
BEA I Titanium Card
須符合條件
計算方式
- BEA Days 12% mobile-payment rebate at local bakeries: HK$12.00
- i-Titanium Card basic reward: 0.4% cash rebate: HK$0.40
條款及細則
計算假設
- Confirm offer eligibility: Audience: Student.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
- Assumes the full reward limit is still available. Government Department category transactions and Octopus Automatic Add Value Service reloads
- Audience: Student
- Limit applies to: BEA Days mobile-payment rebate
- Application, registration or activation required. See conditions.
- Eligibility: Payment Methods: mobile-payment
- Eligible categories: 咖啡店/烘焙/甜品
- Applies to mobile payments at local bakeries.
- Registration for BEA Days - mobile payment 12% rebate is required.
- Unknown: The page links to more details for the BEA Days mobile-payment rebate; the linked terms are not in the allowed HTML.
- Insurance premium transactions are not eligible for Bonus Points or Cash Rebate, except BEA FTLife Credit Card transactions for FTLife premium payments.
- Transaction categories are determined by merchant codes issued by Mastercard Asia/Pacific.
- Limit: 40 HKD · Per Month
- Limit applies to: Government Department category transactions and Octopus Automatic Add Value Service reloads
- Applies to all eligible spending, subject to the conditions.
- Earn HK$1 for each accumulated HK$250 of Basic Reward Eligible Transactions in each statement cycle.
- The HK$40 monthly cap applies to Government Department category transactions and Octopus Automatic Add Value Service reloads.
- Basic Reward Eligible Transactions are retail spending. Exclusions include cash advances; instalments, Cash in Hand, balance transfers and fund transfers; stored-value card and e-wallet purchases or reloads except PayMe and Octopus Automatic Add Value Service; Cyberbanking bill payments; casino chips; fees and charges; cancelled, reserved, refunded, unposted or fraudulent transactions; insurance premiums; and card-present transactions at merchants in the UK or EEA.
- Transactions are determined by post date. Cash rebate is rounded down to the nearest Hong Kong dollar.
- Principal and supplementary cards share one Eligible Account. The reward is credited to the principal account in the next statement. The account must remain valid.
- BEA determines eligibility by transaction type and merchant code. BEA may recover a rebate for a transaction later found ineligible.
- Applies to all online spending all year round.
- The source states that the combined 4% consists of the 0.4% Basic Reward and 3.6% Extra Reward; do not add a separate 4% offer.
- Unknown: The page links to BEA Credit Cards -- Privilege Services and Spending Reward for details; the linked terms are not in the allowed HTML.
BEA Days 12% mobile-payment rebate at local bakeries
- 適用資格: 適用對象: student
- 適用消費: 適用範圍: 咖啡店/烘焙/甜品 · Type: 類別
- 要求: 付款方式: mobile payment
- 優惠上限: 適用範圍: BEA Days mobile payment rebate · 期間: 未提供 · Type: 未提供
- 須申請或登記。
- Applies to mobile payments at local bakeries.
- Registration for BEA Days - mobile payment 12% rebate is required.
- Unknown: The page links to more details for the BEA Days mobile-payment rebate; the linked terms are not in the allowed HTML.
- Insurance premium transactions are not eligible for Bonus Points or Cash Rebate, except BEA FTLife Credit Card transactions for FTLife premium payments.
- Transaction categories are determined by merchant codes issued by Mastercard Asia/Pacific.
i-Titanium Card basic reward: 0.4% cash rebate
- 適用資格: 適用對象: student
- 適用消費: Type: 全部
- 優惠上限: 金額: 40 · 適用範圍: Government Department category transactions and Octopus Automatic Add Value Service reloads · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
- Earn HK$1 for each accumulated HK$250 of Basic Reward Eligible Transactions in each statement cycle.
- The HK$40 monthly cap applies to Government Department category transactions and Octopus Automatic Add Value Service reloads.
- Basic Reward Eligible Transactions are retail spending. Exclusions include cash advances; instalments, Cash in Hand, balance transfers and fund transfers; stored-value card and e-wallet purchases or reloads except PayMe and Octopus Automatic Add Value Service; Cyberbanking bill payments; casino chips; fees and charges; cancelled, reserved, refunded, unposted or fraudulent transactions; insurance premiums; and card-present transactions at merchants in the UK or EEA.
- Transactions are determined by post date. Cash rebate is rounded down to the nearest Hong Kong dollar.
