Shanghai Commercial Bank UnionPay Dual Currency Diamond Credit Card

• The source states up to 6% combined cash rebate as 5.6% Extra Cash Rebate plus 0.4% basic spending reward; the numeric rate in this object is the source-stated 5.6% component, not a combined maximum.
• Limit: 250 HKD · Per Month
• Limit applies to: Combined Cash Rebate under the existing-customer promotion per calendar month
• Application, registration or activation required. See conditions.
• Eligible categories: 本地餐飲
• The offer applies to a principal cardholder of an eligible Shanghai Commercial Bank credit card or selected co-branded credit card. Corporate and business cards are excluded; the UnionPay Dual Currency Diamond Credit Card is a Shanghai Commercial Bank credit card covered by these terms.
• Bank staff and retired employees of the Bank and its subsidiaries are excluded. The cardholder must settle the relevant payment with the eligible card.
• The cardholder must register the eligible card once on the Bank website from 1 September 2026 9:00 am to 28 February 2027 11:59 pm. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The terms also exclude listed association-restaurant transactions, specified school tuition and school collections, the HKIS membership fee and CPD event payment, and donations to the named organisations in the formal terms.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD1,500 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• Local dining and food-delivery spending means transactions at dining and food-delivery platforms or online in Hong Kong. Banquets, private functions, private rooms, hotel, department-store, association and clubhouse dining, and food and beverage services provided by designated merchants of other spending categories are excluded.
• The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Applies to all eligible spending, subject to the conditions.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• Assumes the full reward limit is still available. Combined Cash Rebate under the existing-customer promotion per calendar month
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
• No reward limit is stated. Confirm any limits before purchase.

本地餐飲：5.6% Extra Cash Rebate: 5.6%

• Eligibility: Audience: all
• Eligible spending: Applies to: 本地餐飲 · Type: category
• Benefit limit: Amount: 250 · Applies to: Combined Cash Rebate under the existing customer promotion per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: The source states up to 6% combined cash rebate as 5.6% Extra Cash Rebate plus 0.4% basic spending reward; the numeric rate in this object is the source stated 5.6% component, not a combined maximum.
• Application or registration is required.
• The offer applies to a principal cardholder of an eligible Shanghai Commercial Bank credit card or selected co-branded credit card. Corporate and business cards are excluded; the UnionPay Dual Currency Diamond Credit Card is a Shanghai Commercial Bank credit card covered by these terms.
• Bank staff and retired employees of the Bank and its subsidiaries are excluded. The cardholder must settle the relevant payment with the eligible card.
• The cardholder must register the eligible card once on the Bank website from 1 September 2026 9:00 am to 28 February 2027 11:59 pm. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The terms also exclude listed association-restaurant transactions, specified school tuition and school collections, the HKIS membership fee and CPD event payment, and donations to the named organisations in the formal terms.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD1,500 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• Local dining and food-delivery spending means transactions at dining and food-delivery platforms or online in Hong Kong. Banquets, private functions, private rooms, hotel, department-store, association and clubhouse dining, and food and beverage services provided by designated merchants of other spending categories are excluded.
• Existing Customer Cash Rebate Promotion Period: 2026-09-01 – 2027-02-28

Open source offer ↗

積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application or registration is required.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28

Open source offer ↗

• The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application, registration or activation required. See conditions.
• Applies to all eligible spending, subject to the conditions.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application or registration is required.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28

Open source offer ↗

• The source states up to 6% combined cash rebate as 5.6% Extra Cash Rebate plus 0.4% basic spending reward; the numeric rate in this object is the source-stated 5.6% component, not a combined maximum.
• Limit: 250 HKD · Per Month
• Limit applies to: Combined Cash Rebate under the existing-customer promotion per calendar month
• Application, registration or activation required. See conditions.
• Eligible categories: 本地餐飲
• The offer applies to a principal cardholder of an eligible Shanghai Commercial Bank credit card or selected co-branded credit card. Corporate and business cards are excluded; the UnionPay Dual Currency Diamond Credit Card is a Shanghai Commercial Bank credit card covered by these terms.
• Bank staff and retired employees of the Bank and its subsidiaries are excluded. The cardholder must settle the relevant payment with the eligible card.
• The cardholder must register the eligible card once on the Bank website from 1 September 2026 9:00 am to 28 February 2027 11:59 pm. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The terms also exclude listed association-restaurant transactions, specified school tuition and school collections, the HKIS membership fee and CPD event payment, and donations to the named organisations in the formal terms.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD1,500 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• Local dining and food-delivery spending means transactions at dining and food-delivery platforms or online in Hong Kong. Banquets, private functions, private rooms, hotel, department-store, association and clubhouse dining, and food and beverage services provided by designated merchants of other spending categories are excluded.
• The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Applies to all eligible spending, subject to the conditions.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• Assumes the full reward limit is still available. Combined Cash Rebate under the existing-customer promotion per calendar month
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
• No reward limit is stated. Confirm any limits before purchase.

