CNCBI Motion Credit Card Virtual

Bank: China CITIC Bank International
Issuer: CNCBI
Annual fee
Income requirement
Network
Verified date
Official website

Saving by category

Estimated saving at the selected amount. Conditions apply. Blank values have no supported estimate.

Category	Saved percentage	Conditions
Dining	6%	Conditions and calculation Limit: 200 HKD · Per Month Limit applies to: Combined basic and extra cash rebate per calendar month Eligibility: Phase Spend Min: 3800 Eligible categories: 餐飲 A p l i e s t o r n c a d u m y C N B I M , g ( v ) . h b f H K $ 3 8 0 q ; 6 % T x 2 E / w D : k W P F S O - z ' 1 R L 4 5 Assumes the full reward limit is still available. Combined basic and extra cash rebate per calendar month Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. CNCBI Motion Credit Card (virtual): 6% cash rebate on eligible dining transactions: 6% Eligibility: Audience: all Eligible spending: Applies to: 餐飲 · Type: category Requirements: Period spend ≥: HK$3,800.00 Benefit limit: Amount: 200 · Applies to: Combined basic and extra cash rebate per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency Applies to principal and supplementary CNCBI Motion Credit Card, including Motion Credit Card (virtual). In each calendar month, eligible retail transactions of at least HK$3,800 are required; the 6% rebate applies to eligible dining transactions made by the Motion Card in that same month. The 6% total includes the basic rebate and extra rebate and is capped at HK$200 combined per calendar month. Extra rebate is earned only once per single transaction. Eligible dining transactions must match Mastercard or acquirer merchant codes/types, have official payment records, and be posted when the rebate is rewarded. Dining exclusions: hotel dining and banquets, private parties/functions or rooms, private kitchens, food/beverage outlets in food courts, supermarkets or department stores, associations/clubhouses, and bakeries. Eligible retail transactions include posted local and overseas retail, online, and mail/phone orders. Exclusions include WeChat Pay, WeChat Pay HK, Alipay, AlipayHK, PayMe, FPS, autopay, ATM/online bill payments, Octopus automatic add-value, balance transfers, instalment repayments, Cash-in or loan repayments, fees/charges, investments, insurance, tax, casino chips, annual fees, finance charges, mobile-app/funds transfers, e-wallet reloads and P2P, other banking service charges, and unposted, cancelled, refunded, invalid or unauthorized transactions; the Bank may specify other excluded electronic transactions. Foreign-currency eligible transactions are converted using the Bank's prevailing rate. Extra rebate is rounded up to HK$0.01 and credited within four months after the transaction month. The account must be valid and in good standing when rewarded; unused or uncredited rebate is forfeited on account closure. Rebate offsets new retail purchases only, is not cash, and cannot settle statement balance. The Bank may verify eligibility, request purchase records, deduct rebates for ineligible transactions, amend the promotion, and forfeit rewards for fraud or abuse. The promotion cannot be combined with other promotions unless specified. The HTML promotion summary states that the 6% total comprises 0.4% basic cashback and 5.6% extra cashback. It describes the HKD 200 monthly cap as shared across dining and online extra cashback, and lists a separate HKD 400 monthly maximum for basic cashback; standalone basic-rebate eligibility is unclear. Promotion Period: 2026-07-01 – 2026-12-31 Open source offer ↗
Fine dining	6%	Conditions and calculation Limit: 200 HKD · Per Month Limit applies to: Combined basic and extra cash rebate per calendar month Eligibility: Phase Spend Min: 3800 Eligible categories: 餐飲 A p l i e s t o r n c a d u m y C N B I M , g ( v ) . h b f H K $ 3 8 0 q ; 6 % T x 2 E / w D : k W P F S O - z ' 1 R L 4 5 Assumes the full reward limit is still available. Combined basic and extra cash rebate per calendar month Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. CNCBI Motion Credit Card (virtual): 6% cash rebate on eligible dining transactions: 6% Eligibility: Audience: all Eligible spending: Applies to: 餐飲 · Type: category Requirements: Period spend ≥: HK$3,800.00 Benefit limit: Amount: 200 · Applies to: Combined basic and extra cash rebate per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency Applies to principal and supplementary CNCBI Motion Credit Card, including Motion Credit Card (virtual). In each calendar month, eligible retail transactions of at least HK$3,800 are required; the 6% rebate applies to eligible dining transactions made by the Motion Card in that same month. The 6% total includes the basic rebate and extra rebate and is capped at HK$200 combined per calendar month. Extra rebate is earned only once per single transaction. Eligible dining transactions must match Mastercard or acquirer merchant codes/types, have official payment records, and be posted when the rebate is rewarded. Dining exclusions: hotel dining and banquets, private parties/functions or rooms, private kitchens, food/beverage outlets in food courts, supermarkets or department stores, associations/clubhouses, and bakeries. Eligible retail transactions include posted local and overseas retail, online, and mail/phone orders. Exclusions include WeChat Pay, WeChat Pay HK, Alipay, AlipayHK, PayMe, FPS, autopay, ATM/online bill payments, Octopus automatic add-value, balance transfers, instalment repayments, Cash-in or loan repayments, fees/charges, investments, insurance, tax, casino chips, annual fees, finance charges, mobile-app/funds transfers, e-wallet reloads and P2P, other banking service charges, and unposted, cancelled, refunded, invalid or unauthorized transactions; the Bank may specify other excluded electronic transactions. Foreign-currency eligible transactions are converted using the Bank's prevailing rate. Extra rebate is rounded up to HK$0.01 and credited within four months after the transaction month. The account must be valid and in good standing when rewarded; unused or uncredited rebate is forfeited on account closure. Rebate offsets new retail purchases only, is not cash, and cannot settle statement balance. The Bank may verify eligibility, request purchase records, deduct rebates for ineligible transactions, amend the promotion, and forfeit rewards for fraud or abuse. The promotion cannot be combined with other promotions unless specified. The HTML promotion summary states that the 6% total comprises 0.4% basic cashback and 5.6% extra cashback. It describes the HKD 200 monthly cap as shared across dining and online extra cashback, and lists a separate HKD 400 monthly maximum for basic cashback; standalone basic-rebate eligibility is unclear. Promotion Period: 2026-07-01 – 2026-12-31 Open source offer ↗
Local dining	6%	Conditions and calculation Limit: 200 HKD · Per Month Limit applies to: Combined basic and extra cash rebate per calendar month Eligibility: Phase Spend Min: 3800 Eligible categories: 餐飲 A p l i e s t o r n c a d u m y C N B I M , g ( v ) . h b f H K $ 3 8 0 q ; 6 % T x 2 E / w D : k W P F S O - z ' 1 R L 4 5 Assumes the full reward limit is still available. Combined basic and extra cash rebate per calendar month Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. CNCBI Motion Credit Card (virtual): 6% cash rebate on eligible dining transactions: 6% Eligibility: Audience: all Eligible spending: Applies to: 餐飲 · Type: category Requirements: Period spend ≥: HK$3,800.00 Benefit limit: Amount: 200 · Applies to: Combined basic and extra cash rebate per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency Applies to principal and supplementary CNCBI Motion Credit Card, including Motion Credit Card (virtual). In each calendar month, eligible retail transactions of at least HK$3,800 are required; the 6% rebate applies to eligible dining transactions made by the Motion Card in that same month. The 6% total includes the basic rebate and extra rebate and is capped at HK$200 combined per calendar month. Extra rebate is earned only once per single transaction. Eligible dining transactions must match Mastercard or acquirer merchant codes/types, have official payment records, and be posted when the rebate is rewarded. Dining exclusions: hotel dining and banquets, private parties/functions or rooms, private kitchens, food/beverage outlets in food courts, supermarkets or department stores, associations/clubhouses, and bakeries. Eligible retail transactions include posted local and overseas retail, online, and mail/phone orders. Exclusions include WeChat Pay, WeChat Pay HK, Alipay, AlipayHK, PayMe, FPS, autopay, ATM/online bill payments, Octopus automatic add-value, balance transfers, instalment repayments, Cash-in or loan repayments, fees/charges, investments, insurance, tax, casino chips, annual fees, finance charges, mobile-app/funds transfers, e-wallet reloads and P2P, other banking service charges, and unposted, cancelled, refunded, invalid or unauthorized transactions; the Bank may specify other excluded electronic transactions. Foreign-currency eligible transactions are converted using the Bank's prevailing rate. Extra rebate is rounded up to HK$0.01 and credited within four months after the transaction month. The account must be valid and in good standing when rewarded; unused or uncredited rebate is forfeited on account closure. Rebate offsets new retail purchases only, is not cash, and cannot settle statement balance. The Bank may verify eligibility, request purchase records, deduct rebates for ineligible transactions, amend the promotion, and forfeit rewards for fraud or abuse. The promotion cannot be combined with other promotions unless specified. The HTML promotion summary states that the 6% total comprises 0.4% basic cashback and 5.6% extra cashback. It describes the HKD 200 monthly cap as shared across dining and online extra cashback, and lists a separate HKD 400 monthly maximum for basic cashback; standalone basic-rebate eligibility is unclear. Promotion Period: 2026-07-01 – 2026-12-31 Open source offer ↗
