香港江浙滬同鄉會信用卡

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 金額: 250 · 適用範圍: 首250名成功轉換「亞洲萬里通」里數的持卡人 · 期間: 推廣期總額 · Type: 有限額 · Unit: other
• 須申請或登記。
• 持上海商業銀行信用卡，透過個人網上銀行或「上商理財」手機應用程式的指定積分兌換頁面轉換「亞洲萬里通」里數。
• 須於推廣期內申請轉換目標里數，再以該卡簽賬累積足夠積分轉換目標里數，方可獲額外里數。
• 優惠只限首250名成功轉換里數的持卡人，以本行個人網上銀行記錄為準；先到先得，額滿即止；額滿時將於本行網頁公布。
• 轉換里數及額外20%里數將於2026年12月內分別存入持卡人之國泰賬戶。
• 每次最低轉換1,000「亞洲萬里通」里數，並須為1,000里數或其倍數。
• 每轉換1,000里數須繳HK$10手續費；每次最低收費HK$100，最高HK$500；費用從信用卡賬戶扣除。
• 每15積分可轉換1「亞洲萬里通」里數。
• 優惠須受條款及細則約束。來源提及更多優惠及條款詳情，但該連結內容未檢視。
• 額外20%「亞洲萬里通」里數轉換優惠: 即日起 – 2026-11-22

開啟優惠來源 ↗

• 適用資格: 適用對象: 全部 · 客戶類別: 現有客戶
• 適用消費: 適用範圍: 本地餐飲 · Type: 類別
• 要求: Period spend ≥: HK$3,000.00
• 優惠上限: 金額: 250 · 適用範圍: cashback · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
• 百分比備註: Source states up to 6% cashback for the selected category.
• 須申請或登記。
• Eligible transactions are local, overseas, or online retail spending.
• The general tier requires monthly accumulated spending of HK$3,000.
• Specified existing eligibility covers Shanghai Commercial Bank cards and the listed co-branded cards only; company and business cards are excluded.
• The source list includes TVB, Hong Kong Academy for Performing Arts, St Joseph's College Old Boys Association, St Paul's, Good Hope School, Hong Kong Chekiang and Shanghai Residents Association, Shanghai Fraternity Association, St Paul's Convent School, Pok Oi, International Junior Chamber of Commerce Hong Kong, Hong Kong Institute of Surveyors, Hong Kong Heritage, Cornerstone Association, Kingkow, and Kingswood Villas co-branded cards.
• Successful registration is required; the source states up to 6% cashback and a monthly HK$250 cap.
• promotion period: 即日起 – 2027-02-28

開啟優惠來源 ↗

• 適用資格: 適用對象: 全部 · 客戶類別: 現有客戶
• 適用消費: 適用範圍: 外賣平台 · Type: 類別
• 要求: Period spend ≥: HK$3,000.00
• 優惠上限: 金額: 250 · 適用範圍: cashback · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
• 百分比備註: Source states up to 6% cashback for the selected category.
• 須申請或登記。
• Eligible transactions are local, overseas, or online retail spending.
• The general tier requires monthly accumulated spending of HK$3,000.
• Specified existing eligibility covers Shanghai Commercial Bank cards and the listed co-branded cards only; company and business cards are excluded.
• The source list includes TVB, Hong Kong Academy for Performing Arts, St Joseph's College Old Boys Association, St Paul's, Good Hope School, Hong Kong Chekiang and Shanghai Residents Association, Shanghai Fraternity Association, St Paul's Convent School, Pok Oi, International Junior Chamber of Commerce Hong Kong, Hong Kong Institute of Surveyors, Hong Kong Heritage, Cornerstone Association, Kingkow, and Kingswood Villas co-branded cards.
• Successful registration is required; the source states up to 6% cashback and a monthly HK$250 cap.
• promotion period: 即日起 – 2027-02-28

開啟優惠來源 ↗

• 適用資格: 適用對象: 全部 · 客戶類別: 現有客戶
• 適用消費: 適用範圍: 超級市場 · Type: 類別
• 要求: Period spend ≥: HK$3,000.00
• 優惠上限: 金額: 250 · 適用範圍: cashback · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
• 百分比備註: Source states up to 6% cashback for the selected category.
• 須申請或登記。
• Eligible transactions are local, overseas, or online retail spending.
• The general tier requires monthly accumulated spending of HK$3,000.
• Specified existing eligibility covers Shanghai Commercial Bank cards and the listed co-branded cards only; company and business cards are excluded.
• The source list includes TVB, Hong Kong Academy for Performing Arts, St Joseph's College Old Boys Association, St Paul's, Good Hope School, Hong Kong Chekiang and Shanghai Residents Association, Shanghai Fraternity Association, St Paul's Convent School, Pok Oi, International Junior Chamber of Commerce Hong Kong, Hong Kong Institute of Surveyors, Hong Kong Heritage, Cornerstone Association, Kingkow, and Kingswood Villas co-branded cards.
• Successful registration is required; the source states up to 6% cashback and a monthly HK$250 cap.
• promotion period: 即日起 – 2027-02-28

