GreaterGreater Bay Area Cup Diamond Card
Conditions apply
Calculation
- 澳門簽賬：5% spending rebate: HK$5.00
Terms & conditions
Calculation assumptions
- Assumes the full reward limit is still available. eligible RMB/MOP retail spending in each promotion phase
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
- Source-stated 5% cash rebate; HKD2,000 is an eligibility threshold, not the rate.
- Limit: 300 HKD · Per Month
- Limit applies to: eligible RMB/MOP retail spending in each promotion phase
- Application, registration or activation required. See conditions.
- Eligibility: Phase Spend Min: 2000
- Eligible categories: 澳門簽賬
- Register through the Bank website or WeChat during the Promotion Period; the quota is 5,000 and successful registration once enrolls all eligible cards under the cardholder's HKID.
- After registration, accumulate RMB and/or MOP eligible retail transactions of HKD2,000 or more in each promotion phase to receive a 5% cash rebate.
- The source phase table lists phases 1-3 in 2026, phases 4-7 in 2025, and phases 8-12 in 2026, while clause 2 states an overall 2026 Promotion Period; this source wording is preserved without date correction.
- The rebate is capped at HKD300 in each phase and HKD3,600 for the entire Promotion Period.
- Eligible transactions include RMB and/or MOP retail spending, UnionPay QR/App retail spending, online retail spending, and purchases by post, fax, or phone during the Promotion Period.
- For an eligible Mainland China transaction, RMB1 equals HKD1 for rebate calculation.
- Exclude RMB transportation transactions under the separate Travel & Earn promotion, cash advances, Octopus automatic add value, electronic wallets, instalments, MPF/SVC, balance transfers, online bills, casino chips, tax, traveller's cheques, insurance, card charges, other redemption fees, and designated RMB categories including property, wholesale, hospital, and tuition payments.
- Eligible spending is counted by credit-card number and multiple principal-card accounts cannot be combined; supplementary-card transactions combine with the principal account but the supplementary card does not receive the rebate.
- Transactions must post within the applicable phase; cancelled, refunded, fraudulent, unauthorized, or unposted transactions do not qualify. The account must be valid and in good financial standing.
- The rebate is credited to the principal-card account in the month after the transaction, is rounded to the nearest whole number, and is for future retail spending only; it cannot be transferred, exchanged for cash, or used as a cash advance.
- The Bank may debit the rebate value if a related transaction is cancelled after the Promotion Period and may vary or terminate the Promotion without prior notice.
澳門簽賬：5% spending rebate
- Eligibility: Audience: all
- Eligible spending: Applies to: 澳門簽賬 · Type: category
- Requirements: Period spend ≥: HK$2,000.00
- Benefit limit: Amount: 300 · Applies to: eligible RMB/MOP retail spending in each promotion phase · Currency: HKD · Period: per month · Type: limited · Unit: currency
- Percentage note: Source stated 5% cash rebate; HKD2,000 is an eligibility threshold, not the rate.
- Application or registration is required.
- Register through the Bank website or WeChat during the Promotion Period; the quota is 5,000 and successful registration once enrolls all eligible cards under the cardholder's HKID.
- After registration, accumulate RMB and/or MOP eligible retail transactions of HKD2,000 or more in each promotion phase to receive a 5% cash rebate.
- The source phase table lists phases 1-3 in 2026, phases 4-7 in 2025, and phases 8-12 in 2026, while clause 2 states an overall 2026 Promotion Period; this source wording is preserved without date correction.
- The rebate is capped at HKD300 in each phase and HKD3,600 for the entire Promotion Period.
- Eligible transactions include RMB and/or MOP retail spending, UnionPay QR/App retail spending, online retail spending, and purchases by post, fax, or phone during the Promotion Period.
- For an eligible Mainland China transaction, RMB1 equals HKD1 for rebate calculation.
