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所屬銀行: ICBC (Asia)
發卡機構: ICBC
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各類別回贈

按所選金額估算，須符合條件。空白表示沒有資料支持的估算。

類別	回贈百分比	條件
餐飲	2%	條件及計算 Source-stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. Limit: unlimited. Applies to all eligible spending, subject to the conditions. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：2% cash rebate: 2% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 無上限百分比備註: Source stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. 開啟優惠來源 ↗
高級餐廳	2%	條件及計算 Source-stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. Limit: unlimited. Applies to all eligible spending, subject to the conditions. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：2% cash rebate: 2% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 無上限百分比備註: Source stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. 開啟優惠來源 ↗
本地餐飲	2%	條件及計算 Source-stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. Limit: unlimited. Applies to all eligible spending, subject to the conditions. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：2% cash rebate: 2% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 無上限百分比備註: Source stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. 開啟優惠來源 ↗
快餐	2%	條件及計算 Source-stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. Limit: unlimited. Applies to all eligible spending, subject to the conditions. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：2% cash rebate: 2% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 無上限百分比備註: Source stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. 開啟優惠來源 ↗
外賣平台	2%	條件及計算 Source-stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. Limit: unlimited. Applies to all eligible spending, subject to the conditions. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：2% cash rebate: 2% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 無上限百分比備註: Source stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. 開啟優惠來源 ↗
咖啡店／烘焙／甜品	2%	條件及計算 Source-stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. Limit: unlimited. Applies to all eligible spending, subject to the conditions. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：2% cash rebate: 2% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 無上限百分比備註: Source stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. 開啟優惠來源 ↗
超市及雜貨	2%	條件及計算 Source-stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. Limit: unlimited. Applies to all eligible spending, subject to the conditions. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：2% cash rebate: 2% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 無上限百分比備註: Source stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. 開啟優惠來源 ↗
街市	2%	條件及計算 Source-stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. Limit: unlimited. Applies to all eligible spending, subject to the conditions. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：2% cash rebate: 2% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 無上限百分比備註: Source stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. 開啟優惠來源 ↗
超級市場	2%	條件及計算 Source-stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. Limit: unlimited. Applies to all eligible spending, subject to the conditions. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：2% cash rebate: 2% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 無上限百分比備註: Source stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. 開啟優惠來源 ↗
便利店	2%	條件及計算 Source-stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. Limit: unlimited. Applies to all eligible spending, subject to the conditions. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：2% cash rebate: 2% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 無上限百分比備註: Source stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. 開啟優惠來源 ↗
購物	2%	條件及計算 Source-stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. Limit: unlimited. Applies to all eligible spending, subject to the conditions. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：2% cash rebate: 2% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 無上限百分比備註: Source stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. 開啟優惠來源 ↗
時裝	2%	條件及計算 Source-stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. Limit: unlimited. Applies to all eligible spending, subject to the conditions. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：2% cash rebate: 2% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 無上限百分比備註: Source stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. 開啟優惠來源 ↗
運動及戶外	2%	條件及計算 Source-stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. Limit: unlimited. Applies to all eligible spending, subject to the conditions. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：2% cash rebate: 2% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 無上限百分比備註: Source stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. 開啟優惠來源 ↗
百貨公司	2%	條件及計算 Source-stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. Limit: unlimited. Applies to all eligible spending, subject to the conditions. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：2% cash rebate: 2% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 無上限百分比備註: Source stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. 開啟優惠來源 ↗
電子產品	2%	條件及計算 Source-stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. Limit: unlimited. Applies to all eligible spending, subject to the conditions. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：2% cash rebate: 2% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 無上限百分比備註: Source stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. 開啟優惠來源 ↗
家居／家具	2%	條件及計算 Source-stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. Limit: unlimited. Applies to all eligible spending, subject to the conditions. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：2% cash rebate: 2% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 無上限百分比備註: Source stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. 開啟優惠來源 ↗
珠寶／鐘錶	2%	條件及計算 Source-stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. Limit: unlimited. Applies to all eligible spending, subject to the conditions. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：2% cash rebate: 2% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 無上限百分比備註: Source stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. 開啟優惠來源 ↗
書店／文具	2%	條件及計算 Source-stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. Limit: unlimited. Applies to all eligible spending, subject to the conditions. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：2% cash rebate: 2% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 無上限百分比備註: Source stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. 開啟優惠來源 ↗
寵物用品	2%	條件及計算 Source-stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. Limit: unlimited. Applies to all eligible spending, subject to the conditions. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：2% cash rebate: 2% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 無上限百分比備註: Source stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. 開啟優惠來源 ↗
網上購物	2%	條件及計算 Source-stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. Limit: unlimited. Applies to all eligible spending, subject to the conditions. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：2% cash rebate: 2% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 無上限百分比備註: Source stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. 開啟優惠來源 ↗
海外網購	2%	條件及計算 Source-stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. Limit: unlimited. Applies to all eligible spending, subject to the conditions. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：2% cash rebate: 2% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 無上限百分比備註: Source stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. 開啟優惠來源 ↗
本地網購	2%	條件及計算 Source-stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. Limit: unlimited. Applies to all eligible spending, subject to the conditions. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：2% cash rebate: 2% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 無上限百分比備註: Source stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. 開啟優惠來源 ↗
網上超市	2%	條件及計算 Source-stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. Limit: unlimited. Applies to all eligible spending, subject to the conditions. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：2% cash rebate: 2% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 無上限百分比備註: Source stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. 開啟優惠來源 ↗
