Sim World萬事達卡

所屬銀行: United Asia Finance
發卡機構: Sim
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各類別回贈

按所選金額估算，須符合條件。空白表示沒有資料支持的估算。

類別	回贈百分比	條件
餐飲
高級餐廳
本地餐飲
快餐
外賣平台
咖啡店／烘焙／甜品
超市及雜貨
街市
超級市場
便利店
購物
時裝
運動及戶外
百貨公司
電子產品
家居／家具
珠寶／鐘錶
書店／文具
寵物用品
網上購物	8%	條件及計算 Limit: 200 HKD · Per Month Limit applies to: CashBack per Eligible Card under the promotion Minimum spend: Period: per_transaction; Spend: 500 Eligibility: Phase Spend Min: 1000 Eligible categories: 網上購物 The rate includes the basic 0.4% rebate. Each online retail transaction must have a net amount of at least HKD 500 in the same calendar month. The cardholder must accumulate HKD 1,000 in non-online eligible retail transactions in that calendar month. Online overseas transactions count as online transactions. The shared cap is HKD 200 per calendar month and HKD 600 for the promotion. Principal and supplementary card transactions are pooled. Cashback is calculated monthly, credited the following month, and rounded down to two decimals. Transactions must post during the promotion and meet the issuer's merchant-code rules. Exclusions include cash advances, fees, bills, utilities, insurance, donations, cash or e-money transfers, wallet reloads, stored-value top-ups, instalments, and reversed or unauthorized transactions. The account must remain valid and in good standing. Assumes the full reward limit is still available. CashBack per Eligible Card under the promotion Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. sim World Mastercard online retail: 8% CashBack: 8% 適用資格: 適用對象: 全部適用消費: 適用範圍: 網上購物 · Type: 類別最低要求: 期間: 每筆交易 · 消費: HK$500.00 要求: Period spend ≥: HK$1,000.00 優惠上限: 金額: 200 · 適用範圍: CashBack per Eligible Card under the promotion · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣 The rate includes the basic 0.4% rebate. Each online retail transaction must have a net amount of at least HKD 500 in the same calendar month. The cardholder must accumulate HKD 1,000 in non-online eligible retail transactions in that calendar month. Online overseas transactions count as online transactions. The shared cap is HKD 200 per calendar month and HKD 600 for the promotion. Principal and supplementary card transactions are pooled. Cashback is calculated monthly, credited the following month, and rounded down to two decimals. Transactions must post during the promotion and meet the issuer's merchant-code rules. Exclusions include cash advances, fees, bills, utilities, insurance, donations, cash or e-money transfers, wallet reloads, stored-value top-ups, instalments, and reversed or unauthorized transactions. The account must remain valid and in good standing. CashBack Promotion: 2026-10-01 – 2026-12-31 開啟優惠來源 ↗
海外網購	8%	條件及計算 Limit: 200 HKD · Per Month Limit applies to: CashBack per Eligible Card under the promotion Minimum spend: Period: per_transaction; Spend: 500 Eligibility: Phase Spend Min: 1000 Eligible categories: 網上購物 The rate includes the basic 0.4% rebate. Each online retail transaction must have a net amount of at least HKD 500 in the same calendar month. The cardholder must accumulate HKD 1,000 in non-online eligible retail transactions in that calendar month. Online overseas transactions count as online transactions. The shared cap is HKD 200 per calendar month and HKD 600 for the promotion. Principal and supplementary card transactions are pooled. Cashback is calculated monthly, credited the following month, and rounded down to two decimals. Transactions must post during the promotion and meet the issuer's merchant-code rules. Exclusions include cash advances, fees, bills, utilities, insurance, donations, cash or e-money transfers, wallet reloads, stored-value top-ups, instalments, and reversed or unauthorized transactions. The account must remain valid and in good standing. Assumes the full reward limit is still available. CashBack per Eligible Card under the promotion Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. sim World Mastercard online retail: 8% CashBack: 8% 適用資格: 適用對象: 全部適用消費: 適用範圍: 網上購物 · Type: 類別最低要求: 期間: 每筆交易 · 消費: HK$500.00 要求: Period spend ≥: HK$1,000.00 優惠上限: 金額: 200 · 適用範圍: CashBack per Eligible Card under the promotion · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣 The rate includes the basic 0.4% rebate. Each online retail transaction must have a net amount of at least HKD 500 in the same calendar month. The cardholder must accumulate HKD 1,000 in non-online eligible retail transactions in that calendar month. Online overseas transactions count as online transactions. The shared cap is HKD 200 per calendar month and HKD 600 for the promotion. Principal and supplementary card transactions are pooled. Cashback is calculated monthly, credited the following month, and rounded down to two decimals. Transactions must post during the promotion and meet the issuer's merchant-code rules. Exclusions include cash advances, fees, bills, utilities, insurance, donations, cash or e-money transfers, wallet reloads, stored-value top-ups, instalments, and reversed or unauthorized transactions. The account must remain valid and in good standing. CashBack Promotion: 2026-10-01 – 2026-12-31 開啟優惠來源 ↗
本地網購	8%	條件及計算 Limit: 200 HKD · Per Month Limit applies to: CashBack per Eligible Card under the promotion Minimum spend: Period: per_transaction; Spend: 500 Eligibility: Phase Spend Min: 1000 Eligible categories: 網上購物 The rate includes the basic 0.4% rebate. Each online retail transaction must have a net amount of at least HKD 500 in the same calendar month. The cardholder must accumulate HKD 1,000 in non-online eligible retail transactions in that calendar month. Online overseas transactions count as online transactions. The shared cap is HKD 200 per calendar month and HKD 600 for the promotion. Principal and supplementary card transactions are pooled. Cashback is calculated monthly, credited the following month, and rounded down to two decimals. Transactions must post during the promotion and meet the issuer's merchant-code rules. Exclusions include cash advances, fees, bills, utilities, insurance, donations, cash or e-money transfers, wallet reloads, stored-value top-ups, instalments, and reversed or unauthorized transactions. The account must remain valid and in good standing. Assumes the full reward limit is still available. CashBack per Eligible Card under the promotion Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. sim World Mastercard online retail: 8% CashBack: 8% 適用資格: 適用對象: 全部適用消費: 適用範圍: 網上購物 · Type: 類別最低要求: 期間: 每筆交易 · 消費: HK$500.00 要求: Period spend ≥: HK$1,000.00 優惠上限: 金額: 200 · 適用範圍: CashBack per Eligible Card under the promotion · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣 The rate includes the basic 0.4% rebate. Each online retail transaction must have a net amount of at least HKD 500 in the same calendar month. The cardholder must accumulate HKD 1,000 in non-online eligible retail transactions in that calendar month. Online overseas transactions count as online transactions. The shared cap is HKD 200 per calendar month and HKD 600 for the promotion. Principal and supplementary card transactions are pooled. Cashback is calculated monthly, credited the following month, and rounded down to two decimals. Transactions must post during the promotion and meet the issuer's merchant-code rules. Exclusions include cash advances, fees, bills, utilities, insurance, donations, cash or e-money transfers, wallet reloads, stored-value top-ups, instalments, and reversed or unauthorized transactions. The account must remain valid and in good standing. CashBack Promotion: 2026-10-01 – 2026-12-31 開啟優惠來源 ↗
