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優惠地圖

3coins

最新優惠

只計信用卡回贈
HK$20.002%
消費金額
HK$1,000.00
回贈率
2%
估算淨成本
HK$980.00
工銀wise gold信用卡world mastercard查看明細
HK$1,000.00 消費
計算方式
HK$20.00
  • 所選金額: HK$1,000.00
  • 商品原價: HK$1,000.00
  • 商戶優惠: HK$0.00
  • 實付金額: HK$1,000.00
  • 信用卡回贈: HK$20.00
  • 附加費用: HK$0.00
  • 估算淨成本: HK$980.00

HK$20.00 ÷ HK$1,000.00 = 2%

條款及細則
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

部分優惠日期未列，使用前請確認。

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 適用範圍: cash rebate on eligible local and overseas spending · Currency: HKD · 期間: 未提供 · Type: 無上限 · Unit: 貨幣
  • 百分比備註: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.

開啟優惠來源 ↗

  1. 0101/購物×3coins日本3COINS PayPay付款回贈HK$55HKD 回贈
    01/購物×3coins
    購物

    日本3COINS PayPay付款回贈HK$5

    5HKD 回贈
    須符合條件現金回贈限時優惠otherpaypay最低消費: HK$50.00上限: 8,000 transactions · 推廣期總額
    日本3COINS PayPay付款回贈HK$5 — 1
    優惠詳情

    5 HKD 回贈

    Threshold-equivalent calculation: HK$5 ÷ HK$50 × 100 = 10%. Rounded to 1 decimal place; stored as 10. The rate decreases above the HK$50 minimum spend because the saving stays fixed. Applies to qualifying Japan 3COINS in-store PayPay transactions; each wallet may receive this rebate once, and the first 8,000 eligible transactions qualify.

    新增日期: 2026-10-01

    條款及細則
    • 適用資格: 適用對象: other · 客戶類別: 新客戶
    • 適用消費: 適用範圍: 3coins · Type: 商戶
    • 最低要求: 期間: 每筆交易 · 消費: HK$50.00
    • 要求: 付款方式: paypay
    • 優惠上限: 金額: 8000 · 適用範圍: HK$5回贈；首8,000筆合資格交易，按交易時間先到先得 · 期間: 推廣期總額 · Type: 有限額 · Unit: transactions
    • 百分比備註: Threshold equivalent calculation: HK$5 ÷ HK$50 × 100 = 10%. Rounded to 1 decimal place; stored as 10. The rate decreases above the HK$50 minimum spend because the saving stays fixed. Applies to qualifying Japan 3COINS in store PayPay transactions; each wallet may receive this rebate once, and the first 8,000 eligible transactions qualify.
    • 須申請或登記。
    • 八達通App用戶於3COINS使用PayPay。
    • 須於推廣期內成為YAICHI 3COINS TOMO會員並完成推廣優惠登記。
    • 須在日本3COINS實體零售店消費，並以八達通App PayPay QR支付。
    • 每筆交易須滿HK$50。
    • 每個八達通銀包每項回贈最多可享一次。
    • 首8,000筆合資格交易按消費時間先到先得。
    • 來源所列高達HK$20為HK$5及HK$15兩項回贈合計，不是額外回贈。
    • 優惠受條款及細則約束；來源未提供條款內容。
    • 日本3COINS實體店消費的HK$5回贈: 2026-10-01 – 2026-12-31

    開啟優惠來源 ↗

  2. 0202/購物×3coins日本3COINS PayPay付款回贈HK$1515HKD 回贈
    02/購物×3coins
    購物

    日本3COINS PayPay付款回贈HK$15

    15HKD 回贈
    須符合條件現金回贈限時優惠otherpaypay最低消費: HK$120.00上限: 4,000 transactions · 推廣期總額
    日本3COINS PayPay付款回贈HK$15 — 1
    優惠詳情

    15 HKD 回贈

    Threshold-equivalent calculation: HK$15 ÷ HK$120 × 100 = 12.5%. Rounded to 1 decimal place. The rate decreases above the HK$120 minimum spend because the saving stays fixed. Applies to qualifying Japan 3COINS in-store PayPay transactions; each wallet may receive this rebate once, and the first 4,000 eligible transactions qualify.

