| Dining | 1% | Conditions and calculation- The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- Limit: unlimited.
- Applies to all eligible spending, subject to the conditions.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：1% cash rebate: 1% - Eligibility: Audience: all
- Eligible spending: Type: all
- Benefit limit: Period: not stated · Type: unlimited
- Percentage note: The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
Open source offer ↗ |
|---|
| Fine dining | 1% | Conditions and calculation- The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- Limit: unlimited.
- Applies to all eligible spending, subject to the conditions.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：1% cash rebate: 1% - Eligibility: Audience: all
- Eligible spending: Type: all
- Benefit limit: Period: not stated · Type: unlimited
- Percentage note: The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
Open source offer ↗ |
|---|
| Local dining | 1% | Conditions and calculation- The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- Limit: unlimited.
- Applies to all eligible spending, subject to the conditions.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：1% cash rebate: 1% - Eligibility: Audience: all
- Eligible spending: Type: all
- Benefit limit: Period: not stated · Type: unlimited
- Percentage note: The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
Open source offer ↗ |
|---|
| Fast food | 1% | Conditions and calculation- The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- Limit: unlimited.
- Applies to all eligible spending, subject to the conditions.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：1% cash rebate: 1% - Eligibility: Audience: all
- Eligible spending: Type: all
- Benefit limit: Period: not stated · Type: unlimited
- Percentage note: The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
Open source offer ↗ |
|---|
| Food delivery | 1% | Conditions and calculation- The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- Limit: unlimited.
- Applies to all eligible spending, subject to the conditions.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：1% cash rebate: 1% - Eligibility: Audience: all
- Eligible spending: Type: all
- Benefit limit: Period: not stated · Type: unlimited
- Percentage note: The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
Open source offer ↗ |
|---|
| Cafés, bakeries and desserts | 1% | Conditions and calculation- The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- Limit: unlimited.
- Applies to all eligible spending, subject to the conditions.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：1% cash rebate: 1% - Eligibility: Audience: all
- Eligible spending: Type: all
- Benefit limit: Period: not stated · Type: unlimited
- Percentage note: The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
Open source offer ↗ |
|---|
| Groceries | 1% | Conditions and calculation- The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- Limit: unlimited.
- Applies to all eligible spending, subject to the conditions.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：1% cash rebate: 1% - Eligibility: Audience: all
- Eligible spending: Type: all
- Benefit limit: Period: not stated · Type: unlimited
- Percentage note: The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
Open source offer ↗ |
|---|
| Markets | 1% | Conditions and calculation- The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- Limit: unlimited.
- Applies to all eligible spending, subject to the conditions.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：1% cash rebate: 1% - Eligibility: Audience: all
- Eligible spending: Type: all
- Benefit limit: Period: not stated · Type: unlimited
- Percentage note: The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
Open source offer ↗ |
|---|
| Supermarkets | 1% | Conditions and calculation- The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- Limit: unlimited.
- Applies to all eligible spending, subject to the conditions.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：1% cash rebate: 1% - Eligibility: Audience: all
- Eligible spending: Type: all
- Benefit limit: Period: not stated · Type: unlimited
- Percentage note: The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
Open source offer ↗ |
|---|
| Convenience stores | 1% | Conditions and calculation- The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- Limit: unlimited.
- Applies to all eligible spending, subject to the conditions.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：1% cash rebate: 1% - Eligibility: Audience: all
- Eligible spending: Type: all
- Benefit limit: Period: not stated · Type: unlimited
- Percentage note: The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
Open source offer ↗ |
|---|
| Shopping | 1% | Conditions and calculation- The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- Limit: unlimited.
- Applies to all eligible spending, subject to the conditions.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：1% cash rebate: 1% - Eligibility: Audience: all
- Eligible spending: Type: all
- Benefit limit: Period: not stated · Type: unlimited
- Percentage note: The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
Open source offer ↗ |
|---|
| Fashion | 1% | Conditions and calculation- The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- Limit: unlimited.
