Calculation
- Selected amount: HK$100.00
- Purchase amount: HK$100.00
- Promotion saving: HK$0.00
- Card payment: HK$100.00
- Card reward: HK$2.00
- Additional charges: HK$0.00
- Estimated net cost: HK$98.00
HK$2.00 ÷ HK$100.00 = 2%
Terms & conditions
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
Some validity dates are unstated. Confirm availability.
ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate
- Eligibility: Audience: all
- Eligible spending: Type: all
- Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
- Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
- Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
- The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
- Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
- The source states the rebate is equivalent to 4X bonus points. It does not state an end date.








