Hashkey信用卡

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 金額: 250 · 適用範圍: 首250名成功轉換「亞洲萬里通」里數的持卡人 · 期間: 推廣期總額 · Type: 有限額 · Unit: other
• 須申請或登記。
• 持上海商業銀行信用卡，透過個人網上銀行或「上商理財」手機應用程式的指定積分兌換頁面轉換「亞洲萬里通」里數。
• 須於推廣期內申請轉換目標里數，再以該卡簽賬累積足夠積分轉換目標里數，方可獲額外里數。
• 優惠只限首250名成功轉換里數的持卡人，以本行個人網上銀行記錄為準；先到先得，額滿即止；額滿時將於本行網頁公布。
• 轉換里數及額外20%里數將於2026年12月內分別存入持卡人之國泰賬戶。
• 每次最低轉換1,000「亞洲萬里通」里數，並須為1,000里數或其倍數。
• 每轉換1,000里數須繳HK$10手續費；每次最低收費HK$100，最高HK$500；費用從信用卡賬戶扣除。
• 每15積分可轉換1「亞洲萬里通」里數。
• 優惠須受條款及細則約束。來源提及更多優惠及條款詳情，但該連結內容未檢視。
• 額外20%「亞洲萬里通」里數轉換優惠: 即日起 – 2026-11-22

開啟優惠來源 ↗

• 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
• 適用消費: Type: 全部
• 要求: Period spend ≥: HK$12,000.00
• 優惠上限: 金額: 1000 · 適用範圍: One selected Welcome Gift per eligible new principal cardholder · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
• 百分比備註: Threshold equivalent calculation: HK$1,000 / HK$12,000 × 100 = 8.33%; the effective rate can be lower above the threshold and the source states a fixed welcome gift.
• 須申請或登記。
• Promotion Period is from now until 30 April 2027, both dates inclusive.
• Applies only to a New Cardholder who applies for and is approved for a principal HashKey Visa Signature Credit Card during the Promotion Period. A New Cardholder must not hold, and must not have held during the preceding 12 months, any personal or co-branded credit card issued by the Bank.
• The required accumulated eligible spending must be completed within 2 months from card issuance.
• The cardholder may choose one Welcome Gift only. If no choice or multiple choices are made, the Bank will provide the up to HK$1,000 Free Spending Credit option by default. The choice cannot be changed or replaced.
• Eligible Transactions include retail and online transactions and purchase or reload of stored-value cards or e-wallets. Exclusions include cash advances, outstanding balances, balance transfers, bill payments through the Bank's Internet Banking, ATMs or Mobile Banking (including tax, utilities and insurance), credit-card charges, unposted or unauthorized transactions, cancelled or refunded transactions, fraudulent or ineligible transactions, and transactions the Bank considers abnormal or unqualified.
• The card account must remain normal, valid and in good standing when the requirements are met and when the benefit is credited. The Bank may determine eligibility from its records.
• The cardholder must hold a valid HashKey Exchange account for the HashKey-related benefit. Hash Blockchain is the voucher provider; the Bank is not the voucher issuer or provider.
• Welcome Gifts cannot be refunded, transferred, resold, exchanged for cash or replaced by another gift. Cancellation of the card within 13 months from issuance, fraud or abuse, or a later cancellation or refund of a qualifying transaction may result in a HK$1,000 handling charge or reversal under the Welcome Gift terms.
• The Visa Signature principal-card application has a minimum annual income requirement of HK$240,000 under the Bank's general application terms.
• The Free Spending Credit is credited within 2 months after the requirements are fulfilled, subject to a valid and good-standing account.
• HashKey Visa Signature Credit Card Welcome Gift Promotion Period: 即日起 – 2027-04-30

