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所屬銀行: United Asia Finance
發卡機構: Sim
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各類別回贈

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類別	回贈百分比	條件
餐飲
高級餐廳
本地餐飲
快餐
外賣平台
咖啡店／烘焙／甜品
超市及雜貨
街市
超級市場
便利店
購物	3%	條件及計算 Limit: 200 HKD · Per Month Limit applies to: All promotion CashBack per eligible card account Eligibility: Phase Spend Min: 1000 Merchants: adidas, puma, fila, matsukiyo-hk, tokyo-lifestyle Eligible merchants: adidas, puma, fila, matsukiyo-hk, tokyo-lifestyle Rate includes the 0.4% basic rebate. Must first spend HKD1,000 on non-online eligible retail transactions in the same calendar month; total promotion cap is HKD600 per card. Applies to physical stores in Hong Kong; online store purchases are treated as online retail transactions. If the cardholder is eligible for benefits under another Card Issuer promotional activity during the CashBack Promotion Period, the Card Issuer may, at its sole and absolute discretion, provide benefits under only one promotion. Assumes the full reward limit is still available. All promotion CashBack per eligible card account Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. adidas fila matsukiyo hk puma tokyo lifestyle sim Credit Card designated local merchants: 3% CashBack: 3% 適用資格: 適用對象: 全部適用消費: 適用範圍: adidas / puma / fila / matsukiyo hk / tokyo lifestyle · Type: 商戶要求: Period spend ≥: HK$1,000.00 優惠上限: 金額: 200 · 適用範圍: All promotion CashBack per eligible card account · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣 Rate includes the 0.4% basic rebate. Must first spend HKD1,000 on non-online eligible retail transactions in the same calendar month; total promotion cap is HKD600 per card. Applies to physical stores in Hong Kong; online store purchases are treated as online retail transactions. If the cardholder is eligible for benefits under another Card Issuer promotional activity during the CashBack Promotion Period, the Card Issuer may, at its sole and absolute discretion, provide benefits under only one promotion. CashBack Promotion: 2026-10-01 – 2026-12-31 開啟優惠來源 ↗
時裝	3%	條件及計算 Limit: 200 HKD · Per Month Limit applies to: All promotion CashBack per eligible card account Eligibility: Phase Spend Min: 1000 Merchants: adidas, puma, fila, matsukiyo-hk, tokyo-lifestyle Eligible merchants: adidas, puma, fila, matsukiyo-hk, tokyo-lifestyle Rate includes the 0.4% basic rebate. Must first spend HKD1,000 on non-online eligible retail transactions in the same calendar month; total promotion cap is HKD600 per card. Applies to physical stores in Hong Kong; online store purchases are treated as online retail transactions. If the cardholder is eligible for benefits under another Card Issuer promotional activity during the CashBack Promotion Period, the Card Issuer may, at its sole and absolute discretion, provide benefits under only one promotion. Assumes the full reward limit is still available. All promotion CashBack per eligible card account Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. adidas fila matsukiyo hk puma tokyo lifestyle sim Credit Card designated local merchants: 3% CashBack: 3% 適用資格: 適用對象: 全部適用消費: 適用範圍: adidas / puma / fila / matsukiyo hk / tokyo lifestyle · Type: 商戶要求: Period spend ≥: HK$1,000.00 優惠上限: 金額: 200 · 適用範圍: All promotion CashBack per eligible card account · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣 Rate includes the 0.4% basic rebate. Must first spend HKD1,000 on non-online eligible retail transactions in the same calendar month; total promotion cap is HKD600 per card. Applies to physical stores in Hong Kong; online store purchases are treated as online retail transactions. If the cardholder is eligible for benefits under another Card Issuer promotional activity during the CashBack Promotion Period, the Card Issuer may, at its sole and absolute discretion, provide benefits under only one promotion. CashBack Promotion: 2026-10-01 – 2026-12-31 開啟優惠來源 ↗
運動及戶外	3%	條件及計算 Limit: 200 HKD · Per Month Limit applies to: All promotion CashBack per eligible card account Eligibility: Phase Spend Min: 1000 Merchants: adidas, puma, fila, matsukiyo-hk, tokyo-lifestyle Eligible merchants: adidas, puma, fila, matsukiyo-hk, tokyo-lifestyle Rate includes the 0.4% basic rebate. Must first spend HKD1,000 on non-online eligible retail transactions in the same calendar month; total promotion cap is HKD600 per card. Applies to physical stores in Hong Kong; online store purchases are treated as online retail transactions. If the cardholder is eligible for benefits under another Card Issuer promotional activity during the CashBack Promotion Period, the Card Issuer may, at its sole and absolute discretion, provide benefits under only one promotion. Assumes the full reward limit is still available. All promotion CashBack per eligible card account Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. adidas fila matsukiyo hk puma tokyo lifestyle sim Credit Card designated local merchants: 3% CashBack: 3% 適用資格: 適用對象: 全部適用消費: 適用範圍: adidas / puma / fila / matsukiyo hk / tokyo lifestyle · Type: 商戶要求: Period spend ≥: HK$1,000.00 優惠上限: 金額: 200 · 適用範圍: All promotion CashBack per eligible card account · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣 Rate includes the 0.4% basic rebate. Must first spend HKD1,000 on non-online eligible retail transactions in the same calendar month; total promotion cap is HKD600 per card. Applies to physical stores in Hong Kong; online store purchases are treated as online retail transactions. If the cardholder is eligible for benefits under another Card Issuer promotional activity during the CashBack Promotion Period, the Card Issuer may, at its sole and absolute discretion, provide benefits under only one promotion. CashBack Promotion: 2026-10-01 – 2026-12-31 開啟優惠來源 ↗
百貨公司	3%	條件及計算 Limit: 200 HKD · Per Month Limit applies to: All promotion CashBack per eligible card account Eligibility: Phase Spend Min: 1000 Merchants: adidas, puma, fila, matsukiyo-hk, tokyo-lifestyle Eligible merchants: adidas, puma, fila, matsukiyo-hk, tokyo-lifestyle Rate includes the 0.4% basic rebate. Must first spend HKD1,000 on non-online eligible retail transactions in the same calendar month; total promotion cap is HKD600 per card. Applies to physical stores in Hong Kong; online store purchases are treated as online retail transactions. If the cardholder is eligible for benefits under another Card Issuer promotional activity during the CashBack Promotion Period, the Card Issuer may, at its sole and absolute discretion, provide benefits under only one promotion. Assumes the full reward limit is still available. All promotion CashBack per eligible card account Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. adidas fila matsukiyo hk puma tokyo lifestyle sim Credit Card designated local merchants: 3% CashBack: 3% 適用資格: 適用對象: 全部適用消費: 適用範圍: adidas / puma / fila / matsukiyo hk / tokyo lifestyle · Type: 商戶要求: Period spend ≥: HK$1,000.00 優惠上限: 金額: 200 · 適用範圍: All promotion CashBack per eligible card account · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣 Rate includes the 0.4% basic rebate. Must first spend HKD1,000 on non-online eligible retail transactions in the same calendar month; total promotion cap is HKD600 per card. Applies to physical stores in Hong Kong; online store purchases are treated as online retail transactions. If the cardholder is eligible for benefits under another Card Issuer promotional activity during the CashBack Promotion Period, the Card Issuer may, at its sole and absolute discretion, provide benefits under only one promotion. CashBack Promotion: 2026-10-01 – 2026-12-31 開啟優惠來源 ↗
電子產品	3%	條件及計算 Limit: 200 HKD · Per Month Limit applies to: All promotion CashBack per eligible card account Eligibility: Phase Spend Min: 1000 Merchants: adidas, puma, fila, matsukiyo-hk, tokyo-lifestyle Eligible merchants: adidas, puma, fila, matsukiyo-hk, tokyo-lifestyle Rate includes the 0.4% basic rebate. Must first spend HKD1,000 on non-online eligible retail transactions in the same calendar month; total promotion cap is HKD600 per card. Applies to physical stores in Hong Kong; online store purchases are treated as online retail transactions. If the cardholder is eligible for benefits under another Card Issuer promotional activity during the CashBack Promotion Period, the Card Issuer may, at its sole and absolute discretion, provide benefits under only one promotion. Assumes the full reward limit is still available. All promotion CashBack per eligible card account Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. adidas fila matsukiyo hk puma tokyo lifestyle sim Credit Card designated local merchants: 3% CashBack: 3% 適用資格: 適用對象: 全部適用消費: 適用範圍: adidas / puma / fila / matsukiyo hk / tokyo lifestyle · Type: 商戶要求: Period spend ≥: HK$1,000.00 優惠上限: 金額: 200 · 適用範圍: All promotion CashBack per eligible card account · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣 Rate includes the 0.4% basic rebate. Must first spend HKD1,000 on non-online eligible retail transactions in the same calendar month; total promotion cap is HKD600 per card. Applies to physical stores in Hong Kong; online store purchases are treated as online retail transactions. If the cardholder is eligible for benefits under another Card Issuer promotional activity during the CashBack Promotion Period, the Card Issuer may, at its sole and absolute discretion, provide benefits under only one promotion. CashBack Promotion: 2026-10-01 – 2026-12-31 開啟優惠來源 ↗
家居／家具	3%	條件及計算 Limit: 200 HKD · Per Month Limit applies to: All promotion CashBack per eligible card account Eligibility: Phase Spend Min: 1000 Merchants: adidas, puma, fila, matsukiyo-hk, tokyo-lifestyle Eligible merchants: adidas, puma, fila, matsukiyo-hk, tokyo-lifestyle Rate includes the 0.4% basic rebate. Must first spend HKD1,000 on non-online eligible retail transactions in the same calendar month; total promotion cap is HKD600 per card. Applies to physical stores in Hong Kong; online store purchases are treated as online retail transactions. If the cardholder is eligible for benefits under another Card Issuer promotional activity during the CashBack Promotion Period, the Card Issuer may, at its sole and absolute discretion, provide benefits under only one promotion. Assumes the full reward limit is still available. All promotion CashBack per eligible card account Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. adidas fila matsukiyo hk puma tokyo lifestyle sim Credit Card designated local merchants: 3% CashBack: 3% 適用資格: 適用對象: 全部適用消費: 適用範圍: adidas / puma / fila / matsukiyo hk / tokyo lifestyle · Type: 商戶要求: Period spend ≥: HK$1,000.00 優惠上限: 金額: 200 · 適用範圍: All promotion CashBack per eligible card account · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣 Rate includes the 0.4% basic rebate. Must first spend HKD1,000 on non-online eligible retail transactions in the same calendar month; total promotion cap is HKD600 per card. Applies to physical stores in Hong Kong; online store purchases are treated as online retail transactions. If the cardholder is eligible for benefits under another Card Issuer promotional activity during the CashBack Promotion Period, the Card Issuer may, at its sole and absolute discretion, provide benefits under only one promotion. CashBack Promotion: 2026-10-01 – 2026-12-31 開啟優惠來源 ↗
珠寶／鐘錶	3%	條件及計算 Limit: 200 HKD · Per Month Limit applies to: All promotion CashBack per eligible card account Eligibility: Phase Spend Min: 1000 Merchants: adidas, puma, fila, matsukiyo-hk, tokyo-lifestyle Eligible merchants: adidas, puma, fila, matsukiyo-hk, tokyo-lifestyle Rate includes the 0.4% basic rebate. Must first spend HKD1,000 on non-online eligible retail transactions in the same calendar month; total promotion cap is HKD600 per card. Applies to physical stores in Hong Kong; online store purchases are treated as online retail transactions. If the cardholder is eligible for benefits under another Card Issuer promotional activity during the CashBack Promotion Period, the Card Issuer may, at its sole and absolute discretion, provide benefits under only one promotion. Assumes the full reward limit is still available. All promotion CashBack per eligible card account Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. adidas fila matsukiyo hk puma tokyo lifestyle sim Credit Card designated local merchants: 3% CashBack: 3% 適用資格: 適用對象: 全部適用消費: 適用範圍: adidas / puma / fila / matsukiyo hk / tokyo lifestyle · Type: 商戶要求: Period spend ≥: HK$1,000.00 優惠上限: 金額: 200 · 適用範圍: All promotion CashBack per eligible card account · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣 Rate includes the 0.4% basic rebate. Must first spend HKD1,000 on non-online eligible retail transactions in the same calendar month; total promotion cap is HKD600 per card. Applies to physical stores in Hong Kong; online store purchases are treated as online retail transactions. If the cardholder is eligible for benefits under another Card Issuer promotional activity during the CashBack Promotion Period, the Card Issuer may, at its sole and absolute discretion, provide benefits under only one promotion. CashBack Promotion: 2026-10-01 – 2026-12-31 開啟優惠來源 ↗
書店／文具	3%	條件及計算 Limit: 200 HKD · Per Month Limit applies to: All promotion CashBack per eligible card account Eligibility: Phase Spend Min: 1000 Merchants: adidas, puma, fila, matsukiyo-hk, tokyo-lifestyle Eligible merchants: adidas, puma, fila, matsukiyo-hk, tokyo-lifestyle Rate includes the 0.4% basic rebate. Must first spend HKD1,000 on non-online eligible retail transactions in the same calendar month; total promotion cap is HKD600 per card. Applies to physical stores in Hong Kong; online store purchases are treated as online retail transactions. If the cardholder is eligible for benefits under another Card Issuer promotional activity during the CashBack Promotion Period, the Card Issuer may, at its sole and absolute discretion, provide benefits under only one promotion. Assumes the full reward limit is still available. All promotion CashBack per eligible card account Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. adidas fila matsukiyo hk puma tokyo lifestyle sim Credit Card designated local merchants: 3% CashBack: 3% 適用資格: 適用對象: 全部適用消費: 適用範圍: adidas / puma / fila / matsukiyo hk / tokyo lifestyle · Type: 商戶要求: Period spend ≥: HK$1,000.00 優惠上限: 金額: 200 · 適用範圍: All promotion CashBack per eligible card account · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣 Rate includes the 0.4% basic rebate. Must first spend HKD1,000 on non-online eligible retail transactions in the same calendar month; total promotion cap is HKD600 per card. Applies to physical stores in Hong Kong; online store purchases are treated as online retail transactions. If the cardholder is eligible for benefits under another Card Issuer promotional activity during the CashBack Promotion Period, the Card Issuer may, at its sole and absolute discretion, provide benefits under only one promotion. CashBack Promotion: 2026-10-01 – 2026-12-31 開啟優惠來源 ↗