Fast food	6%	Conditions and calculation Limit: 200 HKD · Per Month Limit applies to: Combined basic and extra cash rebate per calendar month Eligibility: Phase Spend Min: 3800 Eligible categories: 餐飲 A p l i e s t o r n c a d u m y C N B I M , g ( v ) . h b f H K $ 3 8 0 q ; 6 % T x 2 E / w D : k W P F S O - z ' 1 R L 4 5 Assumes the full reward limit is still available. Combined basic and extra cash rebate per calendar month Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. CNCBI Motion Credit Card (virtual): 6% cash rebate on eligible dining transactions: 6% Eligibility: Audience: all Eligible spending: Applies to: 餐飲 · Type: category Requirements: Period spend ≥: HK$3,800.00 Benefit limit: Amount: 200 · Applies to: Combined basic and extra cash rebate per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency Applies to principal and supplementary CNCBI Motion Credit Card, including Motion Credit Card (virtual). In each calendar month, eligible retail transactions of at least HK$3,800 are required; the 6% rebate applies to eligible dining transactions made by the Motion Card in that same month. The 6% total includes the basic rebate and extra rebate and is capped at HK$200 combined per calendar month. Extra rebate is earned only once per single transaction. Eligible dining transactions must match Mastercard or acquirer merchant codes/types, have official payment records, and be posted when the rebate is rewarded. Dining exclusions: hotel dining and banquets, private parties/functions or rooms, private kitchens, food/beverage outlets in food courts, supermarkets or department stores, associations/clubhouses, and bakeries. Eligible retail transactions include posted local and overseas retail, online, and mail/phone orders. Exclusions include WeChat Pay, WeChat Pay HK, Alipay, AlipayHK, PayMe, FPS, autopay, ATM/online bill payments, Octopus automatic add-value, balance transfers, instalment repayments, Cash-in or loan repayments, fees/charges, investments, insurance, tax, casino chips, annual fees, finance charges, mobile-app/funds transfers, e-wallet reloads and P2P, other banking service charges, and unposted, cancelled, refunded, invalid or unauthorized transactions; the Bank may specify other excluded electronic transactions. Foreign-currency eligible transactions are converted using the Bank's prevailing rate. Extra rebate is rounded up to HK$0.01 and credited within four months after the transaction month. The account must be valid and in good standing when rewarded; unused or uncredited rebate is forfeited on account closure. Rebate offsets new retail purchases only, is not cash, and cannot settle statement balance. The Bank may verify eligibility, request purchase records, deduct rebates for ineligible transactions, amend the promotion, and forfeit rewards for fraud or abuse. The promotion cannot be combined with other promotions unless specified. The HTML promotion summary states that the 6% total comprises 0.4% basic cashback and 5.6% extra cashback. It describes the HKD 200 monthly cap as shared across dining and online extra cashback, and lists a separate HKD 400 monthly maximum for basic cashback; standalone basic-rebate eligibility is unclear. Promotion Period: 2026-07-01 – 2026-12-31 Open source offer ↗
Food delivery	6%	Conditions and calculation Limit: 200 HKD · Per Month Limit applies to: Combined basic and extra cash rebate per calendar month Eligibility: Phase Spend Min: 3800 Eligible categories: 餐飲 A p l i e s t o r n c a d u m y C N B I M , g ( v ) . h b f H K $ 3 8 0 q ; 6 % T x 2 E / w D : k W P F S O - z ' 1 R L 4 5 Assumes the full reward limit is still available. Combined basic and extra cash rebate per calendar month Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. CNCBI Motion Credit Card (virtual): 6% cash rebate on eligible dining transactions: 6% Eligibility: Audience: all Eligible spending: Applies to: 餐飲 · Type: category Requirements: Period spend ≥: HK$3,800.00 Benefit limit: Amount: 200 · Applies to: Combined basic and extra cash rebate per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency Applies to principal and supplementary CNCBI Motion Credit Card, including Motion Credit Card (virtual). In each calendar month, eligible retail transactions of at least HK$3,800 are required; the 6% rebate applies to eligible dining transactions made by the Motion Card in that same month. The 6% total includes the basic rebate and extra rebate and is capped at HK$200 combined per calendar month. Extra rebate is earned only once per single transaction. Eligible dining transactions must match Mastercard or acquirer merchant codes/types, have official payment records, and be posted when the rebate is rewarded. Dining exclusions: hotel dining and banquets, private parties/functions or rooms, private kitchens, food/beverage outlets in food courts, supermarkets or department stores, associations/clubhouses, and bakeries. Eligible retail transactions include posted local and overseas retail, online, and mail/phone orders. Exclusions include WeChat Pay, WeChat Pay HK, Alipay, AlipayHK, PayMe, FPS, autopay, ATM/online bill payments, Octopus automatic add-value, balance transfers, instalment repayments, Cash-in or loan repayments, fees/charges, investments, insurance, tax, casino chips, annual fees, finance charges, mobile-app/funds transfers, e-wallet reloads and P2P, other banking service charges, and unposted, cancelled, refunded, invalid or unauthorized transactions; the Bank may specify other excluded electronic transactions. Foreign-currency eligible transactions are converted using the Bank's prevailing rate. Extra rebate is rounded up to HK$0.01 and credited within four months after the transaction month. The account must be valid and in good standing when rewarded; unused or uncredited rebate is forfeited on account closure. Rebate offsets new retail purchases only, is not cash, and cannot settle statement balance. The Bank may verify eligibility, request purchase records, deduct rebates for ineligible transactions, amend the promotion, and forfeit rewards for fraud or abuse. The promotion cannot be combined with other promotions unless specified. The HTML promotion summary states that the 6% total comprises 0.4% basic cashback and 5.6% extra cashback. It describes the HKD 200 monthly cap as shared across dining and online extra cashback, and lists a separate HKD 400 monthly maximum for basic cashback; standalone basic-rebate eligibility is unclear. Promotion Period: 2026-07-01 – 2026-12-31 Open source offer ↗
Cafés, bakeries and desserts	6%	Conditions and calculation Limit: 200 HKD · Per Month Limit applies to: Combined basic and extra cash rebate per calendar month Eligibility: Phase Spend Min: 3800 Eligible categories: 餐飲 A p l i e s t o r n c a d u m y C N B I M , g ( v ) . h b f H K $ 3 8 0 q ; 6 % T x 2 E / w D : k W P F S O - z ' 1 R L 4 5 Assumes the full reward limit is still available. Combined basic and extra cash rebate per calendar month Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. CNCBI Motion Credit Card (virtual): 6% cash rebate on eligible dining transactions: 6% Eligibility: Audience: all Eligible spending: Applies to: 餐飲 · Type: category Requirements: Period spend ≥: HK$3,800.00 Benefit limit: Amount: 200 · Applies to: Combined basic and extra cash rebate per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency Applies to principal and supplementary CNCBI Motion Credit Card, including Motion Credit Card (virtual). In each calendar month, eligible retail transactions of at least HK$3,800 are required; the 6% rebate applies to eligible dining transactions made by the Motion Card in that same month. The 6% total includes the basic rebate and extra rebate and is capped at HK$200 combined per calendar month. Extra rebate is earned only once per single transaction. Eligible dining transactions must match Mastercard or acquirer merchant codes/types, have official payment records, and be posted when the rebate is rewarded. Dining exclusions: hotel dining and banquets, private parties/functions or