中信銀行（國際）Citicdiamond銀聯雙幣信用卡

所屬銀行: China CITIC Bank International
發卡機構: CNCBI
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各類別回贈

按所選金額估算，須符合條件。空白表示沒有資料支持的估算。

類別	回贈百分比	條件
餐飲	4%	條件及計算 Audience: other The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. Limit: 100 HKD · Per Transaction Limit applies to: Extra Cash Rebate per eligible transaction Applies to all eligible spending, subject to the conditions. F o r p i n c a l d m e b s f t h . E g w u W C P y ( H K ) M 6 5 3 0 , 1 2 9 x U A Q R - B T O V D $ I L S N v z k Y Confirm offer eligibility: Audience: other. Assumes the full reward limit is still available. Extra Cash Rebate per eligible transaction Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Renminbi Spending Up to 4% Cash Rebate: 4% 適用資格: 適用對象: other 適用消費: Type: 全部優惠上限: 金額: 100 · 適用範圍: Extra Cash Rebate per eligible transaction · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣百分比備註: The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. For principal cardmembers of this card. Eligible mobile wallet spending includes WeChat Pay (HK Wallet) retail transactions under MCC 6530, 6012 or 6529, excluding bill payments, and UnionPay App transactions in Consumer Presented QR mode. Merchant Presented QR, transport and e-commerce or online transactions in UnionPay App are excluded. Eligible RMB spending means retail or online retail transactions posted in RMB. Excluded transactions include automatic payments, ATM or online payments, Octopus Automatic Add-Value payments, balance transfers, Cash-in Program repayments, Dollar$mart Personal Installment Loan, $mart Plus Installment Loan, Retail Purchase Installment Program, Statement Balance Interest Free Installment Plan, Non-Conventional Interest Free Flexi Installment Plan, Tax Interest Free Flexi Installment Program, fees and charges, unit trust or monthly investment contributions, insurance, Inland Revenue Department payments, casino chips, annual fees, finance charges, mobile-app transactions or funds transfers, merchant transactions through electronic fund transfer platforms, e-wallet reloads including P2P transfers, unposted, cancelled, refunded, invalid or unauthorized transactions, and other transaction types specified by the Bank. The Bank decides eligibility and may debit the Extra Cash Rebate if it finds a transaction ineligible. A transaction eligible in both categories counts once. The Bank converts eligible spending in both accounts to HKD at CNY1 to HKD1. The Extra Cash Rebate is capped at HKD100 per transaction and HKD500 per calendar month across both categories during the promotion. It is credited within 3 months after each calendar month and can offset future retail purchases only, not a statement balance. The account must be valid and in good standing when the rebate is awarded. Account closure, fraud or abuse can result in forfeiture. The separate Basic Cash Rebate rate, terms and cap formula are not in the retained sources. Exclusive to CITICdiamond customers. Terms and conditions apply. Extra Cash Rebate: 2026-07-01 – 2026-12-31 開啟優惠來源 ↗
高級餐廳	4%	條件及計算 Audience: other The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. Limit: 100 HKD · Per Transaction Limit applies to: Extra Cash Rebate per eligible transaction Applies to all eligible spending, subject to the conditions. F o r p i n c a l d m e b s f t h . E g w u W C P y ( H K ) M 6 5 3 0 , 1 2 9 x U A Q R - B T O V D $ I L S N v z k Y Confirm offer eligibility: Audience: other. Assumes the full reward limit is still available. Extra Cash Rebate per eligible transaction Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Renminbi Spending Up to 4% Cash Rebate: 4% 適用資格: 適用對象: other 適用消費: Type: 全部優惠上限: 金額: 100 · 適用範圍: Extra Cash Rebate per eligible transaction · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣百分比備註: The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. For principal cardmembers of this card. Eligible mobile wallet spending includes WeChat Pay (HK Wallet) retail transactions under MCC 6530, 6012 or 6529, excluding bill payments, and UnionPay App transactions in Consumer Presented QR mode. Merchant Presented QR, transport and e-commerce or online transactions in UnionPay App are excluded. Eligible RMB spending means retail or online retail transactions posted in RMB. Excluded transactions include automatic payments, ATM or online payments, Octopus Automatic Add-Value payments, balance transfers, Cash-in Program repayments, Dollar$mart Personal Installment Loan, $mart Plus Installment Loan, Retail Purchase Installment Program, Statement Balance Interest Free Installment Plan, Non-Conventional Interest Free Flexi Installment Plan, Tax Interest Free Flexi Installment Program, fees and charges, unit trust or monthly investment contributions, insurance, Inland Revenue Department payments, casino chips, annual fees, finance charges, mobile-app transactions or funds transfers, merchant transactions through electronic fund transfer platforms, e-wallet reloads including P2P transfers, unposted, cancelled, refunded, invalid or unauthorized transactions, and other transaction types specified by the Bank. The Bank decides eligibility and may debit the Extra Cash Rebate if it finds a transaction ineligible. A transaction eligible in both categories counts once. The Bank converts eligible spending in both accounts to HKD at CNY1 to HKD1. The Extra Cash Rebate is capped at HKD100 per transaction and HKD500 per calendar month across both categories during the promotion. It is credited within 3 months after each calendar month and can offset future retail purchases only, not a statement balance. The account must be valid and in good standing when the rebate is awarded. Account closure, fraud or abuse can result in forfeiture. The separate Basic Cash Rebate rate, terms and cap formula are not in the retained sources. Exclusive to CITICdiamond customers. Terms and conditions apply. Extra Cash Rebate: 2026-07-01 – 2026-12-31 開啟優惠來源 ↗
本地餐飲	4%	條件及計算 Audience: other The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. Limit: 100 HKD · Per Transaction Limit applies to: Extra Cash Rebate per eligible transaction Applies to all eligible spending, subject to the conditions. F o r p i n c a l d m e b s f t h . E g w u W C P y ( H K ) M 6 5 3 0 , 1 2 9 x U A Q R - B T O V D $ I L S N v z k Y Confirm offer eligibility: Audience: other. Assumes the full reward limit is still available. Extra Cash Rebate per eligible transaction Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Renminbi Spending Up to 4% Cash Rebate: 4% 適用資格: 適用對象: other 適用消費: Type: 全部優惠上限: 金額: 100 · 適用範圍: Extra Cash Rebate per eligible transaction · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣百分比備註: The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. For principal cardmembers of this card. Eligible mobile wallet spending includes WeChat Pay (HK Wallet) retail transactions under MCC 6530, 6012 or 6529, excluding bill payments, and UnionPay App transactions in Consumer Presented QR mode. Merchant Presented QR, transport and e-commerce or online transactions in UnionPay App are excluded. Eligible RMB spending means retail or online retail transactions posted in RMB. Excluded transactions include automatic payments, ATM or online payments, Octopus Automatic Add-Value payments, balance transfers, Cash-in Program repayments, Dollar$mart Personal Installment Loan, $mart Plus Installment Loan, Retail Purchase Installment Program, Statement Balance Interest Free Installment Plan, Non-Conventional Interest Free Flexi Installment Plan, Tax Interest Free Flexi Installment Program, fees and charges, unit trust or monthly investment contributions, insurance, Inland Revenue Department payments, casino chips, annual fees, finance charges, mobile-app transactions or funds transfers, merchant transactions through electronic fund transfer platforms, e-wallet reloads including P2P transfers, unposted, cancelled, refunded, invalid or unauthorized transactions, and other transaction types specified by the Bank. The Bank decides eligibility and may debit the Extra Cash Rebate if it finds a transaction ineligible. A transaction eligible in both categories counts once. The Bank converts eligible spending in both accounts to HKD at CNY1 to HKD1. The Extra Cash Rebate is capped at HKD100 per transaction and HKD500 per calendar month across both categories during the promotion. It is credited within 3 months after each calendar month and can offset future retail purchases only, not a statement balance. The account must be valid and in good standing when the rebate is awarded. Account closure, fraud or abuse can result in forfeiture. The separate Basic Cash Rebate rate, terms and cap formula are not in the retained sources. Exclusive to CITICdiamond customers. Terms and conditions apply. Extra Cash Rebate: 2026-07-01 – 2026-12-31 開啟優惠來源 ↗
快餐	4%	條件及計算 Audience: other The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. Limit: 100 HKD · Per Transaction Limit applies to: Extra Cash Rebate per eligible transaction Applies to all eligible spending, subject to the conditions. F o r p i n c a l d m e b s f t h . E g w u W C P y ( H K ) M 6 5 3 0 , 1 2 9 x U A Q R - B T O V D $ I L S N v z k Y Confirm offer eligibility: Audience: other. Assumes the full reward limit is still available. Extra Cash Rebate per eligible transaction Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Renminbi Spending Up to 4% Cash Rebate: 4% 適用資格: 適用對象: other 適用消費: Type: 全部優惠上限: 金額: 100 · 適用範圍: Extra Cash Rebate per eligible transaction · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣百分比備註: The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. For principal cardmembers of this card. Eligible mobile wallet spending includes WeChat Pay (HK Wallet) retail transactions under MCC 6530, 6012 or 6529, excluding bill payments, and UnionPay App transactions in Consumer Presented QR mode. Merchant Presented QR, transport and e-commerce or online transactions in UnionPay App are excluded. Eligible RMB spending means retail or online retail transactions posted in RMB. Excluded transactions include automatic payments, ATM or online payments, Octopus Automatic Add-Value payments, balance transfers, Cash-in Program repayments, Dollar$mart Personal Installment Loan, $mart Plus Installment Loan, Retail Purchase Installment Program, Statement Balance Interest Free Installment Plan, Non-Conventional Interest Free Flexi Installment Plan, Tax Interest Free Flexi Installment Program, fees and charges, unit trust or monthly investment contributions, insurance, Inland Revenue Department payments, casino chips, annual fees, finance charges, mobile-app transactions or funds transfers, merchant transactions through electronic fund transfer platforms, e-wallet reloads including P2P transfers, unposted, cancelled, refunded, invalid or unauthorized transactions, and other transaction types specified by the Bank. The Bank decides eligibility and may debit the Extra Cash Rebate if it finds a transaction ineligible. A transaction eligible in both categories counts once. The Bank converts eligible spending in both accounts to HKD at CNY1 to HKD1. The Extra Cash Rebate is capped at HKD100 per transaction and HKD500 per calendar month across both categories during the promotion. It is credited within 3 months after each calendar month and can offset future retail purchases only, not a statement balance. The account must be valid and in good standing when the rebate is awarded. Account closure, fraud or abuse can result in forfeiture. The separate Basic Cash Rebate rate, terms and cap formula are not in the retained sources. Exclusive to CITICdiamond customers. Terms and conditions apply. Extra Cash Rebate: 2026-07-01 – 2026-12-31 開啟優惠來源 ↗
外賣平台	4%	條件及計算 Audience: other The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. Limit: 100 HKD · Per Transaction Limit applies to: Extra Cash Rebate per eligible transaction Applies to all eligible spending, subject to the conditions. F o r p i n c a l d m e b s f t h . E g w u W C P y ( H K ) M 6 5 3 0 , 1 2 9 x U A Q R - B T O V D $ I L S N v z k Y Confirm offer eligibility: Audience: other. Assumes the full reward limit is still available. Extra Cash Rebate per eligible transaction Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Renminbi Spending Up to 4% Cash Rebate: 4% 適用資格: 適用對象: other 適用消費: Type: 全部優惠上限: 金額: 100 · 適用範圍: Extra Cash Rebate per eligible transaction · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣百分比備註: The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. For principal cardmembers of this card. Eligible mobile wallet spending includes WeChat Pay (HK Wallet) retail transactions under MCC 6530, 6012 or 6529, excluding bill payments, and UnionPay App transactions in Consumer Presented QR mode. Merchant Presented QR, transport and e-commerce or online transactions in UnionPay App are excluded. Eligible RMB spending means retail or online retail transactions posted in RMB. Excluded transactions include automatic payments, ATM or online payments, Octopus Automatic Add-Value payments, balance transfers, Cash-in Program repayments, Dollar$mart Personal Installment Loan, $mart Plus Installment Loan, Retail Purchase Installment Program, Statement Balance Interest Free Installment Plan, Non-Conventional Interest Free Flexi Installment Plan, Tax Interest Free Flexi Installment Program, fees and charges, unit trust or monthly investment contributions, insurance, Inland Revenue Department payments, casino chips, annual fees, finance charges, mobile-app transactions or funds transfers, merchant transactions through electronic fund transfer platforms, e-wallet reloads including P2P transfers, unposted, cancelled, refunded, invalid or unauthorized transactions, and other transaction types specified by the Bank. The Bank decides eligibility and may debit the Extra Cash Rebate if it finds a transaction ineligible. A transaction eligible in both categories counts once. The Bank converts eligible spending in both accounts to HKD at CNY1 to HKD1. The Extra Cash Rebate is capped at HKD100 per transaction and HKD500 per calendar month across both categories during the promotion. It is credited within 3 months after each calendar month and can offset future retail purchases only, not a statement balance. The account must be valid and in good standing when the rebate is awarded. Account closure, fraud or abuse can result in forfeiture. The separate Basic Cash Rebate rate, terms and cap formula are not in the retained sources. Exclusive to CITICdiamond customers. Terms and conditions apply. Extra Cash Rebate: 2026-07-01 – 2026-12-31 開啟優惠來源 ↗
咖啡店／烘焙／甜品	4%	條件及計算 Audience: other The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. Limit: 100 HKD · Per Transaction Limit applies to: Extra Cash Rebate per eligible transaction Applies to all eligible spending, subject to the conditions. F o r p i n c a l d m e b s f t h . E g w u W C P y ( H K ) M 6 5 3 0 , 1 2 9 x U A Q R - B T O V D $ I L S N v z k Y Confirm offer eligibility: Audience: other. Assumes the full reward limit is still available. Extra Cash Rebate per eligible transaction Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Renminbi Spending Up to 4% Cash Rebate: 4% 適用資格: 適用對象: other 適用消費: Type: 全部優惠上限: 金額: 100 · 適用範圍: Extra Cash Rebate per eligible transaction · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣百分比備註: The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. For principal cardmembers of this card. Eligible mobile wallet spending includes WeChat Pay (HK Wallet) retail transactions under MCC 6530, 6012 or 6529, excluding bill payments, and UnionPay App transactions in Consumer Presented QR mode. Merchant Presented QR, transport and e-commerce or online transactions in UnionPay App are excluded. Eligible RMB spending means retail or online retail transactions posted in RMB. Excluded transactions include automatic payments, ATM or online payments, Octopus Automatic Add-Value payments, balance transfers, Cash-in Program repayments, Dollar$mart Personal Installment Loan, $mart Plus Installment Loan, Retail Purchase Installment Program, Statement Balance Interest Free Installment Plan, Non-Conventional Interest Free Flexi Installment Plan, Tax Interest Free Flexi Installment Program, fees and charges, unit trust or monthly investment contributions, insurance, Inland Revenue Department payments, casino chips, annual fees, finance charges, mobile-app transactions or funds transfers, merchant transactions through electronic fund transfer platforms, e-wallet reloads including P2P transfers, unposted, cancelled, refunded, invalid or unauthorized transactions, and other transaction types specified by the Bank. The Bank decides eligibility and may debit the Extra Cash Rebate if it finds a transaction ineligible. A transaction eligible in both categories counts once. The Bank converts eligible spending in both accounts to HKD at CNY1 to HKD1. The Extra Cash Rebate is capped at HKD100 per transaction and HKD500 per calendar month across both categories during the promotion. It is credited within 3 months after each calendar month and can offset future retail purchases only, not a statement balance. The account must be valid and in good standing when the rebate is awarded. Account closure, fraud or abuse can result in forfeiture. The separate Basic Cash Rebate rate, terms and cap formula are not in the retained sources. Exclusive to CITICdiamond customers. Terms and conditions apply. Extra Cash Rebate: 2026-07-01 – 2026-12-31 開啟優惠來源 ↗
超市及雜貨	4%	條件及計算 Audience: other The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. Limit: 100 HKD · Per Transaction Limit applies to: Extra Cash Rebate per eligible transaction Applies to all eligible spending, subject to the conditions. F o r p i n c a l d m e b s f t h . E g w u W C P y ( H K ) M 6 5 3 0 , 1 2 9 x U A Q R - B T O V D $ I L S N v z k Y Confirm offer eligibility: Audience: other. Assumes the full reward limit is still available. Extra Cash Rebate per eligible transaction Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Renminbi Spending Up to 4% Cash Rebate: 4% 適用資格: 適用對象: other 適用消費: Type: 全部優惠上限: 金額: 100 · 適用範圍: Extra Cash Rebate per eligible transaction · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣百分比備註: The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. For principal cardmembers of this card. Eligible mobile wallet spending includes WeChat Pay (HK Wallet) retail transactions under MCC 6530, 6012 or 6529, excluding bill payments, and UnionPay App transactions in Consumer Presented QR mode. Merchant Presented QR, transport and e-commerce or online transactions in UnionPay App are excluded. Eligible RMB spending means retail or online retail transactions posted in RMB. Excluded transactions include automatic payments, ATM or online payments, Octopus Automatic Add-Value payments, balance transfers, Cash-in Program repayments, Dollar$mart Personal Installment Loan, $mart Plus Installment Loan, Retail Purchase Installment Program, Statement Balance Interest Free Installment Plan, Non-Conventional Interest Free Flexi Installment Plan, Tax Interest Free Flexi Installment Program, fees and charges, unit trust or monthly investment contributions, insurance, Inland Revenue Department payments, casino chips, annual fees, finance charges, mobile-app transactions or funds transfers, merchant transactions through electronic fund transfer platforms, e-wallet reloads including P2P transfers, unposted, cancelled, refunded, invalid or unauthorized transactions, and other transaction types specified by the Bank. The Bank decides eligibility and may debit the Extra Cash Rebate if it finds a transaction ineligible. A transaction eligible in both categories counts once. The Bank converts eligible spending in both accounts to HKD at CNY1 to HKD1. The Extra Cash Rebate is capped at HKD100 per transaction and HKD500 per calendar month across both categories during the promotion. It is credited within 3 months after each calendar month and can offset future retail purchases only, not a statement balance. The account must be valid and in good standing when the rebate is awarded. Account closure, fraud or abuse can result in forfeiture. The separate Basic Cash Rebate rate, terms and cap formula are not in the retained sources. Exclusive to CITICdiamond customers. Terms and conditions apply. Extra Cash Rebate: 2026-07-01 – 2026-12-31 開啟優惠來源 ↗
街市	4%	條件及計算 Audience: other The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. Limit: 100 HKD · Per Transaction Limit applies to: Extra Cash Rebate per eligible transaction Applies to all eligible spending, subject to the conditions. F o r p i n c a l d m e b s f t h . E g w u W C P y ( H K ) M 6 5 3 0 , 1 2 9 x U A Q R - B T O V D $ I L S N v z k Y Confirm offer eligibility: Audience: other. Assumes the full reward limit is still available. Extra Cash Rebate per eligible transaction Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Renminbi Spending Up to 4% Cash Rebate: 4% 適用資格: 適用對象: other 適用消費: Type: 全部優惠上限: 金額: 100 · 適用範圍: Extra Cash Rebate per eligible transaction · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣百分比備註: The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. For principal cardmembers of this card. Eligible mobile wallet spending includes WeChat Pay (HK Wallet) retail transactions under MCC 6530, 6012 or 6529, excluding bill payments, and UnionPay App transactions in Consumer Presented QR mode. Merchant Presented QR, transport and e-commerce or online transactions in UnionPay App are excluded. Eligible RMB spending means retail or online retail transactions posted in RMB. Excluded transactions include automatic payments, ATM or online payments, Octopus Automatic Add-Value payments, balance transfers, Cash-in Program repayments, Dollar$mart Personal Installment Loan, $mart Plus Installment Loan, Retail Purchase Installment Program, Statement Balance Interest Free Installment Plan, Non-Conventional Interest Free Flexi Installment Plan, Tax Interest Free Flexi Installment Program, fees and charges, unit trust or monthly investment contributions, insurance, Inland Revenue Department payments, casino chips, annual fees, finance charges, mobile-app transactions or funds transfers, merchant transactions through electronic fund transfer platforms, e-wallet reloads including P2P transfers, unposted, cancelled, refunded, invalid or unauthorized transactions, and other transaction types specified by the Bank. The Bank decides eligibility and may debit the Extra Cash Rebate if it finds a transaction ineligible. A transaction eligible in both categories counts once. The Bank converts eligible spending in both accounts to HKD at CNY1 to HKD1. The Extra Cash Rebate is capped at HKD100 per transaction and HKD500 per calendar month across both categories during the promotion. It is credited within 3 months after each calendar month and can offset future retail purchases only, not a statement balance. The account must be valid and in good standing when the rebate is awarded. Account closure, fraud or abuse can result in forfeiture. The separate Basic Cash Rebate rate, terms and cap formula are not in the retained sources. Exclusive to CITICdiamond customers. Terms and conditions apply. Extra Cash Rebate: 2026-07-01 – 2026-12-31 開啟優惠來源 ↗
