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3.8% saving

Added: 2026-09-17

• Eligibility: Audience: all
• Eligible spending: Applies to: klook · Type: merchant
• Requirements: Period spend ≥: HK$15,000.00
• Benefit limit: Amount: 5000 · Applies to: 所有指定商戶額外回贈合資格簽賬的共用上限 · Currency: HKD · Period: per statement period · Type: limited · Unit: currency
• Application or registration is required.
• 須成功申請並啟用渣打Smart信用卡；每月合資格簽賬HKD15,000或以上。
• 指定商戶為Klook。只適用於香港特區店舖；電子錢包交易須在月結單顯示指定商戶名稱。
• 3.80%為額外回贈；連同1.20%基本回贈，指定商戶合計5%。HKD5,000是每個信用卡賬戶每個月結單週期內所有指定商戶共用的合資格簽賬上限。超出上限的簽賬按其他合資格交易處理。
• 合資格交易、除外交易、結算、兌換、取消退款、賬戶狀況和銀行更改計劃的條件按Smart信用卡獎賞條款執行。
• 條款另述推廣期內特約商戶合資格簽賬總上限由銀行不時自行決定；來源未列金額，且未說明此上限與頁面HKD5,000月結單週期上限的關係。
• Smart信用卡指定商戶現金回贈: 2026-08-01 – 2027-01-03

Open source offer ↗

5 RewardCash reward

Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.

• Eligibility: Audience: all
• Eligible spending: Applies to: 焙著你烘焙 / 太古城中心冰上皇宮 / kkbox / moov / neway ceo karaoke / 康體通 · Type: merchant
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• Spend is limited to the named participating entertainment merchants and their qualifying Hong Kong transactions.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

5 RewardCash reward

Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.

• Eligibility: Audience: all
• Eligible spending: Applies to: kkbox / moov / neway ceo karaoke · Type: merchant
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

8% reward

The source states a maximum 8% +FUN Dollars rebate, including the basic 0.4% +FUN Dollars reward.

• Eligibility: Audience: student
• Eligible spending: Applies to: apple tv music / disney plus / hbo max / hmvod / joox / kkbox / moov / netflix / spotify / viu / youtube / broadway circuit / cineart cinema / cinema city / emperor cinemas / bestarfilm cinemas / mcl cinema / cityline / hotdogtix / kktix / popticket / ticketflap / urbtix / hong kong disneyland / ocean park hong kong · Type: merchant
• Requirements: Period spend ≥: HK$3,000.00
• Benefit limit: Amount: 500 · Applies to: Extra +FUN Dollars reward for each Eligible Credit Card account per calendar month · Period: per month · Type: limited · Unit: other
• Percentage note: The source states a maximum 8% +FUN Dollars rebate, including the basic 0.4% +FUN Dollars reward.
• Application or registration is required.
• Cardholders must register once with the Hang Seng MMPOWER World Mastercard +FUN Dollars Reward Programme through the Hang Seng Credit Card Website or Hang Seng Mobile App during the Promotion Period. Only transactions made in the month of successful registration and later can qualify.
• Cardholders normally need accumulated Eligible Retail Spending of at least HKD3,000 in a calendar month. Full-time University/Tertiary Students who meet the source conditions are exempt until the end of their graduation year.
• Eligible Retail Spending completed in a calendar month must post to the relevant Eligible Credit Card account within 15 days. The account must remain valid and in good standing when the reward is credited.
• The total extra reward is capped at $500 +FUN Dollars per calendar month per Eligible Credit Card account. The reward is credited within 2 calendar months, is rounded down to the nearest dollar, and is calculated from accumulated net spending after amounts settled with discounts, +FUN Dollars or Merchant Dollars are removed.
• Eligible Retail Spending excludes online bill payments, tax payments, insurance-company transactions, Alipay and WeChat Pay, phone or fax orders, cash coupons, instalments, balance transfers, Octopus Add Value, stored-value cards or e-wallet purchases or reloads, financial or non-financial institution transactions, cash advances, fees, casino chip purchases, automatic or recurring payments, and cancelled, returned or fraudulent transactions.
• The four reward categories are mutually exclusive for a transaction. Transactions that qualify for more than one category are classified in priority order: designated merchant spending, online entertainment or online fashion spending, online retail spending, then foreign currency spending.
• The stated percentage includes the basic 0.4% +FUN Dollars reward on Hang Seng Credit Card spending. Online-channel spending may be in local or foreign currency, and the transaction amount is converted to HKD as posted on the card statement.
• The reward and use of +FUN Dollars remain subject to the Hang Seng Credit Card Membership Rewards Programme and other applicable terms. Unless otherwise stated, the reward cannot be used with other +FUN Dollars promotions.
• Eligible Online Entertainment Spending is limited to the source-listed streaming platforms, local cinemas, ticketing platforms and local theme parks. Local cinema spending is limited to ticket purchases; food and beverage purchases are excluded.
• Online entertainment transactions at merchants other than the designated merchants are not eligible. The complete recognizable merchant list is preserved in merchants.
• Eligible transactions in the Hang Seng MMPOWER World Mastercard +FUN Dollars Reward Programme: 2026-04-01 – 2026-12-31

5 RewardCash reward

Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.

• Eligibility: Audience: all
• Eligible spending: Applies to: 焙著你烘焙 / kkbox / moov / neway ceo karaoke / 康體通 · Type: merchant
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Selected category bucket: 賞享受.
• Valid only for the listed merchants in the 娛樂 group.
• The merchant list and merchant category rules in the terms and conditions apply.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31