網上時裝／運動用品	2%	條件及計算 Source-stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. Limit: unlimited. Applies to all eligible spending, subject to the conditions. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：2% cash rebate: 2% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 無上限百分比備註: Source stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. 開啟優惠來源 ↗
交通	2%	條件及計算 Source-stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. Limit: unlimited. Applies to all eligible spending, subject to the conditions. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：2% cash rebate: 2% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 無上限百分比備註: Source stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. 開啟優惠來源 ↗
本地交通	2%	條件及計算 Source-stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. Limit: unlimited. Applies to all eligible spending, subject to the conditions. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：2% cash rebate: 2% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 無上限百分比備註: Source stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. 開啟優惠來源 ↗
停車場／泊車	2%	條件及計算 Source-stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. Limit: unlimited. Applies to all eligible spending, subject to the conditions. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：2% cash rebate: 2% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 無上限百分比備註: Source stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. 開啟優惠來源 ↗
汽油／電動車充電	2%	條件及計算 Source-stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. Limit: unlimited. Applies to all eligible spending, subject to the conditions. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：2% cash rebate: 2% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 無上限百分比備註: Source stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. 開啟優惠來源 ↗
的士／網約車／租車	2%	條件及計算 Source-stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. Limit: unlimited. Applies to all eligible spending, subject to the conditions. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：2% cash rebate: 2% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 無上限百分比備註: Source stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. 開啟優惠來源 ↗
旅遊	2%	條件及計算 Source-stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. Limit: unlimited. Applies to all eligible spending, subject to the conditions. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：2% cash rebate: 2% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 無上限百分比備註: Source stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. 開啟優惠來源 ↗
酒店	2%	條件及計算 Source-stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. Limit: unlimited. Applies to all eligible spending, subject to the conditions. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：2% cash rebate: 2% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 無上限百分比備註: Source stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. 開啟優惠來源 ↗
旅遊預訂	2%	條件及計算 Source-stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. Limit: unlimited. Applies to all eligible spending, subject to the conditions. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：2% cash rebate: 2% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 無上限百分比備註: Source stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. 開啟優惠來源 ↗
航空公司	2%	條件及計算 Source-stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. Limit: unlimited. Applies to all eligible spending, subject to the conditions. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：2% cash rebate: 2% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 無上限百分比備註: Source stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. 開啟優惠來源 ↗
旅行社	2%	條件及計算 Source-stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. Limit: unlimited. Applies to all eligible spending, subject to the conditions. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：2% cash rebate: 2% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 無上限百分比備註: Source stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. 開啟優惠來源 ↗
娛樂	2%	條件及計算 Source-stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. Limit: unlimited. Applies to all eligible spending, subject to the conditions. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：2% cash rebate: 2% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 無上限百分比備註: Source stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. 開啟優惠來源 ↗
戲院	2%	條件及計算 Source-stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. Limit: unlimited. Applies to all eligible spending, subject to the conditions. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：2% cash rebate: 2% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 無上限百分比備註: Source stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. 開啟優惠來源 ↗
遊戲	2%	條件及計算 Source-stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. Limit: unlimited. Applies to all eligible spending, subject to the conditions. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：2% cash rebate: 2% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 無上限百分比備註: Source stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. 開啟優惠來源 ↗
串流服務	2%	條件及計算 Source-stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. Limit: unlimited. Applies to all eligible spending, subject to the conditions. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：2% cash rebate: 2% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 無上限百分比備註: Source stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. 開啟優惠來源 ↗
主題樂園及景點	2%	條件及計算 Source-stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. Limit: unlimited. Applies to all eligible spending, subject to the conditions. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：2% cash rebate: 2% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 無上限百分比備註: Source stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. 開啟優惠來源 ↗
演唱會／票務	2%	條件及計算 Source-stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. Limit: unlimited. Applies to all eligible spending, subject to the conditions. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：2% cash rebate: 2% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 無上限百分比備註: Source stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. 開啟優惠來源 ↗
賬單及公用事業	2%	條件及計算 Source-stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. Limit: unlimited. Applies to all eligible spending, subject to the conditions. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：2% cash rebate: 2% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 無上限百分比備註: Source stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. 開啟優惠來源 ↗
電訊	2%	條件及計算 Source-stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. Limit: unlimited. Applies to all eligible spending, subject to the conditions. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：2% cash rebate: 2% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 無上限百分比備註: Source stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. 開啟優惠來源 ↗
政府繳費	2%	條件及計算 Source-stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. Limit: unlimited. Applies to all eligible spending, subject to the conditions. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：2% cash rebate: 2% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 無上限百分比備註: Source stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. 開啟優惠來源 ↗
電力及煤氣	2%	條件及計算 Source-stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. Limit: unlimited. Applies to all eligible spending, subject to the conditions. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：2% cash rebate: 2% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 無上限百分比備註: Source stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. 開啟優惠來源 ↗
水務	2%	條件及計算 Source-stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. Limit: unlimited. Applies to all eligible spending, subject to the conditions. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：2% cash rebate: 2% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 無上限百分比備註: Source stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. 開啟優惠來源 ↗
醫療保健	2%	條件及計算 Source-stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. Limit: unlimited. Applies to all eligible spending, subject to the conditions. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：2% cash rebate: 2% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 無上限百分比備註: Source stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. 開啟優惠來源 ↗