超級市場	4%	條件及計算 Audience: other The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. Limit: 100 HKD · Per Transaction Limit applies to: Extra Cash Rebate per eligible transaction Applies to all eligible spending, subject to the conditions. F o r p i n c a l d m e b s f t h . E g w u W C P y ( H K ) M 6 5 3 0 , 1 2 9 x U A Q R - B T O V D $ I L S N v z k Y Confirm offer eligibility: Audience: other. Assumes the full reward limit is still available. Extra Cash Rebate per eligible transaction Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Renminbi Spending Up to 4% Cash Rebate: 4% 適用資格: 適用對象: other 適用消費: Type: 全部優惠上限: 金額: 100 · 適用範圍: Extra Cash Rebate per eligible transaction · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣百分比備註: The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. For principal cardmembers of this card. Eligible mobile wallet spending includes WeChat Pay (HK Wallet) retail transactions under MCC 6530, 6012 or 6529, excluding bill payments, and UnionPay App transactions in Consumer Presented QR mode. Merchant Presented QR, transport and e-commerce or online transactions in UnionPay App are excluded. Eligible RMB spending means retail or online retail transactions posted in RMB. Excluded transactions include automatic payments, ATM or online payments, Octopus Automatic Add-Value payments, balance transfers, Cash-in Program repayments, Dollar$mart Personal Installment Loan, $mart Plus Installment Loan, Retail Purchase Installment Program, Statement Balance Interest Free Installment Plan, Non-Conventional Interest Free Flexi Installment Plan, Tax Interest Free Flexi Installment Program, fees and charges, unit trust or monthly investment contributions, insurance, Inland Revenue Department payments, casino chips, annual fees, finance charges, mobile-app transactions or funds transfers, merchant transactions through electronic fund transfer platforms, e-wallet reloads including P2P transfers, unposted, cancelled, refunded, invalid or unauthorized transactions, and other transaction types specified by the Bank. The Bank decides eligibility and may debit the Extra Cash Rebate if it finds a transaction ineligible. A transaction eligible in both categories counts once. The Bank converts eligible spending in both accounts to HKD at CNY1 to HKD1. The Extra Cash Rebate is capped at HKD100 per transaction and HKD500 per calendar month across both categories during the promotion. It is credited within 3 months after each calendar month and can offset future retail purchases only, not a statement balance. The account must be valid and in good standing when the rebate is awarded. Account closure, fraud or abuse can result in forfeiture. The separate Basic Cash Rebate rate, terms and cap formula are not in the retained sources. Exclusive to CITICdiamond customers. Terms and conditions apply. Extra Cash Rebate: 2026-07-01 – 2026-12-31 開啟優惠來源 ↗
便利店	4%	條件及計算 Audience: other The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. Limit: 100 HKD · Per Transaction Limit applies to: Extra Cash Rebate per eligible transaction Applies to all eligible spending, subject to the conditions. F o r p i n c a l d m e b s f t h . E g w u W C P y ( H K ) M 6 5 3 0 , 1 2 9 x U A Q R - B T O V D $ I L S N v z k Y Confirm offer eligibility: Audience: other. Assumes the full reward limit is still available. Extra Cash Rebate per eligible transaction Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Renminbi Spending Up to 4% Cash Rebate: 4% 適用資格: 適用對象: other 適用消費: Type: 全部優惠上限: 金額: 100 · 適用範圍: Extra Cash Rebate per eligible transaction · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣百分比備註: The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. For principal cardmembers of this card. Eligible mobile wallet spending includes WeChat Pay (HK Wallet) retail transactions under MCC 6530, 6012 or 6529, excluding bill payments, and UnionPay App transactions in Consumer Presented QR mode. Merchant Presented QR, transport and e-commerce or online transactions in UnionPay App are excluded. Eligible RMB spending means retail or online retail transactions posted in RMB. Excluded transactions include automatic payments, ATM or online payments, Octopus Automatic Add-Value payments, balance transfers, Cash-in Program repayments, Dollar$mart Personal Installment Loan, $mart Plus Installment Loan, Retail Purchase Installment Program, Statement Balance Interest Free Installment Plan, Non-Conventional Interest Free Flexi Installment Plan, Tax Interest Free Flexi Installment Program, fees and charges, unit trust or monthly investment contributions, insurance, Inland Revenue Department payments, casino chips, annual fees, finance charges, mobile-app transactions or funds transfers, merchant transactions through electronic fund transfer platforms, e-wallet reloads including P2P transfers, unposted, cancelled, refunded, invalid or unauthorized transactions, and other transaction types specified by the Bank. The Bank decides eligibility and may debit the Extra Cash Rebate if it finds a transaction ineligible. A transaction eligible in both categories counts once. The Bank converts eligible spending in both accounts to HKD at CNY1 to HKD1. The Extra Cash Rebate is capped at HKD100 per transaction and HKD500 per calendar month across both categories during the promotion. It is credited within 3 months after each calendar month and can offset future retail purchases only, not a statement balance. The account must be valid and in good standing when the rebate is awarded. Account closure, fraud or abuse can result in forfeiture. The separate Basic Cash Rebate rate, terms and cap formula are not in the retained sources. Exclusive to CITICdiamond customers. Terms and conditions apply. Extra Cash Rebate: 2026-07-01 – 2026-12-31 開啟優惠來源 ↗
購物	4%	條件及計算 Audience: other The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. Limit: 100 HKD · Per Transaction Limit applies to: Extra Cash Rebate per eligible transaction Applies to all eligible spending, subject to the conditions. F o r p i n c a l d m e b s f t h . E g w u W C P y ( H K ) M 6 5 3 0 , 1 2 9 x U A Q R - B T O V D $ I L S N v z k Y Confirm offer eligibility: Audience: other. Assumes the full reward limit is still available. Extra Cash Rebate per eligible transaction Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Renminbi Spending Up to 4% Cash Rebate: 4% 適用資格: 適用對象: other 適用消費: Type: 全部優惠上限: 金額: 100 · 適用範圍: Extra Cash Rebate per eligible transaction · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣百分比備註: The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. For principal cardmembers of this card. Eligible mobile wallet spending includes WeChat Pay (HK Wallet) retail transactions under MCC 6530, 6012 or 6529, excluding bill payments, and UnionPay App transactions in Consumer Presented QR mode. Merchant Presented QR, transport and e-commerce or online transactions in UnionPay App are excluded. Eligible RMB spending means retail or online retail transactions posted in RMB. Excluded transactions include automatic payments, ATM or online payments, Octopus Automatic Add-Value payments, balance transfers, Cash-in Program repayments, Dollar$mart Personal Installment Loan, $mart Plus Installment Loan, Retail Purchase Installment Program, Statement Balance Interest Free Installment Plan, Non-Conventional Interest Free Flexi Installment Plan, Tax Interest Free Flexi Installment Program, fees and charges, unit trust or monthly investment contributions, insurance, Inland Revenue Department payments, casino chips, annual fees, finance charges, mobile-app transactions or funds transfers, merchant transactions through electronic fund transfer platforms, e-wallet reloads including P2P transfers, unposted, cancelled, refunded, invalid or unauthorized transactions, and other transaction types specified by the Bank. The Bank decides eligibility and may debit the Extra Cash Rebate if it finds a transaction ineligible. A transaction eligible in both categories counts once. The Bank converts eligible spending in both accounts to HKD at CNY1 to HKD1. The Extra Cash Rebate is capped at HKD100 per transaction and HKD500 per calendar month across both categories during the promotion. It is credited within 3 months after each calendar month and can offset future retail purchases only, not a statement balance. The account must be valid and in good standing when the rebate is awarded. Account closure, fraud or abuse can result in forfeiture. The separate Basic Cash Rebate rate, terms and cap formula are not in the retained sources. Exclusive to CITICdiamond customers. Terms and conditions apply. Extra Cash Rebate: 2026-07-01 – 2026-12-31 開啟優惠來源 ↗
時裝	4%	條件及計算 Audience: other The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. Limit: 100 HKD · Per Transaction Limit applies to: Extra Cash Rebate per eligible transaction Applies to all eligible spending, subject to the conditions. F o r p i n c a l d m e b s f t h . E g w u W C P y ( H K ) M 6 5 3 0 , 1 2 9 x U A Q R - B T O V D $ I L S N v z k Y Confirm offer eligibility: Audience: other. Assumes the full reward limit is still available. Extra Cash Rebate per eligible transaction Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Renminbi Spending Up to 4% Cash Rebate: 4% 適用資格: 適用對象: other 適用消費: Type: 全部優惠上限: 金額: 100 · 適用範圍: Extra Cash Rebate per eligible transaction · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣百分比備註: The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. For principal cardmembers of this card. Eligible mobile wallet spending includes WeChat Pay (HK Wallet) retail transactions under MCC 6530, 6012 or 6529, excluding bill payments, and UnionPay App transactions in Consumer Presented QR mode. Merchant Presented QR, transport and e-commerce or online transactions in UnionPay App are excluded. Eligible RMB spending means retail or online retail transactions posted in RMB. Excluded transactions include automatic payments, ATM or online payments, Octopus Automatic Add-Value payments, balance transfers, Cash-in Program repayments, Dollar$mart Personal Installment Loan, $mart Plus Installment Loan, Retail Purchase Installment Program, Statement Balance Interest Free Installment Plan, Non-Conventional Interest Free Flexi Installment Plan, Tax Interest Free Flexi Installment Program, fees and charges, unit trust or monthly investment contributions, insurance, Inland Revenue Department payments, casino chips, annual fees, finance charges, mobile-app transactions or funds transfers, merchant transactions through electronic fund transfer platforms, e-wallet reloads including P2P transfers, unposted, cancelled, refunded, invalid or unauthorized transactions, and other transaction types specified by the Bank. The Bank decides eligibility and may debit the Extra Cash Rebate if it finds a transaction ineligible. A transaction eligible in both categories counts once. The Bank converts eligible spending in both accounts to HKD at CNY1 to HKD1. The Extra Cash Rebate is capped at HKD100 per transaction and HKD500 per calendar month across both categories during the promotion. It is credited within 3 months after each calendar month and can offset future retail purchases only, not a statement balance. The account must be valid and in good standing when the rebate is awarded. Account closure, fraud or abuse can result in forfeiture. The separate Basic Cash Rebate rate, terms and cap formula are not in the retained sources. Exclusive to CITICdiamond customers. Terms and conditions apply. Extra Cash Rebate: 2026-07-01 – 2026-12-31 開啟優惠來源 ↗
運動及戶外	4%	條件及計算 Audience: other The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. Limit: 100 HKD · Per Transaction Limit applies to: Extra Cash Rebate per eligible transaction Applies to all eligible spending, subject to the conditions. F o r p i n c a l d m e b s f t h . E g w u W C P y ( H K ) M 6 5 3 0 , 1 2 9 x U A Q R - B T O V D $ I L S N v z k Y Confirm offer eligibility: Audience: other. Assumes the full reward limit is still available. Extra Cash Rebate per eligible transaction Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Renminbi Spending Up to 4% Cash Rebate: 4% 適用資格: 適用對象: other 適用消費: Type: 全部優惠上限: 金額: 100 · 適用範圍: Extra Cash Rebate per eligible transaction · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣百分比備註: The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. For principal cardmembers of this card. Eligible mobile wallet spending includes WeChat Pay (HK Wallet) retail transactions under MCC 6530, 6012 or 6529, excluding bill payments, and UnionPay App transactions in Consumer Presented QR mode. Merchant Presented QR, transport and e-commerce or online transactions in UnionPay App are excluded. Eligible RMB spending means retail or online retail transactions posted in RMB. Excluded transactions include automatic payments, ATM or online payments, Octopus Automatic Add-Value payments, balance transfers, Cash-in Program repayments, Dollar$mart Personal Installment Loan, $mart Plus Installment Loan, Retail Purchase Installment Program, Statement Balance Interest Free Installment Plan, Non-Conventional Interest Free Flexi Installment Plan, Tax Interest Free Flexi Installment Program, fees and charges, unit trust or monthly investment contributions, insurance, Inland Revenue Department payments, casino chips, annual fees, finance charges, mobile-app transactions or funds transfers, merchant transactions through electronic fund transfer platforms, e-wallet reloads including P2P transfers, unposted, cancelled, refunded, invalid or unauthorized transactions, and other transaction types specified by the Bank. The Bank decides eligibility and may debit the Extra Cash Rebate if it finds a transaction ineligible. A transaction eligible in both categories counts once. The Bank converts eligible spending in both accounts to HKD at CNY1 to HKD1. The Extra Cash Rebate is capped at HKD100 per transaction and HKD500 per calendar month across both categories during the promotion. It is credited within 3 months after each calendar month and can offset future retail purchases only, not a statement balance. The account must be valid and in good standing when the rebate is awarded. Account closure, fraud or abuse can result in forfeiture. The separate Basic Cash Rebate rate, terms and cap formula are not in the retained sources. Exclusive to CITICdiamond customers. Terms and conditions apply. Extra Cash Rebate: 2026-07-01 – 2026-12-31 開啟優惠來源 ↗
百貨公司	4%	條件及計算 Audience: other The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. Limit: 100 HKD · Per Transaction Limit applies to: Extra Cash Rebate per eligible transaction Applies to all eligible spending, subject to the conditions. F o r p i n c a l d m e b s f t h . E g w u W C P y ( H K ) M 6 5 3 0 , 1 2 9 x U A Q R - B T O V D $ I L S N v z k Y Confirm offer eligibility: Audience: other. Assumes the full reward limit is still available. Extra Cash Rebate per eligible transaction Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Renminbi Spending Up to 4% Cash Rebate: 4% 適用資格: 適用對象: other 適用消費: Type: 全部優惠上限: 金額: 100 · 適用範圍: Extra Cash Rebate per eligible transaction · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣百分比備註: The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. For principal cardmembers of this card. Eligible mobile wallet spending includes WeChat Pay (HK Wallet) retail transactions under MCC 6530, 6012 or 6529, excluding bill payments, and UnionPay App transactions in Consumer Presented QR mode. Merchant Presented QR, transport and e-commerce or online transactions in UnionPay App are excluded. Eligible RMB spending means retail or online retail transactions posted in RMB. Excluded transactions include automatic payments, ATM or online payments, Octopus Automatic Add-Value payments, balance transfers, Cash-in Program repayments, Dollar$mart Personal Installment Loan, $mart Plus Installment Loan, Retail Purchase Installment Program, Statement Balance Interest Free Installment Plan, Non-Conventional Interest Free Flexi Installment Plan, Tax Interest Free Flexi Installment Program, fees and charges, unit trust or monthly investment contributions, insurance, Inland Revenue Department payments, casino chips, annual fees, finance charges, mobile-app transactions or funds transfers, merchant transactions through electronic fund transfer platforms, e-wallet reloads including P2P transfers, unposted, cancelled, refunded, invalid or unauthorized transactions, and other transaction types specified by the Bank. The Bank decides eligibility and may debit the Extra Cash Rebate if it finds a transaction ineligible. A transaction eligible in both categories counts once. The Bank converts eligible spending in both accounts to HKD at CNY1 to HKD1. The Extra Cash Rebate is capped at HKD100 per transaction and HKD500 per calendar month across both categories during the promotion. It is credited within 3 months after each calendar month and can offset future retail purchases only, not a statement balance. The account must be valid and in good standing when the rebate is awarded. Account closure, fraud or abuse can result in forfeiture. The separate Basic Cash Rebate rate, terms and cap formula are not in the retained sources. Exclusive to CITICdiamond customers. Terms and conditions apply. Extra Cash Rebate: 2026-07-01 – 2026-12-31 開啟優惠來源 ↗
電子產品	4%	條件及計算 Audience: other The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. Limit: 100 HKD · Per Transaction Limit applies to: Extra Cash Rebate per eligible transaction Applies to all eligible spending, subject to the conditions. F o r p i n c a l d m e b s f t h . E g w u W C P y ( H K ) M 6 5 3 0 , 1 2 9 x U A Q R - B T O V D $ I L S N v z k Y Confirm offer eligibility: Audience: other. Assumes the full reward limit is still available. Extra Cash Rebate per eligible transaction Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Renminbi Spending Up to 4% Cash Rebate: 4% 適用資格: 適用對象: other 適用消費: Type: 全部優惠上限: 金額: 100 · 適用範圍: Extra Cash Rebate per eligible transaction · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣百分比備註: The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. For principal cardmembers of this card. Eligible mobile wallet spending includes WeChat Pay (HK Wallet) retail transactions under MCC 6530, 6012 or 6529, excluding bill payments, and UnionPay App transactions in Consumer Presented QR mode. Merchant Presented QR, transport and e-commerce or online transactions in UnionPay App are excluded. Eligible RMB spending means retail or online retail transactions posted in RMB. Excluded transactions include automatic payments, ATM or online payments, Octopus Automatic Add-Value payments, balance transfers, Cash-in Program repayments, Dollar$mart Personal Installment Loan, $mart Plus Installment Loan, Retail Purchase Installment Program, Statement Balance Interest Free Installment Plan, Non-Conventional Interest Free Flexi Installment Plan, Tax Interest Free Flexi Installment Program, fees and charges, unit trust or monthly investment contributions, insurance, Inland Revenue Department payments, casino chips, annual fees, finance charges, mobile-app transactions or funds transfers, merchant transactions through electronic fund transfer platforms, e-wallet reloads including P2P transfers, unposted, cancelled, refunded, invalid or unauthorized transactions, and other transaction types specified by the Bank. The Bank decides eligibility and may debit the Extra Cash Rebate if it finds a transaction ineligible. A transaction eligible in both categories counts once. The Bank converts eligible spending in both accounts to HKD at CNY1 to HKD1. The Extra Cash Rebate is capped at HKD100 per transaction and HKD500 per calendar month across both categories during the promotion. It is credited within 3 months after each calendar month and can offset future retail purchases only, not a statement balance. The account must be valid and in good standing when the rebate is awarded. Account closure, fraud or abuse can result in forfeiture. The separate Basic Cash Rebate rate, terms and cap formula are not in the retained sources. Exclusive to CITICdiamond customers. Terms and conditions apply. Extra Cash Rebate: 2026-07-01 – 2026-12-31 開啟優惠來源 ↗
家居／家具	4%	條件及計算 Audience: other The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. Limit: 100 HKD · Per Transaction Limit applies to: Extra Cash Rebate per eligible transaction Applies to all eligible spending, subject to the conditions. F o r p i n c a l d m e b s f t h . E g w u W C P y ( H K ) M 6 5 3 0 , 1 2 9 x U A Q R - B T O V D $ I L S N v z k Y Confirm offer eligibility: Audience: other. Assumes the full reward limit is still available. Extra Cash Rebate per eligible transaction Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Renminbi Spending Up to 4% Cash Rebate: 4% 適用資格: 適用對象: other 適用消費: Type: 全部優惠上限: 金額: 100 · 適用範圍: Extra Cash Rebate per eligible transaction · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣百分比備註: The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. For principal cardmembers of this card. Eligible mobile wallet spending includes WeChat Pay (HK Wallet) retail transactions under MCC 6530, 6012 or 6529, excluding bill payments, and UnionPay App transactions in Consumer Presented QR mode. Merchant Presented QR, transport and e-commerce or online transactions in UnionPay App are excluded. Eligible RMB spending means retail or online retail transactions posted in RMB. Excluded transactions include automatic payments, ATM or online payments, Octopus Automatic Add-Value payments, balance transfers, Cash-in Program repayments, Dollar$mart Personal Installment Loan, $mart Plus Installment Loan, Retail Purchase Installment Program, Statement Balance Interest Free Installment Plan, Non-Conventional Interest Free Flexi Installment Plan, Tax Interest Free Flexi Installment Program, fees and charges, unit trust or monthly investment contributions, insurance, Inland Revenue Department payments, casino chips, annual fees, finance charges, mobile-app transactions or funds transfers, merchant transactions through electronic fund transfer platforms, e-wallet reloads including P2P transfers, unposted, cancelled, refunded, invalid or unauthorized transactions, and other transaction types specified by the Bank. The Bank decides eligibility and may debit the Extra Cash Rebate if it finds a transaction ineligible. A transaction eligible in both categories counts once. The Bank converts eligible spending in both accounts to HKD at CNY1 to HKD1. The Extra Cash Rebate is capped at HKD100 per transaction and HKD500 per calendar month across both categories during the promotion. It is credited within 3 months after each calendar month and can offset future retail purchases only, not a statement balance. The account must be valid and in good standing when the rebate is awarded. Account closure, fraud or abuse can result in forfeiture. The separate Basic Cash Rebate rate, terms and cap formula are not in the retained sources. Exclusive to CITICdiamond customers. Terms and conditions apply. Extra Cash Rebate: 2026-07-01 – 2026-12-31 開啟優惠來源 ↗
珠寶／鐘錶	4%	條件及計算 Audience: other The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. Limit: 100 HKD · Per Transaction Limit applies to: Extra Cash Rebate per eligible transaction Applies to all eligible spending, subject to the conditions. F o r p i n c a l d m e b s f t h . E g w u W C P y ( H K ) M 6 5 3 0 , 1 2 9 x U A Q R - B T O V D $ I L S N v z k Y Confirm offer eligibility: Audience: other. Assumes the full reward limit is still available. Extra Cash Rebate per eligible transaction Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Renminbi Spending Up to 4% Cash Rebate: 4% 適用資格: 適用對象: other 適用消費: Type: 全部優惠上限: 金額: 100 · 適用範圍: Extra Cash Rebate per eligible transaction · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣百分比備註: The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. For principal cardmembers of this card. Eligible mobile wallet spending includes WeChat Pay (HK Wallet) retail transactions under MCC 6530, 6012 or 6529, excluding bill payments, and UnionPay App transactions in Consumer Presented QR mode. Merchant Presented QR, transport and e-commerce or online transactions in UnionPay App are excluded. Eligible RMB spending means retail or online retail transactions posted in RMB. Excluded transactions include automatic payments, ATM or online payments, Octopus Automatic Add-Value payments, balance transfers, Cash-in Program repayments, Dollar$mart Personal Installment Loan, $mart Plus Installment Loan, Retail Purchase Installment Program, Statement Balance Interest Free Installment Plan, Non-Conventional Interest Free Flexi Installment Plan, Tax Interest Free Flexi Installment Program, fees and charges, unit trust or monthly investment contributions, insurance, Inland Revenue Department payments, casino chips, annual fees, finance charges, mobile-app transactions or funds transfers, merchant transactions through electronic fund transfer platforms, e-wallet reloads including P2P transfers, unposted, cancelled, refunded, invalid or unauthorized transactions, and other transaction types specified by the Bank. The Bank decides eligibility and may debit the Extra Cash Rebate if it finds a transaction ineligible. A transaction eligible in both categories counts once. The Bank converts eligible spending in both accounts to HKD at CNY1 to HKD1. The Extra Cash Rebate is capped at HKD100 per transaction and HKD500 per calendar month across both categories during the promotion. It is credited within 3 months after each calendar month and can offset future retail purchases only, not a statement balance. The account must be valid and in good standing when the rebate is awarded. Account closure, fraud or abuse can result in forfeiture. The separate Basic Cash Rebate rate, terms and cap formula are not in the retained sources. Exclusive to CITICdiamond customers. Terms and conditions apply. Extra Cash Rebate: 2026-07-01 – 2026-12-31 開啟優惠來源 ↗
