S Ash

3.8% 回贈

新增日期: 2026-09-17

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: china mobile hong kong / s ash · Type: 商戶
• 要求: Period spend ≥: HK$15,000.00
• 優惠上限: 金額: 5000 · 適用範圍: 所有指定商戶額外回贈合資格簽賬的共用上限 · Currency: HKD · 期間: per statement period · Type: 有限額 · Unit: 貨幣
• 須申請或登記。
• 須成功申請並啟用渣打Smart信用卡；每月合資格簽賬HKD15,000或以上。
• 指定商戶為中國移動香港及s/ash。兩者的免息分期回贈只計算指定推廣期內當月已誌賬的分期金額。只適用於香港特區店舖；電子錢包交易須在月結單顯示指定商戶名稱。
• 3.80%為額外回贈；連同1.20%基本回贈，指定商戶合計5%。HKD5,000是每個信用卡賬戶每個月結單週期內所有指定商戶共用的合資格簽賬上限。超出上限的簽賬按其他合資格交易處理。
• 合資格交易、除外交易、結算、兌換、取消退款、賬戶狀況和銀行更改計劃的條件按Smart信用卡獎賞條款執行。
• 條款另述推廣期內特約商戶合資格簽賬總上限由銀行不時自行決定；來源未列金額，且未說明此上限與頁面HKD5,000月結單週期上限的關係。
• Smart信用卡指定商戶現金回贈: 2026-08-01 – 2027-01-03

開啟優惠來源 ↗

4.44% 比率

• 適用資格: 適用對象: resident · Document: Valid adult Hong Kong Identity Card; latest residential address proof showing the applicant’s name; income proof. Regular income: latest 1 month computer generated payroll slip or bank statement/passbook showing name, account number and salary entries. Irregular income: latest 3 month documents. Self employed: Business Registration Certificate and latest Profits Tax Demand Note. The bank may request more documents.
• 適用消費: 適用範圍: china mobile hong kong / s ash / circle k convenience store / foodpanda / hktvmall / klook / mcdonalds hong kong / parknshop / watsons / sasa · Type: 商戶
• 要求: Period spend <: HK$15,000.00 · Period spend ≥: HK$4,000.00
• 優惠上限: 金額: 5000 · 適用範圍: Eligible Transaction amount at Designated Merchants that qualifies for Extra CashBack per Card account · Currency: HKD · 期間: per statement period · Type: 有限額 · Unit: 貨幣
• The table tier is Monthly Eligible Spending of HKD4,000 to HKD14,999, measured from accumulated Eligible Transactions in each monthly statement cycle. The page says no separate cashback registration is needed and the offer is available every day. CashBack is credited to the Card account. The first HKD5,000 of qualifying Designated Merchant transactions per Card account per statement cycle can earn Extra CashBack; excess amounts count as Other Eligible Transactions and earn Basic CashBack. The listed merchants include China Mobile Hong Kong, s/ash, Circle K, Foodpanda, HKTVmall, Klook, McDonald’s Hong Kong, PARKnSHOP and its named stores/eShop, Watsons retail stores/eShop, and Sasa retail stores. HK Ticketing is also listed, but its stated promotion end date is 14 February 2026, before this promotion period. Eligible transactions must be completed and posted in a statement cycle in 2026, and the merchant name must appear in the statement as determined by the Bank. For interest-free merchant instalments, only the instalment amount posted during the promotion period earns CashBack, paid monthly. The 5% total shown includes Basic CashBack; it is not an additional reward. Card application requires Hong Kong residency, age 18+, and annual income of at least HKD96,000; the Bank may request more documents.
• Monthly Eligible Spending must be at least HK$4,000. No CashBack is awarded for a month below this amount.
• The 5% rate applies only at Designated Merchant outlets in Hong Kong. Digital-wallet transactions qualify only if the merchant name appears on the credit card statement.
• The 5% includes Basic Cashback. Any Designated Merchant transaction amount above the Spending Cap is counted as Other Eligible Transactions.
• The PDF refers the promotion period, Designated Merchant list, and total Spending Cap to a web page. These details are not stated in the retained PDF.
• Eligible Transactions include retail transactions, online transactions, interest-free monthly instalments, and Octopus Automatic Add-Value transactions.
• Excluded transactions include card-account transfers or top-ups to designated accounts, wallets or FPS; insurance; bill payments; phone or mail orders; gambling; securities; foreign currency, money orders or travellers cheques; financial-institution purchases or services; cash advances; balance transfers; instalment credit; Credit-to-Cash; tax payments; financial charges and fees; and unposted, cancelled, refunded, falsified or unauthorised transactions.
• Principal and supplementary card spending is pooled by card account and monthly statement cycle. CashBack is rounded down to the nearest cent.
• CashBack appears on the 360° Rewards Redemption Platform and is not credited automatically. The minimum cash redemption is HK$50 per card account.
• The Bank may withhold CashBack for an invalid account, poor financial standing, or a missed minimum payment in the previous 12 months. It may recover CashBack after a related transaction is cancelled or refunded. Closing the account forfeits CashBack. The Bank may change or end the scheme.
• Smart Card CashBack promotion: 2026-08-01 – 2027-01-03

