優惠地圖
華僑銀行Visa白金卡

華僑銀行Visa白金卡

所屬銀行
OCBC Bank (Hong Kong)
發卡機構
Ocbc
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收入要求
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各類別回贈

按所選金額估算,須符合條件。空白表示沒有資料支持的估算。

類別回贈百分比條件
餐飲
高級餐廳
本地餐飲
快餐
外賣平台
咖啡店/烘焙/甜品
超市及雜貨
街市
超級市場
便利店
購物
時裝
運動及戶外
百貨公司
電子產品
家居/家具
珠寶/鐘錶
書店/文具
寵物用品
網上購物5%
條件及計算
  • Customer: Existing customer
  • Limit: 500 HKD · Per Month
  • Limit applies to: Extra cash rebate per eligible principal cardholder per calendar month
  • Eligibility: Phase Spend Min: 5000
  • Merchants: amazon, food-panda, keeta, klook, kkday, taobao, tmall, pdd-pinduoduo, jd-com, meituan, dianping
  • Eligible merchants: amazon, food-panda, keeta, klook, kkday, taobao, tmall, pdd-pinduoduo, jd-com, meituan, dianping
  • Visa Platinum applicants must be at least 18 and have annual income of HKD 150,000; otherwise the Bank may consider the application as a Classic Card.
  • Only the principal cardholder is eligible. Supplementary card transactions are combined with the principal cardholder's eligible spending.
  • Eligible retail spending must reach HKD 5,000 in each calendar month, and a purchase at a designated platform must occur in that same month.
  • Designated platforms: Amazon, Food Panda, Keeta, Klook, KKday, Taobao, Tmall, PDD (Pinduoduo), JD.COM, MeiTuan and DianPing.
  • Eligible transactions must be made during the promotion period and posted to the card by the 15th of the following month. Non-HKD spending is converted using the Bank's rate.
  • Installments, car loan repayments, cash advances, bills, tax, insurance, casino, bank fees, annual fees, designated-merchant payments through online payment systems, stored-value and e-wallet purchases or reloads, financial services, transfers, investments, property, charity, cancelled, refunded, fraudulent, unauthorized or split-bill transactions are excluded.
  • One rebate per eligible cardholder per calendar month, capped at HKD 500. The Bank credits it within 90 days after month-end; the account must remain active and in good standing. The Bank may recover amounts after refunds or cancellations.
  • The offer cannot be combined with other card promotions, except the new-card welcome offer.
  • Existing cardholders earn 5% extra rebate.
  • Confirm offer eligibility: Customer: Existing customer.
  • Assumes the full reward limit is still available. Extra cash rebate per eligible principal cardholder per calendar month
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • amazon
  • dianping
  • food panda
  • jd com
  • keeta
  • kkday
  • klook
  • meituan
  • pdd pinduoduo
  • taobao
  • tmall

Designated online purchase platforms: 5% extra cash rebate: 5%

  • 適用資格: 適用對象: 全部 · 客戶類別: 現有客戶
  • 適用消費: 適用範圍: amazon / food panda / keeta / klook / kkday / taobao / tmall / pdd pinduoduo / jd com / meituan / dianping · Type: 商戶
  • 要求: Period spend ≥: HK$5,000.00
  • 優惠上限: 金額: 500 · 適用範圍: Extra cash rebate per eligible principal cardholder per calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • Visa Platinum applicants must be at least 18 and have annual income of HKD 150,000; otherwise the Bank may consider the application as a Classic Card.
  • Only the principal cardholder is eligible. Supplementary card transactions are combined with the principal cardholder's eligible spending.
  • Eligible retail spending must reach HKD 5,000 in each calendar month, and a purchase at a designated platform must occur in that same month.
  • Designated platforms: Amazon, Food Panda, Keeta, Klook, KKday, Taobao, Tmall, PDD (Pinduoduo), JD.COM, MeiTuan and DianPing.
  • Eligible transactions must be made during the promotion period and posted to the card by the 15th of the following month. Non-HKD spending is converted using the Bank's rate.
  • Installments, car loan repayments, cash advances, bills, tax, insurance, casino, bank fees, annual fees, designated-merchant payments through online payment systems, stored-value and e-wallet purchases or reloads, financial services, transfers, investments, property, charity, cancelled, refunded, fraudulent, unauthorized or split-bill transactions are excluded.
  • One rebate per eligible cardholder per calendar month, capped at HKD 500. The Bank credits it within 90 days after month-end; the account must remain active and in good standing. The Bank may recover amounts after refunds or cancellations.
  • The offer cannot be combined with other card promotions, except the new-card welcome offer.
  • Existing cardholders earn 5% extra rebate.
  • Eligible transactions during the promotion period: 2026-01-01 – 2026-12-31
海外網購5%
條件及計算
  • Customer: Existing customer
  • Limit: 500 HKD · Per Month
  • Limit applies to: Extra cash rebate per eligible principal cardholder per calendar month
  • Eligibility: Phase Spend Min: 5000
  • Merchants: amazon, food-panda, keeta, klook, kkday, taobao, tmall, pdd-pinduoduo, jd-com, meituan, dianping
  • Eligible merchants: amazon, food-panda, keeta, klook, kkday, taobao, tmall, pdd-pinduoduo, jd-com, meituan, dianping
  • Visa Platinum applicants must be at least 18 and have annual income of HKD 150,000; otherwise the Bank may consider the application as a Classic Card.
  • Only the principal cardholder is eligible. Supplementary card transactions are combined with the principal cardholder's eligible spending.
  • Eligible retail spending must reach HKD 5,000 in each calendar month, and a purchase at a designated platform must occur in that same month.
  • Designated platforms: Amazon, Food Panda, Keeta, Klook, KKday, Taobao, Tmall, PDD (Pinduoduo), JD.COM, MeiTuan and DianPing.
  • Eligible transactions must be made during the promotion period and posted to the card by the 15th of the following month. Non-HKD spending is converted using the Bank's rate.
  • Installments, car loan repayments, cash advances, bills, tax, insurance, casino, bank fees, annual fees, designated-merchant payments through online payment systems, stored-value and e-wallet purchases or reloads, financial services, transfers, investments, property, charity, cancelled, refunded, fraudulent, unauthorized or split-bill transactions are excluded.
  • One rebate per eligible cardholder per calendar month, capped at HKD 500. The Bank credits it within 90 days after month-end; the account must remain active and in good standing. The Bank may recover amounts after refunds or cancellations.
  • The offer cannot be combined with other card promotions, except the new-card welcome offer.
  • Existing cardholders earn 5% extra rebate.
  • Confirm offer eligibility: Customer: Existing customer.
  • Assumes the full reward limit is still available. Extra cash rebate per eligible principal cardholder per calendar month
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • amazon
  • dianping
  • food panda
  • jd com
  • keeta
  • kkday
  • klook
  • meituan
  • pdd pinduoduo
  • taobao
  • tmall

