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Latest offers

Card reward only
HK$2.002%
Purchase amount
HK$100.00
Reward rate
2%
Estimated net cost
HK$98.00
hsbc unionpay dual currency cardView details
HK$100.00 purchase
Calculation
HK$2.00
  • Selected amount: HK$100.00
  • Purchase amount: HK$100.00
  • Promotion saving: HK$0.00
  • Card payment: HK$100.00
  • Card reward: HK$2.00
  • Additional charges: HK$0.00
  • Estimated net cost: HK$98.00

HK$2.00 ÷ HK$100.00 = 2%

Terms & conditions
  • Assumes the full reward limit is still available. extra RewardCash under 2026 最紅自主獎賞
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

生活影音等商戶：Extra 5X RewardCash for 電子產品

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 生活影音 / 百老滙 / bruno / 中原電器 / 豐澤 / j select / 人気电器店 / panasonic陳列室 / price網購 / 蘇寧 / 偉明電業 / 惠而浦網上商店 w mall / 衛訊 / 友和 yoho · Type: merchant
  • Requirements: Period spend <: HK$100,000.01
  • Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
  • Application or registration is required.
  • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
  • Allocate the extra 5X RewardCash to one selected category.
  • Qualifying spend is counted during 2026-01-01 to 2026-12-31.
  • The first HKD100,000 of qualifying spend is eligible for the extra reward.
  • Maximum extra RewardCash is HKD2,000.
  • The extra reward is in addition to the basic RewardCash.
  • Selected category bucket: 賞家居.
  • Valid only for the listed merchants in the 電子產品 group.
  • The merchant list and merchant category rules in the terms and conditions apply.
  • 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

Open source offer ↗

  1. 0101/Other×av life參與商戶即時兌換獎賞錢：每HK$1獎賞錢可作HK$1消費額1HKD saving
    01/Other×av life
    Other

    參與商戶即時兌換獎賞錢：每HK$1獎賞錢可作HK$1消費額

    1HKD saving
    DiscountCheck date conditions
    Offer details

    1 HKD saving

    Added: 2026-10-09

    Terms & conditions
    • Eligibility: Audience: all
    • Eligible spending: Applies to: 生活影音 / 百老匯 / 中原電器 / 生活數碼 / 水之屋 / OTO / 百成堂 / 永安旅遊 · Type: merchant
    • Benefit limit: Period: not stated · Type: not stated
    • 每HK$1「獎賞錢」可作港幣1元使用。
    • 商戶即時兌換「獎賞錢」不適用於滙豐 Pulse 銀聯雙幣鑽石信用卡及滙豐銀聯雙幣信用卡。

    Open source offer ↗

  2. 0202/Other×av life生活影音：每$1「獎賞錢」可作港幣1元即時消費1HKD per RewardCash rate
    02/Other×av life
    Other

    生活影音：每$1「獎賞錢」可作港幣1元即時消費

    1HKD per RewardCash rate
    PointsCheck date conditions
    Offer details

    1 HKD per RewardCash rate

    Added: 2026-10-08

    Terms & conditions
    • Eligibility: Audience: all
    • Eligible spending: Applies to: 生活影音 · Type: merchant
    • Benefit limit: Period: not stated · Type: not stated
    • 即時兌換不適用於滙豐Pulse銀聯雙幣鑽石信用卡及滙豐銀聯雙幣信用卡。
    • 滙豐及參與商戶保留修訂相關項目的權利。
    • 下載應用程式後可使用「獎賞錢」、瀏覽優惠及管理信用卡賬戶。

    Open source offer ↗

  3. 0303/Other×av life於指定參與商戶即時兌換「獎賞錢」（每 HK$1 可抵 HK$1）1HKD saving
    03/Other×av life
    Other

    於指定參與商戶即時兌換「獎賞錢」（每 HK$1 可抵 HK$1）

    1HKD saving
    DiscountCheck date conditions
    Offer details

    1 HKD saving

    Added: 2026-10-04

    Terms & conditions
    • Eligibility: Audience: all
    • Eligible spending: Applies to: 生活影音 / 百老匯 / 中原電器 / 生活數碼 / 水之屋 / oto / 百成堂 / 永安旅遊 · Type: merchant
    • Benefit limit: Applies to: 指定參與商戶即時兌換「獎賞錢」 · Period: not stated · Type: not stated
    • 每 HK$1「獎賞錢」可作 HK$1 使用。
    • 於商戶即時兌換「獎賞錢」不適用於滙豐 Pulse 銀聯雙幣鑽石信用卡及滙豐銀聯雙幣信用卡。
    • 換領優惠不適用於指定地點、產品及服務。滙豐及參與商戶保留修訂有關項目的權利。