醫療服務	2%	條件及計算 Source-stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. Limit: unlimited. Applies to all eligible spending, subject to the conditions. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：2% cash rebate: 2% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 無上限百分比備註: Source stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. 開啟優惠來源 ↗
藥房／保健品	2%	條件及計算 Source-stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. Limit: unlimited. Applies to all eligible spending, subject to the conditions. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：2% cash rebate: 2% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 無上限百分比備註: Source stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. 開啟優惠來源 ↗
健身中心	2%	條件及計算 Source-stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. Limit: unlimited. Applies to all eligible spending, subject to the conditions. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：2% cash rebate: 2% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 無上限百分比備註: Source stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. 開啟優惠來源 ↗
美容／個人護理	2%	條件及計算 Source-stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. Limit: unlimited. Applies to all eligible spending, subject to the conditions. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：2% cash rebate: 2% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 無上限百分比備註: Source stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. 開啟優惠來源 ↗
教育	2%	條件及計算 Source-stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. Limit: unlimited. Applies to all eligible spending, subject to the conditions. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：2% cash rebate: 2% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 無上限百分比備註: Source stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. 開啟優惠來源 ↗
學費／課程	2%	條件及計算 Source-stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. Limit: unlimited. Applies to all eligible spending, subject to the conditions. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：2% cash rebate: 2% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 無上限百分比備註: Source stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. 開啟優惠來源 ↗
海外簽賬	2%	條件及計算 Source-stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. Limit: unlimited. Applies to all eligible spending, subject to the conditions. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：2% cash rebate: 2% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 無上限百分比備註: Source stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. 開啟優惠來源 ↗
中國內地簽賬	2%	條件及計算 Source-stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. Limit: unlimited. Applies to all eligible spending, subject to the conditions. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：2% cash rebate: 2% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 無上限百分比備註: Source stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. 開啟優惠來源 ↗
澳門簽賬	2%	條件及計算 Source-stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. Limit: unlimited. Applies to all eligible spending, subject to the conditions. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：2% cash rebate: 2% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 無上限百分比備註: Source stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. 開啟優惠來源 ↗
電子錢包簽賬	2%	條件及計算 Source-stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. Limit: unlimited. Applies to all eligible spending, subject to the conditions. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：2% cash rebate: 2% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 無上限百分比備註: Source stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. 開啟優惠來源 ↗
電子錢包增值	2%	條件及計算 Source-stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. Limit: unlimited. Applies to all eligible spending, subject to the conditions. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：2% cash rebate: 2% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 無上限百分比備註: Source stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. 開啟優惠來源 ↗
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八達通	2%	條件及計算 Source-stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. Limit: unlimited. Applies to all eligible spending, subject to the conditions. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：2% cash rebate: 2% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 無上限百分比備註: Source stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. 開啟優惠來源 ↗
PayMe	2%	條件及計算 Source-stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. Limit: unlimited. Applies to all eligible spending, subject to the conditions. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：2% cash rebate: 2% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 無上限百分比備註: Source stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. 開啟優惠來源 ↗
手機支付	2%	條件及計算 Source-stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. Limit: unlimited. Applies to all eligible spending, subject to the conditions. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：2% cash rebate: 2% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 無上限百分比備註: Source stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. 開啟優惠來源 ↗
Google Pay	2%	條件及計算 Source-stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. Limit: unlimited. Applies to all eligible spending, subject to the conditions. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：2% cash rebate: 2% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 無上限百分比備註: Source stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. 開啟優惠來源 ↗
Apple Pay	2%	條件及計算 Source-stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. Limit: unlimited. Applies to all eligible spending, subject to the conditions. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：2% cash rebate: 2% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 無上限百分比備註: Source stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. 開啟優惠來源 ↗
Samsung Pay	2%	條件及計算 Source-stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. Limit: unlimited. Applies to all eligible spending, subject to the conditions. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：2% cash rebate: 2% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 無上限百分比備註: Source stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. 開啟優惠來源 ↗
保險	2%	條件及計算 Source-stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. Limit: unlimited. Applies to all eligible spending, subject to the conditions. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：2% cash rebate: 2% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 無上限百分比備註: Source stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. 開啟優惠來源 ↗
租金	2%	條件及計算 Source-stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. Limit: unlimited. Applies to all eligible spending, subject to the conditions. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：2% cash rebate: 2% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 無上限百分比備註: Source stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. 開啟優惠來源 ↗
慈善捐款	2%	條件及計算 Source-stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. Limit: unlimited. Applies to all eligible spending, subject to the conditions. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：2% cash rebate: 2% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 無上限百分比備註: Source stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. 開啟優惠來源 ↗
借貸/分期付款	2%	條件及計算 Source-stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. Limit: unlimited. Applies to all eligible spending, subject to the conditions. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：2% cash rebate: 2% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 無上限百分比備註: Source stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. 開啟優惠來源 ↗
其他	2%	條件及計算 Source-stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. Limit: unlimited. Applies to all eligible spending, subject to the conditions. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：2% cash rebate: 2% 適用資格: 適用對象: 全部適用消費: Type: 全部優惠上限: 期間: 未提供 · Type: 無上限百分比備註: Source stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1. The cash rebate applies to spending without an upper limit. HKD and RMB spending are combined for accumulated transaction amount calculation. RMB1 spending is calculated as HKD1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. 開啟優惠來源 ↗

