Discount Map

Yoho

Latest offers

Card reward only
HK$80.008%
Purchase amount
HK$1,000.00
Reward rate
8%
Estimated net cost
HK$920.00
sim credit cardView details
HK$1,000.00 purchase
Calculation
HK$80.00
  • Selected amount: HK$1,000.00
  • Purchase amount: HK$1,000.00
  • Promotion saving: HK$0.00
  • Card payment: HK$1,000.00
  • Card reward: HK$80.00
  • Additional charges: HK$0.00
  • Estimated net cost: HK$920.00

HK$80.00 ÷ HK$1,000.00 = 8%

Terms & conditions
  • Assumes the full reward limit is still available. All promotion CashBack per eligible card account
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

sim Credit Card eligible online retail: 8% CashBack

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 網上購物 · Type: category
  • Minimum requirement: Period: per transaction · Spend: HK$500.00
  • Requirements: Period spend ≥: HK$1,000.00
  • Benefit limit: Amount: 200 · Applies to: All promotion CashBack per eligible card account · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Rate includes the 0.4% basic rebate. Must first spend HKD1,000 on non-online eligible retail transactions in the same calendar month; total promotion cap is HKD600 per card.
  • Online transaction must be a single net transaction of at least HKD500. Fees, bills, utilities, insurance, transfers, wallet reloads, instalments, and other listed exclusions do not qualify.
  • If the cardholder is eligible for benefits under another Card Issuer promotional activity during the CashBack Promotion Period, the Card Issuer may, at its sole and absolute discretion, provide benefits under only one promotion.
  • CashBack Promotion: 2026-10-01 – 2026-12-31
  1. 0101/Other×yoho友和 YOHO消費享HK$150現金回贈150HKD saving
    01/Other×yoho
    Other
    150HKD saving
    CashbackCheck date conditionsMinimum spending: HK$3,000.00
    友和 YOHO消費享HK$150現金回贈 — 1友和 YOHO消費享HK$150現金回贈 — 2友和 YOHO消費享HK$150現金回贈 — 3友和 YOHO消費享HK$150現金回贈 — 4友和 YOHO消費享HK$150現金回贈 — 5
    1 / 5
    Offer details

    150 HKD saving

    HK$150 ÷ HK$3,000 minimum spend × 100 = 5.00% (rounded to 2 decimal places); this threshold-equivalent rate applies at the minimum spend and decreases above HK$3,000.

    Added: 2026-09-18

    Terms & conditions
    • Eligibility: Audience: all
    • Eligible spending: Applies to: yoho · Type: merchant
    • Minimum requirement: Period: per transaction · Spend: HK$3,000.00
    • Benefit limit: Applies to: 現金回贈 · Period: not stated · Type: not stated
    • Percentage note: HK$150 ÷ HK$3,000 minimum spend × 100 = 5.00% (rounded to 2 decimal places); this threshold equivalent rate applies at the minimum spend and decreases above HK$3,000.
    • 須於友和YOHO門市或網店單筆消費滿HK$3,000。
    • 來源只列明5月優惠,未列明年份及完整有效日期。
  2. 0202/Local online shopping×yohoYOHO Citi Pay with Points優惠(優惠值未列明)—Value not stated
    02/Local online shopping×yoho
    Local online shopping

    YOHO Citi Pay with Points優惠(優惠值未列明)

    —Value not stated
    PointsCheck date conditions
    Offer details

    — Value not stated

    Added: 2026-09-17

    Terms & conditions
    • Eligibility: Audience: all
    • Eligible spending: Applies to: yoho · Type: merchant
    • Benefit limit: Applies to: 此優惠 · Period: not stated · Type: not stated
    • 須以認可Citi信用卡於指定商戶或平台簽賬,並按來源所述流程使用Citi Pay with Points或Citi積分兌換。
  3. 0303/Local online shopping×yoho友和 YOHO Citi Pay with Points 賬單信用額(優惠值未列明)Citi Hktvmall CardCiti Plus Credit CardCiti Premiermiles CardCiti Prestige CardCiti Rewards CardCiti Ultima Card · Generic credit card image—Value not stated
    03/Local online shopping×yoho
    Local online shopping
    Citi Hktvmall CardCiti Plus Credit CardCiti Premiermiles CardCiti Prestige CardCiti Rewards CardCiti Ultima Card · Generic credit card image—Value not stated
    DiscountCheck date conditions
    Offer details

