上海商業銀行銀聯雙幣鑽石信用卡

所屬銀行: Shanghai Commercial Bank
發卡機構: Shanghai
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各類別回贈

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類別	回贈百分比	條件
餐飲	6%	條件及計算 The source states up to 6% combined cash rebate as 5.6% Extra Cash Rebate plus 0.4% basic spending reward; the numeric rate in this object is the source-stated 5.6% component, not a combined maximum. Limit: 250 HKD · Per Month Limit applies to: Combined Cash Rebate under the existing-customer promotion per calendar month Application, registration or activation required. See conditions. Eligible categories: 本地餐飲 The offer applies to a principal cardholder of an eligible Shanghai Commercial Bank credit card or selected co-branded credit card. Corporate and business cards are excluded; the UnionPay Dual Currency Diamond Credit Card is a Shanghai Commercial Bank credit card covered by these terms. Bank staff and retired employees of the Bank and its subsidiaries are excluded. The cardholder must settle the relevant payment with the eligible card. The cardholder must register the eligible card once on the Bank website from 1 September 2026 9:00 am to 28 February 2027 11:59 pm. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The terms also exclude listed association-restaurant transactions, specified school tuition and school collections, the HKIS membership fee and CPD event payment, and donations to the named organisations in the formal terms. The combined Cash Rebate is capped at HKD250 per calendar month and HKD1,500 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. Local dining and food-delivery spending means transactions at dining and food-delivery platforms or online in Hong Kong. Banquets, private functions, private rooms, hotel, department-store, association and clubhouse dining, and food and beverage services provided by designated merchants of other spending categories are excluded. The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate. Applies to all eligible spending, subject to the conditions. The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. Assumes the full reward limit is still available. Combined Cash Rebate under the existing-customer promotion per calendar month Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. No reward limit is stated. Confirm any limits before purchase. 本地餐飲：5.6% Extra Cash Rebate: 5.6% 適用資格: 適用對象: 全部適用消費: 適用範圍: 本地餐飲 · Type: 類別優惠上限: 金額: 250 · 適用範圍: Combined Cash Rebate under the existing customer promotion per calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣百分比備註: The source states up to 6% combined cash rebate as 5.6% Extra Cash Rebate plus 0.4% basic spending reward; the numeric rate in this object is the source stated 5.6% component, not a combined maximum. 須申請或登記。 The offer applies to a principal cardholder of an eligible Shanghai Commercial Bank credit card or selected co-branded credit card. Corporate and business cards are excluded; the UnionPay Dual Currency Diamond Credit Card is a Shanghai Commercial Bank credit card covered by these terms. Bank staff and retired employees of the Bank and its subsidiaries are excluded. The cardholder must settle the relevant payment with the eligible card. The cardholder must register the eligible card once on the Bank website from 1 September 2026 9:00 am to 28 February 2027 11:59 pm. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The terms also exclude listed association-restaurant transactions, specified school tuition and school collections, the HKIS membership fee and CPD event payment, and donations to the named organisations in the formal terms. The combined Cash Rebate is capped at HKD250 per calendar month and HKD1,500 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. Local dining and food-delivery spending means transactions at dining and food-delivery platforms or online in Hong Kong. Banquets, private functions, private rooms, hotel, department-store, association and clubhouse dining, and food and beverage services provided by designated merchants of other spending categories are excluded. Existing Customer Cash Rebate Promotion Period: 2026-09-01 – 2027-02-28 開啟優惠來源 ↗ 積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 未提供百分比備註: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate. 須申請或登記。 The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28 開啟優惠來源 ↗
高級餐廳	0.4%	條件及計算 The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate. Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 未提供百分比備註: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate. 須申請或登記。 The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28 開啟優惠來源 ↗
本地餐飲	6%	條件及計算 The source states up to 6% combined cash rebate as 5.6% Extra Cash Rebate plus 0.4% basic spending reward; the numeric rate in this object is the source-stated 5.6% component, not a combined maximum. Limit: 250 HKD · Per Month Limit applies to: Combined Cash Rebate under the existing-customer promotion per calendar month Application, registration or activation required. See conditions. Eligible categories: 本地餐飲 The offer applies to a principal cardholder of an eligible Shanghai Commercial Bank credit card or selected co-branded credit card. Corporate and business cards are excluded; the UnionPay Dual Currency Diamond Credit Card is a Shanghai Commercial Bank credit card covered by these terms. Bank staff and retired employees of the Bank and its subsidiaries are excluded. The cardholder must settle the relevant payment with the eligible card. The cardholder must register the eligible card once on the Bank website from 1 September 2026 9:00 am to 28 February 2027 11:59 pm. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The terms also exclude listed association-restaurant transactions, specified school tuition and school collections, the HKIS membership fee and CPD event payment, and donations to the named organisations in the formal terms. The combined Cash Rebate is capped at HKD250 per calendar month and HKD1,500 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. Local dining and food-delivery spending means transactions at dining and food-delivery platforms or online in Hong Kong. Banquets, private functions, private rooms, hotel, department-store, association and clubhouse dining, and food and beverage services provided by designated merchants of other spending categories are excluded. The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate. Applies to all eligible spending, subject to the conditions. The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. Assumes the full reward limit is still available. Combined Cash Rebate under the existing-customer promotion per calendar month Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. No reward limit is stated. Confirm any limits before purchase. 本地餐飲：5.6% Extra Cash Rebate: 5.6% 適用資格: 適用對象: 全部適用消費: 適用範圍: 本地餐飲 · Type: 類別優惠上限: 金額: 250 · 適用範圍: Combined Cash Rebate under the existing customer promotion per calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣百分比備註: The source states up to 6% combined cash rebate as 5.6% Extra Cash Rebate plus 0.4% basic spending reward; the numeric rate in this object is the source stated 5.6% component, not a combined maximum. 須申請或登記。 The offer applies to a principal cardholder of an eligible Shanghai Commercial Bank credit card or selected co-branded credit card. Corporate and business cards are excluded; the UnionPay Dual Currency Diamond Credit Card is a Shanghai Commercial Bank credit card covered by these terms. Bank staff and retired employees of the Bank and its subsidiaries are excluded. The cardholder must settle the relevant payment with the eligible card. The cardholder must register the eligible card once on the Bank website from 1 September 2026 9:00 am to 28 February 2027 11:59 pm. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The terms also exclude listed association-restaurant transactions, specified school tuition and school collections, the HKIS membership fee and CPD event payment, and donations to the named organisations in the formal terms. The combined Cash Rebate is capped at HKD250 per calendar month and HKD1,500 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. Local dining and food-delivery spending means transactions at dining and food-delivery platforms or online in Hong Kong. Banquets, private functions, private rooms, hotel, department-store, association and clubhouse dining, and food and beverage services provided by designated merchants of other spending categories are excluded. Existing Customer Cash Rebate Promotion Period: 2026-09-01 – 2027-02-28 開啟優惠來源 ↗ 積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 未提供百分比備註: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate. 須申請或登記。 The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28 開啟優惠來源 ↗
