
華僑銀行Premier信用卡
- 所屬銀行
- OCBC Bank (Hong Kong)
- 發卡機構
- Premier
- 年費
- 收入要求
- 支付網絡
- 核對日期
- 官方網站
各類別回贈
按所選金額估算,須符合條件。空白表示沒有資料支持的估算。
| 類別 | 回贈百分比 | 條件 |
|---|---|---|
| 餐飲 | 0.8% | 條件及計算
Local food and beverage spending: 0.8% cash rebate: 0.8%
|
| 高級餐廳 | ||
| 本地餐飲 | 0.8% | 條件及計算
Local food and beverage spending: 0.8% cash rebate: 0.8%
|
| 快餐 | ||
| 外賣平台 | ||
| 咖啡店/烘焙/甜品 | ||
| 超市及雜貨 | ||
| 街市 | ||
| 超級市場 | ||
| 便利店 | ||
| 購物 | ||
| 時裝 | ||
| 運動及戶外 | ||
| 百貨公司 | ||
| 電子產品 | ||
| 家居/家具 | ||
| 珠寶/鐘錶 | ||
| 書店/文具 | ||
| 寵物用品 | ||
| 網上購物 | 5% | 條件及計算
Designated online purchase platforms: 5% extra cash rebate for existing cardholders: 5%
|
| 海外網購 | 5% | 條件及計算
Designated online purchase platforms: 5% extra cash rebate for existing cardholders: 5%
|
| 本地網購 | 5% | 條件及計算
Designated online purchase platforms: 5% extra cash rebate for existing cardholders: 5%
|
| 網上超市 | 5% | 條件及計算
Designated online purchase platforms: 5% extra cash rebate for existing cardholders: 5%
|
| 網上時裝/運動用品 | 5% | 條件及計算
Designated online purchase platforms: 5% extra cash rebate for existing cardholders: 5%
|
| 交通 | ||
| 本地交通 | ||
| 停車場/泊車 | ||
| 汽油/電動車充電 | ||
| 的士/網約車/租車 | ||
| 旅遊 | ||
| 酒店 | ||
| 旅遊預訂 | ||
| 航空公司 | ||
| 旅行社 | ||
| 娛樂 | ||
| 戲院 | ||
| 遊戲 | ||
| 串流服務 | ||
| 主題樂園及景點 | ||
| 演唱會/票務 | ||
| 賬單及公用事業 | ||
| 電訊 | ||
| 政府繳費 | ||
| 電力及煤氣 | ||
| 水務 | ||
| 醫療保健 | ||
| 醫療服務 | ||
| 藥房/保健品 | ||
| 健身中心 | ||
| 美容/個人護理 | ||
| 教育 | ||
| 學費/課程 | ||
| 海外簽賬 | 0.8% | 條件及計算
Overseas spending: 0.8% cash rebate: 0.8%
|
| 中國內地簽賬 | ||
| 澳門簽賬 | ||
| 電子錢包簽賬 | ||
| 電子錢包增值 | 0.5% | 條件及計算
Octopus Automatic Add-Value reloads: 0.5% cash rebate: 0.5%
|
| 微信支付 | ||
| 支付寶香港 | ||
| 八達通 | 0.5% | 條件及計算
Octopus Automatic Add-Value reloads: 0.5% cash rebate: 0.5%
|
| PayMe | ||
| 手機支付 | ||
| Google Pay | ||
| Apple Pay | ||
| Samsung Pay | ||
| 保險 | ||
| 租金 | ||
| 慈善捐款 | ||
| 借貸/分期付款 | 0.5% | 條件及計算
Monthly car loan repayment: 0.5% cash rebate: 0.5%
|
| 其他 | 0.5% | 條件及計算
Other retail transactions: 0.5% cash rebate: 0.5%
|
推廣優惠與信用卡優惠分開列出,並不表示可以同時使用。
推廣優惠 (3)
Designated online purchase platforms: 6% extra cash rebate6%比率須符合條件現金回贈限時優惠other最低消費: HK$5,000.00上限: HK$500.00 · 每月
- 適用資格: 適用對象: other · 客戶類別: 新客戶
- 適用消費: 適用範圍: amazon / food panda / keeta / klook / kkday / taobao / tmall / pinduoduo / jd com / meituan / dianping · Type: 商戶
- 要求: Period spend ≥: HK$5,000.00
- 優惠上限: 金額: 500 · 適用範圍: Designated online platform cash rebate per eligible cardholder · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
- 須申請或登記。
- Available to OCBC Premier Banking customers. New cardholders are principal applicants who have not held an OCBC credit card, including a co-branded card, or an OCBC business debit card in the prior 13 months. The application must be approved during the promotion period for the 6% tier. Eligible retail transactions must total at least HKD 5,000 in each calendar month, and the cardholder must also spend on a designated online platform in that month. Transactions must post by the 15th of the following month. Exclusions include instalment amounts, car loan repayments, cash advances, bill and tax payments, insurance premiums, bank fees, online payment-system transactions to designated merchants, stored-value and e-wallet purchases or reloads, financial-service transactions, transfers, fund or stock payments, property payments, charity transactions, unposted, cancelled or refunded transactions, split bills, and unauthorised or fraudulent transactions. Rebate is credited within 90 days after each month. The account must be valid and in good standing when credited. The rebate offsets the statement balance and cannot be withdrawn as cash. It cannot combine with other card promotions except the welcome offer.
