精明消費。
賺取更多回贈。

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Threshold-equivalent calculation: HKD 400 / HKD 4000 × 100 = 10.00%, rounded to 2 decimal places. This is the rate at the minimum spend; it decreases when spend exceeds HKD 4000. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 4000 • Eligible categories: 其他 • Apply for the card by 13 January 2027. Meet the spending requirement within three months of card issue. • The page intro defines a new customer as a principal applicant who held no BEA Credit Card in the prior six months, with stated exclusions. Remarks say no principal BEA Credit Card in that period; the page gives both definitions. • Spend at least HK$4,000 on eligible local and overseas retail purchases. • BEA determines transaction eligibility by UnionPay merchant codes. Supermarket, travel agency, government department, recurring, autopay, and insurance premium transactions are excluded from cash rebates or bonus points.

• 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
• 適用消費: 適用範圍: 其他 · Type: 類別
• 要求: Period spend ≥: HK$4,000.00
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: Threshold equivalent calculation: HKD 400 / HKD 4000 × 100 = 10.00%, rounded to 2 decimal places. This is the rate at the minimum spend; it decreases when spend exceeds HKD 4000.
• 須申請或登記。
• Apply for the card by 13 January 2027. Meet the spending requirement within three months of card issue.
• The page intro defines a new customer as a principal applicant who held no BEA Credit Card in the prior six months, with stated exclusions. Remarks say no principal BEA Credit Card in that period; the page gives both definitions.
• Spend at least HK$4,000 on eligible local and overseas retail purchases.
• BEA determines transaction eligibility by UnionPay merchant codes. Supermarket, travel agency, government department, recurring, autopay, and insurance premium transactions are excluded from cash rebates or bonus points.
• Card application period: 即日起 – 2027-01-13

開啟優惠來源 ↗

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Threshold-equivalent calculation: CNY 400 / CNY 4000 × 100 = 10.00%, rounded to 2 decimal places. This is the rate at the minimum spend; it decreases when spend exceeds CNY 4000. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 4000 • Eligible categories: 其他 • Apply for the card by 13 January 2027. Meet the spending requirement within three months of card issue. • The page intro defines a new customer as a principal applicant who held no BEA Credit Card in the prior six months, with stated exclusions. Remarks say no principal BEA Credit Card in that period; the page gives both definitions. • Spend at least CNY4,000 on eligible CNY retail purchases. • BEA determines transaction eligibility by UnionPay merchant codes. Supermarket, travel agency, government department, recurring, autopay, and insurance premium transactions are excluded from cash rebates or bonus points.

• 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
• 適用消費: 適用範圍: 其他 · Type: 類別
• 要求: Period spend ≥: HK$4,000.00
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: Threshold equivalent calculation: CNY 400 / CNY 4000 × 100 = 10.00%, rounded to 2 decimal places. This is the rate at the minimum spend; it decreases when spend exceeds CNY 4000.
• 須申請或登記。
• Apply for the card by 13 January 2027. Meet the spending requirement within three months of card issue.
• The page intro defines a new customer as a principal applicant who held no BEA Credit Card in the prior six months, with stated exclusions. Remarks say no principal BEA Credit Card in that period; the page gives both definitions.
• Spend at least CNY4,000 on eligible CNY retail purchases.
• BEA determines transaction eligibility by UnionPay merchant codes. Supermarket, travel agency, government department, recurring, autopay, and insurance premium transactions are excluded from cash rebates or bonus points.
• Card application period: 即日起 – 2027-01-13

開啟優惠來源 ↗

No usable purchase percentage; threshold comparison rates are not flat rewards. • Customer: Existing customer • Threshold-equivalent calculation: HKD 300 / HKD 2000 × 100 = 15.00%, rounded to 2 decimal places. This is the rate at the minimum spend; it decreases when spend exceeds HKD 2000. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 2000 • Eligible categories: 其他 • Apply for the card by 13 January 2027. Activate the new card and meet the spending requirement within three months of card issue. • An existing customer is a principal applicant who held a principal BEA Credit Card in the prior six months, excluding this DIAMOND card. • Spend at least HK$2,000 in Eligible Spending during the spending period. The HTML does not define Eligible Spending. • BEA determines transaction eligibility by UnionPay merchant codes. Supermarket, travel agency, government department, recurring, autopay, and insurance premium transactions are excluded from cash rebates or bonus points.

• 適用資格: 適用對象: 全部 · 客戶類別: 現有客戶
• 適用消費: 適用範圍: 其他 · Type: 類別
• 要求: Period spend ≥: HK$2,000.00
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: Threshold equivalent calculation: HKD 300 / HKD 2000 × 100 = 15.00%, rounded to 2 decimal places. This is the rate at the minimum spend; it decreases when spend exceeds HKD 2000.
• 須申請或登記。
• Apply for the card by 13 January 2027. Activate the new card and meet the spending requirement within three months of card issue.
• An existing customer is a principal applicant who held a principal BEA Credit Card in the prior six months, excluding this DIAMOND card.
• Spend at least HK$2,000 in Eligible Spending during the spending period. The HTML does not define Eligible Spending.
• BEA determines transaction eligibility by UnionPay merchant codes. Supermarket, travel agency, government department, recurring, autopay, and insurance premium transactions are excluded from cash rebates or bonus points.
• Card application period: 即日起 – 2027-01-13

開啟優惠來源 ↗

This benefit does not apply to a purchase. • All customers are entitled to a waiver for the first year. The annual fee amount is not stated in this HTML.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• All customers are entitled to a waiver for the first year. The annual fee amount is not stated in this HTML.

開啟優惠來源 ↗

Whole-dollar rebate rounding requires the statement total or an explicit per-transaction basis. • No percentage is stated. • Limit applies to: No general cap is stated for all Basic Reward transactions. • Eligible categories: 其他 • Basic Reward Eligible Transactions are retail spending, determined by post date. Exclusions include cash advances; instalments, Cash in Hand, balance transfers and fund transfers; purchases or reloads of stored-value cards or e-wallets except PayMe and Octopus Automatic Add Value Service; Cyberbanking bill payments; casino chips; fees and charges; unposted, cancelled, reserved or refunded payments; card-present transactions at merchants in the UK or European Economic Area; and insurance premiums. • Government Department category transactions and Octopus Automatic Add Value Service reloads share a monthly cap of HK$40 cash rebate or 10,000 bonus points per Eligible Account. This card earns points; the cap applies to those transactions, not all Basic Reward spending. • Bonus points are rounded down to the nearest dollar for each transaction; cents do not count. Basic Reward is credited to the principal card account in the next statement. • The principal and supplementary card accounts are treated as one Eligible Account. Eligible transactions depend on card-network merchant codes or transaction types, or the merchant's acquiring bank. • The account must be valid. Unposted, cancelled, refunded or fraudulent transactions are ineligible. If a transaction is later found ineligible, BEA may recover the related reward value at HK$1 per 200 bonus points, rounded up.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 其他 · Type: 類別
• 優惠上限: 適用範圍: No general cap is stated for all Basic Reward transactions. · 期間: 未提供 · Type: 未提供
• 百分比備註: No percentage is stated.
• Basic Reward Eligible Transactions are retail spending, determined by post date. Exclusions include cash advances; instalments, Cash in Hand, balance transfers and fund transfers; purchases or reloads of stored-value cards or e-wallets except PayMe and Octopus Automatic Add Value Service; Cyberbanking bill payments; casino chips; fees and charges; unposted, cancelled, reserved or refunded payments; card-present transactions at merchants in the UK or European Economic Area; and insurance premiums.
• Government Department category transactions and Octopus Automatic Add Value Service reloads share a monthly cap of HK$40 cash rebate or 10,000 bonus points per Eligible Account. This card earns points; the cap applies to those transactions, not all Basic Reward spending.
• Bonus points are rounded down to the nearest dollar for each transaction; cents do not count. Basic Reward is credited to the principal card account in the next statement.
• The principal and supplementary card accounts are treated as one Eligible Account. Eligible transactions depend on card-network merchant codes or transaction types, or the merchant's acquiring bank.
• The account must be valid. Unposted, cancelled, refunded or fraudulent transactions are ineligible. If a transaction is later found ineligible, BEA may recover the related reward value at HK$1 per 200 bonus points, rounded up.

開啟優惠來源 ↗

Whole-dollar rebate rounding requires the statement total or an explicit per-transaction basis. • The source states a 1.2% total rebate for 3X points, including 2X Extra Reward plus 1X Basic Reward. This offer records the 2X Extra Reward points only. The source does not state a standalone percentage for those extra points. • Limit: 100000 point · Per Month • Limit applies to: Shared UnionPay DIAMOND Extra Reward bonus points per Eligible Account per calendar month; the source does not state whether this cap includes the separate Online Bill Payment Offer cap. • Eligible categories: 本地餐飲 • Applies to eligible spending at local dining outlets. • Eligible transactions use the transaction date. Transactions at supermarkets, travel agencies and government departments, and recurring or autopay transactions, are not eligible for Extra Reward. • The principal and supplementary card accounts are treated as one Eligible Account. Eligible transactions depend on card-network merchant codes or transaction types, or the merchant's acquiring bank. • The account must be valid. Unposted, cancelled, refunded or fraudulent transactions are ineligible. If a transaction is later found ineligible, BEA may recover the related reward value at HK$1 per 200 bonus points, rounded up. • Bonus points are rounded down to the nearest dollar for each transaction; cents do not count. Extra Reward is credited between the 8th and 15th of the next calendar month. • The 100,000-point monthly cap applies to Extra Reward points, not the Basic Reward component of the stated total. • The source states a 1.2% total rebate for 3X points, including 2X Extra Reward plus 1X Basic Reward. This offer records the 2X Extra Reward points only. The source does not state a standalone percentage for those extra points.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 本地餐飲 · Type: 類別
• 優惠上限: 金額: 100000 · 適用範圍: Shared UnionPay DIAMOND Extra Reward bonus points per Eligible Account per calendar month; the source does not state whether this cap includes the separate Online Bill Payment Offer cap. · 期間: 每月 · Type: 有限額 · Unit: point
• 百分比備註: The source states a 1.2% total rebate for 3X points, including 2X Extra Reward plus 1X Basic Reward. This offer records the 2X Extra Reward points only. The source does not state a standalone percentage for those extra points.
• Applies to eligible spending at local dining outlets.
• Eligible transactions use the transaction date. Transactions at supermarkets, travel agencies and government departments, and recurring or autopay transactions, are not eligible for Extra Reward.
• The principal and supplementary card accounts are treated as one Eligible Account. Eligible transactions depend on card-network merchant codes or transaction types, or the merchant's acquiring bank.
• The account must be valid. Unposted, cancelled, refunded or fraudulent transactions are ineligible. If a transaction is later found ineligible, BEA may recover the related reward value at HK$1 per 200 bonus points, rounded up.
• Bonus points are rounded down to the nearest dollar for each transaction; cents do not count. Extra Reward is credited between the 8th and 15th of the next calendar month.
• The 100,000-point monthly cap applies to Extra Reward points, not the Basic Reward component of the stated total.
• The source states a 1.2% total rebate for 3X points, including 2X Extra Reward plus 1X Basic Reward. This offer records the 2X Extra Reward points only. The source does not state a standalone percentage for those extra points.
• UnionPay Dual Currency DIAMOND Extra Reward: 2025-01-01 – 2026-12-31

開啟優惠來源 ↗

Whole-dollar rebate rounding requires the statement total or an explicit per-transaction basis. • The source states a 0.8% total rebate for 2X points, including 1X Extra Reward plus 1X Basic Reward. This offer records the 1X Extra Reward point only. The source does not state a standalone percentage for the extra point. • Limit: 100000 point · Per Month • Limit applies to: Shared UnionPay DIAMOND Extra Reward bonus points per Eligible Account per calendar month; the source does not state whether this cap includes the separate Online Bill Payment Offer cap. • Eligible categories: 購物 • Applies to eligible local retail spending. • Eligible transactions use the transaction date. Transactions at supermarkets, travel agencies and government departments, and recurring or autopay transactions, are not eligible for Extra Reward. • The principal and supplementary card accounts are treated as one Eligible Account. Eligible transactions depend on card-network merchant codes or transaction types, or the merchant's acquiring bank. • The account must be valid. Unposted, cancelled, refunded or fraudulent transactions are ineligible. If a transaction is later found ineligible, BEA may recover the related reward value at HK$1 per 200 bonus points, rounded up. • Bonus points are rounded down to the nearest dollar for each transaction; cents do not count. Extra Reward is credited between the 8th and 15th of the next calendar month. • The 100,000-point monthly cap applies to Extra Reward points, not the Basic Reward component of the stated total. • The source states a 0.8% total rebate for 2X points, including 1X Extra Reward plus 1X Basic Reward. This offer records the 1X Extra Reward point only. The source does not state a standalone percentage for the extra point.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 購物 · Type: 類別
• 優惠上限: 金額: 100000 · 適用範圍: Shared UnionPay DIAMOND Extra Reward bonus points per Eligible Account per calendar month; the source does not state whether this cap includes the separate Online Bill Payment Offer cap. · 期間: 每月 · Type: 有限額 · Unit: point
• 百分比備註: The source states a 0.8% total rebate for 2X points, including 1X Extra Reward plus 1X Basic Reward. This offer records the 1X Extra Reward point only. The source does not state a standalone percentage for the extra point.
• Applies to eligible local retail spending.
• Eligible transactions use the transaction date. Transactions at supermarkets, travel agencies and government departments, and recurring or autopay transactions, are not eligible for Extra Reward.
• The principal and supplementary card accounts are treated as one Eligible Account. Eligible transactions depend on card-network merchant codes or transaction types, or the merchant's acquiring bank.
• The account must be valid. Unposted, cancelled, refunded or fraudulent transactions are ineligible. If a transaction is later found ineligible, BEA may recover the related reward value at HK$1 per 200 bonus points, rounded up.
• Bonus points are rounded down to the nearest dollar for each transaction; cents do not count. Extra Reward is credited between the 8th and 15th of the next calendar month.
• The 100,000-point monthly cap applies to Extra Reward points, not the Basic Reward component of the stated total.
• The source states a 0.8% total rebate for 2X points, including 1X Extra Reward plus 1X Basic Reward. This offer records the 1X Extra Reward point only. The source does not state a standalone percentage for the extra point.
• UnionPay Dual Currency DIAMOND Extra Reward: 2025-01-01 – 2026-12-31

開啟優惠來源 ↗

Whole-dollar rebate rounding requires the statement total or an explicit per-transaction basis. • The source states a 0.4% total rebate for 2X points, including 1X Extra Reward plus 1X Basic Reward. This offer records the 1X Extra Reward point only. The source does not state a standalone percentage for the extra point. • Limit: 100000 point · Per Month • Limit applies to: Shared UnionPay DIAMOND Extra Reward bonus points per Eligible Account per calendar month; the source does not state whether this cap includes the separate Online Bill Payment Offer cap. • Eligible categories: 其他 • Applies to eligible retail spending via the UnionPay App. • Eligible transactions use the transaction date. Transactions at supermarkets, travel agencies and government departments, and recurring or autopay transactions, are not eligible for Extra Reward. • The principal and supplementary card accounts are treated as one Eligible Account. Eligible transactions depend on card-network merchant codes or transaction types, or the merchant's acquiring bank. • The account must be valid. Unposted, cancelled, refunded or fraudulent transactions are ineligible. If a transaction is later found ineligible, BEA may recover the related reward value at HK$1 per 200 bonus points, rounded up. • Bonus points are rounded down to the nearest dollar for each transaction; cents do not count. Extra Reward is credited between the 8th and 15th of the next calendar month. • The 100,000-point monthly cap applies to Extra Reward points, not the Basic Reward component of the stated total. • The source states a 0.4% total rebate for 2X points, including 1X Extra Reward plus 1X Basic Reward. This offer records the 1X Extra Reward point only. The source does not state a standalone percentage for the extra point.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 其他 · Type: 類別
• 優惠上限: 金額: 100000 · 適用範圍: Shared UnionPay DIAMOND Extra Reward bonus points per Eligible Account per calendar month; the source does not state whether this cap includes the separate Online Bill Payment Offer cap. · 期間: 每月 · Type: 有限額 · Unit: point
• 百分比備註: The source states a 0.4% total rebate for 2X points, including 1X Extra Reward plus 1X Basic Reward. This offer records the 1X Extra Reward point only. The source does not state a standalone percentage for the extra point.
• Applies to eligible retail spending via the UnionPay App.
• Eligible transactions use the transaction date. Transactions at supermarkets, travel agencies and government departments, and recurring or autopay transactions, are not eligible for Extra Reward.
• The principal and supplementary card accounts are treated as one Eligible Account. Eligible transactions depend on card-network merchant codes or transaction types, or the merchant's acquiring bank.
• The account must be valid. Unposted, cancelled, refunded or fraudulent transactions are ineligible. If a transaction is later found ineligible, BEA may recover the related reward value at HK$1 per 200 bonus points, rounded up.
• Bonus points are rounded down to the nearest dollar for each transaction; cents do not count. Extra Reward is credited between the 8th and 15th of the next calendar month.
• The 100,000-point monthly cap applies to Extra Reward points, not the Basic Reward component of the stated total.
• The source states a 0.4% total rebate for 2X points, including 1X Extra Reward plus 1X Basic Reward. This offer records the 1X Extra Reward point only. The source does not state a standalone percentage for the extra point.
• UnionPay Dual Currency DIAMOND Extra Reward: 2025-01-01 – 2026-12-31

開啟優惠來源 ↗

Whole-dollar rebate rounding requires the statement total or an explicit per-transaction basis. • The source states a 4% total rebate for 10X points, including 9X Extra Reward plus 1X Basic Reward. This offer records the 9X Extra Reward points only. The source does not state a standalone percentage for those extra points. • Limit: 100000 point · Per Month • Limit applies to: Shared UnionPay DIAMOND Extra Reward bonus points per Eligible Account per calendar month; the source does not state whether this cap includes the separate Online Bill Payment Offer cap. • Eligible categories: 海外簽賬 • Applies only to the HKD account and to non-HKD retail transactions made in or outside Hong Kong; Renminbi transactions are excluded. • Eligible transactions use the transaction date. Transactions at supermarkets, travel agencies and government departments, and recurring or autopay transactions, are not eligible for Extra Reward. • The principal and supplementary card accounts are treated as one Eligible Account. Eligible transactions depend on card-network merchant codes or transaction types, or the merchant's acquiring bank. • The account must be valid. Unposted, cancelled, refunded or fraudulent transactions are ineligible. If a transaction is later found ineligible, BEA may recover the related reward value at HK$1 per 200 bonus points, rounded up. • Bonus points are rounded down to the nearest dollar for each transaction; cents do not count. Extra Reward is credited between the 8th and 15th of the next calendar month. • The 100,000-point monthly cap applies to Extra Reward points, not the Basic Reward component of the stated total. • The source states a 4% total rebate for 10X points, including 9X Extra Reward plus 1X Basic Reward. This offer records the 9X Extra Reward points only. The source does not state a standalone percentage for those extra points.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 海外簽賬 · Type: 類別
• 優惠上限: 金額: 100000 · 適用範圍: Shared UnionPay DIAMOND Extra Reward bonus points per Eligible Account per calendar month; the source does not state whether this cap includes the separate Online Bill Payment Offer cap. · 期間: 每月 · Type: 有限額 · Unit: point
• 百分比備註: The source states a 4% total rebate for 10X points, including 9X Extra Reward plus 1X Basic Reward. This offer records the 9X Extra Reward points only. The source does not state a standalone percentage for those extra points.
• Applies only to the HKD account and to non-HKD retail transactions made in or outside Hong Kong; Renminbi transactions are excluded.
• Eligible transactions use the transaction date. Transactions at supermarkets, travel agencies and government departments, and recurring or autopay transactions, are not eligible for Extra Reward.
• The principal and supplementary card accounts are treated as one Eligible Account. Eligible transactions depend on card-network merchant codes or transaction types, or the merchant's acquiring bank.
• The account must be valid. Unposted, cancelled, refunded or fraudulent transactions are ineligible. If a transaction is later found ineligible, BEA may recover the related reward value at HK$1 per 200 bonus points, rounded up.
• Bonus points are rounded down to the nearest dollar for each transaction; cents do not count. Extra Reward is credited between the 8th and 15th of the next calendar month.
• The 100,000-point monthly cap applies to Extra Reward points, not the Basic Reward component of the stated total.
• The source states a 4% total rebate for 10X points, including 9X Extra Reward plus 1X Basic Reward. This offer records the 9X Extra Reward points only. The source does not state a standalone percentage for those extra points.
• UnionPay Dual Currency DIAMOND Extra Reward: 2025-01-01 – 2026-12-31

開啟優惠來源 ↗

Whole-dollar rebate rounding requires the statement total or an explicit per-transaction basis. • The source states a 4.8% total rebate for 12X points, including 11X Extra Reward plus 1X Basic Reward. This offer records the 11X Extra Reward points only. The source does not state a standalone percentage for those extra points. • Limit: 100000 point · Per Month • Limit applies to: Shared UnionPay DIAMOND Extra Reward bonus points per Eligible Account per calendar month; the source does not state whether this cap includes the separate Online Bill Payment Offer cap. • Eligible categories: 其他 • Applies only to the RMB account and to eligible Renminbi retail transactions. • Eligible transactions use the transaction date. Transactions at supermarkets, travel agencies and government departments, and recurring or autopay transactions, are not eligible for Extra Reward. • The principal and supplementary card accounts are treated as one Eligible Account. Eligible transactions depend on card-network merchant codes or transaction types, or the merchant's acquiring bank. • The account must be valid. Unposted, cancelled, refunded or fraudulent transactions are ineligible. If a transaction is later found ineligible, BEA may recover the related reward value at HK$1 per 200 bonus points, rounded up. • Bonus points are rounded down to the nearest dollar for each transaction; cents do not count. Extra Reward is credited between the 8th and 15th of the next calendar month. • The 100,000-point monthly cap applies to Extra Reward points, not the Basic Reward component of the stated total. • The source states a 4.8% total rebate for 12X points, including 11X Extra Reward plus 1X Basic Reward. This offer records the 11X Extra Reward points only. The source does not state a standalone percentage for those extra points.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 其他 · Type: 類別
• 優惠上限: 金額: 100000 · 適用範圍: Shared UnionPay DIAMOND Extra Reward bonus points per Eligible Account per calendar month; the source does not state whether this cap includes the separate Online Bill Payment Offer cap. · 期間: 每月 · Type: 有限額 · Unit: point
• 百分比備註: The source states a 4.8% total rebate for 12X points, including 11X Extra Reward plus 1X Basic Reward. This offer records the 11X Extra Reward points only. The source does not state a standalone percentage for those extra points.
• Applies only to the RMB account and to eligible Renminbi retail transactions.
• Eligible transactions use the transaction date. Transactions at supermarkets, travel agencies and government departments, and recurring or autopay transactions, are not eligible for Extra Reward.
• The principal and supplementary card accounts are treated as one Eligible Account. Eligible transactions depend on card-network merchant codes or transaction types, or the merchant's acquiring bank.
• The account must be valid. Unposted, cancelled, refunded or fraudulent transactions are ineligible. If a transaction is later found ineligible, BEA may recover the related reward value at HK$1 per 200 bonus points, rounded up.
• Bonus points are rounded down to the nearest dollar for each transaction; cents do not count. Extra Reward is credited between the 8th and 15th of the next calendar month.
• The 100,000-point monthly cap applies to Extra Reward points, not the Basic Reward component of the stated total.
• The source states a 4.8% total rebate for 12X points, including 11X Extra Reward plus 1X Basic Reward. This offer records the 11X Extra Reward points only. The source does not state a standalone percentage for those extra points.
• UnionPay Dual Currency DIAMOND Extra Reward: 2025-01-01 – 2026-12-31

開啟優惠來源 ↗

Whole-dollar rebate rounding requires the statement total or an explicit per-transaction basis. • The source states a 0.4% rebate as 1X bonus point for this offer. Cyberbanking bill payments are excluded from Basic Reward. • Limit: 20000 point · Per Month • Limit applies to: Online Bill Payment Offer Extra Reward bonus points per Eligible Account • Eligible categories: 賬單及公用事業 • Eligible payments must succeed through the Payments – Bills function in BEA Cyberbanking. Banking & Credit Card Services, Credit/Financial Services and Securities Trading payments are excluded. • Scheduled payment instructions are excluded when their execution date is outside the promotion period. Renminbi bill payments and cash advances are excluded. • General Extra Reward terms exclude transactions to government departments and recurring or autopay transactions. • The source also states a 100,000-point monthly cap for the card's Extra Reward. It does not state whether this Bill Pay cap is part of that total. • The principal and supplementary card accounts are treated as one Eligible Account. Eligible transactions depend on card-network merchant codes or transaction types, or the merchant's acquiring bank. • The account must be valid. Unposted, cancelled, refunded or fraudulent transactions are ineligible. If a transaction is later found ineligible, BEA may recover the related reward value at HK$1 per 200 bonus points, rounded up. • Bonus points are rounded down to the nearest dollar for each transaction; cents do not count. • The offer's separate 20,000-point monthly cap may interact with the 100,000-point Extra Reward cap; the terms do not state how.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 賬單及公用事業 · Type: 類別
• 優惠上限: 金額: 20000 · 適用範圍: Online Bill Payment Offer Extra Reward bonus points per Eligible Account · 期間: 每月 · Type: 有限額 · Unit: point
• 百分比備註: The source states a 0.4% rebate as 1X bonus point for this offer. Cyberbanking bill payments are excluded from Basic Reward.
• Eligible payments must succeed through the Payments – Bills function in BEA Cyberbanking. Banking & Credit Card Services, Credit/Financial Services and Securities Trading payments are excluded.
• Scheduled payment instructions are excluded when their execution date is outside the promotion period. Renminbi bill payments and cash advances are excluded.
• General Extra Reward terms exclude transactions to government departments and recurring or autopay transactions.
• The source also states a 100,000-point monthly cap for the card's Extra Reward. It does not state whether this Bill Pay cap is part of that total.
• The principal and supplementary card accounts are treated as one Eligible Account. Eligible transactions depend on card-network merchant codes or transaction types, or the merchant's acquiring bank.
• The account must be valid. Unposted, cancelled, refunded or fraudulent transactions are ineligible. If a transaction is later found ineligible, BEA may recover the related reward value at HK$1 per 200 bonus points, rounded up.
• Bonus points are rounded down to the nearest dollar for each transaction; cents do not count.
• The offer's separate 20,000-point monthly cap may interact with the 100,000-point Extra Reward cap; the terms do not state how.
• Online Bill Payment Offer: 2025-01-01 – 2026-12-31

開啟優惠來源 ↗

Alternative offer in the same group; only the best group offer is counted. • Audience: other; Document: a valid Construction Workers Registration Card (front and back) copy • Cash-equivalent calculation: 1 bonus point per RMB1 or HKD1 eligible spending × (RMB1 or HKD1 cash rebate ÷ 250 bonus points) = 0.4%. The source states monthly conversion into the selected HKD/RMB account and no annual limit on cash rebate. • Limit: unlimited. • Limit applies to: Annual cash-rebate amount for eligible card spending • Applies to all eligible spending, subject to the conditions. • The source calls this Cash Rebate for All Your Spending Year-Round and states 1 bonus point for every RMB/HK$1 eligible spending. • Every 250 points converts to RMB1 or HKD1 cash rebate. The cash rebate is automatically converted monthly and deposited into the selected HKD/RMB credit-card account in the same statement period. • The source states that there is no annual limit on the amount of cash rebate. The designated-spending points rate is a higher earning tier in the same points programme, not an additional reward to add to this base tier.

• 適用資格: 適用對象: other · Document: a valid Construction Workers Registration Card (front and back) copy
• 適用消費: Type: 全部
• 優惠上限: 適用範圍: Annual cash rebate amount for eligible card spending · 期間: 每年 · Type: 無上限
• 百分比備註: Cash equivalent calculation: 1 bonus point per RMB1 or HKD1 eligible spending × (RMB1 or HKD1 cash rebate ÷ 250 bonus points) = 0.4%. The source states monthly conversion into the selected HKD/RMB account and no annual limit on cash rebate.
• The source calls this Cash Rebate for All Your Spending Year-Round and states 1 bonus point for every RMB/HK$1 eligible spending.
• Every 250 points converts to RMB1 or HKD1 cash rebate. The cash rebate is automatically converted monthly and deposited into the selected HKD/RMB credit-card account in the same statement period.
• The source states that there is no annual limit on the amount of cash rebate. The designated-spending points rate is a higher earning tier in the same points programme, not an additional reward to add to this base tier.

開啟優惠來源 ↗

Category or merchant does not match. • Audience: other; Document: a valid Construction Workers Registration Card (front and back) copy • Cash-equivalent calculation: 12.5 bonus points per eligible HKD/RMB spending unit × (HKD1 or RMB1 cash rebate ÷ 250 bonus points) = 5%. The source states the 12.5-times-points benefit is equivalent to 5% cash rebate. • Limit applies to: Cash-equivalent value of the designated-spending points benefit • Eligible categories: 學費／課程 • The card page describes the product as offering privileges to registered construction workers. • The source lists Construction Industry trade-test fees and tuition fees for courses at Hong Kong Institute of Construction as designated spending for the 12.5-times-points benefit. • The page refers to linked Extra Bonus Point Rewards Programme terms for details; the linked target is not used as evidence in this run.

• 適用資格: 適用對象: other · Document: a valid Construction Workers Registration Card (front and back) copy
• 適用消費: 適用範圍: 學費／課程 · Type: 類別
• 優惠上限: 適用範圍: Cash equivalent value of the designated spending points benefit · 期間: 未提供 · Type: 未提供
• 百分比備註: Cash equivalent calculation: 12.5 bonus points per eligible HKD/RMB spending unit × (HKD1 or RMB1 cash rebate ÷ 250 bonus points) = 5%. The source states the 12.5 times points benefit is equivalent to 5% cash rebate.
• The card page describes the product as offering privileges to registered construction workers.
• The source lists Construction Industry trade-test fees and tuition fees for courses at Hong Kong Institute of Construction as designated spending for the 12.5-times-points benefit.
• The page refers to linked Extra Bonus Point Rewards Programme terms for details; the linked target is not used as evidence in this run.

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Audience: other; Document: a valid Construction Workers Registration Card (front and back) copy • The source states free dental insurance coverage but no monetary value or percentage. • Limit applies to: Annual Dental Insurance Plan coverage • Application, registration or activation required. See conditions. • Cardmembers must enroll by themselves to receive the Annual Dental Insurance Plan at no premium. • One qualifying route is using the card at least once per statement cycle during the effective Cardmembership year. • The page refers to separate Important Notes for further conditions; the linked target is not used as evidence in this run.

• 適用資格: 適用對象: other · Document: a valid Construction Workers Registration Card (front and back) copy
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: Annual Dental Insurance Plan coverage · 期間: 未提供 · Type: 未提供
• 百分比備註: The source states free dental insurance coverage but no monetary value or percentage.
• 須申請或登記。
• Cardmembers must enroll by themselves to receive the Annual Dental Insurance Plan at no premium.
• One qualifying route is using the card at least once per statement cycle during the effective Cardmembership year.
• The page refers to separate Important Notes for further conditions; the linked target is not used as evidence in this run.

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Audience: other; Document: a valid Construction Workers Registration Card (front and back) copy • The source states free dental insurance coverage but no monetary value or percentage. • Limit applies to: Annual Dental Insurance Plan coverage • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 12000 • Cardmembers must enroll by themselves to receive the Annual Dental Insurance Plan at no premium. • The alternative qualifying route is total accumulated spending of at least HKD12,000 during the effective Cardmembership year. • The page refers to separate Important Notes for further conditions; the linked target is not used as evidence in this run.

• 適用資格: 適用對象: other · Document: a valid Construction Workers Registration Card (front and back) copy
• 適用消費: Type: not applicable
• 要求: Period spend ≥: HK$12,000.00
• 優惠上限: 適用範圍: Annual Dental Insurance Plan coverage · 期間: 未提供 · Type: 未提供
• 百分比備註: The source states free dental insurance coverage but no monetary value or percentage.
• 須申請或登記。
• Cardmembers must enroll by themselves to receive the Annual Dental Insurance Plan at no premium.
• The alternative qualifying route is total accumulated spending of at least HKD12,000 during the effective Cardmembership year.
• The page refers to separate Important Notes for further conditions; the linked target is not used as evidence in this run.

開啟優惠來源 ↗

Category or merchant does not match. • Audience: other; Document: a valid Construction Workers Registration Card (front and back) copy • Fee-waiver percentage is not normalized. The page's 1.95% figure is a reference comparison example, not a guaranteed card rate. • Limit applies to: Handling charges for overseas spending and foreign exchange • Eligible categories: 海外簽賬 • The page states a year-round waiver of handling charges for overseas spending and foreign exchange. • The page's comparison table is for reference only and shows HK$10,000 plus HK$0 handling fee for this card versus HK$195 for another credit card.

• 適用資格: 適用對象: other · Document: a valid Construction Workers Registration Card (front and back) copy
• 適用消費: 適用範圍: 海外簽賬 · Type: 類別
• 優惠上限: 適用範圍: Handling charges for overseas spending and foreign exchange · 期間: 未提供 · Type: 未提供
• 百分比備註: Fee waiver percentage is not normalized. The page's 1.95% figure is a reference comparison example, not a guaranteed card rate.
• The page states a year-round waiver of handling charges for overseas spending and foreign exchange.
• The page's comparison table is for reference only and shows HK$10,000 plus HK$0 handling fee for this card versus HK$195 for another credit card.

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Audience: other; Document: a valid Construction Workers Registration Card (front and back) copy • Non-spending dual-currency card feature; no numeric value is stated. • Limit applies to: Dual-currency card account feature • The card combines RMB and HKD credit-card accounts in one card. • China spending is settled in RMB, while Hong Kong and overseas spending is settled in HKD. • The page describes convenience and savings but does not state a numeric foreign-exchange saving.

• 適用資格: 適用對象: other · Document: a valid Construction Workers Registration Card (front and back) copy
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: Dual currency card account feature · 期間: 未提供 · Type: 未提供
• 百分比備註: Non spending dual currency card feature; no numeric value is stated.
• The card combines RMB and HKD credit-card accounts in one card.
• China spending is settled in RMB, while Hong Kong and overseas spending is settled in HKD.
• The page describes convenience and savings but does not state a numeric foreign-exchange saving.

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Audience: other; Document: a valid Construction Workers Registration Card (front and back) copy • The KFS states a time period, not a percentage rate. • Limit applies to: Interest-free period for retail card spending • The KFS states an interest-free period of up to 55 days. • No interest is charged if the balance is paid in full by the due date each month; otherwise the KFS describes daily interest on the unpaid balance and new transactions.

• 適用資格: 適用對象: other · Document: a valid Construction Workers Registration Card (front and back) copy
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: Interest free period for retail card spending · 期間: 未提供 · Type: 未提供
• 百分比備註: The KFS states a time period, not a percentage rate.
• The KFS states an interest-free period of up to 55 days.
• No interest is charged if the balance is paid in full by the due date each month; otherwise the KFS describes daily interest on the unpaid balance and new transactions.

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Audience: other; Document: a valid Construction Workers Registration Card (front and back) copy • The KFS states a 1.5% monthly retail-purchase interest rate for the Construction Industry UnionPay Dual Currency Credit Card and a 19.56% retail-purchase APR. • Limit applies to: Retail purchase interest rate • The KFS states that the 1.5% monthly rate is reviewed from time to time. • The KFS states a 19.56% APR for retail purchase for this card.

• 適用資格: 適用對象: other · Document: a valid Construction Workers Registration Card (front and back) copy
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: Retail purchase interest rate · 期間: 未提供 · Type: 未提供
• 百分比備註: The KFS states a 1.5% monthly retail purchase interest rate for the Construction Industry UnionPay Dual Currency Credit Card and a 19.56% retail purchase APR.
• The KFS states that the 1.5% monthly rate is reviewed from time to time.
• The KFS states a 19.56% APR for retail purchase for this card.

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Audience: other; Document: a valid Construction Workers Registration Card (front and back) copy • The KFS states a 1.5% monthly cash-advance interest rate for the Construction Industry UnionPay Dual Currency Credit Card and a 19.56% cash-advance APR. • Limit applies to: Cash-advance interest rate • The KFS states that the 1.5% monthly rate is reviewed from time to time and interest is charged from the transaction date until payment in full. • The KFS states a 19.56% APR for cash advance for this card.

• 適用資格: 適用對象: other · Document: a valid Construction Workers Registration Card (front and back) copy
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: Cash advance interest rate · 期間: 未提供 · Type: 未提供
• 百分比備註: The KFS states a 1.5% monthly cash advance interest rate for the Construction Industry UnionPay Dual Currency Credit Card and a 19.56% cash advance APR.
• The KFS states that the 1.5% monthly rate is reviewed from time to time and interest is charged from the transaction date until payment in full.
• The KFS states a 19.56% APR for cash advance for this card.

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Audience: other; Document: a valid Construction Workers Registration Card (front and back) copy • Non-spending contactless card feature; no discount or reward rate is stated. • Limit applies to: UnionPay QuickPass contactless payment feature • UnionPay QuickPass contactless payment is available where accepting merchants support it, including dining, shopping and public transport across the Greater Bay Area. • Transactions of HKD/RMB1,000 or below can be accepted without signature verification. This is a transaction condition, not a reward cap.

