Discount Map
Citi Rewards UnionPay Card

Citi Rewards UnionPay Card

Bank
Citibank
Issuer
Citi
Annual fee
Income requirement
Network
Verified date
Official website

Saving by category

Estimated saving at the selected amount. Conditions apply. Blank values have no supported estimate.

Promotion offers and card offers are separate. Combined eligibility is not assumed.

Promotion offers (21)

Citi cardholders: up to HKD 300 off Business Class
Up to300HKD saving
Discount
  • Eligibility: Audience: all
  • Eligible spending: Applies to: 航空公司 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • For Citi cardholders; eligible Citi card products, application steps, and validity are not stated.
Shell V-Power Racing每公升享HK$1 Citi實體信用卡折扣
1HKD saving
DiscountPeriod Limitedphysical credit card
  • Eligibility: Audience: all
  • Eligible spending: Applies to: shell · Type: merchant
  • Requirements: Pay with: physical credit card
  • Benefit limit: Period: not stated · Type: not stated
  • 適用於星期二及星期五在Shell油站購買Shell V-Power Racing,並使用合資格Shell GO+會員汽油優惠;須以Citi實體信用卡付款。
  • 優惠總額標示為每公升最高HK$11.6;本HK$1/L折扣是其中一項,不另列總額。
  • 優惠總額提及V-Power Racing或FuelSave;詳細金額只列明V-Power Racing,FuelSave金額未列明。
  • 所有價格以港幣計算;推廣受條款及細則約束。
  • 以Citi實體信用卡付款的Shell V-Power Racing汽油折扣: Now – 2026-12-31
申請Citi信用卡獲10,000 Club積分
10,000Club reward
Conditions applyPointsother
  • Eligibility: Audience: other
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: Club points card application reward · Period: not stated · Type: not stated
  • Application or registration is required.
  • 優惠面向尚未持有Citi信用卡的人士。
  • 成功申請Citi信用卡可獲10,000 Club積分;來源列明相等於HK$2,000價值。
申請Citi信用卡獲The Club白金卡會籍(優惠值未列明)
—Value not stated
Conditions applyLifestyleother
  • Eligibility: Audience: other
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: The Club Platinum membership · Period: not stated · Type: not stated
  • Application or registration is required.
  • 優惠面向尚未持有Citi信用卡的人士。
  • 成功申請Citi信用卡可獲The Club白金卡會籍。
Citi信用卡贈10,000 Club積分
10,000Club reward
Conditions applyPointsother
  • Eligibility: Audience: other
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: points · Period: not stated · Type: not stated
  • Application or registration is required.
  • 須成功申請Citi信用卡。
  • 帖文邀請尚未持有Citi信用卡的人士申請;沒有列明正式的客戶身份條件。
  • 來源稱10,000 Club積分相等於HK$2,000價值;此處保留來源說法,不換算積分價值。
Citi信用卡附送The Club白金卡會籍(優惠值未列明)
—Value not stated
Conditions applyLifestyleother
  • Eligibility: Audience: other
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: membership · Period: not stated · Type: not stated
  • Application or registration is required.
  • 須成功申請Citi信用卡。
  • 帖文邀請尚未持有Citi信用卡的人士申請;沒有列明正式的客戶身份條件。
  • 來源沒有列明會籍期限或會籍價值。
Citi 信用卡成功申請獲 10,000 Club 積分
10,000Club 積分 reward
Conditions applyPoints
  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: 申請獎賞積分上限未列明 · Period: not stated · Type: not stated
  • Application or registration is required.
  • 成功申請 Citi 信用卡可獲積分;申請提示面向尚未持有 Citi 信用卡的人。
  • 原文說明積分相等於 HK$2,000 價值;沒有把積分換算成現金。
  • 原文沒有列出指定卡種或完整資格條件;受條款及細則約束。
Citi 信用卡成功申請獲 The Club 白金會籍(優惠值未列明)
—Value not stated
Conditions applyLifestyle
  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: The Club 白金會籍期限及上限未列明 · Period: not stated · Type: not stated
  • Application or registration is required.
