Spend well.
Get more back.

This benefit does not apply to a purchase. • Customer: New customer • Threshold-equivalent calculation: HKD250 fixed welcome value / HKD4,500 minimum qualifying spending = 5.56% (rounded to two decimal places); the effective rate can be lower when spending exceeds HKD4,500 and the source states a fixed welcome gift. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 4500 • The applicant must choose this welcome gift on a successful principal Yan Chai Dual Currency Credit Card application. The alternative is the HKD250 Spending Rebate, and the choice cannot be changed after confirmation. • The promotion applies to applicants who do not hold a principal card of any card type issued by Bank of Communications (Hong Kong) Limited in Hong Kong at application or during the previous 12 months; supplementary cards are excluded from this test. • The applicant must successfully apply for the card issued by the Bank in Hong Kong from 1 January 2026 to 31 December 2026, both dates inclusive. • The cardholder must accumulate retail purchase or cash advance of HKD/CNY4,500 or above within 3 months of new card issuance, including spending in the HKD and CNY accounts. For this CUP Dual Currency Credit Card, each CNY1 of retail spending is calculated as HKD1 for the requirement. • Eligible Spending Transactions include local retail, foreign retail in a non-HKD currency, online retail, Octopus AAVS and cash advance. The source excludes electronic-wallet transactions including UnionPay App, WeChat Pay, PayMe and Alipay, cash or purchase instalment amounts, balance transfers, MPF/SVC contributions, online bill payments through the Bank webpage, casino chips, traveller’s cheques, credit-card charges and Bank-designated transactions. • Only transactions posted to the designated card account within 3 months of new card issuance qualify. Unposted, cancelled, refunded, fraudulent or later-cancelled transactions are ineligible. • The Bank donates HKD250 in the cardholder’s name within 8 weeks after all spending requirements are met. Yan Chai Hospital issues the donation receipt; the cardholder authorizes disclosure of information for the donation instruction and receipt. Aggregate donations of HKD100 or above in the relevant year of assessment are stated as tax deductible. • The promotional offer applies only when the successful cardholder maintains good credit status and a valid principal card account at redemption. • The Bank may charge an HKD600 administrative fee if the card is cancelled within 13 months of issuance, or if there are multiple redemptions or a qualifying transaction is cancelled or void. • Welcome gifts are first-come-first-served while stocks last. If the selected gift is unavailable, the Bank may provide an alternative. The gift cannot be exchanged for cash.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: not applicable
• Requirements: Period spend ≥: HK$4,500.00
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Threshold equivalent calculation: HKD250 fixed welcome value / HKD4,500 minimum qualifying spending = 5.56% (rounded to two decimal places); the effective rate can be lower when spending exceeds HKD4,500 and the source states a fixed welcome gift.
• Application or registration is required.
• The applicant must choose this welcome gift on a successful principal Yan Chai Dual Currency Credit Card application. The alternative is the HKD250 Spending Rebate, and the choice cannot be changed after confirmation.
• The promotion applies to applicants who do not hold a principal card of any card type issued by Bank of Communications (Hong Kong) Limited in Hong Kong at application or during the previous 12 months; supplementary cards are excluded from this test.
• The applicant must successfully apply for the card issued by the Bank in Hong Kong from 1 January 2026 to 31 December 2026, both dates inclusive.
• The cardholder must accumulate retail purchase or cash advance of HKD/CNY4,500 or above within 3 months of new card issuance, including spending in the HKD and CNY accounts. For this CUP Dual Currency Credit Card, each CNY1 of retail spending is calculated as HKD1 for the requirement.
• Eligible Spending Transactions include local retail, foreign retail in a non-HKD currency, online retail, Octopus AAVS and cash advance. The source excludes electronic-wallet transactions including UnionPay App, WeChat Pay, PayMe and Alipay, cash or purchase instalment amounts, balance transfers, MPF/SVC contributions, online bill payments through the Bank webpage, casino chips, traveller’s cheques, credit-card charges and Bank-designated transactions.
• Only transactions posted to the designated card account within 3 months of new card issuance qualify. Unposted, cancelled, refunded, fraudulent or later-cancelled transactions are ineligible.
• The Bank donates HKD250 in the cardholder’s name within 8 weeks after all spending requirements are met. Yan Chai Hospital issues the donation receipt; the cardholder authorizes disclosure of information for the donation instruction and receipt. Aggregate donations of HKD100 or above in the relevant year of assessment are stated as tax deductible.
• The promotional offer applies only when the successful cardholder maintains good credit status and a valid principal card account at redemption.
• The Bank may charge an HKD600 administrative fee if the card is cancelled within 13 months of issuance, or if there are multiple redemptions or a qualifying transaction is cancelled or void.
• Welcome gifts are first-come-first-served while stocks last. If the selected gift is unavailable, the Bank may provide an alternative. The gift cannot be exchanged for cash.
• Yan Chai Dual Currency Credit Card welcome promotion: 2026-01-01 – 2026-12-31

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Threshold-equivalent calculation: HKD250 fixed welcome value / HKD4,500 minimum qualifying spending = 5.56% (rounded to two decimal places); the effective rate can be lower when spending exceeds HKD4,500 and the source states a fixed welcome gift. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 4500 • Applies to all eligible spending, subject to the conditions. • The applicant must choose this welcome gift on a successful principal Yan Chai Dual Currency Credit Card application. The alternative is the HKD250 donation, and the choice cannot be changed after confirmation. • The promotion applies to applicants who do not hold a principal card of any card type issued by Bank of Communications (Hong Kong) Limited in Hong Kong at application or during the previous 12 months; supplementary cards are excluded from this test. • The applicant must successfully apply for the card issued by the Bank in Hong Kong from 1 January 2026 to 31 December 2026, both dates inclusive. • The cardholder must accumulate retail purchase or cash advance of HKD/CNY4,500 or above within 3 months of new card issuance, including spending in the HKD and CNY accounts. For this CUP Dual Currency Credit Card, each CNY1 of retail spending is calculated as HKD1 for the requirement. • Eligible Spending Transactions include local retail, foreign retail in a non-HKD currency, online retail, Octopus AAVS and cash advance. The source excludes electronic-wallet transactions including UnionPay App, WeChat Pay, PayMe and Alipay, cash or purchase instalment amounts, balance transfers, MPF/SVC contributions, online bill payments through the Bank webpage, casino chips, traveller’s cheques, credit-card charges and Bank-designated transactions. • Only transactions posted to the designated card account within 3 months of new card issuance qualify. Unposted, cancelled, refunded, fraudulent or later-cancelled transactions are ineligible. • The HKD250 rebate is credited to the relevant main-card account in the next calendar month after the spending requirement is fulfilled. • The promotional offer applies only when the successful cardholder maintains good credit status and a valid principal card account at redemption. • The Bank may charge an HKD600 administrative fee if the card is cancelled within 13 months of issuance, or if there are multiple redemptions or a qualifying transaction is cancelled or void. • Welcome gifts are first-come-first-served while stocks last. If the selected gift is unavailable, the Bank may provide an alternative. The gift cannot be exchanged for cash.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$4,500.00
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Threshold equivalent calculation: HKD250 fixed welcome value / HKD4,500 minimum qualifying spending = 5.56% (rounded to two decimal places); the effective rate can be lower when spending exceeds HKD4,500 and the source states a fixed welcome gift.
• Application or registration is required.
• The applicant must choose this welcome gift on a successful principal Yan Chai Dual Currency Credit Card application. The alternative is the HKD250 donation, and the choice cannot be changed after confirmation.
• The promotion applies to applicants who do not hold a principal card of any card type issued by Bank of Communications (Hong Kong) Limited in Hong Kong at application or during the previous 12 months; supplementary cards are excluded from this test.
• The applicant must successfully apply for the card issued by the Bank in Hong Kong from 1 January 2026 to 31 December 2026, both dates inclusive.
• The cardholder must accumulate retail purchase or cash advance of HKD/CNY4,500 or above within 3 months of new card issuance, including spending in the HKD and CNY accounts. For this CUP Dual Currency Credit Card, each CNY1 of retail spending is calculated as HKD1 for the requirement.
• Eligible Spending Transactions include local retail, foreign retail in a non-HKD currency, online retail, Octopus AAVS and cash advance. The source excludes electronic-wallet transactions including UnionPay App, WeChat Pay, PayMe and Alipay, cash or purchase instalment amounts, balance transfers, MPF/SVC contributions, online bill payments through the Bank webpage, casino chips, traveller’s cheques, credit-card charges and Bank-designated transactions.
• Only transactions posted to the designated card account within 3 months of new card issuance qualify. Unposted, cancelled, refunded, fraudulent or later-cancelled transactions are ineligible.
• The HKD250 rebate is credited to the relevant main-card account in the next calendar month after the spending requirement is fulfilled.
• The promotional offer applies only when the successful cardholder maintains good credit status and a valid principal card account at redemption.
• The Bank may charge an HKD600 administrative fee if the card is cancelled within 13 months of issuance, or if there are multiple redemptions or a qualifying transaction is cancelled or void.
• Welcome gifts are first-come-first-served while stocks last. If the selected gift is unavailable, the Bank may provide an alternative. The gift cannot be exchanged for cash.
• Yan Chai Dual Currency Credit Card welcome promotion: 2026-01-01 – 2026-12-31

This benefit does not apply to a purchase. • Application, registration or activation required. See conditions. • The customer must register an email address through the application during the promotion period. • The reward is credited to the eligible principal-card account within 4 to 8 weeks after card issuance. • If the email address is invalid or delivery fails, the Bank may charge the equivalent value of the reward to the principal-card account without prior notice. • Credit Card Bonus Points cannot be withdrawn as cash advance, exchanged for cash, other goods or discounts, or transferred.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• The customer must register an email address through the application during the promotion period.
• The reward is credited to the eligible principal-card account within 4 to 8 weeks after card issuance.
• If the email address is invalid or delivery fails, the Bank may charge the equivalent value of the reward to the principal-card account without prior notice.
• Credit Card Bonus Points cannot be withdrawn as cash advance, exchanged for cash, other goods or discounts, or transferred.
• Email-address registration promotion: 2026-01-01 – 2026-12-31

This benefit does not apply to a purchase. • Document: An eligible application, including a principal or supplementary card application, must include the completed form and a copy of the applicant’s HKID card. A duplicated application counts once, and an application by an existing Yan Chai cardholder does not count. • Application, registration or activation required. See conditions. • The Bank donates HKD10 to Yan Chai Hospital for every eligible Yan Chai Card application. • An eligible application, including a principal or supplementary card application, must include the completed form and a copy of the applicant’s HKID card. A duplicated application counts once, and an application by an existing Yan Chai cardholder does not count. • The donation is made in the cardholder’s name. The source states that aggregate donations of HKD100 or above during the relevant year of assessment may be tax deductible and that the donation amount is printed on the monthly statement.

• Eligibility: Audience: all · Document: An eligible application, including a principal or supplementary card application, must include the completed form and a copy of the applicant’s HKID card. A duplicated application counts once, and an application by an existing Yan Chai cardholder does not count.
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• The Bank donates HKD10 to Yan Chai Hospital for every eligible Yan Chai Card application.
• An eligible application, including a principal or supplementary card application, must include the completed form and a copy of the applicant’s HKID card. A duplicated application counts once, and an application by an existing Yan Chai cardholder does not count.
• The donation is made in the cardholder’s name. The source states that aggregate donations of HKD100 or above during the relevant year of assessment may be tax deductible and that the donation amount is printed on the monthly statement.

This benefit does not apply to a purchase. • The source states a maximum 0.62% donation rate on total monthly spending. The up-to qualification is retained in the rate and constraints. • The Bank donates up to 0.62% of total monthly spending to Yan Chai Hospital. • The allowed sources do not state a separate cash amount, calculation schedule, redemption step, or cap beyond the stated maximum percentage.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a maximum 0.62% donation rate on total monthly spending. The up to qualification is retained in the rate and constraints.
• The Bank donates up to 0.62% of total monthly spending to Yan Chai Hospital.
• The allowed sources do not state a separate cash amount, calculation schedule, redemption step, or cap beyond the stated maximum percentage.

This benefit does not apply to a purchase. • Cash-equivalent calculation: the source states 1 bonus point per HKD1 or RMB1 spending and conversion of 10,000 bonus points to HKD50 donation. For the explicit HKD earning rule, HKD50 / HKD10,000 = 0.5%. The converted amount is a donation rather than cash to the cardholder; no separate redemption cap, rounding rule or timing is stated. • The cardholder can earn 1 bonus point for every HKD1 or RMB1 of spending. • Every 10,000 bonus points can be converted into a HKD50 donation to Yan Chai Hospital. • The source does not state a separate cap, rounding rule, conversion timing or cash redemption for this donation conversion.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: the source states 1 bonus point per HKD1 or RMB1 spending and conversion of 10,000 bonus points to HKD50 donation. For the explicit HKD earning rule, HKD50 / HKD10,000 = 0.5%. The converted amount is a donation rather than cash to the cardholder; no separate redemption cap, rounding rule or timing is stated.
• The cardholder can earn 1 bonus point for every HKD1 or RMB1 of spending.
• Every 10,000 bonus points can be converted into a HKD50 donation to Yan Chai Hospital.
• The source does not state a separate cap, rounding rule, conversion timing or cash redemption for this donation conversion.

This benefit does not apply to a purchase. • Application, registration or activation required. See conditions. • The cardholder can set up an instruction to make a fixed-amount monthly donation with the Yan Chai Card. • The allowed sources do not state the available amount, start date, end date, processing timing or cap.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• The cardholder can set up an instruction to make a fixed-amount monthly donation with the Yan Chai Card.
• The allowed sources do not state the available amount, start date, end date, processing timing or cap.

Category or merchant does not match. • The source states a 10% discount on the named Chinese medical-services offer. • Merchants: yan-chai-hospital-boc-medical-centre-chinese-medicine-clinic, yan-chai-hospital-mr-and-mrs-anson-dai-sai-kung-man-yee-wan-village-chinese-medicine-clinic, yan-chai-hospital-wilson-tsang-churk-ming-traditional-chinese-medicine-pain-treatment-centre • Eligible merchants: yan-chai-hospital-boc-medical-centre-chinese-medicine-clinic, yan-chai-hospital-mr-and-mrs-anson-dai-sai-kung-man-yee-wan-village-chinese-medicine-clinic, yan-chai-hospital-wilson-tsang-churk-ming-traditional-chinese-medicine-pain-treatment-centre • Applies at Yan Chai Hospital BOC Medical Centre - Chinese Medicine Clinic, Yan Chai Hospital Mr. & Mrs. Anson Dai Sai Kung Man Yee Wan Village Chinese Medicine Clinic, and Yan Chai Hospital Wilson Tsang Churk Ming Traditional Chinese Medicine (TCM) Pain Treatment Centre. • The source gives acupuncture and other treatments such as ear acupuncture points, moxibustion and cupping therapy as examples of the Chinese medical services. • The General Terms and Conditions apply to principal and supplementary cardholders of the Bank-issued Yan Chai CUP Dual Currency Credit Card in Hong Kong. • The cardholder must state that the designated card will be used before reservation or payment and then pay with the designated card. The General Terms state that the cardholder must personally visit the BOC Medical Centre Chinese Medicine Clinic to purchase to enjoy the discount; individual merchant terms should be checked for the other named clinics. • The discount cannot be combined with other promotions, vouchers or discounts and does not apply to special-price or public-price products unless specially stated. It cannot be exchanged for cash, other goods or discounts, or transferred. • Individual merchant terms apply. The Bank and merchants may modify or terminate the offer without prior notice, and their decision is final for disputes.

• Eligibility: Audience: all
• Eligible spending: Applies to: yan chai hospital boc medical centre chinese medicine clinic / yan chai hospital mr and mrs anson dai sai kung man yee wan village chinese medicine clinic / yan chai hospital wilson tsang churk ming traditional chinese medicine pain treatment centre · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 10% discount on the named Chinese medical services offer.
• Applies at Yan Chai Hospital BOC Medical Centre - Chinese Medicine Clinic, Yan Chai Hospital Mr. & Mrs. Anson Dai Sai Kung Man Yee Wan Village Chinese Medicine Clinic, and Yan Chai Hospital Wilson Tsang Churk Ming Traditional Chinese Medicine (TCM) Pain Treatment Centre.
• The source gives acupuncture and other treatments such as ear acupuncture points, moxibustion and cupping therapy as examples of the Chinese medical services.
• The General Terms and Conditions apply to principal and supplementary cardholders of the Bank-issued Yan Chai CUP Dual Currency Credit Card in Hong Kong.
• The cardholder must state that the designated card will be used before reservation or payment and then pay with the designated card. The General Terms state that the cardholder must personally visit the BOC Medical Centre Chinese Medicine Clinic to purchase to enjoy the discount; individual merchant terms should be checked for the other named clinics.
• The discount cannot be combined with other promotions, vouchers or discounts and does not apply to special-price or public-price products unless specially stated. It cannot be exchanged for cash, other goods or discounts, or transferred.
• Individual merchant terms apply. The Bank and merchants may modify or terminate the offer without prior notice, and their decision is final for disputes.
• Yan Chai Services merchant offer: Now – 2026-12-31

This benefit does not apply to a purchase. • Application, registration or activation required. See conditions. • The cardholder must download the UnionPay App and bind it to the Bank of Communications UnionPay Dual Currency Credit Card to use UnionPay QR Code Payment. • The page presents the feature as supporting cross-border life between Guangdong, Hong Kong and Macau and the Greater Bay Area. • The page states that the offers are provided by UnionPay International and that the Bank has no responsibility or obligation. The local source does not state a numeric discount, cap, validity period or full provider terms.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• The cardholder must download the UnionPay App and bind it to the Bank of Communications UnionPay Dual Currency Credit Card to use UnionPay QR Code Payment.
• The page presents the feature as supporting cross-border life between Guangdong, Hong Kong and Macau and the Greater Bay Area.
• The page states that the offers are provided by UnionPay International and that the Bank has no responsibility or obligation. The local source does not state a numeric discount, cap, validity period or full provider terms.

This benefit does not apply to a purchase. • Application, registration or activation required. See conditions. • The yuu programme terms state the basic redemption rate is 200 yuu Reward Points for HKD1 of purchase value. • Points can be redeemed through the yuu Mobile Application or by tapping the physical enJoy Card at a participating merchant contactless reader. • The card must be linked to the yuu Rewards Programme before earning or redeeming points.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• The yuu programme terms state the basic redemption rate is 200 yuu Reward Points for HKD1 of purchase value.
• Points can be redeemed through the yuu Mobile Application or by tapping the physical enJoy Card at a participating merchant contactless reader.
• The card must be linked to the yuu Rewards Programme before earning or redeeming points.

This benefit does not apply to a purchase. • The enJoy Spending Card is linked to a personal Hang Seng Hong Kong Dollar deposit account. • When the card balance is below the amount required for a transaction, the card is automatically reloaded to settle the payment. • The auto top-up amount is HKD300 or HKD500, depending on the application choice. • The daily and monthly auto top-up limits are HKD1,000 and HKD30,000. • The Spending Card account is non-interest bearing and the funds are not a protected deposit under the Hong Kong Deposit Protection Scheme. • Octopus Automatic Add-Value Service is not applicable to the Spending Card.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• The enJoy Spending Card is linked to a personal Hang Seng Hong Kong Dollar deposit account.
• When the card balance is below the amount required for a transaction, the card is automatically reloaded to settle the payment.
• The auto top-up amount is HKD300 or HKD500, depending on the application choice.
• The daily and monthly auto top-up limits are HKD1,000 and HKD30,000.
• The Spending Card account is non-interest bearing and the funds are not a protected deposit under the Hong Kong Deposit Protection Scheme.
• Octopus Automatic Add-Value Service is not applicable to the Spending Card.

This benefit does not apply to a purchase. • This property applies to Spending Card applicants. Funds maintained in the account are not protected deposits.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• This property applies to Spending Card applicants. Funds maintained in the account are not protected deposits.

This benefit does not apply to a purchase. • Application, registration or activation required. See conditions. • Registration is available through the yuu App or at a local 7-Eleven in Hong Kong. • Linking the card is required to earn and redeem yuu Reward Points. • The enJoy Card can be used as the yuu membership card after linking.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• Registration is available through the yuu App or at a local 7-Eleven in Hong Kong.
• Linking the card is required to earn and redeem yuu Reward Points.
• The enJoy Card can be used as the yuu membership card after linking.

Category or merchant does not match. • Source-stated 5% discount. • Merchants: 7-eleven • Eligible merchants: 7-eleven • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • Physical outlets are eligible. Online-shop and mobile-app transactions must be completed on the 8th or 18th between 00:00 and 23:59. • The offer excludes the listed products and services, including cigarettes, milk powder, vouchers, Octopus and e-wallet top-up, bill payment and delivery-related services.

• Eligibility: Audience: all
• Eligible spending: Applies to: 7 eleven · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Source stated 5% discount.
• Unless otherwise specified, the year-round offers are valid until 2026-12-31.
• The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
• Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
• Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
• Physical outlets are eligible. Online-shop and mobile-app transactions must be completed on the 8th or 18th between 00:00 and 23:59.
• The offer excludes the listed products and services, including cigarettes, milk powder, vouchers, Octopus and e-wallet top-up, bill payment and delivery-related services.
• Year-round merchant offer: Now – 2026-12-31

Category or merchant does not match. • The filtered source states the offer and its conditions but does not state a numeric discount rate. • Minimum spend: Period: per_transaction; Spend: 3500 • Merchants: ikea • Eligible merchants: ikea • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • A single sales order for IKEA home-furnishing products and accessories must meet HKD3,500 net product spending and include home delivery or assembly. • The offer excludes Discovery Bay, Lamma Island, Cheung Chau, Peng Chau and Macau, and is not applicable to IKEA online shopping.

• Eligibility: Audience: all
• Eligible spending: Applies to: ikea · Type: merchant
• Minimum requirement: Period: per transaction · Spend: HK$3,500.00
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The filtered source states the offer and its conditions but does not state a numeric discount rate.
• Unless otherwise specified, the year-round offers are valid until 2026-12-31.
• The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
• Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
• Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
• A single sales order for IKEA home-furnishing products and accessories must meet HKD3,500 net product spending and include home delivery or assembly.
• The offer excludes Discovery Bay, Lamma Island, Cheung Chau, Peng Chau and Macau, and is not applicable to IKEA online shopping.
• Year-round merchant offer: Now – 2026-12-31

No usable purchase percentage; threshold comparison rates are not flat rewards. • The filtered source states the offer and its conditions but does not state a numeric discount rate. • Merchants: gnc • Eligible merchants: gnc • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • The offer excludes One Day Special, Net Price, non-discountable and redemption items and shopping-bag charges.

• Eligibility: Audience: all
• Eligible spending: Applies to: gnc · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The filtered source states the offer and its conditions but does not state a numeric discount rate.
• Unless otherwise specified, the year-round offers are valid until 2026-12-31.
• The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
• Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
• Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
• The offer excludes One Day Special, Net Price, non-discountable and redemption items and shopping-bag charges.
• Year-round merchant offer: Now – 2026-12-31

Category or merchant does not match. • Document: The offer excludes Octopus reload, shopping vouchers, Stage 1 infant formula, stamp-promotion redemption merchandise, pre-paid SIM and prepaid cards, plastic bags, delivery, packaging and handling charges. • Source-stated 8% discount. • Merchants: wellcome, market-place-by-jasons, market-place, 3hreesixty, olivers-the-delicatessen, market-place-by-jasons-app, yuu-app • Eligible merchants: wellcome, market-place-by-jasons, market-place, 3hreesixty, olivers-the-delicatessen, market-place-by-jasons-app, yuu-app • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • Minimum single net spending is HKD100 at physical stores, HKD600 at Wellcome/Market Place/yuu Online Shop, or HKD100 for eligible Click & Collect. • The offer excludes Octopus reload, shopping vouchers, Stage 1 infant formula, stamp-promotion redemption merchandise, pre-paid SIM and prepaid cards, plastic bags, delivery, packaging and handling charges.

• Eligibility: Audience: all · Document: The offer excludes Octopus reload, shopping vouchers, Stage 1 infant formula, stamp promotion redemption merchandise, pre paid SIM and prepaid cards, plastic bags, delivery, packaging and handling charges.
• Eligible spending: Applies to: wellcome / market place by jasons / market place / 3hreesixty / olivers the delicatessen / market place by jasons app / yuu app · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Source stated 8% discount.
• Unless otherwise specified, the year-round offers are valid until 2026-12-31.
• The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
• Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
• Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
• Minimum single net spending is HKD100 at physical stores, HKD600 at Wellcome/Market Place/yuu Online Shop, or HKD100 for eligible Click & Collect.
• The offer excludes Octopus reload, shopping vouchers, Stage 1 infant formula, stamp-promotion redemption merchandise, pre-paid SIM and prepaid cards, plastic bags, delivery, packaging and handling charges.
• Year-round merchant offer: Now – 2026-12-31

Category or merchant does not match. • The filtered source states the offer and its conditions but does not state a numeric discount rate. • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 250 • Merchants: pizza-hut • Eligible merchants: pizza-hut • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • Available every Tuesday at all Pizza Hut stores in Hong Kong; dine-in only and 10% service charge applies to the original price. • The customer must explicitly request the offer at payment. It is not valid on the stated excluded dates or for takeaway, delivery, advanced orders, paid coupons and other excluded items.

• Eligibility: Audience: all
• Eligible spending: Applies to: pizza hut · Type: merchant
• Minimum requirement: Period: per transaction · Spend: HK$250.00
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The filtered source states the offer and its conditions but does not state a numeric discount rate.
• Application or registration is required.
• Unless otherwise specified, the year-round offers are valid until 2026-12-31.
• The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
• Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
• Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
• Available every Tuesday at all Pizza Hut stores in Hong Kong; dine-in only and 10% service charge applies to the original price.
• The customer must explicitly request the offer at payment. It is not valid on the stated excluded dates or for takeaway, delivery, advanced orders, paid coupons and other excluded items.
• Year-round merchant offer: Now – 2026-12-31

Category or merchant does not match. • Source-stated 10% discount. • Merchants: pizza-hut • Eligible merchants: pizza-hut • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • Dine-in only at all Pizza Hut stores; the listed 2025–2026 excluded dates and food categories apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: pizza hut · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Source stated 10% discount.
• Unless otherwise specified, the year-round offers are valid until 2026-12-31.
• The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
• Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
• Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
• Dine-in only at all Pizza Hut stores; the listed 2025–2026 excluded dates and food categories apply.
• Year-round merchant offer: Now – 2026-12-31

Category or merchant does not match. • Source-stated 10% discount. • Merchants: pizza-hut • Eligible merchants: pizza-hut • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • Takeaway only at all Pizza Hut stores; online ordering, delivery and the listed products and promotions are excluded.

• Eligibility: Audience: all
• Eligible spending: Applies to: pizza hut · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Source stated 10% discount.
• Unless otherwise specified, the year-round offers are valid until 2026-12-31.
• The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
• Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
• Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
• Takeaway only at all Pizza Hut stores; online ordering, delivery and the listed products and promotions are excluded.
• Year-round merchant offer: Now – 2026-12-31

The offer is not available on the snapshot weekday or date. • The filtered source states the offer and its conditions but does not state a numeric discount rate. • Merchants: kfc • Eligible merchants: kfc • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • Valid from 2025-10-01 to 2026-12-31 on Mondays at Hong Kong KFC restaurants, excluding AsiaWorld-Expo. • Dine-in and takeaway only at cashiers or self-ordering kiosks; click-and-collect, delivery and delivery self-pick-up are excluded. The customer must state the intention before ordering.

• Eligibility: Audience: all
• Eligible spending: Applies to: kfc · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The filtered source states the offer and its conditions but does not state a numeric discount rate.
• Unless otherwise specified, the year-round offers are valid until 2026-12-31.
• The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
• Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
• Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
• Valid from 2025-10-01 to 2026-12-31 on Mondays at Hong Kong KFC restaurants, excluding AsiaWorld-Expo.
• Dine-in and takeaway only at cashiers or self-ordering kiosks; click-and-collect, delivery and delivery self-pick-up are excluded. The customer must state the intention before ordering.
• Year-round merchant offer: 2025-10-01 – 2026-12-31

The offer is not available on the snapshot weekday or date. • The filtered source states the offer and its conditions but does not state a numeric discount rate. • Minimum spend: Period: per_transaction; Spend: 130 • Merchants: genki-sushi • Eligible merchants: genki-sushi • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • One HKD12 coupon is given for dine-in spending of HKD130 or above; two coupons for HKD260 or above, and so on. • Coupons can be used for dine-in or walk-in takeaway spending of HKD130 or above, are not valid on Friday, Saturday, Sunday or public holidays, and require payment with enJoy Card. • The transaction cannot earn the Genki Points and HKD12 dining coupon at the same time; no bill splitting is allowed.