• 適用資格: 適用對象: other · Document: a valid Construction Workers Registration Card (front and back) copy
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: UnionPay QuickPass contactless payment feature · 期間: 未提供 · Type: 未提供
• 百分比備註: Non spending contactless card feature; no discount or reward rate is stated.
• UnionPay QuickPass contactless payment is available where accepting merchants support it, including dining, shopping and public transport across the Greater Bay Area.
• Transactions of HKD/RMB1,000 or below can be accepted without signature verification. This is a transaction condition, not a reward cap.

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Audience: other; Document: a valid Construction Workers Registration Card (front and back) copy • Non-spending concierge service; no numeric value is stated. • Limit applies to: Personal concierge service • The service provides assistance in travel, shopping, art and entertainment, wellness, and dining. • The page provides the UnionPay Premium Service Hotline number +852 2169 0108.

• 適用資格: 適用對象: other · Document: a valid Construction Workers Registration Card (front and back) copy
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: Personal concierge service · 期間: 未提供 · Type: 未提供
• 百分比備註: Non spending concierge service; no numeric value is stated.
• The service provides assistance in travel, shopping, art and entertainment, wellness, and dining.
• The page provides the UnionPay Premium Service Hotline number +852 2169 0108.

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Audience: other; Document: a valid Construction Workers Registration Card (front and back) copy • Non-spending QR payment service; no numeric value is stated. • Limit applies to: Dragon HKPay QR Code Payment service • Application, registration or activation required. See conditions. • UnionPay cardholders may bind the card in Mobile Banking to make global QR Code payments at merchants that support the service. • UnionPay QR Code payments must take place in countries or regions where UnionPay International permits the service.

• 適用資格: 適用對象: other · Document: a valid Construction Workers Registration Card (front and back) copy
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: Dragon HKPay QR Code Payment service · 期間: 未提供 · Type: 未提供
• 百分比備註: Non spending QR payment service; no numeric value is stated.
• 須申請或登記。
• UnionPay cardholders may bind the card in Mobile Banking to make global QR Code payments at merchants that support the service.
• UnionPay QR Code payments must take place in countries or regions where UnionPay International permits the service.

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Audience: other; Document: a valid Construction Workers Registration Card (front and back) copy • Non-spending mobile-payment service; the page does not state a numeric offer value. • Limit applies to: UnionPay App service • Application, registration or activation required. See conditions. • The page instructs cardholders to add the card to UnionPay App to use contactless payment and access offers. • The page does not state a numeric value for the offers referred to in this feature block.

• 適用資格: 適用對象: other · Document: a valid Construction Workers Registration Card (front and back) copy
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: UnionPay App service · 期間: 未提供 · Type: 未提供
• 百分比備註: Non spending mobile payment service; the page does not state a numeric offer value.
• 須申請或登記。
• The page instructs cardholders to add the card to UnionPay App to use contactless payment and access offers.
• The page does not state a numeric value for the offers referred to in this feature block.

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Audience: other; Document: a valid Construction Workers Registration Card (front and back) copy • Non-spending card-control service; no numeric value is stated. • Limit applies to: RMB credit-limit adjustment service • Cardmembers can call the Customer Service Hotline to adjust the RMB credit limit of the dual-currency card. • The page refers to terms and conditions for the pre-set lower credit limit in the RMB card account; the linked target is not used as evidence in this run.

• 適用資格: 適用對象: other · Document: a valid Construction Workers Registration Card (front and back) copy
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: RMB credit limit adjustment service · 期間: 未提供 · Type: 未提供
• 百分比備註: Non spending card control service; no numeric value is stated.
• Cardmembers can call the Customer Service Hotline to adjust the RMB credit limit of the dual-currency card.
• The page refers to terms and conditions for the pre-set lower credit limit in the RMB card account; the linked target is not used as evidence in this run.

開啟優惠來源 ↗

Category or merchant does not match. • Audience: other • Eligible categories: 海外簽賬 • Exclusive to CITICdiamond customers. • Contact your Relationship Manager for credit card details. • Terms & Conditions apply.

• 適用資格: 適用對象: other
• 適用消費: 適用範圍: 海外簽賬 · Type: 類別
• 優惠上限: 期間: 未提供 · Type: 未提供
• Exclusive to CITICdiamond customers.
• Contact your Relationship Manager for credit card details.
• Terms & Conditions apply.

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Audience: other • Exclusive to CITICdiamond customers. • Contact your Relationship Manager for credit card details. • Terms & Conditions apply.

• 適用資格: 適用對象: other
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• Exclusive to CITICdiamond customers.
• Contact your Relationship Manager for credit card details.
• Terms & Conditions apply.

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Audience: other • Exclusive to CITICdiamond customers. • The HTML describes the annual fee waiver as perpetual. • Contact your Relationship Manager for credit card details. • Terms & Conditions apply.

• 適用資格: 適用對象: other
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• Exclusive to CITICdiamond customers.
• The HTML describes the annual fee waiver as perpetual.
• Contact your Relationship Manager for credit card details.
• Terms & Conditions apply.

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Audience: other • Exclusive to CITICdiamond customers. • Contact your Relationship Manager for credit card details. • Terms & Conditions apply.

• 適用資格: 適用對象: other
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• Exclusive to CITICdiamond customers.
• Contact your Relationship Manager for credit card details.
• Terms & Conditions apply.

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Audience: other • Exclusive to CITICdiamond customers. • Contact your Relationship Manager for credit card details. • Terms & Conditions apply.

• 適用資格: 適用對象: other
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• Exclusive to CITICdiamond customers.
• Contact your Relationship Manager for credit card details.
• Terms & Conditions apply.

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Audience: other • Exclusive to CITICdiamond customers. • Contact your Relationship Manager for credit card details. • Terms & Conditions apply.

• 適用資格: 適用對象: other
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• Exclusive to CITICdiamond customers.
• Contact your Relationship Manager for credit card details.
• Terms & Conditions apply.

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Audience: other • Exclusive to CITICdiamond customers. • Contact your Relationship Manager for credit card details. • Terms & Conditions apply.

• 適用資格: 適用對象: other
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• Exclusive to CITICdiamond customers.
• Contact your Relationship Manager for credit card details.
• Terms & Conditions apply.

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Audience: other • Exclusive to CITICdiamond customers. • Contact your Relationship Manager for credit card details. • Terms & Conditions apply.

• 適用資格: 適用對象: other
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• Exclusive to CITICdiamond customers.
• Contact your Relationship Manager for credit card details.
• Terms & Conditions apply.

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Audience: other • Exclusive to CITICdiamond customers. • Contact your Relationship Manager for credit card details. • Terms & Conditions apply.

• 適用資格: 適用對象: other
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• Exclusive to CITICdiamond customers.
• Contact your Relationship Manager for credit card details.
• Terms & Conditions apply.

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Audience: other • Exclusive to CITICdiamond customers. • Contact your Relationship Manager for credit card details. • Terms & Conditions apply.

• 適用資格: 適用對象: other
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• Exclusive to CITICdiamond customers.
• Contact your Relationship Manager for credit card details.
• Terms & Conditions apply.

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Audience: other • Exclusive to CITICdiamond customers. • Contact your Relationship Manager for credit card details. • Terms & Conditions apply.

• 適用資格: 適用對象: other
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• Exclusive to CITICdiamond customers.
• Contact your Relationship Manager for credit card details.
• Terms & Conditions apply.

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Audience: other • Exclusive to CITICdiamond customers. • Contact your Relationship Manager for credit card details. • Terms & Conditions apply.

• 適用資格: 適用對象: other
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• Exclusive to CITICdiamond customers.
• Contact your Relationship Manager for credit card details.
• Terms & Conditions apply.

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Audience: other • Limit applies to: Paper credit card statement fee • CITICdiamond customers are eligible for the waiver. The schedule also lists other eligible customer groups.

• 適用資格: 適用對象: other
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: Paper credit card statement fee · 期間: 未提供 · Type: 未提供
• CITICdiamond customers are eligible for the waiver. The schedule also lists other eligible customer groups.

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Limit applies to: UnionPay chargeback protection • Application, registration or activation required. See conditions. • A cardmember can request a full or partial refund through the issuer and merchant under the relevant card-association rules. • For UnionPay failed delivery, the request window is 150 days from the transaction date for local and international transactions. The stated window is 360 days for local transactions involving liquidation, bankruptcy, or other listed circumstances. • Submit one investigation form per dispute within 60 days of the statement date and provide supporting documents. The Bank recommends contacting the merchant first. • Investigation usually takes 2 to 3 months, but the time varies by case. • No fee is charged for an investigation request. An invalid appeal may incur applicable fees under the cardmember agreement and fee schedule.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: UnionPay chargeback protection · 期間: 未提供 · Type: 未提供
• 須申請或登記。
• A cardmember can request a full or partial refund through the issuer and merchant under the relevant card-association rules.
• For UnionPay failed delivery, the request window is 150 days from the transaction date for local and international transactions. The stated window is 360 days for local transactions involving liquidation, bankruptcy, or other listed circumstances.
• Submit one investigation form per dispute within 60 days of the statement date and provide supporting documents. The Bank recommends contacting the merchant first.
• Investigation usually takes 2 to 3 months, but the time varies by case.
• No fee is charged for an investigation request. An invalid appeal may incur applicable fees under the cardmember agreement and fee schedule.

開啟優惠來源 ↗

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Threshold-equivalent calculation: HKD800 / HKD8,000 minimum eligible spend × 100 = 10% (one decimal place). The welcome table header lists HKD/RMB, but clause 8 limits RMB qualifying spend to HSBC Pulse UnionPay Dual Currency Diamond and HSBC UnionPay Dual Currency cards; this calculation uses the HKD8,000 path for this Premier Mastercard. The effective rate decreases above the HKD8,000 minimum. The reward remains a fixed HKD800. • Limit: 1 items · Promotion Total • Limit applies to: 每名合資格持卡人的迎新獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 8000 • Applies to all eligible spending, subject to the conditions. • 適用於新信用卡客戶成功申請及獲批的滙豐卓越理財信用卡基本卡，並透過滙豐網頁、滙豐個人網上理財或香港滙豐流動理財應用程式申請。新客戶須在處理申請時沒有滙豐已批核的個人信用卡基本卡。此HK$800獎賞錢與HK$600選項屬同一迎新推廣的替代獎賞。須於發卡後首60個曆日內累積港幣8,000元或以上合資格簽賬；簽賬須為淨額並已誌賬。戶口在整個推廣期及獲享獎賞時須有效且信用狀況良好；申請人不得在批核前12個月內取消滙豐個人基本卡，亦不得為附屬卡申請人。獎賞錢會在完成簽賬要求後兩個月內入賬。每人只可獲享一次；不得兌換現金、貨品、服務或折扣，亦不得轉讓。排除年費、財務及逾期費用、附屬卡簽賬、郵購及電話訂購、網上理財繳費、儲值卡或電子錢包交易及增值、八達通自動增值、現金貸款及分期供款、半現金交易、電匯、博彩、繳稅、自動轉賬、循環付款、未誌賬、取消或退款交易。若另享其他推廣，滙豐可決定只提供一項推廣優惠，除非另有說明。 • 只限滙豐卓越理財客戶；須保持全面理財總值港幣1,000,000元或以上。 • 須網上申請。迎新推廣受未載於本HTML的條款約束。

• 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
• 適用消費: Type: 全部
• 要求: Period spend ≥: HK$8,000.00
• 優惠上限: 金額: 1 · 適用範圍: 每名合資格持卡人的迎新獎賞 · 期間: 推廣期總額 · Type: 有限額 · Unit: 件
• 百分比備註: Threshold equivalent calculation: HKD800 / HKD8,000 minimum eligible spend × 100 = 10% (one decimal place). The welcome table header lists HKD/RMB, but clause 8 limits RMB qualifying spend to HSBC Pulse UnionPay Dual Currency Diamond and HSBC UnionPay Dual Currency cards; this calculation uses the HKD8,000 path for this Premier Mastercard. The effective rate decreases above the HKD8,000 minimum. The reward remains a fixed HKD800.
• 須申請或登記。
• 適用於新信用卡客戶成功申請及獲批的滙豐卓越理財信用卡基本卡，並透過滙豐網頁、滙豐個人網上理財或香港滙豐流動理財應用程式申請。新客戶須在處理申請時沒有滙豐已批核的個人信用卡基本卡。此HK$800獎賞錢與HK$600選項屬同一迎新推廣的替代獎賞。須於發卡後首60個曆日內累積港幣8,000元或以上合資格簽賬；簽賬須為淨額並已誌賬。戶口在整個推廣期及獲享獎賞時須有效且信用狀況良好；申請人不得在批核前12個月內取消滙豐個人基本卡，亦不得為附屬卡申請人。獎賞錢會在完成簽賬要求後兩個月內入賬。每人只可獲享一次；不得兌換現金、貨品、服務或折扣，亦不得轉讓。排除年費、財務及逾期費用、附屬卡簽賬、郵購及電話訂購、網上理財繳費、儲值卡或電子錢包交易及增值、八達通自動增值、現金貸款及分期供款、半現金交易、電匯、博彩、繳稅、自動轉賬、循環付款、未誌賬、取消或退款交易。若另享其他推廣，滙豐可決定只提供一項推廣優惠，除非另有說明。
• 只限滙豐卓越理財客戶；須保持全面理財總值港幣1,000,000元或以上。
• 須網上申請。迎新推廣受未載於本HTML的條款約束。
• 滙豐信用卡迎新推廣期: 2026-03-01 – 2027-02-28

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Customer: New customer • Limit: 1 items · Promotion Total • Limit applies to: 每名合資格持卡人的獎賞錢回贈 • Application, registration or activation required. See conditions. • 須於推廣期內成功申請滙豐卓越理財信用卡基本卡。新客戶指處理申請時沒有滙豐已批核的個人信用卡基本卡。須在發卡後首60個曆日內啟動信用卡，並成功申請及獲批現金套現分期，提款額至少港幣20,000元，還款期至少12個月。戶口須在整個推廣期及獲享獎賞時有效且信用狀況良好。每名合資格持卡人只可獲享一次。獎賞錢會在銀行存入或轉賬提款金額後六個月內自動入賬。若在入賬前提早還款或取消計劃，不會獲得獎賞；入賬後提早還款或取消計劃，銀行可從信用卡扣回獎賞錢。獎賞不可兌換現金、提取現金或轉讓。信用卡、現金套現分期及獎賞錢條款仍適用。其他推廣條款可能限制同時領取多項優惠。 • 只限滙豐卓越理財客戶；須保持全面理財總值港幣1,000,000元或以上。 • 須為全新信用卡客戶；發卡後首60個曆日內啟動合資格信用卡，成功申請「現金套現」分期計劃，獲批提款額至少港幣20,000元，並選擇至少12個月還款期。額外回贈受未載於本HTML的推廣條款約束。

• 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
• 適用消費: Type: not applicable
• 優惠上限: 金額: 1 · 適用範圍: 每名合資格持卡人的獎賞錢回贈 · 期間: 推廣期總額 · Type: 有限額 · Unit: 件
• 須申請或登記。
• 須於推廣期內成功申請滙豐卓越理財信用卡基本卡。新客戶指處理申請時沒有滙豐已批核的個人信用卡基本卡。須在發卡後首60個曆日內啟動信用卡，並成功申請及獲批現金套現分期，提款額至少港幣20,000元，還款期至少12個月。戶口須在整個推廣期及獲享獎賞時有效且信用狀況良好。每名合資格持卡人只可獲享一次。獎賞錢會在銀行存入或轉賬提款金額後六個月內自動入賬。若在入賬前提早還款或取消計劃，不會獲得獎賞；入賬後提早還款或取消計劃，銀行可從信用卡扣回獎賞錢。獎賞不可兌換現金、提取現金或轉讓。信用卡、現金套現分期及獎賞錢條款仍適用。其他推廣條款可能限制同時領取多項優惠。
• 只限滙豐卓越理財客戶；須保持全面理財總值港幣1,000,000元或以上。
• 須為全新信用卡客戶；發卡後首60個曆日內啟動合資格信用卡，成功申請「現金套現」分期計劃，獲批提款額至少港幣20,000元，並選擇至少12個月還款期。額外回贈受未載於本HTML的推廣條款約束。
• 全新信用卡客戶現金套現分期計劃推廣期: 2026-03-01 – 2027-02-28

開啟優惠來源 ↗

Category or merchant does not match. • Audience: other; Document: 香港身份證或護照、合資格信用卡及載有合資格交易的收據；另須出示滙豐卓越理財尊尚客戶號碼 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 750000 • Merchants: landmark • Eligible merchants: landmark • 適用於滙豐卓越理財尊尚客戶。該客戶須在整個推廣期維持資格及有效、正常的戶口，並在登記期內以滙豐卓越理財信用卡於置地廣塲作港幣合資格簽賬，淨額達港幣750,000元；表列原有金額為港幣1,000,000元。須透過LANDMARK HONGKONG應用程式登記成為BESPOKE會員，並親身到指定禮賓服務處出示交易收據、身份證明及合資格卡，以及滙豐卓越理財尊尚客戶號碼。合資格簽賬淨額已扣除折扣、禮券及禮品卡；資格由Mastercard或收單銀行按商戶編號或交易類別判定。優惠不可兌換現金或其他產品、服務及折扣，不可與其他優惠同用或轉讓。銀行或置地廣塲可更改或取消推廣；欺詐或濫用可能導致資格取消或收回優惠。置地廣塲另有適用條款。 • 適用於滙豐Premier Elite客戶；須持有滙豐卓越理財尊尚Mastercard扣賬卡及／或滙豐Premier Mastercard。 • 置地廣塲指定累積合資格交易額須達港幣750,000元；頁面列出的原額為港幣1,000,000元。累積期未列明。 • 須親身到指定置地廣塲禮賓服務處登記。完整條款未載於本HTML。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

• 適用資格: 適用對象: other · Document: 香港身份證或護照、合資格信用卡及載有合資格交易的收據；另須出示滙豐卓越理財尊尚客戶號碼
• 適用消費: 適用範圍: landmark · Type: 商戶
• 要求: Period spend ≥: HK$750,000.00
• 優惠上限: 期間: 未提供 · Type: 未提供
• 須申請或登記。
• 適用於滙豐卓越理財尊尚客戶。該客戶須在整個推廣期維持資格及有效、正常的戶口，並在登記期內以滙豐卓越理財信用卡於置地廣塲作港幣合資格簽賬，淨額達港幣750,000元；表列原有金額為港幣1,000,000元。須透過LANDMARK HONGKONG應用程式登記成為BESPOKE會員，並親身到指定禮賓服務處出示交易收據、身份證明及合資格卡，以及滙豐卓越理財尊尚客戶號碼。合資格簽賬淨額已扣除折扣、禮券及禮品卡；資格由Mastercard或收單銀行按商戶編號或交易類別判定。優惠不可兌換現金或其他產品、服務及折扣，不可與其他優惠同用或轉讓。銀行或置地廣塲可更改或取消推廣；欺詐或濫用可能導致資格取消或收回優惠。置地廣塲另有適用條款。
• 適用於滙豐Premier Elite客戶；須持有滙豐卓越理財尊尚Mastercard扣賬卡及／或滙豐Premier Mastercard。
• 置地廣塲指定累積合資格交易額須達港幣750,000元；頁面列出的原額為港幣1,000,000元。累積期未列明。
• 須親身到指定置地廣塲禮賓服務處登記。完整條款未載於本HTML。
• 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。
• 推廣期；登記期至2027-03-31，禮遇期至2028-03-31: 2026-07-27 – 2028-03-31

開啟優惠來源 ↗

Category or merchant does not match. • Audience: other; Document: 香港身份證或護照、合資格信用卡及載有合資格交易的收據；另須出示滙豐卓越理財尊尚客戶號碼 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 375000 • Merchants: landmark • Eligible merchants: landmark • 適用於滙豐卓越理財尊尚客戶。該客戶須在整個推廣期維持資格及有效、正常的戶口，並在登記期內以滙豐卓越理財信用卡於置地廣塲作港幣合資格簽賬，淨額達港幣375,000元；表列原有金額為港幣500,000元。須透過LANDMARK HONGKONG應用程式登記成為BESPOKE會員，並親身到指定禮賓服務處出示交易收據、身份證明及合資格卡，以及滙豐卓越理財尊尚客戶號碼。合資格簽賬淨額已扣除折扣、禮券及禮品卡；資格由Mastercard或收單銀行按商戶編號或交易類別判定。優惠不可兌換現金或其他產品、服務及折扣，不可與其他優惠同用或轉讓。銀行或置地廣塲可更改或取消推廣；欺詐或濫用可能導致資格取消或收回優惠。置地廣塲另有適用條款。 • 適用於滙豐Premier Elite客戶；須持有滙豐卓越理財尊尚Mastercard扣賬卡及／或滙豐Premier Mastercard。 • 置地廣塲指定累積合資格交易額須達港幣375,000元；頁面列出的原額為港幣500,000元。累積期未列明。 • 須親身到指定置地廣塲禮賓服務處登記。完整條款未載於本HTML。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

• 適用資格: 適用對象: other · Document: 香港身份證或護照、合資格信用卡及載有合資格交易的收據；另須出示滙豐卓越理財尊尚客戶號碼
• 適用消費: 適用範圍: landmark · Type: 商戶
• 要求: Period spend ≥: HK$375,000.00
• 優惠上限: 期間: 未提供 · Type: 未提供
• 須申請或登記。
• 適用於滙豐卓越理財尊尚客戶。該客戶須在整個推廣期維持資格及有效、正常的戶口，並在登記期內以滙豐卓越理財信用卡於置地廣塲作港幣合資格簽賬，淨額達港幣375,000元；表列原有金額為港幣500,000元。須透過LANDMARK HONGKONG應用程式登記成為BESPOKE會員，並親身到指定禮賓服務處出示交易收據、身份證明及合資格卡，以及滙豐卓越理財尊尚客戶號碼。合資格簽賬淨額已扣除折扣、禮券及禮品卡；資格由Mastercard或收單銀行按商戶編號或交易類別判定。優惠不可兌換現金或其他產品、服務及折扣，不可與其他優惠同用或轉讓。銀行或置地廣塲可更改或取消推廣；欺詐或濫用可能導致資格取消或收回優惠。置地廣塲另有適用條款。
• 適用於滙豐Premier Elite客戶；須持有滙豐卓越理財尊尚Mastercard扣賬卡及／或滙豐Premier Mastercard。
• 置地廣塲指定累積合資格交易額須達港幣375,000元；頁面列出的原額為港幣500,000元。累積期未列明。
• 須親身到指定置地廣塲禮賓服務處登記。完整條款未載於本HTML。
• 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。
• 推廣期；登記期至2027-03-31，禮遇期至2028-03-31: 2026-07-27 – 2028-03-31

開啟優惠來源 ↗

Category or merchant does not match. • Audience: other; Document: 香港身份證或護照、合資格信用卡及載有合資格交易的收據 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 100000 • Merchants: landmark • Eligible merchants: landmark • 適用於滙豐卓越理財客戶，並須在整個推廣期維持該客戶資格及有效、正常的戶口。須於登記期內以滙豐卓越理財信用卡在置地廣塲作港幣合資格簽賬，淨額達港幣100,000元；表列原有金額為港幣150,000元。須透過LANDMARK HONGKONG應用程式登記成為BESPOKE會員，並親身到指定禮賓服務處出示交易收據、身份證明及合資格卡；置地廣塲稱會在符合要求後14個工作天內辦理登記。簽賬資格由Mastercard或收單銀行按商戶編號或交易類別判定，淨額已扣除折扣、禮券及禮品卡。優惠不可兌換現金或其他產品、服務及折扣，不可與其他優惠同用或轉讓。銀行或置地廣塲可更改或取消推廣；欺詐或濫用可能導致資格取消或收回優惠。置地廣塲另有適用條款。 • 適用於滙豐Premier客戶，並須持有滙豐Premier Mastercard。 • 置地廣塲累積合資格交易額須達港幣100,000元；頁面列出的原額為港幣150,000元。累積期未列明。 • 須親身到指定置地廣塲禮賓服務處登記。完整條款未載於本HTML。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

• 適用資格: 適用對象: other · Document: 香港身份證或護照、合資格信用卡及載有合資格交易的收據
• 適用消費: 適用範圍: landmark · Type: 商戶
• 要求: Period spend ≥: HK$100,000.00
• 優惠上限: 期間: 未提供 · Type: 未提供
• 須申請或登記。
• 適用於滙豐卓越理財客戶，並須在整個推廣期維持該客戶資格及有效、正常的戶口。須於登記期內以滙豐卓越理財信用卡在置地廣塲作港幣合資格簽賬，淨額達港幣100,000元；表列原有金額為港幣150,000元。須透過LANDMARK HONGKONG應用程式登記成為BESPOKE會員，並親身到指定禮賓服務處出示交易收據、身份證明及合資格卡；置地廣塲稱會在符合要求後14個工作天內辦理登記。簽賬資格由Mastercard或收單銀行按商戶編號或交易類別判定，淨額已扣除折扣、禮券及禮品卡。優惠不可兌換現金或其他產品、服務及折扣，不可與其他優惠同用或轉讓。銀行或置地廣塲可更改或取消推廣；欺詐或濫用可能導致資格取消或收回優惠。置地廣塲另有適用條款。
• 適用於滙豐Premier客戶，並須持有滙豐Premier Mastercard。
• 置地廣塲累積合資格交易額須達港幣100,000元；頁面列出的原額為港幣150,000元。累積期未列明。
• 須親身到指定置地廣塲禮賓服務處登記。完整條款未載於本HTML。
• 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。
• 推廣期；登記期至2027-03-31，禮遇期至2028-03-31: 2026-07-27 – 2028-03-31

開啟優惠來源 ↗

Category or merchant does not match. • Eligible categories: 保險 • 須向滙豐保險繳付指定保險計劃新保單的保費；適用保單及詳細條件未在本HTML列明。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 保險 · Type: 類別
• 優惠上限: 期間: 未提供 · Type: 未提供
• 須向滙豐保險繳付指定保險計劃新保單的保費；適用保單及詳細條件未在本HTML列明。
• 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

開啟優惠來源 ↗

Category or merchant does not match. • Eligible categories: 保險 • 須向滙豐保險繳付指定保險計劃新保單的保費；適用保單及詳細條件未在本HTML列明。 • 頁面將此禮品卡與最高港幣4,000元「獎賞錢」並列。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 保險 · Type: 類別
• 優惠上限: 期間: 未提供 · Type: 未提供
• 須向滙豐保險繳付指定保險計劃新保單的保費；適用保單及詳細條件未在本HTML列明。
• 頁面將此禮品卡與最高港幣4,000元「獎賞錢」並列。
• 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

開啟優惠來源 ↗

This benefit does not apply to a purchase. • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

開啟優惠來源 ↗

Merchant eligibility cannot be established from the incomplete source list. • Eligible categories: 高級餐廳 • 適用於指定米芝蓮星級餐廳的午餐或晚餐套餐；餐廳名單及詳細條件未在本HTML列明。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 高級餐廳 · Type: 類別
• 優惠上限: 期間: 未提供 · Type: 未提供
• 未提供完整適用商戶名單。
• 適用於指定米芝蓮星級餐廳的午餐或晚餐套餐；餐廳名單及詳細條件未在本HTML列明。
• 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

開啟優惠來源 ↗

This benefit does not apply to a purchase. • 由米芝蓮廚師一對一服務；頁面沒有列出預訂或參加條件。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• 由米芝蓮廚師一對一服務；頁面沒有列出預訂或參加條件。
• 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

開啟優惠來源 ↗

Category or merchant does not match. • 由來源明確列出的折價比率計算：付款比率 88 折，即支付原價 88%；節省比率 = 100% - 88% = 12%。來源使用「低至」或「高達」，故保存為最高節省比率。 • Merchants: trip.com • Eligible merchants: trip.com • 適用於Trip.com全球酒店預訂；頁面描述優惠為低至88折。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: trip.com · Type: 商戶
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: 由來源明確列出的折價比率計算：付款比率 88 折，即支付原價 88%；節省比率 = 100% 88% = 12%。來源使用「低至」或「高達」，故保存為最高節省比率。
• 適用於Trip.com全球酒店預訂；頁面描述優惠為低至88折。
• 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

開啟優惠來源 ↗

Category or merchant does not match. • Merchants: trip.com • Eligible merchants: trip.com • Trip.com機票預訂須達指定簽賬淨額；金額未在本HTML列明。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: trip.com · Type: 商戶
• 優惠上限: 期間: 未提供 · Type: 未提供
• Trip.com機票預訂須達指定簽賬淨額；金額未在本HTML列明。
• 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

開啟優惠來源 ↗

Category or merchant does not match. • 由來源明確列出的折價比率計算：付款比率 98 折，即支付原價 98%；節省比率 = 100% - 98% = 2%。來源列出固定折價比率。 • Merchants: trip.com • Eligible merchants: trip.com • 適用於Trip.com機票及酒店套票預訂；頁面列明98折。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: trip.com · Type: 商戶
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: 由來源明確列出的折價比率計算：付款比率 98 折，即支付原價 98%；節省比率 = 100% 98% = 2%。來源列出固定折價比率。
• 適用於Trip.com機票及酒店套票預訂；頁面列明98折。
• 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

開啟優惠來源 ↗

Category or merchant does not match. • 由來源明確列出的折價比率計算：付款比率 93 折，即支付原價 93%；節省比率 = 100% - 93% = 7%。來源列出固定折價比率。 • Merchants: trip.com • Eligible merchants: trip.com • 適用於Trip.com租車預訂；頁面列明93折。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: trip.com · Type: 商戶
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: 由來源明確列出的折價比率計算：付款比率 93 折，即支付原價 93%；節省比率 = 100% 93% = 7%。來源列出固定折價比率。
• 適用於Trip.com租車預訂；頁面列明93折。
• 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

開啟優惠來源 ↗

Merchant eligibility cannot be established from the incomplete source list. • Eligible categories: 的士／網約車／租車 • 單程往返指定機場的轎車服務價格為港幣250元或港幣350元；本HTML沒有說明各價格對應的機場或路線。 • 每位持卡人每季度可使用一次；指定機場清單及服務商未在本HTML列明。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。 • 來源明確列出HKD250或HKD350兩種單程服務價格，但沒有說明指定機場或路線與各價格的對應關係。 • 每位持卡人每季度可享用此優惠一次；季度限制保留在條件中，因cap週期欄位沒有季度選項。

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 的士／網約車／租車 · Type: 類別
• 優惠上限: 期間: 未提供 · Type: 未提供
• 未提供完整適用商戶名單。
• 單程往返指定機場的轎車服務價格為港幣250元或港幣350元；本HTML沒有說明各價格對應的機場或路線。
• 每位持卡人每季度可使用一次；指定機場清單及服務商未在本HTML列明。
• 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。
• 來源明確列出HKD250或HKD350兩種單程服務價格，但沒有說明指定機場或路線與各價格的對應關係。
• 每位持卡人每季度可享用此優惠一次；季度限制保留在條件中，因cap週期欄位沒有季度選項。

開啟優惠來源 ↗

Merchant eligibility cannot be established from the incomplete source list. • Eligible categories: 的士／網約車／租車 • 單程往返指定機場的轎車服務價格為港幣250元或港幣350元；本HTML沒有說明各價格對應的機場或路線。 • 每位持卡人每季度可使用一次；指定機場清單及服務商未在本HTML列明。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。 • 來源明確列出HKD250或HKD350兩種單程服務價格，但沒有說明指定機場或路線與各價格的對應關係。 • 每位持卡人每季度可享用此優惠一次；季度限制保留在條件中，因cap週期欄位沒有季度選項。

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 的士／網約車／租車 · Type: 類別
• 優惠上限: 期間: 未提供 · Type: 未提供
• 未提供完整適用商戶名單。
• 單程往返指定機場的轎車服務價格為港幣250元或港幣350元；本HTML沒有說明各價格對應的機場或路線。
• 每位持卡人每季度可使用一次；指定機場清單及服務商未在本HTML列明。
• 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。
• 來源明確列出HKD250或HKD350兩種單程服務價格，但沒有說明指定機場或路線與各價格的對應關係。
• 每位持卡人每季度可享用此優惠一次；季度限制保留在條件中，因cap週期欄位沒有季度選項。

開啟優惠來源 ↗

Category or merchant does not match. • Merchants: flexiroam-x • Eligible merchants: flexiroam-x • 在Flexiroam X手機應用程式免費兌換。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: flexiroam x · Type: 商戶
• 優惠上限: 期間: 未提供 · Type: 未提供
• 在Flexiroam X手機應用程式免費兌換。
• 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

開啟優惠來源 ↗

Category or merchant does not match. • 由來源明確列出的折價比率計算：付款比率 85 折，即支付原價 85%；節省比率 = 100% - 85% = 15%。來源列出固定折價比率。 • Merchants: flexiroam-x • Eligible merchants: flexiroam-x • 適用於Flexiroam X後續數據計劃。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: flexiroam x · Type: 商戶
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: 由來源明確列出的折價比率計算：付款比率 85 折，即支付原價 85%；節省比率 = 100% 85% = 15%。來源列出固定折價比率。
• 適用於Flexiroam X後續數據計劃。
• 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

開啟優惠來源 ↗

This benefit does not apply to a purchase. • 航班延誤須達120分鐘或以上；服務為「延航無憂」，並限指定貴賓候機室。指定地點及完整條件未在本HTML列明。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• 航班延誤須達120分鐘或以上；服務為「延航無憂」，並限指定貴賓候機室。指定地點及完整條件未在本HTML列明。
• 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

開啟優惠來源 ↗

Category or merchant does not match. • 由來源明確列出的折價比率計算：付款比率 85 折，即支付原價 85%；節省比率 = 100% - 85% = 15%。來源使用「低至」或「高達」，故保存為最高節省比率。 • Eligible categories: 學費／課程 • 適用於指定環球升學支援課程；課程名單未在本HTML列明。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 學費／課程 · Type: 類別
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: 由來源明確列出的折價比率計算：付款比率 85 折，即支付原價 85%；節省比率 = 100% 85% = 15%。來源使用「低至」或「高達」，故保存為最高節省比率。
• 適用於指定環球升學支援課程；課程名單未在本HTML列明。
• 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

開啟優惠來源 ↗

This benefit does not apply to a purchase. • 與指定環球升學支援課程優惠一同列出；服務內容及預約條件未在本HTML列明。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• 與指定環球升學支援課程優惠一同列出；服務內容及預約條件未在本HTML列明。
• 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

開啟優惠來源 ↗

Category or merchant does not match. • 由來源明確列出的折價比率計算：付款比率 80 折，即支付原價 80%；節省比率 = 100% - 80% = 20%。來源列出固定折價比率。 • Application, registration or activation required. See conditions. • Eligible categories: 學費／課程 • 只適用網上TOEFL iBT考試註冊費。 • 須輸入信用卡首6位數字或優惠碼「HSBCTOEFL」。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 學費／課程 · Type: 類別
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: 由來源明確列出的折價比率計算：付款比率 80 折，即支付原價 80%；節省比率 = 100% 80% = 20%。來源列出固定折價比率。
• 須申請或登記。
• 只適用網上TOEFL iBT考試註冊費。
• 須輸入信用卡首6位數字或優惠碼「HSBCTOEFL」。
• 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

開啟優惠來源 ↗

Category or merchant does not match. • 由來源明確列出的折價比率計算：付款比率 88 折，即支付原價 88%；節省比率 = 100% - 88% = 12%。來源列出固定折價比率。 • Merchants: british-council • Eligible merchants: british-council • 適用於英國文化協會指定英語課程；課程名單未在本HTML列明。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: british council · Type: 商戶
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: 由來源明確列出的折價比率計算：付款比率 88 折，即支付原價 88%；節省比率 = 100% 88% = 12%。來源列出固定折價比率。
• 適用於英國文化協會指定英語課程；課程名單未在本HTML列明。
• 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

開啟優惠來源 ↗

Category or merchant does not match. • Audience: other • Application, registration or activation required. See conditions. • Eligible categories: 教育 • 適用於海外照顧監護服務的新生註冊費。頁面沒有列出豁免金額。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

• 適用資格: 適用對象: other
• 適用消費: 適用範圍: 教育 · Type: 類別
• 優惠上限: 期間: 未提供 · Type: 未提供
• 須申請或登記。
• 適用於海外照顧監護服務的新生註冊費。頁面沒有列出豁免金額。
• 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

開啟優惠來源 ↗

Category or merchant does not match. • Audience: other • Eligible categories: 教育 • 適用於滙豐卓越理財客戶使用海外照顧監護服務。 • 頁面另列Premier Mastercard付款可享英鎊195元優惠；本優惠與該卡付款優惠視為互斥選項。

• 適用資格: 適用對象: other
• 適用消費: 適用範圍: 教育 · Type: 類別
• 優惠上限: 期間: 未提供 · Type: 未提供
• 適用於滙豐卓越理財客戶使用海外照顧監護服務。
• 頁面另列Premier Mastercard付款可享英鎊195元優惠；本優惠與該卡付款優惠視為互斥選項。

開啟優惠來源 ↗

Category or merchant does not match. • Audience: other • Application, registration or activation required. See conditions. • Eligible categories: 教育 • 須使用HSBC Premier Mastercard付款。 • 須輸入信用卡首6位數字作為優惠碼。 • 頁面另列Premier客戶一般可享英鎊100元優惠；本卡優惠與該優惠視為互斥選項。

• 適用資格: 適用對象: other
• 適用消費: 適用範圍: 教育 · Type: 類別
• 優惠上限: 期間: 未提供 · Type: 未提供
• 須申請或登記。
• 須使用HSBC Premier Mastercard付款。
• 須輸入信用卡首6位數字作為優惠碼。
• 頁面另列Premier客戶一般可享英鎊100元優惠；本卡優惠與該優惠視為互斥選項。

