交通銀行錦繡中華銀聯雙幣鑽石Prestige卡
- 所屬銀行
- Bank of Communications
- 發卡機構
- Bank
- 年費
- 收入要求
- 支付網絡
- 核對日期
- 官方網站
各類別回贈
按所選金額估算,須符合條件。空白表示沒有資料支持的估算。
推廣優惠與信用卡優惠分開列出,並不表示可以同時使用。
推廣優惠 (2)
Apple Pay首次綁定HK$20簽賬回贈20HKD 回贈須符合條件現金回贈限時優惠上限: HK$20.00 · 推廣期總額
- 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
- 適用消費: Type: not applicable
- 優惠上限: 金額: 20 · 適用範圍: 每位卡戶的獎賞1 · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
- 須申請或登記。
- 須於推廣期內成功登記;可經本行網頁或「交銀香港」微信公眾號登記,選擇推廣編號202606CCD0000104。
- 登記名額有限,先到先得,額滿即止。
- 獎賞1適用於推廣期內首次把合資格信用卡綁定Apple Pay的卡戶。
- 不適用於2026年6月30日或之前曾以合資格信用卡綁定Apple Pay的卡戶;按身份證號碼計算。每位卡戶只可獲獎賞1一次。
- 須使用交通銀行信用卡登記,並綁定合資格信用卡。
- 頁面總述列明整項推廣最高港幣1,220元簽賬回贈;此為總述上限,不是額外獎賞。
- 優惠受相關條款及細則約束。
- Apple Pay首次綁定獎賞: 2026-07-01 – 2026-12-31
Apple Pay合資格簽賬額外高達5%簽賬回贈高達5%回贈須符合條件現金回贈限時優惠apple pay最低消費: HK$3,000.00上限: HK$200.00 · 每月
- 適用資格: 適用對象: 全部
- 適用消費: Type: 全部
- 要求: 付款方式: apple pay · Period spend ≥: HK$3,000.00
- 優惠上限: 金額: 200 · 適用範圍: 每位卡戶每推廣階段的獎賞2回贈 · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
- 須申請或登記。
- 須於推廣期內成功登記;可經本行網頁或「交銀香港」微信公眾號登記,選擇推廣編號202606CCD0000104。
- 登記名額有限,先到先得,額滿即止。
- 每推廣階段須憑合資格信用卡累積合資格零售簽賬滿港幣3,000元;累積簽賬包括實體信用卡及/或Apple Pay。該階段透過Apple Pay進行的合資格簽賬可獲額外5%回贈。
- 獎賞2的合資格簽賬由成功登記的推廣階段起計算;每個推廣階段分開計算。
- 每位卡戶每推廣階段最高可獲港幣200元回贈;整個推廣期最高可獲港幣1,200元回贈。
- 如卡戶持有多於一張主卡,各主卡簽賬不得轉讓或合併計算作累積簽賬。
- 須使用交通銀行信用卡登記,並使用合資格信用卡。
- 頁面總述列明整項推廣最高港幣1,220元簽賬回贈;此為總述上限,不是額外獎賞。
- 優惠受相關條款及細則約束。
- 第5推廣階段登記及簽賬日期: 2026-11-01 – 2026-11-30
信用卡優惠 (6)
中國內地簽賬:3 bonus points per RMB 1 spending3Bonus Points 比率須符合條件積分
- 適用資格: 適用對象: 全部
- 適用消費: 適用範圍: 中國內地簽賬 · Type: 類別
- 優惠上限: 期間: 未提供 · Type: 未提供
- 百分比備註: The source states a points, access, service, or fixed price benefit, not a cash spending percentage.
- 須申請或登記。
- Register for UnionPay SplendorPlus to enjoy special privileges in Chinese Mainland; the page provides a registration website.
- RMB 4 spending earns 12 Bonus Points = 1 Asia Mile.
- Eligible RMB transactions earn triple bonus rewards.
- Every RMB 1 spent is equivalent to HKD 1 to calculate the RMB 3X rewards.
- Excluded transactions include cash or purchase instalment amounts, balance transfers, MPF/SVC contributions, online bill payments via the Bank webpage, casino chips, travellers cheques, credit-card charges including annual fees and finance charges, and designated RMB categories including property, vehicles, aircraft tickets, fuel, wholesale, supermarkets, hospitals, education, and categories designated by the Bank.
- Each Asia Miles conversion is subject to a handling fee and the Travel Reward Program terms.