快餐	0.4%	條件及計算 The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate. Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 未提供百分比備註: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate. 須申請或登記。 The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28 開啟優惠來源 ↗
外賣平台	0.4%	條件及計算 The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate. Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 未提供百分比備註: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate. 須申請或登記。 The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28 開啟優惠來源 ↗
咖啡店／烘焙／甜品	0.4%	條件及計算 The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate. Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 未提供百分比備註: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate. 須申請或登記。 The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28 開啟優惠來源 ↗
超市及雜貨	6%	條件及計算 The source states up to 6% combined cash rebate as 5.6% Extra Cash Rebate plus 0.4% basic spending reward; the numeric rate in this object is the source-stated 5.6% component, not a combined maximum. Limit: 250 HKD · Per Month Limit applies to: Combined Cash Rebate under the existing-customer promotion per calendar month Application, registration or activation required. See conditions. Eligible categories: 超級市場 The offer applies to a principal cardholder of an eligible Shanghai Commercial Bank credit card or selected co-branded credit card. Corporate and business cards are excluded; the UnionPay Dual Currency Diamond Credit Card is a Shanghai Commercial Bank credit card covered by these terms. Bank staff and retired employees of the Bank and its subsidiaries are excluded. The cardholder must settle the relevant payment with the eligible card. The cardholder must register the eligible card once on the Bank website from 1 September 2026 9:00 am to 28 February 2027 11:59 pm. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The terms also exclude listed association-restaurant transactions, specified school tuition and school collections, the HKIS membership fee and CPD event payment, and donations to the named organisations in the formal terms. The combined Cash Rebate is capped at HKD250 per calendar month and HKD1,500 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. Local supermarket spending means transactions at supermarkets or online in Hong Kong. Transactions at counters and merchants in department stores are excluded. The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate. Applies to all eligible spending, subject to the conditions. The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. Assumes the full reward limit is still available. Combined Cash Rebate under the existing-customer promotion per calendar month Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. No reward limit is stated. Confirm any limits before purchase. 超級市場：5.6% Extra Cash Rebate: 5.6% 適用資格: 適用對象: 全部適用消費: 適用範圍: 超級市場 · Type: 類別優惠上限: 金額: 250 · 適用範圍: Combined Cash Rebate under the existing customer promotion per calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣百分比備註: The source states up to 6% combined cash rebate as 5.6% Extra Cash Rebate plus 0.4% basic spending reward; the numeric rate in this object is the source stated 5.6% component, not a combined maximum. 須申請或登記。 The offer applies to a principal cardholder of an eligible Shanghai Commercial Bank credit card or selected co-branded credit card. Corporate and business cards are excluded; the UnionPay Dual Currency Diamond Credit Card is a Shanghai Commercial Bank credit card covered by these terms. Bank staff and retired employees of the Bank and its subsidiaries are excluded. The cardholder must settle the relevant payment with the eligible card. The cardholder must register the eligible card once on the Bank website from 1 September 2026 9:00 am to 28 February 2027 11:59 pm. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The terms also exclude listed association-restaurant transactions, specified school tuition and school collections, the HKIS membership fee and CPD event payment, and donations to the named organisations in the formal terms. The combined Cash Rebate is capped at HKD250 per calendar month and HKD1,500 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. Local supermarket spending means transactions at supermarkets or online in Hong Kong. Transactions at counters and merchants in department stores are excluded. Existing Customer Cash Rebate Promotion Period: 2026-09-01 – 2027-02-28 開啟優惠來源 ↗ 積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 未提供百分比備註: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate. 須申請或登記。 The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28 開啟優惠來源 ↗
街市	0.4%	條件及計算 The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate. Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 未提供百分比備註: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate. 須申請或登記。 The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28 開啟優惠來源 ↗
超級市場	6%	條件及計算 The source states up to 6% combined cash rebate as 5.6% Extra Cash Rebate plus 0.4% basic spending reward; the numeric rate in this object is the source-stated 5.6% component, not a combined maximum. Limit: 250 HKD · Per Month Limit applies to: Combined Cash Rebate under the existing-customer promotion per calendar month Application, registration or activation required. See conditions. Eligible categories: 超級市場 The offer applies to a principal cardholder of an eligible Shanghai Commercial Bank credit card or selected co-branded credit card. Corporate and business cards are excluded; the UnionPay Dual Currency Diamond Credit Card is a Shanghai Commercial Bank credit card covered by these terms. Bank staff and retired employees of the Bank and its subsidiaries are excluded. The cardholder must settle the relevant payment with the eligible card. The cardholder must register the eligible card once on the Bank website from 1 September 2026 9:00 am to 28 February 2027 11:59 pm. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The terms also exclude listed association-restaurant transactions, specified school tuition and school collections, the HKIS membership fee and CPD event payment, and donations to the named organisations in the formal terms. The combined Cash Rebate is capped at HKD250 per calendar month and HKD1,500 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. Local supermarket spending means transactions at supermarkets or online in Hong Kong. Transactions at counters and merchants in department stores are excluded. The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate. Applies to all eligible spending, subject to the conditions. The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. Assumes the full reward limit is still available. Combined Cash Rebate under the existing-customer promotion per calendar month Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. No reward limit is stated. Confirm any limits before purchase. 超級市場：5.6% Extra Cash Rebate: 5.6% 適用資格: 適用對象: 全部適用消費: 適用範圍: 超級市場 · Type: 類別優惠上限: 金額: 250 · 適用範圍: Combined Cash Rebate under the existing customer promotion per calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣百分比備註: The source states up to 6% combined cash rebate as 5.6% Extra Cash Rebate plus 0.4% basic spending reward; the numeric rate in this object is the source stated 5.6% component, not a combined maximum. 須申請或登記。 The offer applies to a principal cardholder of an eligible Shanghai Commercial Bank credit card or selected co-branded credit card. Corporate and business cards are excluded; the UnionPay Dual Currency Diamond Credit Card is a Shanghai Commercial Bank credit card covered by these terms. Bank staff and retired employees of the Bank and its subsidiaries are excluded. The cardholder must settle the relevant payment with the eligible card. The cardholder must register the eligible card once on the Bank website from 1 September 2026 9:00 am to 28 February 2027 11:59 pm. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The terms also exclude listed association-restaurant transactions, specified school tuition and school collections, the HKIS membership fee and CPD event payment, and donations to the named organisations in the formal terms. The combined Cash Rebate is capped at HKD250 per calendar month and HKD1,500 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. Local supermarket spending means transactions at supermarkets or online in Hong Kong. Transactions at counters and merchants in department stores are excluded. Existing Customer Cash Rebate Promotion Period: 2026-09-01 – 2027-02-28 開啟優惠來源 ↗ 積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 未提供百分比備註: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate. 須申請或登記。 The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28 開啟優惠來源 ↗
