華僑銀行World Mastercard
- 所屬銀行
- OCBC Bank (Hong Kong)
- 發卡機構
- Ocbc
- 年費
- 收入要求
- 支付網絡
- 核對日期
- 官方網站
各類別回贈
按所選金額估算，須符合條件。空白表示沒有資料支持的估算。
| 類別 | 回贈百分比 | 條件 |
|---|---|---|
| 餐飲 | ||
| 高級餐廳 | ||
| 本地餐飲 | ||
| 快餐 | ||
| 外賣平台 | ||
| 咖啡店／烘焙／甜品 | ||
| 超市及雜貨 | ||
| 街市 | ||
| 超級市場 | ||
| 便利店 | ||
| 購物 | ||
| 時裝 | ||
| 運動及戶外 | ||
| 百貨公司 | ||
| 電子產品 | ||
| 家居／家具 | ||
| 珠寶／鐘錶 | ||
| 書店／文具 | ||
| 寵物用品 | ||
| 網上購物 | 5% | 條件及計算
Designated online platforms — 5% extra cash rebate: 5%
|
| 海外網購 | 5% | 條件及計算
Designated online platforms — 5% extra cash rebate: 5%
|
| 本地網購 | 5% | 條件及計算
Designated online platforms — 5% extra cash rebate: 5%
|
| 網上超市 | 5% | 條件及計算
Designated online platforms — 5% extra cash rebate: 5%
|
| 網上時裝／運動用品 | 5% | 條件及計算
Designated online platforms — 5% extra cash rebate: 5%
|
| 交通 | ||
| 本地交通 | ||
| 停車場／泊車 | ||
| 汽油／電動車充電 | ||
| 的士／網約車／租車 | ||
| 旅遊 | ||
| 酒店 | ||
| 旅遊預訂 | ||
| 航空公司 | ||
| 旅行社 | ||
| 娛樂 | ||
| 戲院 | ||
| 遊戲 | ||
| 串流服務 | ||
| 主題樂園及景點 | ||
| 演唱會／票務 | ||
| 賬單及公用事業 | ||
| 電訊 | ||
| 政府繳費 | ||
| 電力及煤氣 | ||
| 水務 | ||
| 醫療保健 | ||
| 醫療服務 | ||
| 藥房／保健品 | ||
| 健身中心 | ||
| 美容／個人護理 | ||
| 教育 | ||
| 學費／課程 | ||
| 海外簽賬 | ||
| 中國內地簽賬 | ||
| 澳門簽賬 | ||
| 電子錢包簽賬 | ||
| 電子錢包增值 | ||
| 微信支付 | ||
| 支付寶香港 | ||
| 八達通 | ||
| PayMe | ||
| 手機支付 | ||
| Google Pay | ||
| Apple Pay | ||
| Samsung Pay | ||
| 保險 | ||
| 租金 | ||
| 慈善捐款 | ||
| 借貸/分期付款 | 0.5% | 條件及計算
Monthly car loan repayments — up to 0.5% cash rebate: 0.5%
|
| 其他 |
推廣優惠與信用卡優惠分開列出，並不表示可以同時使用。
推廣優惠 (3)
Designated online platforms — 6% extra cash rebate6%回贈須符合條件現金回贈限時優惠最低消費: HK$5,000.00上限: HK$500.00 · 每月
- 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
- 適用消費: 適用範圍: amazon / food panda / keeta / klook / kkday / taobao / tmall / pinduoduo / jd com / meituan / dianping · Type: 商戶
- 要求: Period spend ≥: HK$5,000.00
- 優惠上限: 金額: 500 · 適用範圍: Rebate under this promotion per eligible cardholder · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
- 須申請或登記。
- New principal cardholders receive 6% extra rebate for the first three consecutive months after card issuance; applicants must not have held an OCBC credit card or business debit card in the prior 13 months.
- Eligible retail spending must reach HKD 5,000 in the same calendar month. Supplementary-card spending combines under the principal cardholder.
- Transactions must post by the 15th of the next month. Credit is made within 90 days after month end to an eligible account in good standing; the rebate offsets the statement and cannot be withdrawn. Reversed transactions may cause clawback.
- Exclusions include instalments, car-loan repayments, cash advances, bills, tax, insurance, casino, fees, stored value, e-wallets, financial or non-financial institution transactions, transfers, funds, stocks, property, split bills, and reversed, unposted, fraudulent, or unauthorised transactions.