    — Value not stated

    Added: 2026-09-17

    Terms & conditions
    • Eligibility: Audience: all
    • Eligible spending: Applies to: yoho · Type: merchant
    • Benefit limit: Applies to: 友和 YOHO 賬單信用額 · Period: not stated · Type: not stated
    • 適用於 Citi 普通卡、Citi 金卡、Citi HKTVmall 信用卡、Citi Rewards 信用卡(不包括 Citi Rewards 銀聯信用卡)、Citi PremierMiles 信用卡、Citi Plus 信用卡、Citi Prestige 信用卡及 Citi Ultima 信用卡主卡客戶。
    • 只限於友和 YOHO 官方網站的單一淨額簽賬;淨額須扣除折扣、減價及現金券。未入賬、取消、退款、偽造或未經授權交易不適用。
    • 須以認可信用卡末四位及花旗銀行登記手機接收並輸入一次性密碼。最高兌換額為交易金額或可用積分的較低者;最低額及兌換率以平台顯示為準,兌換率隨卡種而異並可更改;信用額於兌換日起 7 日內入賬。
    • 中斷後須重新進行合資格交易。手機號碼變更時須更新;兌換不可取消、退還、交換或兌現;退貨或撤銷交易時信用額保留且積分不退。
    Related credit cards
  4. 0404/Online shopping×yohoYOHO Pay with Points抵銷網購簽賬(優惠值未列明)—Value not stated
    04/Online shopping×yoho
    Online shopping

    YOHO Pay with Points抵銷網購簽賬(優惠值未列明)

    —Value not stated
    Conditions applyPointsCheck date conditions
    Offer details

    — Value not stated

    Added: 2026-09-17

    Terms & conditions
    • Eligibility: Audience: all
    • Eligible spending: Applies to: yoho · Type: merchant
    • Benefit limit: Applies to: offer · Period: not stated · Type: not stated
    • Application or registration is required.
    • 須以認可Citi信用卡簽賬;兌換金額以服務顯示為準
  5. 0505/Shopping×yohoYOHO指定品牌貨品減HK$80Manhattan Classic Credit Card · Generic credit card imageManhattan Gold Credit Card · Generic credit card imageManhattan Id Credit Card · Generic credit card imageManhattan Id Platinum Credit Card · Generic credit card imageManhattan Titanium Credit Card · Generic credit card imageStandard Chartered A Point CardStandard Chartered Cathay MastercardStandard Chartered Executive Credit Card · Generic credit card imageStandard Chartered Platinum Credit Card · Generic credit card imageStandard Chartered Shop N Gain Credit Card · Generic credit card imageStandard Chartered Shop N Gain Platinum Credit Card · Generic credit card imageStandard Chartered Simply Cash Visa CardStandard Chartered Smart Credit CardStandard Chartered Titanium Credit Card · Generic credit card imageStandard Chartered UnionPay Dual Currency Platinum Credit Card · Generic credit card imageStandard Chartered Visa Infinite Credit Card · Generic credit card image80HKD saving
    05/Shopping×yoho
    Shopping
    Manhattan Classic Credit Card · Generic credit card imageManhattan Gold Credit Card · Generic credit card imageManhattan Id Credit Card · Generic credit card imageManhattan Id Platinum Credit Card · Generic credit card imageManhattan Titanium Credit Card · Generic credit card imageStandard Chartered A Point CardStandard Chartered Cathay MastercardStandard Chartered Executive Credit Card · Generic credit card imageStandard Chartered Platinum Credit Card · Generic credit card imageStandard Chartered Shop N Gain Credit Card · Generic credit card imageStandard Chartered Shop N Gain Platinum Credit Card · Generic credit card imageStandard Chartered Simply Cash Visa CardStandard Chartered Smart Credit CardStandard Chartered Titanium Credit Card · Generic credit card imageStandard Chartered UnionPay Dual Currency Platinum Credit Card · Generic credit card imageStandard Chartered Visa Infinite Credit Card · Generic credit card image80HKD saving
    Conditions applyDiscountPeriod LimitedMinimum spending: HK$2,000.00
    Offer details

    80 HKD saving

    HK$80 ÷ HK$2,000 × 100 = 4.00% (4%); the rate decreases above the HK$2,000 minimum spend.