寵物用品	3%	條件及計算 Limit: 200 HKD · Per Month Limit applies to: All promotion CashBack per eligible card account Eligibility: Phase Spend Min: 1000 Merchants: adidas, puma, fila, matsukiyo-hk, tokyo-lifestyle Eligible merchants: adidas, puma, fila, matsukiyo-hk, tokyo-lifestyle Rate includes the 0.4% basic rebate. Must first spend HKD1,000 on non-online eligible retail transactions in the same calendar month; total promotion cap is HKD600 per card. Applies to physical stores in Hong Kong; online store purchases are treated as online retail transactions. If the cardholder is eligible for benefits under another Card Issuer promotional activity during the CashBack Promotion Period, the Card Issuer may, at its sole and absolute discretion, provide benefits under only one promotion. Assumes the full reward limit is still available. All promotion CashBack per eligible card account Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. adidas fila matsukiyo hk puma tokyo lifestyle sim Credit Card designated local merchants: 3% CashBack: 3% 適用資格: 適用對象: 全部適用消費: 適用範圍: adidas / puma / fila / matsukiyo hk / tokyo lifestyle · Type: 商戶要求: Period spend ≥: HK$1,000.00 優惠上限: 金額: 200 · 適用範圍: All promotion CashBack per eligible card account · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣 Rate includes the 0.4% basic rebate. Must first spend HKD1,000 on non-online eligible retail transactions in the same calendar month; total promotion cap is HKD600 per card. Applies to physical stores in Hong Kong; online store purchases are treated as online retail transactions. If the cardholder is eligible for benefits under another Card Issuer promotional activity during the CashBack Promotion Period, the Card Issuer may, at its sole and absolute discretion, provide benefits under only one promotion. CashBack Promotion: 2026-10-01 – 2026-12-31 開啟優惠來源 ↗
網上購物
海外網購
本地網購
網上超市
網上時裝／運動用品
交通	8%	條件及計算 Limit: 200 HKD · Per Month Limit applies to: All promotion CashBack per eligible card account Eligibility: Phase Spend Min: 1000 Eligible categories: 本地交通 Rate includes the 0.4% basic rebate. Must first spend HKD1,000 on non-online eligible retail transactions in the same calendar month; total promotion cap is HKD600 per card. Designated local services include Citybus, Cityflyer, KMB, LWB, MTR gate fares, Tram, and Star Ferry. MTR Airport Express, Light Rail, MTR Bus, service-centre purchases, and MTR Mobile purchases are excluded. If the cardholder is eligible for benefits under another Card Issuer promotional activity during the CashBack Promotion Period, the Card Issuer may, at its sole and absolute discretion, provide benefits under only one promotion. Assumes the full reward limit is still available. All promotion CashBack per eligible card account Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. sim Credit Card eligible local transportation: 8% CashBack: 8% 適用資格: 適用對象: 全部適用消費: 適用範圍: 本地交通 · Type: 類別要求: Period spend ≥: HK$1,000.00 優惠上限: 金額: 200 · 適用範圍: All promotion CashBack per eligible card account · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣 Rate includes the 0.4% basic rebate. Must first spend HKD1,000 on non-online eligible retail transactions in the same calendar month; total promotion cap is HKD600 per card. Designated local services include Citybus, Cityflyer, KMB, LWB, MTR gate fares, Tram, and Star Ferry. MTR Airport Express, Light Rail, MTR Bus, service-centre purchases, and MTR Mobile purchases are excluded. If the cardholder is eligible for benefits under another Card Issuer promotional activity during the CashBack Promotion Period, the Card Issuer may, at its sole and absolute discretion, provide benefits under only one promotion. CashBack Promotion: 2026-10-01 – 2026-12-31 開啟優惠來源 ↗
本地交通	8%	條件及計算 Limit: 200 HKD · Per Month Limit applies to: All promotion CashBack per eligible card account Eligibility: Phase Spend Min: 1000 Eligible categories: 本地交通 Rate includes the 0.4% basic rebate. Must first spend HKD1,000 on non-online eligible retail transactions in the same calendar month; total promotion cap is HKD600 per card. Designated local services include Citybus, Cityflyer, KMB, LWB, MTR gate fares, Tram, and Star Ferry. MTR Airport Express, Light Rail, MTR Bus, service-centre purchases, and MTR Mobile purchases are excluded. If the cardholder is eligible for benefits under another Card Issuer promotional activity during the CashBack Promotion Period, the Card Issuer may, at its sole and absolute discretion, provide benefits under only one promotion. Assumes the full reward limit is still available. All promotion CashBack per eligible card account Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. sim Credit Card eligible local transportation: 8% CashBack: 8% 適用資格: 適用對象: 全部適用消費: 適用範圍: 本地交通 · Type: 類別要求: Period spend ≥: HK$1,000.00 優惠上限: 金額: 200 · 適用範圍: All promotion CashBack per eligible card account · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣 Rate includes the 0.4% basic rebate. Must first spend HKD1,000 on non-online eligible retail transactions in the same calendar month; total promotion cap is HKD600 per card. Designated local services include Citybus, Cityflyer, KMB, LWB, MTR gate fares, Tram, and Star Ferry. MTR Airport Express, Light Rail, MTR Bus, service-centre purchases, and MTR Mobile purchases are excluded. If the cardholder is eligible for benefits under another Card Issuer promotional activity during the CashBack Promotion Period, the Card Issuer may, at its sole and absolute discretion, provide benefits under only one promotion. CashBack Promotion: 2026-10-01 – 2026-12-31 開啟優惠來源 ↗
停車場／泊車
汽油／電動車充電
的士／網約車／租車
旅遊
酒店
旅遊預訂
航空公司
旅行社
娛樂
戲院
遊戲
串流服務
主題樂園及景點
演唱會／票務
賬單及公用事業	2%	條件及計算 Limit: 200 HKD · Per Month Limit applies to: All promotion CashBack per eligible card account Eligibility: Phase Spend Min: 1000 Eligible categories: 賬單及公用事業 Rate includes the 0.4% basic rebate. Must first spend HKD1,000 on non-online eligible retail transactions in the same calendar month; total promotion cap is HKD600 per card. Payment must use Pay Bills/Taxes in the sim Credit Card app. Excludes payments to tax authorities, financial institutions, insurers, and charities. If the cardholder is eligible for benefits under another Card Issuer promotional activity during the CashBack Promotion Period, the Card Issuer may, at its sole and absolute discretion, provide benefits under only one promotion. Assumes the full reward limit is still available. All promotion CashBack per eligible card account Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. sim Credit Card eligible bill payments: 2% CashBack: 2% 適用資格: 適用對象: 全部適用消費: 適用範圍: 賬單及公用事業 · Type: 類別要求: Period spend ≥: HK$1,000.00 優惠上限: 金額: 200 · 適用範圍: All promotion CashBack per eligible card account · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣 Rate includes the 0.4% basic rebate. Must first spend HKD1,000 on non-online eligible retail transactions in the same calendar month; total promotion cap is HKD600 per card. Payment must use Pay Bills/Taxes in the sim Credit Card app. Excludes payments to tax authorities, financial institutions, insurers, and charities. If the cardholder is eligible for benefits under another Card Issuer promotional activity during the CashBack Promotion Period, the Card Issuer may, at its sole and absolute discretion, provide benefits under only one promotion. CashBack Promotion: 2026-10-01 – 2026-12-31 開啟優惠來源 ↗
電訊	2%	條件及計算 Limit: 200 HKD · Per Month Limit applies to: All promotion CashBack per eligible card account Eligibility: Phase Spend Min: 1000 Eligible categories: 賬單及公用事業 Rate includes the 0.4% basic rebate. Must first spend HKD1,000 on non-online eligible retail transactions in the same calendar month; total promotion cap is HKD600 per card. Payment must use Pay Bills/Taxes in the sim Credit Card app. Excludes payments to tax authorities, financial institutions, insurers, and charities. If the cardholder is eligible for benefits under another Card Issuer promotional activity during the CashBack Promotion Period, the Card Issuer may, at its sole and absolute discretion, provide benefits under only one promotion. Assumes the full reward limit is still available. All promotion CashBack per eligible card account Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. sim Credit Card eligible bill payments: 2% CashBack: 2% 適用資格: 適用對象: 全部適用消費: 適用範圍: 賬單及公用事業 · Type: 類別要求: Period spend ≥: HK$1,000.00 優惠上限: 金額: 200 · 適用範圍: All promotion CashBack per eligible card account · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣 Rate includes the 0.4% basic rebate. Must first spend HKD1,000 on non-online eligible retail transactions in the same calendar month; total promotion cap is HKD600 per card. Payment must use Pay Bills/Taxes in the sim Credit Card app. Excludes payments to tax authorities, financial institutions, insurers, and charities. If the cardholder is eligible for benefits under another Card Issuer promotional activity during the CashBack Promotion Period, the Card Issuer may, at its sole and absolute discretion, provide benefits under only one promotion. CashBack Promotion: 2026-10-01 – 2026-12-31 開啟優惠來源 ↗
政府繳費	2%	條件及計算 Limit: 200 HKD · Per Month Limit applies to: All promotion CashBack per eligible card account Eligibility: Phase Spend Min: 1000 Eligible categories: 賬單及公用事業 Rate includes the 0.4% basic rebate. Must first spend HKD1,000 on non-online eligible retail transactions in the same calendar month; total promotion cap is HKD600 per card. Payment must use Pay Bills/Taxes in the sim Credit Card app. Excludes payments to tax authorities, financial institutions, insurers, and charities. If the cardholder is eligible for benefits under another Card Issuer promotional activity during the CashBack Promotion Period, the Card Issuer may, at its sole and absolute discretion, provide benefits under only one promotion. Assumes the full reward limit is still available. All promotion CashBack per eligible card account Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. sim Credit Card eligible bill payments: 2% CashBack: 2% 適用資格: 適用對象: 全部適用消費: 適用範圍: 賬單及公用事業 · Type: 類別要求: Period spend ≥: HK$1,000.00 優惠上限: 金額: 200 · 適用範圍: All promotion CashBack per eligible card account · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣 Rate includes the 0.4% basic rebate. Must first spend HKD1,000 on non-online eligible retail transactions in the same calendar month; total promotion cap is HKD600 per card. Payment must use Pay Bills/Taxes in the sim Credit Card app. Excludes payments to tax authorities, financial institutions, insurers, and charities. If the cardholder is eligible for benefits under another Card Issuer promotional activity during the CashBack Promotion Period, the Card Issuer may, at its sole and absolute discretion, provide benefits under only one promotion. CashBack Promotion: 2026-10-01 – 2026-12-31 開啟優惠來源 ↗
電力及煤氣	2%	條件及計算 Limit: 200 HKD · Per Month Limit applies to: All promotion CashBack per eligible card account Eligibility: Phase Spend Min: 1000 Eligible categories: 賬單及公用事業 Rate includes the 0.4% basic rebate. Must first spend HKD1,000 on non-online eligible retail transactions in the same calendar month; total promotion cap is HKD600 per card. Payment must use Pay Bills/Taxes in the sim Credit Card app. Excludes payments to tax authorities, financial institutions, insurers, and charities. If the cardholder is eligible for benefits under another Card Issuer promotional activity during the CashBack Promotion Period, the Card Issuer may, at its sole and absolute discretion, provide benefits under only one promotion. Assumes the full reward limit is still available. All promotion CashBack per eligible card account Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. sim Credit Card eligible bill payments: 2% CashBack: 2% 適用資格: 適用對象: 全部適用消費: 適用範圍: 賬單及公用事業 · Type: 類別要求: Period spend ≥: HK$1,000.00 優惠上限: 金額: 200 · 適用範圍: All promotion CashBack per eligible card account · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣 Rate includes the 0.4% basic rebate. Must first spend HKD1,000 on non-online eligible retail transactions in the same calendar month; total promotion cap is HKD600 per card. Payment must use Pay Bills/Taxes in the sim Credit Card app. Excludes payments to tax authorities, financial institutions, insurers, and charities. If the cardholder is eligible for benefits under another Card Issuer promotional activity during the CashBack Promotion Period, the Card Issuer may, at its sole and absolute discretion, provide benefits under only one promotion. CashBack Promotion: 2026-10-01 – 2026-12-31 開啟優惠來源 ↗
水務	2%	條件及計算 Limit: 200 HKD · Per Month Limit applies to: All promotion CashBack per eligible card account Eligibility: Phase Spend Min: 1000 Eligible categories: 賬單及公用事業 Rate includes the 0.4% basic rebate. Must first spend HKD1,000 on non-online eligible retail transactions in the same calendar month; total promotion cap is HKD600 per card. Payment must use Pay Bills/Taxes in the sim Credit Card app. Excludes payments to tax authorities, financial institutions, insurers, and charities. If the cardholder is eligible for benefits under another Card Issuer promotional activity during the CashBack Promotion Period, the Card Issuer may, at its sole and absolute discretion, provide benefits under only one promotion. Assumes the full reward limit is still available. All promotion CashBack per eligible card account Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. sim Credit Card eligible bill payments: 2% CashBack: 2% 適用資格: 適用對象: 全部適用消費: 適用範圍: 賬單及公用事業 · Type: 類別要求: Period spend ≥: HK$1,000.00 優惠上限: 金額: 200 · 適用範圍: All promotion CashBack per eligible card account · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣 Rate includes the 0.4% basic rebate. Must first spend HKD1,000 on non-online eligible retail transactions in the same calendar month; total promotion cap is HKD600 per card. Payment must use Pay Bills/Taxes in the sim Credit Card app. Excludes payments to tax authorities, financial institutions, insurers, and charities. If the cardholder is eligible for benefits under another Card Issuer promotional activity during the CashBack Promotion Period, the Card Issuer may, at its sole and absolute discretion, provide benefits under only one promotion. CashBack Promotion: 2026-10-01 – 2026-12-31 開啟優惠來源 ↗
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其他	0.4%	條件及計算 Limit: 200 HKD · Per Month Limit applies to: All promotion CashBack per eligible card account Eligibility: Phase Spend Min: 1000 Eligible categories: 其他 Must first spend HKD1,000 on non-online eligible retail transactions in the same calendar month; total promotion cap is HKD600 per card. Includes other eligible retail transactions not classified as online, designated local merchant, or local transportation transactions; listed exclusions apply. If the cardholder is eligible for benefits under another Card Issuer promotional activity during the CashBack Promotion Period, the Card Issuer may, at its sole and absolute discretion, provide benefits under only one promotion. Assumes the full reward limit is still available. All promotion CashBack per eligible card account Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. sim Credit Card other eligible retail transactions: 0.4% CashBack: 0.4% 適用資格: 適用對象: 全部適用消費: 適用範圍: 其他 · Type: 類別要求: Period spend ≥: HK$1,000.00 優惠上限: 金額: 200 · 適用範圍: All promotion CashBack per eligible card account · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣 Must first spend HKD1,000 on non-online eligible retail transactions in the same calendar month; total promotion cap is HKD600 per card. Includes other eligible retail transactions not classified as online, designated local merchant, or local transportation transactions; listed exclusions apply. If the cardholder is eligible for benefits under another Card Issuer promotional activity during the CashBack Promotion Period, the Card Issuer may, at its sole and absolute discretion, provide benefits under only one promotion. CashBack Promotion: 2026-10-01 – 2026-12-31 開啟優惠來源 ↗

