ICBC Credit Card Visa Signature

Bank: ICBC (Asia)
Issuer: ICBC
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Saving by category

Estimated saving at the selected amount. Conditions apply. Blank values have no supported estimate.

Category	Saved percentage	Conditions
Dining	0.5%	Conditions and calculation The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. Applies to all eligible spending, subject to the conditions. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. Open source offer ↗
Fine dining	0.5%	Conditions and calculation The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. Applies to all eligible spending, subject to the conditions. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. Open source offer ↗
Local dining	0.5%	Conditions and calculation The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. Applies to all eligible spending, subject to the conditions. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. Open source offer ↗
Fast food	0.5%	Conditions and calculation The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. Applies to all eligible spending, subject to the conditions. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. Open source offer ↗
Food delivery	0.5%	Conditions and calculation The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. Applies to all eligible spending, subject to the conditions. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. Open source offer ↗
Cafés, bakeries and desserts	0.5%	Conditions and calculation The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. Applies to all eligible spending, subject to the conditions. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. Open source offer ↗
Groceries	0.5%	Conditions and calculation The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. Applies to all eligible spending, subject to the conditions. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. Open source offer ↗
Markets	0.5%	Conditions and calculation The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. Applies to all eligible spending, subject to the conditions. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. Open source offer ↗
Supermarkets	0.5%	Conditions and calculation The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. Applies to all eligible spending, subject to the conditions. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. Open source offer ↗
Convenience stores	0.5%	Conditions and calculation The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. Applies to all eligible spending, subject to the conditions. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. Open source offer ↗
Shopping	0.5%	Conditions and calculation The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. Applies to all eligible spending, subject to the conditions. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. Open source offer ↗
Fashion	0.5%	Conditions and calculation The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. Applies to all eligible spending, subject to the conditions. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. Open source offer ↗
Sports and outdoors	0.5%	Conditions and calculation The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. Applies to all eligible spending, subject to the conditions. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. Open source offer ↗
Department stores	0.5%	Conditions and calculation The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. Applies to all eligible spending, subject to the conditions. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. Open source offer ↗
Electronics	0.5%	Conditions and calculation The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. Applies to all eligible spending, subject to the conditions. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. Open source offer ↗
Home and furniture	0.5%	Conditions and calculation The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. Applies to all eligible spending, subject to the conditions. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. Open source offer ↗
Jewellery and watches	0.5%	Conditions and calculation The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. Applies to all eligible spending, subject to the conditions. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. Open source offer ↗
Books and stationery	0.5%	Conditions and calculation The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. Applies to all eligible spending, subject to the conditions. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. Open source offer ↗
Pet supplies	0.5%	Conditions and calculation The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. Applies to all eligible spending, subject to the conditions. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. Open source offer ↗
Online shopping	0.5%	Conditions and calculation The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. Applies to all eligible spending, subject to the conditions. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. Open source offer ↗
Overseas online shopping	0.5%	Conditions and calculation The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. Applies to all eligible spending, subject to the conditions. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. Open source offer ↗
Local online shopping	0.5%	Conditions and calculation The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. Applies to all eligible spending, subject to the conditions. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. Open source offer ↗
Online groceries	0.5%	Conditions and calculation The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. Applies to all eligible spending, subject to the conditions. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. Open source offer ↗
Online fashion and sports	0.5%	Conditions and calculation The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. Applies to all eligible spending, subject to the conditions. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. Open source offer ↗
Transport	0.5%	Conditions and calculation The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. Applies to all eligible spending, subject to the conditions. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. Open source offer ↗
Local transport	0.5%	Conditions and calculation The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. Applies to all eligible spending, subject to the conditions. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. Open source offer ↗
Parking	0.5%	Conditions and calculation The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. Applies to all eligible spending, subject to the conditions. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. Open source offer ↗
Fuel and EV charging	0.5%	Conditions and calculation The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. Applies to all eligible spending, subject to the conditions. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. Open source offer ↗
Taxis, rides and car rental	0.5%	Conditions and calculation The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. Applies to all eligible spending, subject to the conditions. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. Open source offer ↗
Travel	0.5%	Conditions and calculation The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. Applies to all eligible spending, subject to the conditions. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. Open source offer ↗
Hotels	0.5%	Conditions and calculation The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. Applies to all eligible spending, subject to the conditions. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. Open source offer ↗
Travel bookings	0.5%	Conditions and calculation The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. Applies to all eligible spending, subject to the conditions. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. Open source offer ↗
Airlines	0.5%	Conditions and calculation The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. Applies to all eligible spending, subject to the conditions. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. Open source offer ↗
Travel agencies	0.5%	Conditions and calculation The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. Applies to all eligible spending, subject to the conditions. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. Open source offer ↗
