CNCBI Dch Living Mastercard

• Eligibility: Audience: all
• Eligible spending: Applies to: hong kong airlines · Type: merchant
• Benefit limit: Amount: 5 · Applies to: 每次預訂可使用優惠碼的成人或兒童乘客數量。 · Period: per transaction · Type: limited · Unit: 乘客
• Percentage note: 原文列明來回機票淨票價 8 折；優惠率按折扣表示為 20%。
• Application or registration is required.
• 適用於憑中信銀行(國際)信用卡，在香港航空網頁預訂由香港出發至指定航點的經濟艙來回機票。
• 指定航點：加拿大溫哥華；澳洲悉尼、墨爾本；中國內地北京、重慶、成都、杭州、南京、三亞、海口、上海；日本東京、大阪、福岡、沖繩、札幌；泰國曼谷、布吉；其他首爾、台北、峴港、峇里島。
• 預訂時須輸入優惠碼 HKACNCBI。
• 折扣只適用於機票淨票價，不包括稅項、機場建設費、政府手續費、燃油附加費及航空公司附加費。
• 不適用於 2026 年 12 月 19 日至 26 日的旅行日期。
• 每次預訂最多 5 位成人或兒童乘客可使用優惠碼；優惠數量有限，先到先得。
• 客戶須符合指定條件；原文沒有列明條件詳情。優惠由香港航空提供，並受其條款及細則約束。
• 訂票期間；原文為即日起至 2026-10-09，開始日期未列明。: Now – 2026-10-09
• 旅行日期。: 2026-10-05 – 2027-01-27

Open source offer ↗

• Eligibility: Audience: all
• Eligible spending: Applies to: hong kong airlines · Type: merchant
• Benefit limit: Amount: 5 · Applies to: 每次預訂可使用優惠碼的成人或兒童乘客數量。 · Period: per transaction · Type: limited · Unit: 乘客
• Percentage note: 原文列明單程機票淨票價 85 折；優惠率按折扣表示為 15%。
• Application or registration is required.
• 適用於憑中信銀行(國際)信用卡，在香港航空網頁預訂由香港出發至指定航點的經濟艙單程機票。
• 指定航點：加拿大溫哥華；澳洲悉尼、墨爾本；中國內地北京、重慶、成都、杭州、南京、三亞、海口、上海；日本東京、大阪、福岡、沖繩、札幌；泰國曼谷、布吉；其他首爾、台北、峴港、峇里島。
• 預訂時須輸入優惠碼 HKACNCBI。
• 折扣只適用於機票淨票價，不包括稅項、機場建設費、政府手續費、燃油附加費及航空公司附加費。
• 不適用於 2026 年 12 月 19 日至 26 日的旅行日期。
• 每次預訂最多 5 位成人或兒童乘客可使用優惠碼；優惠數量有限，先到先得。
• 客戶須符合指定條件；原文沒有列明條件詳情。優惠由香港航空提供，並受其條款及細則約束。
• 訂票期間；原文為即日起至 2026-10-09，開始日期未列明。: Now – 2026-10-09
• 旅行日期。: 2026-10-05 – 2027-01-27

Open source offer ↗

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: 此優惠 · Period: not stated · Type: not stated
• 來源只列明全方位生活優惠，未列明優惠值。

• Eligibility: Audience: all
• Eligible spending: Applies to: dch living lifestyle eshop · Type: merchant
• Benefit limit: Applies to: DCH Living Lifestyle eShop: 5% off food and wine items · Period: not stated · Type: not stated
• Enter promo code LIVINGFOOD at checkout. Applies to food and wine items, excluding merchant-direct and specified products. Not applicable to products on the ahaa eShop or DCH Foods eShop. DCH Living Mastercard merchant promotion, valid 2026-07-01 to 2026-12-31. Applicable at the stated Hong Kong outlets or sites/apps. No cash alternative, combination with other offers, or transfer. Availability is subject to stock; merchants may change offers or close. Further merchant terms apply.
• DCH merchant year-round promotion: 2026-07-01 – 2026-12-31

Open source offer ↗

• Eligibility: Audience: all
• Eligible spending: Applies to: dch motor service centre · Type: merchant
• Benefit limit: Applies to: DCH Motor Service Centre: 30% off selected car coatings · Period: not stated · Type: not stated
• Applies to Japanese Crystal 9H Car Coating and 7H Aqua Shield. The promotion may not be combined with other offers; the service is non-transferable, cannot be exchanged for cash, and is non-refundable. DCH Living Mastercard merchant promotion, valid 2026-07-01 to 2026-12-31. Applicable at the stated Hong Kong outlets or sites/apps. No cash alternative, combination with other offers, or transfer. Availability is subject to stock; merchants may change offers or close. Further merchant terms apply.
• DCH merchant year-round promotion: 2026-07-01 – 2026-12-31

Open source offer ↗

• Eligibility: Audience: all
• Eligible spending: Applies to: dch motor service centre · Type: merchant
• Benefit limit: Applies to: DCH Motor Service Centre: extra 5% off repair labour · Period: not stated · Type: not stated
• Extra 5% off repair labour charges. The promotion may not be combined with other offers; the service is non-transferable, cannot be exchanged for cash, and is non-refundable. DCH Living Mastercard merchant promotion, valid 2026-07-01 to 2026-12-31. Applicable at the stated Hong Kong outlets or sites/apps. No cash alternative, combination with other offers, or transfer. Availability is subject to stock; merchants may change offers or close. Further merchant terms apply.
• DCH merchant year-round promotion: 2026-07-01 – 2026-12-31

