Discount Map

Sinopec

Latest offers

Card reward only
HK$20.002%
Purchase amount
HK$1,000.00
Reward rate
2%
Estimated net cost
HK$980.00
hsbc easy credit card visa platinum cardView details
HK$1,000.00 purchase
Calculation
HK$20.00
  • Selected amount: HK$1,000.00
  • Purchase amount: HK$1,000.00
  • Promotion saving: HK$0.00
  • Card payment: HK$1,000.00
  • Card reward: HK$20.00
  • Additional charges: HK$0.00
  • Estimated net cost: HK$980.00

HK$20.00 ÷ HK$1,000.00 = 2%

Terms & conditions
  • Assumes the full reward limit is still available. extra 5X RewardCash across eligible spend
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

Esso等商戶:extra 5X RewardCash

  • Eligibility: Audience: all
  • Eligible spending: Applies to: esso / shell / shell recharge / sinopec / tesla · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
  1. 0101/Other×sinopec賞享受指定商戶簽賬享額外5X「獎賞錢」(2%回贈)HSBC Easy Credit Card Visa Platinum CardHSBC Everymile Credit CardHSBC Premier Mastercard · Generic credit card imageHSBC Pulse UnionPay Dual Currency Diamond Credit CardHSBC Red Credit CardHSBC UnionPay Dual Currency CardHSBC Visa Gold CardHSBC Visa Gold Card For StudentsHSBC Visa Signature Card2%saving
    01/Other×sinopec
    Other

    賞享受指定商戶簽賬享額外5X「獎賞錢」(2%回贈)

    HSBC Easy Credit Card Visa Platinum CardHSBC Everymile Credit CardHSBC Premier Mastercard · Generic credit card imageHSBC Pulse UnionPay Dual Currency Diamond Credit CardHSBC Red Credit CardHSBC UnionPay Dual Currency CardHSBC Visa Gold CardHSBC Visa Gold Card For StudentsHSBC Visa Signature Card2%saving
    Conditions applyCashbackPeriod LimitedCap: HK$2,000.00 · promotion total
    Offer details

    2% saving

    額外5X回贈率計算:基本1X按每港幣250元簽賬獲$1「獎賞錢」計算;額外5X即每港幣250元獲$5;$5 ÷ 港幣250元 × 100 = 2%。頁面所述高達2.4%是基本1X與額外5X合計。

    Added: 2026-10-08

    Terms & conditions
    • Eligibility: Audience: all
    • Eligible spending: Applies to: 賞享受 · Type: category
    • Benefit limit: Amount: 2000 · Applies to: 所有已選簽賬類別合計的額外「獎賞錢」 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
    • Percentage note: 額外5X回贈率計算:基本1X按每港幣250元簽賬獲$1「獎賞錢」計算;額外5X即每港幣250元獲$5;$5 ÷ 港幣250元 × 100 = 2%。頁面所述高達2.4%是基本1X與額外5X合計。
    • Application or registration is required.
    • 推廣提供額外5X「獎賞錢」;高達2.4%是基本1X與額外5X合計的6X回贈,不是額外5X的回贈率。
    • 須於2026年10月31日或之前,以合資格滙豐個人信用卡登記,並以滙豐Reward+應用程式或滙豐網頁分配額外「獎賞錢」至所選類別。
    • 成功登記後三個工作天內開始享有額外「獎賞錢」;登記失敗時,滙豐會按其紀錄的電郵或郵寄地址通知。登記詳情會顯示於信用卡月結單。
    • 登記一次即可;設定的額外倍數會自動適用於持卡人名下所有合資格個人基本卡及附屬卡。完成登記後,倍數分配不可更改或撤銷。
    • 首港幣100,000元合資格簽賬可獲額外「獎賞錢」;此推廣額外「獎賞錢」總上限為港幣2,000元。
    • 合資格基本卡及附屬卡的簽賬合併計算;外幣簽賬會兌換為港幣。額外「獎賞錢」按每筆合資格簽賬日期計算;不足部分可帶至下一筆簽賬及下一個結單日計算。
    • 基本「獎賞錢」按每港幣250元簽賬可享$1計算;額外「獎賞錢」按滙豐「獎賞錢」計劃的方式存入信用卡戶口。
    • 賞享受只適用於指定商戶的香港分店,不包括百貨公司專櫃及特賣場。新參與商戶由2026年1月1日起生效;美麗華旅遊的網上酒店訂購不適用。
    • 以下交易不屬合資格簽賬:年費、財務費用、逾期費用;透過滙豐流動理財或網上理財繳費;購買或充值儲值卡;電子錢包交易(包括增值);現金貸款及現金套現提款;現金貸款或其他分期計劃的每月供款(商戶分期付款供款除外);半現金交易、外匯、匯票、旅行支票、銀行產品或服務;電匯;賭博交易;繳稅。
    • 持卡人須保留相關存根、文件或證據以供核實。滙豐可扣回額外「獎賞錢」、暫停或取消信用卡,並可修訂或暫停優惠。條款中英文版本有歧義時以英文版本為準。
    • 僅限合資格滙豐個人基本卡及附屬卡;可適用的完整卡別範圍仍有未解的條款OCR問題。
    • 推廣及合資格簽賬: 2026-01-01 – 2026-12-31
    • 登記期: 2026-01-01 – 2026-10-31
    Related credit cards
    Eligible credit-card issuer

    HSBC

  2. 0202/Other×sinopec「賞享受」指定商戶簽賬高達2.4%「獎賞錢」回贈HSBC Easy Credit Card Visa Platinum CardHSBC Everymile Credit CardHSBC Premier Mastercard · Generic credit card imageHSBC Pulse UnionPay Dual Currency Diamond Credit CardHSBC Red Credit CardHSBC UnionPay Dual Currency CardHSBC Visa Gold CardHSBC Visa Gold Card For StudentsHSBC Visa Signature CardUp to 2.4%saving
    02/Other×sinopec
    Other