    Added: 2026-09-17

    Terms & conditions
    • Eligibility: Audience: all
    • Eligible spending: Applies to: yoho · Type: merchant
    • Minimum requirement: Period: per transaction · Spend: HK$2,000.00
    • Benefit limit: Applies to: 指定品牌貨品折扣 · Period: not stated · Type: not stated
    • Percentage note: HK$80 ÷ HK$2,000 × 100 = 4.00% (4%); the rate decreases above the HK$2,000 minimum spend.
    • Application or registration is required.
    • 只適用於指定品牌貨品。
    • 優惠碼SC2026。
    • 憑渣打信用卡或多貨幣萬事達卡扣賬卡(如適用)。
    • 指定品牌貨品優惠: Now – 2026-12-31
    Related credit cards
    Eligible credit-card issuer

    Standard Chartered Bank (Hong Kong)

  6. 0606/Electronics×yohoBruno等商戶:extra 5X RewardCashHSBC Easy Credit Card Visa Platinum Card5RewardCash reward
    06/Electronics×yoho
    Electronics
    HSBC Easy Credit Card Visa Platinum Card5RewardCash reward
    Conditions applyPointsPeriod LimitedCap: HK$2,000.00 · promotion total
    Offer details

    5 RewardCash reward

    Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.

    Terms & conditions
    • Eligibility: Audience: all
    • Eligible spending: Applies to: bruno / j select / panasonic / price / w mall / yoho · Type: merchant
    • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
    • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
    • Application or registration is required.
    • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
    • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
    • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
    • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
    • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
    Related credit cards
6 / 6

Source-listed offers. Check terms.

Credit cards

Card reward
HK$80.008%
Purchase amount
HK$1,000.00
Reward rate
8%
Estimated net cost
HK$920.00
sim credit cardView details
HK$1,000.00 purchase
Calculation
HK$80.00
  • Selected amount: HK$1,000.00
  • Purchase amount: HK$1,000.00
  • Promotion saving: HK$0.00
  • Card payment: HK$1,000.00
  • Card reward: HK$80.00
  • Additional charges: HK$0.00
  • Estimated net cost: HK$920.00

HK$80.00 ÷ HK$1,000.00 = 8%

Terms & conditions
  • Assumes the full reward limit is still available. All promotion CashBack per eligible card account
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

sim Credit Card eligible online retail: 8% CashBack

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 網上購物 · Type: category
  • Minimum requirement: Period: per transaction · Spend: HK$500.00
  • Requirements: Period spend ≥: HK$1,000.00
  • Benefit limit: Amount: 200 · Applies to: All promotion CashBack per eligible card account · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Rate includes the 0.4% basic rebate. Must first spend HKD1,000 on non-online eligible retail transactions in the same calendar month; total promotion cap is HKD600 per card.
  • Online transaction must be a single net transaction of at least HKD500. Fees, bills, utilities, insurance, transfers, wallet reloads, instalments, and other listed exclusions do not qualify.
  • If the cardholder is eligible for benefits under another Card Issuer promotional activity during the CashBack Promotion Period, the Card Issuer may, at its sole and absolute discretion, provide benefits under only one promotion.
  • CashBack Promotion: 2026-10-01 – 2026-12-31
  1. 0101/United Asia Financesim credit cardSim Credit Card8%HK$80.00
    Calculation
    HK$80.00
    • Selected amount: HK$1,000.00
    • Purchase amount: HK$1,000.00
    • Promotion saving: HK$0.00
    • Card payment: HK$1,000.00
    • Card reward: HK$80.00
    • Additional charges: HK$0.00
    • Estimated net cost: HK$920.00

    HK$80.00 ÷ HK$1,000.00 = 8%

    Terms & conditions
    • Assumes the full reward limit is still available. All promotion CashBack per eligible card account
    • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

    sim Credit Card eligible online retail: 8% CashBack

    • Eligibility: Audience: all
    • Eligible spending: Applies to: 網上購物 · Type: category
    • Minimum requirement: Period: per transaction · Spend: HK$500.00
    • Requirements: Period spend ≥: HK$1,000.00
    • Benefit limit: Amount: 200 · Applies to: All promotion CashBack per eligible card account · Currency: HKD · Period: per month · Type: limited · Unit: currency
    • Rate includes the 0.4% basic rebate. Must first spend HKD1,000 on non-online eligible retail transactions in the same calendar month; total promotion cap is HKD600 per card.
    • Online transaction must be a single net transaction of at least HKD500. Fees, bills, utilities, insurance, transfers, wallet reloads, instalments, and other listed exclusions do not qualify.
    • If the cardholder is eligible for benefits under another Card Issuer promotional activity during the CashBack Promotion Period, the Card Issuer may, at its sole and absolute discretion, provide benefits under only one promotion.
    • CashBack Promotion: 2026-10-01 – 2026-12-31
  2. 0202/United Asia Financesim world mastercardSim World Mastercard8%HK$80.00
    Calculation
    HK$80.00
    • Selected amount: HK$1,000.00
    • Purchase amount: HK$1,000.00
    • Promotion saving: HK$0.00
    • Card payment: HK$1,000.00
    • Card reward: HK$80.00
    • Additional charges: HK$0.00
    • Estimated net cost: HK$920.00

