Ocbc Credit Card Visa Platinum
- Bank
- OCBC Bank (Hong Kong)
- Issuer
- Ocbc
- Annual fee
- Income requirement
- Network
- Verified date
- Official website
Saving by category
Estimated saving at the selected amount. Conditions apply. Blank values have no supported estimate.
| Category | Saved percentage | Conditions |
|---|---|---|
| Dining | ||
| Fine dining | ||
| Local dining | ||
| Fast food | ||
| Food delivery | ||
| Cafés, bakeries and desserts | ||
| Groceries | ||
| Markets | ||
| Supermarkets | ||
| Convenience stores | ||
| Shopping | ||
| Fashion | ||
| Sports and outdoors | ||
| Department stores | ||
| Electronics | ||
| Home and furniture | ||
| Jewellery and watches | ||
| Books and stationery | ||
| Pet supplies | ||
| Online shopping | 5% | Conditions and calculation
Designated online purchase platforms: 5% extra cash rebate: 5%
|
| Overseas online shopping | 5% | Conditions and calculation
Designated online purchase platforms: 5% extra cash rebate: 5%
|
| Local online shopping | 5% | Conditions and calculation
Designated online purchase platforms: 5% extra cash rebate: 5%
|
| Online groceries | 5% | Conditions and calculation
Designated online purchase platforms: 5% extra cash rebate: 5%
|
| Online fashion and sports | 5% | Conditions and calculation
Designated online purchase platforms: 5% extra cash rebate: 5%
|
| Transport | ||
| Local transport | ||
| Parking | ||
| Fuel and EV charging | ||
| Taxis, rides and car rental | ||
| Travel | ||
| Hotels | ||
| Travel bookings | ||
| Airlines | ||
| Travel agencies | ||
| Entertainment | ||
| Cinemas | ||
| Games | ||
| Streaming | ||
| Theme parks and attractions | ||
| Concerts and tickets | ||
| Bills and utilities | ||
| Telecommunications | ||
| Government payments | ||
| Electricity and gas | ||
| Water | ||
| Health and wellness | ||
| Medical services | ||
| Pharmacies and supplements | ||
| Fitness | ||
| Beauty and personal care | ||
| Education | ||
| Tuition and courses | ||
| Overseas spending | ||
| Mainland China spending | ||
| Macau spending | ||
| E-wallet spending | ||
| E-wallet top-ups | ||
| WeChat Pay | ||
| AlipayHK | ||
| Octopus | ||
| PayMe | ||
| Mobile payments | ||
| Google Pay | ||
| Apple Pay | ||
| Samsung Pay | ||
| Insurance | ||
| Rent | ||
| Charitable donations | ||
| Loans and installments | 0.5% | Conditions and calculation
OCBC basic Spending Reward Program: monthly car loan repayments 0.5% cash rebate: 0.5%
|
| Other |
Promotion offers and card offers are separate. Combined eligibility is not assumed.
Promotion offers (3)
Designated online purchase platforms: 6% extra cash rebate6%savingCashbackPeriod LimitedMinimum spending: HK$5,000.00Cap: HK$500.00 · per month
- Eligibility: Audience: all · Customer status: new
- Eligible spending: Applies to: amazon / food panda / keeta / klook / kkday / taobao / tmall / pdd pinduoduo / jd com / meituan / dianping · Type: merchant
- Requirements: Period spend ≥: HK$5,000.00
- Benefit limit: Amount: 500 · Applies to: Extra cash rebate per eligible principal cardholder per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
- Visa Platinum applicants must be at least 18 and have annual income of HKD 150,000; otherwise the Bank may consider the application as a Classic Card.
- Only the principal cardholder is eligible. Supplementary card transactions are combined with the principal cardholder's eligible spending.
- Eligible retail spending must reach HKD 5,000 in each calendar month, and a purchase at a designated platform must occur in that same month.
- Designated platforms: Amazon, Food Panda, Keeta, Klook, KKday, Taobao, Tmall, PDD (Pinduoduo), JD.COM, MeiTuan and DianPing.
- Eligible transactions must be made during the promotion period and posted to the card by the 15th of the following month. Non-HKD spending is converted using the Bank's rate.