開啟優惠來源 ↗

• 適用資格: 適用對象: 全部 · 客戶類別: 現有客戶
• 適用消費: 適用範圍: 百貨公司 · Type: 類別
• 要求: Period spend ≥: HK$3,000.00
• 優惠上限: 金額: 250 · 適用範圍: cashback · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
• 百分比備註: Source states up to 6% cashback for the selected category.
• 須申請或登記。
• Eligible transactions are local, overseas, or online retail spending.
• The general tier requires monthly accumulated spending of HK$3,000.
• Specified existing eligibility covers Shanghai Commercial Bank cards and the listed co-branded cards only; company and business cards are excluded.
• The source list includes TVB, Hong Kong Academy for Performing Arts, St Joseph's College Old Boys Association, St Paul's, Good Hope School, Hong Kong Chekiang and Shanghai Residents Association, Shanghai Fraternity Association, St Paul's Convent School, Pok Oi, International Junior Chamber of Commerce Hong Kong, Hong Kong Institute of Surveyors, Hong Kong Heritage, Cornerstone Association, Kingkow, and Kingswood Villas co-branded cards.
• Successful registration is required; the source states up to 6% cashback and a monthly HK$250 cap.
• promotion period: 即日起 – 2027-02-28

開啟優惠來源 ↗

• 適用資格: 適用對象: 全部 · 客戶類別: 現有客戶
• 適用消費: 適用範圍: 海外簽賬 · Type: 類別
• 要求: Period spend ≥: HK$3,000.00
• 優惠上限: 金額: 250 · 適用範圍: cashback · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
• 百分比備註: Source states up to 6% cashback for the selected category.
• 須申請或登記。
• Eligible transactions are local, overseas, or online retail spending.
• The general tier requires monthly accumulated spending of HK$3,000.
• Specified existing eligibility covers Shanghai Commercial Bank cards and the listed co-branded cards only; company and business cards are excluded.
• The source list includes TVB, Hong Kong Academy for Performing Arts, St Joseph's College Old Boys Association, St Paul's, Good Hope School, Hong Kong Chekiang and Shanghai Residents Association, Shanghai Fraternity Association, St Paul's Convent School, Pok Oi, International Junior Chamber of Commerce Hong Kong, Hong Kong Institute of Surveyors, Hong Kong Heritage, Cornerstone Association, Kingkow, and Kingswood Villas co-branded cards.
• Successful registration is required; the source states up to 6% cashback and a monthly HK$250 cap.
• promotion period: 即日起 – 2027-02-28

開啟優惠來源 ↗

• 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
• 適用消費: 適用範圍: kiangsu chekiang and shanghai residents h k association restaurant · Type: 商戶
• 優惠上限: 金額: 500 · 適用範圍: Each eligible new cardholder's KCSRA welcome gift · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
• 百分比備註: Source stated 10% Cash Rebate; maximum HK$500.
• 須申請或登記。
• The promotion period is from 1 August 2026 to 31 July 2027, both dates inclusive.
• New principal-card applicants must successfully apply for the KCSRA UnionPay Dual Currency Diamond Credit Card within the Promotion Period; supplementary cards are excluded.
• The applicant must not have held any credit card or co-branded credit card of Shanghai Commercial Bank in the previous 12 months.
• The applicant must spend at KCSRA Restaurant within the first 6 months from the new card issuance date and successfully enrol for credit-card e-statement.
• The maximum Cash Rebate is HK$500. The rebate is rounded down to the nearest dollar; a rebate below HK$1 is not counted; the rebate is credited to the HKD credit-card account within 2 months after the Spending Period.
• Eligible transactions are purchases with the Eligible Credit Card at KCSRA Restaurant. Spending outside KCSRA Restaurant, cash advances, outstanding balances, balance transfers, Bank-channel bill payments including tax, utilities and insurance payments, all credit-card charges including annual fees, finance charges, late charges and interest, and unposted, unauthorised, cancelled, refunded, fraudulent or other unqualified transactions are excluded.
• If a new cardholder applies for more than one Bank credit card during the Promotion Period and uses more than one card to fulfil the welcome-offer spending requirement, only one welcome gift is awarded.
• If the new cardholder cancels the Eligible Credit Card within 12 months from the date of welcome-gift redemption, the Bank charges an administrative fee of HK$600 to the relevant credit-card account without prior notice.
• The welcome gift is available while stock lasts, is not transferable, returnable or redeemable for cash, and may be replaced by an alternative gift if out of stock.
• The new cardholder's credit-card account must be valid and in good standing during the redemption period. The Bank may vary, extend or terminate the offer or amend the terms without prior notice; the English version prevails if there is a discrepancy.
• The card is available only to KCSRA members or KCSRA restaurant's eligible persons. The product page states an annual income requirement of HK$150,000 for the UnionPay Dual Currency Diamond Credit Card.
• Welcome Gift Promotion Period: 2026-08-01 – 2027-07-31