推廣優惠與信用卡優惠分開列出，並不表示可以同時使用。

推廣優惠 (5)

中國工商銀行（亞洲）信用卡消費／賬單分期：高達HK$200現金回贈

高達200HKD 回贈

須符合條件現金回贈限時優惠最低消費: HK$10,000.00

適用資格: 適用對象: 全部
適用消費: 適用範圍: 借貸/分期付款 · Type: 類別
最低要求: 期間: 每筆交易 · 消費: HK$10,000.00
要求: Transaction Spend Below Cents: HK$20,000.00
優惠上限: 期間: 未提供 · Type: 未提供
百分比備註: Threshold equivalent maximum: HK$200 ÷ HK$10,000 × 100 = 2.00%, rounded to 2 decimal places. This uses the minimum eligible installment amount and the maximum cashback. At the same maximum cashback, the effective rate decreases above HK$10,000; actual cashback may be lower because the source states “up to”. The eligible installment amount is HK$10,000–HK$19,999.
須申請或登記。
分期金額HK$10,000至HK$19,999：高達HK$200現金回贈。
須透過手機銀行應用程式成功申請「信用卡消費分期／賬單分期計劃」，並將合資格簽賬分12、24或36個月還款。
只適用於中國工商銀行（亞洲）有限公司發出的信用卡及聯名卡主卡持卡人；不適用於附屬卡、公司卡及學生持卡人。
實際年利率低至5.29%，以每月平息0.235%及12個月還款期計算。實際年利率按《銀行營運守則》相關指引計算，並包括基本利率及其他費用與收費；最終息率視乎貸款額及信貸審批結果。
本行可決定分期還款的本金與利息比例，並保留最終貸款批核權；優惠受相關條款及細則約束。
HK$10,000至HK$19,999分期金額的現金回贈: 即日起 – 2026-12-31

開啟優惠來源 ↗

中國工商銀行（亞洲）信用卡消費／賬單分期：高達HK$350現金回贈

高達350HKD 回贈

須符合條件現金回贈限時優惠最低消費: HK$20,000.00

適用資格: 適用對象: 全部
適用消費: 適用範圍: 借貸/分期付款 · Type: 類別
最低要求: 期間: 每筆交易 · 消費: HK$20,000.00
要求: Transaction Spend Below Cents: HK$50,000.00
優惠上限: 期間: 未提供 · Type: 未提供
百分比備註: Threshold equivalent maximum: HK$350 ÷ HK$20,000 × 100 = 1.75%, rounded to 2 decimal places. This uses the minimum eligible installment amount and the maximum cashback. At the same maximum cashback, the effective rate decreases above HK$20,000; actual cashback may be lower because the source states “up to”. The eligible installment amount is HK$20,000–HK$49,999.
須申請或登記。
分期金額HK$20,000至HK$49,999：高達HK$350現金回贈。
須透過手機銀行應用程式成功申請「信用卡消費分期／賬單分期計劃」，並將合資格簽賬分12、24或36個月還款。
只適用於中國工商銀行（亞洲）有限公司發出的信用卡及聯名卡主卡持卡人；不適用於附屬卡、公司卡及學生持卡人。
實際年利率低至5.29%，以每月平息0.235%及12個月還款期計算。實際年利率按《銀行營運守則》相關指引計算，並包括基本利率及其他費用與收費；最終息率視乎貸款額及信貸審批結果。
本行可決定分期還款的本金與利息比例，並保留最終貸款批核權；優惠受相關條款及細則約束。
HK$20,000至HK$49,999分期金額的現金回贈: 即日起 – 2026-12-31

開啟優惠來源 ↗

中國工商銀行（亞洲）信用卡消費／賬單分期：高達HK$550現金回贈

高達550HKD 回贈

須符合條件現金回贈限時優惠最低消費: HK$50,000.00

適用資格: 適用對象: 全部
適用消費: 適用範圍: 借貸/分期付款 · Type: 類別
最低要求: 期間: 每筆交易 · 消費: HK$50,000.00
要求: Transaction Spend Below Cents: HK$100,000.00
優惠上限: 期間: 未提供 · Type: 未提供
百分比備註: Threshold equivalent maximum: HK$550 ÷ HK$50,000 × 100 = 1.10%, rounded to 2 decimal places. This uses the minimum eligible installment amount and the maximum cashback. At the same maximum cashback, the effective rate decreases above HK$50,000; actual cashback may be lower because the source states “up to”. The eligible installment amount is HK$50,000–HK$99,999.
須申請或登記。
分期金額HK$50,000至HK$99,999：高達HK$550現金回贈。
須透過手機銀行應用程式成功申請「信用卡消費分期／賬單分期計劃」，並將合資格簽賬分12、24或36個月還款。
只適用於中國工商銀行（亞洲）有限公司發出的信用卡及聯名卡主卡持卡人；不適用於附屬卡、公司卡及學生持卡人。
實際年利率低至5.29%，以每月平息0.235%及12個月還款期計算。實際年利率按《銀行營運守則》相關指引計算，並包括基本利率及其他費用與收費；最終息率視乎貸款額及信貸審批結果。
本行可決定分期還款的本金與利息比例，並保留最終貸款批核權；優惠受相關條款及細則約束。
HK$50,000至HK$99,999分期金額的現金回贈: 即日起 – 2026-12-31