Designated online purchase platforms: 5% extra cash rebate: 5%

  • 適用資格: 適用對象: 全部 · 客戶類別: 現有客戶
  • 適用消費: 適用範圍: amazon / food panda / keeta / klook / kkday / taobao / tmall / pdd pinduoduo / jd com / meituan / dianping · Type: 商戶
  • 要求: Period spend ≥: HK$5,000.00
  • 優惠上限: 金額: 500 · 適用範圍: Extra cash rebate per eligible principal cardholder per calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • Visa Platinum applicants must be at least 18 and have annual income of HKD 150,000; otherwise the Bank may consider the application as a Classic Card.
  • Only the principal cardholder is eligible. Supplementary card transactions are combined with the principal cardholder's eligible spending.
  • Eligible retail spending must reach HKD 5,000 in each calendar month, and a purchase at a designated platform must occur in that same month.
  • Designated platforms: Amazon, Food Panda, Keeta, Klook, KKday, Taobao, Tmall, PDD (Pinduoduo), JD.COM, MeiTuan and DianPing.
  • Eligible transactions must be made during the promotion period and posted to the card by the 15th of the following month. Non-HKD spending is converted using the Bank's rate.
  • Installments, car loan repayments, cash advances, bills, tax, insurance, casino, bank fees, annual fees, designated-merchant payments through online payment systems, stored-value and e-wallet purchases or reloads, financial services, transfers, investments, property, charity, cancelled, refunded, fraudulent, unauthorized or split-bill transactions are excluded.
  • One rebate per eligible cardholder per calendar month, capped at HKD 500. The Bank credits it within 90 days after month-end; the account must remain active and in good standing. The Bank may recover amounts after refunds or cancellations.
  • The offer cannot be combined with other card promotions, except the new-card welcome offer.
  • Existing cardholders earn 5% extra rebate.
  • Eligible transactions during the promotion period: 2026-01-01 – 2026-12-31
本地網購5%
條件及計算
  • Customer: Existing customer
  • Limit: 500 HKD · Per Month
  • Limit applies to: Extra cash rebate per eligible principal cardholder per calendar month
  • Eligibility: Phase Spend Min: 5000
  • Merchants: amazon, food-panda, keeta, klook, kkday, taobao, tmall, pdd-pinduoduo, jd-com, meituan, dianping
  • Eligible merchants: amazon, food-panda, keeta, klook, kkday, taobao, tmall, pdd-pinduoduo, jd-com, meituan, dianping
  • Visa Platinum applicants must be at least 18 and have annual income of HKD 150,000; otherwise the Bank may consider the application as a Classic Card.
  • Only the principal cardholder is eligible. Supplementary card transactions are combined with the principal cardholder's eligible spending.
  • Eligible retail spending must reach HKD 5,000 in each calendar month, and a purchase at a designated platform must occur in that same month.
  • Designated platforms: Amazon, Food Panda, Keeta, Klook, KKday, Taobao, Tmall, PDD (Pinduoduo), JD.COM, MeiTuan and DianPing.
  • Eligible transactions must be made during the promotion period and posted to the card by the 15th of the following month. Non-HKD spending is converted using the Bank's rate.
  • Installments, car loan repayments, cash advances, bills, tax, insurance, casino, bank fees, annual fees, designated-merchant payments through online payment systems, stored-value and e-wallet purchases or reloads, financial services, transfers, investments, property, charity, cancelled, refunded, fraudulent, unauthorized or split-bill transactions are excluded.
  • One rebate per eligible cardholder per calendar month, capped at HKD 500. The Bank credits it within 90 days after month-end; the account must remain active and in good standing. The Bank may recover amounts after refunds or cancellations.
  • The offer cannot be combined with other card promotions, except the new-card welcome offer.
  • Existing cardholders earn 5% extra rebate.
  • Confirm offer eligibility: Customer: Existing customer.
  • Assumes the full reward limit is still available. Extra cash rebate per eligible principal cardholder per calendar month
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • amazon
  • dianping
  • food panda
  • jd com
  • keeta
  • kkday
  • klook
  • meituan
  • pdd pinduoduo
  • taobao
  • tmall

