Find your
next advantage.

At least 1.18% rate

Added: 2026-09-26

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: loan interest rate · Period: not stated · Type: not stated
• Application or registration is required.
• 頁面稱實際年利率低至 1.18%；實際利率因申請情況而異。
• 借定唔借？還得到先好借；受條款及細則約束。
• instant loan promotion: Now – 2026-10-31

Up to 12,888 HKD reward

Added: 2026-09-26

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: cash reward · Period: not stated · Type: not stated
• Application or registration is required.
• 須成功申請指定「即時借」。
• 借定唔借？還得到先好借；受條款及細則約束。
• instant loan reward promotion: Now – 2026-10-31

At least 0.25% rate

Added: 2026-09-24

• Eligibility: Audience: other
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: 「好用錢」結餘轉戶優惠息率 · Period: not stated · Type: not stated
• Application or registration is required.
• 「低至0.25%」每月平息只適用於轉賬金額達HK$200,000、還款期為24個月的特選持卡人。
• 例示條件為轉賬金額HK$200,000、一次性HK$500手續費及24個月還款期；實際年利率為6.07%。實際年利率按《銀行營運守則》計算並約至小數後2位，個別持卡人的實際年利率可能不同。
• 轉賬金額最低為HK$3,000，並須為HK$100的倍數。
• 申請批核後3個工作天內，轉賬金額以電匯存入持卡人名下的其他信用卡賬戶；不接受東亞銀行信用卡結餘轉戶。
• 申請途徑列明為東亞網上銀行。手續費豁免只適用於東亞網上銀行申請；其他渠道可能收費。
• 頁面指示須受條款及細則約束，但未提供細則內容；查詢熱線為2211 1488。
• 冷靜期為提取貸款後7個曆日內。客戶須在期內取消並全額償還已提取貸款；符合條件時不收利息或費用。取消申請須在冷靜期內經指定渠道提出；如適用，須退還推廣獎賞。
• 產品資料概要列明每月還款；非整數還款總額會併入首期還款，因此首期還款可能較高。最終條款以貸款確認書為準。
• 提早還款手續費為原貸款額的1%，最低HK$300；在冷靜期內取消並全額還款時不收此費。逾期還款費用按持卡人合約及資料概覽／服務收費概覽處理。

Open source offer ↗

Bank Of East Asia

Up to 2% saving

來源明示高達2%現金回贈。

Added: 2026-09-23

• Eligibility: Audience: all
• Eligible spending: Applies to: 借貸/分期付款 · Type: category
• Requirements: Pay with: sim credit card app
• Benefit limit: Applies to: Grant Loan繳費現金回贈 · Period: not stated · Type: not stated
• Percentage note: 來源明示高達2%現金回贈。
• 須使用sim Credit Card App繳交Grant Loan。
• 來源明示繳費現金回贈最高2%；其他合資格賬單類別未在本Markdown列明。
• 優惠受條款及細則約束；本Markdown未列出詳細條款。

At least 1.56% rate

Added: 2026-09-23

• Eligibility: Audience: other
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: Citi Instant Cash actual annual percentage rate · Period: not stated · Type: not stated
• Application or registration is required.
• The 1.56% actual annual rate applies to selected customers and is the lowest stated rate.
• The example uses a HK$1,000,000 loan, 12-month term, and monthly flat rate of 0.07%.
• The APR follows the Banking Code calculation guidance and is rounded to two decimal places; individual rates vary by customer profile.
• The APR is annualised and includes the product base rate and other fees and charges.
• Promotion quota is limited; first come, first served, until full. The bank does not provide quota usage information.
• Loan amount may be up to 12 times monthly salary; repayment term may be up to 60 months. Cash is released after approval. Terms and conditions apply.

Open source offer ↗

At least 0.13% rate

Added: 2026-09-23

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• 頁面將月平息低至0.13%列於東亞手機銀行申請專享優惠下；實際利率或因個別持卡人而異。
• 註9的計算例子使用兌現HK$500,000、一次性HK$500手續費、60個月還款期及月平息0.13%，列出實際年利率3.08%。
• 常見問題 Q2 另列實際年利率3.04%；頁面沒有解釋此數值與註9所列3.08%例子的差異。
• 可選3至60個月還款期，採每月定額還款；持卡人須有足夠可用信用卡信貸額。
• 提早還款可能須付兌現金額1%的手續費或最低HK$300；尚未償還的兌現金額、累積利息及適用費用仍須支付。於冷靜期內取消分期並全額償還則不收費，但冷靜期詳情未在此 Markdown 列明。
• 批核後，款項預計於2個工作天內存入指定東亞銀行賬戶，或3個工作天內存入其他銀行賬戶；實際時間視乎申請情況。
• 借款記錄會納入整體信貸報告，可能影響日後貸款評級；逾期還款可能降低評級。

