ICBC Axa Dual Currency Credit Card UnionPay Platinum
- Bank
- ICBC (Asia)
- Issuer
- ICBC
- Annual fee
- Income requirement
- Network
- Verified date
- Official website
Saving by category
Estimated saving at the selected amount. Conditions apply. Blank values have no supported estimate.
Promotion offers and card offers are separate. Combined eligibility is not assumed.
Promotion offers (5)
中國工商銀行（亞洲）信用卡消費／賬單分期：高達HK$200現金回贈Up to200HKD savingConditions applyCashbackPeriod LimitedMinimum spending: HK$10,000.00
- Eligibility: Audience: all
- Eligible spending: Applies to: 借貸/分期付款 · Type: category
- Minimum requirement: Period: per transaction · Spend: HK$10,000.00
- Requirements: Transaction Spend Below Cents: HK$20,000.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Threshold equivalent maximum: HK$200 ÷ HK$10,000 × 100 = 2.00%, rounded to 2 decimal places. This uses the minimum eligible installment amount and the maximum cashback. At the same maximum cashback, the effective rate decreases above HK$10,000; actual cashback may be lower because the source states “up to”. The eligible installment amount is HK$10,000–HK$19,999.
- Application or registration is required.
- 分期金額HK$10,000至HK$19,999：高達HK$200現金回贈。
- 須透過手機銀行應用程式成功申請「信用卡消費分期／賬單分期計劃」，並將合資格簽賬分12、24或36個月還款。
- 只適用於中國工商銀行（亞洲）有限公司發出的信用卡及聯名卡主卡持卡人；不適用於附屬卡、公司卡及學生持卡人。
- 實際年利率低至5.29%，以每月平息0.235%及12個月還款期計算。實際年利率按《銀行營運守則》相關指引計算，並包括基本利率及其他費用與收費；最終息率視乎貸款額及信貸審批結果。
- 本行可決定分期還款的本金與利息比例，並保留最終貸款批核權；優惠受相關條款及細則約束。
- HK$10,000至HK$19,999分期金額的現金回贈: Now – 2026-12-31
中國工商銀行（亞洲）信用卡消費／賬單分期：高達HK$350現金回贈Up to350HKD savingConditions applyCashbackPeriod LimitedMinimum spending: HK$20,000.00
- Eligibility: Audience: all
- Eligible spending: Applies to: 借貸/分期付款 · Type: category
- Minimum requirement: Period: per transaction · Spend: HK$20,000.00
- Requirements: Transaction Spend Below Cents: HK$50,000.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Threshold equivalent maximum: HK$350 ÷ HK$20,000 × 100 = 1.75%, rounded to 2 decimal places. This uses the minimum eligible installment amount and the maximum cashback. At the same maximum cashback, the effective rate decreases above HK$20,000; actual cashback may be lower because the source states “up to”. The eligible installment amount is HK$20,000–HK$49,999.
- Application or registration is required.
- 分期金額HK$20,000至HK$49,999：高達HK$350現金回贈。
- 須透過手機銀行應用程式成功申請「信用卡消費分期／賬單分期計劃」，並將合資格簽賬分12、24或36個月還款。
- 只適用於中國工商銀行（亞洲）有限公司發出的信用卡及聯名卡主卡持卡人；不適用於附屬卡、公司卡及學生持卡人。
- 實際年利率低至5.29%，以每月平息0.235%及12個月還款期計算。實際年利率按《銀行營運守則》相關指引計算，並包括基本利率及其他費用與收費；最終息率視乎貸款額及信貸審批結果。
- 本行可決定分期還款的本金與利息比例，並保留最終貸款批核權；優惠受相關條款及細則約束。
- HK$20,000至HK$49,999分期金額的現金回贈: Now – 2026-12-31
中國工商銀行（亞洲）信用卡消費／賬單分期：高達HK$550現金回贈Up to550HKD savingConditions applyCashbackPeriod LimitedMinimum spending: HK$50,000.00
- Eligibility: Audience: all
- Eligible spending: Applies to: 借貸/分期付款 · Type: category
- Minimum requirement: Period: per transaction · Spend: HK$50,000.00
- Requirements: Transaction Spend Below Cents: HK$100,000.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Threshold equivalent maximum: HK$550 ÷ HK$50,000 × 100 = 1.10%, rounded to 2 decimal places. This uses the minimum eligible installment amount and the maximum cashback. At the same maximum cashback, the effective rate decreases above HK$50,000; actual cashback may be lower because the source states “up to”. The eligible installment amount is HK$50,000–HK$99,999.