    Open source offer ↗

  4. 0404/Other×av life生活影音即時兌換「獎賞錢」：每$1「獎賞錢」可作HK$1使用1HKD saving
    04/Other×av life
    Other

    生活影音即時兌換「獎賞錢」：每$1「獎賞錢」可作HK$1使用

    1HKD saving
    PointsCheck date conditions
    Offer details

    1 HKD saving

    Added: 2026-10-02

    Terms & conditions
    • Eligibility: Audience: all
    • Eligible spending: Applies to: 生活影音 · Type: merchant
    • Benefit limit: Applies to: 生活影音即時兌換 · Period: not stated · Type: not stated
    • 每$1「獎賞錢」可作港幣$1使用。
    • 來源稱使用滙豐信用卡簽賬越多，可賺取及累積更多「獎賞錢」；來源未列賺取率。
    • 此兌換優惠不適用於滙豐 Pulse 銀聯雙幣鑽石信用卡及滙豐銀聯雙幣信用卡。
    • 來源提及可透過滙豐Reward+使用「獎賞錢」，但未說明於參與商戶即時兌換是否必須使用該應用程式。

    Open source offer ↗

  5. 0505/Other×av life多間參與商戶即時兌換「獎賞錢」：每$1「獎賞錢」可作HK$1使用1HKD per $1 RewardCash rate
    05/Other×av life
    Other

    多間參與商戶即時兌換「獎賞錢」：每$1「獎賞錢」可作HK$1使用

    1HKD per $1 RewardCash rate
    PointsCheck date conditions
    Offer details

    1 HKD per $1 RewardCash rate

    Added: 2026-09-28

    Terms & conditions
    • Eligibility: Audience: all
    • Eligible spending: Applies to: 生活影音 / 百老匯 / 中原電器 / 生活數碼 / 水之屋 / oto / 百成堂 / 永安旅遊 · Type: merchant
    • Benefit limit: Period: not stated · Type: not stated
    • 只適用於所列參與商戶。
    • 不適用於滙豐 Pulse 銀聯雙幣鑽石信用卡及滙豐銀聯雙幣信用卡。
    • 頁面稱可下載滙豐 Reward+ 應用程式，以使用「獎賞錢」、瀏覽優惠及管理信用卡賬戶。

    Open source offer ↗

  6. 0606/Other×av life生活影音：每$1「獎賞錢」即時抵扣HK$1消費1HKD saving
    06/Other×av life
    Other

    生活影音：每$1「獎賞錢」即時抵扣HK$1消費

    1HKD saving
    DiscountCheck date conditions
    Offer details

    1 HKD saving

    Added: 2026-09-23

    Terms & conditions
    • Eligibility: Audience: all
    • Eligible spending: Applies to: 生活影音 · Type: merchant
    • Benefit limit: Period: not stated · Type: not stated
    • 於參與商戶消費，每$1「獎賞錢」可作港幣1元使用，即時扣減消費。
    • 本頁稱使用滙豐信用卡簽賬可賺取及累積「獎賞錢」。
    • 不適用於滙豐 Pulse 銀聯雙幣鑽石信用卡及滙豐銀聯雙幣信用卡。

    Open source offer ↗

  7. 0707/Other×av life生活影音：每HK$1「獎賞錢」可作HK$1使用1HKD reward
    07/Other×av life
    Other

    生活影音：每HK$1「獎賞錢」可作HK$1使用

    1HKD reward
    PointsCheck date conditions
    Offer details

    1 HKD reward

    Added: 2026-09-23

    Terms & conditions
    • Eligibility: Audience: all
    • Eligible spending: Applies to: 生活影音 · Type: merchant
    • Benefit limit: Period: not stated · Type: not stated
    • 不適用於滙豐Pulse銀聯雙幣鑽石信用卡及滙豐銀聯雙幣信用卡。
    • 滙豐及參與商戶保留修訂有關項目的權利。

    Open source offer ↗

  8. 0808/Other×av life生活影音：每HK$1獎賞錢可抵HK$1消費1HKD saving
    08/Other×av life
    Other

