華僑銀行Visa商務卡
- 所屬銀行
- OCBC Bank (Hong Kong)
- 發卡機構
- Ocbc
- 年費
- 收入要求
- 支付網絡
- 核對日期
- 官方網站
各類別回贈
按所選金額估算，須符合條件。空白表示沒有資料支持的估算。
| 類別 | 回贈百分比 | 條件 |
|---|---|---|
| 餐飲 | ||
| 高級餐廳 | ||
| 本地餐飲 | ||
| 快餐 | ||
| 外賣平台 | ||
| 咖啡店／烘焙／甜品 | ||
| 超市及雜貨 | ||
| 街市 | ||
| 超級市場 | ||
| 便利店 | ||
| 購物 | ||
| 時裝 | ||
| 運動及戶外 | ||
| 百貨公司 | ||
| 電子產品 | ||
| 家居／家具 | ||
| 珠寶／鐘錶 | ||
| 書店／文具 | ||
| 寵物用品 | ||
| 網上購物 | 5% | 條件及計算
指定網上購物平台額外5%現金回贈: 5%
|
| 海外網購 | 5% | 條件及計算
指定網上購物平台額外5%現金回贈: 5%
|
| 本地網購 | 5% | 條件及計算
指定網上購物平台額外5%現金回贈: 5%
|
| 網上超市 | 5% | 條件及計算
指定網上購物平台額外5%現金回贈: 5%
|
| 網上時裝／運動用品 | 5% | 條件及計算
指定網上購物平台額外5%現金回贈: 5%
|
| 交通 | ||
| 本地交通 | ||
| 停車場／泊車 | ||
| 汽油／電動車充電 | ||
| 的士／網約車／租車 | ||
| 旅遊 | ||
| 酒店 | ||
| 旅遊預訂 | ||
| 航空公司 | ||
| 旅行社 | ||
| 娛樂 | ||
| 戲院 | ||
| 遊戲 | ||
| 串流服務 | ||
| 主題樂園及景點 | ||
| 演唱會／票務 | ||
| 賬單及公用事業 | ||
| 電訊 | ||
| 政府繳費 | ||
| 電力及煤氣 | ||
| 水務 | ||
| 醫療保健 | ||
| 醫療服務 | ||
| 藥房／保健品 | ||
| 健身中心 | ||
| 美容／個人護理 | ||
| 教育 | ||
| 學費／課程 | ||
| 海外簽賬 | ||
| 中國內地簽賬 | ||
| 澳門簽賬 | ||
| 電子錢包簽賬 | ||
| 電子錢包增值 | ||
| 微信支付 | ||
| 支付寶香港 | ||
| 八達通 | ||
| PayMe | ||
| 手機支付 | ||
| Google Pay | ||
| Apple Pay | ||
| Samsung Pay | ||
| 保險 | ||
| 租金 | ||
| 慈善捐款 | ||
| 借貸/分期付款 | ||
| 其他 |
推廣優惠與信用卡優惠分開列出，並不表示可以同時使用。
推廣優惠 (3)
指定網上購物平台額外6%現金回贈6%回贈須符合條件現金回贈限時優惠最低消費: HK$5,000.00上限: HK$500.00 · 每月
- 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
- 適用消費: 適用範圍: amazon / food panda / keeta / klook / kkday / taobao / tmall / pinduoduo / jd com / meituan / dianping · Type: 商戶
- 要求: Period spend ≥: HK$5,000.00
- 優惠上限: 金額: 500 · 適用範圍: combined designated platform rebate for each eligible cardholder per calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
- 須申請或登記。
- New cardholder tier: 6% extra rebate in the first three consecutive months after card issuance.
- This offer applies to principal cardholders of OCBC Business Credit Cards.
- Eligible retail spending must reach HK$5,000 or more in each calendar month, and the cardholder must also spend at the designated online purchase platforms in that month.
- Designated platforms: Amazon, Food Panda, Keeta, Klook, KKday, Taobao, Tmall, PDD (Pinduoduo), JD.COM, MeiTuan and DianPing.
- A new cardholder is a principal applicant who has not held an OCBC credit card, including a co-branded card, or an OCBC Business Debit Card during the 13 months before approval. The new-card 6% tier requires approval during the promotion period.