Open source offer ↗

Bank Of East Asia

At least 0.13% rate

來源列明月平息低至0.13%；這是月平息，不是年利率。

Added: 2026-09-23

• Eligibility: Audience: all · Document: 大多數情況下無需額外提交入息證明；合資格東亞銀行信用卡客戶須有足夠可用信貸額。
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: 現金兌現計劃 · Period: not stated · Type: not stated
• Percentage note: 來源列明月平息低至0.13%；這是月平息，不是年利率。
• Application or registration is required.
• 計劃把東亞銀行信用卡信貸額兌現成現金，還款期可選3至60個月；月平息實際適用情況可因個別持卡人而異。
• 頁面把月平息列於東亞手機銀行申請專享優惠。頁面另列東亞手機銀行及東亞網上銀行申請途徑，FAQ亦提及網上理財或電話申請。
• 東亞銀行信用卡客戶須有足夠可用信貸額。大多數情況下無需額外提交入息證明或其他財務資料。
• 批核後，兌現金額會在2個工作天內存入東亞銀行港元儲蓄或往來賬戶，或在3個工作天內存入其他銀行港元儲蓄或往來賬戶；FAQ另稱一般最快兩個工作天存入指定賬戶，實際時間因個別申請而異。
• 來源列出每月平息0.13%在兌現HK$500,000、一次性手續費HK$500及60個月還款期下相等於實際年利率3.08%；FAQ另稱實際年利率介乎3.04%，來源沒有說明兩項數字的差異。
• 提早還款時，FAQ一處列出須付兌現金額1%或最少HK$300手續費；另一處列出尚未償還兌現金額、累積利息、適用手續費及原兌現金額1%的提早還款手續費。來源沒有說明兩項說法的差異。
• 如於提取貸款後的冷靜期內取消分期貸款並全數還款，來源稱不會收取費用或手續費。來源提及冷靜期詳情另見通知，但本Markdown沒有該通知內容。
• 現金套現、現金分期或貸款活動會記錄在貸款記錄並納入信貸報告；拖欠或逾期還款可能降低信貸評級。

Open source offer ↗

Bank Of East Asia

At least 1.56% rate

Source states that the APR is as low as 1.56%; individual customer rates may differ.

Added: 2026-09-23

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: loan APR · Period: not stated · Type: not stated
• Percentage note: Source states that the APR is as low as 1.56%; individual customer rates may differ.
• Application or registration is required.
• The stated APR is calculated using a 0.07% monthly flat rate, a HK$1,000,000 loan, and a 12-month repayment period, and applies to selected customers.
• The APR follows the Code of Banking Practice calculation guidance, is rounded to two decimal places, and includes the basic rate and other fees and charges as an annualized reference rate.
• Actual customer APR may differ based on customer circumstances.
• The offer has limited places and is first come, first served; the bank does not provide place availability.
• The post also states a loan amount up to 12 times monthly salary and a repayment period up to 60 months. Terms and conditions apply.

Open source offer ↗

At least 0.13% rate

Added: 2026-09-23

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• 來源列出每月平息低至0.13%。FAQ Q2稱實際年利率約3.04%；註9以HK$500,000兌現額、一次性HK$500手續費及60個月還款期計算為3.08%。
• 來源另以HK$500,000兌現額、每月平息0.13%、60個月還款期及HK$3,888回贈為例，列出包括回贈的實際年利率低至2.72%；這是來源列明的例子。
• 計劃提供3至60個月分期還款。可經東亞手機銀行或網上銀行申請；手機銀行路徑為「選單」>「信用卡」>「現金兌現」，網上銀行路徑為「選單」>「信用卡」>「現金套現分期」。
• 申請人須為合資格東亞銀行信用卡客戶，並有足夠可用信貸額；兌現額受信用卡信貸額限制。FAQ稱大多數情況下毋須額外提交入息證明或其他財務資料。
• FAQ稱毋須額外開設貸款戶口或提交繁複文件；資金最快可於兩個工作天存入指定戶口，實際時間視乎個別申請情況。批核後，款項於2個工作天內存入指定東亞銀行港元儲蓄或往來賬戶，或於3個工作天內存入指定其他銀行港元儲蓄或往來賬戶。
• FAQ中的信用卡現金透支利率及費用屬比較資料，不是本計劃的利率或費用。
• 提早還款可能須支付未償還兌現額、累積利息、適用費用，以及原兌現額1%或最少HK$300的手續費；冷靜期內取消並全數償還則不收費。來源未說明提早還款對回贈資格的影響。
• 現金套現及貸款活動會記錄於信貸報告；拖欠或逾期還款可能降低信貸評級。銀行保留更改或取消計劃及修訂條款的權利；香港法律及法院管轄權適用，中英文有歧異時以英文版本為準。

