CNCBI Visa Platinum Card

• Eligibility: Audience: all
• Eligible spending: Applies to: hong kong airlines · Type: merchant
• Benefit limit: Amount: 5 · Applies to: 每次預訂可使用優惠碼的成人或兒童乘客數量。 · Period: per transaction · Type: limited · Unit: 乘客
• Percentage note: 原文列明來回機票淨票價 8 折；優惠率按折扣表示為 20%。
• Application or registration is required.
• 適用於憑中信銀行(國際)信用卡，在香港航空網頁預訂由香港出發至指定航點的經濟艙來回機票。
• 指定航點：加拿大溫哥華；澳洲悉尼、墨爾本；中國內地北京、重慶、成都、杭州、南京、三亞、海口、上海；日本東京、大阪、福岡、沖繩、札幌；泰國曼谷、布吉；其他首爾、台北、峴港、峇里島。
• 預訂時須輸入優惠碼 HKACNCBI。
• 折扣只適用於機票淨票價，不包括稅項、機場建設費、政府手續費、燃油附加費及航空公司附加費。
• 不適用於 2026 年 12 月 19 日至 26 日的旅行日期。
• 每次預訂最多 5 位成人或兒童乘客可使用優惠碼；優惠數量有限，先到先得。
• 客戶須符合指定條件；原文沒有列明條件詳情。優惠由香港航空提供，並受其條款及細則約束。
• 訂票期間；原文為即日起至 2026-10-09，開始日期未列明。: Now – 2026-10-09
• 旅行日期。: 2026-10-05 – 2027-01-27

Open source offer ↗

• Eligibility: Audience: all
• Eligible spending: Applies to: hong kong airlines · Type: merchant
• Benefit limit: Amount: 5 · Applies to: 每次預訂可使用優惠碼的成人或兒童乘客數量。 · Period: per transaction · Type: limited · Unit: 乘客
• Percentage note: 原文列明單程機票淨票價 85 折；優惠率按折扣表示為 15%。
• Application or registration is required.
• 適用於憑中信銀行(國際)信用卡，在香港航空網頁預訂由香港出發至指定航點的經濟艙單程機票。
• 指定航點：加拿大溫哥華；澳洲悉尼、墨爾本；中國內地北京、重慶、成都、杭州、南京、三亞、海口、上海；日本東京、大阪、福岡、沖繩、札幌；泰國曼谷、布吉；其他首爾、台北、峴港、峇里島。
• 預訂時須輸入優惠碼 HKACNCBI。
• 折扣只適用於機票淨票價，不包括稅項、機場建設費、政府手續費、燃油附加費及航空公司附加費。
• 不適用於 2026 年 12 月 19 日至 26 日的旅行日期。
• 每次預訂最多 5 位成人或兒童乘客可使用優惠碼；優惠數量有限，先到先得。
• 客戶須符合指定條件；原文沒有列明條件詳情。優惠由香港航空提供，並受其條款及細則約束。
• 訂票期間；原文為即日起至 2026-10-09，開始日期未列明。: Now – 2026-10-09
• 旅行日期。: 2026-10-05 – 2027-01-27

Open source offer ↗

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Applies to retail purchases. No interest is charged if the full balance is paid by the due date each month; otherwise, interest applies.

Open source offer ↗

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• The annual fee is waived in the first year.

Open source offer ↗

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated

Open source offer ↗

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated

Open source offer ↗

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Minimum requirement: Period: per transaction · Spend: HK$100.00
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• The Bank may approve eligible cardmembers with suitable account status for purchases from designated merchants.
• The purchase amount must be at least HKD 100. The Bank sets the instalment period; instalments are billed monthly.
• The Bank may reject or end the plan. The plan cannot be combined with other promotions.
• Chargeback protection applies, but a dispute does not suspend repayment duties.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• The cardmember must not act fraudulently or with gross negligence and must notify the Bank as soon as reasonably practicable.
• Liability is limited to HKD 500 for qualifying unauthorized credit card losses before the Bank receives notice. Cash advances are excluded.
• The agreement also states that the cardmember is not responsible for specified unauthorized transactions after notice, misuse before card delivery, certain system faults, or counterfeit-card transactions.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• The notice says all renewal and replacement CNCBI Visa Cards have Visa payWave; Dollar$mart Cash Card is excluded.
• Use it at merchants with contactless readers. Purchases of HKD 1,000 or less generally do not require a signature or PIN; larger purchases generally require one.
• The FAQ states that contactless payments use encryption and have Zero Liability protection.
• Renewal and replacement CNCBI Visa Cards: 2018-10-12 – Not stated

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• For Visa and Mastercard, the request must be made within 120 days from the expected delivery or service date and no more than 540 days after transaction posting.
• Submit a separate investigation form for each dispute within 60 days of the statement date and provide supporting documents. The Bank assists with the card-association request.
• No fee is posted for an investigation request, but an invalid appeal may lead to relevant fees.
• The cardmember may withhold the disputed amount during the investigation; if the claim fails, interest or finance charges may be re-imposed. Investigation usually takes 2 to 3 months.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• The service is free and requires no registration.
• For participating merchants that require OTP, the Bank sends it by SMS to the registered mobile number.
• The service excludes numbers with SMS forwarding; mobile providers may charge for overseas SMS or roaming.
• Under stated conditions, the cardmember is not liable for certain unauthorized transactions caused by computer crime not prevented by the service, Bank-controlled error, or Bank-side fraud or negligence.

• Eligibility: Audience: other
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• The fee is waived for customers under 18 or aged 65 and above; recipients of Comprehensive Social Security Assistance or Disability Allowance; CITICdiamond customers; Private Banking customers; Company Customers; or Wholesale Banking Group customers.
• The HKD 10 fee applies per paper statement.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• Applies to early repayment of outstanding instalments under the Merchant Instalment Plan. The cardmember must give written notice and the Bank must accept the application.