開啟優惠來源 ↗

• 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
• 適用消費: 適用範圍: kiangsu chekiang and shanghai residents h k association restaurant · Type: 商戶
• 優惠上限: 金額: 500 · 適用範圍: Each eligible new cardholder's KCSRA welcome gift · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
• 百分比備註: Source stated 10% Cash Rebate; maximum HK$500.
• 須申請或登記。
• The promotion period is from 1 August 2026 to 31 July 2027, both dates inclusive.
• New principal-card applicants must successfully apply for the KCSRA UnionPay Dual Currency Diamond Credit Card within the Promotion Period; supplementary cards are excluded.
• The applicant must not have held any credit card or co-branded credit card of Shanghai Commercial Bank in the previous 12 months.
• The applicant must spend at KCSRA Restaurant within the first 6 months from the new card issuance date and successfully enrol for credit-card e-statement.
• The maximum Cash Rebate is HK$500. The rebate is rounded down to the nearest dollar; a rebate below HK$1 is not counted; the rebate is credited to the HKD credit-card account within 2 months after the Spending Period.
• Eligible transactions are purchases with the Eligible Credit Card at KCSRA Restaurant. Spending outside KCSRA Restaurant, cash advances, outstanding balances, balance transfers, Bank-channel bill payments including tax, utilities and insurance payments, all credit-card charges including annual fees, finance charges, late charges and interest, and unposted, unauthorised, cancelled, refunded, fraudulent or other unqualified transactions are excluded.
• If a new cardholder applies for more than one Bank credit card during the Promotion Period and uses more than one card to fulfil the welcome-offer spending requirement, only one welcome gift is awarded.
• If the new cardholder cancels the Eligible Credit Card within 12 months from the date of welcome-gift redemption, the Bank charges an administrative fee of HK$600 to the relevant credit-card account without prior notice.
• The welcome gift is available while stock lasts, is not transferable, returnable or redeemable for cash, and may be replaced by an alternative gift if out of stock.
• The new cardholder's credit-card account must be valid and in good standing during the redemption period. The Bank may vary, extend or terminate the offer or amend the terms without prior notice; the English version prevails if there is a discrepancy.
• The card is available only to KCSRA members or KCSRA restaurant's eligible persons. The product page states an annual income requirement of HK$150,000 for the UnionPay Dual Currency Diamond Credit Card.
• Welcome Gift Promotion Period: 2026-08-01 – 2027-07-31

開啟優惠來源 ↗

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: Non spending dual currency card feature; no saving amount or conversion rate is stated.
• The card is available only to KCSRA members or KCSRA restaurant's eligible persons.
• The card has Renminbi (RMB) and Hong Kong Dollar (HKD) credit-card accounts. Mainland transactions are settled in RMB; Hong Kong and overseas transactions are settled in HKD.
• The product page states that this dual-currency arrangement enables cardholders to save currency conversion cost; the source does not state a saving amount or conversion rate.
• The product page states an annual income requirement of HK$150,000 for the UnionPay Dual Currency Diamond Credit Card.

開啟優惠來源 ↗

• 適用資格: 適用對象: 全部
• 適用消費: Type: 全部
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: The source does not state the Bonus Points earning rate or cash equivalent value.
• The card is available only to KCSRA members or KCSRA restaurant's eligible persons.
• Apart from using the card at KCSRA Restaurant, cardholders can use it at merchants that accept UnionPay Credit Cards to earn Bonus Points.
• No Bonus Points are awarded for spending at KCSRA Member Restaurant or paying the KCSRA membership annual fee.
• The local source does not state the Bonus Points earning rate, redemption value, posting timing, cap, expiry or detailed eligibility; no rate is inferred.
• The Bank will also donate part of cardholders' retail spending to KCSRA for charity purpose. That charitable contribution is recorded separately and is not an additional points reward.
• The product page states an annual income requirement of HK$150,000 for the UnionPay Dual Currency Diamond Credit Card.

開啟優惠來源 ↗

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: The source does not state the donation percentage, amount, calculation, timing or cap.
• The product page states that the Bank donates part of cardholders' retail spending to KCSRA for charity purpose, excluding KCSRA Restaurant spending and the KCSRA annual fee.
• The local source does not state the donation percentage or amount, calculation, timing or cap.
• The card is available only to KCSRA members or KCSRA restaurant's eligible persons.
• The product page states an annual income requirement of HK$150,000 for the UnionPay Dual Currency Diamond Credit Card.

開啟優惠來源 ↗

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: Non percentage financing benefit.
• The current KFS in kfs_credit_card.pdf is effective from 20 April 2026.
• No interest is charged when the statement balance is paid in full by the due date.
• The interest-free period can be up to 56 days and depends on when a purchase is made within the statement cycle.
• There is no interest-free period for cash advances or bill payment of other credit-card bills.
• The product page states an annual income requirement of HK$150,000 for the UnionPay Dual Currency Diamond Credit Card.