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Latest offers

Card reward only
HK$2.002%
Purchase amount
HK$100.00
Reward rate
2%
Estimated net cost
HK$98.00
hsbc unionpay dual currency cardView details
HK$100.00 purchase
Calculation
HK$2.00
  • Selected amount: HK$100.00
  • Purchase amount: HK$100.00
  • Promotion saving: HK$0.00
  • Card payment: HK$100.00
  • Card reward: HK$2.00
  • Additional charges: HK$0.00
  • Estimated net cost: HK$98.00

HK$2.00 ÷ HK$100.00 = 2%

Terms & conditions
  • Assumes the full reward limit is still available. extra RewardCash under 2026 最紅自主獎賞
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Merchant category is not stated; only the matched merchant reward scenario is estimated.

At Home等商戶：Extra 5X RewardCash for 家居／家具

  • Eligibility: Audience: all
  • Eligible spending: Applies to: at home / 生活提案 / 生活工房 / jhc真好城 / keychain pay / 生活館 / 生活廊 / 蓆夢思 / 歐化寶 / 歐化傢俬 · Type: merchant
  • Requirements: Period spend <: HK$100,000.01
  • Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
  • Application or registration is required.
  • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
  • Allocate the extra 5X RewardCash to one selected category.
  • Qualifying spend is counted during 2026-01-01 to 2026-12-31.
  • The first HKD100,000 of qualifying spend is eligible for the extra reward.
  • Maximum extra RewardCash is HKD2,000.
  • The extra reward is in addition to the basic RewardCash.
  • Selected category bucket: 賞家居.
  • Valid only for the listed merchants in the 家居／家具 group.
  • The merchant list and merchant category rules in the terms and conditions apply.
  • 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

Open source offer ↗

  1. 0101/Shopping×生活工房PayKool Visa Platinum 卡 × 真好城 3 張 HK$100 電子現金券迎新獎賞（總值 HK$300）Paykool Visa Platinum Card · Generic credit card image300HKD reward
    01/Shopping×生活工房
    Shopping

    PayKool Visa Platinum 卡 × 真好城 3 張 HK$100 電子現金券迎新獎賞（總值 HK$300）

    Paykool Visa Platinum Card · Generic credit card image300HKD reward
    Conditions applyGiftPeriod LimitedresidentCap: 1 次 · promotion total
    PayKool Visa Platinum 卡 × 真好城 3 張 HK$100 電子現金券迎新獎賞（總值 HK$300） — 1
    Offer details

    300 HKD reward

    Added: 2026-09-17

    Terms & conditions
    • Eligibility: Audience: resident · Customer status: new · Document: 香港居民身分證
    • Eligible spending: Type: not applicable
    • Benefit limit: Amount: 1 · Applies to: 每名合資格全新客戶可獲迎新獎賞的次數 · Period: promotion total · Type: limited · Unit: 次
    • Application or registration is required.
    • 合資格者須年滿18歲，並持有香港居民身分證。
    • 申請日起計過去12個月內，客戶不得曾向本公司申請任何信用卡（不論申請是否成功），亦不得擁有任何信用卡賬戶。
    • 須在推廣期內於 PayKool 卡申請介面的指定位置輸入有效邀請碼「PPJHCWEB」或「JHCTV」，申請 PayKool 卡並成功獲批。推廣標題指定 PayKool Visa Platinum 卡。
    • 符合資格的客戶會收到成功申請確認電郵。客戶須確保登記資料真實、正確、完整，且沒有誤導或欺詐成分。
    • 獎賞為真好城 HK$100 電子現金券3張。可於香港真好城、生活提案及生活工房門市，或真好城網購 JHCeshop 使用；亦可在香港真好城門市即場兌換指定禮品。指定禮品詳情請向門市職員查詢，數量有限，送完即止。
    • 每張電子現金券只可使用一次，不可兌換現金或找贖；不可用於購買禮券、現金券或美食券。真好城保留使用優惠的最終決定權。
    • 合資格客戶只可獲此迎新優惠一次。優惠及現金券不可退回、轉讓、轉售、兌換現金或換取其他優惠；如遺失、失效或逾期，不獲補發。
    • 發放優惠前，PayKool 卡戶口須維持良好狀況，包括沒有逾期還款、超額或違反持卡人合約的情況；否則本公司可不作通知而撤回優惠。
    • 若客戶在獲得優惠後一年內取消 PayKool 卡，須支付該卡首年年費 HK$1,800。指定禮品由第三方製造或供應；其使用受供應商條款約束，本公司不承擔相關品質、供應或使用責任。
    • 參加活動即表示同意 PayKool 卡私隱政策、個人資料聲明及活動條款。個人資料的收集及處理受 PayKool 私隱政策約束。
    • 如未經授權干預、欺詐或技術故障影響活動，本公司可取消客戶資格而不作通知。本公司可隨時修改、暫停或終止活動、禮品或條款而不作通知，並保留最終決定權。
    • 活動條款是持卡人合約的一部分；如有衝突，以活動條款為準。資格須由本公司核實確認。非條款協議方不可據此執行條款或享有利益。活動受香港特別行政區法律管轄，爭議由香港特別行政區法院專屬管轄。
    • 推廣期內申請 PayKool 卡並成功獲批: 2026-04-09 – 2026-12-31
    • HK$100 電子現金券使用期: Now – 2027-04-30