開啟優惠來源 ↗

This benefit does not apply to a purchase. • 保障條款、索償條件及期間未在本HTML列明。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• 保障條款、索償條件及期間未在本HTML列明。
• 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

開啟優惠來源 ↗

This benefit does not apply to a purchase. • 保障條款、合資格購物及索償條件未在本HTML列明。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• 保障條款、合資格購物及索償條件未在本HTML列明。
• 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

開啟優惠來源 ↗

Merchant eligibility cannot be established from the incomplete source list. • 由來源明確列出的折價比率計算：付款比率 80 折，即支付原價 80%；節省比率 = 100% - 80% = 20%。來源使用「低至」或「高達」，故保存為最高節省比率。 • Eligible categories: 醫療服務 • 須在指定私家醫院使用「二人同行」升級優惠；醫院名單及詳細條件未在本HTML列明。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 醫療服務 · Type: 類別
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: 由來源明確列出的折價比率計算：付款比率 80 折，即支付原價 80%；節省比率 = 100% 80% = 20%。來源使用「低至」或「高達」，故保存為最高節省比率。
• 未提供完整適用商戶名單。
• 須在指定私家醫院使用「二人同行」升級優惠；醫院名單及詳細條件未在本HTML列明。
• 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

開啟優惠來源 ↗

Category or merchant does not match. • Eligible categories: 醫療服務 • 頁面列出身體檢查、疫苗接種、激光及眼科保健、中醫等服務類別；各項折扣值和供應商未在本HTML列明。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 醫療服務 · Type: 類別
• 優惠上限: 期間: 未提供 · Type: 未提供
• 頁面列出身體檢查、疫苗接種、激光及眼科保健、中醫等服務類別；各項折扣值和供應商未在本HTML列明。
• 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

開啟優惠來源 ↗

Merchant eligibility cannot be established from the incomplete source list. • Eligible categories: 醫療服務 • 須預約指定香港私家醫院的健康檢查計劃；醫院名單及折扣值未在本HTML列明。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 醫療服務 · Type: 類別
• 優惠上限: 期間: 未提供 · Type: 未提供
• 未提供完整適用商戶名單。
• 須預約指定香港私家醫院的健康檢查計劃；醫院名單及折扣值未在本HTML列明。
• 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

開啟優惠來源 ↗

This benefit does not apply to a purchase. • 滙豐卓越理財Mastercard主卡及附屬卡年費永久豁免。迎新條款另述同一申請表成功申請的合資格卡及附屬卡可享永久年費豁免。來源沒有列出此卡原本的年費金額。 • 持卡人毋須消費指定金額，可自動享永久年費豁免；附屬卡同享豁免。 • 申請時須提供滙豐卓越理財綜合理財戶口號碼。申請信用卡毋須額外付費。 • 只限滙豐卓越理財客戶；須保持全面理財總值港幣1,000,000元或以上。

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• 滙豐卓越理財Mastercard主卡及附屬卡年費永久豁免。迎新條款另述同一申請表成功申請的合資格卡及附屬卡可享永久年費豁免。來源沒有列出此卡原本的年費金額。
• 持卡人毋須消費指定金額，可自動享永久年費豁免；附屬卡同享豁免。
• 申請時須提供滙豐卓越理財綜合理財戶口號碼。申請信用卡毋須額外付費。
• 只限滙豐卓越理財客戶；須保持全面理財總值港幣1,000,000元或以上。

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Application, registration or activation required. See conditions. • 只適用於以電子方式申請並獲批的信用卡；須啟用虛擬卡後才可使用手機錢包。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• 須申請或登記。
• 只適用於以電子方式申請並獲批的信用卡；須啟用虛擬卡後才可使用手機錢包。
• 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

開啟優惠來源 ↗

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Threshold-equivalent calculation: HKD600 / HKD8,000 minimum eligible spend × 100 = 7.5% (one decimal place). The welcome table header lists HKD/RMB, but clause 8 limits RMB qualifying spend to HSBC Pulse UnionPay Dual Currency Diamond and HSBC UnionPay Dual Currency cards; this calculation uses the HKD8,000 path for this Premier Mastercard. The effective rate decreases above the HKD8,000 minimum. The reward remains a fixed HKD600. • Limit: 1 items · Promotion Total • Limit applies to: 每名合資格持卡人的迎新獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 8000 • Applies to all eligible spending, subject to the conditions. • 適用於新信用卡客戶成功申請及獲批的滙豐卓越理財信用卡基本卡。新客戶須在處理申請時沒有滙豐已批核的個人信用卡基本卡。此HK$600獎賞錢與指定網上申請渠道的HK$800選項屬同一迎新推廣的替代獎賞。須於發卡後首60個曆日內累積港幣8,000元或以上合資格簽賬；簽賬須為淨額並已誌賬。戶口在整個推廣期及獲享獎賞時須有效且信用狀況良好；申請人不得在批核前12個月內取消滙豐個人基本卡，亦不得為附屬卡申請人。獎賞錢會在完成簽賬要求後兩個月內入賬。每人只可獲享一次；不得兌換現金、貨品、服務或折扣，亦不得轉讓。排除年費、財務及逾期費用、附屬卡簽賬、郵購及電話訂購、網上理財繳費、儲值卡或電子錢包交易及增值、八達通自動增值、現金貸款及分期供款、半現金交易、電匯、博彩、繳稅、自動轉賬、循環付款、未誌賬、取消或退款交易。若另享其他推廣，滙豐可決定只提供一項推廣優惠，除非另有說明。 • 只限滙豐卓越理財客戶；須保持全面理財總值港幣1,000,000元或以上。

• 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
• 適用消費: Type: 全部
• 要求: Period spend ≥: HK$8,000.00
• 優惠上限: 金額: 1 · 適用範圍: 每名合資格持卡人的迎新獎賞 · 期間: 推廣期總額 · Type: 有限額 · Unit: 件
• 百分比備註: Threshold equivalent calculation: HKD600 / HKD8,000 minimum eligible spend × 100 = 7.5% (one decimal place). The welcome table header lists HKD/RMB, but clause 8 limits RMB qualifying spend to HSBC Pulse UnionPay Dual Currency Diamond and HSBC UnionPay Dual Currency cards; this calculation uses the HKD8,000 path for this Premier Mastercard. The effective rate decreases above the HKD8,000 minimum. The reward remains a fixed HKD600.
• 須申請或登記。
• 適用於新信用卡客戶成功申請及獲批的滙豐卓越理財信用卡基本卡。新客戶須在處理申請時沒有滙豐已批核的個人信用卡基本卡。此HK$600獎賞錢與指定網上申請渠道的HK$800選項屬同一迎新推廣的替代獎賞。須於發卡後首60個曆日內累積港幣8,000元或以上合資格簽賬；簽賬須為淨額並已誌賬。戶口在整個推廣期及獲享獎賞時須有效且信用狀況良好；申請人不得在批核前12個月內取消滙豐個人基本卡，亦不得為附屬卡申請人。獎賞錢會在完成簽賬要求後兩個月內入賬。每人只可獲享一次；不得兌換現金、貨品、服務或折扣，亦不得轉讓。排除年費、財務及逾期費用、附屬卡簽賬、郵購及電話訂購、網上理財繳費、儲值卡或電子錢包交易及增值、八達通自動增值、現金貸款及分期供款、半現金交易、電匯、博彩、繳稅、自動轉賬、循環付款、未誌賬、取消或退款交易。若另享其他推廣，滙豐可決定只提供一項推廣優惠，除非另有說明。
• 只限滙豐卓越理財客戶；須保持全面理財總值港幣1,000,000元或以上。
• 滙豐信用卡迎新推廣期: 2026-03-01 – 2027-02-28

開啟優惠來源 ↗

No usable purchase percentage; threshold comparison rates are not flat rewards. • Customer: Existing customer • Threshold-equivalent calculation: HKD200 / HKD8,000 minimum eligible spend × 100 = 2.5% (one decimal place). The welcome table header lists HKD/RMB, but clause 8 limits RMB qualifying spend to HSBC Pulse UnionPay Dual Currency Diamond and HSBC UnionPay Dual Currency cards; this calculation uses the HKD8,000 path for this Premier Mastercard. The effective rate decreases above the HKD8,000 minimum. The reward remains a fixed HKD200. • Limit: 1 items · Promotion Total • Limit applies to: 每名合資格持卡人的迎新獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 8000 • Applies to all eligible spending, subject to the conditions. • 適用於現有信用卡客戶成功申請及獲批的滙豐卓越理財信用卡基本卡。現有客戶指處理申請時已有滙豐已批核的個人信用卡基本卡。須於發卡後首60個曆日內累積港幣8,000元或以上合資格簽賬；簽賬須為淨額並已誌賬。戶口在整個推廣期及獲享獎賞時須有效且信用狀況良好；申請人不得在批核前12個月內取消滙豐個人基本卡，亦不得為附屬卡申請人。獎賞錢會在完成簽賬要求後兩個月內入賬。每人只可獲享一次；不得兌換現金、貨品、服務或折扣，亦不得轉讓。排除年費、財務及逾期費用、附屬卡簽賬、郵購及電話訂購、網上理財繳費、儲值卡或電子錢包交易及增值、八達通自動增值、現金貸款及分期供款、半現金交易、電匯、博彩、繳稅、自動轉賬、循環付款、未誌賬、取消或退款交易。若另享其他推廣，滙豐可決定只提供一項推廣優惠，除非另有說明。 • 只限滙豐卓越理財客戶；須保持全面理財總值港幣1,000,000元或以上。

• 適用資格: 適用對象: 全部 · 客戶類別: 現有客戶
• 適用消費: Type: 全部
• 要求: Period spend ≥: HK$8,000.00
• 優惠上限: 金額: 1 · 適用範圍: 每名合資格持卡人的迎新獎賞 · 期間: 推廣期總額 · Type: 有限額 · Unit: 件
• 百分比備註: Threshold equivalent calculation: HKD200 / HKD8,000 minimum eligible spend × 100 = 2.5% (one decimal place). The welcome table header lists HKD/RMB, but clause 8 limits RMB qualifying spend to HSBC Pulse UnionPay Dual Currency Diamond and HSBC UnionPay Dual Currency cards; this calculation uses the HKD8,000 path for this Premier Mastercard. The effective rate decreases above the HKD8,000 minimum. The reward remains a fixed HKD200.
• 須申請或登記。
• 適用於現有信用卡客戶成功申請及獲批的滙豐卓越理財信用卡基本卡。現有客戶指處理申請時已有滙豐已批核的個人信用卡基本卡。須於發卡後首60個曆日內累積港幣8,000元或以上合資格簽賬；簽賬須為淨額並已誌賬。戶口在整個推廣期及獲享獎賞時須有效且信用狀況良好；申請人不得在批核前12個月內取消滙豐個人基本卡，亦不得為附屬卡申請人。獎賞錢會在完成簽賬要求後兩個月內入賬。每人只可獲享一次；不得兌換現金、貨品、服務或折扣，亦不得轉讓。排除年費、財務及逾期費用、附屬卡簽賬、郵購及電話訂購、網上理財繳費、儲值卡或電子錢包交易及增值、八達通自動增值、現金貸款及分期供款、半現金交易、電匯、博彩、繳稅、自動轉賬、循環付款、未誌賬、取消或退款交易。若另享其他推廣，滙豐可決定只提供一項推廣優惠，除非另有說明。
• 只限滙豐卓越理財客戶；須保持全面理財總值港幣1,000,000元或以上。
• 滙豐信用卡迎新推廣期: 2026-03-01 – 2027-02-28

開啟優惠來源 ↗

This benefit does not apply to a purchase. • 如滙豐卓越理財信用卡因遺失或失竊而須在到期日前補發，銀行不收取補發新卡費；來源沒有列出原本的補發費金額。 • 只限滙豐卓越理財客戶；須保持全面理財總值港幣1,000,000元或以上。

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• 如滙豐卓越理財信用卡因遺失或失竊而須在到期日前補發，銀行不收取補發新卡費；來源沒有列出原本的補發費金額。
• 只限滙豐卓越理財客戶；須保持全面理財總值港幣1,000,000元或以上。

開啟優惠來源 ↗

This benefit does not apply to a purchase. • 適用於零售簽賬。只有在每月到期日或之前全數繳清結欠，銀行才不收取利息；否則，未付結欠及新交易會從相應結單日或交易日起按日計息。來源只述「長達56日」，沒有說明每筆交易的實際免息日數。 • 只限滙豐卓越理財客戶；須保持全面理財總值港幣1,000,000元或以上。

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• 適用於零售簽賬。只有在每月到期日或之前全數繳清結欠，銀行才不收取利息；否則，未付結欠及新交易會從相應結單日或交易日起按日計息。來源只述「長達56日」，沒有說明每筆交易的實際免息日數。
• 只限滙豐卓越理財客戶；須保持全面理財總值港幣1,000,000元或以上。

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Application, registration or activation required. See conditions. • 適用於個人信用卡主卡或附屬卡持卡人，但不適用於美元Visa Gold、大學生信用卡、私人品牌卡、銀聯雙幣卡或銀聯雙幣鑽石卡。只可向銀行及商戶同意的指定商戶購買商品或服務，並須獲銀行批核；銀行可按可用信用額及其他情況拒批。銀行每月從信用卡戶口扣取分期金額，計劃總額會暫時降低可用信用額。不得取消或更改訂單、退換商品或更改供款額或期數；可提早清還全部未償款項。已繳供款不退還。信用卡在供款期內被取消或終止時，未繳總額即時到期。 • 只限滙豐卓越理財客戶；須保持全面理財總值港幣1,000,000元或以上。

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• 須申請或登記。
• 適用於個人信用卡主卡或附屬卡持卡人，但不適用於美元Visa Gold、大學生信用卡、私人品牌卡、銀聯雙幣卡或銀聯雙幣鑽石卡。只可向銀行及商戶同意的指定商戶購買商品或服務，並須獲銀行批核；銀行可按可用信用額及其他情況拒批。銀行每月從信用卡戶口扣取分期金額，計劃總額會暫時降低可用信用額。不得取消或更改訂單、退換商品或更改供款額或期數；可提早清還全部未償款項。已繳供款不退還。信用卡在供款期內被取消或終止時，未繳總額即時到期。
• 只限滙豐卓越理財客戶；須保持全面理財總值港幣1,000,000元或以上。
• 免息商戶分期付款計劃條款的生效日期: 2023-01-15 – 未提供

開啟優惠來源 ↗

New-customer offers are excluded from this purchase comparison. • Customer: New customer • HK$800 ÷ HK$8,000 equivalent eligible spend × 100 = 10.00%. HKD and RMB qualifying spend count 1:1 under the terms. Rounded to 2 decimal places. This threshold-equivalent rate decreases when eligible spend exceeds the HK$8,000 equivalent minimum. The reward is limited to one payment per eligible cardholder. • Limit: 1 transactions · Promotion Total • Limit applies to: 每位合資格持卡人只可獲一次迎新獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 8000 • Applies to all eligible spending, subject to the conditions. • 新客須在發卡後首60個曆日內累積HKD/RMB 8,000或以上合資格簽賬；港幣及人民幣按1比1計算。 • HK$800數碼申請獎賞適用於滙豐網頁、個人網上理財或HSBC HK App申請；非上述渠道的新客獎賞為HK$600。 • 個人基本卡須獲批核；戶口在推廣期及獲享優惠時須有效並信用狀況良好。附屬卡申請人及批核日前12個月內曾取消任何滙豐個人信用卡基本卡的客戶不合資格。 • 合資格簽賬按銀聯或商戶收單銀行的商戶編號或交易類別判定。排除年費、財務費用、逾期費用、附屬卡交易、銀行繳費、儲值卡及電子錢包增值、八達通自動增值、現金貸款及分期供款、半現金交易、電匯、賭博、繳稅、自動轉賬、循環付款，以及未誌賬、取消或退款交易。 • 每位合資格持卡人只可獲一次；獎賞錢通常在完成要求後兩個月內入賬。交易取消或開戶13個月內取消卡片時，銀行可扣回優惠。如同時參加其他推廣，銀行可決定只提供其中一項。

• 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
• 適用消費: Type: 全部
• 要求: Period spend ≥: HK$8,000.00
• 優惠上限: 金額: 1 · 適用範圍: 每位合資格持卡人只可獲一次迎新獎賞 · 期間: 推廣期總額 · Type: 有限額 · Unit: transactions
• 百分比備註: HK$800 ÷ HK$8,000 equivalent eligible spend × 100 = 10.00%. HKD and RMB qualifying spend count 1:1 under the terms. Rounded to 2 decimal places. This threshold equivalent rate decreases when eligible spend exceeds the HK$8,000 equivalent minimum. The reward is limited to one payment per eligible cardholder.
• 須申請或登記。
• 新客須在發卡後首60個曆日內累積HKD/RMB 8,000或以上合資格簽賬；港幣及人民幣按1比1計算。
• HK$800數碼申請獎賞適用於滙豐網頁、個人網上理財或HSBC HK App申請；非上述渠道的新客獎賞為HK$600。
• 個人基本卡須獲批核；戶口在推廣期及獲享優惠時須有效並信用狀況良好。附屬卡申請人及批核日前12個月內曾取消任何滙豐個人信用卡基本卡的客戶不合資格。
• 合資格簽賬按銀聯或商戶收單銀行的商戶編號或交易類別判定。排除年費、財務費用、逾期費用、附屬卡交易、銀行繳費、儲值卡及電子錢包增值、八達通自動增值、現金貸款及分期供款、半現金交易、電匯、賭博、繳稅、自動轉賬、循環付款，以及未誌賬、取消或退款交易。
• 每位合資格持卡人只可獲一次；獎賞錢通常在完成要求後兩個月內入賬。交易取消或開戶13個月內取消卡片時，銀行可扣回優惠。如同時參加其他推廣，銀行可決定只提供其中一項。
• 迎新推廣期: 2026-03-01 – 2027-02-28

開啟優惠來源 ↗

New-customer offers are excluded from this purchase comparison. • Customer: New customer • HK$600 ÷ HK$8,000 equivalent eligible spend × 100 = 7.50%. HKD and RMB qualifying spend count 1:1 under the terms. Rounded to 2 decimal places. This threshold-equivalent rate decreases when eligible spend exceeds the HK$8,000 equivalent minimum. The reward is limited to one payment per eligible cardholder. • Limit: 1 transactions · Promotion Total • Limit applies to: 每位合資格持卡人只可獲一次迎新獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 8000 • Applies to all eligible spending, subject to the conditions. • 新客須在發卡後首60個曆日內累積HKD/RMB 8,000或以上合資格簽賬；港幣及人民幣按1比1計算。 • HK$600獎賞適用於滙豐網頁、個人網上理財或HSBC HK App以外的申請渠道；指定數碼渠道的新客獎賞為HK$800。 • 個人基本卡須獲批核；戶口在推廣期及獲享優惠時須有效並信用狀況良好。附屬卡申請人及批核日前12個月內曾取消任何滙豐個人信用卡基本卡的客戶不合資格。 • 合資格簽賬按銀聯或商戶收單銀行的商戶編號或交易類別判定；年費、財務費用、逾期費用、附屬卡交易、銀行繳費、儲值卡及電子錢包增值、八達通自動增值、現金貸款及分期供款、半現金交易、電匯、賭博、繳稅、自動轉賬、循環付款，以及未誌賬、取消或退款交易不合資格。 • 每位合資格持卡人只可獲一次；獎賞錢通常在完成要求後兩個月內入賬。交易取消或開戶13個月內取消卡片時，銀行可扣回優惠。如同時參加其他推廣，銀行可決定只提供其中一項。

• 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
• 適用消費: Type: 全部
• 要求: Period spend ≥: HK$8,000.00
• 優惠上限: 金額: 1 · 適用範圍: 每位合資格持卡人只可獲一次迎新獎賞 · 期間: 推廣期總額 · Type: 有限額 · Unit: transactions
• 百分比備註: HK$600 ÷ HK$8,000 equivalent eligible spend × 100 = 7.50%. HKD and RMB qualifying spend count 1:1 under the terms. Rounded to 2 decimal places. This threshold equivalent rate decreases when eligible spend exceeds the HK$8,000 equivalent minimum. The reward is limited to one payment per eligible cardholder.
• 須申請或登記。
• 新客須在發卡後首60個曆日內累積HKD/RMB 8,000或以上合資格簽賬；港幣及人民幣按1比1計算。
• HK$600獎賞適用於滙豐網頁、個人網上理財或HSBC HK App以外的申請渠道；指定數碼渠道的新客獎賞為HK$800。
• 個人基本卡須獲批核；戶口在推廣期及獲享優惠時須有效並信用狀況良好。附屬卡申請人及批核日前12個月內曾取消任何滙豐個人信用卡基本卡的客戶不合資格。
• 合資格簽賬按銀聯或商戶收單銀行的商戶編號或交易類別判定；年費、財務費用、逾期費用、附屬卡交易、銀行繳費、儲值卡及電子錢包增值、八達通自動增值、現金貸款及分期供款、半現金交易、電匯、賭博、繳稅、自動轉賬、循環付款，以及未誌賬、取消或退款交易不合資格。
• 每位合資格持卡人只可獲一次；獎賞錢通常在完成要求後兩個月內入賬。交易取消或開戶13個月內取消卡片時，銀行可扣回優惠。如同時參加其他推廣，銀行可決定只提供其中一項。
• 迎新推廣期: 2026-03-01 – 2027-02-28

開啟優惠來源 ↗

No usable purchase percentage; threshold comparison rates are not flat rewards. • Customer: Existing customer • HK$200 ÷ HK$8,000 equivalent eligible spend × 100 = 2.50%. HKD and RMB qualifying spend count 1:1 under the terms. Rounded to 2 decimal places. This threshold-equivalent rate decreases when eligible spend exceeds the HK$8,000 equivalent minimum. The reward is limited to one payment per eligible cardholder. • Limit: 1 transactions · Promotion Total • Limit applies to: 每位合資格持卡人只可獲一次迎新獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 8000 • Applies to all eligible spending, subject to the conditions. • 現有信用卡客戶須在發卡後首60個曆日內累積HKD/RMB 8,000或以上合資格簽賬；港幣及人民幣按1比1計算。 • 個人基本卡須獲批核；戶口在推廣期及獲享優惠時須有效並信用狀況良好。附屬卡申請人及批核日前12個月內曾取消任何滙豐個人信用卡基本卡的客戶不合資格。 • 合資格簽賬按銀聯或商戶收單銀行的商戶編號或交易類別判定；年費、財務費用、逾期費用、附屬卡交易、銀行繳費、儲值卡及電子錢包增值、八達通自動增值、現金貸款及分期供款、半現金交易、電匯、賭博、繳稅、自動轉賬、循環付款，以及未誌賬、取消或退款交易不合資格。 • 每位合資格持卡人只可獲一次；獎賞錢通常在完成要求後兩個月內入賬。交易取消或開戶13個月內取消卡片時，銀行可扣回優惠。如同時參加其他推廣，銀行可決定只提供其中一項。

• 適用資格: 適用對象: 全部 · 客戶類別: 現有客戶
• 適用消費: Type: 全部
• 要求: Period spend ≥: HK$8,000.00
• 優惠上限: 金額: 1 · 適用範圍: 每位合資格持卡人只可獲一次迎新獎賞 · 期間: 推廣期總額 · Type: 有限額 · Unit: transactions
• 百分比備註: HK$200 ÷ HK$8,000 equivalent eligible spend × 100 = 2.50%. HKD and RMB qualifying spend count 1:1 under the terms. Rounded to 2 decimal places. This threshold equivalent rate decreases when eligible spend exceeds the HK$8,000 equivalent minimum. The reward is limited to one payment per eligible cardholder.
• 須申請或登記。
• 現有信用卡客戶須在發卡後首60個曆日內累積HKD/RMB 8,000或以上合資格簽賬；港幣及人民幣按1比1計算。
• 個人基本卡須獲批核；戶口在推廣期及獲享優惠時須有效並信用狀況良好。附屬卡申請人及批核日前12個月內曾取消任何滙豐個人信用卡基本卡的客戶不合資格。
• 合資格簽賬按銀聯或商戶收單銀行的商戶編號或交易類別判定；年費、財務費用、逾期費用、附屬卡交易、銀行繳費、儲值卡及電子錢包增值、八達通自動增值、現金貸款及分期供款、半現金交易、電匯、賭博、繳稅、自動轉賬、循環付款，以及未誌賬、取消或退款交易不合資格。
• 每位合資格持卡人只可獲一次；獎賞錢通常在完成要求後兩個月內入賬。交易取消或開戶13個月內取消卡片時，銀行可扣回優惠。如同時參加其他推廣，銀行可決定只提供其中一項。
• 迎新推廣期: 2026-03-01 – 2027-02-28

開啟優惠來源 ↗

No usable purchase percentage; threshold comparison rates are not flat rewards. • HK$10 ÷ HKD/RMB 50 × 100 = 20.00%；同一推廣條款列明HKD與RMB按1比1計算。這是每筆交易達最低HKD/RMB 50時的門檻等值率；超過最低金額時有效回贈率下降。另須符合累積合資格簽賬HKD/RMB 8,000、指定QR付款及最多28次的條件。 • Limit: 28 transactions · Promotion Total • Limit applies to: 每筆HKD/RMB 50或以上的合資格QR Code付款交易；每次HK$10 • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 50 • Eligibility: Payment Methods: qr-code-payment; Phase Spend Min: 8000 • Applies to all eligible spending, subject to the conditions. • 發卡後首60個曆日內累積合資格簽賬須達HKD/RMB 8,000，並至少進行一次HKD/RMB 50或以上的單一合資格QR Code交易；最多28次，每次HK$10，合共最多HK$280。 • 申請途徑符合其一：滙豐網頁、個人網上理財或HSBC HK App申請並輸入優惠碼HSBCPULSE且獲批；或透過電話理財或滙豐分行成功申請並獲批。 • 新客及現有信用卡客戶均可參加；過去12個月內曾取消任何滙豐個人信用卡基本卡的客戶及附屬卡申請人不合資格。QR Code付款功能只供基本卡持有人使用。 • 信用卡及戶口在獲享優惠時須有效並信用狀況良好；完成要求後兩個月內入賬。取消或退款交易不合資格，銀行可扣回已發放獎賞錢。優惠只可享用一次，不可轉讓；其他推廣可能限制同時獲享。

• 適用資格: 適用對象: 全部
• 適用消費: Type: 全部
• 最低要求: 期間: 每筆交易 · 消費: HK$50.00
• 要求: 付款方式: qr code payment · Period spend ≥: HK$8,000.00
• 優惠上限: 金額: 28 · 適用範圍: 每筆HKD/RMB 50或以上的合資格QR Code付款交易；每次HK$10 · 期間: 推廣期總額 · Type: 有限額 · Unit: transactions
• 百分比備註: HK$10 ÷ HKD/RMB 50 × 100 = 20.00%；同一推廣條款列明HKD與RMB按1比1計算。這是每筆交易達最低HKD/RMB 50時的門檻等值率；超過最低金額時有效回贈率下降。另須符合累積合資格簽賬HKD/RMB 8,000、指定QR付款及最多28次的條件。
• 須申請或登記。
• 發卡後首60個曆日內累積合資格簽賬須達HKD/RMB 8,000，並至少進行一次HKD/RMB 50或以上的單一合資格QR Code交易；最多28次，每次HK$10，合共最多HK$280。
• 申請途徑符合其一：滙豐網頁、個人網上理財或HSBC HK App申請並輸入優惠碼HSBCPULSE且獲批；或透過電話理財或滙豐分行成功申請並獲批。
• 新客及現有信用卡客戶均可參加；過去12個月內曾取消任何滙豐個人信用卡基本卡的客戶及附屬卡申請人不合資格。QR Code付款功能只供基本卡持有人使用。
• 信用卡及戶口在獲享優惠時須有效並信用狀況良好；完成要求後兩個月內入賬。取消或退款交易不合資格，銀行可扣回已發放獎賞錢。優惠只可享用一次，不可轉讓；其他推廣可能限制同時獲享。
• 推廣期: 2026-09-28 – 2026-12-31

開啟優惠來源 ↗

Category or merchant does not match. • Limit: 80000 HKD · Promotion Total • Limit applies to: 中國內地及澳門共用的首HK$80,000合資格交易額；同一HKID／護照號碼下主卡及附屬卡合併計算 • Eligibility: Payment Methods: qr-code-payment; mobile-payment • Eligible categories: 中國內地簽賬, 澳門簽賬 • 中國內地合資格人民幣交易及澳門合資格人民幣或澳門幣交易，須以合資格信用卡透過QR Code或流動付款完成；付款地按銀聯國家／地區代碼判定。 • 額外獎賞錢為基本獎賞錢的5倍；基本比率為每HKD/RMB 250簽賬獲HK$1獎賞錢。QR Code付款只供基本卡；流動付款限連結至合資格卡的Apple Pay、Google Pay或Samsung Pay。 • 只計首HK$80,000合資格交易，按交易日期計算；澳門幣交易換算為港幣，結單日未用完的零數結轉至下一結單月份。同一HKID／護照號碼下主卡及附屬卡交易合併。 • 戶口在推廣期及獲享優惠時須有效並信用狀況良好。取消、退款及未誌賬交易不合資格；銀行可要求交易紀錄。 • 不合資格交易包括年費、財務費用、逾期費用、香港或中國內地及澳門以外交易、非人民幣或澳門幣交易、郵購、銀行繳費、儲值卡或電子錢包增值、八達通自動增值、現金貸款、分期供款（商戶購物分期除外）、半現金交易、電匯、賭博及繳稅。 • 優惠不可兌換現金、其他產品、服務或折扣，也不可轉讓；取消交易時銀行可扣回額外獎賞錢。

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 中國內地簽賬 / 澳門簽賬 · Type: 類別
• 要求: 付款方式: qr code payment / mobile payment
• 優惠上限: 金額: 80000 · 適用範圍: 中國內地及澳門共用的首HK$80,000合資格交易額；同一HKID／護照號碼下主卡及附屬卡合併計算 · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
• 中國內地合資格人民幣交易及澳門合資格人民幣或澳門幣交易，須以合資格信用卡透過QR Code或流動付款完成；付款地按銀聯國家／地區代碼判定。
• 額外獎賞錢為基本獎賞錢的5倍；基本比率為每HKD/RMB 250簽賬獲HK$1獎賞錢。QR Code付款只供基本卡；流動付款限連結至合資格卡的Apple Pay、Google Pay或Samsung Pay。
• 只計首HK$80,000合資格交易，按交易日期計算；澳門幣交易換算為港幣，結單日未用完的零數結轉至下一結單月份。同一HKID／護照號碼下主卡及附屬卡交易合併。
• 戶口在推廣期及獲享優惠時須有效並信用狀況良好。取消、退款及未誌賬交易不合資格；銀行可要求交易紀錄。
• 不合資格交易包括年費、財務費用、逾期費用、香港或中國內地及澳門以外交易、非人民幣或澳門幣交易、郵購、銀行繳費、儲值卡或電子錢包增值、八達通自動增值、現金貸款、分期供款（商戶購物分期除外）、半現金交易、電匯、賭博及繳稅。
• 優惠不可兌換現金、其他產品、服務或折扣，也不可轉讓；取消交易時銀行可扣回額外獎賞錢。
• 推廣期: 2026-07-01 – 2026-12-31

開啟優惠來源 ↗

Category or merchant does not match. • Customer: New customer • Limit: 1 transactions · Promotion Total • Limit applies to: 每位合資格持卡人只可獲一次HK$200獎賞錢 • Application, registration or activation required. See conditions. • Eligible categories: 借貸/分期付款 • 新信用卡客戶須申請並獲批HSBC Pulse個人基本卡；發卡後首60個曆日內啟動合資格卡。 • 須成功申請並獲批「現金套現」分期計劃；提款額至少HK$20,000，還款期至少12個月。 • 每位合資格持卡人於推廣期內只可獲一次。獎賞錢於提款存入或轉賬日起六個月內入賬。 • 入賬前提早還款或取消分期計劃會失去優惠；入賬後提早還款或取消時銀行可扣回獎賞錢。戶口在推廣期及獲享優惠時須有效並信用狀況良好。

• 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
• 適用消費: 適用範圍: 借貸/分期付款 · Type: 類別
• 優惠上限: 金額: 1 · 適用範圍: 每位合資格持卡人只可獲一次HK$200獎賞錢 · 期間: 推廣期總額 · Type: 有限額 · Unit: transactions
• 須申請或登記。
• 新信用卡客戶須申請並獲批HSBC Pulse個人基本卡；發卡後首60個曆日內啟動合資格卡。
• 須成功申請並獲批「現金套現」分期計劃；提款額至少HK$20,000，還款期至少12個月。
• 每位合資格持卡人於推廣期內只可獲一次。獎賞錢於提款存入或轉賬日起六個月內入賬。
• 入賬前提早還款或取消分期計劃會失去優惠；入賬後提早還款或取消時銀行可扣回獎賞錢。戶口在推廣期及獲享優惠時須有效並信用狀況良好。
• 推廣期: 2026-03-01 – 2027-02-28

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Limit applies to: 主卡年費 • Application, registration or activation required. See conditions. • 合資格信用卡首兩年年費豁免；首兩年由開戶日起計。 • KFS列明Pulse主卡年費HK$1,800；信用卡申請須獲批核。

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: 主卡年費 · 期間: 未提供 · Type: 未提供
• 須申請或登記。
• 合資格信用卡首兩年年費豁免；首兩年由開戶日起計。
• KFS列明Pulse主卡年費HK$1,800；信用卡申請須獲批核。
• 迎新推廣期內成功申請合資格信用卡: 2026-03-01 – 2027-02-28

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Limit applies to: 綜合戶口附屬卡年費 • Application, registration or activation required. See conditions. • 同一申請表成功申請的綜合戶口附屬卡可享首兩年年費豁免；首兩年由開戶日起計。 • KFS列明綜合戶口附屬卡年費HK$900；獨立戶口附屬卡不適用。

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: 綜合戶口附屬卡年費 · 期間: 未提供 · Type: 未提供
• 須申請或登記。
• 同一申請表成功申請的綜合戶口附屬卡可享首兩年年費豁免；首兩年由開戶日起計。
• KFS列明綜合戶口附屬卡年費HK$900；獨立戶口附屬卡不適用。
• 迎新推廣期內成功申請合資格信用卡: 2026-03-01 – 2027-02-28

開啟優惠來源 ↗

Category or merchant does not match. • Limit applies to: 優惠上限未列明 • Eligible categories: 中國內地簽賬, 澳門簽賬 • 豁免範圍為人民幣及澳門幣交易。

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 中國內地簽賬 / 澳門簽賬 · Type: 類別
• 優惠上限: 適用範圍: 優惠上限未列明 · 期間: 未提供 · Type: 未提供
• 豁免範圍為人民幣及澳門幣交易。

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Document: 出示實體合資格信用卡作資格核實 • Limit: 7 transactions · Promotion Total • Limit applies to: 每位合資格持卡人免費餐飲套餐換領次數；每曆月最多一次 • Merchants: plaza-premium-lounge • 地點為香港西九龍站環亞貴賓室；每次換領一份套餐，可堂食或外帶，餐單可能不同。 • 戶口在推廣期及享用禮遇時須有效並信用狀況良好。每日名額有限、先到先得；只供合資格持卡人本人，不包括同行賓客。 • 參與商戶可因資格未能核實、容量、營運或安全原因拒絕提供禮遇；貴賓室關閉時禮遇不適用。 • 不可兌換現金、其他產品、服務或折扣，不可轉讓；不可與其他優惠同時使用，除非另有說明。銀行或商戶可更改或取消禮遇。

• 適用資格: 適用對象: 全部 · Document: 出示實體合資格信用卡作資格核實
• 適用消費: Type: not applicable
• 優惠上限: 金額: 7 · 適用範圍: 每位合資格持卡人免費餐飲套餐換領次數；每曆月最多一次 · 期間: 推廣期總額 · Type: 有限額 · Unit: transactions
• 地點為香港西九龍站環亞貴賓室；每次換領一份套餐，可堂食或外帶，餐單可能不同。
• 戶口在推廣期及享用禮遇時須有效並信用狀況良好。每日名額有限、先到先得；只供合資格持卡人本人，不包括同行賓客。
• 參與商戶可因資格未能核實、容量、營運或安全原因拒絕提供禮遇；貴賓室關閉時禮遇不適用。
• 不可兌換現金、其他產品、服務或折扣，不可轉讓；不可與其他優惠同時使用，除非另有說明。銀行或商戶可更改或取消禮遇。
• 推廣期，包括首尾兩日: 2026-08-15 – 2027-02-14

開啟優惠來源 ↗

Merchant eligibility cannot be established from the incomplete source list. • Limit applies to: 優惠上限未列明 • 免費使用環球指定機場貴賓廳服務，屬銀聯「錦繡中華」會員專屬權益，持卡人可享至2026-12-31。 • HTML未列明指定貴賓廳名單或完整資格條件。

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: 優惠上限未列明 · 期間: 未提供 · Type: 未提供
• 未提供完整適用商戶名單。
• 免費使用環球指定機場貴賓廳服務，屬銀聯「錦繡中華」會員專屬權益，持卡人可享至2026-12-31。
• HTML未列明指定貴賓廳名單或完整資格條件。
• 銀聯「錦繡中華」會員專屬權益: 即日起 – 2026-12-31

開啟優惠來源 ↗

Merchant eligibility cannot be established from the incomplete source list. • 「高達5折」表示最高50%票價折扣。 • Limit applies to: 優惠上限未列明 • Eligible categories: 交通 • 適用於中國內地指定城市地鐵；屬銀聯「錦繡中華」會員專屬權益，權益至2026-12-31。 • HTML未列明指定城市或完整資格條件。