Open source offer ↗

• Eligibility: Audience: all
• Eligible spending: Applies to: dch mobility · Type: merchant
• Benefit limit: Applies to: DCH Mobility: up to 20% off local car rentals · Period: not stated · Type: not stated
• Applies to local car rental services. DCH Living Mastercard merchant promotion, valid 2026-07-01 to 2026-12-31. Applicable at the stated Hong Kong outlets or sites/apps. No cash alternative, combination with other offers, or transfer. Availability is subject to stock; merchants may change offers or close. Further merchant terms apply.
• DCH merchant year-round promotion: 2026-07-01 – 2026-12-31

Open source offer ↗

• Eligibility: Audience: all
• Eligible spending: Applies to: dch mobility · Type: merchant
• Benefit limit: Applies to: DCH Mobility: 5% off limousine services · Period: not stated · Type: not stated
• Applies to limousine services. DCH Living Mastercard merchant promotion, valid 2026-07-01 to 2026-12-31. Applicable at the stated Hong Kong outlets or sites/apps. No cash alternative, combination with other offers, or transfer. Availability is subject to stock; merchants may change offers or close. Further merchant terms apply.
• DCH merchant year-round promotion: 2026-07-01 – 2026-12-31

Open source offer ↗

• Eligibility: Audience: all
• Eligible spending: Applies to: gilman gallery · Type: merchant
• Benefit limit: Applies to: Gilman Gallery: 20% off selected regular priced items · Period: not stated · Type: not stated
• Applies to selected regular-priced items. DCH Living Mastercard merchant promotion, valid 2026-07-01 to 2026-12-31. Applicable at the stated Hong Kong outlets or sites/apps. No cash alternative, combination with other offers, or transfer. Availability is subject to stock; merchants may change offers or close. Further merchant terms apply.
• DCH merchant year-round promotion: 2026-07-01 – 2026-12-31

Open source offer ↗

• Eligibility: Audience: all
• Eligible spending: Applies to: dch toolbox service centre / gilman gallery · Type: merchant
• Benefit limit: Applies to: DCH Toolbox Service Centre: 25% off maintenance renewals · Period: not stated · Type: not stated
• Applies to maintenance renewals with the DCH Toolbox Service Centre. DCH Living Mastercard merchant promotion, valid 2026-07-01 to 2026-12-31. Applicable at the stated Hong Kong outlets or sites/apps. No cash alternative, combination with other offers, or transfer. Availability is subject to stock; merchants may change offers or close. Further merchant terms apply.
• DCH merchant year-round promotion: 2026-07-01 – 2026-12-31

Open source offer ↗

• Eligibility: Audience: all
• Eligible spending: Applies to: electrolux showroom · Type: merchant
• Benefit limit: Applies to: Electrolux Showroom: up to 20% off selected items · Period: not stated · Type: not stated
• Applies to selected items. Not applicable to accessories, B-grade/display products, or extended warranty services. DCH Living Mastercard merchant promotion, valid 2026-07-01 to 2026-12-31. Applicable at the stated Hong Kong outlets or sites/apps. No cash alternative, combination with other offers, or transfer. Availability is subject to stock; merchants may change offers or close. Further merchant terms apply.
• DCH merchant year-round promotion: 2026-07-01 – 2026-12-31

Open source offer ↗

• Eligibility: Audience: all
• Eligible spending: Applies to: electrolux showroom · Type: merchant
• Benefit limit: Applies to: Electrolux Showroom: 5% off regular priced items · Period: not stated · Type: not stated
• Applies to regular-priced items. Not applicable to accessories, B-grade/display products, or extended warranty services. DCH Living Mastercard merchant promotion, valid 2026-07-01 to 2026-12-31. Applicable at the stated Hong Kong outlets or sites/apps. No cash alternative, combination with other offers, or transfer. Availability is subject to stock; merchants may change offers or close. Further merchant terms apply.
• DCH merchant year-round promotion: 2026-07-01 – 2026-12-31

Open source offer ↗

• Eligibility: Audience: all
• Eligible spending: Applies to: dch av showroom · Type: merchant
• Benefit limit: Applies to: DCH AV Showroom: up to 15% off selected items · Period: not stated · Type: not stated
• Applies to selected items. DCH Living Mastercard merchant promotion, valid 2026-07-01 to 2026-12-31. Applicable at the stated Hong Kong outlets or sites/apps. No cash alternative, combination with other offers, or transfer. Availability is subject to stock; merchants may change offers or close. Further merchant terms apply.
• DCH merchant year-round promotion: 2026-07-01 – 2026-12-31

Open source offer ↗

• Eligibility: Audience: all
• Eligible spending: Applies to: dch av showroom · Type: merchant
• Benefit limit: Applies to: DCH AV Showroom: 10% off regular priced items · Period: not stated · Type: not stated
• Applies to regular-priced items. DCH Living Mastercard merchant promotion, valid 2026-07-01 to 2026-12-31. Applicable at the stated Hong Kong outlets or sites/apps. No cash alternative, combination with other offers, or transfer. Availability is subject to stock; merchants may change offers or close. Further merchant terms apply.
• DCH merchant year-round promotion: 2026-07-01 – 2026-12-31