書店／文具	4%	條件及計算 Audience: other The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. Limit: 100 HKD · Per Transaction Limit applies to: Extra Cash Rebate per eligible transaction Applies to all eligible spending, subject to the conditions. F o r p i n c a l d m e b s f t h . E g w u W C P y ( H K ) M 6 5 3 0 , 1 2 9 x U A Q R - B T O V D $ I L S N v z k Y Confirm offer eligibility: Audience: other. Assumes the full reward limit is still available. Extra Cash Rebate per eligible transaction Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Renminbi Spending Up to 4% Cash Rebate: 4% 適用資格: 適用對象: other 適用消費: Type: 全部優惠上限: 金額: 100 · 適用範圍: Extra Cash Rebate per eligible transaction · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣百分比備註: The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. For principal cardmembers of this card. Eligible mobile wallet spending includes WeChat Pay (HK Wallet) retail transactions under MCC 6530, 6012 or 6529, excluding bill payments, and UnionPay App transactions in Consumer Presented QR mode. Merchant Presented QR, transport and e-commerce or online transactions in UnionPay App are excluded. Eligible RMB spending means retail or online retail transactions posted in RMB. Excluded transactions include automatic payments, ATM or online payments, Octopus Automatic Add-Value payments, balance transfers, Cash-in Program repayments, Dollar$mart Personal Installment Loan, $mart Plus Installment Loan, Retail Purchase Installment Program, Statement Balance Interest Free Installment Plan, Non-Conventional Interest Free Flexi Installment Plan, Tax Interest Free Flexi Installment Program, fees and charges, unit trust or monthly investment contributions, insurance, Inland Revenue Department payments, casino chips, annual fees, finance charges, mobile-app transactions or funds transfers, merchant transactions through electronic fund transfer platforms, e-wallet reloads including P2P transfers, unposted, cancelled, refunded, invalid or unauthorized transactions, and other transaction types specified by the Bank. The Bank decides eligibility and may debit the Extra Cash Rebate if it finds a transaction ineligible. A transaction eligible in both categories counts once. The Bank converts eligible spending in both accounts to HKD at CNY1 to HKD1. The Extra Cash Rebate is capped at HKD100 per transaction and HKD500 per calendar month across both categories during the promotion. It is credited within 3 months after each calendar month and can offset future retail purchases only, not a statement balance. The account must be valid and in good standing when the rebate is awarded. Account closure, fraud or abuse can result in forfeiture. The separate Basic Cash Rebate rate, terms and cap formula are not in the retained sources. Exclusive to CITICdiamond customers. Terms and conditions apply. Extra Cash Rebate: 2026-07-01 – 2026-12-31 開啟優惠來源 ↗
寵物用品	4%	條件及計算 Audience: other The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. Limit: 100 HKD · Per Transaction Limit applies to: Extra Cash Rebate per eligible transaction Applies to all eligible spending, subject to the conditions. F o r p i n c a l d m e b s f t h . E g w u W C P y ( H K ) M 6 5 3 0 , 1 2 9 x U A Q R - B T O V D $ I L S N v z k Y Confirm offer eligibility: Audience: other. Assumes the full reward limit is still available. Extra Cash Rebate per eligible transaction Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Renminbi Spending Up to 4% Cash Rebate: 4% 適用資格: 適用對象: other 適用消費: Type: 全部優惠上限: 金額: 100 · 適用範圍: Extra Cash Rebate per eligible transaction · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣百分比備註: The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. For principal cardmembers of this card. Eligible mobile wallet spending includes WeChat Pay (HK Wallet) retail transactions under MCC 6530, 6012 or 6529, excluding bill payments, and UnionPay App transactions in Consumer Presented QR mode. Merchant Presented QR, transport and e-commerce or online transactions in UnionPay App are excluded. Eligible RMB spending means retail or online retail transactions posted in RMB. Excluded transactions include automatic payments, ATM or online payments, Octopus Automatic Add-Value payments, balance transfers, Cash-in Program repayments, Dollar$mart Personal Installment Loan, $mart Plus Installment Loan, Retail Purchase Installment Program, Statement Balance Interest Free Installment Plan, Non-Conventional Interest Free Flexi Installment Plan, Tax Interest Free Flexi Installment Program, fees and charges, unit trust or monthly investment contributions, insurance, Inland Revenue Department payments, casino chips, annual fees, finance charges, mobile-app transactions or funds transfers, merchant transactions through electronic fund transfer platforms, e-wallet reloads including P2P transfers, unposted, cancelled, refunded, invalid or unauthorized transactions, and other transaction types specified by the Bank. The Bank decides eligibility and may debit the Extra Cash Rebate if it finds a transaction ineligible. A transaction eligible in both categories counts once. The Bank converts eligible spending in both accounts to HKD at CNY1 to HKD1. The Extra Cash Rebate is capped at HKD100 per transaction and HKD500 per calendar month across both categories during the promotion. It is credited within 3 months after each calendar month and can offset future retail purchases only, not a statement balance. The account must be valid and in good standing when the rebate is awarded. Account closure, fraud or abuse can result in forfeiture. The separate Basic Cash Rebate rate, terms and cap formula are not in the retained sources. Exclusive to CITICdiamond customers. Terms and conditions apply. Extra Cash Rebate: 2026-07-01 – 2026-12-31 開啟優惠來源 ↗
網上購物
海外網購
本地網購
網上超市
網上時裝／運動用品
交通	4%	條件及計算 Audience: other The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. Limit: 100 HKD · Per Transaction Limit applies to: Extra Cash Rebate per eligible transaction Applies to all eligible spending, subject to the conditions. F o r p i n c a l d m e b s f t h . E g w u W C P y ( H K ) M 6 5 3 0 , 1 2 9 x U A Q R - B T O V D $ I L S N v z k Y Confirm offer eligibility: Audience: other. Assumes the full reward limit is still available. Extra Cash Rebate per eligible transaction Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Renminbi Spending Up to 4% Cash Rebate: 4% 適用資格: 適用對象: other 適用消費: Type: 全部優惠上限: 金額: 100 · 適用範圍: Extra Cash Rebate per eligible transaction · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣百分比備註: The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. For principal cardmembers of this card. Eligible mobile wallet spending includes WeChat Pay (HK Wallet) retail transactions under MCC 6530, 6012 or 6529, excluding bill payments, and UnionPay App transactions in Consumer Presented QR mode. Merchant Presented QR, transport and e-commerce or online transactions in UnionPay App are excluded. Eligible RMB spending means retail or online retail transactions posted in RMB. Excluded transactions include automatic payments, ATM or online payments, Octopus Automatic Add-Value payments, balance transfers, Cash-in Program repayments, Dollar$mart Personal Installment Loan, $mart Plus Installment Loan, Retail Purchase Installment Program, Statement Balance Interest Free Installment Plan, Non-Conventional Interest Free Flexi Installment Plan, Tax Interest Free Flexi Installment Program, fees and charges, unit trust or monthly investment contributions, insurance, Inland Revenue Department payments, casino chips, annual fees, finance charges, mobile-app transactions or funds transfers, merchant transactions through electronic fund transfer platforms, e-wallet reloads including P2P transfers, unposted, cancelled, refunded, invalid or unauthorized transactions, and other transaction types specified by the Bank. The Bank decides eligibility and may debit the Extra Cash Rebate if it finds a transaction ineligible. A transaction eligible in both categories counts once. The Bank converts eligible spending in both accounts to HKD at CNY1 to HKD1. The Extra Cash Rebate is capped at HKD100 per transaction and HKD500 per calendar month across both categories during the promotion. It is credited within 3 months after each calendar month and can offset future retail purchases only, not a statement balance. The account must be valid and in good standing when the rebate is awarded. Account closure, fraud or abuse can result in forfeiture. The separate Basic Cash Rebate rate, terms and cap formula are not in the retained sources. Exclusive to CITICdiamond customers. Terms and conditions apply. Extra Cash Rebate: 2026-07-01 – 2026-12-31 開啟優惠來源 ↗
本地交通	4%	條件及計算 Audience: other The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. Limit: 100 HKD · Per Transaction Limit applies to: Extra Cash Rebate per eligible transaction Applies to all eligible spending, subject to the conditions. F o r p i n c a l d m e b s f t h . E g w u W C P y ( H K ) M 6 5 3 0 , 1 2 9 x U A Q R - B T O V D $ I L S N v z k Y Confirm offer eligibility: Audience: other. Assumes the full reward limit is still available. Extra Cash Rebate per eligible transaction Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Renminbi Spending Up to 4% Cash Rebate: 4% 適用資格: 適用對象: other 適用消費: Type: 全部優惠上限: 金額: 100 · 適用範圍: Extra Cash Rebate per eligible transaction · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣百分比備註: The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. For principal cardmembers of this card. Eligible mobile wallet spending includes WeChat Pay (HK Wallet) retail transactions under MCC 6530, 6012 or 6529, excluding bill payments, and UnionPay App transactions in Consumer Presented QR mode. Merchant Presented QR, transport and e-commerce or online transactions in UnionPay App are excluded. Eligible RMB spending means retail or online retail transactions posted in RMB. Excluded transactions include automatic payments, ATM or online payments, Octopus Automatic Add-Value payments, balance transfers, Cash-in Program repayments, Dollar$mart Personal Installment Loan, $mart Plus Installment Loan, Retail Purchase Installment Program, Statement Balance Interest Free Installment Plan, Non-Conventional Interest Free Flexi Installment Plan, Tax Interest Free Flexi Installment Program, fees and charges, unit trust or monthly investment contributions, insurance, Inland Revenue Department payments, casino chips, annual fees, finance charges, mobile-app transactions or funds transfers, merchant transactions through electronic fund transfer platforms, e-wallet reloads including P2P transfers, unposted, cancelled, refunded, invalid or unauthorized transactions, and other transaction types specified by the Bank. The Bank decides eligibility and may debit the Extra Cash Rebate if it finds a transaction ineligible. A transaction eligible in both categories counts once. The Bank converts eligible spending in both accounts to HKD at CNY1 to HKD1. The Extra Cash Rebate is capped at HKD100 per transaction and HKD500 per calendar month across both categories during the promotion. It is credited within 3 months after each calendar month and can offset future retail purchases only, not a statement balance. The account must be valid and in good standing when the rebate is awarded. Account closure, fraud or abuse can result in forfeiture. The separate Basic Cash Rebate rate, terms and cap formula are not in the retained sources. Exclusive to CITICdiamond customers. Terms and conditions apply. Extra Cash Rebate: 2026-07-01 – 2026-12-31 開啟優惠來源 ↗
停車場／泊車	4%	條件及計算 Audience: other The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. Limit: 100 HKD · Per Transaction Limit applies to: Extra Cash Rebate per eligible transaction Applies to all eligible spending, subject to the conditions. F o r p i n c a l d m e b s f t h . E g w u W C P y ( H K ) M 6 5 3 0 , 1 2 9 x U A Q R - B T O V D $ I L S N v z k Y Confirm offer eligibility: Audience: other. Assumes the full reward limit is still available. Extra Cash Rebate per eligible transaction Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Renminbi Spending Up to 4% Cash Rebate: 4% 適用資格: 適用對象: other 適用消費: Type: 全部優惠上限: 金額: 100 · 適用範圍: Extra Cash Rebate per eligible transaction · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣百分比備註: The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. For principal cardmembers of this card. Eligible mobile wallet spending includes WeChat Pay (HK Wallet) retail transactions under MCC 6530, 6012 or 6529, excluding bill payments, and UnionPay App transactions in Consumer Presented QR mode. Merchant Presented QR, transport and e-commerce or online transactions in UnionPay App are excluded. Eligible RMB spending means retail or online retail transactions posted in RMB. Excluded transactions include automatic payments, ATM or online payments, Octopus Automatic Add-Value payments, balance transfers, Cash-in Program repayments, Dollar$mart Personal Installment Loan, $mart Plus Installment Loan, Retail Purchase Installment Program, Statement Balance Interest Free Installment Plan, Non-Conventional Interest Free Flexi Installment Plan, Tax Interest Free Flexi Installment Program, fees and charges, unit trust or monthly investment contributions, insurance, Inland Revenue Department payments, casino chips, annual fees, finance charges, mobile-app transactions or funds transfers, merchant transactions through electronic fund transfer platforms, e-wallet reloads including P2P transfers, unposted, cancelled, refunded, invalid or unauthorized transactions, and other transaction types specified by the Bank. The Bank decides eligibility and may debit the Extra Cash Rebate if it finds a transaction ineligible. A transaction eligible in both categories counts once. The Bank converts eligible spending in both accounts to HKD at CNY1 to HKD1. The Extra Cash Rebate is capped at HKD100 per transaction and HKD500 per calendar month across both categories during the promotion. It is credited within 3 months after each calendar month and can offset future retail purchases only, not a statement balance. The account must be valid and in good standing when the rebate is awarded. Account closure, fraud or abuse can result in forfeiture. The separate Basic Cash Rebate rate, terms and cap formula are not in the retained sources. Exclusive to CITICdiamond customers. Terms and conditions apply. Extra Cash Rebate: 2026-07-01 – 2026-12-31 開啟優惠來源 ↗
汽油／電動車充電	4%	條件及計算 Audience: other The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. Limit: 100 HKD · Per Transaction Limit applies to: Extra Cash Rebate per eligible transaction Applies to all eligible spending, subject to the conditions. F o r p i n c a l d m e b s f t h . E g w u W C P y ( H K ) M 6 5 3 0 , 1 2 9 x U A Q R - B T O V D $ I L S N v z k Y Confirm offer eligibility: Audience: other. Assumes the full reward limit is still available. Extra Cash Rebate per eligible transaction Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Renminbi Spending Up to 4% Cash Rebate: 4% 適用資格: 適用對象: other 適用消費: Type: 全部優惠上限: 金額: 100 · 適用範圍: Extra Cash Rebate per eligible transaction · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣百分比備註: The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. For principal cardmembers of this card. Eligible mobile wallet spending includes WeChat Pay (HK Wallet) retail transactions under MCC 6530, 6012 or 6529, excluding bill payments, and UnionPay App transactions in Consumer Presented QR mode. Merchant Presented QR, transport and e-commerce or online transactions in UnionPay App are excluded. Eligible RMB spending means retail or online retail transactions posted in RMB. Excluded transactions include automatic payments, ATM or online payments, Octopus Automatic Add-Value payments, balance transfers, Cash-in Program repayments, Dollar$mart Personal Installment Loan, $mart Plus Installment Loan, Retail Purchase Installment Program, Statement Balance Interest Free Installment Plan, Non-Conventional Interest Free Flexi Installment Plan, Tax Interest Free Flexi Installment Program, fees and charges, unit trust or monthly investment contributions, insurance, Inland Revenue Department payments, casino chips, annual fees, finance charges, mobile-app transactions or funds transfers, merchant transactions through electronic fund transfer platforms, e-wallet reloads including P2P transfers, unposted, cancelled, refunded, invalid or unauthorized transactions, and other transaction types specified by the Bank. The Bank decides eligibility and may debit the Extra Cash Rebate if it finds a transaction ineligible. A transaction eligible in both categories counts once. The Bank converts eligible spending in both accounts to HKD at CNY1 to HKD1. The Extra Cash Rebate is capped at HKD100 per transaction and HKD500 per calendar month across both categories during the promotion. It is credited within 3 months after each calendar month and can offset future retail purchases only, not a statement balance. The account must be valid and in good standing when the rebate is awarded. Account closure, fraud or abuse can result in forfeiture. The separate Basic Cash Rebate rate, terms and cap formula are not in the retained sources. Exclusive to CITICdiamond customers. Terms and conditions apply. Extra Cash Rebate: 2026-07-01 – 2026-12-31 開啟優惠來源 ↗
的士／網約車／租車	4%	條件及計算 Audience: other The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. Limit: 100 HKD · Per Transaction Limit applies to: Extra Cash Rebate per eligible transaction Applies to all eligible spending, subject to the conditions. F o r p i n c a l d m e b s f t h . E g w u W C P y ( H K ) M 6 5 3 0 , 1 2 9 x U A Q R - B T O V D $ I L S N v z k Y Confirm offer eligibility: Audience: other. Assumes the full reward limit is still available. Extra Cash Rebate per eligible transaction Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Renminbi Spending Up to 4% Cash Rebate: 4% 適用資格: 適用對象: other 適用消費: Type: 全部優惠上限: 金額: 100 · 適用範圍: Extra Cash Rebate per eligible transaction · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣百分比備註: The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. For principal cardmembers of this card. Eligible mobile wallet spending includes WeChat Pay (HK Wallet) retail transactions under MCC 6530, 6012 or 6529, excluding bill payments, and UnionPay App transactions in Consumer Presented QR mode. Merchant Presented QR, transport and e-commerce or online transactions in UnionPay App are excluded. Eligible RMB spending means retail or online retail transactions posted in RMB. Excluded transactions include automatic payments, ATM or online payments, Octopus Automatic Add-Value payments, balance transfers, Cash-in Program repayments, Dollar$mart Personal Installment Loan, $mart Plus Installment Loan, Retail Purchase Installment Program, Statement Balance Interest Free Installment Plan, Non-Conventional Interest Free Flexi Installment Plan, Tax Interest Free Flexi Installment Program, fees and charges, unit trust or monthly investment contributions, insurance, Inland Revenue Department payments, casino chips, annual fees, finance charges, mobile-app transactions or funds transfers, merchant transactions through electronic fund transfer platforms, e-wallet reloads including P2P transfers, unposted, cancelled, refunded, invalid or unauthorized transactions, and other transaction types specified by the Bank. The Bank decides eligibility and may debit the Extra Cash Rebate if it finds a transaction ineligible. A transaction eligible in both categories counts once. The Bank converts eligible spending in both accounts to HKD at CNY1 to HKD1. The Extra Cash Rebate is capped at HKD100 per transaction and HKD500 per calendar month across both categories during the promotion. It is credited within 3 months after each calendar month and can offset future retail purchases only, not a statement balance. The account must be valid and in good standing when the rebate is awarded. Account closure, fraud or abuse can result in forfeiture. The separate Basic Cash Rebate rate, terms and cap formula are not in the retained sources. Exclusive to CITICdiamond customers. Terms and conditions apply. Extra Cash Rebate: 2026-07-01 – 2026-12-31 開啟優惠來源 ↗
旅遊	4%	條件及計算 Audience: other The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. Limit: 100 HKD · Per Transaction Limit applies to: Extra Cash Rebate per eligible transaction Applies to all eligible spending, subject to the conditions. F o r p i n c a l d m e b s f t h . E g w u W C P y ( H K ) M 6 5 3 0 , 1 2 9 x U A Q R - B T O V D $ I L S N v z k Y Confirm offer eligibility: Audience: other. Assumes the full reward limit is still available. Extra Cash Rebate per eligible transaction Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Renminbi Spending Up to 4% Cash Rebate: 4% 適用資格: 適用對象: other 適用消費: Type: 全部優惠上限: 金額: 100 · 適用範圍: Extra Cash Rebate per eligible transaction · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣百分比備註: The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. For principal cardmembers of this card. Eligible mobile wallet spending includes WeChat Pay (HK Wallet) retail transactions under MCC 6530, 6012 or 6529, excluding bill payments, and UnionPay App transactions in Consumer Presented QR mode. Merchant Presented QR, transport and e-commerce or online transactions in UnionPay App are excluded. Eligible RMB spending means retail or online retail transactions posted in RMB. Excluded transactions include automatic payments, ATM or online payments, Octopus Automatic Add-Value payments, balance transfers, Cash-in Program repayments, Dollar$mart Personal Installment Loan, $mart Plus Installment Loan, Retail Purchase Installment Program, Statement Balance Interest Free Installment Plan, Non-Conventional Interest Free Flexi Installment Plan, Tax Interest Free Flexi Installment Program, fees and charges, unit trust or monthly investment contributions, insurance, Inland Revenue Department payments, casino chips, annual fees, finance charges, mobile-app transactions or funds transfers, merchant transactions through electronic fund transfer platforms, e-wallet reloads including P2P transfers, unposted, cancelled, refunded, invalid or unauthorized transactions, and other transaction types specified by the Bank. The Bank decides eligibility and may debit the Extra Cash Rebate if it finds a transaction ineligible. A transaction eligible in both categories counts once. The Bank converts eligible spending in both accounts to HKD at CNY1 to HKD1. The Extra Cash Rebate is capped at HKD100 per transaction and HKD500 per calendar month across both categories during the promotion. It is credited within 3 months after each calendar month and can offset future retail purchases only, not a statement balance. The account must be valid and in good standing when the rebate is awarded. Account closure, fraud or abuse can result in forfeiture. The separate Basic Cash Rebate rate, terms and cap formula are not in the retained sources. Exclusive to CITICdiamond customers. Terms and conditions apply. Extra Cash Rebate: 2026-07-01 – 2026-12-31 開啟優惠來源 ↗