- Installments, car loan repayments, cash advances, bills, tax, insurance, casino, bank fees, annual fees, designated-merchant payments through online payment systems, stored-value and e-wallet purchases or reloads, financial services, transfers, investments, property, charity, cancelled, refunded, fraudulent, unauthorized or split-bill transactions are excluded.
- One rebate per eligible cardholder per calendar month, capped at HKD 500. The Bank credits it within 90 days after month-end; the account must remain active and in good standing. The Bank may recover amounts after refunds or cancellations.
- The offer cannot be combined with other card promotions, except the new-card welcome offer.
- New cardholders earn 6% extra rebate in the first three consecutive months after issuance; applications must be approved during the promotion period.
- New cardholder means the principal applicant has not held an OCBC Credit Card (including a co-branded card) or Business Debit Card issued by the Bank during the previous 13 months.
- Eligible transactions during the promotion period: 2026-01-01 – 2026-12-31
Designated online purchase platforms: 5% extra cash rebate5%savingCashbackPeriod LimitedMinimum spending: HK$5,000.00Cap: HK$500.00 · per month
- Eligibility: Audience: all · Customer status: new
- Eligible spending: Applies to: amazon / food panda / keeta / klook / kkday / taobao / tmall / pdd pinduoduo / jd com / meituan / dianping · Type: merchant
- Requirements: Period spend ≥: HK$5,000.00
- Benefit limit: Amount: 500 · Applies to: Extra cash rebate per eligible principal cardholder per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
- Visa Platinum applicants must be at least 18 and have annual income of HKD 150,000; otherwise the Bank may consider the application as a Classic Card.
- Only the principal cardholder is eligible. Supplementary card transactions are combined with the principal cardholder's eligible spending.
- Eligible retail spending must reach HKD 5,000 in each calendar month, and a purchase at a designated platform must occur in that same month.
- Designated platforms: Amazon, Food Panda, Keeta, Klook, KKday, Taobao, Tmall, PDD (Pinduoduo), JD.COM, MeiTuan and DianPing.
- Eligible transactions must be made during the promotion period and posted to the card by the 15th of the following month. Non-HKD spending is converted using the Bank's rate.
- Installments, car loan repayments, cash advances, bills, tax, insurance, casino, bank fees, annual fees, designated-merchant payments through online payment systems, stored-value and e-wallet purchases or reloads, financial services, transfers, investments, property, charity, cancelled, refunded, fraudulent, unauthorized or split-bill transactions are excluded.
- One rebate per eligible cardholder per calendar month, capped at HKD 500. The Bank credits it within 90 days after month-end; the account must remain active and in good standing. The Bank may recover amounts after refunds or cancellations.
- The offer cannot be combined with other card promotions, except the new-card welcome offer.
- New cardholders earn 5% extra rebate after the first three consecutive months.
- New cardholder means the principal applicant has not held an OCBC Credit Card (including a co-branded card) or Business Debit Card issued by the Bank during the previous 13 months.
- Eligible transactions during the promotion period: 2026-01-01 – 2026-12-31
Designated online purchase platforms: 5% extra cash rebate5%savingCashbackPeriod LimitedMinimum spending: HK$5,000.00Cap: HK$500.00 · per month
- Eligibility: Audience: all · Customer status: existing
- Eligible spending: Applies to: amazon / food panda / keeta / klook / kkday / taobao / tmall / pdd pinduoduo / jd com / meituan / dianping · Type: merchant
- Requirements: Period spend ≥: HK$5,000.00
- Benefit limit: Amount: 500 · Applies to: Extra cash rebate per eligible principal cardholder per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
- Visa Platinum applicants must be at least 18 and have annual income of HKD 150,000; otherwise the Bank may consider the application as a Classic Card.
- Only the principal cardholder is eligible. Supplementary card transactions are combined with the principal cardholder's eligible spending.
- Eligible retail spending must reach HKD 5,000 in each calendar month, and a purchase at a designated platform must occur in that same month.
- Designated platforms: Amazon, Food Panda, Keeta, Klook, KKday, Taobao, Tmall, PDD (Pinduoduo), JD.COM, MeiTuan and DianPing.