Open source offer ↗

Bank Of East Asia

At least 1.56% rate

來源明確稱年利率最低為 1.56%。

Added: 2026-09-23

• Eligibility: Audience: other
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: Citi Fast Cash loan APR · Period: not stated · Type: not stated
• Percentage note: 來源明確稱年利率最低為 1.56%。
• Application or registration is required.
• 1.56% 年利率適用於指定客戶。
• 示例使用每月平息 0.07%、HK$1,000,000 貸款及 12 個月還款期；個人年利率可因客戶背景而異。
• 年利率按銀行守則計算，並包括基本利率、費用及收費。
• 貸款額最高為月薪 12 倍，還款期最高 60 個月。
• 名額有限，先到先得；銀行不提供名額情況。
• 條款及細則適用，並附有審慎借貸提示。

Open source offer ↗

Up to 15,000 HKD reward

Added: 2026-09-23

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: loan application reward · Period: not stated · Type: not stated
• Application or registration is required.
• A successful application is required. The post does not state the reward form or detailed eligibility terms.
• The post states that cash is available after approval.

Open source offer ↗

0.15% rate

來源列明每月平息低至0.15%；此數值為月息，不是年利率。

Added: 2026-09-23

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Minimum requirement: Period: per transaction · Spend: HK$200.00
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: 來源列明每月平息低至0.15%；此數值為月息，不是年利率。
• Application or registration is required.
• 還款期為3至60個月；須申請簽賬或結單分期。
• 簽賬金額滿HK$200即可申請；分期金額須相等於交易全數並以整數金額計算。一般毋須提交簽賬單或其他證明文件，申請人可在東亞手機銀行選擇合資格簽賬申請。
• 示例：HK$15,000機票簽賬分12個月還款，每月平息0.18%、每月利息HK$27、每月還款HK$1,277、手續費HK$0；此為示例。
• 來源列明，HK$500,000分60個月、每月平息0.15%並計入HK$888現金回贈時，實際年利率低至3.43%；另列明同一金額、期數及月息的實際年利率為3.50%。個別持卡人的實際年利率或有差異。
• 提前還清分期須於結單到期繳款日前7個工作天提交書面通知；銀行會收取未還金額、利息、手續費，並額外收取原分期金額約1%或最少HK$300的提前還款手續費。
• 信用卡分期可能反映於個人信貸報告；遲還或欠款可能對信貸評級造成負面影響。
• 銀行就此貸款產品提供冷靜期；來源未列明冷靜期詳情。

Open source offer ↗

Up to 15,000 HKD reward

Added: 2026-09-23

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: Citi Instant Cash application reward · Period: not stated · Type: not stated
• Application or registration is required.
• The source describes the amount as a reward and does not state its form.
• Successful application is required.
• Loan amount may be up to 12 times monthly salary; repayment term may be up to 60 months. Cash is released after approval. The offer says there are no hidden terms.
• Promotion quota is limited; first come, first served, until full. The bank does not provide quota usage information. Terms and conditions apply.

Open source offer ↗

120 HKD saving

Threshold-equivalent calculation: HK$120 / HK$90,000 × 100 = 0.133333%; rounded to 6 decimal places. The rate decreases above HK$90,000.

Added: 2026-09-23

• Eligibility: Audience: other
• Eligible spending: Applies to: 結單分期 · Type: category
• Requirements: Period spend ≥: HK$90,000.00
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Threshold equivalent calculation: HK$120 / HK$90,000 × 100 = 0.133333%; rounded to 6 decimal places. The rate decreases above HK$90,000.
• Application or registration is required.
• 累積合資格結單分期金額HK$90,000或以上可獲3,000里；參考例子明示3,000里等於HK$120現金回贈。
• 只適用於截至2026-08-20單一持有現金回贈信用卡的持卡人；來源列出BEA GOAL、東亞銀行i-Titanium及JCB白金卡。兌換率為250獎分等於HK$1。
• 優惠3要求符合優惠1或優惠2條件，並於推廣期內透過東亞手機銀行申請結單分期；推廣申請金額至少HK$30,000。一般申請最低金額為HK$200，須等於整筆交易並以整數計算。
• 適用於東亞銀行發出的東亞銀行信用卡或聯營卡，不適用於公司卡；優惠3不適用於東亞銀行銀聯雙幣信用卡人民幣賬戶。文件列出的合資格卡例子包括東亞銀行Visa信用卡、東亞銀行銀聯雙幣白金信用卡、東亞銀行銀聯雙幣鑽石卡、BEA World Mastercard、東亞銀行JCB白金卡、東亞銀行i-Titanium卡及東亞銀行GOAL信用卡；例子並非完整卡單。
• 持卡人須在推廣期及獎賞發放時維持有效及良好信貸紀錄。例子以HK$500,000及60個月示範月平息0.15%、年利率3.50%；個別客戶的實際年利率可能不同。例子標示結單分期日期為2026-11-02或2026-11-03的交易不適用於優惠3。
• 現金回贈預計於2027-01-31或之前存入相關主卡賬戶，只可扣減該信用卡賬戶結欠，不可轉讓；取消賬戶會令獎賞註銷。未入賬、取消、退款、欺詐或最終取消／退款的交易不合資格；銀行可在獎賞發放後扣回相應金額。未收到獎賞須於2027-02-28或之前通知銀行。
• 結單分期設有冷靜期；通知詳情未載於這兩份文件。東亞銀行系統記錄決定交易資格；銀行保留最終決定權，並可修改或取消推廣。
• 優惠3結單分期推廣期: 2026-08-20 – 2026-10-31