酒店	4%	條件及計算 Audience: other The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. Limit: 100 HKD · Per Transaction Limit applies to: Extra Cash Rebate per eligible transaction Applies to all eligible spending, subject to the conditions. F o r p i n c a l d m e b s f t h . E g w u W C P y ( H K ) M 6 5 3 0 , 1 2 9 x U A Q R - B T O V D $ I L S N v z k Y Confirm offer eligibility: Audience: other. Assumes the full reward limit is still available. Extra Cash Rebate per eligible transaction Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Renminbi Spending Up to 4% Cash Rebate: 4% 適用資格: 適用對象: other 適用消費: Type: 全部優惠上限: 金額: 100 · 適用範圍: Extra Cash Rebate per eligible transaction · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣百分比備註: The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. For principal cardmembers of this card. Eligible mobile wallet spending includes WeChat Pay (HK Wallet) retail transactions under MCC 6530, 6012 or 6529, excluding bill payments, and UnionPay App transactions in Consumer Presented QR mode. Merchant Presented QR, transport and e-commerce or online transactions in UnionPay App are excluded. Eligible RMB spending means retail or online retail transactions posted in RMB. Excluded transactions include automatic payments, ATM or online payments, Octopus Automatic Add-Value payments, balance transfers, Cash-in Program repayments, Dollar$mart Personal Installment Loan, $mart Plus Installment Loan, Retail Purchase Installment Program, Statement Balance Interest Free Installment Plan, Non-Conventional Interest Free Flexi Installment Plan, Tax Interest Free Flexi Installment Program, fees and charges, unit trust or monthly investment contributions, insurance, Inland Revenue Department payments, casino chips, annual fees, finance charges, mobile-app transactions or funds transfers, merchant transactions through electronic fund transfer platforms, e-wallet reloads including P2P transfers, unposted, cancelled, refunded, invalid or unauthorized transactions, and other transaction types specified by the Bank. The Bank decides eligibility and may debit the Extra Cash Rebate if it finds a transaction ineligible. A transaction eligible in both categories counts once. The Bank converts eligible spending in both accounts to HKD at CNY1 to HKD1. The Extra Cash Rebate is capped at HKD100 per transaction and HKD500 per calendar month across both categories during the promotion. It is credited within 3 months after each calendar month and can offset future retail purchases only, not a statement balance. The account must be valid and in good standing when the rebate is awarded. Account closure, fraud or abuse can result in forfeiture. The separate Basic Cash Rebate rate, terms and cap formula are not in the retained sources. Exclusive to CITICdiamond customers. Terms and conditions apply. Extra Cash Rebate: 2026-07-01 – 2026-12-31 開啟優惠來源 ↗
旅遊預訂	4%	條件及計算 Audience: other The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. Limit: 100 HKD · Per Transaction Limit applies to: Extra Cash Rebate per eligible transaction Applies to all eligible spending, subject to the conditions. F o r p i n c a l d m e b s f t h . E g w u W C P y ( H K ) M 6 5 3 0 , 1 2 9 x U A Q R - B T O V D $ I L S N v z k Y Confirm offer eligibility: Audience: other. Assumes the full reward limit is still available. Extra Cash Rebate per eligible transaction Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Renminbi Spending Up to 4% Cash Rebate: 4% 適用資格: 適用對象: other 適用消費: Type: 全部優惠上限: 金額: 100 · 適用範圍: Extra Cash Rebate per eligible transaction · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣百分比備註: The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. For principal cardmembers of this card. Eligible mobile wallet spending includes WeChat Pay (HK Wallet) retail transactions under MCC 6530, 6012 or 6529, excluding bill payments, and UnionPay App transactions in Consumer Presented QR mode. Merchant Presented QR, transport and e-commerce or online transactions in UnionPay App are excluded. Eligible RMB spending means retail or online retail transactions posted in RMB. Excluded transactions include automatic payments, ATM or online payments, Octopus Automatic Add-Value payments, balance transfers, Cash-in Program repayments, Dollar$mart Personal Installment Loan, $mart Plus Installment Loan, Retail Purchase Installment Program, Statement Balance Interest Free Installment Plan, Non-Conventional Interest Free Flexi Installment Plan, Tax Interest Free Flexi Installment Program, fees and charges, unit trust or monthly investment contributions, insurance, Inland Revenue Department payments, casino chips, annual fees, finance charges, mobile-app transactions or funds transfers, merchant transactions through electronic fund transfer platforms, e-wallet reloads including P2P transfers, unposted, cancelled, refunded, invalid or unauthorized transactions, and other transaction types specified by the Bank. The Bank decides eligibility and may debit the Extra Cash Rebate if it finds a transaction ineligible. A transaction eligible in both categories counts once. The Bank converts eligible spending in both accounts to HKD at CNY1 to HKD1. The Extra Cash Rebate is capped at HKD100 per transaction and HKD500 per calendar month across both categories during the promotion. It is credited within 3 months after each calendar month and can offset future retail purchases only, not a statement balance. The account must be valid and in good standing when the rebate is awarded. Account closure, fraud or abuse can result in forfeiture. The separate Basic Cash Rebate rate, terms and cap formula are not in the retained sources. Exclusive to CITICdiamond customers. Terms and conditions apply. Extra Cash Rebate: 2026-07-01 – 2026-12-31 開啟優惠來源 ↗
航空公司	4%	條件及計算 Audience: other The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. Limit: 100 HKD · Per Transaction Limit applies to: Extra Cash Rebate per eligible transaction Applies to all eligible spending, subject to the conditions. F o r p i n c a l d m e b s f t h . E g w u W C P y ( H K ) M 6 5 3 0 , 1 2 9 x U A Q R - B T O V D $ I L S N v z k Y Confirm offer eligibility: Audience: other. Assumes the full reward limit is still available. Extra Cash Rebate per eligible transaction Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Renminbi Spending Up to 4% Cash Rebate: 4% 適用資格: 適用對象: other 適用消費: Type: 全部優惠上限: 金額: 100 · 適用範圍: Extra Cash Rebate per eligible transaction · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣百分比備註: The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. For principal cardmembers of this card. Eligible mobile wallet spending includes WeChat Pay (HK Wallet) retail transactions under MCC 6530, 6012 or 6529, excluding bill payments, and UnionPay App transactions in Consumer Presented QR mode. Merchant Presented QR, transport and e-commerce or online transactions in UnionPay App are excluded. Eligible RMB spending means retail or online retail transactions posted in RMB. Excluded transactions include automatic payments, ATM or online payments, Octopus Automatic Add-Value payments, balance transfers, Cash-in Program repayments, Dollar$mart Personal Installment Loan, $mart Plus Installment Loan, Retail Purchase Installment Program, Statement Balance Interest Free Installment Plan, Non-Conventional Interest Free Flexi Installment Plan, Tax Interest Free Flexi Installment Program, fees and charges, unit trust or monthly investment contributions, insurance, Inland Revenue Department payments, casino chips, annual fees, finance charges, mobile-app transactions or funds transfers, merchant transactions through electronic fund transfer platforms, e-wallet reloads including P2P transfers, unposted, cancelled, refunded, invalid or unauthorized transactions, and other transaction types specified by the Bank. The Bank decides eligibility and may debit the Extra Cash Rebate if it finds a transaction ineligible. A transaction eligible in both categories counts once. The Bank converts eligible spending in both accounts to HKD at CNY1 to HKD1. The Extra Cash Rebate is capped at HKD100 per transaction and HKD500 per calendar month across both categories during the promotion. It is credited within 3 months after each calendar month and can offset future retail purchases only, not a statement balance. The account must be valid and in good standing when the rebate is awarded. Account closure, fraud or abuse can result in forfeiture. The separate Basic Cash Rebate rate, terms and cap formula are not in the retained sources. Exclusive to CITICdiamond customers. Terms and conditions apply. Extra Cash Rebate: 2026-07-01 – 2026-12-31 開啟優惠來源 ↗
旅行社	4%	條件及計算 Audience: other The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. Limit: 100 HKD · Per Transaction Limit applies to: Extra Cash Rebate per eligible transaction Applies to all eligible spending, subject to the conditions. F o r p i n c a l d m e b s f t h . E g w u W C P y ( H K ) M 6 5 3 0 , 1 2 9 x U A Q R - B T O V D $ I L S N v z k Y Confirm offer eligibility: Audience: other. Assumes the full reward limit is still available. Extra Cash Rebate per eligible transaction Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Renminbi Spending Up to 4% Cash Rebate: 4% 適用資格: 適用對象: other 適用消費: Type: 全部優惠上限: 金額: 100 · 適用範圍: Extra Cash Rebate per eligible transaction · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣百分比備註: The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. For principal cardmembers of this card. Eligible mobile wallet spending includes WeChat Pay (HK Wallet) retail transactions under MCC 6530, 6012 or 6529, excluding bill payments, and UnionPay App transactions in Consumer Presented QR mode. Merchant Presented QR, transport and e-commerce or online transactions in UnionPay App are excluded. Eligible RMB spending means retail or online retail transactions posted in RMB. Excluded transactions include automatic payments, ATM or online payments, Octopus Automatic Add-Value payments, balance transfers, Cash-in Program repayments, Dollar$mart Personal Installment Loan, $mart Plus Installment Loan, Retail Purchase Installment Program, Statement Balance Interest Free Installment Plan, Non-Conventional Interest Free Flexi Installment Plan, Tax Interest Free Flexi Installment Program, fees and charges, unit trust or monthly investment contributions, insurance, Inland Revenue Department payments, casino chips, annual fees, finance charges, mobile-app transactions or funds transfers, merchant transactions through electronic fund transfer platforms, e-wallet reloads including P2P transfers, unposted, cancelled, refunded, invalid or unauthorized transactions, and other transaction types specified by the Bank. The Bank decides eligibility and may debit the Extra Cash Rebate if it finds a transaction ineligible. A transaction eligible in both categories counts once. The Bank converts eligible spending in both accounts to HKD at CNY1 to HKD1. The Extra Cash Rebate is capped at HKD100 per transaction and HKD500 per calendar month across both categories during the promotion. It is credited within 3 months after each calendar month and can offset future retail purchases only, not a statement balance. The account must be valid and in good standing when the rebate is awarded. Account closure, fraud or abuse can result in forfeiture. The separate Basic Cash Rebate rate, terms and cap formula are not in the retained sources. Exclusive to CITICdiamond customers. Terms and conditions apply. Extra Cash Rebate: 2026-07-01 – 2026-12-31 開啟優惠來源 ↗
娛樂	4%	條件及計算 Audience: other The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. Limit: 100 HKD · Per Transaction Limit applies to: Extra Cash Rebate per eligible transaction Applies to all eligible spending, subject to the conditions. F o r p i n c a l d m e b s f t h . E g w u W C P y ( H K ) M 6 5 3 0 , 1 2 9 x U A Q R - B T O V D $ I L S N v z k Y Confirm offer eligibility: Audience: other. Assumes the full reward limit is still available. Extra Cash Rebate per eligible transaction Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Renminbi Spending Up to 4% Cash Rebate: 4% 適用資格: 適用對象: other 適用消費: Type: 全部優惠上限: 金額: 100 · 適用範圍: Extra Cash Rebate per eligible transaction · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣百分比備註: The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. For principal cardmembers of this card. Eligible mobile wallet spending includes WeChat Pay (HK Wallet) retail transactions under MCC 6530, 6012 or 6529, excluding bill payments, and UnionPay App transactions in Consumer Presented QR mode. Merchant Presented QR, transport and e-commerce or online transactions in UnionPay App are excluded. Eligible RMB spending means retail or online retail transactions posted in RMB. Excluded transactions include automatic payments, ATM or online payments, Octopus Automatic Add-Value payments, balance transfers, Cash-in Program repayments, Dollar$mart Personal Installment Loan, $mart Plus Installment Loan, Retail Purchase Installment Program, Statement Balance Interest Free Installment Plan, Non-Conventional Interest Free Flexi Installment Plan, Tax Interest Free Flexi Installment Program, fees and charges, unit trust or monthly investment contributions, insurance, Inland Revenue Department payments, casino chips, annual fees, finance charges, mobile-app transactions or funds transfers, merchant transactions through electronic fund transfer platforms, e-wallet reloads including P2P transfers, unposted, cancelled, refunded, invalid or unauthorized transactions, and other transaction types specified by the Bank. The Bank decides eligibility and may debit the Extra Cash Rebate if it finds a transaction ineligible. A transaction eligible in both categories counts once. The Bank converts eligible spending in both accounts to HKD at CNY1 to HKD1. The Extra Cash Rebate is capped at HKD100 per transaction and HKD500 per calendar month across both categories during the promotion. It is credited within 3 months after each calendar month and can offset future retail purchases only, not a statement balance. The account must be valid and in good standing when the rebate is awarded. Account closure, fraud or abuse can result in forfeiture. The separate Basic Cash Rebate rate, terms and cap formula are not in the retained sources. Exclusive to CITICdiamond customers. Terms and conditions apply. Extra Cash Rebate: 2026-07-01 – 2026-12-31 開啟優惠來源 ↗
戲院	4%	條件及計算 Audience: other The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. Limit: 100 HKD · Per Transaction Limit applies to: Extra Cash Rebate per eligible transaction Applies to all eligible spending, subject to the conditions. F o r p i n c a l d m e b s f t h . E g w u W C P y ( H K ) M 6 5 3 0 , 1 2 9 x U A Q R - B T O V D $ I L S N v z k Y Confirm offer eligibility: Audience: other. Assumes the full reward limit is still available. Extra Cash Rebate per eligible transaction Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Renminbi Spending Up to 4% Cash Rebate: 4% 適用資格: 適用對象: other 適用消費: Type: 全部優惠上限: 金額: 100 · 適用範圍: Extra Cash Rebate per eligible transaction · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣百分比備註: The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. For principal cardmembers of this card. Eligible mobile wallet spending includes WeChat Pay (HK Wallet) retail transactions under MCC 6530, 6012 or 6529, excluding bill payments, and UnionPay App transactions in Consumer Presented QR mode. Merchant Presented QR, transport and e-commerce or online transactions in UnionPay App are excluded. Eligible RMB spending means retail or online retail transactions posted in RMB. Excluded transactions include automatic payments, ATM or online payments, Octopus Automatic Add-Value payments, balance transfers, Cash-in Program repayments, Dollar$mart Personal Installment Loan, $mart Plus Installment Loan, Retail Purchase Installment Program, Statement Balance Interest Free Installment Plan, Non-Conventional Interest Free Flexi Installment Plan, Tax Interest Free Flexi Installment Program, fees and charges, unit trust or monthly investment contributions, insurance, Inland Revenue Department payments, casino chips, annual fees, finance charges, mobile-app transactions or funds transfers, merchant transactions through electronic fund transfer platforms, e-wallet reloads including P2P transfers, unposted, cancelled, refunded, invalid or unauthorized transactions, and other transaction types specified by the Bank. The Bank decides eligibility and may debit the Extra Cash Rebate if it finds a transaction ineligible. A transaction eligible in both categories counts once. The Bank converts eligible spending in both accounts to HKD at CNY1 to HKD1. The Extra Cash Rebate is capped at HKD100 per transaction and HKD500 per calendar month across both categories during the promotion. It is credited within 3 months after each calendar month and can offset future retail purchases only, not a statement balance. The account must be valid and in good standing when the rebate is awarded. Account closure, fraud or abuse can result in forfeiture. The separate Basic Cash Rebate rate, terms and cap formula are not in the retained sources. Exclusive to CITICdiamond customers. Terms and conditions apply. Extra Cash Rebate: 2026-07-01 – 2026-12-31 開啟優惠來源 ↗
遊戲	4%	條件及計算 Audience: other The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. Limit: 100 HKD · Per Transaction Limit applies to: Extra Cash Rebate per eligible transaction Applies to all eligible spending, subject to the conditions. F o r p i n c a l d m e b s f t h . E g w u W C P y ( H K ) M 6 5 3 0 , 1 2 9 x U A Q R - B T O V D $ I L S N v z k Y Confirm offer eligibility: Audience: other. Assumes the full reward limit is still available. Extra Cash Rebate per eligible transaction Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Renminbi Spending Up to 4% Cash Rebate: 4% 適用資格: 適用對象: other 適用消費: Type: 全部優惠上限: 金額: 100 · 適用範圍: Extra Cash Rebate per eligible transaction · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣百分比備註: The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. For principal cardmembers of this card. Eligible mobile wallet spending includes WeChat Pay (HK Wallet) retail transactions under MCC 6530, 6012 or 6529, excluding bill payments, and UnionPay App transactions in Consumer Presented QR mode. Merchant Presented QR, transport and e-commerce or online transactions in UnionPay App are excluded. Eligible RMB spending means retail or online retail transactions posted in RMB. Excluded transactions include automatic payments, ATM or online payments, Octopus Automatic Add-Value payments, balance transfers, Cash-in Program repayments, Dollar$mart Personal Installment Loan, $mart Plus Installment Loan, Retail Purchase Installment Program, Statement Balance Interest Free Installment Plan, Non-Conventional Interest Free Flexi Installment Plan, Tax Interest Free Flexi Installment Program, fees and charges, unit trust or monthly investment contributions, insurance, Inland Revenue Department payments, casino chips, annual fees, finance charges, mobile-app transactions or funds transfers, merchant transactions through electronic fund transfer platforms, e-wallet reloads including P2P transfers, unposted, cancelled, refunded, invalid or unauthorized transactions, and other transaction types specified by the Bank. The Bank decides eligibility and may debit the Extra Cash Rebate if it finds a transaction ineligible. A transaction eligible in both categories counts once. The Bank converts eligible spending in both accounts to HKD at CNY1 to HKD1. The Extra Cash Rebate is capped at HKD100 per transaction and HKD500 per calendar month across both categories during the promotion. It is credited within 3 months after each calendar month and can offset future retail purchases only, not a statement balance. The account must be valid and in good standing when the rebate is awarded. Account closure, fraud or abuse can result in forfeiture. The separate Basic Cash Rebate rate, terms and cap formula are not in the retained sources. Exclusive to CITICdiamond customers. Terms and conditions apply. Extra Cash Rebate: 2026-07-01 – 2026-12-31 開啟優惠來源 ↗
串流服務	4%	條件及計算 Audience: other The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. Limit: 100 HKD · Per Transaction Limit applies to: Extra Cash Rebate per eligible transaction Applies to all eligible spending, subject to the conditions. F o r p i n c a l d m e b s f t h . E g w u W C P y ( H K ) M 6 5 3 0 , 1 2 9 x U A Q R - B T O V D $ I L S N v z k Y Confirm offer eligibility: Audience: other. Assumes the full reward limit is still available. Extra Cash Rebate per eligible transaction Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Renminbi Spending Up to 4% Cash Rebate: 4% 適用資格: 適用對象: other 適用消費: Type: 全部優惠上限: 金額: 100 · 適用範圍: Extra Cash Rebate per eligible transaction · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣百分比備註: The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. For principal cardmembers of this card. Eligible mobile wallet spending includes WeChat Pay (HK Wallet) retail transactions under MCC 6530, 6012 or 6529, excluding bill payments, and UnionPay App transactions in Consumer Presented QR mode. Merchant Presented QR, transport and e-commerce or online transactions in UnionPay App are excluded. Eligible RMB spending means retail or online retail transactions posted in RMB. Excluded transactions include automatic payments, ATM or online payments, Octopus Automatic Add-Value payments, balance transfers, Cash-in Program repayments, Dollar$mart Personal Installment Loan, $mart Plus Installment Loan, Retail Purchase Installment Program, Statement Balance Interest Free Installment Plan, Non-Conventional Interest Free Flexi Installment Plan, Tax Interest Free Flexi Installment Program, fees and charges, unit trust or monthly investment contributions, insurance, Inland Revenue Department payments, casino chips, annual fees, finance charges, mobile-app transactions or funds transfers, merchant transactions through electronic fund transfer platforms, e-wallet reloads including P2P transfers, unposted, cancelled, refunded, invalid or unauthorized transactions, and other transaction types specified by the Bank. The Bank decides eligibility and may debit the Extra Cash Rebate if it finds a transaction ineligible. A transaction eligible in both categories counts once. The Bank converts eligible spending in both accounts to HKD at CNY1 to HKD1. The Extra Cash Rebate is capped at HKD100 per transaction and HKD500 per calendar month across both categories during the promotion. It is credited within 3 months after each calendar month and can offset future retail purchases only, not a statement balance. The account must be valid and in good standing when the rebate is awarded. Account closure, fraud or abuse can result in forfeiture. The separate Basic Cash Rebate rate, terms and cap formula are not in the retained sources. Exclusive to CITICdiamond customers. Terms and conditions apply. Extra Cash Rebate: 2026-07-01 – 2026-12-31 開啟優惠來源 ↗
主題樂園及景點	4%	條件及計算 Audience: other The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. Limit: 100 HKD · Per Transaction Limit applies to: Extra Cash Rebate per eligible transaction Applies to all eligible spending, subject to the conditions. F o r p i n c a l d m e b s f t h . E g w u W C P y ( H K ) M 6 5 3 0 , 1 2 9 x U A Q R - B T O V D $ I L S N v z k Y Confirm offer eligibility: Audience: other. Assumes the full reward limit is still available. Extra Cash Rebate per eligible transaction Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Renminbi Spending Up to 4% Cash Rebate: 4% 適用資格: 適用對象: other 適用消費: Type: 全部優惠上限: 金額: 100 · 適用範圍: Extra Cash Rebate per eligible transaction · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣百分比備註: The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. For principal cardmembers of this card. Eligible mobile wallet spending includes WeChat Pay (HK Wallet) retail transactions under MCC 6530, 6012 or 6529, excluding bill payments, and UnionPay App transactions in Consumer Presented QR mode. Merchant Presented QR, transport and e-commerce or online transactions in UnionPay App are excluded. Eligible RMB spending means retail or online retail transactions posted in RMB. Excluded transactions include automatic payments, ATM or online payments, Octopus Automatic Add-Value payments, balance transfers, Cash-in Program repayments, Dollar$mart Personal Installment Loan, $mart Plus Installment Loan, Retail Purchase Installment Program, Statement Balance Interest Free Installment Plan, Non-Conventional Interest Free Flexi Installment Plan, Tax Interest Free Flexi Installment Program, fees and charges, unit trust or monthly investment contributions, insurance, Inland Revenue Department payments, casino chips, annual fees, finance charges, mobile-app transactions or funds transfers, merchant transactions through electronic fund transfer platforms, e-wallet reloads including P2P transfers, unposted, cancelled, refunded, invalid or unauthorized transactions, and other transaction types specified by the Bank. The Bank decides eligibility and may debit the Extra Cash Rebate if it finds a transaction ineligible. A transaction eligible in both categories counts once. The Bank converts eligible spending in both accounts to HKD at CNY1 to HKD1. The Extra Cash Rebate is capped at HKD100 per transaction and HKD500 per calendar month across both categories during the promotion. It is credited within 3 months after each calendar month and can offset future retail purchases only, not a statement balance. The account must be valid and in good standing when the rebate is awarded. Account closure, fraud or abuse can result in forfeiture. The separate Basic Cash Rebate rate, terms and cap formula are not in the retained sources. Exclusive to CITICdiamond customers. Terms and conditions apply. Extra Cash Rebate: 2026-07-01 – 2026-12-31 開啟優惠來源 ↗
