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各類別回贈
按所選金額估算,須符合條件。空白表示沒有資料支持的估算。
推廣優惠與信用卡優惠分開列出,並不表示可以同時使用。
推廣優惠 (6)
上海商業銀行信用卡兌換「亞洲萬里通」里數額外獲20%里數20%比率須符合條件積分限時優惠上限: 250 other · 推廣期總額
- 適用資格: 適用對象: 全部
- 適用消費: Type: not applicable
- 優惠上限: 金額: 250 · 適用範圍: 首250名成功轉換「亞洲萬里通」里數的持卡人 · 期間: 推廣期總額 · Type: 有限額 · Unit: other
- 須申請或登記。
- 持上海商業銀行信用卡,透過個人網上銀行或「上商理財」手機應用程式的指定積分兌換頁面轉換「亞洲萬里通」里數。
- 須於推廣期內申請轉換目標里數,再以該卡簽賬累積足夠積分轉換目標里數,方可獲額外里數。
- 優惠只限首250名成功轉換里數的持卡人,以本行個人網上銀行記錄為準;先到先得,額滿即止;額滿時將於本行網頁公布。
- 轉換里數及額外20%里數將於2026年12月內分別存入持卡人之國泰賬戶。
- 每次最低轉換1,000「亞洲萬里通」里數,並須為1,000里數或其倍數。
- 每轉換1,000里數須繳HK$10手續費;每次最低收費HK$100,最高HK$500;費用從信用卡賬戶扣除。
- 每15積分可轉換1「亞洲萬里通」里數。
- 優惠須受條款及細則約束。來源提及更多優惠及條款詳情,但該連結內容未檢視。
- 額外20%「亞洲萬里通」里數轉換優惠: 即日起 – 2026-11-22
本地餐飲簽賬高達6%現金回贈(指定現有卡)高達6%回贈須符合條件現金回贈限時優惠最低消費: HK$3,000.00上限: HK$250.00 · 每月
- 適用資格: 適用對象: 全部 · 客戶類別: 現有客戶
- 適用消費: 適用範圍: 本地餐飲 · Type: 類別
- 要求: Period spend ≥: HK$3,000.00
- 優惠上限: 金額: 250 · 適用範圍: cashback · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
- 百分比備註: Source states up to 6% cashback for the selected category.
- 須申請或登記。
- Eligible transactions are local, overseas, or online retail spending.
- The general tier requires monthly accumulated spending of HK$3,000.
- Specified existing eligibility covers Shanghai Commercial Bank cards and the listed co-branded cards only; company and business cards are excluded.
- The source list includes TVB, Hong Kong Academy for Performing Arts, St Joseph's College Old Boys Association, St Paul's, Good Hope School, Hong Kong Chekiang and Shanghai Residents Association, Shanghai Fraternity Association, St Paul's Convent School, Pok Oi, International Junior Chamber of Commerce Hong Kong, Hong Kong Institute of Surveyors, Hong Kong Heritage, Cornerstone Association, Kingkow, and Kingswood Villas co-branded cards.
- Successful registration is required; the source states up to 6% cashback and a monthly HK$250 cap.
- promotion period: 即日起 – 2027-02-28
外賣平台簽賬高達6%現金回贈(指定現有卡)高達6%回贈須符合條件現金回贈限時優惠最低消費: HK$3,000.00上限: HK$250.00 · 每月
- 適用資格: 適用對象: 全部 · 客戶類別: 現有客戶
- 適用消費: 適用範圍: 外賣平台 · Type: 類別
- 要求: Period spend ≥: HK$3,000.00
- 優惠上限: 金額: 250 · 適用範圍: cashback · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
- 百分比備註: Source states up to 6% cashback for the selected category.
- 須申請或登記。
- Eligible transactions are local, overseas, or online retail spending.
- The general tier requires monthly accumulated spending of HK$3,000.
- Specified existing eligibility covers Shanghai Commercial Bank cards and the listed co-branded cards only; company and business cards are excluded.
