK$100; HK$100 ÷ 25,000 = HK$0.004 per point; HK$0.004 ÷ HK$1 × 100 = 0.4%. The full Gift Point redemption rules are not included in the retained files.
• The base point reward is shared across BOC Chill card variants and is counted once. It is already included in the published 5% and 10% cash-rebate totals. Eligible retail transactions and mobile payments are subject to the source terms' exclusions and posting rules. The full Gift Point programme terms are not included in the retained files.
• Eligible transaction date; the source states the promotion runs from now until 31 December 2026.: Now – 2026-12-31

Open source offer ↗

BEA GOAL Credit Card Online Shopping 4% cash rebate

• Eligibility: Audience: all
• Eligible spending: Applies to: 網上購物 · Type: category
• Requirements: Period spend ≥: HK$2,000.00
• Benefit limit: Amount: 200 · Applies to: Combined Extra Reward cash rebate per Eligible Account across designated categories · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Monthly Basic Reward Eligible Transactions must reach HK$2,000. The amount is calculated per calendar month and based on transaction date.
• Each Eligible Account has a combined HK$200 Extra Reward cash rebate limit per calendar month.
• An eligible transaction earns only the highest rebate once, even if it belongs to more than one eligible spending category.
• Online Shopping Extra Reward is for online retail spending only.
• Extra Reward transactions are based on transaction date. Eligible transactions are retail spending and are determined by merchant codes or transaction types.
• Supermarket and Government Department transactions, recurring transactions and autopay transactions are not eligible for Extra Reward. Group-buy or other-organization spending is excluded except for source-listed eligible merchants.
• Unposted, cancelled, refunded or fraudulent transactions are ineligible. The card account must remain valid.
• Principal and related supplementary card accounts are one Eligible Account.
• Extra Reward is credited to the principal card account on the 16th of the next calendar month.
• The Part A exclusions apply to Extra Reward, including cash advances; statement instalments, Cash in Hand, balance transfers and fund transfers; stored-value cards or e-wallet purchases or top-ups except PayMe or Octopus Automatic Added Value Service; Cyberbanking bill payments; casino chips; fees and charges; unposted, cancelled, reserved or refunded payments; card-present transactions at merchants with physical premises, a fixed business address, or business licence in the UK or a country in or joining the EEA after 19 October 2019; and insurance premiums. Cash rebates are rounded down to the nearest Hong Kong dollar. The total Extra Reward is the sum of rebate amounts in each Designated Spending Category, rounded down to the nearest Hong Kong dollar. Rewards on a cancelled account are cancelled and cannot be refunded or transferred.
• Extra Reward Promotional Period: 2025-01-01 – 2026-12-31

Open source offer ↗

BEA GOAL Credit Card HK$1 cash rebate

• Eligibility: Audience: all
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$250.00
• Benefit limit: Amount: 40 · Applies to: Government Department category transactions and Octopus Automatic Added Value Service reloads · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: HK$1 ÷ HK$250 × 100 = 0.4% (exact; no rate rounding). The source rounds cash rebates down to the nearest Hong Kong dollar. The HK$40 monthly cap applies only to Government Department transactions and Octopus AVAS reloads. This rate applies for each accumulated HK$250 in a statement cycle.
• Cardholders earn HK$1 cash rebate for every accumulated HK$250 spent on Basic Reward Eligible Transactions in each statement cycle.
• Each principal card account and its related supplementary card accounts are one Eligible Account.
• Basic Reward Eligible Transactions are retail spending, determined by post date. They exclude, but are not limited to: cash advances; statement instalments, Cash in Hand, balance transfers and fund transfers; purchases or stored-value card and e-wallet top-ups except PayMe or Octopus Automatic Added Value Service; Cyberbanking bill payments; casino chips; fees and charges; unposted, cancelled, reserved or refunded payments; card-present transactions at merchants in the United Kingdom or European Economic Area; and insurance premiums.
• BEA determines eligible transactions using merchant codes or transaction types. Only valid card accounts can receive rewards; unposted, cancelled, refunded or fraudulent transactions are ineligible.
• For transactions in Government Department categories and Octopus Automatic Added Value Service reloads, the monthly limit is HK$40 cash rebate or 10,000 bonus points per Eligible Account. This cap applies only to those named transaction contexts.
• The cash rebate is rounded down to the nearest Hong Kong dollar; Basic Reward is credited to the principal card account in the next statement. Rewards on a cancelled account are cancelled and cannot be refunded or transferred.