    生活影音：每HK$1獎賞錢可抵HK$1消費

    1HKD saving
    PointsCheck date conditions
    Offer details

    1 HKD saving

    Added: 2026-09-23

    Terms & conditions
    • Eligibility: Audience: all
    • Eligible spending: Applies to: 生活影音 · Type: merchant
    • Benefit limit: Applies to: 於生活影音兌換獎賞錢 · Period: not stated · Type: not stated
    • 須使用已累積的獎賞錢於參與商戶即時兌換；每HK$1獎賞錢可作HK$1使用。
    • 不適用於滙豐Pulse銀聯雙幣鑽石信用卡及滙豐銀聯雙幣信用卡。
    • 滙豐及參與商戶保留修訂有關項目的權利。

    Open source offer ↗

  9. 0909/Other×av life於參與商戶即時使用獎賞錢，每$1可作港幣1元使用1HKD saving
    09/Other×av life
    Other

    於參與商戶即時使用獎賞錢，每$1可作港幣1元使用

    1HKD saving
    DiscountCheck date conditions
    Offer details

    1 HKD saving

    Added: 2026-09-23

    Terms & conditions
    • Eligibility: Audience: all
    • Eligible spending: Applies to: 生活影音 / 百老匯 / 中原電器 / 生活數碼 / 水之屋 / OTO / 百成堂 / 永安旅遊 · Type: merchant
    • Benefit limit: Period: not stated · Type: not stated
    • 每$1「獎賞錢」可作港幣1元使用；優惠只適用於參與商戶。
    • 不適用於滙豐Pulse銀聯雙幣鑽石信用卡及滙豐銀聯雙幣信用卡。
    • 換領優惠不適用於豐澤特賣店及豐澤香港機場分店、時間廊維修服務，以及於K11 Design Store購買現金券。
    • 滙豐及參與商戶保留修訂有關不適用項目的權利。

    Open source offer ↗

  10. 1010/Other×av life生活影音：每HK$1獎賞錢抵HK$11HKD saving
    10/Other×av life
    Other

    生活影音：每HK$1獎賞錢抵HK$1

    1HKD saving
    DiscountCheck date conditions
    Offer details

    1 HKD saving

    Added: 2026-09-23

    Terms & conditions
    • Eligibility: Audience: all
    • Eligible spending: Applies to: 生活影音 · Type: merchant
    • Benefit limit: Period: not stated · Type: not stated
    • 每HK$1「獎賞錢」可作HK$1使用；不適用於滙豐 Pulse 銀聯雙幣鑽石信用卡及滙豐銀聯雙幣信用卡。

    Open source offer ↗

  11. 1111/Electronics×av life生活影音：每HKD 1「獎賞錢」可作HKD 1使用1HKD saving
    11/Electronics×av life
    Electronics

    生活影音：每HKD 1「獎賞錢」可作HKD 1使用

    1HKD saving
    PointsCheck date conditions
    Offer details

    1 HKD saving

    Added: 2026-09-22

    Terms & conditions
    • Eligibility: Audience: all
    • Eligible spending: Applies to: 生活影音 · Type: merchant
    • Benefit limit: Period: not stated · Type: not stated
    • 每$1「獎賞錢」可作港幣1元使用。
    • 不適用於滙豐 Pulse 銀聯雙幣鑽石信用卡及滙豐銀聯雙幣信用卡。
    • 滙豐及參與商戶保留修訂有關項目的權利。

    Open source offer ↗

  12. 1212/Other×av life於參與商戶以「獎賞錢」每1點兌換港幣1元消費額1獎賞錢 reward
    12/Other×av life
    Other

    於參與商戶以「獎賞錢」每1點兌換港幣1元消費額

    1獎賞錢 reward
    PointsCheck date conditions
    Offer details

    1 獎賞錢 reward

    Added: 2026-09-21

    Terms & conditions
    • Eligibility: Audience: all
    • Eligible spending: Applies to: 生活影音 / 百老滙 / 中原電器 / 千色Citistore / 時間廊 / 豐澤 / GLYCEL / 生活數碼 / 萬寧 / 水磨坊 / Oasis Homme / 水之屋 / OTO / 百成堂 / 崇光百貨 / 永安百貨 / 永安旅遊 / LeSportsac · Type: merchant
    • Benefit limit: Applies to: 獎賞錢兌換 · Period: not stated · Type: not stated
    • 於參與商戶消費時使用；每$1「獎賞錢」可作港幣1元使用。
    • 不適用於滙豐Pulse銀聯雙幣鑽石信用卡及滙豐銀聯雙幣信用卡。
    • 換領優惠不適用於豐澤特賣店及豐澤香港機場分店、時間廊維修服務及於K11 Design Store購買現金券。
    • LeSportsac每次可兌換港幣50元或其倍數；千色Citistore每次最少兌換港幣100元現金券；萬寧、崇光百貨及永安百貨每次最少兌換港幣50元現金券一張。
    • 崇光購物禮券換領處設於崇光銅鑼灣店SOGO CLUB 11/F；兌換時間按崇光營業時間，節日期間特別延長時間除外。