- The source list includes TVB, Hong Kong Academy for Performing Arts, St Joseph's College Old Boys Association, St Paul's, Good Hope School, Hong Kong Chekiang and Shanghai Residents Association, Shanghai Fraternity Association, St Paul's Convent School, Pok Oi, International Junior Chamber of Commerce Hong Kong, Hong Kong Institute of Surveyors, Hong Kong Heritage, Cornerstone Association, Kingkow, and Kingswood Villas co-branded cards.
- Successful registration is required; the source states up to 6% cashback and a monthly HK$250 cap.
- promotion period: 即日起 – 2027-02-28
超級市場簽賬高達6%現金回贈(指定現有卡)高達6%回贈須符合條件現金回贈限時優惠最低消費: HK$3,000.00上限: HK$250.00 · 每月
- 適用資格: 適用對象: 全部 · 客戶類別: 現有客戶
- 適用消費: 適用範圍: 超級市場 · Type: 類別
- 要求: Period spend ≥: HK$3,000.00
- 優惠上限: 金額: 250 · 適用範圍: cashback · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
- 百分比備註: Source states up to 6% cashback for the selected category.
- 須申請或登記。
- Eligible transactions are local, overseas, or online retail spending.
- The general tier requires monthly accumulated spending of HK$3,000.
- Specified existing eligibility covers Shanghai Commercial Bank cards and the listed co-branded cards only; company and business cards are excluded.
- The source list includes TVB, Hong Kong Academy for Performing Arts, St Joseph's College Old Boys Association, St Paul's, Good Hope School, Hong Kong Chekiang and Shanghai Residents Association, Shanghai Fraternity Association, St Paul's Convent School, Pok Oi, International Junior Chamber of Commerce Hong Kong, Hong Kong Institute of Surveyors, Hong Kong Heritage, Cornerstone Association, Kingkow, and Kingswood Villas co-branded cards.
- Successful registration is required; the source states up to 6% cashback and a monthly HK$250 cap.
- promotion period: 即日起 – 2027-02-28
百貨公司簽賬高達6%現金回贈(指定現有卡)高達6%回贈須符合條件現金回贈限時優惠最低消費: HK$3,000.00上限: HK$250.00 · 每月
- 適用資格: 適用對象: 全部 · 客戶類別: 現有客戶
- 適用消費: 適用範圍: 百貨公司 · Type: 類別
- 要求: Period spend ≥: HK$3,000.00
- 優惠上限: 金額: 250 · 適用範圍: cashback · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
- 百分比備註: Source states up to 6% cashback for the selected category.
- 須申請或登記。
- Eligible transactions are local, overseas, or online retail spending.
- The general tier requires monthly accumulated spending of HK$3,000.
- Specified existing eligibility covers Shanghai Commercial Bank cards and the listed co-branded cards only; company and business cards are excluded.
- The source list includes TVB, Hong Kong Academy for Performing Arts, St Joseph's College Old Boys Association, St Paul's, Good Hope School, Hong Kong Chekiang and Shanghai Residents Association, Shanghai Fraternity Association, St Paul's Convent School, Pok Oi, International Junior Chamber of Commerce Hong Kong, Hong Kong Institute of Surveyors, Hong Kong Heritage, Cornerstone Association, Kingkow, and Kingswood Villas co-branded cards.
- Successful registration is required; the source states up to 6% cashback and a monthly HK$250 cap.
- promotion period: 即日起 – 2027-02-28
海外簽賬高達6%現金回贈(指定現有卡)高達6%回贈須符合條件現金回贈限時優惠最低消費: HK$3,000.00上限: HK$250.00 · 每月
- 適用資格: 適用對象: 全部 · 客戶類別: 現有客戶
- 適用消費: 適用範圍: 海外簽賬 · Type: 類別
- 要求: Period spend ≥: HK$3,000.00
- 優惠上限: 金額: 250 · 適用範圍: cashback · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
- 百分比備註: Source states up to 6% cashback for the selected category.