Designated online purchase platforms: 5% extra cash rebate: 5%

  • 適用資格: 適用對象: 全部 · 客戶類別: 現有客戶
  • 適用消費: 適用範圍: amazon / food panda / keeta / klook / kkday / taobao / tmall / pdd pinduoduo / jd com / meituan / dianping · Type: 商戶
  • 要求: Period spend ≥: HK$5,000.00
  • 優惠上限: 金額: 500 · 適用範圍: Extra cash rebate per eligible principal cardholder per calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • Visa Platinum applicants must be at least 18 and have annual income of HKD 150,000; otherwise the Bank may consider the application as a Classic Card.
  • Only the principal cardholder is eligible. Supplementary card transactions are combined with the principal cardholder's eligible spending.
  • Eligible retail spending must reach HKD 5,000 in each calendar month, and a purchase at a designated platform must occur in that same month.
  • Designated platforms: Amazon, Food Panda, Keeta, Klook, KKday, Taobao, Tmall, PDD (Pinduoduo), JD.COM, MeiTuan and DianPing.
  • Eligible transactions must be made during the promotion period and posted to the card by the 15th of the following month. Non-HKD spending is converted using the Bank's rate.
  • Installments, car loan repayments, cash advances, bills, tax, insurance, casino, bank fees, annual fees, designated-merchant payments through online payment systems, stored-value and e-wallet purchases or reloads, financial services, transfers, investments, property, charity, cancelled, refunded, fraudulent, unauthorized or split-bill transactions are excluded.
  • One rebate per eligible cardholder per calendar month, capped at HKD 500. The Bank credits it within 90 days after month-end; the account must remain active and in good standing. The Bank may recover amounts after refunds or cancellations.
  • The offer cannot be combined with other card promotions, except the new-card welcome offer.
  • Existing cardholders earn 5% extra rebate.
  • Eligible transactions during the promotion period: 2026-01-01 – 2026-12-31
網上超市5%
條件及計算
  • Customer: Existing customer
  • Limit: 500 HKD · Per Month
  • Limit applies to: Extra cash rebate per eligible principal cardholder per calendar month
  • Eligibility: Phase Spend Min: 5000
  • Merchants: amazon, food-panda, keeta, klook, kkday, taobao, tmall, pdd-pinduoduo, jd-com, meituan, dianping
  • Eligible merchants: amazon, food-panda, keeta, klook, kkday, taobao, tmall, pdd-pinduoduo, jd-com, meituan, dianping
  • Visa Platinum applicants must be at least 18 and have annual income of HKD 150,000; otherwise the Bank may consider the application as a Classic Card.
  • Only the principal cardholder is eligible. Supplementary card transactions are combined with the principal cardholder's eligible spending.
  • Eligible retail spending must reach HKD 5,000 in each calendar month, and a purchase at a designated platform must occur in that same month.
  • Designated platforms: Amazon, Food Panda, Keeta, Klook, KKday, Taobao, Tmall, PDD (Pinduoduo), JD.COM, MeiTuan and DianPing.
  • Eligible transactions must be made during the promotion period and posted to the card by the 15th of the following month. Non-HKD spending is converted using the Bank's rate.
  • Installments, car loan repayments, cash advances, bills, tax, insurance, casino, bank fees, annual fees, designated-merchant payments through online payment systems, stored-value and e-wallet purchases or reloads, financial services, transfers, investments, property, charity, cancelled, refunded, fraudulent, unauthorized or split-bill transactions are excluded.
  • One rebate per eligible cardholder per calendar month, capped at HKD 500. The Bank credits it within 90 days after month-end; the account must remain active and in good standing. The Bank may recover amounts after refunds or cancellations.
  • The offer cannot be combined with other card promotions, except the new-card welcome offer.
  • Existing cardholders earn 5% extra rebate.
  • Confirm offer eligibility: Customer: Existing customer.
  • Assumes the full reward limit is still available. Extra cash rebate per eligible principal cardholder per calendar month
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • amazon
  • dianping
  • food panda
  • jd com
  • keeta
  • kkday
  • klook
  • meituan
  • pdd pinduoduo
  • taobao
  • tmall

Designated online purchase platforms: 5% extra cash rebate: 5%

  • 適用資格: 適用對象: 全部 · 客戶類別: 現有客戶
  • 適用消費: 適用範圍: amazon / food panda / keeta / klook / kkday / taobao / tmall / pdd pinduoduo / jd com / meituan / dianping · Type: 商戶
  • 要求: Period spend ≥: HK$5,000.00
  • 優惠上限: 金額: 500 · 適用範圍: Extra cash rebate per eligible principal cardholder per calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • Visa Platinum applicants must be at least 18 and have annual income of HKD 150,000; otherwise the Bank may consider the application as a Classic Card.
  • Only the principal cardholder is eligible. Supplementary card transactions are combined with the principal cardholder's eligible spending.
  • Eligible retail spending must reach HKD 5,000 in each calendar month, and a purchase at a designated platform must occur in that same month.
  • Designated platforms: Amazon, Food Panda, Keeta, Klook, KKday, Taobao, Tmall, PDD (Pinduoduo), JD.COM, MeiTuan and DianPing.
  • Eligible transactions must be made during the promotion period and posted to the card by the 15th of the following month. Non-HKD spending is converted using the Bank's rate.
  • Installments, car loan repayments, cash advances, bills, tax, insurance, casino, bank fees, annual fees, designated-merchant payments through online payment systems, stored-value and e-wallet purchases or reloads, financial services, transfers, investments, property, charity, cancelled, refunded, fraudulent, unauthorized or split-bill transactions are excluded.
  • One rebate per eligible cardholder per calendar month, capped at HKD 500. The Bank credits it within 90 days after month-end; the account must remain active and in good standing. The Bank may recover amounts after refunds or cancellations.
  • The offer cannot be combined with other card promotions, except the new-card welcome offer.
  • Existing cardholders earn 5% extra rebate.
  • Eligible transactions during the promotion period: 2026-01-01 – 2026-12-31
網上時裝/運動用品5%
條件及計算
  • Customer: Existing customer
  • Limit: 500 HKD · Per Month
  • Limit applies to: Extra cash rebate per eligible principal cardholder per calendar month
  • Eligibility: Phase Spend Min: 5000
  • Merchants: amazon, food-panda, keeta, klook, kkday, taobao, tmall, pdd-pinduoduo, jd-com, meituan, dianping
  • Eligible merchants: amazon, food-panda, keeta, klook, kkday, taobao, tmall, pdd-pinduoduo, jd-com, meituan, dianping
  • Visa Platinum applicants must be at least 18 and have annual income of HKD 150,000; otherwise the Bank may consider the application as a Classic Card.
  • Only the principal cardholder is eligible. Supplementary card transactions are combined with the principal cardholder's eligible spending.
  • Eligible retail spending must reach HKD 5,000 in each calendar month, and a purchase at a designated platform must occur in that same month.
  • Designated platforms: Amazon, Food Panda, Keeta, Klook, KKday, Taobao, Tmall, PDD (Pinduoduo), JD.COM, MeiTuan and DianPing.
  • Eligible transactions must be made during the promotion period and posted to the card by the 15th of the following month. Non-HKD spending is converted using the Bank's rate.
  • Installments, car loan repayments, cash advances, bills, tax, insurance, casino, bank fees, annual fees, designated-merchant payments through online payment systems, stored-value and e-wallet purchases or reloads, financial services, transfers, investments, property, charity, cancelled, refunded, fraudulent, unauthorized or split-bill transactions are excluded.
  • One rebate per eligible cardholder per calendar month, capped at HKD 500. The Bank credits it within 90 days after month-end; the account must remain active and in good standing. The Bank may recover amounts after refunds or cancellations.
  • The offer cannot be combined with other card promotions, except the new-card welcome offer.
  • Existing cardholders earn 5% extra rebate.
  • Confirm offer eligibility: Customer: Existing customer.
  • Assumes the full reward limit is still available. Extra cash rebate per eligible principal cardholder per calendar month
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • amazon
  • dianping
  • food panda
  • jd com
  • keeta
  • kkday
  • klook
  • meituan
  • pdd pinduoduo
  • taobao
  • tmall