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 交通 · Type: 類別
• 優惠上限: 適用範圍: 優惠上限未列明 · 期間: 未提供 · Type: 未提供
• 百分比備註: 「高達5折」表示最高50%票價折扣。
• 未提供完整適用商戶名單。
• 適用於中國內地指定城市地鐵；屬銀聯「錦繡中華」會員專屬權益，權益至2026-12-31。
• HTML未列明指定城市或完整資格條件。
• 銀聯「錦繡中華」會員專屬權益: 即日起 – 2026-12-31

開啟優惠來源 ↗

Merchant eligibility cannot be established from the incomplete source list. • Limit applies to: 優惠上限未列明 • Eligible categories: 餐飲 • 適用於指定餐廳消費；屬銀聯「錦繡中華」會員專屬權益，權益至2026-12-31。 • HTML未列明指定餐廳名單或完整資格條件。

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 餐飲 · Type: 類別
• 優惠上限: 適用範圍: 優惠上限未列明 · 期間: 未提供 · Type: 未提供
• 未提供完整適用商戶名單。
• 適用於指定餐廳消費；屬銀聯「錦繡中華」會員專屬權益，權益至2026-12-31。
• HTML未列明指定餐廳名單或完整資格條件。
• 銀聯「錦繡中華」會員專屬權益: 即日起 – 2026-12-31

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Limit applies to: 優惠上限未列明 • 信用卡提供港幣及人民幣結算。

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: 優惠上限未列明 · 期間: 未提供 · Type: 未提供
• 信用卡提供港幣及人民幣結算。

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Limit applies to: 優惠上限未列明 • Application, registration or activation required. See conditions. • 信用卡獲批後可啟動虛擬信用卡並新增至手機錢包。

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: 優惠上限未列明 · 期間: 未提供 · Type: 未提供
• 須申請或登記。
• 信用卡獲批後可啟動虛擬信用卡並新增至手機錢包。

開啟優惠來源 ↗

No comparable purchase saving is specified for this benefit type. • Limit applies to: 優惠上限未列明 • Applies to all eligible spending, subject to the conditions. • 如每月到期日或之前全數清還結欠，零售簽賬免收利息。 • 未全數清還時，未付結單結欠由上一結單日起計息；新交易由交易日起計息，直至全數清還。

• 適用資格: 適用對象: 全部
• 適用消費: Type: 全部
• 優惠上限: 適用範圍: 優惠上限未列明 · 期間: 未提供 · Type: 未提供
• 如每月到期日或之前全數清還結欠，零售簽賬免收利息。
• 未全數清還時，未付結單結欠由上一結單日起計息；新交易由交易日起計息，直至全數清還。

開啟優惠來源 ↗

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 本地餐飲 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞滋味 / 本地餐飲 source subcategory. • Eligible Hong Kong restaurant or dining transactions are identified by the card-network merchant code. Banquet services, private functions, private rooms, hotel or department-store dining counters, clubhouses, and food services of designated merchants in other categories are excluded.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 本地餐飲 · Type: 類別
• 優惠上限: 金額: 2000 · 適用範圍: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
• 百分比備註: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
• 須申請或登記。
• The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
• After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
• Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
• The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
• This offer is the 賞滋味 / 本地餐飲 source subcategory.
• Eligible Hong Kong restaurant or dining transactions are identified by the card-network merchant code. Banquet services, private functions, private rooms, hotel or department-store dining counters, clubhouses, and food services of designated merchants in other categories are excluded.
• 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 海外簽賬 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞世界 / 海外簽賬 source subcategory. • Eligible transactions are made overseas and coded as overseas by Visa, Mastercard, or UnionPay. Hong Kong transactions and transactions in Hong Kong Dollars are excluded.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 海外簽賬 · Type: 類別
• 優惠上限: 金額: 2000 · 適用範圍: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
• 百分比備註: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
• 須申請或登記。
• The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
• After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
• Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
• The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
• This offer is the 賞世界 / 海外簽賬 source subcategory.
• Eligible transactions are made overseas and coded as overseas by Visa, Mastercard, or UnionPay. Hong Kong transactions and transactions in Hong Kong Dollars are excluded.
• 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 中國內地簽賬 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞世界 / 中國內地簽賬 source subcategory. • Eligible transactions are made in Mainland China and coded as Mainland China by Visa, Mastercard, or UnionPay. Hong Kong transactions and transactions in Hong Kong Dollars are excluded.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 中國內地簽賬 · Type: 類別
• 優惠上限: 金額: 2000 · 適用範圍: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
• 百分比備註: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
• 須申請或登記。
• The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
• After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
• Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
• The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
• This offer is the 賞世界 / 中國內地簽賬 source subcategory.
• Eligible transactions are made in Mainland China and coded as Mainland China by Visa, Mastercard, or UnionPay. Hong Kong transactions and transactions in Hong Kong Dollars are excluded.
• 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 澳門簽賬 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞世界 / 澳門簽賬 source subcategory. • Eligible transactions are made in Macau and coded as Macau by Visa, Mastercard, or UnionPay. Hong Kong transactions and transactions in Hong Kong Dollars are excluded.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 澳門簽賬 · Type: 類別
• 優惠上限: 金額: 2000 · 適用範圍: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
• 百分比備註: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
• 須申請或登記。
• The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
• After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
• Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
• The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
• This offer is the 賞世界 / 澳門簽賬 source subcategory.
• Eligible transactions are made in Macau and coded as Macau by Visa, Mastercard, or UnionPay. Hong Kong transactions and transactions in Hong Kong Dollars are excluded.
• 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 健身中心 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞享受 / 健身中心 source subcategory. • The source lists the participating fitness centres under 賞享受. • The complete participating-merchant list in the HTML source is: Be Earth, Go24 Fitness, PURE Group, Snap Fitness, Square Fitness.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 健身中心 · Type: 類別
• 優惠上限: 金額: 2000 · 適用範圍: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
• 百分比備註: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
• 須申請或登記。
• The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
• After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
• Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
• The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
• This offer is the 賞享受 / 健身中心 source subcategory.
• The source lists the participating fitness centres under 賞享受.
• The complete participating-merchant list in the HTML source is: Be Earth, Go24 Fitness, PURE Group, Snap Fitness, Square Fitness.
• 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 戲院 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞享受 / 戲院 source subcategory. • The source lists the participating cinemas under 賞享受. • The complete participating-merchant list in the HTML source is: CGV Cinemas, 英皇戲院, Festival Grand Cinema, 康怡戲院, 皇室戲院, K11 Art House, MCL 院線, Movie Town, STAR Cinema.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 戲院 · Type: 類別
• 優惠上限: 金額: 2000 · 適用範圍: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
• 百分比備註: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
• 須申請或登記。
• The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
• After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
• Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
• The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
• This offer is the 賞享受 / 戲院 source subcategory.
• The source lists the participating cinemas under 賞享受.
• The complete participating-merchant list in the HTML source is: CGV Cinemas, 英皇戲院, Festival Grand Cinema, 康怡戲院, 皇室戲院, K11 Art House, MCL 院線, Movie Town, STAR Cinema.
• 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 娛樂 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞享受 / 娛樂 source subcategory. • The source lists the participating lifestyle and entertainment merchants under 賞享受. • The complete participating-merchant list in the HTML source is: 焙著你烘焙, 購票通, 太古城中心冰上皇宮, EF English Centers, 青苗琴行, 快達票, KKBOX, KKTix, Moov, Neway CEO Karaoke, 康體通, 通利琴行.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 娛樂 · Type: 類別
• 優惠上限: 金額: 2000 · 適用範圍: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
• 百分比備註: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
• 須申請或登記。
• The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
• After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
• Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
• The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
• This offer is the 賞享受 / 娛樂 source subcategory.
• The source lists the participating lifestyle and entertainment merchants under 賞享受.
• The complete participating-merchant list in the HTML source is: 焙著你烘焙, 購票通, 太古城中心冰上皇宮, EF English Centers, 青苗琴行, 快達票, KKBOX, KKTix, Moov, Neway CEO Karaoke, 康體通, 通利琴行.
• 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 旅行社 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞享受 / 旅行社 source subcategory. • The source lists the participating travel agencies under 賞享受; online hotel orders through 美麗華旅遊 are excluded. • The complete participating-merchant list in the HTML source is: hutchgo, KKDay, Klook, 美麗華旅遊, 新華旅遊, Trip.com, 永安旅遊, 油麻地旅遊.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 旅行社 · Type: 類別
• 優惠上限: 金額: 2000 · 適用範圍: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
• 百分比備註: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
• 須申請或登記。
• The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
• After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
• Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
• The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
• This offer is the 賞享受 / 旅行社 source subcategory.
• The source lists the participating travel agencies under 賞享受; online hotel orders through 美麗華旅遊 are excluded.
• The complete participating-merchant list in the HTML source is: hutchgo, KKDay, Klook, 美麗華旅遊, 新華旅遊, Trip.com, 永安旅遊, 油麻地旅遊.
• 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 美容／個人護理 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞享受 / 美容／個人護理 source subcategory. • The source lists the participating personal-care merchants under 賞享受. • The complete participating-merchant list in the HTML source is: 沐館, 靜, 日月按摩, TONI&GUY HONG KONG, 梔 Zi Massage & Wellness.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 美容／個人護理 · Type: 類別
• 優惠上限: 金額: 2000 · 適用範圍: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
• 百分比備註: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
• 須申請或登記。
• The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
• After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
• Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
• The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
• This offer is the 賞享受 / 美容／個人護理 source subcategory.
• The source lists the participating personal-care merchants under 賞享受.
• The complete participating-merchant list in the HTML source is: 沐館, 靜, 日月按摩, TONI&GUY HONG KONG, 梔 Zi Massage & Wellness.
• 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 交通 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞享受 / 交通 source subcategory. • The source lists the participating transport merchants under 賞享受. • The complete participating-merchant list in the HTML source is: 加德士, 城巴, ESSO, 易通行, 香港電車, 九巴, MTR, PIT, Shell, Shell Recharge, SINOPEC, Tesla.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 交通 · Type: 類別
• 優惠上限: 金額: 2000 · 適用範圍: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
• 百分比備註: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
• 須申請或登記。
• The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
• After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
• Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
• The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
• This offer is the 賞享受 / 交通 source subcategory.
• The source lists the participating transport merchants under 賞享受.
• The complete participating-merchant list in the HTML source is: 加德士, 城巴, ESSO, 易通行, 香港電車, 九巴, MTR, PIT, Shell, Shell Recharge, SINOPEC, Tesla.
• 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 超級市場 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞家居 / 超級市場 source subcategory. • The source lists the participating supermarkets under 賞家居. • The complete participating-merchant list in the HTML source is: 759阿信屋, Big C, 日記士多, Don Don Donki, 大生生活超市, 新鮮生活, GreenPrice, 本灣水產, 百佳超級市場, FUSION, TASTE, TASTE x FRESH INTERNATIONAL, food le parc, GOURMET, GREAT FOOD HALL, 多來買.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 超級市場 · Type: 類別
• 優惠上限: 金額: 2000 · 適用範圍: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
• 百分比備註: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
• 須申請或登記。
• The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
• After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
• Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
• The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
• This offer is the 賞家居 / 超級市場 source subcategory.
• The source lists the participating supermarkets under 賞家居.
• The complete participating-merchant list in the HTML source is: 759阿信屋, Big C, 日記士多, Don Don Donki, 大生生活超市, 新鮮生活, GreenPrice, 本灣水產, 百佳超級市場, FUSION, TASTE, TASTE x FRESH INTERNATIONAL, food le parc, GOURMET, GREAT FOOD HALL, 多來買.
• 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 家居／家具 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞家居 / 家居／家具 source subcategory. • The source lists the participating home-goods merchants under 賞家居. • The complete participating-merchant list in the HTML source is: at.home, 生活提案, 生活工房, JHC真好城, KeyChain Pay, 生活館, 生活廊, 蓆夢思, 歐化寶, 歐化傢俬.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 家居／家具 · Type: 類別
• 優惠上限: 金額: 2000 · 適用範圍: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
• 百分比備註: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
• 須申請或登記。
• The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
• After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
• Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
• The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
• This offer is the 賞家居 / 家居／家具 source subcategory.
• The source lists the participating home-goods merchants under 賞家居.
• The complete participating-merchant list in the HTML source is: at.home, 生活提案, 生活工房, JHC真好城, KeyChain Pay, 生活館, 生活廊, 蓆夢思, 歐化寶, 歐化傢俬.
• 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 電子產品 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞家居 / 電子產品 source subcategory. • The source lists the participating electrical and electronics merchants under 賞家居. • The complete participating-merchant list in the HTML source is: 生活影音, 百老滙, BRUNO, 中原電器, 豐澤, J SELECT, 人気电器店, Panasonic陳列室, Price網購, 蘇寧, 偉明電業, 惠而浦網上商店W-Mall, 衛訊, 友和 YOHO.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 電子產品 · Type: 類別
• 優惠上限: 金額: 2000 · 適用範圍: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
• 百分比備註: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
• 須申請或登記。
• The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
• After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
• Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
• The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
• This offer is the 賞家居 / 電子產品 source subcategory.
• The source lists the participating electrical and electronics merchants under 賞家居.
• The complete participating-merchant list in the HTML source is: 生活影音, 百老滙, BRUNO, 中原電器, 豐澤, J SELECT, 人気电器店, Panasonic陳列室, Price網購, 蘇寧, 偉明電業, 惠而浦網上商店W-Mall, 衛訊, 友和 YOHO.
• 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 電訊 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞家居 / 電訊 source subcategory. • The source lists the participating telecom merchants under 賞家居. The source excludes online bill payments made with HSBC ordinary, Gold, and UnionPay dual-currency cards. • The complete participating-merchant list in the HTML source is: 1O1O, 3香港, csl, Club Sim, HKT 家居電話, 網上行, Now TV, SmarTone, SUPREME.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 電訊 · Type: 類別
• 優惠上限: 金額: 2000 · 適用範圍: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
• 百分比備註: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
• 須申請或登記。
• The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
• After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
• Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
• The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
• This offer is the 賞家居 / 電訊 source subcategory.
• The source lists the participating telecom merchants under 賞家居. The source excludes online bill payments made with HSBC ordinary, Gold, and UnionPay dual-currency cards.
• The complete participating-merchant list in the HTML source is: 1O1O, 3香港, csl, Club Sim, HKT 家居電話, 網上行, Now TV, SmarTone, SUPREME.
• 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 寵物用品 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞家居 / 寵物用品 source subcategory. • The source lists the participating pet-care merchants under 賞家居. • The complete participating-merchant list in the HTML source is: 寵寵線, Petmium寵物百貨, Q-Pets, 紅蘿蔔, The Dog’s Garden, Three Little Meow.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 寵物用品 · Type: 類別
• 優惠上限: 金額: 2000 · 適用範圍: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
• 百分比備註: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
• 須申請或登記。
• The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
• After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
• Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
• The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
• This offer is the 賞家居 / 寵物用品 source subcategory.
• The source lists the participating pet-care merchants under 賞家居.
• The complete participating-merchant list in the HTML source is: 寵寵線, Petmium寵物百貨, Q-Pets, 紅蘿蔔, The Dog’s Garden, Three Little Meow.
• 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 百貨公司 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞購物 / 百貨公司 source subcategory. • The source lists the participating department stores under 賞購物. • The complete participating-merchant list in the HTML source is: AEON, AEON STYLE, AEON SUPERMARKET, APITA, Bento Express by AEON, 中藝（香港）, C生活, 千色Citistore, city'super, city'super neighbourhood, city'super LOG-ON, 谷辰, HKTVmall, HARVEY NICHOLS, Living PLAZA by AEON, LOG-ON, MARKS & SPENCER, Mono Mono, 先施百貨, 崇光百貨, UNY 生活創富, 永安百貨, 一田.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 百貨公司 · Type: 類別
• 優惠上限: 金額: 2000 · 適用範圍: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
• 百分比備註: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
• 須申請或登記。
• The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
• After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
• Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
• The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
• This offer is the 賞購物 / 百貨公司 source subcategory.
• The source lists the participating department stores under 賞購物.
• The complete participating-merchant list in the HTML source is: AEON, AEON STYLE, AEON SUPERMARKET, APITA, Bento Express by AEON, 中藝（香港）, C生活, 千色Citistore, city'super, city'super neighbourhood, city'super LOG-ON, 谷辰, HKTVmall, HARVEY NICHOLS, Living PLAZA by AEON, LOG-ON, MARKS & SPENCER, Mono Mono, 先施百貨, 崇光百貨, UNY 生活創富, 永安百貨, 一田.
• 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 書店／文具 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞購物 / 書店／文具 source subcategory. • The source lists the participating bookstores under 賞購物. • The complete participating-merchant list in the HTML source is: 中華書局, 誠品書店, 三聯書店, 商務印書館.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 書店／文具 · Type: 類別
• 優惠上限: 金額: 2000 · 適用範圍: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
• 百分比備註: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
• 須申請或登記。
• The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
• After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
• Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
• The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
• This offer is the 賞購物 / 書店／文具 source subcategory.
• The source lists the participating bookstores under 賞購物.
• The complete participating-merchant list in the HTML source is: 中華書局, 誠品書店, 三聯書店, 商務印書館.
• 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 時裝 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞購物 / 時裝 source subcategory. • The source lists the participating fashion and accessories merchants under 賞購物. • The complete participating-merchant list in the HTML source is: 7 For All Mankind, agnès b., BIRKENSTOCK, Brooks Brothers, Club Monaco, Columbia, Crocs, DECATHLON, ECCO, eGG Optical Boutique, Go Wild, GU, MISCH MASCH, NICAL, 眼鏡88, ORiental Traffic, WA ORiental Traffic, ROCKPORT, SKECHERS, SPORT b., Teva, Theory, TWIST, UGG, UNIQLO, ZALORA, Zoff.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 時裝 · Type: 類別
• 優惠上限: 金額: 2000 · 適用範圍: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
• 百分比備註: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
• 須申請或登記。
• The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
• After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
• Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
• The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
• This offer is the 賞購物 / 時裝 source subcategory.
• The source lists the participating fashion and accessories merchants under 賞購物.
• The complete participating-merchant list in the HTML source is: 7 For All Mankind, agnès b., BIRKENSTOCK, Brooks Brothers, Club Monaco, Columbia, Crocs, DECATHLON, ECCO, eGG Optical Boutique, Go Wild, GU, MISCH MASCH, NICAL, 眼鏡88, ORiental Traffic, WA ORiental Traffic, ROCKPORT, SKECHERS, SPORT b., Teva, Theory, TWIST, UGG, UNIQLO, ZALORA, Zoff.
• 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 美容／個人護理 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞購物 / 美容／個人護理 source subcategory. • The source lists the participating beauty and skincare merchants under 賞購物. • The complete participating-merchant list in the HTML source is: @cosme STORE, BEAUTY AVENUE, 法國嬌蘭, IPSA, JOYCE BEAUTY, mtm labo, TIME by mtm labo, SPA by mtm labo, NARS, 莎莎, Serge Lutens, SHISEIDO, 雪花秀.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 美容／個人護理 · Type: 類別
• 優惠上限: 金額: 2000 · 適用範圍: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
• 百分比備註: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
• 須申請或登記。
• The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
• After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
• Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
• The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
• This offer is the 賞購物 / 美容／個人護理 source subcategory.
• The source lists the participating beauty and skincare merchants under 賞購物.
• The complete participating-merchant list in the HTML source is: @cosme STORE, BEAUTY AVENUE, 法國嬌蘭, IPSA, JOYCE BEAUTY, mtm labo, TIME by mtm labo, SPA by mtm labo, NARS, 莎莎, Serge Lutens, SHISEIDO, 雪花秀.
• 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 藥房／保健品 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞購物 / 藥房／保健品 source subcategory. • The source lists the participating health-care merchants under 賞購物. • The complete participating-merchant list in the HTML source is: 南北行, OSIM, OTO, SLOWOOD, 維特健靈, 位元堂, 屈臣氏.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 藥房／保健品 · Type: 類別
• 優惠上限: 金額: 2000 · 適用範圍: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
• 百分比備註: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
• 須申請或登記。
• The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
• After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
• Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
• The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
• This offer is the 賞購物 / 藥房／保健品 source subcategory.
• The source lists the participating health-care merchants under 賞購物.
• The complete participating-merchant list in the HTML source is: 南北行, OSIM, OTO, SLOWOOD, 維特健靈, 位元堂, 屈臣氏.
• 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 3X RewardCash; HKD3 / HKD250 x 100 = 1.2%. The source states that this extra reward is in addition to the basic RewardCash. • Limit: 100000 HKD · Promotion Total • Limit applies to: Eligible Transactions receiving extra RewardCash under the 2026 Special Reward Promotion • Eligible categories: 本地餐飲 • The cardholder must hold an eligible HSBC Visa Signature Card and keep the account valid and in good standing during the promotion period. • The first HKD100,000 of eligible transactions is entitled to the extra RewardCash. The promotion is in addition to basic RewardCash. • The source excludes annual fees, finance and late charges, HSBC Mobile Banking or Internet Banking bill payments, stored-value cards, e-wallet transactions, cash advances and cash or instalment-plan withdrawals or repayments, semi-cash transactions, wire transfers, gambling, tax payments, and unposted, cancelled, or refunded transactions. • The source major category is Dining. • Eligible Hong Kong restaurant or dining transactions are identified by card-network merchant codes. Banquet services, private functions, private rooms, hotel or department-store dining counters, clubhouses, and food services of designated merchants in other categories are excluded.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 本地餐飲 · Type: 類別
• 優惠上限: 金額: 100000 · 適用範圍: Eligible Transactions receiving extra RewardCash under the 2026 Special Reward Promotion · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
• 百分比備註: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 3X RewardCash; HKD3 / HKD250 x 100 = 1.2%. The source states that this extra reward is in addition to the basic RewardCash.
• The cardholder must hold an eligible HSBC Visa Signature Card and keep the account valid and in good standing during the promotion period.
• The first HKD100,000 of eligible transactions is entitled to the extra RewardCash. The promotion is in addition to basic RewardCash.
• The source excludes annual fees, finance and late charges, HSBC Mobile Banking or Internet Banking bill payments, stored-value cards, e-wallet transactions, cash advances and cash or instalment-plan withdrawals or repayments, semi-cash transactions, wire transfers, gambling, tax payments, and unposted, cancelled, or refunded transactions.
• The source major category is Dining.
• Eligible Hong Kong restaurant or dining transactions are identified by card-network merchant codes. Banquet services, private functions, private rooms, hotel or department-store dining counters, clubhouses, and food services of designated merchants in other categories are excluded.
• 2026 Special Reward Promotion: 2026-01-01 – 2026-12-31

Merchant eligibility cannot be established from the incomplete source list. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 3X RewardCash; HKD3 / HKD250 x 100 = 1.2%. The source states that this extra reward is in addition to the basic RewardCash. • Limit: 100000 HKD · Promotion Total • Limit applies to: Eligible Transactions receiving extra RewardCash under the 2026 Special Reward Promotion • Eligible categories: 購物 • The cardholder must hold an eligible HSBC Visa Signature Card and keep the account valid and in good standing during the promotion period. • The first HKD100,000 of eligible transactions is entitled to the extra RewardCash. The promotion is in addition to basic RewardCash. • The source excludes annual fees, finance and late charges, HSBC Mobile Banking or Internet Banking bill payments, stored-value cards, e-wallet transactions, cash advances and cash or instalment-plan withdrawals or repayments, semi-cash transactions, wire transfers, gambling, tax payments, and unposted, cancelled, or refunded transactions. • The source major category is Shopping. • The source applies to eligible transactions at designated merchants in the Shopping category. Counters at department stores and outlets are excluded, and the complete list is available only through the linked rewards page.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 購物 · Type: 類別
• 優惠上限: 金額: 100000 · 適用範圍: Eligible Transactions receiving extra RewardCash under the 2026 Special Reward Promotion · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
• 百分比備註: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 3X RewardCash; HKD3 / HKD250 x 100 = 1.2%. The source states that this extra reward is in addition to the basic RewardCash.
• 未提供完整適用商戶名單。
• The cardholder must hold an eligible HSBC Visa Signature Card and keep the account valid and in good standing during the promotion period.
• The first HKD100,000 of eligible transactions is entitled to the extra RewardCash. The promotion is in addition to basic RewardCash.
• The source excludes annual fees, finance and late charges, HSBC Mobile Banking or Internet Banking bill payments, stored-value cards, e-wallet transactions, cash advances and cash or instalment-plan withdrawals or repayments, semi-cash transactions, wire transfers, gambling, tax payments, and unposted, cancelled, or refunded transactions.
• The source major category is Shopping.
• The source applies to eligible transactions at designated merchants in the Shopping category. Counters at department stores and outlets are excluded, and the complete list is available only through the linked rewards page.
• 2026 Special Reward Promotion: 2026-01-01 – 2026-12-31

Merchant eligibility cannot be established from the incomplete source list. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 3X RewardCash; HKD3 / HKD250 x 100 = 1.2%. The source states that this extra reward is in addition to the basic RewardCash. • Limit: 100000 HKD · Promotion Total • Limit applies to: Eligible Transactions receiving extra RewardCash under the 2026 Special Reward Promotion • Eligible categories: 家居／家具 • The cardholder must hold an eligible HSBC Visa Signature Card and keep the account valid and in good standing during the promotion period. • The first HKD100,000 of eligible transactions is entitled to the extra RewardCash. The promotion is in addition to basic RewardCash. • The source excludes annual fees, finance and late charges, HSBC Mobile Banking or Internet Banking bill payments, stored-value cards, e-wallet transactions, cash advances and cash or instalment-plan withdrawals or repayments, semi-cash transactions, wire transfers, gambling, tax payments, and unposted, cancelled, or refunded transactions. • The source major category is Home. • The source applies to eligible transactions at designated merchants in the Home category. Department-store counters, outlets, and online bill payments with the excluded HSBC card types are excluded; the complete list is available only through the linked rewards page.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 家居／家具 · Type: 類別
• 優惠上限: 金額: 100000 · 適用範圍: Eligible Transactions receiving extra RewardCash under the 2026 Special Reward Promotion · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
• 百分比備註: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 3X RewardCash; HKD3 / HKD250 x 100 = 1.2%. The source states that this extra reward is in addition to the basic RewardCash.
• 未提供完整適用商戶名單。
• The cardholder must hold an eligible HSBC Visa Signature Card and keep the account valid and in good standing during the promotion period.
• The first HKD100,000 of eligible transactions is entitled to the extra RewardCash. The promotion is in addition to basic RewardCash.
• The source excludes annual fees, finance and late charges, HSBC Mobile Banking or Internet Banking bill payments, stored-value cards, e-wallet transactions, cash advances and cash or instalment-plan withdrawals or repayments, semi-cash transactions, wire transfers, gambling, tax payments, and unposted, cancelled, or refunded transactions.
• The source major category is Home.
• The source applies to eligible transactions at designated merchants in the Home category. Department-store counters, outlets, and online bill payments with the excluded HSBC card types are excluded; the complete list is available only through the linked rewards page.
• 2026 Special Reward Promotion: 2026-01-01 – 2026-12-31

Merchant eligibility cannot be established from the incomplete source list. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 3X RewardCash; HKD3 / HKD250 x 100 = 1.2%. The source states that this extra reward is in addition to the basic RewardCash. • Limit: 100000 HKD · Promotion Total • Limit applies to: Eligible Transactions receiving extra RewardCash under the 2026 Special Reward Promotion • Eligible categories: 娛樂 • The cardholder must hold an eligible HSBC Visa Signature Card and keep the account valid and in good standing during the promotion period. • The first HKD100,000 of eligible transactions is entitled to the extra RewardCash. The promotion is in addition to basic RewardCash. • The source excludes annual fees, finance and late charges, HSBC Mobile Banking or Internet Banking bill payments, stored-value cards, e-wallet transactions, cash advances and cash or instalment-plan withdrawals or repayments, semi-cash transactions, wire transfers, gambling, tax payments, and unposted, cancelled, or refunded transactions. • The source major category is Lifestyle. • The source applies to eligible transactions at designated merchants in the Lifestyle category. Counters at department stores and outlets are excluded, and the complete list is available only through the linked rewards page.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 娛樂 · Type: 類別
• 優惠上限: 金額: 100000 · 適用範圍: Eligible Transactions receiving extra RewardCash under the 2026 Special Reward Promotion · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
• 百分比備註: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 3X RewardCash; HKD3 / HKD250 x 100 = 1.2%. The source states that this extra reward is in addition to the basic RewardCash.
• 未提供完整適用商戶名單。
• The cardholder must hold an eligible HSBC Visa Signature Card and keep the account valid and in good standing during the promotion period.
• The first HKD100,000 of eligible transactions is entitled to the extra RewardCash. The promotion is in addition to basic RewardCash.
• The source excludes annual fees, finance and late charges, HSBC Mobile Banking or Internet Banking bill payments, stored-value cards, e-wallet transactions, cash advances and cash or instalment-plan withdrawals or repayments, semi-cash transactions, wire transfers, gambling, tax payments, and unposted, cancelled, or refunded transactions.
• The source major category is Lifestyle.
• The source applies to eligible transactions at designated merchants in the Lifestyle category. Counters at department stores and outlets are excluded, and the complete list is available only through the linked rewards page.
• 2026 Special Reward Promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 3X RewardCash; HKD3 / HKD250 x 100 = 1.2%. The source states that this extra reward is in addition to the basic RewardCash. • Limit: 100000 HKD · Promotion Total • Limit applies to: Eligible Transactions receiving extra RewardCash under the 2026 Special Reward Promotion • Eligible categories: 海外簽賬 • The cardholder must hold an eligible HSBC Visa Signature Card and keep the account valid and in good standing during the promotion period. • The first HKD100,000 of eligible transactions is entitled to the extra RewardCash. The promotion is in addition to basic RewardCash. • The source excludes annual fees, finance and late charges, HSBC Mobile Banking or Internet Banking bill payments, stored-value cards, e-wallet transactions, cash advances and cash or instalment-plan withdrawals or repayments, semi-cash transactions, wire transfers, gambling, tax payments, and unposted, cancelled, or refunded transactions. • The source major category is Overseas & Mainland China Spending. • The source applies to eligible transactions made overseas. Hong Kong transactions and transactions in Hong Kong Dollars are excluded.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 海外簽賬 · Type: 類別
• 優惠上限: 金額: 100000 · 適用範圍: Eligible Transactions receiving extra RewardCash under the 2026 Special Reward Promotion · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
• 百分比備註: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 3X RewardCash; HKD3 / HKD250 x 100 = 1.2%. The source states that this extra reward is in addition to the basic RewardCash.
• The cardholder must hold an eligible HSBC Visa Signature Card and keep the account valid and in good standing during the promotion period.
• The first HKD100,000 of eligible transactions is entitled to the extra RewardCash. The promotion is in addition to basic RewardCash.
• The source excludes annual fees, finance and late charges, HSBC Mobile Banking or Internet Banking bill payments, stored-value cards, e-wallet transactions, cash advances and cash or instalment-plan withdrawals or repayments, semi-cash transactions, wire transfers, gambling, tax payments, and unposted, cancelled, or refunded transactions.
• The source major category is Overseas & Mainland China Spending.
• The source applies to eligible transactions made overseas. Hong Kong transactions and transactions in Hong Kong Dollars are excluded.
• 2026 Special Reward Promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 3X RewardCash; HKD3 / HKD250 x 100 = 1.2%. The source states that this extra reward is in addition to the basic RewardCash. • Limit: 100000 HKD · Promotion Total • Limit applies to: Eligible Transactions receiving extra RewardCash under the 2026 Special Reward Promotion • Eligible categories: 中國內地簽賬 • The cardholder must hold an eligible HSBC Visa Signature Card and keep the account valid and in good standing during the promotion period. • The first HKD100,000 of eligible transactions is entitled to the extra RewardCash. The promotion is in addition to basic RewardCash. • The source excludes annual fees, finance and late charges, HSBC Mobile Banking or Internet Banking bill payments, stored-value cards, e-wallet transactions, cash advances and cash or instalment-plan withdrawals or repayments, semi-cash transactions, wire transfers, gambling, tax payments, and unposted, cancelled, or refunded transactions. • The source major category is Overseas & Mainland China Spending. • The source applies to eligible transactions made in Mainland China. Hong Kong transactions and transactions in Hong Kong Dollars are excluded.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 中國內地簽賬 · Type: 類別
• 優惠上限: 金額: 100000 · 適用範圍: Eligible Transactions receiving extra RewardCash under the 2026 Special Reward Promotion · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
• 百分比備註: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 3X RewardCash; HKD3 / HKD250 x 100 = 1.2%. The source states that this extra reward is in addition to the basic RewardCash.
• The cardholder must hold an eligible HSBC Visa Signature Card and keep the account valid and in good standing during the promotion period.
• The first HKD100,000 of eligible transactions is entitled to the extra RewardCash. The promotion is in addition to basic RewardCash.
• The source excludes annual fees, finance and late charges, HSBC Mobile Banking or Internet Banking bill payments, stored-value cards, e-wallet transactions, cash advances and cash or instalment-plan withdrawals or repayments, semi-cash transactions, wire transfers, gambling, tax payments, and unposted, cancelled, or refunded transactions.
• The source major category is Overseas & Mainland China Spending.
• The source applies to eligible transactions made in Mainland China. Hong Kong transactions and transactions in Hong Kong Dollars are excluded.
• 2026 Special Reward Promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 3X RewardCash; HKD3 / HKD250 x 100 = 1.2%. The source states that this extra reward is in addition to the basic RewardCash. • Limit: 100000 HKD · Promotion Total • Limit applies to: Eligible Transactions receiving extra RewardCash under the 2026 Special Reward Promotion • Eligible categories: 澳門簽賬 • The cardholder must hold an eligible HSBC Visa Signature Card and keep the account valid and in good standing during the promotion period. • The first HKD100,000 of eligible transactions is entitled to the extra RewardCash. The promotion is in addition to basic RewardCash. • The source excludes annual fees, finance and late charges, HSBC Mobile Banking or Internet Banking bill payments, stored-value cards, e-wallet transactions, cash advances and cash or instalment-plan withdrawals or repayments, semi-cash transactions, wire transfers, gambling, tax payments, and unposted, cancelled, or refunded transactions. • The source major category is Overseas & Mainland China Spending. • The source applies to eligible transactions made in Macau. Hong Kong transactions and transactions in Hong Kong Dollars are excluded.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 澳門簽賬 · Type: 類別
• 優惠上限: 金額: 100000 · 適用範圍: Eligible Transactions receiving extra RewardCash under the 2026 Special Reward Promotion · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
• 百分比備註: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 3X RewardCash; HKD3 / HKD250 x 100 = 1.2%. The source states that this extra reward is in addition to the basic RewardCash.
• The cardholder must hold an eligible HSBC Visa Signature Card and keep the account valid and in good standing during the promotion period.
• The first HKD100,000 of eligible transactions is entitled to the extra RewardCash. The promotion is in addition to basic RewardCash.
• The source excludes annual fees, finance and late charges, HSBC Mobile Banking or Internet Banking bill payments, stored-value cards, e-wallet transactions, cash advances and cash or instalment-plan withdrawals or repayments, semi-cash transactions, wire transfers, gambling, tax payments, and unposted, cancelled, or refunded transactions.
• The source major category is Overseas & Mainland China Spending.
• The source applies to eligible transactions made in Macau. Hong Kong transactions and transactions in Hong Kong Dollars are excluded.
• 2026 Special Reward Promotion: 2026-01-01 – 2026-12-31

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 8000 • Applies to all eligible spending, subject to the conditions. • The card page advertises up to HKD800 RewardCash for online application; detailed new-customer, spending, and first-60-days conditions are in the welcome terms.

• 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
• 適用消費: Type: 全部
• 要求: Period spend ≥: HK$8,000.00
• 優惠上限: 期間: 未提供 · Type: 未提供
• 須申請或登記。
• The card page advertises up to HKD800 RewardCash for online application; detailed new-customer, spending, and first-60-days conditions are in the welcome terms.

This benefit does not apply to a purchase. • Application, registration or activation required. See conditions. • The card page states that a new credit-card customer can get an extra HKD200 RewardCash after successfully applying for the Cash Instalment Plan; detailed activation, amount, and term conditions are in the promotional terms.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• 須申請或登記。
• The card page states that a new credit-card customer can get an extra HKD200 RewardCash after successfully applying for the Cash Instalment Plan; detailed activation, amount, and term conditions are in the promotional terms.

This benefit does not apply to a purchase. • Customer: New customer • Application, registration or activation required. See conditions. • The card page states that the first two years annual fee is waived for this card; the welcome terms define the eligible card and application scope.

• 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• 須申請或登記。
• The card page states that the first two years annual fee is waived for this card; the welcome terms define the eligible card and application scope.

Category or merchant does not match. • Merchants: 香港尖沙咀凱悅酒店內的咖啡廳, 希戈餐廳, 凱悅軒 • Eligible merchants: 尖沙咀凱悅酒店咖啡廳, 希戈餐廳, 凱悅軒 • The offer applies to dining at the Hyatt hotel in Tsim Sha Tsui, including its café, Hugo’s, and Hyatt Chuan, as stated on the card page.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 尖沙咀凱悅酒店咖啡廳 / 希戈餐廳 / 凱悅軒 · Type: 商戶
• 優惠上限: 期間: 未提供 · Type: 未提供
• The offer applies to dining at the Hyatt hotel in Tsim Sha Tsui, including its café, Hugo’s, and Hyatt Chuan, as stated on the card page.