演唱會／票務	4%	條件及計算 Audience: other The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. Limit: 100 HKD · Per Transaction Limit applies to: Extra Cash Rebate per eligible transaction Applies to all eligible spending, subject to the conditions. F o r p i n c a l d m e b s f t h . E g w u W C P y ( H K ) M 6 5 3 0 , 1 2 9 x U A Q R - B T O V D $ I L S N v z k Y Confirm offer eligibility: Audience: other. Assumes the full reward limit is still available. Extra Cash Rebate per eligible transaction Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Renminbi Spending Up to 4% Cash Rebate: 4% 適用資格: 適用對象: other 適用消費: Type: 全部優惠上限: 金額: 100 · 適用範圍: Extra Cash Rebate per eligible transaction · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣百分比備註: The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. For principal cardmembers of this card. Eligible mobile wallet spending includes WeChat Pay (HK Wallet) retail transactions under MCC 6530, 6012 or 6529, excluding bill payments, and UnionPay App transactions in Consumer Presented QR mode. Merchant Presented QR, transport and e-commerce or online transactions in UnionPay App are excluded. Eligible RMB spending means retail or online retail transactions posted in RMB. Excluded transactions include automatic payments, ATM or online payments, Octopus Automatic Add-Value payments, balance transfers, Cash-in Program repayments, Dollar$mart Personal Installment Loan, $mart Plus Installment Loan, Retail Purchase Installment Program, Statement Balance Interest Free Installment Plan, Non-Conventional Interest Free Flexi Installment Plan, Tax Interest Free Flexi Installment Program, fees and charges, unit trust or monthly investment contributions, insurance, Inland Revenue Department payments, casino chips, annual fees, finance charges, mobile-app transactions or funds transfers, merchant transactions through electronic fund transfer platforms, e-wallet reloads including P2P transfers, unposted, cancelled, refunded, invalid or unauthorized transactions, and other transaction types specified by the Bank. The Bank decides eligibility and may debit the Extra Cash Rebate if it finds a transaction ineligible. A transaction eligible in both categories counts once. The Bank converts eligible spending in both accounts to HKD at CNY1 to HKD1. The Extra Cash Rebate is capped at HKD100 per transaction and HKD500 per calendar month across both categories during the promotion. It is credited within 3 months after each calendar month and can offset future retail purchases only, not a statement balance. The account must be valid and in good standing when the rebate is awarded. Account closure, fraud or abuse can result in forfeiture. The separate Basic Cash Rebate rate, terms and cap formula are not in the retained sources. Exclusive to CITICdiamond customers. Terms and conditions apply. Extra Cash Rebate: 2026-07-01 – 2026-12-31 開啟優惠來源 ↗
賬單及公用事業	4%	條件及計算 Audience: other The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. Limit: 100 HKD · Per Transaction Limit applies to: Extra Cash Rebate per eligible transaction Applies to all eligible spending, subject to the conditions. F o r p i n c a l d m e b s f t h . E g w u W C P y ( H K ) M 6 5 3 0 , 1 2 9 x U A Q R - B T O V D $ I L S N v z k Y Confirm offer eligibility: Audience: other. Assumes the full reward limit is still available. Extra Cash Rebate per eligible transaction Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Renminbi Spending Up to 4% Cash Rebate: 4% 適用資格: 適用對象: other 適用消費: Type: 全部優惠上限: 金額: 100 · 適用範圍: Extra Cash Rebate per eligible transaction · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣百分比備註: The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. For principal cardmembers of this card. Eligible mobile wallet spending includes WeChat Pay (HK Wallet) retail transactions under MCC 6530, 6012 or 6529, excluding bill payments, and UnionPay App transactions in Consumer Presented QR mode. Merchant Presented QR, transport and e-commerce or online transactions in UnionPay App are excluded. Eligible RMB spending means retail or online retail transactions posted in RMB. Excluded transactions include automatic payments, ATM or online payments, Octopus Automatic Add-Value payments, balance transfers, Cash-in Program repayments, Dollar$mart Personal Installment Loan, $mart Plus Installment Loan, Retail Purchase Installment Program, Statement Balance Interest Free Installment Plan, Non-Conventional Interest Free Flexi Installment Plan, Tax Interest Free Flexi Installment Program, fees and charges, unit trust or monthly investment contributions, insurance, Inland Revenue Department payments, casino chips, annual fees, finance charges, mobile-app transactions or funds transfers, merchant transactions through electronic fund transfer platforms, e-wallet reloads including P2P transfers, unposted, cancelled, refunded, invalid or unauthorized transactions, and other transaction types specified by the Bank. The Bank decides eligibility and may debit the Extra Cash Rebate if it finds a transaction ineligible. A transaction eligible in both categories counts once. The Bank converts eligible spending in both accounts to HKD at CNY1 to HKD1. The Extra Cash Rebate is capped at HKD100 per transaction and HKD500 per calendar month across both categories during the promotion. It is credited within 3 months after each calendar month and can offset future retail purchases only, not a statement balance. The account must be valid and in good standing when the rebate is awarded. Account closure, fraud or abuse can result in forfeiture. The separate Basic Cash Rebate rate, terms and cap formula are not in the retained sources. Exclusive to CITICdiamond customers. Terms and conditions apply. Extra Cash Rebate: 2026-07-01 – 2026-12-31 開啟優惠來源 ↗
電訊	4%	條件及計算 Audience: other The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. Limit: 100 HKD · Per Transaction Limit applies to: Extra Cash Rebate per eligible transaction Applies to all eligible spending, subject to the conditions. F o r p i n c a l d m e b s f t h . E g w u W C P y ( H K ) M 6 5 3 0 , 1 2 9 x U A Q R - B T O V D $ I L S N v z k Y Confirm offer eligibility: Audience: other. Assumes the full reward limit is still available. Extra Cash Rebate per eligible transaction Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Renminbi Spending Up to 4% Cash Rebate: 4% 適用資格: 適用對象: other 適用消費: Type: 全部優惠上限: 金額: 100 · 適用範圍: Extra Cash Rebate per eligible transaction · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣百分比備註: The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. For principal cardmembers of this card. Eligible mobile wallet spending includes WeChat Pay (HK Wallet) retail transactions under MCC 6530, 6012 or 6529, excluding bill payments, and UnionPay App transactions in Consumer Presented QR mode. Merchant Presented QR, transport and e-commerce or online transactions in UnionPay App are excluded. Eligible RMB spending means retail or online retail transactions posted in RMB. Excluded transactions include automatic payments, ATM or online payments, Octopus Automatic Add-Value payments, balance transfers, Cash-in Program repayments, Dollar$mart Personal Installment Loan, $mart Plus Installment Loan, Retail Purchase Installment Program, Statement Balance Interest Free Installment Plan, Non-Conventional Interest Free Flexi Installment Plan, Tax Interest Free Flexi Installment Program, fees and charges, unit trust or monthly investment contributions, insurance, Inland Revenue Department payments, casino chips, annual fees, finance charges, mobile-app transactions or funds transfers, merchant transactions through electronic fund transfer platforms, e-wallet reloads including P2P transfers, unposted, cancelled, refunded, invalid or unauthorized transactions, and other transaction types specified by the Bank. The Bank decides eligibility and may debit the Extra Cash Rebate if it finds a transaction ineligible. A transaction eligible in both categories counts once. The Bank converts eligible spending in both accounts to HKD at CNY1 to HKD1. The Extra Cash Rebate is capped at HKD100 per transaction and HKD500 per calendar month across both categories during the promotion. It is credited within 3 months after each calendar month and can offset future retail purchases only, not a statement balance. The account must be valid and in good standing when the rebate is awarded. Account closure, fraud or abuse can result in forfeiture. The separate Basic Cash Rebate rate, terms and cap formula are not in the retained sources. Exclusive to CITICdiamond customers. Terms and conditions apply. Extra Cash Rebate: 2026-07-01 – 2026-12-31 開啟優惠來源 ↗
政府繳費	4%	條件及計算 Audience: other The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. Limit: 100 HKD · Per Transaction Limit applies to: Extra Cash Rebate per eligible transaction Applies to all eligible spending, subject to the conditions. F o r p i n c a l d m e b s f t h . E g w u W C P y ( H K ) M 6 5 3 0 , 1 2 9 x U A Q R - B T O V D $ I L S N v z k Y Confirm offer eligibility: Audience: other. Assumes the full reward limit is still available. Extra Cash Rebate per eligible transaction Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Renminbi Spending Up to 4% Cash Rebate: 4% 適用資格: 適用對象: other 適用消費: Type: 全部優惠上限: 金額: 100 · 適用範圍: Extra Cash Rebate per eligible transaction · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣百分比備註: The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. For principal cardmembers of this card. Eligible mobile wallet spending includes WeChat Pay (HK Wallet) retail transactions under MCC 6530, 6012 or 6529, excluding bill payments, and UnionPay App transactions in Consumer Presented QR mode. Merchant Presented QR, transport and e-commerce or online transactions in UnionPay App are excluded. Eligible RMB spending means retail or online retail transactions posted in RMB. Excluded transactions include automatic payments, ATM or online payments, Octopus Automatic Add-Value payments, balance transfers, Cash-in Program repayments, Dollar$mart Personal Installment Loan, $mart Plus Installment Loan, Retail Purchase Installment Program, Statement Balance Interest Free Installment Plan, Non-Conventional Interest Free Flexi Installment Plan, Tax Interest Free Flexi Installment Program, fees and charges, unit trust or monthly investment contributions, insurance, Inland Revenue Department payments, casino chips, annual fees, finance charges, mobile-app transactions or funds transfers, merchant transactions through electronic fund transfer platforms, e-wallet reloads including P2P transfers, unposted, cancelled, refunded, invalid or unauthorized transactions, and other transaction types specified by the Bank. The Bank decides eligibility and may debit the Extra Cash Rebate if it finds a transaction ineligible. A transaction eligible in both categories counts once. The Bank converts eligible spending in both accounts to HKD at CNY1 to HKD1. The Extra Cash Rebate is capped at HKD100 per transaction and HKD500 per calendar month across both categories during the promotion. It is credited within 3 months after each calendar month and can offset future retail purchases only, not a statement balance. The account must be valid and in good standing when the rebate is awarded. Account closure, fraud or abuse can result in forfeiture. The separate Basic Cash Rebate rate, terms and cap formula are not in the retained sources. Exclusive to CITICdiamond customers. Terms and conditions apply. Extra Cash Rebate: 2026-07-01 – 2026-12-31 開啟優惠來源 ↗
電力及煤氣	4%	條件及計算 Audience: other The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. Limit: 100 HKD · Per Transaction Limit applies to: Extra Cash Rebate per eligible transaction Applies to all eligible spending, subject to the conditions. F o r p i n c a l d m e b s f t h . E g w u W C P y ( H K ) M 6 5 3 0 , 1 2 9 x U A Q R - B T O V D $ I L S N v z k Y Confirm offer eligibility: Audience: other. Assumes the full reward limit is still available. Extra Cash Rebate per eligible transaction Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Renminbi Spending Up to 4% Cash Rebate: 4% 適用資格: 適用對象: other 適用消費: Type: 全部優惠上限: 金額: 100 · 適用範圍: Extra Cash Rebate per eligible transaction · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣百分比備註: The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. For principal cardmembers of this card. Eligible mobile wallet spending includes WeChat Pay (HK Wallet) retail transactions under MCC 6530, 6012 or 6529, excluding bill payments, and UnionPay App transactions in Consumer Presented QR mode. Merchant Presented QR, transport and e-commerce or online transactions in UnionPay App are excluded. Eligible RMB spending means retail or online retail transactions posted in RMB. Excluded transactions include automatic payments, ATM or online payments, Octopus Automatic Add-Value payments, balance transfers, Cash-in Program repayments, Dollar$mart Personal Installment Loan, $mart Plus Installment Loan, Retail Purchase Installment Program, Statement Balance Interest Free Installment Plan, Non-Conventional Interest Free Flexi Installment Plan, Tax Interest Free Flexi Installment Program, fees and charges, unit trust or monthly investment contributions, insurance, Inland Revenue Department payments, casino chips, annual fees, finance charges, mobile-app transactions or funds transfers, merchant transactions through electronic fund transfer platforms, e-wallet reloads including P2P transfers, unposted, cancelled, refunded, invalid or unauthorized transactions, and other transaction types specified by the Bank. The Bank decides eligibility and may debit the Extra Cash Rebate if it finds a transaction ineligible. A transaction eligible in both categories counts once. The Bank converts eligible spending in both accounts to HKD at CNY1 to HKD1. The Extra Cash Rebate is capped at HKD100 per transaction and HKD500 per calendar month across both categories during the promotion. It is credited within 3 months after each calendar month and can offset future retail purchases only, not a statement balance. The account must be valid and in good standing when the rebate is awarded. Account closure, fraud or abuse can result in forfeiture. The separate Basic Cash Rebate rate, terms and cap formula are not in the retained sources. Exclusive to CITICdiamond customers. Terms and conditions apply. Extra Cash Rebate: 2026-07-01 – 2026-12-31 開啟優惠來源 ↗
水務	4%	條件及計算 Audience: other The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. Limit: 100 HKD · Per Transaction Limit applies to: Extra Cash Rebate per eligible transaction Applies to all eligible spending, subject to the conditions. F o r p i n c a l d m e b s f t h . E g w u W C P y ( H K ) M 6 5 3 0 , 1 2 9 x U A Q R - B T O V D $ I L S N v z k Y Confirm offer eligibility: Audience: other. Assumes the full reward limit is still available. Extra Cash Rebate per eligible transaction Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Renminbi Spending Up to 4% Cash Rebate: 4% 適用資格: 適用對象: other 適用消費: Type: 全部優惠上限: 金額: 100 · 適用範圍: Extra Cash Rebate per eligible transaction · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣百分比備註: The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. For principal cardmembers of this card. Eligible mobile wallet spending includes WeChat Pay (HK Wallet) retail transactions under MCC 6530, 6012 or 6529, excluding bill payments, and UnionPay App transactions in Consumer Presented QR mode. Merchant Presented QR, transport and e-commerce or online transactions in UnionPay App are excluded. Eligible RMB spending means retail or online retail transactions posted in RMB. Excluded transactions include automatic payments, ATM or online payments, Octopus Automatic Add-Value payments, balance transfers, Cash-in Program repayments, Dollar$mart Personal Installment Loan, $mart Plus Installment Loan, Retail Purchase Installment Program, Statement Balance Interest Free Installment Plan, Non-Conventional Interest Free Flexi Installment Plan, Tax Interest Free Flexi Installment Program, fees and charges, unit trust or monthly investment contributions, insurance, Inland Revenue Department payments, casino chips, annual fees, finance charges, mobile-app transactions or funds transfers, merchant transactions through electronic fund transfer platforms, e-wallet reloads including P2P transfers, unposted, cancelled, refunded, invalid or unauthorized transactions, and other transaction types specified by the Bank. The Bank decides eligibility and may debit the Extra Cash Rebate if it finds a transaction ineligible. A transaction eligible in both categories counts once. The Bank converts eligible spending in both accounts to HKD at CNY1 to HKD1. The Extra Cash Rebate is capped at HKD100 per transaction and HKD500 per calendar month across both categories during the promotion. It is credited within 3 months after each calendar month and can offset future retail purchases only, not a statement balance. The account must be valid and in good standing when the rebate is awarded. Account closure, fraud or abuse can result in forfeiture. The separate Basic Cash Rebate rate, terms and cap formula are not in the retained sources. Exclusive to CITICdiamond customers. Terms and conditions apply. Extra Cash Rebate: 2026-07-01 – 2026-12-31 開啟優惠來源 ↗
醫療保健	4%	條件及計算 Audience: other The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. Limit: 100 HKD · Per Transaction Limit applies to: Extra Cash Rebate per eligible transaction Applies to all eligible spending, subject to the conditions. F o r p i n c a l d m e b s f t h . E g w u W C P y ( H K ) M 6 5 3 0 , 1 2 9 x U A Q R - B T O V D $ I L S N v z k Y Confirm offer eligibility: Audience: other. Assumes the full reward limit is still available. Extra Cash Rebate per eligible transaction Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Renminbi Spending Up to 4% Cash Rebate: 4% 適用資格: 適用對象: other 適用消費: Type: 全部優惠上限: 金額: 100 · 適用範圍: Extra Cash Rebate per eligible transaction · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣百分比備註: The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. For principal cardmembers of this card. Eligible mobile wallet spending includes WeChat Pay (HK Wallet) retail transactions under MCC 6530, 6012 or 6529, excluding bill payments, and UnionPay App transactions in Consumer Presented QR mode. Merchant Presented QR, transport and e-commerce or online transactions in UnionPay App are excluded. Eligible RMB spending means retail or online retail transactions posted in RMB. Excluded transactions include automatic payments, ATM or online payments, Octopus Automatic Add-Value payments, balance transfers, Cash-in Program repayments, Dollar$mart Personal Installment Loan, $mart Plus Installment Loan, Retail Purchase Installment Program, Statement Balance Interest Free Installment Plan, Non-Conventional Interest Free Flexi Installment Plan, Tax Interest Free Flexi Installment Program, fees and charges, unit trust or monthly investment contributions, insurance, Inland Revenue Department payments, casino chips, annual fees, finance charges, mobile-app transactions or funds transfers, merchant transactions through electronic fund transfer platforms, e-wallet reloads including P2P transfers, unposted, cancelled, refunded, invalid or unauthorized transactions, and other transaction types specified by the Bank. The Bank decides eligibility and may debit the Extra Cash Rebate if it finds a transaction ineligible. A transaction eligible in both categories counts once. The Bank converts eligible spending in both accounts to HKD at CNY1 to HKD1. The Extra Cash Rebate is capped at HKD100 per transaction and HKD500 per calendar month across both categories during the promotion. It is credited within 3 months after each calendar month and can offset future retail purchases only, not a statement balance. The account must be valid and in good standing when the rebate is awarded. Account closure, fraud or abuse can result in forfeiture. The separate Basic Cash Rebate rate, terms and cap formula are not in the retained sources. Exclusive to CITICdiamond customers. Terms and conditions apply. Extra Cash Rebate: 2026-07-01 – 2026-12-31 開啟優惠來源 ↗
醫療服務	4%	條件及計算 Audience: other The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. Limit: 100 HKD · Per Transaction Limit applies to: Extra Cash Rebate per eligible transaction Applies to all eligible spending, subject to the conditions. F o r p i n c a l d m e b s f t h . E g w u W C P y ( H K ) M 6 5 3 0 , 1 2 9 x U A Q R - B T O V D $ I L S N v z k Y Confirm offer eligibility: Audience: other. Assumes the full reward limit is still available. Extra Cash Rebate per eligible transaction Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Renminbi Spending Up to 4% Cash Rebate: 4% 適用資格: 適用對象: other 適用消費: Type: 全部優惠上限: 金額: 100 · 適用範圍: Extra Cash Rebate per eligible transaction · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣百分比備註: The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. For principal cardmembers of this card. Eligible mobile wallet spending includes WeChat Pay (HK Wallet) retail transactions under MCC 6530, 6012 or 6529, excluding bill payments, and UnionPay App transactions in Consumer Presented QR mode. Merchant Presented QR, transport and e-commerce or online transactions in UnionPay App are excluded. Eligible RMB spending means retail or online retail transactions posted in RMB. Excluded transactions include automatic payments, ATM or online payments, Octopus Automatic Add-Value payments, balance transfers, Cash-in Program repayments, Dollar$mart Personal Installment Loan, $mart Plus Installment Loan, Retail Purchase Installment Program, Statement Balance Interest Free Installment Plan, Non-Conventional Interest Free Flexi Installment Plan, Tax Interest Free Flexi Installment Program, fees and charges, unit trust or monthly investment contributions, insurance, Inland Revenue Department payments, casino chips, annual fees, finance charges, mobile-app transactions or funds transfers, merchant transactions through electronic fund transfer platforms, e-wallet reloads including P2P transfers, unposted, cancelled, refunded, invalid or unauthorized transactions, and other transaction types specified by the Bank. The Bank decides eligibility and may debit the Extra Cash Rebate if it finds a transaction ineligible. A transaction eligible in both categories counts once. The Bank converts eligible spending in both accounts to HKD at CNY1 to HKD1. The Extra Cash Rebate is capped at HKD100 per transaction and HKD500 per calendar month across both categories during the promotion. It is credited within 3 months after each calendar month and can offset future retail purchases only, not a statement balance. The account must be valid and in good standing when the rebate is awarded. Account closure, fraud or abuse can result in forfeiture. The separate Basic Cash Rebate rate, terms and cap formula are not in the retained sources. Exclusive to CITICdiamond customers. Terms and conditions apply. Extra Cash Rebate: 2026-07-01 – 2026-12-31 開啟優惠來源 ↗