    HK$80.00 ÷ HK$1,000.00 = 8%

    Terms & conditions
    • Assumes the full reward limit is still available. CashBack per Eligible Card under the promotion
    • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

    sim World Mastercard online retail: 8% CashBack

    • Eligibility: Audience: all
    • Eligible spending: Applies to: 網上購物 · Type: category
    • Minimum requirement: Period: per transaction · Spend: HK$500.00
    • Requirements: Period spend ≥: HK$1,000.00
    • Benefit limit: Amount: 200 · Applies to: CashBack per Eligible Card under the promotion · Currency: HKD · Period: per month · Type: limited · Unit: currency
    • The rate includes the basic 0.4% rebate. Each online retail transaction must have a net amount of at least HKD 500 in the same calendar month.
    • The cardholder must accumulate HKD 1,000 in non-online eligible retail transactions in that calendar month. Online overseas transactions count as online transactions.
    • The shared cap is HKD 200 per calendar month and HKD 600 for the promotion. Principal and supplementary card transactions are pooled. Cashback is calculated monthly, credited the following month, and rounded down to two decimals.
    • Transactions must post during the promotion and meet the issuer's merchant-code rules. Exclusions include cash advances, fees, bills, utilities, insurance, donations, cash or e-money transfers, wallet reloads, stored-value top-ups, instalments, and reversed or unauthorized transactions. The account must remain valid and in good standing.
    • CashBack Promotion: 2026-10-01 – 2026-12-31
  3. 0303/CNCBIcncbi motion credit cardCNCBI Motion Credit Card5.6%HK$56.00
    Calculation
    HK$56.00
    • Selected amount: HK$1,000.00
    • Purchase amount: HK$1,000.00
    • Promotion saving: HK$0.00
    • Card payment: HK$1,000.00
    • Card reward: HK$56.00
    • Additional charges: HK$0.00
    • Estimated net cost: HK$944.00

    HK$56.00 ÷ HK$1,000.00 = 5.6%

    Terms & conditions
    • Confirm offer eligibility: Document: Keep the original sales slips and official payment records; the Bank may request them for inspection..
    • Assumes the full reward limit is still available. 5.6% extra cash rebate on eligible dining and online transactions per calendar month
    • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

    CNCBI Motion Credit Card dining and online: 5.6% extra cash rebate

    • Eligibility: Audience: all · Document: Keep the original sales slips and official payment records; the Bank may request them for inspection.
    • Eligible spending: Applies to: 餐飲 / 網上購物 · Type: category
    • Requirements: Period spend ≥: HK$3,800.00
    • Benefit limit: Amount: 200 · Applies to: 5.6% extra cash rebate on eligible dining and online transactions per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
    • Accumulate HK$3,800 or more in eligible retail transactions with the Motion Credit Card in a calendar month.
    • Applies to principal and supplementary Motion Credit Cards. A cardmember must accumulate HKD 3,800 or more in eligible retail transactions in the same calendar month. Eligible dining transactions are local or overseas food and beverage retail transactions identified by Mastercard or the acquirer, with official payment records, and posted when the rebate is rewarded. Excludes hotel dining, hotel banquets, private parties or functions, private rooms, private kitchens, food-court, supermarket or department-store food outlets, associations, clubhouses and bakeries. The 6% includes basic and extra cash rebate; the HKD 200 monthly cap is shared with eligible online transactions. The extra rebate is credited within four months after the transaction month and is available once per transaction. Excludes listed ineligible transactions such as e-wallet, P2P, FPS, autopay, bill payments, Octopus add-value, instalment repayments, fees, insurance, tax, investment, fund-transfer and e-wallet reload transactions, and unposted, refunded, invalid or unauthorised transactions. The Bank decides eligibility. Foreign currency transactions are converted to HKD at the Bank rate. The card account must be valid and in good standing when the rebate is awarded. Unused or uncredited rebate is forfeited if the account closes. Rebate is not transferable or redeemable for cash and can offset new retail purchases only, not an outstanding statement balance. It cannot be combined with other promotions unless stated. Use is subject to the Cardmember Agreement and other applicable promotion terms. Fraud or abuse can forfeit the rebate. The Bank may amend or cancel the promotion; its dispute decision is final. Hong Kong law applies and the English terms prevail.
    • Applies to principal and supplementary Motion Credit Cards. A cardmember must accumulate HKD 3,800 or more in eligible retail transactions in the same calendar month. Eligible online transactions are internet retail transactions identified by Mastercard or the acquirer, with official payment records, and posted when the rebate is rewarded. Online supermarkets are excluded. The 6% includes basic and extra cash rebate; the HKD 200 monthly cap is shared with eligible dining transactions. The extra rebate is credited within four months after the transaction month and is available once per transaction. Excludes listed ineligible transactions such as e-wallet, P2P, FPS, autopay, bill payments, Octopus add-value, instalment repayments, fees, insurance, tax, investment, fund-transfer and e-wallet reload transactions, and unposted, refunded, invalid or unauthorised transactions. The Bank decides eligibility. Foreign currency transactions are converted to HKD at the Bank rate. The card account must be valid and in good standing when the rebate is awarded. Unused or uncredited rebate is forfeited if the account closes. Rebate is not transferable or redeemable for cash and can offset new retail purchases only, not an outstanding statement balance. It cannot be combined with other promotions unless stated. Use is subject to the Cardmember Agreement and other applicable promotion terms. Fraud or abuse can forfeit the rebate. The Bank may amend or cancel the promotion; its dispute decision is final. Hong Kong law applies and the English terms prevail.
    • Dining and online spending exclude WeChat Pay, WeChat Pay HK, Alipay, AlipayHK, PayMe, and FPS transactions.
    • Eligible dining includes local or overseas food and beverage outlets based on merchant codes. Exclusions include hotel dining and banquets, private events, food courts, supermarkets, department stores, club houses, and bakeries.
    • Eligible online spending is based on internet transaction types and merchant codes; online supermarkets are excluded.
    • The Bank decides transaction eligibility. The page also states a HK$400 monthly maximum for basic cash rebate, calculated using the lower of the cardmember's credit limit or HK$100,000 of eligible transactions.
    • The page does not state whether the 0.4% basic rebate has the same eligibility when the HK$3,800 condition is not met.
    • The page says the 0.4% basic cash rebate is included in the 6% total for eligible dining and online spending after HK$3,800 or more in eligible retail transactions in a calendar month.
    • Eligible dining and online transactions: 2026-07-01 – 2026-12-31
  4. 0404/BEAbea goal credit cardBEA Goal Credit Card4.4%HK$44.00
    Calculation
    HK$44.00
    • Selected amount: HK$1,000.00
    • Purchase amount: HK$1,000.00
    • Promotion saving: HK$0.00
    • Card payment: HK$1,000.00
    • Card reward: HK$44.00
    • Additional charges: HK$0.00
    • Estimated net cost: HK$956.00