    Open source offer ↗

    Related credit cards
    Paykool Visa Platinum Card · Generic credit card imagePaykool Visa Platinum Card
  2. 0202/Shopping×生活工房PayKool Visa Platinum 卡 × 真好城每筆減 HK$10 電子優惠券Paykool Visa Platinum Card · Generic credit card image10HKD saving
    02/Shopping×生活工房
    Shopping

    PayKool Visa Platinum 卡 × 真好城每筆減 HK$10 電子優惠券

    Paykool Visa Platinum Card · Generic credit card image10HKD saving
    Conditions applyDiscountPeriod LimitedresidentMinimum spending: HK$218.00
    PayKool Visa Platinum 卡 × 真好城每筆減 HK$10 電子優惠券 — 1
    Offer details

    10 HKD saving

    HK$10 ÷ HK$218 × 100 = 4.59% (rounded to 2 decimal places). This is the rate at the HK$218 minimum spend; the rate decreases above that spend.

    Added: 2026-09-17

    Terms & conditions
    • Eligibility: Audience: resident · Customer status: existing · Document: 香港居民身分證
    • Eligible spending: Applies to: 購物 · Type: category
    • Minimum requirement: Period: per transaction · Spend: HK$218.00
    • Benefit limit: Applies to: 每名合資格現有客戶於電子優惠券有效期內的使用次數 · Period: promotion total · Type: unlimited · Unit: 次
    • Percentage note: HK$10 ÷ HK$218 × 100 = 4.59% (rounded to 2 decimal places). This is the rate at the HK$218 minimum spend; the rate decreases above that spend.
    • Application or registration is required.
    • 合資格者須年滿18歲，持有香港居民身分證，並於推廣期內持有有效 PayKool 信用卡。條款第7條稱合資格者為「PayKool信用卡現有客戶」。
    • 須在 PayKool 手機應用程式「禮遇」活動頁面登記以取得電子優惠券。
    • 以 PayKool 信用卡於香港真好城、生活提案及生活工房門市，或真好城網購 JHCeshop 簽賬滿 HK$218 或以上，每筆可減 HK$10。優惠券有效期內使用次數不設上限。
    • 不可與其他優惠同時使用，包括全場大型推廣、其他優惠券及優惠碼。不可用於購買禮券、現金券、美食券、食品、飲品、藥品、保健品、清貨勁減商品、指定品牌3C數碼產品、易購點內大型電器、膠袋徵費或運輸費用。
    • 電子優惠券不可兌換現金或找贖；不可退回、轉讓、轉售或換取其他優惠。真好城保留使用優惠的最終決定權。
    • 客戶須確保登記資料真實、正確、完整，且沒有誤導或欺詐成分。發放優惠前，PayKool 卡戶口須維持良好狀況，包括沒有逾期還款、超額或違反持卡人合約的情況；否則本公司可不作通知而撤回優惠。
    • 如未經授權干預、欺詐或技術故障影響活動，本公司可取消客戶資格而不作通知。本公司可隨時修改、暫停或終止活動、禮品或條款而不作通知，並保留最終決定權。
    • 參加活動即表示同意 PayKool 卡私隱政策、個人資料聲明及活動條款。個人資料的收集及處理受 PayKool 私隱政策約束。
    • 活動條款是持卡人合約的一部分；如有衝突，以活動條款為準。資格須由本公司核實確認。非條款協議方不可據此執行條款或享有利益。活動受香港特別行政區法律管轄，爭議由香港特別行政區法院專屬管轄。
    • 推廣期內登記及取得電子優惠券: 2026-04-09 – 2026-12-31
    • HK$10 電子優惠券使用期: Now – 2026-12-31