本地餐飲：5.6% Extra Cash Rebate: 5.6%

• Eligibility: Audience: all
• Eligible spending: Applies to: 本地餐飲 · Type: category
• Benefit limit: Amount: 250 · Applies to: Combined Cash Rebate under the existing customer promotion per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: The source states up to 6% combined cash rebate as 5.6% Extra Cash Rebate plus 0.4% basic spending reward; the numeric rate in this object is the source stated 5.6% component, not a combined maximum.
• Application or registration is required.
• The offer applies to a principal cardholder of an eligible Shanghai Commercial Bank credit card or selected co-branded credit card. Corporate and business cards are excluded; the UnionPay Dual Currency Diamond Credit Card is a Shanghai Commercial Bank credit card covered by these terms.
• Bank staff and retired employees of the Bank and its subsidiaries are excluded. The cardholder must settle the relevant payment with the eligible card.
• The cardholder must register the eligible card once on the Bank website from 1 September 2026 9:00 am to 28 February 2027 11:59 pm. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The terms also exclude listed association-restaurant transactions, specified school tuition and school collections, the HKIS membership fee and CPD event payment, and donations to the named organisations in the formal terms.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD1,500 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• Local dining and food-delivery spending means transactions at dining and food-delivery platforms or online in Hong Kong. Banquets, private functions, private rooms, hotel, department-store, association and clubhouse dining, and food and beverage services provided by designated merchants of other spending categories are excluded.
• Existing Customer Cash Rebate Promotion Period: 2026-09-01 – 2027-02-28

Open source offer ↗

積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application or registration is required.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28

Open source offer ↗

• The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application, registration or activation required. See conditions.
• Applies to all eligible spending, subject to the conditions.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application or registration is required.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28

Open source offer ↗

• The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application, registration or activation required. See conditions.
• Applies to all eligible spending, subject to the conditions.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application or registration is required.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28

Open source offer ↗

• The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application, registration or activation required. See conditions.
• Applies to all eligible spending, subject to the conditions.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application or registration is required.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28

Open source offer ↗

• The source states up to 6% combined cash rebate as 5.6% Extra Cash Rebate plus 0.4% basic spending reward; the numeric rate in this object is the source-stated 5.6% component, not a combined maximum.
• Limit: 250 HKD · Per Month
• Limit applies to: Combined Cash Rebate under the existing-customer promotion per calendar month
• Application, registration or activation required. See conditions.
• Eligible categories: 超級市場
• The offer applies to a principal cardholder of an eligible Shanghai Commercial Bank credit card or selected co-branded credit card. Corporate and business cards are excluded; the UnionPay Dual Currency Diamond Credit Card is a Shanghai Commercial Bank credit card covered by these terms.
• Bank staff and retired employees of the Bank and its subsidiaries are excluded. The cardholder must settle the relevant payment with the eligible card.
• The cardholder must register the eligible card once on the Bank website from 1 September 2026 9:00 am to 28 February 2027 11:59 pm. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The terms also exclude listed association-restaurant transactions, specified school tuition and school collections, the HKIS membership fee and CPD event payment, and donations to the named organisations in the formal terms.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD1,500 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• Local supermarket spending means transactions at supermarkets or online in Hong Kong. Transactions at counters and merchants in department stores are excluded.
• The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Applies to all eligible spending, subject to the conditions.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• Assumes the full reward limit is still available. Combined Cash Rebate under the existing-customer promotion per calendar month
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
• No reward limit is stated. Confirm any limits before purchase.