- The terms prohibit combination with other card promotions except the welcome offer. OCBC may amend or end the promotion.
- World Mastercard applicants must be 18+ and meet the World Card minimum annual income of HKD 250,000.
- C45 designated online rebate promotion: 2026-01-01 – 2026-12-31
Designated online platforms — 5% extra cash rebate5%回贈須符合條件現金回贈限時優惠最低消費: HK$5,000.00上限: HK$500.00 · 每月
- 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
- 適用消費: 適用範圍: amazon / food panda / keeta / klook / kkday / taobao / tmall / pinduoduo / jd com / meituan / dianping · Type: 商戶
- 要求: Period spend ≥: HK$5,000.00
- 優惠上限: 金額: 500 · 適用範圍: Rebate under this promotion per eligible cardholder · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
- 須申請或登記。
- New principal cardholders receive 5% extra rebate after the first three consecutive months from card issuance; applicants must not have held an OCBC credit card or business debit card in the prior 13 months.
- Eligible retail spending must reach HKD 5,000 in the same calendar month. Supplementary-card spending combines under the principal cardholder.
- Transactions must post by the 15th of the next month. Credit is made within 90 days after month end to an eligible account in good standing; the rebate offsets the statement and cannot be withdrawn. Reversed transactions may cause clawback.
- Exclusions include instalments, car-loan repayments, cash advances, bills, tax, insurance, casino, fees, stored value, e-wallets, financial or non-financial institution transactions, transfers, funds, stocks, property, split bills, and reversed, unposted, fraudulent, or unauthorised transactions.
- The terms prohibit combination with other card promotions except the welcome offer. OCBC may amend or end the promotion.
- World Mastercard applicants must be 18+ and meet the World Card minimum annual income of HKD 250,000.
- C45 designated online rebate promotion: 2026-01-01 – 2026-12-31
Designated online platforms — 5% extra cash rebate5%回贈現金回贈限時優惠最低消費: HK$5,000.00上限: HK$500.00 · 每月
- 適用資格: 適用對象: 全部 · 客戶類別: 現有客戶
- 適用消費: 適用範圍: amazon / food panda / keeta / klook / kkday / taobao / tmall / pinduoduo / jd com / meituan / dianping · Type: 商戶
- 要求: Period spend ≥: HK$5,000.00
- 優惠上限: 金額: 500 · 適用範圍: Rebate under this promotion per eligible cardholder · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
- Existing cardholders receive 5% extra rebate.
- Eligible retail spending must reach HKD 5,000 in the same calendar month. Supplementary-card spending combines under the principal cardholder.
- Transactions must post by the 15th of the next month. Credit is made within 90 days after month end to an eligible account in good standing; the rebate offsets the statement and cannot be withdrawn. Reversed transactions may cause clawback.
- Exclusions include instalments, car-loan repayments, cash advances, bills, tax, insurance, casino, fees, stored value, e-wallets, financial or non-financial institution transactions, transfers, funds, stocks, property, split bills, and reversed, unposted, fraudulent, or unauthorised transactions.
- The terms prohibit combination with other card promotions except the welcome offer. OCBC may amend or end the promotion.
- World Mastercard applicants must be 18+ and meet the World Card minimum annual income of HKD 250,000.
- C45 designated online rebate promotion: 2026-01-01 – 2026-12-31
信用卡優惠 (14)
Designated online platforms — 6% extra cash rebate6%回贈須符合條件現金回贈限時優惠最低消費: HK$5,000.00上限: HK$500.00 · 每月
- 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
- 適用消費: 適用範圍: amazon / food panda / keeta / klook / kkday / taobao / tmall / pinduoduo / jd com / meituan / dianping · Type: 商戶
- 要求: Period spend ≥: HK$5,000.00
- 優惠上限: 金額: 500 · 適用範圍: Rebate under this promotion per eligible cardholder · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
- 須申請或登記。
- New principal cardholders receive 6% extra rebate for the first three consecutive months after card issuance; applicants must not have held an OCBC credit card or business debit card in the prior 13 months.
- Eligible retail spending must reach HKD 5,000 in the same calendar month. Supplementary-card spending combines under the principal cardholder.
- Transactions must post by the 15th of the next month. Credit is made within 90 days after month end to an eligible account in good standing; the rebate offsets the statement and cannot be withdrawn. Reversed transactions may cause clawback.
