ICBC Caritas Hk Credit Card Gold Mastercard

Bank: ICBC (Asia)
Issuer: ICBC
Annual fee
Income requirement
Network
Verified date
Official website

Saving by category

Estimated saving at the selected amount. Conditions apply. Blank values have no supported estimate.

Category	Saved percentage	Conditions
Dining	0.5%	Conditions and calculation Limit applies to: not stated Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HK$1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: not stated · Period: not stated · Type: not stated Application or registration is required. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. Open source offer ↗
Fine dining	0.5%	Conditions and calculation Limit applies to: not stated Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HK$1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: not stated · Period: not stated · Type: not stated Application or registration is required. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. Open source offer ↗
Local dining	0.5%	Conditions and calculation Limit applies to: not stated Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HK$1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: not stated · Period: not stated · Type: not stated Application or registration is required. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. Open source offer ↗
Fast food	0.5%	Conditions and calculation Limit applies to: not stated Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HK$1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: not stated · Period: not stated · Type: not stated Application or registration is required. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. Open source offer ↗
Food delivery	0.5%	Conditions and calculation Limit applies to: not stated Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HK$1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: not stated · Period: not stated · Type: not stated Application or registration is required. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. Open source offer ↗
Cafés, bakeries and desserts	0.5%	Conditions and calculation Limit applies to: not stated Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HK$1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: not stated · Period: not stated · Type: not stated Application or registration is required. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. Open source offer ↗
Groceries	0.5%	Conditions and calculation Limit applies to: not stated Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HK$1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: not stated · Period: not stated · Type: not stated Application or registration is required. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. Open source offer ↗
Markets	0.5%	Conditions and calculation Limit applies to: not stated Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HK$1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: not stated · Period: not stated · Type: not stated Application or registration is required. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. Open source offer ↗
Supermarkets	0.5%	Conditions and calculation Limit applies to: not stated Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HK$1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: not stated · Period: not stated · Type: not stated Application or registration is required. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. Open source offer ↗
Convenience stores	0.5%	Conditions and calculation Limit applies to: not stated Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HK$1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: not stated · Period: not stated · Type: not stated Application or registration is required. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. Open source offer ↗
Shopping	0.5%	Conditions and calculation Limit applies to: not stated Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HK$1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: not stated · Period: not stated · Type: not stated Application or registration is required. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. Open source offer ↗
Fashion	0.5%	Conditions and calculation Limit applies to: not stated Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HK$1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: not stated · Period: not stated · Type: not stated Application or registration is required. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. Open source offer ↗
Sports and outdoors	0.5%	Conditions and calculation Limit applies to: not stated Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HK$1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: not stated · Period: not stated · Type: not stated Application or registration is required. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. Open source offer ↗
Department stores	0.5%	Conditions and calculation Limit applies to: not stated Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HK$1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: not stated · Period: not stated · Type: not stated Application or registration is required. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. Open source offer ↗
Electronics	0.5%	Conditions and calculation Limit applies to: not stated Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HK$1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: not stated · Period: not stated · Type: not stated Application or registration is required. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. Open source offer ↗
Home and furniture	0.5%	Conditions and calculation Limit applies to: not stated Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HK$1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: not stated · Period: not stated · Type: not stated Application or registration is required. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. Open source offer ↗
Jewellery and watches	0.5%	Conditions and calculation Limit applies to: not stated Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HK$1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: not stated · Period: not stated · Type: not stated Application or registration is required. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. Open source offer ↗
Books and stationery	0.5%	Conditions and calculation Limit applies to: not stated Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HK$1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: not stated · Period: not stated · Type: not stated Application or registration is required. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. Open source offer ↗
Pet supplies	0.5%	Conditions and calculation Limit applies to: not stated Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HK$1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: not stated · Period: not stated · Type: not stated Application or registration is required. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. Open source offer ↗
Online shopping	0.5%	Conditions and calculation Limit applies to: not stated Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HK$1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: not stated · Period: not stated · Type: not stated Application or registration is required. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. Open source offer ↗
Overseas online shopping	0.5%	Conditions and calculation Limit applies to: not stated Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HK$1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: not stated · Period: not stated · Type: not stated Application or registration is required. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. Open source offer ↗
Local online shopping	0.5%	Conditions and calculation Limit applies to: not stated Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HK$1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: not stated · Period: not stated · Type: not stated Application or registration is required. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. Open source offer ↗