- Eligible cardholder and supplementary-card transactions count. Transactions must be made during the promotion period and post to the eligible account by the 15th of the next month. Foreign-currency retail spending is converted to HKD at the Bank's rate.
- Excluded transactions include installment-plan amounts, car-loan repayments, cash advances, bill and tax payments, insurance premiums, casino transactions, bank fees and charges, annual fees, online-payment-system transactions to designated merchants, stored-value-card or e-wallet purchases and top-ups, financial or non-financial institution transactions, transfers, fund and stock contributions, property payments, unposted, cancelled or refunded transactions, split bills, and unauthorized or fraudulent transactions.
- The rebate is limited to one award per eligible cardholder per calendar month and HK$500 per month across eligible cards, including supplementary cards.
- The offer cannot be combined with other credit-card or business-debit-card promotions except a Welcome Offer for a new cardholder.
- The Bank credits the rebate within 90 days after each calendar month. It offsets the principal card account statement balance and cannot be withdrawn as cash, transferred, or exchanged for another offer. The account must be valid and in good standing when credited.
- If a reversal, cancellation, fraud, or abuse makes the cardholder fail the spend requirement after crediting, the Bank may debit the rebate or the difference from an eligible card account or another account held with the Bank.
- Eligible transactions must fall within the stated promotion period ending 31 December 2026. The terms do not state that the new-card tiers continue after that date.
- promotion period; tier is limited to eligible months after card issuance: 2026-01-01 – 2026-12-31
指定網上購物平台額外5%現金回贈5%回贈須符合條件現金回贈限時優惠最低消費: HK$5,000.00上限: HK$500.00 · 每月
- 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
- 適用消費: 適用範圍: amazon / food panda / keeta / klook / kkday / taobao / tmall / pinduoduo / jd com / meituan / dianping · Type: 商戶
- 要求: Period spend ≥: HK$5,000.00
- 優惠上限: 金額: 500 · 適用範圍: combined designated platform rebate for each eligible cardholder per calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
- 須申請或登記。
- New cardholder tier: 5% extra rebate in the months after the first three consecutive months.
- This offer applies to principal cardholders of OCBC Business Credit Cards.
- Eligible retail spending must reach HK$5,000 or more in each calendar month, and the cardholder must also spend at the designated online purchase platforms in that month.
- Designated platforms: Amazon, Food Panda, Keeta, Klook, KKday, Taobao, Tmall, PDD (Pinduoduo), JD.COM, MeiTuan and DianPing.
- A new cardholder is a principal applicant who has not held an OCBC credit card, including a co-branded card, or an OCBC Business Debit Card during the 13 months before approval. The new-card 6% tier requires approval during the promotion period.
- Eligible cardholder and supplementary-card transactions count. Transactions must be made during the promotion period and post to the eligible account by the 15th of the next month. Foreign-currency retail spending is converted to HKD at the Bank's rate.
- Excluded transactions include installment-plan amounts, car-loan repayments, cash advances, bill and tax payments, insurance premiums, casino transactions, bank fees and charges, annual fees, online-payment-system transactions to designated merchants, stored-value-card or e-wallet purchases and top-ups, financial or non-financial institution transactions, transfers, fund and stock contributions, property payments, unposted, cancelled or refunded transactions, split bills, and unauthorized or fraudulent transactions.
- The rebate is limited to one award per eligible cardholder per calendar month and HK$500 per month across eligible cards, including supplementary cards.
- The offer cannot be combined with other credit-card or business-debit-card promotions except a Welcome Offer for a new cardholder.
- The Bank credits the rebate within 90 days after each calendar month. It offsets the principal card account statement balance and cannot be withdrawn as cash, transferred, or exchanged for another offer. The account must be valid and in good standing when credited.
- If a reversal, cancellation, fraud, or abuse makes the cardholder fail the spend requirement after crediting, the Bank may debit the rebate or the difference from an eligible card account or another account held with the Bank.
- Eligible transactions must fall within the stated promotion period ending 31 December 2026. The terms do not state that the new-card tiers continue after that date.