推廣優惠與信用卡優惠分開列出，並不表示可以同時使用。

推廣優惠 (94)

sim Credit Card交稅分期可賺高達HKD1,800

高達1,800HKD 回贈

須符合條件Other

適用資格: 適用對象: 全部
適用消費: 適用範圍: 政府繳費 · Type: 類別
優惠上限: 期間: 未提供 · Type: 未提供
百分比備註: The source states a maximum HKD saving but gives no percentage or calculation basis.
須申請或登記。
使用sim Credit Card app的「繳費/交稅」服務交稅後，再申請分期。頁面稱可賺高達HKD1,800、優惠受條款及細則約束；詳細條款和日期未載於此Markdown。

sim Credit Card餐廳消費享高達5折

高達50%回贈

須符合條件折扣

適用資格: 適用對象: 全部
適用消費: 適用範圍: 餐飲 · Type: 類別
優惠上限: 期間: 未提供 · Type: 未提供
百分比備註: Source notation: 5折; saving percentage = (10 5) × 10 = 50%.
須申請或登記。
頁面稱優惠期間限定，並提供登記連結；登記步驟、適用商戶和有效日期未載於此Markdown。優惠受條款及細則約束。

sim Credit Card餐飲消費享高達HKD800現金回贈

高達800HKD 回贈

須符合條件現金回贈

適用資格: 適用對象: 全部
適用消費: 適用範圍: 餐飲 · Type: 類別
優惠上限: 期間: 未提供 · Type: 未提供
百分比備註: The source states an HKD cashback amount but no percentage.
須申請或登記。
頁面稱優惠期間限定，並提供登記連結；適用商戶和有效日期未載於此Markdown。優惠受條款及細則約束。

sim Credit Card購買新手機並分期享高達HKD2,500現金回贈

高達2,500HKD 回贈

須符合條件現金回贈

適用資格: 適用對象: 全部
適用消費: 適用範圍: 電子產品 · Type: 類別
優惠上限: 期間: 未提供 · Type: 未提供
百分比備註: The source states an HKD cashback amount but no percentage.
須申請或登記。
使用sim Credit Card購買新手機並做分期。登記名額有限，先到先得，額滿即止；日期和詳細條款未載於此Markdown。