Category or merchant does not match. • Eligible categories: 的士／網約車／租車 • The source states a 7折 discount for Hong Kong-Guangdong cross-border car transfer service. The source points to Visa terms for further details; no link target is used as evidence.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 的士／網約車／租車 · Type: 類別
• 優惠上限: 期間: 未提供 · Type: 未提供
• The source states a 7折 discount for Hong Kong-Guangdong cross-border car transfer service. The source points to Visa terms for further details; no link target is used as evidence.

This benefit does not apply to a purchase. • The card page states that Visa concierge service and a dedicated 24-hour hotline are available. The service is provided by Visa and is subject to its terms.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• The card page states that Visa concierge service and a dedicated 24-hour hotline are available. The service is provided by Visa and is subject to its terms.

This benefit does not apply to a purchase. • The card page states that the HSBC virtual credit card can be activated and added to a mobile wallet after approval for online and physical-store use.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• The card page states that the HSBC virtual credit card can be activated and added to a mobile wallet after approval for online and physical-store use.

Category or merchant does not match. • Merchants: Kanesaka 香港, Plaisance by Mauro Colagreco, Mosu Hong Kong, Yakitori YAMATO（香港）, Prohibition 扒房．酒吧, CIAK, 潮廳, 南海小館, Beefbar, AKATSUKI Izakaya • Eligible merchants: kanesaka-hong-kong, plaisance-by-mauro-colagreco, mosu-hong-kong, yakitori-yamato-hong-kong, prohibition-hong-kong, ciak, 潮廳, 南海小館, beefbar, akatsuki-izakaya • Dine-in only at the listed designated Lai Sun Group restaurants in Hong Kong; takeaway and retail services are excluded. • The discount does not apply to service charges, bottled sake, wine, or spirits. One discount per table. It cannot be combined with special, promotional, custom menus, private-room dining, or other promotions. • The discount is not available on 2026-01-01, 2026-02-14, 2026-02-16 to 2026-02-20, 2026-04-03 to 2026-04-07, 2026-05-10, 2026-06-21, 2026-09-25 to 2026-09-26, 2026-12-22, 2026-12-24 to 2026-12-26, and 2026-12-31.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: kanesaka hong kong / plaisance by mauro colagreco / mosu hong kong / yakitori yamato hong kong / prohibition hong kong / ciak / 潮廳 / 南海小館 / beefbar / akatsuki izakaya · Type: 商戶
• 優惠上限: 期間: 未提供 · Type: 未提供
• Dine-in only at the listed designated Lai Sun Group restaurants in Hong Kong; takeaway and retail services are excluded.
• The discount does not apply to service charges, bottled sake, wine, or spirits. One discount per table. It cannot be combined with special, promotional, custom menus, private-room dining, or other promotions.
• The discount is not available on 2026-01-01, 2026-02-14, 2026-02-16 to 2026-02-20, 2026-04-03 to 2026-04-07, 2026-05-10, 2026-06-21, 2026-09-25 to 2026-09-26, 2026-12-22, 2026-12-24 to 2026-12-26, and 2026-12-31.
• 2026 Special Reward Promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Limit: 4 items · Per Transaction • Limit applies to: Regular 2D cinema tickets in one transaction • Merchants: 英皇戲院 • Eligible merchants: emperor-cinemas • At Emperor Cinemas, Monday to Thursday regular 2D tickets or small popcorn qualify for buy-one-get-one. The offer is limited to one use per offer per day and up to four tickets in one transaction. • Ticket payment must use the card through mobile payment or Visa contactless at the box office; payment at self-service machines, the website, and the mobile application is also accepted for ticket offers. Popcorn requires mobile payment or Visa contactless. • The source excludes selected cinemas, concessionary tickets, special or discounted sessions, private bookings, large bookings, and the listed blackout dates: 2026-01-01, 2026-02-17 to 2026-02-19, 2026-04-03 to 2026-04-07, 2026-05-01, 2026-05-25, 2026-06-19, 2026-07-01, 2026-09-26, 2026-10-01, 2026-10-19, and 2026-12-25 to 2026-12-26.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: emperor cinemas · Type: 商戶
• 優惠上限: 金額: 4 · 適用範圍: Regular 2D cinema tickets in one transaction · 期間: 每筆交易 · Type: 有限額 · Unit: 件
• At Emperor Cinemas, Monday to Thursday regular 2D tickets or small popcorn qualify for buy-one-get-one. The offer is limited to one use per offer per day and up to four tickets in one transaction.
• Ticket payment must use the card through mobile payment or Visa contactless at the box office; payment at self-service machines, the website, and the mobile application is also accepted for ticket offers. Popcorn requires mobile payment or Visa contactless.
• The source excludes selected cinemas, concessionary tickets, special or discounted sessions, private bookings, large bookings, and the listed blackout dates: 2026-01-01, 2026-02-17 to 2026-02-19, 2026-04-03 to 2026-04-07, 2026-05-01, 2026-05-25, 2026-06-19, 2026-07-01, 2026-09-26, 2026-10-01, 2026-10-19, and 2026-12-25 to 2026-12-26.
• 2026 Special Reward Promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Limit: 4 items · Per Transaction • Limit applies to: Regular 3D cinema tickets in one transaction • Merchants: 英皇戲院 • Eligible merchants: emperor-cinemas • At Emperor Cinemas, Monday to Thursday regular 3D tickets qualify for 9折. The offer is limited to one use per offer per day and up to four tickets in one transaction. • The source excludes selected cinemas, concessionary tickets, special or discounted sessions, private bookings, large bookings, and the listed blackout dates in the Emperor Cinemas terms.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: emperor cinemas · Type: 商戶
• 優惠上限: 金額: 4 · 適用範圍: Regular 3D cinema tickets in one transaction · 期間: 每筆交易 · Type: 有限額 · Unit: 件
• At Emperor Cinemas, Monday to Thursday regular 3D tickets qualify for 9折. The offer is limited to one use per offer per day and up to four tickets in one transaction.
• The source excludes selected cinemas, concessionary tickets, special or discounted sessions, private bookings, large bookings, and the listed blackout dates in the Emperor Cinemas terms.
• 2026 Special Reward Promotion: 2026-01-01 – 2026-12-31

The offer is not available on the snapshot weekday or date. • Limit: 4 items · Per Transaction • Limit applies to: Regular 2D cinema tickets in one transaction • Merchants: 英皇戲院 • Eligible merchants: emperor-cinemas • At Emperor Cinemas, Friday to Sunday regular 2D tickets qualify for 8折. The offer is limited to one use per offer per day and up to four tickets in one transaction. • The source excludes selected cinemas, concessionary tickets, special or discounted sessions, private bookings, large bookings, and the listed blackout dates in the Emperor Cinemas terms.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: emperor cinemas · Type: 商戶
• 優惠上限: 金額: 4 · 適用範圍: Regular 2D cinema tickets in one transaction · 期間: 每筆交易 · Type: 有限額 · Unit: 件
• At Emperor Cinemas, Friday to Sunday regular 2D tickets qualify for 8折. The offer is limited to one use per offer per day and up to four tickets in one transaction.
• The source excludes selected cinemas, concessionary tickets, special or discounted sessions, private bookings, large bookings, and the listed blackout dates in the Emperor Cinemas terms.
• 2026 Special Reward Promotion: 2026-01-01 – 2026-12-31

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 8000 • Applies to all eligible spending, subject to the conditions. • The applicant must apply for the HSBC Visa Signature Card during the promotion period and receive approval. • The stated spending threshold must be reached with eligible spending within the first 60 calendar days after card issuance. The card account must remain valid and in good standing. • Eligible-spending exclusions include fees and charges, supplementary-card transactions, mail/fax/phone orders, HSBC bill payments, stored-value cards and e-wallets, Octopus automatic add value, RewardCash shopping-redemption transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • For a new credit-card customer, HKD8,000 or more eligible spend qualifies for HKD600 RewardCash when the application is not through the listed online channels.

• 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
• 適用消費: Type: 全部
• 要求: Period spend ≥: HK$8,000.00
• 優惠上限: 期間: 未提供 · Type: 未提供
• 須申請或登記。
• The applicant must apply for the HSBC Visa Signature Card during the promotion period and receive approval.
• The stated spending threshold must be reached with eligible spending within the first 60 calendar days after card issuance. The card account must remain valid and in good standing.
• Eligible-spending exclusions include fees and charges, supplementary-card transactions, mail/fax/phone orders, HSBC bill payments, stored-value cards and e-wallets, Octopus automatic add value, RewardCash shopping-redemption transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
• For a new credit-card customer, HKD8,000 or more eligible spend qualifies for HKD600 RewardCash when the application is not through the listed online channels.
• HSBC credit-card welcome promotion: 2026-03-01 – 2027-02-28

No usable purchase percentage; threshold comparison rates are not flat rewards. • Customer: Existing customer • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 8000 • Applies to all eligible spending, subject to the conditions. • The applicant must apply for the HSBC Visa Signature Card during the promotion period and receive approval. • The stated spending threshold must be reached with eligible spending within the first 60 calendar days after card issuance. The card account must remain valid and in good standing. • Eligible-spending exclusions include fees and charges, supplementary-card transactions, mail/fax/phone orders, HSBC bill payments, stored-value cards and e-wallets, Octopus automatic add value, RewardCash shopping-redemption transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • For an existing credit-card customer, HKD8,000 or more eligible spend qualifies for HKD200 RewardCash.

• 適用資格: 適用對象: 全部 · 客戶類別: 現有客戶
• 適用消費: Type: 全部
• 要求: Period spend ≥: HK$8,000.00
• 優惠上限: 期間: 未提供 · Type: 未提供
• 須申請或登記。
• The applicant must apply for the HSBC Visa Signature Card during the promotion period and receive approval.
• The stated spending threshold must be reached with eligible spending within the first 60 calendar days after card issuance. The card account must remain valid and in good standing.
• Eligible-spending exclusions include fees and charges, supplementary-card transactions, mail/fax/phone orders, HSBC bill payments, stored-value cards and e-wallets, Octopus automatic add value, RewardCash shopping-redemption transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
• For an existing credit-card customer, HKD8,000 or more eligible spend qualifies for HKD200 RewardCash.
• HSBC credit-card welcome promotion: 2026-03-01 – 2027-02-28

New-customer offers are excluded from this purchase comparison. • Customer: New customer; Document: Submit all supporting documents required by the Bank within one month from the application date. • HK$500 ÷ HK$5,000 × 100 = 10.00% (exact). This is the rate at the HK$5,000 minimum eligible spend; it decreases above HK$5,000. Limit: once per New Card application. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 5000 • Applies to all eligible spending, subject to the conditions. • Available to a new customer who applies as the principal cardholder for a DBS Eminent Card during the Promotion Period and receives approval. • Accumulate at least HK$5,000 in eligible spending within three months after card issuance. Eligible spending includes posted local and overseas retail transactions, Octopus Automatic Add Value, and e-wallet transactions and top-ups. The terms exclude fund purchases, cash advances, foreign currency exchange, finance charges, late charges, annual fees, specified instalment payments, insurance and tax payments, bill payments, transfers, and unposted, cancelled, refunded, or charged-back transactions. • Download DBS Card+, register and activate the account, and activate the physical New Card. A customer who already registered and activated DBS Card+ at application does not need to register again. • Eligible spending on supplementary cards is combined with the principal card. Spending on different New Cards cannot be combined. • Each customer can receive this offer once for each New Card application. If the customer applies for more than one card on one form, only the first selected card is treated as a new-customer application. • The rebate is credited to the New Card account after the requirements are met and no later than six months after card issuance. • The account must remain valid, in good credit standing, and free of overdue payments until the offer is provided. The customer must retain original sales slips. The Bank may reclaim the offer if the card is cancelled within 12 months of issuance. • Card eligibility states Hong Kong residence, age 18 or above, and minimum annual income of HK$150,000 for Visa Platinum.

• 適用資格: 適用對象: 全部 · 客戶類別: 新客戶 · Document: Submit all supporting documents required by the Bank within one month from the application date.
• 適用消費: Type: 全部
• 要求: Period spend ≥: HK$5,000.00
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: HK$500 ÷ HK$5,000 × 100 = 10.00% (exact). This is the rate at the HK$5,000 minimum eligible spend; it decreases above HK$5,000. Limit: once per New Card application.
• 須申請或登記。
• Available to a new customer who applies as the principal cardholder for a DBS Eminent Card during the Promotion Period and receives approval.
• Accumulate at least HK$5,000 in eligible spending within three months after card issuance. Eligible spending includes posted local and overseas retail transactions, Octopus Automatic Add Value, and e-wallet transactions and top-ups. The terms exclude fund purchases, cash advances, foreign currency exchange, finance charges, late charges, annual fees, specified instalment payments, insurance and tax payments, bill payments, transfers, and unposted, cancelled, refunded, or charged-back transactions.
• Download DBS Card+, register and activate the account, and activate the physical New Card. A customer who already registered and activated DBS Card+ at application does not need to register again.
• Eligible spending on supplementary cards is combined with the principal card. Spending on different New Cards cannot be combined.
• Each customer can receive this offer once for each New Card application. If the customer applies for more than one card on one form, only the first selected card is treated as a new-customer application.
• The rebate is credited to the New Card account after the requirements are met and no later than six months after card issuance.
• The account must remain valid, in good credit standing, and free of overdue payments until the offer is provided. The customer must retain original sales slips. The Bank may reclaim the offer if the card is cancelled within 12 months of issuance.
• Card eligibility states Hong Kong residence, age 18 or above, and minimum annual income of HK$150,000 for Visa Platinum.
• Promotion Period: 2026-10-06 – 2027-01-06

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Customer: New customer; Document: Submit all supporting documents required by the Bank within one month from the application date. • Application, registration or activation required. See conditions. • Available to a new customer who applies as the principal cardholder for a DBS Eminent Card during the Promotion Period and receives approval. • During the three-month Spending Period after card issuance, successfully apply for the Flexi Shopping Programme to convert New Card spending into instalments. The amount and tenor are unrestricted. • The Extra Welcome Offer can be received even if the customer does not meet the HK$5,000 Spending Requirement for the main Welcome Offer. • The customer must meet the other requirements stated for new customers, including DBS Card+ account registration and activation and physical New Card activation. • Each customer can receive this offer once for each New Card application. The account must remain valid, in good credit standing, and free of overdue payments until the offer is provided. • The rebate is credited to the New Card account after the requirements are met and no later than six months after card issuance. The Bank may reclaim the offer if the card is cancelled within 12 months of issuance. • Card eligibility states Hong Kong residence, age 18 or above, and minimum annual income of HK$150,000 for Visa Platinum.

• 適用資格: 適用對象: 全部 · 客戶類別: 新客戶 · Document: Submit all supporting documents required by the Bank within one month from the application date.
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• 須申請或登記。
• Available to a new customer who applies as the principal cardholder for a DBS Eminent Card during the Promotion Period and receives approval.
• During the three-month Spending Period after card issuance, successfully apply for the Flexi Shopping Programme to convert New Card spending into instalments. The amount and tenor are unrestricted.
• The Extra Welcome Offer can be received even if the customer does not meet the HK$5,000 Spending Requirement for the main Welcome Offer.
• The customer must meet the other requirements stated for new customers, including DBS Card+ account registration and activation and physical New Card activation.
• Each customer can receive this offer once for each New Card application. The account must remain valid, in good credit standing, and free of overdue payments until the offer is provided.
• The rebate is credited to the New Card account after the requirements are met and no later than six months after card issuance. The Bank may reclaim the offer if the card is cancelled within 12 months of issuance.
• Card eligibility states Hong Kong residence, age 18 or above, and minimum annual income of HK$150,000 for Visa Platinum.
• Promotion Period: 2026-10-06 – 2027-01-06

開啟優惠來源 ↗

New-customer offers are excluded from this purchase comparison. • Customer: New customer; Document: Submit all supporting documents required by the Bank within one month from the application date. • Aggregate threshold-equivalent rate at six minimum qualifying transactions: HK$240 ÷ (6 × HK$40) × 100 = 100.00% (exact). The effective rate decreases when any transaction exceeds HK$40. Each HK$40 InstaRedeem amount reduces the payable amount of its qualifying transaction. • Limit: 240 HKD · Promotion Total • Limit applies to: One new customer for one New Card • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 40 • Eligible categories: 其他 • Available to a new customer who successfully applies for a principal DBS Eminent Card during the Promotion Period through DBS Card+ or the Bank website. The customer must submit required supporting documents within one month of application. A new customer has not applied for, held, or cancelled a DBS-issued credit card in the 12 months before applying; corporate cards are excluded. • The HK$240 is granted as six HK$40 InstaRedeem amounts. Each amount requires one eligible subscription transaction of at least HK$40, up to once per calendar month, within seven calendar months from card issuance. The transaction must appear on the DBS Card+ spending page. Use the InstaRedeem amount to deduct that transaction's payable amount. • Eligible services are Streaming Entertainment (Amazon Prime Video, Disney+, HBO Max, HULU, Joox, KKBOX, MOOV, myTV SUPER, Netflix, Now TV, Paramount+, Spotify, Viu, YOUKU, YouTube); Applications (Apple App Store, Google Play); AI & Other Tools (Adobe, Canva, Copy.ai, Deepseek, ElevenLabs, Grammarly, Grok, Jasper, KIMI, MANUS, Microsoft, Midjourney, Notion AI, ChatGpt, Otter.ai, Perplexity, Poe, Soundraw, Synthesia, Uber One, Writesonic, Zoom AI Companion); E-Commerce Platforms (Business Services) (Shopify, Shopline); and Gaming Services (Apple Arcade, EA play, Google play pass, Humble Bundle, Nintendo Switch Online, Nvidia GeForce NOW, PlayStation plus, Xbox game pass, Ubisoft+). • Register and activate DBS Card+ before eligible spending and turn on the InstaRedeem push notification in the app. • Use the InstaRedeem amount by 31 July 2027. If six eligible transactions are not completed within the Spending Period, the remaining offer is forfeited. • The offer is available once during the Promotion Period for each new customer. It cannot be combined with other InstaRedeem promotions on the same spending; the Bank decides which promotion applies when spending meets more than one offer. • The account must remain valid, in good credit standing, and free of overdue payments until the offer is provided. The customer must retain original sales slips. The Bank may reclaim amounts already used if the card is cancelled within 12 months of issuance. • Card eligibility states Hong Kong residence, age 18 or above, and minimum annual income of HK$150,000 for Visa Platinum.

• 適用資格: 適用對象: 全部 · 客戶類別: 新客戶 · Document: Submit all supporting documents required by the Bank within one month from the application date.
• 適用消費: 適用範圍: 其他 · Type: 類別
• 最低要求: 期間: 每筆交易 · 消費: HK$40.00
• 優惠上限: 金額: 240 · 適用範圍: One new customer for one New Card · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
• 百分比備註: Aggregate threshold equivalent rate at six minimum qualifying transactions: HK$240 ÷ (6 × HK$40) × 100 = 100.00% (exact). The effective rate decreases when any transaction exceeds HK$40. Each HK$40 InstaRedeem amount reduces the payable amount of its qualifying transaction.
• 須申請或登記。
• Available to a new customer who successfully applies for a principal DBS Eminent Card during the Promotion Period through DBS Card+ or the Bank website. The customer must submit required supporting documents within one month of application. A new customer has not applied for, held, or cancelled a DBS-issued credit card in the 12 months before applying; corporate cards are excluded.
• The HK$240 is granted as six HK$40 InstaRedeem amounts. Each amount requires one eligible subscription transaction of at least HK$40, up to once per calendar month, within seven calendar months from card issuance. The transaction must appear on the DBS Card+ spending page. Use the InstaRedeem amount to deduct that transaction's payable amount.
• Eligible services are Streaming Entertainment (Amazon Prime Video, Disney+, HBO Max, HULU, Joox, KKBOX, MOOV, myTV SUPER, Netflix, Now TV, Paramount+, Spotify, Viu, YOUKU, YouTube); Applications (Apple App Store, Google Play); AI & Other Tools (Adobe, Canva, Copy.ai, Deepseek, ElevenLabs, Grammarly, Grok, Jasper, KIMI, MANUS, Microsoft, Midjourney, Notion AI, ChatGpt, Otter.ai, Perplexity, Poe, Soundraw, Synthesia, Uber One, Writesonic, Zoom AI Companion); E-Commerce Platforms (Business Services) (Shopify, Shopline); and Gaming Services (Apple Arcade, EA play, Google play pass, Humble Bundle, Nintendo Switch Online, Nvidia GeForce NOW, PlayStation plus, Xbox game pass, Ubisoft+).
• Register and activate DBS Card+ before eligible spending and turn on the InstaRedeem push notification in the app.
• Use the InstaRedeem amount by 31 July 2027. If six eligible transactions are not completed within the Spending Period, the remaining offer is forfeited.
• The offer is available once during the Promotion Period for each new customer. It cannot be combined with other InstaRedeem promotions on the same spending; the Bank decides which promotion applies when spending meets more than one offer.
• The account must remain valid, in good credit standing, and free of overdue payments until the offer is provided. The customer must retain original sales slips. The Bank may reclaim amounts already used if the card is cancelled within 12 months of issuance.
• Card eligibility states Hong Kong residence, age 18 or above, and minimum annual income of HK$150,000 for Visa Platinum.
• Promotion Period: 2026-06-01 – 2026-12-31

開啟優惠來源 ↗

No usable purchase percentage; threshold comparison rates are not flat rewards. • Customer: Existing customer • HK$50 ÷ HK$200 × 100 = 25.00% (exact). This is the rate at the HK$200 minimum transaction spend; it decreases above HK$200. Limit: one offer per New Card application. • Limit: 50 HKD · Promotion Total • Limit applies to: One eligible New Card application • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 200 • Applies to all eligible spending, subject to the conditions. • Available to an existing customer who successfully applies for a DBS Eminent Card during the Promotion Period. An existing customer has applied for, holds, or held or cancelled a principal DBS-issued credit card in the 12 months before applying; corporate cards are excluded. • Activate the physical New Card through DBS Card+ within three months of card issuance. • Complete one retail transaction of at least HK$200 at any merchant's physical or online store with the activated physical New Card. Use the InstaRedeem amount to deduct the transaction's payable amount. • If the customer does not complete a qualifying transaction within three months of card issuance, the offer is forfeited. Each customer is entitled to the offer once for each New Card application. • The offer cannot be combined with other InstaRedeem promotions on the same transaction. The account must remain valid, in good credit standing, and free of overdue payments until the offer is provided. The Bank may reclaim the offer if the card is cancelled within 12 months of issuance. • Card eligibility states Hong Kong residence, age 18 or above, and minimum annual income of HK$150,000 for Visa Platinum.

• 適用資格: 適用對象: 全部 · 客戶類別: 現有客戶
• 適用消費: Type: 全部
• 最低要求: 期間: 每筆交易 · 消費: HK$200.00
• 優惠上限: 金額: 50 · 適用範圍: One eligible New Card application · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
• 百分比備註: HK$50 ÷ HK$200 × 100 = 25.00% (exact). This is the rate at the HK$200 minimum transaction spend; it decreases above HK$200. Limit: one offer per New Card application.
• 須申請或登記。
• Available to an existing customer who successfully applies for a DBS Eminent Card during the Promotion Period. An existing customer has applied for, holds, or held or cancelled a principal DBS-issued credit card in the 12 months before applying; corporate cards are excluded.
• Activate the physical New Card through DBS Card+ within three months of card issuance.
• Complete one retail transaction of at least HK$200 at any merchant's physical or online store with the activated physical New Card. Use the InstaRedeem amount to deduct the transaction's payable amount.
• If the customer does not complete a qualifying transaction within three months of card issuance, the offer is forfeited. Each customer is entitled to the offer once for each New Card application.
• The offer cannot be combined with other InstaRedeem promotions on the same transaction. The account must remain valid, in good credit standing, and free of overdue payments until the offer is provided. The Bank may reclaim the offer if the card is cancelled within 12 months of issuance.
• Card eligibility states Hong Kong residence, age 18 or above, and minimum annual income of HK$150,000 for Visa Platinum.
• Promotion Period: 2026-10-06 – 2027-01-06

開啟優惠來源 ↗

Category or merchant does not match. • Source did not include full programme terms in the supplied files. • Limit: 4000 HKD · Per Month • Limit applies to: Combined designated-category spending per calendar month for Visa Platinum • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 300 • Eligible categories: 餐飲 • Register successfully through the DBS Card+ app. Spending after registration counts from the next calendar day; registration from 12 Dec 2025 to 31 Dec 2025 receives the stated programme-period treatment. • Eligible spending is posted retail spending at physical or online merchants. Visa or the acquiring bank merchant code determines category; the Bank has sole discretion. • A single net spending of HK$300 or above in dining earns up to 5%. The first HK$4,000 of combined designated-category spending per calendar month is eligible for the Visa Platinum rate. • E-wallet retail spending above HK$5,000 per calendar month is excluded. Veterinary spending is not a designated category. • Card eligibility states Hong Kong residence, age 18 or above, and minimum annual income of HK$150,000 for Visa Platinum. • The Programme Period and further terms are not stated in this HTML.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 餐飲 · Type: 類別
• 最低要求: 期間: 每筆交易 · 消費: HK$300.00
• 優惠上限: 金額: 4000 · 適用範圍: Combined designated category spending per calendar month for Visa Platinum · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
• 百分比備註: Source did not include full programme terms in the supplied files.
• 須申請或登記。
• Register successfully through the DBS Card+ app. Spending after registration counts from the next calendar day; registration from 12 Dec 2025 to 31 Dec 2025 receives the stated programme-period treatment.
• Eligible spending is posted retail spending at physical or online merchants. Visa or the acquiring bank merchant code determines category; the Bank has sole discretion.
• A single net spending of HK$300 or above in dining earns up to 5%. The first HK$4,000 of combined designated-category spending per calendar month is eligible for the Visa Platinum rate.
• E-wallet retail spending above HK$5,000 per calendar month is excluded. Veterinary spending is not a designated category.
• Card eligibility states Hong Kong residence, age 18 or above, and minimum annual income of HK$150,000 for Visa Platinum.
• The Programme Period and further terms are not stated in this HTML.

開啟優惠來源 ↗

Category or merchant does not match. • Source did not include full programme terms in the supplied files. • Limit: 4000 HKD · Per Month • Limit applies to: Combined designated-category spending per calendar month for Visa Platinum • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 300 • Eligible categories: 醫療服務 • Register successfully through the DBS Card+ app. Spending after registration counts from the next calendar day; registration from 12 Dec 2025 to 31 Dec 2025 receives the stated programme-period treatment. • Eligible spending is posted retail spending at physical or online merchants. Visa or the acquiring bank merchant code determines category; the Bank has sole discretion. • A single net spending of HK$300 or above in medical services earns up to 5%. The first HK$4,000 of combined designated-category spending per calendar month is eligible for the Visa Platinum rate. • E-wallet retail spending above HK$5,000 per calendar month is excluded. Veterinary spending is not a designated category. • Card eligibility states Hong Kong residence, age 18 or above, and minimum annual income of HK$150,000 for Visa Platinum. • The Programme Period and further terms are not stated in this HTML.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 醫療服務 · Type: 類別
• 最低要求: 期間: 每筆交易 · 消費: HK$300.00
• 優惠上限: 金額: 4000 · 適用範圍: Combined designated category spending per calendar month for Visa Platinum · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
• 百分比備註: Source did not include full programme terms in the supplied files.
• 須申請或登記。
• Register successfully through the DBS Card+ app. Spending after registration counts from the next calendar day; registration from 12 Dec 2025 to 31 Dec 2025 receives the stated programme-period treatment.
• Eligible spending is posted retail spending at physical or online merchants. Visa or the acquiring bank merchant code determines category; the Bank has sole discretion.
• A single net spending of HK$300 or above in medical services earns up to 5%. The first HK$4,000 of combined designated-category spending per calendar month is eligible for the Visa Platinum rate.
• E-wallet retail spending above HK$5,000 per calendar month is excluded. Veterinary spending is not a designated category.
• Card eligibility states Hong Kong residence, age 18 or above, and minimum annual income of HK$150,000 for Visa Platinum.
• The Programme Period and further terms are not stated in this HTML.

開啟優惠來源 ↗

Category or merchant does not match. • Source did not include full programme terms in the supplied files. • Limit: 4000 HKD · Per Month • Limit applies to: Combined designated-category spending per calendar month for Visa Platinum • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 300 • Eligible categories: 運動及戶外 • Register successfully through the DBS Card+ app. Spending after registration counts from the next calendar day; registration from 12 Dec 2025 to 31 Dec 2025 receives the stated programme-period treatment. • Eligible spending is posted retail spending at physical or online merchants. Visa or the acquiring bank merchant code determines category; the Bank has sole discretion. • A single net spending of HK$300 or above in sportswear earns up to 5%. The first HK$4,000 of combined designated-category spending per calendar month is eligible for the Visa Platinum rate. • E-wallet retail spending above HK$5,000 per calendar month is excluded. Veterinary spending is not a designated category. • Card eligibility states Hong Kong residence, age 18 or above, and minimum annual income of HK$150,000 for Visa Platinum. • The Programme Period and further terms are not stated in this HTML.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 運動及戶外 · Type: 類別
• 最低要求: 期間: 每筆交易 · 消費: HK$300.00
• 優惠上限: 金額: 4000 · 適用範圍: Combined designated category spending per calendar month for Visa Platinum · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
• 百分比備註: Source did not include full programme terms in the supplied files.
• 須申請或登記。
• Register successfully through the DBS Card+ app. Spending after registration counts from the next calendar day; registration from 12 Dec 2025 to 31 Dec 2025 receives the stated programme-period treatment.
• Eligible spending is posted retail spending at physical or online merchants. Visa or the acquiring bank merchant code determines category; the Bank has sole discretion.
• A single net spending of HK$300 or above in sportswear earns up to 5%. The first HK$4,000 of combined designated-category spending per calendar month is eligible for the Visa Platinum rate.
• E-wallet retail spending above HK$5,000 per calendar month is excluded. Veterinary spending is not a designated category.
• Card eligibility states Hong Kong residence, age 18 or above, and minimum annual income of HK$150,000 for Visa Platinum.
• The Programme Period and further terms are not stated in this HTML.

開啟優惠來源 ↗

Category or merchant does not match. • Source did not include full programme terms in the supplied files. • Limit: 4000 HKD · Per Month • Limit applies to: Combined designated-category spending per calendar month for Visa Platinum • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 300 • Eligible categories: 健身中心 • Register successfully through the DBS Card+ app. Spending after registration counts from the next calendar day; registration from 12 Dec 2025 to 31 Dec 2025 receives the stated programme-period treatment. • Eligible spending is posted retail spending at physical or online merchants. Visa or the acquiring bank merchant code determines category; the Bank has sole discretion. • A single net spending of HK$300 or above at fitness clubs earns up to 5%. The first HK$4,000 of combined designated-category spending per calendar month is eligible for the Visa Platinum rate. • E-wallet retail spending above HK$5,000 per calendar month is excluded. Veterinary spending is not a designated category. • Card eligibility states Hong Kong residence, age 18 or above, and minimum annual income of HK$150,000 for Visa Platinum. • The Programme Period and further terms are not stated in this HTML.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 健身中心 · Type: 類別
• 最低要求: 期間: 每筆交易 · 消費: HK$300.00
• 優惠上限: 金額: 4000 · 適用範圍: Combined designated category spending per calendar month for Visa Platinum · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
• 百分比備註: Source did not include full programme terms in the supplied files.
• 須申請或登記。
• Register successfully through the DBS Card+ app. Spending after registration counts from the next calendar day; registration from 12 Dec 2025 to 31 Dec 2025 receives the stated programme-period treatment.
• Eligible spending is posted retail spending at physical or online merchants. Visa or the acquiring bank merchant code determines category; the Bank has sole discretion.
• A single net spending of HK$300 or above at fitness clubs earns up to 5%. The first HK$4,000 of combined designated-category spending per calendar month is eligible for the Visa Platinum rate.
• E-wallet retail spending above HK$5,000 per calendar month is excluded. Veterinary spending is not a designated category.
• Card eligibility states Hong Kong residence, age 18 or above, and minimum annual income of HK$150,000 for Visa Platinum.
• The Programme Period and further terms are not stated in this HTML.

開啟優惠來源 ↗

Category or merchant does not match. • Source did not include full programme terms in the supplied files. • Limit: 15000 HKD · Per Month • Limit applies to: Other Retail Spending per calendar month for Visa Platinum, including designated-category spending below HK$300 • Application, registration or activation required. See conditions. • Eligibility: Transaction Spend Below: 300 • Eligible categories: 餐飲 • Register successfully through the DBS Card+ app. Spending after registration counts from the next calendar day; registration from 12 Dec 2025 to 31 Dec 2025 receives the stated programme-period treatment. • A single dining spend below HK$300 earns up to 1% under Other Retail Spending. The first HK$15,000 of Other Retail Spending per calendar month is eligible for the Visa Platinum rate; this cap is shared across categories. • Eligible spending is posted retail spending at physical or online merchants. Merchant category is determined by Visa or the acquiring bank, at the Bank's discretion. Veterinary spending is excluded from designated categories. • Only the first HK$5,000 of e-wallet retail spending per calendar month is eligible; excess spending is excluded. • Card eligibility states Hong Kong residence, age 18 or above, and minimum annual income of HK$150,000 for Visa Platinum. • The Programme Period and further terms are not stated in this HTML.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 餐飲 · Type: 類別
• 要求: Transaction Spend Below Cents: HK$300.00
• 優惠上限: 金額: 15000 · 適用範圍: Other Retail Spending per calendar month for Visa Platinum, including designated category spending below HK$300 · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
• 百分比備註: Source did not include full programme terms in the supplied files.
• 須申請或登記。
• Register successfully through the DBS Card+ app. Spending after registration counts from the next calendar day; registration from 12 Dec 2025 to 31 Dec 2025 receives the stated programme-period treatment.
• A single dining spend below HK$300 earns up to 1% under Other Retail Spending. The first HK$15,000 of Other Retail Spending per calendar month is eligible for the Visa Platinum rate; this cap is shared across categories.
• Eligible spending is posted retail spending at physical or online merchants. Merchant category is determined by Visa or the acquiring bank, at the Bank's discretion. Veterinary spending is excluded from designated categories.
• Only the first HK$5,000 of e-wallet retail spending per calendar month is eligible; excess spending is excluded.
• Card eligibility states Hong Kong residence, age 18 or above, and minimum annual income of HK$150,000 for Visa Platinum.
• The Programme Period and further terms are not stated in this HTML.

開啟優惠來源 ↗

Category or merchant does not match. • Source did not include full programme terms in the supplied files. • Limit: 15000 HKD · Per Month • Limit applies to: Other Retail Spending per calendar month for Visa Platinum, including designated-category spending below HK$300 • Application, registration or activation required. See conditions. • Eligibility: Transaction Spend Below: 300 • Eligible categories: 醫療服務 • Register successfully through the DBS Card+ app. Spending after registration counts from the next calendar day; registration from 12 Dec 2025 to 31 Dec 2025 receives the stated programme-period treatment. • A single medical-services spend below HK$300 earns up to 1% under Other Retail Spending. The first HK$15,000 of Other Retail Spending per calendar month is eligible for the Visa Platinum rate; this cap is shared across categories. • Eligible spending is posted retail spending at physical or online merchants. Merchant category is determined by Visa or the acquiring bank, at the Bank's discretion. Veterinary spending is excluded from designated categories. • Only the first HK$5,000 of e-wallet retail spending per calendar month is eligible; excess spending is excluded. • Card eligibility states Hong Kong residence, age 18 or above, and minimum annual income of HK$150,000 for Visa Platinum. • The Programme Period and further terms are not stated in this HTML.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 醫療服務 · Type: 類別
• 要求: Transaction Spend Below Cents: HK$300.00
• 優惠上限: 金額: 15000 · 適用範圍: Other Retail Spending per calendar month for Visa Platinum, including designated category spending below HK$300 · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
• 百分比備註: Source did not include full programme terms in the supplied files.
• 須申請或登記。
• Register successfully through the DBS Card+ app. Spending after registration counts from the next calendar day; registration from 12 Dec 2025 to 31 Dec 2025 receives the stated programme-period treatment.
• A single medical-services spend below HK$300 earns up to 1% under Other Retail Spending. The first HK$15,000 of Other Retail Spending per calendar month is eligible for the Visa Platinum rate; this cap is shared across categories.
• Eligible spending is posted retail spending at physical or online merchants. Merchant category is determined by Visa or the acquiring bank, at the Bank's discretion. Veterinary spending is excluded from designated categories.
• Only the first HK$5,000 of e-wallet retail spending per calendar month is eligible; excess spending is excluded.
• Card eligibility states Hong Kong residence, age 18 or above, and minimum annual income of HK$150,000 for Visa Platinum.
• The Programme Period and further terms are not stated in this HTML.