    Open source offer ↗

    Related credit cards
    Paykool Visa Platinum Card · Generic credit card imagePaykool Visa Platinum Card
  3. 0303/Home and furniture×生活工房At Home等商戶：Extra 5X RewardCash for 家居／家具HSBC UnionPay Dual Currency Card5RewardCash reward
    03/Home and furniture×生活工房
    Home and furniture

    At Home等商戶：Extra 5X RewardCash for 家居／家具

    HSBC UnionPay Dual Currency Card5RewardCash reward
    Conditions applyPointsPeriod LimitedCap: HK$2,000.00 · promotion total
    Offer details

    5 RewardCash reward

    Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.

    Terms & conditions
    • Eligibility: Audience: all
    • Eligible spending: Applies to: at home / 生活提案 / 生活工房 / jhc真好城 / keychain pay / 生活館 / 生活廊 / 蓆夢思 / 歐化寶 / 歐化傢俬 · Type: merchant
    • Requirements: Period spend <: HK$100,000.01
    • Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
    • Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
    • Application or registration is required.
    • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
    • Allocate the extra 5X RewardCash to one selected category.
    • Qualifying spend is counted during 2026-01-01 to 2026-12-31.
    • The first HKD100,000 of qualifying spend is eligible for the extra reward.
    • Maximum extra RewardCash is HKD2,000.
    • The extra reward is in addition to the basic RewardCash.
    • Selected category bucket: 賞家居.
    • Valid only for the listed merchants in the 家居／家具 group.
    • The merchant list and merchant category rules in the terms and conditions apply.
    • 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

    Open source offer ↗

    Related credit cards
    HSBC UnionPay Dual Currency CardHSBC UnionPay Dual Currency Card
  4. 0404/Home and furniture×生活工房At Home等商戶：extra 5X RewardCashHSBC Visa Gold Card5RewardCash reward
    04/Home and furniture×生活工房
    Home and furniture

    At Home等商戶：extra 5X RewardCash

    HSBC Visa Gold Card5RewardCash reward
    Conditions applyPointsPeriod LimitedCap: HK$2,000.00 · promotion total
    Offer details

    5 RewardCash reward

    Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.

    Terms & conditions
    • Eligibility: Audience: all
    • Eligible spending: Applies to: at home / 生活提案 / 生活工房 / jhc / keychain pay / 生活館 / 生活廊 / 蓆夢思 / 歐化寶 / 歐化傢俬 · Type: merchant
    • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
    • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
    • Application or registration is required.
    • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
    • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
    • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
    • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
    • Spend is limited to the named participating home and furniture merchants and their qualifying Hong Kong transactions.
    • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

    Open source offer ↗

    Related credit cards
    HSBC Visa Gold CardHSBC Visa Gold Card
4 / 4

Source-listed offers. Check terms.

Credit cards

Card reward
HK$2.002%
Purchase amount
HK$100.00
Reward rate
2%
Estimated net cost
HK$98.00
hsbc unionpay dual currency cardView details
HK$100.00 purchase
Calculation
HK$2.00
  • Selected amount: HK$100.00
  • Purchase amount: HK$100.00
  • Promotion saving: HK$0.00
  • Card payment: HK$100.00
  • Card reward: HK$2.00
  • Additional charges: HK$0.00
  • Estimated net cost: HK$98.00

HK$2.00 ÷ HK$100.00 = 2%

Terms & conditions
  • Assumes the full reward limit is still available. extra RewardCash under 2026 最紅自主獎賞
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Merchant category is not stated; only the matched merchant reward scenario is estimated.