- promotion period; tier is limited to eligible months after card issuance: 2026-01-01 – 2026-12-31
指定網上購物平台額外5%現金回贈5%回贈現金回贈限時優惠最低消費: HK$5,000.00上限: HK$500.00 · 每月
- 適用資格: 適用對象: 全部 · 客戶類別: 現有客戶
- 適用消費: 適用範圍: amazon / food panda / keeta / klook / kkday / taobao / tmall / pinduoduo / jd com / meituan / dianping · Type: 商戶
- 要求: Period spend ≥: HK$5,000.00
- 優惠上限: 金額: 500 · 適用範圍: combined designated platform rebate for each eligible cardholder per calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
- Existing cardholder tier: 5% extra rebate.
- This offer applies to principal cardholders of OCBC Business Credit Cards.
- Eligible retail spending must reach HK$5,000 or more in each calendar month, and the cardholder must also spend at the designated online purchase platforms in that month.
- Designated platforms: Amazon, Food Panda, Keeta, Klook, KKday, Taobao, Tmall, PDD (Pinduoduo), JD.COM, MeiTuan and DianPing.
- A new cardholder is a principal applicant who has not held an OCBC credit card, including a co-branded card, or an OCBC Business Debit Card during the 13 months before approval. The new-card 6% tier requires approval during the promotion period.
- Eligible cardholder and supplementary-card transactions count. Transactions must be made during the promotion period and post to the eligible account by the 15th of the next month. Foreign-currency retail spending is converted to HKD at the Bank's rate.
- Excluded transactions include installment-plan amounts, car-loan repayments, cash advances, bill and tax payments, insurance premiums, casino transactions, bank fees and charges, annual fees, online-payment-system transactions to designated merchants, stored-value-card or e-wallet purchases and top-ups, financial or non-financial institution transactions, transfers, fund and stock contributions, property payments, unposted, cancelled or refunded transactions, split bills, and unauthorized or fraudulent transactions.
- The rebate is limited to one award per eligible cardholder per calendar month and HK$500 per month across eligible cards, including supplementary cards.
- The offer cannot be combined with other credit-card or business-debit-card promotions except a Welcome Offer for a new cardholder.
- The Bank credits the rebate within 90 days after each calendar month. It offsets the principal card account statement balance and cannot be withdrawn as cash, transferred, or exchanged for another offer. The account must be valid and in good standing when credited.
- If a reversal, cancellation, fraud, or abuse makes the cardholder fail the spend requirement after crediting, the Bank may debit the rebate or the difference from an eligible card account or another account held with the Bank.
- Eligible transactions must fall within the stated promotion period ending 31 December 2026. The terms do not state that the new-card tiers continue after that date.
- promotion period; tier is limited to eligible months after card issuance: 2026-01-01 – 2026-12-31
信用卡優惠 (6)
指定網上購物平台額外6%現金回贈6%回贈須符合條件現金回贈限時優惠最低消費: HK$5,000.00上限: HK$500.00 · 每月
- 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
- 適用消費: 適用範圍: amazon / food panda / keeta / klook / kkday / taobao / tmall / pinduoduo / jd com / meituan / dianping · Type: 商戶
- 要求: Period spend ≥: HK$5,000.00
- 優惠上限: 金額: 500 · 適用範圍: combined designated platform rebate for each eligible cardholder per calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
- 須申請或登記。
- New cardholder tier: 6% extra rebate in the first three consecutive months after card issuance.
- This offer applies to principal cardholders of OCBC Business Credit Cards.
- Eligible retail spending must reach HK$5,000 or more in each calendar month, and the cardholder must also spend at the designated online purchase platforms in that month.
- Designated platforms: Amazon, Food Panda, Keeta, Klook, KKday, Taobao, Tmall, PDD (Pinduoduo), JD.COM, MeiTuan and DianPing.
- A new cardholder is a principal applicant who has not held an OCBC credit card, including a co-branded card, or an OCBC Business Debit Card during the 13 months before approval. The new-card 6% tier requires approval during the promotion period.
- Eligible cardholder and supplementary-card transactions count. Transactions must be made during the promotion period and post to the eligible account by the 15th of the next month. Foreign-currency retail spending is converted to HKD at the Bank's rate.
