大新Autotoll粵通卡商務卡

所屬銀行: Dah Sing Bank
發卡機構: Dah
年費
收入要求
支付網絡
核對日期
官方網站

各類別回贈

按所選金額估算，須符合條件。空白表示沒有資料支持的估算。

類別	回贈百分比	條件
餐飲	0.4%	條件及計算 Audience: Senior Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.4% cash rebate: 0.4% 適用資格: 適用對象: senior 適用消費: Type: 全部最低要求: 期間: 每筆交易 · 消費: HK$250.00 優惠上限: 期間: 未提供 · Type: 未提供百分比備註: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. 開啟優惠來源 ↗
高級餐廳	0.4%	條件及計算 Audience: Senior Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.4% cash rebate: 0.4% 適用資格: 適用對象: senior 適用消費: Type: 全部最低要求: 期間: 每筆交易 · 消費: HK$250.00 優惠上限: 期間: 未提供 · Type: 未提供百分比備註: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. 開啟優惠來源 ↗
本地餐飲	0.4%	條件及計算 Audience: Senior Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.4% cash rebate: 0.4% 適用資格: 適用對象: senior 適用消費: Type: 全部最低要求: 期間: 每筆交易 · 消費: HK$250.00 優惠上限: 期間: 未提供 · Type: 未提供百分比備註: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. 開啟優惠來源 ↗
快餐	0.4%	條件及計算 Audience: Senior Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.4% cash rebate: 0.4% 適用資格: 適用對象: senior 適用消費: Type: 全部最低要求: 期間: 每筆交易 · 消費: HK$250.00 優惠上限: 期間: 未提供 · Type: 未提供百分比備註: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. 開啟優惠來源 ↗
外賣平台	0.4%	條件及計算 Audience: Senior Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.4% cash rebate: 0.4% 適用資格: 適用對象: senior 適用消費: Type: 全部最低要求: 期間: 每筆交易 · 消費: HK$250.00 優惠上限: 期間: 未提供 · Type: 未提供百分比備註: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. 開啟優惠來源 ↗
咖啡店／烘焙／甜品	0.4%	條件及計算 Audience: Senior Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.4% cash rebate: 0.4% 適用資格: 適用對象: senior 適用消費: Type: 全部最低要求: 期間: 每筆交易 · 消費: HK$250.00 優惠上限: 期間: 未提供 · Type: 未提供百分比備註: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. 開啟優惠來源 ↗
超市及雜貨	0.4%	條件及計算 Audience: Senior Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.4% cash rebate: 0.4% 適用資格: 適用對象: senior 適用消費: Type: 全部最低要求: 期間: 每筆交易 · 消費: HK$250.00 優惠上限: 期間: 未提供 · Type: 未提供百分比備註: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. 開啟優惠來源 ↗
街市	0.4%	條件及計算 Audience: Senior Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.4% cash rebate: 0.4% 適用資格: 適用對象: senior 適用消費: Type: 全部最低要求: 期間: 每筆交易 · 消費: HK$250.00 優惠上限: 期間: 未提供 · Type: 未提供百分比備註: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. 開啟優惠來源 ↗
超級市場	0.4%	條件及計算 Audience: Senior Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.4% cash rebate: 0.4% 適用資格: 適用對象: senior 適用消費: Type: 全部最低要求: 期間: 每筆交易 · 消費: HK$250.00 優惠上限: 期間: 未提供 · Type: 未提供百分比備註: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. 開啟優惠來源 ↗
便利店	0.4%	條件及計算 Audience: Senior Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.4% cash rebate: 0.4% 適用資格: 適用對象: senior 適用消費: Type: 全部最低要求: 期間: 每筆交易 · 消費: HK$250.00 優惠上限: 期間: 未提供 · Type: 未提供百分比備註: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. 開啟優惠來源 ↗
購物	0.4%	條件及計算 Audience: Senior Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.4% cash rebate: 0.4% 適用資格: 適用對象: senior 適用消費: Type: 全部最低要求: 期間: 每筆交易 · 消費: HK$250.00 優惠上限: 期間: 未提供 · Type: 未提供百分比備註: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. 開啟優惠來源 ↗
時裝	0.4%	條件及計算 Audience: Senior Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.4% cash rebate: 0.4% 適用資格: 適用對象: senior 適用消費: Type: 全部最低要求: 期間: 每筆交易 · 消費: HK$250.00 優惠上限: 期間: 未提供 · Type: 未提供百分比備註: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. 開啟優惠來源 ↗