開啟優惠來源 ↗

Category or merchant does not match. • Source did not include full programme terms in the supplied files. • Limit: 15000 HKD · Per Month • Limit applies to: Other Retail Spending per calendar month for Visa Platinum, including designated-category spending below HK$300 • Application, registration or activation required. See conditions. • Eligibility: Transaction Spend Below: 300 • Eligible categories: 運動及戶外 • Register successfully through the DBS Card+ app. Spending after registration counts from the next calendar day; registration from 12 Dec 2025 to 31 Dec 2025 receives the stated programme-period treatment. • A single sportswear spend below HK$300 earns up to 1% under Other Retail Spending. The first HK$15,000 of Other Retail Spending per calendar month is eligible for the Visa Platinum rate; this cap is shared across categories. • Eligible spending is posted retail spending at physical or online merchants. Merchant category is determined by Visa or the acquiring bank, at the Bank's discretion. Veterinary spending is excluded from designated categories. • Only the first HK$5,000 of e-wallet retail spending per calendar month is eligible; excess spending is excluded. • Card eligibility states Hong Kong residence, age 18 or above, and minimum annual income of HK$150,000 for Visa Platinum. • The Programme Period and further terms are not stated in this HTML.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 運動及戶外 · Type: 類別
• 要求: Transaction Spend Below Cents: HK$300.00
• 優惠上限: 金額: 15000 · 適用範圍: Other Retail Spending per calendar month for Visa Platinum, including designated category spending below HK$300 · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
• 百分比備註: Source did not include full programme terms in the supplied files.
• 須申請或登記。
• Register successfully through the DBS Card+ app. Spending after registration counts from the next calendar day; registration from 12 Dec 2025 to 31 Dec 2025 receives the stated programme-period treatment.
• A single sportswear spend below HK$300 earns up to 1% under Other Retail Spending. The first HK$15,000 of Other Retail Spending per calendar month is eligible for the Visa Platinum rate; this cap is shared across categories.
• Eligible spending is posted retail spending at physical or online merchants. Merchant category is determined by Visa or the acquiring bank, at the Bank's discretion. Veterinary spending is excluded from designated categories.
• Only the first HK$5,000 of e-wallet retail spending per calendar month is eligible; excess spending is excluded.
• Card eligibility states Hong Kong residence, age 18 or above, and minimum annual income of HK$150,000 for Visa Platinum.
• The Programme Period and further terms are not stated in this HTML.

開啟優惠來源 ↗

Category or merchant does not match. • Source did not include full programme terms in the supplied files. • Limit: 15000 HKD · Per Month • Limit applies to: Other Retail Spending per calendar month for Visa Platinum, including designated-category spending below HK$300 • Application, registration or activation required. See conditions. • Eligibility: Transaction Spend Below: 300 • Eligible categories: 健身中心 • Register successfully through the DBS Card+ app. Spending after registration counts from the next calendar day; registration from 12 Dec 2025 to 31 Dec 2025 receives the stated programme-period treatment. • A single fitness-club spend below HK$300 earns up to 1% under Other Retail Spending. The first HK$15,000 of Other Retail Spending per calendar month is eligible for the Visa Platinum rate; this cap is shared across categories. • Eligible spending is posted retail spending at physical or online merchants. Merchant category is determined by Visa or the acquiring bank, at the Bank's discretion. Veterinary spending is excluded from designated categories. • Only the first HK$5,000 of e-wallet retail spending per calendar month is eligible; excess spending is excluded. • Card eligibility states Hong Kong residence, age 18 or above, and minimum annual income of HK$150,000 for Visa Platinum. • The Programme Period and further terms are not stated in this HTML.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 健身中心 · Type: 類別
• 要求: Transaction Spend Below Cents: HK$300.00
• 優惠上限: 金額: 15000 · 適用範圍: Other Retail Spending per calendar month for Visa Platinum, including designated category spending below HK$300 · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
• 百分比備註: Source did not include full programme terms in the supplied files.
• 須申請或登記。
• Register successfully through the DBS Card+ app. Spending after registration counts from the next calendar day; registration from 12 Dec 2025 to 31 Dec 2025 receives the stated programme-period treatment.
• A single fitness-club spend below HK$300 earns up to 1% under Other Retail Spending. The first HK$15,000 of Other Retail Spending per calendar month is eligible for the Visa Platinum rate; this cap is shared across categories.
• Eligible spending is posted retail spending at physical or online merchants. Merchant category is determined by Visa or the acquiring bank, at the Bank's discretion. Veterinary spending is excluded from designated categories.
• Only the first HK$5,000 of e-wallet retail spending per calendar month is eligible; excess spending is excluded.
• Card eligibility states Hong Kong residence, age 18 or above, and minimum annual income of HK$150,000 for Visa Platinum.
• The Programme Period and further terms are not stated in this HTML.

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Customer: New customer • Source did not include full programme terms in the supplied files. • Application, registration or activation required. See conditions. • Successfully apply for Flexi Shopping 3, 6, or 12-month instalments through DBS Card+ within 3 months after new-card issuance. • The page describes a one-off handling-fee rebate up to HK$200. • The offer is subject to the Credit Card New Customer Flexi Shopping offer Terms and Conditions; further conditions are not stated in this HTML. • The page defines New Customers as applicants who have not applied for, held, or cancelled a DBS principal credit card in the 12 months before the new-card application date; corporate cards are excluded. • Card eligibility states Hong Kong residence, age 18 or above, and minimum annual income of HK$150,000 for Visa Platinum.

• 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: Source did not include full programme terms in the supplied files.
• 須申請或登記。
• Successfully apply for Flexi Shopping 3, 6, or 12-month instalments through DBS Card+ within 3 months after new-card issuance.
• The page describes a one-off handling-fee rebate up to HK$200.
• The offer is subject to the Credit Card New Customer Flexi Shopping offer Terms and Conditions; further conditions are not stated in this HTML.
• The page defines New Customers as applicants who have not applied for, held, or cancelled a DBS principal credit card in the 12 months before the new-card application date; corporate cards are excluded.
• Card eligibility states Hong Kong residence, age 18 or above, and minimum annual income of HK$150,000 for Visa Platinum.

開啟優惠來源 ↗

This benefit does not apply to a purchase. • The page states a first-year annual fee waiver. The waived fee amount is not stated. • Card eligibility states Hong Kong residence, age 18 or above, and minimum annual income of HK$150,000 for Visa Platinum.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• The page states a first-year annual fee waiver. The waived fee amount is not stated.
• Card eligibility states Hong Kong residence, age 18 or above, and minimum annual income of HK$150,000 for Visa Platinum.

開啟優惠來源 ↗

Category or merchant does not match. • Merchants: Marathon Sports, Catalog, GigaSports Hong Kong • Eligible merchants: marathon-sports, catalog, gigasports-hong-kong • The HTML summary names spending rewards at these stores but does not state the reward value or detailed conditions.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: marathon sports / catalog / gigasports hong kong · Type: 商戶
• 優惠上限: 期間: 未提供 · Type: 未提供
• The HTML summary names spending rewards at these stores but does not state the reward value or detailed conditions.

開啟優惠來源 ↗

Category or merchant does not match. • Eligible categories: 保險 • The HTML summary states up to HK$350 InstaRedeem for insurance payment. It does not state the detailed conditions or redemption mechanism.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 保險 · Type: 類別
• 優惠上限: 期間: 未提供 · Type: 未提供
• The HTML summary states up to HK$350 InstaRedeem for insurance payment. It does not state the detailed conditions or redemption mechanism.

開啟優惠來源 ↗

Category or merchant does not match. • Merchants: Conrad Hong Kong • Eligible merchants: conrad-hong-kong • The HTML summary identifies this as a year-round dining perk for DBS credit cards; detailed conditions are not stated.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: conrad hong kong · Type: 商戶
• 優惠上限: 期間: 未提供 · Type: 未提供
• The HTML summary identifies this as a year-round dining perk for DBS credit cards; detailed conditions are not stated.

開啟優惠來源 ↗

Category or merchant does not match. • Merchants: re:HEALTH • Eligible merchants: re-health • The page describes age-specific health-check offers. Detailed conditions are not stated.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: re health · Type: 商戶
• 優惠上限: 期間: 未提供 · Type: 未提供
• The page describes age-specific health-check offers. Detailed conditions are not stated.

開啟優惠來源 ↗

Category or merchant does not match. • Merchants: CUHK Medical Centre, CUHK Medical Clinic • Eligible merchants: cuhk-medical-centre, cuhk-medical-clinic • Applies to selected health-check plans. Detailed conditions are not stated.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: cuhk medical centre / cuhk medical clinic · Type: 商戶
• 優惠上限: 期間: 未提供 · Type: 未提供
• Applies to selected health-check plans. Detailed conditions are not stated.

開啟優惠來源 ↗

Category or merchant does not match. • Eligible categories: 醫療服務 • The HTML summary states only 'Up to 35% off' under Health & Medical Privileges. It does not name the provider, plan, or detailed conditions.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 醫療服務 · Type: 類別
• 優惠上限: 期間: 未提供 · Type: 未提供
• The HTML summary states only 'Up to 35% off' under Health & Medical Privileges. It does not name the provider, plan, or detailed conditions.

開啟優惠來源 ↗

Category or merchant does not match. • Limit: 3 transactions • Limit applies to: Medical-service instalment handling-fee rebates • Eligible categories: 醫療服務 • The HTML summary states three 50% one-off handling-fee rebates on medical-service spending instalments. Further conditions are not stated.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 醫療服務 · Type: 類別
• 優惠上限: 金額: 3 · 適用範圍: Medical service instalment handling fee rebates · 期間: 未提供 · Type: 有限額 · Unit: transactions
• The HTML summary states three 50% one-off handling-fee rebates on medical-service spending instalments. Further conditions are not stated.

開啟優惠來源 ↗

This benefit does not apply to a purchase. • The page lists a 24-hour manned hotline under More Exciting Offers; it does not state further service details.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• The page lists a 24-hour manned hotline under More Exciting Offers; it does not state further service details.

開啟優惠來源 ↗

Category or merchant does not match. • Customer: New customer • The product page and C45 formal terms state this extra cash rebate rate for designated online-platform spending. • Limit: 500 HKD · Per Month • Limit applies to: Extra online-platform cash rebate • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 5000 • Merchants: amazon, food-panda, keeta, klook, kkday, taobao, tmall, pdd-pinduoduo, jd-com, mei-tuan, dian-ping • Eligible merchants: amazon, food-panda, keeta, klook, kkday, taobao, tmall, pdd-pinduoduo, jd-com, mei-tuan, dian-ping • The promotion runs from 1 January 2026 to 31 December 2026. • Eligible monthly retail spending of at least HKD5,000 is required. Principal and supplementary card spending is combined. • The designated-platform purchase must post by the 15th of the next month. The Bank credits the rebate within 90 days after month end. • The offer is limited to one rebate per cardholder per month, up to HKD500. The rebate offsets the card balance only. • The account must be valid and in good standing when the rebate is credited. The Bank may recover the rebate after a refund or cancellation. • The offer cannot be combined with other card promotions except where the terms state otherwise, including the welcome offer. • Excluded online-campaign transactions include installment amounts, car-loan repayments, cash advances, bills, taxes, insurance premiums, casino transactions, bank fees, annual fees, online payment-system payments, stored-value or e-wallet purchases and reloads, financial or non-financial institution transactions, transfers, fund or stock contributions, property transactions, charity, unposted, cancelled or refunded transactions, split bills, and unauthorized, fraudulent, abusive transactions. • The designated platform IDs are amazon, food-panda, keeta, klook, kkday, taobao, tmall, pdd-pinduoduo, jd-com, mei-tuan, and dian-ping. Source aliases include Pinduoduo, Meituan, and Dianping. • Only principal cardholders of OCBC Credit Cards, including co-branded cards, are eligible. • New-card offer: the card application must be approved during the promotion period. The applicant must not have held an OCBC credit card, including a co-branded card, or an OCBC business debit card in the previous 13 months. The 6% rate applies during the first three consecutive months after approval. • Platinum Card applications require applicants to be at least 18 years old and have annual income of at least HKD150,000.

• 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
• 適用消費: 適用範圍: amazon / food panda / keeta / klook / kkday / taobao / tmall / pdd pinduoduo / jd com / mei tuan / dian ping · Type: 商戶
• 要求: Period spend ≥: HK$5,000.00
• 優惠上限: 金額: 500 · 適用範圍: Extra online platform cash rebate · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
• 百分比備註: The product page and C45 formal terms state this extra cash rebate rate for designated online platform spending.
• 須申請或登記。
• The promotion runs from 1 January 2026 to 31 December 2026.
• Eligible monthly retail spending of at least HKD5,000 is required. Principal and supplementary card spending is combined.
• The designated-platform purchase must post by the 15th of the next month. The Bank credits the rebate within 90 days after month end.
• The offer is limited to one rebate per cardholder per month, up to HKD500. The rebate offsets the card balance only.
• The account must be valid and in good standing when the rebate is credited. The Bank may recover the rebate after a refund or cancellation.
• The offer cannot be combined with other card promotions except where the terms state otherwise, including the welcome offer.
• Excluded online-campaign transactions include installment amounts, car-loan repayments, cash advances, bills, taxes, insurance premiums, casino transactions, bank fees, annual fees, online payment-system payments, stored-value or e-wallet purchases and reloads, financial or non-financial institution transactions, transfers, fund or stock contributions, property transactions, charity, unposted, cancelled or refunded transactions, split bills, and unauthorized, fraudulent, abusive transactions.
• The designated platform IDs are amazon, food-panda, keeta, klook, kkday, taobao, tmall, pdd-pinduoduo, jd-com, mei-tuan, and dian-ping. Source aliases include Pinduoduo, Meituan, and Dianping.
• Only principal cardholders of OCBC Credit Cards, including co-branded cards, are eligible.
• New-card offer: the card application must be approved during the promotion period. The applicant must not have held an OCBC credit card, including a co-branded card, or an OCBC business debit card in the previous 13 months. The 6% rate applies during the first three consecutive months after approval.
• Platinum Card applications require applicants to be at least 18 years old and have annual income of at least HKD150,000.
• Online Platform Cash Rebate Promotion Period: 2026-01-01 – 2026-12-31

開啟優惠來源 ↗

Category or merchant does not match. • Customer: New customer • The product page and C45 formal terms state this extra cash rebate rate for designated online-platform spending. • Limit: 500 HKD · Per Month • Limit applies to: Extra online-platform cash rebate • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 5000 • Merchants: amazon, food-panda, keeta, klook, kkday, taobao, tmall, pdd-pinduoduo, jd-com, mei-tuan, dian-ping • Eligible merchants: amazon, food-panda, keeta, klook, kkday, taobao, tmall, pdd-pinduoduo, jd-com, mei-tuan, dian-ping • The promotion runs from 1 January 2026 to 31 December 2026. • Eligible monthly retail spending of at least HKD5,000 is required. Principal and supplementary card spending is combined. • The designated-platform purchase must post by the 15th of the next month. The Bank credits the rebate within 90 days after month end. • The offer is limited to one rebate per cardholder per month, up to HKD500. The rebate offsets the card balance only. • The account must be valid and in good standing when the rebate is credited. The Bank may recover the rebate after a refund or cancellation. • The offer cannot be combined with other card promotions except where the terms state otherwise, including the welcome offer. • Excluded online-campaign transactions include installment amounts, car-loan repayments, cash advances, bills, taxes, insurance premiums, casino transactions, bank fees, annual fees, online payment-system payments, stored-value or e-wallet purchases and reloads, financial or non-financial institution transactions, transfers, fund or stock contributions, property transactions, charity, unposted, cancelled or refunded transactions, split bills, and unauthorized, fraudulent, abusive transactions. • The designated platform IDs are amazon, food-panda, keeta, klook, kkday, taobao, tmall, pdd-pinduoduo, jd-com, mei-tuan, and dian-ping. Source aliases include Pinduoduo, Meituan, and Dianping. • Only principal cardholders of OCBC Credit Cards, including co-branded cards, are eligible. • New-card offer: the card application must be approved during the promotion period. The applicant must not have held an OCBC credit card, including a co-branded card, or an OCBC business debit card in the previous 13 months. The 5% rate applies after the first three consecutive months. • Platinum Card applications require applicants to be at least 18 years old and have annual income of at least HKD150,000.

• 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
• 適用消費: 適用範圍: amazon / food panda / keeta / klook / kkday / taobao / tmall / pdd pinduoduo / jd com / mei tuan / dian ping · Type: 商戶
• 要求: Period spend ≥: HK$5,000.00
• 優惠上限: 金額: 500 · 適用範圍: Extra online platform cash rebate · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
• 百分比備註: The product page and C45 formal terms state this extra cash rebate rate for designated online platform spending.
• 須申請或登記。
• The promotion runs from 1 January 2026 to 31 December 2026.
• Eligible monthly retail spending of at least HKD5,000 is required. Principal and supplementary card spending is combined.
• The designated-platform purchase must post by the 15th of the next month. The Bank credits the rebate within 90 days after month end.
• The offer is limited to one rebate per cardholder per month, up to HKD500. The rebate offsets the card balance only.
• The account must be valid and in good standing when the rebate is credited. The Bank may recover the rebate after a refund or cancellation.
• The offer cannot be combined with other card promotions except where the terms state otherwise, including the welcome offer.
• Excluded online-campaign transactions include installment amounts, car-loan repayments, cash advances, bills, taxes, insurance premiums, casino transactions, bank fees, annual fees, online payment-system payments, stored-value or e-wallet purchases and reloads, financial or non-financial institution transactions, transfers, fund or stock contributions, property transactions, charity, unposted, cancelled or refunded transactions, split bills, and unauthorized, fraudulent, abusive transactions.
• The designated platform IDs are amazon, food-panda, keeta, klook, kkday, taobao, tmall, pdd-pinduoduo, jd-com, mei-tuan, and dian-ping. Source aliases include Pinduoduo, Meituan, and Dianping.
• Only principal cardholders of OCBC Credit Cards, including co-branded cards, are eligible.
• New-card offer: the card application must be approved during the promotion period. The applicant must not have held an OCBC credit card, including a co-branded card, or an OCBC business debit card in the previous 13 months. The 5% rate applies after the first three consecutive months.
• Platinum Card applications require applicants to be at least 18 years old and have annual income of at least HKD150,000.
• Online Platform Cash Rebate Promotion Period: 2026-01-01 – 2026-12-31

開啟優惠來源 ↗

Category or merchant does not match. • Customer: Existing customer • The product page and C45 formal terms state this extra cash rebate rate for designated online-platform spending. • Limit: 500 HKD · Per Month • Limit applies to: Extra online-platform cash rebate • Eligibility: Phase Spend Min: 5000 • Merchants: amazon, food-panda, keeta, klook, kkday, taobao, tmall, pdd-pinduoduo, jd-com, mei-tuan, dian-ping • Eligible merchants: amazon, food-panda, keeta, klook, kkday, taobao, tmall, pdd-pinduoduo, jd-com, mei-tuan, dian-ping • The promotion runs from 1 January 2026 to 31 December 2026. • Eligible monthly retail spending of at least HKD5,000 is required. Principal and supplementary card spending is combined. • The designated-platform purchase must post by the 15th of the next month. The Bank credits the rebate within 90 days after month end. • The offer is limited to one rebate per cardholder per month, up to HKD500. The rebate offsets the card balance only. • The account must be valid and in good standing when the rebate is credited. The Bank may recover the rebate after a refund or cancellation. • The offer cannot be combined with other card promotions except where the terms state otherwise, including the welcome offer. • Excluded online-campaign transactions include installment amounts, car-loan repayments, cash advances, bills, taxes, insurance premiums, casino transactions, bank fees, annual fees, online payment-system payments, stored-value or e-wallet purchases and reloads, financial or non-financial institution transactions, transfers, fund or stock contributions, property transactions, charity, unposted, cancelled or refunded transactions, split bills, and unauthorized, fraudulent, abusive transactions. • The designated platform IDs are amazon, food-panda, keeta, klook, kkday, taobao, tmall, pdd-pinduoduo, jd-com, mei-tuan, and dian-ping. Source aliases include Pinduoduo, Meituan, and Dianping. • Only principal cardholders of OCBC Credit Cards, including co-branded cards, are eligible. • The 5% rate applies to existing cardholders. No application or promotion enrollment is stated.

• 適用資格: 適用對象: 全部 · 客戶類別: 現有客戶
• 適用消費: 適用範圍: amazon / food panda / keeta / klook / kkday / taobao / tmall / pdd pinduoduo / jd com / mei tuan / dian ping · Type: 商戶
• 要求: Period spend ≥: HK$5,000.00
• 優惠上限: 金額: 500 · 適用範圍: Extra online platform cash rebate · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
• 百分比備註: The product page and C45 formal terms state this extra cash rebate rate for designated online platform spending.
• The promotion runs from 1 January 2026 to 31 December 2026.
• Eligible monthly retail spending of at least HKD5,000 is required. Principal and supplementary card spending is combined.
• The designated-platform purchase must post by the 15th of the next month. The Bank credits the rebate within 90 days after month end.
• The offer is limited to one rebate per cardholder per month, up to HKD500. The rebate offsets the card balance only.
• The account must be valid and in good standing when the rebate is credited. The Bank may recover the rebate after a refund or cancellation.
• The offer cannot be combined with other card promotions except where the terms state otherwise, including the welcome offer.
• Excluded online-campaign transactions include installment amounts, car-loan repayments, cash advances, bills, taxes, insurance premiums, casino transactions, bank fees, annual fees, online payment-system payments, stored-value or e-wallet purchases and reloads, financial or non-financial institution transactions, transfers, fund or stock contributions, property transactions, charity, unposted, cancelled or refunded transactions, split bills, and unauthorized, fraudulent, abusive transactions.
• The designated platform IDs are amazon, food-panda, keeta, klook, kkday, taobao, tmall, pdd-pinduoduo, jd-com, mei-tuan, and dian-ping. Source aliases include Pinduoduo, Meituan, and Dianping.
• Only principal cardholders of OCBC Credit Cards, including co-branded cards, are eligible.
• The 5% rate applies to existing cardholders. No application or promotion enrollment is stated.
• Online Platform Cash Rebate Promotion Period: 2026-01-01 – 2026-12-31

開啟優惠來源 ↗

Category or merchant does not match. • The formal Cash Rebate Terms state 0.8% for this transaction category; the source's up-to qualification is retained. • Limit applies to: Cash rebate per statement period; see constraints for the approved-limit formula. • Eligible categories: 本地餐飲 • The monthly rebate cap is calculated as 0.5% × 5 × the approved credit limit; exclude temporary credit-limit increases and credit-balance increases. • The rebate posts to the next statement. A monthly rebate below HKD1 is not paid. • The account must be normal and in good standing when the rebate is credited. Rebate can offset retail or cash-advance balances, but it is not paid as cash. Cancellation forfeits accrued rebate. • Excluded transactions include cash advances; Flexi-Money cash installments except merchant interest-free plans; bills; balance transfers; casino transactions; fees and charges; counterfeit, unauthorized, cancelled, or refunded transactions. • For UnionPay transactions in Mainland China, real-estate, automobile, hospital, and tutorial or tuition-fee transactions are excluded. UnionPay or the acquirer sets the merchant category. • The 0.8% rate applies to eligible local food and beverage transactions.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 本地餐飲 · Type: 類別
• 優惠上限: 適用範圍: Cash rebate per statement period; see constraints for the approved limit formula. · 期間: 未提供 · Type: 未提供
• 百分比備註: The formal Cash Rebate Terms state 0.8% for this transaction category; the source's up to qualification is retained.
• The monthly rebate cap is calculated as 0.5% × 5 × the approved credit limit; exclude temporary credit-limit increases and credit-balance increases.
• The rebate posts to the next statement. A monthly rebate below HKD1 is not paid.
• The account must be normal and in good standing when the rebate is credited. Rebate can offset retail or cash-advance balances, but it is not paid as cash. Cancellation forfeits accrued rebate.
• Excluded transactions include cash advances; Flexi-Money cash installments except merchant interest-free plans; bills; balance transfers; casino transactions; fees and charges; counterfeit, unauthorized, cancelled, or refunded transactions.
• For UnionPay transactions in Mainland China, real-estate, automobile, hospital, and tutorial or tuition-fee transactions are excluded. UnionPay or the acquirer sets the merchant category.
• The 0.8% rate applies to eligible local food and beverage transactions.

開啟優惠來源 ↗

Category or merchant does not match. • The formal Cash Rebate Terms state 0.8% for this transaction category; the source's up-to qualification is retained. • Limit applies to: Cash rebate per statement period; see constraints for the approved-limit formula. • Eligible categories: 海外簽賬 • The monthly rebate cap is calculated as 0.5% × 5 × the approved credit limit; exclude temporary credit-limit increases and credit-balance increases. • The rebate posts to the next statement. A monthly rebate below HKD1 is not paid. • The account must be normal and in good standing when the rebate is credited. Rebate can offset retail or cash-advance balances, but it is not paid as cash. Cancellation forfeits accrued rebate. • Excluded transactions include cash advances; Flexi-Money cash installments except merchant interest-free plans; bills; balance transfers; casino transactions; fees and charges; counterfeit, unauthorized, cancelled, or refunded transactions. • For UnionPay transactions in Mainland China, real-estate, automobile, hospital, and tutorial or tuition-fee transactions are excluded. UnionPay or the acquirer sets the merchant category. • The 0.8% overseas rate excludes internet transactions and overseas transactions charged in HKD.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 海外簽賬 · Type: 類別
• 優惠上限: 適用範圍: Cash rebate per statement period; see constraints for the approved limit formula. · 期間: 未提供 · Type: 未提供
• 百分比備註: The formal Cash Rebate Terms state 0.8% for this transaction category; the source's up to qualification is retained.
• The monthly rebate cap is calculated as 0.5% × 5 × the approved credit limit; exclude temporary credit-limit increases and credit-balance increases.
• The rebate posts to the next statement. A monthly rebate below HKD1 is not paid.
• The account must be normal and in good standing when the rebate is credited. Rebate can offset retail or cash-advance balances, but it is not paid as cash. Cancellation forfeits accrued rebate.
• Excluded transactions include cash advances; Flexi-Money cash installments except merchant interest-free plans; bills; balance transfers; casino transactions; fees and charges; counterfeit, unauthorized, cancelled, or refunded transactions.
• For UnionPay transactions in Mainland China, real-estate, automobile, hospital, and tutorial or tuition-fee transactions are excluded. UnionPay or the acquirer sets the merchant category.
• The 0.8% overseas rate excludes internet transactions and overseas transactions charged in HKD.

開啟優惠來源 ↗

Category or merchant does not match. • The formal Cash Rebate Terms state 0.5% for this transaction category. • Limit: 50 HKD · Per Transaction • Limit applies to: Cash rebate from an eligible monthly car-loan repayment transaction • Eligible categories: 借貸/分期付款 • The monthly rebate cap is calculated as 0.5% × 5 × the approved credit limit; exclude temporary credit-limit increases and credit-balance increases. • The rebate posts to the next statement. A monthly rebate below HKD1 is not paid. • The account must be normal and in good standing when the rebate is credited. Rebate can offset retail or cash-advance balances, but it is not paid as cash. Cancellation forfeits accrued rebate. • Excluded transactions include cash advances; Flexi-Money cash installments except merchant interest-free plans; bills; balance transfers; casino transactions; fees and charges; counterfeit, unauthorized, cancelled, or refunded transactions. • For UnionPay transactions in Mainland China, real-estate, automobile, hospital, and tutorial or tuition-fee transactions are excluded. UnionPay or the acquirer sets the merchant category. • The 0.5% rate applies only to eligible monthly car-loan repayment transactions; the cash rebate is capped at HKD50 per transaction.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 借貸/分期付款 · Type: 類別
• 優惠上限: 金額: 50 · 適用範圍: Cash rebate from an eligible monthly car loan repayment transaction · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣
• 百分比備註: The formal Cash Rebate Terms state 0.5% for this transaction category.
• The monthly rebate cap is calculated as 0.5% × 5 × the approved credit limit; exclude temporary credit-limit increases and credit-balance increases.
• The rebate posts to the next statement. A monthly rebate below HKD1 is not paid.
• The account must be normal and in good standing when the rebate is credited. Rebate can offset retail or cash-advance balances, but it is not paid as cash. Cancellation forfeits accrued rebate.
• Excluded transactions include cash advances; Flexi-Money cash installments except merchant interest-free plans; bills; balance transfers; casino transactions; fees and charges; counterfeit, unauthorized, cancelled, or refunded transactions.
• For UnionPay transactions in Mainland China, real-estate, automobile, hospital, and tutorial or tuition-fee transactions are excluded. UnionPay or the acquirer sets the merchant category.
• The 0.5% rate applies only to eligible monthly car-loan repayment transactions; the cash rebate is capped at HKD50 per transaction.

開啟優惠來源 ↗

Category or merchant does not match. • The formal Cash Rebate Terms state 0.5% for this transaction category. • Limit applies to: Cash rebate per statement period; see constraints for the approved-limit formula. • Eligible categories: 八達通 • The monthly rebate cap is calculated as 0.5% × 5 × the approved credit limit; exclude temporary credit-limit increases and credit-balance increases. • The rebate posts to the next statement. A monthly rebate below HKD1 is not paid. • The account must be normal and in good standing when the rebate is credited. Rebate can offset retail or cash-advance balances, but it is not paid as cash. Cancellation forfeits accrued rebate. • Excluded transactions include cash advances; Flexi-Money cash installments except merchant interest-free plans; bills; balance transfers; casino transactions; fees and charges; counterfeit, unauthorized, cancelled, or refunded transactions. • For UnionPay transactions in Mainland China, real-estate, automobile, hospital, and tutorial or tuition-fee transactions are excluded. UnionPay or the acquirer sets the merchant category. • The 0.5% rate applies only to eligible Octopus Automatic Add-Value transactions.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 八達通 · Type: 類別
• 優惠上限: 適用範圍: Cash rebate per statement period; see constraints for the approved limit formula. · 期間: 未提供 · Type: 未提供
• 百分比備註: The formal Cash Rebate Terms state 0.5% for this transaction category.
• The monthly rebate cap is calculated as 0.5% × 5 × the approved credit limit; exclude temporary credit-limit increases and credit-balance increases.
• The rebate posts to the next statement. A monthly rebate below HKD1 is not paid.
• The account must be normal and in good standing when the rebate is credited. Rebate can offset retail or cash-advance balances, but it is not paid as cash. Cancellation forfeits accrued rebate.
• Excluded transactions include cash advances; Flexi-Money cash installments except merchant interest-free plans; bills; balance transfers; casino transactions; fees and charges; counterfeit, unauthorized, cancelled, or refunded transactions.
• For UnionPay transactions in Mainland China, real-estate, automobile, hospital, and tutorial or tuition-fee transactions are excluded. UnionPay or the acquirer sets the merchant category.
• The 0.5% rate applies only to eligible Octopus Automatic Add-Value transactions.

開啟優惠來源 ↗

New-customer offers are excluded from this purchase comparison. • Customer: New customer • HKD300 / HKD4,800 × 100 = 6.25%; both amounts are in HKD; the effective rate decreases above HKD4,800. • Limit applies to: Welcome cash rebate • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 4800 • Applies to all eligible spending, subject to the conditions. • The applicant must not have held an OCBC credit card, including a co-branded card, in the previous 13 months. • The principal and supplementary card spending is combined. Eligible retail and cash-advance spending of at least HKD4,800 must post within three months after card issuance. • Eligible spending excludes installment amounts, bills, unposted, cancelled or refunded transactions, fraudulent or unauthorized transactions, car-loan repayments, and e-wallet reloads through PayMe, WeChat Pay, or Alipay. • The account must be valid, non-delinquent, and in good financial standing when the rebate is credited. The rebate is credited within eight weeks after the qualifying spend posts. • The offer is available once only. If two or more cards are applied for at the same time, the first approved card receives the reward. • Card application eligibility states annual income of HKD150,000 or above. • If the principal cardholder cancels within one year after the rebate is credited, a separate HKD488 handling fee applies and is debited from the principal account without prior notice. • The product page states a minimum applicant age of 18 years for Platinum Cards.

• 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
• 適用消費: Type: 全部
• 要求: Period spend ≥: HK$4,800.00
• 優惠上限: 適用範圍: Welcome cash rebate · 期間: 未提供 · Type: 未提供
• 百分比備註: HKD300 / HKD4,800 × 100 = 6.25%; both amounts are in HKD; the effective rate decreases above HKD4,800.
• 須申請或登記。
• The applicant must not have held an OCBC credit card, including a co-branded card, in the previous 13 months.
• The principal and supplementary card spending is combined. Eligible retail and cash-advance spending of at least HKD4,800 must post within three months after card issuance.
• Eligible spending excludes installment amounts, bills, unposted, cancelled or refunded transactions, fraudulent or unauthorized transactions, car-loan repayments, and e-wallet reloads through PayMe, WeChat Pay, or Alipay.
• The account must be valid, non-delinquent, and in good financial standing when the rebate is credited. The rebate is credited within eight weeks after the qualifying spend posts.
• The offer is available once only. If two or more cards are applied for at the same time, the first approved card receives the reward.
• Card application eligibility states annual income of HKD150,000 or above.
• If the principal cardholder cancels within one year after the rebate is credited, a separate HKD488 handling fee applies and is debited from the principal account without prior notice.
• The product page states a minimum applicant age of 18 years for Platinum Cards.

開啟優惠來源 ↗

This benefit does not apply to a purchase. • The benefit waives a fixed annual fee; it is not a percentage-based offer. • Limit applies to: Annual fee waiver • Application, registration or activation required. See conditions. • The UnionPay Platinum principal-card annual fee is waived for the first three years. • The KFS lists the standard principal-card annual fee as HKD1,800 per year; this is the waived amount recorded for the principal card. • Card application eligibility states annual income of HKD150,000 or above. • The source does not confirm that the supplementary-card annual fee is waived. • The product page states a minimum applicant age of 18 years for Platinum Cards.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: Annual fee waiver · 期間: 未提供 · Type: 未提供
• 百分比備註: The benefit waives a fixed annual fee; it is not a percentage based offer.
• 須申請或登記。
• The UnionPay Platinum principal-card annual fee is waived for the first three years.
• The KFS lists the standard principal-card annual fee as HKD1,800 per year; this is the waived amount recorded for the principal card.
• Card application eligibility states annual income of HKD150,000 or above.
• The source does not confirm that the supplementary-card annual fee is waived.
• The product page states a minimum applicant age of 18 years for Platinum Cards.

開啟優惠來源 ↗

This benefit does not apply to a purchase. • This benefit is not a percentage-based offer. • Limit applies to: Flexi-Money installment plan • The product page names the Flexi-Money interest-free installment plan as an available financing feature. • The linked Flexi-Money product details were not available in the retained files; amount, term, eligibility, and fees remain unknown.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: Flexi Money installment plan · 期間: 未提供 · Type: 未提供
• 百分比備註: This benefit is not a percentage based offer.
• The product page names the Flexi-Money interest-free installment plan as an available financing feature.
• The linked Flexi-Money product details were not available in the retained files; amount, term, eligibility, and fees remain unknown.

開啟優惠來源 ↗

Category or merchant does not match. • Customer: New customer • Source wording says “up to 6%”; this object is the stated new-cardholder 6% tier. • Limit: 500 HKD · Per Month • Limit applies to: extra rebate for each eligible cardholder • Eligibility: Phase Spend Min: 5000 • Merchants: amazon, foodpanda, keeta, klook, kkday, taobao, tmall, pinduoduo, jd.com, meituan, dianping • Eligible merchants: amazon, foodpanda, keeta, klook, kkday, taobao, tmall, pinduoduo, jd.com, meituan, dianping • Available only to OCBC Premier Banking customers. • The eligible principal cardholder and supplementary cardholders must accumulate at least HKD5,000 in eligible retail transactions in each calendar month. Eligible online purchases must post to the eligible card account by the 15th of the following month. • Designated platforms are Amazon, Food Panda, Keeta, Klook, KKday, Taobao, Tmall, PDD (Pinduoduo), JD.COM, MeiTuan, and DianPing. • Eligible transactions exclude Flexi-Money or Easy Spending installment-plan withdrawals or installments, car-loan repayments, cash advances, bill, tax or insurance payments, casino transactions, bank fees and charges, annual fees, online payment-system payments to designated merchants, stored-value or e-wallet purchases or reloads, financial or non-financial institution products or services, money transfers, mutual funds, stock monthly contributions, property purchases or installments, charity or non-profit transactions, unposted, cancelled, refunded, split-bill, unauthorized, fraud or abuse transactions. • Each eligible cardholder can receive the rebate once per calendar month. The offer is capped at HKD500 per calendar month and is not combinable with other credit-card or business-debit-card promotions except the Welcome Offer. • The rebate is credited within 90 days after each calendar month ends. The card account must remain valid and in good credit standing. The rebate offsets the statement balance and cannot be withdrawn as cash or exchanged. • New cardholders receive 6% extra rebate in the first three consecutive months after card issuance. The application must be successfully approved during the Promotion Period, and the principal applicant must not have held any OCBC Credit Card or Business Debit Card in the past 13 months from the principal-card approval date.