- Exclusions include instalments, car-loan repayments, cash advances, bills, tax, insurance, casino, fees, stored value, e-wallets, financial or non-financial institution transactions, transfers, funds, stocks, property, split bills, and reversed, unposted, fraudulent, or unauthorised transactions.
- The terms prohibit combination with other card promotions except the welcome offer. OCBC may amend or end the promotion.
- World Mastercard applicants must be 18+ and meet the World Card minimum annual income of HKD 250,000.
- C45 designated online rebate promotion: 2026-01-01 – 2026-12-31
Designated online platforms — 5% extra cash rebate5%回贈須符合條件現金回贈限時優惠最低消費: HK$5,000.00上限: HK$500.00 · 每月
- 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
- 適用消費: 適用範圍: amazon / food panda / keeta / klook / kkday / taobao / tmall / pinduoduo / jd com / meituan / dianping · Type: 商戶
- 要求: Period spend ≥: HK$5,000.00
- 優惠上限: 金額: 500 · 適用範圍: Rebate under this promotion per eligible cardholder · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
- 須申請或登記。
- New principal cardholders receive 5% extra rebate after the first three consecutive months from card issuance; applicants must not have held an OCBC credit card or business debit card in the prior 13 months.
- Eligible retail spending must reach HKD 5,000 in the same calendar month. Supplementary-card spending combines under the principal cardholder.
- Transactions must post by the 15th of the next month. Credit is made within 90 days after month end to an eligible account in good standing; the rebate offsets the statement and cannot be withdrawn. Reversed transactions may cause clawback.
- Exclusions include instalments, car-loan repayments, cash advances, bills, tax, insurance, casino, fees, stored value, e-wallets, financial or non-financial institution transactions, transfers, funds, stocks, property, split bills, and reversed, unposted, fraudulent, or unauthorised transactions.
- The terms prohibit combination with other card promotions except the welcome offer. OCBC may amend or end the promotion.
- World Mastercard applicants must be 18+ and meet the World Card minimum annual income of HKD 250,000.
- C45 designated online rebate promotion: 2026-01-01 – 2026-12-31
Designated online platforms — 5% extra cash rebate5%回贈現金回贈限時優惠最低消費: HK$5,000.00上限: HK$500.00 · 每月
- 適用資格: 適用對象: 全部 · 客戶類別: 現有客戶
- 適用消費: 適用範圍: amazon / food panda / keeta / klook / kkday / taobao / tmall / pinduoduo / jd com / meituan / dianping · Type: 商戶
- 要求: Period spend ≥: HK$5,000.00
- 優惠上限: 金額: 500 · 適用範圍: Rebate under this promotion per eligible cardholder · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
- Existing cardholders receive 5% extra rebate.
- Eligible retail spending must reach HKD 5,000 in the same calendar month. Supplementary-card spending combines under the principal cardholder.
- Transactions must post by the 15th of the next month. Credit is made within 90 days after month end to an eligible account in good standing; the rebate offsets the statement and cannot be withdrawn. Reversed transactions may cause clawback.
- Exclusions include instalments, car-loan repayments, cash advances, bills, tax, insurance, casino, fees, stored value, e-wallets, financial or non-financial institution transactions, transfers, funds, stocks, property, split bills, and reversed, unposted, fraudulent, or unauthorised transactions.
- The terms prohibit combination with other card promotions except the welcome offer. OCBC may amend or end the promotion.
- World Mastercard applicants must be 18+ and meet the World Card minimum annual income of HKD 250,000.
- C45 designated online rebate promotion: 2026-01-01 – 2026-12-31
Local food and beverage spending — up to 0.8% cash rebate高達0.8%回贈現金回贈上限: 0.5 百分比 · 每月
- 適用資格: 適用對象: 全部
- 適用消費: 適用範圍: 本地餐飲 · Type: 類別
- 優惠上限: 金額: 0.5 · 適用範圍: monthly Spending Reward Program rebates; 0.5% of five times the approved credit limit · 期間: 每月 · Type: 有限額 · Unit: 百分比
- HKD 125 eligible spending earns HKD 1 rebate.
- The monthly rebate cap is 0.5% of five times the approved credit limit; temporary limits and increases caused by a credit balance are excluded.
- Eligibility uses card-network and acquirer category codes. The rebate is credited to the next statement, has a HKD 1 minimum, offsets the statement, and is not cash. The account must be in good standing; cancellation can forfeit rebates. Common programme exclusions and change terms apply.
- World Mastercard applicants must be 18+ and meet the World Card minimum annual income of HKD 250,000.