• Eligibility: Audience: all
• Eligible spending: Applies to: genki sushi · Type: merchant
• Minimum requirement: Period: per transaction · Spend: HK$130.00
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The filtered source states the offer and its conditions but does not state a numeric discount rate.
• Unless otherwise specified, the year-round offers are valid until 2026-12-31.
• The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
• Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
• Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
• One HKD12 coupon is given for dine-in spending of HKD130 or above; two coupons for HKD260 or above, and so on.
• Coupons can be used for dine-in or walk-in takeaway spending of HKD130 or above, are not valid on Friday, Saturday, Sunday or public holidays, and require payment with enJoy Card.
• The transaction cannot earn the Genki Points and HKD12 dining coupon at the same time; no bill splitting is allowed.
• Year-round merchant offer: Now – 2026-12-31

Category or merchant does not match. • The filtered source states the offer and its conditions but does not state a numeric discount rate. • Merchants: sen-ryo • Eligible merchants: sen-ryo • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • The offer is for Hong Kong outlets and is dine-in only unless the merchant section states otherwise; 10% service charge and the merchant's coupon and stacking rules apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: sen ryo · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The filtered source states the offer and its conditions but does not state a numeric discount rate.
• Unless otherwise specified, the year-round offers are valid until 2026-12-31.
• The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
• Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
• Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
• The offer is for Hong Kong outlets and is dine-in only unless the merchant section states otherwise; 10% service charge and the merchant's coupon and stacking rules apply.
• Year-round merchant offer: Now – 2026-12-31

Category or merchant does not match. • The filtered source states the offer and its conditions but does not state a numeric discount rate. • Merchants: obihiro-hageten • Eligible merchants: obihiro-hageten • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • The offer is for Hong Kong outlets and is dine-in only unless the merchant section states otherwise; 10% service charge and the merchant's coupon and stacking rules apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: obihiro hageten · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The filtered source states the offer and its conditions but does not state a numeric discount rate.
• Unless otherwise specified, the year-round offers are valid until 2026-12-31.
• The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
• Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
• Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
• The offer is for Hong Kong outlets and is dine-in only unless the merchant section states otherwise; 10% service charge and the merchant's coupon and stacking rules apply.
• Year-round merchant offer: Now – 2026-12-31

Category or merchant does not match. • The filtered source states the offer and its conditions but does not state a numeric discount rate. • Merchants: yakiniku-kagura • Eligible merchants: yakiniku-kagura • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • The offer is for Hong Kong outlets and is dine-in only unless the merchant section states otherwise; 10% service charge and the merchant's coupon and stacking rules apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: yakiniku kagura · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The filtered source states the offer and its conditions but does not state a numeric discount rate.
• Unless otherwise specified, the year-round offers are valid until 2026-12-31.
• The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
• Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
• Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
• The offer is for Hong Kong outlets and is dine-in only unless the merchant section states otherwise; 10% service charge and the merchant's coupon and stacking rules apply.
• Year-round merchant offer: Now – 2026-12-31

Category or merchant does not match. • The filtered source states the offer and its conditions but does not state a numeric discount rate. • Merchants: uo-haru • Eligible merchants: uo-haru • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • The offer is for Hong Kong outlets and is dine-in only unless the merchant section states otherwise; 10% service charge and the merchant's coupon and stacking rules apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: uo haru · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The filtered source states the offer and its conditions but does not state a numeric discount rate.
• Unless otherwise specified, the year-round offers are valid until 2026-12-31.
• The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
• Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
• Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
• The offer is for Hong Kong outlets and is dine-in only unless the merchant section states otherwise; 10% service charge and the merchant's coupon and stacking rules apply.
• Year-round merchant offer: Now – 2026-12-31

Category or merchant does not match. • The filtered source states the offer and its conditions but does not state a numeric discount rate. • Merchants: nakame-no-teppen • Eligible merchants: nakame-no-teppen • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • The offer is for Hong Kong outlets and is dine-in only unless the merchant section states otherwise; 10% service charge and the merchant's coupon and stacking rules apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: nakame no teppen · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The filtered source states the offer and its conditions but does not state a numeric discount rate.
• Unless otherwise specified, the year-round offers are valid until 2026-12-31.
• The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
• Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
• Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
• The offer is for Hong Kong outlets and is dine-in only unless the merchant section states otherwise; 10% service charge and the merchant's coupon and stacking rules apply.
• Year-round merchant offer: Now – 2026-12-31

Category or merchant does not match. • The filtered source states the offer and its conditions but does not state a numeric discount rate. • Merchants: gogyo • Eligible merchants: gogyo • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • The offer is for Hong Kong outlets and is dine-in only unless the merchant section states otherwise; 10% service charge and the merchant's coupon and stacking rules apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: gogyo · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The filtered source states the offer and its conditions but does not state a numeric discount rate.
• Unless otherwise specified, the year-round offers are valid until 2026-12-31.
• The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
• Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
• Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
• The offer is for Hong Kong outlets and is dine-in only unless the merchant section states otherwise; 10% service charge and the merchant's coupon and stacking rules apply.
• Year-round merchant offer: Now – 2026-12-31

Category or merchant does not match. • The filtered source states the offer and its conditions but does not state a numeric discount rate. • Minimum spend: Period: per_transaction; Spend: 300 • Merchants: yakiniku-like • Eligible merchants: yakiniku-like • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • One certificate is given for dine-in spending of HKD300 or above; two for HKD600 or above, and so on. • A certificate can be used on a later dine-in net spend of HKD350 or above, two on HKD700 or above; certificates are valid until 2027-01-31.

• Eligibility: Audience: all
• Eligible spending: Applies to: yakiniku like · Type: merchant
• Minimum requirement: Period: per transaction · Spend: HK$300.00
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The filtered source states the offer and its conditions but does not state a numeric discount rate.
• Unless otherwise specified, the year-round offers are valid until 2026-12-31.
• The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
• Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
• Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
• One certificate is given for dine-in spending of HKD300 or above; two for HKD600 or above, and so on.
• A certificate can be used on a later dine-in net spend of HKD350 or above, two on HKD700 or above; certificates are valid until 2027-01-31.
• Year-round merchant offer: Now – 2026-12-31

Category or merchant does not match. • The filtered source states the offer and its conditions but does not state a numeric discount rate. • Minimum spend: Period: per_transaction; Spend: 380 • Merchants: le-ta-su • Eligible merchants: le-ta-su • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • One certificate is given for dine-in spending of HKD380 or above; two for HKD760 or above, and so on. • A certificate can be used on later dine-in net spending of HKD400 or above, two on HKD800 or above; certificates are valid until 2027-01-31.

• Eligibility: Audience: all
• Eligible spending: Applies to: le ta su · Type: merchant
• Minimum requirement: Period: per transaction · Spend: HK$380.00
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The filtered source states the offer and its conditions but does not state a numeric discount rate.
• Unless otherwise specified, the year-round offers are valid until 2026-12-31.
• The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
• Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
• Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
• One certificate is given for dine-in spending of HKD380 or above; two for HKD760 or above, and so on.
• A certificate can be used on later dine-in net spending of HKD400 or above, two on HKD800 or above; certificates are valid until 2027-01-31.
• Year-round merchant offer: Now – 2026-12-31

The source calendar restrictions cannot be confirmed for this date. • Source-stated 10% discount. • Minimum spend: Period: per_transaction; Spend: 200 • Merchants: dondonya • Eligible merchants: dondonya • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • Available Monday to Thursday except public holidays, at Hong Kong branches, for dine-in spending of HKD200 or above before the 10% service charge. • Full payment with enJoy Card is required and the offer cannot be combined with the listed coupons, menus or discounts.

• Eligibility: Audience: all
• Eligible spending: Applies to: dondonya · Type: merchant
• Minimum requirement: Period: per transaction · Spend: HK$200.00
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Source stated 10% discount.
• Unless otherwise specified, the year-round offers are valid until 2026-12-31.
• The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
• Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
• Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
• Available Monday to Thursday except public holidays, at Hong Kong branches, for dine-in spending of HKD200 or above before the 10% service charge.
• Full payment with enJoy Card is required and the offer cannot be combined with the listed coupons, menus or discounts.
• Year-round merchant offer: Now – 2026-12-31

The source calendar restrictions cannot be confirmed for this date. • Source-stated 10% discount. • Minimum spend: Period: per_transaction; Spend: 200 • Merchants: ippudo • Eligible merchants: ippudo • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • Available Monday to Thursday except public holidays, at Hong Kong branches, for dine-in spending of HKD200 or above before the 10% service charge. • Full payment with enJoy Card is required and the offer cannot be combined with the listed coupons, menus or discounts.

• Eligibility: Audience: all
• Eligible spending: Applies to: ippudo · Type: merchant
• Minimum requirement: Period: per transaction · Spend: HK$200.00
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Source stated 10% discount.
• Unless otherwise specified, the year-round offers are valid until 2026-12-31.
• The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
• Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
• Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
• Available Monday to Thursday except public holidays, at Hong Kong branches, for dine-in spending of HKD200 or above before the 10% service charge.
• Full payment with enJoy Card is required and the offer cannot be combined with the listed coupons, menus or discounts.
• Year-round merchant offer: Now – 2026-12-31

The source calendar restrictions cannot be confirmed for this date. • Source-stated 10% discount. • Minimum spend: Period: per_transaction; Spend: 200 • Merchants: butahage • Eligible merchants: butahage • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • Available Monday to Thursday except public holidays, at Hong Kong branches, for dine-in spending of HKD200 or above before the 10% service charge. • Full payment with enJoy Card is required and the offer cannot be combined with the listed coupons, menus or discounts.

• Eligibility: Audience: all
• Eligible spending: Applies to: butahage · Type: merchant
• Minimum requirement: Period: per transaction · Spend: HK$200.00
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Source stated 10% discount.
• Unless otherwise specified, the year-round offers are valid until 2026-12-31.
• The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
• Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
• Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
• Available Monday to Thursday except public holidays, at Hong Kong branches, for dine-in spending of HKD200 or above before the 10% service charge.
• Full payment with enJoy Card is required and the offer cannot be combined with the listed coupons, menus or discounts.
• Year-round merchant offer: Now – 2026-12-31

The source calendar restrictions cannot be confirmed for this date. • Source-stated 10% discount. • Minimum spend: Period: per_transaction; Spend: 200 • Merchants: metro-tonkotsu-base • Eligible merchants: metro-tonkotsu-base • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • Available Monday to Thursday except public holidays, at Hong Kong branches, for dine-in spending of HKD200 or above before the 10% service charge. • Full payment with enJoy Card is required and the offer cannot be combined with the listed coupons, menus or discounts.

• Eligibility: Audience: all
• Eligible spending: Applies to: metro tonkotsu base · Type: merchant
• Minimum requirement: Period: per transaction · Spend: HK$200.00
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Source stated 10% discount.
• Unless otherwise specified, the year-round offers are valid until 2026-12-31.
• The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
• Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
• Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
• Available Monday to Thursday except public holidays, at Hong Kong branches, for dine-in spending of HKD200 or above before the 10% service charge.
• Full payment with enJoy Card is required and the offer cannot be combined with the listed coupons, menus or discounts.
• Year-round merchant offer: Now – 2026-12-31

The source calendar restrictions cannot be confirmed for this date. • The filtered source states the offer and its conditions but does not state a numeric discount rate. • Minimum spend: Period: per_transaction; Spend: 90 • Merchants: uo-show • Eligible merchants: uo-show • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • Available Monday to Thursday except public holidays for walk-in takeaway orders, excluding third-party takeaway platforms.

• Eligibility: Audience: all
• Eligible spending: Applies to: uo show · Type: merchant
• Minimum requirement: Period: per transaction · Spend: HK$90.00
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The filtered source states the offer and its conditions but does not state a numeric discount rate.
• Unless otherwise specified, the year-round offers are valid until 2026-12-31.
• The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
• Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
• Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
• Available Monday to Thursday except public holidays for walk-in takeaway orders, excluding third-party takeaway platforms.
• Year-round merchant offer: Now – 2026-12-31

The source calendar restrictions cannot be confirmed for this date. • The filtered source states the offer and its conditions but does not state a numeric discount rate. • Merchants: maxims-mx • Eligible merchants: maxims-mx • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • Available Monday to Thursday except public holidays; the named offer requires full payment with a physical enJoy Card. • The offer excludes festive products, coupons, Octopus Rewards and other promotions listed in the merchant terms.

• Eligibility: Audience: all
• Eligible spending: Applies to: maxims mx · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The filtered source states the offer and its conditions but does not state a numeric discount rate.
• Unless otherwise specified, the year-round offers are valid until 2026-12-31.
• The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
• Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
• Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
• Available Monday to Thursday except public holidays; the named offer requires full payment with a physical enJoy Card.
• The offer excludes festive products, coupons, Octopus Rewards and other promotions listed in the merchant terms.
• Year-round merchant offer: Now – 2026-12-31

The source calendar restrictions cannot be confirmed for this date. • The filtered source states the offer and its conditions but does not state a numeric discount rate. • Merchants: maxims-food2 • Eligible merchants: maxims-food2 • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • Available Monday to Thursday except public holidays; the named offer requires full payment with a physical enJoy Card. • The offer excludes festive products, coupons, Octopus Rewards and other promotions listed in the merchant terms.

• Eligibility: Audience: all
• Eligible spending: Applies to: maxims food2 · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The filtered source states the offer and its conditions but does not state a numeric discount rate.
• Unless otherwise specified, the year-round offers are valid until 2026-12-31.
• The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
• Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
• Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
• Available Monday to Thursday except public holidays; the named offer requires full payment with a physical enJoy Card.
• The offer excludes festive products, coupons, Octopus Rewards and other promotions listed in the merchant terms.
• Year-round merchant offer: Now – 2026-12-31

The source calendar restrictions cannot be confirmed for this date. • The filtered source states the offer and its conditions but does not state a numeric discount rate. • Merchants: canteen • Eligible merchants: canteen • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • Available Monday to Thursday except public holidays; the named offer requires full payment with a physical enJoy Card. • The offer excludes festive products, coupons, Octopus Rewards and other promotions listed in the merchant terms.

• Eligibility: Audience: all
• Eligible spending: Applies to: canteen · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The filtered source states the offer and its conditions but does not state a numeric discount rate.
• Unless otherwise specified, the year-round offers are valid until 2026-12-31.
• The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
• Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
• Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
• Available Monday to Thursday except public holidays; the named offer requires full payment with a physical enJoy Card.
• The offer excludes festive products, coupons, Octopus Rewards and other promotions listed in the merchant terms.
• Year-round merchant offer: Now – 2026-12-31

The source calendar restrictions cannot be confirmed for this date. • The filtered source states the offer and its conditions but does not state a numeric discount rate. • Merchants: deli-o • Eligible merchants: deli-o • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • Available Monday to Thursday except public holidays; the named offer requires full payment with a physical enJoy Card. • The offer excludes festive products, coupons, Octopus Rewards and other promotions listed in the merchant terms.

• Eligibility: Audience: all
• Eligible spending: Applies to: deli o · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The filtered source states the offer and its conditions but does not state a numeric discount rate.
• Unless otherwise specified, the year-round offers are valid until 2026-12-31.
• The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
• Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
• Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
• Available Monday to Thursday except public holidays; the named offer requires full payment with a physical enJoy Card.
• The offer excludes festive products, coupons, Octopus Rewards and other promotions listed in the merchant terms.
• Year-round merchant offer: Now – 2026-12-31

Category or merchant does not match. • Source-stated 8% discount. • Merchants: maxims-cakes, maxims-on-site-bakery • Eligible merchants: maxims-cakes, maxims-on-site-bakery • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • Valid from 2025-10-01 to 2026-12-31 for purchases or pre-orders above HKD128 at Hong Kong stores; online shop is excluded.

• Eligibility: Audience: all
• Eligible spending: Applies to: maxims cakes / maxims on site bakery · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Source stated 8% discount.
• Unless otherwise specified, the year-round offers are valid until 2026-12-31.
• The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
• Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
• Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
• Valid from 2025-10-01 to 2026-12-31 for purchases or pre-orders above HKD128 at Hong Kong stores; online shop is excluded.
• Year-round merchant offer: 2025-10-01 – 2026-12-31

Category or merchant does not match. • Source-stated 10% discount. • Merchants: urban • Eligible merchants: urban • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • Valid from 2025-10-01 to 2026-12-31; dine-in has a 10% service charge on the original price.

• Eligibility: Audience: all
• Eligible spending: Applies to: urban · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Source stated 10% discount.
• Unless otherwise specified, the year-round offers are valid until 2026-12-31.
• The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
• Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
• Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
• Valid from 2025-10-01 to 2026-12-31; dine-in has a 10% service charge on the original price.
• Year-round merchant offer: 2025-10-01 – 2026-12-31

Category or merchant does not match. • Source-stated 10% discount. • Merchants: paper-stone-bakery • Eligible merchants: paper-stone-bakery • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • Valid from 2025-10-01 to 2026-12-31 at Hong Kong stores; cakes are subject to stock availability.

• Eligibility: Audience: all
• Eligible spending: Applies to: paper stone bakery · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Source stated 10% discount.
• Unless otherwise specified, the year-round offers are valid until 2026-12-31.
• The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
• Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
• Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
• Valid from 2025-10-01 to 2026-12-31 at Hong Kong stores; cakes are subject to stock availability.
• Year-round merchant offer: 2025-10-01 – 2026-12-31

Category or merchant does not match. • Source-stated 10% discount. • Merchants: homebake • Eligible merchants: homebake • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • Valid from 2025-10-01 to 2026-12-31 at Hong Kong stores; products are subject to stock availability.

• Eligibility: Audience: all
• Eligible spending: Applies to: homebake · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Source stated 10% discount.
• Unless otherwise specified, the year-round offers are valid until 2026-12-31.
• The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
• Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
• Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
• Valid from 2025-10-01 to 2026-12-31 at Hong Kong stores; products are subject to stock availability.
• Year-round merchant offer: 2025-10-01 – 2026-12-31

Category or merchant does not match. • Source-stated 10% discount. • Minimum spend: Period: per_transaction; Spend: 239 • Merchants: arome-bakery • Eligible merchants: arome-bakery • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • Applicable in Arome Bakery stores and Hong Kong online ordering; the store price prevails and the offer cannot be combined with vouchers or other promotions.

• Eligibility: Audience: all
• Eligible spending: Applies to: arome bakery · Type: merchant
• Minimum requirement: Period: per transaction · Spend: HK$239.00
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Source stated 10% discount.
• Unless otherwise specified, the year-round offers are valid until 2026-12-31.
• The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
• Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
• Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
• Applicable in Arome Bakery stores and Hong Kong online ordering; the store price prevails and the offer cannot be combined with vouchers or other promotions.
• Year-round merchant offer: Now – 2026-12-31

Category or merchant does not match. • Source-stated 5% discount. • Eligibility: Transaction Spend Below: 239 • Merchants: arome-bakery • Eligible merchants: arome-bakery • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • Applicable in Arome Bakery stores and Hong Kong online ordering; the store price prevails and the offer cannot be combined with vouchers or other promotions.

• Eligibility: Audience: all
• Eligible spending: Applies to: arome bakery · Type: merchant
• Requirements: Transaction Spend Below Cents: HK$239.00
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Source stated 5% discount.
• Unless otherwise specified, the year-round offers are valid until 2026-12-31.
• The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
• Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
• Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
• Applicable in Arome Bakery stores and Hong Kong online ordering; the store price prevails and the offer cannot be combined with vouchers or other promotions.
• Year-round merchant offer: Now – 2026-12-31

Category or merchant does not match. • Source-stated 5% discount. • Minimum spend: Period: per_transaction; Spend: 400 • Merchants: cova • Eligible merchants: cova • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • Dine-in only at COVA Ristorante & Caffe in Hong Kong; the named holiday, banquet and retail-shop exclusions apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: cova · Type: merchant
• Minimum requirement: Period: per transaction · Spend: HK$400.00
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Source stated 5% discount.
• Unless otherwise specified, the year-round offers are valid until 2026-12-31.
• The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
• Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
• Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
• Dine-in only at COVA Ristorante & Caffe in Hong Kong; the named holiday, banquet and retail-shop exclusions apply.
• Year-round merchant offer: Now – 2026-12-31

Category or merchant does not match. • The filtered source states the offer and its conditions but does not state a numeric discount rate. • Merchants: simplylife-bakery-cafe • Eligible merchants: simplylife-bakery-cafe • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • The merchant-specific dining days, service-charge, table, holiday, delivery and stacking conditions stated in the source apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: simplylife bakery cafe · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The filtered source states the offer and its conditions but does not state a numeric discount rate.
• Unless otherwise specified, the year-round offers are valid until 2026-12-31.
• The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
• Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
• Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
• The merchant-specific dining days, service-charge, table, holiday, delivery and stacking conditions stated in the source apply.
• Year-round merchant offer: Now – 2026-12-31

Category or merchant does not match. • The filtered source states the offer and its conditions but does not state a numeric discount rate. • Merchants: simplylife-foodplace • Eligible merchants: simplylife-foodplace • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • The merchant-specific dining days, service-charge, table, holiday, delivery and stacking conditions stated in the source apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: simplylife foodplace · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The filtered source states the offer and its conditions but does not state a numeric discount rate.
• Unless otherwise specified, the year-round offers are valid until 2026-12-31.
• The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
• Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
• Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
• The merchant-specific dining days, service-charge, table, holiday, delivery and stacking conditions stated in the source apply.
• Year-round merchant offer: Now – 2026-12-31

Category or merchant does not match. • The filtered source states the offer and its conditions but does not state a numeric discount rate. • Merchants: kikusan • Eligible merchants: kikusan • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • The merchant-specific dining days, service-charge, table, holiday, delivery and stacking conditions stated in the source apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: kikusan · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The filtered source states the offer and its conditions but does not state a numeric discount rate.
• Unless otherwise specified, the year-round offers are valid until 2026-12-31.
• The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
• Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
• Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
• The merchant-specific dining days, service-charge, table, holiday, delivery and stacking conditions stated in the source apply.
• Year-round merchant offer: Now – 2026-12-31

Category or merchant does not match. • The filtered source states the offer and its conditions but does not state a numeric discount rate. • Merchants: andyou-andbtr • Eligible merchants: andyou-andbtr • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • The merchant-specific dining days, service-charge, table, holiday, delivery and stacking conditions stated in the source apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: andyou andbtr · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The filtered source states the offer and its conditions but does not state a numeric discount rate.
• Unless otherwise specified, the year-round offers are valid until 2026-12-31.
• The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
• Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
• Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
• The merchant-specific dining days, service-charge, table, holiday, delivery and stacking conditions stated in the source apply.
• Year-round merchant offer: Now – 2026-12-31

Category or merchant does not match. • The filtered source states the offer and its conditions but does not state a numeric discount rate. • Merchants: thai-basil • Eligible merchants: thai-basil • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • The merchant-specific dining days, service-charge, table, holiday, delivery and stacking conditions stated in the source apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: thai basil · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The filtered source states the offer and its conditions but does not state a numeric discount rate.
• Unless otherwise specified, the year-round offers are valid until 2026-12-31.
• The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
• Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
• Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
• The merchant-specific dining days, service-charge, table, holiday, delivery and stacking conditions stated in the source apply.
• Year-round merchant offer: Now – 2026-12-31

Category or merchant does not match. • The filtered source states the offer and its conditions but does not state a numeric discount rate. • Merchants: exp • Eligible merchants: exp • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • The merchant-specific dining days, service-charge, table, holiday, delivery and stacking conditions stated in the source apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: exp · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The filtered source states the offer and its conditions but does not state a numeric discount rate.
• Unless otherwise specified, the year-round offers are valid until 2026-12-31.
• The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
• Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
• Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
• The merchant-specific dining days, service-charge, table, holiday, delivery and stacking conditions stated in the source apply.
• Year-round merchant offer: Now – 2026-12-31

Category or merchant does not match. • The filtered source states the offer and its conditions but does not state a numeric discount rate. • Merchants: minh-kok • Eligible merchants: minh-kok • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • The merchant-specific dining days, service-charge, table, holiday, delivery and stacking conditions stated in the source apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: minh kok · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The filtered source states the offer and its conditions but does not state a numeric discount rate.
• Unless otherwise specified, the year-round offers are valid until 2026-12-31.
• The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
• Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
• Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
• The merchant-specific dining days, service-charge, table, holiday, delivery and stacking conditions stated in the source apply.
• Year-round merchant offer: Now – 2026-12-31

Category or merchant does not match. • The filtered source states the offer and its conditions but does not state a numeric discount rate. • Merchants: chapter • Eligible merchants: chapter • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • The merchant-specific dining days, service-charge, table, holiday, delivery and stacking conditions stated in the source apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: chapter · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The filtered source states the offer and its conditions but does not state a numeric discount rate.
• Unless otherwise specified, the year-round offers are valid until 2026-12-31.
• The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
• Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
• Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
• The merchant-specific dining days, service-charge, table, holiday, delivery and stacking conditions stated in the source apply.
• Year-round merchant offer: Now – 2026-12-31

Category or merchant does not match. • The filtered source states the offer and its conditions but does not state a numeric discount rate. • Merchants: muses • Eligible merchants: muses • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • The merchant-specific dining days, service-charge, table, holiday, delivery and stacking conditions stated in the source apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: muses · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The filtered source states the offer and its conditions but does not state a numeric discount rate.
• Unless otherwise specified, the year-round offers are valid until 2026-12-31.
• The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
• Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
• Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
• The merchant-specific dining days, service-charge, table, holiday, delivery and stacking conditions stated in the source apply.
• Year-round merchant offer: Now – 2026-12-31

Category or merchant does not match. • The filtered source states the offer and its conditions but does not state a numeric discount rate. • Merchants: wildfire-pizzabar • Eligible merchants: wildfire-pizzabar • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • The merchant-specific dining days, service-charge, table, holiday, delivery and stacking conditions stated in the source apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: wildfire pizzabar · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The filtered source states the offer and its conditions but does not state a numeric discount rate.
• Unless otherwise specified, the year-round offers are valid until 2026-12-31.
• The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
• Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
• Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
• The merchant-specific dining days, service-charge, table, holiday, delivery and stacking conditions stated in the source apply.
• Year-round merchant offer: Now – 2026-12-31

Category or merchant does not match. • The filtered source states the offer and its conditions but does not state a numeric discount rate. • Merchants: cheesecake-factory • Eligible merchants: cheesecake-factory • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • The merchant-specific dining days, service-charge, table, holiday, delivery and stacking conditions stated in the source apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: cheesecake factory · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The filtered source states the offer and its conditions but does not state a numeric discount rate.
• Unless otherwise specified, the year-round offers are valid until 2026-12-31.
• The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
• Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
• Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
• The merchant-specific dining days, service-charge, table, holiday, delivery and stacking conditions stated in the source apply.
• Year-round merchant offer: Now – 2026-12-31

Category or merchant does not match. • The filtered source states the offer and its conditions but does not state a numeric discount rate. • Merchants: shake-shack • Eligible merchants: shake-shack • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • The merchant-specific dining days, service-charge, table, holiday, delivery and stacking conditions stated in the source apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: shake shack · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The filtered source states the offer and its conditions but does not state a numeric discount rate.
• Unless otherwise specified, the year-round offers are valid until 2026-12-31.
• The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
• Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
• Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
• The merchant-specific dining days, service-charge, table, holiday, delivery and stacking conditions stated in the source apply.
• Year-round merchant offer: Now – 2026-12-31

Category or merchant does not match. • The filtered source states the offer and its conditions but does not state a numeric discount rate. • Merchants: cafe-landmark • Eligible merchants: cafe-landmark • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • The merchant-specific dining days, service-charge, table, holiday, delivery and stacking conditions stated in the source apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: cafe landmark · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The filtered source states the offer and its conditions but does not state a numeric discount rate.
• Unless otherwise specified, the year-round offers are valid until 2026-12-31.
• The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
• Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
• Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
• The merchant-specific dining days, service-charge, table, holiday, delivery and stacking conditions stated in the source apply.
• Year-round merchant offer: Now – 2026-12-31

Category or merchant does not match. • The filtered source states the offer and its conditions but does not state a numeric discount rate. • Merchants: lawrys-the-prime-rib • Eligible merchants: lawrys-the-prime-rib • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • The merchant-specific dining days, service-charge, table, holiday, delivery and stacking conditions stated in the source apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: lawrys the prime rib · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The filtered source states the offer and its conditions but does not state a numeric discount rate.
• Unless otherwise specified, the year-round offers are valid until 2026-12-31.
• The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
• Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
• Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
• The merchant-specific dining days, service-charge, table, holiday, delivery and stacking conditions stated in the source apply.
• Year-round merchant offer: Now – 2026-12-31

Category or merchant does not match. • The filtered source states the offer and its conditions but does not state a numeric discount rate. • Minimum spend: Period: per_transaction; Spend: 200 • Merchants: hong-kong-day • Eligible merchants: hong-kong-day • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • Applicable to dine-in and takeaway spending of HKD200 or above at Hong Kong Day stores, including Port Spot; the named voucher and third-party-platform exclusions apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: hong kong day · Type: merchant
• Minimum requirement: Period: per transaction · Spend: HK$200.00
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The filtered source states the offer and its conditions but does not state a numeric discount rate.
• Unless otherwise specified, the year-round offers are valid until 2026-12-31.
• The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
• Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
• Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
• Applicable to dine-in and takeaway spending of HKD200 or above at Hong Kong Day stores, including Port Spot; the named voucher and third-party-platform exclusions apply.
• Year-round merchant offer: Now – 2026-12-31

Category or merchant does not match. • The filtered source states the offer and its conditions but does not state a numeric discount rate. • Limit: 1 items · Per Transaction • Limit applies to: One handcrafted beverage upgrade • Minimum spend: Period: per_transaction; Spend: 300 • Merchants: starbucks • Eligible merchants: starbucks • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • Load HKD300 or above to a registered Starbucks Card at a Hong Kong Starbucks store and pay with enJoy Card. • One tall-sized or larger handcrafted beverage can receive the upgrade and it must be redeemed immediately in store; the named store exclusions apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: starbucks · Type: merchant
• Minimum requirement: Period: per transaction · Spend: HK$300.00
• Benefit limit: Amount: 1 · Applies to: One handcrafted beverage upgrade · Period: per transaction · Type: limited · Unit: items
• Percentage note: The filtered source states the offer and its conditions but does not state a numeric discount rate.
• Unless otherwise specified, the year-round offers are valid until 2026-12-31.
• The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
• Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
• Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
• Load HKD300 or above to a registered Starbucks Card at a Hong Kong Starbucks store and pay with enJoy Card.
• One tall-sized or larger handcrafted beverage can receive the upgrade and it must be redeemed immediately in store; the named store exclusions apply.
• Year-round merchant offer: Now – 2026-12-31

Category or merchant does not match. • The filtered source states the offer and its conditions but does not state a numeric discount rate. • Limit: 1 items · Per Transaction • Limit applies to: One complimentary handcrafted beverage • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 100 • Merchants: starbucks • Eligible merchants: starbucks • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • Valid from 2025-10-01 to 2026-12-31. Spend HKD100 or more on handcrafted beverages or food on a Sunday at a designated Hong Kong Starbucks store. • The customer must complete yuu membership verification, link the yuu ID with Starbucks Rewards and pay with enJoy Card. The offer excludes the named stores, products and third-party ordering channels.