開啟優惠來源 ↗

中國工商銀行（亞洲）信用卡消費／賬單分期：高達HK$800現金回贈

高達800HKD 回贈

須符合條件現金回贈限時優惠最低消費: HK$100,000.00

適用資格: 適用對象: 全部
適用消費: 適用範圍: 借貸/分期付款 · Type: 類別
最低要求: 期間: 每筆交易 · 消費: HK$100,000.00
優惠上限: 期間: 未提供 · Type: 未提供
百分比備註: Threshold equivalent maximum: HK$800 ÷ HK$100,000 × 100 = 0.80%, rounded to 2 decimal places. This uses the minimum eligible installment amount and the maximum cashback. At the same maximum cashback, the effective rate decreases above HK$100,000; actual cashback may be lower because the source states “up to”. The eligible installment amount is HK$100,000 or more.
須申請或登記。
分期金額HK$100,000或以上：高達HK$800現金回贈。
須透過手機銀行應用程式成功申請「信用卡消費分期／賬單分期計劃」，並將合資格簽賬分12、24或36個月還款。
只適用於中國工商銀行（亞洲）有限公司發出的信用卡及聯名卡主卡持卡人；不適用於附屬卡、公司卡及學生持卡人。
實際年利率低至5.29%，以每月平息0.235%及12個月還款期計算。實際年利率按《銀行營運守則》相關指引計算，並包括基本利率及其他費用與收費；最終息率視乎貸款額及信貸審批結果。
本行可決定分期還款的本金與利息比例，並保留最終貸款批核權；優惠受相關條款及細則約束。
HK$100,000或以上分期金額的現金回贈: 即日起 – 2026-12-31

開啟優惠來源 ↗

ICBC信用卡送環亞貴賓室禮遇1次

1次數量

須符合條件Travel限時優惠

適用資格: 適用對象: 全部 · 客戶類別: 新客戶
適用消費: Type: not applicable
優惠上限: 適用範圍: 環亞貴賓室禮遇名額 · 期間: 未提供 · Type: 未提供
須申請或登記。
推廣期內，全新信用卡客戶須成功申請及啟動合資格ICBC信用卡，並完成一筆任意金額的合資格簽賬，方可獲贈1次環亞貴賓室禮遇。可選擇於全新環亞貴賓室香港西九龍高鐵站或環亞貴賓室香港國際機場二號客運大樓使用。優惠名額有限，先到先得，額滿即止。受有關條款及細則約束；詳情見來源所列連結。
環亞貴賓室禮遇推廣期: 2026-10-01 – 2026-12-31

開啟優惠來源 ↗

信用卡優惠 (32)

卡片優惠：Up to 3 supplementary cards under the same credit limit

高達3supplementary cards under the same credit limit 數量

須符合條件Lifestyle上限: 3 cards · 未提供

適用資格: 適用對象: 全部
適用消費: Type: not applicable
優惠上限: 金額: 3 · 適用範圍: Supplementary Cards · 期間: 未提供 · Type: 有限額 · Unit: cards
百分比備註: No source supported spending percentage applies.
須申請或登記。
The Principal Cardholder is entitled to 3 Supplementary Cards under the same credit limit.
Supplementary Card application is available only to the spouse or children of the Principal Cardholder.
Supplementary Cards terminate if the Principal Cardholder no longer holds a valid ICBC Essence Credit Card.

開啟優惠來源 ↗

現金回贈：2% cash rebate

2%回贈

現金回贈

適用資格: 適用對象: 全部
適用消費: Type: 全部
優惠上限: 期間: 未提供 · Type: 無上限
百分比備註: Source stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1.
The cash rebate applies to spending without an upper limit.
HKD and RMB spending are combined for accumulated transaction amount calculation.
RMB1 spending is calculated as HKD1.
The rebate is calculated monthly, credited to the HKD account, and shown on the statement.

開啟優惠來源 ↗

費用豁免：Waiver of HK$6,800 annual fee

6,800HKD 回贈

Fee Waiver

適用資格: 適用對象: 全部
適用消費: Type: not applicable
優惠上限: 期間: 未提供 · Type: 未提供
百分比備註: No source supported spending percentage applies.
The chargeable annual fee for each Principal Card issued is HK$6,800.
Selected customers who hold a valid ICBC Essence Credit Card Principal Card enjoy the annual fee waiver.

開啟優惠來源 ↗

費用豁免：Waiver of HK$3,000 annual fee

3,000HKD 回贈

Fee Waiver

適用資格: 適用對象: 全部
適用消費: Type: not applicable
優惠上限: 期間: 未提供 · Type: 未提供
百分比備註: No source supported spending percentage applies.
The chargeable annual fee for each Supplementary Card issued is HK$3,000.
Selected customers who hold a valid ICBC Essence Credit Card Principal Card enjoy the annual fee waiver for Supplementary Cards.

開啟優惠來源 ↗

分期優惠：0.235% monthly flat rate

0.235%比率

須符合條件Financing

適用資格: 適用對象: 全部
適用消費: Type: not applicable
優惠上限: 期間: 未提供 · Type: 未提供
百分比備註: Financing rate is not a reward percentage; the source stated APR is preserved in constraints.
須申請或登記。
No documents are required for the Credit Card Spending Installment Plan.
The 12-month tenor is one of the available installment-plan choices.
The monthly flat rate is 0.235%.
The stated APR for the 12-month tenor is 5.29%, based on the source's HK$10,000 example where applicable.
Terms, fees, and the Code of Banking Practice disclosures apply.
The application hotline is 2533 8686.

開啟優惠來源 ↗

分期優惠：0.235% monthly flat rate

0.235%比率

須符合條件Financing

適用資格: 適用對象: 全部
適用消費: Type: not applicable
優惠上限: 期間: 未提供 · Type: 未提供
百分比備註: Financing rate is not a reward percentage; the source stated APR is preserved in constraints.
須申請或登記。
No documents are required for the Credit Card Spending Installment Plan.
The 24-month tenor is one of the available installment-plan choices.
The monthly flat rate is 0.235%.
The stated APR for the 24-month tenor is 5.46%, based on the source's HK$10,000 example where applicable.
Terms, fees, and the Code of Banking Practice disclosures apply.
The application hotline is 2533 8686.