Entertainment	0.5%	Conditions and calculation The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. Applies to all eligible spending, subject to the conditions. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. Open source offer ↗
Cinemas	0.5%	Conditions and calculation The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. Applies to all eligible spending, subject to the conditions. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. Open source offer ↗
Games	0.5%	Conditions and calculation The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. Applies to all eligible spending, subject to the conditions. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. Open source offer ↗
Streaming	0.5%	Conditions and calculation The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. Applies to all eligible spending, subject to the conditions. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. Open source offer ↗
Theme parks and attractions	0.5%	Conditions and calculation The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. Applies to all eligible spending, subject to the conditions. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. Open source offer ↗
Concerts and tickets	0.5%	Conditions and calculation The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. Applies to all eligible spending, subject to the conditions. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. Open source offer ↗
Bills and utilities	0.5%	Conditions and calculation The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. Applies to all eligible spending, subject to the conditions. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. Open source offer ↗
Telecommunications	0.5%	Conditions and calculation The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. Applies to all eligible spending, subject to the conditions. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. Open source offer ↗
Government payments	0.5%	Conditions and calculation The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. Applies to all eligible spending, subject to the conditions. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. Open source offer ↗
Electricity and gas	0.5%	Conditions and calculation The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. Applies to all eligible spending, subject to the conditions. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. Open source offer ↗
Water	0.5%	Conditions and calculation The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. Applies to all eligible spending, subject to the conditions. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. Open source offer ↗
Health and wellness	0.5%	Conditions and calculation The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. Applies to all eligible spending, subject to the conditions. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. Open source offer ↗
Medical services	0.5%	Conditions and calculation The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. Applies to all eligible spending, subject to the conditions. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. Open source offer ↗
Pharmacies and supplements	0.5%	Conditions and calculation The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. Applies to all eligible spending, subject to the conditions. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. Open source offer ↗
Fitness	0.5%	Conditions and calculation The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. Applies to all eligible spending, subject to the conditions. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. Open source offer ↗
Beauty and personal care	0.5%	Conditions and calculation The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. Applies to all eligible spending, subject to the conditions. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. Open source offer ↗
Education	0.5%	Conditions and calculation The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. Applies to all eligible spending, subject to the conditions. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. Open source offer ↗
Tuition and courses	0.5%	Conditions and calculation The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. Applies to all eligible spending, subject to the conditions. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. Open source offer ↗
Overseas spending	0.5%	Conditions and calculation The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. Applies to all eligible spending, subject to the conditions. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. Open source offer ↗
Mainland China spending	0.5%	Conditions and calculation The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. Applies to all eligible spending, subject to the conditions. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. Open source offer ↗
Macau spending	0.5%	Conditions and calculation The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. Applies to all eligible spending, subject to the conditions. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. Open source offer ↗
E-wallet spending	0.5%	Conditions and calculation The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. Applies to all eligible spending, subject to the conditions. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. Open source offer ↗
E-wallet top-ups	0.5%	Conditions and calculation The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. Applies to all eligible spending, subject to the conditions. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. Open source offer ↗
WeChat Pay
AlipayHK
Octopus	0.5%	Conditions and calculation The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. Applies to all eligible spending, subject to the conditions. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. Open source offer ↗
PayMe	0.5%	Conditions and calculation The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. Applies to all eligible spending, subject to the conditions. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. Open source offer ↗
Mobile payments	0.5%	Conditions and calculation The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. Applies to all eligible spending, subject to the conditions. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. Open source offer ↗
Google Pay	0.5%	Conditions and calculation The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. Applies to all eligible spending, subject to the conditions. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. Open source offer ↗
Apple Pay	0.5%	Conditions and calculation The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. Applies to all eligible spending, subject to the conditions. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. Open source offer ↗
Samsung Pay	0.5%	Conditions and calculation The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. Applies to all eligible spending, subject to the conditions. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. Open source offer ↗
Insurance	0.5%	Conditions and calculation The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. Applies to all eligible spending, subject to the conditions. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. Open source offer ↗
Rent	0.5%	Conditions and calculation The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. Applies to all eligible spending, subject to the conditions. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. Open source offer ↗
Charitable donations	0.5%	Conditions and calculation The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. Applies to all eligible spending, subject to the conditions. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. Open source offer ↗
Loans and installments	0.5%	Conditions and calculation The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. Applies to all eligible spending, subject to the conditions. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. Open source offer ↗
Other	0.5%	Conditions and calculation The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. Applies to all eligible spending, subject to the conditions. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement. The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate. The rebate amount is calculated on a monthly basis and shown on the card statement. The local page does not state a narrower spending category, named merchant, or numeric cap. Open source offer ↗