rooms, private kitchens, food/beverage outlets in food courts, supermarkets or department stores, associations/clubhouses, and bakeries. Eligible retail transactions include posted local and overseas retail, online, and mail/phone orders. Exclusions include WeChat Pay, WeChat Pay HK, Alipay, AlipayHK, PayMe, FPS, autopay, ATM/online bill payments, Octopus automatic add-value, balance transfers, instalment repayments, Cash-in or loan repayments, fees/charges, investments, insurance, tax, casino chips, annual fees, finance charges, mobile-app/funds transfers, e-wallet reloads and P2P, other banking service charges, and unposted, cancelled, refunded, invalid or unauthorized transactions; the Bank may specify other excluded electronic transactions. Foreign-currency eligible transactions are converted using the Bank's prevailing rate. Extra rebate is rounded up to HK$0.01 and credited within four months after the transaction month. The account must be valid and in good standing when rewarded; unused or uncredited rebate is forfeited on account closure. Rebate offsets new retail purchases only, is not cash, and cannot settle statement balance. The Bank may verify eligibility, request purchase records, deduct rebates for ineligible transactions, amend the promotion, and forfeit rewards for fraud or abuse. The promotion cannot be combined with other promotions unless specified. The HTML promotion summary states that the 6% total comprises 0.4% basic cashback and 5.6% extra cashback. It describes the HKD 200 monthly cap as shared across dining and online extra cashback, and lists a separate HKD 400 monthly maximum for basic cashback; standalone basic-rebate eligibility is unclear. Promotion Period: 2026-07-01 – 2026-12-31 Open source offer ↗
Groceries
Markets
Supermarkets
Convenience stores
Shopping
Fashion
Sports and outdoors
Department stores
Electronics
Home and furniture
Jewellery and watches
Books and stationery
Pet supplies
Online shopping	6%	Conditions and calculation Limit: 200 HKD · Per Month Limit applies to: Combined basic and extra cash rebate per calendar month Eligibility: Phase Spend Min: 3800 Eligible categories: 網上購物 A p l i e s t o r n c a d u m y C N B I M , g ( v ) . h b f H K $ 3 8 0 q ; 6 % T x 2 E / w O k W P F S - z ' 1 R L 4 5 D Assumes the full reward limit is still available. Combined basic and extra cash rebate per calendar month Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. CNCBI Motion Credit Card (virtual): 6% cash rebate on eligible online transactions: 6% Eligibility: Audience: all Eligible spending: Applies to: 網上購物 · Type: category Requirements: Period spend ≥: HK$3,800.00 Benefit limit: Amount: 200 · Applies to: Combined basic and extra cash rebate per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency Applies to principal and supplementary CNCBI Motion Credit Card, including Motion Credit Card (virtual). In each calendar month, eligible retail transactions of at least HK$3,800 are required; the 6% rebate applies to eligible online transactions made by the Motion Card in that same month. The 6% total includes the basic rebate and extra rebate and is capped at HK$200 combined per calendar month. Extra rebate is earned only once per single transaction. Eligible online transactions must match Mastercard or acquirer merchant codes/types, have official payment records, and be posted when the rebate is rewarded. Online supermarket transactions are excluded. Eligible retail transactions include posted local and overseas retail, online, and mail/phone orders. Exclusions include WeChat Pay, WeChat Pay HK, Alipay, AlipayHK, PayMe, FPS, autopay, ATM/online bill payments, Octopus automatic add-value, balance transfers, instalment repayments, Cash-in or loan repayments, fees/charges, investments, insurance, tax, casino chips, annual fees, finance charges, mobile-app/funds transfers, e-wallet reloads and P2P, other banking service charges, and unposted, cancelled, refunded, invalid or unauthorized transactions; the Bank may specify other excluded electronic transactions. Foreign-currency eligible transactions are converted using the Bank's prevailing rate. Extra rebate is rounded up to HK$0.01 and credited within four months after the transaction month. The account must be valid and in good standing when rewarded; unused or uncredited rebate is forfeited on account closure. Rebate offsets new retail purchases only, is not cash, and cannot settle statement balance. The Bank may verify eligibility, request purchase records, deduct rebates for ineligible transactions, amend the promotion, and forfeit rewards for fraud or abuse. The promotion cannot be combined with other promotions unless specified. The HTML promotion summary states that the 6% total comprises 0.4% basic cashback and 5.6% extra cashback. It describes the HKD 200 monthly cap as shared across dining and online extra cashback, and lists a separate HKD 400 monthly maximum for basic cashback; standalone basic-rebate eligibility is unclear. Promotion Period: 2026-07-01 – 2026-12-31 Open source offer ↗
Overseas online shopping	6%	Conditions and calculation Limit: 200 HKD · Per Month Limit applies to: Combined basic and extra cash rebate per calendar month Eligibility: Phase Spend Min: 3800 Eligible categories: 網上購物 A p l i e s t o r n c a d u m y C N B I M , g ( v ) . h b f H K $ 3 8 0 q ; 6 % T x 2 E / w O k W P F S - z ' 1 R L 4 5 D Assumes the full reward limit is still available. Combined basic and extra cash rebate per calendar month Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. CNCBI Motion Credit Card (virtual): 6% cash rebate on eligible online transactions: 6% Eligibility: Audience: all Eligible spending: Applies to: 網上購物 · Type: category Requirements: Period spend ≥: HK$3,800.00 Benefit limit: Amount: 200 · Applies to: Combined basic and extra cash rebate per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency Applies to principal and supplementary CNCBI Motion Credit Card, including Motion Credit Card (virtual). In each calendar month, eligible retail transactions of at least HK$3,800 are required; the 6% rebate applies to eligible online transactions made by the Motion Card in that same month. The 6% total includes the basic rebate and extra rebate and is capped at HK$200 combined per calendar month. Extra rebate is earned only once per single transaction. Eligible online transactions must match Mastercard or acquirer merchant codes/types, have official payment records, and be posted when the rebate is rewarded. Online supermarket transactions are excluded. Eligible retail transactions include posted local and overseas retail, online, and mail/phone orders. Exclusions include WeChat Pay, WeChat Pay HK, Alipay, AlipayHK, PayMe, FPS, autopay, ATM/online bill payments, Octopus automatic add-value, balance transfers, instalment repayments, Cash-in or loan repayments, fees/charges, investments, insurance, tax, casino chips, annual fees, finance charges, mobile-app/funds transfers, e-wallet reloads and P2P, other banking service charges, and unposted, cancelled, refunded, invalid or unauthorized transactions; the Bank may specify other excluded electronic transactions. Foreign-currency eligible transactions are converted using the Bank's prevailing rate. Extra rebate is rounded up to HK$0.01 and credited within four months after the transaction month. The account must be valid and in good standing when rewarded; unused or uncredited rebate is forfeited on account closure. Rebate offsets new retail purchases only, is not cash, and cannot settle statement balance. The Bank may verify eligibility, request purchase records, deduct rebates for ineligible transactions, amend the promotion, and forfeit rewards for fraud or abuse. The promotion cannot be combined with other promotions unless specified. The HTML promotion summary states that the 6% total comprises 0.4% basic cashback and 5.6% extra cashback. It describes the HKD 200 monthly cap as shared across dining and online extra cashback, and lists a separate HKD 400 monthly maximum for basic cashback; standalone basic-rebate eligibility is unclear. Promotion Period: 2026-07-01 – 2026-12-31 Open source offer ↗