    「賞享受」指定商戶簽賬高達2.4%「獎賞錢」回贈

    HSBC Easy Credit Card Visa Platinum CardHSBC Everymile Credit CardHSBC Premier Mastercard · Generic credit card imageHSBC Pulse UnionPay Dual Currency Diamond Credit CardHSBC Red Credit CardHSBC UnionPay Dual Currency CardHSBC Visa Gold CardHSBC Visa Gold Card For StudentsHSBC Visa Signature CardUp to2.4%saving
    Conditions applyCashbackPeriod LimitedCap: HK$2,000.00 · promotion total
    Offer details

    Up to 2.4% saving

    Added: 2026-10-05

    Terms & conditions
    • Eligible spending: Applies to: be earth / go24 fitness / pure group / snap fitness / square fitness / cgv cinemas / 英皇戲院 / festival grand cinema / 康怡戲院 / 皇室戲院 / k11 art house / mcl 院線 / movie town / star cinema / 焙著你烘焙 / 購票通 / 太古城中心冰上皇宮 / ef english centers / 青苗琴行 / 快達票 / kkbox / kktix / moov / neway ceo karaoke / 康體通 / 通利琴行 / hutchgo / kkday / klook / 美麗華旅遊 / 新華旅遊 / trip com / 永安旅遊 / 油麻地旅遊 / 沐館 / 靜 / 日月按摩 / toni guy hong kong / 梔 zi massage wellness / 加德士 / 城巴 / esso / 易通行 / 香港電車 / 九巴 / mtr / pit / shell / shell recharge / sinopec / tesla · Type: merchant
    • Benefit limit: Amount: 2000 · Applies to: 整項推廣的額外「獎賞錢」 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
    • Application or registration is required.
    • 高達2.4%回贈相等於合共6X「獎賞錢」:額外5X來自「最紅自主獎賞」,另有「獎賞錢」計劃的基本1X。持卡人可把額外5X分配於五個簽賬類別;各類別的實際分配由持卡人設定。
    • 首港幣100,000元合資格簽賬可獲額外「獎賞錢」;整項推廣的額外「獎賞錢」最高為港幣2,000元。合資格基本卡及附屬卡簽賬合併計算;外幣簽賬兌換為港幣計算;額外獎賞按每筆合資格簽賬日期計算。
    • 持卡人須於2026年10月31日或以前登記。可用任何一張合資格滙豐個人信用卡登記一次,並可經滙豐Reward+應用程式或滙豐網頁登記。登記確認後,額外「獎賞錢」通常於三個工作天內開始提供,並自動適用於持卡人名下合資格的個人基本卡及附屬卡。登記確認會在信用卡月結單顯示;完成登記後,所選倍數分配不能更改或撤銷。
    • 只適用於列出的指定商戶香港分店;百貨公司專櫃及特賣場除外。指定商戶包括:健身中心 Be Earth、Go24 Fitness、PURE Group、Snap Fitness、Square Fitness;電影院 CGV Cinemas、英皇戲院、Festival Grand Cinema、康怡戲院、皇室戲院、K11 Art House、MCL 院線、Movie Town、STAR Cinema;娛樂消閒 焙著你烘焙、購票通、太古城中心冰上皇宮、EF English Centers、青苗琴行、快達票、KKBOX、KKTix、Moov、Neway CEO Karaoke、康體通、通利琴行;旅行社 hutchgo、KKDay、Klook、美麗華旅遊、新華旅遊、Trip.com、永安旅遊、油麻地旅遊;個人保健 沐館、靜、日月按摩、TONI&GUY HONG KONG、梔 Zi Massage & Wellness;交通運輸 加德士、城巴、ESSO、易通行、香港電車、九巴、MTR、PIT、Shell、Shell Recharge、SINOPEC、Tesla。
    • Go24 Fitness、太古城中心冰上皇宮、康體通、PIT及SINOPEC為新參與商戶,自2026年1月1日起生效。美麗華旅遊的網上酒店訂購除外。
    • 以下交易不合資格:年費、財務費用及逾期費用;經滙豐流動理財或網上理財繳費;購買或充值儲值卡;電子錢包交易及增值;現金貸款及現金套現計劃提款;現金套現、簽賬分期及其他分期計劃的每月供款(商戶分期付款除外);非金融機構或金融機構的半現金交易;電匯;賭博交易;繳稅。
    • 條款轉錄提及須保留存根及/或其他文件以供核實,也提及扣回額外「獎賞錢」及暫停或取消優惠或信用卡;該部分轉錄不完整。
    • 推廣期: 2026-01-01 – 2026-12-31
    Related credit cards
    Eligible credit-card issuer

    HSBC

  3. 0303/Fuel and EV charging×sinopecSINOPEC簽賬額外賺取5X「獎賞錢」HSBC Easy Credit Card Visa Platinum CardHSBC Everymile Credit CardHSBC Premier Mastercard · Generic credit card imageHSBC Pulse UnionPay Dual Currency Diamond Credit CardHSBC Red Credit CardHSBC UnionPay Dual Currency CardHSBC Visa Gold CardHSBC Visa Gold Card For StudentsHSBC Visa Signature Card5X「獎賞錢」 reward
    03/Fuel and EV charging×sinopec
    Fuel and EV charging

    SINOPEC簽賬額外賺取5X「獎賞錢」

    HSBC Easy Credit Card Visa Platinum CardHSBC Everymile Credit CardHSBC Premier Mastercard · Generic credit card imageHSBC Pulse UnionPay Dual Currency Diamond Credit CardHSBC Red Credit CardHSBC UnionPay Dual Currency CardHSBC Visa Gold CardHSBC Visa Gold Card For StudentsHSBC Visa Signature Card5X「獎賞錢」 reward
    Conditions applyPointsPeriod LimitedCap: HK$2,000.00 · promotion total
    Offer details

    5 X「獎賞錢」 reward

    Cash-equivalent calculation: The source example gives $20 extra 5X「獎賞錢」 for HK$1,000 eligible spend. $20 / HK$1,000 × 100 = 2%. The $2,000 cap on the first HK$100,000 also equals 2%. No rounding is needed. The 2.4% headline includes basic 1X and extra 5X. The retained files do not state further redemption limits.

