香港青年商會信用卡

各類別回贈

按所選金額估算，須符合條件。空白表示沒有資料支持的估算。

推廣優惠與信用卡優惠分開列出，並不表示可以同時使用。

上海商業銀行信用卡兌換「亞洲萬里通」里數額外獲20%里數

20%比率

須符合條件積分限時優惠上限: 250 other · 推廣期總額

適用資格: 適用對象: 全部
適用消費: Type: not applicable
優惠上限: 金額: 250 · 適用範圍: 首250名成功轉換「亞洲萬里通」里數的持卡人 · 期間: 推廣期總額 · Type: 有限額 · Unit: other
須申請或登記。
持上海商業銀行信用卡，透過個人網上銀行或「上商理財」手機應用程式的指定積分兌換頁面轉換「亞洲萬里通」里數。
須於推廣期內申請轉換目標里數，再以該卡簽賬累積足夠積分轉換目標里數，方可獲額外里數。
優惠只限首250名成功轉換里數的持卡人，以本行個人網上銀行記錄為準；先到先得，額滿即止；額滿時將於本行網頁公布。
轉換里數及額外20%里數將於2026年12月內分別存入持卡人之國泰賬戶。
每次最低轉換1,000「亞洲萬里通」里數，並須為1,000里數或其倍數。
每轉換1,000里數須繳HK$10手續費；每次最低收費HK$100，最高HK$500；費用從信用卡賬戶扣除。
每15積分可轉換1「亞洲萬里通」里數。
優惠須受條款及細則約束。來源提及更多優惠及條款詳情，但該連結內容未檢視。
額外20%「亞洲萬里通」里數轉換優惠: 即日起 – 2026-11-22

禮品優惠：Fabulous welcome gifts（優惠值未列明）

—未提供優惠值

須符合條件Gift

適用資格: 適用對象: 全部 · 客戶類別: 新客戶
適用消費: Type: not applicable
優惠上限: 期間: 未提供 · Type: 未提供
須申請或登記。
The product page states Fabulous welcome gifts for the Junior Chamber International Hong Kong VISA Credit Card, but the local source gives no gift name, value, promotion period, spending requirement, redemption method, cap, or other terms.
Applicable to Junior Chamber International members only.
To request an application form, call the Customer Services Hotline at (852) 2818 8236.
The annual income requirement for a Classic Credit Card is HK$60,000.
The page mentions special shopping offers, but the local source does not state the offer value, merchants, dates, rate, cap, or terms; linked pages are not used as evidence.

慈善捐款：Part of cardholders' monthly spending will be donated to the cardholder's chapter

—未提供優惠值

Other

適用資格: 適用對象: 全部
適用消費: Type: not applicable
優惠上限: 期間: 未提供 · Type: 未提供
Applicable to Junior Chamber International members only.
The product page states that part of cardholders' monthly spending will be donated to the cardholder's chapter.
The local source does not state the donation percentage or amount, calculation, timing, or cap.
The annual income requirement for a Classic Credit Card is HK$60,000.

卡片優惠：The cardholder's chapter can be embossed on the card face

—未提供優惠值

Other

適用資格: 適用對象: 全部
適用消費: Type: not applicable
優惠上限: 期間: 未提供 · Type: 未提供
Applicable to Junior Chamber International members only.
The product page states that the cardholder's chapter can be embossed on the card face.
The local source does not state a fee, request procedure, design rule, or other limit for the embossing feature.
The annual income requirement for a Classic Credit Card is HK$60,000.

分期優惠：Up to 56 days interest-free period

0%比率

Financing

適用資格: 適用對象: 全部
適用消費: Type: not applicable
優惠上限: 期間: 未提供 · Type: 未提供
The current KFS is effective from 20 April 2026.
No interest is charged when the statement balance is paid in full by the due date.
The interest-free period can be up to 56 days and depends on when a purchase is made within the statement cycle.
There is no interest-free period for cash advances or bill payment of other credit-card bills.