Discount Map
ICBC Wise Gold Credit Card World Mastercard

ICBC Wise Gold Credit Card World Mastercard

Bank
ICBC (Asia)
Issuer
ICBC
Annual fee
Income requirement
Network
Verified date
Official website

Saving by category

Estimated saving at the selected amount. Conditions apply. Blank values have no supported estimate.

CategorySaved percentageConditions
Dining2%
Conditions and calculation
  • The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Limit: unlimited.
  • Limit applies to: cash rebate on eligible local and overseas spending
  • Applies to all eligible spending, subject to the conditions.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate: 2%

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
  • Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
Fine dining2%
Conditions and calculation
  • The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Limit: unlimited.
  • Limit applies to: cash rebate on eligible local and overseas spending
  • Applies to all eligible spending, subject to the conditions.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate: 2%

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
  • Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
Local dining2%
Conditions and calculation
  • The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Limit: unlimited.
  • Limit applies to: cash rebate on eligible local and overseas spending
  • Applies to all eligible spending, subject to the conditions.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate: 2%

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
  • Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
Fast food2%
Conditions and calculation
  • The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Limit: unlimited.
  • Limit applies to: cash rebate on eligible local and overseas spending
  • Applies to all eligible spending, subject to the conditions.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate: 2%

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
  • Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
Food delivery2%
Conditions and calculation
  • The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Limit: unlimited.
  • Limit applies to: cash rebate on eligible local and overseas spending
  • Applies to all eligible spending, subject to the conditions.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate: 2%

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
  • Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
Cafés, bakeries and desserts2%
Conditions and calculation
  • The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Limit: unlimited.
  • Limit applies to: cash rebate on eligible local and overseas spending
  • Applies to all eligible spending, subject to the conditions.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate: 2%

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
  • Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
Groceries2%
Conditions and calculation
  • The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Limit: unlimited.
  • Limit applies to: cash rebate on eligible local and overseas spending
  • Applies to all eligible spending, subject to the conditions.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate: 2%

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
  • Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
Markets2%
Conditions and calculation
  • The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Limit: unlimited.
  • Limit applies to: cash rebate on eligible local and overseas spending
  • Applies to all eligible spending, subject to the conditions.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate: 2%

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
  • Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
Supermarkets2%
Conditions and calculation
  • The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Limit: unlimited.
  • Limit applies to: cash rebate on eligible local and overseas spending
  • Applies to all eligible spending, subject to the conditions.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate: 2%

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
  • Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
Convenience stores2%
Conditions and calculation
  • The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Limit: unlimited.
  • Limit applies to: cash rebate on eligible local and overseas spending
  • Applies to all eligible spending, subject to the conditions.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate: 2%

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
  • Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
Shopping2%
Conditions and calculation
  • The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Limit: unlimited.
  • Limit applies to: cash rebate on eligible local and overseas spending
  • Applies to all eligible spending, subject to the conditions.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate: 2%

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
  • Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
Fashion2%
Conditions and calculation
  • The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Limit: unlimited.
  • Limit applies to: cash rebate on eligible local and overseas spending
  • Applies to all eligible spending, subject to the conditions.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate: 2%

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
  • Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
Sports and outdoors2%
Conditions and calculation
  • The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Limit: unlimited.
  • Limit applies to: cash rebate on eligible local and overseas spending
  • Applies to all eligible spending, subject to the conditions.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate: 2%

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
  • Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
Department stores2%
Conditions and calculation
  • The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Limit: unlimited.
  • Limit applies to: cash rebate on eligible local and overseas spending
  • Applies to all eligible spending, subject to the conditions.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate: 2%

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
  • Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
Electronics2%
Conditions and calculation
  • The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Limit: unlimited.
  • Limit applies to: cash rebate on eligible local and overseas spending
  • Applies to all eligible spending, subject to the conditions.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate: 2%

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
  • Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
Home and furniture2%
Conditions and calculation
  • The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Limit: unlimited.
  • Limit applies to: cash rebate on eligible local and overseas spending
  • Applies to all eligible spending, subject to the conditions.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate: 2%