Promotion offers and card offers are separate. Combined eligibility is not assumed.

Promotion offers (5)

中國工商銀行（亞洲）信用卡消費／賬單分期：高達HK$200現金回贈

Up to200HKD saving

Conditions applyCashbackPeriod LimitedMinimum spending: HK$10,000.00

Eligibility: Audience: all
Eligible spending: Applies to: 借貸/分期付款 · Type: category
Minimum requirement: Period: per transaction · Spend: HK$10,000.00
Requirements: Transaction Spend Below Cents: HK$20,000.00
Benefit limit: Period: not stated · Type: not stated
Percentage note: Threshold equivalent maximum: HK$200 ÷ HK$10,000 × 100 = 2.00%, rounded to 2 decimal places. This uses the minimum eligible installment amount and the maximum cashback. At the same maximum cashback, the effective rate decreases above HK$10,000; actual cashback may be lower because the source states “up to”. The eligible installment amount is HK$10,000–HK$19,999.
Application or registration is required.
分期金額HK$10,000至HK$19,999：高達HK$200現金回贈。
須透過手機銀行應用程式成功申請「信用卡消費分期／賬單分期計劃」，並將合資格簽賬分12、24或36個月還款。
只適用於中國工商銀行（亞洲）有限公司發出的信用卡及聯名卡主卡持卡人；不適用於附屬卡、公司卡及學生持卡人。
實際年利率低至5.29%，以每月平息0.235%及12個月還款期計算。實際年利率按《銀行營運守則》相關指引計算，並包括基本利率及其他費用與收費；最終息率視乎貸款額及信貸審批結果。
本行可決定分期還款的本金與利息比例，並保留最終貸款批核權；優惠受相關條款及細則約束。
HK$10,000至HK$19,999分期金額的現金回贈: Now – 2026-12-31

Open source offer ↗

中國工商銀行（亞洲）信用卡消費／賬單分期：高達HK$350現金回贈

Up to350HKD saving

Conditions applyCashbackPeriod LimitedMinimum spending: HK$20,000.00

Eligibility: Audience: all
Eligible spending: Applies to: 借貸/分期付款 · Type: category
Minimum requirement: Period: per transaction · Spend: HK$20,000.00
Requirements: Transaction Spend Below Cents: HK$50,000.00
Benefit limit: Period: not stated · Type: not stated
Percentage note: Threshold equivalent maximum: HK$350 ÷ HK$20,000 × 100 = 1.75%, rounded to 2 decimal places. This uses the minimum eligible installment amount and the maximum cashback. At the same maximum cashback, the effective rate decreases above HK$20,000; actual cashback may be lower because the source states “up to”. The eligible installment amount is HK$20,000–HK$49,999.
Application or registration is required.
分期金額HK$20,000至HK$49,999：高達HK$350現金回贈。
須透過手機銀行應用程式成功申請「信用卡消費分期／賬單分期計劃」，並將合資格簽賬分12、24或36個月還款。
只適用於中國工商銀行（亞洲）有限公司發出的信用卡及聯名卡主卡持卡人；不適用於附屬卡、公司卡及學生持卡人。
實際年利率低至5.29%，以每月平息0.235%及12個月還款期計算。實際年利率按《銀行營運守則》相關指引計算，並包括基本利率及其他費用與收費；最終息率視乎貸款額及信貸審批結果。
本行可決定分期還款的本金與利息比例，並保留最終貸款批核權；優惠受相關條款及細則約束。
HK$20,000至HK$49,999分期金額的現金回贈: Now – 2026-12-31