藥房／保健品	4%	條件及計算 Audience: other The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. Limit: 100 HKD · Per Transaction Limit applies to: Extra Cash Rebate per eligible transaction Applies to all eligible spending, subject to the conditions. F o r p i n c a l d m e b s f t h . E g w u W C P y ( H K ) M 6 5 3 0 , 1 2 9 x U A Q R - B T O V D $ I L S N v z k Y Confirm offer eligibility: Audience: other. Assumes the full reward limit is still available. Extra Cash Rebate per eligible transaction Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Renminbi Spending Up to 4% Cash Rebate: 4% 適用資格: 適用對象: other 適用消費: Type: 全部優惠上限: 金額: 100 · 適用範圍: Extra Cash Rebate per eligible transaction · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣百分比備註: The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. For principal cardmembers of this card. Eligible mobile wallet spending includes WeChat Pay (HK Wallet) retail transactions under MCC 6530, 6012 or 6529, excluding bill payments, and UnionPay App transactions in Consumer Presented QR mode. Merchant Presented QR, transport and e-commerce or online transactions in UnionPay App are excluded. Eligible RMB spending means retail or online retail transactions posted in RMB. Excluded transactions include automatic payments, ATM or online payments, Octopus Automatic Add-Value payments, balance transfers, Cash-in Program repayments, Dollar$mart Personal Installment Loan, $mart Plus Installment Loan, Retail Purchase Installment Program, Statement Balance Interest Free Installment Plan, Non-Conventional Interest Free Flexi Installment Plan, Tax Interest Free Flexi Installment Program, fees and charges, unit trust or monthly investment contributions, insurance, Inland Revenue Department payments, casino chips, annual fees, finance charges, mobile-app transactions or funds transfers, merchant transactions through electronic fund transfer platforms, e-wallet reloads including P2P transfers, unposted, cancelled, refunded, invalid or unauthorized transactions, and other transaction types specified by the Bank. The Bank decides eligibility and may debit the Extra Cash Rebate if it finds a transaction ineligible. A transaction eligible in both categories counts once. The Bank converts eligible spending in both accounts to HKD at CNY1 to HKD1. The Extra Cash Rebate is capped at HKD100 per transaction and HKD500 per calendar month across both categories during the promotion. It is credited within 3 months after each calendar month and can offset future retail purchases only, not a statement balance. The account must be valid and in good standing when the rebate is awarded. Account closure, fraud or abuse can result in forfeiture. The separate Basic Cash Rebate rate, terms and cap formula are not in the retained sources. Exclusive to CITICdiamond customers. Terms and conditions apply. Extra Cash Rebate: 2026-07-01 – 2026-12-31 開啟優惠來源 ↗
健身中心	4%	條件及計算 Audience: other The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. Limit: 100 HKD · Per Transaction Limit applies to: Extra Cash Rebate per eligible transaction Applies to all eligible spending, subject to the conditions. F o r p i n c a l d m e b s f t h . E g w u W C P y ( H K ) M 6 5 3 0 , 1 2 9 x U A Q R - B T O V D $ I L S N v z k Y Confirm offer eligibility: Audience: other. Assumes the full reward limit is still available. Extra Cash Rebate per eligible transaction Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Renminbi Spending Up to 4% Cash Rebate: 4% 適用資格: 適用對象: other 適用消費: Type: 全部優惠上限: 金額: 100 · 適用範圍: Extra Cash Rebate per eligible transaction · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣百分比備註: The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. For principal cardmembers of this card. Eligible mobile wallet spending includes WeChat Pay (HK Wallet) retail transactions under MCC 6530, 6012 or 6529, excluding bill payments, and UnionPay App transactions in Consumer Presented QR mode. Merchant Presented QR, transport and e-commerce or online transactions in UnionPay App are excluded. Eligible RMB spending means retail or online retail transactions posted in RMB. Excluded transactions include automatic payments, ATM or online payments, Octopus Automatic Add-Value payments, balance transfers, Cash-in Program repayments, Dollar$mart Personal Installment Loan, $mart Plus Installment Loan, Retail Purchase Installment Program, Statement Balance Interest Free Installment Plan, Non-Conventional Interest Free Flexi Installment Plan, Tax Interest Free Flexi Installment Program, fees and charges, unit trust or monthly investment contributions, insurance, Inland Revenue Department payments, casino chips, annual fees, finance charges, mobile-app transactions or funds transfers, merchant transactions through electronic fund transfer platforms, e-wallet reloads including P2P transfers, unposted, cancelled, refunded, invalid or unauthorized transactions, and other transaction types specified by the Bank. The Bank decides eligibility and may debit the Extra Cash Rebate if it finds a transaction ineligible. A transaction eligible in both categories counts once. The Bank converts eligible spending in both accounts to HKD at CNY1 to HKD1. The Extra Cash Rebate is capped at HKD100 per transaction and HKD500 per calendar month across both categories during the promotion. It is credited within 3 months after each calendar month and can offset future retail purchases only, not a statement balance. The account must be valid and in good standing when the rebate is awarded. Account closure, fraud or abuse can result in forfeiture. The separate Basic Cash Rebate rate, terms and cap formula are not in the retained sources. Exclusive to CITICdiamond customers. Terms and conditions apply. Extra Cash Rebate: 2026-07-01 – 2026-12-31 開啟優惠來源 ↗
美容／個人護理	4%	條件及計算 Audience: other The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. Limit: 100 HKD · Per Transaction Limit applies to: Extra Cash Rebate per eligible transaction Applies to all eligible spending, subject to the conditions. F o r p i n c a l d m e b s f t h . E g w u W C P y ( H K ) M 6 5 3 0 , 1 2 9 x U A Q R - B T O V D $ I L S N v z k Y Confirm offer eligibility: Audience: other. Assumes the full reward limit is still available. Extra Cash Rebate per eligible transaction Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Renminbi Spending Up to 4% Cash Rebate: 4% 適用資格: 適用對象: other 適用消費: Type: 全部優惠上限: 金額: 100 · 適用範圍: Extra Cash Rebate per eligible transaction · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣百分比備註: The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. For principal cardmembers of this card. Eligible mobile wallet spending includes WeChat Pay (HK Wallet) retail transactions under MCC 6530, 6012 or 6529, excluding bill payments, and UnionPay App transactions in Consumer Presented QR mode. Merchant Presented QR, transport and e-commerce or online transactions in UnionPay App are excluded. Eligible RMB spending means retail or online retail transactions posted in RMB. Excluded transactions include automatic payments, ATM or online payments, Octopus Automatic Add-Value payments, balance transfers, Cash-in Program repayments, Dollar$mart Personal Installment Loan, $mart Plus Installment Loan, Retail Purchase Installment Program, Statement Balance Interest Free Installment Plan, Non-Conventional Interest Free Flexi Installment Plan, Tax Interest Free Flexi Installment Program, fees and charges, unit trust or monthly investment contributions, insurance, Inland Revenue Department payments, casino chips, annual fees, finance charges, mobile-app transactions or funds transfers, merchant transactions through electronic fund transfer platforms, e-wallet reloads including P2P transfers, unposted, cancelled, refunded, invalid or unauthorized transactions, and other transaction types specified by the Bank. The Bank decides eligibility and may debit the Extra Cash Rebate if it finds a transaction ineligible. A transaction eligible in both categories counts once. The Bank converts eligible spending in both accounts to HKD at CNY1 to HKD1. The Extra Cash Rebate is capped at HKD100 per transaction and HKD500 per calendar month across both categories during the promotion. It is credited within 3 months after each calendar month and can offset future retail purchases only, not a statement balance. The account must be valid and in good standing when the rebate is awarded. Account closure, fraud or abuse can result in forfeiture. The separate Basic Cash Rebate rate, terms and cap formula are not in the retained sources. Exclusive to CITICdiamond customers. Terms and conditions apply. Extra Cash Rebate: 2026-07-01 – 2026-12-31 開啟優惠來源 ↗
教育	4%	條件及計算 Audience: other The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. Limit: 100 HKD · Per Transaction Limit applies to: Extra Cash Rebate per eligible transaction Applies to all eligible spending, subject to the conditions. F o r p i n c a l d m e b s f t h . E g w u W C P y ( H K ) M 6 5 3 0 , 1 2 9 x U A Q R - B T O V D $ I L S N v z k Y Confirm offer eligibility: Audience: other. Assumes the full reward limit is still available. Extra Cash Rebate per eligible transaction Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Renminbi Spending Up to 4% Cash Rebate: 4% 適用資格: 適用對象: other 適用消費: Type: 全部優惠上限: 金額: 100 · 適用範圍: Extra Cash Rebate per eligible transaction · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣百分比備註: The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. For principal cardmembers of this card. Eligible mobile wallet spending includes WeChat Pay (HK Wallet) retail transactions under MCC 6530, 6012 or 6529, excluding bill payments, and UnionPay App transactions in Consumer Presented QR mode. Merchant Presented QR, transport and e-commerce or online transactions in UnionPay App are excluded. Eligible RMB spending means retail or online retail transactions posted in RMB. Excluded transactions include automatic payments, ATM or online payments, Octopus Automatic Add-Value payments, balance transfers, Cash-in Program repayments, Dollar$mart Personal Installment Loan, $mart Plus Installment Loan, Retail Purchase Installment Program, Statement Balance Interest Free Installment Plan, Non-Conventional Interest Free Flexi Installment Plan, Tax Interest Free Flexi Installment Program, fees and charges, unit trust or monthly investment contributions, insurance, Inland Revenue Department payments, casino chips, annual fees, finance charges, mobile-app transactions or funds transfers, merchant transactions through electronic fund transfer platforms, e-wallet reloads including P2P transfers, unposted, cancelled, refunded, invalid or unauthorized transactions, and other transaction types specified by the Bank. The Bank decides eligibility and may debit the Extra Cash Rebate if it finds a transaction ineligible. A transaction eligible in both categories counts once. The Bank converts eligible spending in both accounts to HKD at CNY1 to HKD1. The Extra Cash Rebate is capped at HKD100 per transaction and HKD500 per calendar month across both categories during the promotion. It is credited within 3 months after each calendar month and can offset future retail purchases only, not a statement balance. The account must be valid and in good standing when the rebate is awarded. Account closure, fraud or abuse can result in forfeiture. The separate Basic Cash Rebate rate, terms and cap formula are not in the retained sources. Exclusive to CITICdiamond customers. Terms and conditions apply. Extra Cash Rebate: 2026-07-01 – 2026-12-31 開啟優惠來源 ↗
學費／課程	4%	條件及計算 Audience: other The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. Limit: 100 HKD · Per Transaction Limit applies to: Extra Cash Rebate per eligible transaction Applies to all eligible spending, subject to the conditions. F o r p i n c a l d m e b s f t h . E g w u W C P y ( H K ) M 6 5 3 0 , 1 2 9 x U A Q R - B T O V D $ I L S N v z k Y Confirm offer eligibility: Audience: other. Assumes the full reward limit is still available. Extra Cash Rebate per eligible transaction Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Renminbi Spending Up to 4% Cash Rebate: 4% 適用資格: 適用對象: other 適用消費: Type: 全部優惠上限: 金額: 100 · 適用範圍: Extra Cash Rebate per eligible transaction · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣百分比備註: The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. For principal cardmembers of this card. Eligible mobile wallet spending includes WeChat Pay (HK Wallet) retail transactions under MCC 6530, 6012 or 6529, excluding bill payments, and UnionPay App transactions in Consumer Presented QR mode. Merchant Presented QR, transport and e-commerce or online transactions in UnionPay App are excluded. Eligible RMB spending means retail or online retail transactions posted in RMB. Excluded transactions include automatic payments, ATM or online payments, Octopus Automatic Add-Value payments, balance transfers, Cash-in Program repayments, Dollar$mart Personal Installment Loan, $mart Plus Installment Loan, Retail Purchase Installment Program, Statement Balance Interest Free Installment Plan, Non-Conventional Interest Free Flexi Installment Plan, Tax Interest Free Flexi Installment Program, fees and charges, unit trust or monthly investment contributions, insurance, Inland Revenue Department payments, casino chips, annual fees, finance charges, mobile-app transactions or funds transfers, merchant transactions through electronic fund transfer platforms, e-wallet reloads including P2P transfers, unposted, cancelled, refunded, invalid or unauthorized transactions, and other transaction types specified by the Bank. The Bank decides eligibility and may debit the Extra Cash Rebate if it finds a transaction ineligible. A transaction eligible in both categories counts once. The Bank converts eligible spending in both accounts to HKD at CNY1 to HKD1. The Extra Cash Rebate is capped at HKD100 per transaction and HKD500 per calendar month across both categories during the promotion. It is credited within 3 months after each calendar month and can offset future retail purchases only, not a statement balance. The account must be valid and in good standing when the rebate is awarded. Account closure, fraud or abuse can result in forfeiture. The separate Basic Cash Rebate rate, terms and cap formula are not in the retained sources. Exclusive to CITICdiamond customers. Terms and conditions apply. Extra Cash Rebate: 2026-07-01 – 2026-12-31 開啟優惠來源 ↗
海外簽賬	4%	條件及計算 Audience: other The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. Limit: 100 HKD · Per Transaction Limit applies to: Extra Cash Rebate per eligible transaction Applies to all eligible spending, subject to the conditions. F o r p i n c a l d m e b s f t h . E g w u W C P y ( H K ) M 6 5 3 0 , 1 2 9 x U A Q R - B T O V D $ I L S N v z k Y Confirm offer eligibility: Audience: other. Assumes the full reward limit is still available. Extra Cash Rebate per eligible transaction Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Renminbi Spending Up to 4% Cash Rebate: 4% 適用資格: 適用對象: other 適用消費: Type: 全部優惠上限: 金額: 100 · 適用範圍: Extra Cash Rebate per eligible transaction · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣百分比備註: The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. For principal cardmembers of this card. Eligible mobile wallet spending includes WeChat Pay (HK Wallet) retail transactions under MCC 6530, 6012 or 6529, excluding bill payments, and UnionPay App transactions in Consumer Presented QR mode. Merchant Presented QR, transport and e-commerce or online transactions in UnionPay App are excluded. Eligible RMB spending means retail or online retail transactions posted in RMB. Excluded transactions include automatic payments, ATM or online payments, Octopus Automatic Add-Value payments, balance transfers, Cash-in Program repayments, Dollar$mart Personal Installment Loan, $mart Plus Installment Loan, Retail Purchase Installment Program, Statement Balance Interest Free Installment Plan, Non-Conventional Interest Free Flexi Installment Plan, Tax Interest Free Flexi Installment Program, fees and charges, unit trust or monthly investment contributions, insurance, Inland Revenue Department payments, casino chips, annual fees, finance charges, mobile-app transactions or funds transfers, merchant transactions through electronic fund transfer platforms, e-wallet reloads including P2P transfers, unposted, cancelled, refunded, invalid or unauthorized transactions, and other transaction types specified by the Bank. The Bank decides eligibility and may debit the Extra Cash Rebate if it finds a transaction ineligible. A transaction eligible in both categories counts once. The Bank converts eligible spending in both accounts to HKD at CNY1 to HKD1. The Extra Cash Rebate is capped at HKD100 per transaction and HKD500 per calendar month across both categories during the promotion. It is credited within 3 months after each calendar month and can offset future retail purchases only, not a statement balance. The account must be valid and in good standing when the rebate is awarded. Account closure, fraud or abuse can result in forfeiture. The separate Basic Cash Rebate rate, terms and cap formula are not in the retained sources. Exclusive to CITICdiamond customers. Terms and conditions apply. Extra Cash Rebate: 2026-07-01 – 2026-12-31 開啟優惠來源 ↗
中國內地簽賬	4%	條件及計算 Audience: other The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. Limit: 100 HKD · Per Transaction Limit applies to: Extra Cash Rebate per eligible transaction Applies to all eligible spending, subject to the conditions. F o r p i n c a l d m e b s f t h . E g w u W C P y ( H K ) M 6 5 3 0 , 1 2 9 x U A Q R - B T O V D $ I L S N v z k Y Confirm offer eligibility: Audience: other. Assumes the full reward limit is still available. Extra Cash Rebate per eligible transaction Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Renminbi Spending Up to 4% Cash Rebate: 4% 適用資格: 適用對象: other 適用消費: Type: 全部優惠上限: 金額: 100 · 適用範圍: Extra Cash Rebate per eligible transaction · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣百分比備註: The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. For principal cardmembers of this card. Eligible mobile wallet spending includes WeChat Pay (HK Wallet) retail transactions under MCC 6530, 6012 or 6529, excluding bill payments, and UnionPay App transactions in Consumer Presented QR mode. Merchant Presented QR, transport and e-commerce or online transactions in UnionPay App are excluded. Eligible RMB spending means retail or online retail transactions posted in RMB. Excluded transactions include automatic payments, ATM or online payments, Octopus Automatic Add-Value payments, balance transfers, Cash-in Program repayments, Dollar$mart Personal Installment Loan, $mart Plus Installment Loan, Retail Purchase Installment Program, Statement Balance Interest Free Installment Plan, Non-Conventional Interest Free Flexi Installment Plan, Tax Interest Free Flexi Installment Program, fees and charges, unit trust or monthly investment contributions, insurance, Inland Revenue Department payments, casino chips, annual fees, finance charges, mobile-app transactions or funds transfers, merchant transactions through electronic fund transfer platforms, e-wallet reloads including P2P transfers, unposted, cancelled, refunded, invalid or unauthorized transactions, and other transaction types specified by the Bank. The Bank decides eligibility and may debit the Extra Cash Rebate if it finds a transaction ineligible. A transaction eligible in both categories counts once. The Bank converts eligible spending in both accounts to HKD at CNY1 to HKD1. The Extra Cash Rebate is capped at HKD100 per transaction and HKD500 per calendar month across both categories during the promotion. It is credited within 3 months after each calendar month and can offset future retail purchases only, not a statement balance. The account must be valid and in good standing when the rebate is awarded. Account closure, fraud or abuse can result in forfeiture. The separate Basic Cash Rebate rate, terms and cap formula are not in the retained sources. Exclusive to CITICdiamond customers. Terms and conditions apply. Extra Cash Rebate: 2026-07-01 – 2026-12-31 開啟優惠來源 ↗
澳門簽賬	4%	條件及計算 Audience: other The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. Limit: 100 HKD · Per Transaction Limit applies to: Extra Cash Rebate per eligible transaction Applies to all eligible spending, subject to the conditions. F o r p i n c a l d m e b s f t h . E g w u W C P y ( H K ) M 6 5 3 0 , 1 2 9 x U A Q R - B T O V D $ I L S N v z k Y Confirm offer eligibility: Audience: other. Assumes the full reward limit is still available. Extra Cash Rebate per eligible transaction Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Renminbi Spending Up to 4% Cash Rebate: 4% 適用資格: 適用對象: other 適用消費: Type: 全部優惠上限: 金額: 100 · 適用範圍: Extra Cash Rebate per eligible transaction · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣百分比備註: The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. For principal cardmembers of this card. Eligible mobile wallet spending includes WeChat Pay (HK Wallet) retail transactions under MCC 6530, 6012 or 6529, excluding bill payments, and UnionPay App transactions in Consumer Presented QR mode. Merchant Presented QR, transport and e-commerce or online transactions in UnionPay App are excluded. Eligible RMB spending means retail or online retail transactions posted in RMB. Excluded transactions include automatic payments, ATM or online payments, Octopus Automatic Add-Value payments, balance transfers, Cash-in Program repayments, Dollar$mart Personal Installment Loan, $mart Plus Installment Loan, Retail Purchase Installment Program, Statement Balance Interest Free Installment Plan, Non-Conventional Interest Free Flexi Installment Plan, Tax Interest Free Flexi Installment Program, fees and charges, unit trust or monthly investment contributions, insurance, Inland Revenue Department payments, casino chips, annual fees, finance charges, mobile-app transactions or funds transfers, merchant transactions through electronic fund transfer platforms, e-wallet reloads including P2P transfers, unposted, cancelled, refunded, invalid or unauthorized transactions, and other transaction types specified by the Bank. The Bank decides eligibility and may debit the Extra Cash Rebate if it finds a transaction ineligible. A transaction eligible in both categories counts once. The Bank converts eligible spending in both accounts to HKD at CNY1 to HKD1. The Extra Cash Rebate is capped at HKD100 per transaction and HKD500 per calendar month across both categories during the promotion. It is credited within 3 months after each calendar month and can offset future retail purchases only, not a statement balance. The account must be valid and in good standing when the rebate is awarded. Account closure, fraud or abuse can result in forfeiture. The separate Basic Cash Rebate rate, terms and cap formula are not in the retained sources. Exclusive to CITICdiamond customers. Terms and conditions apply. Extra Cash Rebate: 2026-07-01 – 2026-12-31 開啟優惠來源 ↗
電子錢包簽賬	4%	條件及計算 Audience: other The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. Limit: 100 HKD · Per Transaction Limit applies to: Extra Cash Rebate per eligible transaction Eligibility: Payment Methods: wechat-pay-hk-wallet; unionpay-app-consumer-presented-qr Eligible categories: 電子錢包簽賬 F o r p i n c a l d m e b s f t h . E g w u W C P y ( H K ) M 6 5 3 0 , 1 2 9 x U A Q R - B T O V D $ I L S N v z k Y Confirm offer eligibility: Audience: other. Assumes the full reward limit is still available. Extra Cash Rebate per eligible transaction Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Mobile Wallet Up to 4% Cash Rebate: 4% 適用資格: 適用對象: other 適用消費: 適用範圍: 電子錢包簽賬 · Type: 類別要求: 付款方式: wechat pay hk wallet / unionpay app consumer presented qr 優惠上限: 金額: 100 · 適用範圍: Extra Cash Rebate per eligible transaction · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣百分比備註: The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. For principal cardmembers of this card. Eligible mobile wallet spending includes WeChat Pay (HK Wallet) retail transactions under MCC 6530, 6012 or 6529, excluding bill payments, and UnionPay App transactions in Consumer Presented QR mode. Merchant Presented QR, transport and e-commerce or online transactions in UnionPay App are excluded. Eligible RMB spending means retail or online retail transactions posted in RMB. Excluded transactions include automatic payments, ATM or online payments, Octopus Automatic Add-Value payments, balance transfers, Cash-in Program repayments, Dollar$mart Personal Installment Loan, $mart Plus Installment Loan, Retail Purchase Installment Program, Statement Balance Interest Free Installment Plan, Non-Conventional Interest Free Flexi Installment Plan, Tax Interest Free Flexi Installment Program, fees and charges, unit trust or monthly investment contributions, insurance, Inland Revenue Department payments, casino chips, annual fees, finance charges, mobile-app transactions or funds transfers, merchant transactions through electronic fund transfer platforms, e-wallet reloads including P2P transfers, unposted, cancelled, refunded, invalid or unauthorized transactions, and other transaction types specified by the Bank. The Bank decides eligibility and may debit the Extra Cash Rebate if it finds a transaction ineligible. A transaction eligible in both categories counts once. The Bank converts eligible spending in both accounts to HKD at CNY1 to HKD1. The Extra Cash Rebate is capped at HKD100 per transaction and HKD500 per calendar month across both categories during the promotion. It is credited within 3 months after each calendar month and can offset future retail purchases only, not a statement balance. The account must be valid and in good standing when the rebate is awarded. Account closure, fraud or abuse can result in forfeiture. The separate Basic Cash Rebate rate, terms and cap formula are not in the retained sources. Exclusive to CITICdiamond customers. Terms and conditions apply. Extra Cash Rebate: 2026-07-01 – 2026-12-31 開啟優惠來源 ↗