    Added: 2026-10-03

    Terms & conditions
    • Eligibility: Audience: all
    • Eligible spending: Applies to: sinopec · Type: merchant
    • Benefit limit: Amount: 2000 · Applies to: 五個簽賬類別合計的額外「獎賞錢」 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
    • Percentage note: Cash equivalent calculation: The source example gives $20 extra 5X「獎賞錢」 for HK$1,000 eligible spend. $20 / HK$1,000 × 100 = 2%. The $2,000 cap on the first HK$100,000 also equals 2%. No rounding is needed. The 2.4% headline includes basic 1X and extra 5X. The retained files do not state further redemption limits.
    • Application or registration is required.
    • 持卡人須於2026年10月31日或以前經滙豐Reward+應用程式或滙豐網頁登記;每人只須以一張合資格滙豐個人信用卡登記一次。登記後,額外倍數會自動適用於名下合資格個人基本卡及附屬卡;分配不可更改或撤銷;成功登記後三個工作天內開始獲享額外「獎賞錢」。
    • 額外5X適用於首港幣100,000元合資格簽賬;五個簽賬類別合計最高額外獎賞為港幣2,000元。全年2.4%總回贈包括基本1X及本優惠的額外5X,並非額外5X的獨立百分比。
    • 合資格基本卡及附屬卡簽賬合併計算;外幣交易會換算為港幣;額外獎賞按每筆合資格簽賬日期計算。
    • SINOPEC是新參與商戶,適用日期由2026年1月1日起。只適用於指定商戶的香港分店;百貨公司專櫃及特賣場不適用。
    • 不合資格交易包括年費、財務及逾期費用、透過滙豐流動理財或網上理財繳費、購買或充值儲值卡、電子錢包交易、現金貸款及現金套現提款、指定分期計劃每月供款(商戶分期付款供款除外)、半現金交易、電匯、賭博交易及繳稅。
    • 如未能成功登記,銀行會以紀錄中的電郵通知;如沒有有效電郵地址,則郵寄通知。
    • 推廣期: 2026-01-01 – 2026-12-31
    Related credit cards
    Eligible credit-card issuer

    HSBC

  4. 0404/Other×sinopec賞享受指定商戶簽賬獲額外「獎賞錢」(優惠值未列明)HSBC Easy Credit Card Visa Platinum CardHSBC Everymile Credit CardHSBC Premier Mastercard · Generic credit card imageHSBC Pulse UnionPay Dual Currency Diamond Credit CardHSBC Red Credit CardHSBC UnionPay Dual Currency CardHSBC Visa Gold CardHSBC Visa Gold Card For StudentsHSBC Visa Signature Card—Value not stated
    04/Other×sinopec
    Other

    賞享受指定商戶簽賬獲額外「獎賞錢」(優惠值未列明)

    HSBC Easy Credit Card Visa Platinum CardHSBC Everymile Credit CardHSBC Premier Mastercard · Generic credit card imageHSBC Pulse UnionPay Dual Currency Diamond Credit CardHSBC Red Credit CardHSBC UnionPay Dual Currency CardHSBC Visa Gold CardHSBC Visa Gold Card For StudentsHSBC Visa Signature Card—Value not stated
    Conditions applyPointsPeriod LimitedCap: HK$2,000.00 · promotion total
    Offer details