- Online purchase platform promotion period: 2026-01-01 – 2026-12-31
Designated online purchase platforms: 5% extra cash rebate for new cardholders5%比率須符合條件現金回贈限時優惠other最低消費: HK$5,000.00上限: HK$500.00 · 每月
- 適用資格: 適用對象: other · 客戶類別: 新客戶
- 適用消費: 適用範圍: amazon / food panda / keeta / klook / kkday / taobao / tmall / pinduoduo / jd com / meituan / dianping · Type: 商戶
- 要求: Period spend ≥: HK$5,000.00
- 優惠上限: 金額: 500 · 適用範圍: Designated online platform cash rebate per eligible cardholder · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
- 須申請或登記。
- Available to OCBC Premier Banking customers. Applies to qualifying new cardholders after the first three consecutive months from card issuance. New cardholders are principal applicants who have not held an OCBC credit card, including a co-branded card, or an OCBC business debit card in the prior 13 months. Eligible retail transactions must total at least HKD 5,000 in each calendar month, and the cardholder must also spend on a designated online platform in that month. Transactions must post by the 15th of the following month. Exclusions include instalment amounts, car loan repayments, cash advances, bill and tax payments, insurance premiums, bank fees, online payment-system transactions to designated merchants, stored-value and e-wallet purchases or reloads, financial-service transactions, transfers, fund or stock payments, property payments, charity transactions, unposted, cancelled or refunded transactions, split bills, and unauthorised or fraudulent transactions. Rebate is credited within 90 days after each month. The account must be valid and in good standing when credited. The rebate offsets the statement balance and cannot be withdrawn as cash. It cannot combine with other card promotions except the welcome offer.
- Online purchase platform promotion period: 2026-01-01 – 2026-12-31
Designated online purchase platforms: 5% extra cash rebate for existing cardholders5%比率現金回贈限時優惠other最低消費: HK$5,000.00上限: HK$500.00 · 每月
- 適用資格: 適用對象: other · 客戶類別: 現有客戶
- 適用消費: 適用範圍: amazon / food panda / keeta / klook / kkday / taobao / tmall / pinduoduo / jd com / meituan / dianping · Type: 商戶
- 要求: Period spend ≥: HK$5,000.00
- 優惠上限: 金額: 500 · 適用範圍: Designated online platform cash rebate per eligible cardholder · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
- Available to OCBC Premier Banking customers. Applies to existing cardholders. Eligible retail transactions must total at least HKD 5,000 in each calendar month, and the cardholder must also spend on a designated online platform in that month. Transactions must post by the 15th of the following month. Exclusions include instalment amounts, car loan repayments, cash advances, bill and tax payments, insurance premiums, bank fees, online payment-system transactions to designated merchants, stored-value and e-wallet purchases or reloads, financial-service transactions, transfers, fund or stock payments, property payments, charity transactions, unposted, cancelled or refunded transactions, split bills, and unauthorised or fraudulent transactions. Rebate is credited within 90 days after each month. The account must be valid and in good standing when credited. The rebate offsets the statement balance and cannot be withdrawn as cash. It cannot combine with other card promotions except the welcome offer.