- The card is by invitation only; contact the dedicated Relationship Manager for details.
- The offer or service is subject to the relevant terms and conditions.
- The Eligible Credit Card account must be valid and in good financial standing when the benefit is used; fraud, abuse, false trading, unauthorized, cancelled, refunded, or unposted transactions are not eligible where the terms apply.
- Offers and services cannot be transferred or exchanged for cash, other products, or other offers unless the applicable terms state otherwise.
- UnionPay International and its partners or suppliers provide the relevant service or privilege unless the source states otherwise; provider terms control.
海外簽賬:3 bonus points per HKD 1 equivalent overseas spending3Bonus Points 比率積分
- 適用資格: 適用對象: 全部
- 適用消費: 適用範圍: 海外簽賬 · Type: 類別
- 優惠上限: 期間: 未提供 · Type: 未提供
- 百分比備註: The source states a points, access, service, or fixed price benefit, not a cash spending percentage.
- Eligible overseas spending earns triple bonus rewards.
- Overseas spending of HKD 4 equivalent earns 12 Bonus Points = 1 Asia Mile.
- Excluded transactions include cash or purchase instalment amounts, balance transfers, MPF/SVC contributions, online bill payments via the Bank webpage, casino chips, travellers cheques, credit-card charges including annual fees and finance charges, and designated RMB categories including property, vehicles, aircraft tickets, fuel, wholesale, supermarkets, hospitals, education, and categories designated by the Bank.
- Each Asia Miles conversion is subject to a handling fee and the Travel Reward Program terms.
- The card is by invitation only; contact the dedicated Relationship Manager for details.
- The offer or service is subject to the relevant terms and conditions.
- The Eligible Credit Card account must be valid and in good financial standing when the benefit is used; fraud, abuse, false trading, unauthorized, cancelled, refunded, or unposted transactions are not eligible where the terms apply.
- Offers and services cannot be transferred or exchanged for cash, other products, or other offers unless the applicable terms state otherwise.
- UnionPay International and its partners or suppliers provide the relevant service or privilege unless the source states otherwise; provider terms control.
旅遊:6 free OTO Airport VIP Lounge accesses per year6OTO Airport VIP Lounge accesses 數量須符合條件Travel上限: 6 visits · 每年
- 適用資格: 適用對象: 全部
- 適用消費: Type: not applicable
- 優惠上限: 金額: 6 · 適用範圍: Free OTO Airport VIP lounge access in Chinese Mainland · 期間: 每年 · Type: 有限額 · Unit: visits
- 百分比備註: The source states a points, access, service, or fixed price benefit, not a cash spending percentage.
- 須申請或登記。
- Register for UnionPay SplendorPlus to enjoy special privileges in Chinese Mainland, including airport lounge services.
- Services include easy boarding, assistance with departure procedures, an exclusive airport departure lounge, and separate customs-control corridors; service content varies by location.
- Specific OTO Airport VIP Lounges require advance reservation; inquire through the BOCOM(HK) Mobile Banking App for details.
- Present and swipe the physical card for entry; the app path is Mobile Banking > Credit Cards > OTO Airport VIP Lounge.
- The programme applies to principal and supplementary cardholders of eligible accounts issued by Bank of Communications (Hong Kong) Limited.
- Entitlement starts when the account is opened and renews every 12 months; unused visits are cancelled and cannot carry over.
- The benefit does not cover self-pay access after the free accesses are used up and applies only to domestic flights in Chinese Mainland.
- Cancelled cards lose the free-access entitlement; specific lounges require reservation at least two working days before departure.
- The card is by invitation only; contact the dedicated Relationship Manager for details.
- The offer or service is subject to the relevant terms and conditions.
- The Eligible Credit Card account must be valid and in good financial standing when the benefit is used; fraud, abuse, false trading, unauthorized, cancelled, refunded, or unposted transactions are not eligible where the terms apply.
- Offers and services cannot be transferred or exchanged for cash, other products, or other offers unless the applicable terms state otherwise.
- UnionPay International and its partners or suppliers provide the relevant service or privilege unless the source states otherwise; provider terms control.
旅遊:access to designated Plaza Premium First Lounges—未提供優惠值Travel限時優惠上限: 1 accesses · per day
- 適用資格: 適用對象: 全部
- 適用消費: Type: not applicable
- 優惠上限: 金額: 1 · 適用範圍: Complimentary Plaza Premium First Lounge access per day · 期間: per day · Type: 有限額 · Unit: accesses
- 百分比備註: The source states a points, access, service, or fixed price benefit, not a cash spending percentage.