- Principal and supplementary cards share one Eligible Account. The reward is credited to the principal account in the next statement. The account must remain valid.
- BEA determines eligibility by transaction type and merchant code. BEA may recover a rebate for a transaction later found ineligible.
- Applies to all online spending all year round.
- The source states that the combined 4% consists of the 0.4% Basic Reward and 3.6% Extra Reward; do not add a separate 4% offer.
- Unknown: The page links to BEA Credit Cards -- Privilege Services and Spending Reward for details; the linked terms are not in the allowed HTML.
- Insurance premium transactions are not eligible for Bonus Points or Cash Rebate, except BEA FTLife Credit Card transactions for FTLife premium payments.
- Transaction categories are determined by merchant codes issued by Mastercard Asia/Pacific.
其他優惠
快餐BEA Days 12% mobile-payment rebate at fast food restaurants須符合條件現金回贈studentmobile paymentHK$12.0012%
Alternative offer in the same group; only the best group offer is counted. • Audience: Student • Limit applies to: BEA Days mobile-payment rebate • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: mobile-payment • Eligible categories: 快餐 • Applies to mobile payments at fast food restaurants. • Registration for BEA Days - mobile payment 12% rebate is required. • Unknown: The page links to more details for the BEA Days mobile-payment rebate; the linked terms are not in the allowed HTML. • Insurance premium transactions are not eligible for Bonus Points or Cash Rebate, except BEA FTLife Credit Card transactions for FTLife premium payments. • Transaction categories are determined by merchant codes issued by Mastercard Asia/Pacific.
- 適用資格: 適用對象: student
- 適用消費: 適用範圍: 快餐 · Type: 類別
- 要求: 付款方式: mobile payment
- 優惠上限: 適用範圍: BEA Days mobile payment rebate · 期間: 未提供 · Type: 未提供
- 須申請或登記。
- Applies to mobile payments at fast food restaurants.
- Registration for BEA Days - mobile payment 12% rebate is required.
- Unknown: The page links to more details for the BEA Days mobile-payment rebate; the linked terms are not in the allowed HTML.
- Insurance premium transactions are not eligible for Bonus Points or Cash Rebate, except BEA FTLife Credit Card transactions for FTLife premium payments.
- Transaction categories are determined by merchant codes issued by Mastercard Asia/Pacific.
其他BEA i-Titanium Card welcome cash rebate of HK$200須符合條件現金回贈student最低消費: HK$2,000.00——
New-customer offers are excluded from this purchase comparison. • Audience: Student; Customer: New customer • Threshold-equivalent calculation: HK$200 ÷ HK$2,000 × 100 = 10%; no rounding was needed. The HK$2,000 minimum spend applies within 2 months from issuance. The effective rate decreases as qualifying spend exceeds HK$2,000. • Limit applies to: welcome cash rebate • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 2000 • Applies to all eligible spending, subject to the conditions. • Spend HK$2,000 or more with the new card within 2 months from card issuance. • Activate the related BEA Credit Card successfully through BEA Mobile. • Unknown: Terms and conditions apply to the welcome gifts and First Time Log In offer, but the terms are not in the allowed HTML. • Insurance premium transactions are not eligible for Bonus Points or Cash Rebate, except BEA FTLife Credit Card transactions for FTLife premium payments.
- 適用資格: 適用對象: student · 客戶類別: 新客戶
- 適用消費: Type: 全部
- 要求: Period spend ≥: HK$2,000.00
- 優惠上限: 適用範圍: welcome cash rebate · 期間: 未提供 · Type: 未提供
- 百分比備註: Threshold equivalent calculation: HK$200 ÷ HK$2,000 × 100 = 10%; no rounding was needed. The HK$2,000 minimum spend applies within 2 months from issuance. The effective rate decreases as qualifying spend exceeds HK$2,000.
- 須申請或登記。
- Spend HK$2,000 or more with the new card within 2 months from card issuance.
- Activate the related BEA Credit Card successfully through BEA Mobile.
- Unknown: Terms and conditions apply to the welcome gifts and First Time Log In offer, but the terms are not in the allowed HTML.
- Insurance premium transactions are not eligible for Bonus Points or Cash Rebate, except BEA FTLife Credit Card transactions for FTLife premium payments.
其他BEA i-Titanium Card first-login rebate of HK$100現金回贈student——
This benefit does not apply to a purchase. • Audience: Student • Limit applies to: first-login rebate • Log in to BEA Mobile for the first time within 2 months from the card issue date. • Unknown: Terms and conditions apply to the welcome gifts and First Time Log In offer, but the terms are not in the allowed HTML.