Designated online purchase platforms: 5% extra cash rebate: 5%

  • 適用資格: 適用對象: 全部 · 客戶類別: 現有客戶
  • 適用消費: 適用範圍: amazon / food panda / keeta / klook / kkday / taobao / tmall / pdd pinduoduo / jd com / meituan / dianping · Type: 商戶
  • 要求: Period spend ≥: HK$5,000.00
  • 優惠上限: 金額: 500 · 適用範圍: Extra cash rebate per eligible principal cardholder per calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • Visa Platinum applicants must be at least 18 and have annual income of HKD 150,000; otherwise the Bank may consider the application as a Classic Card.
  • Only the principal cardholder is eligible. Supplementary card transactions are combined with the principal cardholder's eligible spending.
  • Eligible retail spending must reach HKD 5,000 in each calendar month, and a purchase at a designated platform must occur in that same month.
  • Designated platforms: Amazon, Food Panda, Keeta, Klook, KKday, Taobao, Tmall, PDD (Pinduoduo), JD.COM, MeiTuan and DianPing.
  • Eligible transactions must be made during the promotion period and posted to the card by the 15th of the following month. Non-HKD spending is converted using the Bank's rate.
  • Installments, car loan repayments, cash advances, bills, tax, insurance, casino, bank fees, annual fees, designated-merchant payments through online payment systems, stored-value and e-wallet purchases or reloads, financial services, transfers, investments, property, charity, cancelled, refunded, fraudulent, unauthorized or split-bill transactions are excluded.
  • One rebate per eligible cardholder per calendar month, capped at HKD 500. The Bank credits it within 90 days after month-end; the account must remain active and in good standing. The Bank may recover amounts after refunds or cancellations.
  • The offer cannot be combined with other card promotions, except the new-card welcome offer.
  • Existing cardholders earn 5% extra rebate.
  • Eligible transactions during the promotion period: 2026-01-01 – 2026-12-31
交通
本地交通
停車場/泊車
汽油/電動車充電
的士/網約車/租車
旅遊
酒店
旅遊預訂
航空公司
旅行社
娛樂
戲院
遊戲
串流服務
主題樂園及景點
演唱會/票務
賬單及公用事業
電訊
政府繳費
電力及煤氣
水務
醫療保健
醫療服務
藥房/保健品
健身中心
美容/個人護理
教育
學費/課程
海外簽賬
中國內地簽賬
澳門簽賬
電子錢包簽賬
電子錢包增值
微信支付
支付寶香港
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PayMe
手機支付
Google Pay
Apple Pay
Samsung Pay
保險
租金
慈善捐款
借貸/分期付款0.5%
條件及計算
  • Limit: 50 HKD · Per Transaction
  • Limit applies to: Monthly car loan repayment cash rebate
  • Eligible categories: 借貸/分期付款
  • Visa Platinum applicants must be at least 18 and have annual income of HKD 150,000; otherwise the Bank may consider the application as a Classic Card.
  • Applicable to Infinite, World, Platinum and Titanium cardholders, including co-branded cards; not applicable to Business Cards.
  • Merchant category is determined by the card network and merchant acquirer.
  • The monthly cash rebate cap is 0.5% of five times the approved credit limit. Temporary credit limits and extra credit limits from a credit balance do not count. The cap is shared across basic program categories.
  • No rebate is granted if the monthly statement total is below HKD 1. Rebate is credited to the next statement, offsets retail spending or cash advances, and cannot be converted to cash.
  • The account must be valid and in good standing when the rebate is credited; accumulated rebate may be forfeited if the account is cancelled.
  • Cash advances, cash installment plans except merchant interest-free installments, bill payments, balance transfers, casino transactions, card fees, fraudulent or unauthorized transactions, and cancelled or refunded transactions are excluded.
  • The 0.5% rate applies to monthly car loan repayments. Cash rebate is capped at HKD 50 per transaction.
  • The shared monthly basic-program cap also applies.
  • Assumes the full reward limit is still available. Monthly car loan repayment cash rebate
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

OCBC basic Spending Reward Program: monthly car loan repayments 0.5% cash rebate: 0.5%