• Eligibility: Audience: all
• Eligible spending: Applies to: starbucks · Type: merchant
• Minimum requirement: Period: per transaction · Spend: HK$100.00
• Benefit limit: Amount: 1 · Applies to: One complimentary handcrafted beverage · Period: per transaction · Type: limited · Unit: items
• Percentage note: The filtered source states the offer and its conditions but does not state a numeric discount rate.
• Application or registration is required.
• Unless otherwise specified, the year-round offers are valid until 2026-12-31.
• The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
• Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
• Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
• Valid from 2025-10-01 to 2026-12-31. Spend HKD100 or more on handcrafted beverages or food on a Sunday at a designated Hong Kong Starbucks store.
• The customer must complete yuu membership verification, link the yuu ID with Starbucks Rewards and pay with enJoy Card. The offer excludes the named stores, products and third-party ordering channels.
• Year-round merchant offer: 2025-10-01 – 2026-12-31

Category or merchant does not match. • Source-stated 50% discount. • Application, registration or activation required. See conditions. • Merchants: maxims-chinese-cuisine • Eligible merchants: maxims-chinese-cuisine • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • Valid from 2025-10-02 to 2026-12-31, subject to excluded dates, after-18:00 dinner dine-in, designated outlets and a 21-day redemption period. • The customer must claim the reward in the yuu App with a redemption QR code, use it once for up to two diners, and pay the remaining balance with enJoy Card. • Tea, snacks, drinks, add-ons, other charges and service charge are payable; the reward cannot be combined with the listed offers and coupons.

• Eligibility: Audience: all
• Eligible spending: Applies to: maxims chinese cuisine · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Source stated 50% discount.
• Application or registration is required.
• Unless otherwise specified, the year-round offers are valid until 2026-12-31.
• The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
• Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
• Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
• Valid from 2025-10-02 to 2026-12-31, subject to excluded dates, after-18:00 dinner dine-in, designated outlets and a 21-day redemption period.
• The customer must claim the reward in the yuu App with a redemption QR code, use it once for up to two diners, and pay the remaining balance with enJoy Card.
• Tea, snacks, drinks, add-ons, other charges and service charge are payable; the reward cannot be combined with the listed offers and coupons.
• Year-round merchant offer: 2025-10-02 – 2026-12-31

The offer is not available on the snapshot weekday or date. • Source-stated 40% discount. • Application, registration or activation required. See conditions. • Merchants: maxims-chinese-cuisine • Eligible merchants: maxims-chinese-cuisine • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • Valid on Thursdays after 18:00 from 2025-10-02 to 2026-12-17, subject to the listed excluded dates and designated outlets. • The table must have 2 diners; full payment with enJoy Card and a yuu ID is required. The offer excludes beverages, service charge, set menus and the listed coupons and promotions. • The same transaction also states 20 yuu Reward Points per HKD1, made up of 1x base point, 3x Maxim's bonus points and 16x offer bonus points.

• Eligibility: Audience: all
• Eligible spending: Applies to: maxims chinese cuisine · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Source stated 40% discount.
• Application or registration is required.
• Unless otherwise specified, the year-round offers are valid until 2026-12-31.
• The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
• Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
• Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
• Valid on Thursdays after 18:00 from 2025-10-02 to 2026-12-17, subject to the listed excluded dates and designated outlets.
• The table must have 2 diners; full payment with enJoy Card and a yuu ID is required. The offer excludes beverages, service charge, set menus and the listed coupons and promotions.
• The same transaction also states 20 yuu Reward Points per HKD1, made up of 1x base point, 3x Maxim's bonus points and 16x offer bonus points.
• Year-round merchant offer: 2025-10-02 – 2026-12-31

The offer is not available on the snapshot weekday or date. • Source-stated 23% discount. • Application, registration or activation required. See conditions. • Merchants: maxims-chinese-cuisine • Eligible merchants: maxims-chinese-cuisine • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • Valid on Thursdays after 18:00 from 2025-10-02 to 2026-12-17, subject to the listed excluded dates and designated outlets. • The table must have 3 diners; full payment with enJoy Card and a yuu ID is required. The offer excludes beverages, service charge, set menus and the listed coupons and promotions. • The same transaction also states 20 yuu Reward Points per HKD1, made up of 1x base point, 3x Maxim's bonus points and 16x offer bonus points.

• Eligibility: Audience: all
• Eligible spending: Applies to: maxims chinese cuisine · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Source stated 23% discount.
• Application or registration is required.
• Unless otherwise specified, the year-round offers are valid until 2026-12-31.
• The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
• Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
• Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
• Valid on Thursdays after 18:00 from 2025-10-02 to 2026-12-17, subject to the listed excluded dates and designated outlets.
• The table must have 3 diners; full payment with enJoy Card and a yuu ID is required. The offer excludes beverages, service charge, set menus and the listed coupons and promotions.
• The same transaction also states 20 yuu Reward Points per HKD1, made up of 1x base point, 3x Maxim's bonus points and 16x offer bonus points.
• Year-round merchant offer: 2025-10-02 – 2026-12-31

The offer is not available on the snapshot weekday or date. • Source-stated 15% discount. • Application, registration or activation required. See conditions. • Merchants: maxims-chinese-cuisine • Eligible merchants: maxims-chinese-cuisine • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • Valid on Thursdays after 18:00 from 2025-10-02 to 2026-12-17, subject to the listed excluded dates and designated outlets. • The table must have 4-12 diners; full payment with enJoy Card and a yuu ID is required. The offer excludes beverages, service charge, set menus and the listed coupons and promotions. • The same transaction also states 20 yuu Reward Points per HKD1, made up of 1x base point, 3x Maxim's bonus points and 16x offer bonus points.

• Eligibility: Audience: all
• Eligible spending: Applies to: maxims chinese cuisine · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Source stated 15% discount.
• Application or registration is required.
• Unless otherwise specified, the year-round offers are valid until 2026-12-31.
• The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
• Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
• Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
• Valid on Thursdays after 18:00 from 2025-10-02 to 2026-12-17, subject to the listed excluded dates and designated outlets.
• The table must have 4-12 diners; full payment with enJoy Card and a yuu ID is required. The offer excludes beverages, service charge, set menus and the listed coupons and promotions.
• The same transaction also states 20 yuu Reward Points per HKD1, made up of 1x base point, 3x Maxim's bonus points and 16x offer bonus points.
• Year-round merchant offer: 2025-10-02 – 2026-12-31

The offer is not available on the snapshot weekday or date. • Source-stated 50% discount. • Application, registration or activation required. See conditions. • Merchants: maxims-chinese-cuisine • Eligible merchants: maxims-chinese-cuisine • Unless otherwise specified, the year-round offers are valid until 2026-12-31. • The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card. • Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items. • Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise. • Valid after 18:00 on Friday, Saturday and Sunday from 2025-10-03 to 2026-12-31, subject to the listed excluded dates and designated outlets. • One table per cardholder with 2-4 diners; dine-in dinner only. The customer must present a yuu ID and settle the full transaction with enJoy Card. • The menu is limited and subject to stock; service charge and specified additional items are payable.

• Eligibility: Audience: all
• Eligible spending: Applies to: maxims chinese cuisine · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Source stated 50% discount.
• Application or registration is required.
• Unless otherwise specified, the year-round offers are valid until 2026-12-31.
• The customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card unless the offer states otherwise; some offers require a physical card.
• Offers apply to standard-price items or services only and exclude specified non-discountable, promotional, festive or designated items.
• Offers are for designated merchant outlets in Hong Kong, are generally not transferable or exchangeable for cash, and cannot be combined with other offers unless the merchant terms state otherwise.
• Valid after 18:00 on Friday, Saturday and Sunday from 2025-10-03 to 2026-12-31, subject to the listed excluded dates and designated outlets.
• One table per cardholder with 2-4 diners; dine-in dinner only. The customer must present a yuu ID and settle the full transaction with enJoy Card.
• The menu is limited and subject to stock; service charge and specified additional items are payable.
• Year-round merchant offer: 2025-10-03 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: 4 yuu Reward Points per HKD1 × (HKD1 ÷ 200 yuu Reward Points) = 2%. The source states the 200-point redemption ratio; no numeric cap is stated. • Application, registration or activation required. See conditions. • Merchants: pizza-hut, phd, kfc, maxims-chinese-cuisine, cafe-landmark, muses, wildfire-pizzabar, simplylife-bakery-cafe, simplylife-foodplace, kikusan, andyou, andbtr, thai-basil, exp, port-spot, minh-kok, hong-kong-day, maxims-mx, canteen, deli-o, maxims-food2, maxims-cakes, arome-bakery, paper-stone-bakery, urban, maxims-on-site-bakery, homebake, starbucks, dondonya, uo-show • Eligible merchants: pizza-hut, phd, kfc, maxims-chinese-cuisine, cafe-landmark, muses, wildfire-pizzabar, simplylife-bakery-cafe, simplylife-foodplace, kikusan, andyou, andbtr, thai-basil, exp, port-spot, minh-kok, hong-kong-day, maxims-mx, canteen, deli-o, maxims-food2, maxims-cakes, arome-bakery, paper-stone-bakery, urban, maxims-on-site-bakery, homebake, starbucks, dondonya, uo-show • The customer must become a yuu Rewards Programme member and link the enJoy Card. • Eligible points are based on the net spending amount charged to the card; discounts are not included. • Cash advance, fees and charges, Cash Instalment Plan, Spending Instalment Plan, online bill payments, financial or non-financial institution transactions, stored-value-card or e-wallet purchases or reloads, and unposted, cancelled, reversed or refunded transactions do not earn points. • The merchant and programme terms may change the merchant list without prior notice.

• Eligibility: Audience: all
• Eligible spending: Applies to: pizza hut / phd / kfc / maxims chinese cuisine / cafe landmark / muses / wildfire pizzabar / simplylife bakery cafe / simplylife foodplace / kikusan / andyou / andbtr / thai basil / exp / port spot / minh kok / hong kong day / maxims mx / canteen / deli o / maxims food2 / maxims cakes / arome bakery / paper stone bakery / urban / maxims on site bakery / homebake / starbucks / dondonya / uo show · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 4 yuu Reward Points per HKD1 × (HKD1 ÷ 200 yuu Reward Points) = 2%. The source states the 200 point redemption ratio; no numeric cap is stated.
• Application or registration is required.
• The customer must become a yuu Rewards Programme member and link the enJoy Card.
• Eligible points are based on the net spending amount charged to the card; discounts are not included.
• Cash advance, fees and charges, Cash Instalment Plan, Spending Instalment Plan, online bill payments, financial or non-financial institution transactions, stored-value-card or e-wallet purchases or reloads, and unposted, cancelled, reversed or refunded transactions do not earn points.
• The merchant and programme terms may change the merchant list without prior notice.

Category or merchant does not match. • Cash-equivalent calculation: 3 yuu Reward Points per HKD1 × (HKD1 ÷ 200 yuu Reward Points) = 1.5%. The source states the 200-point redemption ratio; no numeric cap is stated. • Application, registration or activation required. See conditions. • Merchants: 7-eleven • Eligible merchants: 7-eleven • The customer must become a yuu Rewards Programme member and link the enJoy Card. • Eligible points are based on the net spending amount charged to the card; discounts are not included. • Cash advance, fees and charges, Cash Instalment Plan, Spending Instalment Plan, online bill payments, financial or non-financial institution transactions, stored-value-card or e-wallet purchases or reloads, and unposted, cancelled, reversed or refunded transactions do not earn points. • The merchant and programme terms may change the merchant list without prior notice.

• Eligibility: Audience: all
• Eligible spending: Applies to: 7 eleven · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 3 yuu Reward Points per HKD1 × (HKD1 ÷ 200 yuu Reward Points) = 1.5%. The source states the 200 point redemption ratio; no numeric cap is stated.
• Application or registration is required.
• The customer must become a yuu Rewards Programme member and link the enJoy Card.
• Eligible points are based on the net spending amount charged to the card; discounts are not included.
• Cash advance, fees and charges, Cash Instalment Plan, Spending Instalment Plan, online bill payments, financial or non-financial institution transactions, stored-value-card or e-wallet purchases or reloads, and unposted, cancelled, reversed or refunded transactions do not earn points.
• The merchant and programme terms may change the merchant list without prior notice.

Category or merchant does not match. • Cash-equivalent calculation: 3 yuu Reward Points per HKD1 × (HKD1 ÷ 200 yuu Reward Points) = 1.5%. The source states the 200-point redemption ratio; no numeric cap is stated. • Application, registration or activation required. See conditions. • Merchants: ikea • Eligible merchants: ikea • The customer must become a yuu Rewards Programme member and link the enJoy Card. • Eligible points are based on the net spending amount charged to the card; discounts are not included. • Cash advance, fees and charges, Cash Instalment Plan, Spending Instalment Plan, online bill payments, financial or non-financial institution transactions, stored-value-card or e-wallet purchases or reloads, and unposted, cancelled, reversed or refunded transactions do not earn points. • The merchant and programme terms may change the merchant list without prior notice.

• Eligibility: Audience: all
• Eligible spending: Applies to: ikea · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 3 yuu Reward Points per HKD1 × (HKD1 ÷ 200 yuu Reward Points) = 1.5%. The source states the 200 point redemption ratio; no numeric cap is stated.
• Application or registration is required.
• The customer must become a yuu Rewards Programme member and link the enJoy Card.
• Eligible points are based on the net spending amount charged to the card; discounts are not included.
• Cash advance, fees and charges, Cash Instalment Plan, Spending Instalment Plan, online bill payments, financial or non-financial institution transactions, stored-value-card or e-wallet purchases or reloads, and unposted, cancelled, reversed or refunded transactions do not earn points.
• The merchant and programme terms may change the merchant list without prior notice.

Not counted: this offer applies to another possible merchant. Select the merchant to calculate it. • Cash-equivalent calculation: 3 yuu Reward Points per HKD1 × (HKD1 ÷ 200 yuu Reward Points) = 1.5%. The source states the 200-point redemption ratio; no numeric cap is stated. • Application, registration or activation required. See conditions. • Merchants: mannings, gnc • Eligible merchants: mannings, gnc • The customer must become a yuu Rewards Programme member and link the enJoy Card. • Eligible points are based on the net spending amount charged to the card; discounts are not included. • Cash advance, fees and charges, Cash Instalment Plan, Spending Instalment Plan, online bill payments, financial or non-financial institution transactions, stored-value-card or e-wallet purchases or reloads, and unposted, cancelled, reversed or refunded transactions do not earn points. • The merchant and programme terms may change the merchant list without prior notice.

• Eligibility: Audience: all
• Eligible spending: Applies to: mannings / gnc · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 3 yuu Reward Points per HKD1 × (HKD1 ÷ 200 yuu Reward Points) = 1.5%. The source states the 200 point redemption ratio; no numeric cap is stated.
• Application or registration is required.
• The customer must become a yuu Rewards Programme member and link the enJoy Card.
• Eligible points are based on the net spending amount charged to the card; discounts are not included.
• Cash advance, fees and charges, Cash Instalment Plan, Spending Instalment Plan, online bill payments, financial or non-financial institution transactions, stored-value-card or e-wallet purchases or reloads, and unposted, cancelled, reversed or refunded transactions do not earn points.
• The merchant and programme terms may change the merchant list without prior notice.

Category or merchant does not match. • Cash-equivalent calculation: 3 yuu Reward Points per HKD1 × (HKD1 ÷ 200 yuu Reward Points) = 1.5%. The source states the 200-point redemption ratio; no numeric cap is stated. • Application, registration or activation required. See conditions. • Merchants: wellcome, market-place-by-jasons, market-place, 3hreesixty, olivers-the-delicatessen, market-place-by-jasons-app, yuu-app • Eligible merchants: wellcome, market-place-by-jasons, market-place, 3hreesixty, olivers-the-delicatessen, market-place-by-jasons-app, yuu-app • The customer must become a yuu Rewards Programme member and link the enJoy Card. • Eligible points are based on the net spending amount charged to the card; discounts are not included. • Cash advance, fees and charges, Cash Instalment Plan, Spending Instalment Plan, online bill payments, financial or non-financial institution transactions, stored-value-card or e-wallet purchases or reloads, and unposted, cancelled, reversed or refunded transactions do not earn points. • The merchant and programme terms may change the merchant list without prior notice.

• Eligibility: Audience: all
• Eligible spending: Applies to: wellcome / market place by jasons / market place / 3hreesixty / olivers the delicatessen / market place by jasons app / yuu app · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 3 yuu Reward Points per HKD1 × (HKD1 ÷ 200 yuu Reward Points) = 1.5%. The source states the 200 point redemption ratio; no numeric cap is stated.
• Application or registration is required.
• The customer must become a yuu Rewards Programme member and link the enJoy Card.
• Eligible points are based on the net spending amount charged to the card; discounts are not included.
• Cash advance, fees and charges, Cash Instalment Plan, Spending Instalment Plan, online bill payments, financial or non-financial institution transactions, stored-value-card or e-wallet purchases or reloads, and unposted, cancelled, reversed or refunded transactions do not earn points.
• The merchant and programme terms may change the merchant list without prior notice.

Category or merchant does not match. • Cash-equivalent calculation: 2 yuu Reward Points per HKD1 × (HKD1 ÷ 200 yuu Reward Points) = 1%. The source states the 200-point redemption ratio; no numeric cap is stated. • Application, registration or activation required. See conditions. • Merchants: shell-hong-kong • Eligible merchants: shell-hong-kong • The customer must become a yuu Rewards Programme member and link the enJoy Card. • Eligible points are based on the net spending amount charged to the card; discounts are not included. • Cash advance, fees and charges, Cash Instalment Plan, Spending Instalment Plan, online bill payments, financial or non-financial institution transactions, stored-value-card or e-wallet purchases or reloads, and unposted, cancelled, reversed or refunded transactions do not earn points. • The merchant and programme terms may change the merchant list without prior notice.

• Eligibility: Audience: all
• Eligible spending: Applies to: shell hong kong · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 2 yuu Reward Points per HKD1 × (HKD1 ÷ 200 yuu Reward Points) = 1%. The source states the 200 point redemption ratio; no numeric cap is stated.
• Application or registration is required.
• The customer must become a yuu Rewards Programme member and link the enJoy Card.
• Eligible points are based on the net spending amount charged to the card; discounts are not included.
• Cash advance, fees and charges, Cash Instalment Plan, Spending Instalment Plan, online bill payments, financial or non-financial institution transactions, stored-value-card or e-wallet purchases or reloads, and unposted, cancelled, reversed or refunded transactions do not earn points.
• The merchant and programme terms may change the merchant list without prior notice.

Merchant eligibility cannot be established from the incomplete source list. • Cash-equivalent calculation: 2 yuu Reward Points per HKD1 × (HKD1 ÷ 200 yuu Reward Points) = 1%. The source states the 200-point redemption ratio; no numeric cap is stated. • Application, registration or activation required. See conditions. • Merchants: other-designated-maxims-group • Eligible merchants: other-designated-maxims-group • The customer must become a yuu Rewards Programme member and link the enJoy Card. • Eligible points are based on the net spending amount charged to the card; discounts are not included. • Cash advance, fees and charges, Cash Instalment Plan, Spending Instalment Plan, online bill payments, financial or non-financial institution transactions, stored-value-card or e-wallet purchases or reloads, and unposted, cancelled, reversed or refunded transactions do not earn points. • The merchant and programme terms may change the merchant list without prior notice. • This tier applies to other designated Maxim's Group brands and outlets not listed in the higher-rate named-merchant tier; the local source does not provide a complete list.

• Eligibility: Audience: all
• Eligible spending: Applies to: other designated maxims group · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 2 yuu Reward Points per HKD1 × (HKD1 ÷ 200 yuu Reward Points) = 1%. The source states the 200 point redemption ratio; no numeric cap is stated.
• Application or registration is required.
• The complete list of eligible merchants is not available.
• The customer must become a yuu Rewards Programme member and link the enJoy Card.
• Eligible points are based on the net spending amount charged to the card; discounts are not included.
• Cash advance, fees and charges, Cash Instalment Plan, Spending Instalment Plan, online bill payments, financial or non-financial institution transactions, stored-value-card or e-wallet purchases or reloads, and unposted, cancelled, reversed or refunded transactions do not earn points.
• The merchant and programme terms may change the merchant list without prior notice.
• This tier applies to other designated Maxim's Group brands and outlets not listed in the higher-rate named-merchant tier; the local source does not provide a complete list.

Category or merchant does not match. • Cash-equivalent calculation: 20 yuu Reward Points per HKD1 × (HKD1 ÷ 200 yuu Reward Points) = 10%. The source states the 200-point redemption ratio; no numeric cap is stated. • Application, registration or activation required. See conditions. • Merchants: maxims-chinese-cuisine • Eligible merchants: maxims-chinese-cuisine • The customer must become a yuu Rewards Programme member and link the enJoy Card. • Eligible points are based on the net spending amount charged to the card; discounts are not included. • Cash advance, fees and charges, Cash Instalment Plan, Spending Instalment Plan, online bill payments, financial or non-financial institution transactions, stored-value-card or e-wallet purchases or reloads, and unposted, cancelled, reversed or refunded transactions do not earn points. • The merchant and programme terms may change the merchant list without prior notice. • This special tier is available only under the Thursday à la carte offer and is not an additional general reward.

• Eligibility: Audience: all
• Eligible spending: Applies to: maxims chinese cuisine · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 20 yuu Reward Points per HKD1 × (HKD1 ÷ 200 yuu Reward Points) = 10%. The source states the 200 point redemption ratio; no numeric cap is stated.
• Application or registration is required.
• The customer must become a yuu Rewards Programme member and link the enJoy Card.
• Eligible points are based on the net spending amount charged to the card; discounts are not included.
• Cash advance, fees and charges, Cash Instalment Plan, Spending Instalment Plan, online bill payments, financial or non-financial institution transactions, stored-value-card or e-wallet purchases or reloads, and unposted, cancelled, reversed or refunded transactions do not earn points.
• The merchant and programme terms may change the merchant list without prior notice.
• This special tier is available only under the Thursday à la carte offer and is not an additional general reward.
• yuu Reward Points earning rule: 2025-10-02 – 2026-12-17

This benefit does not apply to a purchase. • Customer: New customer • Limit: 140000 points · Promotion Total • Limit applies to: New Credit Card Customer welcome reward • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 5000 • The principal enJoy Visa Platinum Card must be applied for and approved during the source-stated promotion period through 31 December 2026. • A customer who currently holds or held an enJoy Visa Platinum Card or enJoy Spending Card during the 12 months before application is not eligible. • The customer must link the card to yuu and accumulate at least HKD5,000 of eligible net retail spending within 60 days from card issuance. • The new-customer tier requires no principal Hang Seng credit or affinity card in the prior 12 months. The existing-customer tier covers another Hang Seng credit or affinity principal card, excluding the enJoy Visa Platinum Card and Spending Card. • Shared-limit supplementary-card spending is combined. Each customer can receive the welcome offer once. The account must remain valid, in good standing and linked to yuu when the points are credited. • Eligible spending excludes discounts and redeemed points, unposted interest-free instalments, cash advances and fees, annual or service fees, finance and late charges, taxes, online bill payments, instalment plans, Octopus automatic add value, stored-value-card or e-wallet purchases or reloads, financial-institution products, balance transfers, casino chips, and unposted, unauthorised, cancelled, refunded or fraudulent transactions. • If the account is cancelled within 13 months after opening after receipt of the reward, an equivalent handling fee applies.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: not applicable
• Requirements: Period spend ≥: HK$5,000.00
• Benefit limit: Amount: 140000 · Applies to: New Credit Card Customer welcome reward · Period: promotion total · Type: limited · Unit: points
• Application or registration is required.
• The principal enJoy Visa Platinum Card must be applied for and approved during the source-stated promotion period through 31 December 2026.
• A customer who currently holds or held an enJoy Visa Platinum Card or enJoy Spending Card during the 12 months before application is not eligible.
• The customer must link the card to yuu and accumulate at least HKD5,000 of eligible net retail spending within 60 days from card issuance.
• The new-customer tier requires no principal Hang Seng credit or affinity card in the prior 12 months. The existing-customer tier covers another Hang Seng credit or affinity principal card, excluding the enJoy Visa Platinum Card and Spending Card.
• Shared-limit supplementary-card spending is combined. Each customer can receive the welcome offer once. The account must remain valid, in good standing and linked to yuu when the points are credited.
• Eligible spending excludes discounts and redeemed points, unposted interest-free instalments, cash advances and fees, annual or service fees, finance and late charges, taxes, online bill payments, instalment plans, Octopus automatic add value, stored-value-card or e-wallet purchases or reloads, financial-institution products, balance transfers, casino chips, and unposted, unauthorised, cancelled, refunded or fraudulent transactions.
• If the account is cancelled within 13 months after opening after receipt of the reward, an equivalent handling fee applies.
• Welcome Offer promotion period: Now – 2026-12-31

This benefit does not apply to a purchase. • Customer: New customer • Limit: 60000 points · Promotion Total • Limit applies to: Existing Credit Card Customer welcome reward • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 5000 • The principal enJoy Visa Platinum Card must be applied for and approved during the source-stated promotion period through 31 December 2026. • A customer who currently holds or held an enJoy Visa Platinum Card or enJoy Spending Card during the 12 months before application is not eligible. • The customer must link the card to yuu and accumulate at least HKD5,000 of eligible net retail spending within 60 days from card issuance. • The new-customer tier requires no principal Hang Seng credit or affinity card in the prior 12 months. The existing-customer tier covers another Hang Seng credit or affinity principal card, excluding the enJoy Visa Platinum Card and Spending Card. • Shared-limit supplementary-card spending is combined. Each customer can receive the welcome offer once. The account must remain valid, in good standing and linked to yuu when the points are credited. • Eligible spending excludes discounts and redeemed points, unposted interest-free instalments, cash advances and fees, annual or service fees, finance and late charges, taxes, online bill payments, instalment plans, Octopus automatic add value, stored-value-card or e-wallet purchases or reloads, financial-institution products, balance transfers, casino chips, and unposted, unauthorised, cancelled, refunded or fraudulent transactions. • If the account is cancelled within 13 months after opening after receipt of the reward, an equivalent handling fee applies.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: not applicable
• Requirements: Period spend ≥: HK$5,000.00
• Benefit limit: Amount: 60000 · Applies to: Existing Credit Card Customer welcome reward · Period: promotion total · Type: limited · Unit: points
• Application or registration is required.
• The principal enJoy Visa Platinum Card must be applied for and approved during the source-stated promotion period through 31 December 2026.
• A customer who currently holds or held an enJoy Visa Platinum Card or enJoy Spending Card during the 12 months before application is not eligible.
• The customer must link the card to yuu and accumulate at least HKD5,000 of eligible net retail spending within 60 days from card issuance.
• The new-customer tier requires no principal Hang Seng credit or affinity card in the prior 12 months. The existing-customer tier covers another Hang Seng credit or affinity principal card, excluding the enJoy Visa Platinum Card and Spending Card.
• Shared-limit supplementary-card spending is combined. Each customer can receive the welcome offer once. The account must remain valid, in good standing and linked to yuu when the points are credited.
• Eligible spending excludes discounts and redeemed points, unposted interest-free instalments, cash advances and fees, annual or service fees, finance and late charges, taxes, online bill payments, instalment plans, Octopus automatic add value, stored-value-card or e-wallet purchases or reloads, financial-institution products, balance transfers, casino chips, and unposted, unauthorised, cancelled, refunded or fraudulent transactions.
• If the account is cancelled within 13 months after opening after receipt of the reward, an equivalent handling fee applies.
• Welcome Offer promotion period: Now – 2026-12-31

This benefit does not apply to a purchase. • Application, registration or activation required. See conditions. • The source-stated basic redemption rate is 200 yuu Reward Points for HKD1 of purchase value. • Points can be redeemed through the yuu mobile application or by tapping the physical enJoy Card at a participating merchant contactless reader. • The card must be linked to the yuu Rewards Programme before earning or redeeming points.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• The source-stated basic redemption rate is 200 yuu Reward Points for HKD1 of purchase value.
• Points can be redeemed through the yuu mobile application or by tapping the physical enJoy Card at a participating merchant contactless reader.
• The card must be linked to the yuu Rewards Programme before earning or redeeming points.