    — Value not stated

    頁面列出全年高達2.4%回贈,並說明這包括基本1X及額外5X。「賞享受」的額外倍數由持卡人分配;來源沒有列明本類別的具體倍數,因此不能計算本類別的獨立回贈率。

    Added: 2026-10-02

    Terms & conditions
    • Eligible spending: Applies to: be earth / go24 fitness / pure group / snap fitness / square fitness / cgv cinemas / 英皇戲院 / festival grand cinema / 康怡戲院 / 皇室戲院 / k11 art house / mcl 院線 / movie town / star cinema / 焙著你烘焙 / 購票通 / 太古城中心冰上皇宮 / ef english centers / 青苗琴行 / 快達票 / kkbox / kktix / moov / neway ceo karaoke / 康體通 / 通利琴行 / hutchgo / kkday / klook / 美麗華旅遊 / 新華旅遊 / trip com / 永安旅遊 / 油麻地旅遊 / 沐館 / 靜 / 日月按摩 / toni guy hong kong / 梔 zi massage wellness / 加德士 / 城巴 / esso / 易通行 / 香港電車 / 九巴 / mtr / pit / shell / shell recharge / sinopec / tesla · Type: merchant
    • Benefit limit: Amount: 2000 · Applies to: 所有已選簽賬類別的額外「獎賞錢」;首HKD 100,000合資格簽賬 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
    • Percentage note: 頁面列出全年高達2.4%回贈,並說明這包括基本1X及額外5X。「賞享受」的額外倍數由持卡人分配;來源沒有列明本類別的具體倍數,因此不能計算本類別的獨立回贈率。
    • Application or registration is required.
    • 推廣期為2026年1月1日至2026年12月31日;須於2026年10月31日或以前登記。登記獲確認後,按信用卡月結單列明的「最紅自主獎賞」有效期計算合資格簽賬。
    • 持卡人須持有合資格滙豐個人信用卡;只需以任何一張合資格卡登記一次。設定的額外「獎賞錢」倍數會自動適用於名下所有合資格個人基本卡及附屬卡。
    • 可透過滙豐Reward+應用程式或滙豐網頁登記。成功登記後三個工作天內開始獲享額外「獎賞錢」;登記資料會在下一期或其後的月結單顯示。登記未成功時,滙豐會按紀錄以電郵或郵寄方式通知。
    • 持卡人可把額外5X「獎賞錢」分配於五個簽賬類別。來源沒有列明本類別獲分配的具體倍數。完成登記後,所選類別及倍數分配不可更改或撤銷。
    • 額外「獎賞錢」適用於首HKD 100,000合資格簽賬,最高額外回贈為HKD 2,000「獎賞錢」。此上限適用於整項推廣的已選類別,不是每個類別各有HKD 2,000上限。
    • 全年高達2.4%的回贈包括基本1X及額外5X;基本「獎賞錢」為每HKD 250簽賬獲HKD 1。此為合併回贈率,不是本類別的獨立回贈率。
    • 合資格基本卡及附屬卡的合資格簽賬合併計算;外幣簽賬會兌換為港幣計算。額外「獎賞錢」按每筆合資格簽賬日期計算;未足額部分會結轉至下一筆簽賬,結單日後的餘額會結轉至下一個結單日。
    • 不合資格簽賬包括年費、財務費用及逾期費用;透過滙豐流動理財或網上理財繳費;購買或充值儲值卡;電子錢包交易及增值;現金貸款、現金套現及其提款;現金套現、簽賬分期及其他分期計劃的每月供款(商戶分期付款供款除外);非金融機構或金融機構的半現金交易;電匯;賭博交易及繳稅。
    • 持卡人須保留簽賬存根及其他文件或證據以供核實。滙豐可在條款列明的情況下扣除額外「獎賞錢」而不作事先通知,或取消已獲享的額外「獎賞錢」或優惠,以及暫停或取消信用卡。
    • 滙豐可修訂推廣內容及條款;如有修訂引致損失,滙豐不承擔責任。最新推廣內容、供應情況及條款以滙豐公布為準。
    • 「賞享受」只適用於指定商戶的香港分店,不包括百貨公司專櫃及特賣場。由2026年1月1日起生效的新參與商戶以星號標示;美麗華旅遊的網上酒店訂購不適用。
    • 指定商戶包括Be Earth、Go24 Fitness、PURE Group、Snap Fitness、Square Fitness、CGV Cinemas、英皇戲院、Festival Grand Cinema、康怡戲院、皇室戲院、K11 Art House、MCL院線、Movie Town、STAR Cinema、焙著你烘焙、購票通、太古城中心冰上皇宮、EF English Centers、青苗琴行、快達票、KKBOX、KKTix、Moov、Neway CEO Karaoke、康體通、通利琴行、hutchgo、KKDay、Klook、美麗華旅遊、新華旅遊、Trip.com、永安旅遊、油麻地旅遊、沐館、靜、日月按摩、TONI&GUY HONG KONG、梔 Zi Massage & Wellness、加德士、城巴、ESSO、易通行、香港電車、九巴、MTR、PIT、Shell、Shell Recharge、SINOPEC及Tesla。
    • 正式條款的卡種定義文字有損壞。可辨認部分提到雙幣卡及美金信用卡只可在接受該卡的商戶獲享獎賞;首個卡種名稱不完整,無法確定完整適用卡種。
    • 正式條款在未誌賬或取消交易附近有損壞文字;完整條件及其適用範圍未能確定。
    • promotion: 2026-01-01 – 2026-12-31
    Related credit cards
    Eligible credit-card issuer

    HSBC

  5. 0505/Fuel and EV charging×sinopecSINOPEC SINO Power: HK$9 per litre discountGba Youth Card9HKD saving
    05/Fuel and EV charging×sinopec
    Fuel and EV charging
    Gba Youth Card9HKD saving
    Conditions applyDiscountPeriod Limited
    Offer details

    9 HKD saving

    Terms & conditions
    • Eligibility: Audience: all · Document: Vehicle Registration Document (also called Vehicle Registration Book) to apply for the SINOPEC VIP Card (X CARD PLUS).
    • Eligible spending: Applies to: sinopec · Type: merchant
    • Benefit limit: Period: not stated · Type: not stated
    • Application or registration is required.
    • Discount is HK$9 per litre off the SINO Power list price at SINOPEC service stations in Hong Kong.
    • Present a SINOPEC VIP Card (X CARD PLUS) and an Eligible Credit Card for payment.
    • SINOPEC may change the discount; its announcement sets the final rate.
    • A separate SINOPEC terms PDF states a different SINO Power rate. This conflict is unresolved.
    • The discount is HK$9/L off the list price.
    • Present the SINOPEC VIP Card (X CARD PLUS) and GBA Youth Card for payment at Sinopec service stations in Hong Kong.
    • The page says the VIP card can be applied for during GBA Youth Card application or selected from the GBA Youth Card webpage.
    • SINOPEC terms and conditions also apply. The product terms refer to the SINOPEC PLUS mobile app; those app terms are not in the retained evidence.
    • SINO Power discount in product terms: 2026-09-25 – 2026-12-31
    Related credit cards
  6. 0606/Fuel and EV charging×sinopecSINOPEC SINO Power: HK$6.3 per litre discountGba Youth Card6.3HKD saving
    06/Fuel and EV charging×sinopec
    Fuel and EV charging
    Gba Youth Card6.3HKD saving
    Conditions applyDiscountCheck date conditions
    Offer details