Online groceries	0.5%	Conditions and calculation Limit applies to: not stated Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HK$1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: not stated · Period: not stated · Type: not stated Application or registration is required. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. Open source offer ↗
Online fashion and sports	0.5%	Conditions and calculation Limit applies to: not stated Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HK$1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: not stated · Period: not stated · Type: not stated Application or registration is required. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. Open source offer ↗
Transport	0.5%	Conditions and calculation Limit applies to: not stated Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HK$1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: not stated · Period: not stated · Type: not stated Application or registration is required. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. Open source offer ↗
Local transport	0.5%	Conditions and calculation Limit applies to: not stated Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HK$1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: not stated · Period: not stated · Type: not stated Application or registration is required. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. Open source offer ↗
Parking	0.5%	Conditions and calculation Limit applies to: not stated Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HK$1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: not stated · Period: not stated · Type: not stated Application or registration is required. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. Open source offer ↗
Fuel and EV charging	0.5%	Conditions and calculation Limit applies to: not stated Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HK$1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: not stated · Period: not stated · Type: not stated Application or registration is required. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. Open source offer ↗
Taxis, rides and car rental	0.5%	Conditions and calculation Limit applies to: not stated Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HK$1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: not stated · Period: not stated · Type: not stated Application or registration is required. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. Open source offer ↗
Travel	0.5%	Conditions and calculation Limit applies to: not stated Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HK$1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: not stated · Period: not stated · Type: not stated Application or registration is required. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. Open source offer ↗
Hotels	0.5%	Conditions and calculation Limit applies to: not stated Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HK$1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: not stated · Period: not stated · Type: not stated Application or registration is required. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. Open source offer ↗
Travel bookings	0.5%	Conditions and calculation Limit applies to: not stated Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HK$1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: not stated · Period: not stated · Type: not stated Application or registration is required. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. Open source offer ↗
Airlines	0.5%	Conditions and calculation Limit applies to: not stated Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HK$1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: not stated · Period: not stated · Type: not stated Application or registration is required. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. Open source offer ↗
Travel agencies	0.5%	Conditions and calculation Limit applies to: not stated Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HK$1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: not stated · Period: not stated · Type: not stated Application or registration is required. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. Open source offer ↗
Entertainment	0.5%	Conditions and calculation Limit applies to: not stated Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HK$1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: not stated · Period: not stated · Type: not stated Application or registration is required. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. Open source offer ↗
Cinemas	0.5%	Conditions and calculation Limit applies to: not stated Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HK$1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: not stated · Period: not stated · Type: not stated Application or registration is required. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. Open source offer ↗
Games	0.5%	Conditions and calculation Limit applies to: not stated Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HK$1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: not stated · Period: not stated · Type: not stated Application or registration is required. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. Open source offer ↗
Streaming	0.5%	Conditions and calculation Limit applies to: not stated Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HK$1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: not stated · Period: not stated · Type: not stated Application or registration is required. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. Open source offer ↗
Theme parks and attractions	0.5%	Conditions and calculation Limit applies to: not stated Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HK$1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: not stated · Period: not stated · Type: not stated Application or registration is required. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. Open source offer ↗
Concerts and tickets	0.5%	Conditions and calculation Limit applies to: not stated Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HK$1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: not stated · Period: not stated · Type: not stated Application or registration is required. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. Open source offer ↗
Bills and utilities	0.5%	Conditions and calculation Limit applies to: not stated Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HK$1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: not stated · Period: not stated · Type: not stated Application or registration is required. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. Open source offer ↗
Telecommunications	0.5%	Conditions and calculation Limit applies to: not stated Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HK$1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: not stated · Period: not stated · Type: not stated Application or registration is required. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. Open source offer ↗
Government payments	0.5%	Conditions and calculation Limit applies to: not stated Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HK$1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: not stated · Period: not stated · Type: not stated Application or registration is required. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. Open source offer ↗
Electricity and gas	0.5%	Conditions and calculation Limit applies to: not stated Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HK$1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: not stated · Period: not stated · Type: not stated Application or registration is required. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. Open source offer ↗
Water	0.5%	Conditions and calculation Limit applies to: not stated Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HK$1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: not stated · Period: not stated · Type: not stated Application or registration is required. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. Open source offer ↗