• 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
• 適用消費: 適用範圍: amazon / foodpanda / keeta / klook / kkday / taobao / tmall / pinduoduo / jd.com / meituan / dianping · Type: 商戶
• 要求: Period spend ≥: HK$5,000.00
• 優惠上限: 金額: 500 · 適用範圍: extra rebate for each eligible cardholder · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
• 百分比備註: Source wording says “up to 6%”; this object is the stated new cardholder 6% tier.
• Available only to OCBC Premier Banking customers.
• The eligible principal cardholder and supplementary cardholders must accumulate at least HKD5,000 in eligible retail transactions in each calendar month. Eligible online purchases must post to the eligible card account by the 15th of the following month.
• Designated platforms are Amazon, Food Panda, Keeta, Klook, KKday, Taobao, Tmall, PDD (Pinduoduo), JD.COM, MeiTuan, and DianPing.
• Eligible transactions exclude Flexi-Money or Easy Spending installment-plan withdrawals or installments, car-loan repayments, cash advances, bill, tax or insurance payments, casino transactions, bank fees and charges, annual fees, online payment-system payments to designated merchants, stored-value or e-wallet purchases or reloads, financial or non-financial institution products or services, money transfers, mutual funds, stock monthly contributions, property purchases or installments, charity or non-profit transactions, unposted, cancelled, refunded, split-bill, unauthorized, fraud or abuse transactions.
• Each eligible cardholder can receive the rebate once per calendar month. The offer is capped at HKD500 per calendar month and is not combinable with other credit-card or business-debit-card promotions except the Welcome Offer.
• The rebate is credited within 90 days after each calendar month ends. The card account must remain valid and in good credit standing. The rebate offsets the statement balance and cannot be withdrawn as cash or exchanged.
• New cardholders receive 6% extra rebate in the first three consecutive months after card issuance. The application must be successfully approved during the Promotion Period, and the principal applicant must not have held any OCBC Credit Card or Business Debit Card in the past 13 months from the principal-card approval date.
• promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Customer: New customer • Source wording says “up to 6%”; this object is the stated 5% tier for new cardholders after the first three consecutive months. • Limit: 500 HKD · Per Month • Limit applies to: extra rebate for each eligible cardholder • Eligibility: Phase Spend Min: 5000 • Merchants: amazon, foodpanda, keeta, klook, kkday, taobao, tmall, pinduoduo, jd.com, meituan, dianping • Eligible merchants: amazon, foodpanda, keeta, klook, kkday, taobao, tmall, pinduoduo, jd.com, meituan, dianping • Available only to OCBC Premier Banking customers. • The eligible principal cardholder and supplementary cardholders must accumulate at least HKD5,000 in eligible retail transactions in each calendar month. Eligible online purchases must post to the eligible card account by the 15th of the following month. • Designated platforms are Amazon, Food Panda, Keeta, Klook, KKday, Taobao, Tmall, PDD (Pinduoduo), JD.COM, MeiTuan, and DianPing. • Eligible transactions exclude Flexi-Money or Easy Spending installment-plan withdrawals or installments, car-loan repayments, cash advances, bill, tax or insurance payments, casino transactions, bank fees and charges, annual fees, online payment-system payments to designated merchants, stored-value or e-wallet purchases or reloads, financial or non-financial institution products or services, money transfers, mutual funds, stock monthly contributions, property purchases or installments, charity or non-profit transactions, unposted, cancelled, refunded, split-bill, unauthorized, fraud or abuse transactions. • Each eligible cardholder can receive the rebate once per calendar month. The offer is capped at HKD500 per calendar month and is not combinable with other credit-card or business-debit-card promotions except the Welcome Offer. • The rebate is credited within 90 days after each calendar month ends. The card account must remain valid and in good credit standing. The rebate offsets the statement balance and cannot be withdrawn as cash or exchanged. • New cardholders receive 6% extra rebate in the first three consecutive months after card issuance and 5% extra rebate in subsequent months. The 6% new-cardholder offer applies only when the principal-card application is approved during the Promotion Period and the principal applicant has not held any OCBC Credit Card or Business Debit Card in the past 13 months from the principal-card approval date.

• 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
• 適用消費: 適用範圍: amazon / foodpanda / keeta / klook / kkday / taobao / tmall / pinduoduo / jd.com / meituan / dianping · Type: 商戶
• 要求: Period spend ≥: HK$5,000.00
• 優惠上限: 金額: 500 · 適用範圍: extra rebate for each eligible cardholder · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
• 百分比備註: Source wording says “up to 6%”; this object is the stated 5% tier for new cardholders after the first three consecutive months.
• Available only to OCBC Premier Banking customers.
• The eligible principal cardholder and supplementary cardholders must accumulate at least HKD5,000 in eligible retail transactions in each calendar month. Eligible online purchases must post to the eligible card account by the 15th of the following month.
• Designated platforms are Amazon, Food Panda, Keeta, Klook, KKday, Taobao, Tmall, PDD (Pinduoduo), JD.COM, MeiTuan, and DianPing.
• Eligible transactions exclude Flexi-Money or Easy Spending installment-plan withdrawals or installments, car-loan repayments, cash advances, bill, tax or insurance payments, casino transactions, bank fees and charges, annual fees, online payment-system payments to designated merchants, stored-value or e-wallet purchases or reloads, financial or non-financial institution products or services, money transfers, mutual funds, stock monthly contributions, property purchases or installments, charity or non-profit transactions, unposted, cancelled, refunded, split-bill, unauthorized, fraud or abuse transactions.
• Each eligible cardholder can receive the rebate once per calendar month. The offer is capped at HKD500 per calendar month and is not combinable with other credit-card or business-debit-card promotions except the Welcome Offer.
• The rebate is credited within 90 days after each calendar month ends. The card account must remain valid and in good credit standing. The rebate offsets the statement balance and cannot be withdrawn as cash or exchanged.
• New cardholders receive 6% extra rebate in the first three consecutive months after card issuance and 5% extra rebate in subsequent months. The 6% new-cardholder offer applies only when the principal-card application is approved during the Promotion Period and the principal applicant has not held any OCBC Credit Card or Business Debit Card in the past 13 months from the principal-card approval date.
• promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Customer: New customer • Source wording says “up to 6%”; this object is the stated 5% existing-cardholder tier. • Limit: 500 HKD · Per Month • Limit applies to: extra rebate for each eligible cardholder • Eligibility: Phase Spend Min: 5000 • Merchants: amazon, foodpanda, keeta, klook, kkday, taobao, tmall, pinduoduo, jd.com, meituan, dianping • Eligible merchants: amazon, foodpanda, keeta, klook, kkday, taobao, tmall, pinduoduo, jd.com, meituan, dianping • Available only to OCBC Premier Banking customers. • The eligible principal cardholder and supplementary cardholders must accumulate at least HKD5,000 in eligible retail transactions in each calendar month. Eligible online purchases must post to the eligible card account by the 15th of the following month. • Designated platforms are Amazon, Food Panda, Keeta, Klook, KKday, Taobao, Tmall, PDD (Pinduoduo), JD.COM, MeiTuan, and DianPing. • Eligible transactions exclude Flexi-Money or Easy Spending installment-plan withdrawals or installments, car-loan repayments, cash advances, bill, tax or insurance payments, casino transactions, bank fees and charges, annual fees, online payment-system payments to designated merchants, stored-value or e-wallet purchases or reloads, financial or non-financial institution products or services, money transfers, mutual funds, stock monthly contributions, property purchases or installments, charity or non-profit transactions, unposted, cancelled, refunded, split-bill, unauthorized, fraud or abuse transactions. • Each eligible cardholder can receive the rebate once per calendar month. The offer is capped at HKD500 per calendar month and is not combinable with other credit-card or business-debit-card promotions except the Welcome Offer. • The rebate is credited within 90 days after each calendar month ends. The card account must remain valid and in good credit standing. The rebate offsets the statement balance and cannot be withdrawn as cash or exchanged. • Existing cardholders receive 5% extra rebate. The source defines a new cardholder as a principal card applicant who has not held an OCBC Credit Card or Business Debit Card in the past 13 months from the principal-card approval date.

• 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
• 適用消費: 適用範圍: amazon / foodpanda / keeta / klook / kkday / taobao / tmall / pinduoduo / jd.com / meituan / dianping · Type: 商戶
• 要求: Period spend ≥: HK$5,000.00
• 優惠上限: 金額: 500 · 適用範圍: extra rebate for each eligible cardholder · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
• 百分比備註: Source wording says “up to 6%”; this object is the stated 5% existing cardholder tier.
• Available only to OCBC Premier Banking customers.
• The eligible principal cardholder and supplementary cardholders must accumulate at least HKD5,000 in eligible retail transactions in each calendar month. Eligible online purchases must post to the eligible card account by the 15th of the following month.
• Designated platforms are Amazon, Food Panda, Keeta, Klook, KKday, Taobao, Tmall, PDD (Pinduoduo), JD.COM, MeiTuan, and DianPing.
• Eligible transactions exclude Flexi-Money or Easy Spending installment-plan withdrawals or installments, car-loan repayments, cash advances, bill, tax or insurance payments, casino transactions, bank fees and charges, annual fees, online payment-system payments to designated merchants, stored-value or e-wallet purchases or reloads, financial or non-financial institution products or services, money transfers, mutual funds, stock monthly contributions, property purchases or installments, charity or non-profit transactions, unposted, cancelled, refunded, split-bill, unauthorized, fraud or abuse transactions.
• Each eligible cardholder can receive the rebate once per calendar month. The offer is capped at HKD500 per calendar month and is not combinable with other credit-card or business-debit-card promotions except the Welcome Offer.
• The rebate is credited within 90 days after each calendar month ends. The card account must remain valid and in good credit standing. The rebate offsets the statement balance and cannot be withdrawn as cash or exchanged.
• Existing cardholders receive 5% extra rebate. The source defines a new cardholder as a principal card applicant who has not held an OCBC Credit Card or Business Debit Card in the past 13 months from the principal-card approval date.
• promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • The scheme is titled “Up to 0.8%”; the source states 0.8% for local food and beverage spending. • Limit: 0.5 percentage of five times approved credit limit · Per Statement Period • Limit applies to: monthly cash rebate • Eligible categories: 本地餐飲 • Available only to OCBC Premier Banking customers. • The Up to 0.8% Cash Rebate Scheme lists this card programme with 0.8% for local food and beverage and overseas spending, and 0.5% for the other listed transaction classes. • Merchant categories are determined by the merchant codes set by Visa, Mastercard, UnionPay and the acquiring bank. • The cash rebate is shown on the next statement after the transaction. No cash rebate is granted when the total cash rebate in a monthly statement is less than HKD1. • Cash advances, Flexi-Money cash-installment transactions except merchant interest-free installments, bill payments, balance transfers, casino transactions, all fees and charges, counterfeit or unauthorized transactions, and cancelled or refunded transactions are not eligible. UnionPay transactions in Mainland China for real estate, automobiles, hospitals, or tutorial fees are also excluded. • The cash rebate can only offset retail spending or cash advances and cannot be converted into cash. The account must be valid and in good standing when the rebate is credited; accumulated rebate may be forfeited when the account is cancelled. • The 0.8% rate applies to local food and beverage spending. Internet transactions and Hong Kong-dollar transactions made outside Hong Kong are excluded.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 本地餐飲 · Type: 類別
• 優惠上限: 金額: 0.5 · 適用範圍: monthly cash rebate · 期間: per statement period · Type: 有限額 · Unit: percentage of five times approved credit limit
• 百分比備註: The scheme is titled “Up to 0.8%”; the source states 0.8% for local food and beverage spending.
• Available only to OCBC Premier Banking customers.
• The Up to 0.8% Cash Rebate Scheme lists this card programme with 0.8% for local food and beverage and overseas spending, and 0.5% for the other listed transaction classes.
• Merchant categories are determined by the merchant codes set by Visa, Mastercard, UnionPay and the acquiring bank.
• The cash rebate is shown on the next statement after the transaction. No cash rebate is granted when the total cash rebate in a monthly statement is less than HKD1.
• Cash advances, Flexi-Money cash-installment transactions except merchant interest-free installments, bill payments, balance transfers, casino transactions, all fees and charges, counterfeit or unauthorized transactions, and cancelled or refunded transactions are not eligible. UnionPay transactions in Mainland China for real estate, automobiles, hospitals, or tutorial fees are also excluded.
• The cash rebate can only offset retail spending or cash advances and cannot be converted into cash. The account must be valid and in good standing when the rebate is credited; accumulated rebate may be forfeited when the account is cancelled.
• The 0.8% rate applies to local food and beverage spending. Internet transactions and Hong Kong-dollar transactions made outside Hong Kong are excluded.

Category or merchant does not match. • The scheme is titled “Up to 0.8%”; the source states 0.8% for overseas spending. • Limit: 0.5 percentage of five times approved credit limit · Per Statement Period • Limit applies to: monthly cash rebate • Eligible categories: 海外簽賬 • Available only to OCBC Premier Banking customers. • The Up to 0.8% Cash Rebate Scheme lists this card programme with 0.8% for local food and beverage and overseas spending, and 0.5% for the other listed transaction classes. • Merchant categories are determined by the merchant codes set by Visa, Mastercard, UnionPay and the acquiring bank. • The cash rebate is shown on the next statement after the transaction. No cash rebate is granted when the total cash rebate in a monthly statement is less than HKD1. • Cash advances, Flexi-Money cash-installment transactions except merchant interest-free installments, bill payments, balance transfers, casino transactions, all fees and charges, counterfeit or unauthorized transactions, and cancelled or refunded transactions are not eligible. UnionPay transactions in Mainland China for real estate, automobiles, hospitals, or tutorial fees are also excluded. • The cash rebate can only offset retail spending or cash advances and cannot be converted into cash. The account must be valid and in good standing when the rebate is credited; accumulated rebate may be forfeited when the account is cancelled. • The 0.8% rate applies to overseas spending. Internet transactions and Hong Kong-dollar transactions made outside Hong Kong are excluded.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 海外簽賬 · Type: 類別
• 優惠上限: 金額: 0.5 · 適用範圍: monthly cash rebate · 期間: per statement period · Type: 有限額 · Unit: percentage of five times approved credit limit
• 百分比備註: The scheme is titled “Up to 0.8%”; the source states 0.8% for overseas spending.
• Available only to OCBC Premier Banking customers.
• The Up to 0.8% Cash Rebate Scheme lists this card programme with 0.8% for local food and beverage and overseas spending, and 0.5% for the other listed transaction classes.
• Merchant categories are determined by the merchant codes set by Visa, Mastercard, UnionPay and the acquiring bank.
• The cash rebate is shown on the next statement after the transaction. No cash rebate is granted when the total cash rebate in a monthly statement is less than HKD1.
• Cash advances, Flexi-Money cash-installment transactions except merchant interest-free installments, bill payments, balance transfers, casino transactions, all fees and charges, counterfeit or unauthorized transactions, and cancelled or refunded transactions are not eligible. UnionPay transactions in Mainland China for real estate, automobiles, hospitals, or tutorial fees are also excluded.
• The cash rebate can only offset retail spending or cash advances and cannot be converted into cash. The account must be valid and in good standing when the rebate is credited; accumulated rebate may be forfeited when the account is cancelled.
• The 0.8% rate applies to overseas spending. Internet transactions and Hong Kong-dollar transactions made outside Hong Kong are excluded.

The limit has no usable HKD amount. • The scheme is titled “Up to 0.8%”; the source states 0.5% for other retail transactions. • Limit: 0.5 percentage of five times approved credit limit · Per Statement Period • Limit applies to: monthly cash rebate • Eligible categories: 其他 • Available only to OCBC Premier Banking customers. • The Up to 0.8% Cash Rebate Scheme lists this card programme with 0.8% for local food and beverage and overseas spending, and 0.5% for the other listed transaction classes. • Merchant categories are determined by the merchant codes set by Visa, Mastercard, UnionPay and the acquiring bank. • The cash rebate is shown on the next statement after the transaction. No cash rebate is granted when the total cash rebate in a monthly statement is less than HKD1. • Cash advances, Flexi-Money cash-installment transactions except merchant interest-free installments, bill payments, balance transfers, casino transactions, all fees and charges, counterfeit or unauthorized transactions, and cancelled or refunded transactions are not eligible. UnionPay transactions in Mainland China for real estate, automobiles, hospitals, or tutorial fees are also excluded. • The cash rebate can only offset retail spending or cash advances and cannot be converted into cash. The account must be valid and in good standing when the rebate is credited; accumulated rebate may be forfeited when the account is cancelled. • The 0.5% rate applies to other retail transactions. The monthly cash rebate cap is 0.5% of five times the approved credit limit, excluding temporary credit limits and extra credit limits created by a credit balance.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 其他 · Type: 類別
• 優惠上限: 金額: 0.5 · 適用範圍: monthly cash rebate · 期間: per statement period · Type: 有限額 · Unit: percentage of five times approved credit limit
• 百分比備註: The scheme is titled “Up to 0.8%”; the source states 0.5% for other retail transactions.
• Available only to OCBC Premier Banking customers.
• The Up to 0.8% Cash Rebate Scheme lists this card programme with 0.8% for local food and beverage and overseas spending, and 0.5% for the other listed transaction classes.
• Merchant categories are determined by the merchant codes set by Visa, Mastercard, UnionPay and the acquiring bank.
• The cash rebate is shown on the next statement after the transaction. No cash rebate is granted when the total cash rebate in a monthly statement is less than HKD1.
• Cash advances, Flexi-Money cash-installment transactions except merchant interest-free installments, bill payments, balance transfers, casino transactions, all fees and charges, counterfeit or unauthorized transactions, and cancelled or refunded transactions are not eligible. UnionPay transactions in Mainland China for real estate, automobiles, hospitals, or tutorial fees are also excluded.
• The cash rebate can only offset retail spending or cash advances and cannot be converted into cash. The account must be valid and in good standing when the rebate is credited; accumulated rebate may be forfeited when the account is cancelled.
• The 0.5% rate applies to other retail transactions. The monthly cash rebate cap is 0.5% of five times the approved credit limit, excluding temporary credit limits and extra credit limits created by a credit balance.

The limit has no usable HKD amount. • The scheme is titled “Up to 0.8%”; the source states 0.5% for Octopus Automatic Add-Value reloads. • Limit: 0.5 percentage of five times approved credit limit · Per Statement Period • Limit applies to: monthly cash rebate • Merchants: octopus • Eligible merchants: octopus • Available only to OCBC Premier Banking customers. • The Up to 0.8% Cash Rebate Scheme lists this card programme with 0.8% for local food and beverage and overseas spending, and 0.5% for the other listed transaction classes. • Merchant categories are determined by the merchant codes set by Visa, Mastercard, UnionPay and the acquiring bank. • The cash rebate is shown on the next statement after the transaction. No cash rebate is granted when the total cash rebate in a monthly statement is less than HKD1. • Cash advances, Flexi-Money cash-installment transactions except merchant interest-free installments, bill payments, balance transfers, casino transactions, all fees and charges, counterfeit or unauthorized transactions, and cancelled or refunded transactions are not eligible. UnionPay transactions in Mainland China for real estate, automobiles, hospitals, or tutorial fees are also excluded. • The cash rebate can only offset retail spending or cash advances and cannot be converted into cash. The account must be valid and in good standing when the rebate is credited; accumulated rebate may be forfeited when the account is cancelled. • The 0.5% rate applies to Octopus Automatic Add-Value reloads. The monthly cash rebate cap is 0.5% of five times the approved credit limit, excluding temporary credit limits and extra credit limits created by a credit balance.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: octopus · Type: 商戶
• 優惠上限: 金額: 0.5 · 適用範圍: monthly cash rebate · 期間: per statement period · Type: 有限額 · Unit: percentage of five times approved credit limit
• 百分比備註: The scheme is titled “Up to 0.8%”; the source states 0.5% for Octopus Automatic Add Value reloads.
• Available only to OCBC Premier Banking customers.
• The Up to 0.8% Cash Rebate Scheme lists this card programme with 0.8% for local food and beverage and overseas spending, and 0.5% for the other listed transaction classes.
• Merchant categories are determined by the merchant codes set by Visa, Mastercard, UnionPay and the acquiring bank.
• The cash rebate is shown on the next statement after the transaction. No cash rebate is granted when the total cash rebate in a monthly statement is less than HKD1.
• Cash advances, Flexi-Money cash-installment transactions except merchant interest-free installments, bill payments, balance transfers, casino transactions, all fees and charges, counterfeit or unauthorized transactions, and cancelled or refunded transactions are not eligible. UnionPay transactions in Mainland China for real estate, automobiles, hospitals, or tutorial fees are also excluded.
• The cash rebate can only offset retail spending or cash advances and cannot be converted into cash. The account must be valid and in good standing when the rebate is credited; accumulated rebate may be forfeited when the account is cancelled.
• The 0.5% rate applies to Octopus Automatic Add-Value reloads. The monthly cash rebate cap is 0.5% of five times the approved credit limit, excluding temporary credit limits and extra credit limits created by a credit balance.

This benefit does not apply to a purchase. • Available only to OCBC Premier Banking customers. • Cardholders can access DragonPass participating lounges at airports worldwide at a charge as low as USD32 per person per visit for all guests. • Use the Mastercard Travel Pass mobile app to access the airport-lounge service.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• Available only to OCBC Premier Banking customers.
• Cardholders can access DragonPass participating lounges at airports worldwide at a charge as low as USD32 per person per visit for all guests.
• Use the Mastercard Travel Pass mobile app to access the airport-lounge service.

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Eligibility: Phase Spend Min: 8000 • Applies to all eligible spending, subject to the conditions. • Available only to OCBC Premier Banking customers. • The principal applicant must accumulate HKD8,000 or more in eligible spend within three months after card issuance. Eligible spend includes retail purchases and cash advances, but excludes installment amounts, bill payments, unposted, cancelled, refunded, fraudulent or unauthorized transactions, car-loan repayments, and e-wallet reloads including PayMe, WeChat Pay and Alipay. • The offer is only for a principal card applicant who has not held an OCBC Credit Card in the past 13 months from the approval date of the principal card. The welcome offer can be received once; if two or more OCBC cards are approved at the same time, the first-approved card determines the offer. • The cash rebate is credited to the principal cardholder's relevant card account within eight weeks after the spend requirement is met. The account must be valid, non-delinquent, and in good financial standing at credit. The rebate cannot be transferred or redeemed for cash.

• 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
• 適用消費: Type: 全部
• 要求: Period spend ≥: HK$8,000.00
• 優惠上限: 期間: 未提供 · Type: 未提供
• Available only to OCBC Premier Banking customers.
• The principal applicant must accumulate HKD8,000 or more in eligible spend within three months after card issuance. Eligible spend includes retail purchases and cash advances, but excludes installment amounts, bill payments, unposted, cancelled, refunded, fraudulent or unauthorized transactions, car-loan repayments, and e-wallet reloads including PayMe, WeChat Pay and Alipay.
• The offer is only for a principal card applicant who has not held an OCBC Credit Card in the past 13 months from the approval date of the principal card. The welcome offer can be received once; if two or more OCBC cards are approved at the same time, the first-approved card determines the offer.
• The cash rebate is credited to the principal cardholder's relevant card account within eight weeks after the spend requirement is met. The account must be valid, non-delinquent, and in good financial standing at credit. The rebate cannot be transferred or redeemed for cash.

This benefit does not apply to a purchase. • Available only to OCBC Premier Banking customers. • The Flexi-Money Interest-free Installment Plan converts available credit limit into additional cash with flexible, interest-free repayments. Detailed terms are not stated in the local page.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• Available only to OCBC Premier Banking customers.
• The Flexi-Money Interest-free Installment Plan converts available credit limit into additional cash with flexible, interest-free repayments. Detailed terms are not stated in the local page.

This benefit does not apply to a purchase. • Available only to OCBC Premier Banking customers. • The page states a perpetual annual fee waiver for the OCBC Premier Credit Card.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• Available only to OCBC Premier Banking customers.
• The page states a perpetual annual fee waiver for the OCBC Premier Credit Card.

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Threshold-equivalent calculation: HKD200 / HKD4,000 × 100 = 5%. This uses the HKD200 CashBack saving and HKD4,000 minimum eligible spend. Rounded to 5%. The effective rate decreases above HKD4,000 spend. • Limit applies to: Welcome reward • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 4000 • Applies to all eligible spending, subject to the conditions. • Principal sim Credit Card application during the promotion; no current or card in the prior 12 months, and no non-card loan or credit service/account in the prior 12 months. • Choose this reward during application; otherwise CashBack is the default. Accumulate HKD4,000 in eligible retail purchases within 90 days after card issue. Only one welcome reward; account must remain valid and in good standing. • Eligible purchases exclude fees, bill payments, utilities, tax, donations, insurance, cash or e-money transfers, wallet reloads, instalments, and other listed exclusions. • If the cardholder is eligible for benefits under another Card Issuer promotional activity during the CashBack Promotion Period, the Card Issuer may, at its sole and absolute discretion, provide benefits under only one promotion.

• 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
• 適用消費: Type: 全部
• 要求: Period spend ≥: HK$4,000.00
• 優惠上限: 適用範圍: Welcome reward · 期間: 未提供 · Type: 未提供
• 百分比備註: Threshold equivalent calculation: HKD200 / HKD4,000 × 100 = 5%. This uses the HKD200 CashBack saving and HKD4,000 minimum eligible spend. Rounded to 5%. The effective rate decreases above HKD4,000 spend.
• 須申請或登記。
• Principal sim Credit Card application during the promotion; no current or card in the prior 12 months, and no non-card loan or credit service/account in the prior 12 months.
• Choose this reward during application; otherwise CashBack is the default. Accumulate HKD4,000 in eligible retail purchases within 90 days after card issue. Only one welcome reward; account must remain valid and in good standing.
• Eligible purchases exclude fees, bill payments, utilities, tax, donations, insurance, cash or e-money transfers, wallet reloads, instalments, and other listed exclusions.
• If the cardholder is eligible for benefits under another Card Issuer promotional activity during the CashBack Promotion Period, the Card Issuer may, at its sole and absolute discretion, provide benefits under only one promotion.
• Welcome Offer: 2026-10-01 – 2026-10-31

開啟優惠來源 ↗

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Limit applies to: Welcome reward • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 4000 • Applies to all eligible spending, subject to the conditions. • Same principal-card, new-customer, and HKD4,000 eligible-spend conditions as the Welcome Offer. • Choose this reward during application. Only one welcome reward; account must remain valid and in good standing. • Gift-card use is subject to supplier terms sent with the redemption notice. • During the overlapping CashBack Promotion Period, if the cardholder is eligible for benefits under another Card Issuer promotion, the issuer may provide benefits under only one promotion.

• 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
• 適用消費: Type: 全部
• 要求: Period spend ≥: HK$4,000.00
• 優惠上限: 適用範圍: Welcome reward · 期間: 未提供 · Type: 未提供
• 須申請或登記。
• Same principal-card, new-customer, and HKD4,000 eligible-spend conditions as the Welcome Offer.
• Choose this reward during application. Only one welcome reward; account must remain valid and in good standing.
• Gift-card use is subject to supplier terms sent with the redemption notice.
• During the overlapping CashBack Promotion Period, if the cardholder is eligible for benefits under another Card Issuer promotion, the issuer may provide benefits under only one promotion.
• Welcome Offer: 2026-10-01 – 2026-10-31

開啟優惠來源 ↗

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Limit applies to: Welcome reward • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 4000 • Applies to all eligible spending, subject to the conditions. • Same principal-card, new-customer, and HKD4,000 eligible-spend conditions as the Welcome Offer. • Choose this reward during application. Only one welcome reward; account must remain valid and in good standing. • Gift-card use is subject to supplier terms sent with the redemption notice. • During the overlapping CashBack Promotion Period, if the cardholder is eligible for benefits under another Card Issuer promotion, the issuer may provide benefits under only one promotion.

• 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
• 適用消費: Type: 全部
• 要求: Period spend ≥: HK$4,000.00
• 優惠上限: 適用範圍: Welcome reward · 期間: 未提供 · Type: 未提供
• 須申請或登記。
• Same principal-card, new-customer, and HKD4,000 eligible-spend conditions as the Welcome Offer.
• Choose this reward during application. Only one welcome reward; account must remain valid and in good standing.
• Gift-card use is subject to supplier terms sent with the redemption notice.
• During the overlapping CashBack Promotion Period, if the cardholder is eligible for benefits under another Card Issuer promotion, the issuer may provide benefits under only one promotion.
• Welcome Offer: 2026-10-01 – 2026-10-31

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Customer: New customer • Limit: 100000 HKD · Per Transaction • Limit applies to: Approved Cash Instalment Amount; also limited to 95% of approved credit limit • Application, registration or activation required. See conditions. • Same eligibility as the Welcome Offer; select this option during application. No spending requirement. • Six-month tenor; monthly handling fee waived. Minimum amount HKD500; maximum is the lower of HKD100,000 or 95% of approved credit limit. Receiving-bank charges may apply. • During the overlapping CashBack Promotion Period, if the cardholder is eligible for benefits under another Card Issuer promotion, the issuer may provide benefits under only one promotion.

• 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
• 適用消費: Type: not applicable
• 優惠上限: 金額: 100000 · 適用範圍: Approved Cash Instalment Amount; also limited to 95% of approved credit limit · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣
• 須申請或登記。
• Same eligibility as the Welcome Offer; select this option during application. No spending requirement.
• Six-month tenor; monthly handling fee waived. Minimum amount HKD500; maximum is the lower of HKD100,000 or 95% of approved credit limit. Receiving-bank charges may apply.
• During the overlapping CashBack Promotion Period, if the cardholder is eligible for benefits under another Card Issuer promotion, the issuer may provide benefits under only one promotion.
• Welcome Offer: 2026-10-01 – 2026-10-31

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Audience: Student; Document: Copy of a valid student identity card, verified by the Card Issuer. • Limit applies to: Annual card fee waiver • Application, registration or activation required. See conditions. • Applicant must attend a full-time programme at a listed accredited Hong Kong institution. A student card may be provided after application if it was not supplied during application. • Card account must remain valid and in good standing. The issuer may choose to provide only one promotion when the cardholder qualifies for multiple promotions.

• 適用資格: 適用對象: student · Document: Copy of a valid student identity card, verified by the Card Issuer.
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: Annual card fee waiver · 期間: 未提供 · Type: 未提供
• 須申請或登記。
• Applicant must attend a full-time programme at a listed accredited Hong Kong institution. A student card may be provided after application if it was not supplied during application.
• Card account must remain valid and in good standing. The issuer may choose to provide only one promotion when the cardholder qualifies for multiple promotions.
• Student promotion, until further notice: 2026-01-01 – 未提供

開啟優惠來源 ↗

Category or merchant does not match. • Limit: 200 HKD · Per Month • Limit applies to: All promotion CashBack per eligible card account • Minimum spend: Period: per_transaction; Spend: 500 • Eligibility: Phase Spend Min: 1000 • Eligible categories: 網上購物 • Rate includes the 0.4% basic rebate. Must first spend HKD1,000 on non-online eligible retail transactions in the same calendar month; total promotion cap is HKD600 per card. • Online transaction must be a single net transaction of at least HKD500. Fees, bills, utilities, insurance, transfers, wallet reloads, instalments, and other listed exclusions do not qualify. • If the cardholder is eligible for benefits under another Card Issuer promotional activity during the CashBack Promotion Period, the Card Issuer may, at its sole and absolute discretion, provide benefits under only one promotion.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 網上購物 · Type: 類別
• 最低要求: 期間: 每筆交易 · 消費: HK$500.00
• 要求: Period spend ≥: HK$1,000.00
• 優惠上限: 金額: 200 · 適用範圍: All promotion CashBack per eligible card account · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
• Rate includes the 0.4% basic rebate. Must first spend HKD1,000 on non-online eligible retail transactions in the same calendar month; total promotion cap is HKD600 per card.
• Online transaction must be a single net transaction of at least HKD500. Fees, bills, utilities, insurance, transfers, wallet reloads, instalments, and other listed exclusions do not qualify.
• If the cardholder is eligible for benefits under another Card Issuer promotional activity during the CashBack Promotion Period, the Card Issuer may, at its sole and absolute discretion, provide benefits under only one promotion.
• CashBack Promotion: 2026-10-01 – 2026-12-31

開啟優惠來源 ↗

Category or merchant does not match. • Limit: 200 HKD · Per Month • Limit applies to: All promotion CashBack per eligible card account • Eligibility: Phase Spend Min: 1000 • Eligible categories: 本地交通 • Rate includes the 0.4% basic rebate. Must first spend HKD1,000 on non-online eligible retail transactions in the same calendar month; total promotion cap is HKD600 per card. • Designated local services include Citybus, Cityflyer, KMB, LWB, MTR gate fares, Tram, and Star Ferry. MTR Airport Express, Light Rail, MTR Bus, service-centre purchases, and MTR Mobile purchases are excluded. • If the cardholder is eligible for benefits under another Card Issuer promotional activity during the CashBack Promotion Period, the Card Issuer may, at its sole and absolute discretion, provide benefits under only one promotion.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 本地交通 · Type: 類別
• 要求: Period spend ≥: HK$1,000.00
• 優惠上限: 金額: 200 · 適用範圍: All promotion CashBack per eligible card account · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
• Rate includes the 0.4% basic rebate. Must first spend HKD1,000 on non-online eligible retail transactions in the same calendar month; total promotion cap is HKD600 per card.
• Designated local services include Citybus, Cityflyer, KMB, LWB, MTR gate fares, Tram, and Star Ferry. MTR Airport Express, Light Rail, MTR Bus, service-centre purchases, and MTR Mobile purchases are excluded.
• If the cardholder is eligible for benefits under another Card Issuer promotional activity during the CashBack Promotion Period, the Card Issuer may, at its sole and absolute discretion, provide benefits under only one promotion.
• CashBack Promotion: 2026-10-01 – 2026-12-31

開啟優惠來源 ↗

Category or merchant does not match. • Limit: 200 HKD · Per Month • Limit applies to: All promotion CashBack per eligible card account • Eligibility: Phase Spend Min: 1000 • Merchants: adidas, puma, fila, matsukiyo-hk, tokyo-lifestyle • Eligible merchants: adidas, puma, fila, matsukiyo-hk, tokyo-lifestyle • Rate includes the 0.4% basic rebate. Must first spend HKD1,000 on non-online eligible retail transactions in the same calendar month; total promotion cap is HKD600 per card. • Applies to physical stores in Hong Kong; online store purchases are treated as online retail transactions. • If the cardholder is eligible for benefits under another Card Issuer promotional activity during the CashBack Promotion Period, the Card Issuer may, at its sole and absolute discretion, provide benefits under only one promotion.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: adidas / puma / fila / matsukiyo hk / tokyo lifestyle · Type: 商戶
• 要求: Period spend ≥: HK$1,000.00
• 優惠上限: 金額: 200 · 適用範圍: All promotion CashBack per eligible card account · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
• Rate includes the 0.4% basic rebate. Must first spend HKD1,000 on non-online eligible retail transactions in the same calendar month; total promotion cap is HKD600 per card.
• Applies to physical stores in Hong Kong; online store purchases are treated as online retail transactions.
• If the cardholder is eligible for benefits under another Card Issuer promotional activity during the CashBack Promotion Period, the Card Issuer may, at its sole and absolute discretion, provide benefits under only one promotion.
• CashBack Promotion: 2026-10-01 – 2026-12-31

開啟優惠來源 ↗

Category or merchant does not match. • Limit: 200 HKD · Per Month • Limit applies to: All promotion CashBack per eligible card account • Eligibility: Phase Spend Min: 1000 • Eligible categories: 賬單及公用事業 • Rate includes the 0.4% basic rebate. Must first spend HKD1,000 on non-online eligible retail transactions in the same calendar month; total promotion cap is HKD600 per card. • Payment must use Pay Bills/Taxes in the sim Credit Card app. Excludes payments to tax authorities, financial institutions, insurers, and charities. • If the cardholder is eligible for benefits under another Card Issuer promotional activity during the CashBack Promotion Period, the Card Issuer may, at its sole and absolute discretion, provide benefits under only one promotion.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 賬單及公用事業 · Type: 類別
• 要求: Period spend ≥: HK$1,000.00
• 優惠上限: 金額: 200 · 適用範圍: All promotion CashBack per eligible card account · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
• Rate includes the 0.4% basic rebate. Must first spend HKD1,000 on non-online eligible retail transactions in the same calendar month; total promotion cap is HKD600 per card.
• Payment must use Pay Bills/Taxes in the sim Credit Card app. Excludes payments to tax authorities, financial institutions, insurers, and charities.
• If the cardholder is eligible for benefits under another Card Issuer promotional activity during the CashBack Promotion Period, the Card Issuer may, at its sole and absolute discretion, provide benefits under only one promotion.
• CashBack Promotion: 2026-10-01 – 2026-12-31

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Limit applies to: Interest-free period • Applies to retail purchases when the statement balance is paid in full by the due date; does not apply to cash advances.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: Interest free period · 期間: 未提供 · Type: 未提供
• Applies to retail purchases when the statement balance is paid in full by the due date; does not apply to cash advances.

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Limit applies to: One-off application fee • Application, registration or activation required. See conditions. • For eligible cardholders using the Balance Transfer Instalment Plan; apply through the sim Credit Card app.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: One off application fee · 期間: 未提供 · Type: 未提供
• 須申請或登記。
• For eligible cardholders using the Balance Transfer Instalment Plan; apply through the sim Credit Card app.

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Limit applies to: Instalment plan • Application, registration or activation required. See conditions. • Apply in the app for a single posted Pay Bills/Taxes payment of HKD500 or more to another financial institution; payment date must be the application date. • Personalized monthly fee and term are shown in the application. Account must be in good standing.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: Instalment plan · 期間: 未提供 · Type: 未提供
• 須申請或登記。
• Apply in the app for a single posted Pay Bills/Taxes payment of HKD500 or more to another financial institution; payment date must be the application date.
• Personalized monthly fee and term are shown in the application. Account must be in good standing.

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Limit applies to: Instalment plan • Application, registration or activation required. See conditions. • Available to sim Credit Card holders with cash-withdrawal function. Minimum HKD500 in HKD500 increments; aggregate amount cannot exceed 95% of credit limit. • Personalized monthly handling fee and any application fee are in the application. Early settlement handling fee applies.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: Instalment plan · 期間: 未提供 · Type: 未提供
• 須申請或登記。
• Available to sim Credit Card holders with cash-withdrawal function. Minimum HKD500 in HKD500 increments; aggregate amount cannot exceed 95% of credit limit.
• Personalized monthly handling fee and any application fee are in the application. Early settlement handling fee applies.

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Limit applies to: Instalment plan • Application, registration or activation required. See conditions. • Apply in the app for one eligible posted retail purchase of HKD500 or more; separate purchases cannot be combined. Account must be in good standing. • Personalized monthly handling fee and any application fee are in the application. Early settlement handling fee applies.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: Instalment plan · 期間: 未提供 · Type: 未提供
• 須申請或登記。
• Apply in the app for one eligible posted retail purchase of HKD500 or more; separate purchases cannot be combined. Account must be in good standing.
• Personalized monthly handling fee and any application fee are in the application. Early settlement handling fee applies.