開啟優惠來源 ↗

分期優惠：0.235% monthly flat rate

0.235%比率

須符合條件Financing

適用資格: 適用對象: 全部
適用消費: Type: not applicable
優惠上限: 期間: 未提供 · Type: 未提供
百分比備註: Financing rate is not a reward percentage; the source stated APR is preserved in constraints.
須申請或登記。
No documents are required for the Credit Card Spending Installment Plan.
The 36-month tenor is one of the available installment-plan choices.
The monthly flat rate is 0.235%.
The stated APR for the 36-month tenor is 5.48%, based on the source's HK$10,000 example where applicable.
Terms, fees, and the Code of Banking Practice disclosures apply.
The application hotline is 2533 8686.

開啟優惠來源 ↗

卡片禮遇：Visa Concierge 24/7 support, services, and exclusive privileges

—未提供優惠值

Lifestyle

適用資格: 適用對象: 全部
適用消費: Type: not applicable
優惠上限: 期間: 未提供 · Type: 未提供
百分比備註: No source supported spending percentage applies.
Visa Concierge provides 24/7 support.
Services include emergency support, travel and medical assistance, business and leisure assistance, restaurant and getaway reservations, local recommendations, and virtual or outdoor experiences.
Visa Concierge app and phone access are subject to Visa service terms.

開啟優惠來源 ↗

旅遊：designated airport lounge services for the cardholder

—未提供優惠值

須符合條件Travel限時優惠

適用資格: 適用對象: 全部
適用消費: Type: not applicable
優惠上限: 期間: 未提供 · Type: 無上限
百分比備註: No source supported spending percentage applies.
須申請或登記。
From 1 April 2026 to 31 March 2027, both dates inclusive, eligible Essence customers receive unlimited designated lounge services.
The unlimited entitlement applies to the cardholder's designated airport lounge services.
DragonPass registration and activation are required; one card registration is used for the service.
Lounge capacity, operating hours, network changes, and DragonPass terms apply.
DragonPass promotion period: 2026-04-01 – 2027-03-31

開啟優惠來源 ↗

旅遊：designated high-speed rail lounge services for the cardholder

—未提供優惠值

須符合條件Travel限時優惠

適用資格: 適用對象: 全部
適用消費: Type: not applicable
優惠上限: 期間: 未提供 · Type: 無上限
百分比備註: No source supported spending percentage applies.
須申請或登記。
From 1 April 2026 to 31 March 2027, both dates inclusive, eligible Essence customers receive unlimited designated lounge services.
The unlimited entitlement applies to the cardholder's designated high-speed rail lounge services.
DragonPass registration and activation are required; one card registration is used for the service.
Lounge capacity, operating hours, network changes, and DragonPass terms apply.
DragonPass promotion period: 2026-04-01 – 2027-03-31

開啟優惠來源 ↗

旅遊：Up to 10 free designated airport lounge visits

高達10designated airport lounge visits 數量

須符合條件Travel限時優惠上限: 10 visits · 推廣期總額

適用資格: 適用對象: 全部
適用消費: Type: not applicable
優惠上限: 金額: 10 · 適用範圍: Companion visits to designated airport lounges · 期間: 推廣期總額 · Type: 有限額 · Unit: visits
百分比備註: No source supported spending percentage applies.
須申請或登記。
A companion may use designated airport lounges up to 10 times free during the promotion period.
Plaza Premium First is included among the designated airport lounges stated in the HTML summary.
The service applies to eligible Essence cardholders and requires DragonPass registration and activation.
Cardholder and supplementary-card entitlements are calculated separately; service is personal and non-transferable.
Lounge capacity, operating hours, network changes, and DragonPass terms apply.
DragonPass promotion period: 2026-04-01 – 2027-03-31

開啟優惠來源 ↗

旅遊：Up to 20 free designated high-speed rail lounge visits

高達20designated high-speed rail lounge visits 數量

須符合條件Travel限時優惠上限: 20 visits · 推廣期總額

適用資格: 適用對象: 全部
適用消費: Type: not applicable
優惠上限: 金額: 20 · 適用範圍: Companion visits to designated high speed rail lounges · 期間: 推廣期總額 · Type: 有限額 · Unit: visits
百分比備註: No source supported spending percentage applies.
須申請或登記。
A companion may use designated high-speed rail lounges up to 20 times free during the promotion period.
The service applies to eligible Essence cardholders and requires DragonPass registration and activation.
Cardholder and supplementary-card entitlements are calculated separately; service is personal and non-transferable.
Lounge capacity, operating hours, network changes, network changes, and DragonPass terms apply.
DragonPass promotion period: 2026-04-01 – 2027-03-31

開啟優惠來源 ↗

King S Limousine：Two complimentary one-way Hong Kong International Airport limousine transfer services

2one-way airport limousine transfer services 數量

須符合條件Travel限時優惠essence ceramic card上限: 2 services · 推廣期總額

適用資格: 適用對象: 全部
適用消費: Type: not applicable
要求: 付款方式: essence ceramic card
優惠上限: 金額: 2 · 適用範圍: One way airport limousine transfer services · 期間: 推廣期總額 · Type: 有限額 · Unit: services
百分比備註: No source supported spending percentage applies.
須申請或登記。
The offer is for ICBC Essence Ceramic Cardholders only.
The first two one-way charges for transfer to or from Hong Kong International Airport are refunded as free credit-card spending limit.
The customer must book the service and pay with the Essence Ceramic Card.
The refund is made 6 to 8 weeks after the first working day of the following month and is not cash.
Bookings must be made at least 48 hours in advance; the supplier accepts bookings from 48 hours to 60 days before travel.
King's Limousine is the service provider. One destination, baggage, tunnel and bridge tolls, and stated early-morning surcharge treatment apply.
Changes and cancellations, waiting time, extra stops, child restraints, bad weather, and other supplier charges follow the formal service terms.
2026-2027 Q1 complimentary airport limousine service period: 2026-07-15 – 2027-03-31