This benefit does not apply to a purchase. • Application, registration or activation required. See conditions. • Registration is available through the yuu mobile application or at a designated 7-Eleven store in Hong Kong. Linking supports earning and redemption.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• Registration is available through the yuu mobile application or at a designated 7-Eleven store in Hong Kong. Linking supports earning and redemption.

This benefit does not apply to a purchase. • The KFS states an interest-free period of up to 56 days when the monthly balance is paid in full by the due date; otherwise interest applies.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• The KFS states an interest-free period of up to 56 days when the monthly balance is paid in full by the due date; otherwise interest applies.

Category or merchant does not match. • Cash-equivalent calculation: 4 yuu Reward Points per HKD1 × HKD1 value per 200 yuu Reward Points = 2% cash equivalent. Redemption is subject to the source-stated yuu terms. • Application, registration or activation required. See conditions. • Merchants: pizza-hut, phd, kfc, maxims-chinese-cuisine, cafe-landmark, muses, wildfire-pizzabar, simplylife-bakery-cafe, simplylife-foodplace, kikusan, andyou, andbtr, thai-basil, exp, port-spot, minh-kok, hong-kong-day, maxims-mx, canteen, deli-o, maxims-food2, maxims-cakes, arome-bakery, paper-stone-bakery, urban, maxims-on-site-bakery, homebake, starbucks, dondonya, uo-show • Eligible merchants: pizza-hut, phd, kfc, maxims-chinese-cuisine, cafe-landmark, muses, wildfire-pizzabar, simplylife-bakery-cafe, simplylife-foodplace, kikusan, andyou, andbtr, thai-basil, exp, port-spot, minh-kok, hong-kong-day, maxims-mx, canteen, deli-o, maxims-food2, maxims-cakes, arome-bakery, paper-stone-bakery, urban, maxims-on-site-bakery, homebake, starbucks, dondonya, uo-show • The customer must join the yuu Reward Points Programme and link the enJoy Card through the yuu mobile application or a designated programme merchant. • Points awarded by Hang Seng are based on the net amount finally charged to the card; discounts do not count in the reward calculation. • Cash advances, fees and charges, Cash Instalment Plan and Spending Instalment Plan transactions, online bill payments, many financial or non-financial institution transactions, stored-value-card or e-wallet purchases or reloads, and unposted, cancelled, reversed or refunded transactions do not earn yuu points. • This tier applies to Pizza Hut, PHD, KFC, the named Maxim's food brands, Starbucks, DONDONYA and Uo-Show in Hong Kong. The 4 points comprise 2 points for the enJoy Card and 2 points awarded by merchants.

• Eligibility: Audience: all
• Eligible spending: Applies to: pizza hut / phd / kfc / maxims chinese cuisine / cafe landmark / muses / wildfire pizzabar / simplylife bakery cafe / simplylife foodplace / kikusan / andyou / andbtr / thai basil / exp / port spot / minh kok / hong kong day / maxims mx / canteen / deli o / maxims food2 / maxims cakes / arome bakery / paper stone bakery / urban / maxims on site bakery / homebake / starbucks / dondonya / uo show · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 4 yuu Reward Points per HKD1 × HKD1 value per 200 yuu Reward Points = 2% cash equivalent. Redemption is subject to the source stated yuu terms.
• Application or registration is required.
• The customer must join the yuu Reward Points Programme and link the enJoy Card through the yuu mobile application or a designated programme merchant.
• Points awarded by Hang Seng are based on the net amount finally charged to the card; discounts do not count in the reward calculation.
• Cash advances, fees and charges, Cash Instalment Plan and Spending Instalment Plan transactions, online bill payments, many financial or non-financial institution transactions, stored-value-card or e-wallet purchases or reloads, and unposted, cancelled, reversed or refunded transactions do not earn yuu points.
• This tier applies to Pizza Hut, PHD, KFC, the named Maxim's food brands, Starbucks, DONDONYA and Uo-Show in Hong Kong. The 4 points comprise 2 points for the enJoy Card and 2 points awarded by merchants.

Category or merchant does not match. • Cash-equivalent calculation: 3 yuu Reward Points per HKD1 × HKD1 value per 200 yuu Reward Points = 1.5% cash equivalent. Redemption is subject to the source-stated yuu terms. • Application, registration or activation required. See conditions. • Merchants: 7-eleven • Eligible merchants: 7-eleven • The customer must join the yuu Reward Points Programme and link the enJoy Card through the yuu mobile application or a designated programme merchant. • Points awarded by Hang Seng are based on the net amount finally charged to the card; discounts do not count in the reward calculation. • Cash advances, fees and charges, Cash Instalment Plan and Spending Instalment Plan transactions, online bill payments, many financial or non-financial institution transactions, stored-value-card or e-wallet purchases or reloads, and unposted, cancelled, reversed or refunded transactions do not earn yuu points. • The 3 points comprise 2 points for the enJoy Card and 1 point awarded by the merchant.

• Eligibility: Audience: all
• Eligible spending: Applies to: 7 eleven · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 3 yuu Reward Points per HKD1 × HKD1 value per 200 yuu Reward Points = 1.5% cash equivalent. Redemption is subject to the source stated yuu terms.
• Application or registration is required.
• The customer must join the yuu Reward Points Programme and link the enJoy Card through the yuu mobile application or a designated programme merchant.
• Points awarded by Hang Seng are based on the net amount finally charged to the card; discounts do not count in the reward calculation.
• Cash advances, fees and charges, Cash Instalment Plan and Spending Instalment Plan transactions, online bill payments, many financial or non-financial institution transactions, stored-value-card or e-wallet purchases or reloads, and unposted, cancelled, reversed or refunded transactions do not earn yuu points.
• The 3 points comprise 2 points for the enJoy Card and 1 point awarded by the merchant.

Category or merchant does not match. • Cash-equivalent calculation: 3 yuu Reward Points per HKD1 × HKD1 value per 200 yuu Reward Points = 1.5% cash equivalent. Redemption is subject to the source-stated yuu terms. • Application, registration or activation required. See conditions. • Merchants: ikea • Eligible merchants: ikea • The customer must join the yuu Reward Points Programme and link the enJoy Card through the yuu mobile application or a designated programme merchant. • Points awarded by Hang Seng are based on the net amount finally charged to the card; discounts do not count in the reward calculation. • Cash advances, fees and charges, Cash Instalment Plan and Spending Instalment Plan transactions, online bill payments, many financial or non-financial institution transactions, stored-value-card or e-wallet purchases or reloads, and unposted, cancelled, reversed or refunded transactions do not earn yuu points. • The source defines the 3-point tier for IKEA spending, subject to the yuu membership and eligible transaction rules.

• Eligibility: Audience: all
• Eligible spending: Applies to: ikea · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 3 yuu Reward Points per HKD1 × HKD1 value per 200 yuu Reward Points = 1.5% cash equivalent. Redemption is subject to the source stated yuu terms.
• Application or registration is required.
• The customer must join the yuu Reward Points Programme and link the enJoy Card through the yuu mobile application or a designated programme merchant.
• Points awarded by Hang Seng are based on the net amount finally charged to the card; discounts do not count in the reward calculation.
• Cash advances, fees and charges, Cash Instalment Plan and Spending Instalment Plan transactions, online bill payments, many financial or non-financial institution transactions, stored-value-card or e-wallet purchases or reloads, and unposted, cancelled, reversed or refunded transactions do not earn yuu points.
• The source defines the 3-point tier for IKEA spending, subject to the yuu membership and eligible transaction rules.

Not counted: this offer applies to another possible merchant. Select the merchant to calculate it. • Cash-equivalent calculation: 3 yuu Reward Points per HKD1 × HKD1 value per 200 yuu Reward Points = 1.5% cash equivalent. Redemption is subject to the source-stated yuu terms. • Application, registration or activation required. See conditions. • Merchants: mannings, gnc • Eligible merchants: mannings, gnc • The customer must join the yuu Reward Points Programme and link the enJoy Card through the yuu mobile application or a designated programme merchant. • Points awarded by Hang Seng are based on the net amount finally charged to the card; discounts do not count in the reward calculation. • Cash advances, fees and charges, Cash Instalment Plan and Spending Instalment Plan transactions, online bill payments, many financial or non-financial institution transactions, stored-value-card or e-wallet purchases or reloads, and unposted, cancelled, reversed or refunded transactions do not earn yuu points. • The source defines the 3-point tier for Mannings and GNC spending; the merchant awards 1 of the 3 points where the yuu terms specify merchant scanning or membership identification.

• Eligibility: Audience: all
• Eligible spending: Applies to: mannings / gnc · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 3 yuu Reward Points per HKD1 × HKD1 value per 200 yuu Reward Points = 1.5% cash equivalent. Redemption is subject to the source stated yuu terms.
• Application or registration is required.
• The customer must join the yuu Reward Points Programme and link the enJoy Card through the yuu mobile application or a designated programme merchant.
• Points awarded by Hang Seng are based on the net amount finally charged to the card; discounts do not count in the reward calculation.
• Cash advances, fees and charges, Cash Instalment Plan and Spending Instalment Plan transactions, online bill payments, many financial or non-financial institution transactions, stored-value-card or e-wallet purchases or reloads, and unposted, cancelled, reversed or refunded transactions do not earn yuu points.
• The source defines the 3-point tier for Mannings and GNC spending; the merchant awards 1 of the 3 points where the yuu terms specify merchant scanning or membership identification.

Category or merchant does not match. • Cash-equivalent calculation: 3 yuu Reward Points per HKD1 × HKD1 value per 200 yuu Reward Points = 1.5% cash equivalent. Redemption is subject to the source-stated yuu terms. • Application, registration or activation required. See conditions. • Merchants: wellcome, market-place-by-jasons, market-place, 3hreesixty, olivers-the-delicatessen, market-place-by-jasons-app, yuu-app • Eligible merchants: wellcome, market-place-by-jasons, market-place, 3hreesixty, olivers-the-delicatessen, market-place-by-jasons-app, yuu-app • The customer must join the yuu Reward Points Programme and link the enJoy Card through the yuu mobile application or a designated programme merchant. • Points awarded by Hang Seng are based on the net amount finally charged to the card; discounts do not count in the reward calculation. • Cash advances, fees and charges, Cash Instalment Plan and Spending Instalment Plan transactions, online bill payments, many financial or non-financial institution transactions, stored-value-card or e-wallet purchases or reloads, and unposted, cancelled, reversed or refunded transactions do not earn yuu points. • The source defines the 3-point tier for Wellcome, Market Place, 3hreesixty, Oliver's The Delicatessen and the named apps and online shops.

• Eligibility: Audience: all
• Eligible spending: Applies to: wellcome / market place by jasons / market place / 3hreesixty / olivers the delicatessen / market place by jasons app / yuu app · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 3 yuu Reward Points per HKD1 × HKD1 value per 200 yuu Reward Points = 1.5% cash equivalent. Redemption is subject to the source stated yuu terms.
• Application or registration is required.
• The customer must join the yuu Reward Points Programme and link the enJoy Card through the yuu mobile application or a designated programme merchant.
• Points awarded by Hang Seng are based on the net amount finally charged to the card; discounts do not count in the reward calculation.
• Cash advances, fees and charges, Cash Instalment Plan and Spending Instalment Plan transactions, online bill payments, many financial or non-financial institution transactions, stored-value-card or e-wallet purchases or reloads, and unposted, cancelled, reversed or refunded transactions do not earn yuu points.
• The source defines the 3-point tier for Wellcome, Market Place, 3hreesixty, Oliver's The Delicatessen and the named apps and online shops.

Category or merchant does not match. • Cash-equivalent calculation: 2 yuu Reward Points per HKD1 × HKD1 value per 200 yuu Reward Points = 1% cash equivalent. Redemption is subject to the source-stated yuu terms. • Application, registration or activation required. See conditions. • Merchants: shell-hong-kong • Eligible merchants: shell-hong-kong • The customer must join the yuu Reward Points Programme and link the enJoy Card through the yuu mobile application or a designated programme merchant. • Points awarded by Hang Seng are based on the net amount finally charged to the card; discounts do not count in the reward calculation. • Cash advances, fees and charges, Cash Instalment Plan and Spending Instalment Plan transactions, online bill payments, many financial or non-financial institution transactions, stored-value-card or e-wallet purchases or reloads, and unposted, cancelled, reversed or refunded transactions do not earn yuu points. • The source defines the 2-point tier for Shell Hong Kong; 1 point is awarded for paying with the enJoy Card and 1 by the merchant.

• Eligibility: Audience: all
• Eligible spending: Applies to: shell hong kong · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 2 yuu Reward Points per HKD1 × HKD1 value per 200 yuu Reward Points = 1% cash equivalent. Redemption is subject to the source stated yuu terms.
• Application or registration is required.
• The customer must join the yuu Reward Points Programme and link the enJoy Card through the yuu mobile application or a designated programme merchant.
• Points awarded by Hang Seng are based on the net amount finally charged to the card; discounts do not count in the reward calculation.
• Cash advances, fees and charges, Cash Instalment Plan and Spending Instalment Plan transactions, online bill payments, many financial or non-financial institution transactions, stored-value-card or e-wallet purchases or reloads, and unposted, cancelled, reversed or refunded transactions do not earn yuu points.
• The source defines the 2-point tier for Shell Hong Kong; 1 point is awarded for paying with the enJoy Card and 1 by the merchant.

Merchant eligibility cannot be established from the incomplete source list. • Cash-equivalent calculation: 2 yuu Reward Points per HKD1 × HKD1 value per 200 yuu Reward Points = 1% cash equivalent. Redemption is subject to the source-stated yuu terms. • Application, registration or activation required. See conditions. • Eligible merchants: other-designated-maxims-group • The customer must join the yuu Reward Points Programme and link the enJoy Card through the yuu mobile application or a designated programme merchant. • Points awarded by Hang Seng are based on the net amount finally charged to the card; discounts do not count in the reward calculation. • Cash advances, fees and charges, Cash Instalment Plan and Spending Instalment Plan transactions, online bill payments, many financial or non-financial institution transactions, stored-value-card or e-wallet purchases or reloads, and unposted, cancelled, reversed or refunded transactions do not earn yuu points. • This tier is limited to other designated Maxim's Group brands, outlets and Hong Kong online spending. The local source does not provide a complete recognizable merchant list for this group.

• Eligibility: Audience: all
• Eligible spending: Applies to: other designated maxims group · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 2 yuu Reward Points per HKD1 × HKD1 value per 200 yuu Reward Points = 1% cash equivalent. Redemption is subject to the source stated yuu terms.
• Application or registration is required.
• The complete list of eligible merchants is not available.
• The customer must join the yuu Reward Points Programme and link the enJoy Card through the yuu mobile application or a designated programme merchant.
• Points awarded by Hang Seng are based on the net amount finally charged to the card; discounts do not count in the reward calculation.
• Cash advances, fees and charges, Cash Instalment Plan and Spending Instalment Plan transactions, online bill payments, many financial or non-financial institution transactions, stored-value-card or e-wallet purchases or reloads, and unposted, cancelled, reversed or refunded transactions do not earn yuu points.
• This tier is limited to other designated Maxim's Group brands, outlets and Hong Kong online spending. The local source does not provide a complete recognizable merchant list for this group.

Category or merchant does not match. • Cash-equivalent calculation: 20 yuu Reward Points per HKD1 × HKD1 value per 200 yuu Reward Points = 10% cash equivalent. Redemption is subject to the source-stated yuu terms. • Application, registration or activation required. See conditions. • Merchants: maxims-chinese-cuisine • Eligible merchants: maxims-chinese-cuisine • The customer must join the yuu Reward Points Programme and link the enJoy Card through the yuu mobile application or a designated programme merchant. • Points awarded by Hang Seng are based on the net amount finally charged to the card; discounts do not count in the reward calculation. • Cash advances, fees and charges, Cash Instalment Plan and Spending Instalment Plan transactions, online bill payments, many financial or non-financial institution transactions, stored-value-card or e-wallet purchases or reloads, and unposted, cancelled, reversed or refunded transactions do not earn yuu points. • The Thursday tier applies after 6:00 pm at the named Maxim's Chinese Cuisine outlets. The 20-point total is 1× base, 3× Maxim's Group bonus and 16× offer bonus; it is one alternative representation and must not be added to the general yuu tier for the same transaction. • A yuu ID and full one-payment enJoy Card settlement are required. The offer is for dine-in à la carte food and has the source-stated diner, date, menu, service-charge and no-combination restrictions.

• Eligibility: Audience: all
• Eligible spending: Applies to: maxims chinese cuisine · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 20 yuu Reward Points per HKD1 × HKD1 value per 200 yuu Reward Points = 10% cash equivalent. Redemption is subject to the source stated yuu terms.
• Application or registration is required.
• The customer must join the yuu Reward Points Programme and link the enJoy Card through the yuu mobile application or a designated programme merchant.
• Points awarded by Hang Seng are based on the net amount finally charged to the card; discounts do not count in the reward calculation.
• Cash advances, fees and charges, Cash Instalment Plan and Spending Instalment Plan transactions, online bill payments, many financial or non-financial institution transactions, stored-value-card or e-wallet purchases or reloads, and unposted, cancelled, reversed or refunded transactions do not earn yuu points.
• The Thursday tier applies after 6:00 pm at the named Maxim's Chinese Cuisine outlets. The 20-point total is 1× base, 3× Maxim's Group bonus and 16× offer bonus; it is one alternative representation and must not be added to the general yuu tier for the same transaction.
• A yuu ID and full one-payment enJoy Card settlement are required. The offer is for dine-in à la carte food and has the source-stated diner, date, menu, service-charge and no-combination restrictions.
• Maxim's Chinese Cuisine Thursday exclusive offer period: 2025-10-02 – 2026-12-17

Category or merchant does not match. • The source states a 5% discount offer. • Merchants: 7-eleven • Eligible merchants: 7-eleven • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • The offer applies to Hong Kong 7-Eleven physical stores and the online shop or app on the source-stated 8th or 18th dates. Direct enJoy Card payment is required online; the listed products and services are excluded.

• Eligibility: Audience: all
• Eligible spending: Applies to: 7 eleven · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 5% discount offer.
• Unless otherwise specified, the year-round offer is valid until 31 December 2026.
• Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
• Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
• The offer applies to Hong Kong 7-Eleven physical stores and the online shop or app on the source-stated 8th or 18th dates. Direct enJoy Card payment is required online; the listed products and services are excluded.
• Year-round merchant offer: Now – 2026-12-31

Category or merchant does not match. • Minimum spend: Period: per_transaction; Spend: 3500 • Merchants: ikea • Eligible merchants: ikea • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • A single IKEA sales order must contain at least HKD3,500 of net home-furnishing products or accessories and include home delivery or assembly. Restaurant, food-market, service-charge, gift-card, online-shopping and excluded-location rules apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: ikea · Type: merchant
• Minimum requirement: Period: per transaction · Spend: HK$3,500.00
• Benefit limit: Period: not stated · Type: not stated
• Unless otherwise specified, the year-round offer is valid until 31 December 2026.
• Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
• Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
• A single IKEA sales order must contain at least HKD3,500 of net home-furnishing products or accessories and include home delivery or assembly. Restaurant, food-market, service-charge, gift-card, online-shopping and excluded-location rules apply.
• Year-round merchant offer: Now – 2026-12-31

No usable purchase percentage; threshold comparison rates are not flat rewards. • Merchants: gnc • Eligible merchants: gnc • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • The GNC section confirms a card-linked offer but does not state a numeric rate. One-day special, net-price, non-discountable and redemption items and shopping-bag charges are excluded.

• Eligibility: Audience: all
• Eligible spending: Applies to: gnc · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Unless otherwise specified, the year-round offer is valid until 31 December 2026.
• Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
• Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
• The GNC section confirms a card-linked offer but does not state a numeric rate. One-day special, net-price, non-discountable and redemption items and shopping-bag charges are excluded.
• Year-round merchant offer: Now – 2026-12-31

Category or merchant does not match. • Document: The offer applies to Wellcome, Market Place, 3hreesixty, Oliver's The Delicatessen and the named online shops. Physical stores require single net spending of at least HKD100; the named online shops require at least HKD600; Click & Collect requires at least HKD100. The listed vouchers, infant formula, prepaid cards, reloads, designated items and delivery or packaging fees are excluded. • The card page states 8% at Wellcome and related designated merchants. • Merchants: wellcome, market-place-by-jasons, market-place, 3hreesixty, olivers-the-delicatessen, market-place-by-jasons-app, yuu-app • Eligible merchants: wellcome, market-place-by-jasons, market-place, 3hreesixty, olivers-the-delicatessen, market-place-by-jasons-app, yuu-app • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • The offer applies to Wellcome, Market Place, 3hreesixty, Oliver's The Delicatessen and the named online shops. Physical stores require single net spending of at least HKD100; the named online shops require at least HKD600; Click & Collect requires at least HKD100. The listed vouchers, infant formula, prepaid cards, reloads, designated items and delivery or packaging fees are excluded.

• Eligibility: Audience: all · Document: The offer applies to Wellcome, Market Place, 3hreesixty, Oliver's The Delicatessen and the named online shops. Physical stores require single net spending of at least HKD100; the named online shops require at least HKD600; Click & Collect requires at least HKD100. The listed vouchers, infant formula, prepaid cards, reloads, designated items and delivery or packaging fees are excluded.
• Eligible spending: Applies to: wellcome / market place by jasons / market place / 3hreesixty / olivers the delicatessen / market place by jasons app / yuu app · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The card page states 8% at Wellcome and related designated merchants.
• Unless otherwise specified, the year-round offer is valid until 31 December 2026.
• Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
• Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
• The offer applies to Wellcome, Market Place, 3hreesixty, Oliver's The Delicatessen and the named online shops. Physical stores require single net spending of at least HKD100; the named online shops require at least HKD600; Click & Collect requires at least HKD100. The listed vouchers, infant formula, prepaid cards, reloads, designated items and delivery or packaging fees are excluded.
• Year-round merchant offer: Now – 2026-12-31

Category or merchant does not match. • The source states HKD30 off on HKD250 or more and identifies this as equivalent to a 12% discount at the threshold. • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 250 • Merchants: pizza-hut • Eligible merchants: pizza-hut • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • Every Tuesday, dine-in net spending of at least HKD250 excluding service charge qualifies at all Pizza Hut stores in Hong Kong. The offer must be explicitly requested. The source-stated excluded orders and dates apply; no yuu points are earned on the discounted amount.

• Eligibility: Audience: all
• Eligible spending: Applies to: pizza hut · Type: merchant
• Minimum requirement: Period: per transaction · Spend: HK$250.00
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states HKD30 off on HKD250 or more and identifies this as equivalent to a 12% discount at the threshold.
• Application or registration is required.
• Unless otherwise specified, the year-round offer is valid until 31 December 2026.
• Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
• Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
• Every Tuesday, dine-in net spending of at least HKD250 excluding service charge qualifies at all Pizza Hut stores in Hong Kong. The offer must be explicitly requested. The source-stated excluded orders and dates apply; no yuu points are earned on the discounted amount.
• Year-round merchant offer: Now – 2026-12-31

Category or merchant does not match. • The source states a 10% dine-in à la carte discount. • Application, registration or activation required. See conditions. • Merchants: pizza-hut • Eligible merchants: pizza-hut • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • The offer applies Monday to Sunday at all Pizza Hut stores subject to the source-stated excluded dates. Use must be specified when ordering; value deals, party food, paid coupon purchases and listed discounts are excluded.

• Eligibility: Audience: all
• Eligible spending: Applies to: pizza hut · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 10% dine in à la carte discount.
• Application or registration is required.
• Unless otherwise specified, the year-round offer is valid until 31 December 2026.
• Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
• Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
• The offer applies Monday to Sunday at all Pizza Hut stores subject to the source-stated excluded dates. Use must be specified when ordering; value deals, party food, paid coupon purchases and listed discounts are excluded.
• Year-round merchant offer: Now – 2026-12-31

Category or merchant does not match. • The source states a 10% takeaway a la carte discount. • Application, registration or activation required. See conditions. • Merchants: pizza-hut • Eligible merchants: pizza-hut • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • The offer applies Monday to Sunday at all Pizza Hut stores subject to the source-stated excluded dates. Online ordering, party food, paid coupon purchases and listed discounts are excluded.

• Eligibility: Audience: all
• Eligible spending: Applies to: pizza hut · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 10% takeaway a la carte discount.
• Application or registration is required.
• Unless otherwise specified, the year-round offer is valid until 31 December 2026.
• Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
• Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
• The offer applies Monday to Sunday at all Pizza Hut stores subject to the source-stated excluded dates. Online ordering, party food, paid coupon purchases and listed discounts are excluded.
• Year-round merchant offer: Now – 2026-12-31

The offer is not available on the snapshot weekday or date. • Application, registration or activation required. See conditions. • Merchants: kfc • Eligible merchants: kfc • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • The offer applies on Mondays at Hong Kong KFC restaurants except AsiaWorld-Expo, for cashier or kiosk dine-in and takeaway orders. The customer must state the intention before ordering; Click & Collect, delivery and listed products are excluded.

• Eligibility: Audience: all
• Eligible spending: Applies to: kfc · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• Unless otherwise specified, the year-round offer is valid until 31 December 2026.
• Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
• Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
• The offer applies on Mondays at Hong Kong KFC restaurants except AsiaWorld-Expo, for cashier or kiosk dine-in and takeaway orders. The customer must state the intention before ordering; Click & Collect, delivery and listed products are excluded.
• KFC Year-round Discount Offer: 2025-10-01 – 2026-12-31

Category or merchant does not match. • Minimum spend: Period: per_transaction; Spend: 130 • Merchants: genki-sushi • Eligible merchants: genki-sushi • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • One HKD12 coupon is issued at HKD130 or above, two at HKD260 or above, and so on. Usage is for Hong Kong Genki Sushi outlets, dine-in or walk-in takeaway, not on Fridays, Saturdays, Sundays or public holidays, and subject to the source exclusions.

• Eligibility: Audience: all
• Eligible spending: Applies to: genki sushi · Type: merchant
• Minimum requirement: Period: per transaction · Spend: HK$130.00
• Benefit limit: Period: not stated · Type: not stated
• Unless otherwise specified, the year-round offer is valid until 31 December 2026.
• Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
• Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
• One HKD12 coupon is issued at HKD130 or above, two at HKD260 or above, and so on. Usage is for Hong Kong Genki Sushi outlets, dine-in or walk-in takeaway, not on Fridays, Saturdays, Sundays or public holidays, and subject to the source exclusions.
• Year-round merchant offer: Now – 2026-12-31

Category or merchant does not match. • Merchants: sen-ryo • Eligible merchants: sen-ryo • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • Hong Kong dine-in spending; service charge, other discounts and sen-ryo point rules apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: sen ryo · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Unless otherwise specified, the year-round offer is valid until 31 December 2026.
• Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
• Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
• Hong Kong dine-in spending; service charge, other discounts and sen-ryo point rules apply.
• Year-round merchant offer: Now – 2026-12-31

Category or merchant does not match. • Merchants: obihiro-hageten • Eligible merchants: obihiro-hageten • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • Dine-in only; a 10% service charge based on the original price applies.