Local online shopping	6%	Conditions and calculation Limit: 200 HKD · Per Month Limit applies to: Combined basic and extra cash rebate per calendar month Eligibility: Phase Spend Min: 3800 Eligible categories: 網上購物 A p l i e s t o r n c a d u m y C N B I M , g ( v ) . h b f H K $ 3 8 0 q ; 6 % T x 2 E / w O k W P F S - z ' 1 R L 4 5 D Assumes the full reward limit is still available. Combined basic and extra cash rebate per calendar month Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. CNCBI Motion Credit Card (virtual): 6% cash rebate on eligible online transactions: 6% Eligibility: Audience: all Eligible spending: Applies to: 網上購物 · Type: category Requirements: Period spend ≥: HK$3,800.00 Benefit limit: Amount: 200 · Applies to: Combined basic and extra cash rebate per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency Applies to principal and supplementary CNCBI Motion Credit Card, including Motion Credit Card (virtual). In each calendar month, eligible retail transactions of at least HK$3,800 are required; the 6% rebate applies to eligible online transactions made by the Motion Card in that same month. The 6% total includes the basic rebate and extra rebate and is capped at HK$200 combined per calendar month. Extra rebate is earned only once per single transaction. Eligible online transactions must match Mastercard or acquirer merchant codes/types, have official payment records, and be posted when the rebate is rewarded. Online supermarket transactions are excluded. Eligible retail transactions include posted local and overseas retail, online, and mail/phone orders. Exclusions include WeChat Pay, WeChat Pay HK, Alipay, AlipayHK, PayMe, FPS, autopay, ATM/online bill payments, Octopus automatic add-value, balance transfers, instalment repayments, Cash-in or loan repayments, fees/charges, investments, insurance, tax, casino chips, annual fees, finance charges, mobile-app/funds transfers, e-wallet reloads and P2P, other banking service charges, and unposted, cancelled, refunded, invalid or unauthorized transactions; the Bank may specify other excluded electronic transactions. Foreign-currency eligible transactions are converted using the Bank's prevailing rate. Extra rebate is rounded up to HK$0.01 and credited within four months after the transaction month. The account must be valid and in good standing when rewarded; unused or uncredited rebate is forfeited on account closure. Rebate offsets new retail purchases only, is not cash, and cannot settle statement balance. The Bank may verify eligibility, request purchase records, deduct rebates for ineligible transactions, amend the promotion, and forfeit rewards for fraud or abuse. The promotion cannot be combined with other promotions unless specified. The HTML promotion summary states that the 6% total comprises 0.4% basic cashback and 5.6% extra cashback. It describes the HKD 200 monthly cap as shared across dining and online extra cashback, and lists a separate HKD 400 monthly maximum for basic cashback; standalone basic-rebate eligibility is unclear. Promotion Period: 2026-07-01 – 2026-12-31 Open source offer ↗
Online groceries	6%	Conditions and calculation Limit: 200 HKD · Per Month Limit applies to: Combined basic and extra cash rebate per calendar month Eligibility: Phase Spend Min: 3800 Eligible categories: 網上購物 A p l i e s t o r n c a d u m y C N B I M , g ( v ) . h b f H K $ 3 8 0 q ; 6 % T x 2 E / w O k W P F S - z ' 1 R L 4 5 D Assumes the full reward limit is still available. Combined basic and extra cash rebate per calendar month Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. CNCBI Motion Credit Card (virtual): 6% cash rebate on eligible online transactions: 6% Eligibility: Audience: all Eligible spending: Applies to: 網上購物 · Type: category Requirements: Period spend ≥: HK$3,800.00 Benefit limit: Amount: 200 · Applies to: Combined basic and extra cash rebate per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency Applies to principal and supplementary CNCBI Motion Credit Card, including Motion Credit Card (virtual). In each calendar month, eligible retail transactions of at least HK$3,800 are required; the 6% rebate applies to eligible online transactions made by the Motion Card in that same month. The 6% total includes the basic rebate and extra rebate and is capped at HK$200 combined per calendar month. Extra rebate is earned only once per single transaction. Eligible online transactions must match Mastercard or acquirer merchant codes/types, have official payment records, and be posted when the rebate is rewarded. Online supermarket transactions are excluded. Eligible retail transactions include posted local and overseas retail, online, and mail/phone orders. Exclusions include WeChat Pay, WeChat Pay HK, Alipay, AlipayHK, PayMe, FPS, autopay, ATM/online bill payments, Octopus automatic add-value, balance transfers, instalment repayments, Cash-in or loan repayments, fees/charges, investments, insurance, tax, casino chips, annual fees, finance charges, mobile-app/funds transfers, e-wallet reloads and P2P, other banking service charges, and unposted, cancelled, refunded, invalid or unauthorized transactions; the Bank may specify other excluded electronic transactions. Foreign-currency eligible transactions are converted using the Bank's prevailing rate. Extra rebate is rounded up to HK$0.01 and credited within four months after the transaction month. The account must be valid and in good standing when rewarded; unused or uncredited rebate is forfeited on account closure. Rebate offsets new retail purchases only, is not cash, and cannot settle statement balance. The Bank may verify eligibility, request purchase records, deduct rebates for ineligible transactions, amend the promotion, and forfeit rewards for fraud or abuse. The promotion cannot be combined with other promotions unless specified. The HTML promotion summary states that the 6% total comprises 0.4% basic cashback and 5.6% extra cashback. It describes the HKD 200 monthly cap as shared across dining and online extra cashback, and lists a separate HKD 400 monthly maximum for basic cashback; standalone basic-rebate eligibility is unclear. Promotion Period: 2026-07-01 – 2026-12-31 Open source offer ↗
Online fashion and sports	6%	Conditions and calculation Limit: 200 HKD · Per Month Limit applies to: Combined basic and extra cash rebate per calendar month Eligibility: Phase Spend Min: 3800 Eligible categories: 網上購物 A p l i e s t o r n c a d u m y C N B I M , g ( v ) . h b f H K $ 3 8 0 q ; 6 % T x 2 E / w O k W P F S - z ' 1 R L 4 5 D Assumes the full reward limit is still available. Combined basic and extra cash rebate per calendar month Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. CNCBI Motion Credit Card (virtual): 6% cash rebate on eligible online transactions: 6% Eligibility: Audience: all Eligible spending: Applies to: 網上購物 · Type: category Requirements: Period spend ≥: HK$3,800.00 Benefit limit: Amount: 200 · Applies to: Combined basic and extra cash rebate per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency Applies to principal and supplementary CNCBI Motion Credit Card, including Motion Credit Card (virtual). In each calendar month, eligible retail transactions of at least HK$3,800 are required; the 6% rebate applies to eligible online transactions made by the Motion Card in that same month. The 6% total includes the basic rebate and extra rebate and is capped at HK$200 combined per calendar month. Extra rebate is earned only once per single transaction. Eligible online transactions must match Mastercard or acquirer merchant codes/types, have official payment records, and be posted when the rebate is rewarded. Online supermarket transactions are excluded. Eligible retail transactions include posted local and overseas retail, online, and mail/phone orders. Exclusions include WeChat Pay, WeChat Pay HK, Alipay, AlipayHK, PayMe, FPS, autopay, ATM/online bill payments, Octopus automatic add-value, balance transfers, instalment repayments, Cash-in or loan repayments, fees/charges, investments, insurance, tax, casino chips, annual fees, finance charges, mobile-app/funds transfers, e-wallet reloads and P2P, other banking service charges, and unposted, cancelled, refunded, invalid or unauthorized transactions; the Bank may specify other excluded electronic transactions. Foreign-currency eligible transactions are converted using the Bank's prevailing rate. Extra rebate is rounded up to HK$0.01 and credited within four months after the transaction month. The account must be valid and in good standing when rewarded; unused or uncredited rebate is forfeited on account closure. Rebate offsets new retail purchases only, is not cash, and cannot settle statement balance. The Bank may verify eligibility, request purchase records, deduct rebates for ineligible transactions, amend the promotion, and forfeit rewards for fraud or abuse. The promotion cannot be combined with other promotions unless specified. The HTML promotion summary states that the 6% total comprises 0.4% basic cashback and 5.6% extra cashback. It describes the HKD 200 monthly cap as shared across dining and online extra cashback, and lists a separate HKD 400 monthly maximum for basic cashback; standalone basic-rebate eligibility is unclear. Promotion Period: 2026-07-01 – 2026-12-31 Open source offer ↗
Transport
Local transport
Parking
Fuel and EV charging
Taxis, rides and car rental
Travel
Hotels
Travel bookings
Airlines
Travel agencies
Entertainment
Cinemas
Games
Streaming
Theme parks and attractions
Concerts and tickets
Bills and utilities
Telecommunications
Government payments
Electricity and gas
Water
Health and wellness
Medical services
Pharmacies and supplements
Fitness
Beauty and personal care
Education
Tuition and courses
Overseas spending
Mainland China spending
Macau spending
E-wallet spending
E-wallet top-ups
WeChat Pay
AlipayHK
Octopus
PayMe
Mobile payments
Google Pay
Apple Pay
Samsung Pay
Insurance
Rent
Charitable donations
Loans and installments
Other