網上超市	8%	條件及計算 Limit: 200 HKD · Per Month Limit applies to: CashBack per Eligible Card under the promotion Minimum spend: Period: per_transaction; Spend: 500 Eligibility: Phase Spend Min: 1000 Eligible categories: 網上購物 The rate includes the basic 0.4% rebate. Each online retail transaction must have a net amount of at least HKD 500 in the same calendar month. The cardholder must accumulate HKD 1,000 in non-online eligible retail transactions in that calendar month. Online overseas transactions count as online transactions. The shared cap is HKD 200 per calendar month and HKD 600 for the promotion. Principal and supplementary card transactions are pooled. Cashback is calculated monthly, credited the following month, and rounded down to two decimals. Transactions must post during the promotion and meet the issuer's merchant-code rules. Exclusions include cash advances, fees, bills, utilities, insurance, donations, cash or e-money transfers, wallet reloads, stored-value top-ups, instalments, and reversed or unauthorized transactions. The account must remain valid and in good standing. Assumes the full reward limit is still available. CashBack per Eligible Card under the promotion Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. sim World Mastercard online retail: 8% CashBack: 8% 適用資格: 適用對象: 全部適用消費: 適用範圍: 網上購物 · Type: 類別最低要求: 期間: 每筆交易 · 消費: HK$500.00 要求: Period spend ≥: HK$1,000.00 優惠上限: 金額: 200 · 適用範圍: CashBack per Eligible Card under the promotion · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣 The rate includes the basic 0.4% rebate. Each online retail transaction must have a net amount of at least HKD 500 in the same calendar month. The cardholder must accumulate HKD 1,000 in non-online eligible retail transactions in that calendar month. Online overseas transactions count as online transactions. The shared cap is HKD 200 per calendar month and HKD 600 for the promotion. Principal and supplementary card transactions are pooled. Cashback is calculated monthly, credited the following month, and rounded down to two decimals. Transactions must post during the promotion and meet the issuer's merchant-code rules. Exclusions include cash advances, fees, bills, utilities, insurance, donations, cash or e-money transfers, wallet reloads, stored-value top-ups, instalments, and reversed or unauthorized transactions. The account must remain valid and in good standing. CashBack Promotion: 2026-10-01 – 2026-12-31 開啟優惠來源 ↗
網上時裝／運動用品	8%	條件及計算 Limit: 200 HKD · Per Month Limit applies to: CashBack per Eligible Card under the promotion Minimum spend: Period: per_transaction; Spend: 500 Eligibility: Phase Spend Min: 1000 Eligible categories: 網上購物 The rate includes the basic 0.4% rebate. Each online retail transaction must have a net amount of at least HKD 500 in the same calendar month. The cardholder must accumulate HKD 1,000 in non-online eligible retail transactions in that calendar month. Online overseas transactions count as online transactions. The shared cap is HKD 200 per calendar month and HKD 600 for the promotion. Principal and supplementary card transactions are pooled. Cashback is calculated monthly, credited the following month, and rounded down to two decimals. Transactions must post during the promotion and meet the issuer's merchant-code rules. Exclusions include cash advances, fees, bills, utilities, insurance, donations, cash or e-money transfers, wallet reloads, stored-value top-ups, instalments, and reversed or unauthorized transactions. The account must remain valid and in good standing. Assumes the full reward limit is still available. CashBack per Eligible Card under the promotion Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. sim World Mastercard online retail: 8% CashBack: 8% 適用資格: 適用對象: 全部適用消費: 適用範圍: 網上購物 · Type: 類別最低要求: 期間: 每筆交易 · 消費: HK$500.00 要求: Period spend ≥: HK$1,000.00 優惠上限: 金額: 200 · 適用範圍: CashBack per Eligible Card under the promotion · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣 The rate includes the basic 0.4% rebate. Each online retail transaction must have a net amount of at least HKD 500 in the same calendar month. The cardholder must accumulate HKD 1,000 in non-online eligible retail transactions in that calendar month. Online overseas transactions count as online transactions. The shared cap is HKD 200 per calendar month and HKD 600 for the promotion. Principal and supplementary card transactions are pooled. Cashback is calculated monthly, credited the following month, and rounded down to two decimals. Transactions must post during the promotion and meet the issuer's merchant-code rules. Exclusions include cash advances, fees, bills, utilities, insurance, donations, cash or e-money transfers, wallet reloads, stored-value top-ups, instalments, and reversed or unauthorized transactions. The account must remain valid and in good standing. CashBack Promotion: 2026-10-01 – 2026-12-31 開啟優惠來源 ↗
交通
本地交通
停車場／泊車
汽油／電動車充電
的士／網約車／租車
旅遊
酒店
旅遊預訂
航空公司
旅行社
娛樂
戲院
遊戲
串流服務
主題樂園及景點
演唱會／票務