便利店	0.4%	條件及計算 The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate. Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 未提供百分比備註: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate. 須申請或登記。 The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28 開啟優惠來源 ↗
購物	6%	條件及計算 The source states up to 6% combined cash rebate as 5.6% Extra Cash Rebate plus 0.4% basic spending reward; the numeric rate in this object is the source-stated 5.6% component, not a combined maximum. Limit: 250 HKD · Per Month Limit applies to: Combined Cash Rebate under the existing-customer promotion per calendar month Application, registration or activation required. See conditions. Eligible categories: 百貨公司 The offer applies to a principal cardholder of an eligible Shanghai Commercial Bank credit card or selected co-branded credit card. Corporate and business cards are excluded; the UnionPay Dual Currency Diamond Credit Card is a Shanghai Commercial Bank credit card covered by these terms. Bank staff and retired employees of the Bank and its subsidiaries are excluded. The cardholder must settle the relevant payment with the eligible card. The cardholder must register the eligible card once on the Bank website from 1 September 2026 9:00 am to 28 February 2027 11:59 pm. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The terms also exclude listed association-restaurant transactions, specified school tuition and school collections, the HKIS membership fee and CPD event payment, and donations to the named organisations in the formal terms. The combined Cash Rebate is capped at HKD250 per calendar month and HKD1,500 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. Local department-store spending is included only under the source-defined local supermarket and department-store category; transactions at counters and merchants in department stores are excluded. The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate. Applies to all eligible spending, subject to the conditions. The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. Assumes the full reward limit is still available. Combined Cash Rebate under the existing-customer promotion per calendar month Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. No reward limit is stated. Confirm any limits before purchase. 百貨公司：5.6% Extra Cash Rebate: 5.6% 適用資格: 適用對象: 全部適用消費: 適用範圍: 百貨公司 · Type: 類別優惠上限: 金額: 250 · 適用範圍: Combined Cash Rebate under the existing customer promotion per calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣百分比備註: The source states up to 6% combined cash rebate as 5.6% Extra Cash Rebate plus 0.4% basic spending reward; the numeric rate in this object is the source stated 5.6% component, not a combined maximum. 須申請或登記。 The offer applies to a principal cardholder of an eligible Shanghai Commercial Bank credit card or selected co-branded credit card. Corporate and business cards are excluded; the UnionPay Dual Currency Diamond Credit Card is a Shanghai Commercial Bank credit card covered by these terms. Bank staff and retired employees of the Bank and its subsidiaries are excluded. The cardholder must settle the relevant payment with the eligible card. The cardholder must register the eligible card once on the Bank website from 1 September 2026 9:00 am to 28 February 2027 11:59 pm. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The terms also exclude listed association-restaurant transactions, specified school tuition and school collections, the HKIS membership fee and CPD event payment, and donations to the named organisations in the formal terms. The combined Cash Rebate is capped at HKD250 per calendar month and HKD1,500 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. Local department-store spending is included only under the source-defined local supermarket and department-store category; transactions at counters and merchants in department stores are excluded. Existing Customer Cash Rebate Promotion Period: 2026-09-01 – 2027-02-28 開啟優惠來源 ↗ 積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 未提供百分比備註: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate. 須申請或登記。 The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28 開啟優惠來源 ↗
時裝	0.4%	條件及計算 The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate. Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 未提供百分比備註: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate. 須申請或登記。 The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28 開啟優惠來源 ↗
運動及戶外	0.4%	條件及計算 The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate. Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 未提供百分比備註: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate. 須申請或登記。 The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28 開啟優惠來源 ↗
百貨公司	6%	條件及計算 The source states up to 6% combined cash rebate as 5.6% Extra Cash Rebate plus 0.4% basic spending reward; the numeric rate in this object is the source-stated 5.6% component, not a combined maximum. Limit: 250 HKD · Per Month Limit applies to: Combined Cash Rebate under the existing-customer promotion per calendar month Application, registration or activation required. See conditions. Eligible categories: 百貨公司 The offer applies to a principal cardholder of an eligible Shanghai Commercial Bank credit card or selected co-branded credit card. Corporate and business cards are excluded; the UnionPay Dual Currency Diamond Credit Card is a Shanghai Commercial Bank credit card covered by these terms. Bank staff and retired employees of the Bank and its subsidiaries are excluded. The cardholder must settle the relevant payment with the eligible card. The cardholder must register the eligible card once on the Bank website from 1 September 2026 9:00 am to 28 February 2027 11:59 pm. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The terms also exclude listed association-restaurant transactions, specified school tuition and school collections, the HKIS membership fee and CPD event payment, and donations to the named organisations in the formal terms. The combined Cash Rebate is capped at HKD250 per calendar month and HKD1,500 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. Local department-store spending is included only under the source-defined local supermarket and department-store category; transactions at counters and merchants in department stores are excluded. The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate. Applies to all eligible spending, subject to the conditions. The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. Assumes the full reward limit is still available. Combined Cash Rebate under the existing-customer promotion per calendar month Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. No reward limit is stated. Confirm any limits before purchase. 百貨公司：5.6% Extra Cash Rebate: 5.6% 適用資格: 適用對象: 全部適用消費: 適用範圍: 百貨公司 · Type: 類別優惠上限: 金額: 250 · 適用範圍: Combined Cash Rebate under the existing customer promotion per calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣百分比備註: The source states up to 6% combined cash rebate as 5.6% Extra Cash Rebate plus 0.4% basic spending reward; the numeric rate in this object is the source stated 5.6% component, not a combined maximum. 須申請或登記。 The offer applies to a principal cardholder of an eligible Shanghai Commercial Bank credit card or selected co-branded credit card. Corporate and business cards are excluded; the UnionPay Dual Currency Diamond Credit Card is a Shanghai Commercial Bank credit card covered by these terms. Bank staff and retired employees of the Bank and its subsidiaries are excluded. The cardholder must settle the relevant payment with the eligible card. The cardholder must register the eligible card once on the Bank website from 1 September 2026 9:00 am to 28 February 2027 11:59 pm. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The terms also exclude listed association-restaurant transactions, specified school tuition and school collections, the HKIS membership fee and CPD event payment, and donations to the named organisations in the formal terms. The combined Cash Rebate is capped at HKD250 per calendar month and HKD1,500 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. Local department-store spending is included only under the source-defined local supermarket and department-store category; transactions at counters and merchants in department stores are excluded. Existing Customer Cash Rebate Promotion Period: 2026-09-01 – 2027-02-28 開啟優惠來源 ↗ 積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 未提供百分比備註: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate. 須申請或登記。 The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28 開啟優惠來源 ↗
電子產品	0.4%	條件及計算 The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate. Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 未提供百分比備註: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate. 須申請或登記。 The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28 開啟優惠來源 ↗