- Excludes cash advances, cash instalment plans except merchant interest-free instalments, bill payments, balance transfers, casino transactions, fees and charges, fraudulent or unauthorised transactions, and cancelled or refunded transactions.
Overseas spending — up to 0.8% cash rebate高達0.8%回贈現金回贈上限: 0.5 百分比 · 每月
- 適用資格: 適用對象: 全部
- 適用消費: 適用範圍: 海外簽賬 · Type: 類別
- 優惠上限: 金額: 0.5 · 適用範圍: monthly Spending Reward Program rebates; 0.5% of five times the approved credit limit · 期間: 每月 · Type: 有限額 · Unit: 百分比
- HKD 125 eligible spending earns HKD 1 rebate. Overseas internet transactions and overseas transactions settled in HKD are excluded.
- The monthly rebate cap is 0.5% of five times the approved credit limit; temporary limits and increases caused by a credit balance are excluded.
- Eligibility uses card-network and acquirer category codes. The rebate is credited to the next statement, has a HKD 1 minimum, offsets the statement, and is not cash. The account must be in good standing; cancellation can forfeit rebates. Common programme exclusions and change terms apply.
- World Mastercard applicants must be 18+ and meet the World Card minimum annual income of HKD 250,000.
- Excludes cash advances, cash instalment plans except merchant interest-free instalments, bill payments, balance transfers, casino transactions, fees and charges, fraudulent or unauthorised transactions, and cancelled or refunded transactions.
Other retail spending — up to 0.5% cash rebate高達0.5%回贈現金回贈上限: 0.5 百分比 · 每月
- 適用資格: 適用對象: 全部
- 適用消費: 適用範圍: 其他 · Type: 類別
- 優惠上限: 金額: 0.5 · 適用範圍: monthly Spending Reward Program rebates; 0.5% of five times the approved credit limit · 期間: 每月 · Type: 有限額 · Unit: 百分比
- HKD 200 eligible spending earns HKD 1 rebate.
- The monthly rebate cap is 0.5% of five times the approved credit limit; temporary limits and increases caused by a credit balance are excluded.
- Eligibility uses card-network and acquirer category codes. The rebate is credited to the next statement, has a HKD 1 minimum, offsets the statement, and is not cash. The account must be in good standing; cancellation can forfeit rebates. Common programme exclusions and change terms apply.
- World Mastercard applicants must be 18+ and meet the World Card minimum annual income of HKD 250,000.
- Excludes cash advances, cash instalment plans except merchant interest-free instalments, bill payments, balance transfers, casino transactions, fees and charges, fraudulent or unauthorised transactions, and cancelled or refunded transactions.
Monthly car loan repayments — up to 0.5% cash rebate高達0.5%回贈現金回贈上限: HK$50.00 · 每筆交易
- 適用資格: 適用對象: 全部
- 適用消費: 適用範圍: 借貸/分期付款 · Type: 類別
- 優惠上限: 金額: 50 · 適用範圍: Cash rebate for each monthly car loan repayment transaction · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣
- HKD 200 eligible spending earns HKD 1 rebate. The general monthly programme cap is 0.5% of five times the approved credit limit; temporary limits and increases caused by a credit balance are excluded.
- Car-loan rebate is capped at HKD 50 per transaction.
- Eligibility uses card-network and acquirer category codes. The rebate is credited to the next statement, has a HKD 1 minimum, offsets the statement, and is not cash. The account must be in good standing; cancellation can forfeit rebates. Common programme exclusions and change terms apply.
- World Mastercard applicants must be 18+ and meet the World Card minimum annual income of HKD 250,000.
- Excludes cash advances, cash instalment plans except merchant interest-free instalments, bill payments, balance transfers, casino transactions, fees and charges, fraudulent or unauthorised transactions, and cancelled or refunded transactions.
Octopus Automatic Add-Value reloads — up to 0.5% cash rebate高達0.5%回贈現金回贈上限: 0.5 百分比 · 每月
- 適用資格: 適用對象: 全部
- 適用消費: 適用範圍: 八達通 · Type: 類別
- 優惠上限: 金額: 0.5 · 適用範圍: monthly Spending Reward Program rebates; 0.5% of five times the approved credit limit · 期間: 每月 · Type: 有限額 · Unit: 百分比
- HKD 200 eligible spending earns HKD 1 rebate.
- The monthly rebate cap is 0.5% of five times the approved credit limit; temporary limits and increases caused by a credit balance are excluded.