    Open source offer ↗

  13. 1313/Other×av life參與商戶以「獎賞錢」即時節省消費，每$1可作港幣1元使用1HKD saving
    13/Other×av life
    Other

    參與商戶以「獎賞錢」即時節省消費，每$1可作港幣1元使用

    1HKD saving
    PointsCheck date conditions
    Offer details

    1 HKD saving

    Added: 2026-09-18

    Terms & conditions
    • Eligibility: Audience: all
    • Eligible spending: Applies to: av life / broadway lifestyle / chung yuen electrical / 千色citistore / 時間廊 / fortress / 生活數碼 / mannings / 水之屋 / oto / 百成堂 / sogo / 永安百貨 / wing on travel · Type: merchant
    • Benefit limit: Applies to: RewardCash即時兌換 · Period: not stated · Type: not stated
    • 下載滙豐Reward+應用程式，您即可隨時隨地使用「獎賞錢」、瀏覽最新優惠及管理信用卡賬戶。
    • 於商戶即時兌換「獎賞錢」不適用於滙豐 Pulse 銀聯雙幣鑽石信用卡及滙豐銀聯雙幣信用卡。
    • 滙豐及參與商戶保留修訂有關項目的權利。
    • 頁面列出的參與商戶包括生活影音、百老滙、中原電器、千色Citistore、時間廊、豐澤、生活數碼、萬寧、水之屋、OTO、百成堂、崇光百貨、永安百貨及永安旅遊。
    • 換領優惠不適用於豐澤特賣店及豐澤香港機場分店。
    • 換領優惠不適用於時間廊的維修服務及於K11 Design Store購買現金券。
    • GLYCEL、水磨坊及Oasis Homme列明適用於2026年3月31日或之前；不將其作為2026年9月23日的有效商戶優惠。

    Open source offer ↗

  14. 1414/Electronics×av life生活影音等商戶：Extra 5X RewardCash for 電子產品HSBC UnionPay Dual Currency Card5RewardCash reward
    14/Electronics×av life
    Electronics

    生活影音等商戶：Extra 5X RewardCash for 電子產品

    HSBC UnionPay Dual Currency Card5RewardCash reward
    Conditions applyPointsPeriod LimitedCap: HK$2,000.00 · promotion total
    Offer details

    5 RewardCash reward

    Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.

    Terms & conditions
    • Eligibility: Audience: all
    • Eligible spending: Applies to: 生活影音 / 百老滙 / bruno / 中原電器 / 豐澤 / j select / 人気电器店 / panasonic陳列室 / price網購 / 蘇寧 / 偉明電業 / 惠而浦網上商店 w mall / 衛訊 / 友和 yoho · Type: merchant
    • Requirements: Period spend <: HK$100,000.01
    • Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
    • Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
    • Application or registration is required.
    • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
    • Allocate the extra 5X RewardCash to one selected category.
    • Qualifying spend is counted during 2026-01-01 to 2026-12-31.
    • The first HKD100,000 of qualifying spend is eligible for the extra reward.
    • Maximum extra RewardCash is HKD2,000.
    • The extra reward is in addition to the basic RewardCash.
    • Selected category bucket: 賞家居.
    • Valid only for the listed merchants in the 電子產品 group.
    • The merchant list and merchant category rules in the terms and conditions apply.
    • 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

    Open source offer ↗

    Related credit cards
    HSBC UnionPay Dual Currency CardHSBC UnionPay Dual Currency Card
  15. 1515/Electronics×av life生活影音等商戶：extra 5X RewardCashHSBC Visa Gold Card5RewardCash reward
    15/Electronics×av life
    Electronics

    生活影音等商戶：extra 5X RewardCash

    HSBC Visa Gold Card5RewardCash reward
    Conditions applyPointsPeriod LimitedCap: HK$2,000.00 · promotion total
    Offer details

    5 RewardCash reward

    Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.