Open source offer ↗

• Eligibility: Audience: all
• Eligible spending: Applies to: i d shop · Type: merchant
• Benefit limit: Applies to: I.D. Shop: 10% off regular priced items · Period: not stated · Type: not stated
• Applies to regular-priced items. Not applicable to computer, notebook, or mobile phone purchases. DCH Living Mastercard merchant promotion, valid 2026-07-01 to 2026-12-31. Applicable at the stated Hong Kong outlets or sites/apps. No cash alternative, combination with other offers, or transfer. Availability is subject to stock; merchants may change offers or close. Further merchant terms apply.
• DCH merchant year-round promotion: 2026-07-01 – 2026-12-31

Open source offer ↗

• Eligibility: Audience: all
• Eligible spending: Applies to: dch food mart / dch food mart deluxe · Type: merchant
• Benefit limit: Amount: 200000 · Applies to: Extra Bonus Points per Eligible Credit Card account · Period: per month · Type: limited · Unit: point
• For principal CNCBI DCH Living Mastercard only. 15X means the basic 1X plus 14X extra. Eligible HKD retail purchases must be made at the Hong Kong outlets or online stores of DCH Food Mart or DCH Food Mart Deluxe. Extra-point calculation rounds transaction spend up to the nearest HK dollar. E-wallet, autopay, unposted, cancelled, refunded, and invalid transactions are excluded. The account must remain valid and in good standing. Extra points are credited within 3 months after each calendar month’s spending period; they are not transferable or redeemable for cash.
• 15X Bonus Points Program: 2026-07-01 – 2026-12-31

Open source offer ↗

• Eligibility: Audience: all
• Eligible spending: Applies to: dch living online shopping platform · Type: merchant
• Benefit limit: Amount: 200000 · Applies to: Extra Bonus Points per Eligible Credit Card account · Period: per month · Type: limited · Unit: point
• For principal CNCBI DCH Living Mastercard only. 15X means the basic 1X plus 14X extra. Eligible HKD retail purchases must be made at the DCH Living Online Shopping Platform. Extra-point calculation rounds transaction spend up to the nearest HK dollar. E-wallet, autopay, unposted, cancelled, refunded, and invalid transactions are excluded. The account must remain valid and in good standing. Extra points are credited within 3 months after each calendar month’s spending period; they are not transferable or redeemable for cash.
• 15X Bonus Points Program: 2026-07-01 – 2026-12-31

Open source offer ↗

• Eligibility: Audience: all
• Eligible spending: Applies to: dah chong hong motor service centre / dch certified used car / dch mobility / dch msc parts depot / hong kong motor club eshop / bentley hong kong showroom / honda hong kong showroom / nissan hong kong showroom · Type: merchant
• Benefit limit: Amount: 200000 · Applies to: Extra Bonus Points per Eligible Credit Card account · Period: per month · Type: limited · Unit: point
• For principal CNCBI DCH Living Mastercard only. 15X means the basic 1X plus 14X extra. Eligible HKD retail purchases must be made at the Hong Kong outlets or online stores of the designated motor merchants. Extra-point calculation rounds transaction spend up to the nearest HK dollar. E-wallet, autopay, unposted, cancelled, refunded, and invalid transactions are excluded. The account must remain valid and in good standing. Extra points are credited within 3 months after each calendar month’s spending period; they are not transferable or redeemable for cash.
• 15X Bonus Points Program: 2026-07-01 – 2026-12-31

Open source offer ↗

• Eligibility: Audience: all
• Eligible spending: Applies to: ahaa / dch av showroom / dch toolbox service centre / de dietrich galerie / electrolux showroom / gilman more / gilman galleries / gilman pop up / the crossover by gilman / hong kong smeg flagship store / i d shop · Type: merchant
• Benefit limit: Amount: 200000 · Applies to: Extra Bonus Points per Eligible Credit Card account · Period: per month · Type: limited · Unit: point
• For principal CNCBI DCH Living Mastercard only. 15X means the basic 1X plus 14X extra. Eligible HKD retail purchases must be made at the Hong Kong outlets or online stores of the designated electronics merchants. Extra-point calculation rounds transaction spend up to the nearest HK dollar. E-wallet, autopay, unposted, cancelled, refunded, and invalid transactions are excluded. The account must remain valid and in good standing. Extra points are credited within 3 months after each calendar month’s spending period; they are not transferable or redeemable for cash.
• 15X Bonus Points Program: 2026-07-01 – 2026-12-31

Open source offer ↗

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: Monthly points cap is defined by the approved credit limit · Period: not stated · Type: not stated
• For principal CNCBI DCH Living Mastercard only. Earn one point per HK$1 of eligible posted transactions. The statement HKD amount is used regardless of transaction currency; spend is rounded up to the nearest dollar. Eligible transactions include retail purchases, cash advances, merchant instalment repayments, autopay, and mail/phone retail orders. Exclusions include ATM or online payments, Octopus automatic add-value, balance transfers, repayments and fees, investments, insurance, tax, casino transactions, annual fees, finance charges, and unposted, cancelled, refunded, or invalid transactions. Monthly maximum points equal the approved credit limit; temporary credit limits do not count. Points are usually posted within 14 days and may be valid for up to two years. Redemption requires i-Banking registration and the inMotion app; points are not transferable or redeemable for cash.