At Home等商戶：Extra 5X RewardCash for 家居／家具

  • Eligibility: Audience: all
  • Eligible spending: Applies to: at home / 生活提案 / 生活工房 / jhc真好城 / keychain pay / 生活館 / 生活廊 / 蓆夢思 / 歐化寶 / 歐化傢俬 · Type: merchant
  • Requirements: Period spend <: HK$100,000.01
  • Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
  • Application or registration is required.
  • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
  • Allocate the extra 5X RewardCash to one selected category.
  • Qualifying spend is counted during 2026-01-01 to 2026-12-31.
  • The first HKD100,000 of qualifying spend is eligible for the extra reward.
  • Maximum extra RewardCash is HKD2,000.
  • The extra reward is in addition to the basic RewardCash.
  • Selected category bucket: 賞家居.
  • Valid only for the listed merchants in the 家居／家具 group.
  • The merchant list and merchant category rules in the terms and conditions apply.
  • 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

Open source offer ↗

  1. 0101/HSBChsbc unionpay dual currency cardHSBC UnionPay Dual Currency Card2%HK$2.00
    Calculation
    HK$2.00
    • Selected amount: HK$100.00
    • Purchase amount: HK$100.00
    • Promotion saving: HK$0.00
    • Card payment: HK$100.00
    • Card reward: HK$2.00
    • Additional charges: HK$0.00
    • Estimated net cost: HK$98.00

    HK$2.00 ÷ HK$100.00 = 2%

    Terms & conditions
    • Assumes the full reward limit is still available. extra RewardCash under 2026 最紅自主獎賞
    • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
    • Merchant category is not stated; only the matched merchant reward scenario is estimated.

    At Home等商戶：Extra 5X RewardCash for 家居／家具

    • Eligibility: Audience: all
    • Eligible spending: Applies to: at home / 生活提案 / 生活工房 / jhc真好城 / keychain pay / 生活館 / 生活廊 / 蓆夢思 / 歐化寶 / 歐化傢俬 · Type: merchant
    • Requirements: Period spend <: HK$100,000.01
    • Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
    • Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
    • Application or registration is required.
    • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
    • Allocate the extra 5X RewardCash to one selected category.
    • Qualifying spend is counted during 2026-01-01 to 2026-12-31.
    • The first HKD100,000 of qualifying spend is eligible for the extra reward.
    • Maximum extra RewardCash is HKD2,000.
    • The extra reward is in addition to the basic RewardCash.
    • Selected category bucket: 賞家居.
    • Valid only for the listed merchants in the 家居／家具 group.
    • The merchant list and merchant category rules in the terms and conditions apply.
    • 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

    Open source offer ↗

  2. 0202/HSBChsbc visa gold cardHSBC Visa Gold Card2%HK$2.00
    Calculation
    HK$2.00
    • Selected amount: HK$100.00
    • Purchase amount: HK$100.00
    • Promotion saving: HK$0.00
    • Card payment: HK$100.00
    • Card reward: HK$2.00
    • Additional charges: HK$0.00
    • Estimated net cost: HK$98.00

    HK$2.00 ÷ HK$100.00 = 2%

    Terms & conditions
    • Assumes the full reward limit is still available. extra 5X RewardCash across eligible spend
    • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
    • Merchant category is not stated; only the matched merchant reward scenario is estimated.

    At Home等商戶：extra 5X RewardCash

    • Eligibility: Audience: all
    • Eligible spending: Applies to: at home / 生活提案 / 生活工房 / jhc / keychain pay / 生活館 / 生活廊 / 蓆夢思 / 歐化寶 / 歐化傢俬 · Type: merchant
    • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
    • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
    • Application or registration is required.
    • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
    • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
    • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
    • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
    • Spend is limited to the named participating home and furniture merchants and their qualifying Hong Kong transactions.
    • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

    Open source offer ↗

HK$100.00 Precomputed estimates. Conditions apply.