    HK$44.00 ÷ HK$1,000.00 = 4.4%

    Terms & conditions
    • Assumes the full reward limit is still available. Combined GOAL Extra Reward across the five designated spending categories, per Eligible Account, per calendar month.
    • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
    • Assumes the full reward limit is still available. Per Eligible Account, for Government Department category transactions and Octopus Automatic Added Value Service reloads; measured by post date.

    Some validity dates are unstated. Confirm availability.

    BEA GOAL Credit Card Online Shopping: 4% extra cash rebate

    • Eligibility: Audience: all
    • Eligible spending: Applies to: 網上購物 · Type: category
    • Requirements: Period spend ≥: HK$2,000.00
    • Benefit limit: Amount: 200 · Applies to: Combined GOAL Extra Reward across the five designated spending categories, per Eligible Account, per calendar month. · Currency: HKD · Period: per month · Type: limited · Unit: currency
    • The GOAL Extra Reward Promotional Period is 1 January 2025 to 31 December 2026 (extended on 25 June 2026). Each Eligible Account has a combined Extra Reward cap of HK$200 per calendar month across the five designated categories. An Eligible Account whose monthly Basic Reward Eligible Transactions reach HK$2,000 qualifies for Extra Reward on Specified Transactions for that calendar month; the accumulated Basic Reward Eligible Transactions are calculated for each calendar month and are based on transaction date. Extra Reward Eligible Transactions are also based on transaction date. Each eligible transaction receives the highest rebate once even if it belongs to more than one category. The total Extra Reward is the sum of the category rebates, rounded down to the nearest Hong Kong dollar. Spending at supermarkets, government departments, and recurring or autopay transactions is ineligible for Extra Reward. Spending through group-buy platforms or other organisations is ineligible except for the merchants described for the applicable category. GOAL Extra Reward is credited to the principal card account on the 16th of the next calendar month. Each principal card account and its related supplementary card accounts count as one Eligible Account. Eligible transactions include only retail spending; BEA determines eligibility at its sole and absolute discretion from the transaction codes/types issued by the card network or the merchant's acquiring bank. Exclusions include cash advances; statement instalments, Cash in Hand, balance transfers and fund transfers; purchases or top-ups of stored-value cards or e-wallets except PayMe/Octopus Automatic Added Value Service; all bill payments through Cyberbanking (including Internet, phone, ATM and Mobile Banking channels, such as Banking & Credit Card Services, Credit Services, Securities Trading, Tax Payment, Education and Insurance); casino chips; fees or charges; unposted, cancelled, reserved or refunded payments, including tax refunds on purchases; card-present transactions at merchants with physical premises, a fixed business address or a business licence in the United Kingdom or an EEA participating country (Austria, Belgium, Bulgaria, Croatia, Republic of Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Iceland, Liechtenstein and Norway); and insurance premium transactions. Only valid BEA card accounts qualify; rewards for a cancelled account are cancelled and cannot be refunded or transferred; unposted, cancelled, refunded or fraudulent transactions are ineligible. If BEA finds a transaction ineligible, it may charge an amount equal to the related rebate; the terms state a conversion rate of HK$1 per 200 bonus points, rounded up to the nearest HK dollar. BEA uses a computer system to calculate rewards and its records are final and conclusive. BEA may vary or cancel the Programme or amend the terms with appropriate notice; BEA's decision in a dispute is final and conclusive; the English version prevails if the English and Chinese terms conflict. The Online Shopping category covers online retail spending only.
    • GOAL Extra Reward Promotional Period: 2025-01-01 – 2026-12-31