又一城星期五簽賬享高達30%現金回贈

高達30%回贈

現金回贈

適用資格: 適用對象: 全部
適用消費: 適用範圍: festival walk · Type: 商戶
優惠上限: 期間: 未提供 · Type: 未提供
優惠1：逢星期五簽HKD1,000送HKD300。每日名額有限，額滿即止。頁面沒有說明HKD1,000是最低簽賬門檻還是指定簽賬額；詳情和日期未載於此Markdown。優惠受條款及細則約束。
使用sim Credit Card於又一城消費。

又一城非星期五簽賬現金回贈（優惠值未列明）

—未提供優惠值

現金回贈

適用資格: 適用對象: 全部
適用消費: 適用範圍: festival walk · Type: 商戶
優惠上限: 期間: 未提供 · Type: 未提供
百分比備註: The source says cashback is available on other days but gives no amount or rate.
頁面稱星期五以外的日子仍有回贈，但沒有列明金額或百分比。優惠受條款及細則約束。
使用sim Credit Card於又一城消費。

又一城簽賬享雙重抽獎機會（優惠值未列明）

—未提供優惠值

Prize

適用資格: 適用對象: 全部
適用消費: 適用範圍: festival walk · Type: 商戶
優惠上限: 期間: 未提供 · Type: 未提供
百分比備註: The source states double lucky draw chances but gives no prize or entry count.
頁面稱可享雙重抽獎機會，但沒有列明獎品、抽獎條件或日期。優惠受條款及細則約束。
使用sim Credit Card於又一城消費。

sim Credit Card簽賬分期首3個月0手續費

0HKD 價格

Fee Waiver

適用資格: 適用對象: 全部
適用消費: 適用範圍: 借貸/分期付款 · Type: 類別
優惠上限: 適用範圍: 簽賬分期手續費 · 期間: 未提供 · Type: 無上限
百分比備註: The source states a zero handling fee, not a savings percentage.
sim Credit Card簽賬分期首3個月手續費為HKD0，並稱無上限。詳細條款和日期未載於此Markdown；優惠受條款及細則約束。

sim Credit Card簽賬分期享高達HKD1,200回贈

高達1,200HKD 回贈

現金回贈

適用資格: 適用對象: 全部
適用消費: 適用範圍: 借貸/分期付款 · Type: 類別
優惠上限: 期間: 未提供 · Type: 未提供
百分比備註: The source states an HKD cashback amount but no percentage.
使用sim Credit Card簽賬分期可獲高達HKD1,200回贈。詳細條款和日期未載於此Markdown；優惠受條款及細則約束。

sim Credit Card使用Apple Pay或Google Pay消費享高達HKD3,000回贈

高達3,000HKD 回贈

須符合條件現金回贈

適用資格: 適用對象: 全部
適用消費: Type: 全部
要求: 付款方式: apple pay or 付款方式: google pay
優惠上限: 期間: 未提供 · Type: 未提供
百分比備註: The source states an HKD cashback amount but no percentage.
須申請或登記。
使用Apple Pay或Google Pay拍卡消費，涵蓋本地及海外簽賬；頁面稱最高可賺HKD3,000，並提供登記連結。詳細條款和日期未載於此Markdown；優惠受條款及細則約束。

RentSmart住宅租金付款享0%服務費

0%比率

Fee Waiver

適用資格: 適用對象: 全部
適用消費: 適用範圍: 租金 · Type: 類別
優惠上限: 期間: 未提供 · Type: 未提供
百分比備註: The source states a 0% service fee, not a savings percentage.
透過RentSmart支付住宅租金可享0%服務費。詳細條款和日期未載於此Markdown；優惠受條款及細則約束。

RentSmart住宅租金付款享高達8%現金回贈

高達8%回贈

現金回贈上限: HK$1,950.00 · 推廣期總額

適用資格: 適用對象: 全部
適用消費: 適用範圍: 租金 · Type: 類別
優惠上限: 金額: 1950 · 適用範圍: RentSmart campaign cash rebate · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
透過RentSmart支付住宅租金可享高達8%現金回贈。頁面宣傳最高可賺HKD1,950；詳細條款和日期未載於此Markdown。優惠受條款及細則約束。

RentSmart車位租金付款享0%服務費

0%比率

Fee Waiver

適用資格: 適用對象: 全部
適用消費: 適用範圍: 租金 · Type: 類別
優惠上限: 期間: 未提供 · Type: 未提供
百分比備註: The source states a 0% service fee, not a savings percentage.
透過RentSmart支付車位租金可享0%服務費。詳細條款和日期未載於此Markdown；優惠受條款及細則約束。

RentSmart車位租金付款享高達8%現金回贈

高達8%回贈

現金回贈上限: HK$1,950.00 · 推廣期總額

適用資格: 適用對象: 全部
適用消費: 適用範圍: 租金 · Type: 類別
優惠上限: 金額: 1950 · 適用範圍: RentSmart campaign cash rebate · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
透過RentSmart支付車位租金可享高達8%現金回贈。頁面宣傳最高可賺HKD1,950；詳細條款和日期未載於此Markdown。優惠受條款及細則約束。

RentSmart舖租付款享0%服務費

0%比率

Fee Waiver

適用資格: 適用對象: 全部
適用消費: 適用範圍: 租金 · Type: 類別
優惠上限: 期間: 未提供 · Type: 未提供
百分比備註: The source states a 0% service fee, not a savings percentage.
透過RentSmart支付舖租可享0%服務費。詳細條款和日期未載於此Markdown；優惠受條款及細則約束。

RentSmart舖租付款享高達8%現金回贈

高達8%回贈

現金回贈上限: HK$1,950.00 · 推廣期總額

適用資格: 適用對象: 全部
適用消費: 適用範圍: 租金 · Type: 類別
優惠上限: 金額: 1950 · 適用範圍: RentSmart campaign cash rebate · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
透過RentSmart支付舖租可享高達8%現金回贈。頁面宣傳最高可賺HKD1,950；詳細條款和日期未載於此Markdown。優惠受條款及細則約束。

龍豐集團門市簽賬享高達6%現金回贈

高達6%回贈

現金回贈

適用資格: 適用對象: 全部
適用消費: 適用範圍: lung fung group · Type: 商戶
優惠上限: 期間: 未提供 · Type: 未提供
使用sim Credit Card於龍豐集團門市簽賬，可享高達6%現金回贈。詳細條款和日期未載於此Markdown；優惠受條款及細則約束。

sim Credit Card水電賬單付款享高達2%現金回贈

高達2%回贈

現金回贈

適用資格: 適用對象: 全部
適用消費: 適用範圍: 電力及煤氣 / 水務 · Type: 類別
優惠上限: 期間: 未提供 · Type: 未提供
使用sim Credit Card app繳交水電賬單，可享高達2%回贈。頁面稱不同金額的賬單均可參加；詳細條款和日期未載於此Markdown。

sim Credit Card租金賬單付款享高達2%現金回贈

高達2%回贈

現金回贈

適用資格: 適用對象: 全部
適用消費: 適用範圍: 租金 · Type: 類別
優惠上限: 期間: 未提供 · Type: 未提供
使用sim Credit Card app繳交租金賬單，可享高達2%回贈。頁面稱不同金額的賬單均可參加；詳細條款和日期未載於此Markdown。

sim Credit Card差餉賬單付款享高達2%現金回贈

高達2%回贈

現金回贈

適用資格: 適用對象: 全部
適用消費: 適用範圍: 政府繳費 · Type: 類別
優惠上限: 期間: 未提供 · Type: 未提供
使用sim Credit Card app繳交差餉賬單，可享高達2%回贈。頁面稱不同金額的賬單均可參加；詳細條款和日期未載於此Markdown。

sim Credit Card學費賬單付款享高達2%現金回贈

高達2%回贈

現金回贈

適用資格: 適用對象: 全部
適用消費: 適用範圍: 學費／課程 · Type: 類別
優惠上限: 期間: 未提供 · Type: 未提供
使用sim Credit Card app繳交學費賬單，可享高達2%回贈。頁面稱不同金額的賬單均可參加；詳細條款和日期未載於此Markdown。

sim Credit CardGrant Loan賬單付款享高達2%現金回贈

高達2%回贈

現金回贈

適用資格: 適用對象: 全部
適用消費: 適用範圍: 借貸/分期付款 · Type: 類別
優惠上限: 期間: 未提供 · Type: 未提供
使用sim Credit Card app繳交grant loan賬單，可享高達2%回贈。頁面稱不同金額的賬單均可參加；詳細條款和日期未載於此Markdown。

sim Credit Card套現分期享6個月免息免手續費

6month

須符合條件Financing上限: HK$100,000.00 · 未提供

適用資格: 適用對象: 全部 · 客戶類別: 新客戶
適用消費: Type: not applicable
優惠上限: 金額: 100000 · 適用範圍: 套現金額 · Currency: HKD · 期間: 未提供 · Type: 有限額 · Unit: 貨幣
百分比備註: The source states a six month financing period, not a savings percentage.
須申請或登記。
申請sim Credit Card並成功開卡，可獲6個月免息免手續費套現分期；套現金額最高可達HKD100,000。詳細條款和日期未載於此Markdown；優惠受條款及細則約束。
此為迎新優惠。

sim Credit Card網上消費享高達8%現金回贈

高達8%回贈

現金回贈

適用資格: 適用對象: 全部
適用消費: 適用範圍: 網上購物 · Type: 類別
優惠上限: 期間: 未提供 · Type: 未提供
使用sim Credit Card網上消費可享高達8%現金回贈。頁面稱人人可賺；優惠受條款及細則約束，詳細條款未載於此Markdown。

sim Credit Card交稅分期高達HKD1,800優惠

高達1,800HKD 回贈

須符合條件Other

適用資格: 適用對象: 全部
適用消費: 適用範圍: 政府繳費 · Type: 類別
優惠上限: 期間: 未提供 · Type: 未提供
須申請或登記。
以sim Credit Card app的「繳費/交稅」服務交稅，之後再申請分期。
頁面稱可賺／慳高達HKD1,800；沒有列明回贈形式或計算方法。
頁面有「登記」步驟。
優惠受條款及細則約束。

sim Credit Card購買果迷新機分期高達HKD2,500現金回贈

高達2,500HKD 回贈

須符合條件現金回贈

適用資格: 適用對象: 全部
適用消費: 適用範圍: 電子產品 · Type: 類別
優惠上限: 期間: 未提供 · Type: 未提供
須申請或登記。
用sim Credit Card購買「果迷新機」後做分期，可獲高達HKD2,500現金回贈。
登記名額有限，先到先得，額滿即止。
優惠受條款及細則約束。