- Exclude RMB transportation transactions under the separate Travel & Earn promotion, cash advances, Octopus automatic add value, electronic wallets, instalments, MPF/SVC, balance transfers, online bills, casino chips, tax, traveller's cheques, insurance, card charges, other redemption fees, and designated RMB categories including property, wholesale, hospital, and tuition payments.
- Eligible spending is counted by credit-card number and multiple principal-card accounts cannot be combined; supplementary-card transactions combine with the principal account but the supplementary card does not receive the rebate.
- Transactions must post within the applicable phase; cancelled, refunded, fraudulent, unauthorized, or unposted transactions do not qualify. The account must be valid and in good financial standing.
- The rebate is credited to the principal-card account in the month after the transaction, is rounded to the nearest whole number, and is for future retail spending only; it cannot be transferred, exchanged for cash, or used as a cash advance.
- The Bank may debit the rebate value if a related transaction is cancelled after the Promotion Period and may vary or terminate the Promotion without prior notice.
- RMB/MOP Promotion Period: 2026-01-01 – 2026-12-31
Other offers
Other現金回贈：HKD500 spending rebateConditions applyCashback——
New-customer offers are excluded from this purchase comparison. • Customer: New customer • Threshold-equivalent calculation: HKD500 fixed reward ÷ HKD5,000 minimum eligible spending = 10.0% at the threshold. Effective rate changes when eligible spending exceeds the minimum. • Application, registration or activation required. See conditions. • Applies to all eligible spending, subject to the conditions. • Applicant must not hold a principal card of any type issued by the Bank in Hong Kong at the time of application or during the past 12 months; supplementary cards are excluded from this test. • Applicable to a successful principal-card applicant for a Greater Bay Area CUP Dual Currency Diamond Card during the Promotion Period. • Accumulate eligible spending of HKD/RMB5,000 or above within the first 3 months from new card issuance; supplementary-card spending combines with the related principal card. • Eligible transactions by physical card or Apple Pay include local, overseas, and online retail transactions, mobile payment including UnionPay App, WeChat Pay HK, PayMe and Alipay, Octopus AAVS transactions, and cash advances. • Exclude cash or purchase instalments, balance transfers, MPF/SVC contributions, Bank online-banking bill payments, casino chips, traveller's cheques, all credit-card charges, and transactions designated by the Bank. • Convert non-HKD transactions at the Visa International or UnionPay International rate; for this card, RMB1 equals HKD1 for eligible retail spending. • Unposted, cancelled, refunded, fraudulent, or otherwise ineligible transactions do not count; eligible transactions must post to the designated account within the first 3 months. • The HKD500 spending rebate is credited to the eligible principal-card HKD account within 2 months after the month in which the requirement is met and is for future retail spending only. • The card account must remain valid and in good credit standing during the Promotion Period and fulfilment period. • The Bank may charge an administrative fee of HKD600 for card cancellation within 13 months, or for an ineligible or duplicate gift, ineligible spending, or fraud or abuse.
- Eligibility: Audience: all · Customer status: new
- Eligible spending: Type: all
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Threshold equivalent calculation: HKD500 fixed reward ÷ HKD5,000 minimum eligible spending = 10.0% at the threshold. Effective rate changes when eligible spending exceeds the minimum.
- Application or registration is required.
- Applicant must not hold a principal card of any type issued by the Bank in Hong Kong at the time of application or during the past 12 months; supplementary cards are excluded from this test.
- Applicable to a successful principal-card applicant for a Greater Bay Area CUP Dual Currency Diamond Card during the Promotion Period.
- Accumulate eligible spending of HKD/RMB5,000 or above within the first 3 months from new card issuance; supplementary-card spending combines with the related principal card.
- Eligible transactions by physical card or Apple Pay include local, overseas, and online retail transactions, mobile payment including UnionPay App, WeChat Pay HK, PayMe and Alipay, Octopus AAVS transactions, and cash advances.