- 適用資格: 適用對象: student
- 適用消費: Type: not applicable
- 優惠上限: 適用範圍: first login rebate · 期間: 未提供 · Type: 未提供
- Log in to BEA Mobile for the first time within 2 months from the card issue date.
- Unknown: Terms and conditions apply to the welcome gifts and First Time Log In offer, but the terms are not in the allowed HTML.
其他BEA i-Titanium Card annual fee waiver(優惠值未列明)Fee Waiverstudent——
This benefit does not apply to a purchase. • Audience: Student • Limit applies to: annual fee waiver • The source describes the annual fee waiver as perpetual.
- 適用資格: 適用對象: student
- 適用消費: Type: not applicable
- 優惠上限: 適用範圍: annual fee waiver · 期間: 未提供 · Type: 未提供
- The source describes the annual fee waiver as perpetual.
咖啡店/烘焙/甜品BEA Days 12% mobile-payment rebate at cafes須符合條件現金回贈studentmobile paymentHK$12.0012%
Not counted: this offer has the same calculation values as another offer. • Audience: Student • Limit applies to: BEA Days mobile-payment rebate • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: mobile-payment • Eligible categories: 咖啡店/烘焙/甜品 • Applies to mobile payments at cafes. • Registration for BEA Days - mobile payment 12% rebate is required. • Unknown: The page links to more details for the BEA Days mobile-payment rebate; the linked terms are not in the allowed HTML. • Insurance premium transactions are not eligible for Bonus Points or Cash Rebate, except BEA FTLife Credit Card transactions for FTLife premium payments. • Transaction categories are determined by merchant codes issued by Mastercard Asia/Pacific.
- 適用資格: 適用對象: student
- 適用消費: 適用範圍: 咖啡店/烘焙/甜品 · Type: 類別
- 要求: 付款方式: mobile payment
- 優惠上限: 適用範圍: BEA Days mobile payment rebate · 期間: 未提供 · Type: 未提供
- 須申請或登記。
- Applies to mobile payments at cafes.
- Registration for BEA Days - mobile payment 12% rebate is required.
- Unknown: The page links to more details for the BEA Days mobile-payment rebate; the linked terms are not in the allowed HTML.
- Insurance premium transactions are not eligible for Bonus Points or Cash Rebate, except BEA FTLife Credit Card transactions for FTLife premium payments.
- Transaction categories are determined by merchant codes issued by Mastercard Asia/Pacific.
本地交通BEA Days 12% mobile-payment rebate on local transport須符合條件現金回贈studentmobile payment——
Category or merchant does not match. • Audience: Student • Limit applies to: BEA Days mobile-payment rebate • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: mobile-payment • Eligible categories: 本地交通 • Applies to mobile payments for local transport. • Registration for BEA Days - mobile payment 12% rebate is required. • Unknown: The page links to more details for the BEA Days mobile-payment rebate; the linked terms are not in the allowed HTML. • Insurance premium transactions are not eligible for Bonus Points or Cash Rebate, except BEA FTLife Credit Card transactions for FTLife premium payments. • Transaction categories are determined by merchant codes issued by Mastercard Asia/Pacific.
- 適用資格: 適用對象: student
- 適用消費: 適用範圍: 本地交通 · Type: 類別
- 要求: 付款方式: mobile payment
- 優惠上限: 適用範圍: BEA Days mobile payment rebate · 期間: 未提供 · Type: 未提供
- 須申請或登記。
- Applies to mobile payments for local transport.
- Registration for BEA Days - mobile payment 12% rebate is required.
- Unknown: The page links to more details for the BEA Days mobile-payment rebate; the linked terms are not in the allowed HTML.
- Insurance premium transactions are not eligible for Bonus Points or Cash Rebate, except BEA FTLife Credit Card transactions for FTLife premium payments.
- Transaction categories are determined by merchant codes issued by Mastercard Asia/Pacific.
百貨公司Extra Bonus Points on department-store spending(優惠值未列明)積分student——
Category or merchant does not match. • Audience: Student • Limit applies to: department-store Bonus Points • Eligible categories: 百貨公司 • Insurance premium transactions are not eligible for Bonus Points or Cash Rebate, except BEA FTLife Credit Card transactions for FTLife premium payments. • Transaction categories are determined by merchant codes issued by Mastercard Asia/Pacific.