    新增日期: 2026-10-01

    條款及細則
    • 適用資格: 適用對象: other · 客戶類別: 新客戶
    • 適用消費: 適用範圍: 3coins · Type: 商戶
    • 最低要求: 期間: 每筆交易 · 消費: HK$120.00
    • 要求: 付款方式: paypay
    • 優惠上限: 金額: 4000 · 適用範圍: HK$15回贈；首4,000筆合資格交易，按交易時間先到先得 · 期間: 推廣期總額 · Type: 有限額 · Unit: transactions
    • 百分比備註: Threshold equivalent calculation: HK$15 ÷ HK$120 × 100 = 12.5%. Rounded to 1 decimal place. The rate decreases above the HK$120 minimum spend because the saving stays fixed. Applies to qualifying Japan 3COINS in store PayPay transactions; each wallet may receive this rebate once, and the first 4,000 eligible transactions qualify.
    • 須申請或登記。
    • 八達通App用戶於3COINS使用PayPay。
    • 須於推廣期內成為YAICHI 3COINS TOMO會員並完成推廣優惠登記。
    • 須在日本3COINS實體零售店消費，並以八達通App PayPay QR支付。
    • 每筆交易須滿HK$120。
    • 每個八達通銀包每項回贈最多可享一次。
    • 首4,000筆合資格交易按消費時間先到先得。
    • 來源所列高達HK$20為HK$5及HK$15兩項回贈合計，不是額外回贈。
    • 優惠受條款及細則約束；來源未提供條款內容。
    • 日本3COINS實體店消費的HK$15回贈: 2026-10-01 – 2026-12-31

    開啟優惠來源 ↗

  3. 0303/其他×3coinsRed指定本地及海外商戶賺8% RewardCashHSBC Red Credit Card8%回贈
    03/其他×3coins
    其他

    Red指定本地及海外商戶賺8% RewardCash

    HSBC Red Credit Card8%回贈
    現金回贈限時優惠上限: HK$100.00 · 每月
    優惠詳情

    8% 回贈

    新增日期: 2026-09-24

    條款及細則
    • 適用資格: 適用對象: 全部
    • 適用消費: 適用範圍: sushiro / tamjai samgor / tamjai yunnan / bakehouse / decathlon / namco / taito station / sephora / cosme store / 3coins / familymart japan / suica / tmoney / olive young korea · Type: 商戶
    • 優惠上限: 金額: 100 · 適用範圍: 指定商戶RewardCash · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
    • 指定商戶清單及合資格交易依條款；2026-07-15新增南韓Olive Young並移除WOWPASS。條款稱額外回贈；網站摘要稱高達8%，合計率未明。
    • Red獎賞計劃: 2026-07-01 – 2026-12-31

    開啟優惠來源 ↗

    相關信用卡
    HSBC Red Credit CardHSBC Red Credit Card
  4. 0404/其他×3coins滙豐Red信用卡指定商戶8%「獎賞錢」回贈HSBC Red Credit Card高達 8%回贈
    04/其他×3coins
    其他

    滙豐Red信用卡指定商戶8%「獎賞錢」回贈

    HSBC Red Credit Card高達8%回贈
    現金回贈限時優惠上限: HK$100.00 · 每月
    優惠詳情

    高達 8% 回贈

    新增日期: 2026-09-21

    條款及細則
    • 適用資格: 適用對象: 全部
    • 適用消費: 適用範圍: hong kong jockey club / 譚仔三哥米線 / 譚仔雲南米線 / bakehouse / decathlon hong kong / namco / taito station / sephora / @cosme store / @cosme hong kong / 3coins / familymart japan / suica / tmoney / olive young · Type: 商戶
    • 優惠上限: 金額: 100 · 適用範圍: 8% RewardCash at designated merchants · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
    • The reward includes the basic RewardCash and applies only to the named designated merchants.
    • The first HKD1,250 of designated-merchant spending is used for the 8% reward. E-wallet transactions and other excluded transactions do not qualify.
    • promotion period: 2026-07-01 – 2026-12-31

