Discount Map

Oto

Latest offers

Card reward only
HK$20.002%
Purchase amount
HK$1,000.00
Reward rate
2%
Estimated net cost
HK$980.00
hsbc easy credit card visa platinum cardView details
HK$1,000.00 purchase
Calculation
HK$20.00
  • Selected amount: HK$1,000.00
  • Purchase amount: HK$1,000.00
  • Promotion saving: HK$0.00
  • Card payment: HK$1,000.00
  • Card reward: HK$20.00
  • Additional charges: HK$0.00
  • Estimated net cost: HK$980.00

HK$20.00 ÷ HK$1,000.00 = 2%

Terms & conditions
  • Assumes the full reward limit is still available. extra 5X RewardCash across eligible spend
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Merchant category is not stated; only the matched merchant reward scenario is estimated.

Osim等商戶:extra 5X RewardCash

  • Eligibility: Audience: all
  • Eligible spending: Applies to: osim / oto / slowood · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
  1. 0101/Home and furniture×otoOTO 頸椎枕(NR-103)免費獲贈(優惠值未列明)—Value not stated
    01/Home and furniture×oto
    Home and furniture

    OTO 頸椎枕(NR-103)免費獲贈(優惠值未列明)

    —Value not stated
    GiftCheck date conditions
    Offer details

    — Value not stated

    Added: 2026-10-10

    Terms & conditions
    • Eligibility: Audience: all
    • Eligible spending: Applies to: oto · Type: merchant
    • Benefit limit: Period: not stated · Type: not stated
    • 優惠標記為店內優惠。
  2. 0202/Other×oto參與商戶即時兌換獎賞錢:每HK$1獎賞錢可作HK$1消費額1HKD saving
    02/Other×oto
    Offer details

    1 HKD saving

    Added: 2026-10-09

    Terms & conditions
    • Eligibility: Audience: all
    • Eligible spending: Applies to: 生活影音 / 百老匯 / 中原電器 / 生活數碼 / 水之屋 / OTO / 百成堂 / 永安旅遊 · Type: merchant
    • Benefit limit: Period: not stated · Type: not stated
    • 每HK$1「獎賞錢」可作港幣1元使用。
    • 商戶即時兌換「獎賞錢」不適用於滙豐 Pulse 銀聯雙幣鑽石信用卡及滙豐銀聯雙幣信用卡。
  3. 0303/Other×otoOTO:每$1「獎賞錢」可作港幣1元即時消費1HKD per RewardCash rate
    03/Other×oto
    Other
    1HKD per RewardCash rate
    PointsCheck date conditions
    Offer details

    1 HKD per RewardCash rate

    Added: 2026-10-08

    Terms & conditions
    • Eligibility: Audience: all
    • Eligible spending: Applies to: oto · Type: merchant
    • Benefit limit: Period: not stated · Type: not stated
    • 即時兌換不適用於滙豐Pulse銀聯雙幣鑽石信用卡及滙豐銀聯雙幣信用卡。
    • 滙豐及參與商戶保留修訂相關項目的權利。
    • 下載應用程式後可使用「獎賞錢」、瀏覽優惠及管理信用卡賬戶。
  4. 0404/Other×oto於指定參與商戶即時兌換「獎賞錢」(每 HK$1 可抵 HK$1)1HKD saving
    04/Other×oto
    Offer details

    1 HKD saving

    Added: 2026-10-04

    Terms & conditions
    • Eligibility: Audience: all
    • Eligible spending: Applies to: 生活影音 / 百老匯 / 中原電器 / 生活數碼 / 水之屋 / oto / 百成堂 / 永安旅遊 · Type: merchant
    • Benefit limit: Applies to: 指定參與商戶即時兌換「獎賞錢」 · Period: not stated · Type: not stated
    • 每 HK$1「獎賞錢」可作 HK$1 使用。
    • 於商戶即時兌換「獎賞錢」不適用於滙豐 Pulse 銀聯雙幣鑽石信用卡及滙豐銀聯雙幣信用卡。
    • 換領優惠不適用於指定地點、產品及服務。滙豐及參與商戶保留修訂有關項目的權利。
  5. 0505/Other×otoOTO即時兌換「獎賞錢」:每$1「獎賞錢」可作HK$1使用1HKD saving
    05/Other×oto
    Offer details