- Online purchase platform promotion period: 2026-01-01 – 2026-12-31
信用卡優惠 (12)
Designated online purchase platforms: 6% extra cash rebate6%比率須符合條件現金回贈限時優惠other最低消費: HK$5,000.00上限: HK$500.00 · 每月
- 適用資格: 適用對象: other · 客戶類別: 新客戶
- 適用消費: 適用範圍: amazon / food panda / keeta / klook / kkday / taobao / tmall / pinduoduo / jd com / meituan / dianping · Type: 商戶
- 要求: Period spend ≥: HK$5,000.00
- 優惠上限: 金額: 500 · 適用範圍: Designated online platform cash rebate per eligible cardholder · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
- 須申請或登記。
- Available to OCBC Premier Banking customers. New cardholders are principal applicants who have not held an OCBC credit card, including a co-branded card, or an OCBC business debit card in the prior 13 months. The application must be approved during the promotion period for the 6% tier. Eligible retail transactions must total at least HKD 5,000 in each calendar month, and the cardholder must also spend on a designated online platform in that month. Transactions must post by the 15th of the following month. Exclusions include instalment amounts, car loan repayments, cash advances, bill and tax payments, insurance premiums, bank fees, online payment-system transactions to designated merchants, stored-value and e-wallet purchases or reloads, financial-service transactions, transfers, fund or stock payments, property payments, charity transactions, unposted, cancelled or refunded transactions, split bills, and unauthorised or fraudulent transactions. Rebate is credited within 90 days after each month. The account must be valid and in good standing when credited. The rebate offsets the statement balance and cannot be withdrawn as cash. It cannot combine with other card promotions except the welcome offer.
- Online purchase platform promotion period: 2026-01-01 – 2026-12-31
Designated online purchase platforms: 5% extra cash rebate for new cardholders5%比率須符合條件現金回贈限時優惠other最低消費: HK$5,000.00上限: HK$500.00 · 每月
- 適用資格: 適用對象: other · 客戶類別: 新客戶
- 適用消費: 適用範圍: amazon / food panda / keeta / klook / kkday / taobao / tmall / pinduoduo / jd com / meituan / dianping · Type: 商戶
- 要求: Period spend ≥: HK$5,000.00
- 優惠上限: 金額: 500 · 適用範圍: Designated online platform cash rebate per eligible cardholder · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
- 須申請或登記。
- Available to OCBC Premier Banking customers. Applies to qualifying new cardholders after the first three consecutive months from card issuance. New cardholders are principal applicants who have not held an OCBC credit card, including a co-branded card, or an OCBC business debit card in the prior 13 months. Eligible retail transactions must total at least HKD 5,000 in each calendar month, and the cardholder must also spend on a designated online platform in that month. Transactions must post by the 15th of the following month. Exclusions include instalment amounts, car loan repayments, cash advances, bill and tax payments, insurance premiums, bank fees, online payment-system transactions to designated merchants, stored-value and e-wallet purchases or reloads, financial-service transactions, transfers, fund or stock payments, property payments, charity transactions, unposted, cancelled or refunded transactions, split bills, and unauthorised or fraudulent transactions. Rebate is credited within 90 days after each month. The account must be valid and in good standing when credited. The rebate offsets the statement balance and cannot be withdrawn as cash. It cannot combine with other card promotions except the welcome offer.
- Online purchase platform promotion period: 2026-01-01 – 2026-12-31
Designated online purchase platforms: 5% extra cash rebate for existing cardholders5%比率現金回贈限時優惠other最低消費: HK$5,000.00上限: HK$500.00 · 每月
- 適用資格: 適用對象: other · 客戶類別: 現有客戶
- 適用消費: 適用範圍: amazon / food panda / keeta / klook / kkday / taobao / tmall / pinduoduo / jd com / meituan / dianping · Type: 商戶
- 要求: Period spend ≥: HK$5,000.00
- 優惠上限: 金額: 500 · 適用範圍: Designated online platform cash rebate per eligible cardholder · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
- Available to OCBC Premier Banking customers. Applies to existing cardholders. Eligible retail transactions must total at least HKD 5,000 in each calendar month, and the cardholder must also spend on a designated online platform in that month. Transactions must post by the 15th of the following month. Exclusions include instalment amounts, car loan repayments, cash advances, bill and tax payments, insurance premiums, bank fees, online payment-system transactions to designated merchants, stored-value and e-wallet purchases or reloads, financial-service transactions, transfers, fund or stock payments, property payments, charity transactions, unposted, cancelled or refunded transactions, split bills, and unauthorised or fraudulent transactions. Rebate is credited within 90 days after each month. The account must be valid and in good standing when credited. The rebate offsets the statement balance and cannot be withdrawn as cash. It cannot combine with other card promotions except the welcome offer.