家居／家具	0.4%	條件及計算 The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate. Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 未提供百分比備註: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate. 須申請或登記。 The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28 開啟優惠來源 ↗
珠寶／鐘錶	0.4%	條件及計算 The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate. Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 未提供百分比備註: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate. 須申請或登記。 The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28 開啟優惠來源 ↗
書店／文具	0.4%	條件及計算 The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate. Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 未提供百分比備註: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate. 須申請或登記。 The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28 開啟優惠來源 ↗
寵物用品	0.4%	條件及計算 The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate. Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 未提供百分比備註: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate. 須申請或登記。 The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28 開啟優惠來源 ↗
網上購物	0.4%	條件及計算 The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate. Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 未提供百分比備註: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate. 須申請或登記。 The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28 開啟優惠來源 ↗
海外網購	0.4%	條件及計算 The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate. Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 未提供百分比備註: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate. 須申請或登記。 The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28 開啟優惠來源 ↗
本地網購	0.4%	條件及計算 The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate. Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 未提供百分比備註: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate. 須申請或登記。 The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28 開啟優惠來源 ↗
網上超市	0.4%	條件及計算 The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate. Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 未提供百分比備註: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate. 須申請或登記。 The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28 開啟優惠來源 ↗
網上時裝／運動用品	0.4%	條件及計算 The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate. Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 未提供百分比備註: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate. 須申請或登記。 The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28 開啟優惠來源 ↗
交通	0.4%	條件及計算 The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate. Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 未提供百分比備註: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate. 須申請或登記。 The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28 開啟優惠來源 ↗
本地交通	0.4%	條件及計算 The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate. Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 未提供百分比備註: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate. 須申請或登記。 The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28 開啟優惠來源 ↗
停車場／泊車	0.4%	條件及計算 The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate. Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 未提供百分比備註: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate. 須申請或登記。 The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28 開啟優惠來源 ↗
汽油／電動車充電	0.4%	條件及計算 The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate. Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 未提供百分比備註: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate. 須申請或登記。 The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28 開啟優惠來源 ↗
的士／網約車／租車	0.4%	條件及計算 The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate. Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 未提供百分比備註: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate. 須申請或登記。 The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28 開啟優惠來源 ↗
旅遊	0.4%	條件及計算 The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate. Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 未提供百分比備註: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate. 須申請或登記。 The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28 開啟優惠來源 ↗
酒店	0.4%	條件及計算 The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate. Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 未提供百分比備註: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate. 須申請或登記。 The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28 開啟優惠來源 ↗
旅遊預訂	0.4%	條件及計算 The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate. Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 未提供百分比備註: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate. 須申請或登記。 The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28 開啟優惠來源 ↗
航空公司	0.4%	條件及計算 The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate. Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 未提供百分比備註: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate. 須申請或登記。 The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28 開啟優惠來源 ↗
旅行社	0.4%	條件及計算 The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate. Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 未提供百分比備註: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate. 須申請或登記。 The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28 開啟優惠來源 ↗
娛樂	0.4%	條件及計算 The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate. Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 未提供百分比備註: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate. 須申請或登記。 The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28 開啟優惠來源 ↗
戲院	0.4%	條件及計算 The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate. Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 未提供百分比備註: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate. 須申請或登記。 The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28 開啟優惠來源 ↗
遊戲	0.4%	條件及計算 The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate. Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 未提供百分比備註: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate. 須申請或登記。 The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28 開啟優惠來源 ↗
串流服務	0.4%	條件及計算 The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate. Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 未提供百分比備註: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate. 須申請或登記。 The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28 開啟優惠來源 ↗
主題樂園及景點	0.4%	條件及計算 The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate. Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 未提供百分比備註: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate. 須申請或登記。 The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28 開啟優惠來源 ↗
演唱會／票務	0.4%	條件及計算 The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate. Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 未提供百分比備註: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate. 須申請或登記。 The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28 開啟優惠來源 ↗
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醫療保健	0.4%	條件及計算 The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate. Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 未提供百分比備註: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate. 須申請或登記。 The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28 開啟優惠來源 ↗
醫療服務	0.4%	條件及計算 The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate. Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 未提供百分比備註: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate. 須申請或登記。 The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28 開啟優惠來源 ↗
藥房／保健品	0.4%	條件及計算 The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate. Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 未提供百分比備註: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate. 須申請或登記。 The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28 開啟優惠來源 ↗
健身中心	0.4%	條件及計算 The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate. Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 未提供百分比備註: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate. 須申請或登記。 The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28 開啟優惠來源 ↗
美容／個人護理	0.4%	條件及計算 The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate. Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 未提供百分比備註: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate. 須申請或登記。 The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28 開啟優惠來源 ↗
教育	0.4%	條件及計算 The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate. Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 未提供百分比備註: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate. 須申請或登記。 The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28 開啟優惠來源 ↗
學費／課程	0.4%	條件及計算 The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate. Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 未提供百分比備註: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate. 須申請或登記。 The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28 開啟優惠來源 ↗