Health and wellness	0.5%	Conditions and calculation Limit applies to: not stated Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HK$1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: not stated · Period: not stated · Type: not stated Application or registration is required. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. Open source offer ↗
Medical services	0.5%	Conditions and calculation Limit applies to: not stated Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HK$1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: not stated · Period: not stated · Type: not stated Application or registration is required. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. Open source offer ↗
Pharmacies and supplements	0.5%	Conditions and calculation Limit applies to: not stated Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HK$1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: not stated · Period: not stated · Type: not stated Application or registration is required. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. Open source offer ↗
Fitness	0.5%	Conditions and calculation Limit applies to: not stated Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HK$1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: not stated · Period: not stated · Type: not stated Application or registration is required. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. Open source offer ↗
Beauty and personal care	0.5%	Conditions and calculation Limit applies to: not stated Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HK$1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: not stated · Period: not stated · Type: not stated Application or registration is required. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. Open source offer ↗
Education	0.5%	Conditions and calculation Limit applies to: not stated Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HK$1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: not stated · Period: not stated · Type: not stated Application or registration is required. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. Open source offer ↗
Tuition and courses	0.5%	Conditions and calculation Limit applies to: not stated Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HK$1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: not stated · Period: not stated · Type: not stated Application or registration is required. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. Open source offer ↗
Overseas spending	0.5%	Conditions and calculation Limit applies to: not stated Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HK$1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: not stated · Period: not stated · Type: not stated Application or registration is required. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. Open source offer ↗
Mainland China spending	0.5%	Conditions and calculation Limit applies to: not stated Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HK$1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: not stated · Period: not stated · Type: not stated Application or registration is required. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. Open source offer ↗
Macau spending	0.5%	Conditions and calculation Limit applies to: not stated Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HK$1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: not stated · Period: not stated · Type: not stated Application or registration is required. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. Open source offer ↗
E-wallet spending	0.5%	Conditions and calculation Limit applies to: not stated Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HK$1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: not stated · Period: not stated · Type: not stated Application or registration is required. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. Open source offer ↗
E-wallet top-ups	0.5%	Conditions and calculation Limit applies to: not stated Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HK$1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: not stated · Period: not stated · Type: not stated Application or registration is required. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. Open source offer ↗
WeChat Pay
AlipayHK
Octopus	0.5%	Conditions and calculation Limit applies to: not stated Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HK$1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: not stated · Period: not stated · Type: not stated Application or registration is required. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. Open source offer ↗
PayMe	0.5%	Conditions and calculation Limit applies to: not stated Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HK$1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: not stated · Period: not stated · Type: not stated Application or registration is required. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. Open source offer ↗
Mobile payments	0.5%	Conditions and calculation Limit applies to: not stated Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HK$1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: not stated · Period: not stated · Type: not stated Application or registration is required. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. Open source offer ↗
Google Pay	0.5%	Conditions and calculation Limit applies to: not stated Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HK$1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: not stated · Period: not stated · Type: not stated Application or registration is required. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. Open source offer ↗
Apple Pay	0.5%	Conditions and calculation Limit applies to: not stated Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HK$1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: not stated · Period: not stated · Type: not stated Application or registration is required. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. Open source offer ↗
Samsung Pay	0.5%	Conditions and calculation Limit applies to: not stated Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HK$1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: not stated · Period: not stated · Type: not stated Application or registration is required. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. Open source offer ↗
Insurance	0.5%	Conditions and calculation Limit applies to: not stated Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HK$1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: not stated · Period: not stated · Type: not stated Application or registration is required. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. Open source offer ↗
Rent	0.5%	Conditions and calculation Limit applies to: not stated Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HK$1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: not stated · Period: not stated · Type: not stated Application or registration is required. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. Open source offer ↗
Charitable donations	0.5%	Conditions and calculation Limit applies to: not stated Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HK$1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: not stated · Period: not stated · Type: not stated Application or registration is required. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. Open source offer ↗
Loans and installments	0.5%	Conditions and calculation Limit applies to: not stated Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HK$1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: not stated · Period: not stated · Type: not stated Application or registration is required. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. Open source offer ↗
Other	0.5%	Conditions and calculation Limit applies to: not stated Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HK$1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: not stated · Period: not stated · Type: not stated Application or registration is required. The source says the cash rebate is calculated monthly and shown on the monthly statement. Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices. The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant. The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML. Open source offer ↗