Open source offer ↗

網上購物：5.6% additional WAKU COIN reward

• Eligibility: Audience: all
• Eligible spending: Applies to: 網上購物 · Type: category
• Benefit limit: Amount: 200 · Applies to: shared additional reward across online, Japan, and local dining spending · Currency: HKD · Period: per statement period · Type: limited · Unit: currency
• Percentage note: The 6% source total includes the 0.4% basic component; this offer stores the separately stated 5.6% additional component.
• The displayed total online reward is 6% including the 0.4% basic reward. The additional reward cap is shared across online, Japan, and local dining spending at HK$200 per statement period; after the cap, eligible spending continues to earn the unlimited 0.4% basic reward.
• Eligible online spending is in HKD or foreign currency and is determined by Mastercard merchant number or transaction category. Insurance, e-wallet spending, and AEON merchant interest-free instalment spending are excluded.
• promotion: 2026-09-01 – 2027-02-28

積分獎賞：0.4% basic WAKU COIN reward

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: unlimited
• During the promotion period, eligible card spending earns unlimited 0.4% basic WAKU COIN per statement cycle. There is no minimum-spend requirement.
• Category priority is online, Japan, local dining, then other. Exclusions include cash advances, fees, interest, e-wallet top-up or transfer, AEON self-instalment, gambling, invalid, cancelled, refunded, or fraudulent transactions.
• promotion: 2026-09-01 – 2027-02-28

BOC Chill World Mastercard online spending extra 4.6% cash rebate

• Eligibility: Audience: all · Document: Original transaction sales slips or official payment records, and further documents if requested for verification.
• Eligible spending: Applies to: 網上購物 · Type: category
• Benefit limit: Amount: 150 · Applies to: Combined extra cashback from the Overseas and Online Spending and Chill Merchant offers per credit card account per calendar month. · Currency: HKD · Period: per month · Type: limited · Unit: currency
• The source-stated extra rebate is 4.6%; the advertised 5% total includes the shared 0.4% Gift Point reward. Do not count 5% as an extra rebate. Online spending covers retail transactions through online channels, regardless of country or currency. The amount uses the HKD amount posted after conversion. The monthly HKD150 extra-rebate cap is shared with the Chill Merchant offer; when both promotions qualify, the higher rate applies. The promotion ends on 31 December 2026 by transaction date. Cash rebate is based on net spend. Only eligible transactions posted within 7 days of the transaction date count. Additional-card spending is combined with main-card spending. The account must remain valid and in good standing during the promotion and when the rebate is awarded; fraudulent, unauthorised, unposted, cancelled and refunded transactions are excluded. The terms also exclude e-wallets, instant rewards, cash advances, balance transfers, autopay, Octopus add-value, instalments, annual and finance charges, utility and bill payments, designated online payment systems, stored-value and e-wallet reloads, person-to-person transfers, financial-institution transactions, gambling, donations and other company-designated categories. The Company determines eligible transaction and merchant codes.
• Eligible transaction date; the source states the promotion runs from now until 31 December 2026.: Now – 2026-12-31

Open source offer ↗

BOC Chill World Mastercard earns 1 Gift Point per HK$1 of eligible spend

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: Base Gift Point cash equivalent reward per credit card account. · Currency: HKD · Period: per month · Type: unlimited · Unit: currency
• Percentage note: Cash equivalent calculation: 1 Gift Point per HK$1 spend; 25,000 Gift Points = HK$100; HK$100 ÷ 25,000 = HK$0.004 per point; HK$0.004 ÷ HK$1 × 100 = 0.4%. The full Gift Point redemption rules are not included in the retained files.
• The base point reward is shared across BOC Chill card variants and is counted once. It is already included in the published 5% and 10% cash-rebate totals. Eligible retail transactions and mobile payments are subject to the source terms' exclusions and posting rules. The full Gift Point programme terms are not included in the retained files.
• Eligible transaction date; the source states the promotion runs from now until 31 December 2026.: Now – 2026-12-31