海外簽賬	6%	條件及計算 The source states up to 6% combined cash rebate as 5.6% Extra Cash Rebate plus 0.4% basic spending reward; the numeric rate in this object is the source-stated 5.6% component, not a combined maximum. Limit: 250 HKD · Per Month Limit applies to: Combined Cash Rebate under the existing-customer promotion per calendar month Application, registration or activation required. See conditions. Eligible categories: 海外簽賬 The offer applies to a principal cardholder of an eligible Shanghai Commercial Bank credit card or selected co-branded credit card. Corporate and business cards are excluded; the UnionPay Dual Currency Diamond Credit Card is a Shanghai Commercial Bank credit card covered by these terms. Bank staff and retired employees of the Bank and its subsidiaries are excluded. The cardholder must settle the relevant payment with the eligible card. The cardholder must register the eligible card once on the Bank website from 1 September 2026 9:00 am to 28 February 2027 11:59 pm. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The terms also exclude listed association-restaurant transactions, specified school tuition and school collections, the HKIS membership fee and CPD event payment, and donations to the named organisations in the formal terms. The combined Cash Rebate is capped at HKD250 per calendar month and HKD1,500 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. Foreign Currency Spending means any overseas retail or online transaction settled in a currency other than Hong Kong dollars. UnionPay Dual Currency Credit Card Renminbi-account transactions are excluded from this category. The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate. Applies to all eligible spending, subject to the conditions. The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. Assumes the full reward limit is still available. Combined Cash Rebate under the existing-customer promotion per calendar month Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. No reward limit is stated. Confirm any limits before purchase. 海外簽賬：5.6% Extra Cash Rebate: 5.6% 適用資格: 適用對象: 全部適用消費: 適用範圍: 海外簽賬 · Type: 類別優惠上限: 金額: 250 · 適用範圍: Combined Cash Rebate under the existing customer promotion per calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣百分比備註: The source states up to 6% combined cash rebate as 5.6% Extra Cash Rebate plus 0.4% basic spending reward; the numeric rate in this object is the source stated 5.6% component, not a combined maximum. 須申請或登記。 The offer applies to a principal cardholder of an eligible Shanghai Commercial Bank credit card or selected co-branded credit card. Corporate and business cards are excluded; the UnionPay Dual Currency Diamond Credit Card is a Shanghai Commercial Bank credit card covered by these terms. Bank staff and retired employees of the Bank and its subsidiaries are excluded. The cardholder must settle the relevant payment with the eligible card. The cardholder must register the eligible card once on the Bank website from 1 September 2026 9:00 am to 28 February 2027 11:59 pm. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The terms also exclude listed association-restaurant transactions, specified school tuition and school collections, the HKIS membership fee and CPD event payment, and donations to the named organisations in the formal terms. The combined Cash Rebate is capped at HKD250 per calendar month and HKD1,500 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. Foreign Currency Spending means any overseas retail or online transaction settled in a currency other than Hong Kong dollars. UnionPay Dual Currency Credit Card Renminbi-account transactions are excluded from this category. Existing Customer Cash Rebate Promotion Period: 2026-09-01 – 2027-02-28 開啟優惠來源 ↗ 積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 未提供百分比備註: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate. 須申請或登記。 The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28 開啟優惠來源 ↗
中國內地簽賬	0.4%	條件及計算 The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate. Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 未提供百分比備註: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate. 須申請或登記。 The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28 開啟優惠來源 ↗
澳門簽賬	0.4%	條件及計算 The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate. Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 未提供百分比備註: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate. 須申請或登記。 The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28 開啟優惠來源 ↗
電子錢包簽賬	0.4%	條件及計算 The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate. Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 未提供百分比備註: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate. 須申請或登記。 The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28 開啟優惠來源 ↗
電子錢包增值	0.4%	條件及計算 The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate. Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 未提供百分比備註: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate. 須申請或登記。 The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28 開啟優惠來源 ↗
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八達通	0.4%	條件及計算 The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate. Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 未提供百分比備註: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate. 須申請或登記。 The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28 開啟優惠來源 ↗
PayMe	0.4%	條件及計算 The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate. Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 未提供百分比備註: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate. 須申請或登記。 The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28 開啟優惠來源 ↗
手機支付	0.4%	條件及計算 The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate. Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 未提供百分比備註: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate. 須申請或登記。 The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28 開啟優惠來源 ↗
Google Pay	0.4%	條件及計算 The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate. Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 未提供百分比備註: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate. 須申請或登記。 The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28 開啟優惠來源 ↗
Apple Pay	0.4%	條件及計算 The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate. Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 未提供百分比備註: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate. 須申請或登記。 The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28 開啟優惠來源 ↗
Samsung Pay	0.4%	條件及計算 The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate. Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 未提供百分比備註: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate. 須申請或登記。 The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28 開啟優惠來源 ↗
保險	0.4%	條件及計算 The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate. Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 未提供百分比備註: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate. 須申請或登記。 The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28 開啟優惠來源 ↗
租金	0.4%	條件及計算 The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate. Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 未提供百分比備註: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate. 須申請或登記。 The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28 開啟優惠來源 ↗
慈善捐款	0.4%	條件及計算 The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate. Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 未提供百分比備註: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate. 須申請或登記。 The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28 開啟優惠來源 ↗
借貸/分期付款	0.4%	條件及計算 The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate. Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 未提供百分比備註: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate. 須申請或登記。 The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28 開啟優惠來源 ↗
其他	0.4%	條件及計算 The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up-to-6% promotion total also includes a separate 5.6% Extra Cash Rebate. Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward): 0.4% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 未提供百分比備註: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate. 須申請或登記。 The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded. The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued. Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date. The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only. Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions. The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis. The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred. The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points. New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28 開啟優惠來源 ↗