Open source offer ↗

Up to 15,000 HKD reward

Added: 2026-09-23

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: Citi Quick Cash application reward · Period: not stated · Type: not stated
• Application or registration is required.
• 需成功申請；來源未說明獎賞形式。
• 優惠名額有限，先到先得，額滿即止；銀行不提供名額使用情況。

Open source offer ↗

0.35% rate

Added: 2026-09-23

• Eligibility: Audience: other
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• 產品資料概要列出6個月還款期的0.35%基本利率；表格以HK$100,000貸款額為例。此候選只代表6個月還款期。
• 此計劃只適用於東亞銀行信用卡主卡持卡人；不適用於東亞銀行公司卡、雙幣信用卡人民幣賬戶及所有附屬卡。
• 轉賬額最少HK$3,000，並須為HK$100的倍數。須經信貸審查；銀行可調整獲批轉賬額及每月平息。
• 最終貸款條款以貸款確認書為準；資料概要中的利率及費用僅供參考，利率可能在貸款期內變動。
• 計劃不提供獎分、其他推廣現金回贈、獎賞或優惠。每月供款、信用額、轉賬、逾期費用、提前還款及冷靜期條款按計劃條款及細則執行。
• 不得把本候選的0.35%基本利率與特選持卡人24個月、HK$200,000轉賬額適用的0.25%每月平息直接比較。

Open source offer ↗

Bank Of East Asia

At least 0.15% rate

來源明示每月平息低至0.15%。

Added: 2026-09-23

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Minimum requirement: Period: per transaction · Spend: HK$200.00
• Benefit limit: Applies to: 此分期計劃 · Period: not stated · Type: not stated
• Percentage note: 來源明示每月平息低至0.15%。
• Application or registration is required.
• 還款期可選3至60個月；每月平息低至0.15%。個別客戶的實際年利率可能不同。
• 來源列明實際年利率例子：以HK$500,000及60個月計，每月平息0.15%連同利息回贈的實際年利率低至3.43%；同金額及期限的實際年利率另列為3.50%。
• 示例為購買機票HK$15,000並選擇12個月還款，列明每月平息0.18%、每月利息HK$27、每月還款HK$1,277及手續費HK$0。
• 每筆分期最低HK$200，須為交易全數及整數金額。申請人一般毋須另交簽賬單或其他證明文件。
• 可透過東亞手機銀行或東亞網上銀行按「選單 > 信用卡 > 簽賬及結單分期」申請。電話專線申請可能收取HK$50手續費；分期金額達HK$1,500時適用。
• 提早清還須於到期繳款日前至少7個工作天向銀行提交書面通知。銀行會收取未還金額、利息及手續費，並另收原分期金額約1%或最少HK$300的提前還款手續費。
• 分期還款可能反映在個人信貸報告中；遲還或欠款可能對信貸評級造成負面影響。
• 條款引用冷靜期通知，但Markdown沒有通知內容；冷靜期詳情未知。
• 銀行可隨時更改或取消計劃或修訂條款而不作事先通知；爭議由銀行作最終決定。條款受香港法律管轄；中英文版本有歧異時以英文版本為準。