超級市場：5.6% Extra Cash Rebate: 5.6%

• Eligibility: Audience: all
• Eligible spending: Applies to: 超級市場 · Type: category
• Benefit limit: Amount: 250 · Applies to: Combined Cash Rebate under the existing customer promotion per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: The source states up to 6% combined cash rebate as 5.6% Extra Cash Rebate plus 0.4% basic spending reward; the numeric rate in this object is the source stated 5.6% component, not a combined maximum.
• Application or registration is required.
• The offer applies to a principal cardholder of an eligible Shanghai Commercial Bank credit card or selected co-branded credit card. Corporate and business cards are excluded; the UnionPay Dual Currency Diamond Credit Card is a Shanghai Commercial Bank credit card covered by these terms.
• Bank staff and retired employees of the Bank and its subsidiaries are excluded. The cardholder must settle the relevant payment with the eligible card.
• The cardholder must register the eligible card once on the Bank website from 1 September 2026 9:00 am to 28 February 2027 11:59 pm. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The terms also exclude listed association-restaurant transactions, specified school tuition and school collections, the HKIS membership fee and CPD event payment, and donations to the named organisations in the formal terms.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD1,500 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• Local supermarket spending means transactions at supermarkets or online in Hong Kong. Transactions at counters and merchants in department stores are excluded.
• Existing Customer Cash Rebate Promotion Period: 2026-09-01 – 2027-02-28

Open source offer ↗

積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application or registration is required.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28

Open source offer ↗

• The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application, registration or activation required. See conditions.
• Applies to all eligible spending, subject to the conditions.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application or registration is required.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28

Open source offer ↗

• The source states up to 6% combined cash rebate as 5.6% Extra Cash Rebate plus 0.4% basic spending reward; the numeric rate in this object is the source-stated 5.6% component, not a combined maximum.
• Limit: 250 HKD · Per Month
• Limit applies to: Combined Cash Rebate under the existing-customer promotion per calendar month
• Application, registration or activation required. See conditions.
• Eligible categories: 超級市場
• The offer applies to a principal cardholder of an eligible Shanghai Commercial Bank credit card or selected co-branded credit card. Corporate and business cards are excluded; the UnionPay Dual Currency Diamond Credit Card is a Shanghai Commercial Bank credit card covered by these terms.
• Bank staff and retired employees of the Bank and its subsidiaries are excluded. The cardholder must settle the relevant payment with the eligible card.
• The cardholder must register the eligible card once on the Bank website from 1 September 2026 9:00 am to 28 February 2027 11:59 pm. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The terms also exclude listed association-restaurant transactions, specified school tuition and school collections, the HKIS membership fee and CPD event payment, and donations to the named organisations in the formal terms.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD1,500 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• Local supermarket spending means transactions at supermarkets or online in Hong Kong. Transactions at counters and merchants in department stores are excluded.
• The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Applies to all eligible spending, subject to the conditions.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• Assumes the full reward limit is still available. Combined Cash Rebate under the existing-customer promotion per calendar month
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
• No reward limit is stated. Confirm any limits before purchase.

超級市場：5.6% Extra Cash Rebate: 5.6%

• Eligibility: Audience: all
• Eligible spending: Applies to: 超級市場 · Type: category
• Benefit limit: Amount: 250 · Applies to: Combined Cash Rebate under the existing customer promotion per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: The source states up to 6% combined cash rebate as 5.6% Extra Cash Rebate plus 0.4% basic spending reward; the numeric rate in this object is the source stated 5.6% component, not a combined maximum.
• Application or registration is required.
• The offer applies to a principal cardholder of an eligible Shanghai Commercial Bank credit card or selected co-branded credit card. Corporate and business cards are excluded; the UnionPay Dual Currency Diamond Credit Card is a Shanghai Commercial Bank credit card covered by these terms.
• Bank staff and retired employees of the Bank and its subsidiaries are excluded. The cardholder must settle the relevant payment with the eligible card.
• The cardholder must register the eligible card once on the Bank website from 1 September 2026 9:00 am to 28 February 2027 11:59 pm. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The terms also exclude listed association-restaurant transactions, specified school tuition and school collections, the HKIS membership fee and CPD event payment, and donations to the named organisations in the formal terms.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD1,500 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• Local supermarket spending means transactions at supermarkets or online in Hong Kong. Transactions at counters and merchants in department stores are excluded.
• Existing Customer Cash Rebate Promotion Period: 2026-09-01 – 2027-02-28