Promotion offers and card offers are separate. Combined eligibility is not assumed.

Promotion offers (2)

香港航空指定來回經濟艙機票淨票價 8 折（優惠 20%）

20%saving

Conditions applyDiscountCheck date conditionsCap: 5 乘客 · per transaction

Check validity dates

Eligibility: Audience: all
Eligible spending: Applies to: hong kong airlines · Type: merchant
Benefit limit: Amount: 5 · Applies to: 每次預訂可使用優惠碼的成人或兒童乘客數量。 · Period: per transaction · Type: limited · Unit: 乘客
Percentage note: 原文列明來回機票淨票價 8 折；優惠率按折扣表示為 20%。
Application or registration is required.
適用於憑中信銀行(國際)信用卡，在香港航空網頁預訂由香港出發至指定航點的經濟艙來回機票。
指定航點：加拿大溫哥華；澳洲悉尼、墨爾本；中國內地北京、重慶、成都、杭州、南京、三亞、海口、上海；日本東京、大阪、福岡、沖繩、札幌；泰國曼谷、布吉；其他首爾、台北、峴港、峇里島。
預訂時須輸入優惠碼 HKACNCBI。
折扣只適用於機票淨票價，不包括稅項、機場建設費、政府手續費、燃油附加費及航空公司附加費。
不適用於 2026 年 12 月 19 日至 26 日的旅行日期。
每次預訂最多 5 位成人或兒童乘客可使用優惠碼；優惠數量有限，先到先得。
客戶須符合指定條件；原文沒有列明條件詳情。優惠由香港航空提供，並受其條款及細則約束。
訂票期間；原文為即日起至 2026-10-09，開始日期未列明。: Now – 2026-10-09
旅行日期。: 2026-10-05 – 2027-01-27

Open source offer ↗

香港航空指定單程經濟艙機票淨票價 85 折（優惠 15%）

15%saving

Conditions applyDiscountCheck date conditionsCap: 5 乘客 · per transaction

Check validity dates

Eligibility: Audience: all
Eligible spending: Applies to: hong kong airlines · Type: merchant
Benefit limit: Amount: 5 · Applies to: 每次預訂可使用優惠碼的成人或兒童乘客數量。 · Period: per transaction · Type: limited · Unit: 乘客
Percentage note: 原文列明單程機票淨票價 85 折；優惠率按折扣表示為 15%。
Application or registration is required.
適用於憑中信銀行(國際)信用卡，在香港航空網頁預訂由香港出發至指定航點的經濟艙單程機票。
指定航點：加拿大溫哥華；澳洲悉尼、墨爾本；中國內地北京、重慶、成都、杭州、南京、三亞、海口、上海；日本東京、大阪、福岡、沖繩、札幌；泰國曼谷、布吉；其他首爾、台北、峴港、峇里島。
預訂時須輸入優惠碼 HKACNCBI。
折扣只適用於機票淨票價，不包括稅項、機場建設費、政府手續費、燃油附加費及航空公司附加費。
不適用於 2026 年 12 月 19 日至 26 日的旅行日期。
每次預訂最多 5 位成人或兒童乘客可使用優惠碼；優惠數量有限，先到先得。
客戶須符合指定條件；原文沒有列明條件詳情。優惠由香港航空提供，並受其條款及細則約束。
訂票期間；原文為即日起至 2026-10-09，開始日期未列明。: Now – 2026-10-09
旅行日期。: 2026-10-05 – 2027-01-27

Open source offer ↗

Credit card offers (22)

CNCBI Motion Credit Card (virtual): 6% cash rebate on eligible dining transactions

6%saving

CashbackPeriod LimitedMinimum spending: HK$3,800.00Cap: HK$200.00 · per month

Eligibility: Audience: all
Eligible spending: Applies to: 餐飲 · Type: category
Requirements: Period spend ≥: HK$3,800.00
Benefit limit: Amount: 200 · Applies to: Combined basic and extra cash rebate per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
Applies to principal and supplementary CNCBI Motion Credit Card, including Motion Credit Card (virtual). In each calendar month, eligible retail transactions of at least HK$3,800 are required; the 6% rebate applies to eligible dining transactions made by the Motion Card in that same month. The 6% total includes the basic rebate and extra rebate and is capped at HK$200 combined per calendar month. Extra rebate is earned only once per single transaction. Eligible dining transactions must match Mastercard or acquirer merchant codes/types, have official payment records, and be posted when the rebate is rewarded. Dining exclusions: hotel dining and banquets, private parties/functions or rooms, private kitchens, food/beverage outlets in food courts, supermarkets or department stores, associations/clubhouses, and bakeries. Eligible retail transactions include posted local and overseas retail, online, and mail/phone orders. Exclusions include WeChat Pay, WeChat Pay HK, Alipay, AlipayHK, PayMe, FPS, autopay, ATM/online bill payments, Octopus automatic add-value, balance transfers, instalment repayments, Cash-in or loan repayments, fees/charges, investments, insurance, tax, casino chips, annual fees, finance charges, mobile-app/funds transfers, e-wallet reloads and P2P, other banking service charges, and unposted, cancelled, refunded, invalid or unauthorized transactions; the Bank may specify other excluded electronic transactions. Foreign-currency eligible transactions are converted using the Bank's prevailing rate. Extra rebate is rounded up to HK$0.01 and credited within four months after the transaction month. The account must be valid and in good standing when rewarded; unused or uncredited rebate is forfeited on account closure. Rebate offsets new retail purchases only, is not cash, and cannot settle statement balance. The Bank may verify eligibility, request purchase records, deduct rebates for ineligible transactions, amend the promotion, and forfeit rewards for fraud or abuse. The promotion cannot be combined with other promotions unless specified. The HTML promotion summary states that the 6% total comprises 0.4% basic cashback and 5.6% extra cashback. It describes the HKD 200 monthly cap as shared across dining and online extra cashback, and lists a separate HKD 400 monthly maximum for basic cashback; standalone basic-rebate eligibility is unclear.
Promotion Period: 2026-07-01 – 2026-12-31

Open source offer ↗

CNCBI Motion Credit Card (virtual): 6% cash rebate on eligible online transactions

6%saving

CashbackPeriod LimitedMinimum spending: HK$3,800.00Cap: HK$200.00 · per month

Eligibility: Audience: all
Eligible spending: Applies to: 網上購物 · Type: category
Requirements: Period spend ≥: HK$3,800.00
Benefit limit: Amount: 200 · Applies to: Combined basic and extra cash rebate per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
Applies to principal and supplementary CNCBI Motion Credit Card, including Motion Credit Card (virtual). In each calendar month, eligible retail transactions of at least HK$3,800 are required; the 6% rebate applies to eligible online transactions made by the Motion Card in that same month. The 6% total includes the basic rebate and extra rebate and is capped at HK$200 combined per calendar month. Extra rebate is earned only once per single transaction. Eligible online transactions must match Mastercard or acquirer merchant codes/types, have official payment records, and be posted when the rebate is rewarded. Online supermarket transactions are excluded. Eligible retail transactions include posted local and overseas retail, online, and mail/phone orders. Exclusions include WeChat Pay, WeChat Pay HK, Alipay, AlipayHK, PayMe, FPS, autopay, ATM/online bill payments, Octopus automatic add-value, balance transfers, instalment repayments, Cash-in or loan repayments, fees/charges, investments, insurance, tax, casino chips, annual fees, finance charges, mobile-app/funds transfers, e-wallet reloads and P2P, other banking service charges, and unposted, cancelled, refunded, invalid or unauthorized transactions; the Bank may specify other excluded electronic transactions. Foreign-currency eligible transactions are converted using the Bank's prevailing rate. Extra rebate is rounded up to HK$0.01 and credited within four months after the transaction month. The account must be valid and in good standing when rewarded; unused or uncredited rebate is forfeited on account closure. Rebate offsets new retail purchases only, is not cash, and cannot settle statement balance. The Bank may verify eligibility, request purchase records, deduct rebates for ineligible transactions, amend the promotion, and forfeit rewards for fraud or abuse. The promotion cannot be combined with other promotions unless specified. The HTML promotion summary states that the 6% total comprises 0.4% basic cashback and 5.6% extra cashback. It describes the HKD 200 monthly cap as shared across dining and online extra cashback, and lists a separate HKD 400 monthly maximum for basic cashback; standalone basic-rebate eligibility is unclear.
Promotion Period: 2026-07-01 – 2026-12-31