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 借貸/分期付款 · Type: 類別
  • 優惠上限: 金額: 50 · 適用範圍: Monthly car loan repayment cash rebate · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣
  • Visa Platinum applicants must be at least 18 and have annual income of HKD 150,000; otherwise the Bank may consider the application as a Classic Card.
  • Applicable to Infinite, World, Platinum and Titanium cardholders, including co-branded cards; not applicable to Business Cards.
  • Merchant category is determined by the card network and merchant acquirer.
  • The monthly cash rebate cap is 0.5% of five times the approved credit limit. Temporary credit limits and extra credit limits from a credit balance do not count. The cap is shared across basic program categories.
  • No rebate is granted if the monthly statement total is below HKD 1. Rebate is credited to the next statement, offsets retail spending or cash advances, and cannot be converted to cash.
  • The account must be valid and in good standing when the rebate is credited; accumulated rebate may be forfeited if the account is cancelled.
  • Cash advances, cash installment plans except merchant interest-free installments, bill payments, balance transfers, casino transactions, card fees, fraudulent or unauthorized transactions, and cancelled or refunded transactions are excluded.
  • The 0.5% rate applies to monthly car loan repayments. Cash rebate is capped at HKD 50 per transaction.
  • The shared monthly basic-program cap also applies.
其他

推廣優惠與信用卡優惠分開列出,並不表示可以同時使用。

推廣優惠 (3)

Designated online purchase platforms: 6% extra cash rebate
6%回贈
現金回贈限時優惠最低消費: HK$5,000.00上限: HK$500.00 · 每月
  • 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
  • 適用消費: 適用範圍: amazon / food panda / keeta / klook / kkday / taobao / tmall / pdd pinduoduo / jd com / meituan / dianping · Type: 商戶
  • 要求: Period spend ≥: HK$5,000.00
  • 優惠上限: 金額: 500 · 適用範圍: Extra cash rebate per eligible principal cardholder per calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • Visa Platinum applicants must be at least 18 and have annual income of HKD 150,000; otherwise the Bank may consider the application as a Classic Card.
  • Only the principal cardholder is eligible. Supplementary card transactions are combined with the principal cardholder's eligible spending.
  • Eligible retail spending must reach HKD 5,000 in each calendar month, and a purchase at a designated platform must occur in that same month.
  • Designated platforms: Amazon, Food Panda, Keeta, Klook, KKday, Taobao, Tmall, PDD (Pinduoduo), JD.COM, MeiTuan and DianPing.
  • Eligible transactions must be made during the promotion period and posted to the card by the 15th of the following month. Non-HKD spending is converted using the Bank's rate.
  • Installments, car loan repayments, cash advances, bills, tax, insurance, casino, bank fees, annual fees, designated-merchant payments through online payment systems, stored-value and e-wallet purchases or reloads, financial services, transfers, investments, property, charity, cancelled, refunded, fraudulent, unauthorized or split-bill transactions are excluded.
  • One rebate per eligible cardholder per calendar month, capped at HKD 500. The Bank credits it within 90 days after month-end; the account must remain active and in good standing. The Bank may recover amounts after refunds or cancellations.
  • The offer cannot be combined with other card promotions, except the new-card welcome offer.
  • New cardholders earn 6% extra rebate in the first three consecutive months after issuance; applications must be approved during the promotion period.
  • New cardholder means the principal applicant has not held an OCBC Credit Card (including a co-branded card) or Business Debit Card issued by the Bank during the previous 13 months.
  • Eligible transactions during the promotion period: 2026-01-01 – 2026-12-31
Designated online purchase platforms: 5% extra cash rebate
5%回贈
現金回贈限時優惠最低消費: HK$5,000.00上限: HK$500.00 · 每月
  • 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
  • 適用消費: 適用範圍: amazon / food panda / keeta / klook / kkday / taobao / tmall / pdd pinduoduo / jd com / meituan / dianping · Type: 商戶
  • 要求: Period spend ≥: HK$5,000.00
  • 優惠上限: 金額: 500 · 適用範圍: Extra cash rebate per eligible principal cardholder per calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • Visa Platinum applicants must be at least 18 and have annual income of HKD 150,000; otherwise the Bank may consider the application as a Classic Card.
  • Only the principal cardholder is eligible. Supplementary card transactions are combined with the principal cardholder's eligible spending.
  • Eligible retail spending must reach HKD 5,000 in each calendar month, and a purchase at a designated platform must occur in that same month.
  • Designated platforms: Amazon, Food Panda, Keeta, Klook, KKday, Taobao, Tmall, PDD (Pinduoduo), JD.COM, MeiTuan and DianPing.
  • Eligible transactions must be made during the promotion period and posted to the card by the 15th of the following month. Non-HKD spending is converted using the Bank's rate.
  • Installments, car loan repayments, cash advances, bills, tax, insurance, casino, bank fees, annual fees, designated-merchant payments through online payment systems, stored-value and e-wallet purchases or reloads, financial services, transfers, investments, property, charity, cancelled, refunded, fraudulent, unauthorized or split-bill transactions are excluded.
  • One rebate per eligible cardholder per calendar month, capped at HKD 500. The Bank credits it within 90 days after month-end; the account must remain active and in good standing. The Bank may recover amounts after refunds or cancellations.
  • The offer cannot be combined with other card promotions, except the new-card welcome offer.
  • New cardholders earn 5% extra rebate after the first three consecutive months.
  • New cardholder means the principal applicant has not held an OCBC Credit Card (including a co-branded card) or Business Debit Card issued by the Bank during the previous 13 months.
  • Eligible transactions during the promotion period: 2026-01-01 – 2026-12-31
Designated online purchase platforms: 5% extra cash rebate
5%回贈
現金回贈限時優惠最低消費: HK$5,000.00上限: HK$500.00 · 每月
  • 適用資格: 適用對象: 全部 · 客戶類別: 現有客戶
  • 適用消費: 適用範圍: amazon / food panda / keeta / klook / kkday / taobao / tmall / pdd pinduoduo / jd com / meituan / dianping · Type: 商戶
  • 要求: Period spend ≥: HK$5,000.00
  • 優惠上限: 金額: 500 · 適用範圍: Extra cash rebate per eligible principal cardholder per calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • Visa Platinum applicants must be at least 18 and have annual income of HKD 150,000; otherwise the Bank may consider the application as a Classic Card.
  • Only the principal cardholder is eligible. Supplementary card transactions are combined with the principal cardholder's eligible spending.
  • Eligible retail spending must reach HKD 5,000 in each calendar month, and a purchase at a designated platform must occur in that same month.
  • Designated platforms: Amazon, Food Panda, Keeta, Klook, KKday, Taobao, Tmall, PDD (Pinduoduo), JD.COM, MeiTuan and DianPing.
  • Eligible transactions must be made during the promotion period and posted to the card by the 15th of the following month. Non-HKD spending is converted using the Bank's rate.
  • Installments, car loan repayments, cash advances, bills, tax, insurance, casino, bank fees, annual fees, designated-merchant payments through online payment systems, stored-value and e-wallet purchases or reloads, financial services, transfers, investments, property, charity, cancelled, refunded, fraudulent, unauthorized or split-bill transactions are excluded.
  • One rebate per eligible cardholder per calendar month, capped at HKD 500. The Bank credits it within 90 days after month-end; the account must remain active and in good standing. The Bank may recover amounts after refunds or cancellations.
  • The offer cannot be combined with other card promotions, except the new-card welcome offer.
  • Existing cardholders earn 5% extra rebate.
  • Eligible transactions during the promotion period: 2026-01-01 – 2026-12-31