推廣優惠與信用卡優惠分開列出，並不表示可以同時使用。

推廣優惠 (1)

上海商業銀行信用卡兌換「亞洲萬里通」里數額外獲20%里數

20%比率

須符合條件積分限時優惠上限: 250 other · 推廣期總額

適用資格: 適用對象: 全部
適用消費: Type: not applicable
優惠上限: 金額: 250 · 適用範圍: 首250名成功轉換「亞洲萬里通」里數的持卡人 · 期間: 推廣期總額 · Type: 有限額 · Unit: other
須申請或登記。
持上海商業銀行信用卡，透過個人網上銀行或「上商理財」手機應用程式的指定積分兌換頁面轉換「亞洲萬里通」里數。
須於推廣期內申請轉換目標里數，再以該卡簽賬累積足夠積分轉換目標里數，方可獲額外里數。
優惠只限首250名成功轉換里數的持卡人，以本行個人網上銀行記錄為準；先到先得，額滿即止；額滿時將於本行網頁公布。
轉換里數及額外20%里數將於2026年12月內分別存入持卡人之國泰賬戶。
每次最低轉換1,000「亞洲萬里通」里數，並須為1,000里數或其倍數。
每轉換1,000里數須繳HK$10手續費；每次最低收費HK$100，最高HK$500；費用從信用卡賬戶扣除。
每15積分可轉換1「亞洲萬里通」里數。
優惠須受條款及細則約束。來源提及更多優惠及條款詳情，但該連結內容未檢視。
額外20%「亞洲萬里通」里數轉換優惠: 即日起 – 2026-11-22

開啟優惠來源 ↗

信用卡優惠 (15)

本地餐飲：5.6% Extra Cash Rebate

5.6%回贈

須符合條件現金回贈限時優惠上限: HK$250.00 · 每月

適用資格: 適用對象: 全部 · 客戶類別: 新客戶
適用消費: 適用範圍: 本地餐飲 · Type: 類別
優惠上限: 金額: 250 · 適用範圍: Combined Cash Rebate under the new customer promotion per calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
百分比備註: The source states up to 6% combined cash rebate as 5.6% Extra Cash Rebate plus 0.4% basic spending reward; the numeric rate in this object is the source stated 5.6% component, not a combined maximum.
須申請或登記。
The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
Local dining and food-delivery spending means transactions at dining and food-delivery platforms or online in Hong Kong. Banquets, private functions, private rooms, hotel, department-store, association and clubhouse dining, and food and beverage services provided by designated merchants of other spending categories are excluded.
New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28

開啟優惠來源 ↗

超級市場：5.6% Extra Cash Rebate

5.6%回贈

須符合條件現金回贈限時優惠上限: HK$250.00 · 每月

適用資格: 適用對象: 全部 · 客戶類別: 新客戶
適用消費: 適用範圍: 超級市場 · Type: 類別
優惠上限: 金額: 250 · 適用範圍: Combined Cash Rebate under the new customer promotion per calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
百分比備註: The source states up to 6% combined cash rebate as 5.6% Extra Cash Rebate plus 0.4% basic spending reward; the numeric rate in this object is the source stated 5.6% component, not a combined maximum.
須申請或登記。
The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
Local supermarket spending means transactions at supermarkets or online in Hong Kong. Transactions at counters and merchants in department stores are excluded.
New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28

開啟優惠來源 ↗

百貨公司：5.6% Extra Cash Rebate

5.6%回贈

須符合條件現金回贈限時優惠上限: HK$250.00 · 每月

適用資格: 適用對象: 全部 · 客戶類別: 新客戶
適用消費: 適用範圍: 百貨公司 · Type: 類別
優惠上限: 金額: 250 · 適用範圍: Combined Cash Rebate under the new customer promotion per calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
百分比備註: The source states up to 6% combined cash rebate as 5.6% Extra Cash Rebate plus 0.4% basic spending reward; the numeric rate in this object is the source stated 5.6% component, not a combined maximum.
須申請或登記。
The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
Local department-store spending is included only under the source-defined local supermarket and department-store category; transactions at counters and merchants in department stores are excluded.
New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28

開啟優惠來源 ↗

海外簽賬：5.6% Extra Cash Rebate

5.6%回贈

須符合條件現金回贈限時優惠上限: HK$250.00 · 每月

適用資格: 適用對象: 全部 · 客戶類別: 新客戶
適用消費: 適用範圍: 海外簽賬 · Type: 類別
優惠上限: 金額: 250 · 適用範圍: Combined Cash Rebate under the new customer promotion per calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
百分比備註: The source states up to 6% combined cash rebate as 5.6% Extra Cash Rebate plus 0.4% basic spending reward; the numeric rate in this object is the source stated 5.6% component, not a combined maximum.
須申請或登記。
The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
Foreign Currency Spending means any overseas retail or online transaction settled in a currency other than Hong Kong dollars. UnionPay Dual Currency Credit Card Renminbi-account transactions are excluded from this category.
New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28

開啟優惠來源 ↗

積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward)

250Bonus Points 比率

須符合條件積分限時優惠

適用資格: 適用對象: 全部
適用消費: Type: 全部
優惠上限: 期間: 未提供 · Type: 未提供
百分比備註: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate.
須申請或登記。
The offer applies to a new principal cardholder who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold any Shanghai Commercial Bank credit card or co-branded credit card in the previous 12 months; supplementary cards are excluded.
The cardholder must register the eligible card once on the Bank website during the registration period. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
The combined Cash Rebate is capped at HKD250 per calendar month and HKD2,750 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
New Customer Cash Rebate Promotion Period: 2026-04-01 – 2027-02-28

開啟優惠來源 ↗

本地餐飲：5.6% Extra Cash Rebate

5.6%回贈

須符合條件現金回贈限時優惠上限: HK$250.00 · 每月

適用資格: 適用對象: 全部
適用消費: 適用範圍: 本地餐飲 · Type: 類別
優惠上限: 金額: 250 · 適用範圍: Combined Cash Rebate under the existing customer promotion per calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
百分比備註: The source states up to 6% combined cash rebate as 5.6% Extra Cash Rebate plus 0.4% basic spending reward; the numeric rate in this object is the source stated 5.6% component, not a combined maximum.
須申請或登記。
The offer applies to a principal cardholder of an eligible Shanghai Commercial Bank credit card or selected co-branded credit card. Corporate and business cards are excluded; the UnionPay Dual Currency Diamond Credit Card is a Shanghai Commercial Bank credit card covered by these terms.
Bank staff and retired employees of the Bank and its subsidiaries are excluded. The cardholder must settle the relevant payment with the eligible card.
The cardholder must register the eligible card once on the Bank website from 1 September 2026 9:00 am to 28 February 2027 11:59 pm. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
The terms also exclude listed association-restaurant transactions, specified school tuition and school collections, the HKIS membership fee and CPD event payment, and donations to the named organisations in the formal terms.
The combined Cash Rebate is capped at HKD250 per calendar month and HKD1,500 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
Local dining and food-delivery spending means transactions at dining and food-delivery platforms or online in Hong Kong. Banquets, private functions, private rooms, hotel, department-store, association and clubhouse dining, and food and beverage services provided by designated merchants of other spending categories are excluded.
Existing Customer Cash Rebate Promotion Period: 2026-09-01 – 2027-02-28