開啟優惠來源 ↗

New-customer offers are excluded from this purchase comparison. • Customer: New customer • HKD 700 / HKD 8,000 × 100 = 8.75% (rounded to 2 decimal places); this threshold-equivalent rate decreases when eligible spend exceeds HKD 8,000. • Limit applies to: HKD 700 CashBack reward • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 8000 • Applies to all eligible spending, subject to the conditions. • Choose CashBack during card application; the choice cannot be changed. • Apply successfully for a principal sim World Mastercard during the promotion period. The applicant must not currently hold, or have held or cancelled, a principal card from the issuer in the prior 12 calendar months, and must not have used or held the issuer's non-card credit services or accounts in that period. • Earn the reward after at least HKD 8,000 in eligible retail purchases within 90 calendar days after card issue. Excludes cash advances, fees, bill payments, utilities, insurance, donations, cash vouchers, investments, gambling, money or wallet transfers, stored-value top-ups, instalments, and reversed or unauthorized transactions. • This is one of three welcome reward choices; only one applies. For multiple eligible cards issued together, only the first issued card qualifies. The account must stay valid and in good standing through the promotion and fulfilment period. Cancellation within 13 months may result in a debit for the reward value. Rewards are first come, while stocks last.

• 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
• 適用消費: Type: 全部
• 要求: Period spend ≥: HK$8,000.00
• 優惠上限: 適用範圍: HKD 700 CashBack reward · 期間: 未提供 · Type: 未提供
• 百分比備註: HKD 700 / HKD 8,000 × 100 = 8.75% (rounded to 2 decimal places); this threshold equivalent rate decreases when eligible spend exceeds HKD 8,000.
• 須申請或登記。
• Choose CashBack during card application; the choice cannot be changed.
• Apply successfully for a principal sim World Mastercard during the promotion period. The applicant must not currently hold, or have held or cancelled, a principal card from the issuer in the prior 12 calendar months, and must not have used or held the issuer's non-card credit services or accounts in that period.
• Earn the reward after at least HKD 8,000 in eligible retail purchases within 90 calendar days after card issue. Excludes cash advances, fees, bill payments, utilities, insurance, donations, cash vouchers, investments, gambling, money or wallet transfers, stored-value top-ups, instalments, and reversed or unauthorized transactions.
• This is one of three welcome reward choices; only one applies. For multiple eligible cards issued together, only the first issued card qualifies. The account must stay valid and in good standing through the promotion and fulfilment period. Cancellation within 13 months may result in a debit for the reward value. Rewards are first come, while stocks last.
• Welcome Offer: 2026-10-01 – 2026-10-31

開啟優惠來源 ↗

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Limit applies to: HKD 700 Apple Store gift card • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 8000 • Applies to all eligible spending, subject to the conditions. • Choose the gift card during card application; the choice cannot be changed. • Apply successfully for a principal sim World Mastercard during the promotion period. The applicant must not currently hold, or have held or cancelled, a principal card from the issuer in the prior 12 calendar months, and must not have used or held the issuer's non-card credit services or accounts in that period. • Earn the reward after at least HKD 8,000 in eligible retail purchases within 90 calendar days after card issue. Exclusions include cash advances, fees, bill payments, utilities, insurance, donations, cash vouchers, investments, gambling, money or wallet transfers, stored-value top-ups, instalments, and reversed or unauthorized transactions. • This is one of three welcome reward choices; only one applies. For multiple eligible cards issued together, only the first issued card qualifies. The account must stay valid and in good standing through the promotion and fulfilment period. Cancellation within 13 months may result in a debit for the reward value. Rewards are first come, while stocks last.

• 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
• 適用消費: Type: 全部
• 要求: Period spend ≥: HK$8,000.00
• 優惠上限: 適用範圍: HKD 700 Apple Store gift card · 期間: 未提供 · Type: 未提供
• 須申請或登記。
• Choose the gift card during card application; the choice cannot be changed.
• Apply successfully for a principal sim World Mastercard during the promotion period. The applicant must not currently hold, or have held or cancelled, a principal card from the issuer in the prior 12 calendar months, and must not have used or held the issuer's non-card credit services or accounts in that period.
• Earn the reward after at least HKD 8,000 in eligible retail purchases within 90 calendar days after card issue. Exclusions include cash advances, fees, bill payments, utilities, insurance, donations, cash vouchers, investments, gambling, money or wallet transfers, stored-value top-ups, instalments, and reversed or unauthorized transactions.
• This is one of three welcome reward choices; only one applies. For multiple eligible cards issued together, only the first issued card qualifies. The account must stay valid and in good standing through the promotion and fulfilment period. Cancellation within 13 months may result in a debit for the reward value. Rewards are first come, while stocks last.
• Welcome Offer: 2026-10-01 – 2026-10-31

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Customer: New customer • Limit: 100000 HKD · Promotion Total • Limit applies to: Cash Instalment Amount; also limited to 95% of approved credit limit, whichever is lower • Application, registration or activation required. See conditions. • This is one of three welcome reward choices; only one applies. Apply for the plan and select it as the welcome offer. • The minimum cash instalment is HKD 500, in HKD 100 increments. The plan has a six-month repayment period and waives monthly handling fees when each monthly repayment is paid in full on its payment date. • The account must be activated or receipt of the physical card acknowledged within 60 days. The issuer may set the approved amount. Cash Instalment Amounts do not earn cashback or other rewards. The account must stay in good standing. • If repayment is late or incomplete, finance charges and other applicable fees may apply. On plan cancellation or early settlement, outstanding instalments, any applicable one-off application fee and monthly handling fees, and an HKD 300 early-settlement handling fee may be due.

• 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
• 適用消費: Type: not applicable
• 優惠上限: 金額: 100000 · 適用範圍: Cash Instalment Amount; also limited to 95% of approved credit limit, whichever is lower · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
• 須申請或登記。
• This is one of three welcome reward choices; only one applies. Apply for the plan and select it as the welcome offer.
• The minimum cash instalment is HKD 500, in HKD 100 increments. The plan has a six-month repayment period and waives monthly handling fees when each monthly repayment is paid in full on its payment date.
• The account must be activated or receipt of the physical card acknowledged within 60 days. The issuer may set the approved amount. Cash Instalment Amounts do not earn cashback or other rewards. The account must stay in good standing.
• If repayment is late or incomplete, finance charges and other applicable fees may apply. On plan cancellation or early settlement, outstanding instalments, any applicable one-off application fee and monthly handling fees, and an HKD 300 early-settlement handling fee may be due.
• Cash Instalment Plan welcome offer: 2026-10-01 – 2026-10-31

開啟優惠來源 ↗

Category or merchant does not match. • Limit: 200 HKD · Per Month • Limit applies to: CashBack per Eligible Card under the promotion • Minimum spend: Period: per_transaction; Spend: 500 • Eligibility: Phase Spend Min: 1000 • Eligible categories: 網上購物 • The rate includes the basic 0.4% rebate. Each online retail transaction must have a net amount of at least HKD 500 in the same calendar month. • The cardholder must accumulate HKD 1,000 in non-online eligible retail transactions in that calendar month. Online overseas transactions count as online transactions. • The shared cap is HKD 200 per calendar month and HKD 600 for the promotion. Principal and supplementary card transactions are pooled. Cashback is calculated monthly, credited the following month, and rounded down to two decimals. • Transactions must post during the promotion and meet the issuer's merchant-code rules. Exclusions include cash advances, fees, bills, utilities, insurance, donations, cash or e-money transfers, wallet reloads, stored-value top-ups, instalments, and reversed or unauthorized transactions. The account must remain valid and in good standing.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 網上購物 · Type: 類別
• 最低要求: 期間: 每筆交易 · 消費: HK$500.00
• 要求: Period spend ≥: HK$1,000.00
• 優惠上限: 金額: 200 · 適用範圍: CashBack per Eligible Card under the promotion · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
• The rate includes the basic 0.4% rebate. Each online retail transaction must have a net amount of at least HKD 500 in the same calendar month.
• The cardholder must accumulate HKD 1,000 in non-online eligible retail transactions in that calendar month. Online overseas transactions count as online transactions.
• The shared cap is HKD 200 per calendar month and HKD 600 for the promotion. Principal and supplementary card transactions are pooled. Cashback is calculated monthly, credited the following month, and rounded down to two decimals.
• Transactions must post during the promotion and meet the issuer's merchant-code rules. Exclusions include cash advances, fees, bills, utilities, insurance, donations, cash or e-money transfers, wallet reloads, stored-value top-ups, instalments, and reversed or unauthorized transactions. The account must remain valid and in good standing.
• CashBack Promotion: 2026-10-01 – 2026-12-31

開啟優惠來源 ↗

Category or merchant does not match. • Limit: 200 HKD · Per Month • Limit applies to: CashBack per Eligible Card under the promotion • Eligibility: Phase Spend Min: 1000 • Eligible categories: 海外簽賬 • The rate includes the basic 0.4% rebate. Eligible overseas retail means a retail transaction made outside Hong Kong and posted in a currency other than HKD. Online overseas transactions count as online transactions. • The cardholder must accumulate HKD 1,000 in non-online eligible retail transactions in the same calendar month. • The shared cap is HKD 200 per calendar month and HKD 600 for the promotion. Principal and supplementary card transactions are pooled. Cashback is calculated monthly, credited the following month, and rounded down to two decimals. • Transactions must post during the promotion and meet the issuer's merchant-code rules. Exclusions include cash advances, fees, bills, utilities, insurance, donations, cash or e-money transfers, wallet reloads, stored-value top-ups, instalments, and reversed or unauthorized transactions. The account must remain valid and in good standing.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 海外簽賬 · Type: 類別
• 要求: Period spend ≥: HK$1,000.00
• 優惠上限: 金額: 200 · 適用範圍: CashBack per Eligible Card under the promotion · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
• The rate includes the basic 0.4% rebate. Eligible overseas retail means a retail transaction made outside Hong Kong and posted in a currency other than HKD. Online overseas transactions count as online transactions.
• The cardholder must accumulate HKD 1,000 in non-online eligible retail transactions in the same calendar month.
• The shared cap is HKD 200 per calendar month and HKD 600 for the promotion. Principal and supplementary card transactions are pooled. Cashback is calculated monthly, credited the following month, and rounded down to two decimals.
• Transactions must post during the promotion and meet the issuer's merchant-code rules. Exclusions include cash advances, fees, bills, utilities, insurance, donations, cash or e-money transfers, wallet reloads, stored-value top-ups, instalments, and reversed or unauthorized transactions. The account must remain valid and in good standing.
• CashBack Promotion: 2026-10-01 – 2026-12-31

開啟優惠來源 ↗

Purchase inputs do not meet the eligibility rules. • Limit: 200 HKD · Per Month • Limit applies to: CashBack per Eligible Card under the promotion • Eligibility: Phase Spend Min: 1000 • Merchants: adidas, puma, fila, matsukiyo-hk, tokyo-lifestyle • Eligible merchants: adidas, puma, fila, matsukiyo-hk, tokyo-lifestyle • The rate includes the basic 0.4% rebate and requires HKD 1,000 in non-online eligible retail transactions in the same calendar month. • Applies to posted transactions at physical Hong Kong stores of Adidas, PUMA, Fila, matsukiyo HK, and Tokyo Lifestyle. Online store transactions count as online transactions. • The shared cap is HKD 200 per calendar month and HKD 600 for the promotion. Principal and supplementary card transactions are pooled. Cashback is calculated monthly, credited the following month, and rounded down to two decimals. • Transactions must meet the issuer's merchant-code rules. The account must remain valid and in good standing. Reversed, refunded, fraudulent, or abused transactions may have cashback debited.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: adidas / puma / fila / matsukiyo hk / tokyo lifestyle · Type: 商戶
• 要求: Period spend ≥: HK$1,000.00
• 優惠上限: 金額: 200 · 適用範圍: CashBack per Eligible Card under the promotion · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
• The rate includes the basic 0.4% rebate and requires HKD 1,000 in non-online eligible retail transactions in the same calendar month.
• Applies to posted transactions at physical Hong Kong stores of Adidas, PUMA, Fila, matsukiyo HK, and Tokyo Lifestyle. Online store transactions count as online transactions.
• The shared cap is HKD 200 per calendar month and HKD 600 for the promotion. Principal and supplementary card transactions are pooled. Cashback is calculated monthly, credited the following month, and rounded down to two decimals.
• Transactions must meet the issuer's merchant-code rules. The account must remain valid and in good standing. Reversed, refunded, fraudulent, or abused transactions may have cashback debited.
• CashBack Promotion: 2026-10-01 – 2026-12-31

開啟優惠來源 ↗

Category or merchant does not match. • Limit: 200 HKD · Per Month • Limit applies to: CashBack per Eligible Card under the promotion • Eligibility: Phase Spend Min: 1000 • Eligible categories: 賬單及公用事業 • The rate includes the basic 0.4% rebate and requires HKD 1,000 in non-online eligible retail transactions in the same calendar month. • Bill payments must use the sim Credit Card app's Pay Bills/Taxes service and post during the promotion. Excludes payments to tax authorities, financial institutions, insurers, and charities, plus instalments and reversed or unauthorized transactions. • The shared cap is HKD 200 per calendar month and HKD 600 for the promotion. Principal and supplementary card transactions are pooled. Cashback is calculated monthly, credited the following month, and rounded down to two decimals.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 賬單及公用事業 · Type: 類別
• 要求: Period spend ≥: HK$1,000.00
• 優惠上限: 金額: 200 · 適用範圍: CashBack per Eligible Card under the promotion · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
• The rate includes the basic 0.4% rebate and requires HKD 1,000 in non-online eligible retail transactions in the same calendar month.
• Bill payments must use the sim Credit Card app's Pay Bills/Taxes service and post during the promotion. Excludes payments to tax authorities, financial institutions, insurers, and charities, plus instalments and reversed or unauthorized transactions.
• The shared cap is HKD 200 per calendar month and HKD 600 for the promotion. Principal and supplementary card transactions are pooled. Cashback is calculated monthly, credited the following month, and rounded down to two decimals.
• CashBack Promotion: 2026-10-01 – 2026-12-31

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Audience: Student; Document: Valid student identity card, verified by the Card Issuer. • Limit applies to: Annual fee waiver • Application, registration or activation required. See conditions. • The applicant must attend a full-time programme at an accredited Hong Kong institution listed in the promotion terms. • Submit the valid student identity card during application, or submit it later if it was not available at application. The Card Issuer must verify it. The eligible card account must remain valid and in good standing. • The HKD 1,800 value is the listed annual fee for a sim World Mastercard principal card. The issuer may choose only one promotion when promotions overlap.

• 適用資格: 適用對象: student · Document: Valid student identity card, verified by the Card Issuer.
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: Annual fee waiver · 期間: 未提供 · Type: 未提供
• 須申請或登記。
• The applicant must attend a full-time programme at an accredited Hong Kong institution listed in the promotion terms.
• Submit the valid student identity card during application, or submit it later if it was not available at application. The Card Issuer must verify it. The eligible card account must remain valid and in good standing.
• The HKD 1,800 value is the listed annual fee for a sim World Mastercard principal card. The issuer may choose only one promotion when promotions overlap.
• Promotion valid until further notice: 2026-01-01 – 未提供

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Limit applies to: Retail purchase interest-free period • The interest-free period is up to 53 days and does not apply to cash advance transactions. • No finance charge is levied if the Statement Balance of the monthly statement on which the relevant transaction first appears is paid in full on or before that statement's Payment Due Date.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: Retail purchase interest free period · 期間: 未提供 · Type: 未提供
• The interest-free period is up to 53 days and does not apply to cash advance transactions.
• No finance charge is levied if the Statement Balance of the monthly statement on which the relevant transaction first appears is paid in full on or before that statement's Payment Due Date.

開啟優惠來源 ↗

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Fixed HK$200 rebate; no percentage is stated. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 2000 • Applies to all eligible spending, subject to the conditions. • Activate the principal card and reach at least HK$2,000 in eligible spending within two months of issue. • An eligible customer must not have held a principal BEA JCB Platinum Card or other BEA credit card in the six months before application and approval, subject to the stated exclusions. • Each eligible customer can receive this offer once only. • Supplementary-card spending, cash advances, Octopus top-ups, digital-wallet transactions, supermarket spending, government payments, recurring transactions, tax payments, and other terms-defined ineligible transactions do not count. • The account must remain valid during the promotion and when the rebate is credited. • If the principal card is cancelled within 12 months after account opening, BEA may debit the value of the offer. • The rebate is credited by 2027-06-30 and can only offset the relevant card account balance. • The offer cannot be combined with other promotional offers unless the relevant terms allow it.

• 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
• 適用消費: Type: 全部
• 要求: Period spend ≥: HK$2,000.00
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: Fixed HK$200 rebate; no percentage is stated.
• 須申請或登記。
• Activate the principal card and reach at least HK$2,000 in eligible spending within two months of issue.
• An eligible customer must not have held a principal BEA JCB Platinum Card or other BEA credit card in the six months before application and approval, subject to the stated exclusions.
• Each eligible customer can receive this offer once only.
• Supplementary-card spending, cash advances, Octopus top-ups, digital-wallet transactions, supermarket spending, government payments, recurring transactions, tax payments, and other terms-defined ineligible transactions do not count.
• The account must remain valid during the promotion and when the rebate is credited.
• If the principal card is cancelled within 12 months after account opening, BEA may debit the value of the offer.
• The rebate is credited by 2027-06-30 and can only offset the relevant card account balance.
• The offer cannot be combined with other promotional offers unless the relevant terms allow it.
• Welcome cash rebate offer: 2026-04-01 – 2027-01-13

The offer is not confirmed active on the snapshot date. • Limit: 100 HKD · Per Month • Limit applies to: Cash rebate for each eligible card account in a calendar month • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: contactless; Phase Spend Min: 500 • Applies to all eligible spending, subject to the conditions. • Applies to eligible local HKD and Macau MOP retail spending at physical merchants, paid by contactless card transaction. • Register an eligible principal card in the BEA Mall App; the first 5,000 registered cardholders qualify. • Accumulated eligible spending must reach HK$500 per calendar month for each eligible account. • Maximum rebate is HK$300 in phase 2 and HK$600 across the full promotion for each eligible card account. • Phase 1 registration also qualifies the cardholder to earn in phase 2 without registering again. A phase 2 registration does not include phase 1 spending. • Supplementary-card spending is counted in a separate account. • Rebate is rounded down to the nearest Hong Kong dollar. The account must be valid and in good standing when the rebate is credited. • MOP-to-HKD conversion method is not stated. • Terms-defined spending exclusions apply, including insurance premiums, government payments, tax, recurring payments, digital wallets, and Octopus top-ups.

• 適用資格: 適用對象: 全部
• 適用消費: Type: 全部
• 要求: 付款方式: contactless · Period spend ≥: HK$500.00
• 優惠上限: 金額: 100 · 適用範圍: Cash rebate for each eligible card account in a calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
• 須申請或登記。
• Applies to eligible local HKD and Macau MOP retail spending at physical merchants, paid by contactless card transaction.
• Register an eligible principal card in the BEA Mall App; the first 5,000 registered cardholders qualify.
• Accumulated eligible spending must reach HK$500 per calendar month for each eligible account.
• Maximum rebate is HK$300 in phase 2 and HK$600 across the full promotion for each eligible card account.
• Phase 1 registration also qualifies the cardholder to earn in phase 2 without registering again. A phase 2 registration does not include phase 1 spending.
• Supplementary-card spending is counted in a separate account.
• Rebate is rounded down to the nearest Hong Kong dollar. The account must be valid and in good standing when the rebate is credited.
• MOP-to-HKD conversion method is not stated.
• Terms-defined spending exclusions apply, including insurance premiums, government payments, tax, recurring payments, digital wallets, and Octopus top-ups.
• Phase 2 local and Macau contactless spending: 2027-01-01 – 2027-03-31

This benefit does not apply to a purchase. • Limit: 6 times · Promotion Total • Limit applies to: Japan and Hawaii lounge visits during the service period • A qualifying visit requires at least one retail transaction in Japanese Yen at a physical store in Japan during the corresponding transaction period, regardless of spend amount. • Usage periods are 2026-04-01 to 2026-06-30, 2026-07-01 to 2026-09-30, 2026-10-01 to 2026-12-31, and 2027-01-01 to 2027-03-31. • The corresponding transaction periods are 2026-03-01 to 2026-06-30, 2026-06-01 to 2026-09-30, 2026-09-01 to 2026-12-31, and 2026-12-31 to 2027-03-31. • Without the eligible transaction, HK$78 is charged per visit. • Visits after the six-visit allowance are charged at the standard price; the amount is not stated.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 金額: 6 · 適用範圍: Japan and Hawaii lounge visits during the service period · 期間: 推廣期總額 · Type: 有限額 · Unit: times
• A qualifying visit requires at least one retail transaction in Japanese Yen at a physical store in Japan during the corresponding transaction period, regardless of spend amount.
• Usage periods are 2026-04-01 to 2026-06-30, 2026-07-01 to 2026-09-30, 2026-10-01 to 2026-12-31, and 2027-01-01 to 2027-03-31.
• The corresponding transaction periods are 2026-03-01 to 2026-06-30, 2026-06-01 to 2026-09-30, 2026-09-01 to 2026-12-31, and 2026-12-31 to 2027-03-31.
• Without the eligible transaction, HK$78 is charged per visit.
• Visits after the six-visit allowance are charged at the standard price; the amount is not stated.
• Japan and Hawaii lounge service period: 2026-04-01 – 2027-03-31

This benefit does not apply to a purchase. • Limit: 2 times · Promotion Total • Limit applies to: LoungeKey visits outside Japan and Hawaii during 2026 • Access is to LoungeKey Services lounges outside Japan and Hawaii. • Principal and supplementary cardholder visits have separate allowances. • Linked Chinese terms were unavailable; additional access conditions are unknown.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 金額: 2 · 適用範圍: LoungeKey visits outside Japan and Hawaii during 2026 · 期間: 推廣期總額 · Type: 有限額 · Unit: times
• Access is to LoungeKey Services lounges outside Japan and Hawaii.
• Principal and supplementary cardholder visits have separate allowances.
• Linked Chinese terms were unavailable; additional access conditions are unknown.
• LoungeKey overseas lounge access outside Japan and Hawaii: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Merchants: toyota-rent-a-car • Eligible merchants: toyota-rent-a-car • Discount applies to the basic rental fee and excludes tax. • Book on the corresponding TOYOTA Rent a Car campaign page and pay locally. • Campaign details are linked but not retained.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: toyota rent a car · Type: 商戶
• 優惠上限: 期間: 未提供 · Type: 未提供
• Discount applies to the basic rental fee and excludes tax.
• Book on the corresponding TOYOTA Rent a Car campaign page and pay locally.
• Campaign details are linked but not retained.

Merchant eligibility cannot be established from the incomplete source list. • Eligible categories: 藥房／保健品 • Applies at major drugstores in Japan. • The source does not provide a complete drugstore list.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 藥房／保健品 · Type: 類別
• 優惠上限: 期間: 未提供 · Type: 未提供
• 未提供完整適用商戶名單。
• Applies at major drugstores in Japan.
• The source does not provide a complete drugstore list.

Category or merchant does not match. • HK$50 / HK$100 × 100 = 50.00%, rounded to two decimal places (shown as 50%). This is a threshold-equivalent rate; the effective rate decreases above HK$100 because the discount remains fixed at HK$50. • Minimum spend: Period: per_transaction; Spend: 100 • Merchants: starbucks • Eligible merchants: starbucks • Applies to handcrafted beverage or food purchases at Starbucks inside Hong Kong International Airport. • A qualifying purchase must be at least HK$100 and include one tall-sized or larger handcrafted beverage. • Detailed information is linked in Chinese and was not retained.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: starbucks · Type: 商戶
• 最低要求: 期間: 每筆交易 · 消費: HK$100.00
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: HK$50 / HK$100 × 100 = 50.00%, rounded to two decimal places (shown as 50%). This is a threshold equivalent rate; the effective rate decreases above HK$100 because the discount remains fixed at HK$50.
• Applies to handcrafted beverage or food purchases at Starbucks inside Hong Kong International Airport.
• A qualifying purchase must be at least HK$100 and include one tall-sized or larger handcrafted beverage.
• Detailed information is linked in Chinese and was not retained.

This benefit does not apply to a purchase. •

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供

This benefit does not apply to a purchase. • All customers are entitled to an annual fee waiver for the first year. • The offer page does not state the waived amount.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• All customers are entitled to an annual fee waiver for the first year.
• The offer page does not state the waived amount.

This benefit does not apply to a purchase. • No interest is charged if the statement balance is paid in full by the due date. • The interest-free period depends on the purchase date within the statement cycle.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• No interest is charged if the statement balance is paid in full by the due date.
• The interest-free period depends on the purchase date within the statement cycle.

This benefit does not apply to a purchase. • Limit applies to: not stated • The KFS lists the Visa Signature principal and supplementary annual membership fees as waived. Any relevant terms, if any, continue to apply; the retained source gives no further Signature-specific condition.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: 未提供 · 期間: 未提供 · Type: 未提供
• The KFS lists the Visa Signature principal and supplementary annual membership fees as waived. Any relevant terms, if any, continue to apply; the retained source gives no further Signature-specific condition.

開啟優惠來源 ↗

Category or merchant does not match. • The retained page states a combined program maximum of up to 11%, but it does not state the Local Dining component rate. • Limit applies to: not stated • Eligible categories: 本地餐飲 • The retained page names Local Dining as part of a combined Local Dining, Delivery Platform and Transport program and advertises up to 11% cash rebate. It does not state this category's rate, cap, validity period, spend threshold or full eligibility. The linked detailed terms are not in source_folder.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 本地餐飲 · Type: 類別
• 優惠上限: 適用範圍: 未提供 · 期間: 未提供 · Type: 未提供
• 百分比備註: The retained page states a combined program maximum of up to 11%, but it does not state the Local Dining component rate.
• The retained page names Local Dining as part of a combined Local Dining, Delivery Platform and Transport program and advertises up to 11% cash rebate. It does not state this category's rate, cap, validity period, spend threshold or full eligibility. The linked detailed terms are not in source_folder.

開啟優惠來源 ↗

Category or merchant does not match. • The retained page states a combined program maximum of up to 11%, but it does not state the Delivery Platform component rate. • Limit applies to: not stated • Eligible categories: 外賣平台 • The retained page names Delivery Platform as part of a combined Local Dining, Delivery Platform and Transport program and advertises up to 11% cash rebate. It does not state this category's rate, cap, validity period, spend threshold or full eligibility. The linked detailed terms are not in source_folder.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 外賣平台 · Type: 類別
• 優惠上限: 適用範圍: 未提供 · 期間: 未提供 · Type: 未提供
• 百分比備註: The retained page states a combined program maximum of up to 11%, but it does not state the Delivery Platform component rate.
• The retained page names Delivery Platform as part of a combined Local Dining, Delivery Platform and Transport program and advertises up to 11% cash rebate. It does not state this category's rate, cap, validity period, spend threshold or full eligibility. The linked detailed terms are not in source_folder.

開啟優惠來源 ↗

Category or merchant does not match. • The retained page states a combined program maximum of up to 11%, but it does not state the Local Transport component rate. • Limit applies to: not stated • Eligible categories: 本地交通 • The retained page names Local Transport as part of a combined Local Dining, Delivery Platform and Transport program and advertises up to 11% cash rebate. It does not state this category's rate, cap, validity period, spend threshold or full eligibility. The linked detailed terms are not in source_folder.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 本地交通 · Type: 類別
• 優惠上限: 適用範圍: 未提供 · 期間: 未提供 · Type: 未提供
• 百分比備註: The retained page states a combined program maximum of up to 11%, but it does not state the Local Transport component rate.
• The retained page names Local Transport as part of a combined Local Dining, Delivery Platform and Transport program and advertises up to 11% cash rebate. It does not state this category's rate, cap, validity period, spend threshold or full eligibility. The linked detailed terms are not in source_folder.

開啟優惠來源 ↗

Category or merchant does not match. • Cash-equivalent calculation: 60,000 points ÷ 25,000 points × HK$100 = HK$240; HK$240 ÷ HK$8,000 eligible spend × 100 = 3%. The source caps extra points at 52,000 per calendar month, which converts to HK$208 (52,000 ÷ 25,000 × HK$100); its example includes 8,000 basic points in the 60,000 total. No rounding is needed for these amounts. The source supports redemption in blocks of 25,000 points; it does not state how a partial block can be redeemed. The page advertises up to 5% for online spending when this point component combines with the separate 2% cash rebate. • Limit: 208 HKD · Per Month • Limit applies to: Cash-equivalent value of the extra points cap per cardmember per calendar month • Eligible categories: 網上購物 • The source states 7.5X bonus points, including basic bonus points. Extra points are capped at 52,000 per cardmember per calendar month and up to 312,000 during the promotion. The displayed eligible spend cap is HK$8,000 per month. • The campaign summary advertises up to 5% for online spending. This offer records only the 7.5X points component, not the separate 2% cash rebate. • The page refers to separate definitions for eligible online retail spending and points terms. Those terms are not in source_folder.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 網上購物 · Type: 類別
• 優惠上限: 金額: 208 · 適用範圍: Cash equivalent value of the extra points cap per cardmember per calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
• 百分比備註: Cash equivalent calculation: 60,000 points ÷ 25,000 points × HK$100 = HK$240; HK$240 ÷ HK$8,000 eligible spend × 100 = 3%. The source caps extra points at 52,000 per calendar month, which converts to HK$208 (52,000 ÷ 25,000 × HK$100); its example includes 8,000 basic points in the 60,000 total. No rounding is needed for these amounts. The source supports redemption in blocks of 25,000 points; it does not state how a partial block can be redeemed. The page advertises up to 5% for online spending when this point component combines with the separate 2% cash rebate.
• The source states 7.5X bonus points, including basic bonus points. Extra points are capped at 52,000 per cardmember per calendar month and up to 312,000 during the promotion. The displayed eligible spend cap is HK$8,000 per month.
• The campaign summary advertises up to 5% for online spending. This offer records only the 7.5X points component, not the separate 2% cash rebate.
• The page refers to separate definitions for eligible online retail spending and points terms. Those terms are not in source_folder.
• eye+ Credit Card extra bonus points and cash rebate promotion: 2026-10-01 – 2027-03-31

開啟優惠來源 ↗

Category or merchant does not match. • Limit: 160 HKD · Per Month • Limit applies to: Cash rebate per cardmember per calendar month • Eligible categories: 網上購物 • The source requires HK$3,000 in eligible retail spending per calendar month and shows an eligible monthly spend cap of HK$8,000. • The cash rebate is capped at HK$160 per calendar month and up to HK$960 during the promotion. • The campaign summary advertises up to 5% for online spending. This offer records only the separate 2% cash rebate. • The page refers to separate definitions for eligible online retail spending. Those terms are not in source_folder.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 網上購物 · Type: 類別
• 優惠上限: 金額: 160 · 適用範圍: Cash rebate per cardmember per calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
• The source requires HK$3,000 in eligible retail spending per calendar month and shows an eligible monthly spend cap of HK$8,000.
• The cash rebate is capped at HK$160 per calendar month and up to HK$960 during the promotion.
• The campaign summary advertises up to 5% for online spending. This offer records only the separate 2% cash rebate.
• The page refers to separate definitions for eligible online retail spending. Those terms are not in source_folder.
• eye+ Credit Card extra bonus points and cash rebate promotion: 2026-10-01 – 2027-03-31

開啟優惠來源 ↗

No usable purchase percentage; threshold comparison rates are not flat rewards. • HK$800 equivalent ÷ HK$60,000 minimum phase spend × 100 = 1.3333%, rounded to four decimal places. The effective rate decreases when qualifying spend exceeds HK$60,000. The rebate is paid in one selected foreign currency. • Limit: 800 HKD · Promotion Total • Limit applies to: Foreign Currency Rebate for this phase • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 60000 • Applies to all eligible spending, subject to the conditions. • Both local and overseas spending count toward HK$60,000 per phase. • Choose one currency for the phase: AUD140, CNH680, USD100 or JPY16,320, each shown as equivalent to HK$800. • Register once per phase. The quota is 4,000 per phase on a first-come, first-served basis. • The source uses closing exchange rates on 1 September 2026. It rounds rebate amounts down to the nearest ten dollars and disregards amounts below ten dollars. • The exact registration window and all transaction exclusions are not stated in the retained files.

• 適用資格: 適用對象: 全部
• 適用消費: Type: 全部
• 要求: Period spend ≥: HK$60,000.00
• 優惠上限: 金額: 800 · 適用範圍: Foreign Currency Rebate for this phase · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
• 百分比備註: HK$800 equivalent ÷ HK$60,000 minimum phase spend × 100 = 1.3333%, rounded to four decimal places. The effective rate decreases when qualifying spend exceeds HK$60,000. The rebate is paid in one selected foreign currency.
• 須申請或登記。
• Both local and overseas spending count toward HK$60,000 per phase.
• Choose one currency for the phase: AUD140, CNH680, USD100 or JPY16,320, each shown as equivalent to HK$800.
• Register once per phase. The quota is 4,000 per phase on a first-come, first-served basis.
• The source uses closing exchange rates on 1 September 2026. It rounds rebate amounts down to the nearest ten dollars and disregards amounts below ten dollars.
• The exact registration window and all transaction exclusions are not stated in the retained files.
• Foreign Currency Rebate, Phase 1: 2026-10-01 – 2026-12-31

開啟優惠來源 ↗

The offer is not confirmed active on the snapshot date. • HK$800 equivalent ÷ HK$60,000 minimum phase spend × 100 = 1.3333%, rounded to four decimal places. The effective rate decreases when qualifying spend exceeds HK$60,000. The rebate is paid in one selected foreign currency. • Limit: 800 HKD · Promotion Total • Limit applies to: Foreign Currency Rebate for this phase • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 60000 • Applies to all eligible spending, subject to the conditions. • Both local and overseas spending count toward HK$60,000 per phase. • Choose one currency for the phase: AUD140, CNH680, USD100 or JPY16,320, each shown as equivalent to HK$800. • Register once per phase. The quota is 4,000 per phase on a first-come, first-served basis. • The source uses closing exchange rates on 1 September 2026. It rounds rebate amounts down to the nearest ten dollars and disregards amounts below ten dollars. • The exact registration window and all transaction exclusions are not stated in the retained files.

• 適用資格: 適用對象: 全部
• 適用消費: Type: 全部
• 要求: Period spend ≥: HK$60,000.00
• 優惠上限: 金額: 800 · 適用範圍: Foreign Currency Rebate for this phase · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
• 百分比備註: HK$800 equivalent ÷ HK$60,000 minimum phase spend × 100 = 1.3333%, rounded to four decimal places. The effective rate decreases when qualifying spend exceeds HK$60,000. The rebate is paid in one selected foreign currency.
• 須申請或登記。
• Both local and overseas spending count toward HK$60,000 per phase.
• Choose one currency for the phase: AUD140, CNH680, USD100 or JPY16,320, each shown as equivalent to HK$800.
• Register once per phase. The quota is 4,000 per phase on a first-come, first-served basis.
• The source uses closing exchange rates on 1 September 2026. It rounds rebate amounts down to the nearest ten dollars and disregards amounts below ten dollars.
• The exact registration window and all transaction exclusions are not stated in the retained files.
• Foreign Currency Rebate, Phase 2: 2027-01-01 – 2027-03-31

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Customer: New customer • Limit applies to: not stated • Application, registration or activation required. See conditions. • The applicant must not have held a principal CCB (Asia) credit card at any time in the 12 months before the application. • To receive HK$800, successfully apply for the Chill Spending Installment Program with a tenor of at least 6 months and a total installment amount of at least HK$15,000 within the first 3 months after card issuance. • The retained sources do not state a validity period or all linked terms.

• 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: 未提供 · 期間: 未提供 · Type: 未提供
• 須申請或登記。
• The applicant must not have held a principal CCB (Asia) credit card at any time in the 12 months before the application.
• To receive HK$800, successfully apply for the Chill Spending Installment Program with a tenor of at least 6 months and a total installment amount of at least HK$15,000 within the first 3 months after card issuance.
• The retained sources do not state a validity period or all linked terms.

開啟優惠來源 ↗

New-customer offers are excluded from this purchase comparison. • Customer: New customer • HK$600 ÷ HK$6,000 minimum total spend × 100 = 10%. No rounding is needed. The effective rate decreases when qualifying spend exceeds HK$6,000. • Limit applies to: not stated • Eligibility: Phase Spend Min: 6000 • Applies to all eligible spending, subject to the conditions. • The applicant must not have held a principal CCB (Asia) credit card at any time in the 12 months before the application. • To receive HK$600, make at least HK$6,000 in total spending within the first 2 months after card issuance. • The retained sources do not state a validity period or all linked terms.

• 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
• 適用消費: Type: 全部
• 要求: Period spend ≥: HK$6,000.00
• 優惠上限: 適用範圍: 未提供 · 期間: 未提供 · Type: 未提供
• 百分比備註: HK$600 ÷ HK$6,000 minimum total spend × 100 = 10%. No rounding is needed. The effective rate decreases when qualifying spend exceeds HK$6,000.
• The applicant must not have held a principal CCB (Asia) credit card at any time in the 12 months before the application.
• To receive HK$600, make at least HK$6,000 in total spending within the first 2 months after card issuance.
• The retained sources do not state a validity period or all linked terms.

開啟優惠來源 ↗