Open source offer ↗

BEA GOAL Credit Card Online Shopping 4% cash rebate

• Eligibility: Audience: all
• Eligible spending: Applies to: 網上購物 · Type: category
• Requirements: Period spend ≥: HK$2,000.00
• Benefit limit: Amount: 200 · Applies to: Combined Extra Reward cash rebate per Eligible Account across designated categories · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Monthly Basic Reward Eligible Transactions must reach HK$2,000. The amount is calculated per calendar month and based on transaction date.
• Each Eligible Account has a combined HK$200 Extra Reward cash rebate limit per calendar month.
• An eligible transaction earns only the highest rebate once, even if it belongs to more than one eligible spending category.
• Online Shopping Extra Reward is for online retail spending only.
• Extra Reward transactions are based on transaction date. Eligible transactions are retail spending and are determined by merchant codes or transaction types.
• Supermarket and Government Department transactions, recurring transactions and autopay transactions are not eligible for Extra Reward. Group-buy or other-organization spending is excluded except for source-listed eligible merchants.
• Unposted, cancelled, refunded or fraudulent transactions are ineligible. The card account must remain valid.
• Principal and related supplementary card accounts are one Eligible Account.
• Extra Reward is credited to the principal card account on the 16th of the next calendar month.
• The Part A exclusions apply to Extra Reward, including cash advances; statement instalments, Cash in Hand, balance transfers and fund transfers; stored-value cards or e-wallet purchases or top-ups except PayMe or Octopus Automatic Added Value Service; Cyberbanking bill payments; casino chips; fees and charges; unposted, cancelled, reserved or refunded payments; card-present transactions at merchants with physical premises, a fixed business address, or business licence in the UK or a country in or joining the EEA after 19 October 2019; and insurance premiums. Cash rebates are rounded down to the nearest Hong Kong dollar. The total Extra Reward is the sum of rebate amounts in each Designated Spending Category, rounded down to the nearest Hong Kong dollar. Rewards on a cancelled account are cancelled and cannot be refunded or transferred.
• Extra Reward Promotional Period: 2025-01-01 – 2026-12-31

Open source offer ↗

BEA GOAL Credit Card HK$1 cash rebate

• Eligibility: Audience: all
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$250.00
• Benefit limit: Amount: 40 · Applies to: Government Department category transactions and Octopus Automatic Added Value Service reloads · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: HK$1 ÷ HK$250 × 100 = 0.4% (exact; no rate rounding). The source rounds cash rebates down to the nearest Hong Kong dollar. The HK$40 monthly cap applies only to Government Department transactions and Octopus AVAS reloads. This rate applies for each accumulated HK$250 in a statement cycle.
• Cardholders earn HK$1 cash rebate for every accumulated HK$250 spent on Basic Reward Eligible Transactions in each statement cycle.
• Each principal card account and its related supplementary card accounts are one Eligible Account.
• Basic Reward Eligible Transactions are retail spending, determined by post date. They exclude, but are not limited to: cash advances; statement instalments, Cash in Hand, balance transfers and fund transfers; purchases or stored-value card and e-wallet top-ups except PayMe or Octopus Automatic Added Value Service; Cyberbanking bill payments; casino chips; fees and charges; unposted, cancelled, reserved or refunded payments; card-present transactions at merchants in the United Kingdom or European Economic Area; and insurance premiums.
• BEA determines eligible transactions using merchant codes or transaction types. Only valid card accounts can receive rewards; unposted, cancelled, refunded or fraudulent transactions are ineligible.
• For transactions in Government Department categories and Octopus Automatic Added Value Service reloads, the monthly limit is HK$40 cash rebate or 10,000 bonus points per Eligible Account. This cap applies only to those named transaction contexts.
• The cash rebate is rounded down to the nearest Hong Kong dollar; Basic Reward is credited to the principal card account in the next statement. Rewards on a cancelled account are cancelled and cannot be refunded or transferred.