- Eligible transactions must be made during the promotion period and posted to the card by the 15th of the following month. Non-HKD spending is converted using the Bank's rate.
- Installments, car loan repayments, cash advances, bills, tax, insurance, casino, bank fees, annual fees, designated-merchant payments through online payment systems, stored-value and e-wallet purchases or reloads, financial services, transfers, investments, property, charity, cancelled, refunded, fraudulent, unauthorized or split-bill transactions are excluded.
- One rebate per eligible cardholder per calendar month, capped at HKD 500. The Bank credits it within 90 days after month-end; the account must remain active and in good standing. The Bank may recover amounts after refunds or cancellations.
- The offer cannot be combined with other card promotions, except the new-card welcome offer.
- Existing cardholders earn 5% extra rebate.
- Eligible transactions during the promotion period: 2026-01-01 – 2026-12-31
Credit card offers (10)
OCBC basic Spending Reward Program: local food and beverage up to 0.8% cash rebateUp to0.8%savingCashbackCap: 0.5 percent · per statement period
- Eligibility: Audience: all
- Eligible spending: Applies to: 本地餐飲 · Type: category
- Benefit limit: Amount: 0.5 · Applies to: 0.5% of five times the approved credit limit, excluding temporary and credit balance increases; shared monthly cap across the basic reward program · Period: per statement period · Type: limited · Unit: percent
- Visa Platinum applicants must be at least 18 and have annual income of HKD 150,000; otherwise the Bank may consider the application as a Classic Card.
- Applicable to Infinite, World, Platinum and Titanium cardholders, including co-branded cards; not applicable to Business Cards.
- Merchant category is determined by the card network and merchant acquirer.
- The monthly cash rebate cap is 0.5% of five times the approved credit limit. Temporary credit limits and extra credit limits from a credit balance do not count. The cap is shared across basic program categories.
- No rebate is granted if the monthly statement total is below HKD 1. Rebate is credited to the next statement, offsets retail spending or cash advances, and cannot be converted to cash.
- The account must be valid and in good standing when the rebate is credited; accumulated rebate may be forfeited if the account is cancelled.
- Cash advances, cash installment plans except merchant interest-free installments, bill payments, balance transfers, casino transactions, card fees, fraudulent or unauthorized transactions, and cancelled or refunded transactions are excluded.
- The 0.8% rate applies to local food and beverage spending. Internet transactions do not qualify.
OCBC basic Spending Reward Program: overseas spending up to 0.8% cash rebateUp to0.8%savingCashbackCap: 0.5 percent · per statement period
- Eligibility: Audience: all
- Eligible spending: Applies to: 海外簽賬 · Type: category
- Benefit limit: Amount: 0.5 · Applies to: 0.5% of five times the approved credit limit, excluding temporary and credit balance increases; shared monthly cap across the basic reward program · Period: per statement period · Type: limited · Unit: percent
- Visa Platinum applicants must be at least 18 and have annual income of HKD 150,000; otherwise the Bank may consider the application as a Classic Card.
- Applicable to Infinite, World, Platinum and Titanium cardholders, including co-branded cards; not applicable to Business Cards.
- Merchant category is determined by the card network and merchant acquirer.
- The monthly cash rebate cap is 0.5% of five times the approved credit limit. Temporary credit limits and extra credit limits from a credit balance do not count. The cap is shared across basic program categories.
- No rebate is granted if the monthly statement total is below HKD 1. Rebate is credited to the next statement, offsets retail spending or cash advances, and cannot be converted to cash.
- The account must be valid and in good standing when the rebate is credited; accumulated rebate may be forfeited if the account is cancelled.
- Cash advances, cash installment plans except merchant interest-free installments, bill payments, balance transfers, casino transactions, card fees, fraudulent or unauthorized transactions, and cancelled or refunded transactions are excluded.
- The 0.8% rate applies to overseas spending, excluding internet transactions and foreign-currency purchases settled in Hong Kong dollars.