    1 HKD saving

    Added: 2026-10-02

    Terms & conditions
    • Eligibility: Audience: all
    • Eligible spending: Applies to: OTO · Type: merchant
    • Benefit limit: Applies to: OTO即時兌換 · Period: not stated · Type: not stated
    • 每$1「獎賞錢」可作港幣$1使用。
    • 來源稱使用滙豐信用卡簽賬越多,可賺取及累積更多「獎賞錢」;來源未列賺取率。
    • 此兌換優惠不適用於滙豐 Pulse 銀聯雙幣鑽石信用卡及滙豐銀聯雙幣信用卡。
    • 來源提及可透過滙豐Reward+使用「獎賞錢」,但未說明於參與商戶即時兌換是否必須使用該應用程式。
  6. 0606/Other×oto多間參與商戶即時兌換「獎賞錢」:每$1「獎賞錢」可作HK$1使用1HKD per $1 RewardCash rate
    06/Other×oto
    Other
    1HKD per $1 RewardCash rate
    PointsCheck date conditions
    Offer details

    1 HKD per $1 RewardCash rate

    Added: 2026-09-28

    Terms & conditions
    • Eligibility: Audience: all
    • Eligible spending: Applies to: 生活影音 / 百老匯 / 中原電器 / 生活數碼 / 水之屋 / oto / 百成堂 / 永安旅遊 · Type: merchant
    • Benefit limit: Period: not stated · Type: not stated
    • 只適用於所列參與商戶。
    • 不適用於滙豐 Pulse 銀聯雙幣鑽石信用卡及滙豐銀聯雙幣信用卡。
    • 頁面稱可下載滙豐 Reward+ 應用程式,以使用「獎賞錢」、瀏覽優惠及管理信用卡賬戶。
  7. 0707/Other×otoOTO:每$1「獎賞錢」即時抵扣HK$1消費1HKD saving
    07/Other×oto
    Other
    1HKD saving
    DiscountCheck date conditions
    Offer details

    1 HKD saving

    Added: 2026-09-23

    Terms & conditions
    • Eligibility: Audience: all
    • Eligible spending: Applies to: OTO · Type: merchant
    • Benefit limit: Period: not stated · Type: not stated
    • 於參與商戶消費,每$1「獎賞錢」可作港幣1元使用,即時扣減消費。
    • 本頁稱使用滙豐信用卡簽賬可賺取及累積「獎賞錢」。
    • 不適用於滙豐 Pulse 銀聯雙幣鑽石信用卡及滙豐銀聯雙幣信用卡。
  8. 0808/Other×otoOTO:每HK$1「獎賞錢」可作HK$1使用1HKD reward
    08/Other×oto
    Other
    1HKD reward
    PointsCheck date conditions
    Offer details

    1 HKD reward

    Added: 2026-09-23

    Terms & conditions
    • Eligibility: Audience: all
    • Eligible spending: Applies to: oto · Type: merchant
    • Benefit limit: Period: not stated · Type: not stated
    • 不適用於滙豐Pulse銀聯雙幣鑽石信用卡及滙豐銀聯雙幣信用卡。
    • 滙豐及參與商戶保留修訂有關項目的權利。
  9. 0909/Other×otoOTO:每HK$1獎賞錢可抵HK$1消費1HKD saving
    09/Other×oto
    Other
    1HKD saving
    PointsCheck date conditions
    Offer details

