Shanghai Commercial Bank World Credit Card

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Applies to: 零售購物簽賬 / 網上簽賬 / 購買及充值儲值卡 / 電子錢包 · Type: category
• Requirements: Period spend ≥: HK$3,000.00
• Benefit limit: Applies to: 免找數簽賬額 · Period: not stated · Type: not stated
• Percentage note: HK$200 ÷ HK$3,000 × 100 = 6.666...%；四捨五入至小數點後2位為6.67%。這是達到HK$3,000最低合資格簽賬時的等值比率；簽賬額增加後比率下降。
• Application or registration is required.
• 適用於合資格全新或現有「慧通理財」客戶。須成功申請本行發出的World信用卡主卡，不包括附屬卡；主卡申請人在過去12個月未曾持有本行或聯營信用卡主卡。發卡後首兩個月內累積合資格簽賬達HK$3,000，並成功登記信用卡電子結單。合資格交易包括零售及網上購物、購買或充值儲值卡及電子錢包；不包括現金透支、結餘轉戶、透過本行渠道繳費、信用卡費用及款項、未入賬、未授權、取消、退款、虛假或本行判定不合資格的交易。獎賞於簽賬期結束後兩個月內存入World主卡賬戶；客戶須於入賬時仍持有「慧通理財」。每位客戶只可享一款迎新獎賞，聯名戶視作一位客戶。此獎賞與HK$500檔為互斥選項。一般限制：名額有限，先到先得，額滿即止；本行職員不適用；本行保留修改、暫停、終止及最終批核權，並以本行紀錄為準；優惠受相關產品條款約束。
• 信用卡申請期: 2026-10-02 – 2026-12-31

Open source offer ↗

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Applies to: 零售購物簽賬 / 網上簽賬 / 購買及充值儲值卡 / 電子錢包 · Type: category
• Requirements: Period spend ≥: HK$7,000.00
• Benefit limit: Applies to: 免找數簽賬額 · Period: not stated · Type: not stated
• Percentage note: HK$500 ÷ HK$7,000 × 100 = 7.142857...%；四捨五入至小數點後2位為7.14%。這是達到HK$7,000最低合資格簽賬時的等值比率；簽賬額增加後比率下降。
• Application or registration is required.
• 適用於合資格全新或現有「慧通理財」客戶。須成功申請本行發出的World信用卡主卡，不包括附屬卡；主卡申請人在過去12個月未曾持有本行或聯營信用卡主卡。發卡後首兩個月內累積合資格簽賬達HK$7,000，並成功登記信用卡電子結單。合資格交易包括零售及網上購物、購買或充值儲值卡及電子錢包；不包括現金透支、結餘轉戶、透過本行渠道繳費、信用卡費用及款項、未入賬、未授權、取消、退款、虛假或本行判定不合資格的交易。獎賞於簽賬期結束後兩個月內存入World主卡賬戶；客戶須於入賬時仍持有「慧通理財」。每位客戶只可享一款迎新獎賞，聯名戶視作一位客戶。此獎賞與HK$200檔為互斥選項。一般限制：名額有限，先到先得，額滿即止；本行職員不適用；本行保留修改、暫停、終止及最終批核權，並以本行紀錄為準；優惠受相關產品條款約束。
• 信用卡申請期: 2026-10-02 – 2026-12-31

Open source offer ↗

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Amount: 250 · Applies to: 首250名成功轉換「亞洲萬里通」里數的持卡人 · Period: promotion total · Type: limited · Unit: other
• Application or registration is required.
• 持上海商業銀行信用卡，透過個人網上銀行或「上商理財」手機應用程式的指定積分兌換頁面轉換「亞洲萬里通」里數。
• 須於推廣期內申請轉換目標里數，再以該卡簽賬累積足夠積分轉換目標里數，方可獲額外里數。
• 優惠只限首250名成功轉換里數的持卡人，以本行個人網上銀行記錄為準；先到先得，額滿即止；額滿時將於本行網頁公布。
• 轉換里數及額外20%里數將於2026年12月內分別存入持卡人之國泰賬戶。
• 每次最低轉換1,000「亞洲萬里通」里數，並須為1,000里數或其倍數。
• 每轉換1,000里數須繳HK$10手續費；每次最低收費HK$100，最高HK$500；費用從信用卡賬戶扣除。
• 每15積分可轉換1「亞洲萬里通」里數。
• 優惠須受條款及細則約束。來源提及更多優惠及條款詳情，但該連結內容未檢視。
• 額外20%「亞洲萬里通」里數轉換優惠: Now – 2026-11-22