Open source offer ↗

• Eligibility: Audience: all · Customer status: new · Document: HKID card; proof of residential address (within 3 months); proof of income/asset (within 1/2 months; page wording is unclear).
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$3,800.00
• Benefit limit: Applies to: Welcome offer · Period: not stated · Type: not stated
• Percentage note: HK$800 / HK$3,800 × 100 = 21.05% (rounded to two decimal places). This threshold equivalent rate applies at the minimum eligible spend and decreases when eligible spend is higher.
• Application or registration is required.
• New cardmembers are applicants who did not hold a CNCBI principal credit card in the 12 months before the approval month. Apply during the promotion period and receive the card by 2027-03-31. Accumulate at least HK$3,800 in eligible transactions during the first two months from card approval. Eligible transactions are posted local or overseas retail, online, or mail/phone retail transactions; stated exclusions and bank validation rules apply. HTML application materials: HKID card; proof of residential address (within 3 months); proof of income/asset (within 1/2 months; page wording is unclear). Online application or application through InMotion is stated.
• Card application: 2026-07-01 – 2026-12-31

Open source offer ↗

• Eligibility: Audience: all · Customer status: existing · Document: HKID card; proof of residential address (within 3 months); proof of income/asset (within 1/2 months; page wording is unclear).
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$3,800.00
• Benefit limit: Applies to: Welcome offer · Period: not stated · Type: not stated
• Percentage note: HK$500 / HK$3,800 × 100 = 13.16% (rounded to two decimal places). This threshold equivalent rate applies at the minimum eligible spend and decreases when eligible spend is higher.
• Application or registration is required.
• Existing cardmembers are cardmembers who do not meet the new-cardmember definition. Apply during the promotion period and receive the card by 2027-03-31. Accumulate at least HK$3,800 in eligible transactions during the first two months from card issuance. Eligible transactions are posted local or overseas retail, online, or mail/phone retail transactions; stated exclusions and bank validation rules apply. HTML application materials: HKID card; proof of residential address (within 3 months); proof of income/asset (within 1/2 months; page wording is unclear). Online application or application through InMotion is stated. HTML also states that the welcome offer does not apply to existing cardmembers who cancelled any Eligible Credit Card in the 12 months before the approval month.
• Card application: 2026-07-01 – 2026-12-31

Open source offer ↗

• Eligibility: Audience: all
• Eligible spending: Type: all
• Minimum requirement: Period: per transaction · Spend: HK$200.00
• Benefit limit: Applies to: Eligible local spend chances · Period: promotion total · Type: unlimited
• DCH Living Mastercard is eligible because it is a CNCBI credit card other than a Business Card. Each eligible local-spend transaction of HK$200 equivalent or more earns one chance. Eligible spending must post by 2027-02-15; the campaign excludes specified bill payments, e-wallets, transfers, fees, and invalid or refunded transactions. A valid CNCBI Hong Kong Airlines Mastercard and associated valid Fortune Wings Club account are required by 2027-02-15, at eligibility calculation on 2027-02-24, and when prizes are awarded by 2027-03-31. Lucky Draw prize pool: 40 winners receive 26,000 FWC points each; 60 receive 36,000 each; 20 receive a Hong Kong–Japan business-class round-trip ticket, with 10 Tokyo and 10 Osaka tickets. Each winner can receive at most one Lucky Draw prize. HTML transaction exclusions also apply: WeChat Pay/WeChat Pay HK/Alipay/AlipayHK/PayMe/FPS; autopay; ATM or online bill payments including tax, parking, tolls, rent, and utilities; Octopus auto add-value; balance transfers; instalment-plan and loan repayments; fees and charges; unit trusts/monthly investments; insurance and tax payments; casino chips; annual fees and finance charges; mobile-app or fund transfers; electronic-fund-transfer platform transactions, e-wallet reloads, and P2P transfers; other bank-specified transactions; and unposted, cancelled, refunded, invalid, unauthorised, or other bank-specified transactions.
• Lucky Draw entry spend: 2026-10-21 – 2026-12-31

Open source offer ↗

• Eligibility: Audience: other
• Eligible spending: Type: all
• Minimum requirement: Period: per transaction · Spend: HK$200.00
• Benefit limit: Applies to: Eligible local spend chances · Period: promotion total · Type: unlimited
• For CITICdiamond customers. DCH Living Mastercard is eligible because it is a CNCBI credit card other than a Business Card. Each eligible local-spend transaction of HK$200 equivalent or more earns two chances. Eligible spending must post by 2027-02-15; specified transaction exclusions apply. A valid CNCBI Hong Kong Airlines Mastercard and associated valid Fortune Wings Club account are required by 2027-02-15, at eligibility calculation on 2027-02-24, and when prizes are awarded by 2027-03-31. Lucky Draw prize pool: 40 winners receive 26,000 FWC points each; 60 receive 36,000 each; 20 receive a Hong Kong–Japan business-class round-trip ticket, with 10 Tokyo and 10 Osaka tickets. Each winner can receive at most one Lucky Draw prize. HTML transaction exclusions also apply: WeChat Pay/WeChat Pay HK/Alipay/AlipayHK/PayMe/FPS; autopay; ATM or online bill payments including tax, parking, tolls, rent, and utilities; Octopus auto add-value; balance transfers; instalment-plan and loan repayments; fees and charges; unit trusts/monthly investments; insurance and tax payments; casino chips; annual fees and finance charges; mobile-app or fund transfers; electronic-fund-transfer platform transactions, e-wallet reloads, and P2P transfers; other bank-specified transactions; and unposted, cancelled, refunded, invalid, unauthorised, or other bank-specified transactions.
• Lucky Draw entry spend: 2026-10-21 – 2026-12-31