OCBC basic Spending Reward Program: other retail 0.5% cash rebate0.5%savingCashbackCap: 0.5 percent · per statement period
- Eligibility: Audience: all
- Eligible spending: Applies to: 其他 · Type: category
- Benefit limit: Amount: 0.5 · Applies to: 0.5% of five times the approved credit limit, excluding temporary and credit balance increases; shared monthly cap across the basic reward program · Period: per statement period · Type: limited · Unit: percent
- Visa Platinum applicants must be at least 18 and have annual income of HKD 150,000; otherwise the Bank may consider the application as a Classic Card.
- Applicable to Infinite, World, Platinum and Titanium cardholders, including co-branded cards; not applicable to Business Cards.
- Merchant category is determined by the card network and merchant acquirer.
- The monthly cash rebate cap is 0.5% of five times the approved credit limit. Temporary credit limits and extra credit limits from a credit balance do not count. The cap is shared across basic program categories.
- No rebate is granted if the monthly statement total is below HKD 1. Rebate is credited to the next statement, offsets retail spending or cash advances, and cannot be converted to cash.
- The account must be valid and in good standing when the rebate is credited; accumulated rebate may be forfeited if the account is cancelled.
- Cash advances, cash installment plans except merchant interest-free installments, bill payments, balance transfers, casino transactions, card fees, fraudulent or unauthorized transactions, and cancelled or refunded transactions are excluded.
- The 0.5% rate applies to other retail spending transactions.
OCBC basic Spending Reward Program: monthly car loan repayments 0.5% cash rebate0.5%savingCashbackCap: HK$50.00 · per transaction
- Eligibility: Audience: all
- Eligible spending: Applies to: 借貸/分期付款 · Type: category
- Benefit limit: Amount: 50 · Applies to: Monthly car loan repayment cash rebate · Currency: HKD · Period: per transaction · Type: limited · Unit: currency
- Visa Platinum applicants must be at least 18 and have annual income of HKD 150,000; otherwise the Bank may consider the application as a Classic Card.
- Applicable to Infinite, World, Platinum and Titanium cardholders, including co-branded cards; not applicable to Business Cards.
- Merchant category is determined by the card network and merchant acquirer.
- The monthly cash rebate cap is 0.5% of five times the approved credit limit. Temporary credit limits and extra credit limits from a credit balance do not count. The cap is shared across basic program categories.
- No rebate is granted if the monthly statement total is below HKD 1. Rebate is credited to the next statement, offsets retail spending or cash advances, and cannot be converted to cash.
- The account must be valid and in good standing when the rebate is credited; accumulated rebate may be forfeited if the account is cancelled.
- Cash advances, cash installment plans except merchant interest-free installments, bill payments, balance transfers, casino transactions, card fees, fraudulent or unauthorized transactions, and cancelled or refunded transactions are excluded.
- The 0.5% rate applies to monthly car loan repayments. Cash rebate is capped at HKD 50 per transaction.
- The shared monthly basic-program cap also applies.
OCBC basic Spending Reward Program: Octopus automatic reloads 0.5% cash rebate0.5%savingCashbackCap: 0.5 percent · per statement period
- Eligibility: Audience: all
- Eligible spending: Applies to: 八達通 · Type: category
- Benefit limit: Amount: 0.5 · Applies to: 0.5% of five times the approved credit limit, excluding temporary and credit balance increases; shared monthly cap across the basic reward program · Period: per statement period · Type: limited · Unit: percent
- Visa Platinum applicants must be at least 18 and have annual income of HKD 150,000; otherwise the Bank may consider the application as a Classic Card.
- Applicable to Infinite, World, Platinum and Titanium cardholders, including co-branded cards; not applicable to Business Cards.
- Merchant category is determined by the card network and merchant acquirer.
- The monthly cash rebate cap is 0.5% of five times the approved credit limit. Temporary credit limits and extra credit limits from a credit balance do not count. The cap is shared across basic program categories.
- No rebate is granted if the monthly statement total is below HKD 1. Rebate is credited to the next statement, offsets retail spending or cash advances, and cannot be converted to cash.
- The account must be valid and in good standing when the rebate is credited; accumulated rebate may be forfeited if the account is cancelled.
- Cash advances, cash installment plans except merchant interest-free installments, bill payments, balance transfers, casino transactions, card fees, fraudulent or unauthorized transactions, and cancelled or refunded transactions are excluded.