- Exclude cash or purchase instalments, balance transfers, MPF/SVC contributions, Bank online-banking bill payments, casino chips, traveller's cheques, all credit-card charges, and transactions designated by the Bank.
- Convert non-HKD transactions at the Visa International or UnionPay International rate; for this card, RMB1 equals HKD1 for eligible retail spending.
- Unposted, cancelled, refunded, fraudulent, or otherwise ineligible transactions do not count; eligible transactions must post to the designated account within the first 3 months.
- The HKD500 spending rebate is credited to the eligible principal-card HKD account within 2 months after the month in which the requirement is met and is for future retail spending only.
- The card account must remain valid and in good credit standing during the Promotion Period and fulfilment period.
- The Bank may charge an administrative fee of HKD600 for card cancellation within 13 months, or for an ineligible or duplicate gift, ineligible spending, or fraud or abuse.
- principal-card application promotion period: 2026-07-01 – 2026-12-31
Apple PayHKD20 spending rebateConditions applyCashback——
This benefit does not apply to a purchase. • Customer: New customer • Fixed reward; no eligible-spend denominator. • Application, registration or activation required. See conditions. • Register the Apple Pay Promotion through the Bank website or WeChat during the Promotion Period; the registration quota is 5,000 and each cardholder registers once. • During the Promotion Period, a successfully registered cardholder who adds an eligible principal Visa or UnionPay card to Apple Pay receives an HKD20 spending rebate. • The first-time adding reward is not available if the eligible card was added to Apple Pay from 2022-09-26 through 2026-06-30, and each cardholder can receive it once in the Promotion Period. • Eligible cards include principal Visa and UnionPay cards, including virtual cards; supplementary cards, Pacific Internet cards, and gift cards are excluded. • The eligible card must remain valid until the reward is credited; the account must be valid and in good financial standing when the reward is credited. • The reward is credited in March 2027, is for future retail transactions only, and cannot be returned, transferred, exchanged for cash or other products, or withdrawn by cash advance.
- Eligibility: Audience: all · Customer status: new
- Eligible spending: Type: not applicable
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Fixed reward; no eligible spend denominator.
- Application or registration is required.
- Register the Apple Pay Promotion through the Bank website or WeChat during the Promotion Period; the registration quota is 5,000 and each cardholder registers once.
- During the Promotion Period, a successfully registered cardholder who adds an eligible principal Visa or UnionPay card to Apple Pay receives an HKD20 spending rebate.
- The first-time adding reward is not available if the eligible card was added to Apple Pay from 2022-09-26 through 2026-06-30, and each cardholder can receive it once in the Promotion Period.
- Eligible cards include principal Visa and UnionPay cards, including virtual cards; supplementary cards, Pacific Internet cards, and gift cards are excluded.
- The eligible card must remain valid until the reward is credited; the account must be valid and in good financial standing when the reward is credited.
- The reward is credited in March 2027, is for future retail transactions only, and cannot be returned, transferred, exchanged for cash or other products, or withdrawn by cash advance.
- Apple Pay Promotion Period: 2026-07-01 – 2026-12-31
Apple PayApple Pay：5% extra spending rebateConditions applyCashbackMinimum spending: HK$3,000.00Cap: HK$200.00 · per month——
Category or merchant does not match. • Source-stated 5% extra rebate; HKD3,000 is an eligibility threshold, not the rate. • Limit: 200 HKD · Per Month • Limit applies to: eligible Apple Pay spending in each monthly Promotion Phase • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 3000 • Eligible categories: Apple Pay • Register the Promotion during 2026-07-01 to 2026-12-31 through the Bank website or WeChat; the registration quota is 5,000 and each cardholder registers once. • After successful registration, accumulate eligible retail spending of HKD3,000 or above in each monthly Promotion Phase using the physical card and/or Apple Pay; receive an extra 5% rebate on eligible Apple Pay spending in that phase. • The reward is capped at HKD200 in each Promotion Phase and HKD1,200 for the entire Promotion Period. • Eligible transactions are local retail, foreign non-HKD retail, and online retail transactions paid by physical card or Apple Pay. • Exclude cash advances, Octopus add-value, UnionPay QR/App transactions, electronic wallets, instalments, MPF/SVC, balance transfers, online bills, casino chips, tax, traveller's cheques, insurance, card charges, other redemption fees, designated RMB categories, and other transactions designated by the Bank. • RMB1 spent in Mainland China by a CUP Dual Currency Credit Card equals HKD1 for the spending threshold. • Spending on more than one principal card cannot be combined; supplementary-card transactions combine with the principal account but the supplementary card does not receive the reward. • Transactions must post before the reward is credited; cancelled, refunded, fraudulent, unauthorized, or unposted transactions do not qualify. The account must remain valid and in good standing.