- 適用資格: 適用對象: student
- 適用消費: 適用範圍: 百貨公司 · Type: 類別
- 優惠上限: 適用範圍: department store Bonus Points · 期間: 未提供 · Type: 未提供
- Insurance premium transactions are not eligible for Bonus Points or Cash Rebate, except BEA FTLife Credit Card transactions for FTLife premium payments.
- Transaction categories are determined by merchant codes issued by Mastercard Asia/Pacific.
- Department-store transactions qualify for extra Bonus Points.: 2021-04-24 – 未提供
演唱會/票務Priority booking for concerts(優惠值未列明)Lifestylestudent——
This benefit does not apply to a purchase. • Audience: Student • Limit applies to: offer benefit
- 適用資格: 適用對象: student
- 適用消費: Type: not applicable
- 優惠上限: 適用範圍: offer benefit · 期間: 未提供 · Type: 未提供
餐飲Dining discounts at outstanding restaurants(優惠值未列明)折扣student——
Merchant eligibility cannot be established from the incomplete source list. • Audience: Student • Limit applies to: dining discounts • Eligible categories: 餐飲 • Participating restaurants, discount values, and detailed terms are not stated in the allowed HTML.
- 適用資格: 適用對象: student
- 適用消費: 適用範圍: 餐飲 · Type: 類別
- 優惠上限: 適用範圍: dining discounts · 期間: 未提供 · Type: 未提供
- 未提供完整適用商戶名單。
- Participating restaurants, discount values, and detailed terms are not stated in the allowed HTML.
購物Shopping discounts at shopping hotspots(優惠值未列明)折扣student——
Merchant eligibility cannot be established from the incomplete source list. • Audience: Student • Limit applies to: shopping discounts • Eligible categories: 購物 • Participating shops, discount values, and detailed terms are not stated in the allowed HTML.
- 適用資格: 適用對象: student
- 適用消費: 適用範圍: 購物 · Type: 類別
- 優惠上限: 適用範圍: shopping discounts · 期間: 未提供 · Type: 未提供
- 未提供完整適用商戶名單。
- Participating shops, discount values, and detailed terms are not stated in the allowed HTML.
網上購物i-Titanium Card online shopping: 3.6% i-Dollar rebate現金回贈student最低消費: HK$2,000.00上限: HK$300.00 · 每月——
Category or merchant does not match. • Audience: Student • Limit: 300 HKD · Per Month • Limit applies to: Combined i-Titanium Extra Reward (i-Dollar) across online-shopping and mobile-payment eligible transactions per Eligible Account • Eligibility: Phase Spend Min: 2000 • Eligible categories: 網上購物 • The Eligible Account must reach HK$2,000 of Basic Reward Eligible Transactions in the calendar month. • The offer applies to online retail spending only. Extra Reward transactions use transaction date. • The HK$300 monthly cap is shared with mobile-payment Extra Reward. • Supermarket, travel-agency and Government Department transactions, recurring transactions and autopay transactions are not eligible for Extra Reward. • Only retail transactions qualify. BEA determines eligibility by transaction type and merchant code. Cancelled, refunded, unposted or fraudulent transactions do not qualify; the account must remain valid. • Principal and supplementary cards share one Eligible Account. Extra Reward is credited to the principal account on the 16th of the next calendar month. Cash rebate is rounded down to the nearest Hong Kong dollar. • Applies to all online spending all year round. • The source states that the combined 4% consists of the 0.4% Basic Reward and 3.6% Extra Reward; do not add a separate 4% offer. • Unknown: The page links to BEA Credit Cards -- Privilege Services and Spending Reward for details; the linked terms are not in the allowed HTML. • Insurance premium transactions are not eligible for Bonus Points or Cash Rebate, except BEA FTLife Credit Card transactions for FTLife premium payments. • Transaction categories are determined by merchant codes issued by Mastercard Asia/Pacific.
- 適用資格: 適用對象: student
- 適用消費: 適用範圍: 網上購物 · Type: 類別
- 要求: Period spend ≥: HK$2,000.00
- 優惠上限: 金額: 300 · 適用範圍: Combined i Titanium Extra Reward (i Dollar) across online shopping and mobile payment eligible transactions per Eligible Account · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
- The Eligible Account must reach HK$2,000 of Basic Reward Eligible Transactions in the calendar month.
- The offer applies to online retail spending only. Extra Reward transactions use transaction date.