Open source offer ↗

Bank Of East Asia

0.15% rate

Added: 2026-09-23

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Minimum requirement: Period: per transaction · Spend: HK$200.00
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• 分期期數為3至60個月；來源稱每月平息低至0.15%，個別客戶的實際利率可能不同。
• 來源列出的例子：HK$500,000分期金額、60個月還款期及每月平息0.15%，連同HK$888現金回贈計算的實際年利率為3.43%；另一例列出實際年利率3.50%。這些是計算例子，不是另列優惠。
• 每筆分期金額最低為HK$200，須等於該筆交易全數，並以整數金額計算。申請通常不需提交額外簽賬單或證明文件。
• 提前清還須於到期繳款日前7個工作天書面通知銀行；須支付未還金額、利息及手續費，並另付原分期金額約1%或最低HK$300的提前還款手續費。
• 分期還款可能反映在個人信貸報告中；遲還或欠款可能對信貸評級造成負面影響。
• 此計劃受冷靜期安排；詳情在另一通知中，本文件沒有提供。東亞銀行可隨時更改或取消計劃而不預先通知；爭議由東亞銀行作最終決定。條款受香港法律管轄；中英文版本有歧異時以英文版本為準。

Open source offer ↗

0.15% rate

每月平息；原文稱低至0.15%。

Added: 2026-09-23

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: 每月平息 · Period: not stated · Type: not stated
• Percentage note: 每月平息；原文稱低至0.15%。
• Application or registration is required.
• 頁面列出3至60個月分期，每月平息低至0.15%；實際適用利率可因個別持卡人而異，最終條款以貸款確認書為準。
• 頁面例子：HK$15,000機票簽賬、12個月還款、每月平息0.18%、每月利息HK$27、每月還款HK$1,277、手續費HK$0。此為例子。
• 頁面列出HK$500,000分期金額、60個月及每月平息0.15%的實際年利率為3.50%；另列包括HK$888現金回贈的實際年利率低至3.43%。這些是組合例子，不是額外優惠。
• 分期金額最低為HK$200，且須等於一項交易的全數整數金額。每項交易只可申請一次；申請須在結單到期繳款日前至少若干個工作天提出，條款文件沒有顯示所需天數。
• 只適用於東亞銀行信用卡主卡持卡人；不適用於東亞銀行公司卡、雙幣信用卡人民幣賬戶及所有附屬卡。
• 合資格交易包括已誌賬的本地及海外零售簽賬、電子錢包交易及透過東亞網上銀行繳付的交易，但排除銀行或信用卡服務、信貸財務及證券交易；現金透支、結餘轉賬、未清還結欠、取消或退款交易、籌碼兌換、投機性交易、本行收費及其他指定交易亦不合資格。
• 透過東亞手機銀行或東亞網上銀行申請可豁免手續費；透過電話專線申請，如分期金額達HK$1,500，手續費為HK$50。
• 申請獲批後不可取消。提前還款須提前7個工作天書面通知並支付適用費用；提取貸款後7個曆日內取消並全額還款，不收利息或費用。
• 計劃條款及適用費用可由銀行更改；銀行決定是否批核及批核金額。

Open source offer ↗

Bank Of East Asia

Up to 15,000 HKD reward

Added: 2026-09-23

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: Citi Express Cash application reward · Period: not stated · Type: not stated
• Application or registration is required.
• Successful loan application is stated as the condition.
• The source does not identify the reward type or the criteria for each reward amount.
• Loan amount can be up to 12 times monthly salary; repayment term can be up to 60 months.
• The offer is limited and first come, first served; the bank does not provide place-availability information.
• Terms and conditions apply.

Open source offer ↗

0.35% rate

Added: 2026-09-23

• Eligibility: Audience: other
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• 產品資料概要列出24個月還款期的0.35%基本利率；表格以HK$100,000貸款額為例。此候選只代表24個月還款期。
• 此計劃只適用於東亞銀行信用卡主卡持卡人；不適用於東亞銀行公司卡、雙幣信用卡人民幣賬戶及所有附屬卡。
• 轉賬額最少HK$3,000，並須為HK$100的倍數。須經信貸審查；銀行可調整獲批轉賬額及每月平息。
• 最終貸款條款以貸款確認書為準；資料概要中的利率及費用僅供參考，利率可能在貸款期內變動。
• 計劃不提供獎分、其他推廣現金回贈、獎賞或優惠。每月供款、信用額、轉賬、逾期費用、提前還款及冷靜期條款按計劃條款及細則執行。
• 不得把本候選的0.35%基本利率與特選持卡人24個月、HK$200,000轉賬額適用的0.25%每月平息直接比較。

Open source offer ↗

Bank Of East Asia

Up to 15,000 HKD reward

Added: 2026-09-23

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: 獎賞上限未列明 · Period: not stated · Type: not stated
• Application or registration is required.
• 原文說明成功申請 Citi 特快現金可獲高達 HK$15,000 獎賞；獎賞形式及分級條件未列明。
• 受條款及細則約束。借定唔借？還得到先好借！

Open source offer ↗

Up to 15,000 HKD reward

Added: 2026-09-23

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Amount: 15000 · Applies to: Citi Express Cash loan reward · Currency: HKD · Period: not stated · Type: limited · Unit: currency
• Application or registration is required.
• The source says a successful loan application is required.
• Promotion quota is limited; offers are first come, first served, until full.
• Subject to terms and conditions. The source advises borrowing only if repayment is affordable.