- Eligibility: Audience: all
- Eligible spending: Applies to: Apple Pay · Type: category
- Requirements: Period spend ≥: HK$3,000.00
- Benefit limit: Amount: 200 · Applies to: eligible Apple Pay spending in each monthly Promotion Phase · Currency: HKD · Period: per month · Type: limited · Unit: currency
- Percentage note: Source stated 5% extra rebate; HKD3,000 is an eligibility threshold, not the rate.
- Application or registration is required.
- Register the Promotion during 2026-07-01 to 2026-12-31 through the Bank website or WeChat; the registration quota is 5,000 and each cardholder registers once.
- After successful registration, accumulate eligible retail spending of HKD3,000 or above in each monthly Promotion Phase using the physical card and/or Apple Pay; receive an extra 5% rebate on eligible Apple Pay spending in that phase.
- The reward is capped at HKD200 in each Promotion Phase and HKD1,200 for the entire Promotion Period.
- Eligible transactions are local retail, foreign non-HKD retail, and online retail transactions paid by physical card or Apple Pay.
- Exclude cash advances, Octopus add-value, UnionPay QR/App transactions, electronic wallets, instalments, MPF/SVC, balance transfers, online bills, casino chips, tax, traveller's cheques, insurance, card charges, other redemption fees, designated RMB categories, and other transactions designated by the Bank.
- RMB1 spent in Mainland China by a CUP Dual Currency Credit Card equals HKD1 for the spending threshold.
- Spending on more than one principal card cannot be combined; supplementary-card transactions combine with the principal account but the supplementary card does not receive the reward.
- Transactions must post before the reward is credited; cancelled, refunded, fraudulent, unauthorized, or unposted transactions do not qualify. The account must remain valid and in good standing.
- Apple Pay Promotion Period: 2026-07-01 – 2026-12-31
Mainland China spending中國內地簽賬：5% spending rebateConditions applyCashbackMinimum spending: HK$2,000.00Cap: HK$300.00 · per month——
Category or merchant does not match. • Source-stated 5% cash rebate; HKD2,000 is an eligibility threshold, not the rate. • Limit: 300 HKD · Per Month • Limit applies to: eligible RMB/MOP retail spending in each promotion phase • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 2000 • Eligible categories: 中國內地簽賬 • Register through the Bank website or WeChat during the Promotion Period; the quota is 5,000 and successful registration once enrolls all eligible cards under the cardholder's HKID. • After registration, accumulate RMB and/or MOP eligible retail transactions of HKD2,000 or more in each promotion phase to receive a 5% cash rebate. • The source phase table lists phases 1-3 in 2026, phases 4-7 in 2025, and phases 8-12 in 2026, while clause 2 states an overall 2026 Promotion Period; this source wording is preserved without date correction. • The rebate is capped at HKD300 in each phase and HKD3,600 for the entire Promotion Period. • Eligible transactions include RMB and/or MOP retail spending, UnionPay QR/App retail spending, online retail spending, and purchases by post, fax, or phone during the Promotion Period. • For an eligible Mainland China transaction, RMB1 equals HKD1 for rebate calculation. • Exclude RMB transportation transactions under the separate Travel & Earn promotion, cash advances, Octopus automatic add value, electronic wallets, instalments, MPF/SVC, balance transfers, online bills, casino chips, tax, traveller's cheques, insurance, card charges, other redemption fees, and designated RMB categories including property, wholesale, hospital, and tuition payments. • Eligible spending is counted by credit-card number and multiple principal-card accounts cannot be combined; supplementary-card transactions combine with the principal account but the supplementary card does not receive the rebate. • Transactions must post within the applicable phase; cancelled, refunded, fraudulent, unauthorized, or unposted transactions do not qualify. The account must be valid and in good financial standing. • The rebate is credited to the principal-card account in the month after the transaction, is rounded to the nearest whole number, and is for future retail spending only; it cannot be transferred, exchanged for cash, or used as a cash advance. • The Bank may debit the rebate value if a related transaction is cancelled after the Promotion Period and may vary or terminate the Promotion without prior notice.
