仁濟銀聯雙幣信用卡

• 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: 迎新禮品 · 期間: 未提供 · Type: 未提供
• 須申請或登記。
• 來源將捐贈港幣250元仁濟緊急援助基金列為迎新禮品選項。
• 與港幣250元信用卡簽賬回贈屬互斥選項。

• 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
• 適用消費: 適用範圍: 其他 · Type: 類別
• 優惠上限: 適用範圍: 信用卡簽賬回贈 · 期間: 未提供 · Type: 未提供
• 須申請或登記。
• 來源將港幣250元信用卡簽賬回贈列為迎新禮品選項。
• 與捐贈港幣250元仁濟緊急援助基金屬互斥選項。

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 其他 · Type: 類別
• 優惠上限: 適用範圍: 簽賬捐款 · 期間: 未提供 · Type: 未提供
• 須申請或登記。
• 來源寫明撥出高達0.62%簽賬金額予仁濟醫院作捐款。
• 來源未列明合資格簽賬類別或捐款上限。

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: 仁濟服務優惠 · 期間: 未提供 · Type: 未提供
• 須申請或登記。
• 來源只列明專享仁濟服務優惠，未列明具體價值或條件。

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: 年費 · 期間: 未提供 · Type: 未提供
• 須申請或登記。
• 來源明確寫明永久豁免年費。

• 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
• 適用消費: Type: not applicable
• 優惠上限: 金額: 20 · 適用範圍: 每位卡戶的獎賞1 · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
• 須申請或登記。
• 須於推廣期內成功登記；可經本行網頁或「交銀香港」微信公眾號登記，選擇推廣編號202606CCD0000104。
• 登記名額有限，先到先得，額滿即止。
• 獎賞1適用於推廣期內首次把合資格信用卡綁定Apple Pay的卡戶。
• 不適用於2026年6月30日或之前曾以合資格信用卡綁定Apple Pay的卡戶；按身份證號碼計算。每位卡戶只可獲獎賞1一次。
• 須使用交通銀行信用卡登記，並綁定合資格信用卡。
• 頁面總述列明整項推廣最高港幣1,220元簽賬回贈；此為總述上限，不是額外獎賞。
• 優惠受相關條款及細則約束。
• Apple Pay首次綁定獎賞: 2026-07-01 – 2026-12-31

開啟優惠來源 ↗

• 適用資格: 適用對象: 全部
• 適用消費: Type: 全部
• 要求: 付款方式: apple pay · Period spend ≥: HK$3,000.00
• 優惠上限: 金額: 200 · 適用範圍: 每位卡戶每推廣階段的獎賞2回贈 · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
• 須申請或登記。
• 須於推廣期內成功登記；可經本行網頁或「交銀香港」微信公眾號登記，選擇推廣編號202606CCD0000104。
• 登記名額有限，先到先得，額滿即止。
• 每推廣階段須憑合資格信用卡累積合資格零售簽賬滿港幣3,000元；累積簽賬包括實體信用卡及／或Apple Pay。該階段透過Apple Pay進行的合資格簽賬可獲額外5%回贈。
• 獎賞2的合資格簽賬由成功登記的推廣階段起計算；每個推廣階段分開計算。
• 每位卡戶每推廣階段最高可獲港幣200元回贈；整個推廣期最高可獲港幣1,200元回贈。
• 如卡戶持有多於一張主卡，各主卡簽賬不得轉讓或合併計算作累積簽賬。
• 須使用交通銀行信用卡登記，並使用合資格信用卡。
• 頁面總述列明整項推廣最高港幣1,220元簽賬回贈；此為總述上限，不是額外獎賞。
• 優惠受相關條款及細則約束。
• 第5推廣階段登記及簽賬日期: 2026-11-01 – 2026-11-30

開啟優惠來源 ↗

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: yan chai hospital boc medical centre chinese medicine clinic · Type: 商戶
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: The source states a 10% discount on the named herbal health pack offer.
• Applies to orders of 10 herbal health packs or above at Yan Chai Hospital BOC Medical Centre - Chinese Medicine Clinic.
• The General Terms and Conditions apply to principal and supplementary cardholders of the Bank-issued Yan Chai CUP Dual Currency Credit Card in Hong Kong.
• The cardholder must state that the designated card will be used before reservation or payment and then pay with the designated card. The General Terms state that the cardholder must personally visit the BOC Medical Centre Chinese Medicine Clinic to purchase to enjoy the discount.
• The discount cannot be combined with other promotions, vouchers or discounts and does not apply to special-price or public-price products unless specially stated. It cannot be exchanged for cash, other goods or discounts, or transferred.
• Individual merchant terms apply. The Bank and merchants may modify or terminate the offer without prior notice, and their decision is final for disputes.
• Yan Chai Services merchant offer: 即日起 – 2026-12-31