- Eligibility uses card-network and acquirer category codes. The rebate is credited to the next statement, has a HKD 1 minimum, offsets the statement, and is not cash. The account must be in good standing; cancellation can forfeit rebates. Common programme exclusions and change terms apply.
- World Mastercard applicants must be 18+ and meet the World Card minimum annual income of HKD 250,000.
- Excludes cash advances, cash instalment plans except merchant interest-free instalments, bill payments, balance transfers, casino transactions, fees and charges, fraudulent or unauthorised transactions, and cancelled or refunded transactions.
OCBC Credit Card — HKD 300 welcome cash rebate300HKD 回贈須符合條件現金回贈最低消費: HK$4,800.00
- 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
- 適用消費: Type: 全部
- 要求: Period spend ≥: HK$4,800.00
- 優惠上限: 適用範圍: welcome cash rebate · 期間: 未提供 · Type: 未提供
- 百分比備註: HKD 300 ÷ HKD 4,800 × 100 = 6.25%, rounded to two decimal places. This is the threshold equivalent rate at the minimum qualifying spend. The effective rate decreases when eligible spend exceeds HKD 4,800.
- 須申請或登記。
- Principal applicants must not have held an OCBC credit card, including a co-branded card, in the prior 13 months.
- Principal and supplementary spending must total HKD 4,800 within three months from card issuance. Eligible retail purchases and cash advances count; instalments, bills, unposted, cancelled, refunded, fraudulent, or unauthorised transactions, car-loan repayments, and e-wallet reloads do not.
- Credit is made within eight weeks after qualifying spend. The account must be valid, not delinquent, and in good standing. One welcome offer applies; simultaneous applications use the first approved card. The rebate is not transferable or cash.
- Cancellation within one year after rebate credit incurs an HKD 488 charge.
- World Mastercard applicants must be 18+ and meet the World Card minimum annual income of HKD 250,000.
World Mastercard — HKD 1,800 annual fee waived1,800HKD 回贈須符合條件Fee Waiver
- 適用資格: 適用對象: 全部
- 適用消費: Type: not applicable
- 優惠上限: 適用範圍: World Mastercard principal annual fee · 期間: 未提供 · Type: 未提供
- 須申請或登記。
- The annual fee is waived for the first three years for the World Mastercard principal cardholder. The stated annual fee is HKD 1,800.
- Supplementary-card waiver scope is not stated.
- World Mastercard applicants must be 18+ and meet the World Card minimum annual income of HKD 250,000.
Flexi-Money — interest-free installment repayments（優惠值未列明）—未提供優惠值Financing
- 適用資格: 適用對象: 全部
- 適用消費: Type: not applicable
- 優惠上限: 適用範圍: Flexi Money plan · 期間: 未提供 · Type: 未提供
- The page describes instant cash with flexible, interest-free repayments and advises customers to borrow only if they can repay.
- The amount, repayment period, fees, eligibility, and application steps are not stated in the retained HTML.
- World Mastercard applicants must be 18+ and meet the World Card minimum annual income of HKD 250,000.
Monthly HKD 10 paper statement fee waiver — age 65 or above10HKD 回贈Fee Waiversenior
- 適用資格: 適用對象: senior
- 適用消費: Type: not applicable
- 優惠上限: 適用範圍: monthly paper statement fee · 期間: 未提供 · Type: 未提供
- The principal cardholder must qualify for the exemption. The waiver does not apply to corporate or supplementary cards.
Monthly HKD 10 paper statement fee waiver — eligible assistance recipients10HKD 回贈須符合條件Fee Waiverother
- 適用資格: 適用對象: other · Document: Self declaration and relevant supporting documents are required.
- 適用消費: Type: not applicable
- 優惠上限: 適用範圍: monthly paper statement fee · 期間: 未提供 · Type: 未提供
- 須申請或登記。
- Applies to recipients of CSSA or Government Disability Allowance, and other low-income customers designated by the Bank.
- The principal cardholder must qualify for the exemption. The waiver does not apply to corporate or supplementary cards.
Retail purchases — up to 54 days interest-free高達54days 數量Financing
- 適用資格: 適用對象: 全部
- 適用消費: Type: not applicable
- 優惠上限: 適用範圍: retail purchase interest free period · 期間: 未提供 · Type: 未提供
- Retail purchases are interest-free if the full statement balance is paid by the due date; the actual period depends on the purchase date in the cycle.
- Cash advances and balance transfers do not receive an interest-free period.