又一城購物簽賬HKD300現金回贈

300HKD 回贈

現金回贈

適用資格: 適用對象: 全部
適用消費: 適用範圍: 購物 · Type: 類別
優惠上限: 期間: 未提供 · Type: 未提供
活動文案列明行街、食飯、睇戲及溜冰都有著數；此候選為購物類。
逢星期五簽HKD1,000送HKD300；每日名額有限，額滿即止。
於又一城以sim Credit Card消費。
優惠受條款及細則約束。

又一城餐飲簽賬HKD300現金回贈

300HKD 回贈

現金回贈

適用資格: 適用對象: 全部
適用消費: 適用範圍: 餐飲 · Type: 類別
優惠上限: 期間: 未提供 · Type: 未提供
活動文案列明行街、食飯、睇戲及溜冰都有著數；此候選為餐飲類。
逢星期五簽HKD1,000送HKD300；每日名額有限，額滿即止。
於又一城以sim Credit Card消費。
優惠受條款及細則約束。

又一城戲院簽賬HKD300現金回贈

300HKD 回贈

現金回贈

適用資格: 適用對象: 全部
適用消費: 適用範圍: 戲院 · Type: 類別
優惠上限: 期間: 未提供 · Type: 未提供
活動文案列明行街、食飯、睇戲及溜冰都有著數；此候選為戲院類。
逢星期五簽HKD1,000送HKD300；每日名額有限，額滿即止。
於又一城以sim Credit Card消費。
優惠受條款及細則約束。

又一城娛樂簽賬HKD300現金回贈

300HKD 回贈

現金回贈

適用資格: 適用對象: 全部
適用消費: 適用範圍: 娛樂 · Type: 類別
優惠上限: 期間: 未提供 · Type: 未提供
活動文案列明行街、食飯、睇戲及溜冰都有著數；此候選為溜冰類。
逢星期五簽HKD1,000送HKD300；每日名額有限，額滿即止。
於又一城以sim Credit Card消費。
優惠受條款及細則約束。

又一城購物簽賬現金回贈（優惠值未列明）

—未提供優惠值

現金回贈

適用資格: 適用對象: 全部
適用消費: 適用範圍: 購物 · Type: 類別
優惠上限: 期間: 未提供 · Type: 未提供
活動文案列明行街、食飯、睇戲及溜冰都有著數；此候選為購物類。
星期五以外日子仍有現金回贈，但回贈金額及計算方法未列明。
於又一城以sim Credit Card消費；優惠受條款及細則約束。

又一城餐飲簽賬現金回贈（優惠值未列明）

—未提供優惠值

現金回贈

適用資格: 適用對象: 全部
適用消費: 適用範圍: 餐飲 · Type: 類別
優惠上限: 期間: 未提供 · Type: 未提供
活動文案列明行街、食飯、睇戲及溜冰都有著數；此候選為餐飲類。
星期五以外日子仍有現金回贈，但回贈金額及計算方法未列明。
於又一城以sim Credit Card消費；優惠受條款及細則約束。

又一城戲院簽賬現金回贈（優惠值未列明）

—未提供優惠值

現金回贈

適用資格: 適用對象: 全部
適用消費: 適用範圍: 戲院 · Type: 類別
優惠上限: 期間: 未提供 · Type: 未提供
活動文案列明行街、食飯、睇戲及溜冰都有著數；此候選為戲院類。
星期五以外日子仍有現金回贈，但回贈金額及計算方法未列明。
於又一城以sim Credit Card消費；優惠受條款及細則約束。

又一城娛樂簽賬現金回贈（優惠值未列明）

—未提供優惠值

現金回贈

適用資格: 適用對象: 全部
適用消費: 適用範圍: 娛樂 · Type: 類別
優惠上限: 期間: 未提供 · Type: 未提供
活動文案列明行街、食飯、睇戲及溜冰都有著數；此候選為溜冰類。
星期五以外日子仍有現金回贈，但回贈金額及計算方法未列明。
於又一城以sim Credit Card消費；優惠受條款及細則約束。

又一城購物精選商戶半價優惠

高達50%回贈

折扣

適用資格: 適用對象: 全部
適用消費: 適用範圍: 購物 · Type: 類別
優惠上限: 期間: 未提供 · Type: 未提供
未提供完整適用商戶名單。
又一城精選商戶優惠低至半價；精選商戶名單未列明。
活動文案列明行街、食飯、睇戲及溜冰都有著數；此候選為購物類。
以sim Credit Card參與；優惠受條款及細則約束。

又一城餐飲精選商戶半價優惠

高達50%回贈

折扣

適用資格: 適用對象: 全部
適用消費: 適用範圍: 餐飲 · Type: 類別
優惠上限: 期間: 未提供 · Type: 未提供
未提供完整適用商戶名單。
又一城精選商戶優惠低至半價；精選商戶名單未列明。
活動文案列明行街、食飯、睇戲及溜冰都有著數；此候選為餐飲類。
以sim Credit Card參與；優惠受條款及細則約束。

又一城戲院精選商戶半價優惠

高達50%回贈

折扣

適用資格: 適用對象: 全部
適用消費: 適用範圍: 戲院 · Type: 類別
優惠上限: 期間: 未提供 · Type: 未提供
未提供完整適用商戶名單。
又一城精選商戶優惠低至半價；精選商戶名單未列明。
活動文案列明行街、食飯、睇戲及溜冰都有著數；此候選為戲院類。
以sim Credit Card參與；優惠受條款及細則約束。

又一城娛樂精選商戶半價優惠

高達50%回贈

折扣

適用資格: 適用對象: 全部
適用消費: 適用範圍: 娛樂 · Type: 類別
優惠上限: 期間: 未提供 · Type: 未提供
未提供完整適用商戶名單。
又一城精選商戶優惠低至半價；精選商戶名單未列明。
活動文案列明行街、食飯、睇戲及溜冰都有著數；此候選為溜冰類。
以sim Credit Card參與；優惠受條款及細則約束。

又一城消費雙重抽獎機會（優惠值未列明）

—未提供優惠值

Prize

適用資格: 適用對象: 全部
適用消費: 適用範圍: 又一城 · Type: 商戶
優惠上限: 期間: 未提供 · Type: 未提供
活動文案稱有雙重抽獎機會，但沒有列出抽獎資格、獎品或參與步驟。
又一城活動要求使用sim Credit Card；優惠受條款及細則約束。

sim Credit Card簽賬分期首3個月HKD0手續費

0HKD 價格

Fee Waiver

適用資格: 適用對象: 全部
適用消費: 適用範圍: 借貸/分期付款 · Type: 類別
優惠上限: 適用範圍: 手續費優惠 · 期間: 未提供 · Type: 無上限
sim Credit Card簽賬分期首3個月手續費為HKD0，頁面稱無上限。
優惠受條款及細則約束。

sim Credit Card簽賬分期高達HKD1,200回贈

高達1,200HKD 回贈

現金回贈

適用資格: 適用對象: 全部
適用消費: 適用範圍: 借貸/分期付款 · Type: 類別
優惠上限: 期間: 未提供 · Type: 未提供
sim Credit Card簽賬分期可獲高達HKD1,200回贈。
首3個月手續費為HKD0；優惠受條款及細則約束。

Apple Pay／Google Pay本地及海外消費高達HKD3,000回贈

高達3,000HKD 回贈

須符合條件現金回贈

適用資格: 適用對象: 全部
適用消費: 適用範圍: 手機支付 · Type: 類別
要求: 付款方式: apple pay or 付款方式: google pay
優惠上限: 期間: 未提供 · Type: 未提供
須申請或登記。
推廣頁面為sim Credit Card頁面；優惠文字要求用Apple Pay或Google Pay拍卡消費。
頁面列明本地買及海外簽賬，最高HKD3,000回贈。
頁面提供登記步驟；優惠受條款及細則約束。

RentSmart租金繳付0%服務費

0%比率

Fee Waiver

適用資格: 適用對象: 全部
適用消費: 適用範圍: 租金 · Type: 類別
優惠上限: 期間: 未提供 · Type: 未提供
透過RentSmart支付住宅、車位、舖租等，可享0%服務費。
優惠受條款及細則約束。

RentSmart租金消費高達8%現金回贈

高達8%回贈

現金回贈上限: HK$1,950.00 · 推廣期總額

適用資格: 適用對象: 全部
適用消費: 適用範圍: 租金 · Type: 類別
優惠上限: 金額: 1950 · 適用範圍: 現金回贈 · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
透過RentSmart支付住宅、車位、舖租等，可享高達8%現金回贈。
頁面稱最高可賺HKD1,950；優惠受條款及細則約束。

龍豐集團門市簽賬高達6%現金回贈

高達6%回贈

現金回贈

適用資格: 適用對象: 全部
適用消費: 適用範圍: 龍豐集團 · Type: 商戶
優惠上限: 期間: 未提供 · Type: 未提供
用sim Credit Card於龍豐集團門市簽賬，可享高達6%現金回贈。
優惠受條款及細則約束。

sim Credit Card水務繳費高達2%現金回贈

高達2%回贈

現金回贈

適用資格: 適用對象: 全部
適用消費: 適用範圍: 水務 · Type: 類別
優惠上限: 期間: 未提供 · Type: 未提供
用sim Credit Card app繳費；頁面列出水費、電費、租金、差餉、學費及grant loan等賬單。
大小賬單均可賺高達2%現金回贈；優惠受條款及細則約束。

sim Credit Card電力及煤氣繳費高達2%現金回贈

高達2%回贈

現金回贈

適用資格: 適用對象: 全部
適用消費: 適用範圍: 電力及煤氣 · Type: 類別
優惠上限: 期間: 未提供 · Type: 未提供
用sim Credit Card app繳費；頁面列出水費、電費、租金、差餉、學費及grant loan等賬單。
大小賬單均可賺高達2%現金回贈；優惠受條款及細則約束。

sim Credit Card租金繳費高達2%現金回贈

高達2%回贈

現金回贈

適用資格: 適用對象: 全部
適用消費: 適用範圍: 租金 · Type: 類別
優惠上限: 期間: 未提供 · Type: 未提供
用sim Credit Card app繳費；頁面列出水費、電費、租金、差餉、學費及grant loan等賬單。
大小賬單均可賺高達2%現金回贈；優惠受條款及細則約束。

sim Credit Card差餉繳費高達2%現金回贈

高達2%回贈

現金回贈

適用資格: 適用對象: 全部
適用消費: 適用範圍: 政府繳費 · Type: 類別
優惠上限: 期間: 未提供 · Type: 未提供
用sim Credit Card app繳費；頁面列出水費、電費、租金、差餉、學費及grant loan等賬單。
大小賬單均可賺高達2%現金回贈；優惠受條款及細則約束。