運動及戶外	0.4%	條件及計算 Audience: Senior Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.4% cash rebate: 0.4% 適用資格: 適用對象: senior 適用消費: Type: 全部最低要求: 期間: 每筆交易 · 消費: HK$250.00 優惠上限: 期間: 未提供 · Type: 未提供百分比備註: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. 開啟優惠來源 ↗
百貨公司	0.4%	條件及計算 Audience: Senior Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.4% cash rebate: 0.4% 適用資格: 適用對象: senior 適用消費: Type: 全部最低要求: 期間: 每筆交易 · 消費: HK$250.00 優惠上限: 期間: 未提供 · Type: 未提供百分比備註: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. 開啟優惠來源 ↗
電子產品	0.4%	條件及計算 Audience: Senior Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.4% cash rebate: 0.4% 適用資格: 適用對象: senior 適用消費: Type: 全部最低要求: 期間: 每筆交易 · 消費: HK$250.00 優惠上限: 期間: 未提供 · Type: 未提供百分比備註: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. 開啟優惠來源 ↗
家居／家具	0.4%	條件及計算 Audience: Senior Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.4% cash rebate: 0.4% 適用資格: 適用對象: senior 適用消費: Type: 全部最低要求: 期間: 每筆交易 · 消費: HK$250.00 優惠上限: 期間: 未提供 · Type: 未提供百分比備註: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. 開啟優惠來源 ↗
珠寶／鐘錶	0.4%	條件及計算 Audience: Senior Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.4% cash rebate: 0.4% 適用資格: 適用對象: senior 適用消費: Type: 全部最低要求: 期間: 每筆交易 · 消費: HK$250.00 優惠上限: 期間: 未提供 · Type: 未提供百分比備註: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. 開啟優惠來源 ↗
書店／文具	0.4%	條件及計算 Audience: Senior Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.4% cash rebate: 0.4% 適用資格: 適用對象: senior 適用消費: Type: 全部最低要求: 期間: 每筆交易 · 消費: HK$250.00 優惠上限: 期間: 未提供 · Type: 未提供百分比備註: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. 開啟優惠來源 ↗
寵物用品	0.4%	條件及計算 Audience: Senior Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.4% cash rebate: 0.4% 適用資格: 適用對象: senior 適用消費: Type: 全部最低要求: 期間: 每筆交易 · 消費: HK$250.00 優惠上限: 期間: 未提供 · Type: 未提供百分比備註: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. 開啟優惠來源 ↗
網上購物	0.4%	條件及計算 Audience: Senior Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.4% cash rebate: 0.4% 適用資格: 適用對象: senior 適用消費: Type: 全部最低要求: 期間: 每筆交易 · 消費: HK$250.00 優惠上限: 期間: 未提供 · Type: 未提供百分比備註: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. 開啟優惠來源 ↗
海外網購	0.4%	條件及計算 Audience: Senior Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.4% cash rebate: 0.4% 適用資格: 適用對象: senior 適用消費: Type: 全部最低要求: 期間: 每筆交易 · 消費: HK$250.00 優惠上限: 期間: 未提供 · Type: 未提供百分比備註: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. 開啟優惠來源 ↗
本地網購	0.4%	條件及計算 Audience: Senior Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.4% cash rebate: 0.4% 適用資格: 適用對象: senior 適用消費: Type: 全部最低要求: 期間: 每筆交易 · 消費: HK$250.00 優惠上限: 期間: 未提供 · Type: 未提供百分比備註: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. 開啟優惠來源 ↗
網上超市	0.4%	條件及計算 Audience: Senior Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.4% cash rebate: 0.4% 適用資格: 適用對象: senior 適用消費: Type: 全部最低要求: 期間: 每筆交易 · 消費: HK$250.00 優惠上限: 期間: 未提供 · Type: 未提供百分比備註: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. 開啟優惠來源 ↗
網上時裝／運動用品	0.4%	條件及計算 Audience: Senior Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.4% cash rebate: 0.4% 適用資格: 適用對象: senior 適用消費: Type: 全部最低要求: 期間: 每筆交易 · 消費: HK$250.00 優惠上限: 期間: 未提供 · Type: 未提供百分比備註: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. 開啟優惠來源 ↗