  • 成功申請 Citi 信用卡可獲 The Club 白金會籍;申請提示面向尚未持有 Citi 信用卡的人。
  • 原文沒有列出指定卡種、會籍期限或完整資格條件;受條款及細則約束。
成功申請 Citi 信用卡獲 10,000 Club 積分
10,000Club reward
Conditions applyPointsother
  • Eligibility: Audience: other
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: The Club points reward. · Period: not stated · Type: not stated
  • Application or registration is required.
  • The post addresses people who do not yet have a Citi credit card and says a successful card application earns the points.
  • The source states that the points are equivalent to HK$2,000 in value; the points are not converted to cash.
成功申請 Citi 信用卡獲 The Club 白金會籍(優惠值未列明)
1The Club 白金會籍 reward
Conditions applyGiftother
  • Eligibility: Audience: other
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: The Club Platinum membership. · Period: not stated · Type: not stated
  • Application or registration is required.
  • The post addresses people who do not yet have a Citi credit card and says successful card application earns the membership.
Shell電子禮券兌換額外HK$20獎賞
20HKD reward
Giftother
  • Eligibility: Audience: other
  • Eligible spending: Applies to: shell · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • 推廣系列對象為Citi信用卡客戶及Citi積分使用者。
  • JSON列明7月31日或之前,須在Shell App以Citi積分單次兌換價值至少HK$200的Shell電子禮券,即獲額外HK$20 Shell電子禮券;年份未列明。圖片文字則列明9月30日或之前,日期衝突未能解決。
  • 電子禮券可用於入油、洗車及Shell Select消費。
  • 受條款及細則約束。所有價錢以港幣計算。
Shell汽油每升最高減 HK$11.6
Up to11.6HKD/L saving
Discount
  • Eligibility: Audience: all
  • Eligible spending: Applies to: shell · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Promotion heading: Citi信用卡連環賞; source states Citi credit card customers, but does not name eligible card products.
  • Offer applies on Tuesdays and Fridays at Shell stations for Shell V-Power Racing or Shell FuelSave gasoline.
  • Use an eligible Shell GO+ member gasoline discount coupon.
  • Payment must use a physical Citi credit card.
  • The source states a maximum discount of HK$11.6/L. Its calculation note refers to a HK$10/L Shell GO+ coupon, an additional HK$1/L Citi physical-card discount, and 15 points per litre. The source states that 5,000 points can be redeemed for a HK$200 Shell fuel e-voucher.
  • The source mentions Shell GO+ offer details, but the linked content was not reviewed.
  • Subject to terms and conditions. All prices are in HKD.
Shell Recharge獎賞 HK$30充電券
30HKD reward
GiftMinimum spending: HK$600.00
  • Eligibility: Audience: all
  • Eligible spending: Applies to: shell recharge · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$600.00
  • Benefit limit: Period: not stated · Type: not stated
  • Promotion heading: Citi信用卡連環賞; source states Citi credit card customers, but does not name eligible card products.
  • A single Shell Recharge top-up of at least HK$600 is required.
  • The promotion states that electric-vehicle recharge rewards can reach 11%; this offer is one component, and no separate rate is assigned to it.
  • Subject to terms and conditions. All prices are in HKD.
Shell Recharge HK$190充值獎賞
10%saving
GiftMinimum spending: HK$1,900.00
  • Eligibility: Audience: all
  • Eligible spending: Applies to: shell recharge · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$1,900.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Source notation: 9折. Saving = (10 − 9) × 10 = 10%.
  • Promotion heading: Citi信用卡連環賞; source states Citi credit card customers, but does not name eligible card products.
  • A single Shell Recharge top-up of at least HK$1,900 is required.
  • The image describes a HK$190 charging voucher. The JSON describes a recharge prepaid card and says it is equivalent to 9折. The 9折 statement is retained as a description, not counted as a separate discount.
  • The promotion states that electric-vehicle recharge rewards can reach 11%; this offer is one component, and no separate rate is assigned to it.
  • Subject to terms and conditions. All prices are in HKD.
Shell電腦洗車 HK$35優惠券
35HKD reward
GiftMinimum spending: HK$1,900.00
  • Eligibility: Audience: all
  • Eligible spending: Applies to: shell recharge · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$1,900.00
  • Benefit limit: Period: not stated · Type: not stated
  • Promotion heading: Citi信用卡連環賞; source states Citi credit card customers, but does not name eligible card products.