• Eligibility: Audience: all
• Eligible spending: Applies to: obihiro hageten · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Unless otherwise specified, the year-round offer is valid until 31 December 2026.
• Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
• Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
• Dine-in only; a 10% service charge based on the original price applies.
• Year-round merchant offer: Now – 2026-12-31

Category or merchant does not match. • Merchants: yakiniku-kagura • Eligible merchants: yakiniku-kagura • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • Dine-in only; a 10% service charge based on the original price applies.

• Eligibility: Audience: all
• Eligible spending: Applies to: yakiniku kagura · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Unless otherwise specified, the year-round offer is valid until 31 December 2026.
• Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
• Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
• Dine-in only; a 10% service charge based on the original price applies.
• Year-round merchant offer: Now – 2026-12-31

Category or merchant does not match. • Merchants: uo-haru • Eligible merchants: uo-haru • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • Dine-in only; a 10% service charge based on the original price applies.

• Eligibility: Audience: all
• Eligible spending: Applies to: uo haru · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Unless otherwise specified, the year-round offer is valid until 31 December 2026.
• Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
• Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
• Dine-in only; a 10% service charge based on the original price applies.
• Year-round merchant offer: Now – 2026-12-31

Category or merchant does not match. • Merchants: nakame-no-teppen • Eligible merchants: nakame-no-teppen • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • Dine-in only; a 10% service charge based on the original price applies.

• Eligibility: Audience: all
• Eligible spending: Applies to: nakame no teppen · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Unless otherwise specified, the year-round offer is valid until 31 December 2026.
• Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
• Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
• Dine-in only; a 10% service charge based on the original price applies.
• Year-round merchant offer: Now – 2026-12-31

Category or merchant does not match. • Merchants: gogyo • Eligible merchants: gogyo • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • Dine-in only; a 10% service charge based on the original price applies.

• Eligibility: Audience: all
• Eligible spending: Applies to: gogyo · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Unless otherwise specified, the year-round offer is valid until 31 December 2026.
• Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
• Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
• Dine-in only; a 10% service charge based on the original price applies.
• Year-round merchant offer: Now – 2026-12-31

Category or merchant does not match. • Minimum spend: Period: per_transaction; Spend: 300 • Merchants: yakiniku-like • Eligible merchants: yakiniku-like • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • One HKD50 certificate is issued at HKD300 or above, two at HKD600 or above, and so on. A certificate is used on HKD350 or above net dine-in spending and is valid until 31 January 2027.

• Eligibility: Audience: all
• Eligible spending: Applies to: yakiniku like · Type: merchant
• Minimum requirement: Period: per transaction · Spend: HK$300.00
• Benefit limit: Period: not stated · Type: not stated
• Unless otherwise specified, the year-round offer is valid until 31 December 2026.
• Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
• Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
• One HKD50 certificate is issued at HKD300 or above, two at HKD600 or above, and so on. A certificate is used on HKD350 or above net dine-in spending and is valid until 31 January 2027.
• Year-round merchant offer: Now – 2026-12-31

Category or merchant does not match. • Minimum spend: Period: per_transaction; Spend: 380 • Merchants: le-ta-su • Eligible merchants: le-ta-su • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • One HKD50 certificate is issued at HKD380 or above, two at HKD760 or above, and so on. A certificate is used on HKD400 or above net dine-in spending and is valid until 31 January 2027.

• Eligibility: Audience: all
• Eligible spending: Applies to: le ta su · Type: merchant
• Minimum requirement: Period: per transaction · Spend: HK$380.00
• Benefit limit: Period: not stated · Type: not stated
• Unless otherwise specified, the year-round offer is valid until 31 December 2026.
• Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
• Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
• One HKD50 certificate is issued at HKD380 or above, two at HKD760 or above, and so on. A certificate is used on HKD400 or above net dine-in spending and is valid until 31 January 2027.
• Year-round merchant offer: Now – 2026-12-31

The source calendar restrictions cannot be confirmed for this date. • The source states a 10% discount after the merchant's HKD200 net-spend threshold. • Minimum spend: Period: per_transaction; Spend: 200 • Merchants: dondonya • Eligible merchants: dondonya • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • The offer applies to Hong Kong branches from Monday to Thursday except public holidays, for dine-in spending of at least HKD200 before service charge. Full enJoy Card payment and the source exclusions apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: dondonya · Type: merchant
• Minimum requirement: Period: per transaction · Spend: HK$200.00
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 10% discount after the merchant's HKD200 net spend threshold.
• Unless otherwise specified, the year-round offer is valid until 31 December 2026.
• Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
• Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
• The offer applies to Hong Kong branches from Monday to Thursday except public holidays, for dine-in spending of at least HKD200 before service charge. Full enJoy Card payment and the source exclusions apply.
• Year-round merchant offer: Now – 2026-12-31

The source calendar restrictions cannot be confirmed for this date. • The source states a 10% discount after the merchant's HKD200 net-spend threshold. • Minimum spend: Period: per_transaction; Spend: 200 • Merchants: ippudo • Eligible merchants: ippudo • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • The offer applies to Hong Kong branches from Monday to Thursday except public holidays, for dine-in spending of at least HKD200 before service charge. Full enJoy Card payment and the source exclusions apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: ippudo · Type: merchant
• Minimum requirement: Period: per transaction · Spend: HK$200.00
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 10% discount after the merchant's HKD200 net spend threshold.
• Unless otherwise specified, the year-round offer is valid until 31 December 2026.
• Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
• Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
• The offer applies to Hong Kong branches from Monday to Thursday except public holidays, for dine-in spending of at least HKD200 before service charge. Full enJoy Card payment and the source exclusions apply.
• Year-round merchant offer: Now – 2026-12-31

The source calendar restrictions cannot be confirmed for this date. • The source states a 10% discount after the merchant's HKD200 net-spend threshold. • Minimum spend: Period: per_transaction; Spend: 200 • Merchants: butahage • Eligible merchants: butahage • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • The offer applies to Hong Kong branches from Monday to Thursday except public holidays, for dine-in spending of at least HKD200 before service charge. Full enJoy Card payment and the source exclusions apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: butahage · Type: merchant
• Minimum requirement: Period: per transaction · Spend: HK$200.00
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 10% discount after the merchant's HKD200 net spend threshold.
• Unless otherwise specified, the year-round offer is valid until 31 December 2026.
• Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
• Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
• The offer applies to Hong Kong branches from Monday to Thursday except public holidays, for dine-in spending of at least HKD200 before service charge. Full enJoy Card payment and the source exclusions apply.
• Year-round merchant offer: Now – 2026-12-31

The source calendar restrictions cannot be confirmed for this date. • The source states a 10% discount after the merchant's HKD200 net-spend threshold. • Minimum spend: Period: per_transaction; Spend: 200 • Merchants: metro-tonkotsu-base • Eligible merchants: metro-tonkotsu-base • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • The offer applies to Hong Kong branches from Monday to Thursday except public holidays, for dine-in spending of at least HKD200 before service charge. Full enJoy Card payment and the source exclusions apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: metro tonkotsu base · Type: merchant
• Minimum requirement: Period: per transaction · Spend: HK$200.00
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 10% discount after the merchant's HKD200 net spend threshold.
• Unless otherwise specified, the year-round offer is valid until 31 December 2026.
• Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
• Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
• The offer applies to Hong Kong branches from Monday to Thursday except public holidays, for dine-in spending of at least HKD200 before service charge. Full enJoy Card payment and the source exclusions apply.
• Year-round merchant offer: Now – 2026-12-31

The source calendar restrictions cannot be confirmed for this date. • Minimum spend: Period: per_transaction; Spend: 90 • Merchants: uo-show • Eligible merchants: uo-show • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • The offer applies to walk-in takeaway orders from Monday to Thursday except public holidays after net spending of at least HKD90; third-party takeaway platforms and listed coupons or discounts are excluded.

• Eligibility: Audience: all
• Eligible spending: Applies to: uo show · Type: merchant
• Minimum requirement: Period: per transaction · Spend: HK$90.00
• Benefit limit: Period: not stated · Type: not stated
• Unless otherwise specified, the year-round offer is valid until 31 December 2026.
• Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
• Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
• The offer applies to walk-in takeaway orders from Monday to Thursday except public holidays after net spending of at least HKD90; third-party takeaway platforms and listed coupons or discounts are excluded.
• Year-round merchant offer: Now – 2026-12-31

The source calendar restrictions cannot be confirmed for this date. • Merchants: maxims-mx • Eligible merchants: maxims-mx • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • Monday to Thursday except public holidays; physical enJoy Card payment is required and HKIA MX and listed products are excluded.

• Eligibility: Audience: all
• Eligible spending: Applies to: maxims mx · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Unless otherwise specified, the year-round offer is valid until 31 December 2026.
• Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
• Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
• Monday to Thursday except public holidays; physical enJoy Card payment is required and HKIA MX and listed products are excluded.
• Year-round merchant offer: Now – 2026-12-31

The source calendar restrictions cannot be confirmed for this date. • Merchants: maxims-food2 • Eligible merchants: maxims-food2 • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • Monday to Thursday except public holidays; physical enJoy Card payment is required and listed products are excluded.

• Eligibility: Audience: all
• Eligible spending: Applies to: maxims food2 · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Unless otherwise specified, the year-round offer is valid until 31 December 2026.
• Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
• Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
• Monday to Thursday except public holidays; physical enJoy Card payment is required and listed products are excluded.
• Year-round merchant offer: Now – 2026-12-31

The source calendar restrictions cannot be confirmed for this date. • Merchants: canteen • Eligible merchants: canteen • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • Monday to Thursday except public holidays; physical enJoy Card payment is required and HKIA can•teen and listed products are excluded.

• Eligibility: Audience: all
• Eligible spending: Applies to: canteen · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Unless otherwise specified, the year-round offer is valid until 31 December 2026.
• Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
• Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
• Monday to Thursday except public holidays; physical enJoy Card payment is required and HKIA can•teen and listed products are excluded.
• Year-round merchant offer: Now – 2026-12-31

The source calendar restrictions cannot be confirmed for this date. • Merchants: deli-o • Eligible merchants: deli-o • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • Monday to Thursday except public holidays; physical enJoy Card payment is required and listed products are excluded.

• Eligibility: Audience: all
• Eligible spending: Applies to: deli o · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Unless otherwise specified, the year-round offer is valid until 31 December 2026.
• Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
• Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
• Monday to Thursday except public holidays; physical enJoy Card payment is required and listed products are excluded.
• Year-round merchant offer: Now – 2026-12-31

Category or merchant does not match. • The source states the numeric discount; the price condition remains in constraints. • Merchants: maxims-cakes, maxims-on-site-bakery • Eligible merchants: maxims-cakes, maxims-on-site-bakery • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • Cakes above HKD128 at retail price qualify. • Hong Kong outlet, payment, stock and cancellation restrictions apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: maxims cakes / maxims on site bakery · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states the numeric discount; the price condition remains in constraints.
• Unless otherwise specified, the year-round offer is valid until 31 December 2026.
• Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
• Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
• Cakes above HKD128 at retail price qualify.
• Hong Kong outlet, payment, stock and cancellation restrictions apply.
• Maxim's Cakes and Maxim's On-Site Bakery promotional period: 2025-10-01 – 2026-12-31

Category or merchant does not match. • The source states the numeric discount; the price condition remains in constraints. • Merchants: urban • Eligible merchants: urban • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • Products above HKD250 at retail price qualify. • Hong Kong outlet, payment, stock and cancellation restrictions apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: urban · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states the numeric discount; the price condition remains in constraints.
• Unless otherwise specified, the year-round offer is valid until 31 December 2026.
• Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
• Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
• Products above HKD250 at retail price qualify.
• Hong Kong outlet, payment, stock and cancellation restrictions apply.
• URBAN Café Commune promotional period: 2025-10-01 – 2026-12-31

Category or merchant does not match. • The source states the numeric discount; the price condition remains in constraints. • Merchants: paper-stone-bakery • Eligible merchants: paper-stone-bakery • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • Cakes or desserts above HKD200 at retail price qualify. • Hong Kong outlet, payment, stock and cancellation restrictions apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: paper stone bakery · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states the numeric discount; the price condition remains in constraints.
• Unless otherwise specified, the year-round offer is valid until 31 December 2026.
• Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
• Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
• Cakes or desserts above HKD200 at retail price qualify.
• Hong Kong outlet, payment, stock and cancellation restrictions apply.
• Paper Stone Bakery promotional period: 2025-10-01 – 2026-12-31

Category or merchant does not match. • The source states the numeric discount; the price condition remains in constraints. • Merchants: homebake • Eligible merchants: homebake • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • Products above HKD300 at retail price qualify. • Hong Kong outlet, payment, stock and cancellation restrictions apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: homebake · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states the numeric discount; the price condition remains in constraints.
• Unless otherwise specified, the year-round offer is valid until 31 December 2026.
• Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
• Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
• Products above HKD300 at retail price qualify.
• Hong Kong outlet, payment, stock and cancellation restrictions apply.
• Homebake promotional period: 2025-10-01 – 2026-12-31

Category or merchant does not match. • The source states the 10% whole-cake tier. • Minimum spend: Period: per_transaction; Spend: 239 • Merchants: arome-bakery • Eligible merchants: arome-bakery • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • Arome stores and online ordering in Hong Kong are eligible; the source-listed cake vouchers, cash coupons, discounts and promotions cannot be combined.

• Eligibility: Audience: all
• Eligible spending: Applies to: arome bakery · Type: merchant
• Minimum requirement: Period: per transaction · Spend: HK$239.00
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states the 10% whole cake tier.
• Unless otherwise specified, the year-round offer is valid until 31 December 2026.
• Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
• Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
• Arome stores and online ordering in Hong Kong are eligible; the source-listed cake vouchers, cash coupons, discounts and promotions cannot be combined.
• Year-round merchant offer: Now – 2026-12-31

Category or merchant does not match. • The source states the 5% whole-cake tier. • Eligibility: Transaction Spend Below: 239 • Merchants: arome-bakery • Eligible merchants: arome-bakery • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • Arome stores and online ordering in Hong Kong are eligible; the source-listed cake vouchers, cash coupons, discounts and promotions cannot be combined.

• Eligibility: Audience: all
• Eligible spending: Applies to: arome bakery · Type: merchant
• Requirements: Transaction Spend Below Cents: HK$239.00
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states the 5% whole cake tier.
• Unless otherwise specified, the year-round offer is valid until 31 December 2026.
• Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
• Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
• Arome stores and online ordering in Hong Kong are eligible; the source-listed cake vouchers, cash coupons, discounts and promotions cannot be combined.
• Year-round merchant offer: Now – 2026-12-31

Category or merchant does not match. • The source states 5% off on HKD400 or more dine-in spending. • Minimum spend: Period: per_transaction; Spend: 400 • Merchants: cova • Eligible merchants: cova • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • The offer is once per transaction for dine-in spending of at least HKD400 at COVA Ristorante & Caffe in Hong Kong, excluding service charge, retail shops, large banquets and catering. The source-listed dates are excluded.

• Eligibility: Audience: all
• Eligible spending: Applies to: cova · Type: merchant
• Minimum requirement: Period: per transaction · Spend: HK$400.00
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states 5% off on HKD400 or more dine in spending.
• Unless otherwise specified, the year-round offer is valid until 31 December 2026.
• Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
• Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
• The offer is once per transaction for dine-in spending of at least HKD400 at COVA Ristorante & Caffe in Hong Kong, excluding service charge, retail shops, large banquets and catering. The source-listed dates are excluded.
• Year-round merchant offer: Now – 2026-12-31

Category or merchant does not match. • Merchants: simplylife-bakery-cafe • Eligible merchants: simplylife-bakery-cafe • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • Dine-in dinners on the source-stated weekday schedule from 1 October 2025 to 31 December 2026; one use per table and listed date, food and party restrictions apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: simplylife bakery cafe · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Unless otherwise specified, the year-round offer is valid until 31 December 2026.
• Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
• Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
• Dine-in dinners on the source-stated weekday schedule from 1 October 2025 to 31 December 2026; one use per table and listed date, food and party restrictions apply.
• simplylife BAKERY CAFÉ offer period: 2025-10-01 – 2026-12-31

Category or merchant does not match. • Merchants: simplylife-foodplace • Eligible merchants: simplylife-foodplace • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • Dine-in dinners Monday to Thursday; source-listed excluded dates and food, party and no-combination restrictions apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: simplylife foodplace · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Unless otherwise specified, the year-round offer is valid until 31 December 2026.
• Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
• Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
• Dine-in dinners Monday to Thursday; source-listed excluded dates and food, party and no-combination restrictions apply.
• Year-round merchant offer: Now – 2026-12-31

Category or merchant does not match. • Merchants: kikusan • Eligible merchants: kikusan • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • Dine-in dinners Monday to Thursday; source-listed excluded dates, service charge and no-combination restrictions apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: kikusan · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Unless otherwise specified, the year-round offer is valid until 31 December 2026.
• Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
• Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
• Dine-in dinners Monday to Thursday; source-listed excluded dates, service charge and no-combination restrictions apply.
• Year-round merchant offer: Now – 2026-12-31

Category or merchant does not match. • Application, registration or activation required. See conditions. • Merchants: andyou-andbtr • Eligible merchants: andyou-andbtr • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • Dine-in dinners Monday to Thursday; physical enJoy Card payment and informing staff are required; mobile ordering, third-party takeaway and delivery are excluded.

• Eligibility: Audience: all
• Eligible spending: Applies to: andyou andbtr · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• Unless otherwise specified, the year-round offer is valid until 31 December 2026.
• Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
• Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
• Dine-in dinners Monday to Thursday; physical enJoy Card payment and informing staff are required; mobile ordering, third-party takeaway and delivery are excluded.
• Year-round merchant offer: Now – 2026-12-31

Category or merchant does not match. • Merchants: thai-basil • Eligible merchants: thai-basil • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • Dine-in dinners Monday to Thursday; source-listed excluded dates, service charge and no-combination restrictions apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: thai basil · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Unless otherwise specified, the year-round offer is valid until 31 December 2026.
• Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
• Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
• Dine-in dinners Monday to Thursday; source-listed excluded dates, service charge and no-combination restrictions apply.
• Year-round merchant offer: Now – 2026-12-31

Category or merchant does not match. • Merchants: exp • Eligible merchants: exp • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • Dine-in dinners Monday to Thursday; source-listed excluded dates, service charge and no-combination restrictions apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: exp · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Unless otherwise specified, the year-round offer is valid until 31 December 2026.
• Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
• Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
• Dine-in dinners Monday to Thursday; source-listed excluded dates, service charge and no-combination restrictions apply.
• Year-round merchant offer: Now – 2026-12-31

Category or merchant does not match. • Merchants: minh-kok • Eligible merchants: minh-kok • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • Dine-in dinners Monday to Thursday; source-listed excluded dates, service charge and no-combination restrictions apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: minh kok · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Unless otherwise specified, the year-round offer is valid until 31 December 2026.
• Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
• Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
• Dine-in dinners Monday to Thursday; source-listed excluded dates, service charge and no-combination restrictions apply.
• Year-round merchant offer: Now – 2026-12-31

Category or merchant does not match. • Merchants: chapter • Eligible merchants: chapter • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • Dine-in dinners Saturday to Wednesday from 1 October 2025 to 31 December 2026; source-listed excluded dates and food restrictions apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: chapter · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Unless otherwise specified, the year-round offer is valid until 31 December 2026.
• Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
• Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
• Dine-in dinners Saturday to Wednesday from 1 October 2025 to 31 December 2026; source-listed excluded dates and food restrictions apply.
• chapter offer period: 2025-10-01 – 2026-12-31

Category or merchant does not match. • Minimum spend: Period: per_transaction; Spend: 200 • Merchants: hong-kong-day • Eligible merchants: hong-kong-day • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • Dine-in and takeaway at Hong Kong Day stores including Port Spot require spending of at least HKD200; listed products, platforms and no-combination restrictions apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: hong kong day · Type: merchant
• Minimum requirement: Period: per transaction · Spend: HK$200.00
• Benefit limit: Period: not stated · Type: not stated
• Unless otherwise specified, the year-round offer is valid until 31 December 2026.
• Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
• Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
• Dine-in and takeaway at Hong Kong Day stores including Port Spot require spending of at least HKD200; listed products, platforms and no-combination restrictions apply.
• Year-round merchant offer: Now – 2026-12-31

Category or merchant does not match. • Merchants: muses • Eligible merchants: muses • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • One use per bill; delivery and source-listed products, platforms and no-combination restrictions apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: muses · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Unless otherwise specified, the year-round offer is valid until 31 December 2026.
• Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
• Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
• One use per bill; delivery and source-listed products, platforms and no-combination restrictions apply.
• Year-round merchant offer: Now – 2026-12-31

Category or merchant does not match. • Merchants: wildfire-pizzabar • Eligible merchants: wildfire-pizzabar • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • Dine-in dinners Monday to Thursday from 1 October 2025 to 31 December 2026; source-listed excluded dates and food restrictions apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: wildfire pizzabar · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Unless otherwise specified, the year-round offer is valid until 31 December 2026.
• Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
• Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
• Dine-in dinners Monday to Thursday from 1 October 2025 to 31 December 2026; source-listed excluded dates and food restrictions apply.
• Wildfire Pizzabar offer period: 2025-10-01 – 2026-12-31

The source calendar restrictions cannot be confirmed for this date. • Merchants: cheesecake-factory • Eligible merchants: cheesecake-factory • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • Dine-in and takeout Monday to Thursday except public holidays; full eligible enJoy Card payment is required and third-party delivery is excluded.

• Eligibility: Audience: all
• Eligible spending: Applies to: cheesecake factory · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Unless otherwise specified, the year-round offer is valid until 31 December 2026.
• Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
• Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
• Dine-in and takeout Monday to Thursday except public holidays; full eligible enJoy Card payment is required and third-party delivery is excluded.
• Year-round merchant offer: Now – 2026-12-31

Category or merchant does not match. • Merchants: shake-shack • Eligible merchants: shake-shack • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • The offer is available from 1 October 2025 to 31 December 2026; cashier payment is required and online, kiosk and third-party platforms are excluded.

• Eligibility: Audience: all
• Eligible spending: Applies to: shake shack · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Unless otherwise specified, the year-round offer is valid until 31 December 2026.
• Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
• Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
• The offer is available from 1 October 2025 to 31 December 2026; cashier payment is required and online, kiosk and third-party platforms are excluded.
• Shake Shack offer period: 2025-10-01 – 2026-12-31

Category or merchant does not match. • Limit: 1 items · Per Transaction • Limit applies to: One handcrafted beverage upgrade • Minimum spend: Period: per_transaction; Spend: 300 • Merchants: starbucks • Eligible merchants: starbucks • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • Load HKD300 or more to a registered Starbucks Card at a Hong Kong Starbucks store and pay the full reload with the enJoy Card. The upgrade is for one beverage, requires registered-card payment and immediate in-store redemption; source-listed stores are excluded.

• Eligibility: Audience: all
• Eligible spending: Applies to: starbucks · Type: merchant
• Minimum requirement: Period: per transaction · Spend: HK$300.00
• Benefit limit: Amount: 1 · Applies to: One handcrafted beverage upgrade · Period: per transaction · Type: limited · Unit: items
• Unless otherwise specified, the year-round offer is valid until 31 December 2026.
• Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
• Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
• Load HKD300 or more to a registered Starbucks Card at a Hong Kong Starbucks store and pay the full reload with the enJoy Card. The upgrade is for one beverage, requires registered-card payment and immediate in-store redemption; source-listed stores are excluded.
• Year-round merchant offer: Now – 2026-12-31

The offer is not available on the snapshot weekday or date. • Limit: 1 items · Per Transaction • Limit applies to: One complimentary handcrafted beverage • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 100 • Merchants: starbucks • Eligible merchants: starbucks • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • On Sundays, net spending of at least HKD100 on eligible handcrafted beverages or food at designated Hong Kong Starbucks stores qualifies. yuu membership verification and linking with Starbucks Rewards are required. The source-listed products, channels and store exclusions apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: starbucks · Type: merchant
• Minimum requirement: Period: per transaction · Spend: HK$100.00
• Benefit limit: Amount: 1 · Applies to: One complimentary handcrafted beverage · Period: per transaction · Type: limited · Unit: items
• Application or registration is required.
• Unless otherwise specified, the year-round offer is valid until 31 December 2026.
• Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
• Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
• On Sundays, net spending of at least HKD100 on eligible handcrafted beverages or food at designated Hong Kong Starbucks stores qualifies. yuu membership verification and linking with Starbucks Rewards are required. The source-listed products, channels and store exclusions apply.
• Starbucks HKD100 Sunday offer period: 2025-10-01 – 2026-12-31

Category or merchant does not match. • Merchants: cafe-landmark • Eligible merchants: cafe-landmark • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • The source states dine-in à la carte dinner scope, service-charge rules, once-per-table use and exclusions but no numeric discount rate.

• Eligibility: Audience: all
• Eligible spending: Applies to: cafe landmark · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Unless otherwise specified, the year-round offer is valid until 31 December 2026.
• Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
• Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
• The source states dine-in à la carte dinner scope, service-charge rules, once-per-table use and exclusions but no numeric discount rate.
• Year-round merchant offer: Now – 2026-12-31

Category or merchant does not match. • Merchants: lawrys-the-prime-rib • Eligible merchants: lawrys-the-prime-rib • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • The source states dine-in à la carte or dinner-set-for-two scope, service-charge rules, once-per-table use and exclusions but no numeric discount rate.

• Eligibility: Audience: all
• Eligible spending: Applies to: lawrys the prime rib · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Unless otherwise specified, the year-round offer is valid until 31 December 2026.
• Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
• Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
• The source states dine-in à la carte or dinner-set-for-two scope, service-charge rules, once-per-table use and exclusions but no numeric discount rate.
• Year-round merchant offer: Now – 2026-12-31

Category or merchant does not match. • The source states 50% off for the designated two-person dinner set. • Application, registration or activation required. See conditions. • Merchants: maxims-chinese-cuisine • Eligible merchants: maxims-chinese-cuisine • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • The designated outlets are the source-listed Maxim's Palace, Jade Garden except Plaza Inn, Jasmine, Serenade, The Square, Chiu Chow Garden, Chiu Chow Garden Restaurant, Peking Garden, Shanghai Garden, M&C Duck and Duck Victoria outlets. • The reward is for one designated dinner set for up to two diners, after 6:00 pm, with the remaining balance paid by enJoy Card. A yuu App redemption QR code is required. Availability, excluded dates, service charge and no-combination rules apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: maxims chinese cuisine · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states 50% off for the designated two person dinner set.
• Application or registration is required.
• Unless otherwise specified, the year-round offer is valid until 31 December 2026.
• Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
• Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
• The designated outlets are the source-listed Maxim's Palace, Jade Garden except Plaza Inn, Jasmine, Serenade, The Square, Chiu Chow Garden, Chiu Chow Garden Restaurant, Peking Garden, Shanghai Garden, M&C Duck and Duck Victoria outlets.
• The reward is for one designated dinner set for up to two diners, after 6:00 pm, with the remaining balance paid by enJoy Card. A yuu App redemption QR code is required. Availability, excluded dates, service charge and no-combination rules apply.
• Maxim's Chinese Cuisine yuu-point dinner-set reward period: 2025-10-02 – 2026-12-31

The offer is not available on the snapshot weekday or date. • The source states the 40% diner tier. • Application, registration or activation required. See conditions. • Merchants: maxims-chinese-cuisine • Eligible merchants: maxims-chinese-cuisine • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • The designated outlets are the source-listed Maxim's Palace, Jade Garden except Plaza Inn, Jasmine, Serenade, The Square, Chiu Chow Garden, Chiu Chow Garden Restaurant, Peking Garden, Shanghai Garden, M&C Duck and Duck Victoria outlets. • The offer is for dine-in à la carte food after 6:00 pm on Thursdays and requires a yuu ID plus full one-payment enJoy Card settlement. Beverage, wine, tea, hotpot, set-menu, festive, discounted-item, private-room, VIP-room, banquet, date and no-combination exclusions apply. • The diner limit for this tier is 2 diners.