交通	0.4%	條件及計算 Audience: Senior Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.4% cash rebate: 0.4% 適用資格: 適用對象: senior 適用消費: Type: 全部最低要求: 期間: 每筆交易 · 消費: HK$250.00 優惠上限: 期間: 未提供 · Type: 未提供百分比備註: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. 開啟優惠來源 ↗
本地交通	0.4%	條件及計算 Audience: Senior Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.4% cash rebate: 0.4% 適用資格: 適用對象: senior 適用消費: Type: 全部最低要求: 期間: 每筆交易 · 消費: HK$250.00 優惠上限: 期間: 未提供 · Type: 未提供百分比備註: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. 開啟優惠來源 ↗
停車場／泊車	0.4%	條件及計算 Audience: Senior Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.4% cash rebate: 0.4% 適用資格: 適用對象: senior 適用消費: Type: 全部最低要求: 期間: 每筆交易 · 消費: HK$250.00 優惠上限: 期間: 未提供 · Type: 未提供百分比備註: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. 開啟優惠來源 ↗
汽油／電動車充電	0.4%	條件及計算 Audience: Senior Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.4% cash rebate: 0.4% 適用資格: 適用對象: senior 適用消費: Type: 全部最低要求: 期間: 每筆交易 · 消費: HK$250.00 優惠上限: 期間: 未提供 · Type: 未提供百分比備註: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. 開啟優惠來源 ↗
的士／網約車／租車	0.4%	條件及計算 Audience: Senior Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.4% cash rebate: 0.4% 適用資格: 適用對象: senior 適用消費: Type: 全部最低要求: 期間: 每筆交易 · 消費: HK$250.00 優惠上限: 期間: 未提供 · Type: 未提供百分比備註: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. 開啟優惠來源 ↗
旅遊	0.4%	條件及計算 Audience: Senior Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.4% cash rebate: 0.4% 適用資格: 適用對象: senior 適用消費: Type: 全部最低要求: 期間: 每筆交易 · 消費: HK$250.00 優惠上限: 期間: 未提供 · Type: 未提供百分比備註: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. 開啟優惠來源 ↗
酒店	0.4%	條件及計算 Audience: Senior Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.4% cash rebate: 0.4% 適用資格: 適用對象: senior 適用消費: Type: 全部最低要求: 期間: 每筆交易 · 消費: HK$250.00 優惠上限: 期間: 未提供 · Type: 未提供百分比備註: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. 開啟優惠來源 ↗
旅遊預訂	0.4%	條件及計算 Audience: Senior Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.4% cash rebate: 0.4% 適用資格: 適用對象: senior 適用消費: Type: 全部最低要求: 期間: 每筆交易 · 消費: HK$250.00 優惠上限: 期間: 未提供 · Type: 未提供百分比備註: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. 開啟優惠來源 ↗
航空公司	0.4%	條件及計算 Audience: Senior Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.4% cash rebate: 0.4% 適用資格: 適用對象: senior 適用消費: Type: 全部最低要求: 期間: 每筆交易 · 消費: HK$250.00 優惠上限: 期間: 未提供 · Type: 未提供百分比備註: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. 開啟優惠來源 ↗
旅行社	0.4%	條件及計算 Audience: Senior Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.4% cash rebate: 0.4% 適用資格: 適用對象: senior 適用消費: Type: 全部最低要求: 期間: 每筆交易 · 消費: HK$250.00 優惠上限: 期間: 未提供 · Type: 未提供百分比備註: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. 開啟優惠來源 ↗
娛樂	0.4%	條件及計算 Audience: Senior Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.4% cash rebate: 0.4% 適用資格: 適用對象: senior 適用消費: Type: 全部最低要求: 期間: 每筆交易 · 消費: HK$250.00 優惠上限: 期間: 未提供 · Type: 未提供百分比備註: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. 開啟優惠來源 ↗
戲院	0.4%	條件及計算 Audience: Senior Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.4% cash rebate: 0.4% 適用資格: 適用對象: senior 適用消費: Type: 全部最低要求: 期間: 每筆交易 · 消費: HK$250.00 優惠上限: 期間: 未提供 · Type: 未提供百分比備註: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. 開啟優惠來源 ↗