    Terms & conditions
    • Eligibility: Audience: all
    • Eligible spending: Applies to: 生活影音 / 百老滙 / bruno / 中原電器 / 豐澤 / j select / 人気電器店 / panasonic陳列室 / price網購 / 蘇寧 / 偉明電業 / 惠而浦網上商店 w mall / 衛訊 / 友和 yoho · Type: merchant
    • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
    • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
    • Application or registration is required.
    • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
    • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
    • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
    • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
    • Spend is limited to the named participating electronics merchants and their qualifying Hong Kong transactions.
    • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

    Open source offer ↗

    Related credit cards
    HSBC Visa Gold CardHSBC Visa Gold Card
15 / 15

Source-listed offers. Check terms.

Credit cards

Card reward
HK$2.002%
Purchase amount
HK$100.00
Reward rate
2%
Estimated net cost
HK$98.00
hsbc unionpay dual currency cardView details
HK$100.00 purchase
Calculation
HK$2.00
  • Selected amount: HK$100.00
  • Purchase amount: HK$100.00
  • Promotion saving: HK$0.00
  • Card payment: HK$100.00
  • Card reward: HK$2.00
  • Additional charges: HK$0.00
  • Estimated net cost: HK$98.00

HK$2.00 ÷ HK$100.00 = 2%

Terms & conditions
  • Assumes the full reward limit is still available. extra RewardCash under 2026 最紅自主獎賞
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

生活影音等商戶：Extra 5X RewardCash for 電子產品

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 生活影音 / 百老滙 / bruno / 中原電器 / 豐澤 / j select / 人気电器店 / panasonic陳列室 / price網購 / 蘇寧 / 偉明電業 / 惠而浦網上商店 w mall / 衛訊 / 友和 yoho · Type: merchant
  • Requirements: Period spend <: HK$100,000.01
  • Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
  • Application or registration is required.
  • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
  • Allocate the extra 5X RewardCash to one selected category.
  • Qualifying spend is counted during 2026-01-01 to 2026-12-31.
  • The first HKD100,000 of qualifying spend is eligible for the extra reward.
  • Maximum extra RewardCash is HKD2,000.
  • The extra reward is in addition to the basic RewardCash.
  • Selected category bucket: 賞家居.
  • Valid only for the listed merchants in the 電子產品 group.
  • The merchant list and merchant category rules in the terms and conditions apply.
  • 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

Open source offer ↗

  1. 0101/HSBChsbc unionpay dual currency cardHSBC UnionPay Dual Currency Card2%HK$2.00
    Calculation
    HK$2.00
    • Selected amount: HK$100.00
    • Purchase amount: HK$100.00
    • Promotion saving: HK$0.00
    • Card payment: HK$100.00
    • Card reward: HK$2.00
    • Additional charges: HK$0.00
    • Estimated net cost: HK$98.00

    HK$2.00 ÷ HK$100.00 = 2%

    Terms & conditions
    • Assumes the full reward limit is still available. extra RewardCash under 2026 最紅自主獎賞
    • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

    生活影音等商戶：Extra 5X RewardCash for 電子產品

    • Eligibility: Audience: all
    • Eligible spending: Applies to: 生活影音 / 百老滙 / bruno / 中原電器 / 豐澤 / j select / 人気电器店 / panasonic陳列室 / price網購 / 蘇寧 / 偉明電業 / 惠而浦網上商店 w mall / 衛訊 / 友和 yoho · Type: merchant
    • Requirements: Period spend <: HK$100,000.01
    • Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
    • Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
    • Application or registration is required.
    • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
    • Allocate the extra 5X RewardCash to one selected category.
    • Qualifying spend is counted during 2026-01-01 to 2026-12-31.
    • The first HKD100,000 of qualifying spend is eligible for the extra reward.
    • Maximum extra RewardCash is HKD2,000.
    • The extra reward is in addition to the basic RewardCash.
    • Selected category bucket: 賞家居.
    • Valid only for the listed merchants in the 電子產品 group.
    • The merchant list and merchant category rules in the terms and conditions apply.
    • 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

    Open source offer ↗

  2. 0202/HSBChsbc visa gold cardHSBC Visa Gold Card2%HK$2.00
    Calculation
    HK$2.00
    • Selected amount: HK$100.00
    • Purchase amount: HK$100.00
    • Promotion saving: HK$0.00
    • Card payment: HK$100.00
    • Card reward: HK$2.00
    • Additional charges: HK$0.00
    • Estimated net cost: HK$98.00

    HK$2.00 ÷ HK$100.00 = 2%

    Terms & conditions
    • Assumes the full reward limit is still available. extra 5X RewardCash across eligible spend
    • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