- Application or registration is required.
- 分期金額HK$50,000至HK$99,999：高達HK$550現金回贈。
- 須透過手機銀行應用程式成功申請「信用卡消費分期／賬單分期計劃」，並將合資格簽賬分12、24或36個月還款。
- 只適用於中國工商銀行（亞洲）有限公司發出的信用卡及聯名卡主卡持卡人；不適用於附屬卡、公司卡及學生持卡人。
- 實際年利率低至5.29%，以每月平息0.235%及12個月還款期計算。實際年利率按《銀行營運守則》相關指引計算，並包括基本利率及其他費用與收費；最終息率視乎貸款額及信貸審批結果。
- 本行可決定分期還款的本金與利息比例，並保留最終貸款批核權；優惠受相關條款及細則約束。
- HK$50,000至HK$99,999分期金額的現金回贈: Now – 2026-12-31
中國工商銀行（亞洲）信用卡消費／賬單分期：高達HK$800現金回贈Up to800HKD savingConditions applyCashbackPeriod LimitedMinimum spending: HK$100,000.00
- Eligibility: Audience: all
- Eligible spending: Applies to: 借貸/分期付款 · Type: category
- Minimum requirement: Period: per transaction · Spend: HK$100,000.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Threshold equivalent maximum: HK$800 ÷ HK$100,000 × 100 = 0.80%, rounded to 2 decimal places. This uses the minimum eligible installment amount and the maximum cashback. At the same maximum cashback, the effective rate decreases above HK$100,000; actual cashback may be lower because the source states “up to”. The eligible installment amount is HK$100,000 or more.
- Application or registration is required.
- 分期金額HK$100,000或以上：高達HK$800現金回贈。
- 須透過手機銀行應用程式成功申請「信用卡消費分期／賬單分期計劃」，並將合資格簽賬分12、24或36個月還款。
- 只適用於中國工商銀行（亞洲）有限公司發出的信用卡及聯名卡主卡持卡人；不適用於附屬卡、公司卡及學生持卡人。
- 實際年利率低至5.29%，以每月平息0.235%及12個月還款期計算。實際年利率按《銀行營運守則》相關指引計算，並包括基本利率及其他費用與收費；最終息率視乎貸款額及信貸審批結果。
- 本行可決定分期還款的本金與利息比例，並保留最終貸款批核權；優惠受相關條款及細則約束。
- HK$100,000或以上分期金額的現金回贈: Now – 2026-12-31
ICBC信用卡送環亞貴賓室禮遇1次1次 quantityConditions applyTravelPeriod Limited
- Eligibility: Audience: all · Customer status: new
- Eligible spending: Type: not applicable
- Benefit limit: Applies to: 環亞貴賓室禮遇名額 · Period: not stated · Type: not stated
- Application or registration is required.
- 推廣期內，全新信用卡客戶須成功申請及啟動合資格ICBC信用卡，並完成一筆任意金額的合資格簽賬，方可獲贈1次環亞貴賓室禮遇。可選擇於全新環亞貴賓室香港西九龍高鐵站或環亞貴賓室香港國際機場二號客運大樓使用。優惠名額有限，先到先得，額滿即止。受有關條款及細則約束；詳情見來源所列連結。
- 環亞貴賓室禮遇推廣期: 2026-10-01 – 2026-12-31
Credit card offers (8)
ICBC AXA Dual Currency Card - UnionPay Platinum online application: HK$50 extra spending limit50HKDConditions applyFinancing
- Eligibility: Audience: all · Customer status: new
- Eligible spending: Type: not applicable
- Benefit limit: Applies to: not stated · Period: not stated · Type: not stated
- Application or registration is required.