Open source offer ↗

CNCBI Motion Credit Card (virtual): 1 Hong Kong Airlines lucky draw chance per eligible local-currency transaction

1lucky draw chances quantity

PrizePeriod LimitedMinimum spending: HK$200.00

Eligibility: Audience: all
Eligible spending: Type: all
Minimum requirement: Period: per transaction · Spend: HK$200.00
Benefit limit: Applies to: Lucky draw chances earned from eligible spending during the Promotion Period · Period: promotion total · Type: unlimited
During 21 October to 31 December 2026, each eligible transaction of at least HK$200 equivalent earns one chance for local/HKD spending; the amount is based on the credit-card statement and transaction date. This value is for customers who are not CITICdiamond; CITICdiamond chances are doubled. Eligible Cards include any CNCBI credit card except Business Card. Eligible spending must be posted retail, online or mail/phone-order spending. Exclusions include WeChat Pay, WeChat Pay HK, Alipay, AlipayHK, PayMe, FPS, autopay, bill payment, Octopus automatic add-value, balance transfers, instalment/loan repayments, fees and charges, investments, insurance, tax, casino transactions, annual fees, finance charges, transfers, e-wallet reloads and P2P, other bank service charges, and unposted, cancelled, refunded, invalid or unauthorized transactions; the Bank may specify other exclusions. Spending must post by 15 February 2027 and dates use Hong Kong time. Keep original transaction records; the Bank verifies eligibility. There is no limit on spending chances. The card must remain valid and in good standing. Prize eligibility additionally requires a valid CNCBI Hong Kong Airlines Mastercard and associated valid Fortune Wings Club account by 15 February 2027, at the 24 February 2027 draw and when prizes are awarded by 31 March 2027. Bank staff cannot join the Lucky Draw; one Lucky Draw Prize maximum per winner. The Bank may forfeit rewards for fraud or abuse.
Promotion Period: 2026-10-21 – 2026-12-31

Open source offer ↗

CNCBI Motion Credit Card (virtual), CITICdiamond: 2 Hong Kong Airlines lucky draw chances per eligible local-currency transaction

2lucky draw chances quantity

PrizePeriod LimitedotherMinimum spending: HK$200.00

Eligibility: Audience: other
Eligible spending: Type: all
Minimum requirement: Period: per transaction · Spend: HK$200.00
Benefit limit: Applies to: Lucky draw chances earned from eligible spending during the Promotion Period · Period: promotion total · Type: unlimited
During 21 October to 31 December 2026, each eligible transaction of at least HK$200 equivalent earns one chance for local/HKD spending; the amount is based on the credit-card statement and transaction date. CITICdiamond customers receive doubled chances. Eligible Cards include any CNCBI credit card except Business Card. Eligible spending must be posted retail, online or mail/phone-order spending. Exclusions include WeChat Pay, WeChat Pay HK, Alipay, AlipayHK, PayMe, FPS, autopay, bill payment, Octopus automatic add-value, balance transfers, instalment/loan repayments, fees and charges, investments, insurance, tax, casino transactions, annual fees, finance charges, transfers, e-wallet reloads and P2P, other bank service charges, and unposted, cancelled, refunded, invalid or unauthorized transactions; the Bank may specify other exclusions. Spending must post by 15 February 2027 and dates use Hong Kong time. Keep original transaction records; the Bank verifies eligibility. There is no limit on spending chances. The card must remain valid and in good standing. Prize eligibility additionally requires a valid CNCBI Hong Kong Airlines Mastercard and associated valid Fortune Wings Club account by 15 February 2027, at the 24 February 2027 draw and when prizes are awarded by 31 March 2027. Bank staff cannot join the Lucky Draw; one Lucky Draw Prize maximum per winner. The Bank may forfeit rewards for fraud or abuse.
Promotion Period: 2026-10-21 – 2026-12-31

Open source offer ↗

CNCBI Motion Credit Card (virtual): 2 Hong Kong Airlines lucky draw chances per eligible foreign-currency transaction

2lucky draw chances quantity

PrizePeriod LimitedMinimum spending: HK$200.00

Eligibility: Audience: all
Eligible spending: Applies to: 海外簽賬 · Type: category
Minimum requirement: Period: per transaction · Spend: HK$200.00
Benefit limit: Applies to: Lucky draw chances earned from eligible spending during the Promotion Period · Period: promotion total · Type: unlimited
During 21 October to 31 December 2026, each eligible transaction of at least HK$200 equivalent earns two chances when settled in a non-HKD currency and supported by official payment records; the amount is based on the credit-card statement and transaction date. This value is for customers who are not CITICdiamond; CITICdiamond chances are doubled. Eligible Cards include any CNCBI credit card except Business Card. Eligible spending must be posted retail, online or mail/phone-order spending. Exclusions include WeChat Pay, WeChat Pay HK, Alipay, AlipayHK, PayMe, FPS, autopay, bill payment, Octopus automatic add-value, balance transfers, instalment/loan repayments, fees and charges, investments, insurance, tax, casino transactions, annual fees, finance charges, transfers, e-wallet reloads and P2P, other bank service charges, and unposted, cancelled, refunded, invalid or unauthorized transactions; the Bank may specify other exclusions. Spending must post by 15 February 2027 and dates use Hong Kong time. Keep original transaction records; the Bank verifies eligibility. There is no limit on spending chances. The card must remain valid and in good standing. Prize eligibility additionally requires a valid CNCBI Hong Kong Airlines Mastercard and associated valid Fortune Wings Club account by 15 February 2027, at the 24 February 2027 draw and when prizes are awarded by 31 March 2027. Bank staff cannot join the Lucky Draw; one Lucky Draw Prize maximum per winner. The Bank may forfeit rewards for fraud or abuse.
Promotion Period: 2026-10-21 – 2026-12-31

Open source offer ↗

CNCBI Motion Credit Card (virtual), CITICdiamond: 4 Hong Kong Airlines lucky draw chances per eligible foreign-currency transaction

4lucky draw chances quantity

PrizePeriod LimitedotherMinimum spending: HK$200.00

Eligibility: Audience: other
Eligible spending: Applies to: 海外簽賬 · Type: category
Minimum requirement: Period: per transaction · Spend: HK$200.00
Benefit limit: Applies to: Lucky draw chances earned from eligible spending during the Promotion Period · Period: promotion total · Type: unlimited
During 21 October to 31 December 2026, each eligible transaction of at least HK$200 equivalent earns two chances when settled in a non-HKD currency and supported by official payment records; the amount is based on the credit-card statement and transaction date. CITICdiamond customers receive doubled chances. Eligible Cards include any CNCBI credit card except Business Card. Eligible spending must be posted retail, online or mail/phone-order spending. Exclusions include WeChat Pay, WeChat Pay HK, Alipay, AlipayHK, PayMe, FPS, autopay, bill payment, Octopus automatic add-value, balance transfers, instalment/loan repayments, fees and charges, investments, insurance, tax, casino transactions, annual fees, finance charges, transfers, e-wallet reloads and P2P, other bank service charges, and unposted, cancelled, refunded, invalid or unauthorized transactions; the Bank may specify other exclusions. Spending must post by 15 February 2027 and dates use Hong Kong time. Keep original transaction records; the Bank verifies eligibility. There is no limit on spending chances. The card must remain valid and in good standing. Prize eligibility additionally requires a valid CNCBI Hong Kong Airlines Mastercard and associated valid Fortune Wings Club account by 15 February 2027, at the 24 February 2027 draw and when prizes are awarded by 31 March 2027. Bank staff cannot join the Lucky Draw; one Lucky Draw Prize maximum per winner. The Bank may forfeit rewards for fraud or abuse.
Promotion Period: 2026-10-21 – 2026-12-31