• 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
• 適用消費: Type: 全部
• 要求: Period spend <: HK$12,000.00 · Period spend ≥: HK$7,000.00
• 優惠上限: 金額: 500 · 適用範圍: One selected Welcome Gift per eligible new principal cardholder · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
• 百分比備註: Threshold equivalent calculation: HK$500 / HK$7,000 × 100 = 7.14%; the effective rate can be lower above the threshold and the source states a fixed welcome gift.
• 須申請或登記。
• Promotion Period is from now until 30 April 2027, both dates inclusive.
• Applies only to a New Cardholder who applies for and is approved for a principal HashKey Visa Signature Credit Card during the Promotion Period. A New Cardholder must not hold, and must not have held during the preceding 12 months, any personal or co-branded credit card issued by the Bank.
• The required accumulated eligible spending must be completed within 2 months from card issuance.
• The cardholder may choose one Welcome Gift only. If no choice or multiple choices are made, the Bank will provide the up to HK$1,000 Free Spending Credit option by default. The choice cannot be changed or replaced.
• Eligible Transactions include retail and online transactions and purchase or reload of stored-value cards or e-wallets. Exclusions include cash advances, outstanding balances, balance transfers, bill payments through the Bank's Internet Banking, ATMs or Mobile Banking (including tax, utilities and insurance), credit-card charges, unposted or unauthorized transactions, cancelled or refunded transactions, fraudulent or ineligible transactions, and transactions the Bank considers abnormal or unqualified.
• The card account must remain normal, valid and in good standing when the requirements are met and when the benefit is credited. The Bank may determine eligibility from its records.
• The cardholder must hold a valid HashKey Exchange account for the HashKey-related benefit. Hash Blockchain is the voucher provider; the Bank is not the voucher issuer or provider.
• Welcome Gifts cannot be refunded, transferred, resold, exchanged for cash or replaced by another gift. Cancellation of the card within 13 months from issuance, fraud or abuse, or a later cancellation or refund of a qualifying transaction may result in a HK$1,000 handling charge or reversal under the Welcome Gift terms.
• The Visa Signature principal-card application has a minimum annual income requirement of HK$240,000 under the Bank's general application terms.
• The Free Spending Credit is credited within 2 months after the requirements are fulfilled, subject to a valid and good-standing account.
• HashKey Visa Signature Credit Card Welcome Gift Promotion Period: 即日起 – 2027-04-30

• 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
• 適用消費: Type: 全部
• 要求: Period spend ≥: HK$12,000.00
• 優惠上限: 金額: 1200 · 適用範圍: One selected Welcome Gift per eligible new principal cardholder · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
• 百分比備註: Threshold equivalent calculation: HK$1,200 / HK$12,000 × 100 = 10.00%; the effective rate can be lower above the threshold and the source states a fixed welcome gift.
• 須申請或登記。
• Promotion Period is from now until 30 April 2027, both dates inclusive.
• Applies only to a New Cardholder who applies for and is approved for a principal HashKey Visa Signature Credit Card during the Promotion Period. A New Cardholder must not hold, and must not have held during the preceding 12 months, any personal or co-branded credit card issued by the Bank.
• The required accumulated eligible spending must be completed within 2 months from card issuance.
• The cardholder may choose one Welcome Gift only. If no choice or multiple choices are made, the Bank will provide the up to HK$1,000 Free Spending Credit option by default. The choice cannot be changed or replaced.
• Eligible Transactions include retail and online transactions and purchase or reload of stored-value cards or e-wallets. Exclusions include cash advances, outstanding balances, balance transfers, bill payments through the Bank's Internet Banking, ATMs or Mobile Banking (including tax, utilities and insurance), credit-card charges, unposted or unauthorized transactions, cancelled or refunded transactions, fraudulent or ineligible transactions, and transactions the Bank considers abnormal or unqualified.
• The card account must remain normal, valid and in good standing when the requirements are met and when the benefit is credited. The Bank may determine eligibility from its records.
• The cardholder must hold a valid HashKey Exchange account for the HashKey-related benefit. Hash Blockchain is the voucher provider; the Bank is not the voucher issuer or provider.
• Welcome Gifts cannot be refunded, transferred, resold, exchanged for cash or replaced by another gift. Cancellation of the card within 13 months from issuance, fraud or abuse, or a later cancellation or refund of a qualifying transaction may result in a HK$1,000 handling charge or reversal under the Welcome Gift terms.
• The Visa Signature principal-card application has a minimum annual income requirement of HK$240,000 under the Bank's general application terms.
• The HashKey HKD Cash Voucher is credited within 2 months after the requirements are fulfilled.
• The voucher is used in HashKey Spot Trading for the purchase price, transaction fees and other costs, subject to the latest voucher terms.
• HashKey Visa Signature Credit Card Welcome Gift Promotion Period: 即日起 – 2027-04-30