    開啟優惠來源 ↗

    相關信用卡
    HSBC Red Credit CardHSBC Red Credit Card
  5. 0505/其他×3coins滙豐Red信用卡指定商戶高達8%「獎賞錢」回贈HSBC Red Credit Card高達 8%回贈
    05/其他×3coins
    其他

    滙豐Red信用卡指定商戶高達8%「獎賞錢」回贈

    HSBC Red Credit Card高達8%回贈
    現金回贈限時優惠上限: HK$100.00 · 每月
    優惠詳情

    高達 8% 回贈

    Source-stated up to 8% RewardCash including basic reward for the specified merchants.

    新增日期: 2026-09-18

    條款及細則
    • 適用資格: 適用對象: 全部
    • 適用消費: 適用範圍: sushiro hong kong / tam jai sam gor / tam jai yunnan / bakehouse / decathlon hong kong / namco / taito station / sephora / cosme store / cosme hong kong / 3coins / familymart japan / suica / wowpass / tmoney / olive young korea · Type: 商戶
    • 優惠上限: 金額: 100 · 適用範圍: specified merchant eligible transactions · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
    • 百分比備註: Source stated up to 8% RewardCash including basic reward for the specified merchants.
    • 指定商戶包括本地餐飲、運動服飾、休閒娛樂、美容生活休閒、指定日本便利店、旅遊預付卡及指定南韓美容商戶。
    • 本地指定商戶只限香港分店；電子錢包交易只享基本獎賞。
    • 首港幣1,250元指定商戶簽賬享8%，每月指定商戶回贈總額上限為$100。
    • promotion: 2026-07-01 – 2026-12-31

    開啟優惠來源 ↗

    相關信用卡
    HSBC Red Credit CardHSBC Red Credit Card
  6. 0606/購物×3coins3coins：8% RewardCash rebate (includes the basic reward)HSBC Red Credit Card8%獎賞
    06/購物×3coins
    購物

    3coins：8% RewardCash rebate (includes the basic reward)

    HSBC Red Credit Card8%獎賞
    積分限時優惠上限: HK$100.00 · 每月
    優惠詳情

    8% 獎賞

    Source-stated rate; see constraints for the tier and cap.

    條款及細則
    • 適用資格: 適用對象: 全部
    • 適用消費: 適用範圍: 3coins · Type: 商戶
    • 優惠上限: 金額: 100 · 適用範圍: Total RewardCash from all designated merchants per calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
    • 百分比備註: Source stated rate; see constraints for the tier and cap.
    • Only these named designated merchants qualify: 3COINS.
    • The first HK$1,250 of total designated-merchant spend per calendar month earns 8%; later same-type spend earns the 0.4% basic rate.
    • The HK$100 monthly cap is shared across all designated-merchant categories.
    • Department-store counters and outlets are excluded unless expressly listed.
    • HSBC Red Reward Scheme: 2026-07-01 – 2026-12-31

    開啟優惠來源 ↗

    相關信用卡
    HSBC Red Credit CardHSBC Red Credit Card
6 / 6

來源所列優惠，請核對條款。

信用卡

信用卡回贈
HK$20.002%
消費金額
HK$1,000.00
回贈率
2%
估算淨成本
HK$980.00
工銀wise gold信用卡world mastercard查看明細
HK$1,000.00 消費
計算方式
HK$20.00
  • 所選金額: HK$1,000.00
  • 商品原價: HK$1,000.00
  • 商戶優惠: HK$0.00
  • 實付金額: HK$1,000.00
  • 信用卡回贈: HK$20.00
  • 附加費用: HK$0.00
  • 估算淨成本: HK$980.00

HK$20.00 ÷ HK$1,000.00 = 2%

條款及細則
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

部分優惠日期未列，使用前請確認。

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 適用範圍: cash rebate on eligible local and overseas spending · Currency: HKD · 期間: 未提供 · Type: 無上限 · Unit: 貨幣
  • 百分比備註: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.