賬單及公用事業	2%	條件及計算 Limit: 200 HKD · Per Month Limit applies to: CashBack per Eligible Card under the promotion Eligibility: Phase Spend Min: 1000 Eligible categories: 賬單及公用事業 The rate includes the basic 0.4% rebate and requires HKD 1,000 in non-online eligible retail transactions in the same calendar month. Bill payments must use the sim Credit Card app's Pay Bills/Taxes service and post during the promotion. Excludes payments to tax authorities, financial institutions, insurers, and charities, plus instalments and reversed or unauthorized transactions. The shared cap is HKD 200 per calendar month and HKD 600 for the promotion. Principal and supplementary card transactions are pooled. Cashback is calculated monthly, credited the following month, and rounded down to two decimals. Assumes the full reward limit is still available. CashBack per Eligible Card under the promotion Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. sim World Mastercard eligible bill payments: 2% CashBack: 2% 適用資格: 適用對象: 全部適用消費: 適用範圍: 賬單及公用事業 · Type: 類別要求: Period spend ≥: HK$1,000.00 優惠上限: 金額: 200 · 適用範圍: CashBack per Eligible Card under the promotion · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣 The rate includes the basic 0.4% rebate and requires HKD 1,000 in non-online eligible retail transactions in the same calendar month. Bill payments must use the sim Credit Card app's Pay Bills/Taxes service and post during the promotion. Excludes payments to tax authorities, financial institutions, insurers, and charities, plus instalments and reversed or unauthorized transactions. The shared cap is HKD 200 per calendar month and HKD 600 for the promotion. Principal and supplementary card transactions are pooled. Cashback is calculated monthly, credited the following month, and rounded down to two decimals. CashBack Promotion: 2026-10-01 – 2026-12-31 開啟優惠來源 ↗
電訊	2%	條件及計算 Limit: 200 HKD · Per Month Limit applies to: CashBack per Eligible Card under the promotion Eligibility: Phase Spend Min: 1000 Eligible categories: 賬單及公用事業 The rate includes the basic 0.4% rebate and requires HKD 1,000 in non-online eligible retail transactions in the same calendar month. Bill payments must use the sim Credit Card app's Pay Bills/Taxes service and post during the promotion. Excludes payments to tax authorities, financial institutions, insurers, and charities, plus instalments and reversed or unauthorized transactions. The shared cap is HKD 200 per calendar month and HKD 600 for the promotion. Principal and supplementary card transactions are pooled. Cashback is calculated monthly, credited the following month, and rounded down to two decimals. Assumes the full reward limit is still available. CashBack per Eligible Card under the promotion Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. sim World Mastercard eligible bill payments: 2% CashBack: 2% 適用資格: 適用對象: 全部適用消費: 適用範圍: 賬單及公用事業 · Type: 類別要求: Period spend ≥: HK$1,000.00 優惠上限: 金額: 200 · 適用範圍: CashBack per Eligible Card under the promotion · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣 The rate includes the basic 0.4% rebate and requires HKD 1,000 in non-online eligible retail transactions in the same calendar month. Bill payments must use the sim Credit Card app's Pay Bills/Taxes service and post during the promotion. Excludes payments to tax authorities, financial institutions, insurers, and charities, plus instalments and reversed or unauthorized transactions. The shared cap is HKD 200 per calendar month and HKD 600 for the promotion. Principal and supplementary card transactions are pooled. Cashback is calculated monthly, credited the following month, and rounded down to two decimals. CashBack Promotion: 2026-10-01 – 2026-12-31 開啟優惠來源 ↗
政府繳費	2%	條件及計算 Limit: 200 HKD · Per Month Limit applies to: CashBack per Eligible Card under the promotion Eligibility: Phase Spend Min: 1000 Eligible categories: 賬單及公用事業 The rate includes the basic 0.4% rebate and requires HKD 1,000 in non-online eligible retail transactions in the same calendar month. Bill payments must use the sim Credit Card app's Pay Bills/Taxes service and post during the promotion. Excludes payments to tax authorities, financial institutions, insurers, and charities, plus instalments and reversed or unauthorized transactions. The shared cap is HKD 200 per calendar month and HKD 600 for the promotion. Principal and supplementary card transactions are pooled. Cashback is calculated monthly, credited the following month, and rounded down to two decimals. Assumes the full reward limit is still available. CashBack per Eligible Card under the promotion Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. sim World Mastercard eligible bill payments: 2% CashBack: 2% 適用資格: 適用對象: 全部適用消費: 適用範圍: 賬單及公用事業 · Type: 類別要求: Period spend ≥: HK$1,000.00 優惠上限: 金額: 200 · 適用範圍: CashBack per Eligible Card under the promotion · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣 The rate includes the basic 0.4% rebate and requires HKD 1,000 in non-online eligible retail transactions in the same calendar month. Bill payments must use the sim Credit Card app's Pay Bills/Taxes service and post during the promotion. Excludes payments to tax authorities, financial institutions, insurers, and charities, plus instalments and reversed or unauthorized transactions. The shared cap is HKD 200 per calendar month and HKD 600 for the promotion. Principal and supplementary card transactions are pooled. Cashback is calculated monthly, credited the following month, and rounded down to two decimals. CashBack Promotion: 2026-10-01 – 2026-12-31 開啟優惠來源 ↗
電力及煤氣	2%	條件及計算 Limit: 200 HKD · Per Month Limit applies to: CashBack per Eligible Card under the promotion Eligibility: Phase Spend Min: 1000 Eligible categories: 賬單及公用事業 The rate includes the basic 0.4% rebate and requires HKD 1,000 in non-online eligible retail transactions in the same calendar month. Bill payments must use the sim Credit Card app's Pay Bills/Taxes service and post during the promotion. Excludes payments to tax authorities, financial institutions, insurers, and charities, plus instalments and reversed or unauthorized transactions. The shared cap is HKD 200 per calendar month and HKD 600 for the promotion. Principal and supplementary card transactions are pooled. Cashback is calculated monthly, credited the following month, and rounded down to two decimals. Assumes the full reward limit is still available. CashBack per Eligible Card under the promotion Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. sim World Mastercard eligible bill payments: 2% CashBack: 2% 適用資格: 適用對象: 全部適用消費: 適用範圍: 賬單及公用事業 · Type: 類別要求: Period spend ≥: HK$1,000.00 優惠上限: 金額: 200 · 適用範圍: CashBack per Eligible Card under the promotion · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣 The rate includes the basic 0.4% rebate and requires HKD 1,000 in non-online eligible retail transactions in the same calendar month. Bill payments must use the sim Credit Card app's Pay Bills/Taxes service and post during the promotion. Excludes payments to tax authorities, financial institutions, insurers, and charities, plus instalments and reversed or unauthorized transactions. The shared cap is HKD 200 per calendar month and HKD 600 for the promotion. Principal and supplementary card transactions are pooled. Cashback is calculated monthly, credited the following month, and rounded down to two decimals. CashBack Promotion: 2026-10-01 – 2026-12-31 開啟優惠來源 ↗