sim Credit Card學費繳費高達2%現金回贈

高達2%回贈

現金回贈

適用資格: 適用對象: 全部
適用消費: 適用範圍: 學費／課程 · Type: 類別
優惠上限: 期間: 未提供 · Type: 未提供
用sim Credit Card app繳費；頁面列出水費、電費、租金、差餉、學費及grant loan等賬單。
大小賬單均可賺高達2%現金回贈；優惠受條款及細則約束。

sim Credit Card grant loan繳費高達2%現金回贈

高達2%回贈

現金回贈

適用資格: 適用對象: 全部
適用消費: 適用範圍: 借貸/分期付款 · Type: 類別
優惠上限: 期間: 未提供 · Type: 未提供
用sim Credit Card app繳費；頁面列出水費、電費、租金、差餉、學費及grant loan等賬單。
大小賬單均可賺高達2%現金回贈；優惠受條款及細則約束。

sim Credit Card套現分期6個月免息

6個月數量

須符合條件Financing上限: HK$100,000.00 · 未提供

適用資格: 適用對象: 全部 · 客戶類別: 新客戶
適用消費: Type: not applicable
優惠上限: 金額: 100000 · 適用範圍: 套現分期本金 · Currency: HKD · 期間: 未提供 · Type: 有限額 · Unit: 貨幣
須申請或登記。
申請sim Credit Card並成功開卡，可獲6個月免息套現分期計劃。
套現分期金額最高HKD100,000。
優惠受條款及細則約束。

sim Credit Card套現分期免手續費（優惠值未列明）

—未提供優惠值

須符合條件Fee Waiver上限: HK$100,000.00 · 未提供

適用資格: 適用對象: 全部 · 客戶類別: 新客戶
適用消費: Type: not applicable
優惠上限: 金額: 100000 · 適用範圍: 套現分期本金 · Currency: HKD · 期間: 未提供 · Type: 有限額 · Unit: 貨幣
須申請或登記。
申請sim Credit Card並成功開卡，可獲免手續費套現分期計劃。
套現分期金額最高HKD100,000。
優惠受條款及細則約束。

sim Credit Card網上消費高達8%現金回贈

高達8%回贈

現金回贈

適用資格: 適用對象: 全部
適用消費: 適用範圍: 網上購物 · Type: 類別
優惠上限: 期間: 未提供 · Type: 未提供
以sim Credit Card作網上消費，可享高達8%現金回贈。
頁面稱「你講得出嘅網上消費」；優惠受條款及細則約束。

sim Credit Card購買新手機分期最高HKD2,500現金回贈

高達2,500HKD 回贈

須符合條件現金回贈

適用資格: 適用對象: 全部
適用消費: 適用範圍: 電子產品 · Type: 類別
優惠上限: 適用範圍: 手機分期現金回贈 · 期間: 未提供 · Type: 未提供
須申請或登記。
須使用sim Credit Card購買新手機並辦理分期。
須登記；名額有限，先到先得，額滿即止。
優惠受條款及細則約束；本Markdown未列出詳細條款。

又一城簽賬獲HKD300現金回贈

300HKD 回贈

現金回贈

適用資格: 適用對象: 全部
適用消費: 適用範圍: festival walk · Type: 商戶
優惠上限: 適用範圍: 星期五HKD300回贈；每日名額有限但數量未列明 · 期間: 未提供 · Type: 未提供
百分比備註: 活動標題明示高達30%回贈。
須使用sim Credit Card於又一城簽賬；星期五簽HKD1,000可獲HKD300回贈。來源未說明此消費額是否須為單一交易。
其他日子仍有一般現金回贈，但該回贈率未列明。
每日名額有限，額滿即止。
優惠受條款及細則約束；本Markdown未列出詳細條款。

又一城指定餐飲商戶最高五折優惠

高達50%回贈

折扣

適用資格: 適用對象: 全部
適用消費: 適用範圍: 餐飲 · Type: 類別
優惠上限: 適用範圍: 又一城指定餐飲商戶折扣 · 期間: 未提供 · Type: 未提供
百分比備註: 來源明示指定商戶優惠低至半價。
未提供完整適用商戶名單。
優惠限於又一城精選商戶；本Markdown沒有商戶名單。
活動文字提及食飯有優惠，但沒有指出哪些餐飲商戶提供半價優惠。
優惠受條款及細則約束；本Markdown未列出詳細條款。

又一城指定電影商戶最高五折優惠

高達50%回贈

折扣

適用資格: 適用對象: 全部
適用消費: 適用範圍: 戲院 · Type: 類別
優惠上限: 適用範圍: 又一城指定電影商戶折扣 · 期間: 未提供 · Type: 未提供
百分比備註: 來源明示指定商戶優惠低至半價。
未提供完整適用商戶名單。
優惠限於又一城精選商戶；本Markdown沒有商戶名單。
活動文字提及睇戲有優惠，但沒有指出哪些電影商戶提供半價優惠。
優惠受條款及細則約束；本Markdown未列出詳細條款。

又一城指定溜冰商戶最高五折優惠

高達50%回贈

折扣

適用資格: 適用對象: 全部
適用消費: 適用範圍: 娛樂 · Type: 類別
優惠上限: 適用範圍: 又一城指定溜冰商戶折扣 · 期間: 未提供 · Type: 未提供
百分比備註: 來源明示指定商戶優惠低至半價。
未提供完整適用商戶名單。
優惠限於又一城精選商戶；本Markdown沒有商戶名單。
活動文字提及溜冰有優惠，但沒有指出哪些溜冰商戶提供半價優惠。
優惠受條款及細則約束；本Markdown未列出詳細條款。

又一城雙重抽獎機會（優惠值未列明）

—未提供優惠值

Prize

適用資格: 適用對象: 全部
適用消費: 適用範圍: festival walk · Type: 商戶
優惠上限: 適用範圍: 又一城雙重抽獎機會 · 期間: 未提供 · Type: 未提供
活動文字稱有雙重抽獎機會，但沒有列出獎品、抽獎條件或比較基準。
優惠受條款及細則約束；本Markdown未列出詳細條款。

sim Credit Card簽賬分期首3個月HKD0手續費

0HKD 價格

Fee Waiver

適用資格: 適用對象: 全部
適用消費: 適用範圍: 借貸/分期付款 · Type: 類別
優惠上限: 適用範圍: 首3個月手續費豁免 · 期間: 未提供 · Type: 無上限
適用於sim Credit Card簽賬分期。
首3個月手續費為HKD0；來源稱無上限。
優惠受條款及細則約束；本Markdown未列出詳細條款。

sim Credit Card簽賬分期最高HKD1,200現金回贈

高達1,200HKD 回贈

現金回贈

適用資格: 適用對象: 全部
適用消費: 適用範圍: 借貸/分期付款 · Type: 類別
優惠上限: 適用範圍: 簽賬分期現金回贈 · 期間: 未提供 · Type: 未提供
適用於sim Credit Card簽賬分期。
來源明示回贈最高HKD1,200。
優惠受條款及細則約束；本Markdown未列出詳細條款。

RentSmart住宅、車位及舖租0%服務費

0%比率

Fee Waiver

適用資格: 適用對象: 全部
適用消費: 適用範圍: 租金 · Type: 類別
優惠上限: 適用範圍: RentSmart住宅租金、車位租金及舖租服務費 · 期間: 未提供 · Type: 未提供
百分比備註: 來源明示0%服務費。
優惠適用於RentSmart住宅租金、車位租金及舖租付款。
上述租金服務費均為0%。
優惠受條款及細則約束；本Markdown未列出詳細條款。

RentSmart住宅、車位及舖租最高8%現金回贈

高達8%回贈

現金回贈上限: HK$1,950.00 · 推廣期總額

適用資格: 適用對象: 全部
適用消費: 適用範圍: 租金 · Type: 類別
優惠上限: 金額: 1950 · 適用範圍: RentSmart住宅租金、車位租金及舖租現金回贈 · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
百分比備註: 來源明示高達8%現金回贈。
優惠適用於RentSmart住宅租金、車位租金及舖租付款。
來源明示現金回贈最高8%；RentSmart活動回贈最高HKD1,950，該上限適用於此活動所列租金類別。
優惠受條款及細則約束；本Markdown未列出詳細條款。

龍豐集團門市簽賬最高6%現金回贈

高達6%回贈

現金回贈

適用資格: 適用對象: 全部
適用消費: 適用範圍: lung fung · Type: 商戶
優惠上限: 適用範圍: 龍豐集團門市簽賬現金回贈 · 期間: 未提供 · Type: 未提供
百分比備註: 來源明示高達6%現金回贈。
須使用sim Credit Card於龍豐集團門市簽賬。
優惠受條款及細則約束；本Markdown未列出詳細條款。

sim Credit Card App繳交水電費最高2%現金回贈

高達2%回贈

現金回贈sim credit card app

適用資格: 適用對象: 全部
適用消費: 適用範圍: 水務 / 電力及煤氣 · Type: 類別
要求: 付款方式: sim credit card app
優惠上限: 適用範圍: 水費及電費繳費現金回贈 · 期間: 未提供 · Type: 未提供
百分比備註: 來源明示高達2%現金回贈。
須使用sim Credit Card App繳交水費或電費。
來源明示繳費現金回贈最高2%。
優惠受條款及細則約束；本Markdown未列出詳細條款。

sim Credit Card App交租最高2%現金回贈

高達2%回贈

現金回贈sim credit card app

適用資格: 適用對象: 全部
適用消費: 適用範圍: 租金 · Type: 類別
要求: 付款方式: sim credit card app
優惠上限: 適用範圍: 租金繳費現金回贈 · 期間: 未提供 · Type: 未提供
百分比備註: 來源明示高達2%現金回贈。
須使用sim Credit Card App繳交租金。
來源明示繳費現金回贈最高2%。
優惠受條款及細則約束；本Markdown未列出詳細條款。

sim Credit Card App交差餉最高2%現金回贈

高達2%回贈

現金回贈sim credit card app

適用資格: 適用對象: 全部
適用消費: 適用範圍: 政府繳費 · Type: 類別
要求: 付款方式: sim credit card app
優惠上限: 適用範圍: 差餉繳費現金回贈 · 期間: 未提供 · Type: 未提供
百分比備註: 來源明示高達2%現金回贈。
須使用sim Credit Card App繳交差餉。
來源明示繳費現金回贈最高2%。
優惠受條款及細則約束；本Markdown未列出詳細條款。

sim Credit Card App交學費最高2%現金回贈

高達2%回贈

現金回贈sim credit card app

適用資格: 適用對象: 全部
適用消費: 適用範圍: 學費／課程 · Type: 類別
要求: 付款方式: sim credit card app
優惠上限: 適用範圍: 學費繳費現金回贈 · 期間: 未提供 · Type: 未提供
百分比備註: 來源明示高達2%現金回贈。
須使用sim Credit Card App繳交學費。
來源明示繳費現金回贈最高2%。
優惠受條款及細則約束；本Markdown未列出詳細條款。