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
  • Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
Jewellery and watches2%
Conditions and calculation
  • The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Limit: unlimited.
  • Limit applies to: cash rebate on eligible local and overseas spending
  • Applies to all eligible spending, subject to the conditions.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate: 2%

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
  • Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
Books and stationery2%
Conditions and calculation
  • The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Limit: unlimited.
  • Limit applies to: cash rebate on eligible local and overseas spending
  • Applies to all eligible spending, subject to the conditions.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate: 2%

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
  • Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
Pet supplies2%
Conditions and calculation
  • The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Limit: unlimited.
  • Limit applies to: cash rebate on eligible local and overseas spending
  • Applies to all eligible spending, subject to the conditions.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate: 2%

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
  • Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
Online shopping2%
Conditions and calculation
  • The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Limit: unlimited.
  • Limit applies to: cash rebate on eligible local and overseas spending
  • Applies to all eligible spending, subject to the conditions.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate: 2%

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
  • Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
Overseas online shopping2%
Conditions and calculation
  • The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Limit: unlimited.
  • Limit applies to: cash rebate on eligible local and overseas spending
  • Applies to all eligible spending, subject to the conditions.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate: 2%

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
  • Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
Local online shopping2%
Conditions and calculation
  • The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Limit: unlimited.
  • Limit applies to: cash rebate on eligible local and overseas spending
  • Applies to all eligible spending, subject to the conditions.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate: 2%

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
  • Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
Online groceries2%
Conditions and calculation
  • The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Limit: unlimited.
  • Limit applies to: cash rebate on eligible local and overseas spending
  • Applies to all eligible spending, subject to the conditions.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate: 2%

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
  • Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
Online fashion and sports2%
Conditions and calculation
  • The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Limit: unlimited.
  • Limit applies to: cash rebate on eligible local and overseas spending
  • Applies to all eligible spending, subject to the conditions.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate: 2%

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
  • Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
Transport
Local transport
Parking
Fuel and EV charging
Taxis, rides and car rental
Travel2%
Conditions and calculation
  • The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Limit: unlimited.
  • Limit applies to: cash rebate on eligible local and overseas spending
  • Applies to all eligible spending, subject to the conditions.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate: 2%

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
  • Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
Hotels2%
Conditions and calculation
  • The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Limit: unlimited.
  • Limit applies to: cash rebate on eligible local and overseas spending
  • Applies to all eligible spending, subject to the conditions.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate: 2%

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
  • Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
Travel bookings2%
Conditions and calculation
  • The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Limit: unlimited.
  • Limit applies to: cash rebate on eligible local and overseas spending
  • Applies to all eligible spending, subject to the conditions.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate: 2%

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
  • Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
Airlines2%
Conditions and calculation
  • The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Limit: unlimited.
  • Limit applies to: cash rebate on eligible local and overseas spending
  • Applies to all eligible spending, subject to the conditions.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate: 2%

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
  • Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
Travel agencies2%
Conditions and calculation
  • The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Limit: unlimited.
  • Limit applies to: cash rebate on eligible local and overseas spending
  • Applies to all eligible spending, subject to the conditions.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate: 2%

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
  • Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
Entertainment2%
Conditions and calculation
  • The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Limit: unlimited.
  • Limit applies to: cash rebate on eligible local and overseas spending
  • Applies to all eligible spending, subject to the conditions.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate: 2%

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
  • Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
Cinemas
Games2%
Conditions and calculation
  • The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Limit: unlimited.
  • Limit applies to: cash rebate on eligible local and overseas spending
  • Applies to all eligible spending, subject to the conditions.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate: 2%

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
  • Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
Streaming2%
Conditions and calculation
  • The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Limit: unlimited.
  • Limit applies to: cash rebate on eligible local and overseas spending
  • Applies to all eligible spending, subject to the conditions.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate: 2%

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
  • Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
Theme parks and attractions2%
Conditions and calculation
  • The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Limit: unlimited.
  • Limit applies to: cash rebate on eligible local and overseas spending
  • Applies to all eligible spending, subject to the conditions.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate: 2%

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
  • Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
Concerts and tickets2%
Conditions and calculation
  • The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Limit: unlimited.
  • Limit applies to: cash rebate on eligible local and overseas spending
  • Applies to all eligible spending, subject to the conditions.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate: 2%