水務	2%	條件及計算 Limit: 200 HKD · Per Month Limit applies to: CashBack per Eligible Card under the promotion Eligibility: Phase Spend Min: 1000 Eligible categories: 賬單及公用事業 The rate includes the basic 0.4% rebate and requires HKD 1,000 in non-online eligible retail transactions in the same calendar month. Bill payments must use the sim Credit Card app's Pay Bills/Taxes service and post during the promotion. Excludes payments to tax authorities, financial institutions, insurers, and charities, plus instalments and reversed or unauthorized transactions. The shared cap is HKD 200 per calendar month and HKD 600 for the promotion. Principal and supplementary card transactions are pooled. Cashback is calculated monthly, credited the following month, and rounded down to two decimals. Assumes the full reward limit is still available. CashBack per Eligible Card under the promotion Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. sim World Mastercard eligible bill payments: 2% CashBack: 2% 適用資格: 適用對象: 全部適用消費: 適用範圍: 賬單及公用事業 · Type: 類別要求: Period spend ≥: HK$1,000.00 優惠上限: 金額: 200 · 適用範圍: CashBack per Eligible Card under the promotion · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣 The rate includes the basic 0.4% rebate and requires HKD 1,000 in non-online eligible retail transactions in the same calendar month. Bill payments must use the sim Credit Card app's Pay Bills/Taxes service and post during the promotion. Excludes payments to tax authorities, financial institutions, insurers, and charities, plus instalments and reversed or unauthorized transactions. The shared cap is HKD 200 per calendar month and HKD 600 for the promotion. Principal and supplementary card transactions are pooled. Cashback is calculated monthly, credited the following month, and rounded down to two decimals. CashBack Promotion: 2026-10-01 – 2026-12-31 開啟優惠來源 ↗
醫療保健
醫療服務
藥房／保健品
健身中心
美容／個人護理
教育
學費／課程
海外簽賬	8%	條件及計算 Limit: 200 HKD · Per Month Limit applies to: CashBack per Eligible Card under the promotion Eligibility: Phase Spend Min: 1000 Eligible categories: 海外簽賬 The rate includes the basic 0.4% rebate. Eligible overseas retail means a retail transaction made outside Hong Kong and posted in a currency other than HKD. Online overseas transactions count as online transactions. The cardholder must accumulate HKD 1,000 in non-online eligible retail transactions in the same calendar month. The shared cap is HKD 200 per calendar month and HKD 600 for the promotion. Principal and supplementary card transactions are pooled. Cashback is calculated monthly, credited the following month, and rounded down to two decimals. Transactions must post during the promotion and meet the issuer's merchant-code rules. Exclusions include cash advances, fees, bills, utilities, insurance, donations, cash or e-money transfers, wallet reloads, stored-value top-ups, instalments, and reversed or unauthorized transactions. The account must remain valid and in good standing. Assumes the full reward limit is still available. CashBack per Eligible Card under the promotion Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. sim World Mastercard overseas retail: 8% CashBack: 8% 適用資格: 適用對象: 全部適用消費: 適用範圍: 海外簽賬 · Type: 類別要求: Period spend ≥: HK$1,000.00 優惠上限: 金額: 200 · 適用範圍: CashBack per Eligible Card under the promotion · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣 The rate includes the basic 0.4% rebate. Eligible overseas retail means a retail transaction made outside Hong Kong and posted in a currency other than HKD. Online overseas transactions count as online transactions. The cardholder must accumulate HKD 1,000 in non-online eligible retail transactions in the same calendar month. The shared cap is HKD 200 per calendar month and HKD 600 for the promotion. Principal and supplementary card transactions are pooled. Cashback is calculated monthly, credited the following month, and rounded down to two decimals. Transactions must post during the promotion and meet the issuer's merchant-code rules. Exclusions include cash advances, fees, bills, utilities, insurance, donations, cash or e-money transfers, wallet reloads, stored-value top-ups, instalments, and reversed or unauthorized transactions. The account must remain valid and in good standing. CashBack Promotion: 2026-10-01 – 2026-12-31 開啟優惠來源 ↗
中國內地簽賬
澳門簽賬
電子錢包簽賬
電子錢包增值
微信支付
支付寶香港
八達通
PayMe
手機支付
Google Pay
Apple Pay
Samsung Pay
保險
租金
慈善捐款
借貸/分期付款
其他	0.4%	條件及計算 Limit: 200 HKD · Per Month Limit applies to: CashBack per Eligible Card under the promotion Eligible categories: 其他 Applies to eligible retail transactions not classified as online, overseas, or designated local merchant transactions. The terms show no separate monthly spending requirement for this rate. The shared cap is HKD 200 per calendar month and HKD 600 for the promotion. Principal and supplementary card transactions are pooled. Cashback is calculated monthly, credited the following month, and rounded down to two decimals. Transactions must post during the promotion and meet the issuer's merchant-code rules. Exclusions include cash advances, fees, bills, utilities, insurance, donations, cash or e-money transfers, wallet reloads, stored-value top-ups, instalments, and reversed or unauthorized transactions. The account must remain valid and in good standing. Assumes the full reward limit is still available. CashBack per Eligible Card under the promotion Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. adidas fila matsukiyo hk puma tokyo lifestyle sim World Mastercard other eligible retail: 0.4% CashBack: 0.4% 適用資格: 適用對象: 全部適用消費: 適用範圍: 其他 · Type: 類別優惠上限: 金額: 200 · 適用範圍: CashBack per Eligible Card under the promotion · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣 Applies to eligible retail transactions not classified as online, overseas, or designated local merchant transactions. The terms show no separate monthly spending requirement for this rate. The shared cap is HKD 200 per calendar month and HKD 600 for the promotion. Principal and supplementary card transactions are pooled. Cashback is calculated monthly, credited the following month, and rounded down to two decimals. Transactions must post during the promotion and meet the issuer's merchant-code rules. Exclusions include cash advances, fees, bills, utilities, insurance, donations, cash or e-money transfers, wallet reloads, stored-value top-ups, instalments, and reversed or unauthorized transactions. The account must remain valid and in good standing. CashBack Promotion: 2026-10-01 – 2026-12-31 開啟優惠來源 ↗