    生活影音等商戶：extra 5X RewardCash

    • Eligibility: Audience: all
    • Eligible spending: Applies to: 生活影音 / 百老滙 / bruno / 中原電器 / 豐澤 / j select / 人気電器店 / panasonic陳列室 / price網購 / 蘇寧 / 偉明電業 / 惠而浦網上商店 w mall / 衛訊 / 友和 yoho · Type: merchant
    • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
    • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
    • Application or registration is required.
    • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
    • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
    • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
    • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
    • Spend is limited to the named participating electronics merchants and their qualifying Hong Kong transactions.
    • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

    Open source offer ↗

  3. 0303/ICBC Asiaicbc wise gold credit card world mastercardICBC Wise Gold Credit Card World Mastercard2%HK$2.00
    Calculation
    HK$2.00
    • Selected amount: HK$100.00
    • Purchase amount: HK$100.00
    • Promotion saving: HK$0.00
    • Card payment: HK$100.00
    • Card reward: HK$2.00
    • Additional charges: HK$0.00
    • Estimated net cost: HK$98.00

    HK$2.00 ÷ HK$100.00 = 2%

    Terms & conditions
    • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

    Some validity dates are unstated. Confirm availability.

    ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate

    • Eligibility: Audience: all
    • Eligible spending: Type: all
    • Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
    • Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
    • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
    • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
    • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
    • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.

    Open source offer ↗

  4. 0404/Moxmox credit cardMox Credit Card2%HK$2.00
    Calculation
    HK$2.00
    • Selected amount: HK$100.00
    • Purchase amount: HK$100.00
    • Promotion saving: HK$0.00
    • Card payment: HK$100.00
    • Card reward: HK$2.00
    • Additional charges: HK$0.00
    • Estimated net cost: HK$98.00

    HK$2.00 ÷ HK$100.00 = 2%

    Terms & conditions
    • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

    Mox Credit Card 2% CashBack with Mox+

    • Eligibility: Audience: all
    • Eligible spending: Type: all
    • Benefit limit: Applies to: CashBack from eligible Mox Credit Card transactions · Period: not stated · Type: unlimited
    • Requires Mox+ and the CashBack Spending Rewards Scheme.
    • CashBack and Asia Miles are alternatives under the selected Spending Rewards Scheme; do not add them together.
    • The page refers to the Mox Rewards for Cards Schedule for eligibility and exclusions; that schedule is not in the retained source files.
    • Eligible Mox Credit Card transactions: 2026-09-01 – Not stated

    Open source offer ↗

  5. 0505/Standard Charteredstandard chartered simply cash visa cardStandard Chartered Simply Cash Visa Card2%HK$2.00
    Calculation
    HK$2.00
    • Selected amount: HK$100.00
    • Purchase amount: HK$100.00
    • Promotion saving: HK$0.00
    • Card payment: HK$100.00
    • Card reward: HK$2.00
    • Additional charges: HK$0.00
    • Estimated net cost: HK$98.00

    HK$2.00 ÷ HK$100.00 = 2%

    Terms & conditions
    • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

    Simply Cash Visa Card 2% CashBack on non-HKD-posted eligible transactions

    • Eligibility: Audience: all
    • Eligible spending: Type: all
    • Benefit limit: Applies to: CashBack on eligible Simply Cash Visa Card spending · Period: not stated · Type: unlimited
    • The scheme applies to principal and supplementary Simply Cash Visa Cardholders. Eligible transactions posted in a currency other than Hong Kong Dollars earn 2%. Eligible transactions are retail transactions, including online and interest-free monthly instalment transactions. From 28 June 2026, they exclude card-account transfers or top-ups, insurance, bill payments through SC Online Banking, Phone Banking or JET Payment Services, phone or mail orders, gambling, securities brokers or dealers, specified non-financial and financial institution transactions, wire transfers, money orders, wholesale purchases of precious stones, metals, watches or jewellery, charitable social service organisations, government or public services (including tax payments), Octopus Automatic Add Value, cash advances, balance transfers, Instalment Credit, Credit-to-Cash Preferential Annual Rate amounts, financial charges and fees, and unposted, cancelled, refunded, falsified or unauthorised transactions. Cashback for an interest-free monthly instalment is awarded monthly only on the instalment amount posted that month. Cashback appears on the 360° Rewards platform after posting and is not automatically credited to the card account; the minimum cash redemption is HK$50 per account. Rewards are rounded down to the nearest cent. Principal and supplementary transactions count together. The Bank may deny rewards for an invalid or not-good-standing account or if a minimum payment was late in the previous 12 months; refunded transactions may be clawed back, and rewards are forfeited on account closure. The Bank makes the final eligibility decision. The HTML page describes this as 2% CashBack on foreign-currency spending and states that eligible retail and online transactions at any merchants or categories qualify, with unlimited CashBack all year-round. The formal terms define the rate by transactions posted in a currency other than HKD and set the detailed eligible-transaction exclusions.
    • CashBack under the revised Rewards Scheme terms: 2026-06-28 – Not stated