- Applies to all eligible spending, subject to the conditions.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：1% cash rebate: 1% - Eligibility: Audience: all
- Eligible spending: Type: all
- Benefit limit: Period: not stated · Type: unlimited
- Percentage note: The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
Open source offer ↗ |
|---|
| Sports and outdoors | 1% | Conditions and calculation- The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- Limit: unlimited.
- Applies to all eligible spending, subject to the conditions.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：1% cash rebate: 1% - Eligibility: Audience: all
- Eligible spending: Type: all
- Benefit limit: Period: not stated · Type: unlimited
- Percentage note: The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
Open source offer ↗ |
|---|
| Department stores | 1% | Conditions and calculation- The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- Limit: unlimited.
- Applies to all eligible spending, subject to the conditions.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：1% cash rebate: 1% - Eligibility: Audience: all
- Eligible spending: Type: all
- Benefit limit: Period: not stated · Type: unlimited
- Percentage note: The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
Open source offer ↗ |
|---|
| Electronics | 1% | Conditions and calculation- The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- Limit: unlimited.
- Applies to all eligible spending, subject to the conditions.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：1% cash rebate: 1% - Eligibility: Audience: all
- Eligible spending: Type: all
- Benefit limit: Period: not stated · Type: unlimited
- Percentage note: The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
Open source offer ↗ |
|---|
| Home and furniture | 1% | Conditions and calculation- The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- Limit: unlimited.
- Applies to all eligible spending, subject to the conditions.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：1% cash rebate: 1% - Eligibility: Audience: all
- Eligible spending: Type: all
- Benefit limit: Period: not stated · Type: unlimited
- Percentage note: The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
Open source offer ↗ |
|---|
| Jewellery and watches | 1% | Conditions and calculation- The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- Limit: unlimited.
- Applies to all eligible spending, subject to the conditions.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：1% cash rebate: 1% - Eligibility: Audience: all
- Eligible spending: Type: all
- Benefit limit: Period: not stated · Type: unlimited
- Percentage note: The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
Open source offer ↗ |
|---|
| Books and stationery | 1% | Conditions and calculation- The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- Limit: unlimited.
- Applies to all eligible spending, subject to the conditions.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：1% cash rebate: 1% - Eligibility: Audience: all
- Eligible spending: Type: all
- Benefit limit: Period: not stated · Type: unlimited
- Percentage note: The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
Open source offer ↗ |
|---|
| Pet supplies | 1% | Conditions and calculation- The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- Limit: unlimited.
- Applies to all eligible spending, subject to the conditions.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：1% cash rebate: 1% - Eligibility: Audience: all
- Eligible spending: Type: all
- Benefit limit: Period: not stated · Type: unlimited
- Percentage note: The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
Open source offer ↗ |
|---|
| Online shopping | 1% | Conditions and calculation- The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- Limit: unlimited.
- Applies to all eligible spending, subject to the conditions.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：1% cash rebate: 1% - Eligibility: Audience: all
- Eligible spending: Type: all
- Benefit limit: Period: not stated · Type: unlimited
- Percentage note: The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
Open source offer ↗ |
|---|
| Overseas online shopping | 1% | Conditions and calculation- The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- Limit: unlimited.
- Applies to all eligible spending, subject to the conditions.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：1% cash rebate: 1% - Eligibility: Audience: all
- Eligible spending: Type: all
- Benefit limit: Period: not stated · Type: unlimited
- Percentage note: The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
Open source offer ↗ |
|---|
| Local online shopping | 1% | Conditions and calculation- The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- Limit: unlimited.
- Applies to all eligible spending, subject to the conditions.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：1% cash rebate: 1% - Eligibility: Audience: all
- Eligible spending: Type: all
- Benefit limit: Period: not stated · Type: unlimited
- Percentage note: The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
Open source offer ↗ |
|---|
| Online groceries | 1% | Conditions and calculation- The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- Limit: unlimited.