• Eligibility: Audience: all
• Eligible spending: Applies to: maxims chinese cuisine · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states the 40% diner tier.
• Application or registration is required.
• Unless otherwise specified, the year-round offer is valid until 31 December 2026.
• Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
• Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
• The designated outlets are the source-listed Maxim's Palace, Jade Garden except Plaza Inn, Jasmine, Serenade, The Square, Chiu Chow Garden, Chiu Chow Garden Restaurant, Peking Garden, Shanghai Garden, M&C Duck and Duck Victoria outlets.
• The offer is for dine-in à la carte food after 6:00 pm on Thursdays and requires a yuu ID plus full one-payment enJoy Card settlement. Beverage, wine, tea, hotpot, set-menu, festive, discounted-item, private-room, VIP-room, banquet, date and no-combination exclusions apply.
• The diner limit for this tier is 2 diners.
• Maxim's Chinese Cuisine Thursday exclusive offer period: 2025-10-02 – 2026-12-17

The offer is not available on the snapshot weekday or date. • The source states the 23% diner tier. • Application, registration or activation required. See conditions. • Merchants: maxims-chinese-cuisine • Eligible merchants: maxims-chinese-cuisine • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • The designated outlets are the source-listed Maxim's Palace, Jade Garden except Plaza Inn, Jasmine, Serenade, The Square, Chiu Chow Garden, Chiu Chow Garden Restaurant, Peking Garden, Shanghai Garden, M&C Duck and Duck Victoria outlets. • The offer is for dine-in à la carte food after 6:00 pm on Thursdays and requires a yuu ID plus full one-payment enJoy Card settlement. Beverage, wine, tea, hotpot, set-menu, festive, discounted-item, private-room, VIP-room, banquet, date and no-combination exclusions apply. • The diner limit for this tier is 3 diners.

• Eligibility: Audience: all
• Eligible spending: Applies to: maxims chinese cuisine · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states the 23% diner tier.
• Application or registration is required.
• Unless otherwise specified, the year-round offer is valid until 31 December 2026.
• Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
• Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
• The designated outlets are the source-listed Maxim's Palace, Jade Garden except Plaza Inn, Jasmine, Serenade, The Square, Chiu Chow Garden, Chiu Chow Garden Restaurant, Peking Garden, Shanghai Garden, M&C Duck and Duck Victoria outlets.
• The offer is for dine-in à la carte food after 6:00 pm on Thursdays and requires a yuu ID plus full one-payment enJoy Card settlement. Beverage, wine, tea, hotpot, set-menu, festive, discounted-item, private-room, VIP-room, banquet, date and no-combination exclusions apply.
• The diner limit for this tier is 3 diners.
• Maxim's Chinese Cuisine Thursday exclusive offer period: 2025-10-02 – 2026-12-17

The offer is not available on the snapshot weekday or date. • The source states the 15% diner tier. • Application, registration or activation required. See conditions. • Merchants: maxims-chinese-cuisine • Eligible merchants: maxims-chinese-cuisine • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • The designated outlets are the source-listed Maxim's Palace, Jade Garden except Plaza Inn, Jasmine, Serenade, The Square, Chiu Chow Garden, Chiu Chow Garden Restaurant, Peking Garden, Shanghai Garden, M&C Duck and Duck Victoria outlets. • The offer is for dine-in à la carte food after 6:00 pm on Thursdays and requires a yuu ID plus full one-payment enJoy Card settlement. Beverage, wine, tea, hotpot, set-menu, festive, discounted-item, private-room, VIP-room, banquet, date and no-combination exclusions apply. • The diner limit for this tier is 4 to 12 diners.

• Eligibility: Audience: all
• Eligible spending: Applies to: maxims chinese cuisine · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states the 15% diner tier.
• Application or registration is required.
• Unless otherwise specified, the year-round offer is valid until 31 December 2026.
• Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
• Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
• The designated outlets are the source-listed Maxim's Palace, Jade Garden except Plaza Inn, Jasmine, Serenade, The Square, Chiu Chow Garden, Chiu Chow Garden Restaurant, Peking Garden, Shanghai Garden, M&C Duck and Duck Victoria outlets.
• The offer is for dine-in à la carte food after 6:00 pm on Thursdays and requires a yuu ID plus full one-payment enJoy Card settlement. Beverage, wine, tea, hotpot, set-menu, festive, discounted-item, private-room, VIP-room, banquet, date and no-combination exclusions apply.
• The diner limit for this tier is 4 to 12 diners.
• Maxim's Chinese Cuisine Thursday exclusive offer period: 2025-10-02 – 2026-12-17

The offer is not available on the snapshot weekday or date. • The source states the designated dinner set menu is offered at 50% off. • Application, registration or activation required. See conditions. • Merchants: maxims-chinese-cuisine • Eligible merchants: maxims-chinese-cuisine • Unless otherwise specified, the year-round offer is valid until 31 December 2026. • Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card. • Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice. • The designated outlets are the source-listed Maxim's Palace, Jade Garden except Plaza Inn, Jasmine, Serenade, The Square, Chiu Chow Garden, Chiu Chow Garden Restaurant, Peking Garden, Shanghai Garden, M&C Duck and Duck Victoria outlets. • The offer is after 6:00 pm every Friday, Saturday and Sunday for one table of 2 to 4 diners. Designated menu stock, service charge, yuu ID, full payment, excluded dates and no-combination rules apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: maxims chinese cuisine · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states the designated dinner set menu is offered at 50% off.
• Application or registration is required.
• Unless otherwise specified, the year-round offer is valid until 31 December 2026.
• Unless otherwise specified, the customer must present the enJoy Card before ordering or purchase and settle the full payment with the enJoy Card.
• Offers normally apply to standard-price items and cannot be combined with other offers, coupons, cash coupons, membership benefits or storewide discounts; stock and merchant terms can change without prior notice.
• The designated outlets are the source-listed Maxim's Palace, Jade Garden except Plaza Inn, Jasmine, Serenade, The Square, Chiu Chow Garden, Chiu Chow Garden Restaurant, Peking Garden, Shanghai Garden, M&C Duck and Duck Victoria outlets.
• The offer is after 6:00 pm every Friday, Saturday and Sunday for one table of 2 to 4 diners. Designated menu stock, service charge, yuu ID, full payment, excluded dates and no-combination rules apply.
• Maxim's Chinese Cuisine Friday to Sunday offer period: 2025-10-03 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: 3 bonus Clubpoints per HK$20; the stated current conversion is 5 Clubpoints = HK$1 for selected HKT and Club Shopping e-Cash Vouchers. 3 × HK$0.20 = HK$0.60; HK$0.60 / HK$20 × 100 = 3%. No rounding is required. The source cap is 1,500 Clubpoints per statement cycle; 1,500 × HK$0.20 = HK$300. The conversion ratio may change; Clubpoints are not cash. • Limit: 300 HKD · Per Statement Period • Limit applies to: Bonus Clubpoints across the Designated Merchants listed in merchants.pdf • Eligible merchants: bestarfilm-cinemas, broadway-circuit, cafe-togather-by-log-on, cinema-city, circle-k, city-super, city-super-neighbourhood, hair-corner, hyatt-regency-hong-kong-sha-tin, hyatt-regency-hong-kong-tsim-sha-tsui, jpaw-hair-salon-tsim-sha-tsui, klook, lei-garden, lobby-by-hair-corner-apm, lobby-by-hair-corner-the-wai, log-on, mcdonalds, mcl-cinemas, pinkoi, quality-healthcare-medical-services, royce, saloon-kowloon-tong, saloon-roarguns-pacific-place, smart-charge, so-sweet-kids-salon-tsim-sha-tsui, starbucks, vita-green • The source states 3 bonus Clubpoints for each HK$20 at Designated Merchants, in addition to the 1% Basic Clubpoint Program. The combined headline is up to 4%; this offer records only the 3% bonus component. • A maximum of 1,500 bonus Clubpoints per principal cardholder's The Club account applies per statement cycle. Online and local non-online transaction eligibility varies by merchant as shown in merchants.pdf. Third-party payment methods, including Alipay, PayPal, and WeChat Pay, are excluded unless the merchant listing states otherwise. • The cardholder must keep a valid linked The Club membership account. The merchant list gives each merchant's own promotion dates and eligible transaction channels.

• Eligibility: Audience: all
• Eligible spending: Applies to: bestarfilm cinemas / broadway circuit / cafe togather by log on / cinema city / circle k / city super / city super neighbourhood / hair corner / hyatt regency hong kong sha tin / hyatt regency hong kong tsim sha tsui / jpaw hair salon tsim sha tsui / klook / lei garden / lobby by hair corner apm / lobby by hair corner the wai / log on / mcdonalds / mcl cinemas / pinkoi / quality healthcare medical services / royce / saloon kowloon tong / saloon roarguns pacific place / smart charge / so sweet kids salon tsim sha tsui / starbucks / vita green · Type: merchant
• Benefit limit: Amount: 300 · Applies to: Bonus Clubpoints across the Designated Merchants listed in merchants.pdf · Currency: HKD · Period: per statement period · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: 3 bonus Clubpoints per HK$20; the stated current conversion is 5 Clubpoints = HK$1 for selected HKT and Club Shopping e Cash Vouchers. 3 × HK$0.20 = HK$0.60; HK$0.60 / HK$20 × 100 = 3%. No rounding is required. The source cap is 1,500 Clubpoints per statement cycle; 1,500 × HK$0.20 = HK$300. The conversion ratio may change; Clubpoints are not cash.
• The source states 3 bonus Clubpoints for each HK$20 at Designated Merchants, in addition to the 1% Basic Clubpoint Program. The combined headline is up to 4%; this offer records only the 3% bonus component.
• A maximum of 1,500 bonus Clubpoints per principal cardholder's The Club account applies per statement cycle. Online and local non-online transaction eligibility varies by merchant as shown in merchants.pdf. Third-party payment methods, including Alipay, PayPal, and WeChat Pay, are excluded unless the merchant listing states otherwise.
• The cardholder must keep a valid linked The Club membership account. The merchant list gives each merchant's own promotion dates and eligible transaction channels.
• BESTARFILM Cinemas: 2026-01-01 – 2026-12-31
• Broadway Circuit: 2022-08-22 – 2027-12-31
• cafe ToGather by LOG-ON: 2023-04-01 – 2027-03-31
• Cinema City: 2022-08-22 – 2027-12-31
• Circle K: 2022-04-01 – 2027-03-31
• city'super: 2022-04-01 – 2027-03-31
• city'super neighbourhood: 2024-06-21 – 2027-03-31
• Hair Corner: 2023-03-01 – 2027-03-31
• Hyatt Regency Hong Kong, Sha Tin: 2022-04-01 – 2027-03-31
• Hyatt Regency Hong Kong, Tsim Sha Tsui: 2022-04-01 – 2027-03-31
• JPAW HAIR SALON (Tsim Sha Tsui): 2023-03-01 – 2027-03-31
• Klook: 2022-04-01 – 2027-03-31
• Lei Garden: 2023-01-01 – 2026-12-31
• Lobby by Hair Corner (APM): 2023-03-01 – 2027-03-31
• Lobby by Hair Corner (The Wai): 2024-04-01 – 2027-03-31
• LOG-ON: 2022-04-01 – 2027-03-31
• McDonald's: 2022-04-01 – 2027-03-31
• MCL Cinemas: 2022-11-01 – 2026-12-31
• Pinkoi: 2023-04-01 – 2027-03-31
• Quality HealthCare Medical Services: 2022-05-09 – 2027-12-31
• ROYCE': 2023-04-01 – 2027-03-31
• Saloon (Kowloon Tong): 2023-03-01 – 2027-03-31
• Saloon Roarguns (Pacific Place): 2023-03-01 – 2027-03-31
• Smart Charge: 2023-03-01 – 2027-03-31
• So Sweet Kids Salon (Tsim Sha Tsui): 2023-03-01 – 2027-03-31
• Starbucks: 2024-02-01 – 2026-12-31
• Vita Green: 2022-04-01 – 2027-03-31

Open source offer ↗

Category or merchant does not match. • Limit applies to: Up to 3% Clubpoints rebate earned through The Club Membership Program on qualifying monthly auto-bill payments • Eligible merchants: 1010, csl, netvigator, now-tv • This is the up-to-3% component earned through The Club Membership Program; the separate 1% Basic Clubpoint Program also applies, for a source-stated total of up to 4%. • The payment must be a recurring auto-bill payment with csl, 1O1O, Now TV, or NETVIGATOR. The cardholder is not eligible for the bonus after cancelling the relevant auto-bill payment. Maintain a valid linked The Club account.

• Eligibility: Audience: all
• Eligible spending: Applies to: 1010 / csl / netvigator / now tv · Type: merchant
• Benefit limit: Applies to: Up to 3% Clubpoints rebate earned through The Club Membership Program on qualifying monthly auto bill payments · Period: not stated · Type: not stated
• This is the up-to-3% component earned through The Club Membership Program; the separate 1% Basic Clubpoint Program also applies, for a source-stated total of up to 4%.
• The payment must be a recurring auto-bill payment with csl, 1O1O, Now TV, or NETVIGATOR. The cardholder is not eligible for the bonus after cancelling the relevant auto-bill payment. Maintain a valid linked The Club account.
• Auto-bill payment of csl, 1O1O, Now TV, or NETVIGATOR: 2022-04-01 – 2026-12-31

Open source offer ↗

Category or merchant does not match. • Cash-equivalent calculation: 1 extra Clubpoint per HK$20; the stated current conversion is 5 Clubpoints = HK$1 for selected HKT and Club Shopping e-Cash Vouchers. HK$1 / 5 = HK$0.20; HK$0.20 / HK$20 × 100 = 1%. No rounding is required. The source cap is 500 Clubpoints per statement cycle; 500 × HK$0.20 = HK$100. The conversion ratio may change; Clubpoints are not cash. • Limit: 100 HKD · Per Statement Period • Limit applies to: Extra 1% Clubpoints rebate on Club Shopping spending • Eligible merchants: club-shopping • This is the extra 1% issued by Citibank for Club Shopping website or app purchases. The source cap is 500 Clubpoints per principal cardholder's The Club account per statement cycle. • The separate 1% Basic Clubpoint Program and 2% Club Membership Program reward are not included in this component. The full source-stated total is 4% and is not emitted as an additional reward.

• Eligibility: Audience: all
• Eligible spending: Applies to: club shopping · Type: merchant
• Benefit limit: Amount: 100 · Applies to: Extra 1% Clubpoints rebate on Club Shopping spending · Currency: HKD · Period: per statement period · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: 1 extra Clubpoint per HK$20; the stated current conversion is 5 Clubpoints = HK$1 for selected HKT and Club Shopping e Cash Vouchers. HK$1 / 5 = HK$0.20; HK$0.20 / HK$20 × 100 = 1%. No rounding is required. The source cap is 500 Clubpoints per statement cycle; 500 × HK$0.20 = HK$100. The conversion ratio may change; Clubpoints are not cash.
• This is the extra 1% issued by Citibank for Club Shopping website or app purchases. The source cap is 500 Clubpoints per principal cardholder's The Club account per statement cycle.
• The separate 1% Basic Clubpoint Program and 2% Club Membership Program reward are not included in this component. The full source-stated total is 4% and is not emitted as an additional reward.
• Extra Citi Clubpoint rebate on Club Shopping: 2022-04-01 – 2026-12-31

Open source offer ↗

Category or merchant does not match. • Cash-equivalent calculation: 1 Clubpoint per HK$10 through The Club Membership Program; the stated current conversion is 5 Clubpoints = HK$1 for selected HKT and Club Shopping e-Cash Vouchers. HK$1 / 5 = HK$0.20; HK$0.20 / HK$10 × 100 = 2%. No rounding is required. The conversion ratio may change; Clubpoints are not cash. • Limit applies to: Club Shopping earns 2 Clubpoints per HK$10 through The Club Membership Program • Eligible merchants: club-shopping • The Club Shopping Website or mobile app awards regular shop-to-earn Clubpoints at 1 Clubpoint per HK$10 spending per order, subject to The Club Shopping terms. This 2% component is separate from the 1% Basic Clubpoint Program and the extra 1% Citibank component.

• Eligibility: Audience: all
• Eligible spending: Applies to: club shopping · Type: merchant
• Benefit limit: Applies to: Club Shopping earns 2 Clubpoints per HK$10 through The Club Membership Program · Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 1 Clubpoint per HK$10 through The Club Membership Program; the stated current conversion is 5 Clubpoints = HK$1 for selected HKT and Club Shopping e Cash Vouchers. HK$1 / 5 = HK$0.20; HK$0.20 / HK$10 × 100 = 2%. No rounding is required. The conversion ratio may change; Clubpoints are not cash.
• The Club Shopping Website or mobile app awards regular shop-to-earn Clubpoints at 1 Clubpoint per HK$10 spending per order, subject to The Club Shopping terms. This 2% component is separate from the 1% Basic Clubpoint Program and the extra 1% Citibank component.
• Club Shopping regular shop-to-earn Clubpoints: 2022-04-01 – 2026-12-31

Open source offer ↗

This benefit does not apply to a purchase. • Limit applies to: Citi The Club Credit Card charges no annual fee（優惠值未列明） • The card page says there is no annual fee. The fees schedule lists the annual membership fee as not applicable for both principal and supplementary Citi The Club Credit Cards.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: Citi The Club Credit Card charges no annual fee（優惠值未列明） · Period: not stated · Type: not stated
• The card page says there is no annual fee. The fees schedule lists the annual membership fee as not applicable for both principal and supplementary Citi The Club Credit Cards.
• Annual membership fee shown in the Citi Credit Card Fees Schedule: 2025-12-01 – Not stated

Open source offer ↗

Category or merchant does not match. • Limit applies to: Selected Club Shopping products receive 5% off • Application, registration or activation required. See conditions. • Eligible merchants: club-shopping • The discount applies only to selected products on Club Shopping. Enter promo code CITICLUB at checkout. The source does not state a promotion end date.

• Eligibility: Audience: all
• Eligible spending: Applies to: club shopping · Type: merchant
• Benefit limit: Applies to: Selected Club Shopping products receive 5% off · Period: not stated · Type: not stated
• Application or registration is required.
• The discount applies only to selected products on Club Shopping. Enter promo code CITICLUB at checkout. The source does not state a promotion end date.

Open source offer ↗

Category or merchant does not match. • Limit applies to: BESTARFILM designated combo receives 10% instant discount • Application, registration or activation required. See conditions. • Eligible merchants: bestarfilm-cinemas • Buy a Designated Combo at any BESTARFILM Cinemas concession counter with Citi The Club Credit Card and state the intention to use the offer. One redemption per transaction. Cannot be combined with other promotional offers. Card account must be valid and in good standing.

• Eligibility: Audience: all
• Eligible spending: Applies to: bestarfilm cinemas · Type: merchant
• Benefit limit: Applies to: BESTARFILM designated combo receives 10% instant discount · Period: not stated · Type: not stated
• Application or registration is required.
• Buy a Designated Combo at any BESTARFILM Cinemas concession counter with Citi The Club Credit Card and state the intention to use the offer. One redemption per transaction. Cannot be combined with other promotional offers. Card account must be valid and in good standing.
• 10% Instant Discount on the Designated Combo: 2026-01-01 – 2026-12-31

Open source offer ↗

Category or merchant does not match. • Customer: New customer • Limit applies to: Selected Hair Corner, JPAW and Saloon Hair Spa services receive up to 50% off • Eligible merchants: craft-by-hair-corner-tsim-sha-tsui, jpaw-hair-salon-tsim-sha-tsui, lobby-by-hair-corner-the-wai, saloon • For first-time shop-visit customers only. The offer applies to Hair SPA services at Craft by Hair Corner (Tsim Sha Tsui), JPAW HAIR SALON (Tsim Sha Tsui), Lobby by Hair Corner (The Wai), or Saloon. Terms apply; the page does not give a complete service list.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Applies to: craft by hair corner tsim sha tsui / jpaw hair salon tsim sha tsui / lobby by hair corner the wai / saloon · Type: merchant
• Benefit limit: Applies to: Selected Hair Corner, JPAW and Saloon Hair Spa services receive up to 50% off · Period: not stated · Type: not stated
• For first-time shop-visit customers only. The offer applies to Hair SPA services at Craft by Hair Corner (Tsim Sha Tsui), JPAW HAIR SALON (Tsim Sha Tsui), Lobby by Hair Corner (The Wai), or Saloon. Terms apply; the page does not give a complete service list.
• Hair SPA promotion at the named salons: Now – 2027-03-31

Open source offer ↗

Category or merchant does not match. • Customer: New customer • Limit applies to: Selected hair salons award a free Japan Hair Care products set • Eligible merchants: hair-corner-tsim-sha-tsui, lobby-by-hair-corner-apm, saloon-roarguns-pacific-place, so-sweet-kids-salon-tsim-sha-tsui • First-time shop-visit customers only. Hair Corner (Tsim Sha Tsui) and Lobby by Hair Corner (APM) specify a Chemical Hair service described as “over HK$1,000 or above”. Saloon Roarguns (Pacific Place) and So Sweet Kids Salon (Tsim Sha Tsui) specify a Hair service over HK$1,000. The exact threshold wording differs by venue.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Applies to: hair corner tsim sha tsui / lobby by hair corner apm / saloon roarguns pacific place / so sweet kids salon tsim sha tsui · Type: merchant
• Benefit limit: Applies to: Selected hair salons award a free Japan Hair Care products set · Period: not stated · Type: not stated
• First-time shop-visit customers only. Hair Corner (Tsim Sha Tsui) and Lobby by Hair Corner (APM) specify a Chemical Hair service described as “over HK$1,000 or above”. Saloon Roarguns (Pacific Place) and So Sweet Kids Salon (Tsim Sha Tsui) specify a Hair service over HK$1,000. The exact threshold wording differs by venue.
• Free Japan Hair Care products set promotion: Now – 2027-03-31

Open source offer ↗

Category or merchant does not match. • Limit applies to: Hyatt Regency Hong Kong, Tsim Sha Tsui Cafe buffets receive 12% off • Eligible merchants: hyatt-regency-hong-kong-tsim-sha-tsui-cafe • Dine-in only. Not valid on New Year's Day, Valentine's Day, Mother's Day, Father's Day, Christmas Eve, Christmas Day, or New Year's Eve. The merchant list also states that hotel dining offers do not apply to in-room services.

• Eligibility: Audience: all
• Eligible spending: Applies to: hyatt regency hong kong tsim sha tsui cafe · Type: merchant
• Benefit limit: Applies to: Hyatt Regency Hong Kong, Tsim Sha Tsui Cafe buffets receive 12% off · Period: not stated · Type: not stated
• Dine-in only. Not valid on New Year's Day, Valentine's Day, Mother's Day, Father's Day, Christmas Eve, Christmas Day, or New Year's Eve. The merchant list also states that hotel dining offers do not apply to in-room services.
• Tsim Sha Tsui Cafe buffet offer: Now – 2027-03-31

Open source offer ↗

Category or merchant does not match. • Limit applies to: Hyatt Regency Hong Kong, Tsim Sha Tsui Cafe cakes receive 12% off • Eligible merchants: hyatt-regency-hong-kong-tsim-sha-tsui-cafe • The page expressly excepts the Cafe cake offer from the dine-in-only rule. Not valid on New Year's Day, Valentine's Day, Mother's Day, Father's Day, Christmas Eve, Christmas Day, or New Year's Eve. The merchant list says hotel offers do not apply to in-room services.

• Eligibility: Audience: all
• Eligible spending: Applies to: hyatt regency hong kong tsim sha tsui cafe · Type: merchant
• Benefit limit: Applies to: Hyatt Regency Hong Kong, Tsim Sha Tsui Cafe cakes receive 12% off · Period: not stated · Type: not stated
• The page expressly excepts the Cafe cake offer from the dine-in-only rule. Not valid on New Year's Day, Valentine's Day, Mother's Day, Father's Day, Christmas Eve, Christmas Day, or New Year's Eve. The merchant list says hotel offers do not apply to in-room services.
• Tsim Sha Tsui Cafe cake offer: Now – 2027-03-31

Open source offer ↗

The offer is not available on the snapshot weekday or date. • Limit applies to: Hyatt Regency Hong Kong, Tsim Sha Tsui Chinese Restaurant receives 12% off food and drinks • Eligible merchants: hyatt-regency-hong-kong-tsim-sha-tsui-chinese-restaurant • Applies to food and beverage at lunch and dinner. Excludes All You Can Eat Dim Sum Lunch on Saturdays, Sundays, and public holidays. Dine-in only; no in-room service. Not valid on New Year's Day, Lunar New Year's Eve and first two days, Valentine's Day, Mother's Day, Father's Day, Mid-Autumn Festival, Winter Solstice, Christmas Eve, Christmas Day, or New Year's Eve.

• Eligibility: Audience: all
• Eligible spending: Applies to: hyatt regency hong kong tsim sha tsui chinese restaurant · Type: merchant
• Benefit limit: Applies to: Hyatt Regency Hong Kong, Tsim Sha Tsui Chinese Restaurant receives 12% off food and drinks · Period: not stated · Type: not stated
• Applies to food and beverage at lunch and dinner. Excludes All You Can Eat Dim Sum Lunch on Saturdays, Sundays, and public holidays. Dine-in only; no in-room service. Not valid on New Year's Day, Lunar New Year's Eve and first two days, Valentine's Day, Mother's Day, Father's Day, Mid-Autumn Festival, Winter Solstice, Christmas Eve, Christmas Day, or New Year's Eve.
• Tsim Sha Tsui Chinese Restaurant offer: Now – 2027-03-31

Open source offer ↗

The source calendar restrictions cannot be confirmed for this date. • Limit applies to: Hyatt Regency Hong Kong, Sha Tin Cafe buffets and a la carte items receive 10% off • Eligible merchants: hyatt-regency-hong-kong-sha-tin-cafe • Applies Monday to Thursday only. Not valid on public holidays or their eves, Valentine's Day, Mother's Day or its eve, Father's Day or its eve, or Winter Solstice. Dine-in only; no in-room service.

• Eligibility: Audience: all
• Eligible spending: Applies to: hyatt regency hong kong sha tin cafe · Type: merchant
• Benefit limit: Applies to: Hyatt Regency Hong Kong, Sha Tin Cafe buffets and a la carte items receive 10% off · Period: not stated · Type: not stated
• Applies Monday to Thursday only. Not valid on public holidays or their eves, Valentine's Day, Mother's Day or its eve, Father's Day or its eve, or Winter Solstice. Dine-in only; no in-room service.
• Sha Tin Cafe offer: Now – 2027-03-31

Open source offer ↗

The source calendar restrictions cannot be confirmed for this date. • Limit applies to: Hyatt Regency Hong Kong, Sha Tin Sha Tin 18 a la carte items receive 10% off • Eligible merchants: hyatt-regency-hong-kong-sha-tin-sha-tin-18 • Applies Monday to Thursday only. Not valid on public holidays or their eves, Valentine's Day, Mother's Day or its eve, Father's Day or its eve, or Winter Solstice. Dine-in only; no in-room service.

• Eligibility: Audience: all
• Eligible spending: Applies to: hyatt regency hong kong sha tin sha tin 18 · Type: merchant
• Benefit limit: Applies to: Hyatt Regency Hong Kong, Sha Tin Sha Tin 18 a la carte items receive 10% off · Period: not stated · Type: not stated
• Applies Monday to Thursday only. Not valid on public holidays or their eves, Valentine's Day, Mother's Day or its eve, Father's Day or its eve, or Winter Solstice. Dine-in only; no in-room service.
• Sha Tin 18 offer: Now – 2027-03-31

Open source offer ↗

The source calendar restrictions cannot be confirmed for this date. • Limit applies to: Hyatt Regency Hong Kong, Sha Tin Tin Tin Bar a la carte items and drinks receive 10% off • Eligible merchants: hyatt-regency-hong-kong-sha-tin-tin-tin-bar • Applies Monday to Thursday only. Excludes Happy Hour, public holidays and their eves, Valentine's Day, Mother's Day or its eve, Father's Day or its eve, and Winter Solstice. Dine-in only; no in-room service.

• Eligibility: Audience: all
• Eligible spending: Applies to: hyatt regency hong kong sha tin tin tin bar · Type: merchant
• Benefit limit: Applies to: Hyatt Regency Hong Kong, Sha Tin Tin Tin Bar a la carte items and drinks receive 10% off · Period: not stated · Type: not stated
• Applies Monday to Thursday only. Excludes Happy Hour, public holidays and their eves, Valentine's Day, Mother's Day or its eve, Father's Day or its eve, and Winter Solstice. Dine-in only; no in-room service.
• Tin Tin Bar offer: Now – 2027-03-31

Open source offer ↗

Category or merchant does not match. • Limit applies to: Hyatt Regency Hong Kong, Sha Tin Melo Spa single treatments receive 15% off • Minimum spend: Period: per_transaction; Spend: 900 • Eligible merchants: hyatt-regency-hong-kong-sha-tin-melo-spa • Applies to one single treatment valued at HK$900 or above. The page does not state other service restrictions.