開啟優惠來源 ↗

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: yan chai hospital boc medical centre chinese medicine clinic / yan chai hospital mr and mrs anson dai sai kung man yee wan village chinese medicine clinic / yan chai hospital wilson tsang churk ming traditional chinese medicine pain treatment centre · Type: 商戶
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: The source states a 10% discount on the named Chinese medical services offer.
• Applies at Yan Chai Hospital BOC Medical Centre - Chinese Medicine Clinic, Yan Chai Hospital Mr. & Mrs. Anson Dai Sai Kung Man Yee Wan Village Chinese Medicine Clinic, and Yan Chai Hospital Wilson Tsang Churk Ming Traditional Chinese Medicine (TCM) Pain Treatment Centre.
• The source gives acupuncture and other treatments such as ear acupuncture points, moxibustion and cupping therapy as examples of the Chinese medical services.
• The General Terms and Conditions apply to principal and supplementary cardholders of the Bank-issued Yan Chai CUP Dual Currency Credit Card in Hong Kong.
• The cardholder must state that the designated card will be used before reservation or payment and then pay with the designated card. The General Terms state that the cardholder must personally visit the BOC Medical Centre Chinese Medicine Clinic to purchase to enjoy the discount; individual merchant terms should be checked for the other named clinics.
• The discount cannot be combined with other promotions, vouchers or discounts and does not apply to special-price or public-price products unless specially stated. It cannot be exchanged for cash, other goods or discounts, or transferred.
• Individual merchant terms apply. The Bank and merchants may modify or terminate the offer without prior notice, and their decision is final for disputes.
• Yan Chai Services merchant offer: 即日起 – 2026-12-31

開啟優惠來源 ↗

• 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
• 適用消費: Type: not applicable
• 要求: Period spend ≥: HK$4,500.00
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: Threshold equivalent calculation: HKD250 fixed welcome value / HKD4,500 minimum qualifying spending = 5.56% (rounded to two decimal places); the effective rate can be lower when spending exceeds HKD4,500 and the source states a fixed welcome gift.
• 須申請或登記。
• The applicant must choose this welcome gift on a successful principal Yan Chai Dual Currency Credit Card application. The alternative is the HKD250 Spending Rebate, and the choice cannot be changed after confirmation.
• The promotion applies to applicants who do not hold a principal card of any card type issued by Bank of Communications (Hong Kong) Limited in Hong Kong at application or during the previous 12 months; supplementary cards are excluded from this test.
• The applicant must successfully apply for the card issued by the Bank in Hong Kong from 1 January 2026 to 31 December 2026, both dates inclusive.
• The cardholder must accumulate retail purchase or cash advance of HKD/CNY4,500 or above within 3 months of new card issuance, including spending in the HKD and CNY accounts. For this CUP Dual Currency Credit Card, each CNY1 of retail spending is calculated as HKD1 for the requirement.
• Eligible Spending Transactions include local retail, foreign retail in a non-HKD currency, online retail, Octopus AAVS and cash advance. The source excludes electronic-wallet transactions including UnionPay App, WeChat Pay, PayMe and Alipay, cash or purchase instalment amounts, balance transfers, MPF/SVC contributions, online bill payments through the Bank webpage, casino chips, traveller’s cheques, credit-card charges and Bank-designated transactions.
• Only transactions posted to the designated card account within 3 months of new card issuance qualify. Unposted, cancelled, refunded, fraudulent or later-cancelled transactions are ineligible.
• The Bank donates HKD250 in the cardholder’s name within 8 weeks after all spending requirements are met. Yan Chai Hospital issues the donation receipt; the cardholder authorizes disclosure of information for the donation instruction and receipt. Aggregate donations of HKD100 or above in the relevant year of assessment are stated as tax deductible.
• The promotional offer applies only when the successful cardholder maintains good credit status and a valid principal card account at redemption.
• The Bank may charge an HKD600 administrative fee if the card is cancelled within 13 months of issuance, or if there are multiple redemptions or a qualifying transaction is cancelled or void.
• Welcome gifts are first-come-first-served while stocks last. If the selected gift is unavailable, the Bank may provide an alternative. The gift cannot be exchanged for cash.
• Yan Chai Dual Currency Credit Card welcome promotion: 2026-01-01 – 2026-12-31