Open source offer ↗

中國工商銀行（亞洲）信用卡消費／賬單分期：高達HK$550現金回贈

Up to550HKD saving

Conditions applyCashbackPeriod LimitedMinimum spending: HK$50,000.00

Eligibility: Audience: all
Eligible spending: Applies to: 借貸/分期付款 · Type: category
Minimum requirement: Period: per transaction · Spend: HK$50,000.00
Requirements: Transaction Spend Below Cents: HK$100,000.00
Benefit limit: Period: not stated · Type: not stated
Percentage note: Threshold equivalent maximum: HK$550 ÷ HK$50,000 × 100 = 1.10%, rounded to 2 decimal places. This uses the minimum eligible installment amount and the maximum cashback. At the same maximum cashback, the effective rate decreases above HK$50,000; actual cashback may be lower because the source states “up to”. The eligible installment amount is HK$50,000–HK$99,999.
Application or registration is required.
分期金額HK$50,000至HK$99,999：高達HK$550現金回贈。
須透過手機銀行應用程式成功申請「信用卡消費分期／賬單分期計劃」，並將合資格簽賬分12、24或36個月還款。
只適用於中國工商銀行（亞洲）有限公司發出的信用卡及聯名卡主卡持卡人；不適用於附屬卡、公司卡及學生持卡人。
實際年利率低至5.29%，以每月平息0.235%及12個月還款期計算。實際年利率按《銀行營運守則》相關指引計算，並包括基本利率及其他費用與收費；最終息率視乎貸款額及信貸審批結果。
本行可決定分期還款的本金與利息比例，並保留最終貸款批核權；優惠受相關條款及細則約束。
HK$50,000至HK$99,999分期金額的現金回贈: Now – 2026-12-31

Open source offer ↗

中國工商銀行（亞洲）信用卡消費／賬單分期：高達HK$800現金回贈

Up to800HKD saving

Conditions applyCashbackPeriod LimitedMinimum spending: HK$100,000.00

Eligibility: Audience: all
Eligible spending: Applies to: 借貸/分期付款 · Type: category
Minimum requirement: Period: per transaction · Spend: HK$100,000.00
Benefit limit: Period: not stated · Type: not stated
Percentage note: Threshold equivalent maximum: HK$800 ÷ HK$100,000 × 100 = 0.80%, rounded to 2 decimal places. This uses the minimum eligible installment amount and the maximum cashback. At the same maximum cashback, the effective rate decreases above HK$100,000; actual cashback may be lower because the source states “up to”. The eligible installment amount is HK$100,000 or more.
Application or registration is required.
分期金額HK$100,000或以上：高達HK$800現金回贈。
須透過手機銀行應用程式成功申請「信用卡消費分期／賬單分期計劃」，並將合資格簽賬分12、24或36個月還款。
只適用於中國工商銀行（亞洲）有限公司發出的信用卡及聯名卡主卡持卡人；不適用於附屬卡、公司卡及學生持卡人。
實際年利率低至5.29%，以每月平息0.235%及12個月還款期計算。實際年利率按《銀行營運守則》相關指引計算，並包括基本利率及其他費用與收費；最終息率視乎貸款額及信貸審批結果。
本行可決定分期還款的本金與利息比例，並保留最終貸款批核權；優惠受相關條款及細則約束。
HK$100,000或以上分期金額的現金回贈: Now – 2026-12-31

Open source offer ↗

ICBC信用卡送環亞貴賓室禮遇1次

1次 quantity

Conditions applyTravelPeriod Limited

Eligibility: Audience: all · Customer status: new
Eligible spending: Type: not applicable
Benefit limit: Applies to: 環亞貴賓室禮遇名額 · Period: not stated · Type: not stated
Application or registration is required.
推廣期內，全新信用卡客戶須成功申請及啟動合資格ICBC信用卡，並完成一筆任意金額的合資格簽賬，方可獲贈1次環亞貴賓室禮遇。可選擇於全新環亞貴賓室香港西九龍高鐵站或環亞貴賓室香港國際機場二號客運大樓使用。優惠名額有限，先到先得，額滿即止。受有關條款及細則約束；詳情見來源所列連結。
環亞貴賓室禮遇推廣期: 2026-10-01 – 2026-12-31

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Credit card offers (5)

現金回贈：0.5% cash rebate

0.5%saving

Cashback

Eligibility: Audience: all
Eligible spending: Type: all
Benefit limit: Period: not stated · Type: not stated
Percentage note: The source states a 0.5% cash rebate for every HKD$1 spent. The rebate is calculated monthly and shown on the statement.
The Rewards Program states that for every HKD$1 spent, the cardholder receives a 0.5% cash rebate.
The rebate amount is calculated on a monthly basis and shown on the card statement.
The local page does not state a narrower spending category, named merchant, or numeric cap.