    BEA GOAL Credit Card Basic Reward: HK$1 cashback per HK$250 eligible spend

    • Eligibility: Audience: all
    • Eligible spending: Type: all
    • Benefit limit: Amount: 40 · Applies to: Per Eligible Account, for Government Department category transactions and Octopus Automatic Added Value Service reloads; measured by post date. · Currency: HKD · Period: per month · Type: limited · Unit: currency
    • Percentage note: Calculated from the stated HK$1 cash rebate per HK$250 of Basic Reward Eligible Transactions: HK$1 ÷ HK$250 × 100 = 0.4%. Cash rebates are rounded down to the nearest HK dollar; the rate applies only to eligible transactions and remains subject to the stated exclusions and cap.
    • BEA GOAL Basic Reward pays HK$1 for each accumulated HK$250 of Basic Reward Eligible Transactions in each statement cycle. Basic Reward transactions are determined by post date. The monthly calendar-month cap for transactions under Government Department categories and Octopus Automatic Added Value Service reloads is HK$40 cash rebate or 10,000 bonus points per Eligible Account; those transactions are determined by post date. Cash rebates are rounded down to the nearest Hong Kong dollar and Basic Reward is credited to the principal card account in the next statement. Each principal card account and its related supplementary card accounts count as one Eligible Account. Eligible transactions include only retail spending; BEA determines eligibility at its sole and absolute discretion from the transaction codes/types issued by the card network or the merchant's acquiring bank. Exclusions include cash advances; statement instalments, Cash in Hand, balance transfers and fund transfers; purchases or top-ups of stored-value cards or e-wallets except PayMe/Octopus Automatic Added Value Service; all bill payments through Cyberbanking (including Internet, phone, ATM and Mobile Banking channels, such as Banking & Credit Card Services, Credit Services, Securities Trading, Tax Payment, Education and Insurance); casino chips; fees or charges; unposted, cancelled, reserved or refunded payments, including tax refunds on purchases; card-present transactions at merchants with physical premises, a fixed business address or a business licence in the United Kingdom or an EEA participating country (Austria, Belgium, Bulgaria, Croatia, Republic of Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Iceland, Liechtenstein and Norway); and insurance premium transactions. Only valid BEA card accounts qualify; rewards for a cancelled account are cancelled and cannot be refunded or transferred; unposted, cancelled, refunded or fraudulent transactions are ineligible. If BEA finds a transaction ineligible, it may charge an amount equal to the related rebate; the terms state a conversion rate of HK$1 per 200 bonus points, rounded up to the nearest HK dollar. BEA uses a computer system to calculate rewards and its records are final and conclusive. BEA may vary or cancel the Programme or amend the terms with appropriate notice; BEA's decision in a dispute is final and conclusive; the English version prevails if the English and Chinese terms conflict.
  5. 0505/BEAbea i titanium cardBEA I Titanium Card4%HK$40.00
    Calculation
    HK$40.00
    • Selected amount: HK$1,000.00
    • Purchase amount: HK$1,000.00
    • Promotion saving: HK$0.00
    • Card payment: HK$1,000.00
    • Card reward: HK$40.00
    • Additional charges: HK$0.00
    • Estimated net cost: HK$960.00

    HK$40.00 ÷ HK$1,000.00 = 4%

    Terms & conditions
    • Confirm offer eligibility: Audience: Student.
    • Assumes the full reward limit is still available. Combined i-Dollar Extra Reward per Eligible Account
    • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
    • No reward limit is stated. Confirm any limits before purchase.