開啟優惠來源 ↗

  1. 0101/ICBC Asia工銀wise gold信用卡world mastercard工銀Wise Gold信用卡World Mastercard2%HK$20.00
    計算方式
    HK$20.00
    • 所選金額: HK$1,000.00
    • 商品原價: HK$1,000.00
    • 商戶優惠: HK$0.00
    • 實付金額: HK$1,000.00
    • 信用卡回贈: HK$20.00
    • 附加費用: HK$0.00
    • 估算淨成本: HK$980.00

    HK$20.00 ÷ HK$1,000.00 = 2%

    條款及細則
    • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

    部分優惠日期未列，使用前請確認。

    ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate

    • 適用資格: 適用對象: 全部
    • 適用消費: Type: 全部
    • 優惠上限: 適用範圍: cash rebate on eligible local and overseas spending · Currency: HKD · 期間: 未提供 · Type: 無上限 · Unit: 貨幣
    • 百分比備註: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
    • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
    • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
    • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
    • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.

    開啟優惠來源 ↗

  2. 0202/Moxmox信用卡Mox信用卡2%HK$20.00
    計算方式
    HK$20.00
    • 所選金額: HK$1,000.00
    • 商品原價: HK$1,000.00
    • 商戶優惠: HK$0.00
    • 實付金額: HK$1,000.00
    • 信用卡回贈: HK$20.00
    • 附加費用: HK$0.00
    • 估算淨成本: HK$980.00

    HK$20.00 ÷ HK$1,000.00 = 2%

    條款及細則
    • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

    Mox Credit Card 2% CashBack with Mox+

    • 適用資格: 適用對象: 全部
    • 適用消費: Type: 全部
    • 優惠上限: 適用範圍: CashBack from eligible Mox Credit Card transactions · 期間: 未提供 · Type: 無上限
    • Requires Mox+ and the CashBack Spending Rewards Scheme.
    • CashBack and Asia Miles are alternatives under the selected Spending Rewards Scheme; do not add them together.
    • The page refers to the Mox Rewards for Cards Schedule for eligibility and exclusions; that schedule is not in the retained source files.
    • Eligible Mox Credit Card transactions: 2026-09-01 – 未提供

    開啟優惠來源 ↗

  3. 0303/Standard Chartered渣打simply cash visa卡渣打Simply Cash Visa卡2%HK$20.00
    計算方式
    HK$20.00
    • 所選金額: HK$1,000.00
    • 商品原價: HK$1,000.00
    • 商戶優惠: HK$0.00
    • 實付金額: HK$1,000.00
    • 信用卡回贈: HK$20.00
    • 附加費用: HK$0.00
    • 估算淨成本: HK$980.00

    HK$20.00 ÷ HK$1,000.00 = 2%

    條款及細則
    • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

    Simply Cash Visa Card 2% CashBack on non-HKD-posted eligible transactions

    • 適用資格: 適用對象: 全部
    • 適用消費: Type: 全部
    • 優惠上限: 適用範圍: CashBack on eligible Simply Cash Visa Card spending · 期間: 未提供 · Type: 無上限
    • The scheme applies to principal and supplementary Simply Cash Visa Cardholders. Eligible transactions posted in a currency other than Hong Kong Dollars earn 2%. Eligible transactions are retail transactions, including online and interest-free monthly instalment transactions. From 28 June 2026, they exclude card-account transfers or top-ups, insurance, bill payments through SC Online Banking, Phone Banking or JET Payment Services, phone or mail orders, gambling, securities brokers or dealers, specified non-financial and financial institution transactions, wire transfers, money orders, wholesale purchases of precious stones, metals, watches or jewellery, charitable social service organisations, government or public services (including tax payments), Octopus Automatic Add Value, cash advances, balance transfers, Instalment Credit, Credit-to-Cash Preferential Annual Rate amounts, financial charges and fees, and unposted, cancelled, refunded, falsified or unauthorised transactions. Cashback for an interest-free monthly instalment is awarded monthly only on the instalment amount posted that month. Cashback appears on the 360° Rewards platform after posting and is not automatically credited to the card account; the minimum cash redemption is HK$50 per account. Rewards are rounded down to the nearest cent. Principal and supplementary transactions count together. The Bank may deny rewards for an invalid or not-good-standing account or if a minimum payment was late in the previous 12 months; refunded transactions may be clawed back, and rewards are forfeited on account closure. The Bank makes the final eligibility decision. The HTML page describes this as 2% CashBack on foreign-currency spending and states that eligible retail and online transactions at any merchants or categories qualify, with unlimited CashBack all year-round. The formal terms define the rate by transactions posted in a currency other than HKD and set the detailed eligible-transaction exclusions.
    • CashBack under the revised Rewards Scheme terms: 2026-06-28 – 未提供

