| Dining | 0.4% | Conditions and calculation- Audience: Senior
- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
- Confirm offer eligibility: Audience: Senior.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：0.4% cash rebate: 0.4% - Eligibility: Audience: senior
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
Open source offer ↗ |
|---|
| Fine dining | 0.4% | Conditions and calculation- Audience: Senior
- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
- Confirm offer eligibility: Audience: Senior.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：0.4% cash rebate: 0.4% - Eligibility: Audience: senior
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
Open source offer ↗ |
|---|
| Local dining | 0.4% | Conditions and calculation- Audience: Senior
- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
- Confirm offer eligibility: Audience: Senior.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：0.4% cash rebate: 0.4% - Eligibility: Audience: senior
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
Open source offer ↗ |
|---|
| Fast food | 0.4% | Conditions and calculation- Audience: Senior
- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
- Confirm offer eligibility: Audience: Senior.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：0.4% cash rebate: 0.4% - Eligibility: Audience: senior
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
Open source offer ↗ |
|---|
| Food delivery | 0.4% | Conditions and calculation- Audience: Senior
- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
- Confirm offer eligibility: Audience: Senior.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：0.4% cash rebate: 0.4% - Eligibility: Audience: senior
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
Open source offer ↗ |
|---|
| Cafés, bakeries and desserts | 0.4% | Conditions and calculation- Audience: Senior
- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
- Confirm offer eligibility: Audience: Senior.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：0.4% cash rebate: 0.4% - Eligibility: Audience: senior
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
Open source offer ↗ |
|---|
| Groceries | 0.4% | Conditions and calculation- Audience: Senior
- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
- Confirm offer eligibility: Audience: Senior.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：0.4% cash rebate: 0.4% - Eligibility: Audience: senior
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
Open source offer ↗ |
|---|
| Markets | 0.4% | Conditions and calculation- Audience: Senior
- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
- Confirm offer eligibility: Audience: Senior.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：0.4% cash rebate: 0.4% - Eligibility: Audience: senior
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
Open source offer ↗ |
|---|
| Supermarkets | 0.4% | Conditions and calculation- Audience: Senior
- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
- Confirm offer eligibility: Audience: Senior.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：0.4% cash rebate: 0.4% - Eligibility: Audience: senior
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
Open source offer ↗ |
|---|
| Convenience stores | 0.4% | Conditions and calculation- Audience: Senior
- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
- Confirm offer eligibility: Audience: Senior.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：0.4% cash rebate: 0.4% - Eligibility: Audience: senior
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
Open source offer ↗ |
|---|
| Shopping | 0.4% | Conditions and calculation- Audience: Senior
- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
- Confirm offer eligibility: Audience: Senior.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：0.4% cash rebate: 0.4% - Eligibility: Audience: senior
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
Open source offer ↗ |
|---|
| Fashion | 0.4% | Conditions and calculation- Audience: Senior
- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
- Confirm offer eligibility: Audience: Senior.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：0.4% cash rebate: 0.4% - Eligibility: Audience: senior
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
Open source offer ↗ |
|---|
| Sports and outdoors | 0.4% | Conditions and calculation- Audience: Senior
- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
- Confirm offer eligibility: Audience: Senior.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：0.4% cash rebate: 0.4% - Eligibility: Audience: senior
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
Open source offer ↗ |
|---|
| Department stores | 0.4% | Conditions and calculation- Audience: Senior
- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
- Confirm offer eligibility: Audience: Senior.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：0.4% cash rebate: 0.4% - Eligibility: Audience: senior
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
Open source offer ↗ |
|---|
| Electronics | 0.4% | Conditions and calculation- Audience: Senior
- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
- Confirm offer eligibility: Audience: Senior.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：0.4% cash rebate: 0.4% - Eligibility: Audience: senior
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
Open source offer ↗ |
|---|
| Home and furniture | 0.4% | Conditions and calculation- Audience: Senior
- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
- Confirm offer eligibility: Audience: Senior.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：0.4% cash rebate: 0.4% - Eligibility: Audience: senior
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
Open source offer ↗ |
|---|
| Jewellery and watches | 0.4% | Conditions and calculation- Audience: Senior
- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
- Confirm offer eligibility: Audience: Senior.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：0.4% cash rebate: 0.4% - Eligibility: Audience: senior
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
Open source offer ↗ |
|---|
| Books and stationery | 0.4% | Conditions and calculation- Audience: Senior
- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
- Confirm offer eligibility: Audience: Senior.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：0.4% cash rebate: 0.4% - Eligibility: Audience: senior
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
Open source offer ↗ |
|---|