Open source offer ↗

DBS Eminent Card 2026 rebate programme: 5% on designated spending

• Eligibility: Audience: all
• Eligible spending: Applies to: 餐飲 / 醫療服務 / 運動及戶外 / 健身中心 · Type: category
• Benefit limit: Amount: 400 · Applies to: Rebate on the first HKD 8,000 of combined designated category spend per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Application or registration is required.
• Register for the programme in DBS Card+ during the Programme Period.
• A single net eligible retail purchase of HKD 300 or more in dining, sportswear, fitness clubs, or medical services earns 5%.
• The first HKD 8,000 of designated-category spending per calendar month is eligible for the 5% rebate; the HKD 400 cap is the stated rate applied to that spend limit.
• Visa or acquiring-bank merchant codes determine category eligibility at the Bank's discretion. The first HKD 5,000 of e-wallet retail spending per calendar month qualifies; later e-wallet spending does not. Veterinary spending is not a designated category.
• The Programme Period dates are not stated in the retained HTML.

Open source offer ↗

DBS Eminent Card 2026 rebate programme: 1% on other retail spending

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Amount: 200 · Applies to: Rebate on the first HKD 20,000 of other retail spend per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Application or registration is required.
• Register for the programme in DBS Card+ during the Programme Period.
• The 1% rate applies to other eligible retail spending and designated-category purchases below HKD 300; designated-category purchases of HKD 300 or more use the separate 5% rule.
• The first HKD 20,000 of other retail spending per calendar month is eligible for the 1% rebate; the HKD 200 cap is the stated rate applied to that spend limit.
• The first HKD 5,000 of e-wallet retail spending per calendar month qualifies; later e-wallet spending does not. The Programme Period dates are not stated in the retained HTML.

Open source offer ↗

BOC Cheers Visa Infinite pet spending: 10 Gift Points per HK$1

• Eligibility: Audience: all
• Eligible spending: Applies to: 寵物用品 · Type: category
• Requirements: Period spend ≥: HK$5,000.00
• Benefit limit: Amount: 400 · Applies to: Eligible local dining and pet transactions combined for the card account · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: 10 Gift Points per HK$1 eligible spend × HK$1 / 250 Gift Points = 4%; no rounding is needed. The 100,000 point monthly shared local dining and pet cap equals HK$400. The 300,000 point combined monthly maximum across all three categories equals HK$1,200. This uses the stated 250 Gift Points = HK$1 cash rebate conversion. Gift Point programme terms are referenced but are not included in the retained files.
• Additional Gift Point programme terms are referenced but are not included in the retained PDFs.
• Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
• Eligible pet transactions include local in-store purchases at pet shops or veterinary clinics under the stated merchant-category codes, and online purchases at pet shops or veterinary clinics. BoC Pay+, AlipayHK and WeChat Pay HK are excluded.
• First HK$10,000 of dining and pet spend reaches the combined monthly cap of 100,000 points; the three categories share an overall monthly maximum of 300,000 points.
• Listed e-wallet, bill, cash-advance, instalment, fee and other excluded transactions do not qualify; transactions must post within 7 days. Points are credited to the main card in the following month.
• Offers are subject to relevant terms and conditions.
• Spend at least HK$5,000 in eligible retail transactions with the Infinite card in each calendar month to earn this rate. Main and supplementary card spending is combined.
• The Infinite card earns exactly 10 Gift Points per HK$1 of eligible pet spending after at least HK$5,000 in eligible retail spending in each calendar month. Main and supplementary card spending is combined.
• The page states 250 Gift Points = HK$1 cash rebate and 15 Gift Points = 1 Asia Mile.
• The source also describes the rate as up to 10X.
• Upon accumulated monthly spending of HK$5,000, dining, travel and pet spending are eligible for 10X Gift Points.
• Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
• BOC Cheers Visa Infinite Card: 2026-07-01 – 2026-12-31