    開啟優惠來源 ↗

  4. 0404/ICBC Asia工銀信用卡萬事達卡白金虛擬卡工銀信用卡萬事達卡白金虛擬卡 · 信用卡示意圖1.5%HK$15.00
    計算方式
    HK$15.00
    • 所選金額: HK$1,000.00
    • 商品原價: HK$1,000.00
    • 商戶優惠: HK$0.00
    • 實付金額: HK$1,000.00
    • 信用卡回贈: HK$15.00
    • 附加費用: HK$0.00
    • 估算淨成本: HK$985.00

    HK$15.00 ÷ HK$1,000.00 = 1.5%

    條款及細則
    • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

    部分優惠日期未列，使用前請確認。

    ICBC Credit Card - Platinum Mastercard Virtual Card 1.5% cash rebate

    • 適用資格: 適用對象: 全部
    • 適用消費: Type: 全部
    • 優惠上限: 適用範圍: cash rebate · 期間: 未提供 · Type: 無上限
    • 須申請或登記。
    • The retained page says terms apply and refers to Spending Rewards for full conditions; eligible transaction types and other conditions are not stated here.
    • The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

    開啟優惠來源 ↗

  5. 0505/ICBC Asia工銀信用卡visa白金虛擬卡工銀信用卡Visa白金虛擬卡1.5%HK$15.00
    計算方式
    HK$15.00
    • 所選金額: HK$1,000.00
    • 商品原價: HK$1,000.00
    • 商戶優惠: HK$0.00
    • 實付金額: HK$1,000.00
    • 信用卡回贈: HK$15.00
    • 附加費用: HK$0.00
    • 估算淨成本: HK$985.00

    HK$15.00 ÷ HK$1,000.00 = 1.5%

    條款及細則
    • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

    部分優惠日期未列，使用前請確認。

    ICBC Visa Platinum Virtual Card 1.5% cash rebate

    • 適用資格: 適用對象: 全部
    • 適用消費: Type: 全部
    • 優惠上限: 適用範圍: cash rebate · 期間: 未提供 · Type: 無上限
    • 百分比備註: Source did not include full programme terms in the supplied files.
    • Terms and conditions apply. Footnote 1 refers readers to Spending Rewards; eligible transactions and rebate details are not stated in this HTML.
    • The page says the virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or ATM-related services.

    開啟優惠來源 ↗

  6. 0606/ICBC Asia工銀數碼雙幣信用卡工銀數碼雙幣信用卡1.5%HK$15.00
    計算方式
    HK$15.00
    • 所選金額: HK$1,000.00
    • 商品原價: HK$1,000.00
    • 商戶優惠: HK$0.00
    • 實付金額: HK$1,000.00
    • 信用卡回贈: HK$15.00
    • 附加費用: HK$0.00
    • 估算淨成本: HK$985.00

    HK$15.00 ÷ HK$1,000.00 = 1.5%

    條款及細則
    • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

    部分優惠日期未列，使用前請確認。

    ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card 1.5% Cash Rebate

    • 適用資格: 適用對象: 全部
    • 適用消費: Type: 全部
    • 優惠上限: 適用範圍: cash rebate · 期間: 未提供 · Type: 無上限
    • 須申請或登記。
    • Apply for the virtual card; it is ready to use after approval.
    • Selected ICBC (Asia) customers can apply through the website, online banking, WeChat Official Account, or Mobile Banking App. New customers apply through the Mobile Banking App.
    • The virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or ATM-related services.
    • Terms and conditions apply. Detailed cash rebate conditions are referred to Spending Rewards and are not present in this HTML.
    • Eligible spending rules are not stated in this HTML.