信用卡優惠 (10)

OCBC basic Spending Reward Program: local food and beverage up to 0.8% cash rebate
高達0.8%回贈
現金回贈上限: 0.5 百分比 · per statement period
  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 本地餐飲 · Type: 類別
  • 優惠上限: 金額: 0.5 · 適用範圍: 0.5% of five times the approved credit limit, excluding temporary and credit balance increases; shared monthly cap across the basic reward program · 期間: per statement period · Type: 有限額 · Unit: 百分比
  • Visa Platinum applicants must be at least 18 and have annual income of HKD 150,000; otherwise the Bank may consider the application as a Classic Card.
  • Applicable to Infinite, World, Platinum and Titanium cardholders, including co-branded cards; not applicable to Business Cards.
  • Merchant category is determined by the card network and merchant acquirer.
  • The monthly cash rebate cap is 0.5% of five times the approved credit limit. Temporary credit limits and extra credit limits from a credit balance do not count. The cap is shared across basic program categories.
  • No rebate is granted if the monthly statement total is below HKD 1. Rebate is credited to the next statement, offsets retail spending or cash advances, and cannot be converted to cash.
  • The account must be valid and in good standing when the rebate is credited; accumulated rebate may be forfeited if the account is cancelled.
  • Cash advances, cash installment plans except merchant interest-free installments, bill payments, balance transfers, casino transactions, card fees, fraudulent or unauthorized transactions, and cancelled or refunded transactions are excluded.
  • The 0.8% rate applies to local food and beverage spending. Internet transactions do not qualify.
OCBC basic Spending Reward Program: overseas spending up to 0.8% cash rebate
高達0.8%回贈
現金回贈上限: 0.5 百分比 · per statement period
  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 海外簽賬 · Type: 類別
  • 優惠上限: 金額: 0.5 · 適用範圍: 0.5% of five times the approved credit limit, excluding temporary and credit balance increases; shared monthly cap across the basic reward program · 期間: per statement period · Type: 有限額 · Unit: 百分比
  • Visa Platinum applicants must be at least 18 and have annual income of HKD 150,000; otherwise the Bank may consider the application as a Classic Card.
  • Applicable to Infinite, World, Platinum and Titanium cardholders, including co-branded cards; not applicable to Business Cards.
  • Merchant category is determined by the card network and merchant acquirer.
  • The monthly cash rebate cap is 0.5% of five times the approved credit limit. Temporary credit limits and extra credit limits from a credit balance do not count. The cap is shared across basic program categories.
  • No rebate is granted if the monthly statement total is below HKD 1. Rebate is credited to the next statement, offsets retail spending or cash advances, and cannot be converted to cash.
  • The account must be valid and in good standing when the rebate is credited; accumulated rebate may be forfeited if the account is cancelled.
  • Cash advances, cash installment plans except merchant interest-free installments, bill payments, balance transfers, casino transactions, card fees, fraudulent or unauthorized transactions, and cancelled or refunded transactions are excluded.
  • The 0.8% rate applies to overseas spending, excluding internet transactions and foreign-currency purchases settled in Hong Kong dollars.
OCBC basic Spending Reward Program: other retail 0.5% cash rebate
0.5%回贈
現金回贈上限: 0.5 百分比 · per statement period
  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 其他 · Type: 類別
  • 優惠上限: 金額: 0.5 · 適用範圍: 0.5% of five times the approved credit limit, excluding temporary and credit balance increases; shared monthly cap across the basic reward program · 期間: per statement period · Type: 有限額 · Unit: 百分比
  • Visa Platinum applicants must be at least 18 and have annual income of HKD 150,000; otherwise the Bank may consider the application as a Classic Card.
  • Applicable to Infinite, World, Platinum and Titanium cardholders, including co-branded cards; not applicable to Business Cards.
  • Merchant category is determined by the card network and merchant acquirer.
  • The monthly cash rebate cap is 0.5% of five times the approved credit limit. Temporary credit limits and extra credit limits from a credit balance do not count. The cap is shared across basic program categories.
  • No rebate is granted if the monthly statement total is below HKD 1. Rebate is credited to the next statement, offsets retail spending or cash advances, and cannot be converted to cash.
  • The account must be valid and in good standing when the rebate is credited; accumulated rebate may be forfeited if the account is cancelled.
  • Cash advances, cash installment plans except merchant interest-free installments, bill payments, balance transfers, casino transactions, card fees, fraudulent or unauthorized transactions, and cancelled or refunded transactions are excluded.
  • The 0.5% rate applies to other retail spending transactions.
OCBC basic Spending Reward Program: monthly car loan repayments 0.5% cash rebate
0.5%回贈
現金回贈上限: HK$50.00 · 每筆交易
  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 借貸/分期付款 · Type: 類別
  • 優惠上限: 金額: 50 · 適用範圍: Monthly car loan repayment cash rebate · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣
  • Visa Platinum applicants must be at least 18 and have annual income of HKD 150,000; otherwise the Bank may consider the application as a Classic Card.
  • Applicable to Infinite, World, Platinum and Titanium cardholders, including co-branded cards; not applicable to Business Cards.
  • Merchant category is determined by the card network and merchant acquirer.