開啟優惠來源 ↗

• 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
• 適用消費: Type: 全部
• 要求: Period spend <: HK$12,000.00 · Period spend ≥: HK$7,000.00
• 優惠上限: 金額: 600 · 適用範圍: One selected Welcome Gift per eligible new principal cardholder · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
• 百分比備註: Threshold equivalent calculation: HK$600 / HK$7,000 × 100 = 8.57%; the effective rate can be lower above the threshold and the source states a fixed welcome gift.
• 須申請或登記。
• Promotion Period is from now until 30 April 2027, both dates inclusive.
• Applies only to a New Cardholder who applies for and is approved for a principal HashKey Visa Signature Credit Card during the Promotion Period. A New Cardholder must not hold, and must not have held during the preceding 12 months, any personal or co-branded credit card issued by the Bank.
• The required accumulated eligible spending must be completed within 2 months from card issuance.
• The cardholder may choose one Welcome Gift only. If no choice or multiple choices are made, the Bank will provide the up to HK$1,000 Free Spending Credit option by default. The choice cannot be changed or replaced.
• Eligible Transactions include retail and online transactions and purchase or reload of stored-value cards or e-wallets. Exclusions include cash advances, outstanding balances, balance transfers, bill payments through the Bank's Internet Banking, ATMs or Mobile Banking (including tax, utilities and insurance), credit-card charges, unposted or unauthorized transactions, cancelled or refunded transactions, fraudulent or ineligible transactions, and transactions the Bank considers abnormal or unqualified.
• The card account must remain normal, valid and in good standing when the requirements are met and when the benefit is credited. The Bank may determine eligibility from its records.
• The cardholder must hold a valid HashKey Exchange account for the HashKey-related benefit. Hash Blockchain is the voucher provider; the Bank is not the voucher issuer or provider.
• Welcome Gifts cannot be refunded, transferred, resold, exchanged for cash or replaced by another gift. Cancellation of the card within 13 months from issuance, fraud or abuse, or a later cancellation or refund of a qualifying transaction may result in a HK$1,000 handling charge or reversal under the Welcome Gift terms.
• The Visa Signature principal-card application has a minimum annual income requirement of HK$240,000 under the Bank's general application terms.
• The HashKey HKD Cash Voucher is credited within 2 months after the requirements are fulfilled.
• The voucher is used in HashKey Spot Trading for the purchase price, transaction fees and other costs, subject to the latest voucher terms.
• HashKey Visa Signature Credit Card Welcome Gift Promotion Period: 即日起 – 2027-04-30

開啟優惠來源 ↗

• 適用資格: 適用對象: 全部
• 適用消費: Type: 全部
• 優惠上限: 金額: 75000 · 適用範圍: Bonus Reward Points per eligible principal card account per monthly statement, shared across local and overseas spending tiers · 期間: per statement period · Type: 有限額 · Unit: points
• 百分比備註: Source stated up to 2% cash rebate equivalent to 5 Reward Points per HK$1; 250 Reward Points convert to HK$1, so 5/250 = 2%. The total includes 1 basic and 4 bonus points; no combined total is emitted as an additional reward.
• Promotion Period is from now until 30 April 2027, both dates inclusive.
• Applies only to principal cardholders of the HashKey Visa Signature Credit Card. The standard Shanghai Commercial Bank Credit Card Spending Rewards Program does not apply unless the reward terms specify otherwise.
• Every 250 Reward Points convert to HK$1 HashKey HKD Cash Voucher. Spending remainder below HK$1 earns no point and is not carried forward; residual points below 250 are not converted or carried forward.
• Basic Reward Points are credited on the current statement and Bonus Reward Points on the next statement. The voucher is provided before the following month's statement cut-off.
• Bonus Reward Points are capped at 75,000 points per account per monthly statement. Total Reward Points are capped at 5,000,000 points or 10 times the approved credit limit, whichever is lower. Spending above the bonus cap earns only basic points, subject to the total cap.
• A valid HashKey Exchange account and a normal, valid and good-standing card account are required. Points or rewards may be forfeited if the account is suspended, delinquent or otherwise not in good standing.
• Eligible Transactions exclude outstanding balances, cash advances, balance transfers, bill payments through the Bank's Internet Banking, ATMs or Mobile Banking (including tax, utilities and insurance), credit-card charges, merchant interest-free instalments, cash or purchase instalments, Octopus AAVS or top-ups, e-wallet or e-money payments and transfers or top-ups including PayMe, Alipay and WeChat Pay, casino chips, unposted or unauthorized transactions, cancelled or refunded transactions, fraudulent or ineligible transactions, and transactions the Bank considers abnormal or unqualified.
• Hash Blockchain provides the voucher. The voucher is used in HashKey Spot Trading for the purchase price, transaction fees and other costs. Points cannot be refunded, transferred, resold or redeemed for cash or gifts. Fraud or abuse can cancel or reverse rewards and can create a debit at 250 points per HK$1.
• The Bank may vary, extend or terminate the scheme. The Bank's records and eligibility decision are final.
• The Visa Signature principal-card application has a minimum annual income requirement of HK$240,000 under the Bank's general application terms.
• Eligible local spending is any retail or online transaction made in Hong Kong dollars with the eligible credit card.
• HashKey Visa Signature Credit Card Spending Reward Scheme Promotion Period: 即日起 – 2027-04-30