BOC Cheers Visa Signature pet spending: 8 Gift Points per HK$1

• Eligibility: Audience: all
• Eligible spending: Applies to: 寵物用品 · Type: category
• Requirements: Period spend ≥: HK$5,000.00
• Benefit limit: Amount: 240 · Applies to: local dining and pets transactions combined per Signature account · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: 8 Gift Points per HK$1 spent × HK$1 cash rebate ÷ 250 Gift Points = 3.2%. The source states 250 Gift Points = HK$1 cash rebate. The source stated monthly cap of 60,000 points for dining and pet transactions combined equals HK$240 cash rebate equivalent (60,000 ÷ 250); the overall 180,000 point dining, pet and travel cap equals HK$720 (180,000 ÷ 250). No rounding is needed. Gift Points are noncash, nonrefundable and nontransferable; redemption follows the Gift Point Gift Rewards Programme, whose external terms were not read. The cap includes basic Gift Points.
• The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents.
• Visa Signature card; required annual income of $150,000.
• Accumulate at least HK$5,000 in eligible retail transactions in the calendar month to earn 8 total Gift Points per HK$1 (basic 1 plus extra 7); otherwise only the basic 1X points apply.
• Eligible pet transactions are in-store purchases at local pet shops or veterinary clinics under the stated MCCs, and online purchases from pet shops or veterinary clinics. BoC Pay+, AlipayHK and WeChat Pay HK are excluded.
• Dining and pets share the 60,000-point monthly cap; dining, pets and travel together have a maximum of 180,000 points per month. The cap includes basic Gift Points. Main and supplementary transactions combine.
• Eligible transactions must post within 7 days; main and supplementary transactions combine. Points are rounded where appropriate and credited to the main account in the following month. The account must remain normal, valid and in good credit standing; invalid, unauthorized, refunded, cancelled or unposted transactions do not qualify. Retain sales slips; company records prevail, and fraud or abuse can forfeit or reverse rewards.
• Eligible spend excludes e-wallets, cash advance or cash-before-card, bill payments, autopay, Octopus add-value, instalments, fees or finance charges, utilities, stored-value reloads, P2P transfers, financial-institution transactions, gambling, charity, transactions without slips, unauthorized transactions and other company-defined exclusions.
• BOC Cheers Visa Signature must be issued in Hong Kong. The Gift Point Gift Rewards Programme also applies; its external terms were not read.
• Signature points promotion period: 2026-07-01 – 2026-12-31

Open source offer ↗

Sephora等商戶：8% RewardCash rebate (includes the basic reward)

• Eligibility: Audience: all
• Eligible spending: Applies to: sephora / cosme store / cosme hong kong · Type: merchant
• Benefit limit: Amount: 100 · Applies to: Total RewardCash from all designated merchants per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Source stated rate; see constraints for the tier and cap.
• Only these named designated merchants qualify: Sephora, @cosme STORE, @cosme HONG KONG.
• The first HK$1,250 of total designated-merchant spend per calendar month earns 8%; later same-type spend earns the 0.4% basic rate.
• The HK$100 monthly cap is shared across all designated-merchant categories.
• Department-store counters and outlets are excluded unless expressly listed.
• HSBC Red Reward Scheme: 2026-07-01 – 2026-12-31

@cosme Store等商戶：extra 5X RewardCash

• Eligibility: Audience: all
• Eligible spending: Applies to: @cosme store / beauty avenue / ipsa / joyce beauty / mtm labo / time by mtm labo / spa by mtm labo / nars / serge lutens / shiseido · Type: merchant
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

Cosme Store等商戶：Extra 5X RewardCash for 美容／個人護理

• Eligibility: Audience: all
• Eligible spending: Applies to: cosme store / beauty avenue / 法國嬌蘭 / ipsa / joyce beauty / mtm labo / time by mtm labo / spa by mtm labo / nars / 莎莎 / serge lutens / shiseido / 雪花秀 · Type: merchant
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Selected category bucket: 賞購物.
• Valid only for the listed merchants in the 美容／個人護理 group.
• The merchant list and merchant category rules in the terms and conditions apply.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

Sephora等商戶：8% RewardCash rebate (includes the basic reward)

• Eligibility: Audience: all
• Eligible spending: Applies to: sephora / cosme store / cosme hong kong · Type: merchant
• Benefit limit: Amount: 100 · Applies to: Total RewardCash from all designated merchants per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Source stated rate; see constraints for the tier and cap.
• Only these named designated merchants qualify: Sephora, @cosme STORE, @cosme HONG KONG.
• The first HK$1,250 of total designated-merchant spend per calendar month earns 8%; later same-type spend earns the 0.4% basic rate.
• The HK$100 monthly cap is shared across all designated-merchant categories.
• Department-store counters and outlets are excluded unless expressly listed.
• HSBC Red Reward Scheme: 2026-07-01 – 2026-12-31