Open source offer ↗

積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application or registration is required.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28

Open source offer ↗

• The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application, registration or activation required. See conditions.
• Applies to all eligible spending, subject to the conditions.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application or registration is required.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28

Open source offer ↗

• The source states up to 6% combined cash rebate as 5.6% Extra Cash Rebate plus 0.4% basic spending reward; the numeric rate in this object is the source-stated 5.6% component, not a combined maximum.
• Limit: 250 HKD · Per Month
• Limit applies to: Combined Cash Rebate under the existing-customer promotion per calendar month
• Application, registration or activation required. See conditions.
• Eligible categories: 百貨公司
• The offer applies to a principal cardholder of an eligible Shanghai Commercial Bank credit card or selected co-branded credit card. Corporate and business cards are excluded; the UnionPay Dual Currency Diamond Credit Card is a Shanghai Commercial Bank credit card covered by these terms.
• Bank staff and retired employees of the Bank and its subsidiaries are excluded. The cardholder must settle the relevant payment with the eligible card.
• The cardholder must register the eligible card once on the Bank website from 1 September 2026 9:00 am to 28 February 2027 11:59 pm. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The terms also exclude listed association-restaurant transactions, specified school tuition and school collections, the HKIS membership fee and CPD event payment, and donations to the named organisations in the formal terms.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD1,500 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• Local department-store spending is included only under the source-defined local supermarket and department-store category; transactions at counters and merchants in department stores are excluded.
• The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Applies to all eligible spending, subject to the conditions.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• Assumes the full reward limit is still available. Combined Cash Rebate under the existing-customer promotion per calendar month
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
• No reward limit is stated. Confirm any limits before purchase.

百貨公司：5.6% Extra Cash Rebate: 5.6%

• Eligibility: Audience: all
• Eligible spending: Applies to: 百貨公司 · Type: category
• Benefit limit: Amount: 250 · Applies to: Combined Cash Rebate under the existing customer promotion per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: The source states up to 6% combined cash rebate as 5.6% Extra Cash Rebate plus 0.4% basic spending reward; the numeric rate in this object is the source stated 5.6% component, not a combined maximum.
• Application or registration is required.
• The offer applies to a principal cardholder of an eligible Shanghai Commercial Bank credit card or selected co-branded credit card. Corporate and business cards are excluded; the UnionPay Dual Currency Diamond Credit Card is a Shanghai Commercial Bank credit card covered by these terms.
• Bank staff and retired employees of the Bank and its subsidiaries are excluded. The cardholder must settle the relevant payment with the eligible card.
• The cardholder must register the eligible card once on the Bank website from 1 September 2026 9:00 am to 28 February 2027 11:59 pm. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The terms also exclude listed association-restaurant transactions, specified school tuition and school collections, the HKIS membership fee and CPD event payment, and donations to the named organisations in the formal terms.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD1,500 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• Local department-store spending is included only under the source-defined local supermarket and department-store category; transactions at counters and merchants in department stores are excluded.
• Existing Customer Cash Rebate Promotion Period: 2026-09-01 – 2027-02-28

Open source offer ↗

積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application or registration is required.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28

Open source offer ↗

• The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application, registration or activation required. See conditions.
• Applies to all eligible spending, subject to the conditions.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application or registration is required.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28

Open source offer ↗

• The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application, registration or activation required. See conditions.
• Applies to all eligible spending, subject to the conditions.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application or registration is required.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28