- Applies to all eligible spending, subject to the conditions.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：1% cash rebate: 1% - Eligibility: Audience: all
- Eligible spending: Type: all
- Benefit limit: Period: not stated · Type: unlimited
- Percentage note: The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
Open source offer ↗ |
|---|
| Online fashion and sports | 1% | Conditions and calculation- The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- Limit: unlimited.
- Applies to all eligible spending, subject to the conditions.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：1% cash rebate: 1% - Eligibility: Audience: all
- Eligible spending: Type: all
- Benefit limit: Period: not stated · Type: unlimited
- Percentage note: The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
Open source offer ↗ |
|---|
| Transport | | |
|---|
| Local transport | | |
|---|
| Parking | | |
|---|
| Fuel and EV charging | | |
|---|
| Taxis, rides and car rental | | |
|---|
| Travel | 1% | Conditions and calculation- The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- Limit: unlimited.
- Applies to all eligible spending, subject to the conditions.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：1% cash rebate: 1% - Eligibility: Audience: all
- Eligible spending: Type: all
- Benefit limit: Period: not stated · Type: unlimited
- Percentage note: The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
Open source offer ↗ |
|---|
| Hotels | 1% | Conditions and calculation- The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- Limit: unlimited.
- Applies to all eligible spending, subject to the conditions.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：1% cash rebate: 1% - Eligibility: Audience: all
- Eligible spending: Type: all
- Benefit limit: Period: not stated · Type: unlimited
- Percentage note: The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
Open source offer ↗ |
|---|
| Travel bookings | 1% | Conditions and calculation- The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- Limit: unlimited.
- Applies to all eligible spending, subject to the conditions.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：1% cash rebate: 1% - Eligibility: Audience: all
- Eligible spending: Type: all
- Benefit limit: Period: not stated · Type: unlimited
- Percentage note: The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
Open source offer ↗ |
|---|
| Airlines | 1% | Conditions and calculation- The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- Limit: unlimited.
- Applies to all eligible spending, subject to the conditions.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：1% cash rebate: 1% - Eligibility: Audience: all
- Eligible spending: Type: all
- Benefit limit: Period: not stated · Type: unlimited
- Percentage note: The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
Open source offer ↗ |
|---|
| Travel agencies | 1% | Conditions and calculation- The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- Limit: unlimited.
- Applies to all eligible spending, subject to the conditions.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：1% cash rebate: 1% - Eligibility: Audience: all
- Eligible spending: Type: all
- Benefit limit: Period: not stated · Type: unlimited
- Percentage note: The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
Open source offer ↗ |
|---|
| Entertainment | 1% | Conditions and calculation- The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- Limit: unlimited.
- Applies to all eligible spending, subject to the conditions.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：1% cash rebate: 1% - Eligibility: Audience: all
- Eligible spending: Type: all
- Benefit limit: Period: not stated · Type: unlimited
- Percentage note: The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
Open source offer ↗ |
|---|
| Cinemas | 1% | Conditions and calculation- The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- Limit: unlimited.
- Applies to all eligible spending, subject to the conditions.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：1% cash rebate: 1% - Eligibility: Audience: all
- Eligible spending: Type: all
- Benefit limit: Period: not stated · Type: unlimited
- Percentage note: The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
Open source offer ↗ |
|---|
| Games | 1% | Conditions and calculation- The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- Limit: unlimited.
- Applies to all eligible spending, subject to the conditions.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：1% cash rebate: 1% - Eligibility: Audience: all
- Eligible spending: Type: all
- Benefit limit: Period: not stated · Type: unlimited
- Percentage note: The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
Open source offer ↗ |
|---|
| Streaming | 1% | Conditions and calculation- The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- Limit: unlimited.
- Applies to all eligible spending, subject to the conditions.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：1% cash rebate: 1% - Eligibility: Audience: all
- Eligible spending: Type: all
- Benefit limit: Period: not stated · Type: unlimited
- Percentage note: The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
Open source offer ↗ |
|---|
| Theme parks and attractions | 1% | Conditions and calculation- The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- Limit: unlimited.