推廣優惠與信用卡優惠分開列出，並不表示可以同時使用。

推廣優惠 (18)

sim World Mastercard可獲HKD700 Apple Store禮品卡

700HKD 獎賞

須符合條件Gift

適用資格: 適用對象: 全部 · 客戶類別: 新客戶
適用消費: Type: 全部
優惠上限: 期間: 未提供 · Type: 未提供
百分比備註: The source states a gift card value but no percentage.
須申請或登記。
成功申請sim World Mastercard並憑卡累積指定簽賬額，可獲HKD700 Apple Store禮品卡；指定簽賬額未載於此Markdown。Apple為註冊商標；Apple未參與或贊助此推廣。一般條款未載於此Markdown。
此優惠列於迎新優惠。

sim World Mastercard HKD700 Apple Store禮品卡

700HKD 獎賞

須符合條件Gift

適用資格: 適用對象: 全部 · 客戶類別: 新客戶
適用消費: Type: 全部
優惠上限: 期間: 未提供 · Type: 未提供
須申請或登記。
成功申請sim World Mastercard®並憑卡累積指定簽賬額，可獲HKD700 Apple Store禮品卡；指定簽賬額未列明。
Apple Inc.未參與或贊助此推廣活動。
信用卡簽賬優惠受條款及細則約束。

sim World Mastercard獲HKD700 Apple Store禮品卡

700HKD 獎賞

須符合條件Gift

適用資格: 適用對象: 全部 · 客戶類別: 新客戶
適用消費: Type: 全部
優惠上限: 適用範圍: Apple Store禮品卡迎新獎賞 · 期間: 未提供 · Type: 未提供
須申請或登記。
須成功申請sim World Mastercard®並累積指定簽賬額；指定簽賬額未列明。
頁面將此獎賞列於迎新優惠。
Apple是Apple Inc.的註冊商標；Apple沒有參與或贊助此推廣。
信用卡簽賬優惠受條款及細則約束；本Markdown未列出詳細條款。