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
  • Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
Bills and utilities
Telecommunications
Government payments
Electricity and gas
Water
Health and wellness2%
Conditions and calculation
  • The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Limit: unlimited.
  • Limit applies to: cash rebate on eligible local and overseas spending
  • Applies to all eligible spending, subject to the conditions.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate: 2%

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
  • Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
Medical services2%
Conditions and calculation
  • The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Limit: unlimited.
  • Limit applies to: cash rebate on eligible local and overseas spending
  • Applies to all eligible spending, subject to the conditions.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate: 2%

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
  • Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
Pharmacies and supplements2%
Conditions and calculation
  • The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Limit: unlimited.
  • Limit applies to: cash rebate on eligible local and overseas spending
  • Applies to all eligible spending, subject to the conditions.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate: 2%

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
  • Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
Fitness2%
Conditions and calculation
  • The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Limit: unlimited.
  • Limit applies to: cash rebate on eligible local and overseas spending
  • Applies to all eligible spending, subject to the conditions.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate: 2%

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
  • Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
Beauty and personal care2%
Conditions and calculation
  • The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Limit: unlimited.
  • Limit applies to: cash rebate on eligible local and overseas spending
  • Applies to all eligible spending, subject to the conditions.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate: 2%

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
  • Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
Education2%
Conditions and calculation
  • The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Limit: unlimited.
  • Limit applies to: cash rebate on eligible local and overseas spending
  • Applies to all eligible spending, subject to the conditions.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate: 2%

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
  • Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
Tuition and courses2%
Conditions and calculation
  • The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Limit: unlimited.
  • Limit applies to: cash rebate on eligible local and overseas spending
  • Applies to all eligible spending, subject to the conditions.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate: 2%

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
  • Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
Overseas spending2%
Conditions and calculation
  • The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Limit: unlimited.
  • Limit applies to: cash rebate on eligible local and overseas spending
  • Applies to all eligible spending, subject to the conditions.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate: 2%

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
  • Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
Mainland China spending2%
Conditions and calculation
  • The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Limit: unlimited.
  • Limit applies to: cash rebate on eligible local and overseas spending
  • Applies to all eligible spending, subject to the conditions.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate: 2%

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
  • Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
Macau spending2%
Conditions and calculation
  • The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Limit: unlimited.
  • Limit applies to: cash rebate on eligible local and overseas spending
  • Applies to all eligible spending, subject to the conditions.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate: 2%

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
  • Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
E-wallet spending2%
Conditions and calculation
  • The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Limit: unlimited.
  • Limit applies to: cash rebate on eligible local and overseas spending
  • Applies to all eligible spending, subject to the conditions.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate: 2%

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
  • Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
E-wallet top-ups2%
Conditions and calculation
  • The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Limit: unlimited.
  • Limit applies to: cash rebate on eligible local and overseas spending
  • Applies to all eligible spending, subject to the conditions.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate: 2%

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
  • Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
WeChat Pay
AlipayHK
Octopus2%
Conditions and calculation
  • The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Limit: unlimited.
  • Limit applies to: cash rebate on eligible local and overseas spending
  • Applies to all eligible spending, subject to the conditions.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate: 2%

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
  • Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
PayMe2%
Conditions and calculation
  • The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Limit: unlimited.
  • Limit applies to: cash rebate on eligible local and overseas spending
  • Applies to all eligible spending, subject to the conditions.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate: 2%

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
  • Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
Mobile payments2%
Conditions and calculation
  • The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Limit: unlimited.
  • Limit applies to: cash rebate on eligible local and overseas spending
  • Applies to all eligible spending, subject to the conditions.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate: 2%

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
  • Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
Google Pay2%
Conditions and calculation
  • The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Limit: unlimited.
  • Limit applies to: cash rebate on eligible local and overseas spending
  • Applies to all eligible spending, subject to the conditions.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate: 2%

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
  • Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
Apple Pay2%
Conditions and calculation
  • The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Limit: unlimited.
  • Limit applies to: cash rebate on eligible local and overseas spending
  • Applies to all eligible spending, subject to the conditions.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate: 2%