- Applies to all eligible spending, subject to the conditions.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：1% cash rebate: 1% - Eligibility: Audience: all
- Eligible spending: Type: all
- Benefit limit: Period: not stated · Type: unlimited
- Percentage note: The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
Open source offer ↗ |
|---|
| Concerts and tickets | 1% | Conditions and calculation- The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- Limit: unlimited.
- Applies to all eligible spending, subject to the conditions.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：1% cash rebate: 1% - Eligibility: Audience: all
- Eligible spending: Type: all
- Benefit limit: Period: not stated · Type: unlimited
- Percentage note: The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
Open source offer ↗ |
|---|
| Bills and utilities | | |
|---|
| Telecommunications | | |
|---|
| Government payments | | |
|---|
| Electricity and gas | | |
|---|
| Water | | |
|---|
| Health and wellness | 1% | Conditions and calculation- The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- Limit: unlimited.
- Applies to all eligible spending, subject to the conditions.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：1% cash rebate: 1% - Eligibility: Audience: all
- Eligible spending: Type: all
- Benefit limit: Period: not stated · Type: unlimited
- Percentage note: The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
Open source offer ↗ |
|---|
| Medical services | 1% | Conditions and calculation- The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- Limit: unlimited.
- Applies to all eligible spending, subject to the conditions.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：1% cash rebate: 1% - Eligibility: Audience: all
- Eligible spending: Type: all
- Benefit limit: Period: not stated · Type: unlimited
- Percentage note: The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
Open source offer ↗ |
|---|
| Pharmacies and supplements | 1% | Conditions and calculation- The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- Limit: unlimited.
- Applies to all eligible spending, subject to the conditions.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：1% cash rebate: 1% - Eligibility: Audience: all
- Eligible spending: Type: all
- Benefit limit: Period: not stated · Type: unlimited
- Percentage note: The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
Open source offer ↗ |
|---|
| Fitness | 1% | Conditions and calculation- The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- Limit: unlimited.
- Applies to all eligible spending, subject to the conditions.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：1% cash rebate: 1% - Eligibility: Audience: all
- Eligible spending: Type: all
- Benefit limit: Period: not stated · Type: unlimited
- Percentage note: The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
Open source offer ↗ |
|---|
| Beauty and personal care | 1% | Conditions and calculation- The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- Limit: unlimited.
- Applies to all eligible spending, subject to the conditions.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：1% cash rebate: 1% - Eligibility: Audience: all
- Eligible spending: Type: all
- Benefit limit: Period: not stated · Type: unlimited
- Percentage note: The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
Open source offer ↗ |
|---|
| Education | 1% | Conditions and calculation- The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- Limit: unlimited.
- Applies to all eligible spending, subject to the conditions.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：1% cash rebate: 1% - Eligibility: Audience: all
- Eligible spending: Type: all
- Benefit limit: Period: not stated · Type: unlimited
- Percentage note: The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
Open source offer ↗ |
|---|
| Tuition and courses | 1% | Conditions and calculation- The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- Limit: unlimited.
- Applies to all eligible spending, subject to the conditions.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：1% cash rebate: 1% - Eligibility: Audience: all
- Eligible spending: Type: all
- Benefit limit: Period: not stated · Type: unlimited
- Percentage note: The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
Open source offer ↗ |
|---|
| Overseas spending | 1% | Conditions and calculation- The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- Limit: unlimited.
- Applies to all eligible spending, subject to the conditions.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：1% cash rebate: 1% - Eligibility: Audience: all
- Eligible spending: Type: all
- Benefit limit: Period: not stated · Type: unlimited
- Percentage note: The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
Open source offer ↗ |
|---|
| Mainland China spending | 1% | Conditions and calculation- The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- Limit: unlimited.
- Applies to all eligible spending, subject to the conditions.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：1% cash rebate: 1% - Eligibility: Audience: all
- Eligible spending: Type: all
- Benefit limit: Period: not stated · Type: unlimited
- Percentage note: The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
Open source offer ↗ |
|---|
| Macau spending | 1% | Conditions and calculation- The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- Limit: unlimited.