開啟優惠來源 ↗

3.8% 比率

• 適用資格: 適用對象: resident · Document: Valid adult Hong Kong Identity Card; latest residential address proof showing the applicant’s name; income proof. Regular income: latest 1 month computer generated payroll slip or bank statement/passbook showing name, account number and salary entries. Irregular income: latest 3 month documents. Self employed: Business Registration Certificate and latest Profits Tax Demand Note. The bank may request more documents.
• 適用消費: 適用範圍: china mobile hong kong / s ash / circle k convenience store / foodpanda / hktvmall / klook / mcdonalds hong kong / parknshop / watsons / sasa · Type: 商戶
• 要求: Period spend ≥: HK$15,000.00
• 優惠上限: 金額: 5000 · 適用範圍: Eligible Transaction amount at Designated Merchants that qualifies for Extra CashBack per Card account · Currency: HKD · 期間: per statement period · Type: 有限額 · Unit: 貨幣
• The table shows a Monthly Eligible Spending row labelled exactly HKD15,000. It does not state “or above” or give an upper boundary, so eligibility beyond that stated amount is unresolved. The first HKD5,000 of qualifying Designated Merchant transactions per Card account per statement cycle can earn Extra CashBack; excess amounts count as Other Eligible Transactions and earn Basic CashBack. The page says no separate cashback registration is needed. Eligible transactions must be completed and posted in a statement cycle in 2026, and the merchant name must appear in the statement as determined by the Bank. For interest-free merchant instalments, only the instalment amount posted during the promotion period earns CashBack, paid monthly. The 5% total shown includes Basic CashBack; it is not an additional reward. Card application requires Hong Kong residency, age 18+, and annual income of at least HKD96,000; the Bank may request more documents.
• Monthly Eligible Spending must be at least HK$4,000. No CashBack is awarded for a month below this amount.
• The 5% rate applies only at Designated Merchant outlets in Hong Kong. Digital-wallet transactions qualify only if the merchant name appears on the credit card statement.
• The 5% includes Basic Cashback. Any Designated Merchant transaction amount above the Spending Cap is counted as Other Eligible Transactions.
• The PDF refers the promotion period, Designated Merchant list, and total Spending Cap to a web page. These details are not stated in the retained PDF.
• Eligible Transactions include retail transactions, online transactions, interest-free monthly instalments, and Octopus Automatic Add-Value transactions.
• Excluded transactions include card-account transfers or top-ups to designated accounts, wallets or FPS; insurance; bill payments; phone or mail orders; gambling; securities; foreign currency, money orders or travellers cheques; financial-institution purchases or services; cash advances; balance transfers; instalment credit; Credit-to-Cash; tax payments; financial charges and fees; and unposted, cancelled, refunded, falsified or unauthorised transactions.
• Principal and supplementary card spending is pooled by card account and monthly statement cycle. CashBack is rounded down to the nearest cent.
• CashBack appears on the 360° Rewards Redemption Platform and is not credited automatically. The minimum cash redemption is HK$50 per card account.
• The Bank may withhold CashBack for an invalid account, poor financial standing, or a missed minimum payment in the previous 12 months. It may recover CashBack after a related transaction is cancelled or refunded. Closing the account forfeits CashBack. The Bank may change or end the scheme.
• Smart Card CashBack promotion: 2026-08-01 – 2027-01-03

開啟優惠來源 ↗