- Online purchase platform promotion period: 2026-01-01 – 2026-12-31
OCBC Premier Credit Card HK$600 welcome cash rebate600HKD 回贈須符合條件現金回贈other最低消費: HK$8,000.00
- 適用資格: 適用對象: other · 客戶類別: 新客戶
- 適用消費: Type: 全部
- 要求: Period spend ≥: HK$8,000.00
- 優惠上限: 適用範圍: Welcome cash rebate · 期間: 未提供 · Type: 未提供
- 百分比備註: Threshold equivalent calculation: HKD 600 / HKD 8,000 × 100 = 7.5%. Rounded to one decimal place. The effective rate decreases when eligible spending exceeds HKD 8,000.
- 須申請或登記。
- Available to OCBC Premier Banking customers. The principal applicant must not have held an OCBC credit card, including a co-branded card, in the prior 13 months. Accumulate at least HKD 8,000 in eligible spend within three months after card issuance. Eligible spend includes retail purchases and cash advances. Exclusions include instalments, bill payments, unposted, cancelled, refunded, fraudulent, or unauthorised transactions, car loan repayments, and e-wallet reloads. The rebate is credited to the principal card account within eight weeks after the spend requirement is met. The account must remain valid, not delinquent, and in good standing when credited. Each applicant can receive this welcome offer once. The rebate cannot be transferred, returned, or redeemed for cash.
Local food and beverage spending: 0.8% cash rebate0.8%比率現金回贈other
- 適用資格: 適用對象: other
- 適用消費: 適用範圍: 本地餐飲 · Type: 類別
- 優惠上限: 適用範圍: Local food and beverage cash rebate · 期間: 未提供 · Type: 未提供
- Available to OCBC Premier Banking customers. The product page states 0.8% cash rebate on all local food and beverage spending.
Overseas spending: 0.8% cash rebate0.8%比率現金回贈other
- 適用資格: 適用對象: other
- 適用消費: 適用範圍: 海外簽賬 · Type: 類別
- 優惠上限: 適用範圍: Overseas spending cash rebate · 期間: 未提供 · Type: 未提供
- Available to OCBC Premier Banking customers. Excludes internet transactions and Hong Kong dollar transactions made outside Hong Kong.
Other retail transactions: 0.5% cash rebate0.5%比率現金回贈other
- 適用資格: 適用對象: other
- 適用消費: 適用範圍: 其他 · Type: 類別
- 優惠上限: 適用範圍: Other retail cash rebate · 期間: 未提供 · Type: 未提供
- Available to OCBC Premier Banking customers. Applies to other retail transactions stated on the product page.
Monthly car loan repayment: 0.5% cash rebate0.5%比率現金回贈other
- 適用資格: 適用對象: other
- 適用消費: 適用範圍: 借貸/分期付款 · Type: 類別
- 優惠上限: 適用範圍: Monthly car loan repayment cash rebate · 期間: 未提供 · Type: 未提供
- Available to OCBC Premier Banking customers. Applies to monthly car loan repayments stated on the product page.
Octopus Automatic Add-Value reloads: 0.5% cash rebate0.5%比率現金回贈other
- 適用資格: 適用對象: other
- 適用消費: 適用範圍: 八達通 · Type: 類別
- 優惠上限: 適用範圍: Octopus Automatic Add Value cash rebate · 期間: 未提供 · Type: 未提供
- Available to OCBC Premier Banking customers. Applies to Octopus Automatic Add-Value reloads stated on the product page.
Annual fee waiver on OCBC Premier Credit Card(優惠值未列明)—未提供優惠值Fee Waiverother
- 適用資格: 適用對象: other
- 適用消費: Type: not applicable
- 優惠上限: 適用範圍: Annual fee waiver · 期間: 未提供 · Type: 未提供
- Available to OCBC Premier Banking customers. The product page states a perpetual annual fee waiver. The payable annual fee amount is not stated for this card.
DragonPass airport lounge access from USD 32 per guest per visit至少32USD 價格Travelother
- 適用資格: 適用對象: other
- 適用消費: Type: not applicable
- 優惠上限: 適用範圍: Airport lounge access charge · 期間: 未提供 · Type: 未提供
- Available to OCBC Premier Banking customers. Access is to DragonPass participating lounges worldwide. The page states a charge as low as USD 32 per person per visit for all guests. Download the Mastercard Travel Pass mobile app to use the lounge service.
Flexi-Money interest-free instalment plan(優惠值未列明)—未提供優惠值Financingother
- 適用資格: 適用對象: other
- 適用消費: Type: not applicable
- 優惠上限: 適用範圍: Flexi Money interest free instalment plan · 期間: 未提供 · Type: 未提供
- Available to OCBC Premier Banking customers. The product page states flexible, interest-free repayments but does not state the plan's eligibility, repayment rules, or fees.