sim Credit Card App交Grant Loan最高2%現金回贈

高達2%回贈

現金回贈sim credit card app

適用資格: 適用對象: 全部
適用消費: 適用範圍: 借貸/分期付款 · Type: 類別
要求: 付款方式: sim credit card app
優惠上限: 適用範圍: Grant Loan繳費現金回贈 · 期間: 未提供 · Type: 未提供
百分比備註: 來源明示高達2%現金回贈。
須使用sim Credit Card App繳交Grant Loan。
來源明示繳費現金回贈最高2%；其他合資格賬單類別未在本Markdown列明。
優惠受條款及細則約束；本Markdown未列出詳細條款。

sim Credit Card 6個月免息套現分期計劃

6個月數量

須符合條件Financing

適用資格: 適用對象: 全部 · 客戶類別: 新客戶
適用消費: Type: not applicable
優惠上限: 適用範圍: 套現分期融資金額 · 期間: 未提供 · Type: 未提供
須申請或登記。
此為sim Credit Card迎新優惠；須申請sim Credit Card並成功開卡。
套現分期計劃期為6個月，免息。
計劃金額最高HKD100,000；此金額是融資金額，不是回贈上限。
優惠受條款及細則約束；本Markdown未列出詳細條款。

sim Credit Card套現分期免手續費（優惠值未列明）

—未提供優惠值

須符合條件Fee Waiver

適用資格: 適用對象: 全部 · 客戶類別: 新客戶
適用消費: Type: not applicable
優惠上限: 適用範圍: 套現分期手續費豁免 · 期間: 未提供 · Type: 未提供
須申請或登記。
此為sim Credit Card迎新優惠；須申請sim Credit Card並成功開卡。
套現分期計劃免手續費；手續費金額未列明。
計劃金額最高HKD100,000；此金額是融資金額，不是回贈上限。
優惠受條款及細則約束；本Markdown未列出詳細條款。

sim Credit Card網上消費最高8%現金回贈

高達8%回贈

現金回贈

適用資格: 適用對象: 全部
適用消費: 適用範圍: 網上購物 · Type: 類別
優惠上限: 適用範圍: 網上消費現金回贈 · 期間: 未提供 · Type: 未提供
百分比備註: 來源明示高達8%現金回贈。
須使用sim Credit Card進行網上消費。
來源明示現金回贈最高8%。
信用卡簽賬優惠受條款及細則約束；本Markdown未列出詳細條款。

sim Credit Card／sim World Mastercard 網上消費高達8%現金回贈

高達8%回贈

現金回贈

適用資格: 適用對象: 全部
適用消費: 適用範圍: 網上購物 · Type: 類別
優惠上限: 適用範圍: eligible benefit · 期間: 未提供 · Type: 未提供
持卡人須年滿18歲或以上。
sim World Mastercard®頁面列明最低年收入HKD150,000。
網上消費可享高達8%現金回贈；詳細合資格交易及上限未在本地頁面列明。

sim Credit Card 本地交通高達8%現金回贈

高達8%回贈

現金回贈

適用資格: 適用對象: 全部
適用消費: 適用範圍: 本地交通 · Type: 類別
優惠上限: 適用範圍: eligible benefit · 期間: 未提供 · Type: 未提供
持卡人須年滿18歲或以上。
本地指定交通；詳細合資格交易及上限未在本地頁面列明。

sim Credit Card／sim World Mastercard 特選商戶3%現金回贈

3%回贈

現金回贈

適用資格: 適用對象: 全部
適用消費: 適用範圍: 其他 · Type: 類別
優惠上限: 適用範圍: eligible benefit · 期間: 未提供 · Type: 未提供
未提供完整適用商戶名單。
持卡人須年滿18歲或以上。
sim World Mastercard®頁面列明最低年收入HKD150,000。
只列明特選商戶，完整商戶名單未在本地頁面提供。

sim Credit Card／sim World Mastercard app即時現金服務（優惠值未列明）

—未提供優惠值

Financing

適用資格: 適用對象: 全部
適用消費: Type: not applicable
優惠上限: 適用範圍: eligible benefit · 期間: 未提供 · Type: 未提供
持卡人須年滿18歲或以上。
sim World Mastercard®頁面列明最低年收入HKD150,000。
頁面只說明可在app即時取得現金，未列明金額、利率或費用。

sim Credit Card／sim World Mastercard 水電賬單高達2%現金回贈

高達2%回贈

現金回贈

適用資格: 適用對象: 全部
適用消費: 適用範圍: 賬單及公用事業 · Type: 類別
優惠上限: 適用範圍: eligible benefit · 期間: 未提供 · Type: 未提供
持卡人須年滿18歲或以上。
sim World Mastercard®頁面列明最低年收入HKD150,000。
使用sim Credit Card app繳付合資格賬單；頁面列出水電、租金、差餉、學費及grant loan，詳細上限未列明。

sim Credit Card／sim World Mastercard 租金繳付高達2%現金回贈

高達2%回贈

現金回贈

適用資格: 適用對象: 全部
適用消費: 適用範圍: 租金 · Type: 類別
優惠上限: 適用範圍: eligible benefit · 期間: 未提供 · Type: 未提供
持卡人須年滿18歲或以上。
sim World Mastercard®頁面列明最低年收入HKD150,000。
使用sim Credit Card app繳付合資格賬單；頁面列出水電、租金、差餉、學費及grant loan，詳細上限未列明。

sim Credit Card／sim World Mastercard 差餉繳付高達2%現金回贈

高達2%回贈

現金回贈

適用資格: 適用對象: 全部
適用消費: 適用範圍: 政府繳費 · Type: 類別
優惠上限: 適用範圍: eligible benefit · 期間: 未提供 · Type: 未提供
持卡人須年滿18歲或以上。
sim World Mastercard®頁面列明最低年收入HKD150,000。
使用sim Credit Card app繳付合資格賬單；頁面列出水電、租金、差餉、學費及grant loan，詳細上限未列明。

sim Credit Card／sim World Mastercard 學費及grant loan繳付高達2%現金回贈

高達2%回贈

現金回贈

適用資格: 適用對象: 全部
適用消費: 適用範圍: 學費／課程 · Type: 類別
優惠上限: 適用範圍: eligible benefit · 期間: 未提供 · Type: 未提供
持卡人須年滿18歲或以上。
sim World Mastercard®頁面列明最低年收入HKD150,000。
使用sim Credit Card app繳付合資格賬單；頁面列出水電、租金、差餉、學費及grant loan，詳細上限未列明。

sim Credit Card 全日制大學／大專學生永久免年費（優惠值未列明）

—未提供優惠值

Fee Waiverstudent

適用資格: 適用對象: student
適用消費: Type: not applicable
優惠上限: 適用範圍: eligible benefit · 期間: 未提供 · Type: 未提供
適用於全日制大學／大專學生；年費金額未在本地頁面列明。

又一城星期五簽賬HK$300現金回贈

300HKD 回贈

現金回贈最低消費: HK$1,000.00

適用資格: 適用對象: 全部
適用消費: 適用範圍: festival walk · Type: 商戶
最低要求: 期間: 每筆交易 · 消費: HK$1,000.00
優惠上限: 適用範圍: eligible benefit · 期間: 未提供 · Type: 未提供
百分比備註: Threshold equivalent calculation: HK$300 cashback / HK$1,000 minimum Friday spend = 30%; effective rate can change outside the threshold.
適用於又一城；星期五簽賬HK$1,000送HK$300；每日名額有限，額滿即止。

又一城其他日子購物現金回贈（優惠值未列明）

—未提供優惠值

現金回贈

適用資格: 適用對象: 全部
適用消費: 適用範圍: festival walk · Type: 商戶
優惠上限: 適用範圍: eligible benefit · 期間: 未提供 · Type: 未提供
適用於又一城；其他日子可享回贈，但回贈值未在本地頁面列明。

又一城特選商戶低至半價優惠

高達50%回贈

折扣

適用資格: 適用對象: 全部
適用消費: 適用範圍: 購物 · Type: 類別
優惠上限: 適用範圍: eligible benefit · 期間: 未提供 · Type: 未提供
未提供完整適用商戶名單。
適用於又一城特選商戶；完整商戶名單未在本地頁面提供。

又一城雙重抽獎機會（優惠值未列明）

—未提供優惠值

Prize

適用資格: 適用對象: 全部
適用消費: 適用範圍: festival walk · Type: 商戶
優惠上限: 適用範圍: eligible benefit · 期間: 未提供 · Type: 未提供
適用於又一城；頁面只列明有雙重抽獎機會，未列明獎品或中獎規則。

RentSmart租金0%服務費

0%回贈

Fee Waiver

適用資格: 適用對象: 全部
適用消費: 適用範圍: 租金 · Type: 類別
優惠上限: 適用範圍: eligible benefit · 期間: 未提供 · Type: 未提供
持卡人須年滿18歲或以上。
適用於住宅、車位及舖租；服務費為0%。

RentSmart租金高達8%現金回贈

高達8%回贈

現金回贈上限: HK$1,950.00 · 推廣期總額

適用資格: 適用對象: 全部
適用消費: 適用範圍: 租金 · Type: 類別
優惠上限: 金額: 1950 · 適用範圍: RentSmart cashback · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
持卡人須年滿18歲或以上。
適用於住宅、車位及舖租；整項優惠最高HKD1,950。