- Applies to all eligible spending, subject to the conditions.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：1% cash rebate: 1% - Eligibility: Audience: all
- Eligible spending: Type: all
- Benefit limit: Period: not stated · Type: unlimited
- Percentage note: The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
Open source offer ↗ |
|---|
| E-wallet spending | 1% | Conditions and calculation- The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- Limit: unlimited.
- Applies to all eligible spending, subject to the conditions.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：1% cash rebate: 1% - Eligibility: Audience: all
- Eligible spending: Type: all
- Benefit limit: Period: not stated · Type: unlimited
- Percentage note: The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
Open source offer ↗ |
|---|
| E-wallet top-ups | | |
|---|
| WeChat Pay | | |
|---|
| AlipayHK | | |
|---|
| Octopus | | |
|---|
| PayMe | | |
|---|
| Mobile payments | 1% | Conditions and calculation- The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- Limit: unlimited.
- Applies to all eligible spending, subject to the conditions.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：1% cash rebate: 1% - Eligibility: Audience: all
- Eligible spending: Type: all
- Benefit limit: Period: not stated · Type: unlimited
- Percentage note: The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
Open source offer ↗ |
|---|
| Google Pay | 1% | Conditions and calculation- The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- Limit: unlimited.
- Applies to all eligible spending, subject to the conditions.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：1% cash rebate: 1% - Eligibility: Audience: all
- Eligible spending: Type: all
- Benefit limit: Period: not stated · Type: unlimited
- Percentage note: The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
Open source offer ↗ |
|---|
| Apple Pay | 1% | Conditions and calculation- The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- Limit: unlimited.
- Applies to all eligible spending, subject to the conditions.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：1% cash rebate: 1% - Eligibility: Audience: all
- Eligible spending: Type: all
- Benefit limit: Period: not stated · Type: unlimited
- Percentage note: The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
Open source offer ↗ |
|---|
| Samsung Pay | 1% | Conditions and calculation- The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- Limit: unlimited.
- Applies to all eligible spending, subject to the conditions.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：1% cash rebate: 1% - Eligibility: Audience: all
- Eligible spending: Type: all
- Benefit limit: Period: not stated · Type: unlimited
- Percentage note: The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
Open source offer ↗ |
|---|
| Insurance | | |
|---|
| Rent | 1% | Conditions and calculation- The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- Limit: unlimited.
- Applies to all eligible spending, subject to the conditions.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：1% cash rebate: 1% - Eligibility: Audience: all
- Eligible spending: Type: all
- Benefit limit: Period: not stated · Type: unlimited
- Percentage note: The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
Open source offer ↗ |
|---|
| Charitable donations | | |
|---|
| Loans and installments | 1% | Conditions and calculation- The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- Limit: unlimited.
- Applies to all eligible spending, subject to the conditions.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：1% cash rebate: 1% - Eligibility: Audience: all
- Eligible spending: Type: all
- Benefit limit: Period: not stated · Type: unlimited
- Percentage note: The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
Open source offer ↗ |
|---|
| Other | 1% | Conditions and calculation- The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- Limit: unlimited.
- Applies to all eligible spending, subject to the conditions.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：1% cash rebate: 1% - Eligibility: Audience: all
- Eligible spending: Type: all
- Benefit limit: Period: not stated · Type: unlimited
- Percentage note: The source states a 1% cash rebate for the target UnionPay Platinum Virtual Card. No calculation was used.
- The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Credit Card - UnionPay Platinum Virtual Card for every dollar spent in HKD or RMB on local and overseas spending.
- HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
- The rebate is calculated monthly, credited to the HKD account and shown on the statement.
- The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
- The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
- Unposted, cancelled, refunded or unauthorised transactions are not eligible. The linked Spending Rewards page is not local source evidence.
Open source offer ↗ |
|---|
