Shanghai Commercial Bank Platinum Credit Card

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Amount: 250 · Applies to: 首250名成功轉換「亞洲萬里通」里數的持卡人 · Period: promotion total · Type: limited · Unit: other
• Application or registration is required.
• 持上海商業銀行信用卡，透過個人網上銀行或「上商理財」手機應用程式的指定積分兌換頁面轉換「亞洲萬里通」里數。
• 須於推廣期內申請轉換目標里數，再以該卡簽賬累積足夠積分轉換目標里數，方可獲額外里數。
• 優惠只限首250名成功轉換里數的持卡人，以本行個人網上銀行記錄為準；先到先得，額滿即止；額滿時將於本行網頁公布。
• 轉換里數及額外20%里數將於2026年12月內分別存入持卡人之國泰賬戶。
• 每次最低轉換1,000「亞洲萬里通」里數，並須為1,000里數或其倍數。
• 每轉換1,000里數須繳HK$10手續費；每次最低收費HK$100，最高HK$500；費用從信用卡賬戶扣除。
• 每15積分可轉換1「亞洲萬里通」里數。
• 優惠須受條款及細則約束。來源提及更多優惠及條款詳情，但該連結內容未檢視。
• 額外20%「亞洲萬里通」里數轉換優惠: Now – 2026-11-22

Open source offer ↗

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Applies to: 本地餐飲 · Type: category
• Requirements: Period spend ≥: HK$3,000.00
• Benefit limit: Amount: 250 · Applies to: Combined Cash Rebate across designated spending categories for one eligible cardholder · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Source stated 5.6% extra component. The headline is up to 6%, including the 0.4% basic spending reward; the combined 6% is not emitted as a separate offer.
• Application or registration is required.
• New principal cardholders must successfully apply for a Visa Platinum Credit Card during the promotion period; supplementary, co-branded and business cards are excluded.
• The applicant must not have held a Shanghai Commercial Bank credit card or co-branded credit card during the previous 12 months.
• The cardholder must register the Eligible Card once on the Bank website during 2026-04-01 09:00 to 2027-02-28 23:59. Calculation starts in the month of successful registration; no earlier month is reissued.
• The cardholder must accumulate HK$3,000 in local retail, overseas retail or online spending in each calendar month, and the eligible spending must post within 15 days after the transaction date.
• The advertised rate is up to 6%, consisting of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. The combined 6% headline is not another offer.
• The combined Cash Rebate is capped at HK$250 per calendar month and HK$2,750 for the full promotion. It is rounded down to the nearest dollar and amounts below HK$1 are not counted.
• The principal card and related supplementary-card accounts are treated as one account for spending and rebate calculation.
• Eligible spending excludes outstanding balances, cash advances, balance transfers, Bank-channel bill payments including tax, utilities and insurance payments, credit-card charges, merchant interest-free instalments, Cash/Purchase Instalment monthly instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet/electronic-money transfers or top-ups including PayMe, Alipay and WeChat Pay, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent or other Bank-defined ineligible transactions.
• The account must remain valid and in good standing during the promotion and fulfilment periods. The rebate is applied only against outstanding credit and cannot be withdrawn or transferred. Eligibility is determined by network/acquirer merchant codes and transaction types.
• The promotion has a limited quota of 8,000 on a first-come-first-served basis; each new cardholder can enjoy it once.
• The Platinum card page states an annual income requirement of HK$150,000 or above.
• The designated category is Local Dining and Food Delivery Platform; this offer represents its local-dining component.
• Banquet services, private functions, private-room events, dining outlets in hotels, department stores, associations and clubhouses, and food and beverage services provided by designated merchants of other spending categories are excluded.
• Up to 6% Cash Rebate for New Customers Promotion Period: 2026-04-01 – 2027-02-28