  • A single Shell Recharge top-up of at least HK$1,900 qualifies for the additional HK$35 computer car wash coupon.
  • The Markdown candidate does not state which recharge tier qualifies; the JSON candidate states the HK$1,900 tier.
  • The promotion states that electric-vehicle recharge rewards can reach 11%; no separate rate is assigned to this coupon.
  • Subject to terms and conditions. All prices are in HKD.
Shell電子禮券額外獲 HK$20電子禮券
20HKD reward
Gift
  • Eligibility: Audience: all
  • Eligible spending: Applies to: shell · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Promotion heading: Citi信用卡連環賞; source states Citi credit card customers, but does not name eligible card products.
  • Use Citi points to redeem a Shell electronic voucher in the Shell App in one transaction.
  • The redeemed voucher must have a value of at least HK$200. A qualifying redemption earns an additional HK$20 Shell electronic voucher.
  • The source states that the Shell electronic voucher can be used for fuel, car wash, or Shell Select purchases.
  • Subject to terms and conditions. All prices are in HKD.
Emirates Business Class fares — up to HKD 300 off
Up to300HKD saving
Discountother
  • Eligibility: Audience: other
  • Eligible spending: Applies to: 航空公司 · Type: category
  • Benefit limit: Applies to: offer · Period: not stated · Type: not stated
  • For Citi cardholders.
  • The discount is on Business Class.
Emirates Business Class flights: save up to HKD300
Up to300HKD saving
Conditions applyDiscountPeriod LimitedCap: HK$300.00 · not stated
  • Eligible spending: Applies to: emirates · Type: merchant
  • Benefit limit: Amount: 300 · Applies to: saving · Currency: HKD · Period: not stated · Type: limited · Unit: currency
  • Application or registration is required.
  • For Citi cardholders only.
  • Applies to Business Class flights.
  • Use promotional code HKCITIY.
  • booking: Now – 2027-08-31
  • travel: Now – 2027-12-31
Always Pay with Points 合資格零售簽賬賬單信用額(優惠值未列明)
—Value not stated
Conditions applyDiscount
  • Eligibility: Audience: all
  • Eligible spending: Applies to: 購物 · Type: category
  • Benefit limit: Applies to: 所選合資格商戶的自動兌換簽賬 · Period: not stated · Type: not stated
  • Application or registration is required.
  • The complete list of eligible merchants is not available.
  • 適用於 Citi 信用卡基本卡客戶;排除 Citi The Club 信用卡、Citi Rewards 銀聯信用卡、Citi HKTVmall 信用卡、Citi Cash Back 信用卡、Citi 八達通信用卡及 Citi Clear Card。
  • 只適用於花旗銀行指定參與商戶的零售簽賬。須在 Citi Mobile App 的獎賞目錄設定服務,並選擇一個合資格商戶、金額上限及期限;只有低於所選金額上限且在所選期限內的簽賬會自動兌換。設定即時生效。
  • 服務免費。所需積分會在成功兌換後扣除,賬單信用額於自動兌換起 7 個工作日內入賬。兌換比例可由花旗銀行更改;積分不足時服務暫停。
  • 停止服務須在 App 關閉該商戶設定。退貨或撤銷交易時信用額保留且積分不退;信用額抵銷下一期月結單總欠款,不抵銷當期最低或總付款額。使用時信用卡賬戶須有效。
Pay with Points 手機兌換賬單信用額(優惠值未列明)
—Value not stated
DiscountCap: 5 transaction · per transaction
  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Amount: 5 · Applies to: 每次兌換可選取的指定簽賬數目 · Period: per transaction · Type: limited · Unit: transaction
  • 適用於 Citi 信用卡基本卡客戶;排除 Citi Rewards 銀聯信用卡、Citi The Club 信用卡、Citi Cash Back 信用卡、Citi 八達通信用卡及 Citi Clear Card。使用時信用卡賬戶須有效。
  • 須在 Citi Mobile App 兌換;只適用於最多過去 60 日內的認可簽賬。每次最多選取 5 筆指定簽賬,可全額或部分抵銷,最高為簽賬全額或可用積分餘額的較低者。
  • 不適用交易包括現金透支、銀行費用、結餘轉賬、分期及 Quick Cash 計劃、稅款、賭場交易、網上繳款、已取消或退款交易、拆分賬單、Citi PayAll 付款、未經許可或欺詐交易,以及指定電子錢包轉賬或增值交易;花旗銀行可判定交易資格。
  • 兌換率及最低或最高積分限制可由花旗銀行設定,按每次兌換顯示且可更改。信用額於申請日起 2 個工作日內入賬,並抵銷下一期月結單總欠款,不抵銷已發出月結單的最低或總付款額、利息或銀行費用。
  • 交易其後取消時信用額保留且積分不退;信用額不可取消、退還、交換、兌現、轉讓或用作現金透支。
Pay with Points 推送通知兌換賬單信用額(優惠值未列明)
—Value not stated
Conditions applyDiscount
  • Eligibility: Audience: all
  • Eligible spending: Applies to: 其他 · Type: category
  • Benefit limit: Applies to: 特選簽賬賬單信用額 · Period: not stated · Type: not stated
  • Application or registration is required.