  • The monthly cash rebate cap is 0.5% of five times the approved credit limit. Temporary credit limits and extra credit limits from a credit balance do not count. The cap is shared across basic program categories.
  • No rebate is granted if the monthly statement total is below HKD 1. Rebate is credited to the next statement, offsets retail spending or cash advances, and cannot be converted to cash.
  • The account must be valid and in good standing when the rebate is credited; accumulated rebate may be forfeited if the account is cancelled.
  • Cash advances, cash installment plans except merchant interest-free installments, bill payments, balance transfers, casino transactions, card fees, fraudulent or unauthorized transactions, and cancelled or refunded transactions are excluded.
  • The 0.5% rate applies to monthly car loan repayments. Cash rebate is capped at HKD 50 per transaction.
  • The shared monthly basic-program cap also applies.
OCBC basic Spending Reward Program: Octopus automatic reloads 0.5% cash rebate
0.5%回贈
現金回贈上限: 0.5 百分比 · per statement period
  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 八達通 · Type: 類別
  • 優惠上限: 金額: 0.5 · 適用範圍: 0.5% of five times the approved credit limit, excluding temporary and credit balance increases; shared monthly cap across the basic reward program · 期間: per statement period · Type: 有限額 · Unit: 百分比
  • Visa Platinum applicants must be at least 18 and have annual income of HKD 150,000; otherwise the Bank may consider the application as a Classic Card.
  • Applicable to Infinite, World, Platinum and Titanium cardholders, including co-branded cards; not applicable to Business Cards.
  • Merchant category is determined by the card network and merchant acquirer.
  • The monthly cash rebate cap is 0.5% of five times the approved credit limit. Temporary credit limits and extra credit limits from a credit balance do not count. The cap is shared across basic program categories.
  • No rebate is granted if the monthly statement total is below HKD 1. Rebate is credited to the next statement, offsets retail spending or cash advances, and cannot be converted to cash.
  • The account must be valid and in good standing when the rebate is credited; accumulated rebate may be forfeited if the account is cancelled.
  • Cash advances, cash installment plans except merchant interest-free installments, bill payments, balance transfers, casino transactions, card fees, fraudulent or unauthorized transactions, and cancelled or refunded transactions are excluded.
  • The 0.5% rate applies to Octopus Automatic Add-Value reload transactions.
Designated online purchase platforms: 6% extra cash rebate
6%回贈
現金回贈限時優惠最低消費: HK$5,000.00上限: HK$500.00 · 每月
  • 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
  • 適用消費: 適用範圍: amazon / food panda / keeta / klook / kkday / taobao / tmall / pdd pinduoduo / jd com / meituan / dianping · Type: 商戶
  • 要求: Period spend ≥: HK$5,000.00
  • 優惠上限: 金額: 500 · 適用範圍: Extra cash rebate per eligible principal cardholder per calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • Visa Platinum applicants must be at least 18 and have annual income of HKD 150,000; otherwise the Bank may consider the application as a Classic Card.
  • Only the principal cardholder is eligible. Supplementary card transactions are combined with the principal cardholder's eligible spending.
  • Eligible retail spending must reach HKD 5,000 in each calendar month, and a purchase at a designated platform must occur in that same month.
  • Designated platforms: Amazon, Food Panda, Keeta, Klook, KKday, Taobao, Tmall, PDD (Pinduoduo), JD.COM, MeiTuan and DianPing.
  • Eligible transactions must be made during the promotion period and posted to the card by the 15th of the following month. Non-HKD spending is converted using the Bank's rate.
  • Installments, car loan repayments, cash advances, bills, tax, insurance, casino, bank fees, annual fees, designated-merchant payments through online payment systems, stored-value and e-wallet purchases or reloads, financial services, transfers, investments, property, charity, cancelled, refunded, fraudulent, unauthorized or split-bill transactions are excluded.
  • One rebate per eligible cardholder per calendar month, capped at HKD 500. The Bank credits it within 90 days after month-end; the account must remain active and in good standing. The Bank may recover amounts after refunds or cancellations.
  • The offer cannot be combined with other card promotions, except the new-card welcome offer.
  • New cardholders earn 6% extra rebate in the first three consecutive months after issuance; applications must be approved during the promotion period.
  • New cardholder means the principal applicant has not held an OCBC Credit Card (including a co-branded card) or Business Debit Card issued by the Bank during the previous 13 months.
  • Eligible transactions during the promotion period: 2026-01-01 – 2026-12-31
Designated online purchase platforms: 5% extra cash rebate
5%回贈
現金回贈限時優惠最低消費: HK$5,000.00上限: HK$500.00 · 每月
  • 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
  • 適用消費: 適用範圍: amazon / food panda / keeta / klook / kkday / taobao / tmall / pdd pinduoduo / jd com / meituan / dianping · Type: 商戶
  • 要求: Period spend ≥: HK$5,000.00
  • 優惠上限: 金額: 500 · 適用範圍: Extra cash rebate per eligible principal cardholder per calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • Visa Platinum applicants must be at least 18 and have annual income of HKD 150,000; otherwise the Bank may consider the application as a Classic Card.
  • Only the principal cardholder is eligible. Supplementary card transactions are combined with the principal cardholder's eligible spending.