- Eligibility: Audience: all
- Eligible spending: Applies to: 中國內地簽賬 · Type: category
- Requirements: Period spend ≥: HK$2,000.00
- Benefit limit: Amount: 300 · Applies to: eligible RMB/MOP retail spending in each promotion phase · Currency: HKD · Period: per month · Type: limited · Unit: currency
- Percentage note: Source stated 5% cash rebate; HKD2,000 is an eligibility threshold, not the rate.
- Application or registration is required.
- Register through the Bank website or WeChat during the Promotion Period; the quota is 5,000 and successful registration once enrolls all eligible cards under the cardholder's HKID.
- After registration, accumulate RMB and/or MOP eligible retail transactions of HKD2,000 or more in each promotion phase to receive a 5% cash rebate.
- The source phase table lists phases 1-3 in 2026, phases 4-7 in 2025, and phases 8-12 in 2026, while clause 2 states an overall 2026 Promotion Period; this source wording is preserved without date correction.
- The rebate is capped at HKD300 in each phase and HKD3,600 for the entire Promotion Period.
- Eligible transactions include RMB and/or MOP retail spending, UnionPay QR/App retail spending, online retail spending, and purchases by post, fax, or phone during the Promotion Period.
- For an eligible Mainland China transaction, RMB1 equals HKD1 for rebate calculation.
- Exclude RMB transportation transactions under the separate Travel & Earn promotion, cash advances, Octopus automatic add value, electronic wallets, instalments, MPF/SVC, balance transfers, online bills, casino chips, tax, traveller's cheques, insurance, card charges, other redemption fees, and designated RMB categories including property, wholesale, hospital, and tuition payments.
- Eligible spending is counted by credit-card number and multiple principal-card accounts cannot be combined; supplementary-card transactions combine with the principal account but the supplementary card does not receive the rebate.
- Transactions must post within the applicable phase; cancelled, refunded, fraudulent, unauthorized, or unposted transactions do not qualify. The account must be valid and in good financial standing.
- The rebate is credited to the principal-card account in the month after the transaction, is rounded to the nearest whole number, and is for future retail spending only; it cannot be transferred, exchanged for cash, or used as a cash advance.
- The Bank may debit the rebate value if a related transaction is cancelled after the Promotion Period and may vary or terminate the Promotion without prior notice.