  • The complete list of eligible merchants is not available.
  • 適用於 Citi 信用卡基本卡客戶;排除 Citi Rewards 銀聯信用卡、Citi The Club 信用卡、Citi Cash Back 信用卡、Citi 八達通信用卡及 Citi Clear Card。
  • 只適用於花旗銀行按其酌情權選定的本地商戶或本地商戶類別簽賬;交易類別按 Visa 或 Mastercard 定義及收單行設定。排除現金透支、銀行費用、結餘轉賬、分期及 Quick Cash 計劃、稅款、賭場交易、Citi PayAll 付款、欺詐或未授權交易、指定電子錢包轉賬或增值,以及花旗銀行另行判定的不合資格交易。
  • 須在 Citi Mobile App 啟用推送通知並開啟所有推送通知類別;服務只適用於成功收到相關推送通知的客戶,通知及參與資格由花旗銀行酌情決定。須在通知列明的有效時限內兌換。
  • 最高兌換額為特選簽賬折實金額或該認可信用卡賬戶可用積分的較低者;最低額及兌換率以兌換網站當時顯示為準,兌換率可更改。信用額於兌換日起 7 日內入賬並抵銷下一期月結單總欠款,不抵銷當期最低或總付款額、利息或銀行費用。
  • 使用時積分及認可信用卡賬戶須有效。退貨或撤銷交易時信用額保留且積分不退;兌換不可取消、退還、交換或兌現。

Credit card offers (11)

積分獎賞:1 Point per HK$1 (or equivalent foreign currency) charged
1Citi Points rate
Points
  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: unlimited
  • Percentage note: The source states a points earning rate, but no cash equivalent percentage.
  • Citi Rewards Cardholders are awarded 1 Point per HK$1 or equivalent foreign currency charged. For the Citi Rewards UnionPay Card, the source also states 1 Point per CNY1 charged in the CNY account.
  • For the Citi Rewards UnionPay Card, all Points are accumulated under the HKD Account.
  • Unless otherwise specified, points earned by principal and supplementary cardholders of the same Eligible Card accumulate under the principal cardholder account, and only principal cardholders are eligible for redemption.
  • Ineligible transactions include FPS services, Octopus Add Value Service transactions, cash advances, Balance Transfer, Cash Conversion, FlexiBill, PayLite and Quick Cash amounts, Inland Revenue Department payments, online bill payments or utilities bills through internet banking or an online payment system, insurance transactions, charity or non-profit donations, mutual-fund payments, fees and charges, casino transactions, unposted, cancelled or refunded transactions, other unauthorised transactions, and fraud or abuse transactions. Citibank may change this list.
  • The calculated Points amount is rounded down or up to the nearest integer. Points earned on the Citi Rewards Card are evergreen. Reversed, cancelled or refunded transactions remove the related Points; bonus Points follow the source reversal rule.
  • Citi ThankYou Rewards Terms and Conditions apply to Points-related offers. The linked terms are not used as local evidence.