遊戲	0.4%	條件及計算 Audience: Senior Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.4% cash rebate: 0.4% 適用資格: 適用對象: senior 適用消費: Type: 全部最低要求: 期間: 每筆交易 · 消費: HK$250.00 優惠上限: 期間: 未提供 · Type: 未提供百分比備註: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. 開啟優惠來源 ↗
串流服務	0.4%	條件及計算 Audience: Senior Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.4% cash rebate: 0.4% 適用資格: 適用對象: senior 適用消費: Type: 全部最低要求: 期間: 每筆交易 · 消費: HK$250.00 優惠上限: 期間: 未提供 · Type: 未提供百分比備註: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. 開啟優惠來源 ↗
主題樂園及景點	0.4%	條件及計算 Audience: Senior Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.4% cash rebate: 0.4% 適用資格: 適用對象: senior 適用消費: Type: 全部最低要求: 期間: 每筆交易 · 消費: HK$250.00 優惠上限: 期間: 未提供 · Type: 未提供百分比備註: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. 開啟優惠來源 ↗
演唱會／票務	0.4%	條件及計算 Audience: Senior Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.4% cash rebate: 0.4% 適用資格: 適用對象: senior 適用消費: Type: 全部最低要求: 期間: 每筆交易 · 消費: HK$250.00 優惠上限: 期間: 未提供 · Type: 未提供百分比備註: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. 開啟優惠來源 ↗
賬單及公用事業	0.4%	條件及計算 Audience: Senior Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.4% cash rebate: 0.4% 適用資格: 適用對象: senior 適用消費: Type: 全部最低要求: 期間: 每筆交易 · 消費: HK$250.00 優惠上限: 期間: 未提供 · Type: 未提供百分比備註: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. 開啟優惠來源 ↗
電訊	0.4%	條件及計算 Audience: Senior Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.4% cash rebate: 0.4% 適用資格: 適用對象: senior 適用消費: Type: 全部最低要求: 期間: 每筆交易 · 消費: HK$250.00 優惠上限: 期間: 未提供 · Type: 未提供百分比備註: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. 開啟優惠來源 ↗
政府繳費	0.4%	條件及計算 Audience: Senior Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.4% cash rebate: 0.4% 適用資格: 適用對象: senior 適用消費: Type: 全部最低要求: 期間: 每筆交易 · 消費: HK$250.00 優惠上限: 期間: 未提供 · Type: 未提供百分比備註: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. 開啟優惠來源 ↗
電力及煤氣	0.4%	條件及計算 Audience: Senior Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.4% cash rebate: 0.4% 適用資格: 適用對象: senior 適用消費: Type: 全部最低要求: 期間: 每筆交易 · 消費: HK$250.00 優惠上限: 期間: 未提供 · Type: 未提供百分比備註: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. 開啟優惠來源 ↗
水務	0.4%	條件及計算 Audience: Senior Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.4% cash rebate: 0.4% 適用資格: 適用對象: senior 適用消費: Type: 全部最低要求: 期間: 每筆交易 · 消費: HK$250.00 優惠上限: 期間: 未提供 · Type: 未提供百分比備註: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. 開啟優惠來源 ↗
醫療保健	0.4%	條件及計算 Audience: Senior Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.4% cash rebate: 0.4% 適用資格: 適用對象: senior 適用消費: Type: 全部最低要求: 期間: 每筆交易 · 消費: HK$250.00 優惠上限: 期間: 未提供 · Type: 未提供百分比備註: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. 開啟優惠來源 ↗
醫療服務	0.4%	條件及計算 Audience: Senior Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.4% cash rebate: 0.4% 適用資格: 適用對象: senior 適用消費: Type: 全部最低要求: 期間: 每筆交易 · 消費: HK$250.00 優惠上限: 期間: 未提供 · Type: 未提供百分比備註: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. 開啟優惠來源 ↗
藥房／保健品	0.4%	條件及計算 Audience: Senior Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.4% cash rebate: 0.4% 適用資格: 適用對象: senior 適用消費: Type: 全部最低要求: 期間: 每筆交易 · 消費: HK$250.00 優惠上限: 期間: 未提供 · Type: 未提供百分比備註: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. 開啟優惠來源 ↗