電子錢包增值
微信支付
支付寶香港
八達通
PayMe
手機支付	4%	條件及計算 Audience: other The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. Limit: 100 HKD · Per Transaction Limit applies to: Extra Cash Rebate per eligible transaction Applies to all eligible spending, subject to the conditions. F o r p i n c a l d m e b s f t h . E g w u W C P y ( H K ) M 6 5 3 0 , 1 2 9 x U A Q R - B T O V D $ I L S N v z k Y Confirm offer eligibility: Audience: other. Assumes the full reward limit is still available. Extra Cash Rebate per eligible transaction Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Renminbi Spending Up to 4% Cash Rebate: 4% 適用資格: 適用對象: other 適用消費: Type: 全部優惠上限: 金額: 100 · 適用範圍: Extra Cash Rebate per eligible transaction · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣百分比備註: The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. For principal cardmembers of this card. Eligible mobile wallet spending includes WeChat Pay (HK Wallet) retail transactions under MCC 6530, 6012 or 6529, excluding bill payments, and UnionPay App transactions in Consumer Presented QR mode. Merchant Presented QR, transport and e-commerce or online transactions in UnionPay App are excluded. Eligible RMB spending means retail or online retail transactions posted in RMB. Excluded transactions include automatic payments, ATM or online payments, Octopus Automatic Add-Value payments, balance transfers, Cash-in Program repayments, Dollar$mart Personal Installment Loan, $mart Plus Installment Loan, Retail Purchase Installment Program, Statement Balance Interest Free Installment Plan, Non-Conventional Interest Free Flexi Installment Plan, Tax Interest Free Flexi Installment Program, fees and charges, unit trust or monthly investment contributions, insurance, Inland Revenue Department payments, casino chips, annual fees, finance charges, mobile-app transactions or funds transfers, merchant transactions through electronic fund transfer platforms, e-wallet reloads including P2P transfers, unposted, cancelled, refunded, invalid or unauthorized transactions, and other transaction types specified by the Bank. The Bank decides eligibility and may debit the Extra Cash Rebate if it finds a transaction ineligible. A transaction eligible in both categories counts once. The Bank converts eligible spending in both accounts to HKD at CNY1 to HKD1. The Extra Cash Rebate is capped at HKD100 per transaction and HKD500 per calendar month across both categories during the promotion. It is credited within 3 months after each calendar month and can offset future retail purchases only, not a statement balance. The account must be valid and in good standing when the rebate is awarded. Account closure, fraud or abuse can result in forfeiture. The separate Basic Cash Rebate rate, terms and cap formula are not in the retained sources. Exclusive to CITICdiamond customers. Terms and conditions apply. Extra Cash Rebate: 2026-07-01 – 2026-12-31 開啟優惠來源 ↗
Google Pay	4%	條件及計算 Audience: other The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. Limit: 100 HKD · Per Transaction Limit applies to: Extra Cash Rebate per eligible transaction Applies to all eligible spending, subject to the conditions. F o r p i n c a l d m e b s f t h . E g w u W C P y ( H K ) M 6 5 3 0 , 1 2 9 x U A Q R - B T O V D $ I L S N v z k Y Confirm offer eligibility: Audience: other. Assumes the full reward limit is still available. Extra Cash Rebate per eligible transaction Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Renminbi Spending Up to 4% Cash Rebate: 4% 適用資格: 適用對象: other 適用消費: Type: 全部優惠上限: 金額: 100 · 適用範圍: Extra Cash Rebate per eligible transaction · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣百分比備註: The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. For principal cardmembers of this card. Eligible mobile wallet spending includes WeChat Pay (HK Wallet) retail transactions under MCC 6530, 6012 or 6529, excluding bill payments, and UnionPay App transactions in Consumer Presented QR mode. Merchant Presented QR, transport and e-commerce or online transactions in UnionPay App are excluded. Eligible RMB spending means retail or online retail transactions posted in RMB. Excluded transactions include automatic payments, ATM or online payments, Octopus Automatic Add-Value payments, balance transfers, Cash-in Program repayments, Dollar$mart Personal Installment Loan, $mart Plus Installment Loan, Retail Purchase Installment Program, Statement Balance Interest Free Installment Plan, Non-Conventional Interest Free Flexi Installment Plan, Tax Interest Free Flexi Installment Program, fees and charges, unit trust or monthly investment contributions, insurance, Inland Revenue Department payments, casino chips, annual fees, finance charges, mobile-app transactions or funds transfers, merchant transactions through electronic fund transfer platforms, e-wallet reloads including P2P transfers, unposted, cancelled, refunded, invalid or unauthorized transactions, and other transaction types specified by the Bank. The Bank decides eligibility and may debit the Extra Cash Rebate if it finds a transaction ineligible. A transaction eligible in both categories counts once. The Bank converts eligible spending in both accounts to HKD at CNY1 to HKD1. The Extra Cash Rebate is capped at HKD100 per transaction and HKD500 per calendar month across both categories during the promotion. It is credited within 3 months after each calendar month and can offset future retail purchases only, not a statement balance. The account must be valid and in good standing when the rebate is awarded. Account closure, fraud or abuse can result in forfeiture. The separate Basic Cash Rebate rate, terms and cap formula are not in the retained sources. Exclusive to CITICdiamond customers. Terms and conditions apply. Extra Cash Rebate: 2026-07-01 – 2026-12-31 開啟優惠來源 ↗
Apple Pay	4%	條件及計算 Audience: other The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. Limit: 100 HKD · Per Transaction Limit applies to: Extra Cash Rebate per eligible transaction Applies to all eligible spending, subject to the conditions. F o r p i n c a l d m e b s f t h . E g w u W C P y ( H K ) M 6 5 3 0 , 1 2 9 x U A Q R - B T O V D $ I L S N v z k Y Confirm offer eligibility: Audience: other. Assumes the full reward limit is still available. Extra Cash Rebate per eligible transaction Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Renminbi Spending Up to 4% Cash Rebate: 4% 適用資格: 適用對象: other 適用消費: Type: 全部優惠上限: 金額: 100 · 適用範圍: Extra Cash Rebate per eligible transaction · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣百分比備註: The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. For principal cardmembers of this card. Eligible mobile wallet spending includes WeChat Pay (HK Wallet) retail transactions under MCC 6530, 6012 or 6529, excluding bill payments, and UnionPay App transactions in Consumer Presented QR mode. Merchant Presented QR, transport and e-commerce or online transactions in UnionPay App are excluded. Eligible RMB spending means retail or online retail transactions posted in RMB. Excluded transactions include automatic payments, ATM or online payments, Octopus Automatic Add-Value payments, balance transfers, Cash-in Program repayments, Dollar$mart Personal Installment Loan, $mart Plus Installment Loan, Retail Purchase Installment Program, Statement Balance Interest Free Installment Plan, Non-Conventional Interest Free Flexi Installment Plan, Tax Interest Free Flexi Installment Program, fees and charges, unit trust or monthly investment contributions, insurance, Inland Revenue Department payments, casino chips, annual fees, finance charges, mobile-app transactions or funds transfers, merchant transactions through electronic fund transfer platforms, e-wallet reloads including P2P transfers, unposted, cancelled, refunded, invalid or unauthorized transactions, and other transaction types specified by the Bank. The Bank decides eligibility and may debit the Extra Cash Rebate if it finds a transaction ineligible. A transaction eligible in both categories counts once. The Bank converts eligible spending in both accounts to HKD at CNY1 to HKD1. The Extra Cash Rebate is capped at HKD100 per transaction and HKD500 per calendar month across both categories during the promotion. It is credited within 3 months after each calendar month and can offset future retail purchases only, not a statement balance. The account must be valid and in good standing when the rebate is awarded. Account closure, fraud or abuse can result in forfeiture. The separate Basic Cash Rebate rate, terms and cap formula are not in the retained sources. Exclusive to CITICdiamond customers. Terms and conditions apply. Extra Cash Rebate: 2026-07-01 – 2026-12-31 開啟優惠來源 ↗
Samsung Pay	4%	條件及計算 Audience: other The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. Limit: 100 HKD · Per Transaction Limit applies to: Extra Cash Rebate per eligible transaction Applies to all eligible spending, subject to the conditions. F o r p i n c a l d m e b s f t h . E g w u W C P y ( H K ) M 6 5 3 0 , 1 2 9 x U A Q R - B T O V D $ I L S N v z k Y Confirm offer eligibility: Audience: other. Assumes the full reward limit is still available. Extra Cash Rebate per eligible transaction Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Renminbi Spending Up to 4% Cash Rebate: 4% 適用資格: 適用對象: other 適用消費: Type: 全部優惠上限: 金額: 100 · 適用範圍: Extra Cash Rebate per eligible transaction · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣百分比備註: The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. For principal cardmembers of this card. Eligible mobile wallet spending includes WeChat Pay (HK Wallet) retail transactions under MCC 6530, 6012 or 6529, excluding bill payments, and UnionPay App transactions in Consumer Presented QR mode. Merchant Presented QR, transport and e-commerce or online transactions in UnionPay App are excluded. Eligible RMB spending means retail or online retail transactions posted in RMB. Excluded transactions include automatic payments, ATM or online payments, Octopus Automatic Add-Value payments, balance transfers, Cash-in Program repayments, Dollar$mart Personal Installment Loan, $mart Plus Installment Loan, Retail Purchase Installment Program, Statement Balance Interest Free Installment Plan, Non-Conventional Interest Free Flexi Installment Plan, Tax Interest Free Flexi Installment Program, fees and charges, unit trust or monthly investment contributions, insurance, Inland Revenue Department payments, casino chips, annual fees, finance charges, mobile-app transactions or funds transfers, merchant transactions through electronic fund transfer platforms, e-wallet reloads including P2P transfers, unposted, cancelled, refunded, invalid or unauthorized transactions, and other transaction types specified by the Bank. The Bank decides eligibility and may debit the Extra Cash Rebate if it finds a transaction ineligible. A transaction eligible in both categories counts once. The Bank converts eligible spending in both accounts to HKD at CNY1 to HKD1. The Extra Cash Rebate is capped at HKD100 per transaction and HKD500 per calendar month across both categories during the promotion. It is credited within 3 months after each calendar month and can offset future retail purchases only, not a statement balance. The account must be valid and in good standing when the rebate is awarded. Account closure, fraud or abuse can result in forfeiture. The separate Basic Cash Rebate rate, terms and cap formula are not in the retained sources. Exclusive to CITICdiamond customers. Terms and conditions apply. Extra Cash Rebate: 2026-07-01 – 2026-12-31 開啟優惠來源 ↗
保險
租金	4%	條件及計算 Audience: other The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. Limit: 100 HKD · Per Transaction Limit applies to: Extra Cash Rebate per eligible transaction Applies to all eligible spending, subject to the conditions. F o r p i n c a l d m e b s f t h . E g w u W C P y ( H K ) M 6 5 3 0 , 1 2 9 x U A Q R - B T O V D $ I L S N v z k Y Confirm offer eligibility: Audience: other. Assumes the full reward limit is still available. Extra Cash Rebate per eligible transaction Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Renminbi Spending Up to 4% Cash Rebate: 4% 適用資格: 適用對象: other 適用消費: Type: 全部優惠上限: 金額: 100 · 適用範圍: Extra Cash Rebate per eligible transaction · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣百分比備註: The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. For principal cardmembers of this card. Eligible mobile wallet spending includes WeChat Pay (HK Wallet) retail transactions under MCC 6530, 6012 or 6529, excluding bill payments, and UnionPay App transactions in Consumer Presented QR mode. Merchant Presented QR, transport and e-commerce or online transactions in UnionPay App are excluded. Eligible RMB spending means retail or online retail transactions posted in RMB. Excluded transactions include automatic payments, ATM or online payments, Octopus Automatic Add-Value payments, balance transfers, Cash-in Program repayments, Dollar$mart Personal Installment Loan, $mart Plus Installment Loan, Retail Purchase Installment Program, Statement Balance Interest Free Installment Plan, Non-Conventional Interest Free Flexi Installment Plan, Tax Interest Free Flexi Installment Program, fees and charges, unit trust or monthly investment contributions, insurance, Inland Revenue Department payments, casino chips, annual fees, finance charges, mobile-app transactions or funds transfers, merchant transactions through electronic fund transfer platforms, e-wallet reloads including P2P transfers, unposted, cancelled, refunded, invalid or unauthorized transactions, and other transaction types specified by the Bank. The Bank decides eligibility and may debit the Extra Cash Rebate if it finds a transaction ineligible. A transaction eligible in both categories counts once. The Bank converts eligible spending in both accounts to HKD at CNY1 to HKD1. The Extra Cash Rebate is capped at HKD100 per transaction and HKD500 per calendar month across both categories during the promotion. It is credited within 3 months after each calendar month and can offset future retail purchases only, not a statement balance. The account must be valid and in good standing when the rebate is awarded. Account closure, fraud or abuse can result in forfeiture. The separate Basic Cash Rebate rate, terms and cap formula are not in the retained sources. Exclusive to CITICdiamond customers. Terms and conditions apply. Extra Cash Rebate: 2026-07-01 – 2026-12-31 開啟優惠來源 ↗
慈善捐款	4%	條件及計算 Audience: other The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. Limit: 100 HKD · Per Transaction Limit applies to: Extra Cash Rebate per eligible transaction Applies to all eligible spending, subject to the conditions. F o r p i n c a l d m e b s f t h . E g w u W C P y ( H K ) M 6 5 3 0 , 1 2 9 x U A Q R - B T O V D $ I L S N v z k Y Confirm offer eligibility: Audience: other. Assumes the full reward limit is still available. Extra Cash Rebate per eligible transaction Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Renminbi Spending Up to 4% Cash Rebate: 4% 適用資格: 適用對象: other 適用消費: Type: 全部優惠上限: 金額: 100 · 適用範圍: Extra Cash Rebate per eligible transaction · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣百分比備註: The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. For principal cardmembers of this card. Eligible mobile wallet spending includes WeChat Pay (HK Wallet) retail transactions under MCC 6530, 6012 or 6529, excluding bill payments, and UnionPay App transactions in Consumer Presented QR mode. Merchant Presented QR, transport and e-commerce or online transactions in UnionPay App are excluded. Eligible RMB spending means retail or online retail transactions posted in RMB. Excluded transactions include automatic payments, ATM or online payments, Octopus Automatic Add-Value payments, balance transfers, Cash-in Program repayments, Dollar$mart Personal Installment Loan, $mart Plus Installment Loan, Retail Purchase Installment Program, Statement Balance Interest Free Installment Plan, Non-Conventional Interest Free Flexi Installment Plan, Tax Interest Free Flexi Installment Program, fees and charges, unit trust or monthly investment contributions, insurance, Inland Revenue Department payments, casino chips, annual fees, finance charges, mobile-app transactions or funds transfers, merchant transactions through electronic fund transfer platforms, e-wallet reloads including P2P transfers, unposted, cancelled, refunded, invalid or unauthorized transactions, and other transaction types specified by the Bank. The Bank decides eligibility and may debit the Extra Cash Rebate if it finds a transaction ineligible. A transaction eligible in both categories counts once. The Bank converts eligible spending in both accounts to HKD at CNY1 to HKD1. The Extra Cash Rebate is capped at HKD100 per transaction and HKD500 per calendar month across both categories during the promotion. It is credited within 3 months after each calendar month and can offset future retail purchases only, not a statement balance. The account must be valid and in good standing when the rebate is awarded. Account closure, fraud or abuse can result in forfeiture. The separate Basic Cash Rebate rate, terms and cap formula are not in the retained sources. Exclusive to CITICdiamond customers. Terms and conditions apply. Extra Cash Rebate: 2026-07-01 – 2026-12-31 開啟優惠來源 ↗
借貸/分期付款	4%	條件及計算 Audience: other The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. Limit: 100 HKD · Per Transaction Limit applies to: Extra Cash Rebate per eligible transaction Applies to all eligible spending, subject to the conditions. F o r p i n c a l d m e b s f t h . E g w u W C P y ( H K ) M 6 5 3 0 , 1 2 9 x U A Q R - B T O V D $ I L S N v z k Y Confirm offer eligibility: Audience: other. Assumes the full reward limit is still available. Extra Cash Rebate per eligible transaction Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Renminbi Spending Up to 4% Cash Rebate: 4% 適用資格: 適用對象: other 適用消費: Type: 全部優惠上限: 金額: 100 · 適用範圍: Extra Cash Rebate per eligible transaction · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣百分比備註: The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. For principal cardmembers of this card. Eligible mobile wallet spending includes WeChat Pay (HK Wallet) retail transactions under MCC 6530, 6012 or 6529, excluding bill payments, and UnionPay App transactions in Consumer Presented QR mode. Merchant Presented QR, transport and e-commerce or online transactions in UnionPay App are excluded. Eligible RMB spending means retail or online retail transactions posted in RMB. Excluded transactions include automatic payments, ATM or online payments, Octopus Automatic Add-Value payments, balance transfers, Cash-in Program repayments, Dollar$mart Personal Installment Loan, $mart Plus Installment Loan, Retail Purchase Installment Program, Statement Balance Interest Free Installment Plan, Non-Conventional Interest Free Flexi Installment Plan, Tax Interest Free Flexi Installment Program, fees and charges, unit trust or monthly investment contributions, insurance, Inland Revenue Department payments, casino chips, annual fees, finance charges, mobile-app transactions or funds transfers, merchant transactions through electronic fund transfer platforms, e-wallet reloads including P2P transfers, unposted, cancelled, refunded, invalid or unauthorized transactions, and other transaction types specified by the Bank. The Bank decides eligibility and may debit the Extra Cash Rebate if it finds a transaction ineligible. A transaction eligible in both categories counts once. The Bank converts eligible spending in both accounts to HKD at CNY1 to HKD1. The Extra Cash Rebate is capped at HKD100 per transaction and HKD500 per calendar month across both categories during the promotion. It is credited within 3 months after each calendar month and can offset future retail purchases only, not a statement balance. The account must be valid and in good standing when the rebate is awarded. Account closure, fraud or abuse can result in forfeiture. The separate Basic Cash Rebate rate, terms and cap formula are not in the retained sources. Exclusive to CITICdiamond customers. Terms and conditions apply. Extra Cash Rebate: 2026-07-01 – 2026-12-31 開啟優惠來源 ↗
其他	4%	條件及計算 Audience: other The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. Limit: 100 HKD · Per Transaction Limit applies to: Extra Cash Rebate per eligible transaction Applies to all eligible spending, subject to the conditions. F o r p i n c a l d m e b s f t h . E g w u W C P y ( H K ) M 6 5 3 0 , 1 2 9 x U A Q R - B T O V D $ I L S N v z k Y Confirm offer eligibility: Audience: other. Assumes the full reward limit is still available. Extra Cash Rebate per eligible transaction Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Renminbi Spending Up to 4% Cash Rebate: 4% 適用資格: 適用對象: other 適用消費: Type: 全部優惠上限: 金額: 100 · 適用範圍: Extra Cash Rebate per eligible transaction · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣百分比備註: The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources. For principal cardmembers of this card. Eligible mobile wallet spending includes WeChat Pay (HK Wallet) retail transactions under MCC 6530, 6012 or 6529, excluding bill payments, and UnionPay App transactions in Consumer Presented QR mode. Merchant Presented QR, transport and e-commerce or online transactions in UnionPay App are excluded. Eligible RMB spending means retail or online retail transactions posted in RMB. Excluded transactions include automatic payments, ATM or online payments, Octopus Automatic Add-Value payments, balance transfers, Cash-in Program repayments, Dollar$mart Personal Installment Loan, $mart Plus Installment Loan, Retail Purchase Installment Program, Statement Balance Interest Free Installment Plan, Non-Conventional Interest Free Flexi Installment Plan, Tax Interest Free Flexi Installment Program, fees and charges, unit trust or monthly investment contributions, insurance, Inland Revenue Department payments, casino chips, annual fees, finance charges, mobile-app transactions or funds transfers, merchant transactions through electronic fund transfer platforms, e-wallet reloads including P2P transfers, unposted, cancelled, refunded, invalid or unauthorized transactions, and other transaction types specified by the Bank. The Bank decides eligibility and may debit the Extra Cash Rebate if it finds a transaction ineligible. A transaction eligible in both categories counts once. The Bank converts eligible spending in both accounts to HKD at CNY1 to HKD1. The Extra Cash Rebate is capped at HKD100 per transaction and HKD500 per calendar month across both categories during the promotion. It is credited within 3 months after each calendar month and can offset future retail purchases only, not a statement balance. The account must be valid and in good standing when the rebate is awarded. Account closure, fraud or abuse can result in forfeiture. The separate Basic Cash Rebate rate, terms and cap formula are not in the retained sources. Exclusive to CITICdiamond customers. Terms and conditions apply. Extra Cash Rebate: 2026-07-01 – 2026-12-31 開啟優惠來源 ↗