- The 0.5% rate applies to Octopus Automatic Add-Value reload transactions.
Designated online purchase platforms: 6% extra cash rebate6%savingCashbackPeriod LimitedMinimum spending: HK$5,000.00Cap: HK$500.00 · per month
- Eligibility: Audience: all · Customer status: new
- Eligible spending: Applies to: amazon / food panda / keeta / klook / kkday / taobao / tmall / pdd pinduoduo / jd com / meituan / dianping · Type: merchant
- Requirements: Period spend ≥: HK$5,000.00
- Benefit limit: Amount: 500 · Applies to: Extra cash rebate per eligible principal cardholder per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
- Visa Platinum applicants must be at least 18 and have annual income of HKD 150,000; otherwise the Bank may consider the application as a Classic Card.
- Only the principal cardholder is eligible. Supplementary card transactions are combined with the principal cardholder's eligible spending.
- Eligible retail spending must reach HKD 5,000 in each calendar month, and a purchase at a designated platform must occur in that same month.
- Designated platforms: Amazon, Food Panda, Keeta, Klook, KKday, Taobao, Tmall, PDD (Pinduoduo), JD.COM, MeiTuan and DianPing.
- Eligible transactions must be made during the promotion period and posted to the card by the 15th of the following month. Non-HKD spending is converted using the Bank's rate.
- Installments, car loan repayments, cash advances, bills, tax, insurance, casino, bank fees, annual fees, designated-merchant payments through online payment systems, stored-value and e-wallet purchases or reloads, financial services, transfers, investments, property, charity, cancelled, refunded, fraudulent, unauthorized or split-bill transactions are excluded.
- One rebate per eligible cardholder per calendar month, capped at HKD 500. The Bank credits it within 90 days after month-end; the account must remain active and in good standing. The Bank may recover amounts after refunds or cancellations.
- The offer cannot be combined with other card promotions, except the new-card welcome offer.
- New cardholders earn 6% extra rebate in the first three consecutive months after issuance; applications must be approved during the promotion period.
- New cardholder means the principal applicant has not held an OCBC Credit Card (including a co-branded card) or Business Debit Card issued by the Bank during the previous 13 months.
- Eligible transactions during the promotion period: 2026-01-01 – 2026-12-31
Designated online purchase platforms: 5% extra cash rebate5%savingCashbackPeriod LimitedMinimum spending: HK$5,000.00Cap: HK$500.00 · per month
- Eligibility: Audience: all · Customer status: new
- Eligible spending: Applies to: amazon / food panda / keeta / klook / kkday / taobao / tmall / pdd pinduoduo / jd com / meituan / dianping · Type: merchant
- Requirements: Period spend ≥: HK$5,000.00
- Benefit limit: Amount: 500 · Applies to: Extra cash rebate per eligible principal cardholder per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
- Visa Platinum applicants must be at least 18 and have annual income of HKD 150,000; otherwise the Bank may consider the application as a Classic Card.
- Only the principal cardholder is eligible. Supplementary card transactions are combined with the principal cardholder's eligible spending.
- Eligible retail spending must reach HKD 5,000 in each calendar month, and a purchase at a designated platform must occur in that same month.
- Designated platforms: Amazon, Food Panda, Keeta, Klook, KKday, Taobao, Tmall, PDD (Pinduoduo), JD.COM, MeiTuan and DianPing.
- Eligible transactions must be made during the promotion period and posted to the card by the 15th of the following month. Non-HKD spending is converted using the Bank's rate.
- Installments, car loan repayments, cash advances, bills, tax, insurance, casino, bank fees, annual fees, designated-merchant payments through online payment systems, stored-value and e-wallet purchases or reloads, financial services, transfers, investments, property, charity, cancelled, refunded, fraudulent, unauthorized or split-bill transactions are excluded.
- One rebate per eligible cardholder per calendar month, capped at HKD 500. The Bank credits it within 90 days after month-end; the account must remain active and in good standing. The Bank may recover amounts after refunds or cancellations.
- The offer cannot be combined with other card promotions, except the new-card welcome offer.
- New cardholders earn 5% extra rebate after the first three consecutive months.