開啟優惠來源 ↗

酒店：Discounts and VIP privileges at 900+ global luxury hotels and resorts with best-rate guarantee

—未提供優惠值

Travel

適用資格: 適用對象: 全部
適用消費: 適用範圍: 酒店 · Type: 類別
優惠上限: 期間: 未提供 · Type: 未提供
百分比備註: No source supported spending percentage applies.
未提供完整適用商戶名單。
Visa partner offers cover more than 900 global luxury hotels and resorts.
The stated benefit includes discounts, VIP privileges, and a best-rate guarantee.
Availability, booking channel, participating properties, and Visa partner terms apply.

開啟優惠來源 ↗

的士／網約車／租車：Up to 48% off

高達48%回贈

折扣

適用資格: 適用對象: 全部
適用消費: 適用範圍: 的士／網約車／租車 · Type: 類別
優惠上限: 期間: 未提供 · Type: 未提供
百分比備註: Source stated maximum; eligible Visa partner terms apply.
未提供完整適用商戶名單。
The source states a maximum discount of up to 48% for limousine services.
Eligible Visa partner services, booking conditions, availability, and partner terms apply.

開啟優惠來源 ↗

Hertz car-rental offers including one-day complimentary rental

—未提供優惠值

Travel

適用資格: 適用對象: 全部
適用消費: 適用範圍: hertz · Type: 商戶
優惠上限: 期間: 未提供 · Type: 未提供
百分比備註: No source supported spending percentage applies.
The source names Hertz and states car-rental offers including one-day complimentary rental.
Eligible locations, booking conditions, vehicle rules, availability, and Visa partner terms apply.

開啟優惠來源 ↗

保險：Travel accidental medical insurance up to US$25,000 per insured person

高達25,000USD

Travel限時優惠designated card上限: 25,000 貨幣 · 每筆交易

適用資格: 適用對象: 全部
適用消費: Type: not applicable
要求: 付款方式: designated card
優惠上限: 金額: 25000 · 適用範圍: Travel medical and related expenses per insured person · Currency: USD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣
百分比備註: No source supported spending percentage applies.
The insurance period is 24 June 2026 to 23 June 2027.
Eligible designated Private Banking Visa Infinite Essence cardholders are covered; spouse and unmarried-child age rules in the factsheet apply.
At least 50% of the public conveyance fare must be charged to the designated Visa Infinite Essence Card.
No cover applies when the passenger fare is paid through built-in Octopus Automatic Add Value.
The AXA policy and certificate terms control coverage, exclusions, and claims.
The medical and related expense limit is US$25,000 per insured person.
Private Bank Travel Insurance Benefit insurance period: 2026-06-24 – 2027-06-23

開啟優惠來源 ↗

保險：Travel personal accident insurance up to US$1,000,000 per insured person

高達1,000,000USD

Travel限時優惠designated card上限: 1,000,000 貨幣 · 每筆交易

適用資格: 適用對象: 全部
適用消費: Type: not applicable
要求: 付款方式: designated card
優惠上限: 金額: 1000000 · 適用範圍: Travel personal accident insurance per insured person · Currency: USD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣
百分比備註: No source supported spending percentage applies.
The insurance period is 24 June 2026 to 23 June 2027.
Eligible designated Private Banking Visa Infinite Essence cardholders are covered; spouse and unmarried-child age rules in the factsheet apply.
At least 50% of the public conveyance fare must be charged to the designated Visa Infinite Essence Card.
No cover applies when the passenger fare is paid through built-in Octopus Automatic Add Value.
The AXA policy and certificate terms control coverage, exclusions, and claims.
The personal accident limit is US$1,000,000 per insured person.
Private Bank Travel Insurance Benefit insurance period: 2026-06-24 – 2027-06-23

開啟優惠來源 ↗

保險：Worldwide emergency assistance services with costs fully covered

—未提供優惠值

Travel限時優惠designated card

適用資格: 適用對象: 全部
適用消費: Type: not applicable
要求: 付款方式: designated card
優惠上限: 期間: 未提供 · Type: 未提供
百分比備註: No source supported spending percentage applies.
The insurance period is 24 June 2026 to 23 June 2027.
Eligible designated Private Banking Visa Infinite Essence cardholders are covered; spouse and unmarried-child age rules in the factsheet apply.
At least 50% of the public conveyance fare must be charged to the designated Visa Infinite Essence Card.
No cover applies when the passenger fare is paid through built-in Octopus Automatic Add Value.
The AXA policy and certificate terms control coverage, exclusions, and claims.
Worldwide emergency assistance is fully covered, including the stated 24-hour hotline and emergency medical evacuation or repatriation support.
Private Bank Travel Insurance Benefit insurance period: 2026-06-24 – 2027-06-23

開啟優惠來源 ↗

高級餐廳：Dining privileges at global top restaurants and hotel chains

—未提供優惠值

Travel

適用資格: 適用對象: 全部
適用消費: 適用範圍: 高級餐廳 · Type: 類別
優惠上限: 期間: 未提供 · Type: 未提供
百分比備註: No source supported spending percentage applies.
未提供完整適用商戶名單。
The source describes global top restaurants and hotel chains; participating venues, availability, and Visa partner terms apply.
The page gives service classes and examples, not a complete local merchant list.