Promotion offers and card offers are separate. Combined eligibility is not assumed.

Promotion offers (5)

中國工商銀行（亞洲）信用卡消費／賬單分期：高達HK$200現金回贈

Up to200HKD saving

Conditions applyCashbackPeriod LimitedMinimum spending: HK$10,000.00

Eligibility: Audience: all
Eligible spending: Applies to: 借貸/分期付款 · Type: category
Minimum requirement: Period: per transaction · Spend: HK$10,000.00
Requirements: Transaction Spend Below Cents: HK$20,000.00
Benefit limit: Period: not stated · Type: not stated
Percentage note: Threshold equivalent maximum: HK$200 ÷ HK$10,000 × 100 = 2.00%, rounded to 2 decimal places. This uses the minimum eligible installment amount and the maximum cashback. At the same maximum cashback, the effective rate decreases above HK$10,000; actual cashback may be lower because the source states “up to”. The eligible installment amount is HK$10,000–HK$19,999.
Application or registration is required.
分期金額HK$10,000至HK$19,999：高達HK$200現金回贈。
須透過手機銀行應用程式成功申請「信用卡消費分期／賬單分期計劃」，並將合資格簽賬分12、24或36個月還款。
只適用於中國工商銀行（亞洲）有限公司發出的信用卡及聯名卡主卡持卡人；不適用於附屬卡、公司卡及學生持卡人。
實際年利率低至5.29%，以每月平息0.235%及12個月還款期計算。實際年利率按《銀行營運守則》相關指引計算，並包括基本利率及其他費用與收費；最終息率視乎貸款額及信貸審批結果。
本行可決定分期還款的本金與利息比例，並保留最終貸款批核權；優惠受相關條款及細則約束。
HK$10,000至HK$19,999分期金額的現金回贈: Now – 2026-12-31

Open source offer ↗

中國工商銀行（亞洲）信用卡消費／賬單分期：高達HK$350現金回贈

Up to350HKD saving

Conditions applyCashbackPeriod LimitedMinimum spending: HK$20,000.00

Eligibility: Audience: all
Eligible spending: Applies to: 借貸/分期付款 · Type: category
Minimum requirement: Period: per transaction · Spend: HK$20,000.00
Requirements: Transaction Spend Below Cents: HK$50,000.00
Benefit limit: Period: not stated · Type: not stated
Percentage note: Threshold equivalent maximum: HK$350 ÷ HK$20,000 × 100 = 1.75%, rounded to 2 decimal places. This uses the minimum eligible installment amount and the maximum cashback. At the same maximum cashback, the effective rate decreases above HK$20,000; actual cashback may be lower because the source states “up to”. The eligible installment amount is HK$20,000–HK$49,999.
Application or registration is required.
分期金額HK$20,000至HK$49,999：高達HK$350現金回贈。
須透過手機銀行應用程式成功申請「信用卡消費分期／賬單分期計劃」，並將合資格簽賬分12、24或36個月還款。
只適用於中國工商銀行（亞洲）有限公司發出的信用卡及聯名卡主卡持卡人；不適用於附屬卡、公司卡及學生持卡人。
實際年利率低至5.29%，以每月平息0.235%及12個月還款期計算。實際年利率按《銀行營運守則》相關指引計算，並包括基本利率及其他費用與收費；最終息率視乎貸款額及信貸審批結果。
本行可決定分期還款的本金與利息比例，並保留最終貸款批核權；優惠受相關條款及細則約束。
HK$20,000至HK$49,999分期金額的現金回贈: Now – 2026-12-31