Open source offer ↗

At least 1.56% rate

The source states an APR as low as 1.56%. It says actual rates can vary by customer.

Added: 2026-09-23

• Eligibility: Audience: other
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: loan APR · Period: not stated · Type: not stated
• Percentage note: The source states an APR as low as 1.56%. It says actual rates can vary by customer.
• Application or registration is required.
• The 1.56% APR example uses a 0.07% monthly flat rate, a HK$1,000,000 loan, and a 12-month repayment period.
• The example applies to selected customers. The source says the actual APR may differ by customer background.
• The APR is calculated under the stated banking code guidance and rounded to two decimal places. It includes the product's basic rate and other fees and charges.
• Promotion quota is limited; offers are first come, first served, until full.
• Subject to terms and conditions. The source advises borrowing only if repayment is affordable.

Open source offer ↗

300 HKD saving

Added: 2026-09-23

• Eligibility: Audience: other
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• 手續費豁免只限經東亞網上銀行或其他電子渠道申請；電話專線申請會收取手續費。
• 電話專線手續費HK$300適用於HK$5,000至HK$49,900的提取金額；此金額範圍對應本優惠。
• 電話專線手續費按每次成功申請計算，並於首期供款從東亞銀行信用卡賬戶扣除。
• 轉賬金額最低為HK$3,000，並須為HK$100的倍數。
• 批核後3個工作天內，款項以電匯方式存入持卡人名下的其他信用卡賬戶；不接受東亞銀行信用卡的結餘轉戶申請。
• 此貸款產品設有冷靜期；詳情請參閱通知，通知條款未載於此文件。
• 借款人應量力而借；須受條款及細則約束。詳情可致電申請熱線2211 1488查詢。

Open source offer ↗

Bank Of East Asia

Up to 15,000 HKD reward

Added: 2026-09-23

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: Citi Fast Cash application reward · Period: not stated · Type: not stated
• Application or registration is required.
• 成功申請Citi特快現金可獲高達HK$15,000獎賞；來源未說明獎賞形式或計算級別。
• 推廣名額有限，先到先得，額滿即止；數量未列明。
• 受條款及細則約束；來源未提供條款內容。

Open source offer ↗

0.07% rate

Added: 2026-09-23

• Eligibility: Audience: other
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: 貸款利率上限未列明 · Period: not stated · Type: not stated
• Application or registration is required.
• 月平息 0.07% 是實際年利率 1.56% 的計算假設，按貸款額 HK$1,000,000 及還款期 12 個月計算。
• 實際年利率低至 1.56% 只適用於特選客戶；個別客戶利率或因背景而異。
• 推廣名額有限，先到先得；銀行不提供名額使用情況。受條款及細則約束。借定唔借？還得到先好借！

Open source offer ↗

At least 0.15% rate

Added: 2026-09-23

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: 每月平息 · Period: not stated · Type: not stated
• Application or registration is required.
• 分期期限為3至60個月；每月平息低至0.15%。實際適用利率可能因客戶而異。
• 頁面例子以 HK$15,000 機票簽賬、每月平息0.18%、12個月還款計算，每月利息 HK$27、每月還款 HK$1,277、手續費 HK$0。
• 以分期金額 HK$500,000、60個月及每月平息0.15%計算，實際年利率為3.50%，並約至小數後兩位；個別客戶的實際年利率可能不同。
• 另一項實際年利率例子計入 HK$888 現金回贈，按分期金額 HK$500,000、每月平息0.15%及60個月計算為3.43%，並約至小數後兩位；個別持卡人的實際年利率可能不同。
• 申請最低分期金額為 HK$200，且須等於整筆交易金額並以整數計算。
• 申請人可透過東亞手機銀行或東亞網上銀行申請；一般無須提交額外簽賬單或證明文件。
• 提前還款須於結單到期繳款日前7個工作天向銀行提交書面通知；須支付未還金額、利息及手續費，並另付約為原分期金額1%或最少 HK$300 的提前還款手續費。
• 此貸款產品設有冷靜期；頁面所指的通知文件不在本次允許的證據中，具體條件未知。
• 銀行保留隨時更改或取消計劃及修改條款的權利，毋須事先通知；如有爭議，銀行決定為最終決定。
• 條款受香港法律管轄，香港法院有專有司法管轄權；中英文版本有歧異時以英文版本為準。

Open source offer ↗

1.56% rate

The source states an APR as low as 1.56%; the stated calculation conditions are in constraints.