Open source offer ↗

• The source states up to 6% combined cash rebate as 5.6% Extra Cash Rebate plus 0.4% basic spending reward; the numeric rate in this object is the source-stated 5.6% component, not a combined maximum.
• Limit: 250 HKD · Per Month
• Limit applies to: Combined Cash Rebate under the existing-customer promotion per calendar month
• Application, registration or activation required. See conditions.
• Eligible categories: 百貨公司
• The offer applies to a principal cardholder of an eligible Shanghai Commercial Bank credit card or selected co-branded credit card. Corporate and business cards are excluded; the UnionPay Dual Currency Diamond Credit Card is a Shanghai Commercial Bank credit card covered by these terms.
• Bank staff and retired employees of the Bank and its subsidiaries are excluded. The cardholder must settle the relevant payment with the eligible card.
• The cardholder must register the eligible card once on the Bank website from 1 September 2026 9:00 am to 28 February 2027 11:59 pm. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The terms also exclude listed association-restaurant transactions, specified school tuition and school collections, the HKIS membership fee and CPD event payment, and donations to the named organisations in the formal terms.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD1,500 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• Local department-store spending is included only under the source-defined local supermarket and department-store category; transactions at counters and merchants in department stores are excluded.
• The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Applies to all eligible spending, subject to the conditions.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• Assumes the full reward limit is still available. Combined Cash Rebate under the existing-customer promotion per calendar month
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
• No reward limit is stated. Confirm any limits before purchase.

百貨公司：5.6% Extra Cash Rebate: 5.6%

• Eligibility: Audience: all
• Eligible spending: Applies to: 百貨公司 · Type: category
• Benefit limit: Amount: 250 · Applies to: Combined Cash Rebate under the existing customer promotion per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: The source states up to 6% combined cash rebate as 5.6% Extra Cash Rebate plus 0.4% basic spending reward; the numeric rate in this object is the source stated 5.6% component, not a combined maximum.
• Application or registration is required.
• The offer applies to a principal cardholder of an eligible Shanghai Commercial Bank credit card or selected co-branded credit card. Corporate and business cards are excluded; the UnionPay Dual Currency Diamond Credit Card is a Shanghai Commercial Bank credit card covered by these terms.
• Bank staff and retired employees of the Bank and its subsidiaries are excluded. The cardholder must settle the relevant payment with the eligible card.
• The cardholder must register the eligible card once on the Bank website from 1 September 2026 9:00 am to 28 February 2027 11:59 pm. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The terms also exclude listed association-restaurant transactions, specified school tuition and school collections, the HKIS membership fee and CPD event payment, and donations to the named organisations in the formal terms.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD1,500 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• Local department-store spending is included only under the source-defined local supermarket and department-store category; transactions at counters and merchants in department stores are excluded.
• Existing Customer Cash Rebate Promotion Period: 2026-09-01 – 2027-02-28

Open source offer ↗

積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application or registration is required.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28

Open source offer ↗

• The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application, registration or activation required. See conditions.
• Applies to all eligible spending, subject to the conditions.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application or registration is required.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28

Open source offer ↗

• The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application, registration or activation required. See conditions.
• Applies to all eligible spending, subject to the conditions.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application or registration is required.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28

Open source offer ↗

• The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application, registration or activation required. See conditions.
• Applies to all eligible spending, subject to the conditions.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application or registration is required.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28

Open source offer ↗

• The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application, registration or activation required. See conditions.
• Applies to all eligible spending, subject to the conditions.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application or registration is required.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28

Open source offer ↗

• The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application, registration or activation required. See conditions.
• Applies to all eligible spending, subject to the conditions.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application or registration is required.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28

Open source offer ↗

• The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application, registration or activation required. See conditions.
• Applies to all eligible spending, subject to the conditions.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application or registration is required.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28

Open source offer ↗

• The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application, registration or activation required. See conditions.
• Applies to all eligible spending, subject to the conditions.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application or registration is required.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28

Open source offer ↗

• The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application, registration or activation required. See conditions.
• Applies to all eligible spending, subject to the conditions.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application or registration is required.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28

Open source offer ↗

• The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application, registration or activation required. See conditions.
• Applies to all eligible spending, subject to the conditions.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application or registration is required.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28

Open source offer ↗

• The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application, registration or activation required. See conditions.
• Applies to all eligible spending, subject to the conditions.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application or registration is required.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28

Open source offer ↗

• The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application, registration or activation required. See conditions.
• Applies to all eligible spending, subject to the conditions.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application or registration is required.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28

Open source offer ↗

• The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application, registration or activation required. See conditions.
• Applies to all eligible spending, subject to the conditions.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application or registration is required.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28