    1 HKD saving

    Added: 2026-09-23

    Terms & conditions
    • Eligibility: Audience: all
    • Eligible spending: Applies to: oto · Type: merchant
    • Benefit limit: Applies to: 於OTO兌換獎賞錢 · Period: not stated · Type: not stated
    • 須使用已累積的獎賞錢於參與商戶即時兌換;每HK$1獎賞錢可作HK$1使用。
    • 不適用於滙豐Pulse銀聯雙幣鑽石信用卡及滙豐銀聯雙幣信用卡。
    • 滙豐及參與商戶保留修訂有關項目的權利。
  10. 1010/Other×oto於參與商戶即時使用獎賞錢,每$1可作港幣1元使用1HKD saving
    10/Other×oto
    Other
    1HKD saving
    DiscountCheck date conditions
    Offer details

    1 HKD saving

    Added: 2026-09-23

    Terms & conditions
    • Eligibility: Audience: all
    • Eligible spending: Applies to: 生活影音 / 百老匯 / 中原電器 / 生活數碼 / 水之屋 / OTO / 百成堂 / 永安旅遊 · Type: merchant
    • Benefit limit: Period: not stated · Type: not stated
    • 每$1「獎賞錢」可作港幣1元使用;優惠只適用於參與商戶。
    • 不適用於滙豐Pulse銀聯雙幣鑽石信用卡及滙豐銀聯雙幣信用卡。
    • 換領優惠不適用於豐澤特賣店及豐澤香港機場分店、時間廊維修服務,以及於K11 Design Store購買現金券。
    • 滙豐及參與商戶保留修訂有關不適用項目的權利。
  11. 1111/Other×otoOTO:每HK$1獎賞錢抵HK$11HKD saving
    11/Other×oto
    Other
    1HKD saving
    DiscountCheck date conditions
    Offer details

    1 HKD saving

    Added: 2026-09-23

    Terms & conditions
    • Eligibility: Audience: all
    • Eligible spending: Applies to: oto · Type: merchant
    • Benefit limit: Period: not stated · Type: not stated
    • 每HK$1「獎賞錢」可作HK$1使用;不適用於滙豐 Pulse 銀聯雙幣鑽石信用卡及滙豐銀聯雙幣信用卡。
  12. 1212/Other×otoOTO:每HKD 1「獎賞錢」可作HKD 1使用1HKD saving
    12/Other×oto
    Other
    1HKD saving
    PointsCheck date conditions
    Offer details

    1 HKD saving

    Added: 2026-09-22

    Terms & conditions
    • Eligibility: Audience: all
    • Eligible spending: Applies to: oto · Type: merchant
    • Benefit limit: Period: not stated · Type: not stated
    • 每$1「獎賞錢」可作港幣1元使用。
    • 不適用於滙豐 Pulse 銀聯雙幣鑽石信用卡及滙豐銀聯雙幣信用卡。
    • 滙豐及參與商戶保留修訂有關項目的權利。
  13. 1313/Other×oto於參與商戶以「獎賞錢」每1點兌換港幣1元消費額1獎賞錢 reward
    13/Other×oto
    Other
    1獎賞錢 reward
    PointsCheck date conditions
    Offer details