- RMB/MOP Promotion Period: 2026-01-01 – 2026-12-31
Transport交通：5% credit rebateConditions applyCashbackCap: HK$100.00 · per month——
Category or merchant does not match. • Source-stated 5% credit rebate; no minimum spend is stated. • Limit: 100 HKD · Per Month • Limit applies to: eligible GBA travel expenses in each month • Application, registration or activation required. See conditions. • Eligible categories: 交通 • Applicable to principal UnionPay Dual Currency credit cards issued by the Bank; supplementary cards, Pacific Internet cards, and gift cards are excluded. • Register online or through WeChat; eligible expense is counted from the month in which the eligible account successfully registers. • Registered cardholders receive a source-stated 5% credit rebate on any eligible travel expense during 2026. • Eligible travel expense covers Hong Kong, Macau, Mainland China, and cross-border tunnel, highway and bridge tolls; petrol-station fuel; parking; electric-vehicle charging; car repair and maintenance; auto detailing; and designated public transport including MTR, buses, ferries, trams, light rail, high-speed rail, Turbo Jet, water jets, cross-border buses, intercity trains, subways, and Mainland public buses. • Exclude cash advances and related fees, Octopus automatic add value, electronic wallets, instalments, split transactions, balance transfers, tax, traveller's cheques, insurance, credit-card charges, other redemption fees, cancelled, returned, fraudulent, and unposted transactions, and other transactions designated by the Bank. • Supplementary-card travel expense combines with the related principal account. The account maximum is HKD100 credit rebate per month, credited by the end of the following month; rebate is rounded to the nearest integer and amounts below HKD1 are not awarded. • For Mainland China transactions, RMB1 equals HKD1 for this promotion. Multiple eligible credit-card accounts cannot combine spending. • The account must be valid and in good financial standing when the rebate is credited. The Bank may debit the rebate after a cancellation, refund, or fraudulent act and may determine eligibility from its transaction record.
- Eligibility: Audience: all
- Eligible spending: Applies to: 交通 · Type: category
- Benefit limit: Amount: 100 · Applies to: eligible GBA travel expenses in each month · Currency: HKD · Period: per month · Type: limited · Unit: currency
- Percentage note: Source stated 5% credit rebate; no minimum spend is stated.
- Application or registration is required.
- Applicable to principal UnionPay Dual Currency credit cards issued by the Bank; supplementary cards, Pacific Internet cards, and gift cards are excluded.
- Register online or through WeChat; eligible expense is counted from the month in which the eligible account successfully registers.
- Registered cardholders receive a source-stated 5% credit rebate on any eligible travel expense during 2026.
- Eligible travel expense covers Hong Kong, Macau, Mainland China, and cross-border tunnel, highway and bridge tolls; petrol-station fuel; parking; electric-vehicle charging; car repair and maintenance; auto detailing; and designated public transport including MTR, buses, ferries, trams, light rail, high-speed rail, Turbo Jet, water jets, cross-border buses, intercity trains, subways, and Mainland public buses.
- Exclude cash advances and related fees, Octopus automatic add value, electronic wallets, instalments, split transactions, balance transfers, tax, traveller's cheques, insurance, credit-card charges, other redemption fees, cancelled, returned, fraudulent, and unposted transactions, and other transactions designated by the Bank.
- Supplementary-card travel expense combines with the related principal account. The account maximum is HKD100 credit rebate per month, credited by the end of the following month; rebate is rounded to the nearest integer and amounts below HKD1 are not awarded.
- For Mainland China transactions, RMB1 equals HKD1 for this promotion. Multiple eligible credit-card accounts cannot combine spending.
- The account must be valid and in good financial standing when the rebate is credited. The Bank may debit the rebate after a cancellation, refund, or fraudulent act and may determine eligibility from its transaction record.