- Access is unlimited overall but limited to one complimentary access per day.
- Designated locations are Hong Kong International Airport near Gate 1 and near Gate 35, and Macau International Airport at Departures, Mezzanine Level.
- Present the card and boarding pass on the day of travel or the following day.
- Lounge services include two-hour or three-hour use, all-day food and beverages, Internet access, international newspapers, magazines, and TV channels; facilities and availability vary by location.
- Each supplementary cardholder and accompanying guest is charged HKD350, MOP350, or NT$1,000 per access.
- The service cannot be transferred, redeemed, or exchanged for cash, other products, or discounts.
- The service is provided by Plaza Premium Group and is subject to its terms and conditions.
- The card is by invitation only; contact the dedicated Relationship Manager for details.
- The offer or service is subject to the relevant terms and conditions.
- The Eligible Credit Card account must be valid and in good financial standing when the benefit is used; fraud, abuse, false trading, unauthorized, cancelled, refunded, or unposted transactions are not eligible where the terms apply.
- Offers and services cannot be transferred or exchanged for cash, other products, or other offers unless the applicable terms state otherwise.
- UnionPay International and its partners or suppliers provide the relevant service or privilege unless the source states otherwise; provider terms control.
- Promotion period: 2026-01-01 – 2027-06-30
旅遊:10 complimentary lounge visits10airport lounge visits 數量須符合條件Travel限時優惠上限: 10 visits · 推廣期總額
- 適用資格: 適用對象: 全部
- 適用消費: Type: not applicable
- 優惠上限: 金額: 10 · 適用範圍: Complimentary lounge visits during the promotion period · 期間: 推廣期總額 · Type: 有限額 · Unit: visits
- 百分比備註: The source states a points, access, service, or fixed price benefit, not a cash spending percentage.
- 須申請或登記。
- No prior registration is required.
- At the lounge entrance, inform staff of "LoungeKey"; the BOCOM Diamond Prestige Card is swiped on-site and access is granted after successful verification.
- The offer is provided by UnionPay International and is subject to its terms and conditions.
- The card is by invitation only; contact the dedicated Relationship Manager for details.
- The offer or service is subject to the relevant terms and conditions.
- The Eligible Credit Card account must be valid and in good financial standing when the benefit is used; fraud, abuse, false trading, unauthorized, cancelled, refunded, or unposted transactions are not eligible where the terms apply.
- Offers and services cannot be transferred or exchanged for cash, other products, or other offers unless the applicable terms state otherwise.
- UnionPay International and its partners or suppliers provide the relevant service or privilege unless the source states otherwise; provider terms control.
- Promotion period: 2026-05-22 – 2026-12-31
的士/網約車/租車:One-way airport limousine transfer—未提供優惠值須符合條件Travel限時優惠最低消費: HK$4,000.00
- 適用資格: 適用對象: 全部
- 適用消費: Type: not applicable
- 要求: Period spend ≥: HK$4,000.00
- 優惠上限: 期間: 未提供 · Type: 未提供
- 百分比備註: The source states a points, access, service, or fixed price benefit, not a cash spending percentage.
- 須申請或登記。
- Register for UnionPay SplendorPlus to enjoy special transportation privileges in Chinese Mainland; the page provides a registration website.
- Accumulate retail spending of HKD 4,000 or more using the same card within any two consecutive calendar months during the spending period.
- The preferential one-way transfer price is HKD 250 during the usage period.
- Eligible routes are between Hong Kong city center and Hong Kong International Airport; Macau city center and Hong Kong International Airport; Shanghai city center and Shanghai Hongqiao or Shanghai Pudong International Airport; Beijing city center and Beijing Capital or Beijing Daxing International Airport; or Hong Kong city center and Shenzhen International Airport.
- The offer is provided by UnionPay International; booking service and service terms apply.
- The card is by invitation only; contact the dedicated Relationship Manager for details.
- The offer or service is subject to the relevant terms and conditions.
- The Eligible Credit Card account must be valid and in good financial standing when the benefit is used; fraud, abuse, false trading, unauthorized, cancelled, refunded, or unposted transactions are not eligible where the terms apply.
- Offers and services cannot be transferred or exchanged for cash, other products, or other offers unless the applicable terms state otherwise.
- UnionPay International and its partners or suppliers provide the relevant service or privilege unless the source states otherwise; provider terms control.
- Promotion period: 2026-04-01 – 2027-03-31