Open source offer ↗

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Applies to: 外賣平台 · Type: category
• Requirements: Period spend ≥: HK$3,000.00
• Benefit limit: Amount: 250 · Applies to: Combined Cash Rebate across designated spending categories for one eligible cardholder · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Source stated 5.6% extra component. The headline is up to 6%, including the 0.4% basic spending reward; the combined 6% is not emitted as a separate offer.
• Application or registration is required.
• New principal cardholders must successfully apply for a Visa Platinum Credit Card during the promotion period; supplementary, co-branded and business cards are excluded.
• The applicant must not have held a Shanghai Commercial Bank credit card or co-branded credit card during the previous 12 months.
• The cardholder must register the Eligible Card once on the Bank website during 2026-04-01 09:00 to 2027-02-28 23:59. Calculation starts in the month of successful registration; no earlier month is reissued.
• The cardholder must accumulate HK$3,000 in local retail, overseas retail or online spending in each calendar month, and the eligible spending must post within 15 days after the transaction date.
• The advertised rate is up to 6%, consisting of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. The combined 6% headline is not another offer.
• The combined Cash Rebate is capped at HK$250 per calendar month and HK$2,750 for the full promotion. It is rounded down to the nearest dollar and amounts below HK$1 are not counted.
• The principal card and related supplementary-card accounts are treated as one account for spending and rebate calculation.
• Eligible spending excludes outstanding balances, cash advances, balance transfers, Bank-channel bill payments including tax, utilities and insurance payments, credit-card charges, merchant interest-free instalments, Cash/Purchase Instalment monthly instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet/electronic-money transfers or top-ups including PayMe, Alipay and WeChat Pay, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent or other Bank-defined ineligible transactions.
• The account must remain valid and in good standing during the promotion and fulfilment periods. The rebate is applied only against outstanding credit and cannot be withdrawn or transferred. Eligibility is determined by network/acquirer merchant codes and transaction types.
• The promotion has a limited quota of 8,000 on a first-come-first-served basis; each new cardholder can enjoy it once.
• The Platinum card page states an annual income requirement of HK$150,000 or above.
• The designated category is Local Dining and Food Delivery Platform; this offer represents its food-delivery-platform component.
• Banquet services, private functions, private-room events, dining outlets in hotels, department stores, associations and clubhouses, and food and beverage services provided by designated merchants of other spending categories are excluded.
• Up to 6% Cash Rebate for New Customers Promotion Period: 2026-04-01 – 2027-02-28

Open source offer ↗

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Applies to: 超級市場 · Type: category
• Requirements: Period spend ≥: HK$3,000.00
• Benefit limit: Amount: 250 · Applies to: Combined Cash Rebate across designated spending categories for one eligible cardholder · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Source stated 5.6% extra component. The headline is up to 6%, including the 0.4% basic spending reward; the combined 6% is not emitted as a separate offer.
• Application or registration is required.
• New principal cardholders must successfully apply for a Visa Platinum Credit Card during the promotion period; supplementary, co-branded and business cards are excluded.
• The applicant must not have held a Shanghai Commercial Bank credit card or co-branded credit card during the previous 12 months.
• The cardholder must register the Eligible Card once on the Bank website during 2026-04-01 09:00 to 2027-02-28 23:59. Calculation starts in the month of successful registration; no earlier month is reissued.
• The cardholder must accumulate HK$3,000 in local retail, overseas retail or online spending in each calendar month, and the eligible spending must post within 15 days after the transaction date.
• The advertised rate is up to 6%, consisting of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. The combined 6% headline is not another offer.
• The combined Cash Rebate is capped at HK$250 per calendar month and HK$2,750 for the full promotion. It is rounded down to the nearest dollar and amounts below HK$1 are not counted.
• The principal card and related supplementary-card accounts are treated as one account for spending and rebate calculation.
• Eligible spending excludes outstanding balances, cash advances, balance transfers, Bank-channel bill payments including tax, utilities and insurance payments, credit-card charges, merchant interest-free instalments, Cash/Purchase Instalment monthly instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet/electronic-money transfers or top-ups including PayMe, Alipay and WeChat Pay, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent or other Bank-defined ineligible transactions.
• The account must remain valid and in good standing during the promotion and fulfilment periods. The rebate is applied only against outstanding credit and cannot be withdrawn or transferred. Eligibility is determined by network/acquirer merchant codes and transaction types.
• The promotion has a limited quota of 8,000 on a first-come-first-served basis; each new cardholder can enjoy it once.
• The Platinum card page states an annual income requirement of HK$150,000 or above.
• The designated category is Local Supermarket and Department Store; this offer represents its supermarket component.
• Up to 6% Cash Rebate for New Customers Promotion Period: 2026-04-01 – 2027-02-28