- GBA Travel Promotion Period: 2026-01-01 – 2026-12-31
Overseas spending海外簽賬：5% spending rebateConditions applyCashbackMinimum spending: HK$1,000.00Cap: HK$300.00 · per month——
Category or merchant does not match. • Source-stated 5% rebate; HKD1,000 is an eligibility threshold, not the rate. • Limit: 300 HKD · Per Month • Limit applies to: eligible designated-foreign-currency spending in each monthly phase • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 1000 • Eligible categories: 海外簽賬 • Applicable to principal and virtual CUP Dual Currency Credit Cards issued by the Bank; VISA cards, supplementary cards, Pacific Internet cards, and gift cards are excluded. • Register through the Bank website or WeChat during the Promotion Period; the quota is 5,000 and registration is first-come, first-served. The source lists online code 2026006CCD0000106 and WeChat code 202606CCD0000106. • In each monthly phase, accumulate eligible retail spending of HKD1,000 or above in designated foreign currencies of Japan, South Korea, Thailand, and Taiwan, China to receive a 5% rebate. • The rebate is capped at HKD300 in each phase and HKD1,800 for the entire Promotion Period. • Eligible transactions are non-HKD foreign retail spending, UnionPay QR/App retail spending, online retail spending, and purchases by post, fax, or phone; the amount uses the HKD value posted after currency conversion and country or region coding by UnionPay International. • Exclude foreign transactions paid in HKD, local retail spending, RMB transactions, cash advances, Octopus add value, electronic wallets, instalments, MPF/SVC, balance transfers, online bills, casino chips, tax, traveller's cheques, insurance, card charges, other redemption fees, and other transactions designated by the Bank. • Spending is counted by credit-card number and multiple eligible accounts cannot combine. Supplementary-card transactions combine with the principal account but the supplementary card does not receive the rebate; spending from another principal card cannot combine. • The Bank credits Phase 1-3 rebates in November 2026 and Phase 4-6 rebates in February 2027, subject to change; the amount is rounded to the nearest whole number. • Transactions must post before crediting and the account must remain valid and in good financial standing. Fraudulent, false, unauthorized, cancelled, refunded, or unposted transactions do not qualify; the Bank may debit the rebate after later cancellation.
- Eligibility: Audience: all
- Eligible spending: Applies to: 海外簽賬 · Type: category
- Requirements: Period spend ≥: HK$1,000.00
- Benefit limit: Amount: 300 · Applies to: eligible designated foreign currency spending in each monthly phase · Currency: HKD · Period: per month · Type: limited · Unit: currency
- Percentage note: Source stated 5% rebate; HKD1,000 is an eligibility threshold, not the rate.
- Application or registration is required.
- Applicable to principal and virtual CUP Dual Currency Credit Cards issued by the Bank; VISA cards, supplementary cards, Pacific Internet cards, and gift cards are excluded.
- Register through the Bank website or WeChat during the Promotion Period; the quota is 5,000 and registration is first-come, first-served. The source lists online code 2026006CCD0000106 and WeChat code 202606CCD0000106.
- In each monthly phase, accumulate eligible retail spending of HKD1,000 or above in designated foreign currencies of Japan, South Korea, Thailand, and Taiwan, China to receive a 5% rebate.
- The rebate is capped at HKD300 in each phase and HKD1,800 for the entire Promotion Period.
- Eligible transactions are non-HKD foreign retail spending, UnionPay QR/App retail spending, online retail spending, and purchases by post, fax, or phone; the amount uses the HKD value posted after currency conversion and country or region coding by UnionPay International.
- Exclude foreign transactions paid in HKD, local retail spending, RMB transactions, cash advances, Octopus add value, electronic wallets, instalments, MPF/SVC, balance transfers, online bills, casino chips, tax, traveller's cheques, insurance, card charges, other redemption fees, and other transactions designated by the Bank.
- Spending is counted by credit-card number and multiple eligible accounts cannot combine. Supplementary-card transactions combine with the principal account but the supplementary card does not receive the rebate; spending from another principal card cannot combine.
- The Bank credits Phase 1-3 rebates in November 2026 and Phase 4-6 rebates in February 2027, subject to change; the amount is rounded to the nearest whole number.
- Transactions must post before crediting and the account must remain valid and in good financial standing. Fraudulent, false, unauthorized, cancelled, refunded, or unposted transactions do not qualify; the Bank may debit the rebate after later cancellation.
- Designated Foreign Currencies Promotion Period: 2026-07-01 – 2026-12-31