龍豐集團門市簽賬高達6%現金回贈

高達6%回贈

現金回贈

適用資格: 適用對象: 全部
適用消費: 適用範圍: lung fung · Type: 商戶
優惠上限: 適用範圍: eligible benefit · 期間: 未提供 · Type: 未提供
持卡人須年滿18歲或以上。
只適用於龍豐集團門市簽賬。

sim Credit Card 6個月免息免手續費套現分期

6months

須符合條件Financing上限: HK$100,000.00 · 未提供

適用資格: 適用對象: 全部 · 客戶類別: 新客戶
適用消費: Type: not applicable
優惠上限: 金額: 100000 · 適用範圍: cash instalment plan amount · Currency: HKD · 期間: 未提供 · Type: 有限額 · Unit: 貨幣
須申請或登記。
申請sim Credit Card並成功開卡；套現分期計劃為6個月免息免手續費，金額最高HKD100,000。

sim Credit Card HKTVmall HK$100電子購物禮券

1電子購物禮券獎賞

Gift最低消費: HK$1,000.00

適用資格: 適用對象: 全部 · 客戶類別: 新客戶
適用消費: 適用範圍: 其他 · Type: 類別
要求: Period spend <: HK$7,000.00 · Period spend ≥: HK$1,000.00
優惠上限: 適用範圍: eligible benefit · 期間: 未提供 · Type: 未提供
持卡人須年滿18歲或以上。
迎新優惠；須於2個月內累積HK$1,000至HK$6,999簽賬。

sim Credit Card HKTVmall HK$500電子現金券

1電子現金券獎賞

Gift最低消費: HK$7,000.00

適用資格: 適用對象: 全部 · 客戶類別: 新客戶
適用消費: 適用範圍: 其他 · Type: 類別
要求: Period spend ≥: HK$7,000.00
優惠上限: 適用範圍: eligible benefit · 期間: 未提供 · Type: 未提供
持卡人須年滿18歲或以上。
迎新優惠；須於2個月內累積HK$7,000或以上簽賬。

sim Credit Card Apple Store HK$500禮品卡

1Apple Store禮品卡獎賞

Gift最低消費: HK$7,000.00

適用資格: 適用對象: 全部 · 客戶類別: 新客戶
適用消費: 適用範圍: 其他 · Type: 類別
要求: Period spend ≥: HK$7,000.00
優惠上限: 適用範圍: eligible benefit · 期間: 未提供 · Type: 未提供
持卡人須年滿18歲或以上。
迎新優惠；須於2個月內累積HK$7,000或以上簽賬；此檔與HKTVmall HK$500電子現金券為二選一。

sim Credit Card designated local merchants: 3% CashBack

3%回贈

現金回贈限時優惠最低消費: HK$1,000.00上限: HK$200.00 · 每月

適用資格: 適用對象: 全部
適用消費: 適用範圍: adidas / puma / fila / matsukiyo hk / tokyo lifestyle · Type: 商戶
要求: Period spend ≥: HK$1,000.00
優惠上限: 金額: 200 · 適用範圍: All promotion CashBack per eligible card account · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
Rate includes the 0.4% basic rebate. Must first spend HKD1,000 on non-online eligible retail transactions in the same calendar month; total promotion cap is HKD600 per card.
Applies to physical stores in Hong Kong; online store purchases are treated as online retail transactions.
If the cardholder is eligible for benefits under another Card Issuer promotional activity during the CashBack Promotion Period, the Card Issuer may, at its sole and absolute discretion, provide benefits under only one promotion.
CashBack Promotion: 2026-10-01 – 2026-12-31

開啟優惠來源 ↗

信用卡優惠 (11)

sim Credit Card students: annual card fee waived（優惠值未列明）

—未提供優惠值

須符合條件Fee Waiver限時優惠student

適用資格: 適用對象: student · Document: Copy of a valid student identity card, verified by the Card Issuer.
適用消費: Type: not applicable
優惠上限: 適用範圍: Annual card fee waiver · 期間: 未提供 · Type: 未提供
須申請或登記。
Applicant must attend a full-time programme at a listed accredited Hong Kong institution. A student card may be provided after application if it was not supplied during application.
Card account must remain valid and in good standing. The issuer may choose to provide only one promotion when the cardholder qualifies for multiple promotions.
Student promotion, until further notice: 2026-01-01 – 未提供

開啟優惠來源 ↗

sim Credit Card eligible online retail: 8% CashBack

8%回贈

現金回贈限時優惠最低消費: HK$500.00上限: HK$200.00 · 每月

適用資格: 適用對象: 全部
適用消費: 適用範圍: 網上購物 · Type: 類別
最低要求: 期間: 每筆交易 · 消費: HK$500.00
要求: Period spend ≥: HK$1,000.00
優惠上限: 金額: 200 · 適用範圍: All promotion CashBack per eligible card account · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
Rate includes the 0.4% basic rebate. Must first spend HKD1,000 on non-online eligible retail transactions in the same calendar month; total promotion cap is HKD600 per card.
Online transaction must be a single net transaction of at least HKD500. Fees, bills, utilities, insurance, transfers, wallet reloads, instalments, and other listed exclusions do not qualify.
If the cardholder is eligible for benefits under another Card Issuer promotional activity during the CashBack Promotion Period, the Card Issuer may, at its sole and absolute discretion, provide benefits under only one promotion.
CashBack Promotion: 2026-10-01 – 2026-12-31

開啟優惠來源 ↗

sim Credit Card eligible local transportation: 8% CashBack

8%回贈

現金回贈限時優惠最低消費: HK$1,000.00上限: HK$200.00 · 每月

適用資格: 適用對象: 全部
適用消費: 適用範圍: 本地交通 · Type: 類別
要求: Period spend ≥: HK$1,000.00
優惠上限: 金額: 200 · 適用範圍: All promotion CashBack per eligible card account · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
Rate includes the 0.4% basic rebate. Must first spend HKD1,000 on non-online eligible retail transactions in the same calendar month; total promotion cap is HKD600 per card.
Designated local services include Citybus, Cityflyer, KMB, LWB, MTR gate fares, Tram, and Star Ferry. MTR Airport Express, Light Rail, MTR Bus, service-centre purchases, and MTR Mobile purchases are excluded.
If the cardholder is eligible for benefits under another Card Issuer promotional activity during the CashBack Promotion Period, the Card Issuer may, at its sole and absolute discretion, provide benefits under only one promotion.
CashBack Promotion: 2026-10-01 – 2026-12-31

開啟優惠來源 ↗

sim Credit Card designated local merchants: 3% CashBack

3%回贈

現金回贈限時優惠最低消費: HK$1,000.00上限: HK$200.00 · 每月

適用資格: 適用對象: 全部
適用消費: 適用範圍: adidas / puma / fila / matsukiyo hk / tokyo lifestyle · Type: 商戶
要求: Period spend ≥: HK$1,000.00
優惠上限: 金額: 200 · 適用範圍: All promotion CashBack per eligible card account · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
Rate includes the 0.4% basic rebate. Must first spend HKD1,000 on non-online eligible retail transactions in the same calendar month; total promotion cap is HKD600 per card.
Applies to physical stores in Hong Kong; online store purchases are treated as online retail transactions.
If the cardholder is eligible for benefits under another Card Issuer promotional activity during the CashBack Promotion Period, the Card Issuer may, at its sole and absolute discretion, provide benefits under only one promotion.
CashBack Promotion: 2026-10-01 – 2026-12-31

開啟優惠來源 ↗

sim Credit Card eligible bill payments: 2% CashBack

2%回贈

現金回贈限時優惠最低消費: HK$1,000.00上限: HK$200.00 · 每月

適用資格: 適用對象: 全部
適用消費: 適用範圍: 賬單及公用事業 · Type: 類別
要求: Period spend ≥: HK$1,000.00
優惠上限: 金額: 200 · 適用範圍: All promotion CashBack per eligible card account · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
Rate includes the 0.4% basic rebate. Must first spend HKD1,000 on non-online eligible retail transactions in the same calendar month; total promotion cap is HKD600 per card.
Payment must use Pay Bills/Taxes in the sim Credit Card app. Excludes payments to tax authorities, financial institutions, insurers, and charities.
If the cardholder is eligible for benefits under another Card Issuer promotional activity during the CashBack Promotion Period, the Card Issuer may, at its sole and absolute discretion, provide benefits under only one promotion.
CashBack Promotion: 2026-10-01 – 2026-12-31

開啟優惠來源 ↗

sim Credit Card other eligible retail transactions: 0.4% CashBack

0.4%回贈

現金回贈限時優惠最低消費: HK$1,000.00上限: HK$200.00 · 每月

適用資格: 適用對象: 全部
適用消費: 適用範圍: 其他 · Type: 類別
要求: Period spend ≥: HK$1,000.00
優惠上限: 金額: 200 · 適用範圍: All promotion CashBack per eligible card account · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
Must first spend HKD1,000 on non-online eligible retail transactions in the same calendar month; total promotion cap is HKD600 per card.
Includes other eligible retail transactions not classified as online, designated local merchant, or local transportation transactions; listed exclusions apply.
If the cardholder is eligible for benefits under another Card Issuer promotional activity during the CashBack Promotion Period, the Card Issuer may, at its sole and absolute discretion, provide benefits under only one promotion.
CashBack Promotion: 2026-10-01 – 2026-12-31

開啟優惠來源 ↗

sim Credit Card retail purchases: up to 53 days interest-free

高達53days 數量

Financing

適用資格: 適用對象: 全部
適用消費: Type: not applicable
優惠上限: 適用範圍: Interest free period · 期間: 未提供 · Type: 未提供
Applies to retail purchases when the statement balance is paid in full by the due date; does not apply to cash advances.

開啟優惠來源 ↗

sim Credit Card Balance Transfer Instalment Plan one-off application fee waived（優惠值未列明）

—未提供優惠值

須符合條件Fee Waiver

適用資格: 適用對象: 全部
適用消費: Type: not applicable
優惠上限: 適用範圍: One off application fee · 期間: 未提供 · Type: 未提供
須申請或登記。
For eligible cardholders using the Balance Transfer Instalment Plan; apply through the sim Credit Card app.

開啟優惠來源 ↗

sim Credit Card Balance Transfer Instalment Plan（優惠值未列明）

—未提供優惠值

須符合條件Financing

適用資格: 適用對象: 全部
適用消費: Type: not applicable
優惠上限: 適用範圍: Instalment plan · 期間: 未提供 · Type: 未提供
須申請或登記。
Apply in the app for a single posted Pay Bills/Taxes payment of HKD500 or more to another financial institution; payment date must be the application date.
Personalized monthly fee and term are shown in the application. Account must be in good standing.

開啟優惠來源 ↗

sim Credit Card Cash Instalment Plan（優惠值未列明）

—未提供優惠值

須符合條件Financing

適用資格: 適用對象: 全部
適用消費: Type: not applicable
優惠上限: 適用範圍: Instalment plan · 期間: 未提供 · Type: 未提供
須申請或登記。
Available to sim Credit Card holders with cash-withdrawal function. Minimum HKD500 in HKD500 increments; aggregate amount cannot exceed 95% of credit limit.
Personalized monthly handling fee and any application fee are in the application. Early settlement handling fee applies.

開啟優惠來源 ↗

sim Credit Card Spending Instalment Plan（優惠值未列明）

—未提供優惠值

須符合條件Financing

適用資格: 適用對象: 全部
適用消費: Type: not applicable
優惠上限: 適用範圍: Instalment plan · 期間: 未提供 · Type: 未提供
須申請或登記。
Apply in the app for one eligible posted retail purchase of HKD500 or more; separate purchases cannot be combined. Account must be in good standing.
Personalized monthly handling fee and any application fee are in the application. Early settlement handling fee applies.

開啟優惠來源 ↗