| Pet supplies | 0.4% | Conditions and calculation- Audience: Senior
- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
- Confirm offer eligibility: Audience: Senior.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：0.4% cash rebate: 0.4% - Eligibility: Audience: senior
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
Open source offer ↗ |
|---|
| Online shopping | 0.4% | Conditions and calculation- Audience: Senior
- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
- Confirm offer eligibility: Audience: Senior.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：0.4% cash rebate: 0.4% - Eligibility: Audience: senior
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
Open source offer ↗ |
|---|
| Overseas online shopping | 0.4% | Conditions and calculation- Audience: Senior
- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
- Confirm offer eligibility: Audience: Senior.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：0.4% cash rebate: 0.4% - Eligibility: Audience: senior
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
Open source offer ↗ |
|---|
| Local online shopping | 0.4% | Conditions and calculation- Audience: Senior
- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
- Confirm offer eligibility: Audience: Senior.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：0.4% cash rebate: 0.4% - Eligibility: Audience: senior
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
Open source offer ↗ |
|---|
| Online groceries | 0.4% | Conditions and calculation- Audience: Senior
- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
- Confirm offer eligibility: Audience: Senior.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：0.4% cash rebate: 0.4% - Eligibility: Audience: senior
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
Open source offer ↗ |
|---|
| Online fashion and sports | 0.4% | Conditions and calculation- Audience: Senior
- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
- Confirm offer eligibility: Audience: Senior.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：0.4% cash rebate: 0.4% - Eligibility: Audience: senior
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
Open source offer ↗ |
|---|
| Transport | 0.4% | Conditions and calculation- Audience: Senior
- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
- Confirm offer eligibility: Audience: Senior.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：0.4% cash rebate: 0.4% - Eligibility: Audience: senior
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
Open source offer ↗ |
|---|
| Local transport | 0.4% | Conditions and calculation- Audience: Senior
- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
- Confirm offer eligibility: Audience: Senior.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：0.4% cash rebate: 0.4% - Eligibility: Audience: senior
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
Open source offer ↗ |
|---|
| Parking | 0.4% | Conditions and calculation- Audience: Senior
- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
- Confirm offer eligibility: Audience: Senior.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：0.4% cash rebate: 0.4% - Eligibility: Audience: senior
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
Open source offer ↗ |
|---|
| Fuel and EV charging | 0.4% | Conditions and calculation- Audience: Senior
- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
- Confirm offer eligibility: Audience: Senior.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：0.4% cash rebate: 0.4% - Eligibility: Audience: senior
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
Open source offer ↗ |
|---|
| Taxis, rides and car rental | 0.4% | Conditions and calculation- Audience: Senior
- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
- Confirm offer eligibility: Audience: Senior.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：0.4% cash rebate: 0.4% - Eligibility: Audience: senior
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
Open source offer ↗ |
|---|
| Travel | 0.4% | Conditions and calculation- Audience: Senior
- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
- Confirm offer eligibility: Audience: Senior.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：0.4% cash rebate: 0.4% - Eligibility: Audience: senior
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
Open source offer ↗ |
|---|
| Hotels | 0.4% | Conditions and calculation- Audience: Senior
- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
- Confirm offer eligibility: Audience: Senior.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：0.4% cash rebate: 0.4% - Eligibility: Audience: senior
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
Open source offer ↗ |
|---|
| Travel bookings | 0.4% | Conditions and calculation- Audience: Senior
- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
- Confirm offer eligibility: Audience: Senior.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：0.4% cash rebate: 0.4% - Eligibility: Audience: senior
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
Open source offer ↗ |
|---|
| Airlines | 0.4% | Conditions and calculation- Audience: Senior
- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
- Confirm offer eligibility: Audience: Senior.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：0.4% cash rebate: 0.4% - Eligibility: Audience: senior
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
Open source offer ↗ |
|---|
| Travel agencies | 0.4% | Conditions and calculation- Audience: Senior
- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
- Confirm offer eligibility: Audience: Senior.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：0.4% cash rebate: 0.4% - Eligibility: Audience: senior
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
Open source offer ↗ |
|---|
| Entertainment | 0.4% | Conditions and calculation- Audience: Senior
- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
- Confirm offer eligibility: Audience: Senior.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：0.4% cash rebate: 0.4% - Eligibility: Audience: senior
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
Open source offer ↗ |
|---|
| Cinemas | 0.4% | Conditions and calculation- Audience: Senior
- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
- Confirm offer eligibility: Audience: Senior.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：0.4% cash rebate: 0.4% - Eligibility: Audience: senior
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
Open source offer ↗ |
|---|