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保險：Personal Accident Insurance up to US$500,000 per insured person

Up to500,000USD

TravelPeriod LimitedCap: 500,000 currency · not stated

Eligibility: Audience: all
Eligible spending: Type: not applicable
Benefit limit: Amount: 500000 · Applies to: Personal accident insurance limit per insured person · Currency: USD · Period: not stated · Type: limited · Unit: currency
Percentage note: This is an insurance coverage benefit, not a percentage reward.
The benefit applies to eligible cardholders holding the ICBC Credit Card - Visa Signature Card, subject to the group insurance terms and policy terms.
The page describes cover for accidental death, permanent disablement, loss of limb, loss of sight, loss of speech, and loss of hearing during a journey on public conveyance.
AXA underwrites the group insurance contract and ICBC (Asia) is the policyholder; claims and disputes are referred to AXA.
The page states that the coverage scope, exclusions, indemnity limits, and compensation are subject to the detailed group policy.
Eligible persons are designated corporate card, World Mastercard, or personal Visa Signature cardholders of ICBC (Asia) who are aged 18 to 85 inclusive.
The covered event is accidental injury or death while riding as a passenger, boarding, alighting from, or being struck by a licensed air, land, or water public conveyance; the cardholder must not be the pilot or crew member.
For an air trip, the stated cover also includes the specified direct journey to an airport, the airport or cruise terminal, and the direct journey from the airport after alighting until the next destination.
A travel-package public-conveyance ticket is covered when at least 50% of the travel-package fare is charged to the designated card.
The condition requires at least 50% of the public-conveyance fare to be charged to the designated card. There is no cover when the fare is paid through the card account’s built-in Octopus Automatic Add Value Service.
The limit of indemnity is USD500,000 per insured person. The fact sheet lists the compensation scale for accidental death, permanent disablement, loss of sight, loss of limbs, loss of speech or hearing, and other stated permanent disabilities.
The fact sheet is a brief outline and is subject to the AXA policy terms, conditions, and exclusions. The local policy includes a free worldwide 24-hour AXA Assistance hotline with medical advice or referral, evacuation, repatriation, hospital-admission, and travel-assistance services; related expenses are subject to the policy terms.
Personal Accident Benefit insurance period: 2026-06-24 – 2027-06-23

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卡片優惠：Visa Contactless Payment by tapping the card

—Value not stated

Other

Eligibility: Audience: all
Eligible spending: Type: not applicable
Benefit limit: Period: not stated · Type: not stated
Percentage note: This is a card payment feature, not a percentage reward.
The cardholder can tap the ICBC Credit Card - Visa Signature Card on a terminal that supports contactless payment.
The page states that contactless payment is fast and does not require a signature; no transaction amount limit is stated in this local source.

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卡片禮遇：Visa Signature benefits including travelling, dining, shopping and other services

—Value not stated

Lifestyle

Eligibility: Audience: all
Eligible spending: Type: not applicable
Benefit limit: Period: not stated · Type: not stated
Percentage note: The source states broad Visa Signature privileges but gives no numeric rate or cap.
The page states that the card includes a wide range of benefits covering travelling, dining, shopping, and other services.
The page directs readers to visasignature.com.hk for more details. The external link target is not used as evidence in this run.

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分期優惠：55 days interest-free repayment period

0%rate

Financing

Eligibility: Audience: all
Eligible spending: Type: not applicable
Benefit limit: Period: not stated · Type: not stated
Percentage note: This is an interest free repayment period benefit, not a percentage reward.
The Other Benefits section states that payment is more flexible with a 55-day interest-free repayment period.
The local page does not state additional eligibility, calculation, or repayment conditions for this period.

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