    1 獎賞錢 reward

    Added: 2026-09-21

    Terms & conditions
    • Eligibility: Audience: all
    • Eligible spending: Applies to: 生活影音 / 百老滙 / 中原電器 / 千色Citistore / 時間廊 / 豐澤 / GLYCEL / 生活數碼 / 萬寧 / 水磨坊 / Oasis Homme / 水之屋 / OTO / 百成堂 / 崇光百貨 / 永安百貨 / 永安旅遊 / LeSportsac · Type: merchant
    • Benefit limit: Applies to: 獎賞錢兌換 · Period: not stated · Type: not stated
    • 於參與商戶消費時使用;每$1「獎賞錢」可作港幣1元使用。
    • 不適用於滙豐Pulse銀聯雙幣鑽石信用卡及滙豐銀聯雙幣信用卡。
    • 換領優惠不適用於豐澤特賣店及豐澤香港機場分店、時間廊維修服務及於K11 Design Store購買現金券。
    • LeSportsac每次可兌換港幣50元或其倍數;千色Citistore每次最少兌換港幣100元現金券;萬寧、崇光百貨及永安百貨每次最少兌換港幣50元現金券一張。
    • 崇光購物禮券換領處設於崇光銅鑼灣店SOGO CLUB 11/F;兌換時間按崇光營業時間,節日期間特別延長時間除外。
  14. 1414/Home and furniture×otoOTO按摩椅HK$300折扣300HKD saving
    14/Home and furniture×oto
    Home and furniture
    300HKD saving
    DiscountCheck date conditionsother
    Offer details

    300 HKD saving

    Added: 2026-09-20

    Terms & conditions
    • Eligibility: Audience: other · Document: 時代廣場Office Club會員
    • Eligible spending: Applies to: OTO · Type: merchant
    • Benefit limit: Period: not stated · Type: not stated
    • 時代廣場Office Club會員限定
    • 購買價值HK$10,000或以下OTO按摩椅
  15. 1515/Home and furniture×otoOTO按摩椅HK$1,000折扣1,000HKD saving
    15/Home and furniture×oto
    Home and furniture
    1,000HKD saving
    DiscountCheck date conditionsother
    Offer details

    1,000 HKD saving

    Added: 2026-09-20

    Terms & conditions
    • Eligibility: Audience: other · Document: 時代廣場Office Club會員
    • Eligible spending: Applies to: OTO · Type: merchant
    • Benefit limit: Period: not stated · Type: not stated
    • 時代廣場Office Club會員限定
    • 購買價值HK$10,001至HK$40,000 OTO按摩椅
  16. 1616/Home and furniture×otoOTO按摩椅HK$3,000折扣3,000HKD saving
    16/Home and furniture×oto
    Home and furniture
    3,000HKD saving
    DiscountCheck date conditionsother
    Offer details

    3,000 HKD saving

    Added: 2026-09-20

    Terms & conditions
    • Eligibility: Audience: other · Document: 時代廣場Office Club會員
    • Eligible spending: Applies to: OTO · Type: merchant
    • Benefit limit: Period: not stated · Type: not stated
    • 時代廣場Office Club會員限定
    • 購買價HK$40,001或以上OTO按摩椅
  17. 1717/Other×oto參與商戶以「獎賞錢」即時節省消費,每$1可作港幣1元使用1HKD saving
    17/Other×oto
    Offer details

    1 HKD saving

    Added: 2026-09-18

    Terms & conditions
    • Eligibility: Audience: all
    • Eligible spending: Applies to: av life / broadway lifestyle / chung yuen electrical / 千色citistore / 時間廊 / fortress / 生活數碼 / mannings / 水之屋 / oto / 百成堂 / sogo / 永安百貨 / wing on travel · Type: merchant
    • Benefit limit: Applies to: RewardCash即時兌換 · Period: not stated · Type: not stated
    • 下載滙豐Reward+應用程式,您即可隨時隨地使用「獎賞錢」、瀏覽最新優惠及管理信用卡賬戶。
    • 於商戶即時兌換「獎賞錢」不適用於滙豐 Pulse 銀聯雙幣鑽石信用卡及滙豐銀聯雙幣信用卡。
    • 滙豐及參與商戶保留修訂有關項目的權利。
    • 頁面列出的參與商戶包括生活影音、百老滙、中原電器、千色Citistore、時間廊、豐澤、生活數碼、萬寧、水之屋、OTO、百成堂、崇光百貨、永安百貨及永安旅遊。
    • 換領優惠不適用於豐澤特賣店及豐澤香港機場分店。
    • 換領優惠不適用於時間廊的維修服務及於K11 Design Store購買現金券。
    • GLYCEL、水磨坊及Oasis Homme列明適用於2026年3月31日或之前;不將其作為2026年9月23日的有效商戶優惠。
  18. 1818/Pharmacies and supplements×otoOsim等商戶:extra 5X RewardCashHSBC Easy Credit Card Visa Platinum Card5RewardCash reward
    18/Pharmacies and supplements×oto
    Pharmacies and supplements
    HSBC Easy Credit Card Visa Platinum Card5RewardCash reward
    Conditions applyPointsPeriod LimitedCap: HK$2,000.00 · promotion total
    Offer details

    5 RewardCash reward

    Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.