| Games | 0.4% | Conditions and calculation- Audience: Senior
- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
- Confirm offer eligibility: Audience: Senior.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：0.4% cash rebate: 0.4% - Eligibility: Audience: senior
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
Open source offer ↗ |
|---|
| Streaming | 0.4% | Conditions and calculation- Audience: Senior
- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
- Confirm offer eligibility: Audience: Senior.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：0.4% cash rebate: 0.4% - Eligibility: Audience: senior
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
Open source offer ↗ |
|---|
| Theme parks and attractions | 0.4% | Conditions and calculation- Audience: Senior
- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
- Confirm offer eligibility: Audience: Senior.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：0.4% cash rebate: 0.4% - Eligibility: Audience: senior
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
Open source offer ↗ |
|---|
| Concerts and tickets | 0.4% | Conditions and calculation- Audience: Senior
- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
- Confirm offer eligibility: Audience: Senior.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：0.4% cash rebate: 0.4% - Eligibility: Audience: senior
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
Open source offer ↗ |
|---|
| Bills and utilities | 0.4% | Conditions and calculation- Audience: Senior
- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
- Confirm offer eligibility: Audience: Senior.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：0.4% cash rebate: 0.4% - Eligibility: Audience: senior
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
Open source offer ↗ |
|---|
| Telecommunications | 0.4% | Conditions and calculation- Audience: Senior
- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
- Confirm offer eligibility: Audience: Senior.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：0.4% cash rebate: 0.4% - Eligibility: Audience: senior
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
Open source offer ↗ |
|---|
| Government payments | 0.4% | Conditions and calculation- Audience: Senior
- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
- Confirm offer eligibility: Audience: Senior.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：0.4% cash rebate: 0.4% - Eligibility: Audience: senior
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
Open source offer ↗ |
|---|
| Electricity and gas | 0.4% | Conditions and calculation- Audience: Senior
- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
- Confirm offer eligibility: Audience: Senior.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：0.4% cash rebate: 0.4% - Eligibility: Audience: senior
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
Open source offer ↗ |
|---|
| Water | 0.4% | Conditions and calculation- Audience: Senior
- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
- Confirm offer eligibility: Audience: Senior.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：0.4% cash rebate: 0.4% - Eligibility: Audience: senior
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
Open source offer ↗ |
|---|
| Health and wellness | 0.4% | Conditions and calculation- Audience: Senior
- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
- Confirm offer eligibility: Audience: Senior.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：0.4% cash rebate: 0.4% - Eligibility: Audience: senior
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
Open source offer ↗ |
|---|
| Medical services | 0.4% | Conditions and calculation- Audience: Senior
- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
- Confirm offer eligibility: Audience: Senior.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：0.4% cash rebate: 0.4% - Eligibility: Audience: senior
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
Open source offer ↗ |
|---|
| Pharmacies and supplements | 0.4% | Conditions and calculation- Audience: Senior
- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
- Confirm offer eligibility: Audience: Senior.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：0.4% cash rebate: 0.4% - Eligibility: Audience: senior
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
Open source offer ↗ |
|---|
| Fitness | 0.4% | Conditions and calculation- Audience: Senior
- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
- Confirm offer eligibility: Audience: Senior.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：0.4% cash rebate: 0.4% - Eligibility: Audience: senior
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
Open source offer ↗ |
|---|
| Beauty and personal care | 0.4% | Conditions and calculation- Audience: Senior
- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
- Confirm offer eligibility: Audience: Senior.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：0.4% cash rebate: 0.4% - Eligibility: Audience: senior
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
Open source offer ↗ |
|---|
| Education | 0.4% | Conditions and calculation- Audience: Senior
- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
- Confirm offer eligibility: Audience: Senior.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：0.4% cash rebate: 0.4% - Eligibility: Audience: senior
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
Open source offer ↗ |
|---|
| Tuition and courses | 0.4% | Conditions and calculation- Audience: Senior
- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
- Confirm offer eligibility: Audience: Senior.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：0.4% cash rebate: 0.4% - Eligibility: Audience: senior
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
Open source offer ↗ |
|---|
| Overseas spending | 0.4% | Conditions and calculation- Audience: Senior
- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
- Confirm offer eligibility: Audience: Senior.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：0.4% cash rebate: 0.4% - Eligibility: Audience: senior
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
Open source offer ↗ |
|---|
| Mainland China spending | 0.4% | Conditions and calculation- Audience: Senior
- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
- Confirm offer eligibility: Audience: Senior.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：0.4% cash rebate: 0.4% - Eligibility: Audience: senior
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