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
  • Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
Samsung Pay2%
Conditions and calculation
  • The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Limit: unlimited.
  • Limit applies to: cash rebate on eligible local and overseas spending
  • Applies to all eligible spending, subject to the conditions.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate: 2%

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
  • Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
Insurance
Rent2%
Conditions and calculation
  • The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Limit: unlimited.
  • Limit applies to: cash rebate on eligible local and overseas spending
  • Applies to all eligible spending, subject to the conditions.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate: 2%

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
  • Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
Charitable donations
Loans and installments2%
Conditions and calculation
  • The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Limit: unlimited.
  • Limit applies to: cash rebate on eligible local and overseas spending
  • Applies to all eligible spending, subject to the conditions.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate: 2%

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
  • Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
Other2%
Conditions and calculation
  • The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Limit: unlimited.
  • Limit applies to: cash rebate on eligible local and overseas spending
  • Applies to all eligible spending, subject to the conditions.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate: 2%

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
  • Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.

Promotion offers and card offers are separate. Combined eligibility is not assumed.

Promotion offers (5)

中國工商銀行(亞洲)信用卡消費/賬單分期:高達HK$200現金回贈
Up to200HKD saving
Conditions applyCashbackPeriod LimitedMinimum spending: HK$10,000.00
  • Eligibility: Audience: all
  • Eligible spending: Applies to: 借貸/分期付款 · Type: category
  • Minimum requirement: Period: per transaction · Spend: HK$10,000.00
  • Requirements: Transaction Spend Below Cents: HK$20,000.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Threshold equivalent maximum: HK$200 ÷ HK$10,000 × 100 = 2.00%, rounded to 2 decimal places. This uses the minimum eligible installment amount and the maximum cashback. At the same maximum cashback, the effective rate decreases above HK$10,000; actual cashback may be lower because the source states “up to”. The eligible installment amount is HK$10,000–HK$19,999.
  • Application or registration is required.
  • 分期金額HK$10,000至HK$19,999:高達HK$200現金回贈。
  • 須透過手機銀行應用程式成功申請「信用卡消費分期/賬單分期計劃」,並將合資格簽賬分12、24或36個月還款。
  • 只適用於中國工商銀行(亞洲)有限公司發出的信用卡及聯名卡主卡持卡人;不適用於附屬卡、公司卡及學生持卡人。
  • 實際年利率低至5.29%,以每月平息0.235%及12個月還款期計算。實際年利率按《銀行營運守則》相關指引計算,並包括基本利率及其他費用與收費;最終息率視乎貸款額及信貸審批結果。
  • 本行可決定分期還款的本金與利息比例,並保留最終貸款批核權;優惠受相關條款及細則約束。
  • HK$10,000至HK$19,999分期金額的現金回贈: Now – 2026-12-31
中國工商銀行(亞洲)信用卡消費/賬單分期:高達HK$350現金回贈
Up to350HKD saving
Conditions applyCashbackPeriod LimitedMinimum spending: HK$20,000.00
  • Eligibility: Audience: all
  • Eligible spending: Applies to: 借貸/分期付款 · Type: category
  • Minimum requirement: Period: per transaction · Spend: HK$20,000.00