Open source offer ↗

• Eligibility: Audience: all
• Eligible spending: Type: all
• Minimum requirement: Period: per transaction · Spend: HK$200.00
• Benefit limit: Applies to: Eligible foreign currency spend chances · Period: promotion total · Type: unlimited
• DCH Living Mastercard is eligible because it is a CNCBI credit card other than a Business Card. Each eligible transaction of HK$200 equivalent or more settled in a currency other than HKD earns two chances and must have official payment records. The statement HKD amount is used. Eligible spending must post by 2027-02-15; specified transaction exclusions apply. CITICdiamond customers receive double chances. A valid CNCBI Hong Kong Airlines Mastercard and associated valid Fortune Wings Club account are required by 2027-02-15, at eligibility calculation on 2027-02-24, and when prizes are awarded by 2027-03-31. Lucky Draw prize pool: 40 winners receive 26,000 FWC points each; 60 receive 36,000 each; 20 receive a Hong Kong–Japan business-class round-trip ticket, with 10 Tokyo and 10 Osaka tickets. Each winner can receive at most one Lucky Draw prize. HTML transaction exclusions also apply: WeChat Pay/WeChat Pay HK/Alipay/AlipayHK/PayMe/FPS; autopay; ATM or online bill payments including tax, parking, tolls, rent, and utilities; Octopus auto add-value; balance transfers; instalment-plan and loan repayments; fees and charges; unit trusts/monthly investments; insurance and tax payments; casino chips; annual fees and finance charges; mobile-app or fund transfers; electronic-fund-transfer platform transactions, e-wallet reloads, and P2P transfers; other bank-specified transactions; and unposted, cancelled, refunded, invalid, unauthorised, or other bank-specified transactions.
• Lucky Draw entry spend: 2026-10-21 – 2026-12-31

Open source offer ↗

• Eligibility: Audience: other
• Eligible spending: Type: all
• Minimum requirement: Period: per transaction · Spend: HK$200.00
• Benefit limit: Applies to: Eligible foreign currency spend chances · Period: promotion total · Type: unlimited
• For CITICdiamond customers. DCH Living Mastercard is eligible because it is a CNCBI credit card other than a Business Card. Each eligible transaction of HK$200 equivalent or more settled in a currency other than HKD earns four chances and must have official payment records. The statement HKD amount is used. Eligible spending must post by 2027-02-15; specified transaction exclusions apply. A valid CNCBI Hong Kong Airlines Mastercard and associated valid Fortune Wings Club account are required by 2027-02-15, at eligibility calculation on 2027-02-24, and when prizes are awarded by 2027-03-31. Lucky Draw prize pool: 40 winners receive 26,000 FWC points each; 60 receive 36,000 each; 20 receive a Hong Kong–Japan business-class round-trip ticket, with 10 Tokyo and 10 Osaka tickets. Each winner can receive at most one Lucky Draw prize. HTML transaction exclusions also apply: WeChat Pay/WeChat Pay HK/Alipay/AlipayHK/PayMe/FPS; autopay; ATM or online bill payments including tax, parking, tolls, rent, and utilities; Octopus auto add-value; balance transfers; instalment-plan and loan repayments; fees and charges; unit trusts/monthly investments; insurance and tax payments; casino chips; annual fees and finance charges; mobile-app or fund transfers; electronic-fund-transfer platform transactions, e-wallet reloads, and P2P transfers; other bank-specified transactions; and unposted, cancelled, refunded, invalid, unauthorised, or other bank-specified transactions.
• Lucky Draw entry spend: 2026-10-21 – 2026-12-31

Open source offer ↗

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Amount: 1 · Applies to: Each customer per DCH Living Mastercard card type · Period: promotion total · Type: limited · Unit: other
• Application or registration is required.
• Apply for one DCH Living Mastercard principal card during the promotion period and obtain approval by 2027-02-15. Each customer can receive at most one application chance for this card type; CITICdiamond customers receive two. A valid CNCBI Hong Kong Airlines Mastercard and associated valid Fortune Wings Club account are required by 2027-02-15, at eligibility calculation on 2027-02-24, and when prizes are awarded by 2027-03-31. Lucky Draw prize pool: 40 winners receive 26,000 FWC points each; 60 receive 36,000 each; 20 receive one Hong Kong–Japan business-class round-trip ticket each, with 10 Tokyo and 10 Osaka tickets. Each winner can receive at most one Lucky Draw prize. HTML transaction exclusions also apply: WeChat Pay/WeChat Pay HK/Alipay/AlipayHK/PayMe/FPS; autopay; ATM or online bill payments including tax, parking, tolls, rent, and utilities; Octopus auto add-value; balance transfers; instalment-plan and loan repayments; fees and charges; unit trusts/monthly investments; insurance and tax payments; casino chips; annual fees and finance charges; mobile-app or fund transfers; electronic-fund-transfer platform transactions, e-wallet reloads, and P2P transfers; other bank-specified transactions; and unposted, cancelled, refunded, invalid, unauthorised, or other bank-specified transactions.
• DCH Living Mastercard application: 2026-10-21 – 2026-12-31