- Excluded transactions include installment-plan amounts, car-loan repayments, cash advances, bill and tax payments, insurance premiums, casino transactions, bank fees and charges, annual fees, online-payment-system transactions to designated merchants, stored-value-card or e-wallet purchases and top-ups, financial or non-financial institution transactions, transfers, fund and stock contributions, property payments, unposted, cancelled or refunded transactions, split bills, and unauthorized or fraudulent transactions.
- The rebate is limited to one award per eligible cardholder per calendar month and HK$500 per month across eligible cards, including supplementary cards.
- The offer cannot be combined with other credit-card or business-debit-card promotions except a Welcome Offer for a new cardholder.
- The Bank credits the rebate within 90 days after each calendar month. It offsets the principal card account statement balance and cannot be withdrawn as cash, transferred, or exchanged for another offer. The account must be valid and in good standing when credited.
- If a reversal, cancellation, fraud, or abuse makes the cardholder fail the spend requirement after crediting, the Bank may debit the rebate or the difference from an eligible card account or another account held with the Bank.
- Eligible transactions must fall within the stated promotion period ending 31 December 2026. The terms do not state that the new-card tiers continue after that date.
- promotion period; tier is limited to eligible months after card issuance: 2026-01-01 – 2026-12-31
指定網上購物平台額外5%現金回贈5%回贈須符合條件現金回贈限時優惠最低消費: HK$5,000.00上限: HK$500.00 · 每月
- 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
- 適用消費: 適用範圍: amazon / food panda / keeta / klook / kkday / taobao / tmall / pinduoduo / jd com / meituan / dianping · Type: 商戶
- 要求: Period spend ≥: HK$5,000.00
- 優惠上限: 金額: 500 · 適用範圍: combined designated platform rebate for each eligible cardholder per calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
- 須申請或登記。
- New cardholder tier: 5% extra rebate in the months after the first three consecutive months.
- This offer applies to principal cardholders of OCBC Business Credit Cards.
- Eligible retail spending must reach HK$5,000 or more in each calendar month, and the cardholder must also spend at the designated online purchase platforms in that month.
- Designated platforms: Amazon, Food Panda, Keeta, Klook, KKday, Taobao, Tmall, PDD (Pinduoduo), JD.COM, MeiTuan and DianPing.
- A new cardholder is a principal applicant who has not held an OCBC credit card, including a co-branded card, or an OCBC Business Debit Card during the 13 months before approval. The new-card 6% tier requires approval during the promotion period.
- Eligible cardholder and supplementary-card transactions count. Transactions must be made during the promotion period and post to the eligible account by the 15th of the next month. Foreign-currency retail spending is converted to HKD at the Bank's rate.
- Excluded transactions include installment-plan amounts, car-loan repayments, cash advances, bill and tax payments, insurance premiums, casino transactions, bank fees and charges, annual fees, online-payment-system transactions to designated merchants, stored-value-card or e-wallet purchases and top-ups, financial or non-financial institution transactions, transfers, fund and stock contributions, property payments, unposted, cancelled or refunded transactions, split bills, and unauthorized or fraudulent transactions.
- The rebate is limited to one award per eligible cardholder per calendar month and HK$500 per month across eligible cards, including supplementary cards.
- The offer cannot be combined with other credit-card or business-debit-card promotions except a Welcome Offer for a new cardholder.
- The Bank credits the rebate within 90 days after each calendar month. It offsets the principal card account statement balance and cannot be withdrawn as cash, transferred, or exchanged for another offer. The account must be valid and in good standing when credited.
- If a reversal, cancellation, fraud, or abuse makes the cardholder fail the spend requirement after crediting, the Bank may debit the rebate or the difference from an eligible card account or another account held with the Bank.
- Eligible transactions must fall within the stated promotion period ending 31 December 2026. The terms do not state that the new-card tiers continue after that date.
- promotion period; tier is limited to eligible months after card issuance: 2026-01-01 – 2026-12-31
指定網上購物平台額外5%現金回贈5%回贈現金回贈限時優惠最低消費: HK$5,000.00上限: HK$500.00 · 每月
- 適用資格: 適用對象: 全部 · 客戶類別: 現有客戶
- 適用消費: 適用範圍: amazon / food panda / keeta / klook / kkday / taobao / tmall / pinduoduo / jd com / meituan / dianping · Type: 商戶
- 要求: Period spend ≥: HK$5,000.00
- 優惠上限: 金額: 500 · 適用範圍: combined designated platform rebate for each eligible cardholder per calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
- Existing cardholder tier: 5% extra rebate.