  • Requirements: Transaction Spend Below Cents: HK$50,000.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Threshold equivalent maximum: HK$350 ÷ HK$20,000 × 100 = 1.75%, rounded to 2 decimal places. This uses the minimum eligible installment amount and the maximum cashback. At the same maximum cashback, the effective rate decreases above HK$20,000; actual cashback may be lower because the source states “up to”. The eligible installment amount is HK$20,000–HK$49,999.
  • Application or registration is required.
  • 分期金額HK$20,000至HK$49,999:高達HK$350現金回贈。
  • 須透過手機銀行應用程式成功申請「信用卡消費分期/賬單分期計劃」,並將合資格簽賬分12、24或36個月還款。
  • 只適用於中國工商銀行(亞洲)有限公司發出的信用卡及聯名卡主卡持卡人;不適用於附屬卡、公司卡及學生持卡人。
  • 實際年利率低至5.29%,以每月平息0.235%及12個月還款期計算。實際年利率按《銀行營運守則》相關指引計算,並包括基本利率及其他費用與收費;最終息率視乎貸款額及信貸審批結果。
  • 本行可決定分期還款的本金與利息比例,並保留最終貸款批核權;優惠受相關條款及細則約束。
  • HK$20,000至HK$49,999分期金額的現金回贈: Now – 2026-12-31
中國工商銀行(亞洲)信用卡消費/賬單分期:高達HK$550現金回贈
Up to550HKD saving
Conditions applyCashbackPeriod LimitedMinimum spending: HK$50,000.00
  • Eligibility: Audience: all
  • Eligible spending: Applies to: 借貸/分期付款 · Type: category
  • Minimum requirement: Period: per transaction · Spend: HK$50,000.00
  • Requirements: Transaction Spend Below Cents: HK$100,000.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Threshold equivalent maximum: HK$550 ÷ HK$50,000 × 100 = 1.10%, rounded to 2 decimal places. This uses the minimum eligible installment amount and the maximum cashback. At the same maximum cashback, the effective rate decreases above HK$50,000; actual cashback may be lower because the source states “up to”. The eligible installment amount is HK$50,000–HK$99,999.
  • Application or registration is required.
  • 分期金額HK$50,000至HK$99,999:高達HK$550現金回贈。
  • 須透過手機銀行應用程式成功申請「信用卡消費分期/賬單分期計劃」,並將合資格簽賬分12、24或36個月還款。
  • 只適用於中國工商銀行(亞洲)有限公司發出的信用卡及聯名卡主卡持卡人;不適用於附屬卡、公司卡及學生持卡人。
  • 實際年利率低至5.29%,以每月平息0.235%及12個月還款期計算。實際年利率按《銀行營運守則》相關指引計算,並包括基本利率及其他費用與收費;最終息率視乎貸款額及信貸審批結果。
  • 本行可決定分期還款的本金與利息比例,並保留最終貸款批核權;優惠受相關條款及細則約束。
  • HK$50,000至HK$99,999分期金額的現金回贈: Now – 2026-12-31
中國工商銀行(亞洲)信用卡消費/賬單分期:高達HK$800現金回贈
Up to800HKD saving
Conditions applyCashbackPeriod LimitedMinimum spending: HK$100,000.00
  • Eligibility: Audience: all
  • Eligible spending: Applies to: 借貸/分期付款 · Type: category
  • Minimum requirement: Period: per transaction · Spend: HK$100,000.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Threshold equivalent maximum: HK$800 ÷ HK$100,000 × 100 = 0.80%, rounded to 2 decimal places. This uses the minimum eligible installment amount and the maximum cashback. At the same maximum cashback, the effective rate decreases above HK$100,000; actual cashback may be lower because the source states “up to”. The eligible installment amount is HK$100,000 or more.
  • Application or registration is required.
  • 分期金額HK$100,000或以上:高達HK$800現金回贈。
  • 須透過手機銀行應用程式成功申請「信用卡消費分期/賬單分期計劃」,並將合資格簽賬分12、24或36個月還款。
  • 只適用於中國工商銀行(亞洲)有限公司發出的信用卡及聯名卡主卡持卡人;不適用於附屬卡、公司卡及學生持卡人。
  • 實際年利率低至5.29%,以每月平息0.235%及12個月還款期計算。實際年利率按《銀行營運守則》相關指引計算,並包括基本利率及其他費用與收費;最終息率視乎貸款額及信貸審批結果。
  • 本行可決定分期還款的本金與利息比例,並保留最終貸款批核權;優惠受相關條款及細則約束。
  • HK$100,000或以上分期金額的現金回贈: Now – 2026-12-31
ICBC信用卡送環亞貴賓室禮遇1次
1次 quantity
Conditions applyTravelPeriod Limited
  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: 環亞貴賓室禮遇名額 · Period: not stated · Type: not stated
  • Application or registration is required.
  • 推廣期內,全新信用卡客戶須成功申請及啟動合資格ICBC信用卡,並完成一筆任意金額的合資格簽賬,方可獲贈1次環亞貴賓室禮遇。可選擇於全新環亞貴賓室香港西九龍高鐵站或環亞貴賓室香港國際機場二號客運大樓使用。優惠名額有限,先到先得,額滿即止。受有關條款及細則約束;詳情見來源所列連結。
  • 環亞貴賓室禮遇推廣期: 2026-10-01 – 2026-12-31