    Some validity dates are unstated. Confirm availability.

    BEA i-Titanium online retail purchases 3.6% i-Dollar rebate

    • Eligibility: Audience: student
    • Eligible spending: Applies to: 網上購物 · Type: category
    • Requirements: Period spend ≥: HK$2,000.00
    • Benefit limit: Amount: 300 · Applies to: Combined i Dollar Extra Reward per Eligible Account · Currency: HKD · Period: per month · Type: limited · Unit: currency
    • The 3.6% Extra Reward applies to online retail spending when monthly Basic Reward Eligible Transactions reach HK$2,000. The HK$300 monthly cap is shared with the mobile-payment Extra Reward. The formal terms exclude supermarkets, travel agencies, government departments, recurring transactions, and autopay transactions from Extra Reward. The page's 4% online figure is the combined 0.4% Basic Reward and 3.6% Extra Reward, not an additional reward.
    • Extra Reward promotional period: 2025-01-01 – 2026-12-31

    BEA i-Titanium Card HK$1 cash rebate per HK$250 of eligible retail spend

    • Eligibility: Audience: student
    • Eligible spending: Type: all
    • Benefit limit: Applies to: Basic Reward · Period: not stated · Type: not stated
    • The formal terms award HK$1 for each accumulated HK$250 of Basic Reward Eligible Transactions in each statement cycle; cashback is rounded down to the nearest HK dollar. Eligible transactions are retail purchases and exclude cash advances, instalments, cash-in-hand, balance and fund transfers, most stored-value and e-wallet loads, digital-banking bill payments, casino chips, fees, cancelled or refunded transactions, insurance premiums, and card-present transactions at UK and EEA merchants. Government-department and Octopus Automatic Add Value Service transactions have a separate HK$40 monthly cap. BEA determines transaction eligibility by merchant code.
  6. 0606/CCB Asiaccb asia eye credit cardCCB Asia Eye Credit Card2%HK$20.00
    Calculation
    HK$20.00
    • Selected amount: HK$1,000.00
    • Purchase amount: HK$1,000.00
    • Promotion saving: HK$0.00
    • Card payment: HK$1,000.00
    • Card reward: HK$20.00
    • Additional charges: HK$0.00
    • Estimated net cost: HK$980.00

    HK$20.00 ÷ HK$1,000.00 = 2%

    Terms & conditions
    • Assumes the full reward limit is still available. cash rebate per Cardmember
    • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

    eye+ Visa Signature eligible online retail spend earns 2% cash rebate

    • Eligibility: Audience: all
    • Eligible spending: Applies to: 網上購物 · Type: category
    • Benefit limit: Amount: 160 · Applies to: cash rebate per Cardmember · Currency: HKD · Period: per month · Type: limited · Unit: currency
    • The page says existing eye Visa Signature Credit Cardmembers are upgraded to eye+ Visa Signature and receive the same upgraded privileges. Make HK$3,000 in Eligible Retail Spending per calendar month during the Promotion Period. The online-spend offer also earns 7.5X bonus points, including basic points. Monthly cash rebate cap: HK$160; promotion-total cap: HK$960.
    • Promotion Period: 2026-10-01 – 2027-03-31
  7. 0707/Citiciti clear cardCiti Clear Card2%HK$20.00
    Calculation
    HK$20.00
    • Selected amount: HK$1,000.00
    • Purchase amount: HK$1,000.00
    • Promotion saving: HK$0.00
    • Card payment: HK$1,000.00
    • Card reward: HK$20.00
    • Additional charges: HK$0.00
    • Estimated net cost: HK$980.00

    HK$20.00 ÷ HK$1,000.00 = 2%

    Terms & conditions
    • Assumes the full eligible spending limit remains available. First HK$10,000 in equivalent foreign currencies of Eligible Online Transactions per Eligible Card account
    • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