- New customers must apply online for a designated ICBC AXA Credit Card or Dual Currency Card.
- The source does not identify which card variants are designated.
- The extra HK$50 spending limit is granted after approval.
ICBC AXA Dual Currency Card welcome offer: free spending limit（優惠值未列明）—Value not statedConditions applyFinancingMinimum spending: HK$3,000.00
- Eligibility: Audience: all · Customer status: new
- Eligible spending: Type: not applicable
- Requirements: Period spend ≥: HK$3,000.00
- Benefit limit: Applies to: not stated · Period: not stated · Type: not stated
- Application or registration is required.
- New customers must successfully apply for UnionPay Platinum.
- Within the first two months after issuance, each card must accumulate HK$ or RMB 3,000 in retail spending or cash advances.
- The HTML caption states HK$300; image alt text states HK$600. The benefit amount is unresolved.
- Separate welcome terms are referenced but are not present in the HTML.
AXA Hong Kong insurance payments with ICBC AXA Dual Currency Card: 1 point per HK$11point rewardPointsCap: 100,000 point · per year
- Eligibility: Audience: all
- Eligible spending: Applies to: 保險 · Type: category
- Benefit limit: Amount: 100000 · Applies to: each customer · Period: per year · Type: limited · Unit: point
- Earn 1 bonus point per HK$1 paid for AXA Hong Kong insurance.
- Points can be redeemed for a cash rebate or mileage.
AXA insurance premium 12-month instalment plan with ICBC AXA Dual Currency Card12months quantityConditions applyFinancing
- Eligibility: Audience: all
- Eligible spending: Applies to: 保險 · Type: category
- Benefit limit: Applies to: not stated · Period: not stated · Type: not stated
- Application or registration is required.
- Settle an AXA insurance premium with either eligible ICBC AXA Dual Currency Card.
- Apply with the AXA insurance premium instalment form.
- The source refers to charges and interest rates in the form but does not state them.
Octopus Automatic Add-Value top-ups: interest-free repayment period（優惠值未列明）—Value not statedConditions applyFinancing
- Eligibility: Audience: all
- Eligible spending: Applies to: 八達通 · Type: category
- Benefit limit: Applies to: not stated · Period: not stated · Type: not stated
- Application or registration is required.
- Automatic add-value applies when the Octopus balance is insufficient.
- Shenzhen top-ups can also receive an interest-free repayment period.
- The service can be applied for another person.
- Separate AAVS terms are referenced but are not present in the HTML.
ICBC AXA Dual Currency Card spending: 1 point per HK$1 or RMB1 spent1point rewardPoints
- Eligibility: Audience: all
- Eligible spending: Type: all
- Benefit limit: Applies to: not stated · Period: not stated · Type: not stated
- Earn 1 point per HK$1 or RMB1 spent.
- HKD and RMB points share a pool.
- Platinum points are valid for three years and can be redeemed for a cash rebate or mileage.
- Separate spending reward details are referenced but are not present in the HTML.
UnionPay Platinum Dual Currency Card: HKD and RMB accounts for local-currency spending in Hong Kong and Mainland China（優惠值未列明）—Value not statedOther
- Eligibility: Audience: all
- Eligible spending: Type: not applicable
- Benefit limit: Applies to: not stated · Period: not stated · Type: not stated
- One card has separate HKD and RMB accounts for local-currency spending in Hong Kong and Mainland China.
UnionPay App privileges with ICBC AXA UnionPay Platinum Card（優惠值未列明）—Value not statedConditions applyLifestyle
- Eligibility: Audience: all
- Eligible spending: Type: not applicable
- Benefit limit: Applies to: not stated · Period: not stated · Type: not stated
- Application or registration is required.
- Download the UnionPay App and bind this card to access Hong Kong, Macao, and cross-border privileges.
- The source does not specify the privilege types or values.