sim Credit Card／sim World Mastercard 網上消費高達8%現金回贈

高達8%回贈

現金回贈

適用資格: 適用對象: 全部
適用消費: 適用範圍: 網上購物 · Type: 類別
優惠上限: 適用範圍: eligible benefit · 期間: 未提供 · Type: 未提供
持卡人須年滿18歲或以上。
sim World Mastercard®頁面列明最低年收入HKD150,000。
網上消費可享高達8%現金回贈；詳細合資格交易及上限未在本地頁面列明。

sim World Mastercard 海外消費高達8%現金回贈

高達8%回贈

現金回贈

適用資格: 適用對象: 全部
適用消費: 適用範圍: 海外簽賬 · Type: 類別
優惠上限: 適用範圍: eligible benefit · 期間: 未提供 · Type: 未提供
持卡人須年滿18歲或以上。
sim World Mastercard®頁面列明最低年收入HKD150,000。
海外消費；詳細合資格交易及上限未在本地頁面列明。

sim Credit Card／sim World Mastercard 特選商戶3%現金回贈

3%回贈

現金回贈

適用資格: 適用對象: 全部
適用消費: 適用範圍: 其他 · Type: 類別
優惠上限: 適用範圍: eligible benefit · 期間: 未提供 · Type: 未提供
未提供完整適用商戶名單。
持卡人須年滿18歲或以上。
sim World Mastercard®頁面列明最低年收入HKD150,000。
只列明特選商戶，完整商戶名單未在本地頁面提供。

sim Credit Card／sim World Mastercard app即時現金服務（優惠值未列明）

—未提供優惠值

Financing

適用資格: 適用對象: 全部
適用消費: Type: not applicable
優惠上限: 適用範圍: eligible benefit · 期間: 未提供 · Type: 未提供
持卡人須年滿18歲或以上。
sim World Mastercard®頁面列明最低年收入HKD150,000。
頁面只說明可在app即時取得現金，未列明金額、利率或費用。

sim Credit Card／sim World Mastercard 水電賬單高達2%現金回贈

高達2%回贈

現金回贈

適用資格: 適用對象: 全部
適用消費: 適用範圍: 賬單及公用事業 · Type: 類別
優惠上限: 適用範圍: eligible benefit · 期間: 未提供 · Type: 未提供
持卡人須年滿18歲或以上。
sim World Mastercard®頁面列明最低年收入HKD150,000。
使用sim Credit Card app繳付合資格賬單；頁面列出水電、租金、差餉、學費及grant loan，詳細上限未列明。

sim Credit Card／sim World Mastercard 租金繳付高達2%現金回贈

高達2%回贈

現金回贈

適用資格: 適用對象: 全部
適用消費: 適用範圍: 租金 · Type: 類別
優惠上限: 適用範圍: eligible benefit · 期間: 未提供 · Type: 未提供
持卡人須年滿18歲或以上。
sim World Mastercard®頁面列明最低年收入HKD150,000。
使用sim Credit Card app繳付合資格賬單；頁面列出水電、租金、差餉、學費及grant loan，詳細上限未列明。

sim Credit Card／sim World Mastercard 差餉繳付高達2%現金回贈

高達2%回贈

現金回贈

適用資格: 適用對象: 全部
適用消費: 適用範圍: 政府繳費 · Type: 類別
優惠上限: 適用範圍: eligible benefit · 期間: 未提供 · Type: 未提供
持卡人須年滿18歲或以上。
sim World Mastercard®頁面列明最低年收入HKD150,000。
使用sim Credit Card app繳付合資格賬單；頁面列出水電、租金、差餉、學費及grant loan，詳細上限未列明。

sim Credit Card／sim World Mastercard 學費及grant loan繳付高達2%現金回贈

高達2%回贈

現金回贈

適用資格: 適用對象: 全部
適用消費: 適用範圍: 學費／課程 · Type: 類別
優惠上限: 適用範圍: eligible benefit · 期間: 未提供 · Type: 未提供
持卡人須年滿18歲或以上。
sim World Mastercard®頁面列明最低年收入HKD150,000。
使用sim Credit Card app繳付合資格賬單；頁面列出水電、租金、差餉、學費及grant loan，詳細上限未列明。

sim World Mastercard HKD700 Apple Store禮品卡

1Apple Store禮品卡獎賞

須符合條件Gift

適用資格: 適用對象: 全部
適用消費: 適用範圍: 其他 · Type: 類別
優惠上限: 適用範圍: eligible benefit · 期間: 未提供 · Type: 未提供
須申請或登記。
持卡人須年滿18歲或以上。
sim World Mastercard®最低年收入HKD150,000。
須成功申請並累積指定簽賬額；指定簽賬額未在本地頁面列明。

sim World Mastercard HKTVmall HK$500電子現金券

1電子現金券獎賞

Gift最低消費: HK$3,000.00

適用資格: 適用對象: 全部 · 客戶類別: 新客戶
適用消費: 適用範圍: 其他 · Type: 類別
要求: Period spend <: HK$7,000.00 · Period spend ≥: HK$3,000.00
優惠上限: 適用範圍: eligible benefit · 期間: 未提供 · Type: 未提供
持卡人須年滿18歲或以上。
最低年收入HKD150,000。
迎新優惠；須於2個月內累積HK$3,000至HK$6,999簽賬。