Open source offer ↗

CNCBI Motion Credit Card (virtual) application: 1 Hong Kong Airlines lucky draw chance

1lucky draw chances quantity

Conditions applyPrizePeriod LimitedCap: 1 application · promotion total

Eligibility: Audience: all
Eligible spending: Type: not applicable
Benefit limit: Amount: 1 · Applies to: One principal application per credit card type during the Promotion Period · Period: promotion total · Type: limited · Unit: application
Application or registration is required.
Apply for one principal CNCBI Motion Credit Card (virtual) during the Promotion Period through the Bank website, inMotion Mobile App or a Bank branch, and obtain Bank approval on or before 15 February 2027. This value is for customers who are not CITICdiamond; CITICdiamond customers receive double chances. Each customer can earn a chance for each designated card application, but only once per credit-card type during the Promotion Period. The card must remain valid and in good standing. Prize eligibility additionally requires a valid CNCBI Hong Kong Airlines Mastercard and associated valid Fortune Wings Club account by 15 February 2027, at the 24 February 2027 draw and when prizes are awarded by 31 March 2027. Bank staff cannot join the Lucky Draw; one Lucky Draw Prize maximum per winner. The Bank may forfeit rewards for fraud or abuse.
Promotion Period: 2026-10-21 – 2026-12-31

Open source offer ↗

Two lucky draw chances for a Motion virtual card application

2lucky draw chances quantity

Conditions applyPrizePeriod LimitedotherCap: 1 application · promotion total

Eligibility: Audience: other
Eligible spending: Type: not applicable
Benefit limit: Amount: 1 · Applies to: One principal application per credit card type during the Promotion Period · Period: promotion total · Type: limited · Unit: application
Application or registration is required.
Apply for one principal CNCBI Motion Credit Card (virtual) during the Promotion Period through the Bank website, inMotion Mobile App or a Bank branch, and obtain Bank approval on or before 15 February 2027. CITICdiamond customers receive two chances. Each customer can earn a chance for each designated card application, but only once per credit-card type during the Promotion Period. The card must remain valid and in good standing. Prize eligibility additionally requires a valid CNCBI Hong Kong Airlines Mastercard and associated valid Fortune Wings Club account by 15 February 2027, at the 24 February 2027 draw and when prizes are awarded by 31 March 2027. Bank staff cannot join the Lucky Draw; one Lucky Draw Prize maximum per winner. The Bank may forfeit rewards for fraud or abuse.
Promotion Period: 2026-10-21 – 2026-12-31

Win 26,000 Fortune Wings Club points

26,000Fortune Wings Club (FWC) reward

PrizePeriod LimitedCap: 40 winners · promotion total

Eligibility: Audience: all
Eligible spending: Type: all
Benefit limit: Amount: 40 · Applies to: 40 Lucky Draw winners in this prize tier · Period: promotion total · Type: limited · Unit: winners
The Bank draws 120 winners on 24 February 2027. Forty winners receive 26,000 FWC points each and sixty winners receive 36,000 FWC points each; points are credited by 31 March 2027 to the FWC account associated with the winner's CNCBI Hong Kong Airlines Mastercard. Eligible customers earn chances through eligible spending or an eligible new-card application; the customer must hold a valid CNCBI Hong Kong Airlines Mastercard by 15 February 2027 and maintain the associated FWC account through the draw and award. Each Lucky Draw winner may receive only one Lucky Draw Prize; valid account standing and contact details are required. FWC point use is subject to FWC terms. Prizes are non-transferable and not redeemable for cash. Bank staff cannot join the Lucky Draw; the Bank may forfeit rewards for fraud or abuse.
Promotion Period: 2026-10-21 – 2026-12-31

Win 36,000 Fortune Wings Club points

36,000Fortune Wings Club (FWC) reward

PrizePeriod LimitedCap: 60 winners · promotion total

Eligibility: Audience: all
Eligible spending: Type: all
Benefit limit: Amount: 60 · Applies to: 60 Lucky Draw winners in this prize tier · Period: promotion total · Type: limited · Unit: winners
The Bank draws 120 winners on 24 February 2027. Forty winners receive 26,000 FWC points each and sixty winners receive 36,000 FWC points each; points are credited by 31 March 2027 to the FWC account associated with the winner's CNCBI Hong Kong Airlines Mastercard. Eligible customers earn chances through eligible spending or an eligible new-card application; the customer must hold a valid CNCBI Hong Kong Airlines Mastercard by 15 February 2027 and maintain the associated FWC account through the draw and award. Each Lucky Draw winner may receive only one Lucky Draw Prize; valid account standing and contact details are required. FWC point use is subject to FWC terms. Prizes are non-transferable and not redeemable for cash. Bank staff cannot join the Lucky Draw; the Bank may forfeit rewards for fraud or abuse.
Promotion Period: 2026-10-21 – 2026-12-31

Win a Hong Kong Airlines business-class ticket to Tokyo

1Hong Kong Airlines business-class round-trip ticket to Tokyo reward

PrizePeriod LimitedCap: 10 winners · promotion total

Eligibility: Audience: all
Eligible spending: Type: all
Benefit limit: Amount: 10 · Applies to: 10 Lucky Draw winners in this prize tier · Period: promotion total · Type: limited · Unit: winners
The Bank draws 120 winners on 24 February 2027. Eligible customers earn chances through eligible spending or an eligible new-card application; the customer must hold a valid CNCBI Hong Kong Airlines Mastercard by 15 February 2027 and maintain the associated FWC account through the draw and award (by 31 March 2027). Each Lucky Draw winner may receive only one Lucky Draw Prize; valid account standing and contact details are required. The ticket is a Hong Kong-to-Japan class E business-class round trip for Tokyo; redeem by contacting Hong Kong Airlines directly from 1 March to 30 June 2027, subject to seat availability, with redemption letter, passport copy, contact details, FWC number and itinerary. Travel is 1 March to 24 September 2027, excluding 19 March to 11 April and 29 April to 9 May; passenger must be at least 12; ticket is valid 2-90 days and only on the ticketed flight/date, for Hong Kong Airlines marketed and operated flights to/from Hong Kong, excluding special, charter and codeshare flights. Includes two 32kg checked-baggage pieces. Government/airport taxes and fees, passenger fuel surcharge and carrier surcharges are excluded and collected at booking confirmation. Ticket is non-refundable, non-transferable, non-changeable and not exchangeable for cash or other items; sale is prohibited. Existing route, immigration and Hong Kong Airlines carriage terms apply. The Bank may cancel an ineligible prize; Bank staff cannot join the Lucky Draw.
Promotion Period: 2026-10-21 – 2026-12-31

Win a Hong Kong Airlines business-class ticket to Osaka

1Hong Kong Airlines business-class round-trip ticket to Osaka reward

PrizePeriod LimitedCap: 10 winners · promotion total

Eligibility: Audience: all
Eligible spending: Type: all
Benefit limit: Amount: 10 · Applies to: 10 Lucky Draw winners in this prize tier · Period: promotion total · Type: limited · Unit: winners
The Bank draws 120 winners on 24 February 2027. Eligible customers earn chances through eligible spending or an eligible new-card application; the customer must hold a valid CNCBI Hong Kong Airlines Mastercard by 15 February 2027 and maintain the associated FWC account through the draw and award (by 31 March 2027). Each Lucky Draw winner may receive only one Lucky Draw Prize; valid account standing and contact details are required. The ticket is a Hong Kong-to-Japan class E business-class round trip for Osaka; redeem by contacting Hong Kong Airlines directly from 1 March to 30 June 2027, subject to seat availability, with redemption letter, passport copy, contact details, FWC number and itinerary. Travel is 1 March to 24 September 2027, excluding 19 March to 11 April and 29 April to 9 May; passenger must be at least 12; ticket is valid 2-90 days and only on the ticketed flight/date, for Hong Kong Airlines marketed and operated flights to/from Hong Kong, excluding special, charter and codeshare flights. Includes two 32kg checked-baggage pieces. Government/airport taxes and fees, passenger fuel surcharge and carrier surcharges are excluded and collected at booking confirmation. Ticket is non-refundable, non-transferable, non-changeable and not exchangeable for cash or other items; sale is prohibited. Existing route, immigration and Hong Kong Airlines carriage terms apply. The Bank may cancel an ineligible prize; Bank staff cannot join the Lucky Draw.
Promotion Period: 2026-10-21 – 2026-12-31