    Terms & conditions
    • Eligibility: Audience: all
    • Eligible spending: Applies to: osim / oto / slowood · Type: merchant
    • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
    • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
    • Application or registration is required.
    • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
    • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
    • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
    • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
    • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
    Related credit cards
  19. 1919/Pharmacies and supplements×oto南北行等商戶:Extra 5X RewardCash for 藥房/保健品HSBC UnionPay Dual Currency Card5RewardCash reward
    19/Pharmacies and supplements×oto
    Pharmacies and supplements
    HSBC UnionPay Dual Currency Card5RewardCash reward
    Conditions applyPointsPeriod LimitedCap: HK$2,000.00 · promotion total
    Offer details

    5 RewardCash reward

    Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.

    Terms & conditions
    • Eligibility: Audience: all
    • Eligible spending: Applies to: 南北行 / osim / oto / slowood / 維特健靈 / 位元堂 / 屈臣氏 · Type: merchant
    • Requirements: Period spend <: HK$100,000.01
    • Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
    • Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
    • Application or registration is required.
    • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
    • Allocate the extra 5X RewardCash to one selected category.
    • Qualifying spend is counted during 2026-01-01 to 2026-12-31.
    • The first HKD100,000 of qualifying spend is eligible for the extra reward.
    • Maximum extra RewardCash is HKD2,000.
    • The extra reward is in addition to the basic RewardCash.
    • Selected category bucket: 賞購物.
    • Valid only for the listed merchants in the 藥房/保健品 group.
    • The merchant list and merchant category rules in the terms and conditions apply.
    • 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31
    Related credit cards
  20. 2020/Pharmacies and supplements×oto南北行等商戶:extra 5X RewardCashHSBC Visa Gold Card5RewardCash reward
    20/Pharmacies and supplements×oto
    Pharmacies and supplements
    HSBC Visa Gold Card5RewardCash reward
    Conditions applyPointsPeriod LimitedCap: HK$2,000.00 · promotion total
    Offer details

    5 RewardCash reward

    Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.

    Terms & conditions
    • Eligibility: Audience: all
    • Eligible spending: Applies to: 南北行 / osim / oto / slowood / 維特健靈 / 位元堂 / 屈臣氏 · Type: merchant
    • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
    • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
    • Application or registration is required.
    • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
    • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
    • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
    • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
    • Spend is limited to the named participating pharmacy and health-care merchants and their qualifying Hong Kong transactions.
    • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
    Related credit cards
20 / 20

Source-listed offers. Check terms.

Credit cards

Card reward
HK$20.002%
Purchase amount
HK$1,000.00
Reward rate
2%
Estimated net cost
HK$980.00
hsbc easy credit card visa platinum cardView details
HK$1,000.00 purchase
Calculation
HK$20.00
  • Selected amount: HK$1,000.00
  • Purchase amount: HK$1,000.00
  • Promotion saving: HK$0.00
  • Card payment: HK$1,000.00
  • Card reward: HK$20.00
  • Additional charges: HK$0.00
  • Estimated net cost: HK$980.00

HK$20.00 ÷ HK$1,000.00 = 2%

Terms & conditions
  • Assumes the full reward limit is still available. extra 5X RewardCash across eligible spend
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Merchant category is not stated; only the matched merchant reward scenario is estimated.