sim World Mastercard Apple Store HK$500禮品卡

1Apple Store禮品卡獎賞

Gift最低消費: HK$3,000.00

適用資格: 適用對象: 全部 · 客戶類別: 新客戶
適用消費: 適用範圍: 其他 · Type: 類別
要求: Period spend <: HK$7,000.00 · Period spend ≥: HK$3,000.00
優惠上限: 適用範圍: eligible benefit · 期間: 未提供 · Type: 未提供
持卡人須年滿18歲或以上。
最低年收入HKD150,000。
迎新優惠；須於2個月內累積HK$3,000至HK$6,999簽賬；此檔與HKTVmall HK$500電子現金券為二選一。

sim World Mastercard HKTVmall HK$1,000電子現金券

1電子現金券獎賞

Gift最低消費: HK$7,000.00

適用資格: 適用對象: 全部 · 客戶類別: 新客戶
適用消費: 適用範圍: 其他 · Type: 類別
要求: Period spend <: HK$12,000.00 · Period spend ≥: HK$7,000.00
優惠上限: 適用範圍: eligible benefit · 期間: 未提供 · Type: 未提供
持卡人須年滿18歲或以上。
最低年收入HKD150,000。
迎新優惠；須於2個月內累積HK$7,000至HK$11,999簽賬。

sim World Mastercard Apple Store HK$1,000禮品卡

1Apple Store禮品卡獎賞

Gift最低消費: HK$7,000.00

適用資格: 適用對象: 全部 · 客戶類別: 新客戶
適用消費: 適用範圍: 其他 · Type: 類別
要求: Period spend <: HK$12,000.00 · Period spend ≥: HK$7,000.00
優惠上限: 適用範圍: eligible benefit · 期間: 未提供 · Type: 未提供
持卡人須年滿18歲或以上。
最低年收入HKD150,000。
迎新優惠；須於2個月內累積HK$7,000至HK$11,999簽賬；此檔與HKTVmall HK$1,000電子現金券為二選一。

sim World Mastercard Apple AirPods Pro第二代

1AirPods Pro 獎賞

Gift最低消費: HK$12,000.00

適用資格: 適用對象: 全部 · 客戶類別: 新客戶
適用消費: 適用範圍: 其他 · Type: 類別
要求: Period spend ≥: HK$12,000.00
優惠上限: 適用範圍: eligible benefit · 期間: 未提供 · Type: 未提供
持卡人須年滿18歲或以上。
最低年收入HKD150,000。
英文本地化資料列明迎新優惠須於2個月內累積HK$12,000或以上簽賬。

sim World Mastercard designated local merchants: 3% CashBack

3%比率

現金回贈限時優惠最低消費: HK$1,000.00上限: HK$200.00 · 每月

適用資格: 適用對象: 全部
適用消費: 適用範圍: adidas / puma / fila / matsukiyo hk / tokyo lifestyle · Type: 商戶
要求: Period spend ≥: HK$1,000.00
優惠上限: 金額: 200 · 適用範圍: CashBack per Eligible Card under the promotion · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
The rate includes the basic 0.4% rebate and requires HKD 1,000 in non-online eligible retail transactions in the same calendar month.
Applies to posted transactions at physical Hong Kong stores of Adidas, PUMA, Fila, matsukiyo HK, and Tokyo Lifestyle. Online store transactions count as online transactions.
The shared cap is HKD 200 per calendar month and HKD 600 for the promotion. Principal and supplementary card transactions are pooled. Cashback is calculated monthly, credited the following month, and rounded down to two decimals.
Transactions must meet the issuer's merchant-code rules. The account must remain valid and in good standing. Reversed, refunded, fraudulent, or abused transactions may have cashback debited.
CashBack Promotion: 2026-10-01 – 2026-12-31

開啟優惠來源 ↗

信用卡優惠 (7)

sim World Mastercard online retail: 8% CashBack

8%比率

現金回贈限時優惠最低消費: HK$500.00上限: HK$200.00 · 每月

適用資格: 適用對象: 全部
適用消費: 適用範圍: 網上購物 · Type: 類別
最低要求: 期間: 每筆交易 · 消費: HK$500.00
要求: Period spend ≥: HK$1,000.00
優惠上限: 金額: 200 · 適用範圍: CashBack per Eligible Card under the promotion · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
The rate includes the basic 0.4% rebate. Each online retail transaction must have a net amount of at least HKD 500 in the same calendar month.
The cardholder must accumulate HKD 1,000 in non-online eligible retail transactions in that calendar month. Online overseas transactions count as online transactions.
The shared cap is HKD 200 per calendar month and HKD 600 for the promotion. Principal and supplementary card transactions are pooled. Cashback is calculated monthly, credited the following month, and rounded down to two decimals.
Transactions must post during the promotion and meet the issuer's merchant-code rules. Exclusions include cash advances, fees, bills, utilities, insurance, donations, cash or e-money transfers, wallet reloads, stored-value top-ups, instalments, and reversed or unauthorized transactions. The account must remain valid and in good standing.
CashBack Promotion: 2026-10-01 – 2026-12-31