推廣優惠與信用卡優惠分開列出，並不表示可以同時使用。

推廣優惠 (2)

香港航空指定來回經濟艙機票淨票價 8 折（優惠 20%）

20%回贈

須符合條件折扣請查看日期條件上限: 5 乘客 · 每筆交易

請核對有效日期

適用資格: 適用對象: 全部
適用消費: 適用範圍: hong kong airlines · Type: 商戶
優惠上限: 金額: 5 · 適用範圍: 每次預訂可使用優惠碼的成人或兒童乘客數量。 · 期間: 每筆交易 · Type: 有限額 · Unit: 乘客
百分比備註: 原文列明來回機票淨票價 8 折；優惠率按折扣表示為 20%。
須申請或登記。
適用於憑中信銀行(國際)信用卡，在香港航空網頁預訂由香港出發至指定航點的經濟艙來回機票。
指定航點：加拿大溫哥華；澳洲悉尼、墨爾本；中國內地北京、重慶、成都、杭州、南京、三亞、海口、上海；日本東京、大阪、福岡、沖繩、札幌；泰國曼谷、布吉；其他首爾、台北、峴港、峇里島。
預訂時須輸入優惠碼 HKACNCBI。
折扣只適用於機票淨票價，不包括稅項、機場建設費、政府手續費、燃油附加費及航空公司附加費。
不適用於 2026 年 12 月 19 日至 26 日的旅行日期。
每次預訂最多 5 位成人或兒童乘客可使用優惠碼；優惠數量有限，先到先得。
客戶須符合指定條件；原文沒有列明條件詳情。優惠由香港航空提供，並受其條款及細則約束。
訂票期間；原文為即日起至 2026-10-09，開始日期未列明。: 即日起 – 2026-10-09
旅行日期。: 2026-10-05 – 2027-01-27

開啟優惠來源 ↗

香港航空指定單程經濟艙機票淨票價 85 折（優惠 15%）

15%回贈

須符合條件折扣請查看日期條件上限: 5 乘客 · 每筆交易

請核對有效日期

適用資格: 適用對象: 全部
適用消費: 適用範圍: hong kong airlines · Type: 商戶
優惠上限: 金額: 5 · 適用範圍: 每次預訂可使用優惠碼的成人或兒童乘客數量。 · 期間: 每筆交易 · Type: 有限額 · Unit: 乘客
百分比備註: 原文列明單程機票淨票價 85 折；優惠率按折扣表示為 15%。
須申請或登記。
適用於憑中信銀行(國際)信用卡，在香港航空網頁預訂由香港出發至指定航點的經濟艙單程機票。
指定航點：加拿大溫哥華；澳洲悉尼、墨爾本；中國內地北京、重慶、成都、杭州、南京、三亞、海口、上海；日本東京、大阪、福岡、沖繩、札幌；泰國曼谷、布吉；其他首爾、台北、峴港、峇里島。
預訂時須輸入優惠碼 HKACNCBI。
折扣只適用於機票淨票價，不包括稅項、機場建設費、政府手續費、燃油附加費及航空公司附加費。
不適用於 2026 年 12 月 19 日至 26 日的旅行日期。
每次預訂最多 5 位成人或兒童乘客可使用優惠碼；優惠數量有限，先到先得。
客戶須符合指定條件；原文沒有列明條件詳情。優惠由香港航空提供，並受其條款及細則約束。
訂票期間；原文為即日起至 2026-10-09，開始日期未列明。: 即日起 – 2026-10-09
旅行日期。: 2026-10-05 – 2027-01-27

開啟優惠來源 ↗

信用卡優惠 (17)

Mobile Wallet Up to 4% Cash Rebate

高達4%回贈

現金回贈限時優惠otherwechat pay hk wallet / unionpay app consumer presented qr上限: HK$100.00 · 每筆交易

適用資格: 適用對象: other
適用消費: 適用範圍: 電子錢包簽賬 · Type: 類別
要求: 付款方式: wechat pay hk wallet / unionpay app consumer presented qr
優惠上限: 金額: 100 · 適用範圍: Extra Cash Rebate per eligible transaction · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣
百分比備註: The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources.
For principal cardmembers of this card. Eligible mobile wallet spending includes WeChat Pay (HK Wallet) retail transactions under MCC 6530, 6012 or 6529, excluding bill payments, and UnionPay App transactions in Consumer Presented QR mode. Merchant Presented QR, transport and e-commerce or online transactions in UnionPay App are excluded. Eligible RMB spending means retail or online retail transactions posted in RMB. Excluded transactions include automatic payments, ATM or online payments, Octopus Automatic Add-Value payments, balance transfers, Cash-in Program repayments, Dollar$mart Personal Installment Loan, $mart Plus Installment Loan, Retail Purchase Installment Program, Statement Balance Interest Free Installment Plan, Non-Conventional Interest Free Flexi Installment Plan, Tax Interest Free Flexi Installment Program, fees and charges, unit trust or monthly investment contributions, insurance, Inland Revenue Department payments, casino chips, annual fees, finance charges, mobile-app transactions or funds transfers, merchant transactions through electronic fund transfer platforms, e-wallet reloads including P2P transfers, unposted, cancelled, refunded, invalid or unauthorized transactions, and other transaction types specified by the Bank. The Bank decides eligibility and may debit the Extra Cash Rebate if it finds a transaction ineligible. A transaction eligible in both categories counts once. The Bank converts eligible spending in both accounts to HKD at CNY1 to HKD1. The Extra Cash Rebate is capped at HKD100 per transaction and HKD500 per calendar month across both categories during the promotion. It is credited within 3 months after each calendar month and can offset future retail purchases only, not a statement balance. The account must be valid and in good standing when the rebate is awarded. Account closure, fraud or abuse can result in forfeiture. The separate Basic Cash Rebate rate, terms and cap formula are not in the retained sources. Exclusive to CITICdiamond customers. Terms and conditions apply.
Extra Cash Rebate: 2026-07-01 – 2026-12-31

開啟優惠來源 ↗

Renminbi Spending Up to 4% Cash Rebate

高達4%回贈

現金回贈限時優惠other上限: HK$100.00 · 每筆交易

適用資格: 適用對象: other
適用消費: Type: 全部
優惠上限: 金額: 100 · 適用範圍: Extra Cash Rebate per eligible transaction · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣
百分比備註: The HTML page states 4% cash rebate. The DSDCC terms state up to 4% Extra Cash Rebate. The separate Basic Cash Rebate rate and terms are not in the retained sources.
For principal cardmembers of this card. Eligible mobile wallet spending includes WeChat Pay (HK Wallet) retail transactions under MCC 6530, 6012 or 6529, excluding bill payments, and UnionPay App transactions in Consumer Presented QR mode. Merchant Presented QR, transport and e-commerce or online transactions in UnionPay App are excluded. Eligible RMB spending means retail or online retail transactions posted in RMB. Excluded transactions include automatic payments, ATM or online payments, Octopus Automatic Add-Value payments, balance transfers, Cash-in Program repayments, Dollar$mart Personal Installment Loan, $mart Plus Installment Loan, Retail Purchase Installment Program, Statement Balance Interest Free Installment Plan, Non-Conventional Interest Free Flexi Installment Plan, Tax Interest Free Flexi Installment Program, fees and charges, unit trust or monthly investment contributions, insurance, Inland Revenue Department payments, casino chips, annual fees, finance charges, mobile-app transactions or funds transfers, merchant transactions through electronic fund transfer platforms, e-wallet reloads including P2P transfers, unposted, cancelled, refunded, invalid or unauthorized transactions, and other transaction types specified by the Bank. The Bank decides eligibility and may debit the Extra Cash Rebate if it finds a transaction ineligible. A transaction eligible in both categories counts once. The Bank converts eligible spending in both accounts to HKD at CNY1 to HKD1. The Extra Cash Rebate is capped at HKD100 per transaction and HKD500 per calendar month across both categories during the promotion. It is credited within 3 months after each calendar month and can offset future retail purchases only, not a statement balance. The account must be valid and in good standing when the rebate is awarded. Account closure, fraud or abuse can result in forfeiture. The separate Basic Cash Rebate rate, terms and cap formula are not in the retained sources. Exclusive to CITICdiamond customers. Terms and conditions apply.
Extra Cash Rebate: 2026-07-01 – 2026-12-31

開啟優惠來源 ↗

Handling Fee Waiver for Overseas Spending （優惠值未列明）

—未提供優惠值

Fee Waiverother

適用資格: 適用對象: other
適用消費: 適用範圍: 海外簽賬 · Type: 類別
優惠上限: 期間: 未提供 · Type: 未提供
For overseas spending. Exclusive to CITICdiamond customers. Terms and conditions apply.

開啟優惠來源 ↗

One Credit Card, Two Currencies

2currencies 數量

Otherother

適用資格: 適用對象: other
適用消費: Type: not applicable
優惠上限: 期間: 未提供 · Type: 未提供
Exclusive to CITICdiamond customers. The card has HKD and RMB accounts with a combined credit limit. CNY transactions post to the RMB account; transactions in other currencies post to the HKD account. The Bank assigns the combined credit limit, which is shared among the dual-currency accounts. Terms and conditions apply.

開啟優惠來源 ↗

Perpetual Annual Fee Waiver （優惠值未列明）

—未提供優惠值

Fee Waiverother

適用資格: 適用對象: other
適用消費: Type: not applicable
優惠上限: 期間: 未提供 · Type: 未提供
Perpetual. Exclusive to CITICdiamond customers. Terms and conditions apply.

開啟優惠來源 ↗

Up to 57 Days Interest-Free Repayment Period

高達57days 數量

Financingother

適用資格: 適用對象: other
適用消費: Type: not applicable
優惠上限: 期間: 未提供 · Type: 未提供
The interest-free period is up to 57 days for retail purchase balance. No interest is charged when the balance is paid in full by the due date each month. Exclusive to CITICdiamond customers. Terms and conditions apply.

開啟優惠來源 ↗

Card Cash-In Plan （優惠值未列明）

—未提供優惠值

Financingother

適用資格: 適用對象: other
適用消費: Type: not applicable
優惠上限: 期間: 未提供 · Type: 未提供
The page lists a Card Cash-In Plan but gives no plan terms in the retained source. Exclusive to CITICdiamond customers. Terms and conditions apply.

開啟優惠來源 ↗

Card Installment Plan （優惠值未列明）

—未提供優惠值

Financingother

適用資格: 適用對象: other
適用消費: Type: not applicable
優惠上限: 期間: 未提供 · Type: 未提供
The page lists a Card Installment Plan but gives no plan terms in the retained source. Exclusive to CITICdiamond customers. Terms and conditions apply.

開啟優惠來源 ↗

Card Balance Transfer Plan （優惠值未列明）

—未提供優惠值

Financingother

適用資格: 適用對象: other
適用消費: Type: not applicable
優惠上限: 期間: 未提供 · Type: 未提供
The page lists a Card Balance Transfer Plan but gives no plan terms in the retained source. Exclusive to CITICdiamond customers. Terms and conditions apply.

開啟優惠來源 ↗

UnionPay QuickPass Contactless Function （優惠值未列明）

—未提供優惠值

Lifestyleother

適用資格: 適用對象: other
適用消費: Type: not applicable
優惠上限: 期間: 未提供 · Type: 未提供
From 25 March 2019, renewed and replacement CNCBI Dual Currency Credit Cards include UnionPay QuickPass. Tap the card at a contactless point-of-sale reader accepted by the merchant. Purchases of HKD1,000 or less generally do not require a signature; purchases above HKD1,000 generally require a signature or PIN. Exclusive to CITICdiamond customers. Terms and conditions apply.

開啟優惠來源 ↗

UnionPay App Mobile Payment （優惠值未列明）

—未提供優惠值

Lifestyleother

適用資格: 適用對象: other
適用消費: Type: not applicable
優惠上限: 期間: 未提供 · Type: 未提供
The product page links to more details, but those details are not in the retained sources. Exclusive to CITICdiamond customers. Terms and conditions apply.

開啟優惠來源 ↗

Hassle-Free Transit Across Great Bay Area （優惠值未列明）

—未提供優惠值

Travelother

適用資格: 適用對象: other
適用消費: Type: not applicable
優惠上限: 期間: 未提供 · Type: 未提供
The product page links to more details, but those details are not in the retained sources. Exclusive to CITICdiamond customers. Terms and conditions apply.

開啟優惠來源 ↗

Octopus Automatic Add-Value Service （優惠值未列明）

—未提供優惠值

Lifestyleother

適用資格: 適用對象: other
適用消費: Type: not applicable
優惠上限: 期間: 未提供 · Type: 未提供
Exclusive to CITICdiamond customers. Terms and conditions apply.

開啟優惠來源 ↗

UnionPay Diamond Card Privileges （優惠值未列明）

—未提供優惠值

Lifestyleother

適用資格: 適用對象: other
適用消費: Type: not applicable
優惠上限: 期間: 未提供 · Type: 未提供
The product page links to more details, but those details are not in the retained sources. Exclusive to CITICdiamond customers. Terms and conditions apply.

開啟優惠來源 ↗

One-Time Password Online Transaction Security Service （優惠值未列明）

—未提供優惠值

Lifestyle

適用資格: 適用對象: 全部
適用消費: Type: not applicable
優惠上限: 期間: 未提供 · Type: 未提供
The service applies to UnionPay cards issued by the Bank. The Bank sends an OTP by SMS to the mobile number registered to the card account. It is free of charge and requires no registration. It applies to online transactions at participating merchants when OTP verification is required.

Maximum HKD500 Liability for Qualifying Unauthorized Card Loss

高達500HKD

Other

適用資格: 適用對象: 全部
適用消費: Type: not applicable
優惠上限: 期間: 未提供 · Type: 未提供
Cash advance transactions are excluded. The cap applies if the cardmember has not acted fraudulently or with gross negligence and has not failed to notify the Bank as soon as reasonably practicable.

UnionPay Chargeback Protection （優惠值未列明）

—未提供優惠值

須符合條件Lifestyle

適用資格: 適用對象: 全部 · Document: Application for Disputed Credit Card Transaction Investigation form and supporting documents, such as a sales slip, receipt or invoice.
適用消費: Type: not applicable
優惠上限: 期間: 未提供 · Type: 未提供
須申請或登記。
For UnionPay failed-delivery disputes, submit within 150 days of the original transaction date for local and international transactions. For local transactions where goods or services cannot be delivered due to liquidation, bankruptcy or other foreseen circumstances, submit within 360 days. Submit the Bank's investigation form for each dispute within 60 days of the statement date. An investigation usually takes 2 to 3 months. The form states that no fee is charged for an investigation request.