Open source offer ↗

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$7,000.00
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: HK$500 ÷ HK$7,000 × 100 = 7.14%, rounded to two decimal places. This is the rate at the minimum eligible accumulated spend; the effective rate falls when eligible spend exceeds HK$7,000.
• Application or registration is required.
• Available only to eligible SMART Banking new customers who visit a Bank branch and take up SMART Banking during the Promotion Period, or existing Bank customers who upgrade to SMART Banking during that period. A new SMART Banking customer is one who held no HKD or foreign-currency savings, checking, or fixed deposit account in sole or joint name at the Bank in the preceding 12 months.
• Requires successful application for the Bank's World Credit Card as a principal card; supplementary cards are excluded. The applicant must not have held any Bank credit card or co-branded credit card in the preceding 12 months.
• Accumulate at least HK$7,000 in eligible transactions during the first two months after the new card is issued, and successfully enrol for credit card e-statement. Eligible transactions include retail transactions, online purchases, and purchase or reload of stored-value cards and e-wallets. Excluded: cash advances, outstanding balances, balance transfers, bill payments made through Bank Internet Banking, ATMs or Mobile Banking, credit card charges including annual fees, finance charges, late charges and interest, and unposted, unauthorised, cancelled, refunded, fraudulent or otherwise unqualified transactions.
• Each eligible customer may receive this welcome reward once. The Bank credits the Free Spending Credit to the principal World Credit Card account within two months after the Spending Period.
• The principal World Credit Card and SMART Banking Service must remain valid when the credit is posted. Otherwise, the reward is forfeited without prior notice.
• The Bank converts non-HKD transactions to HKD at its prevailing exchange rate on the transaction date for offer entitlement calculations.
• If the customer is entitled to this offer with other promotions, the Bank may grant only one or part of the offers. Product terms and Bank rules apply. Bank staff are excluded. The offer is limited and first-come-first-served. The Bank may amend, suspend or end an offer or its calculation method without prior notice.
• World Credit Card application promotion period: 2026-10-02 – 2026-12-31

Open source offer ↗

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$3,000.00
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: HK$200 ÷ HK$3,000 × 100 = 6.67%, rounded to two decimal places. This is the rate at the minimum eligible accumulated spend; the effective rate falls when eligible spend exceeds HK$3,000.
• Application or registration is required.
• Available only to eligible SMART Banking new customers who visit a Bank branch and take up SMART Banking during the Promotion Period, or existing Bank customers who upgrade to SMART Banking during that period. A new SMART Banking customer is one who held no HKD or foreign-currency savings, checking, or fixed deposit account in sole or joint name at the Bank in the preceding 12 months.
• Requires successful application for the Bank's World Credit Card as a principal card; supplementary cards are excluded. The applicant must not have held any Bank credit card or co-branded credit card in the preceding 12 months.
• Accumulate at least HK$3,000 in eligible transactions during the first two months after the new card is issued, and successfully enrol for credit card e-statement. Eligible transactions include retail transactions, online purchases, and purchase or reload of stored-value cards and e-wallets. Excluded: cash advances, outstanding balances, balance transfers, bill payments made through Bank Internet Banking, ATMs or Mobile Banking, credit card charges including annual fees, finance charges, late charges and interest, and unposted, unauthorised, cancelled, refunded, fraudulent or otherwise unqualified transactions.
• Each eligible customer may receive this welcome reward once. The Bank credits the Free Spending Credit to the principal World Credit Card account within two months after the Spending Period.
• The principal World Credit Card and SMART Banking Service must remain valid when the credit is posted. Otherwise, the reward is forfeited without prior notice.
• The Bank converts non-HKD transactions to HKD at its prevailing exchange rate on the transaction date for offer entitlement calculations.
• If the customer is entitled to this offer with other promotions, the Bank may grant only one or part of the offers. Product terms and Bank rules apply. Bank staff are excluded. The offer is limited and first-come-first-served. The Bank may amend, suspend or end an offer or its calculation method without prior notice.
• World Credit Card application promotion period: 2026-10-02 – 2026-12-31

Open source offer ↗