開啟優惠來源 ↗

購物：Premium shopping privileges

—未提供優惠值

Lifestyle

適用資格: 適用對象: 全部
適用消費: 適用範圍: 購物 · Type: 類別
優惠上限: 期間: 未提供 · Type: 未提供
百分比備註: No source supported spending percentage applies.
未提供完整適用商戶名單。
The source describes premium shopping offers; participating retailers, availability, and Visa partner terms apply.
The page gives service classes and examples, not a complete local merchant list.

開啟優惠來源 ↗

高級餐廳：Premium dining privileges

—未提供優惠值

Lifestyle

適用資格: 適用對象: 全部
適用消費: 適用範圍: 高級餐廳 · Type: 類別
優惠上限: 期間: 未提供 · Type: 未提供
百分比備註: No source supported spending percentage applies.
未提供完整適用商戶名單。
The source describes global top restaurants and hotel chains; participating venues, availability, and Visa partner terms apply.
The page gives service classes and examples, not a complete local merchant list.

開啟優惠來源 ↗

網上購物：Special discounts

—未提供優惠值

折扣

適用資格: 適用對象: 全部
適用消費: 適用範圍: 網上購物 · Type: 類別
優惠上限: 期間: 未提供 · Type: 未提供
百分比備註: No source supported spending percentage applies.
未提供完整適用商戶名單。
The source describes online shopping offers; participating merchants, availability, and Visa partner terms apply.
The page gives service classes and examples, not a complete local merchant list.

開啟優惠來源 ↗

百貨公司：Special discounts

—未提供優惠值

折扣

適用資格: 適用對象: 全部
適用消費: 適用範圍: 百貨公司 · Type: 類別
優惠上限: 期間: 未提供 · Type: 未提供
百分比備註: No source supported spending percentage applies.
未提供完整適用商戶名單。
The source describes local and international department-store offers; participating stores, availability, and Visa partner terms apply.
The page gives service classes and examples, not a complete local merchant list.

開啟優惠來源 ↗

珠寶／鐘錶：Special discounts at jewelers

—未提供優惠值

折扣

適用資格: 適用對象: 全部
適用消費: 適用範圍: 珠寶／鐘錶 · Type: 類別
優惠上限: 期間: 未提供 · Type: 未提供
百分比備註: No source supported spending percentage applies.
未提供完整適用商戶名單。
The source describes jeweler offers; participating merchants, availability, and Visa partner terms apply.
The page gives service classes and examples, not a complete local merchant list.

開啟優惠來源 ↗

美容／個人護理：Special discounts at cosmetics stores

—未提供優惠值

折扣

適用資格: 適用對象: 全部
適用消費: 適用範圍: 美容／個人護理 · Type: 類別
優惠上限: 期間: 未提供 · Type: 未提供
百分比備註: No source supported spending percentage applies.
未提供完整適用商戶名單。
The source describes cosmetics offers; participating merchants, availability, and Visa partner terms apply.
The page gives service classes and examples, not a complete local merchant list.

開啟優惠來源 ↗

時裝：Special discounts at apparel stores

—未提供優惠值

折扣

適用資格: 適用對象: 全部
適用消費: 適用範圍: 時裝 · Type: 類別
優惠上限: 期間: 未提供 · Type: 未提供
百分比備註: No source supported spending percentage applies.
未提供完整適用商戶名單。
The source describes apparel offers; participating merchants, availability, and Visa partner terms apply.
The page gives service classes and examples, not a complete local merchant list.

開啟優惠來源 ↗

網上購物：Online shopping insurance

—未提供優惠值

Travel

適用資格: 適用對象: 全部
適用消費: Type: not applicable
優惠上限: 期間: 未提供 · Type: 未提供
百分比備註: No source supported spending percentage applies.
The page lists online shopping insurance as a card benefit.
Coverage, eligibility, exclusions, and claims follow the applicable insurance terms.

開啟優惠來源 ↗

購物：SUPREME membership for Chinese Arts & Crafts

—未提供優惠值

Lifestyle

適用資格: 適用對象: 全部
適用消費: Type: not applicable
優惠上限: 期間: 未提供 · Type: 未提供
百分比備註: No source supported spending percentage applies.
The source lists SUPREME membership for Chinese Arts & Crafts.
Membership eligibility, privileges, and provider terms apply.

開啟優惠來源 ↗

Shopping privileges and 1-on-1 personal service with Memorigin brand representatives

—未提供優惠值

Lifestyle

適用資格: 適用對象: 全部
適用消費: 適用範圍: memorigin · Type: 商戶
優惠上限: 期間: 未提供 · Type: 未提供
百分比備註: No source supported spending percentage applies.
The source names Memorigin and lists shopping privileges and one-to-one service with brand representatives.
Provider availability and terms apply.

開啟優惠來源 ↗

Prestigious offers in sartorial suit tailoring at Tai Pan Row（優惠值未列明）

—未提供優惠值

Lifestyle

適用資格: 適用對象: 全部
適用消費: 適用範圍: tai pan row · Type: 商戶
優惠上限: 期間: 未提供 · Type: 未提供
百分比備註: No source supported spending percentage applies.
The source names Tai Pan Row and lists prestigious suit-tailoring offers.
Provider availability and terms apply.

開啟優惠來源 ↗

卡片禮遇：Invitation-only private banking value-added services

—未提供優惠值

Lifestyle

適用資格: 適用對象: 全部
適用消費: Type: not applicable
優惠上限: 期間: 未提供 · Type: 未提供
百分比備註: No source supported spending percentage applies.
Personalized value-added services are available by invitation only.
Customers should contact their designated relationship manager for details.

開啟優惠來源 ↗