Open source offer ↗

• Eligibility: Audience: other
• Eligible spending: Type: not applicable
• Benefit limit: Amount: 2 · Applies to: Each CITICdiamond customer per DCH Living Mastercard card type · Period: promotion total · Type: limited · Unit: other
• Application or registration is required.
• For CITICdiamond customers. Apply for one DCH Living Mastercard principal card during the promotion period and obtain approval by 2027-02-15. Each customer can receive at most one application chance for this card type, doubled to two for CITICdiamond. A valid CNCBI Hong Kong Airlines Mastercard and associated valid Fortune Wings Club account are required by 2027-02-15, at eligibility calculation on 2027-02-24, and when prizes are awarded by 2027-03-31. Lucky Draw prize pool: 40 winners receive 26,000 FWC points each; 60 receive 36,000 each; 20 receive one Hong Kong–Japan business-class round-trip ticket each, with 10 Tokyo and 10 Osaka tickets. Each winner can receive at most one Lucky Draw prize. HTML transaction exclusions also apply: WeChat Pay/WeChat Pay HK/Alipay/AlipayHK/PayMe/FPS; autopay; ATM or online bill payments including tax, parking, tolls, rent, and utilities; Octopus auto add-value; balance transfers; instalment-plan and loan repayments; fees and charges; unit trusts/monthly investments; insurance and tax payments; casino chips; annual fees and finance charges; mobile-app or fund transfers; electronic-fund-transfer platform transactions, e-wallet reloads, and P2P transfers; other bank-specified transactions; and unposted, cancelled, refunded, invalid, unauthorised, or other bank-specified transactions.
• DCH Living Mastercard application: 2026-10-21 – 2026-12-31

Open source offer ↗

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Amount: 1 · Applies to: One Lucky Draw prize per winner · Period: promotion total · Type: limited · Unit: other
• 40 of the 120 Lucky Draw winners receive 26,000 points each; points are credited to the FWC account associated with the winner’s CNCBI Hong Kong Airlines Mastercard by 2027-03-31. DCH Living Mastercard transactions or a qualifying DCH principal-card application can earn entries. Prize eligibility requires a valid Hong Kong Airlines Mastercard and associated valid FWC account by 2027-02-15, on 2027-02-24 when eligibility is calculated, and at award by 2027-03-31. Each winner may receive only one Lucky Draw prize; points are not transferable or redeemable for cash and follow FWC terms.
• Lucky Draw entry period: 2026-10-21 – 2026-12-31

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Amount: 1 · Applies to: One Lucky Draw prize per winner · Period: promotion total · Type: limited · Unit: other
• 60 of the 120 Lucky Draw winners receive 36,000 points each; points are credited to the FWC account associated with the winner’s CNCBI Hong Kong Airlines Mastercard by 2027-03-31. DCH Living Mastercard transactions or a qualifying DCH principal-card application can earn entries. Prize eligibility requires a valid Hong Kong Airlines Mastercard and associated valid FWC account by 2027-02-15, on 2027-02-24 when eligibility is calculated, and at award by 2027-03-31. Each winner may receive only one Lucky Draw prize; points are not transferable or redeemable for cash and follow FWC terms.
• Lucky Draw entry period: 2026-10-21 – 2026-12-31

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Amount: 1 · Applies to: One Lucky Draw prize per winner · Period: promotion total · Type: limited · Unit: other
• Twenty winners each receive one ticket: 10 Tokyo and 10 Osaka. Redeem from 2027-03-01 to 2027-06-30; travel is from 2027-03-01 to 2027-09-24, excluding 2027-03-19 to 2027-04-11 and 2027-04-29 to 2027-05-09. The ticket is subject to seat availability, applies to Hong Kong Airlines marketed and operated flights, is for passengers age 12 or older, and includes two checked bags of 32 kg each. Government and airport taxes, fuel surcharge, and carrier surcharges are excluded. Ticket is non-refundable, non-transferable, and non-changeable. DCH Living Mastercard transactions or a qualifying DCH principal-card application can earn entries. Prize eligibility requires a valid Hong Kong Airlines Mastercard and associated valid FWC account by 2027-02-15, on 2027-02-24 when eligibility is calculated, and at award by 2027-03-31.
• Lucky Draw entry period: 2026-10-21 – 2026-12-31

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Amount: 1 · Applies to: Each Top Spender Winner · Period: promotion total · Type: limited · Unit: item
• Application or registration is required.
• Eligible spending on any Eligible Cards is accumulated per customer during the promotion; DCH Living Mastercard qualifies because it is a CNCBI credit card other than a Business Card. The top 100 customers by accumulated eligible spending receive FWC Gold Card membership by 2027-03-31. Eligible spending includes posted retail, online, and mail/phone retail transactions, subject to stated exclusions. The winner must already be an FWC member or register before claiming. Membership runs from award by 2027-03-31 through 2028-04-30 and has the same benefits as regular FWC Gold Card membership; it is non-transferable and cannot be exchanged for cash or another prize.
• Eligible spending accumulation: 2026-10-21 – 2026-12-31

• Eligibility: Audience: other
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: Paper statement fee waiver · Period: not stated · Type: not stated
• The HK$10 paper statement fee is waived for customers under 18 or aged 65 and above; Comprehensive Social Security Assistance recipients; Government Disability Allowance recipients; CITICdiamond customers; private banking customers; corporate customers; and Corporate Banking customers.