- The HK$300 monthly cap is shared with mobile-payment Extra Reward.
- Supermarket, travel-agency and Government Department transactions, recurring transactions and autopay transactions are not eligible for Extra Reward.
- Only retail transactions qualify. BEA determines eligibility by transaction type and merchant code. Cancelled, refunded, unposted or fraudulent transactions do not qualify; the account must remain valid.
- Principal and supplementary cards share one Eligible Account. Extra Reward is credited to the principal account on the 16th of the next calendar month. Cash rebate is rounded down to the nearest Hong Kong dollar.
- Applies to all online spending all year round.
- The source states that the combined 4% consists of the 0.4% Basic Reward and 3.6% Extra Reward; do not add a separate 4% offer.
- Unknown: The page links to BEA Credit Cards -- Privilege Services and Spending Reward for details; the linked terms are not in the allowed HTML.
- Insurance premium transactions are not eligible for Bonus Points or Cash Rebate, except BEA FTLife Credit Card transactions for FTLife premium payments.
- Transaction categories are determined by merchant codes issued by Mastercard Asia/Pacific.
- i-Titanium Extra Reward (i-Dollar): 2025-01-01 – 2026-12-31
手機支付i-Titanium Card mobile payment: 3.6% i-Dollar rebate現金回贈mobile payment最低消費: HK$2,000.00上限: HK$300.00 · 每月——
Category or merchant does not match. • Limit: 300 HKD · Per Month • Limit applies to: Combined i-Titanium Extra Reward (i-Dollar) across online-shopping and mobile-payment eligible transactions per Eligible Account • Eligibility: Payment Methods: mobile-payment; Phase Spend Min: 2000 • Eligible categories: 手機支付 • The Eligible Account must reach HK$2,000 of Basic Reward Eligible Transactions in the calendar month. • The offer applies to retail spending made by mobile payment. Apple Pay and Google Pay are examples, not an exhaustive list. Extra Reward transactions use transaction date. • The HK$300 monthly cap is shared with online-shopping Extra Reward. • Supermarket, travel-agency and Government Department transactions, recurring transactions and autopay transactions are not eligible for Extra Reward. • Only retail transactions qualify. BEA determines eligibility by transaction type and merchant code. Cancelled, refunded, unposted or fraudulent transactions do not qualify; the account must remain valid. • Principal and supplementary cards share one Eligible Account. Extra Reward is credited to the principal account on the 16th of the next calendar month. Cash rebate is rounded down to the nearest Hong Kong dollar.
- 適用資格: 適用對象: 全部
- 適用消費: 適用範圍: 手機支付 · Type: 類別
- 要求: 付款方式: mobile payment · Period spend ≥: HK$2,000.00
- 優惠上限: 金額: 300 · 適用範圍: Combined i Titanium Extra Reward (i Dollar) across online shopping and mobile payment eligible transactions per Eligible Account · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
- The Eligible Account must reach HK$2,000 of Basic Reward Eligible Transactions in the calendar month.
- The offer applies to retail spending made by mobile payment. Apple Pay and Google Pay are examples, not an exhaustive list. Extra Reward transactions use transaction date.
- The HK$300 monthly cap is shared with online-shopping Extra Reward.
- Supermarket, travel-agency and Government Department transactions, recurring transactions and autopay transactions are not eligible for Extra Reward.
- Only retail transactions qualify. BEA determines eligibility by transaction type and merchant code. Cancelled, refunded, unposted or fraudulent transactions do not qualify; the account must remain valid.
- Principal and supplementary cards share one Eligible Account. Extra Reward is credited to the principal account on the 16th of the next calendar month. Cash rebate is rounded down to the nearest Hong Kong dollar.
- i-Titanium Extra Reward (i-Dollar): 2025-01-01 – 2026-12-31
其他i-Titanium Card interest-free period up to 56 daysFinancing——
This benefit does not apply to a purchase. • Limit applies to: not stated • No interest is charged when the full balance is paid by the due date each month. • The length of the interest-free period depends on when the purchase is made in the statement cycle.
- 適用資格: 適用對象: 全部
- 適用消費: Type: not applicable
- 優惠上限: 適用範圍: 未提供 · 期間: 未提供 · Type: 未提供
- No interest is charged when the full balance is paid by the due date each month.
- The length of the interest-free period depends on when the purchase is made in the statement cycle.





