購物:3% Points Rebate
3%reward
PointsPeriod LimitedCap: 113,400 points · per statement period
  • Eligibility: Audience: all
  • Eligible spending: Applies to: 購物 · Type: category
  • Benefit limit: Amount: 113400 · Applies to: Combined extra Points from Shopping & Entertainment and Mobile Payments for each Eligible Card account per statement cycle · Period: per statement period · Type: limited · Unit: points
  • Percentage note: The page states a 3% Points Rebate on shopping; detailed points conversion and cap rules are in the local terms and FAQ.
  • The Eligible Card account must remain valid and in good credit standing. Citibank may charge back or remove a reward after a transaction is cancelled, reversed, refunded, unauthorised, fraudulent or abusive.
  • Citibank and the relevant merchants may change the terms or stop an offer without prior notice; disputes are subject to Citibank's final decision and the English version prevails.
  • The relevant Points Rebate uses the Citi ThankYou Rewards redemption rate, which Citibank may change without prior notice.
  • Ineligible transactions include FPS services, Octopus Add Value Service transactions, cash advances, Balance Transfer, Cash Conversion, FlexiBill, PayLite and Quick Cash amounts, Inland Revenue Department payments, online bill payments or utilities bills through internet banking or an online payment system, insurance transactions, charity or non-profit donations, mutual-fund payments, fees and charges, casino transactions, unposted, cancelled or refunded transactions, other unauthorised transactions, and fraud or abuse transactions. Citibank may change this list.
  • If a transaction is reversed, accelerated or bonus Points are awarded only when the cumulative value of new purchase transactions in the relevant spend category is higher than the value of reversed transactions.
  • Eligible extra Points are credited into the Eligible Card account three months after the transaction is posted.
  • Points are not duplicated when one transaction qualifies for more than one extra-points programme.
  • The Shopping and Entertainment extra-points programme is valid from 31 October 2024 until further notice, based on the transaction date.
  • Shopping qualifying transactions are retail transactions identified by the source MCC list: 5311 department stores; 5611 men's and boys' clothing and accessories; 5621 women's ready-to-wear; 5631 women's accessory and specialty; 5651 family clothing; 5655 sports apparel and riding apparel; 5661 shoe stores; 5691 men's and women's clothing; 5699 miscellaneous accessory and apparel; 5944 clock, jewelry, watch and silverware; 5948 leather goods and luggage; 5977 cosmetic stores; and 5999 miscellaneous and specialty retail stores.
  • Eligible Shopping transactions earn 7.1X extra Points plus 1X Base Points, for 8.1X Points in total. The extra Points are capped at 113,400 Points per Eligible Card account per statement cycle, pooled with the Mobile Payments extra-points programme.
  • The maximum extra Points for one transaction is 7.1X. Non-local Shopping payments qualify.
  • Citi Rewards UnionPay Card spending in Mainland China in Shopping and Entertainment categories qualifies for 8.1X Points (equivalent to 3%) from 31 October 2024, subject to the same statement-cycle cap.
  • The card page states 3% Points Rebate on shopping.
  • The page describes shopping as including department stores, fashion and footwear outlets and other merchants.
  • Citi Rewards Card Extra Points for Shopping & Entertainment: 2024-10-31 – Not stated
娛樂:3% Points Rebate
3%reward
PointsPeriod LimitedCap: 113,400 points · per statement period
  • Eligibility: Audience: all
  • Eligible spending: Applies to: 娛樂 · Type: category
  • Benefit limit: Amount: 113400 · Applies to: Combined extra Points from Shopping & Entertainment and Mobile Payments for each Eligible Card account per statement cycle · Period: per statement period · Type: limited · Unit: points
  • Percentage note: The page states a 3% Points Rebate on entertainment; detailed points conversion and cap rules are in the local terms and FAQ.
  • The Eligible Card account must remain valid and in good credit standing. Citibank may charge back or remove a reward after a transaction is cancelled, reversed, refunded, unauthorised, fraudulent or abusive.
  • Citibank and the relevant merchants may change the terms or stop an offer without prior notice; disputes are subject to Citibank's final decision and the English version prevails.
  • The relevant Points Rebate uses the Citi ThankYou Rewards redemption rate, which Citibank may change without prior notice.