Credit card offers (9)

Wise Gold Account Opening Reward: HK$25,000 Free Card Spending Limit
25,000HKD
Conditions applyOtherPeriod Limited
  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: A fixed spending limit reward has no eligible card spend denominator.
  • Application or registration is required.
  • Requires a newly opened Wise Gold account and designated average daily Total Liquid Assets of HK$8,000,000 or more for the first three consecutive months after account opening.
  • Complete one eligible investment transaction of HK$100,000 or equivalent in the designated period. Eligible products are investment fund subscription, currency-linked contract, structured deposit, eligible stock trading, investment fund transfer-in, or FX trading.
  • Fund subscription must be a lump-sum purchase with a subscription fee of at least 0.6%; money market funds, switching, redemption, and Fund Monthly Saving Plan subscriptions are excluded. A currency-linked contract must have a tenor of at least two weeks. Stock trades must meet the stated HKEX or Stock Connect rules; transfer-in funds must be distributed by the Bank; FX trading must be completed.
  • Successfully apply for or hold either the ICBC Wise Gold Credit Card (World Mastercard) or ICBC Wise Gold Dual Currency Credit Card.
  • A new customer is one who held no Bank account in sole or joint name during the 12 months before opening, except a customer who held only a credit card. One reward per customer; joint accounts count as one and the primary account holder receives the reward. The reward cannot combine with other account-opening promotions unless stated.
  • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only.
  • The first-three-month asset period, eligible transaction period, and reward period depend on the account-opening month. For October openings, the asset period is November 2026–January 2027 and the reward is due by the end of March 2027; for November openings, the periods are December 2026–February 2027 and by the end of April 2027; for December openings, they are January–March 2027 and by the end of May 2027.
  • The customer must hold a valid Wise Gold account when the reward is credited. The reward is a free card spending limit for card purchases only, not cash advances or card balances. A customer without the specified card must apply; if the card application is declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.
  • Wise Gold account opening reward: 2026-10-01 – 2026-12-31
Wise Gold Account Opening Reward: HK$16,000 Free Card Spending Limit
16,000HKD
Conditions applyOtherPeriod Limited
  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: A fixed spending limit reward has no eligible card spend denominator.
  • Application or registration is required.
  • Requires a newly opened Wise Gold account and designated average daily Total Liquid Assets from HK$5,000,000 to below HK$8,000,000 for the first three consecutive months after account opening.
  • Complete one eligible investment transaction of HK$100,000 or equivalent in the designated period. Eligible products are investment fund subscription, currency-linked contract, structured deposit, eligible stock trading, investment fund transfer-in, or FX trading.
  • Fund subscription must be a lump-sum purchase with a subscription fee of at least 0.6%; money market funds, switching, redemption, and Fund Monthly Saving Plan subscriptions are excluded. A currency-linked contract must have a tenor of at least two weeks. Stock trades must meet the stated HKEX or Stock Connect rules; transfer-in funds must be distributed by the Bank; FX trading must be completed.
  • Successfully apply for or hold either the ICBC Wise Gold Credit Card (World Mastercard) or ICBC Wise Gold Dual Currency Credit Card.
  • A new customer is one who held no Bank account in sole or joint name during the 12 months before opening, except a customer who held only a credit card. One reward per customer; joint accounts count as one and the primary account holder receives the reward. The reward cannot combine with other account-opening promotions unless stated.
  • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only.
  • The first-three-month asset period, eligible transaction period, and reward period depend on the account-opening month. For October openings, the asset period is November 2026–January 2027 and the reward is due by the end of March 2027; for November openings, the periods are December 2026–February 2027 and by the end of April 2027; for December openings, they are January–March 2027 and by the end of May 2027.
  • The customer must hold a valid Wise Gold account when the reward is credited. The reward is a free card spending limit for card purchases only, not cash advances or card balances. A customer without the specified card must apply; if the card application is declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.
  • Wise Gold account opening reward: 2026-10-01 – 2026-12-31
Wise Gold Account Opening Reward: HK$12,000 Free Card Spending Limit
12,000HKD
Conditions applyOtherPeriod Limited