健身中心	0.4%	條件及計算 Audience: Senior Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.4% cash rebate: 0.4% 適用資格: 適用對象: senior 適用消費: Type: 全部最低要求: 期間: 每筆交易 · 消費: HK$250.00 優惠上限: 期間: 未提供 · Type: 未提供百分比備註: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. 開啟優惠來源 ↗
美容／個人護理	0.4%	條件及計算 Audience: Senior Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.4% cash rebate: 0.4% 適用資格: 適用對象: senior 適用消費: Type: 全部最低要求: 期間: 每筆交易 · 消費: HK$250.00 優惠上限: 期間: 未提供 · Type: 未提供百分比備註: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. 開啟優惠來源 ↗
教育	0.4%	條件及計算 Audience: Senior Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.4% cash rebate: 0.4% 適用資格: 適用對象: senior 適用消費: Type: 全部最低要求: 期間: 每筆交易 · 消費: HK$250.00 優惠上限: 期間: 未提供 · Type: 未提供百分比備註: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. 開啟優惠來源 ↗
學費／課程	0.4%	條件及計算 Audience: Senior Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.4% cash rebate: 0.4% 適用資格: 適用對象: senior 適用消費: Type: 全部最低要求: 期間: 每筆交易 · 消費: HK$250.00 優惠上限: 期間: 未提供 · Type: 未提供百分比備註: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. 開啟優惠來源 ↗
海外簽賬	0.4%	條件及計算 Audience: Senior Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.4% cash rebate: 0.4% 適用資格: 適用對象: senior 適用消費: Type: 全部最低要求: 期間: 每筆交易 · 消費: HK$250.00 優惠上限: 期間: 未提供 · Type: 未提供百分比備註: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. 開啟優惠來源 ↗
中國內地簽賬	0.4%	條件及計算 Audience: Senior Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.4% cash rebate: 0.4% 適用資格: 適用對象: senior 適用消費: Type: 全部最低要求: 期間: 每筆交易 · 消費: HK$250.00 優惠上限: 期間: 未提供 · Type: 未提供百分比備註: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. 開啟優惠來源 ↗
澳門簽賬	0.4%	條件及計算 Audience: Senior Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.4% cash rebate: 0.4% 適用資格: 適用對象: senior 適用消費: Type: 全部最低要求: 期間: 每筆交易 · 消費: HK$250.00 優惠上限: 期間: 未提供 · Type: 未提供百分比備註: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. 開啟優惠來源 ↗
電子錢包簽賬	0.4%	條件及計算 Audience: Senior Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.4% cash rebate: 0.4% 適用資格: 適用對象: senior 適用消費: Type: 全部最低要求: 期間: 每筆交易 · 消費: HK$250.00 優惠上限: 期間: 未提供 · Type: 未提供百分比備註: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. 開啟優惠來源 ↗
電子錢包增值	0.4%	條件及計算 Audience: Senior Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.4% cash rebate: 0.4% 適用資格: 適用對象: senior 適用消費: Type: 全部最低要求: 期間: 每筆交易 · 消費: HK$250.00 優惠上限: 期間: 未提供 · Type: 未提供百分比備註: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. 開啟優惠來源 ↗
微信支付
支付寶香港
八達通	0.4%	條件及計算 Audience: Senior Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.4% cash rebate: 0.4% 適用資格: 適用對象: senior 適用消費: Type: 全部最低要求: 期間: 每筆交易 · 消費: HK$250.00 優惠上限: 期間: 未提供 · Type: 未提供百分比備註: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. 開啟優惠來源 ↗
PayMe	0.4%	條件及計算 Audience: Senior Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.4% cash rebate: 0.4% 適用資格: 適用對象: senior 適用消費: Type: 全部最低要求: 期間: 每筆交易 · 消費: HK$250.00 優惠上限: 期間: 未提供 · Type: 未提供百分比備註: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. 開啟優惠來源 ↗
手機支付	0.4%	條件及計算 Audience: Senior Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.4% cash rebate: 0.4% 適用資格: 適用對象: senior 適用消費: Type: 全部最低要求: 期間: 每筆交易 · 消費: HK$250.00 優惠上限: 期間: 未提供 · Type: 未提供百分比備註: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. 開啟優惠來源 ↗