Added: 2026-09-23

• Eligibility: Audience: other
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: APR · Period: not stated · Type: not stated
• Percentage note: The source states an APR as low as 1.56%; the stated calculation conditions are in constraints.
• Application or registration is required.
• The source limits the stated APR to selected customers.
• The APR of 1.56% is calculated from a monthly flat rate of 0.07%, a HK$1,000,000 loan, and a 12-month repayment term.
• The APR follows the stated Code of Banking Practice calculation guidance and is rounded to two decimal places. Individual APRs may differ based on customer circumstances.
• The source states a loan amount up to 12 times monthly salary and a repayment term up to 60 months.
• The offer has limited places, is first come, first served, and ends when the quota is full. The number of places is not stated.
• Subject to terms and conditions. Borrowing risk disclosure: borrow only if repayment is affordable.

Open source offer ↗

0.13% rate

來源稱每月平息低至0.13%。來源另列實際年利率情景：包括回贈情景2.72%、FAQ所述3.04%，以及HK$500,000兌現額、HK$500手續費、60個月還款期情景3.08%；個別實際利率可有差異。

Added: 2026-09-23

• Eligibility: Audience: all
• Eligible spending: Applies to: 借貸/分期付款 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: 來源稱每月平息低至0.13%。來源另列實際年利率情景：包括回贈情景2.72%、FAQ所述3.04%，以及HK$500,000兌現額、HK$500手續費、60個月還款期情景3.08%；個別實際利率可有差異。
• Application or registration is required.
• 須持有東亞銀行信用卡及有足夠可用信貸額；批核金額受信用額限制。
• 可選3至60個月還款期；個別實際年利率或有差異。註6列包括HK$3,888回贈的實際年利率情景為2.72%；FAQ列3.04%；註9以HK$500,000、一次性HK$500手續費及60個月計算為3.08%。
• 提早還款或需支付原兌現金額1%的手續費或最低HK$300，並支付未償還兌現金額及累積利息；FAQ另稱冷靜期內取消並全額還款不收費。冷靜期詳情請參閱所引用通知。
• 東亞銀行保留更改或取消計劃及修訂條款的權利；爭議由銀行作最終決定。條款受香港法律管轄，中英文版本不一致時以英文版為準。

Open source offer ↗

Bank Of East Asia

Up to 1.56% rate

Added: 2026-09-23

• Eligibility: Audience: other
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: Citi Fast Cash APR · Period: not stated · Type: not stated
• Application or registration is required.
• 實際年利率低至1.56%，只適用於特選客戶。
• 來源按月平息0.07%、貸款額HK$1,000,000及還款期12個月計算該年利率。
• 來源稱年利率依《銀行營運守則》指引計算，進位至小數後兩位；實際利率可因客戶背景而異，並包括基本利率及其他費用與收費。
• 貸款額高達月薪12倍；還款期長達60個月；批核後現金即時到手。
• 推廣名額有限，先到先得，額滿即止；數量未列明。受條款及細則約束。

Open source offer ↗

0.25% rate

來源列明每月平息低至0.25%；適用條件及例示實際年利率見 constraints。

Added: 2026-09-23

• Eligibility: Audience: other
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: 來源列明每月平息低至0.25%；適用條件及例示實際年利率見 constraints。
• Application or registration is required.
• 來源指明東亞銀行信用卡「好用錢」結餘轉戶計劃，並以「特選持卡人」限定0.25%每月平息。
• 0.25%每月平息只適用於轉賬金額HK$200,000及還款期24個月的特選持卡人。
• 來源列出長達60個月還款期；沒有列明該期限的利率。
• 來源以HK$200,000轉賬金額、一次性HK$500手續費及24個月還款期為例，列出實際年利率6.07%；該年利率按《銀行營運守則》指引計算並約至小數後兩位，個別持卡人的實際年利率可能不同。6.07%是例示年利率，不是優惠每月平息。
• 申請途徑：經東亞網上銀行申請。
• 轉賬金額最低為HK$3,000，並須為HK$100的倍數。
• 申請批核後3個工作天內，轉賬金額以電匯存入持卡人指定的其他信用卡賬戶；該賬戶須以持卡人名義持有，且不接受東亞銀行信用卡賬戶的結餘轉戶申請。
• 本貸款產品設有冷靜期；來源將詳情指向通知，Markdown未列出冷靜期細節。
• 須受條款及細則約束；來源指示致電申請熱線2211 1488查詢詳情。

Open source offer ↗

Up to 15,000 HKD reward

Added: 2026-09-23

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: Citi Fast Cash application reward · Period: not stated · Type: not stated
• Application or registration is required.
• 獎賞適用於成功申請 Citi Fast Cash 的人士。
• 來源沒有說明獎賞形式或決定金額的條件。
• 名額有限，先到先得；銀行不提供名額情況。
• 條款及細則適用，並附有審慎借貸提示。