Open source offer ↗

• The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application, registration or activation required. See conditions.
• Applies to all eligible spending, subject to the conditions.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application or registration is required.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28

Open source offer ↗

• The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application, registration or activation required. See conditions.
• Applies to all eligible spending, subject to the conditions.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application or registration is required.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28

Open source offer ↗

• The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application, registration or activation required. See conditions.
• Applies to all eligible spending, subject to the conditions.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application or registration is required.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28

Open source offer ↗

• The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application, registration or activation required. See conditions.
• Applies to all eligible spending, subject to the conditions.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application or registration is required.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28

Open source offer ↗

• The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application, registration or activation required. See conditions.
• Applies to all eligible spending, subject to the conditions.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application or registration is required.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28

Open source offer ↗

• The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application, registration or activation required. See conditions.
• Applies to all eligible spending, subject to the conditions.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application or registration is required.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28

Open source offer ↗

• The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application, registration or activation required. See conditions.
• Applies to all eligible spending, subject to the conditions.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application or registration is required.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28

Open source offer ↗

• The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application, registration or activation required. See conditions.
• Applies to all eligible spending, subject to the conditions.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application or registration is required.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28

Open source offer ↗

• The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application, registration or activation required. See conditions.
• Applies to all eligible spending, subject to the conditions.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application or registration is required.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28

Open source offer ↗

• The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application, registration or activation required. See conditions.
• Applies to all eligible spending, subject to the conditions.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application or registration is required.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28

Open source offer ↗

• The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application, registration or activation required. See conditions.
• Applies to all eligible spending, subject to the conditions.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application or registration is required.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28

Open source offer ↗

• The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application, registration or activation required. See conditions.
• Applies to all eligible spending, subject to the conditions.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application or registration is required.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28

Open source offer ↗

• The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application, registration or activation required. See conditions.
• Applies to all eligible spending, subject to the conditions.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application or registration is required.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28

Open source offer ↗

• The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application, registration or activation required. See conditions.
• Applies to all eligible spending, subject to the conditions.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application or registration is required.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28

Open source offer ↗

• The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application, registration or activation required. See conditions.
• Applies to all eligible spending, subject to the conditions.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application or registration is required.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28

Open source offer ↗

• The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application, registration or activation required. See conditions.
• Applies to all eligible spending, subject to the conditions.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application or registration is required.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28

Open source offer ↗

• The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application, registration or activation required. See conditions.
• Applies to all eligible spending, subject to the conditions.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application or registration is required.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28

Open source offer ↗

• The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application, registration or activation required. See conditions.
• Applies to all eligible spending, subject to the conditions.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application or registration is required.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28

Open source offer ↗

• The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application, registration or activation required. See conditions.
• Applies to all eligible spending, subject to the conditions.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application or registration is required.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28

Open source offer ↗

• The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application, registration or activation required. See conditions.
• Applies to all eligible spending, subject to the conditions.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application or registration is required.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28

Open source offer ↗

• The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application, registration or activation required. See conditions.
• Applies to all eligible spending, subject to the conditions.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application or registration is required.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28

Open source offer ↗

• The source states up to 6% combined cash rebate as 5.6% Extra Cash Rebate plus 0.4% basic spending reward; the numeric rate in this object is the source-stated 5.6% component, not a combined maximum.
• Limit: 250 HKD · Per Month
• Limit applies to: Combined Cash Rebate under the existing-customer promotion per calendar month
• Application, registration or activation required. See conditions.
• Eligible categories: 海外簽賬
• The offer applies to a principal cardholder of an eligible Shanghai Commercial Bank credit card or selected co-branded credit card. Corporate and business cards are excluded; the UnionPay Dual Currency Diamond Credit Card is a Shanghai Commercial Bank credit card covered by these terms.
• Bank staff and retired employees of the Bank and its subsidiaries are excluded. The cardholder must settle the relevant payment with the eligible card.
• The cardholder must register the eligible card once on the Bank website from 1 September 2026 9:00 am to 28 February 2027 11:59 pm. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The terms also exclude listed association-restaurant transactions, specified school tuition and school collections, the HKIS membership fee and CPD event payment, and donations to the named organisations in the formal terms.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD1,500 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• Foreign Currency Spending means any overseas retail or online transaction settled in a currency other than Hong Kong dollars. UnionPay Dual Currency Credit Card Renminbi-account transactions are excluded from this category.
• The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Applies to all eligible spending, subject to the conditions.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• Assumes the full reward limit is still available. Combined Cash Rebate under the existing-customer promotion per calendar month
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
• No reward limit is stated. Confirm any limits before purchase.