Osim等商戶:extra 5X RewardCash

  • Eligibility: Audience: all
  • Eligible spending: Applies to: osim / oto / slowood · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
  1. 0101/HSBChsbc easy credit card visa platinum cardHSBC Easy Credit Card Visa Platinum Card2%HK$20.00
    Calculation
    HK$20.00
    • Selected amount: HK$1,000.00
    • Purchase amount: HK$1,000.00
    • Promotion saving: HK$0.00
    • Card payment: HK$1,000.00
    • Card reward: HK$20.00
    • Additional charges: HK$0.00
    • Estimated net cost: HK$980.00

    HK$20.00 ÷ HK$1,000.00 = 2%

    Terms & conditions
    • Assumes the full reward limit is still available. extra 5X RewardCash across eligible spend
    • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
    • Merchant category is not stated; only the matched merchant reward scenario is estimated.

    Osim等商戶:extra 5X RewardCash

    • Eligibility: Audience: all
    • Eligible spending: Applies to: osim / oto / slowood · Type: merchant
    • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
    • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
    • Application or registration is required.
    • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
    • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
    • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
    • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
    • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
  2. 0202/HSBChsbc unionpay dual currency cardHSBC UnionPay Dual Currency Card2%HK$20.00
    Calculation
    HK$20.00
    • Selected amount: HK$1,000.00
    • Purchase amount: HK$1,000.00
    • Promotion saving: HK$0.00
    • Card payment: HK$1,000.00
    • Card reward: HK$20.00
    • Additional charges: HK$0.00
    • Estimated net cost: HK$980.00

    HK$20.00 ÷ HK$1,000.00 = 2%

    Terms & conditions
    • Assumes the full reward limit is still available. extra RewardCash under 2026 最紅自主獎賞
    • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
    • Merchant category is not stated; only the matched merchant reward scenario is estimated.

    南北行等商戶:Extra 5X RewardCash for 藥房/保健品

    • Eligibility: Audience: all
    • Eligible spending: Applies to: 南北行 / osim / oto / slowood / 維特健靈 / 位元堂 / 屈臣氏 · Type: merchant
    • Requirements: Period spend <: HK$100,000.01
    • Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
    • Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
    • Application or registration is required.
    • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
    • Allocate the extra 5X RewardCash to one selected category.
    • Qualifying spend is counted during 2026-01-01 to 2026-12-31.
    • The first HKD100,000 of qualifying spend is eligible for the extra reward.
    • Maximum extra RewardCash is HKD2,000.
    • The extra reward is in addition to the basic RewardCash.
    • Selected category bucket: 賞購物.
    • Valid only for the listed merchants in the 藥房/保健品 group.
    • The merchant list and merchant category rules in the terms and conditions apply.
    • 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31
  3. 0303/HSBChsbc visa gold cardHSBC Visa Gold Card2%HK$20.00
    Calculation
    HK$20.00
    • Selected amount: HK$1,000.00
    • Purchase amount: HK$1,000.00
    • Promotion saving: HK$0.00
    • Card payment: HK$1,000.00
    • Card reward: HK$20.00
    • Additional charges: HK$0.00
    • Estimated net cost: HK$980.00

    HK$20.00 ÷ HK$1,000.00 = 2%

    Terms & conditions
    • Assumes the full reward limit is still available. extra 5X RewardCash across eligible spend
    • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
    • Merchant category is not stated; only the matched merchant reward scenario is estimated.

    南北行等商戶:extra 5X RewardCash

    • Eligibility: Audience: all
    • Eligible spending: Applies to: 南北行 / osim / oto / slowood / 維特健靈 / 位元堂 / 屈臣氏 · Type: merchant
    • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
    • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
    • Application or registration is required.
    • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
    • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
    • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
    • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
    • Spend is limited to the named participating pharmacy and health-care merchants and their qualifying Hong Kong transactions.
    • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

HK$1,000.00 Precomputed estimates. Conditions apply.