開啟優惠來源 ↗

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 海外簽賬 · Type: 類別
• 優惠上限: 金額: 75000 · 適用範圍: Bonus Reward Points per eligible principal card account per monthly statement, shared across local and overseas spending tiers · 期間: per statement period · Type: 有限額 · Unit: points
• 百分比備註: Source stated up to 4% cash rebate equivalent to 10 Reward Points per HK$1; 250 Reward Points convert to HK$1, so 10/250 = 4%. The total includes 1 basic and 9 bonus points; no combined total is emitted as an additional reward.
• Promotion Period is from now until 30 April 2027, both dates inclusive.
• Applies only to principal cardholders of the HashKey Visa Signature Credit Card. The standard Shanghai Commercial Bank Credit Card Spending Rewards Program does not apply unless the reward terms specify otherwise.
• Every 250 Reward Points convert to HK$1 HashKey HKD Cash Voucher. Spending remainder below HK$1 earns no point and is not carried forward; residual points below 250 are not converted or carried forward.
• Basic Reward Points are credited on the current statement and Bonus Reward Points on the next statement. The voucher is provided before the following month's statement cut-off.
• Bonus Reward Points are capped at 75,000 points per account per monthly statement. Total Reward Points are capped at 5,000,000 points or 10 times the approved credit limit, whichever is lower. Spending above the bonus cap earns only basic points, subject to the total cap.
• A valid HashKey Exchange account and a normal, valid and good-standing card account are required. Points or rewards may be forfeited if the account is suspended, delinquent or otherwise not in good standing.
• Eligible Transactions exclude outstanding balances, cash advances, balance transfers, bill payments through the Bank's Internet Banking, ATMs or Mobile Banking (including tax, utilities and insurance), credit-card charges, merchant interest-free instalments, cash or purchase instalments, Octopus AAVS or top-ups, e-wallet or e-money payments and transfers or top-ups including PayMe, Alipay and WeChat Pay, casino chips, unposted or unauthorized transactions, cancelled or refunded transactions, fraudulent or ineligible transactions, and transactions the Bank considers abnormal or unqualified.
• Hash Blockchain provides the voucher. The voucher is used in HashKey Spot Trading for the purchase price, transaction fees and other costs. Points cannot be refunded, transferred, resold or redeemed for cash or gifts. Fraud or abuse can cancel or reverse rewards and can create a debit at 250 points per HK$1.
• The Bank may vary, extend or terminate the scheme. The Bank's records and eligibility decision are final.
• The Visa Signature principal-card application has a minimum annual income requirement of HK$240,000 under the Bank's general application terms.
• Eligible overseas spending is any retail or online transaction made in a foreign currency with the eligible credit card.
• HashKey Visa Signature Credit Card Spending Reward Scheme Promotion Period: 即日起 – 2027-04-30

開啟優惠來源 ↗

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: The source states a period in days, not a spending percentage.
• No interest is charged when the statement balance is paid in full by the due date each month.
• The period can be up to 56 days and depends on when a purchase is made within the statement cycle.
• There is no interest-free period for cash advances or bill payment of other credit card bills.
• The Key Facts Statement is effective from 20 April 2026.