Open source offer ↗

中國工商銀行（亞洲）信用卡消費／賬單分期：高達HK$550現金回贈

Up to550HKD saving

Conditions applyCashbackPeriod LimitedMinimum spending: HK$50,000.00

Eligibility: Audience: all
Eligible spending: Applies to: 借貸/分期付款 · Type: category
Minimum requirement: Period: per transaction · Spend: HK$50,000.00
Requirements: Transaction Spend Below Cents: HK$100,000.00
Benefit limit: Period: not stated · Type: not stated
Percentage note: Threshold equivalent maximum: HK$550 ÷ HK$50,000 × 100 = 1.10%, rounded to 2 decimal places. This uses the minimum eligible installment amount and the maximum cashback. At the same maximum cashback, the effective rate decreases above HK$50,000; actual cashback may be lower because the source states “up to”. The eligible installment amount is HK$50,000–HK$99,999.
Application or registration is required.
分期金額HK$50,000至HK$99,999：高達HK$550現金回贈。
須透過手機銀行應用程式成功申請「信用卡消費分期／賬單分期計劃」，並將合資格簽賬分12、24或36個月還款。
只適用於中國工商銀行（亞洲）有限公司發出的信用卡及聯名卡主卡持卡人；不適用於附屬卡、公司卡及學生持卡人。
實際年利率低至5.29%，以每月平息0.235%及12個月還款期計算。實際年利率按《銀行營運守則》相關指引計算，並包括基本利率及其他費用與收費；最終息率視乎貸款額及信貸審批結果。
本行可決定分期還款的本金與利息比例，並保留最終貸款批核權；優惠受相關條款及細則約束。
HK$50,000至HK$99,999分期金額的現金回贈: Now – 2026-12-31

Open source offer ↗

中國工商銀行（亞洲）信用卡消費／賬單分期：高達HK$800現金回贈

Up to800HKD saving

Conditions applyCashbackPeriod LimitedMinimum spending: HK$100,000.00

Eligibility: Audience: all
Eligible spending: Applies to: 借貸/分期付款 · Type: category
Minimum requirement: Period: per transaction · Spend: HK$100,000.00
Benefit limit: Period: not stated · Type: not stated
Percentage note: Threshold equivalent maximum: HK$800 ÷ HK$100,000 × 100 = 0.80%, rounded to 2 decimal places. This uses the minimum eligible installment amount and the maximum cashback. At the same maximum cashback, the effective rate decreases above HK$100,000; actual cashback may be lower because the source states “up to”. The eligible installment amount is HK$100,000 or more.
Application or registration is required.
分期金額HK$100,000或以上：高達HK$800現金回贈。
須透過手機銀行應用程式成功申請「信用卡消費分期／賬單分期計劃」，並將合資格簽賬分12、24或36個月還款。
只適用於中國工商銀行（亞洲）有限公司發出的信用卡及聯名卡主卡持卡人；不適用於附屬卡、公司卡及學生持卡人。
實際年利率低至5.29%，以每月平息0.235%及12個月還款期計算。實際年利率按《銀行營運守則》相關指引計算，並包括基本利率及其他費用與收費；最終息率視乎貸款額及信貸審批結果。
本行可決定分期還款的本金與利息比例，並保留最終貸款批核權；優惠受相關條款及細則約束。
HK$100,000或以上分期金額的現金回贈: Now – 2026-12-31

Open source offer ↗

ICBC信用卡送環亞貴賓室禮遇1次

1次 quantity

Conditions applyTravelPeriod Limited

Eligibility: Audience: all · Customer status: new
Eligible spending: Type: not applicable
Benefit limit: Applies to: 環亞貴賓室禮遇名額 · Period: not stated · Type: not stated
Application or registration is required.
推廣期內，全新信用卡客戶須成功申請及啟動合資格ICBC信用卡，並完成一筆任意金額的合資格簽賬，方可獲贈1次環亞貴賓室禮遇。可選擇於全新環亞貴賓室香港西九龍高鐵站或環亞貴賓室香港國際機場二號客運大樓使用。優惠名額有限，先到先得，額滿即止。受有關條款及細則約束；詳情見來源所列連結。
環亞貴賓室禮遇推廣期: 2026-10-01 – 2026-12-31