開啟優惠來源 ↗

超級市場：5.6% Extra Cash Rebate

5.6%回贈

須符合條件現金回贈限時優惠上限: HK$250.00 · 每月

適用資格: 適用對象: 全部
適用消費: 適用範圍: 超級市場 · Type: 類別
優惠上限: 金額: 250 · 適用範圍: Combined Cash Rebate under the existing customer promotion per calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
百分比備註: The source states up to 6% combined cash rebate as 5.6% Extra Cash Rebate plus 0.4% basic spending reward; the numeric rate in this object is the source stated 5.6% component, not a combined maximum.
須申請或登記。
The offer applies to a principal cardholder of an eligible Shanghai Commercial Bank credit card or selected co-branded credit card. Corporate and business cards are excluded; the UnionPay Dual Currency Diamond Credit Card is a Shanghai Commercial Bank credit card covered by these terms.
Bank staff and retired employees of the Bank and its subsidiaries are excluded. The cardholder must settle the relevant payment with the eligible card.
The cardholder must register the eligible card once on the Bank website from 1 September 2026 9:00 am to 28 February 2027 11:59 pm. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
The terms also exclude listed association-restaurant transactions, specified school tuition and school collections, the HKIS membership fee and CPD event payment, and donations to the named organisations in the formal terms.
The combined Cash Rebate is capped at HKD250 per calendar month and HKD1,500 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
Local supermarket spending means transactions at supermarkets or online in Hong Kong. Transactions at counters and merchants in department stores are excluded.
Existing Customer Cash Rebate Promotion Period: 2026-09-01 – 2027-02-28

開啟優惠來源 ↗

百貨公司：5.6% Extra Cash Rebate

5.6%回贈

須符合條件現金回贈限時優惠上限: HK$250.00 · 每月

適用資格: 適用對象: 全部
適用消費: 適用範圍: 百貨公司 · Type: 類別
優惠上限: 金額: 250 · 適用範圍: Combined Cash Rebate under the existing customer promotion per calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
百分比備註: The source states up to 6% combined cash rebate as 5.6% Extra Cash Rebate plus 0.4% basic spending reward; the numeric rate in this object is the source stated 5.6% component, not a combined maximum.
須申請或登記。
The offer applies to a principal cardholder of an eligible Shanghai Commercial Bank credit card or selected co-branded credit card. Corporate and business cards are excluded; the UnionPay Dual Currency Diamond Credit Card is a Shanghai Commercial Bank credit card covered by these terms.
Bank staff and retired employees of the Bank and its subsidiaries are excluded. The cardholder must settle the relevant payment with the eligible card.
The cardholder must register the eligible card once on the Bank website from 1 September 2026 9:00 am to 28 February 2027 11:59 pm. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
The terms also exclude listed association-restaurant transactions, specified school tuition and school collections, the HKIS membership fee and CPD event payment, and donations to the named organisations in the formal terms.
The combined Cash Rebate is capped at HKD250 per calendar month and HKD1,500 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
Local department-store spending is included only under the source-defined local supermarket and department-store category; transactions at counters and merchants in department stores are excluded.
Existing Customer Cash Rebate Promotion Period: 2026-09-01 – 2027-02-28

開啟優惠來源 ↗

海外簽賬：5.6% Extra Cash Rebate

5.6%回贈

須符合條件現金回贈限時優惠上限: HK$250.00 · 每月

適用資格: 適用對象: 全部
適用消費: 適用範圍: 海外簽賬 · Type: 類別
優惠上限: 金額: 250 · 適用範圍: Combined Cash Rebate under the existing customer promotion per calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
百分比備註: The source states up to 6% combined cash rebate as 5.6% Extra Cash Rebate plus 0.4% basic spending reward; the numeric rate in this object is the source stated 5.6% component, not a combined maximum.
須申請或登記。
The offer applies to a principal cardholder of an eligible Shanghai Commercial Bank credit card or selected co-branded credit card. Corporate and business cards are excluded; the UnionPay Dual Currency Diamond Credit Card is a Shanghai Commercial Bank credit card covered by these terms.
Bank staff and retired employees of the Bank and its subsidiaries are excluded. The cardholder must settle the relevant payment with the eligible card.
The cardholder must register the eligible card once on the Bank website from 1 September 2026 9:00 am to 28 February 2027 11:59 pm. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
The terms also exclude listed association-restaurant transactions, specified school tuition and school collections, the HKIS membership fee and CPD event payment, and donations to the named organisations in the formal terms.
The combined Cash Rebate is capped at HKD250 per calendar month and HKD1,500 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
Foreign Currency Spending means any overseas retail or online transaction settled in a currency other than Hong Kong dollars. UnionPay Dual Currency Credit Card Renminbi-account transactions are excluded from this category.
Existing Customer Cash Rebate Promotion Period: 2026-09-01 – 2027-02-28

開啟優惠來源 ↗

積分獎賞：HK$1 rebate for every 250 spending bonus points (0.4% basic spending reward)