  • Eligible retail spending must reach HKD 5,000 in each calendar month, and a purchase at a designated platform must occur in that same month.
  • Designated platforms: Amazon, Food Panda, Keeta, Klook, KKday, Taobao, Tmall, PDD (Pinduoduo), JD.COM, MeiTuan and DianPing.
  • Eligible transactions must be made during the promotion period and posted to the card by the 15th of the following month. Non-HKD spending is converted using the Bank's rate.
  • Installments, car loan repayments, cash advances, bills, tax, insurance, casino, bank fees, annual fees, designated-merchant payments through online payment systems, stored-value and e-wallet purchases or reloads, financial services, transfers, investments, property, charity, cancelled, refunded, fraudulent, unauthorized or split-bill transactions are excluded.
  • One rebate per eligible cardholder per calendar month, capped at HKD 500. The Bank credits it within 90 days after month-end; the account must remain active and in good standing. The Bank may recover amounts after refunds or cancellations.
  • The offer cannot be combined with other card promotions, except the new-card welcome offer.
  • New cardholders earn 5% extra rebate after the first three consecutive months.
  • New cardholder means the principal applicant has not held an OCBC Credit Card (including a co-branded card) or Business Debit Card issued by the Bank during the previous 13 months.
  • Eligible transactions during the promotion period: 2026-01-01 – 2026-12-31
Designated online purchase platforms: 5% extra cash rebate
5%回贈
現金回贈限時優惠最低消費: HK$5,000.00上限: HK$500.00 · 每月
  • 適用資格: 適用對象: 全部 · 客戶類別: 現有客戶
  • 適用消費: 適用範圍: amazon / food panda / keeta / klook / kkday / taobao / tmall / pdd pinduoduo / jd com / meituan / dianping · Type: 商戶
  • 要求: Period spend ≥: HK$5,000.00
  • 優惠上限: 金額: 500 · 適用範圍: Extra cash rebate per eligible principal cardholder per calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • Visa Platinum applicants must be at least 18 and have annual income of HKD 150,000; otherwise the Bank may consider the application as a Classic Card.
  • Only the principal cardholder is eligible. Supplementary card transactions are combined with the principal cardholder's eligible spending.
  • Eligible retail spending must reach HKD 5,000 in each calendar month, and a purchase at a designated platform must occur in that same month.
  • Designated platforms: Amazon, Food Panda, Keeta, Klook, KKday, Taobao, Tmall, PDD (Pinduoduo), JD.COM, MeiTuan and DianPing.
  • Eligible transactions must be made during the promotion period and posted to the card by the 15th of the following month. Non-HKD spending is converted using the Bank's rate.
  • Installments, car loan repayments, cash advances, bills, tax, insurance, casino, bank fees, annual fees, designated-merchant payments through online payment systems, stored-value and e-wallet purchases or reloads, financial services, transfers, investments, property, charity, cancelled, refunded, fraudulent, unauthorized or split-bill transactions are excluded.
  • One rebate per eligible cardholder per calendar month, capped at HKD 500. The Bank credits it within 90 days after month-end; the account must remain active and in good standing. The Bank may recover amounts after refunds or cancellations.
  • The offer cannot be combined with other card promotions, except the new-card welcome offer.
  • Existing cardholders earn 5% extra rebate.
  • Eligible transactions during the promotion period: 2026-01-01 – 2026-12-31
OCBC Visa Platinum Card welcome HKD 300 cash rebate
300HKD 回贈
現金回贈最低消費: HK$4,800.00
  • 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
  • 適用消費: Type: 全部
  • 要求: Period spend ≥: HK$4,800.00
  • 優惠上限: 適用範圍: No separate cap stated for the welcome cash rebate · 期間: 未提供 · Type: 未提供
  • 百分比備註: HKD 300 / HKD 4,800 x 100 = 6.25%; this is the rate at the minimum spend and it decreases when eligible spend exceeds HKD 4,800.
  • Visa Platinum applicants must be at least 18 and have annual income of HKD 150,000; otherwise the Bank may consider the application as a Classic Card.
  • For principal card applicants who have not held an OCBC Credit Card, including a co-branded card, in the 13 months before approval.
  • Eligible retail spending and cash advances by the principal and supplementary cardholders must total at least HKD 4,800 within three months after card issuance.
  • Installments, bill payments, unposted, cancelled, refunded, fraudulent or unauthorized transactions, car loan repayments and e-wallet reloads are excluded.
  • The Bank credits the rebate to the principal card account within eight weeks after the spending rule is met. The account must be valid, non-delinquent and in good standing when credited.
  • The welcome offer is available once per applicant. If multiple OCBC cards are approved together, the first approved card determines the offer. The rebate is not transferable or redeemable for cash.
  • The page separately advertises up to HKD 2,000 in new-cardholder rewards; the offer terms do not define that aggregate amount.
OCBC Visa Platinum Card annual fee waiver(優惠值未列明)
—未提供優惠值
Fee Waiver
  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: No separate cap stated for the annual fee waiver · 期間: 未提供 · Type: 未提供
  • Visa Platinum applicants must be at least 18 and have annual income of HKD 150,000; otherwise the Bank may consider the application as a Classic Card.
  • The VISA Platinum application row states an annual fee waiver for the first three years.
  • The source does not state whether supplementary-card annual fees are included.