- This offer applies to principal cardholders of OCBC Business Credit Cards.
- Eligible retail spending must reach HK$5,000 or more in each calendar month, and the cardholder must also spend at the designated online purchase platforms in that month.
- Designated platforms: Amazon, Food Panda, Keeta, Klook, KKday, Taobao, Tmall, PDD (Pinduoduo), JD.COM, MeiTuan and DianPing.
- A new cardholder is a principal applicant who has not held an OCBC credit card, including a co-branded card, or an OCBC Business Debit Card during the 13 months before approval. The new-card 6% tier requires approval during the promotion period.
- Eligible cardholder and supplementary-card transactions count. Transactions must be made during the promotion period and post to the eligible account by the 15th of the next month. Foreign-currency retail spending is converted to HKD at the Bank's rate.
- Excluded transactions include installment-plan amounts, car-loan repayments, cash advances, bill and tax payments, insurance premiums, casino transactions, bank fees and charges, annual fees, online-payment-system transactions to designated merchants, stored-value-card or e-wallet purchases and top-ups, financial or non-financial institution transactions, transfers, fund and stock contributions, property payments, unposted, cancelled or refunded transactions, split bills, and unauthorized or fraudulent transactions.
- The rebate is limited to one award per eligible cardholder per calendar month and HK$500 per month across eligible cards, including supplementary cards.
- The offer cannot be combined with other credit-card or business-debit-card promotions except a Welcome Offer for a new cardholder.
- The Bank credits the rebate within 90 days after each calendar month. It offsets the principal card account statement balance and cannot be withdrawn as cash, transferred, or exchanged for another offer. The account must be valid and in good standing when credited.
- If a reversal, cancellation, fraud, or abuse makes the cardholder fail the spend requirement after crediting, the Bank may debit the rebate or the difference from an eligible card account or another account held with the Bank.
- Eligible transactions must fall within the stated promotion period ending 31 December 2026. The terms do not state that the new-card tiers continue after that date.
- promotion period; tier is limited to eligible months after card issuance: 2026-01-01 – 2026-12-31
OCBC Visa Business Credit Card零售簽賬0.4%現金回贈0.4%回贈現金回贈上限: 0.4 百分比 · per statement period
- 適用資格: 適用對象: 全部
- 適用消費: Type: 全部
- 優惠上限: 金額: 0.4 · 適用範圍: five times the approved credit limit for the monthly statement; temporary and credit balance increases are excluded · 期間: per statement period · Type: 有限額 · Unit: 百分比
- All eligible spending transactions earn 0.4% cash rebate.
- Excluded transactions include cash advances, cash installment-plan amounts except merchant interest-free installments, bill payments, balance transfers, casino transactions, all fees and charges, counterfeit or unauthorized transactions, and cancelled or refunded transactions.
- The monthly rebate cap is 0.4% of five times the approved credit limit. Temporary credit-limit increases and credit-balance increases do not count toward the approved limit.
- The rebate is credited on the next statement. No rebate is granted when the total rebate for a monthly statement is below HK$1.
- The rebate can offset retail spending or cash advances but cannot be converted to cash. The account must be valid and in good standing when the rebate is credited.
- The Bank may amend the rebate rate and related terms.
OCBC Visa Business Credit Card永久年費豁免（優惠值未列明）—未提供優惠值Fee Waiver
- 適用資格: 適用對象: 全部
- 適用消費: Type: not applicable
- 優惠上限: 適用範圍: annual membership fee · 期間: 未提供 · Type: 未提供
- The business-card fee schedule states that the annual fee is waived. The HTML page describes this as a perpetual annual fee waiver.
OCBC Visa Business Credit Card最長54日免息消費期高達54days 數量Financing
- 適用資格: 適用對象: 全部
- 適用消費: Type: not applicable
- 優惠上限: 適用範圍: interest free period · 期間: 未提供 · Type: 未提供
- No interest is charged on retail purchases when the full statement balance is paid by the due date each month.
- The interest-free period depends on when the purchase is made in the statement cycle.
- There is no interest-free period for cash advances or balance transfers.