Open source offer ↗

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Applies to: 百貨公司 · Type: category
• Requirements: Period spend ≥: HK$3,000.00
• Benefit limit: Amount: 250 · Applies to: Combined Cash Rebate across designated spending categories for one eligible cardholder · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Source stated 5.6% extra component. The headline is up to 6%, including the 0.4% basic spending reward; the combined 6% is not emitted as a separate offer.
• Application or registration is required.
• New principal cardholders must successfully apply for a Visa Platinum Credit Card during the promotion period; supplementary, co-branded and business cards are excluded.
• The applicant must not have held a Shanghai Commercial Bank credit card or co-branded credit card during the previous 12 months.
• The cardholder must register the Eligible Card once on the Bank website during 2026-04-01 09:00 to 2027-02-28 23:59. Calculation starts in the month of successful registration; no earlier month is reissued.
• The cardholder must accumulate HK$3,000 in local retail, overseas retail or online spending in each calendar month, and the eligible spending must post within 15 days after the transaction date.
• The advertised rate is up to 6%, consisting of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. The combined 6% headline is not another offer.
• The combined Cash Rebate is capped at HK$250 per calendar month and HK$2,750 for the full promotion. It is rounded down to the nearest dollar and amounts below HK$1 are not counted.
• The principal card and related supplementary-card accounts are treated as one account for spending and rebate calculation.
• Eligible spending excludes outstanding balances, cash advances, balance transfers, Bank-channel bill payments including tax, utilities and insurance payments, credit-card charges, merchant interest-free instalments, Cash/Purchase Instalment monthly instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet/electronic-money transfers or top-ups including PayMe, Alipay and WeChat Pay, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent or other Bank-defined ineligible transactions.
• The account must remain valid and in good standing during the promotion and fulfilment periods. The rebate is applied only against outstanding credit and cannot be withdrawn or transferred. Eligibility is determined by network/acquirer merchant codes and transaction types.
• The promotion has a limited quota of 8,000 on a first-come-first-served basis; each new cardholder can enjoy it once.
• The Platinum card page states an annual income requirement of HK$150,000 or above.
• The designated category is Local Supermarket and Department Store; this offer represents its department-store component.
• Transactions made at counters and merchants in department stores are excluded.
• Up to 6% Cash Rebate for New Customers Promotion Period: 2026-04-01 – 2027-02-28

Open source offer ↗

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Applies to: 海外簽賬 · Type: category
• Requirements: Period spend ≥: HK$3,000.00
• Benefit limit: Amount: 250 · Applies to: Combined Cash Rebate across designated spending categories for one eligible cardholder · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Source stated 5.6% extra component. The headline is up to 6%, including the 0.4% basic spending reward; the combined 6% is not emitted as a separate offer.
• Application or registration is required.
• New principal cardholders must successfully apply for a Visa Platinum Credit Card during the promotion period; supplementary, co-branded and business cards are excluded.
• The applicant must not have held a Shanghai Commercial Bank credit card or co-branded credit card during the previous 12 months.
• The cardholder must register the Eligible Card once on the Bank website during 2026-04-01 09:00 to 2027-02-28 23:59. Calculation starts in the month of successful registration; no earlier month is reissued.
• The cardholder must accumulate HK$3,000 in local retail, overseas retail or online spending in each calendar month, and the eligible spending must post within 15 days after the transaction date.
• The advertised rate is up to 6%, consisting of a 5.6% Extra Cash Rebate and a 0.4% basic spending reward. The combined 6% headline is not another offer.
• The combined Cash Rebate is capped at HK$250 per calendar month and HK$2,750 for the full promotion. It is rounded down to the nearest dollar and amounts below HK$1 are not counted.
• The principal card and related supplementary-card accounts are treated as one account for spending and rebate calculation.
• Eligible spending excludes outstanding balances, cash advances, balance transfers, Bank-channel bill payments including tax, utilities and insurance payments, credit-card charges, merchant interest-free instalments, Cash/Purchase Instalment monthly instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet/electronic-money transfers or top-ups including PayMe, Alipay and WeChat Pay, casino chips, and unposted, unauthorised, cancelled, refunded, fraudulent or other Bank-defined ineligible transactions.
• The account must remain valid and in good standing during the promotion and fulfilment periods. The rebate is applied only against outstanding credit and cannot be withdrawn or transferred. Eligibility is determined by network/acquirer merchant codes and transaction types.
• The promotion has a limited quota of 8,000 on a first-come-first-served basis; each new cardholder can enjoy it once.
• The Platinum card page states an annual income requirement of HK$150,000 or above.
• The designated category is Foreign Currency Spending: retail or online transactions made overseas and settled in a currency other than Hong Kong dollars.
• The source excludes UnionPay Dual Currency Credit Card Renminbi-account transactions; that exclusion does not apply to this Visa Platinum card.
• Up to 6% Cash Rebate for New Customers Promotion Period: 2026-04-01 – 2027-02-28