@cosme Store等商戶：extra 5X RewardCash

• Eligibility: Audience: all
• Eligible spending: Applies to: @cosme store / beauty avenue / ipsa / joyce beauty / mtm labo / time by mtm labo / spa by mtm labo / nars / serge lutens / shiseido · Type: merchant
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

Cosme Store等商戶：Extra 5X RewardCash for 美容／個人護理

• Eligibility: Audience: all
• Eligible spending: Applies to: cosme store / beauty avenue / 法國嬌蘭 / ipsa / joyce beauty / mtm labo / time by mtm labo / spa by mtm labo / nars / 莎莎 / serge lutens / shiseido / 雪花秀 · Type: merchant
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Selected category bucket: 賞購物.
• Valid only for the listed merchants in the 美容／個人護理 group.
• The merchant list and merchant category rules in the terms and conditions apply.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

AEON等商戶：extra 5X RewardCash

• Eligibility: Audience: all
• Eligible spending: Applies to: aeon / aeon style / aeon supermarket / apita / bento express by aeon / c / citistore / citysuper / citysuper neighbourhood / citysuper log on / hktvmall / harvey nichols / living plaza by aeon / log on / marks and spencer / mono mono / uny · Type: merchant
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

AEON等商戶：Extra 5X RewardCash for 百貨公司

• Eligibility: Audience: all
• Eligible spending: Applies to: aeon / aeon style / aeon supermarket / apita / bento express by aeon / 中藝 香港 / c生活 / 千色citistore / city super / city super neighbourhood / city super log on / 谷辰 / hktvmall / harvey nichols / living plaza by aeon / log on / marks spencer / mono mono / 先施百貨 / 崇光百貨 / uny 生活創富 / 永安百貨 / 一田 · Type: merchant
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Selected category bucket: 賞購物.
• Valid only for the listed merchants in the 百貨公司 group.
• The merchant list and merchant category rules in the terms and conditions apply.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

AEON等商戶：extra 5X RewardCash

• Eligibility: Audience: all
• Eligible spending: Applies to: aeon / aeon style / aeon supermarket / apita / bento express by aeon / 中藝 香港 / c生活 / 千色 citistore / citysuper / citysuper neighbourhood / citysuper log on / 谷辰 / hktvmall / harvey nichols / living plaza by aeon / log on / marks and spencer / mono mono / 先施百貨 / 崇光百貨 / uny / 永安百貨 / 一田 · Type: merchant
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• Spend is limited to the named participating department stores; department-store counters and sale outlets are excluded where stated.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

At Home等商戶：extra 5X RewardCash

• Eligibility: Audience: all
• Eligible spending: Applies to: at home / jhc / keychain pay · Type: merchant
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

At Home等商戶：Extra 5X RewardCash for 家居／家具

• Eligibility: Audience: all
• Eligible spending: Applies to: at home / 生活提案 / 生活工房 / jhc真好城 / keychain pay / 生活館 / 生活廊 / 蓆夢思 / 歐化寶 / 歐化傢俬 · Type: merchant
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Selected category bucket: 賞家居.
• Valid only for the listed merchants in the 家居／家具 group.
• The merchant list and merchant category rules in the terms and conditions apply.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

At Home等商戶：extra 5X RewardCash

• Eligibility: Audience: all
• Eligible spending: Applies to: at home / 生活提案 / 生活工房 / jhc / keychain pay / 生活館 / 生活廊 / 蓆夢思 / 歐化寶 / 歐化傢俬 · Type: merchant
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• Spend is limited to the named participating home and furniture merchants and their qualifying Hong Kong transactions.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

7 For All Mankind等商戶：extra 5X RewardCash

• Eligibility: Audience: all
• Eligible spending: Applies to: 7 for all mankind / agn s b / birkenstock / brooks brothers / club monaco / columbia / crocs / decathlon / ecco / egg optical boutique / go wild / gu / misch masch / nical / 88 / oriental traffic / wa oriental traffic / rockport / skechers / sport b / teva / theory / twist / ugg / uniqlo / zalora / zoff · Type: merchant
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