• Eligibility: Audience: all
• Eligible spending: Applies to: hyatt regency hong kong sha tin melo spa · Type: merchant
• Minimum requirement: Period: per transaction · Spend: HK$900.00
• Benefit limit: Applies to: Hyatt Regency Hong Kong, Sha Tin Melo Spa single treatments receive 15% off · Period: not stated · Type: not stated
• Applies to one single treatment valued at HK$900 or above. The page does not state other service restrictions.
• Melo Spa single-treatment offer: Now – 2027-03-31

Open source offer ↗

Category or merchant does not match. • Limit: 1000 point · Per Day • Limit applies to: P Coins rebate per cardholder • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 580 • Eligible merchants: pinkoi • Use Credit/Debit Card Payment for at least HK$580 in one eligible order on Pinkoi app or website. State the intention to use the offer before ordering and pay the full eligible amount with Citi The Club Credit Card. • Maximum 1,000 P Coins per order and once per day. The first 200 eligible transactions each quarter receive the offer, while quota lasts. Excludes discounts, shipping and transaction fees, and payments through Apple Pay, Alipay, PayPal, PayMe, WeChat Pay HK, or other third parties. P Coins are valid for 6 months and are credited within 2 days after order completion. Cannot combine with first-purchase discounts or other promotions.

• Eligibility: Audience: all
• Eligible spending: Applies to: pinkoi · Type: merchant
• Minimum requirement: Period: per transaction · Spend: HK$580.00
• Benefit limit: Amount: 1000 · Applies to: P Coins rebate per cardholder · Period: per day · Type: limited · Unit: point
• Application or registration is required.
• Use Credit/Debit Card Payment for at least HK$580 in one eligible order on Pinkoi app or website. State the intention to use the offer before ordering and pay the full eligible amount with Citi The Club Credit Card.
• Maximum 1,000 P Coins per order and once per day. The first 200 eligible transactions each quarter receive the offer, while quota lasts. Excludes discounts, shipping and transaction fees, and payments through Apple Pay, Alipay, PayPal, PayMe, WeChat Pay HK, or other third parties. P Coins are valid for 6 months and are credited within 2 days after order completion. Cannot combine with first-purchase discounts or other promotions.
• Citi Credit Card – P Coins Rebate Offer: 2026-04-17 – 2027-03-31

Open source offer ↗

Merchant eligibility cannot be established from the incomplete source list. • Limit applies to: Quality HealthCare Medical Services designated clinic services receive 4% off • Eligible merchants: quality-healthcare-medical-services • Applies only to services at designated entities or clinics. Excludes medical doctor and dentist consultations and treatments other than Dental Scaling & Polishing, medication, visa check-up services, and online purchases including QHMS eShop. The retained files do not provide a complete list of eligible clinics.

• Eligibility: Audience: all
• Eligible spending: Applies to: quality healthcare medical services · Type: merchant
• Benefit limit: Applies to: Quality HealthCare Medical Services designated clinic services receive 4% off · Period: not stated · Type: not stated
• The complete list of eligible merchants is not available.
• Applies only to services at designated entities or clinics. Excludes medical doctor and dentist consultations and treatments other than Dental Scaling & Polishing, medication, visa check-up services, and online purchases including QHMS eShop. The retained files do not provide a complete list of eligible clinics.
• Quality HealthCare Medical Services discount: Now – 2027-12-31

Open source offer ↗

Category or merchant does not match. • Limit: 3000 HKD · Promotion Total • Limit applies to: Standard Subscription Plan waiver value, up to HK$3,000 • Application, registration or activation required. See conditions. • Eligible merchants: smart-charge • Subscribe to the designated Standard Subscription Plan with a minimum 36-month commitment at residential estates served or soon to be served by Smart Charge. Call 2888 0088, pay with Citi The Club Credit Card, and complete installation by June 30, 2026. • The two waived months are months 34 and 35. At subscription, pay one month of service fee and a refundable deposit of at least HK$4,500. Extra usage and upgrades cost extra. Early termination removes the offer and can trigger an early termination charge.

• Eligibility: Audience: all
• Eligible spending: Applies to: smart charge · Type: merchant
• Benefit limit: Amount: 3000 · Applies to: Standard Subscription Plan waiver value, up to HK$3,000 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Application or registration is required.
• Subscribe to the designated Standard Subscription Plan with a minimum 36-month commitment at residential estates served or soon to be served by Smart Charge. Call 2888 0088, pay with Citi The Club Credit Card, and complete installation by June 30, 2026.
• The two waived months are months 34 and 35. At subscription, pay one month of service fee and a refundable deposit of at least HK$4,500. Extra usage and upgrades cost extra. Early termination removes the offer and can trigger an early termination charge.
• Smart Charge Year-Round Promotion: 2026-04-01 – 2027-03-31

Open source offer ↗

Category or merchant does not match. • Limit: 2346 HKD · Promotion Total • Limit applies to: Lite Subscription Plan waiver value, up to HK$2,346 • Application, registration or activation required. See conditions. • Eligible merchants: smart-charge • Subscribe to the designated Lite Subscription Plan with a minimum 36-month commitment at residential estates served or soon to be served by Smart Charge. Call 2888 0088, pay with Citi The Club Credit Card, and complete installation by June 30, 2026. • The two waived months are months 34 and 35. At subscription, pay one month of service fee and a refundable deposit of at least HK$4,500. Extra usage and upgrades cost extra. Early termination removes the offer and can trigger an early termination charge.

• Eligibility: Audience: all
• Eligible spending: Applies to: smart charge · Type: merchant
• Benefit limit: Amount: 2346 · Applies to: Lite Subscription Plan waiver value, up to HK$2,346 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Application or registration is required.
• Subscribe to the designated Lite Subscription Plan with a minimum 36-month commitment at residential estates served or soon to be served by Smart Charge. Call 2888 0088, pay with Citi The Club Credit Card, and complete installation by June 30, 2026.
• The two waived months are months 34 and 35. At subscription, pay one month of service fee and a refundable deposit of at least HK$4,500. Extra usage and upgrades cost extra. Early termination removes the offer and can trigger an early termination charge.
• Smart Charge Year-Round Promotion: 2026-04-01 – 2027-03-31

Open source offer ↗

Category or merchant does not match. • Limit applies to: Smart Charge 36-month Rental Wallbox Plan waives HK$280 service fee for one month • Application, registration or activation required. See conditions. • Eligible merchants: smart-charge • Subscribe to the designated Rental Wallbox Service Plan with a minimum 36-month commitment at a designated estate. Call 2888 0088, pay with Citi The Club Credit Card, and complete installation by June 30, 2026. The waived fee is for the last month of the commitment period. Electricity is not included; installation fees may apply. Early termination removes the offer and can trigger an early termination charge.

• Eligibility: Audience: all
• Eligible spending: Applies to: smart charge · Type: merchant
• Benefit limit: Applies to: Smart Charge 36 month Rental Wallbox Plan waives HK$280 service fee for one month · Period: not stated · Type: not stated
• Application or registration is required.
• Subscribe to the designated Rental Wallbox Service Plan with a minimum 36-month commitment at a designated estate. Call 2888 0088, pay with Citi The Club Credit Card, and complete installation by June 30, 2026. The waived fee is for the last month of the commitment period. Electricity is not included; installation fees may apply. Early termination removes the offer and can trigger an early termination charge.
• Smart Charge Year-Round Promotion: 2026-04-01 – 2027-03-31

Open source offer ↗

Category or merchant does not match. • Limit applies to: Smart Charge 60-month Rental Wallbox Plan waives HK$230 service fee for one month • Application, registration or activation required. See conditions. • Eligible merchants: smart-charge • Subscribe to the designated Rental Wallbox Service Plan with a 60-month commitment at a designated estate. Call 2888 0088, pay with Citi The Club Credit Card, and complete installation by June 30, 2026. The waived fee is for the last month of the commitment period. Electricity is not included; installation fees may apply. Early termination removes the offer and can trigger an early termination charge.

• Eligibility: Audience: all
• Eligible spending: Applies to: smart charge · Type: merchant
• Benefit limit: Applies to: Smart Charge 60 month Rental Wallbox Plan waives HK$230 service fee for one month · Period: not stated · Type: not stated
• Application or registration is required.
• Subscribe to the designated Rental Wallbox Service Plan with a 60-month commitment at a designated estate. Call 2888 0088, pay with Citi The Club Credit Card, and complete installation by June 30, 2026. The waived fee is for the last month of the commitment period. Electricity is not included; installation fees may apply. Early termination removes the offer and can trigger an early termination charge.
• Smart Charge Year-Round Promotion: 2026-04-01 – 2027-03-31

Open source offer ↗

This benefit does not apply to a purchase. • Customer: New customer • Limit: 70000 HKD · Promotion Total • Limit applies to: Citi Banking Benefits cash rebate headline • Application, registration or activation required. See conditions. • The card page says a Citi The Club Credit Card customer can open a Citigold account and join for up to HK$70,000 cash rebate. The detailed attached Citigold terms cover multiple new-funds and investment offers but do not identify which tier or requirement produces the page's HK$70,000 headline. Keep the headline as shown; eligibility and exact calculation remain unclear.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: not applicable
• Benefit limit: Amount: 70000 · Applies to: Citi Banking Benefits cash rebate headline · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Application or registration is required.
• The card page says a Citi The Club Credit Card customer can open a Citigold account and join for up to HK$70,000 cash rebate. The detailed attached Citigold terms cover multiple new-funds and investment offers but do not identify which tier or requirement produces the page's HK$70,000 headline. Keep the headline as shown; eligibility and exact calculation remain unclear.
• Citigold and Citigold Private Client Welcome Offer period linked from the card page: 2026-10-01 – 2026-10-31

Open source offer ↗

This benefit does not apply to a purchase. • Customer: New customer; Document: Welcome Offer Gift Acknowledgement & Hold Fund Form • Limit: 15124 HKD · Promotion Total • Limit applies to: Maximum cash rebate for eligible Citigold Private Client time deposits • Application, registration or activation required. See conditions. • The primary cardholder must qualify for the Citigold Private Client New Funds Offer, sign the Welcome Offer Gift Acknowledgement & Hold Fund Form, and set up a 3-month HKD, USD, or RMB time deposit using new funds. The 1% p.a. top-up applies only to the first 3 months and to an aggregate principal amount up to HK$6,000,000 equivalent; maximum cash rebate is HK$15,124. • Account opening must be October 1-31, 2026; eligible deposit booking must be October 1-December 31, 2026. The detailed terms allow booking through a relationship manager or Citi Mobile. The card page says branch booking; the channel difference is unresolved.

• Eligibility: Audience: all · Customer status: new · Document: Welcome Offer Gift Acknowledgement & Hold Fund Form
• Eligible spending: Type: not applicable
• Benefit limit: Amount: 15124 · Applies to: Maximum cash rebate for eligible Citigold Private Client time deposits · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Application or registration is required.
• The primary cardholder must qualify for the Citigold Private Client New Funds Offer, sign the Welcome Offer Gift Acknowledgement & Hold Fund Form, and set up a 3-month HKD, USD, or RMB time deposit using new funds. The 1% p.a. top-up applies only to the first 3 months and to an aggregate principal amount up to HK$6,000,000 equivalent; maximum cash rebate is HK$15,124.
• Account opening must be October 1-31, 2026; eligible deposit booking must be October 1-December 31, 2026. The detailed terms allow booking through a relationship manager or Citi Mobile. The card page says branch booking; the channel difference is unresolved.
• Citigold Private Client account opening period; eligible time deposits can be booked through December 31, 2026: 2026-10-01 – 2026-10-31

Open source offer ↗

This benefit does not apply to a purchase. • Customer: New customer; Document: Welcome Offer Gift Acknowledgement & Hold Fund Form • Limit: 3781 HKD · Promotion Total • Limit applies to: Maximum cash rebate for eligible Citigold time deposits • Application, registration or activation required. See conditions. • The primary cardholder must qualify for the Citigold New Funds Offer, sign the Welcome Offer Gift Acknowledgement & Hold Fund Form, and set up a 3-month HKD, USD, or RMB time deposit using new funds. The 1% p.a. top-up applies only to the first 3 months and to an aggregate principal amount up to HK$1,500,000 equivalent; maximum cash rebate is HK$3,781. • Account opening must be October 1-31, 2026; eligible deposit booking must be October 1-December 31, 2026. The detailed terms allow booking through a relationship manager or Citi Mobile. The card page says branch booking; the channel difference is unresolved.

• Eligibility: Audience: all · Customer status: new · Document: Welcome Offer Gift Acknowledgement & Hold Fund Form
• Eligible spending: Type: not applicable
• Benefit limit: Amount: 3781 · Applies to: Maximum cash rebate for eligible Citigold time deposits · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Application or registration is required.
• The primary cardholder must qualify for the Citigold New Funds Offer, sign the Welcome Offer Gift Acknowledgement & Hold Fund Form, and set up a 3-month HKD, USD, or RMB time deposit using new funds. The 1% p.a. top-up applies only to the first 3 months and to an aggregate principal amount up to HK$1,500,000 equivalent; maximum cash rebate is HK$3,781.
• Account opening must be October 1-31, 2026; eligible deposit booking must be October 1-December 31, 2026. The detailed terms allow booking through a relationship manager or Citi Mobile. The card page says branch booking; the channel difference is unresolved.
• Citigold account opening period; eligible time deposits can be booked through December 31, 2026: 2026-10-01 – 2026-10-31

Open source offer ↗

This benefit does not apply to a purchase. • Customer: New customer • Limit applies to: Citi The Club Credit Card awards 10,000 Clubpoints • Application, registration or activation required. See conditions. • The card page includes 10,000 Clubpoints in its new-card welcome offer and states an equivalent value of HK$2,000. The retained sources do not include the detailed terms for this Clubpoints component; age, income, period, and qualification conditions cannot be confirmed from the available terms.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: Citi The Club Credit Card awards 10,000 Clubpoints · Period: not stated · Type: not stated
• Application or registration is required.
• The card page includes 10,000 Clubpoints in its new-card welcome offer and states an equivalent value of HK$2,000. The retained sources do not include the detailed terms for this Clubpoints component; age, income, period, and qualification conditions cannot be confirmed from the available terms.

Open source offer ↗

This benefit does not apply to a purchase. • Customer: New customer • Limit applies to: The Club Platinum Membership（優惠值未列明） • Application, registration or activation required. See conditions. • The card page lists The Club Platinum Membership as part of the new-card welcome offer. It also lists priority booking for popular concerts and events, free shipping, The Club Personal Assistant Service, and tier benefits and shopping privileges. The retained sources do not include detailed membership conditions or duration.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: The Club Platinum Membership（優惠值未列明） · Period: not stated · Type: not stated
• Application or registration is required.
• The card page lists The Club Platinum Membership as part of the new-card welcome offer. It also lists priority booking for popular concerts and events, free shipping, The Club Personal Assistant Service, and tier benefits and shopping privileges. The retained sources do not include detailed membership conditions or duration.

Open source offer ↗

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Limit applies to: The Peninsula Hong Kong cake e-voucher worth HK$538 • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: apple-pay; samsung-pay; google-pay • Applies to all eligible spending, subject to the conditions. • Apply for a principal Citi The Club Credit Card through a designated link or participating platform during the promotion period and receive approval by November 13, 2026. Within one month after card issuance, enable Citi Mobile push notifications and complete five eligible transactions using Apple Pay, Samsung Pay, or Google Pay. The eligible transaction conditions must remain valid through reward issuance. • The offer is limited to the first 1,000 successful eligible cardholders, one reward per cardholder, while stock lasts. The e-voucher is issued to My Vouchers in Citi Mobile within three calendar months after the month the conditions are met. A HK$500 cash rebate may be granted as an alternative if the voucher is unavailable; see the grouped alternative offer.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: all
• Requirements: Pay with: apple pay / samsung pay / google pay
• Benefit limit: Applies to: The Peninsula Hong Kong cake e voucher worth HK$538 · Period: not stated · Type: not stated
• Application or registration is required.
• Apply for a principal Citi The Club Credit Card through a designated link or participating platform during the promotion period and receive approval by November 13, 2026. Within one month after card issuance, enable Citi Mobile push notifications and complete five eligible transactions using Apple Pay, Samsung Pay, or Google Pay. The eligible transaction conditions must remain valid through reward issuance.
• The offer is limited to the first 1,000 successful eligible cardholders, one reward per cardholder, while stock lasts. The e-voucher is issued to My Vouchers in Citi Mobile within three calendar months after the month the conditions are met. A HK$500 cash rebate may be granted as an alternative if the voucher is unavailable; see the grouped alternative offer.
• Citi Credit Card New Customer Limited-Time Offer: 2026-09-14 – 2026-10-31

Open source offer ↗

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Limit applies to: Citi The Club Credit Card reward: HK$500 cash rebate • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: apple-pay; samsung-pay; google-pay • Applies to all eligible spending, subject to the conditions. • This is not a cardholder choice. Citibank may grant this alternative cash rebate if the Peninsula cake e-voucher is unavailable. The same designated application, approval, five digital-wallet transaction, and new-customer conditions as the cake e-voucher apply. The source says first 1,000 successful eligible cardholders; one reward per cardholder.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: all
• Requirements: Pay with: apple pay / samsung pay / google pay
• Benefit limit: Applies to: Citi The Club Credit Card reward: HK$500 cash rebate · Period: not stated · Type: not stated
• Application or registration is required.
• This is not a cardholder choice. Citibank may grant this alternative cash rebate if the Peninsula cake e-voucher is unavailable. The same designated application, approval, five digital-wallet transaction, and new-customer conditions as the cake e-voucher apply. The source says first 1,000 successful eligible cardholders; one reward per cardholder.
• Citi Credit Card New Customer Limited-Time Offer: 2026-09-14 – 2026-10-31

Open source offer ↗

This benefit does not apply to a purchase. • Customer: Existing customer • Limit applies to: Citi Credit Card referrals earn HK$3,300 cash rebate • The card page says a referrer earns HK$3,300 cash rebate after successfully referring three friends. The retained sources do not state the friends' application rules, referral channel, or promotion period.

• Eligibility: Audience: all · Customer status: existing
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: Citi Credit Card referrals earn HK$3,300 cash rebate · Period: not stated · Type: not stated
• The card page says a referrer earns HK$3,300 cash rebate after successfully referring three friends. The retained sources do not state the friends' application rules, referral channel, or promotion period.

Open source offer ↗

Category or merchant does not match. • Limit applies to: Citi The Club Credit Card annual travel insurance cover（優惠值未列明） • Eligible categories: 旅遊 • The policy covers journeys during the policy period; each journey must not exceed 90 days. The principal cardholder must use Citi The Club Credit Card to pay for one or more of: outbound/inbound travel tickets, the whole accommodation cost, or a tour package. If a ticket, accommodation, or tour package is redeemed with Clubpoints, pay any additional taxes, fuel surcharges, and required local fees with the card. • The insured person is the principal cardholder, or a family plan may cover a spouse and dependent children. Principal cardholder and spouse must be 18-70; dependent children must be 23 or younger and travel with a parent. • Main per-journey limits include medical expenses HK$200,000 per insured person / HK$600,000 per family (follow-up treatment sublimit HK$100,000); accidental death and permanent total disablement HK$500,000 / HK$1,500,000; baggage HK$10,000 / HK$30,000; cancellation HK$8,000 / HK$24,000; personal liability HK$1,500,000 / HK$3,000,000. Other cover includes hospital/quarantine cash, emergency assistance, travel delay, curtailment, personal money, home contents, rental vehicle excess, and golf hole-in-one, each subject to the policy table, sublimits, exclusions, and claim conditions.

• Eligibility: Audience: all
• Eligible spending: Applies to: 旅遊 · Type: category
• Benefit limit: Applies to: Citi The Club Credit Card annual travel insurance cover（優惠值未列明） · Period: not stated · Type: not stated
• The policy covers journeys during the policy period; each journey must not exceed 90 days. The principal cardholder must use Citi The Club Credit Card to pay for one or more of: outbound/inbound travel tickets, the whole accommodation cost, or a tour package. If a ticket, accommodation, or tour package is redeemed with Clubpoints, pay any additional taxes, fuel surcharges, and required local fees with the card.
• The insured person is the principal cardholder, or a family plan may cover a spouse and dependent children. Principal cardholder and spouse must be 18-70; dependent children must be 23 or younger and travel with a parent.
• Main per-journey limits include medical expenses HK$200,000 per insured person / HK$600,000 per family (follow-up treatment sublimit HK$100,000); accidental death and permanent total disablement HK$500,000 / HK$1,500,000; baggage HK$10,000 / HK$30,000; cancellation HK$8,000 / HK$24,000; personal liability HK$1,500,000 / HK$3,000,000. Other cover includes hospital/quarantine cash, emergency assistance, travel delay, curtailment, personal money, home contents, rental vehicle excess, and golf hole-in-one, each subject to the policy table, sublimits, exclusions, and claim conditions.
• Annual TravelCare Insurance Policy: 2026-04-25 – 2027-04-24

Open source offer ↗

Category or merchant does not match. • Limit: 20000 HKD · Promotion Total • Limit applies to: Maximum aggregate claim amount per insured electronic product during its 12-month protection period, or the invoice price if lower • Eligible merchants: club-shopping • The covered product must be a designated electronic product carrying the Smart Protection label, bought from The Club Online Platform for at least HK$300 per product, using a valid Club account linked to Citi The Club Credit Card. The insured must be a Hong Kong resident aged 18 or older. • Protection lasts 12 months from delivery. Accidental damage is covered. Each repair or total-loss benefit is up to 70% of the repair cost or invoice price, subject to a total maximum of HK$20,000 or the invoice price, whichever is lower. The deductible is HK$100 or 30% of the loss, whichever is greater. Theft, wear and tear, mechanical/electrical breakdown, and damage covered by a warranty are excluded. No renewal is available.

• Eligibility: Audience: all
• Eligible spending: Applies to: club shopping · Type: merchant
• Benefit limit: Amount: 20000 · Applies to: Maximum aggregate claim amount per insured electronic product during its 12 month protection period, or the invoice price if lower · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• The covered product must be a designated electronic product carrying the Smart Protection label, bought from The Club Online Platform for at least HK$300 per product, using a valid Club account linked to Citi The Club Credit Card. The insured must be a Hong Kong resident aged 18 or older.
• Protection lasts 12 months from delivery. Accidental damage is covered. Each repair or total-loss benefit is up to 70% of the repair cost or invoice price, subject to a total maximum of HK$20,000 or the invoice price, whichever is lower. The deductible is HK$100 or 30% of the loss, whichever is greater. Theft, wear and tear, mechanical/electrical breakdown, and damage covered by a warranty are excluded. No renewal is available.
• Complimentary Smart Protection promotion: 2025-04-25 – 2027-04-24

Open source offer ↗

Category or merchant does not match. • Customer: Existing customer; Document: Valid The Club membership ID under the cardholder's name for hotline bookings; csl/1O1O/Club Sim postpaid account registered with HKID. • Limit: 10 day pass · Per Transaction • Limit applies to: Roaming day passes awarded per Booking • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 1000 • Eligible merchants: club-travel • Use Citi The Club Credit Card to book and pay through Club Travel for a hotel or flight to a designated destination. Each HK$1,000 of net spend per Booking earns one pass; spend is counted in HK$1,000 units and is capped at 10 passes per Booking. Exclude taxes, service charges, fuel surcharges, discounts, and coupons; include amounts offset by Clubpoints. • The cardholder must be a member of The Club with a valid activated account and an existing csl/1O1O/Club Sim postpaid account registered with HKID, with IDD and roaming active. A valid csl/1O1O/Club Sim postpaid mobile account must be registered in the Club account. Activate the pass in the csl/1O1O/Club Sim app. Pass validity is three months from crediting. • For flights, the pass applies only to the first arrival destination; transit and later destinations do not count, and no pass is issued for Hong Kong. For hotels, the hotel location sets the destination. The retained destination list was last updated April 22, 2022; the 2026 terms say destination coverage may change.

• Eligibility: Audience: all · Customer status: existing · Document: Valid The Club membership ID under the cardholder's name for hotline bookings; csl/1O1O/Club Sim postpaid account registered with HKID.
• Eligible spending: Applies to: club travel · Type: merchant
• Minimum requirement: Period: per transaction · Spend: HK$1,000.00
• Benefit limit: Amount: 10 · Applies to: Roaming day passes awarded per Booking · Period: per transaction · Type: limited · Unit: day pass
• Application or registration is required.
• Use Citi The Club Credit Card to book and pay through Club Travel for a hotel or flight to a designated destination. Each HK$1,000 of net spend per Booking earns one pass; spend is counted in HK$1,000 units and is capped at 10 passes per Booking. Exclude taxes, service charges, fuel surcharges, discounts, and coupons; include amounts offset by Clubpoints.
• The cardholder must be a member of The Club with a valid activated account and an existing csl/1O1O/Club Sim postpaid account registered with HKID, with IDD and roaming active. A valid csl/1O1O/Club Sim postpaid mobile account must be registered in the Club account. Activate the pass in the csl/1O1O/Club Sim app. Pass validity is three months from crediting.
• For flights, the pass applies only to the first arrival destination; transit and later destinations do not count, and no pass is issued for Hong Kong. For hotels, the hotel location sets the destination. The retained destination list was last updated April 22, 2022; the 2026 terms say destination coverage may change.
• Complimentary Data Roaming Day Pass promotion: 2026-04-25 – 2027-04-24

Open source offer ↗

This benefit does not apply to a purchase. • Limit applies to: Citi The Club Credit Card retail purchases receive up to 58 days interest-free • The fees schedule states an interest-free period of up to 58 days. The bank does not charge a retail-purchase finance charge when the cardholder pays the full statement balance by the due date each month; otherwise finance charges apply.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: Citi The Club Credit Card retail purchases receive up to 58 days interest free · Period: not stated · Type: not stated
• The fees schedule states an interest-free period of up to 58 days. The bank does not charge a retail-purchase finance charge when the cardholder pays the full statement balance by the due date each month; otherwise finance charges apply.
• Interest-free period shown in the Citi Credit Card Fees Schedule: 2025-12-01 – Not stated

Open source offer ↗

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Threshold-equivalent calculation: HKD600 fixed RewardCash ÷ HKD5,800 minimum qualifying spend = 10.3448% at the threshold; effective rate changes above the minimum. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 5800 • Applies to all eligible spending, subject to the conditions. • New HSBC credit-card customer. • Apply for and receive the HSBC UnionPay Dual Currency Credit Card. • Spend HKD or RMB 5,800 or more within the first 60 calendar days after card issuance. • The card account must remain valid and in good standing.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$5,800.00
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Threshold equivalent calculation: HKD600 fixed RewardCash ÷ HKD5,800 minimum qualifying spend = 10.3448% at the threshold; effective rate changes above the minimum.
• Application or registration is required.
• New HSBC credit-card customer.
• Apply for and receive the HSBC UnionPay Dual Currency Credit Card.
• Spend HKD or RMB 5,800 or more within the first 60 calendar days after card issuance.
• The card account must remain valid and in good standing.
• welcome promotion applications: 2026-03-01 – 2027-02-28

No usable purchase percentage; threshold comparison rates are not flat rewards. • Customer: Existing customer • Threshold-equivalent calculation: HKD200 fixed RewardCash ÷ HKD5,800 minimum qualifying spend = 3.4483% at the threshold; effective rate changes above the minimum. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 5800 • Applies to all eligible spending, subject to the conditions. • Existing HSBC credit-card customer. • Apply for and receive the HSBC UnionPay Dual Currency Credit Card. • Spend HKD or RMB 5,800 or more within the first 60 calendar days after card issuance. • The card account must remain valid and in good standing.

• Eligibility: Audience: all · Customer status: existing
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$5,800.00
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Threshold equivalent calculation: HKD200 fixed RewardCash ÷ HKD5,800 minimum qualifying spend = 3.4483% at the threshold; effective rate changes above the minimum.
• Application or registration is required.
• Existing HSBC credit-card customer.
• Apply for and receive the HSBC UnionPay Dual Currency Credit Card.
• Spend HKD or RMB 5,800 or more within the first 60 calendar days after card issuance.
• The card account must remain valid and in good standing.
• welcome promotion applications: 2026-03-01 – 2027-02-28

This benefit does not apply to a purchase. • Application, registration or activation required. See conditions. • New HSBC credit-card customer. • Activate the card within the first 60 days after issuance. • Successfully apply for a Cash Instalment Plan with approved drawdown of at least HKD20,000 and a selected tenor of at least 12 months. • RewardCash is credited once after the requirements are met.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• New HSBC credit-card customer.
• Activate the card within the first 60 days after issuance.
• Successfully apply for a Cash Instalment Plan with approved drawdown of at least HKD20,000 and a selected tenor of at least 12 months.
• RewardCash is credited once after the requirements are met.
• new-card Cash Instalment promotion: 2026-03-01 – 2027-02-28

Category or merchant does not match. • Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra RewardCash under 2026 最紅自主獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Below: 100000.01 • Eligible categories: 本地餐飲 • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31. • Allocate the extra 5X RewardCash to one selected category. • Qualifying spend is counted during 2026-01-01 to 2026-12-31. • The first HKD100,000 of qualifying spend is eligible for the extra reward. • Maximum extra RewardCash is HKD2,000. • The extra reward is in addition to the basic RewardCash. • Valid for Hong Kong restaurants and eateries identified by the eligible merchant category code. • Banquets, private functions, private rooms, parties, and listed excluded dining locations are not eligible.