250Bonus Points 比率

須符合條件積分限時優惠

適用資格: 適用對象: 全部
適用消費: Type: 全部
優惠上限: 期間: 未提供 · Type: 未提供
百分比備註: The source states a 0.4% basic spending reward, redeemable as HK$1 rebate for every 250 spending bonus points. The up to 6% promotion total also includes a separate 5.6% Extra Cash Rebate.
須申請或登記。
The offer applies to a principal cardholder of an eligible Shanghai Commercial Bank credit card or selected co-branded credit card. Corporate and business cards are excluded; the UnionPay Dual Currency Diamond Credit Card is a Shanghai Commercial Bank credit card covered by these terms.
Bank staff and retired employees of the Bank and its subsidiaries are excluded. The cardholder must settle the relevant payment with the eligible card.
The cardholder must register the eligible card once on the Bank website from 1 September 2026 9:00 am to 28 February 2027 11:59 pm. Cash rebate is calculated from the month of successful registration; no earlier month is reissued.
Monthly Eligible Spending must reach HKD3,000 across local retail, overseas retail, or online spending. For UnionPay Dual Currency Credit Card Renminbi-account spending, each RMB1 counts as HKD1 for this threshold. Transactions must post within 15 days after the transaction date.
The promotion states up to 6% total cash rebate, composed of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. This offer records the 5.6% component only.
Eligible Spending excludes outstanding balance, cash advance, balance transfer, Bank-settled bill payments, credit-card fees and charges, merchant interest-free instalments, cash or purchase instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transfers and top-ups, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent, or other Bank-disqualified transactions.
The terms also exclude listed association-restaurant transactions, specified school tuition and school collections, the HKIS membership fee and CPD event payment, and donations to the named organisations in the formal terms.
The combined Cash Rebate is capped at HKD250 per calendar month and HKD1,500 for the whole Promotion Period. It is rounded down to the nearest dollar and amounts below HKD1 are not counted. The promotion has an 8,000-cardholder quota on a first-come-first-served basis.
The eligible account must remain valid and in good standing during the Promotion Period and fulfilment period. Rebate is applied only against outstanding credit in the card account and cannot be withdrawn as cash or transferred.
The basic spending reward is stated as HK$1 rebate for every 250 spending bonus points.
Existing Customer Cash Rebate Promotion Period: 2026-09-01 – 2027-02-28

開啟優惠來源 ↗

禮品優惠：Up to HK$1,000 welcome cash rebate (choose one welcome gift)

高達1,000HKD 回贈

須符合條件現金回贈限時優惠上限: HK$1,000.00 · 推廣期總額

適用資格: 適用對象: 全部 · 客戶類別: 新客戶
適用消費: Type: 全部
優惠上限: 金額: 1000 · 適用範圍: One welcome cash rebate gift selection per new cardholder · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
百分比備註: This is a composite welcome gift with several fixed cash rebate tiers and no single spending denominator.
須申請或登記。
The welcome gift is available to a new principal applicant who successfully applies for the UnionPay Dual Currency Diamond Credit Card during the Promotion Period and did not hold a Bank credit card or co-branded credit card in the previous 12 months. Supplementary cards are excluded.
The cardholder chooses one of two welcome gifts and must successfully enrol for credit-card e-statement. Once chosen, the gift cannot be changed; if no or multiple choices are indicated, the Bank sets the cash-rebate gift.
The cash-rebate gift includes HK$600 after accumulated eligible spending of HK$9,000 or more within the first two months after card issuance; HK$200 after successful application for a Cash/Purchase Instalment of HK$30,000 or more; HK$100 after registering Octopus Automatic Add Value Service and making at least one transaction; and HK$100 after at least one bill payment of any amount through Personal Internet Banking or the Mobile App.
The eligible-transaction rules include retail transactions, online purchases, and purchase or reload of stored-value cards and e-wallets, and exclude cash advance, outstanding balance, balance transfer, Bank-settled bill payments, credit-card charges, and unposted, unauthorised, cancelled, refunded, fraudulent or other Bank-disqualified transactions.
A new cardholder can receive one welcome gift only. The account must remain valid and in good standing during redemption. Cancellation within 13 months after card issuance after receiving the gift may result in a HKD600 administrative fee.
Credit Card Welcome Gift Promotion Period: 2026-04-01 – 2027-02-28

開啟優惠來源 ↗

分期優惠：12-month interest-free cash instalment up to HK$100,000 or 90% of the credit limit, whichever is lower

0%比率

須符合條件Financing限時優惠

適用資格: 適用對象: 全部 · 客戶類別: 新客戶
適用消費: Type: not applicable
優惠上限: 期間: 未提供 · Type: 未提供
百分比備註: No reward percentage is stated; this is an interest free financing benefit.
須申請或登記。
This is the alternative second welcome gift. It has no spending requirement.
The approved amount is up to HK$100,000 or 90% of the credit limit, whichever is lower, for a 12-month interest-free cash instalment with no handling fee.
The Bank approves or rejects the application and determines the approved amount based on credit assessment. Cash-instalment terms and conditions apply.
Credit Card Welcome Gift Promotion Period: 2026-04-01 – 2027-02-28

開啟優惠來源 ↗

旅遊：Up to HK$500,000 free overseas travel insurance protection

高達500,000HKD

須符合條件Travel限時優惠

適用資格: 適用對象: 全部
適用消費: Type: not applicable
優惠上限: 期間: 未提供 · Type: 未提供
百分比備註: No reward percentage is stated; the source states insurance coverage limits.
須申請或登記。
Enrolment is not required. The cardholder must fully settle an eligible overseas travel product with the UnionPay Dual Currency Diamond Individual or Corporate Credit Card during the Promotion Period.
Eligible travel products are overseas travel packages, self-travel packages or self-purchase travel products that include round-trip transport from Hong Kong or Taiwan and overseas accommodation; purchase must be made in Hong Kong or Taiwan.
The protection covers principal and supplementary cardholders, offers unlimited covered trips, and covers up to 90 days per trip. The offer does not apply to cardholders over age 75 or trips exceeding 90 days.
The schedule states key maximum benefits including HK$500,000 medical cover and personal accident cover, HK$15,000 credit-card protection, HK$2,500,000 personal liability, HK$20,000 cancellation and curtailment, and the listed baggage, delay, evacuation and emergency-assistance limits. Policy terms and exclusions apply.
The insurance is underwritten by Paofoong Insurance Company (Hong Kong) Limited; claims follow the insurer procedure.
Free Overseas Travel Insurance Protection Promotion Period: 2026-01-01 – 2026-12-31

分期優惠：Interest-free period up to 56 days

0%比率

Financing

適用資格: 適用對象: 全部
適用消費: Type: not applicable
優惠上限: 期間: 未提供 · Type: 未提供
百分比備註: No reward percentage is stated; this is a repayment period benefit.
The KFS states up to 56 days when the statement balance is paid in full by the due date each month.
There is no interest-free period for cash advances or bill payment of other credit-card bills.

卡片優惠：Green Channel cross-strait banking privilege

—未提供優惠值

Other

適用資格: 適用對象: 全部
適用消費: Type: not applicable
優惠上限: 期間: 未提供 · Type: 未提供
百分比備註: No numeric rate or cap is stated in the local source.
The Platinum Credit Card page states access to Green Channel cross-strait banking privileges at Shanghai Commercial Bank branches in Taiwan, Shanghai and Hong Kong.
The local source does not state a numeric discount, quota or other quantified benefit; linked pages are not used as evidence.

開啟優惠來源 ↗