    6.3 HKD saving

    Terms & conditions
    • Eligibility: Audience: all · Document: Vehicle Registration Document (also called Vehicle Registration Book) to apply for the SINOPEC VIP Card (X CARD PLUS).
    • Eligible spending: Applies to: sinopec · Type: merchant
    • Benefit limit: Period: not stated · Type: not stated
    • Application or registration is required.
    • Discount is HK$6.3 per litre off the SINO Power list price at SINOPEC service stations in Hong Kong.
    • Present a SINOPEC VIP Card (X CARD PLUS) and an Eligible Credit Card for payment.
    • The separate product terms PDF states a different SINO Power rate. This conflict is unresolved.
    • SINOPEC terms and conditions also apply. The product terms refer to the SINOPEC PLUS mobile app; those app terms are not in the retained evidence.
    Related credit cards
  7. 0707/Fuel and EV charging×sinopecSINOPEC SINO X Power: HK$9.8 per litre discountGba Youth Card9.8HKD saving
    07/Fuel and EV charging×sinopec
    Fuel and EV charging
    Gba Youth Card9.8HKD saving
    Conditions applyDiscountPeriod Limited
    Offer details

    9.8 HKD saving

    Terms & conditions
    • Eligibility: Audience: all · Document: Vehicle Registration Document (also called Vehicle Registration Book) to apply for the SINOPEC VIP Card (X CARD PLUS).
    • Eligible spending: Applies to: sinopec · Type: merchant
    • Benefit limit: Period: not stated · Type: not stated
    • Application or registration is required.
    • Discount is HK$9.8 per litre off the SINO X Power list price at SINOPEC service stations in Hong Kong.
    • Present a SINOPEC VIP Card (X CARD PLUS) and an Eligible Credit Card for payment.
    • SINOPEC may change the discount; its announcement sets the final rate.
    • A separate SINOPEC terms PDF states a different SINO X Power rate. This conflict is unresolved.
    • The discount is HK$9.8/L off the list price.
    • Present the SINOPEC VIP Card (X CARD PLUS) and GBA Youth Card for payment at Sinopec service stations in Hong Kong.
    • The page says the VIP card can be applied for during GBA Youth Card application or selected from the GBA Youth Card webpage.
    • SINOPEC terms and conditions also apply. The product terms refer to the SINOPEC PLUS mobile app; those app terms are not in the retained evidence.
    • SINO X Power discount in product terms: 2026-09-25 – 2026-12-31
    Related credit cards
  8. 0808/Fuel and EV charging×sinopecSINOPEC SINO X Power: HK$6.7 per litre discountGba Youth Card6.7HKD saving
    08/Fuel and EV charging×sinopec
    Fuel and EV charging
    Gba Youth Card6.7HKD saving
    Conditions applyDiscountCheck date conditions
    Offer details

    6.7 HKD saving

    Terms & conditions
    • Eligibility: Audience: all · Document: Vehicle Registration Document (also called Vehicle Registration Book) to apply for the SINOPEC VIP Card (X CARD PLUS).
    • Eligible spending: Applies to: sinopec · Type: merchant
    • Benefit limit: Period: not stated · Type: not stated
    • Application or registration is required.
    • Discount is HK$6.7 per litre off the SINO X Power list price at SINOPEC service stations in Hong Kong.
    • Present a SINOPEC VIP Card (X CARD PLUS) and an Eligible Credit Card for payment.
    • The separate product terms PDF states a different SINO X Power rate. This conflict is unresolved.
    • SINOPEC terms and conditions also apply. The product terms refer to the SINOPEC PLUS mobile app; those app terms are not in the retained evidence.
    Related credit cards
  9. 0909/Fuel and EV charging×sinopecEsso等商戶:extra 5X RewardCashHSBC Easy Credit Card Visa Platinum Card5RewardCash reward
    09/Fuel and EV charging×sinopec
    Fuel and EV charging
    HSBC Easy Credit Card Visa Platinum Card5RewardCash reward
    Conditions applyPointsPeriod LimitedCap: HK$2,000.00 · promotion total
    Offer details

    5 RewardCash reward

    Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.

    Terms & conditions
    • Eligibility: Audience: all
    • Eligible spending: Applies to: esso / shell / shell recharge / sinopec / tesla · Type: merchant
    • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
    • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
    • Application or registration is required.
    • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
    • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
    • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
    • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
    • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
    Related credit cards
  10. 1010/Fuel and EV charging×sinopec加德士等商戶:Extra 5X RewardCash for 汽油/電動車充電HSBC UnionPay Dual Currency Card5RewardCash reward
    10/Fuel and EV charging×sinopec
    Fuel and EV charging
    HSBC UnionPay Dual Currency Card5RewardCash reward
    Conditions applyPointsPeriod LimitedCap: HK$2,000.00 · promotion total
    Offer details

    5 RewardCash reward

    Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.

    Terms & conditions
    • Eligibility: Audience: all
    • Eligible spending: Applies to: 加德士 / esso / shell / shell recharge / sinopec / tesla · Type: merchant
    • Requirements: Period spend <: HK$100,000.01
    • Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
    • Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
    • Application or registration is required.
    • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
    • Allocate the extra 5X RewardCash to one selected category.
    • Qualifying spend is counted during 2026-01-01 to 2026-12-31.
    • The first HKD100,000 of qualifying spend is eligible for the extra reward.
    • Maximum extra RewardCash is HKD2,000.
    • The extra reward is in addition to the basic RewardCash.
    • Selected category bucket: 賞享受.
    • Valid only for the listed merchants in the 汽油/電動車充電 group.
    • The merchant list and merchant category rules in the terms and conditions apply.
    • 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31
    Related credit cards
  11. 1111/Fuel and EV charging×sinopec加德士等商戶:extra 5X RewardCashHSBC Visa Gold Card5RewardCash reward
    11/Fuel and EV charging×sinopec
    Fuel and EV charging
    HSBC Visa Gold Card5RewardCash reward
    Conditions applyPointsPeriod LimitedCap: HK$2,000.00 · promotion total
    Offer details

    5 RewardCash reward

    Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.