Google Pay	0.4%	條件及計算 Audience: Senior Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.4% cash rebate: 0.4% 適用資格: 適用對象: senior 適用消費: Type: 全部最低要求: 期間: 每筆交易 · 消費: HK$250.00 優惠上限: 期間: 未提供 · Type: 未提供百分比備註: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. 開啟優惠來源 ↗
Apple Pay	0.4%	條件及計算 Audience: Senior Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.4% cash rebate: 0.4% 適用資格: 適用對象: senior 適用消費: Type: 全部最低要求: 期間: 每筆交易 · 消費: HK$250.00 優惠上限: 期間: 未提供 · Type: 未提供百分比備註: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. 開啟優惠來源 ↗
Samsung Pay	0.4%	條件及計算 Audience: Senior Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.4% cash rebate: 0.4% 適用資格: 適用對象: senior 適用消費: Type: 全部最低要求: 期間: 每筆交易 · 消費: HK$250.00 優惠上限: 期間: 未提供 · Type: 未提供百分比備註: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. 開啟優惠來源 ↗
保險	0.4%	條件及計算 Audience: Senior Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.4% cash rebate: 0.4% 適用資格: 適用對象: senior 適用消費: Type: 全部最低要求: 期間: 每筆交易 · 消費: HK$250.00 優惠上限: 期間: 未提供 · Type: 未提供百分比備註: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. 開啟優惠來源 ↗
租金	0.4%	條件及計算 Audience: Senior Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.4% cash rebate: 0.4% 適用資格: 適用對象: senior 適用消費: Type: 全部最低要求: 期間: 每筆交易 · 消費: HK$250.00 優惠上限: 期間: 未提供 · Type: 未提供百分比備註: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. 開啟優惠來源 ↗
慈善捐款	0.4%	條件及計算 Audience: Senior Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.4% cash rebate: 0.4% 適用資格: 適用對象: senior 適用消費: Type: 全部最低要求: 期間: 每筆交易 · 消費: HK$250.00 優惠上限: 期間: 未提供 · Type: 未提供百分比備註: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. 開啟優惠來源 ↗
借貸/分期付款	0.4%	條件及計算 Audience: Senior Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.4% cash rebate: 0.4% 適用資格: 適用對象: senior 適用消費: Type: 全部最低要求: 期間: 每筆交易 · 消費: HK$250.00 優惠上限: 期間: 未提供 · Type: 未提供百分比備註: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. 開啟優惠來源 ↗
其他	0.4%	條件及計算 Audience: Senior Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.4% cash rebate: 0.4% 適用資格: 適用對象: senior 適用消費: Type: 全部最低要求: 期間: 每筆交易 · 消費: HK$250.00 優惠上限: 期間: 未提供 · Type: 未提供百分比備註: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap. Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years. Applicant must be aged 18 or above and a Hong Kong resident. Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate. The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date. Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card. Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance. The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction. 開啟優惠來源 ↗

推廣優惠與信用卡優惠分開列出，並不表示可以同時使用。

推廣優惠 (26)

大新360°「易出糧」大新信用卡簽賬額外活期存款年利率0.3%

0.3%比率

須符合條件Other限時優惠other最低消費: HK$3,000.00上限: HK$6,000.00 · 每月

適用資格: 適用對象: other
適用消費: Type: not applicable
要求: Period spend ≥: HK$3,000.00
優惠上限: 金額: 6000 · 適用範圍: 本推廣每月所有額外利息合計 · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
須申請或登記。
須成功登記大新360°「易出糧」服務。
每月用指定出糧方式將薪金入賬至出糧戶口，並符合指定戶口結餘要求。
須用大新信用卡作合資格簽賬；整月總交易金額須達等值HK$3,000或以上。
來源稱旅途中簽賬可解鎖額外利息；實際簽賬要求如上。
來源列明合共最高3.5%額外活期存款年利率；本項為其中一項。
本推廣每月可獲之額外利息上限為HK$6,000。
大新360°「易出糧」服務及相關優惠須受有關條款及細則約束。
大新360°「易出糧」服務推廣: 即日起 – 2026-12-31

開啟優惠來源 ↗

本地食肆簽賬 5% 現金回贈

5%回贈