    開啟優惠來源 ↗

  7. 0707/ICBC Asia工銀雙幣信用卡銀聯白金虛擬卡工銀雙幣信用卡銀聯白金虛擬卡1.5%HK$15.00
    計算方式
    HK$15.00
    • 所選金額: HK$1,000.00
    • 商品原價: HK$1,000.00
    • 商戶優惠: HK$0.00
    • 實付金額: HK$1,000.00
    • 信用卡回贈: HK$15.00
    • 附加費用: HK$0.00
    • 估算淨成本: HK$985.00

    HK$15.00 ÷ HK$1,000.00 = 1.5%

    條款及細則
    • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

    部分優惠日期未列，使用前請確認。

    ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card 1.5% cash rebate

    • 適用資格: 適用對象: 全部
    • 適用消費: Type: 全部
    • 優惠上限: 適用範圍: cash rebate · 期間: 未提供 · Type: 無上限
    • The rebate details are referred to the linked Spending Rewards page; those details are not in the retained HTML.
    • The virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or ATM-related services.

    開啟優惠來源 ↗

  8. 0808/Standard Chartered渣打smart信用卡渣打Smart信用卡1.2%HK$12.00
    計算方式
    HK$12.00
    • 所選金額: HK$1,000.00
    • 商品原價: HK$1,000.00
    • 商戶優惠: HK$0.00
    • 實付金額: HK$1,000.00
    • 信用卡回贈: HK$12.00
    • 附加費用: HK$0.00
    • 估算淨成本: HK$988.00

    HK$12.00 ÷ HK$1,000.00 = 1.2%

    條款及細則
    • Confirm offer eligibility: Audience: Resident; Document: Valid adult Hong Kong Identity Card; latest residential address proof showing the applicant’s name; income proof. Regular income: latest 1-month computer-generated payroll slip or bank statement/passbook showing name, account number and salary entries. Irregular income: latest 3-month documents. Self-employed: Business Registration Certificate and latest Profits Tax Demand Note. The bank may request more documents..
    • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

    Eligible Smart Card transactions 1.2% Basic CashBack

    • 適用資格: 適用對象: resident · Document: Valid adult Hong Kong Identity Card; latest residential address proof showing the applicant’s name; income proof. Regular income: latest 1 month computer generated payroll slip or bank statement/passbook showing name, account number and salary entries. Irregular income: latest 3 month documents. Self employed: Business Registration Certificate and latest Profits Tax Demand Note. The bank may request more documents.
    • 適用消費: Type: 全部
    • 要求: Period spend ≥: HK$15,000.00
    • 優惠上限: 適用範圍: Basic CashBack for Eligible Transactions per monthly statement cycle · 期間: per statement period · Type: 無上限
    • The table shows a Monthly Eligible Spending row labelled exactly HKD15,000. It does not state “or above” or give an upper boundary, so eligibility beyond that amount is unresolved. CashBack is credited to the Card account. The 5% total at Designated Merchants includes Basic CashBack; it is not an additional reward. Eligible Transactions are defined by Clause 3 of the Rewards Scheme Terms and Conditions, which is not included on this page. The page says no separate cashback registration is needed. Card application requires Hong Kong residency, age 18+, and annual income of at least HKD96,000; the Bank may request more documents.
    • This tier applies when Monthly Eligible Spending is HK$15,000 or above.
    • This rate is for Other Eligible Transactions. Designated Merchant transactions within the Spending Cap use the stated 5% rate; amounts above that cap count as Other Eligible Transactions.
    • Eligible Transactions include retail transactions, online transactions, interest-free monthly instalments, and Octopus Automatic Add-Value transactions.
    • Excluded transactions include card-account transfers or top-ups to designated accounts, wallets or FPS; insurance; bill payments; phone or mail orders; gambling; securities; foreign currency, money orders or travellers cheques; financial-institution purchases or services; cash advances; balance transfers; instalment credit; Credit-to-Cash; tax payments; financial charges and fees; and unposted, cancelled, refunded, falsified or unauthorised transactions.
    • Principal and supplementary card spending is pooled by card account and monthly statement cycle. CashBack is rounded down to the nearest cent.
    • CashBack appears on the 360° Rewards Redemption Platform and is not credited automatically. The minimum cash redemption is HK$50 per card account.
    • The Bank may withhold CashBack for an invalid account, poor financial standing, or a missed minimum payment in the previous 12 months. It may recover CashBack after a related transaction is cancelled or refunded. Closing the account forfeits CashBack. The Bank may change or end the scheme.
    • Monthly Eligible Spending must be at least HK$4,000. No CashBack is awarded for a month below this amount.
    • The 5% rate applies only at Designated Merchant outlets in Hong Kong. Digital-wallet transactions qualify only if the merchant name appears on the credit card statement.
    • The 5% includes Basic Cashback. Any Designated Merchant transaction amount above the Spending Cap is counted as Other Eligible Transactions.
    • Smart Card CashBack promotion: 2026-08-01 – 2027-01-03