開啟優惠來源 ↗

sim World Mastercard overseas retail: 8% CashBack

8%比率

現金回贈限時優惠最低消費: HK$1,000.00上限: HK$200.00 · 每月

適用資格: 適用對象: 全部
適用消費: 適用範圍: 海外簽賬 · Type: 類別
要求: Period spend ≥: HK$1,000.00
優惠上限: 金額: 200 · 適用範圍: CashBack per Eligible Card under the promotion · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
The rate includes the basic 0.4% rebate. Eligible overseas retail means a retail transaction made outside Hong Kong and posted in a currency other than HKD. Online overseas transactions count as online transactions.
The cardholder must accumulate HKD 1,000 in non-online eligible retail transactions in the same calendar month.
The shared cap is HKD 200 per calendar month and HKD 600 for the promotion. Principal and supplementary card transactions are pooled. Cashback is calculated monthly, credited the following month, and rounded down to two decimals.
Transactions must post during the promotion and meet the issuer's merchant-code rules. Exclusions include cash advances, fees, bills, utilities, insurance, donations, cash or e-money transfers, wallet reloads, stored-value top-ups, instalments, and reversed or unauthorized transactions. The account must remain valid and in good standing.
CashBack Promotion: 2026-10-01 – 2026-12-31

開啟優惠來源 ↗

sim World Mastercard designated local merchants: 3% CashBack

3%比率

現金回贈限時優惠最低消費: HK$1,000.00上限: HK$200.00 · 每月

適用資格: 適用對象: 全部
適用消費: 適用範圍: adidas / puma / fila / matsukiyo hk / tokyo lifestyle · Type: 商戶
要求: Period spend ≥: HK$1,000.00
優惠上限: 金額: 200 · 適用範圍: CashBack per Eligible Card under the promotion · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
The rate includes the basic 0.4% rebate and requires HKD 1,000 in non-online eligible retail transactions in the same calendar month.
Applies to posted transactions at physical Hong Kong stores of Adidas, PUMA, Fila, matsukiyo HK, and Tokyo Lifestyle. Online store transactions count as online transactions.
The shared cap is HKD 200 per calendar month and HKD 600 for the promotion. Principal and supplementary card transactions are pooled. Cashback is calculated monthly, credited the following month, and rounded down to two decimals.
Transactions must meet the issuer's merchant-code rules. The account must remain valid and in good standing. Reversed, refunded, fraudulent, or abused transactions may have cashback debited.
CashBack Promotion: 2026-10-01 – 2026-12-31

開啟優惠來源 ↗

sim World Mastercard eligible bill payments: 2% CashBack

2%比率

現金回贈限時優惠最低消費: HK$1,000.00上限: HK$200.00 · 每月

適用資格: 適用對象: 全部
適用消費: 適用範圍: 賬單及公用事業 · Type: 類別
要求: Period spend ≥: HK$1,000.00
優惠上限: 金額: 200 · 適用範圍: CashBack per Eligible Card under the promotion · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
The rate includes the basic 0.4% rebate and requires HKD 1,000 in non-online eligible retail transactions in the same calendar month.
Bill payments must use the sim Credit Card app's Pay Bills/Taxes service and post during the promotion. Excludes payments to tax authorities, financial institutions, insurers, and charities, plus instalments and reversed or unauthorized transactions.
The shared cap is HKD 200 per calendar month and HKD 600 for the promotion. Principal and supplementary card transactions are pooled. Cashback is calculated monthly, credited the following month, and rounded down to two decimals.
CashBack Promotion: 2026-10-01 – 2026-12-31

開啟優惠來源 ↗

sim World Mastercard other eligible retail: 0.4% CashBack

0.4%比率

現金回贈限時優惠上限: HK$200.00 · 每月

適用資格: 適用對象: 全部
適用消費: 適用範圍: 其他 · Type: 類別
優惠上限: 金額: 200 · 適用範圍: CashBack per Eligible Card under the promotion · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
Applies to eligible retail transactions not classified as online, overseas, or designated local merchant transactions. The terms show no separate monthly spending requirement for this rate.
The shared cap is HKD 200 per calendar month and HKD 600 for the promotion. Principal and supplementary card transactions are pooled. Cashback is calculated monthly, credited the following month, and rounded down to two decimals.
Transactions must post during the promotion and meet the issuer's merchant-code rules. Exclusions include cash advances, fees, bills, utilities, insurance, donations, cash or e-money transfers, wallet reloads, stored-value top-ups, instalments, and reversed or unauthorized transactions. The account must remain valid and in good standing.
CashBack Promotion: 2026-10-01 – 2026-12-31

開啟優惠來源 ↗

sim World Mastercard student annual fee waiver: HKD 1,800 per year

1,800HKD 回贈

須符合條件Fee Waiver限時優惠student

適用資格: 適用對象: student · Document: Valid student identity card, verified by the Card Issuer.
適用消費: Type: not applicable
優惠上限: 適用範圍: Annual fee waiver · 期間: 未提供 · Type: 未提供
須申請或登記。
The applicant must attend a full-time programme at an accredited Hong Kong institution listed in the promotion terms.
Submit the valid student identity card during application, or submit it later if it was not available at application. The Card Issuer must verify it. The eligible card account must remain valid and in good standing.
The HKD 1,800 value is the listed annual fee for a sim World Mastercard principal card. The issuer may choose only one promotion when promotions overlap.
Promotion valid until further notice: 2026-01-01 – 未提供

開啟優惠來源 ↗

sim World Mastercard retail purchases: up to 53 days interest-free

高達53days 數量

Financing

適用資格: 適用對象: 全部
適用消費: Type: not applicable
優惠上限: 適用範圍: Retail purchase interest free period · 期間: 未提供 · Type: 未提供
The interest-free period is up to 53 days and does not apply to cash advance transactions.
No finance charge is levied if the Statement Balance of the monthly statement on which the relevant transaction first appears is paid in full on or before that statement's Payment Due Date.

開啟優惠來源 ↗