Open source offer ↗

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: all
• Benefit limit: Amount: 1000 · Applies to: Welcome Gift (1) cash rebate option · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Fixed cash rebate amounts are stated; no eligible spend denominator is provided for a percentage.
• Application or registration is required.
• This is one of two selectable welcome gifts for a new principal Visa Platinum cardholder who applies during 2026-04-01 to 2027-02-28 and has not held a Bank card or co-branded card in the previous 12 months.
• The relevant condition must be met within the first two months from new card issuance and the cardholder must enrol for credit-card e-statement.
• The four source-stated components are HK$600 for accumulated eligible transactions of HK$9,000 or more; HK$200 for a successful Cash/Purchase Instalment application of HK$30,000 or more; HK$100 after registering Octopus Automatic Add Value Service and making at least one transaction; and HK$100 after at least one bill payment through Personal Internet Banking or the Mobile App.
• The four components total up to HK$1,000. Eligible transactions include retail transactions, online purchases, and purchases or reloads of stored-value cards and e-wallets. Exclusions include cash advances, outstanding balances, balance transfers, Bank-channel bill payments, credit-card charges, and unposted, unauthorised, cancelled, refunded, fraudulent or other Bank-defined ineligible transactions.
• The selected gift cannot be changed. If no choice or more than one choice is stated, the Bank sets the cash-rebate option (Gift Code A0097). A new cardholder can receive only one welcome gift across multiple Bank cards.
• The account must be valid and in good standing during the redemption period. Cancellation within 13 months after card issuance may result in an HK$600 administrative fee. The gift is not transferable, returnable or redeemable for cash.
• The Platinum card page states an annual income requirement of HK$150,000 or above.
• Credit Card Welcome Gift Promotion Period: 2026-04-01 – 2027-02-28

Open source offer ↗

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: not applicable
• Benefit limit: Amount: 100000 · Applies to: Approved cash instalment amount; also limited to 90% of the credit limit · Currency: HKD · Period: not stated · Type: limited · Unit: currency
• Percentage note: This is a financing benefit with no spending percentage denominator.
• Application or registration is required.
• Welcome Gift (2) is the alternative to Welcome Gift (1); the cardholder chooses one out of two.
• The cash instalment is up to HK$100,000 or 90% of the credit limit, whichever is lower, with no spending requirement.
• The Bank approves or rejects the application and determines the approved amount based on the credit limit. The Cash Instalment Terms and Conditions apply.
• The account must be valid and in good standing during the relevant redemption period. Cancellation within 13 months from card issuance after receiving a welcome gift may result in an HK$600 administrative fee.
• This offer is for the new eligible Visa Platinum principal-card applicant within the welcome-gift period who has not held a Bank card or co-branded card in the previous 12 months.
• The Platinum card page states an annual income requirement of HK$150,000 or above.
• Credit Card Welcome Gift Promotion Period: 2026-04-01 – 2027-02-28

Open source offer ↗

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: This is a fee waiver, not a spending percentage.
• The Platinum Credit Card page states an annual fee waiver for the first 3 years.
• The page does not state whether the waiver applies to the supplementary card. The KFS separately lists standard annual fees of HK$1,200 for the principal card and HK$600 for the supplementary card.

Open source offer ↗

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No spending percentage is stated.
• The Platinum card page states that cardholders can access the Green Channel Cross-strait Banking Privilege at Shanghai Commercial Bank branches in Taiwan, Shanghai and Hong Kong to manage wealth.
• The local source provides no further eligibility, quota or service details; linked pages are not used as evidence.

Open source offer ↗

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The KFS states a maximum number of days and payment conditions, not a spending percentage.
• The KFS is effective 2026-04-20 and states an interest-free period of up to 56 days.
• No interest is charged when the full statement balance is paid by the due date.
• No interest-free period applies to cash advances or bill payment of other credit-card bills.
• KFS Effective Date: 2026-04-20 – Not stated