  • Ineligible transactions include FPS services, Octopus Add Value Service transactions, cash advances, Balance Transfer, Cash Conversion, FlexiBill, PayLite and Quick Cash amounts, Inland Revenue Department payments, online bill payments or utilities bills through internet banking or an online payment system, insurance transactions, charity or non-profit donations, mutual-fund payments, fees and charges, casino transactions, unposted, cancelled or refunded transactions, other unauthorised transactions, and fraud or abuse transactions. Citibank may change this list.
  • If a transaction is reversed, accelerated or bonus Points are awarded only when the cumulative value of new purchase transactions in the relevant spend category is higher than the value of reversed transactions.
  • Eligible extra Points are credited into the Eligible Card account three months after the transaction is posted.
  • Points are not duplicated when one transaction qualifies for more than one extra-points programme.
  • The Shopping and Entertainment extra-points programme is valid from 31 October 2024 until further notice, based on the transaction date.
  • Entertainment qualifying transactions are retail transactions identified by the source MCC list: 4899 cable, satellite and other pay television or radio; 5815 digital audiovisual media; 5816 digital goods games; 5817 digital goods software applications; 5818 digital goods multi-category; 7832 motion picture theatres; 7922 theatrical producers and ticket agencies; and 7996 amusement parks, carnivals and circuses.
  • Eligible Entertainment transactions earn 7.1X extra Points plus 1X Base Points, for 8.1X Points in total. The extra Points are capped at 113,400 Points per Eligible Card account per statement cycle, pooled with the Mobile Payments extra-points programme.
  • The maximum extra Points for one transaction is 7.1X. Non-local Entertainment payments qualify.
  • Citi Rewards UnionPay Card spending in Mainland China in Shopping and Entertainment categories qualifies for 8.1X Points (equivalent to 3%) from 31 October 2024, subject to the same statement-cycle cap.
  • The card page states 3% Points Rebate on entertainment.
  • The page gives movie tickets, concert tickets, digital streaming services, theme park tickets and other experiences as examples.
  • Citi Rewards Card Extra Points for Shopping & Entertainment: 2024-10-31 – Not stated
手機支付:1% Points Rebate
1%reward
PointsPeriod Limitedapple pay / google pay / samsung payCap: 113,400 points · per statement period
  • Eligibility: Audience: all
  • Eligible spending: Applies to: 手機支付 · Type: category
  • Requirements: Pay with: apple pay / google pay / samsung pay
  • Benefit limit: Amount: 113400 · Applies to: Combined extra Points from Shopping & Entertainment and Mobile Payments for each Eligible Card account per statement cycle · Period: per statement period · Type: limited · Unit: points
  • Percentage note: The page states a 1% Points Rebate on local mobile payments; detailed points conversion and cap rules are in the local terms and FAQ.
  • The Eligible Card account must remain valid and in good credit standing. Citibank may charge back or remove a reward after a transaction is cancelled, reversed, refunded, unauthorised, fraudulent or abusive.
  • Citibank and the relevant merchants may change the terms or stop an offer without prior notice; disputes are subject to Citibank's final decision and the English version prevails.
  • The Mobile Payments extra-points programme is valid from 31 October 2024 until further notice, based on the transaction date.
  • Mobile Payments are retail transactions in Hong Kong Dollars made in Hong Kong through mobile payment methods determined by Citibank, including Apple Pay, Google Pay and Samsung Pay in Hong Kong.
  • Eligible Mobile Payments earn 1.7X extra Points plus 1X Base Points, for 2.7X Points in total. The extra Points are capped at 113,400 Points per Eligible Card account per statement cycle, pooled with Shopping and Entertainment extra Points.
  • Points are not duplicated when a transaction qualifies for both programmes. A mobile-payment transaction in an eligible Shopping or Entertainment MCC earns the higher 8.1X rate. An overseas mobile-wallet transaction outside Shopping and Entertainment earns only 1X Base Points.
  • Eligible extra Points are credited into the Eligible Card account three months after the transaction is posted.
  • Ineligible transactions include FPS services, Octopus Add Value Service transactions, cash advances, Balance Transfer, Cash Conversion, FlexiBill, PayLite and Quick Cash amounts, Inland Revenue Department payments, online bill payments or utilities bills through internet banking or an online payment system, insurance transactions, charity or non-profit donations, mutual-fund payments, fees and charges, casino transactions, unposted, cancelled or refunded transactions, other unauthorised transactions, and fraud or abuse transactions. Citibank may change this list.