    Terms & conditions
    • Eligibility: Audience: all
    • Eligible spending: Applies to: 加德士 / esso / shell / shell recharge / sinopec / tesla · Type: merchant
    • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
    • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
    • Application or registration is required.
    • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
    • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
    • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
    • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
    • Spend is limited to the named petrol and electric-vehicle charging merchants and the source merchant-code rule.
    • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
    Related credit cards
11 / 11

Source-listed offers. Check terms.

Credit cards

Card reward
HK$20.002%
Purchase amount
HK$1,000.00
Reward rate
2%
Estimated net cost
HK$980.00
hsbc easy credit card visa platinum cardView details
HK$1,000.00 purchase
Calculation
HK$20.00
  • Selected amount: HK$1,000.00
  • Purchase amount: HK$1,000.00
  • Promotion saving: HK$0.00
  • Card payment: HK$1,000.00
  • Card reward: HK$20.00
  • Additional charges: HK$0.00
  • Estimated net cost: HK$980.00

HK$20.00 ÷ HK$1,000.00 = 2%

Terms & conditions
  • Assumes the full reward limit is still available. extra 5X RewardCash across eligible spend
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

Esso等商戶:extra 5X RewardCash

  • Eligibility: Audience: all
  • Eligible spending: Applies to: esso / shell / shell recharge / sinopec / tesla · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
  1. 0101/HSBChsbc easy credit card visa platinum cardHSBC Easy Credit Card Visa Platinum Card2%HK$20.00
    Calculation
    HK$20.00
    • Selected amount: HK$1,000.00
    • Purchase amount: HK$1,000.00
    • Promotion saving: HK$0.00
    • Card payment: HK$1,000.00
    • Card reward: HK$20.00
    • Additional charges: HK$0.00
    • Estimated net cost: HK$980.00

    HK$20.00 ÷ HK$1,000.00 = 2%

    Terms & conditions
    • Assumes the full reward limit is still available. extra 5X RewardCash across eligible spend
    • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

    Esso等商戶:extra 5X RewardCash

    • Eligibility: Audience: all
    • Eligible spending: Applies to: esso / shell / shell recharge / sinopec / tesla · Type: merchant
    • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
    • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
    • Application or registration is required.
    • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
    • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
    • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
    • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
    • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
  2. 0202/HSBChsbc unionpay dual currency cardHSBC UnionPay Dual Currency Card2%HK$20.00
    Calculation
    HK$20.00
    • Selected amount: HK$1,000.00
    • Purchase amount: HK$1,000.00
    • Promotion saving: HK$0.00
    • Card payment: HK$1,000.00
    • Card reward: HK$20.00
    • Additional charges: HK$0.00
    • Estimated net cost: HK$980.00

    HK$20.00 ÷ HK$1,000.00 = 2%

    Terms & conditions
    • Assumes the full reward limit is still available. extra RewardCash under 2026 最紅自主獎賞
    • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

    加德士等商戶:Extra 5X RewardCash for 汽油/電動車充電

    • Eligibility: Audience: all
    • Eligible spending: Applies to: 加德士 / esso / shell / shell recharge / sinopec / tesla · Type: merchant
    • Requirements: Period spend <: HK$100,000.01
    • Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
    • Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
    • Application or registration is required.
    • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
    • Allocate the extra 5X RewardCash to one selected category.
    • Qualifying spend is counted during 2026-01-01 to 2026-12-31.
    • The first HKD100,000 of qualifying spend is eligible for the extra reward.
    • Maximum extra RewardCash is HKD2,000.
    • The extra reward is in addition to the basic RewardCash.
    • Selected category bucket: 賞享受.
    • Valid only for the listed merchants in the 汽油/電動車充電 group.
    • The merchant list and merchant category rules in the terms and conditions apply.
    • 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31
  3. 0303/HSBChsbc visa gold cardHSBC Visa Gold Card2%HK$20.00
    Calculation
    HK$20.00
    • Selected amount: HK$1,000.00
    • Purchase amount: HK$1,000.00
    • Promotion saving: HK$0.00
    • Card payment: HK$1,000.00
    • Card reward: HK$20.00
    • Additional charges: HK$0.00
    • Estimated net cost: HK$980.00

    HK$20.00 ÷ HK$1,000.00 = 2%

    Terms & conditions
    • Assumes the full reward limit is still available. extra 5X RewardCash across eligible spend
    • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

    加德士等商戶:extra 5X RewardCash

    • Eligibility: Audience: all
    • Eligible spending: Applies to: 加德士 / esso / shell / shell recharge / sinopec / tesla · Type: merchant
    • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
    • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
    • Application or registration is required.
    • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
    • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
    • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
    • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
    • Spend is limited to the named petrol and electric-vehicle charging merchants and the source merchant-code rule.
    • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
  4. 0404/Moxmox credit cardMox Credit Card2%HK$20.00
    Calculation
    HK$20.00
    • Selected amount: HK$1,000.00
    • Purchase amount: HK$1,000.00
    • Promotion saving: HK$0.00
    • Card payment: HK$1,000.00
    • Card reward: HK$20.00
    • Additional charges: HK$0.00
    • Estimated net cost: HK$980.00