開啟優惠來源 ↗

• 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
• 適用消費: Type: 全部
• 要求: Period spend ≥: HK$4,500.00
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: Threshold equivalent calculation: HKD250 fixed welcome value / HKD4,500 minimum qualifying spending = 5.56% (rounded to two decimal places); the effective rate can be lower when spending exceeds HKD4,500 and the source states a fixed welcome gift.
• 須申請或登記。
• The applicant must choose this welcome gift on a successful principal Yan Chai Dual Currency Credit Card application. The alternative is the HKD250 donation, and the choice cannot be changed after confirmation.
• The promotion applies to applicants who do not hold a principal card of any card type issued by Bank of Communications (Hong Kong) Limited in Hong Kong at application or during the previous 12 months; supplementary cards are excluded from this test.
• The applicant must successfully apply for the card issued by the Bank in Hong Kong from 1 January 2026 to 31 December 2026, both dates inclusive.
• The cardholder must accumulate retail purchase or cash advance of HKD/CNY4,500 or above within 3 months of new card issuance, including spending in the HKD and CNY accounts. For this CUP Dual Currency Credit Card, each CNY1 of retail spending is calculated as HKD1 for the requirement.
• Eligible Spending Transactions include local retail, foreign retail in a non-HKD currency, online retail, Octopus AAVS and cash advance. The source excludes electronic-wallet transactions including UnionPay App, WeChat Pay, PayMe and Alipay, cash or purchase instalment amounts, balance transfers, MPF/SVC contributions, online bill payments through the Bank webpage, casino chips, traveller’s cheques, credit-card charges and Bank-designated transactions.
• Only transactions posted to the designated card account within 3 months of new card issuance qualify. Unposted, cancelled, refunded, fraudulent or later-cancelled transactions are ineligible.
• The HKD250 rebate is credited to the relevant main-card account in the next calendar month after the spending requirement is fulfilled.
• The promotional offer applies only when the successful cardholder maintains good credit status and a valid principal card account at redemption.
• The Bank may charge an HKD600 administrative fee if the card is cancelled within 13 months of issuance, or if there are multiple redemptions or a qualifying transaction is cancelled or void.
• Welcome gifts are first-come-first-served while stocks last. If the selected gift is unavailable, the Bank may provide an alternative. The gift cannot be exchanged for cash.
• Yan Chai Dual Currency Credit Card welcome promotion: 2026-01-01 – 2026-12-31

開啟優惠來源 ↗

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• 須申請或登記。
• The customer must register an email address through the application during the promotion period.
• The reward is credited to the eligible principal-card account within 4 to 8 weeks after card issuance.
• If the email address is invalid or delivery fails, the Bank may charge the equivalent value of the reward to the principal-card account without prior notice.
• Credit Card Bonus Points cannot be withdrawn as cash advance, exchanged for cash, other goods or discounts, or transferred.
• Email-address registration promotion: 2026-01-01 – 2026-12-31

• 適用資格: 適用對象: 全部 · Document: An eligible application, including a principal or supplementary card application, must include the completed form and a copy of the applicant’s HKID card. A duplicated application counts once, and an application by an existing Yan Chai cardholder does not count.
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• 須申請或登記。
• The Bank donates HKD10 to Yan Chai Hospital for every eligible Yan Chai Card application.
• An eligible application, including a principal or supplementary card application, must include the completed form and a copy of the applicant’s HKID card. A duplicated application counts once, and an application by an existing Yan Chai cardholder does not count.
• The donation is made in the cardholder’s name. The source states that aggregate donations of HKD100 or above during the relevant year of assessment may be tax deductible and that the donation amount is printed on the monthly statement.