7 For All Mankind等商戶：Extra 5X RewardCash for 時裝

• Eligibility: Audience: all
• Eligible spending: Applies to: 7 for all mankind / agn s b / birkenstock / brooks brothers / club monaco / columbia / crocs / decathlon / ecco / egg optical boutique / go wild / gu / misch masch / nical / 眼鏡88 / oriental traffic / wa oriental traffic / rockport / skechers / sport b / teva / theory / twist / ugg / uniqlo / zalora / zoff · Type: merchant
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Selected category bucket: 賞購物.
• Valid only for the listed merchants in the 時裝 group.
• The merchant list and merchant category rules in the terms and conditions apply.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

7 For All Mankind等商戶：extra 5X RewardCash

• Eligibility: Audience: all
• Eligible spending: Applies to: 7 for all mankind / agnes b / birkenstock / brooks brothers / club monaco / columbia / crocs / decathlon / ecco / egg optical boutique / go wild / gu / misch masch / nical / 眼鏡88 / oriental traffic / wa oriental traffic / rockport / skechers / sport b / teva / theory / twist / ugg / uniqlo / zalora / zoff · Type: merchant
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• Spend is limited to the named participating fashion and accessories merchants and their qualifying Hong Kong transactions.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

Osim等商戶：extra 5X RewardCash

• Eligibility: Audience: all
• Eligible spending: Applies to: osim / oto / slowood · Type: merchant
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

南北行等商戶：Extra 5X RewardCash for 藥房／保健品

• Eligibility: Audience: all
• Eligible spending: Applies to: 南北行 / osim / oto / slowood / 維特健靈 / 位元堂 / 屈臣氏 · Type: merchant
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Selected category bucket: 賞購物.
• Valid only for the listed merchants in the 藥房／保健品 group.
• The merchant list and merchant category rules in the terms and conditions apply.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

南北行等商戶：extra 5X RewardCash

• Eligibility: Audience: all
• Eligible spending: Applies to: 南北行 / osim / oto / slowood / 維特健靈 / 位元堂 / 屈臣氏 · Type: merchant
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• Spend is limited to the named participating pharmacy and health-care merchants and their qualifying Hong Kong transactions.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

DBS Eminent Card 2026 rebate programme: 5% on designated spending

• Eligibility: Audience: all
• Eligible spending: Applies to: 餐飲 / 醫療服務 / 運動及戶外 / 健身中心 · Type: category
• Benefit limit: Amount: 400 · Applies to: Rebate on the first HKD 8,000 of combined designated category spend per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Application or registration is required.
• Register for the programme in DBS Card+ during the Programme Period.
• A single net eligible retail purchase of HKD 300 or more in dining, sportswear, fitness clubs, or medical services earns 5%.
• The first HKD 8,000 of designated-category spending per calendar month is eligible for the 5% rebate; the HKD 400 cap is the stated rate applied to that spend limit.
• Visa or acquiring-bank merchant codes determine category eligibility at the Bank's discretion. The first HKD 5,000 of e-wallet retail spending per calendar month qualifies; later e-wallet spending does not. Veterinary spending is not a designated category.
• The Programme Period dates are not stated in the retained HTML.

Open source offer ↗

DBS Eminent Card 2026 rebate programme: 1% on other retail spending

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Amount: 200 · Applies to: Rebate on the first HKD 20,000 of other retail spend per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Application or registration is required.
• Register for the programme in DBS Card+ during the Programme Period.
• The 1% rate applies to other eligible retail spending and designated-category purchases below HKD 300; designated-category purchases of HKD 300 or more use the separate 5% rule.
• The first HKD 20,000 of other retail spending per calendar month is eligible for the 1% rebate; the HKD 200 cap is the stated rate applied to that spend limit.
• The first HKD 5,000 of e-wallet retail spending per calendar month qualifies; later e-wallet spending does not. The Programme Period dates are not stated in the retained HTML.

Open source offer ↗

BOC Cheers Visa Infinite local dining: 10 Gift Points per HK$1