海外簽賬：5.6% Extra Cash Rebate: 5.6%

• Eligibility: Audience: all
• Eligible spending: Applies to: 海外簽賬 · Type: category
• Benefit limit: Amount: 250 · Applies to: Combined Cash Rebate under the existing customer promotion per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: The source states up to 6% combined cash rebate as 5.6% Extra Cash Rebate plus 0.4% basic spending reward; the numeric rate in this object is the source stated 5.6% component, not a combined maximum.
• Application or registration is required.
• The offer applies to a principal cardholder of an eligible Shanghai Commercial Bank credit card or selected co-branded credit card. Corporate and business cards are excluded; the UnionPay Dual Currency Diamond Credit Card is a Shanghai Commercial Bank credit card covered by these terms.
• Bank staff and retired employees of the Bank and its subsidiaries are excluded. The cardholder must settle the relevant payment with the eligible card.
• The cardholder must register the eligible card once on the Bank website from 1 September 2026 9:00 am to 28 February 2027 11:59 pm. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The terms also exclude listed association-restaurant transactions, specified school tuition and school collections, the HKIS membership fee and CPD event payment, and donations to the named organisations in the formal terms.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD1,500 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• Foreign Currency Spending means any overseas retail or online transaction settled in a currency other than Hong Kong dollars. UnionPay Dual Currency Credit Card Renminbi-account transactions are excluded from this category.
• Existing Customer Cash Rebate Promotion Period: 2026-09-01 – 2027-02-28

Open source offer ↗

積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application or registration is required.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28

Open source offer ↗

• The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application, registration or activation required. See conditions.
• Applies to all eligible spending, subject to the conditions.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application or registration is required.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28

Open source offer ↗

• The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application, registration or activation required. See conditions.
• Applies to all eligible spending, subject to the conditions.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application or registration is required.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28

Open source offer ↗

• The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application, registration or activation required. See conditions.
• Applies to all eligible spending, subject to the conditions.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application or registration is required.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28

Open source offer ↗

• The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application, registration or activation required. See conditions.
• Applies to all eligible spending, subject to the conditions.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application or registration is required.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28

Open source offer ↗

• The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application, registration or activation required. See conditions.
• Applies to all eligible spending, subject to the conditions.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application or registration is required.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28

Open source offer ↗

• The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application, registration or activation required. See conditions.
• Applies to all eligible spending, subject to the conditions.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application or registration is required.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28

Open source offer ↗

• The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application, registration or activation required. See conditions.
• Applies to all eligible spending, subject to the conditions.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application or registration is required.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28

Open source offer ↗

• The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application, registration or activation required. See conditions.
• Applies to all eligible spending, subject to the conditions.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application or registration is required.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28

Open source offer ↗

• The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application, registration or activation required. See conditions.
• Applies to all eligible spending, subject to the conditions.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application or registration is required.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28

Open source offer ↗

• The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application, registration or activation required. See conditions.
• Applies to all eligible spending, subject to the conditions.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application or registration is required.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28

Open source offer ↗

• The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application, registration or activation required. See conditions.
• Applies to all eligible spending, subject to the conditions.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application or registration is required.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28

Open source offer ↗

• The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application, registration or activation required. See conditions.
• Applies to all eligible spending, subject to the conditions.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application or registration is required.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28

Open source offer ↗

• The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application, registration or activation required. See conditions.
• Applies to all eligible spending, subject to the conditions.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application or registration is required.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28

Open source offer ↗

• The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application, registration or activation required. See conditions.
• Applies to all eligible spending, subject to the conditions.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application or registration is required.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28

Open source offer ↗

• The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application, registration or activation required. See conditions.
• Applies to all eligible spending, subject to the conditions.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate.
• Application or registration is required.
• The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
• The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
• Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
• The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
• Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
• The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
• The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
• The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
• New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28

Open source offer ↗