• Eligibility: Audience: all
• Eligible spending: Applies to: 本地餐飲 · Type: category
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Valid for Hong Kong restaurants and eateries identified by the eligible merchant category code.
• Banquets, private functions, private rooms, parties, and listed excluded dining locations are not eligible.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra RewardCash under 2026 最紅自主獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Below: 100000.01 • Eligible categories: 海外簽賬 • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31. • Allocate the extra 5X RewardCash to one selected category. • Qualifying spend is counted during 2026-01-01 to 2026-12-31. • The first HKD100,000 of qualifying spend is eligible for the extra reward. • Maximum extra RewardCash is HKD2,000. • The extra reward is in addition to the basic RewardCash. • Valid for overseas transactions identified by country or region code. • Hong Kong and HKD transactions are excluded.

• Eligibility: Audience: all
• Eligible spending: Applies to: 海外簽賬 · Type: category
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Valid for overseas transactions identified by country or region code.
• Hong Kong and HKD transactions are excluded.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra RewardCash under 2026 最紅自主獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Below: 100000.01 • Eligible categories: 中國內地簽賬 • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31. • Allocate the extra 5X RewardCash to one selected category. • Qualifying spend is counted during 2026-01-01 to 2026-12-31. • The first HKD100,000 of qualifying spend is eligible for the extra reward. • Maximum extra RewardCash is HKD2,000. • The extra reward is in addition to the basic RewardCash. • Valid for transactions in Mainland China identified by country or region code. • Hong Kong and HKD transactions are excluded.

• Eligibility: Audience: all
• Eligible spending: Applies to: 中國內地簽賬 · Type: category
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Valid for transactions in Mainland China identified by country or region code.
• Hong Kong and HKD transactions are excluded.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra RewardCash under 2026 最紅自主獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Below: 100000.01 • Eligible categories: 澳門簽賬 • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31. • Allocate the extra 5X RewardCash to one selected category. • Qualifying spend is counted during 2026-01-01 to 2026-12-31. • The first HKD100,000 of qualifying spend is eligible for the extra reward. • Maximum extra RewardCash is HKD2,000. • The extra reward is in addition to the basic RewardCash. • Valid for transactions in Macau identified by country or region code. • Hong Kong and HKD transactions are excluded.

• Eligibility: Audience: all
• Eligible spending: Applies to: 澳門簽賬 · Type: category
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Valid for transactions in Macau identified by country or region code.
• Hong Kong and HKD transactions are excluded.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra RewardCash under 2026 最紅自主獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Below: 100000.01 • Merchants: be-earth, go24-fitness, pure-group, snap-fitness, square-fitness • Eligible merchants: be-earth, go24-fitness, pure-group, snap-fitness, square-fitness • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31. • Allocate the extra 5X RewardCash to one selected category. • Qualifying spend is counted during 2026-01-01 to 2026-12-31. • The first HKD100,000 of qualifying spend is eligible for the extra reward. • Maximum extra RewardCash is HKD2,000. • The extra reward is in addition to the basic RewardCash. • Selected category bucket: 賞享受. • Valid only for the listed merchants in the 健身中心 group. • The merchant list and merchant category rules in the terms and conditions apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: be earth / go24 fitness / pure group / snap fitness / square fitness · Type: merchant
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Selected category bucket: 賞享受.
• Valid only for the listed merchants in the 健身中心 group.
• The merchant list and merchant category rules in the terms and conditions apply.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra RewardCash under 2026 最紅自主獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Below: 100000.01 • Merchants: cgv-cinemas, 英皇戲院, festival-grand-cinema, 康怡戲院, 皇室戲院, k11-art-house, mcl-院線, movie-town, star-cinema • Eligible merchants: cgv-cinemas, 英皇戲院, festival-grand-cinema, 康怡戲院, 皇室戲院, k11-art-house, mcl-院線, movie-town, star-cinema • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31. • Allocate the extra 5X RewardCash to one selected category. • Qualifying spend is counted during 2026-01-01 to 2026-12-31. • The first HKD100,000 of qualifying spend is eligible for the extra reward. • Maximum extra RewardCash is HKD2,000. • The extra reward is in addition to the basic RewardCash. • Selected category bucket: 賞享受. • Valid only for the listed merchants in the 戲院 group. • The merchant list and merchant category rules in the terms and conditions apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: cgv cinemas / 英皇戲院 / festival grand cinema / 康怡戲院 / 皇室戲院 / k11 art house / mcl 院線 / movie town / star cinema · Type: merchant
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Selected category bucket: 賞享受.
• Valid only for the listed merchants in the 戲院 group.
• The merchant list and merchant category rules in the terms and conditions apply.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra RewardCash under 2026 最紅自主獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Below: 100000.01 • Merchants: 購票通, 快達票, kktix • Eligible merchants: 購票通, 快達票, kktix • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31. • Allocate the extra 5X RewardCash to one selected category. • Qualifying spend is counted during 2026-01-01 to 2026-12-31. • The first HKD100,000 of qualifying spend is eligible for the extra reward. • Maximum extra RewardCash is HKD2,000. • The extra reward is in addition to the basic RewardCash. • Selected category bucket: 賞享受. • Valid only for the listed merchants in the 演唱會／票務 group. • The merchant list and merchant category rules in the terms and conditions apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: 購票通 / 快達票 / kktix · Type: merchant
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Selected category bucket: 賞享受.
• Valid only for the listed merchants in the 演唱會／票務 group.
• The merchant list and merchant category rules in the terms and conditions apply.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra RewardCash under 2026 最紅自主獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Below: 100000.01 • Merchants: 太古城中心冰上皇宮 • Eligible merchants: 太古城中心冰上皇宮 • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31. • Allocate the extra 5X RewardCash to one selected category. • Qualifying spend is counted during 2026-01-01 to 2026-12-31. • The first HKD100,000 of qualifying spend is eligible for the extra reward. • Maximum extra RewardCash is HKD2,000. • The extra reward is in addition to the basic RewardCash. • Selected category bucket: 賞享受. • Valid only for the listed merchants in the 主題樂園及景點 group. • The merchant list and merchant category rules in the terms and conditions apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: 太古城中心冰上皇宮 · Type: merchant
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Selected category bucket: 賞享受.
• Valid only for the listed merchants in the 主題樂園及景點 group.
• The merchant list and merchant category rules in the terms and conditions apply.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra RewardCash under 2026 最紅自主獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Below: 100000.01 • Merchants: ef-english-centers, 青苗琴行, 通利琴行 • Eligible merchants: ef-english-centers, 青苗琴行, 通利琴行 • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31. • Allocate the extra 5X RewardCash to one selected category. • Qualifying spend is counted during 2026-01-01 to 2026-12-31. • The first HKD100,000 of qualifying spend is eligible for the extra reward. • Maximum extra RewardCash is HKD2,000. • The extra reward is in addition to the basic RewardCash. • Selected category bucket: 賞享受. • Valid only for the listed merchants in the 教育 group. • The merchant list and merchant category rules in the terms and conditions apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: ef english centers / 青苗琴行 / 通利琴行 · Type: merchant
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Selected category bucket: 賞享受.
• Valid only for the listed merchants in the 教育 group.
• The merchant list and merchant category rules in the terms and conditions apply.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra RewardCash under 2026 最紅自主獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Below: 100000.01 • Merchants: 焙著你烘焙, kkbox, moov, neway-ceo-karaoke, 康體通 • Eligible merchants: 焙著你烘焙, kkbox, moov, neway-ceo-karaoke, 康體通 • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31. • Allocate the extra 5X RewardCash to one selected category. • Qualifying spend is counted during 2026-01-01 to 2026-12-31. • The first HKD100,000 of qualifying spend is eligible for the extra reward. • Maximum extra RewardCash is HKD2,000. • The extra reward is in addition to the basic RewardCash. • Selected category bucket: 賞享受. • Valid only for the listed merchants in the 娛樂 group. • The merchant list and merchant category rules in the terms and conditions apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: 焙著你烘焙 / kkbox / moov / neway ceo karaoke / 康體通 · Type: merchant
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Selected category bucket: 賞享受.
• Valid only for the listed merchants in the 娛樂 group.
• The merchant list and merchant category rules in the terms and conditions apply.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra RewardCash under 2026 最紅自主獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Below: 100000.01 • Merchants: hutchgo, kkday, klook, 美麗華旅遊, 新華旅遊, trip-com, 永安旅遊, 油麻地旅遊 • Eligible merchants: hutchgo, kkday, klook, 美麗華旅遊, 新華旅遊, trip-com, 永安旅遊, 油麻地旅遊 • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31. • Allocate the extra 5X RewardCash to one selected category. • Qualifying spend is counted during 2026-01-01 to 2026-12-31. • The first HKD100,000 of qualifying spend is eligible for the extra reward. • Maximum extra RewardCash is HKD2,000. • The extra reward is in addition to the basic RewardCash. • Selected category bucket: 賞享受. • Valid only for the listed merchants in the 旅行社 group. • The merchant list and merchant category rules in the terms and conditions apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: hutchgo / kkday / klook / 美麗華旅遊 / 新華旅遊 / trip com / 永安旅遊 / 油麻地旅遊 · Type: merchant
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Selected category bucket: 賞享受.
• Valid only for the listed merchants in the 旅行社 group.
• The merchant list and merchant category rules in the terms and conditions apply.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra RewardCash under 2026 最紅自主獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Below: 100000.01 • Merchants: 沐館, 靜, 日月按摩, toni-guy-hong-kong, 梔-zi-massage-wellness • Eligible merchants: 沐館, 靜, 日月按摩, toni-guy-hong-kong, 梔-zi-massage-wellness • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31. • Allocate the extra 5X RewardCash to one selected category. • Qualifying spend is counted during 2026-01-01 to 2026-12-31. • The first HKD100,000 of qualifying spend is eligible for the extra reward. • Maximum extra RewardCash is HKD2,000. • The extra reward is in addition to the basic RewardCash. • Selected category bucket: 賞享受. • Valid only for the listed merchants in the 美容／個人護理 group. • The merchant list and merchant category rules in the terms and conditions apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: 沐館 / 靜 / 日月按摩 / toni guy hong kong / 梔 zi massage wellness · Type: merchant
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Selected category bucket: 賞享受.
• Valid only for the listed merchants in the 美容／個人護理 group.
• The merchant list and merchant category rules in the terms and conditions apply.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra RewardCash under 2026 最紅自主獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Below: 100000.01 • Merchants: 城巴, 易通行, 香港電車, 九巴, mtr, pit • Eligible merchants: 城巴, 易通行, 香港電車, 九巴, mtr, pit • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31. • Allocate the extra 5X RewardCash to one selected category. • Qualifying spend is counted during 2026-01-01 to 2026-12-31. • The first HKD100,000 of qualifying spend is eligible for the extra reward. • Maximum extra RewardCash is HKD2,000. • The extra reward is in addition to the basic RewardCash. • Selected category bucket: 賞享受. • Valid only for the listed merchants in the 本地交通 group. • The merchant list and merchant category rules in the terms and conditions apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: 城巴 / 易通行 / 香港電車 / 九巴 / mtr / pit · Type: merchant
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Selected category bucket: 賞享受.
• Valid only for the listed merchants in the 本地交通 group.
• The merchant list and merchant category rules in the terms and conditions apply.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra RewardCash under 2026 最紅自主獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Below: 100000.01 • Merchants: 加德士, esso, shell, shell-recharge, sinopec, tesla • Eligible merchants: 加德士, esso, shell, shell-recharge, sinopec, tesla • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31. • Allocate the extra 5X RewardCash to one selected category. • Qualifying spend is counted during 2026-01-01 to 2026-12-31. • The first HKD100,000 of qualifying spend is eligible for the extra reward. • Maximum extra RewardCash is HKD2,000. • The extra reward is in addition to the basic RewardCash. • Selected category bucket: 賞享受. • Valid only for the listed merchants in the 汽油／電動車充電 group. • The merchant list and merchant category rules in the terms and conditions apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: 加德士 / esso / shell / shell recharge / sinopec / tesla · Type: merchant
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Selected category bucket: 賞享受.
• Valid only for the listed merchants in the 汽油／電動車充電 group.
• The merchant list and merchant category rules in the terms and conditions apply.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra RewardCash under 2026 最紅自主獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Below: 100000.01 • Merchants: 759阿信屋, big-c, 日記士多, don-don-donki, 大生生活超市, 新鮮生活, greenprice, 本灣水產, 百佳超級市場, fusion, taste, taste-x-fresh, international, food-le-parc, gourmet, great-food-hall, 多來買 • Eligible merchants: 759阿信屋, big-c, 日記士多, don-don-donki, 大生生活超市, 新鮮生活, greenprice, 本灣水產, 百佳超級市場, fusion, taste, taste-x-fresh, international, food-le-parc, gourmet, great-food-hall, 多來買 • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31. • Allocate the extra 5X RewardCash to one selected category. • Qualifying spend is counted during 2026-01-01 to 2026-12-31. • The first HKD100,000 of qualifying spend is eligible for the extra reward. • Maximum extra RewardCash is HKD2,000. • The extra reward is in addition to the basic RewardCash. • Selected category bucket: 賞家居. • Valid only for the listed merchants in the 超級市場 group. • The merchant list and merchant category rules in the terms and conditions apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: 759阿信屋 / big c / 日記士多 / don don donki / 大生生活超市 / 新鮮生活 / greenprice / 本灣水產 / 百佳超級市場 / fusion / taste / taste x fresh / international / food le parc / gourmet / great food hall / 多來買 · Type: merchant
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Selected category bucket: 賞家居.
• Valid only for the listed merchants in the 超級市場 group.
• The merchant list and merchant category rules in the terms and conditions apply.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra RewardCash under 2026 最紅自主獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Below: 100000.01 • Merchants: at-home, 生活提案, 生活工房, jhc真好城, keychain-pay, 生活館, 生活廊, 蓆夢思, 歐化寶, 歐化傢俬 • Eligible merchants: at-home, 生活提案, 生活工房, jhc真好城, keychain-pay, 生活館, 生活廊, 蓆夢思, 歐化寶, 歐化傢俬 • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31. • Allocate the extra 5X RewardCash to one selected category. • Qualifying spend is counted during 2026-01-01 to 2026-12-31. • The first HKD100,000 of qualifying spend is eligible for the extra reward. • Maximum extra RewardCash is HKD2,000. • The extra reward is in addition to the basic RewardCash. • Selected category bucket: 賞家居. • Valid only for the listed merchants in the 家居／家具 group. • The merchant list and merchant category rules in the terms and conditions apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: at home / 生活提案 / 生活工房 / jhc真好城 / keychain pay / 生活館 / 生活廊 / 蓆夢思 / 歐化寶 / 歐化傢俬 · Type: merchant
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Selected category bucket: 賞家居.
• Valid only for the listed merchants in the 家居／家具 group.
• The merchant list and merchant category rules in the terms and conditions apply.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra RewardCash under 2026 最紅自主獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Below: 100000.01 • Merchants: 生活影音, 百老滙, bruno, 中原電器, 豐澤, j-select, 人気电器店, panasonic陳列室, price網購, 蘇寧, 偉明電業, 惠而浦網上商店-w-mall, 衛訊, 友和-yoho • Eligible merchants: 生活影音, 百老滙, bruno, 中原電器, 豐澤, j-select, 人気电器店, panasonic陳列室, price網購, 蘇寧, 偉明電業, 惠而浦網上商店-w-mall, 衛訊, 友和-yoho • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31. • Allocate the extra 5X RewardCash to one selected category. • Qualifying spend is counted during 2026-01-01 to 2026-12-31. • The first HKD100,000 of qualifying spend is eligible for the extra reward. • Maximum extra RewardCash is HKD2,000. • The extra reward is in addition to the basic RewardCash. • Selected category bucket: 賞家居. • Valid only for the listed merchants in the 電子產品 group. • The merchant list and merchant category rules in the terms and conditions apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: 生活影音 / 百老滙 / bruno / 中原電器 / 豐澤 / j select / 人気电器店 / panasonic陳列室 / price網購 / 蘇寧 / 偉明電業 / 惠而浦網上商店 w mall / 衛訊 / 友和 yoho · Type: merchant
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Selected category bucket: 賞家居.
• Valid only for the listed merchants in the 電子產品 group.
• The merchant list and merchant category rules in the terms and conditions apply.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra RewardCash under 2026 最紅自主獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Below: 100000.01 • Merchants: 1o1o, 3香港, csl, club-sim, hkt-家居電話, 網上行, now-tv, smartone, supreme • Eligible merchants: 1o1o, 3香港, csl, club-sim, hkt-家居電話, 網上行, now-tv, smartone, supreme • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31. • Allocate the extra 5X RewardCash to one selected category. • Qualifying spend is counted during 2026-01-01 to 2026-12-31. • The first HKD100,000 of qualifying spend is eligible for the extra reward. • Maximum extra RewardCash is HKD2,000. • The extra reward is in addition to the basic RewardCash. • Selected category bucket: 賞家居. • Valid only for the listed merchants in the 電訊 group. • The merchant list and merchant category rules in the terms and conditions apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: 1o1o / 3香港 / csl / club sim / hkt 家居電話 / 網上行 / now tv / smartone / supreme · Type: merchant
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Selected category bucket: 賞家居.
• Valid only for the listed merchants in the 電訊 group.
• The merchant list and merchant category rules in the terms and conditions apply.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra RewardCash under 2026 最紅自主獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Below: 100000.01 • Merchants: 寵寵線, petmium寵物百貨, q-pets, 紅蘿蔔, the-dog-s-garden, three-little-meow • Eligible merchants: 寵寵線, petmium寵物百貨, q-pets, 紅蘿蔔, the-dog-s-garden, three-little-meow • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31. • Allocate the extra 5X RewardCash to one selected category. • Qualifying spend is counted during 2026-01-01 to 2026-12-31. • The first HKD100,000 of qualifying spend is eligible for the extra reward. • Maximum extra RewardCash is HKD2,000. • The extra reward is in addition to the basic RewardCash. • Selected category bucket: 賞家居. • Valid only for the listed merchants in the 寵物用品 group. • The merchant list and merchant category rules in the terms and conditions apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: 寵寵線 / petmium寵物百貨 / q pets / 紅蘿蔔 / the dog s garden / three little meow · Type: merchant
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Selected category bucket: 賞家居.
• Valid only for the listed merchants in the 寵物用品 group.
• The merchant list and merchant category rules in the terms and conditions apply.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra RewardCash under 2026 最紅自主獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Below: 100000.01 • Merchants: aeon, aeon-style, aeon-supermarket, apita, bento-express-by-aeon, 中藝-香港, c生活, 千色citistore, city-super, city-super-neighbourhood, city-super-log-on, 谷辰, hktvmall, harvey-nichols, living-plaza-by-aeon, log-on, marks-spencer, mono-mono, 先施百貨, 崇光百貨, uny-生活創富, 永安百貨, 一田 • Eligible merchants: aeon, aeon-style, aeon-supermarket, apita, bento-express-by-aeon, 中藝-香港, c生活, 千色citistore, city-super, city-super-neighbourhood, city-super-log-on, 谷辰, hktvmall, harvey-nichols, living-plaza-by-aeon, log-on, marks-spencer, mono-mono, 先施百貨, 崇光百貨, uny-生活創富, 永安百貨, 一田 • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31. • Allocate the extra 5X RewardCash to one selected category. • Qualifying spend is counted during 2026-01-01 to 2026-12-31. • The first HKD100,000 of qualifying spend is eligible for the extra reward. • Maximum extra RewardCash is HKD2,000. • The extra reward is in addition to the basic RewardCash. • Selected category bucket: 賞購物. • Valid only for the listed merchants in the 百貨公司 group. • The merchant list and merchant category rules in the terms and conditions apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: aeon / aeon style / aeon supermarket / apita / bento express by aeon / 中藝 香港 / c生活 / 千色citistore / city super / city super neighbourhood / city super log on / 谷辰 / hktvmall / harvey nichols / living plaza by aeon / log on / marks spencer / mono mono / 先施百貨 / 崇光百貨 / uny 生活創富 / 永安百貨 / 一田 · Type: merchant
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Selected category bucket: 賞購物.
• Valid only for the listed merchants in the 百貨公司 group.
• The merchant list and merchant category rules in the terms and conditions apply.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra RewardCash under 2026 最紅自主獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Below: 100000.01 • Merchants: 中華書局, 誠品書店, 三聯書店, 商務印書館 • Eligible merchants: 中華書局, 誠品書店, 三聯書店, 商務印書館 • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31. • Allocate the extra 5X RewardCash to one selected category. • Qualifying spend is counted during 2026-01-01 to 2026-12-31. • The first HKD100,000 of qualifying spend is eligible for the extra reward. • Maximum extra RewardCash is HKD2,000. • The extra reward is in addition to the basic RewardCash. • Selected category bucket: 賞購物. • Valid only for the listed merchants in the 書店／文具 group. • The merchant list and merchant category rules in the terms and conditions apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: 中華書局 / 誠品書店 / 三聯書店 / 商務印書館 · Type: merchant
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Selected category bucket: 賞購物.
• Valid only for the listed merchants in the 書店／文具 group.
• The merchant list and merchant category rules in the terms and conditions apply.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra RewardCash under 2026 最紅自主獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Below: 100000.01 • Merchants: 7-for-all-mankind, agn-s-b, birkenstock, brooks-brothers, club-monaco, columbia, crocs, decathlon, ecco, egg-optical-boutique, go-wild, gu, misch-masch, nical, 眼鏡88, oriental-traffic, wa-oriental-traffic, rockport, skechers, sport-b, teva, theory, twist, ugg, uniqlo, zalora, zoff • Eligible merchants: 7-for-all-mankind, agn-s-b, birkenstock, brooks-brothers, club-monaco, columbia, crocs, decathlon, ecco, egg-optical-boutique, go-wild, gu, misch-masch, nical, 眼鏡88, oriental-traffic, wa-oriental-traffic, rockport, skechers, sport-b, teva, theory, twist, ugg, uniqlo, zalora, zoff • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31. • Allocate the extra 5X RewardCash to one selected category. • Qualifying spend is counted during 2026-01-01 to 2026-12-31. • The first HKD100,000 of qualifying spend is eligible for the extra reward. • Maximum extra RewardCash is HKD2,000. • The extra reward is in addition to the basic RewardCash. • Selected category bucket: 賞購物. • Valid only for the listed merchants in the 時裝 group. • The merchant list and merchant category rules in the terms and conditions apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: 7 for all mankind / agn s b / birkenstock / brooks brothers / club monaco / columbia / crocs / decathlon / ecco / egg optical boutique / go wild / gu / misch masch / nical / 眼鏡88 / oriental traffic / wa oriental traffic / rockport / skechers / sport b / teva / theory / twist / ugg / uniqlo / zalora / zoff · Type: merchant
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Selected category bucket: 賞購物.
• Valid only for the listed merchants in the 時裝 group.
• The merchant list and merchant category rules in the terms and conditions apply.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra RewardCash under 2026 最紅自主獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Below: 100000.01 • Merchants: cosme-store, beauty-avenue, 法國嬌蘭, ipsa, joyce-beauty, mtm-labo, time-by-mtm-labo, spa-by-mtm-labo, nars, 莎莎, serge-lutens, shiseido, 雪花秀 • Eligible merchants: cosme-store, beauty-avenue, 法國嬌蘭, ipsa, joyce-beauty, mtm-labo, time-by-mtm-labo, spa-by-mtm-labo, nars, 莎莎, serge-lutens, shiseido, 雪花秀 • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31. • Allocate the extra 5X RewardCash to one selected category. • Qualifying spend is counted during 2026-01-01 to 2026-12-31. • The first HKD100,000 of qualifying spend is eligible for the extra reward. • Maximum extra RewardCash is HKD2,000. • The extra reward is in addition to the basic RewardCash. • Selected category bucket: 賞購物. • Valid only for the listed merchants in the 美容／個人護理 group. • The merchant list and merchant category rules in the terms and conditions apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: cosme store / beauty avenue / 法國嬌蘭 / ipsa / joyce beauty / mtm labo / time by mtm labo / spa by mtm labo / nars / 莎莎 / serge lutens / shiseido / 雪花秀 · Type: merchant
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Selected category bucket: 賞購物.
• Valid only for the listed merchants in the 美容／個人護理 group.
• The merchant list and merchant category rules in the terms and conditions apply.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra RewardCash under 2026 最紅自主獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Below: 100000.01 • Merchants: agnes-b-fleuriste, cantevole, casetify, la-boh-me, royce, 屈臣氏酒窖 • Eligible merchants: agnes-b-fleuriste, cantevole, casetify, la-boh-me, royce, 屈臣氏酒窖 • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31. • Allocate the extra 5X RewardCash to one selected category. • Qualifying spend is counted during 2026-01-01 to 2026-12-31. • The first HKD100,000 of qualifying spend is eligible for the extra reward. • Maximum extra RewardCash is HKD2,000. • The extra reward is in addition to the basic RewardCash. • Selected category bucket: 賞購物. • Valid only for the listed merchants in the 其他 group. • The merchant list and merchant category rules in the terms and conditions apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: agnes b fleuriste / cantevole / casetify / la boh me / royce / 屈臣氏酒窖 · Type: merchant
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Selected category bucket: 賞購物.
• Valid only for the listed merchants in the 其他 group.
• The merchant list and merchant category rules in the terms and conditions apply.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Eligible categories: 中國內地簽賬 • Applies to RMB transactions made with the RMB sub-account. • The stated saving is subject to the card terms and transaction conditions.

• Eligibility: Audience: all
• Eligible spending: Applies to: 中國內地簽賬 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Applies to RMB transactions made with the RMB sub-account.
• The stated saving is subject to the card terms and transaction conditions.

This benefit does not apply to a purchase. • Customer: New customer • Application, registration or activation required. See conditions. • Applies to the HSBC UnionPay Dual Currency card and applicable supplementary cards. • The waiver is tied to the qualifying card application and formal welcome terms.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• Applies to the HSBC UnionPay Dual Currency card and applicable supplementary cards.
• The waiver is tied to the qualifying card application and formal welcome terms.

This benefit does not apply to a purchase. • Supports HKD and RMB spending and settlement under the dual-currency structure.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Supports HKD and RMB spending and settlement under the dual-currency structure.

This benefit does not apply to a purchase. • Selected UnionPay merchant offers are available in different travel destinations. • Availability is subject to the external UnionPay offer terms.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Selected UnionPay merchant offers are available in different travel destinations.
• Availability is subject to the external UnionPay offer terms.

This benefit does not apply to a purchase. • Available after successful application and approval, subject to HSBC activation and wallet support.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Available after successful application and approval, subject to HSBC activation and wallet support.

This benefit does not apply to a purchase. • Support includes medical and travel assistance, such as health advice, referrals, emergency arrangements, translation, and contact support. • The service is available through the stated China support telephone channel.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Support includes medical and travel assistance, such as health advice, referrals, emergency arrangements, translation, and contact support.
• The service is available through the stated China support telephone channel.

This benefit does not apply to a purchase. • Offers are subject to the applicable merchant offer terms and availability.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Offers are subject to the applicable merchant offer terms and availability.

This benefit does not apply to a purchase. • Interest-free period can be up to 56 days when the full statement balance is paid by the due date. • The separate interest-free merchant instalment plan is not available for UnionPay Dual Currency cards.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Interest-free period can be up to 56 days when the full statement balance is paid by the due date.
• The separate interest-free merchant instalment plan is not available for UnionPay Dual Currency cards.

No usable purchase percentage; threshold comparison rates are not flat rewards. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 8000 • Applies to all eligible spending, subject to the conditions. • New credit-card customer; apply during the promotion; approved card; accumulate HK$8,000 eligible spend in the first 60 calendar days. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

• Eligibility: Audience: all
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$8,000.00
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• New credit-card customer; apply during the promotion; approved card; accumulate HK$8,000 eligible spend in the first 60 calendar days.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• welcome promotion applications: 2026-03-01 – 2027-02-28

No usable purchase percentage; threshold comparison rates are not flat rewards. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 8000 • Applies to all eligible spending, subject to the conditions. • New credit-card customer; choose MoneyBack points when applying; bind the HSBC easy card to the MoneyBack App within 30 calendar days after card issue; accumulate HK$8,000 eligible spend in the first 60 calendar days. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

• Eligibility: Audience: all
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$8,000.00
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• New credit-card customer; choose MoneyBack points when applying; bind the HSBC easy card to the MoneyBack App within 30 calendar days after card issue; accumulate HK$8,000 eligible spend in the first 60 calendar days.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• welcome promotion applications: 2026-03-01 – 2027-02-28