    HK$20.00 ÷ HK$1,000.00 = 2%

    Terms & conditions
    • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

    Mox Credit Card 2% CashBack with Mox+

    • Eligibility: Audience: all
    • Eligible spending: Type: all
    • Benefit limit: Applies to: CashBack from eligible Mox Credit Card transactions · Period: not stated · Type: unlimited
    • Requires Mox+ and the CashBack Spending Rewards Scheme.
    • CashBack and Asia Miles are alternatives under the selected Spending Rewards Scheme; do not add them together.
    • The page refers to the Mox Rewards for Cards Schedule for eligibility and exclusions; that schedule is not in the retained source files.
    • Eligible Mox Credit Card transactions: 2026-09-01 – Not stated
  5. 0505/Standard Charteredstandard chartered simply cash visa cardStandard Chartered Simply Cash Visa Card2%HK$20.00
    Calculation
    HK$20.00
    • Selected amount: HK$1,000.00
    • Purchase amount: HK$1,000.00
    • Promotion saving: HK$0.00
    • Card payment: HK$1,000.00
    • Card reward: HK$20.00
    • Additional charges: HK$0.00
    • Estimated net cost: HK$980.00

    HK$20.00 ÷ HK$1,000.00 = 2%

    Terms & conditions
    • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

    Simply Cash Visa Card 2% CashBack on non-HKD-posted eligible transactions

    • Eligibility: Audience: all
    • Eligible spending: Type: all
    • Benefit limit: Applies to: CashBack on eligible Simply Cash Visa Card spending · Period: not stated · Type: unlimited
    • The scheme applies to principal and supplementary Simply Cash Visa Cardholders. Eligible transactions posted in a currency other than Hong Kong Dollars earn 2%. Eligible transactions are retail transactions, including online and interest-free monthly instalment transactions. From 28 June 2026, they exclude card-account transfers or top-ups, insurance, bill payments through SC Online Banking, Phone Banking or JET Payment Services, phone or mail orders, gambling, securities brokers or dealers, specified non-financial and financial institution transactions, wire transfers, money orders, wholesale purchases of precious stones, metals, watches or jewellery, charitable social service organisations, government or public services (including tax payments), Octopus Automatic Add Value, cash advances, balance transfers, Instalment Credit, Credit-to-Cash Preferential Annual Rate amounts, financial charges and fees, and unposted, cancelled, refunded, falsified or unauthorised transactions. Cashback for an interest-free monthly instalment is awarded monthly only on the instalment amount posted that month. Cashback appears on the 360° Rewards platform after posting and is not automatically credited to the card account; the minimum cash redemption is HK$50 per account. Rewards are rounded down to the nearest cent. Principal and supplementary transactions count together. The Bank may deny rewards for an invalid or not-good-standing account or if a minimum payment was late in the previous 12 months; refunded transactions may be clawed back, and rewards are forfeited on account closure. The Bank makes the final eligibility decision. The HTML page describes this as 2% CashBack on foreign-currency spending and states that eligible retail and online transactions at any merchants or categories qualify, with unlimited CashBack all year-round. The formal terms define the rate by transactions posted in a currency other than HKD and set the detailed eligible-transaction exclusions.
    • CashBack under the revised Rewards Scheme terms: 2026-06-28 – Not stated
  6. 0606/ICBC Asiaicbc credit card platinum mastercard virtual cardICBC Credit Card Platinum Mastercard Virtual Card · Generic credit card image1.5%HK$15.00
    Calculation
    HK$15.00
    • Selected amount: HK$1,000.00
    • Purchase amount: HK$1,000.00
    • Promotion saving: HK$0.00
    • Card payment: HK$1,000.00
    • Card reward: HK$15.00
    • Additional charges: HK$0.00
    • Estimated net cost: HK$985.00

    HK$15.00 ÷ HK$1,000.00 = 1.5%

    Terms & conditions
    • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

    Some validity dates are unstated. Confirm availability.

    ICBC Credit Card - Platinum Mastercard Virtual Card 1.5% cash rebate

    • Eligibility: Audience: all
    • Eligible spending: Type: all
    • Benefit limit: Applies to: cash rebate · Period: not stated · Type: unlimited
    • Application or registration is required.
    • The retained page says terms apply and refers to Spending Rewards for full conditions; eligible transaction types and other conditions are not stated here.
    • The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.
  7. 0707/ICBC Asiaicbc credit card visa platinum virtual cardICBC Credit Card Visa Platinum Virtual Card1.5%HK$15.00
    Calculation
    HK$15.00
    • Selected amount: HK$1,000.00
    • Purchase amount: HK$1,000.00
    • Promotion saving: HK$0.00
    • Card payment: HK$1,000.00
    • Card reward: HK$15.00
    • Additional charges: HK$0.00
    • Estimated net cost: HK$985.00

    HK$15.00 ÷ HK$1,000.00 = 1.5%

    Terms & conditions
    • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

    Some validity dates are unstated. Confirm availability.

    ICBC Visa Platinum Virtual Card 1.5% cash rebate

    • Eligibility: Audience: all
    • Eligible spending: Type: all
    • Benefit limit: Applies to: cash rebate · Period: not stated · Type: unlimited
    • Percentage note: Source did not include full programme terms in the supplied files.
    • Terms and conditions apply. Footnote 1 refers readers to Spending Rewards; eligible transactions and rebate details are not stated in this HTML.
    • The page says the virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or ATM-related services.
  8. 0808/ICBC Asiaicbc digital dual currency credit cardICBC Digital Dual Currency Credit Card1.5%HK$15.00
    Calculation
    HK$15.00
    • Selected amount: HK$1,000.00
    • Purchase amount: HK$1,000.00
    • Promotion saving: HK$0.00
    • Card payment: HK$1,000.00
    • Card reward: HK$15.00
    • Additional charges: HK$0.00
    • Estimated net cost: HK$985.00

    HK$15.00 ÷ HK$1,000.00 = 1.5%

    Terms & conditions
    • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

    Some validity dates are unstated. Confirm availability.

    ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card 1.5% Cash Rebate

    • Eligibility: Audience: all
    • Eligible spending: Type: all
    • Benefit limit: Applies to: cash rebate · Period: not stated · Type: unlimited
    • Application or registration is required.
    • Apply for the virtual card; it is ready to use after approval.
    • Selected ICBC (Asia) customers can apply through the website, online banking, WeChat Official Account, or Mobile Banking App. New customers apply through the Mobile Banking App.
    • The virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or ATM-related services.
    • Terms and conditions apply. Detailed cash rebate conditions are referred to Spending Rewards and are not present in this HTML.
    • Eligible spending rules are not stated in this HTML.
  9. 0909/ICBC Asiaicbc dual currency credit card unionpay platinum virtual cardICBC Dual Currency Credit Card UnionPay Platinum Virtual Card1.5%HK$15.00
    Calculation
    HK$15.00
    • Selected amount: HK$1,000.00
    • Purchase amount: HK$1,000.00
    • Promotion saving: HK$0.00
    • Card payment: HK$1,000.00
    • Card reward: HK$15.00
    • Additional charges: HK$0.00
    • Estimated net cost: HK$985.00

    HK$15.00 ÷ HK$1,000.00 = 1.5%

    Terms & conditions
    • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

    Some validity dates are unstated. Confirm availability.

    ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card 1.5% cash rebate

    • Eligibility: Audience: all
    • Eligible spending: Type: all
    • Benefit limit: Applies to: cash rebate · Period: not stated · Type: unlimited
    • The rebate details are referred to the linked Spending Rewards page; those details are not in the retained HTML.
    • The virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or ATM-related services.
  10. 1010/Standard Charteredstandard chartered smart credit cardStandard Chartered Smart Credit Card1.2%HK$12.00
    Calculation
    HK$12.00
    • Selected amount: HK$1,000.00
    • Purchase amount: HK$1,000.00
    • Promotion saving: HK$0.00
    • Card payment: HK$1,000.00
    • Card reward: HK$12.00
    • Additional charges: HK$0.00
    • Estimated net cost: HK$988.00

    HK$12.00 ÷ HK$1,000.00 = 1.2%

    Terms & conditions
    • Confirm offer eligibility: Audience: Resident; Document: Valid adult Hong Kong Identity Card; latest residential address proof showing the applicant’s name; income proof. Regular income: latest 1-month computer-generated payroll slip or bank statement/passbook showing name, account number and salary entries. Irregular income: latest 3-month documents. Self-employed: Business Registration Certificate and latest Profits Tax Demand Note. The bank may request more documents..
    • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

    Eligible Smart Card transactions 1.2% Basic CashBack

    • Eligibility: Audience: resident · Document: Valid adult Hong Kong Identity Card; latest residential address proof showing the applicant’s name; income proof. Regular income: latest 1 month computer generated payroll slip or bank statement/passbook showing name, account number and salary entries. Irregular income: latest 3 month documents. Self employed: Business Registration Certificate and latest Profits Tax Demand Note. The bank may request more documents.
    • Eligible spending: Type: all
    • Requirements: Period spend ≥: HK$15,000.00
    • Benefit limit: Applies to: Basic CashBack for Eligible Transactions per monthly statement cycle · Period: per statement period · Type: unlimited
    • The table shows a Monthly Eligible Spending row labelled exactly HKD15,000. It does not state “or above” or give an upper boundary, so eligibility beyond that amount is unresolved. CashBack is credited to the Card account. The 5% total at Designated Merchants includes Basic CashBack; it is not an additional reward. Eligible Transactions are defined by Clause 3 of the Rewards Scheme Terms and Conditions, which is not included on this page. The page says no separate cashback registration is needed. Card application requires Hong Kong residency, age 18+, and annual income of at least HKD96,000; the Bank may request more documents.
    • This tier applies when Monthly Eligible Spending is HK$15,000 or above.
    • This rate is for Other Eligible Transactions. Designated Merchant transactions within the Spending Cap use the stated 5% rate; amounts above that cap count as Other Eligible Transactions.
    • Eligible Transactions include retail transactions, online transactions, interest-free monthly instalments, and Octopus Automatic Add-Value transactions.
    • Excluded transactions include card-account transfers or top-ups to designated accounts, wallets or FPS; insurance; bill payments; phone or mail orders; gambling; securities; foreign currency, money orders or travellers cheques; financial-institution purchases or services; cash advances; balance transfers; instalment credit; Credit-to-Cash; tax payments; financial charges and fees; and unposted, cancelled, refunded, falsified or unauthorised transactions.
    • Principal and supplementary card spending is pooled by card account and monthly statement cycle. CashBack is rounded down to the nearest cent.
    • CashBack appears on the 360° Rewards Redemption Platform and is not credited automatically. The minimum cash redemption is HK$50 per card account.
    • The Bank may withhold CashBack for an invalid account, poor financial standing, or a missed minimum payment in the previous 12 months. It may recover CashBack after a related transaction is cancelled or refunded. Closing the account forfeits CashBack. The Bank may change or end the scheme.
    • Monthly Eligible Spending must be at least HK$4,000. No CashBack is awarded for a month below this amount.
    • The 5% rate applies only at Designated Merchant outlets in Hong Kong. Digital-wallet transactions qualify only if the merchant name appears on the credit card statement.
    • The 5% includes Basic Cashback. Any Designated Merchant transaction amount above the Spending Cap is counted as Other Eligible Transactions.
    • Smart Card CashBack promotion: 2026-08-01 – 2027-01-03

HK$1,000.00 Precomputed estimates. Conditions apply.