    Open source offer ↗

  6. 0606/ICBC Asiaicbc credit card platinum mastercard virtual cardICBC Credit Card Platinum Mastercard Virtual Card · Generic credit card image1.5%HK$1.50
    Calculation
    HK$1.50
    • Selected amount: HK$100.00
    • Purchase amount: HK$100.00
    • Promotion saving: HK$0.00
    • Card payment: HK$100.00
    • Card reward: HK$1.50
    • Additional charges: HK$0.00
    • Estimated net cost: HK$98.50

    HK$1.50 ÷ HK$100.00 = 1.5%

    Terms & conditions
    • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

    Some validity dates are unstated. Confirm availability.

    ICBC Credit Card - Platinum Mastercard Virtual Card 1.5% cash rebate

    • Eligibility: Audience: all
    • Eligible spending: Type: all
    • Benefit limit: Applies to: cash rebate · Period: not stated · Type: unlimited
    • Application or registration is required.
    • The retained page says terms apply and refers to Spending Rewards for full conditions; eligible transaction types and other conditions are not stated here.
    • The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

    Open source offer ↗

  7. 0707/ICBC Asiaicbc credit card visa platinum virtual cardICBC Credit Card Visa Platinum Virtual Card1.5%HK$1.50
    Calculation
    HK$1.50
    • Selected amount: HK$100.00
    • Purchase amount: HK$100.00
    • Promotion saving: HK$0.00
    • Card payment: HK$100.00
    • Card reward: HK$1.50
    • Additional charges: HK$0.00
    • Estimated net cost: HK$98.50

    HK$1.50 ÷ HK$100.00 = 1.5%

    Terms & conditions
    • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

    Some validity dates are unstated. Confirm availability.

    ICBC Visa Platinum Virtual Card 1.5% cash rebate

    • Eligibility: Audience: all
    • Eligible spending: Type: all
    • Benefit limit: Applies to: cash rebate · Period: not stated · Type: unlimited
    • Percentage note: Source did not include full programme terms in the supplied files.
    • Terms and conditions apply. Footnote 1 refers readers to Spending Rewards; eligible transactions and rebate details are not stated in this HTML.
    • The page says the virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or ATM-related services.

    Open source offer ↗

  8. 0808/ICBC Asiaicbc digital dual currency credit cardICBC Digital Dual Currency Credit Card1.5%HK$1.50
    Calculation
    HK$1.50
    • Selected amount: HK$100.00
    • Purchase amount: HK$100.00
    • Promotion saving: HK$0.00
    • Card payment: HK$100.00
    • Card reward: HK$1.50
    • Additional charges: HK$0.00
    • Estimated net cost: HK$98.50

    HK$1.50 ÷ HK$100.00 = 1.5%

    Terms & conditions
    • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

    Some validity dates are unstated. Confirm availability.

    ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card 1.5% Cash Rebate

    • Eligibility: Audience: all
    • Eligible spending: Type: all
    • Benefit limit: Applies to: cash rebate · Period: not stated · Type: unlimited
    • Application or registration is required.
    • Apply for the virtual card; it is ready to use after approval.
    • Selected ICBC (Asia) customers can apply through the website, online banking, WeChat Official Account, or Mobile Banking App. New customers apply through the Mobile Banking App.
    • The virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or ATM-related services.
    • Terms and conditions apply. Detailed cash rebate conditions are referred to Spending Rewards and are not present in this HTML.
    • Eligible spending rules are not stated in this HTML.

    Open source offer ↗

  9. 0909/ICBC Asiaicbc dual currency credit card unionpay platinum virtual cardICBC Dual Currency Credit Card UnionPay Platinum Virtual Card1.5%HK$1.50
    Calculation
    HK$1.50
    • Selected amount: HK$100.00
    • Purchase amount: HK$100.00
    • Promotion saving: HK$0.00
    • Card payment: HK$100.00
    • Card reward: HK$1.50
    • Additional charges: HK$0.00
    • Estimated net cost: HK$98.50

    HK$1.50 ÷ HK$100.00 = 1.5%

    Terms & conditions
    • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

    Some validity dates are unstated. Confirm availability.

    ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card 1.5% cash rebate

    • Eligibility: Audience: all
    • Eligible spending: Type: all
    • Benefit limit: Applies to: cash rebate · Period: not stated · Type: unlimited
    • The rebate details are referred to the linked Spending Rewards page; those details are not in the retained HTML.
    • The virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or ATM-related services.

    Open source offer ↗

  10. 1010/Standard Charteredstandard chartered smart credit cardStandard Chartered Smart Credit Card1.2%HK$1.20
    Calculation
    HK$1.20
    • Selected amount: HK$100.00
    • Purchase amount: HK$100.00
    • Promotion saving: HK$0.00
    • Card payment: HK$100.00
    • Card reward: HK$1.20
    • Additional charges: HK$0.00
    • Estimated net cost: HK$98.80

    HK$1.20 ÷ HK$100.00 = 1.2%

    Terms & conditions
    • Confirm offer eligibility: Audience: Resident; Document: Valid adult Hong Kong Identity Card; latest residential address proof showing the applicant’s name; income proof. Regular income: latest 1-month computer-generated payroll slip or bank statement/passbook showing name, account number and salary entries. Irregular income: latest 3-month documents. Self-employed: Business Registration Certificate and latest Profits Tax Demand Note. The bank may request more documents..
    • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

    Eligible Smart Card transactions 1.2% Basic CashBack

    • Eligibility: Audience: resident · Document: Valid adult Hong Kong Identity Card; latest residential address proof showing the applicant’s name; income proof. Regular income: latest 1 month computer generated payroll slip or bank statement/passbook showing name, account number and salary entries. Irregular income: latest 3 month documents. Self employed: Business Registration Certificate and latest Profits Tax Demand Note. The bank may request more documents.
    • Eligible spending: Type: all
    • Requirements: Period spend ≥: HK$15,000.00
    • Benefit limit: Applies to: Basic CashBack for Eligible Transactions per monthly statement cycle · Period: per statement period · Type: unlimited
    • The table shows a Monthly Eligible Spending row labelled exactly HKD15,000. It does not state “or above” or give an upper boundary, so eligibility beyond that amount is unresolved. CashBack is credited to the Card account. The 5% total at Designated Merchants includes Basic CashBack; it is not an additional reward. Eligible Transactions are defined by Clause 3 of the Rewards Scheme Terms and Conditions, which is not included on this page. The page says no separate cashback registration is needed. Card application requires Hong Kong residency, age 18+, and annual income of at least HKD96,000; the Bank may request more documents.
    • This tier applies when Monthly Eligible Spending is HK$15,000 or above.
    • This rate is for Other Eligible Transactions. Designated Merchant transactions within the Spending Cap use the stated 5% rate; amounts above that cap count as Other Eligible Transactions.
    • Eligible Transactions include retail transactions, online transactions, interest-free monthly instalments, and Octopus Automatic Add-Value transactions.
    • Excluded transactions include card-account transfers or top-ups to designated accounts, wallets or FPS; insurance; bill payments; phone or mail orders; gambling; securities; foreign currency, money orders or travellers cheques; financial-institution purchases or services; cash advances; balance transfers; instalment credit; Credit-to-Cash; tax payments; financial charges and fees; and unposted, cancelled, refunded, falsified or unauthorised transactions.
    • Principal and supplementary card spending is pooled by card account and monthly statement cycle. CashBack is rounded down to the nearest cent.
    • CashBack appears on the 360° Rewards Redemption Platform and is not credited automatically. The minimum cash redemption is HK$50 per card account.
    • The Bank may withhold CashBack for an invalid account, poor financial standing, or a missed minimum payment in the previous 12 months. It may recover CashBack after a related transaction is cancelled or refunded. Closing the account forfeits CashBack. The Bank may change or end the scheme.
    • Monthly Eligible Spending must be at least HK$4,000. No CashBack is awarded for a month below this amount.
    • The 5% rate applies only at Designated Merchant outlets in Hong Kong. Digital-wallet transactions qualify only if the merchant name appears on the credit card statement.
    • The 5% includes Basic Cashback. Any Designated Merchant transaction amount above the Spending Cap is counted as Other Eligible Transactions.
    • Smart Card CashBack promotion: 2026-08-01 – 2027-01-03

    Open source offer ↗

HK$100.00 Precomputed estimates. Conditions apply.