- New cardholder means the principal applicant has not held an OCBC Credit Card (including a co-branded card) or Business Debit Card issued by the Bank during the previous 13 months.
- Eligible transactions during the promotion period: 2026-01-01 – 2026-12-31
Designated online purchase platforms: 5% extra cash rebate5%savingCashbackPeriod LimitedMinimum spending: HK$5,000.00Cap: HK$500.00 · per month
- Eligibility: Audience: all · Customer status: existing
- Eligible spending: Applies to: amazon / food panda / keeta / klook / kkday / taobao / tmall / pdd pinduoduo / jd com / meituan / dianping · Type: merchant
- Requirements: Period spend ≥: HK$5,000.00
- Benefit limit: Amount: 500 · Applies to: Extra cash rebate per eligible principal cardholder per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
- Visa Platinum applicants must be at least 18 and have annual income of HKD 150,000; otherwise the Bank may consider the application as a Classic Card.
- Only the principal cardholder is eligible. Supplementary card transactions are combined with the principal cardholder's eligible spending.
- Eligible retail spending must reach HKD 5,000 in each calendar month, and a purchase at a designated platform must occur in that same month.
- Designated platforms: Amazon, Food Panda, Keeta, Klook, KKday, Taobao, Tmall, PDD (Pinduoduo), JD.COM, MeiTuan and DianPing.
- Eligible transactions must be made during the promotion period and posted to the card by the 15th of the following month. Non-HKD spending is converted using the Bank's rate.
- Installments, car loan repayments, cash advances, bills, tax, insurance, casino, bank fees, annual fees, designated-merchant payments through online payment systems, stored-value and e-wallet purchases or reloads, financial services, transfers, investments, property, charity, cancelled, refunded, fraudulent, unauthorized or split-bill transactions are excluded.
- One rebate per eligible cardholder per calendar month, capped at HKD 500. The Bank credits it within 90 days after month-end; the account must remain active and in good standing. The Bank may recover amounts after refunds or cancellations.
- The offer cannot be combined with other card promotions, except the new-card welcome offer.
- Existing cardholders earn 5% extra rebate.
- Eligible transactions during the promotion period: 2026-01-01 – 2026-12-31
OCBC Visa Platinum Card welcome HKD 300 cash rebate300HKD savingCashbackMinimum spending: HK$4,800.00
- Eligibility: Audience: all · Customer status: new
- Eligible spending: Type: all
- Requirements: Period spend ≥: HK$4,800.00
- Benefit limit: Applies to: No separate cap stated for the welcome cash rebate · Period: not stated · Type: not stated
- Percentage note: HKD 300 / HKD 4,800 x 100 = 6.25%; this is the rate at the minimum spend and it decreases when eligible spend exceeds HKD 4,800.
- Visa Platinum applicants must be at least 18 and have annual income of HKD 150,000; otherwise the Bank may consider the application as a Classic Card.
- For principal card applicants who have not held an OCBC Credit Card, including a co-branded card, in the 13 months before approval.
- Eligible retail spending and cash advances by the principal and supplementary cardholders must total at least HKD 4,800 within three months after card issuance.
- Installments, bill payments, unposted, cancelled, refunded, fraudulent or unauthorized transactions, car loan repayments and e-wallet reloads are excluded.
- The Bank credits the rebate to the principal card account within eight weeks after the spending rule is met. The account must be valid, non-delinquent and in good standing when credited.
- The welcome offer is available once per applicant. If multiple OCBC cards are approved together, the first approved card determines the offer. The rebate is not transferable or redeemable for cash.
- The page separately advertises up to HKD 2,000 in new-cardholder rewards; the offer terms do not define that aggregate amount.
OCBC Visa Platinum Card annual fee waiver（優惠值未列明）—Value not statedFee Waiver
- Eligibility: Audience: all
- Eligible spending: Type: not applicable
- Benefit limit: Applies to: No separate cap stated for the annual fee waiver · Period: not stated · Type: not stated
- Visa Platinum applicants must be at least 18 and have annual income of HKD 150,000; otherwise the Bank may consider the application as a Classic Card.
- The VISA Platinum application row states an annual fee waiver for the first three years.
- The source does not state whether supplementary-card annual fees are included.