    開啟優惠來源 ↗

  9. 0909/Citi花旗學生卡花旗學生卡 · 信用卡示意圖1%HK$10.00
    計算方式
    HK$10.00
    • 所選金額: HK$1,000.00
    • 商品原價: HK$1,000.00
    • 商戶優惠: HK$0.00
    • 實付金額: HK$1,000.00
    • 信用卡回贈: HK$10.00
    • 附加費用: HK$0.00
    • 估算淨成本: HK$990.00

    HK$10.00 ÷ HK$1,000.00 = 1%

    條款及細則
    • Confirm offer eligibility: Audience: Student.
    • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

    部分優惠日期未列，使用前請確認。

    現金回贈：1% spending rebate

    • 適用資格: 適用對象: student
    • 適用消費: Type: 全部
    • 優惠上限: 期間: 未提供 · Type: 無上限
    • 百分比備註: The source states a single 1% spending rebate rate and no cap.
    • The benefit is displayed for Citi The Club Credit Card(Student).
    • The source states 1% spending rebate at other merchants with no cap.
    • The local page does not define the merchant categories or complete Clubpoints programme terms; linked terms are not used as evidence.

    開啟優惠來源 ↗

  10. 1010/DBSdbs eminent visa signature卡DBS Eminent Visa Signature卡1%HK$10.00
    計算方式
    HK$10.00
    • 所選金額: HK$1,000.00
    • 商品原價: HK$1,000.00
    • 商戶優惠: HK$0.00
    • 實付金額: HK$1,000.00
    • 信用卡回贈: HK$10.00
    • 附加費用: HK$0.00
    • 估算淨成本: HK$990.00

    HK$10.00 ÷ HK$1,000.00 = 1%

    條款及細則
    • Assumes the full reward limit is still available. Cashback reward amount cap (original qualifying limit retained in conditions)
    • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

    部分優惠日期未列，使用前請確認。

    DBS Eminent Card 2026 rebate programme: 1% on other retail spending

    • 適用資格: 適用對象: 全部
    • 適用消費: Type: 全部
    • 優惠上限: 金額: 200 · 適用範圍: Rebate on the first HKD 20,000 of other retail spend per calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
    • 須申請或登記。
    • Register for the programme in DBS Card+ during the Programme Period.
    • The 1% rate applies to other eligible retail spending and designated-category purchases below HKD 300; designated-category purchases of HKD 300 or more use the separate 5% rule.
    • The first HKD 20,000 of other retail spending per calendar month is eligible for the 1% rebate; the HKD 200 cap is the stated rate applied to that spend limit.
    • The first HKD 5,000 of e-wallet retail spending per calendar month qualifies; later e-wallet spending does not. The Programme Period dates are not stated in the retained HTML.

    開啟優惠來源 ↗

HK$1,000.00 預先計算估算，須符合條件。