- 須申請或登記。
- Eligible transactions are local, overseas, or online retail spending.
- The general tier requires monthly accumulated spending of HK$3,000.
- Specified existing eligibility covers Shanghai Commercial Bank cards and the listed co-branded cards only; company and business cards are excluded.
- The source list includes TVB, Hong Kong Academy for Performing Arts, St Joseph's College Old Boys Association, St Paul's, Good Hope School, Hong Kong Chekiang and Shanghai Residents Association, Shanghai Fraternity Association, St Paul's Convent School, Pok Oi, International Junior Chamber of Commerce Hong Kong, Hong Kong Institute of Surveyors, Hong Kong Heritage, Cornerstone Association, Kingkow, and Kingswood Villas co-branded cards.
- Successful registration is required; the source states up to 6% cashback and a monthly HK$250 cap.
- promotion period: 即日起 – 2027-02-28
信用卡優惠 (2)
禮品優惠:HK$300 Free Spending Credit (Gift Code A0089)300HKD 回贈須符合條件現金回贈限時優惠最低消費: HK$3,000.00
- 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
- 適用消費: Type: 全部
- 要求: Period spend ≥: HK$3,000.00
- 優惠上限: 期間: 未提供 · Type: 未提供
- 百分比備註: Fixed HK$300 credit; the source gives no eligible spend denominator.
- 須申請或登記。
- The promotion period is from 1 August 2026 to 31 July 2027, both dates inclusive.
- New principal-card applicants must successfully apply for the St. Paul's Convent School Titanium Credit Card within the Promotion Period; supplementary cards are excluded.
- The applicant must not have held any credit card or co-branded credit card of Shanghai Commercial Bank in the previous 12 months.
- The applicant must accumulate at least HK$3,000 in Eligible Transactions within the first 2 months from the new card issuance date and successfully enrol for e-statement.
- Eligible Transactions include retail transactions, online purchases, and purchases or reloads of stored-value cards and e-wallets. Exclusions include cash advances, outstanding balances, balance transfers, Bank-channel bill payments including tax, utilities and insurance payments, all credit-card charges including annual fees, finance charges, late charges and interest, and unposted, unauthorised, cancelled, refunded, fraudulent or other unqualified transactions.
- The HK$300 Free Spending Credit is credited to the HKD credit-card account within 2 months after the Spending Period.
- If the new cardholder uses more than one Bank credit card to fulfil the welcome-offer spending requirement, only one welcome gift is awarded.
- The selected gift cannot be changed. If no choice or more than one choice is indicated in the application form, the Bank sets the HK$300 Free Spending Credit, Gift Code A0089.
- Cancellation of the Eligible Credit Card within 12 months from welcome-gift redemption results in a HK$600 administrative fee charged to the relevant credit-card account.
- The welcome gift is available while stock lasts and is not transferable, returnable or redeemable for cash. The Bank may provide an alternative gift if the selected gift is out of stock.
- The new cardholder's credit-card account must be valid and in good standing during the redemption period.
- The Bank may vary, extend or terminate the offer or amend the terms without prior notice; the English version prevails if there is a discrepancy.
- The local product page states an annual income requirement of HK$80,000 for a Titanium Credit Card.
- Welcome Gift Promotion Period: 2026-08-01 – 2027-07-31
分期優惠:Up to 56 days interest-free period0%比率Financing
- 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
- 適用消費: Type: not applicable
- 優惠上限: 期間: 未提供 · Type: 未提供
- 百分比備註: Non percentage financing benefit.
- The current KFS is effective from 20 April 2026.
- No interest is charged when the statement balance is paid in full by the Latest Payment Date. The length of the interest-free period depends on when a purchase is made within the statement cycle.
- The interest-free period can be up to 56 days.
- There is no interest-free period for cash advances or bill payment of other credit-card bills.
