cncbi jd mastercard
Calculation
HK$40.00
- Selected amount: HK$1,000.00
- Purchase amount: HK$1,000.00
- Promotion saving: HK$0.00
- Card payment: HK$1,000.00
- Card reward: HK$40.00
- Additional charges: HK$0.00
- Estimated net cost: HK$960.00
HK$40.00 ÷ HK$1,000.00 = 4%
Terms & conditions
- Assumes the full reward limit is still available. 4% cash rebate per calendar month
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
- Merchant category is not stated; only the matched merchant reward scenario is estimated.
JD Group 4% cash rebate
- Eligibility: Audience: all
- Eligible spending: Applies to: 網上購物 / 購物 / 超級市場 · Type: category
- Benefit limit: Amount: 200 · Applies to: 4% cash rebate per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
- Applies to principal and supplementary JD Mastercard transactions at JD App, JD Mall Hong Kong, and Kai Bo Food Supermarket. The promotion period is 2026-06-29 through 2026-12-31. The formal terms state 4% cash rebate, including the JD Mastercard basic Cash Rebate, capped at HK$200 per calendar month. The Bank calculates by transaction date and the HKD amount on the statement; the basic rebate follows the Cash Rebate Rewards Program timing. Eligible transactions are posted retail, online, or mail/phone orders at designated JD Group merchants. The Bank excludes redemption fees, WeChat Pay/WeChat Pay HK, Alipay/AlipayHK, PayMe, merchant-instalment repayments, mobile or funds transfers, electronic-funds-transfer-platform merchant transactions, e-wallet reloads, and unposted, cancelled, refunded, invalid, or Bank-specified transactions. Non-HKD transactions are converted to HKD and rounded up to HK$0.01 using the Bank's rate; the statement amount controls. The Bank decides eligibility. Keep the account valid and in good standing when credited; rebate can offset retail purchases only, not statement balance, and is not transferable or cash-redeemable. Unused rebate is forfeited on account closure; the Bank may request purchase records. The 10% program cannot combine with other promotions. The page headline presents up to 10% across the separate 4% and extra 6% offers; this offer is the 4% component.
- Eligible JD Group transactions: 2026-06-29 – 2026-12-31