Fortune Wings Club Gold Card Membership for top spenders

1Fortune Wings Club Gold Card Membership reward

Conditions applyTravelPeriod LimitedCap: 100 winners · promotion total

Eligibility: Audience: all
Eligible spending: Type: all
Benefit limit: Amount: 100 · Applies to: Top 100 eligible customers by accumulated eligible spending · Period: promotion total · Type: limited · Unit: winners
Application or registration is required.
Eligible spending made with any Eligible Card is accumulated per customer during the Promotion Period; the top 100 customers by accumulated eligible spending receive Fortune Wings Club Gold Card Membership by 31 March 2027. Eligible Cards include CNCBI credit cards except Business Card. Eligible spending consists of posted retail, online or mail/phone-order transactions; broad exclusions include e-wallet and P2P payments, autopay, bill payments, Octopus top-ups, transfers, instalment/loan repayments, fees, investment, insurance, tax, casino, annual fees, finance charges, banking service charges and unposted, cancelled, refunded, invalid or unauthorized transactions. Eligible spending must post by 15 February 2027; Hong Kong time and statement transaction date apply; retain records for verification. Bank staff may participate in the Top Spender Promotion. Membership is valid from award by 31 March 2027 through 30 April 2028, is non-transferable/non-refundable and cannot be exchanged for cash or another prize. The winner must already be an FWC member or register before claiming and provide accurate membership and personal details. FWC terms apply.
Promotion Period: 2026-10-21 – 2026-12-31

Up to 57 days interest-free on eligible retail purchases

Up to57days

Financing

Eligibility: Audience: all
Eligible spending: Type: not applicable
Benefit limit: Applies to: Interest free period for eligible retail purchases · Period: not stated · Type: not stated
The KFS states an interest-free period of up to 57 days for all CNCBI credit cards. Interest is not charged when the full balance is paid by the due date each month; otherwise interest applies under the KFS.

HKD10 paper statement fee waived for customers under 18

10HKD saving

Fee Waiverother

Eligibility: Audience: other
Eligible spending: Type: not applicable
Benefit limit: Applies to: HKD10 paper credit card statement fee per statement · Period: not stated · Type: not stated
The KFS waives the HKD10 paper credit card statement fee for customers aged below 18. The waiver applies to eligible Other CNCBI Credit Cards, including this Motion virtual card.

HKD10 paper statement fee waived for customers aged 65 or above

10HKD saving

Fee Waiversenior

Eligibility: Audience: senior
Eligible spending: Type: not applicable
Benefit limit: Applies to: HKD10 paper credit card statement fee per statement · Period: not stated · Type: not stated
The KFS waives the HKD10 paper credit card statement fee for customers aged 65 and above. The waiver applies to eligible Other CNCBI Credit Cards, including this Motion virtual card.

HKD10 paper statement fee waived for CSSA or Disability Allowance recipients

10HKD saving

Fee Waiverother

Eligibility: Audience: other
Eligible spending: Type: not applicable
Benefit limit: Applies to: HKD10 paper credit card statement fee per statement · Period: not stated · Type: not stated
The KFS waives the HKD10 paper credit card statement fee for recipients of the Hong Kong SAR Government Comprehensive Social Security Assistance or Disability Allowance. The waiver applies to eligible Other CNCBI Credit Cards, including this Motion virtual card.

HKD10 paper statement fee waived for designated banking customers

10HKD saving

Fee Waiverother

Eligibility: Audience: other
Eligible spending: Type: not applicable
Benefit limit: Applies to: HKD10 paper credit card statement fee per statement · Period: not stated · Type: not stated
The KFS waives the HKD10 paper credit card statement fee for CITICdiamond customers, Private Banking customers, Company Customers or Wholesale Banking Group customers. The waiver applies to eligible Other CNCBI Credit Cards, including this Motion virtual card.

CNCBI Motion Credit Card (virtual): 10% cash rebate on foreign-currency spending

10%saving

Conditions applyCashbackPeriod LimitedCap: HK$1,000.00 · promotion total

Eligibility: Audience: all · Customer status: new
Eligible spending: Applies to: 海外簽賬 · Type: category
Benefit limit: Amount: 1000 · Applies to: 10% cash rebate during the first three months from card issuance · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
Application or registration is required.
One of the welcome offers for New Cardmembers. Applies to eligible foreign-currency spending with the virtual Motion Credit Card during the first three months from card issuance. Eligible foreign-currency spending includes posted retail and online transactions settled in a currency other than HKD. New Cardmembers are applicants who do not currently hold and have not cancelled a CNCBI principal credit card in the 12 months before the month of approval. The bank may request supporting documents. Other promotion terms are linked but are not present in this HTML.
Promotion Period: Now – 2026-12-31

Open source offer ↗

CNCBI Motion Credit Card (virtual): HK$600 cash rebate on eligible retail spending

600HKD saving

Conditions applyCashbackPeriod LimitedMinimum spending: HK$6,000.00

Eligibility: Audience: all · Customer status: new
Eligible spending: Type: all
Requirements: Period spend ≥: HK$6,000.00
Benefit limit: Applies to: HK$600 welcome cash rebate · Period: not stated · Type: not stated
Percentage note: Threshold equivalent calculation: HKD 600 / HKD 6,000 × 100 = 10.00%, rounded to 2 decimal places (exact). At spend above HKD 6,000, the fixed HKD 600 rebate makes the effective rate fall below 10%.
Application or registration is required.
One of the welcome offers for New Cardmembers. Requires accumulated eligible retail transactions of HK$6,000 in the first two months from card issuance. Eligible retail transactions include local and overseas retail spending, merchant instalment plans, online retail transactions, and retail transactions by mail or phone order. New Cardmembers are applicants who do not currently hold and have not cancelled a CNCBI principal credit card in the 12 months before the month of approval. The bank may request supporting documents. Other promotion terms are linked but are not present in this HTML.
Promotion Period: Now – 2026-12-31

Open source offer ↗

CNCBI Motion Credit Card (virtual): up to M$10,000 for eligible retail spending

Up to10,000Motion$ reward

Conditions applyPointsPeriod LimitedCap: 10,000 point · promotion total

Eligibility: Audience: all · Customer status: new
Eligible spending: Type: all
Benefit limit: Amount: 10000 · Applies to: Motion$ welcome reward · Period: promotion total · Type: limited · Unit: point
Application or registration is required.
One of the welcome offers for New Cardmembers. Earn M$1 per HK$1 of eligible retail transactions during the first two months from card issuance, up to M$10,000, convertible to 10,000 Miles. Eligible retail transactions include local and overseas retail spending, merchant instalment plans, online retail transactions, and retail transactions by mail or phone order. The bank may change available rewards and Motion$ redemption requirements without notice. New Cardmembers are applicants who do not currently hold and have not cancelled a CNCBI principal credit card in the 12 months before the month of approval. The bank may request supporting documents. Other promotion and redemption terms are linked but are not present in this HTML.
Promotion Period: Now – 2026-12-31

Open source offer ↗

CNCBI Motion Credit Card (virtual): annual fee waiver（優惠值未列明）

—Value not stated

Fee Waiver

Eligibility: Audience: all
Eligible spending: Type: not applicable
Benefit limit: Applies to: Annual fee waiver · Period: not stated · Type: not stated
The page states a perpetual annual fee waiver. It does not state the fee amount.

Open source offer ↗