  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: A fixed spending limit reward has no eligible card spend denominator.
  • Application or registration is required.
  • Requires a newly opened Wise Gold account and designated average daily Total Liquid Assets from HK$3,000,000 to below HK$5,000,000 for the first three consecutive months after account opening.
  • Complete one eligible investment transaction of HK$100,000 or equivalent in the designated period. Eligible products are investment fund subscription, currency-linked contract, structured deposit, eligible stock trading, investment fund transfer-in, or FX trading.
  • Fund subscription must be a lump-sum purchase with a subscription fee of at least 0.6%; money market funds, switching, redemption, and Fund Monthly Saving Plan subscriptions are excluded. A currency-linked contract must have a tenor of at least two weeks. Stock trades must meet the stated HKEX or Stock Connect rules; transfer-in funds must be distributed by the Bank; FX trading must be completed.
  • Successfully apply for or hold either the ICBC Wise Gold Credit Card (World Mastercard) or ICBC Wise Gold Dual Currency Credit Card.
  • A new customer is one who held no Bank account in sole or joint name during the 12 months before opening, except a customer who held only a credit card. One reward per customer; joint accounts count as one and the primary account holder receives the reward. The reward cannot combine with other account-opening promotions unless stated.
  • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only.
  • The first-three-month asset period, eligible transaction period, and reward period depend on the account-opening month. For October openings, the asset period is November 2026–January 2027 and the reward is due by the end of March 2027; for November openings, the periods are December 2026–February 2027 and by the end of April 2027; for December openings, they are January–March 2027 and by the end of May 2027.
  • The customer must hold a valid Wise Gold account when the reward is credited. The reward is a free card spending limit for card purchases only, not cash advances or card balances. A customer without the specified card must apply; if the card application is declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.
  • Wise Gold account opening reward: 2026-10-01 – 2026-12-31
Wise Gold Account Opening Bonus: HK$100 Free Card Spending Limit
100HKD
Conditions applyOtherPeriod Limited
  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: A fixed spending limit reward has no eligible card spend denominator.
  • Application or registration is required.
  • This bonus is additional to one eligible new-customer account-opening tier. The customer must agree to receive the Bank's SMS or email marketing for all product types when opening the account and keep that preference until the reward redemption date.
  • One bonus per eligible customer. The underlying account-opening reward requires a new Wise Gold account, the applicable average daily Total Liquid Assets tier, one eligible transaction of HK$100,000 or equivalent, and successful application for or holding of either Wise Gold card.
  • The reward timing depends on the account-opening month and the customer must hold a valid Wise Gold account when credited. If the card application is declined, the customer can notify staff to receive the amount in the Wise Gold HKD savings account. The free spending limit can be used for card purchases only, not cash advances or card balances. Bank staff are not eligible.
  • Wise Gold account opening reward: 2026-10-01 – 2026-12-31
Wise Gold Account Upgrade Reward: HK$4,000 Free Card Spending Limit
4,000HKD
Conditions applyOtherPeriod Limited
  • Eligibility: Audience: all · Customer status: existing
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: A fixed spending limit reward has no eligible card spend denominator.
  • Application or registration is required.
  • Requires a successful Wise Gold account upgrade during the promotion period and an average daily Total Liquid Assets balance of at least HK$3,000,000 for the first three consecutive months after upgrade.
  • This HK$4,000 tier requires the average daily Total Liquid Assets to increase by HK$3,000,000 or more over the September 2026 average during the first-three-month calculation period.
  • An eligible existing customer held a Bank deposit account in sole or joint name before 1 October 2026 and, in the 12 months before the upgrade, had not upgraded to Wise Gold or received a Wise Gold account-opening or upgrade reward. The Bank's system record determines the successful upgrade date; signing the Account Amendment Form starts a 4–5 working-day processing period.
  • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only.
  • One upgrade reward per customer. A customer cannot receive another upgrade reward by upgrading another account after a successful upgrade. The reward cannot combine with other account-opening promotions unless stated.