• Eligibility: Audience: all
• Eligible spending: Applies to: dch living lifestyle eshop · Type: merchant
• Benefit limit: Applies to: DCH Living Lifestyle eShop: 5% off food and wine items · Period: not stated · Type: not stated
• Enter promo code LIVINGFOOD at checkout. Applies to food and wine items, excluding merchant-direct and specified products. Not applicable to products on the ahaa eShop or DCH Foods eShop. DCH Living Mastercard merchant promotion, valid 2026-07-01 to 2026-12-31. Applicable at the stated Hong Kong outlets or sites/apps. No cash alternative, combination with other offers, or transfer. Availability is subject to stock; merchants may change offers or close. Further merchant terms apply.
• DCH merchant year-round promotion: 2026-07-01 – 2026-12-31

Open source offer ↗

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Applies to: motogo / hong kong motor club eshop · Type: merchant
• Benefit limit: Applies to: MOTOGO new member offer: 10,000 MOTOS points · Period: not stated · Type: not stated
• New members must register on the MOTOGO app with referral code CITIC26. The promotion remarks state that it applies to a single purchase of HK$800 or more on MOTOGO or Hong Kong Motor Club eShop. DCH Living Mastercard merchant promotion, valid 2026-07-01 to 2026-12-31. Applicable at the stated Hong Kong outlets or sites/apps. No cash alternative, combination with other offers, or transfer. Availability is subject to stock; merchants may change offers or close. Further merchant terms apply.
• DCH merchant year-round promotion: 2026-07-01 – 2026-12-31

Open source offer ↗

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Applies to: motogo / hong kong motor club eshop · Type: merchant
• Benefit limit: Applies to: MOTOGO new member offer: HK$100 voucher · Period: not stated · Type: not stated
• New members must register on the MOTOGO app with referral code CITIC26. The promotion remarks state that it applies to a single purchase of HK$800 or more on MOTOGO or Hong Kong Motor Club eShop. DCH Living Mastercard merchant promotion, valid 2026-07-01 to 2026-12-31. Applicable at the stated Hong Kong outlets or sites/apps. No cash alternative, combination with other offers, or transfer. Availability is subject to stock; merchants may change offers or close. Further merchant terms apply.
• DCH merchant year-round promotion: 2026-07-01 – 2026-12-31

Open source offer ↗

• Eligibility: Audience: all
• Eligible spending: Applies to: dch motor service centre · Type: merchant
• Benefit limit: Applies to: DCH Motor Service Centre: 30% off selected car coatings · Period: not stated · Type: not stated
• Applies to Japanese Crystal 9H Car Coating and 7H Aqua Shield. The promotion may not be combined with other offers; the service is non-transferable, cannot be exchanged for cash, and is non-refundable. DCH Living Mastercard merchant promotion, valid 2026-07-01 to 2026-12-31. Applicable at the stated Hong Kong outlets or sites/apps. No cash alternative, combination with other offers, or transfer. Availability is subject to stock; merchants may change offers or close. Further merchant terms apply.
• DCH merchant year-round promotion: 2026-07-01 – 2026-12-31

Open source offer ↗

• Eligibility: Audience: all
• Eligible spending: Applies to: dch motor service centre · Type: merchant
• Benefit limit: Applies to: DCH Motor Service Centre: complimentary interior ozone treatment · Period: not stated · Type: not stated
• Complimentary upon purchase of an ALL-in-One Maintenance Plan. The promotion may not be combined with other offers; the service is non-transferable, cannot be exchanged for cash, and is non-refundable. DCH Living Mastercard merchant promotion, valid 2026-07-01 to 2026-12-31. Applicable at the stated Hong Kong outlets or sites/apps. No cash alternative, combination with other offers, or transfer. Availability is subject to stock; merchants may change offers or close. Further merchant terms apply.
• DCH merchant year-round promotion: 2026-07-01 – 2026-12-31

Open source offer ↗

• Eligibility: Audience: all
• Eligible spending: Applies to: dch motor service centre · Type: merchant
• Benefit limit: Applies to: DCH Motor Service Centre: extra 5% off repair labour · Period: not stated · Type: not stated
• Extra 5% off repair labour charges. The promotion may not be combined with other offers; the service is non-transferable, cannot be exchanged for cash, and is non-refundable. DCH Living Mastercard merchant promotion, valid 2026-07-01 to 2026-12-31. Applicable at the stated Hong Kong outlets or sites/apps. No cash alternative, combination with other offers, or transfer. Availability is subject to stock; merchants may change offers or close. Further merchant terms apply.
• DCH merchant year-round promotion: 2026-07-01 – 2026-12-31

Open source offer ↗

• Eligibility: Audience: all
• Eligible spending: Applies to: dch mobility · Type: merchant
• Benefit limit: Applies to: DCH Mobility: up to 20% off local car rentals · Period: not stated · Type: not stated
• Applies to local car rental services. DCH Living Mastercard merchant promotion, valid 2026-07-01 to 2026-12-31. Applicable at the stated Hong Kong outlets or sites/apps. No cash alternative, combination with other offers, or transfer. Availability is subject to stock; merchants may change offers or close. Further merchant terms apply.
• DCH merchant year-round promotion: 2026-07-01 – 2026-12-31

Open source offer ↗

• Eligibility: Audience: all
• Eligible spending: Applies to: dch mobility · Type: merchant
• Benefit limit: Applies to: DCH Mobility: 5% off limousine services · Period: not stated · Type: not stated
• Applies to limousine services. DCH Living Mastercard merchant promotion, valid 2026-07-01 to 2026-12-31. Applicable at the stated Hong Kong outlets or sites/apps. No cash alternative, combination with other offers, or transfer. Availability is subject to stock; merchants may change offers or close. Further merchant terms apply.
• DCH merchant year-round promotion: 2026-07-01 – 2026-12-31