Open source offer ↗ |
|---|
| Macau spending | 0.4% | Conditions and calculation- Audience: Senior
- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
- Confirm offer eligibility: Audience: Senior.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：0.4% cash rebate: 0.4% - Eligibility: Audience: senior
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
Open source offer ↗ |
|---|
| E-wallet spending | 0.4% | Conditions and calculation- Audience: Senior
- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
- Confirm offer eligibility: Audience: Senior.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：0.4% cash rebate: 0.4% - Eligibility: Audience: senior
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
Open source offer ↗ |
|---|
| E-wallet top-ups | 0.4% | Conditions and calculation- Audience: Senior
- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
- Confirm offer eligibility: Audience: Senior.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：0.4% cash rebate: 0.4% - Eligibility: Audience: senior
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
Open source offer ↗ |
|---|
| WeChat Pay | | |
|---|
| AlipayHK | | |
|---|
| Octopus | 0.4% | Conditions and calculation- Audience: Senior
- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
- Confirm offer eligibility: Audience: Senior.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：0.4% cash rebate: 0.4% - Eligibility: Audience: senior
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
Open source offer ↗ |
|---|
| PayMe | 0.4% | Conditions and calculation- Audience: Senior
- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
- Confirm offer eligibility: Audience: Senior.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：0.4% cash rebate: 0.4% - Eligibility: Audience: senior
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
Open source offer ↗ |
|---|
| Mobile payments | 0.4% | Conditions and calculation- Audience: Senior
- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
- Confirm offer eligibility: Audience: Senior.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：0.4% cash rebate: 0.4% - Eligibility: Audience: senior
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
Open source offer ↗ |
|---|
| Google Pay | 0.4% | Conditions and calculation- Audience: Senior
- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
- Confirm offer eligibility: Audience: Senior.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：0.4% cash rebate: 0.4% - Eligibility: Audience: senior
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
Open source offer ↗ |
|---|
| Apple Pay | 0.4% | Conditions and calculation- Audience: Senior
- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
- Confirm offer eligibility: Audience: Senior.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：0.4% cash rebate: 0.4% - Eligibility: Audience: senior
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
Open source offer ↗ |
|---|
| Samsung Pay | 0.4% | Conditions and calculation- Audience: Senior
- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
- Confirm offer eligibility: Audience: Senior.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：0.4% cash rebate: 0.4% - Eligibility: Audience: senior
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
Open source offer ↗ |
|---|
| Insurance | 0.4% | Conditions and calculation- Audience: Senior
- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
- Confirm offer eligibility: Audience: Senior.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：0.4% cash rebate: 0.4% - Eligibility: Audience: senior
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
Open source offer ↗ |
|---|
| Rent | 0.4% | Conditions and calculation- Audience: Senior
- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
- Confirm offer eligibility: Audience: Senior.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：0.4% cash rebate: 0.4% - Eligibility: Audience: senior
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
Open source offer ↗ |
|---|
| Charitable donations | 0.4% | Conditions and calculation- Audience: Senior
- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
- Confirm offer eligibility: Audience: Senior.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：0.4% cash rebate: 0.4% - Eligibility: Audience: senior
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
Open source offer ↗ |
|---|
| Loans and installments | 0.4% | Conditions and calculation- Audience: Senior
- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
- Confirm offer eligibility: Audience: Senior.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：0.4% cash rebate: 0.4% - Eligibility: Audience: senior
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
Open source offer ↗ |
|---|
| Other | 0.4% | Conditions and calculation- Audience: Senior
- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
- Confirm offer eligibility: Audience: Senior.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：0.4% cash rebate: 0.4% - Eligibility: Audience: senior
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible transaction = 0.4%. The source requires each individual transaction to be at least HKD250 and does not state a numeric cap.
- Applicant's company must be a sole proprietorship or partnership set up for at least 6 months, or a limited company set up for at least 2 years.
- Applicant must be aged 18 or above and a Hong Kong resident.
- Cash Rebate is calculated for each individual transaction. An individual transaction below HKD250 does not earn Cash Rebate.
- The current eligible transaction classes are retail purchase amounts and Octopus Automatic Add Value Service amounts. The HTML and amended clause also mention Autotoll Automatic Top-Up amounts, but the amendment states that the Autotoll Automatic Top-Up Service terminated from 2026-02-23; no current top-up transaction is treated as available at the run date.
- Cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
- Retail spending and Octopus AAVS amounts of supplementary cards count toward the principal card.
- Cash Rebate is credited to the Eligible Card account in the next statement cycle and is used for new transaction items. It is not transferable, refundable, exchangeable for cash or another service, or usable for a pre-existing balance.
- The account must remain valid and in good standing. The Bank decides transaction eligibility and may reverse a credited rebate for a cancelled or reversed transaction.
Open source offer ↗ |
|---|
