
Cornerstone Association Credit Card
- Bank
- Shanghai Commercial Bank
- Issuer
- Cornerstone
- Annual fee
- Income requirement
- Network
- Verified date
- Official website
Saving by category
Estimated saving at the selected amount. Conditions apply. Blank values have no supported estimate.
Promotion offers and card offers are separate. Combined eligibility is not assumed.
Promotion offers (1)
上海商業銀行信用卡兌換「亞洲萬里通」里數額外獲20%里數20%rateConditions applyPointsPeriod LimitedCap: 250 other · promotion total
- Eligibility: Audience: all
- Eligible spending: Type: not applicable
- Benefit limit: Amount: 250 · Applies to: 首250名成功轉換「亞洲萬里通」里數的持卡人 · Period: promotion total · Type: limited · Unit: other
- Application or registration is required.
- 持上海商業銀行信用卡,透過個人網上銀行或「上商理財」手機應用程式的指定積分兌換頁面轉換「亞洲萬里通」里數。
- 須於推廣期內申請轉換目標里數,再以該卡簽賬累積足夠積分轉換目標里數,方可獲額外里數。
- 優惠只限首250名成功轉換里數的持卡人,以本行個人網上銀行記錄為準;先到先得,額滿即止;額滿時將於本行網頁公布。
- 轉換里數及額外20%里數將於2026年12月內分別存入持卡人之國泰賬戶。
- 每次最低轉換1,000「亞洲萬里通」里數,並須為1,000里數或其倍數。
- 每轉換1,000里數須繳HK$10手續費;每次最低收費HK$100,最高HK$500;費用從信用卡賬戶扣除。
- 每15積分可轉換1「亞洲萬里通」里數。
- 優惠須受條款及細則約束。來源提及更多優惠及條款詳情,但該連結內容未檢視。
- 額外20%「亞洲萬里通」里數轉換優惠: Now – 2026-11-22
Credit card offers (4)
禮品優惠:HK$300 Free Spending Credit (Gift Code A0089)300HKD savingConditions applyCashbackPeriod LimitedMinimum spending: HK$3,000.00
- Eligibility: Audience: all · Customer status: new
- Eligible spending: Type: all
- Requirements: Period spend ≥: HK$3,000.00
- Benefit limit: Period: not stated · Type: not stated
- Application or registration is required.
- Available to new principal-card applicants who successfully apply for a Cornerstone Association Titanium Credit Card within the Promotion Period; supplementary cards are excluded.
- The new cardholder must not have held any credit card or co-branded credit card of Shanghai Commercial Bank in the previous 12 months.
- The new cardholder must accumulate at least HK$3,000 in Eligible Transactions within the first 2 months from the new card issuance date and successfully enrol for e-statement.
- Eligible Transactions include retail transactions, online purchases, and purchases or reloads of stored-value cards and e-wallets. Exclusions include HKIS membership fees and CPD event payments, cash advances, outstanding balances, balance transfers, Bank-channel bill payments including tax, utilities and insurance payments, all credit-card charges including annual fees, finance charges, late charges and interest, and unposted, unauthorised, cancelled, refunded, fraudulent or other unqualified transactions.
- The HK$300 Free Spending Credit is credited to the HKD credit-card account within 2 months after the Spending Period.
- If the applicant applies for more than one Bank credit card during the Promotion Period and uses more than one card to fulfil the requirement, only one welcome gift is awarded.
- The selected gift cannot be changed. If no choice or more than one choice is indicated in the application form, the Bank sets the HK$300 Free Spending Credit as the gift.
- If the new cardholder cancels the Eligible Credit Card within 12 months from the date of gift redemption, the Bank charges an administrative fee of HK$600 to the relevant card account without prior notice.
- Gift information, prices and photos are for reference only; supplier information prevails. Suppliers are responsible for gift quality and service, and supplier terms also apply.
- The gift is available while stock lasts, is not transferable, returnable or redeemable for cash, and may be replaced by an alternative gift if out of stock.
- The card account must remain valid and in good standing during the redemption period. The Bank may vary, extend or terminate the offer or amend the terms without prior notice; the English version prevails over the Chinese version if there is a discrepancy.
- The product page states an annual income requirement of HK$80,000 for a Titanium Credit Card.
- Welcome Gift Promotion Period: 2026-08-01 – 2027-07-31
積分獎賞:Bonus Points earned while spending with the card(優惠值未列明)—Value not statedPoints
- Eligibility: Audience: all
- Eligible spending: Type: not applicable
- Benefit limit: Period: not stated · Type: not stated
- The product page states that cardholders earn Bonus Points while spending with the card.
- The local source does not state the Bonus Points earning rate, redemption value, cap, expiry, posting timing or detailed eligibility. The linked Bonus Point Gift Redemption Scheme page is not used as evidence.
- The product page states an annual income requirement of HK$80,000 for a Titanium Credit Card.
慈善捐款:Part of cardholders' monthly spending donated to Cornerstone Association Ltd—Value not statedOther
- Eligibility: Audience: all
- Eligible spending: Type: not applicable
- Benefit limit: Period: not stated · Type: not stated
- The product description states that a portion of the proceeds from spending is donated to the Cornerstone Association for the benefit of people in need.
- The product page states that part of cardholders' monthly spending is donated to Cornerstone Association Ltd.
- The local source does not state the donation percentage or amount, calculation, timing or cap. The external Cornerstone Association website is not used as evidence.
- The product page states an annual income requirement of HK$80,000 for a Titanium Credit Card.
分期優惠:Up to 56 days interest-free period0%rateFinancing
- Eligibility: Audience: all
- Eligible spending: Type: not applicable
- Benefit limit: Period: not stated · Type: not stated
- The current KFS is effective from 20 April 2026. No interest is charged when the statement balance is paid in full by the due date.
- The interest-free period can be up to 56 days and depends on when a purchase is made within the statement cycle.
- There is no interest-free period for cash advances or bill payment of other credit-card bills.