Open source offer ↗

• Eligibility: Audience: all
• Eligible spending: Applies to: dch certified used cars · Type: merchant
• Benefit limit: Applies to: DCH Certified Used Cars: complimentary 7H Glass Coating · Period: not stated · Type: not stated
• Complimentary upon any purchase. DCH Living Mastercard merchant promotion, valid 2026-07-01 to 2026-12-31. Applicable at the stated Hong Kong outlets or sites/apps. No cash alternative, combination with other offers, or transfer. Availability is subject to stock; merchants may change offers or close. Further merchant terms apply.
• DCH merchant year-round promotion: 2026-07-01 – 2026-12-31

Open source offer ↗

• Eligibility: Audience: all
• Eligible spending: Applies to: gilman gallery · Type: merchant
• Benefit limit: Applies to: Gilman Gallery: 20% off selected regular priced items · Period: not stated · Type: not stated
• Applies to selected regular-priced items. DCH Living Mastercard merchant promotion, valid 2026-07-01 to 2026-12-31. Applicable at the stated Hong Kong outlets or sites/apps. No cash alternative, combination with other offers, or transfer. Availability is subject to stock; merchants may change offers or close. Further merchant terms apply.
• DCH merchant year-round promotion: 2026-07-01 – 2026-12-31

Open source offer ↗

• Eligibility: Audience: all
• Eligible spending: Applies to: dch toolbox service centre / gilman gallery · Type: merchant
• Benefit limit: Applies to: DCH Toolbox Service Centre: 25% off maintenance renewals · Period: not stated · Type: not stated
• Applies to maintenance renewals with the DCH Toolbox Service Centre. DCH Living Mastercard merchant promotion, valid 2026-07-01 to 2026-12-31. Applicable at the stated Hong Kong outlets or sites/apps. No cash alternative, combination with other offers, or transfer. Availability is subject to stock; merchants may change offers or close. Further merchant terms apply.
• DCH merchant year-round promotion: 2026-07-01 – 2026-12-31

Open source offer ↗

• Eligibility: Audience: all
• Eligible spending: Applies to: electrolux showroom · Type: merchant
• Benefit limit: Applies to: Electrolux Showroom: up to 20% off selected items · Period: not stated · Type: not stated
• Applies to selected items. Not applicable to accessories, B-grade/display products, or extended warranty services. DCH Living Mastercard merchant promotion, valid 2026-07-01 to 2026-12-31. Applicable at the stated Hong Kong outlets or sites/apps. No cash alternative, combination with other offers, or transfer. Availability is subject to stock; merchants may change offers or close. Further merchant terms apply.
• DCH merchant year-round promotion: 2026-07-01 – 2026-12-31

Open source offer ↗

• Eligibility: Audience: all
• Eligible spending: Applies to: electrolux showroom · Type: merchant
• Benefit limit: Applies to: Electrolux Showroom: 5% off regular priced items · Period: not stated · Type: not stated
• Applies to regular-priced items. Not applicable to accessories, B-grade/display products, or extended warranty services. DCH Living Mastercard merchant promotion, valid 2026-07-01 to 2026-12-31. Applicable at the stated Hong Kong outlets or sites/apps. No cash alternative, combination with other offers, or transfer. Availability is subject to stock; merchants may change offers or close. Further merchant terms apply.
• DCH merchant year-round promotion: 2026-07-01 – 2026-12-31

Open source offer ↗

• Eligibility: Audience: all
• Eligible spending: Applies to: dch av showroom · Type: merchant
• Benefit limit: Applies to: DCH AV Showroom: up to 15% off selected items · Period: not stated · Type: not stated
• Applies to selected items. DCH Living Mastercard merchant promotion, valid 2026-07-01 to 2026-12-31. Applicable at the stated Hong Kong outlets or sites/apps. No cash alternative, combination with other offers, or transfer. Availability is subject to stock; merchants may change offers or close. Further merchant terms apply.
• DCH merchant year-round promotion: 2026-07-01 – 2026-12-31

Open source offer ↗

• Eligibility: Audience: all
• Eligible spending: Applies to: dch av showroom · Type: merchant
• Benefit limit: Applies to: DCH AV Showroom: 10% off regular priced items · Period: not stated · Type: not stated
• Applies to regular-priced items. DCH Living Mastercard merchant promotion, valid 2026-07-01 to 2026-12-31. Applicable at the stated Hong Kong outlets or sites/apps. No cash alternative, combination with other offers, or transfer. Availability is subject to stock; merchants may change offers or close. Further merchant terms apply.
• DCH merchant year-round promotion: 2026-07-01 – 2026-12-31

Open source offer ↗

• Eligibility: Audience: all
• Eligible spending: Applies to: i d shop · Type: merchant
• Benefit limit: Applies to: I.D. Shop: 10% off regular priced items · Period: not stated · Type: not stated
• Applies to regular-priced items. Not applicable to computer, notebook, or mobile phone purchases. DCH Living Mastercard merchant promotion, valid 2026-07-01 to 2026-12-31. Applicable at the stated Hong Kong outlets or sites/apps. No cash alternative, combination with other offers, or transfer. Availability is subject to stock; merchants may change offers or close. Further merchant terms apply.
• DCH merchant year-round promotion: 2026-07-01 – 2026-12-31

Open source offer ↗

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: Annual fee · Period: not stated · Type: not stated
• Percentage note: Source did not include full programme terms in the supplied files.
• The HTML page states a perpetual annual fee waiver. The waiver amount and detailed terms are not stated in the retained HTML.

Open source offer ↗