  • The relevant Points Rebate uses the Citi ThankYou Rewards redemption rate, which Citibank may change without prior notice.
  • The card page states 1% Points Rebate on local mobile payments.
  • The page names Apple Pay, Google Pay and Samsung Pay.
  • Citi Rewards Card Extra Points for Mobile Payments: 2024-10-31 – Not stated
旅遊:Transfer Points to participating airline and hotel loyalty programmes
—Value not stated
Points
  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No cash equivalent percentage or fixed conversion rate is stated in the local source.
  • The Points Transfer Redemption Service applies to principal cardholders of eligible Citi cards and names Citi Rewards Cards. A valid participating travel-loyalty-program membership account is required and the names must match.
  • The participating programmes named in the terms are Cathay, The British Airways Club, Etihad Guest, EVA Air Infinity MileageLands, Flying Blue, IHG Rewards Club, Qantas Frequent Flyer, Qatar Airways Privilege Club, Singapore Airlines KrisFlyer, Thai Airways Royal Orchid Plus and Virgin Atlantic Flying Club.
  • A HK$200 handling fee applies to each Points Transfer redemption for Citi Rewards Cards. The minimum conversion unit is 18,000 Points and each conversion must be a multiple of 18,000 Points. Programme-specific maximums apply to Cathay, Thai Airways Royal Orchid Plus and Qatar Airways Privilege Club.
  • Credits are generally posted within 5 working days, or within 14 working days for Singapore Airlines, Etihad Guest and Thai Airways. The participating programme terms may change. Points Transfer is final and cannot be cancelled.
  • The page describes transferring Points through Citi Mobile App to participating travel loyalty programmes.
  • The page lists selecting a loyalty programme and airline miles or hotel points; it does not state the conversion ratio or handling fee in the local HTML.
  • The page states that transferred Airline Miles or Hotel Points are credited within 5-14 working days after transfer completion.
分期優惠:FlexiBill Installment Program: turn statements into small payments
—Value not stated
Financing
  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No numeric rate or fixed comparison basis is stated on the local page.
  • The page lists FlexiBill Installment Program as a card feature. Detailed programme terms are not included in the local HTML and linked documents are not used as evidence.
分期優惠:Quick Cash Installment Program: instant cash to get things done right away
—Value not stated
Financing
  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No numeric rate or fixed comparison basis is stated on the local page.
  • The page lists Quick Cash Installment Program as a card feature. Detailed programme terms are not included in the local HTML and linked documents are not used as evidence.
分期優惠:PayLite Installment Program: turn large purchases into small payments
—Value not stated
Financing
  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No numeric rate or fixed comparison basis is stated on the local page.
  • The page lists PayLite Installment Program as a card feature. Detailed programme terms are not included in the local HTML and linked documents are not used as evidence.
折扣優惠:Deals and discounts through Citi World Privileges
—Value not stated
Lifestyle
  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No numeric discount or fixed comparison basis is stated on the local page.
  • The page lists Citi World Privileges as a card feature and states that cardholders can get deals and discounts locally and in other countries.
  • The local source does not provide a named merchant list or individual discount rule. Linked details are not used as evidence.
現金回贈:HK$1,200 Cash Rebate
1,200HKD saving
Conditions applyCashback
  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Fixed HK$1,200 welcome cash rebate; no eligible spend denominator or local offer period is stated.
  • Application or registration is required.
  • The application section displays a welcome offer of HK$1,200 Cash Rebate.
  • The page states a minimum annual income of HK$120,000, age 18 or older, and an HKID-holder condition for the Citi Rewards UnionPay Card.
  • The page links to Welcome Offer Terms and Conditions, but the linked document is not part of the local source set. No spending condition, fulfilment date, validity period or further eligibility rule is inferred.
現金回贈:HK$3,000 cash rebate
3,000HKD saving
Cashback
  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Fixed referral cash rebate; no eligible spend denominator is stated.
  • The page presents this benefit to an existing Citi Credit Cardmember.
  • The page states that HK$3,000 cash rebate applies when the referrer successfully refers 3 friends.
  • The page says that terms and conditions apply, but the linked referral terms are not part of the local source set. No further eligibility, period or fulfilment rule is inferred.