Open source offer ↗

Up to 15,000 HKD reward

Added: 2026-09-23

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: loan reward · Period: not stated · Type: not stated
• Application or registration is required.
• 成功申請Citi特快現金可獲高達HK$15,000獎賞；來源沒有說明獎賞形式或級別。
• 推廣名額有限，先到先得，額滿即止；銀行不提供名額使用情況。
• 貸款額可高達月薪12倍，還款期可長達60個月；批核後現金即時到手。
• 受條款及細則約束。

Open source offer ↗

Up to 15,000 HKD reward

Added: 2026-09-23

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: Citi特快現金貸款申請獎賞 · Period: not stated · Type: not stated
• Application or registration is required.
• 成功申請Citi特快現金貸款可獲高達HK$15,000獎賞。
• 來源未說明獎賞形式、級別條件或有效日期。
• 受條款及細則約束。借定唔借？還得到先好借！

Open source offer ↗

500 HKD saving

Added: 2026-09-23

• Eligibility: Audience: other
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• 手續費豁免只限經東亞網上銀行或其他電子渠道申請；電話專線申請會收取手續費。
• 電話專線手續費HK$500適用於HK$50,000或以上的提取金額；此金額範圍對應本優惠。
• 電話專線手續費按每次成功申請計算，並於首期供款從東亞銀行信用卡賬戶扣除。
• 轉賬金額最低為HK$3,000，並須為HK$100的倍數。
• 批核後3個工作天內，款項以電匯方式存入持卡人名下的其他信用卡賬戶；不接受東亞銀行信用卡的結餘轉戶申請。
• 此貸款產品設有冷靜期；詳情請參閱通知，通知條款未載於此文件。
• 借款人應量力而借；須受條款及細則約束。詳情可致電申請熱線2211 1488查詢。

Open source offer ↗

Bank Of East Asia

Up to 1,200 HKD saving

Added: 2026-09-23

• Eligibility: Audience: all
• Eligible spending: Applies to: 借貸/分期付款 · Type: category
• Benefit limit: Applies to: 簽賬分期現金回贈 · Period: not stated · Type: not stated
• 適用於sim Credit Card簽賬分期。
• 來源明示回贈最高HKD1,200。
• 優惠受條款及細則約束；本Markdown未列出詳細條款。

0.35% rate

Added: 2026-09-23

• Eligibility: Audience: other
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• 產品資料概要列出12個月還款期的0.35%基本利率；表格以HK$100,000貸款額為例。此候選只代表12個月還款期。
• 此計劃只適用於東亞銀行信用卡主卡持卡人；不適用於東亞銀行公司卡、雙幣信用卡人民幣賬戶及所有附屬卡。
• 轉賬額最少HK$3,000，並須為HK$100的倍數。須經信貸審查；銀行可調整獲批轉賬額及每月平息。
• 最終貸款條款以貸款確認書為準；資料概要中的利率及費用僅供參考，利率可能在貸款期內變動。
• 計劃不提供獎分、其他推廣現金回贈、獎賞或優惠。每月供款、信用額、轉賬、逾期費用、提前還款及冷靜期條款按計劃條款及細則執行。
• 不得把本候選的0.35%基本利率與特選持卡人24個月、HK$200,000轉賬額適用的0.25%每月平息直接比較。

Open source offer ↗

Bank Of East Asia

At least 1.56% rate

The source states an APR as low as 1.56%, based on a monthly flat rate of 0.07%, a HK$1,000,000 loan, and a 12-month term. It applies to selected customers. Individual APRs may differ and depend on customer background. The APR is rounded to two decimal places and includes the basic rate and other fees and charges.

Added: 2026-09-23

• Eligibility: Audience: other
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: Citi Express Cash loan APR · Period: not stated · Type: not stated
• Percentage note: The source states an APR as low as 1.56%, based on a monthly flat rate of 0.07%, a HK$1,000,000 loan, and a 12 month term. It applies to selected customers. Individual APRs may differ and depend on customer background. The APR is rounded to two decimal places and includes the basic rate and other fees and charges.
• Application or registration is required.
• The source states selected customers qualify for the stated APR example.
• The example uses a HK$1,000,000 loan and a 12-month repayment term at a monthly flat rate of 0.07%.
• Loan amount can be up to 12 times monthly salary; repayment term can be up to 60 months.
• Cash is available after approval.
• The offer is limited and first come, first served; the bank does not provide place-availability information.
• The source says APR follows the Banking Code calculation guidance, is rounded to two decimal places, may vary by customer background, and includes the basic rate and other fees and charges.
• Terms and conditions apply.

Open source offer ↗