    網上購物:2% Online Spending Cash Rebate

    • Eligibility: Audience: all
    • Eligible spending: Applies to: 網上購物 · Type: category
    • Benefit limit: Amount: 10000 · Applies to: First HK$10,000 in equivalent foreign currencies of Eligible Online Transactions per Eligible Card account · Currency: HKD · Period: per statement period · Type: limited · Unit: currency
    • Percentage note: The stated 2% Online Spending Cash Rebate includes the 0.4% Basic Cash Rebate.
    • The Cash Rebate Program applies to principal and supplementary cardholders of the Citi Clear Card issued by Citibank (Hong Kong) Limited.
    • Eligible Card accounts must be valid, in good standing, and comply with Citibank conditions.
    • Supplementary-cardholder rebates are attributed to the principal cardholder; principal and supplementary transactions under the same Eligible Card account count collectively.
    • The rebate is credited on the following statement after the eligible transactions are posted. The terms state rounding to the nearest cent, and the crediting clause states rounding up to the nearest cent; the source wording is retained.
    • Ineligible transactions include Faster Payment System services, cash advances, Balance Transfer or Cash Conversion amounts, FlexiBill, PayLite and Quick Cash instalment amounts, Inland Revenue Department payments, online bill payments or utilities bills through internet banking or an online payment system, insurance, charity or non-profit donations, mutual-fund payments, fees and charges, casino transactions, unposted, cancelled or refunded transactions, unauthorised transactions, and fraud or abuse transactions.
    • A reversed or cancelled qualifying transaction can cause the equivalent rebate to be debited. Reversal is applied in the statement cycle when the reversal posts; accelerated or bonus rebate is awarded only when new purchases in the respective spend category exceed reversed transactions.
    • Remaining rebate is forfeited when the Eligible Card account is closed or suspended.
    • Unless otherwise specified, the rebate is not transferable and cannot be converted to cash or other offers.
    • Citibank may terminate or amend the Cash Rebate Program at any time without prior notice.
    • The 2% Online Spending Cash Rebate includes the 0.4% Basic Cash Rebate and is the total rate for qualifying online foreign-currency spending; do not add the 0.4% tier to it.
    • Eligible Online Transactions are online transactions charged in currencies other than Hong Kong dollars.
    • Each Eligible Card account receives the Online Spending Cash Rebate for the first HK$10,000 in equivalent foreign currencies of Eligible Online Transactions every statement cycle.
    • Citi Clear Card Cash Rebate Program: 2013-09-27 – Not stated
  8. 0808/HSBChsbc easy credit card visa platinum cardHSBC Easy Credit Card Visa Platinum Card2%HK$20.00
    Calculation
    HK$20.00
    • Selected amount: HK$1,000.00
    • Purchase amount: HK$1,000.00
    • Promotion saving: HK$0.00
    • Card payment: HK$1,000.00
    • Card reward: HK$20.00
    • Additional charges: HK$0.00
    • Estimated net cost: HK$980.00

    HK$20.00 ÷ HK$1,000.00 = 2%

    Terms & conditions
    • Assumes the full reward limit is still available. extra 5X RewardCash across eligible spend
    • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

    Bruno等商戶:extra 5X RewardCash

    • Eligibility: Audience: all
    • Eligible spending: Applies to: bruno / j select / panasonic / price / w mall / yoho · Type: merchant
    • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
    • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
    • Application or registration is required.
    • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
    • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
    • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
    • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
    • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
  9. 0909/ICBC Asiaicbc wise gold credit card world mastercardICBC Wise Gold Credit Card World Mastercard2%HK$20.00
    Calculation
    HK$20.00
    • Selected amount: HK$1,000.00
    • Purchase amount: HK$1,000.00
    • Promotion saving: HK$0.00
    • Card payment: HK$1,000.00
    • Card reward: HK$20.00
    • Additional charges: HK$0.00
    • Estimated net cost: HK$980.00

    HK$20.00 ÷ HK$1,000.00 = 2%

    Terms & conditions
    • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

    Some validity dates are unstated. Confirm availability.

    ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate

    • Eligibility: Audience: all
    • Eligible spending: Type: all
    • Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
    • Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
    • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
    • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
    • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
    • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
  10. 1010/Moxmox credit cardMox Credit Card2%HK$20.00
    Calculation
    HK$20.00
    • Selected amount: HK$1,000.00
    • Purchase amount: HK$1,000.00
    • Promotion saving: HK$0.00
    • Card payment: HK$1,000.00
    • Card reward: HK$20.00
    • Additional charges: HK$0.00
    • Estimated net cost: HK$980.00

    HK$20.00 ÷ HK$1,000.00 = 2%

    Terms & conditions
    • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

    Mox Credit Card 2% CashBack with Mox+

    • Eligibility: Audience: all
    • Eligible spending: Type: all
    • Benefit limit: Applies to: CashBack from eligible Mox Credit Card transactions · Period: not stated · Type: unlimited
    • Requires Mox+ and the CashBack Spending Rewards Scheme.
    • CashBack and Asia Miles are alternatives under the selected Spending Rewards Scheme; do not add them together.
    • The page refers to the Mox Rewards for Cards Schedule for eligibility and exclusions; that schedule is not in the retained source files.
    • Eligible Mox Credit Card transactions: 2026-09-01 – Not stated

HK$1,000.00 Precomputed estimates. Conditions apply.