  • The calculation and reward periods depend on the successful upgrade month: October upgrades use November 2026–January 2027 and reward by end-March 2027; November upgrades use December 2026–February 2027 and reward by end-April 2027; December upgrades use January–March 2027 and reward by end-May 2027. September 2026 assets are the comparison baseline.
  • The customer must hold a valid Wise Gold account when credited. The free spending limit is credited to an ICBC card account and can be used for card purchases only, not cash advances or card balances. A customer without an ICBC card must apply; if declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.
  • successful Wise Gold account upgrade: 2026-10-01 – 2026-12-31
Wise Gold Account Upgrade Reward: HK$2,000 Free Card Spending Limit
2,000HKD
Conditions applyOtherPeriod Limited
  • Eligibility: Audience: all · Customer status: existing
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: A fixed spending limit reward has no eligible card spend denominator.
  • Application or registration is required.
  • Requires a successful Wise Gold account upgrade during the promotion period and an average daily Total Liquid Assets balance of at least HK$3,000,000 for the first three consecutive months after upgrade.
  • This HK$2,000 tier requires the average daily Total Liquid Assets to increase by at least HK$1,500,000 and less than HK$3,000,000 over the September 2026 average during the first-three-month calculation period.
  • An eligible existing customer held a Bank deposit account in sole or joint name before 1 October 2026 and, in the 12 months before the upgrade, had not upgraded to Wise Gold or received a Wise Gold account-opening or upgrade reward. The Bank's system record determines the successful upgrade date; signing the Account Amendment Form starts a 4–5 working-day processing period.
  • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only.
  • One upgrade reward per customer. A customer cannot receive another upgrade reward by upgrading another account after a successful upgrade. The reward cannot combine with other account-opening promotions unless stated.
  • The calculation and reward periods depend on the successful upgrade month: October upgrades use November 2026–January 2027 and reward by end-March 2027; November upgrades use December 2026–February 2027 and reward by end-April 2027; December upgrades use January–March 2027 and reward by end-May 2027. September 2026 assets are the comparison baseline.
  • The customer must hold a valid Wise Gold account when credited. The free spending limit is credited to an ICBC card account and can be used for card purchases only, not cash advances or card balances. A customer without an ICBC card must apply; if declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.
  • successful Wise Gold account upgrade: 2026-10-01 – 2026-12-31
ICBC Wise Gold World Mastercard Welcome Offer: HK$300 Free Card Spending Limit
300HKD
Conditions applyOtherPeriod Limited
  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: A fixed spending limit reward has no eligible card spend denominator.
  • Application or registration is required.
  • Available to a Wise Gold account customer who successfully applies for the principal ICBC Wise Gold World Mastercard during the promotion period.
  • Make one retail purchase or cash advance with the card within the first two months after card issuance.
  • Not available to a customer who holds any ICBC (Asia) credit card or cancelled any ICBC (Asia) credit card, including an affinity card, during the previous 12 months.
  • The designated spending requirement excludes balance transfers, cash instalment and loan amounts or repayments, e-wallet reloads or transfers, Octopus add-value transactions, donations, casino chips, gambling, unauthorised or unposted transactions, autopay, and the other transaction types listed in remark 11. Mainland merchant-category exclusions also apply.
  • successful principal card application: 2026-10-01 – 2026-12-31
ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate
2%saving
Cashback
  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
  • Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
ICBC Wise Gold World Mastercard: Unlimited DragonPass Lounge Services
—Value not stated
TravelPeriod Limited
  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: designated airport and high speed rail lounge services · Period: promotion total · Type: unlimited · Unit: service
  • Percentage note: The source states unlimited lounge access but no percentage rate.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. DragonPass provides the designated airport and high-speed rail lounge services.
  • The service network covers more than 140 countries and regions, including Mainland China, Hong Kong, Macau, and Western countries. The source states unlimited service access during the promotion period.
  • Cardholders can use the DragonPass website or app to check the service network and lounge locations. DragonPass terms apply; the Bank is not the service provider and is not responsible for its service obligations. Additional Bank and Mastercard terms also apply.
  • designated airport and high-speed rail lounge services: 2026-10-01 – 2027-03-31