開啟優惠來源 ↗

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: The source states a maximum 0.62% donation rate on total monthly spending. The up to qualification is retained in the rate and constraints.
• The Bank donates up to 0.62% of total monthly spending to Yan Chai Hospital.
• The allowed sources do not state a separate cash amount, calculation schedule, redemption step, or cap beyond the stated maximum percentage.

開啟優惠來源 ↗

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: Cash equivalent calculation: the source states 1 bonus point per HKD1 or RMB1 spending and conversion of 10,000 bonus points to HKD50 donation. For the explicit HKD earning rule, HKD50 / HKD10,000 = 0.5%. The converted amount is a donation rather than cash to the cardholder; no separate redemption cap, rounding rule or timing is stated.
• The cardholder can earn 1 bonus point for every HKD1 or RMB1 of spending.
• Every 10,000 bonus points can be converted into a HKD50 donation to Yan Chai Hospital.
• The source does not state a separate cap, rounding rule, conversion timing or cash redemption for this donation conversion.

開啟優惠來源 ↗

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• 須申請或登記。
• The cardholder can set up an instruction to make a fixed-amount monthly donation with the Yan Chai Card.
• The allowed sources do not state the available amount, start date, end date, processing timing or cap.

開啟優惠來源 ↗

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: yan chai hospital boc medical centre chinese medicine clinic · Type: 商戶
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: The source states a 10% discount on the named herbal health pack offer.
• Applies to orders of 10 herbal health packs or above at Yan Chai Hospital BOC Medical Centre - Chinese Medicine Clinic.
• The General Terms and Conditions apply to principal and supplementary cardholders of the Bank-issued Yan Chai CUP Dual Currency Credit Card in Hong Kong.
• The cardholder must state that the designated card will be used before reservation or payment and then pay with the designated card. The General Terms state that the cardholder must personally visit the BOC Medical Centre Chinese Medicine Clinic to purchase to enjoy the discount.
• The discount cannot be combined with other promotions, vouchers or discounts and does not apply to special-price or public-price products unless specially stated. It cannot be exchanged for cash, other goods or discounts, or transferred.
• Individual merchant terms apply. The Bank and merchants may modify or terminate the offer without prior notice, and their decision is final for disputes.
• Yan Chai Services merchant offer: 即日起 – 2026-12-31

開啟優惠來源 ↗

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: yan chai hospital boc medical centre chinese medicine clinic / yan chai hospital mr and mrs anson dai sai kung man yee wan village chinese medicine clinic / yan chai hospital wilson tsang churk ming traditional chinese medicine pain treatment centre · Type: 商戶
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: The source states a 10% discount on the named Chinese medical services offer.
• Applies at Yan Chai Hospital BOC Medical Centre - Chinese Medicine Clinic, Yan Chai Hospital Mr. & Mrs. Anson Dai Sai Kung Man Yee Wan Village Chinese Medicine Clinic, and Yan Chai Hospital Wilson Tsang Churk Ming Traditional Chinese Medicine (TCM) Pain Treatment Centre.
• The source gives acupuncture and other treatments such as ear acupuncture points, moxibustion and cupping therapy as examples of the Chinese medical services.
• The General Terms and Conditions apply to principal and supplementary cardholders of the Bank-issued Yan Chai CUP Dual Currency Credit Card in Hong Kong.
• The cardholder must state that the designated card will be used before reservation or payment and then pay with the designated card. The General Terms state that the cardholder must personally visit the BOC Medical Centre Chinese Medicine Clinic to purchase to enjoy the discount; individual merchant terms should be checked for the other named clinics.
• The discount cannot be combined with other promotions, vouchers or discounts and does not apply to special-price or public-price products unless specially stated. It cannot be exchanged for cash, other goods or discounts, or transferred.
• Individual merchant terms apply. The Bank and merchants may modify or terminate the offer without prior notice, and their decision is final for disputes.
• Yan Chai Services merchant offer: 即日起 – 2026-12-31

開啟優惠來源 ↗

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• 須申請或登記。
• The cardholder must download the UnionPay App and bind it to the Bank of Communications UnionPay Dual Currency Credit Card to use UnionPay QR Code Payment.
• The page presents the feature as supporting cross-border life between Guangdong, Hong Kong and Macau and the Greater Bay Area.
• The page states that the offers are provided by UnionPay International and that the Bank has no responsibility or obligation. The local source does not state a numeric discount, cap, validity period or full provider terms.

開啟優惠來源 ↗