Open source offer ↗

Credit card offers (6)

ICBC Caritas-HK Credit Card extra HK$50 spending limit

50HKD

Conditions applyFinancing

Eligibility: Audience: all · Customer status: new
Eligible spending: Type: not applicable
Benefit limit: Applies to: not stated · Period: not stated · Type: not stated
Application or registration is required.
The source says new customers must successfully apply online for a designated ICBC Caritas-HK Credit Card, and the extra limit applies upon card approval.
The page lists Platinum, Gold and Classic variants. It does not state whether Gold Mastercard is among the designated cards.
The linked Online Application Gift terms are not available in the retained HTML.
The page says offers are subject to relevant terms and conditions; their details are not in the retained HTML.

Open source offer ↗

ICBC Caritas-HK Credit Card extra HK$150 spending limit

150HKD

Conditions applyFinancingMinimum spending: HK$1,500.00

Eligibility: Audience: all · Customer status: new
Eligible spending: Type: not applicable
Requirements: Period spend ≥: HK$1,500.00
Benefit limit: Applies to: not stated · Period: not stated · Type: not stated
Application or registration is required.
New customers must accumulate retail spending or cash advance of HK$1,500 or more within the first two months after card issuance.
The source does not say whether retail spending and cash advance can be combined.
The linked Welcome Offer terms are not available in the retained HTML.
The page lists Platinum, Gold and Classic variants. The offer text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant.
The page says offers are subject to relevant terms and conditions; their details are not in the retained HTML.

Open source offer ↗

ICBC Caritas-HK Credit Card automatic Caritas HK donation at 0.45%

0.45%rate

Other

Eligibility: Audience: all
Eligible spending: Type: all
Benefit limit: Applies to: not stated · Period: not stated · Type: not stated
ICBC (Asia) donates 0.45% of total monthly card spending to Caritas HK automatically.
Caritas HK issues a donation receipt only for donations of HK$100 or more per year.
The page lists Platinum, Gold and Classic variants. The donation text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant.
The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML.

Open source offer ↗

ICBC Caritas-HK Credit Card Bonus Point: 1 point per HK$1 spent

1Bonus Point reward

Points

Eligibility: Audience: all
Eligible spending: Type: all
Benefit limit: Applies to: not stated · Period: not stated · Type: not stated
The source says cardholders receive 1 point for each HKD 1 spent. Bonus Points are valid for one year.
Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices.
The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant.
The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML.

Open source offer ↗

ICBC Caritas-HK Credit Card PhoenixMiles: 1 mile per HK$8 spent

1PhoenixMiles Mileage Rewards reward

Conditions applyPoints

Eligibility: Audience: all
Eligible spending: Type: all
Benefit limit: Applies to: not stated · Period: not stated · Type: not stated
Application or registration is required.
The source says every HK$8 spent or 8 Bonus Points convert to 1 mile.
PhoenixMiles rewards are subject to terms set by ICBC (Asia) and PhoenixMiles, Air China; those terms are not in the retained HTML.
Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices.
The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant.
The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML.

Open source offer ↗

ICBC Caritas-HK Credit Card cash rebate: 0.5% per HK$1 spent

0.5%saving

Conditions applyCashback

Eligibility: Audience: all
Eligible spending: Type: all
Benefit limit: Applies to: not stated · Period: not stated · Type: not stated
Application or registration is required.
The source says the cash rebate is calculated monthly and shown on the monthly statement.
Bonus Points, PhoenixMiles and cash rebate are presented as selectable spending-reward choices.
The page lists Platinum, Gold and Classic variants. The reward text names the general ICBC Caritas-HK Credit Card and does not split conditions by variant.
The page states that offers are subject to relevant terms and conditions; the details are not in the retained HTML.

Open source offer ↗